BANKING STATISTICS601.57Growth of Total Bank BranchOffices Based on Bank Location60SHARIA BANK DATA61

BULANAN
MONTHLY
STATISTIK PERBANKAN INDONESIA

INDONESIAN BANKING STATISTICS
Vol: 12 No. 8, Juli 2014
ISSN: 2086-2954
KATA PENGANTAR
FOREWARD
Statistik Perbankan Indonesia (SPI) merupakan
media
publikasi
yang
menyajikan
data
mengenai perbankan Indonesia. SPI diterbitkan
secara bulanan oleh Departemen Perizinan dan
Informasi
Perbankan
untuk
memberikan
gambaran
perkembangan
perbankan
di
Indonesia.
The Indonesia Banking Statistic is a publication

media that provides data of Indonesia Banking.
The SPI is published by the licence and banking
information department monthly to give an
overview of banking development in Indonesia.
Sehubungan dengan beralihnya fungsi, tugas

dan wewenang pengaturan dan pengawasan
kegiatan jasa keuangan di sektor perbankan
dari Bank Indonesia ke Otoritas Jasa Keuangan
sejak tanggal 31 Desember 2013, maka SPI edisi
November 2013 akan diterbitkan oleh Otoritas
Jasa Keuangan dan dapat diakses melalui
website www.ojk.go.id pada menu Data dan
Statistik-Perbankan.
Due to change function, job and authority of

arrangement and surveillance of financial
services activity in banking sector from The Bank
of Indonesia to Financial Services Authority since
December 31th, 2003, so The SPI's edition on
November 2013 will be published by Financial
Services Authority and can be accessed through
website www.ojk.go.id at data menu and
banking statistic.
Dengan perubahan tersebut, diharapkan data

yang disajikan tetap dapat bermanfaat bagi
pengguna.
By the change, the provided data can be useful

for user/stakeholder.
Jakarta, September 2014

Jakarta, September 2014
Otoritas Jasa Keuangan, Republik Indonesia

Departemen Perizinan dan Informasi Perbankan
Financial Services Authority, Republic of Indonesia
Bank Licensing and Banking Information Department
HALAMAN KETERANGAN
PAGE OF REFERANCE
Jadwal Publikasi Kedepan
Edisi Agustus 2014 akan diterbitkan pada minggu ke
III bulan Oktober 2014.
Advance Release Calender (ARC)

August 2014 edition will be released on the 3rd week
of October 2014.
Tanda-tanda, dan Sumber Data

Suatu jumlah tidak selalu sama besarnya dengan
penjumlahan
angka-angka
yang
bersangkutan
karena pembulatan.
Notes, Symbols and Sources of Data

Totals do not necessarily agree with the sum of items
shown because of roundings.
r
( )
*
**
***
...
-$
r
( )
*
**
***
...
-$
Angka-angka diperbaiki
Sebagian dari suatu jumlah
Angka-angka sementara
Angka-angka sangat sementara
Angka-angka sangat-sangat sementara
Tidak ada
Angka belum tersedia
Nol atau lebih kecil daripada digit terakhir
Dolar Amerika Serikat
Tanda koma pada angka-angka harap dibaca sebagai

titik dan sebaliknya tanda titik harap dibaca sebagai
koma.
Sumber Data : Bank Indonesia dan Otoritas Jasa
Keuangan, kecuali jika dinyatakan lain.
1. Data yang digunakan dalam Publikasi SPI
bersumber dari Laporan Bulanan Bank Umum
(LBU), Laporan Bulanan Bank Umum Syariah
(LBUS), dan Laporan Bulanan Bank Perkreditan
Rakyat (Lapbul BPR) kecuali dinyatakan lain.
2. Proses download data; Data Laporan Bulanan
Bank Umum (LBU) dan Laporan Bulanan Bank
Umum Syariah (LBUS) yang disampaikan dari
bank pelapor kepada Bank Indonesia diolah
melalui Sistem Informasi Perbankan (SIP).
Perbedaan waktu download data LBU melalui SIP
dapat menyebabkan perbedaan pada data yang
dipublikasikan ini dengan data publikasi yang
lain. Oleh sebab itu, pembaca dihimbau untuk
memperhatikan waktu download data. Misalnya
pemrosesan data bulan laporan Juli 2014 untuk
Publikasi
Statistik
Perbankan
Indonesia
penerbitan periode ini dilakukan dari tanggal 10
Agustus s/d tanggal 15 September 2014.
Revised figures
Subset of data
Provisional figures
Very provisional figures
Estimated figures
Not available
Figures are not available yet
Nil or less than the last digit
US Dollar
Commas in the numbers please read as point and vice

versa, please read the point as a comma
Data Source : Bank Indonesia and Financial Services
Authority unless mentioned otherwise.
1.
The data used in the Indonesian Banking Statistics

is derive from Commercial Bank Monthly Reports,
Sharia Bank Monthly Reports and Rural Bank
Monthly Reports.
2. Data from the Commercial Bank Monthly Reports

and the Sharia Bank Monthly Reports which
submitted by the reporting banks to Bank
Indonesia, is processed using the Bank Indonesia
Banking Information System. The time taken to
download data from Banking Information System
can result in variations of the data
that is
published in this book,
compared to other
published
data.
Therefore,
readers
are
recommended to pay attention to the download
time of data. The processing of the Juli 2014
monthly reports for this periode of the Indonesian
Banking Statistics was done from 10 August until
15 September 2014.
Sampai dengan bulan Desember 2014 data dalam

publikasi ini disediakan melalui website OJK
(http://www.ojk.go.id)
dan
website
BI
(http://www.bi.go.id).
Until December 2014, The data publication are also

provided through OJK website (http://www.ojk.go.id)
and BI website (http://www.bi.go.id).
Departemen Perizinan dan Informasi Perbankan

Deputi Direktur Publikasi dan Administrasi (IDAP)
Otoritas Jasa Keuangan
Menara Radius Prawiro
Jl. MH Thamrin No. 2, Jakarta Pusat
Email: konsumen@ojk.go.id
Telepon: (021) 500 655
Fax: (021) 386 6032
Bank Licensing and Banking Information Department

Administration and Publication Deputy Director (IDAP)
Indonesia Financial Services Authority
Radius Prawiro Tower
Jl. MH Thamrin No. 2, North Jakarta
Email: konsumen@ojk.go.id
Telephone: +62-21500 655
Fax: +62-21-386 6032
ii
DAFTAR ISI
TABLE OF CONTENT
KATA PENGANTAR
INTRODUCTION
HALAMAN KETERANGAN
ii
PAGE OF REFFERENCE
ii
DAFTAR ISI
iii
TABLE OF CONTENT
iii
DAFTAR SINGKATAN
iv
LIST OF ABBREVIATIONS
iv
DAFTAR TABEL
LIST OF TABLES
DATA
DATA
DATA BANK UMUM
COMMERCIAL BANK DATA
DATA BANK SYARIAH
61
SHARIA BANK DATA
61
DATA BANK PERKREDITAN RAKYAT
77
RURAL BANK DATA
77
DATA PERKREDITAN
93
CREDIT DATA
93
iii
DAFTAR SINGKATAN
LIST OF ABBREVIATION
APYD
: Aktiva Produktif Yang Diklasifikasikan
APYD
: Classified Earning assets
ATMR
: Aktiva Tertimbang Menurut Risiko
ATMR
: Risk Weighted Assets
BOPO
: Biaya Operasional terhadap Pendapatan
BOPO
: Operations Expenses to Operations Income
Operasional
BPD
: Bank Pembangunan Daerah
BPD
: Regional Development Bank
CAR
: Capital Adequacy Ratio
CAR
: Capital Adequacy Ratio
DPK
: Dana Pihak Ketiga
DPK
: Third Party Funds
KAP
: Kualitas Aktiva Produktif
KAP
: Earning assets Qualtiy
KBAB
: Kewajiban Bersih Antar Bank
KBAB
: Inter-Bank Net Liabilities
KP
: Kantor Pusat
KP
: Head Office
KC
: Kantor Cabang
KC
: Branch Office
KCP
: Kantor Cabang Pembantu
KCP
: Sub-Branch Office
KK
: Kantor Kas
KK
: Cash Office
KPW
: Kantor Perwakilan
KPW
: Representative Office
LBU
: Laporan Bulanan Bank Umum
LBU
: Commercial Bank Monthly Report
LDR
: Loan to Deposit Ratio
LDR
: Loan to Deposit Ratio
NIM
: Net Interest Margin
NIM
: Net Interest Margin
NPL
: Non Performing Loan
NPL
: Non-Performing Loan
ROA
: Return on Assets
ROA
: Return on Assets
SIP
: Sistem Informasi Perbankan
SIP
: Banking Information System
UKM
: Usaha Kecil Menengah
UKM
: Small/Medium-Scale-Enterprise Industry
UMKM
: Usaha Mikro Kecil Menengah
UMKM
: Small/Medium/Micro-Enterprise
Industry
(SMEs)
NOM
: Net Operating Margin
NOM
: Net Operating Margin
FDR
: Financing to Deposit Ratio
FDR
: Financing to Deposit Ratio
iv
DAFTAR TABEL
LIST OF TABLES
NO.
NO. TABEL
JUDUL
TABLES
HAL
DATA
1.
Kegiatan Usaha Perbankan
TOPIC
PAGES
DATA
2
Bank Industries Operation
COMMERCIAL BANK
DATA BANK UMUM

2.
1.1.a s.d 1.7.a
Kegiatan Usaha Bank Umum
1.1.a s.d 1.7.a
Commercial Banks Operation
3.
1.8.a s.d
1.14.a
Laporan Laba/Rugi Bank Umum
11
1.8.a s.d
1.14.a
Commercial Banks Income

Statement
11
4.
1.15.a s.d
1.21.a
Rekening Administratif Bank Umum
18
1.15.a s.d
1.21.a
Commercial Banks Off-Balance

Sheet
18
5.
1.22.a s.d
1.28.a
Kinerja Bank Umum Konvensional
25
1.22.a s.d
1.28.a
Commercial Banks Performance
25
6.
1.29
Perkembangan Aset Bank Umum

Berdasarkan Kelompok Bank
32
1.29
Growth of Commercial Banks

Asset Based Group Bank
32
7.
1.30
Jumlah Bank Umum Berdasarkan

Pengelompokkan Total Aset
33
1.30
Total of Commercial Banks Based

on Total Assets
33
8.
1.31 s.d 1.37
Aset Produktif Bank Umum

Konvensional dan Kualitas Kredit
Bank Umum Kepada Bank Lain
34
1.31 s.d 1.37
Earning Assets of Commercial

Banks and Credit Quality of
Commercial Banks to Other Bank
34
9.
1.38 s.d 1.44
Komposisi Dana Pihak Ketiga Bank

Umum
41
1.38 s.d 1.44
Composition of Third Party Funds

of Commercial Banks
41
10.
1.45
Komposisi DPK Bank Umum

Berdasarkan Lokasi bank
Penghimpunan Dana
48
1.45

of Commercial Banks Based on
Bank Location Month (...) Year (...)
48
11.
1.46
Penghimpunan DPK Bank Umum

Berdasarkan Lokasi Bank
Penghimpunan Dana
49
1.46
Third Party Funds of Commercial

Banks Based on Bank Location of
Deposits
49
12.
1.47 s.d 1.53
Suku Bunga Rata-rata DPK Bank

Umum
50
1.47 s.d 1.53
Average of Interest Rate of Third

Party Fund of Commercial Banks
50
13.
1.54
Suku Bunga Rata-rata Kredit Bank

Umum kepada Pihak Bukan Bank
Berdasarkan Lapangan Usaha dan
Bukan Lapangan Usaha Penerima
Kredit
57
1.54
Average of Credit Interest Rates

of Commercial Bank to Parties
Non Bank Based on Industrial
Origin and Non Industrial Origin
Credit Recipients
57
14.
1.55
Suku Bunga Rata-rata Kredit Bank

Umum kepada Pihak Ketiga Bukan
Bank Berdasarkan Jenis
Penggunaan dan Orientasi
Penggunaan
58
1.55
Average of Credit Interest Rate of

Commercial Based on Types and
Orientation User
58
15.
1.56
Perkembangan Jumlah Bank Umum

dan Kantor Bank Umum
59
1.56
Growth of Total Commercial

Banks and Bank Offices
59
16.
1.57
Perkembangan Jumlah Kantor

Cabang Bank Berdasarkan Lokasi
Bank
60
1.57
Growth of Total Branch offices

Based on Region
60
17.
2.1 s.d 2.3
Kegiatan Usaha Bank Umum

Syariah
62
2.1 s.d 2.3
Sharia Commercial Bank

Operation
62
18.
2.4
Perkembangan Aset Perbankan

Syariah
65
2.4
Growth of Sharia Bank Assets
65
19.
2.5
Aktiva Produktif Perbankan Syariah
66
2.5
Earning Assets of Sharia Banks
66
20.
2.6
Komposisi DPK Perbankan Syariah
67
2.6

of Syariah Banks
67
21.
2.7
Tingkat Bagi Hasil Rata-rata DPK

Bank Syariah
68
2.7
Average of Profit Sharing Rates of

Third Party Fund of Sharia Banks
68
SHARIA BANK DATA
DATA BANK SYARIAH
NO.
NO. TABEL
JUDUL
HAL
TABLES
TOPIC
PAGES
22.
2.8
Tingkat Margin Rata-rata

Pembiayaan Berdasarkan Sektor
Ekonomi
69
2.8
Average of Margin Rates of

Financing
69
23.
2.9
Tingkat Margin Rata-rata

Pembiayaan Berdasarkan Jenis
Penggunaan
70
2.9
Average of Margin Rates of

Financing Based on Type of Use
70
24.
2.10
Kegiatan Usaha BPR Syariah
71
2.10
Syariah Rural Bank
71
25.
2.11
Aset dan Pembiayaan BPR Syariah
72
2.11
Asset and Financing of Sharia

Rural Bank)
72
26.
2.12
Jaringan Kantor Perbankan Syariah
73
2.12
Sharia Bank Office Network
73
27.
2.13
Kinerja Bank Umum Syariah
74
2.13
Islamic Commercial Bank

Performance
74
28.
2.14
Bank Umum Syariah Berdasarkan

Tingkat Rasio
75
2.14
Sharia Commercial Based on

Ratios
75
RURAL BANK DATA
DATA BANK PERKREDITAN

RAKYAT
29.
3.1
Kegiatan Usaha Bank Perkreditan

Rakyat
78
3.1
Rural Bank Operations
78
30.
3.2
Kinerja Bank Perkreditan Rakyat
79
3.2
Rural Bank Performance
79
31.
3.3
Perkembangan Aset BPR

Berdasarkan Lokasi BPR
80
3.3
Growth of Assets Based Rural

Bank Data
80
32.
3.4
Jumlah BPR Berdasarkan Total Aset
81
3.4
Rural Banks Based on Total

Assets
81
33.
3.5
Non Performing Loan (NPL) Bank

Perkreditan Rakyat
82
3.5
NPL of Rural Bank
82
34.
3.6
NPL BPR Berdasarkan Lokasi
83
3.6
NPL of Rural Banks Based On

Location
83
35.
Dana Pihak Ketiga
Third Party Funds of Rural Bank
3.7
a. Komposisi DPK Bank Perkreditan

Rakyat
84
3.7
a. Composition of Third Party

Funds of Rural Bank
84
3.8
b. Komposisi
DPK
Berdasarkan
Lokasi Penghimpunan
85
3.8
b. Composition of Third Party

Funds Based on Location
85
3.9
c. DPK BPR Berdasarkan Lokasi

Penghimpun
86
3.9
c. Third Party Funds of Rural

Banks Based on Location
86
36.
3.10
Suku Bunga Rata-rata DPK BPR
87
3.10
Average of Third Party Interest

Rates of Rural Banks
87
37.
3.11
Suku Bunga Rata-rata Kredit BPR

Berdasarkan Sektor Ekonomi
88
3.11

of Rural Banks
88
38.
3.12
Suku Bunga rata-rata Kredit BPR

Berdasarkan Jenis Penggunaan
89
3.12

of Rural Banks Based on Type of
Use
89
39.
jdkjdjdkdkjdjd
kjddj
Perkembangan Jumlah Bank dan

Kantor Bank
jdkd
jdj
ddddddddddd
dd
Growth of Total Rural Banks and

Bank Offices
3.13
a. Perkembangan Jumlah BPR
90
3.13
3.14
b. Perkembangan Jumlah BPR dan

Kantor BPR Berdasarkan Lokasi
91
3.14
a. Growth of Total Rural Bank

b. Growth of Total Rural Bank
Offices Based on Region
90
91
CREDIT DATA
DATA PERKREDITAN
40.
4.1.a s.d 4.7.a
Kredit dan NPL Bank Umum Kepada

Pihak Ketiga Bukan Bank
Bukan Lapangan Usaha Penerima
Kredit
94
4.1.a s.d 4.7.a
Credit Channeling and NPL Credit

Channeling of Commercial Banks
to Non Bank Third Party Based
on Business Sector and non
Business Sector of Credit
Channeling Beneficiary
94
vi
NO.
NO. TABEL
JUDUL
HAL
TABLES
TOPIC
PAGES
41.
4.8.a

Bukan Lapangan Usaha Per Lokasi
Dati I Bank Penyalur Kredit
101
4.8.a
Credit and NPL of Comemrcial

Bank to Non Bank Third Party
Based on Business Sector and
non Business Sector of Credit by
Region
101
42.
4.9.a s.d
4.15.a

Berdasarkan Jenis Penggunaan dan
Orientasi Penggunaan
102
4.9.a s.d
4.15.a
Credit and NPL of Commercial

Banks to Non Bank Third Party
Based on Types and Orientation
of Use
102
43.
4.16.a

Berdasarkan Jenis Penggunaan dan
Orientasi Penggunaan per Lokasi
Dati I Bank Penyalur Kredit
109
4.16.a

Based on Types and Orientation
of Use by Bank Location for
[month] [year]
109
44.
4.17.a

Berdasarkan Lokasi Dati I Bank
Penyalur Kredit
110
4.17.a
Credit and NPL 0f Commercial

Based on Bank Location
110
45.
4.18.a

Berdasarkan Hubungan Penerima
Kredit dengan Bank
111
4.18.a

Based on Bank Relation with
Beneficiary
111
46.
4.19.a

Pihak Ketiga Bukan Bank Yang
Penarikannya Menggunakan Kartu
Berdasarkan Kelompok Bank
112
4.19.a

Withdrawn By Card Based on
Group of Bank
112
47.
4.20.a
Penerusan Kredit (Off-Balance

Sheet) dan NPL Penerusan Kredit
Bank Umum Kepada Pihak Ketiga
Bukan Bank Berdasarkan Lapangan
Usaha dan Bukan Lapangan Usaha
Penerima Penerusan Kredit
113
4.20.a
Credit Channeling (Off-Balance

Sheet) and NPLof Commercial
Banks Based on Industries
Sector and non Industries Sector
of Credit Channeling Beneficiary
113
48.
4.21.a
Penerusan Kredit (Off-Balance

Sheet) dan Non PerformingLoan
(NPL) Penerusan Kredit Bank Umum
Kepada Pihak Ketiga Bukan Bank
Berdasarkan Jenis Kredit dan
Golongan Penyalur Kredit
114
4.21.a
Off-Balance Sheet Credit

Channeling and NPL of
Commercial Banks to Non-Bank
Third Party Based on Types of
Credit and Classification of Credit
Providers
114
49.
4.22
Pembiayaan Perbankan Syariah
115
4.22
Financing of Sharia banks
115
50.
4.23

116
4.23
Financing of Syariah Banks

Based on Economic Sector
116
51.
4.24

Berdasarkan Lokasi Bank Penyalur
117
4.24
Financing of Syariah Banks

Based on Banks Location
117
52.
4.25
Kredit BPR Berdasarkan Sektor

Ekonomi
118
4.25
Credit of Rural Banks Based on

Economic Sector
118
53.
4.26
Kredit Bank Perkreditan Rakyat

119
4.26
Credit of Rural Banks Based on

Type of Use
119
54.
4.27
Kredit Bank Perkreditan Rakyat

Berdasarkan Lokasi Bank Penyalur
120
4.27
Credit of Rural Bank Based on

Location
120
55.
4.28
Kredit dan NPL MKM dan UMKM

121
4.28
Credit & NPL of MSMEs and

SMEs Based on Economic Sector
121
56.
4.29
Kredit dan NPL MKM dan UMKM

123
4.29

SMEs Based on Type Use
123
57.
4.30
Kredit dan NPL Rincian Kredit MKM

dan UMKM Menurut Kelompok
Bank
124
4.30

SMEs Based on Group of Bank
124
58.
4.31
Kredit UMKM dan MKM Menurut

Lokasi Proyek per Daerah Tingkat I
126
4.31

SMEs Based on Project Location
126
vii
viii
Thi s page i nt ent i onal l y l eft bl ank
Halamn ini sengaja dikosongkan
Indonesia Banking Statistics - Vol. 12, No. 8, July 2014
Statistik Perbankan Indonesia - Vol. 12, No. 8, Juli 2014
Tabel 1 Kegiatan Usaha Perbankan
(Bank Industries Operation)

Miliar Rp (Billion Rp)
2013
Indikator
2008
2009
2010
2011
2014
Indicator
2012
Jul
Aug
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Distribution of Funds
Penyaluran Dana
Bank Umum
2.015.221
2.282.179
2.765.912
3.412.463
4.172.672
4.395.148
4.472.336
4.637.620
4.627.191
4.721.849
4.823.303
4.768.534
4.785.055
4.822.425
4.898.586
4.992.500
5.087.663
4.994.723
31.313
36.076
43.877
53.534
64.753
69.107
70.378
71.528
72.546
74.071
74.550
74.669
75.378
76.006
76.449
76.722
77.460
78.154
166.518
212.116
139.316
117.983
81.158
76.837
73.167
83.044
100.420
107.950
111.689
113.308
109.868
118.935
118.890
114.940
111.554
Bank Perkreditan Rakyat

SBI dan SBIS
1)
1)
Source of Funds
1.990.345
2.180.934
2.563.562
3.093.848
3.542.518
3.736.834
3.794.384
3.918.543
3.884.976
3.955.499
4.070.018
3.983.612
3.989.243
4.013.763
4.087.758
4.165.744
4.258.480
4.182.002
26.345
30.367
37.034
45.462
55.289
59.295
60.269
61.163
61.824
62.915
64.001
64.015
64.695
65.481
65.969
66.122
66.683
67.286
Commercial Banks
Rural Banks
Total Assets
Jumlah Aset
Bank Umum
Rural Banks
89.792 SBI and SBIS
Sumber Dana
Bank Umum
Commercial Banks
2.310.557
2.534.106
3.008.853
3.652.832
4.262.587
4.510.290
4.581.137
4.737.308
4.716.845
4.817.751
4.954.467
4.880.485
4.888.752
4.932.997
5.008.095
5.097.466
5.198.013
5.131.153
32.533
37.554
45.742
55.799
67.397
72.091
73.858
74.440
75.491
75.017
77.376
77.485
78.189
78.838
79.159
79.524
80.329
81.091
124
121
122
120
120
120
120
120
120
120
120
120
120
120
119
119
119
119
1.772
1.733
1.706
1.669
1.653
1.641
1.641
1.641
1.639
1.637
1.635
1.636
1.636
1.636
1.635
1.634
1.634
1.635

Ket : 1) Sertifikat Bank Indonesia Syariah
Commercial Banks
Rural Banks
Total Bank Offices
Jumlah Kantor
Bank Umum
Rural Banks
Total Banks
Jumlah Bank
Bank Umum
Commercial Banks
10.868
12.837
13.837
14.797
16.625
17.688
17.798
17.953
18.114
18.303
18.558
18.612
18.647
18.704
18.799
18.933
19.004
19.224
3.367
3.644
3.910
4.172
4.425
4.584
4.612
4.630
4.656
4.669
4.678
4.697
4.709
4.717
4.728
4.743
4.765
4.768
Note :
1)
Commercial Banks
Rural Banks
Bank Indonesia Certificates on Sharia Principles (SBIS)
DATA BANK UMUM

Tabel 1.1.a. Kegiatan Usaha Bank Umum
(Commercial Bank Operations)

Keterangan
Penyaluran Dana
a. Kredit Yang Diberikan
- Kepada Pihak Ketiga
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
b. Penempatan pada Bank Lain
- Giro
- Inter Bank Call Money
- Deposito Berjangka
- Lainnya
c. Penempatan pada Bank Indonesia
- Giro
- Fine Tune Operation (FTO)
- Fasbi
- Lainnya
d. Surat Berharga
- Sertifikat Bank Indonesia (SBI)
- Surat Perbendaharaan Negara (SPN)
- Obligasi
- Lainnya
e. Penyertaan
f. Cadangan Kerugian Penurunan
Nilai Aset Keuangan (CKPN)
- Kredit yang diberikan
- Surat Berharga
- Lainnya
g. Tagihan Spot dan Derivatif
h. Tagihan Lainnya
Sumber Dana
a. Dana Pihak Ketiga
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
b. Kewajiban kepada Bank Indonesia
c. Kewajiban kepada Bank lain
d. Surat Berharga yang diterbitkan
e. Pinjaman yang Diterima
Rupiah
Valas
f. Kewajiban Spot dan Derivatif
g. Kewajiban Lainnya (mencakup Tagihan
Akseptasi, dan Tagihan atas Surat
Berharga yang dijual dgn janji dibeli
kembali/repo)
h. Setoran Jaminan
Beberapa komponen modal
a. Modal Disetor
b. Cadangan
c. L/R Tahun lalu 1)
d. L/R Tahun berjalan sesudah pajak 2)
e. Tambahan modal disetor
f. Modal Pinjaman
2012
Des
2013
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
2014
Apr
Jul
2.787.372
2.768.371
2.333.275
435.096
19.000
12.042
6.958
219.424
86.152
88.371
42.912
1.988
500.886
282.198
143.552
49.269
25.867
455.037
94.190
4.938
298.588
57.321
14.459
71.529
2.844.812
2.824.217
2.375.249
448.968
20.595
12.371
8.224
201.706
70.087
80.998
47.568
3.052r)
524.578
286.281
131.062
84.826
22.409
457.632
98.327
3.779
298.100
57.426
14.438
72.404
2.909.085
2.887.478
2.431.072
456.406
21.607
13.107
8.501
196.967
75.646
79.050
39.457
2.814r)
490.240
286.373
130.876
60.563
12.427
468.078
98.565
7.584
302.912
59.017
14.438
71.277
2.982.436
2.959.123
2.501.879
457.244
23.313
14.123
9.190
166.884
50.955
70.806
41.834
3.289
512.592
296.954
95.543
104.724
15.371
449.670
83.035
10.275
301.838
54.522
15.110
73.294
3.045.511
3.021.126
2.550.463
470.664
24.384
15.072
9.312
205.794
75.859
90.194
36.827
2.914
453.788
292.888
45.719
102.115
13.066
458.791
76.837
18.318
308.846
54.789
15.507
74.403
3.091.429
3.067.402
2.563.483
503.919
24.027
15.037
8.989
184.504
75.425
69.911
37.114
2.053
465.921
295.310
34.721
124.388
11.503
460.675
73.167
19.571
312.470
55.466
15.529
77.036
3.170.805
3.147.210
2.615.707
531.503
23.595
15.587
8.008
211.452
80.832
85.452
41.343
3.825
475.606
305.147
45.289
102.546
22.624
485.539
83.044
19.999
321.936
60.560
15.696
77.693
3.182.949
3.159.476
2.645.356
514.120
23.473
15.775
7.697
196.390
78.350
78.544
36.807
2.690
462.291
303.916
45.702
97.452
15.220
506.638
100.420
18.520
323.930
63.767
15.806
84.322
3.241.040
3.214.397
2.658.529
555.868
26.643
16.144
10.499
182.582
73.122
71.870
34.740
2.849
467.916
310.856
34.205
105.363
17.492
530.804
107.950
19.537
339.266
64.051
15.808
79.304
3.319.842
3.292.874
2.720.500
572.374
26.968
16.681
10.287
171.915
65.031
83.549
20.159
3.176
506.453
322.562
52.034
110.905
20.952
520.642
111.689
17.908
323.941
67.103
15.725
79.492
3.284.890
3.258.421
2.692.185
566.236
26.469
16.318
10.151
169.400
64.245
79.792
21.935
3.428
474.693
324.471
54.889
77.214
18.119
535.701
113.308
17.832
341.977
62.584
16.452
81.287
3.293.465
3.267.820
2.724.157
543.664
25.644
16.151
9.493
174.528
57.761
86.503
27.131
3.133
475.415
312.888
63.389
80.926
18.212
530.823
109.868
15.247
338.920
66.788
17.210
82.997
3.334.011
3.306.899
2.763.878
543.020
27.113
16.665
10.448
182.726
67.257
80.004
30.709
4.757
441.537
314.474
37.487
68.279
21.298
544.414
118.935
15.017
346.418
64.044
18.820
81.317
3.388.776
3.361.348
2.799.009
562.339
27.428
16.779
10.649
169.220
53.081
75.042
35.971
5.126
487.425
320.428
37.277
114.631
15.089
554.911
118.890
15.797
351.123
69.102
18.880
83.242
3.429.684
3.403.148
2.837.612
565.536
26.967
17.225
9.742
212.379
94.737
76.591
37.638
3.414
497.172
294.836
57.171
139.411
5.753
542.927
114.940
14.299
342.948
70.739
19.597
85.939
3.494.968
3.468.162
2.897.535
570.628
26.805
17.889
8.916
205.824
72.454
85.799
43.362
4.210
515.894
327.083
58.117
124.733
5.961
551.232
111.554
16.429
357.526
65.723
19.461
85.561
3.521.624
3.495.030
2.926.904
568.127
26.594
18.842
7.752
171.202
71.551
68.847
26.872
3.932
519.387
336.704
34.811
145.824
2.047
524.565
89.792
12.650
355.909
66.214
19.753
87.828
65.389
2.105
2.437
8.229
176.507
68.740
2.047
742
8.161
174.905
64.944r)
2.037r)
5.423r)
8.501
157.703
65,015r)
2.033r)
4.230r)
9.633
158.463
67.604
2.101
3.589
9.389
167.742
68.243
2.151
4.009
13.603
127.752
70.658
2.087
4.291
24.757
152.486
71.827
2.325
3.541
26.656
174.173
78.234
2.271
3.817
20.838
157.958
72.674
2.368
4.262
26.204
178.191
73.108
2.290
4.095
26.092
183.143
74.930
2.301
4.056
22.585
183.525
75.938
2.209
4.850
20.855
189.762
74.449
2.200
4.668
19.903
199.697
87.031
2.171
4.668*)
17.890
178.241
79.172
2.145
4.621
17.246
187.557
78.583
2.261
4.717
17.620
197.103
80.920
2.202
4.707
17.646
132.718
3.225.198
2.757.530
567.801
1.010.488
1.179.242
467.668
199.270
66.342
202.056
1.864
124.697
42.116
75.341
12.229
63.112
7.928
60.342
3.243.136
2.749.311
545.965
974.296
1.229.050
493.825
208.263
73.138
212.424
1.719
127.253
52.547
74.622
13.498
61.124
7.445
60.524
3.299.350
2.810.352
582.871
984.782
1.242.699
488.999
208.604
73.496
206.899
1.601
126.400
51.487
72.968
13.029
59.939
7.207
57.492
3.349.660
2.816.403
563.069
986.939
1.266.395
533.257
234.163
74.175
224.919
2.500
125.648
50.020
72.306
12.747
59.560
9.032
57.501
3.374.272
2.843.895
597.833
990.719
1.255.343
530.377
229.414
75.290
225.673
1.697
133.384
51.156
71.583
13.547
58.036
9.863
64.877
3.392.927
2.843.380
577.112
1.019.789
1.246.479
549.546
236.631
76.038
236.877
1.724
120.911
52.746
82.232
14.583
67.648
15.168
65.948
3.440.207
2.863.890
575.270
1.019.866
1.268.754
576.317
247.599
78.168
250.550
1.805
114.063
52.883
87.999
13.917
74.082
25.580
66.398
3.526.188
2.910.414
586.301
1.041.941
1.282.172
615.773
270.853
84.072
260.848
2.086
131.998
53.452
99.548
15.164
84.385
28.392
71.203
3.520.890
2.915.359
570.582
1.036.545
1.308.232
605.531
272.050
84.667
248.815
1.555
118.165
52.442
93.361
15.100
78.260
21.939
71.073
3.563.362
2.944.303
579.604
1.051.840
1.312.858
619.060
290.449
86.624
241.987
1.598
121.550
54.465
105.324
15.601
89.723
28.269
75.399
3.663.968
3.025.150
569.927
1.123.696
1.331.527
638.818
276.854
89.011
272.952
1.782
115.793
54.450
112.914
16.025
96.888
29.987
85.131
3.594.697
2.973.929
542.201
1.086.970
1.344.758
620.768
271.898
88.915
259.955
1.783
107.686
54.348
115.626
15.899
99.728
26.208
78.017
3.603.620
2.995.874
550.023
1.085.697
1.360.153
607.746
269.985
88.078
249.683
1.835
115.025
52.487
110.235
15.679
94.556
23.988
77.037
3.618.064
3.024.794
554.551
1.067.542
1.402.701
593.270
254.593
88.399
250.277
2.254
124.328
51.848
107.499
15.646
91.853
21.849
82.971
3.694.765
3.097.485
585.962
1.076.271
1.435.252
597.280
259.071
89.145
249.064
2.211
126.183
51.693
107.907
15.787
92.120
19.908
80.101
3.763.474
3.121.688
603.925
1.064.749
1.453.015
641.786
280.591
90.580
270.615
2.486
128.053
52.460
107.866
16.187
91.679
19.278
87.152
3.834.503
3.203.193
650.249
1.077.892
1.475.053
631.309
261.736
89.125
280.448
2.178
144.539
53.603
103.127
16.035
87.092
20.602
94.965
3.787.052
3.162.774
541.366
1.110.904
1.510.504
624.278
258.134
92.838
273.306
1.903
117.252
53.557
105.262
15.656
89.605
19.929
91.906
5.031
4.790
4.682
4.991
4.938
5.179
5.447
5.675
5.551
5.532
5.993
5.247
5.018
4.950
4.989
4.974
4.962
5.141
123.279
38.656
149.971
92.830
89.426
31.242
126.599
40.516
238.553
25.132
91.059
29.288
130.167
46.629
217.491
32.647
89.911
30.403
130.937
47.060
209.113
42.699
89.534
29.832
133.911
50.437
205.203
51.118
84.829
30.440
134.679
50.760
203.822
59.395
85.632
30.564
133.044
50.469
200.985
70.738
83.043
30.807
135.063
50.759
203.415
79.149
85.278
31.632
135.911
50.632
203.404
89.039
88.399
32.099
136.476
50.688
203.341
98.543
87.646
32.339
138.138
50.619
201.059
106.707
92.638
33.551
139.982
50.625
311.670
9.143
93.354
33.208
140.691
52.805
303.020
17.338
96.216
32.911
141.694
54.771
293.284
28.420
96.373
32.958
143.411
59.993
278.416
37.093
96.106
33.060
145.389
62.000
269.399
47.780
95.494
33.156
148.557
64.712
264.610
58.435
94.441
34.240
149.667
65.151
263.298
65.958
94.039
34.098
. Pada LBU 2008 tdk didefinisikan Vs Metadata
. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama
*) Angka-angka sementara
r) Angka-angka diperbaiki
Jun
2.725.674
2.707.862
2.281.021
426.841
17.812
10.596
7.215
166.623
58.212
76.279
30.370
1.761
580.697
289.254
198.835
65.431
27.178
429.946
81.158
1.920
282.960
63.909
15.065
69.931
1)
2)
Mei
2)
Items
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
b. Interbank Placement
- Demand Deposit
- Time Deposits
- Others
c. Placement to Bank Indonesia
- Demand Deposit
- Fasbi
- Others
d. Securitiess
- Bank Indonesia Certificates (SBI)
- Treasury Bills
- Bonds
- Others
e. Equity Investment
f. Impairment on Financial Assets
- Credit
- Securities
- Others
g. Spot and Derivatives Claims
h. Other claims
Source of Funds
a. Third Party Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
b. Liabilities to BI
c. Interbank Liabilities
d. Issued Securities
e. Loans received
Rupiah
Foreign Exchange
f. Spot and Derivatives Liabilities
g. Other Liabilities
h. Margin Deposits
Components of Capital
a. Paid In Capital
b. Reserves
c. Retained Earnings (Profit/Loss) 1)
d. Current Earnings (Profit /Loss) 2)
e. Additional Paid In Capital
f. Loan Capital
1)
LBU 2008 is not defined vs metada
Positive difference of op. income and non op. minus op. expenses and non op. vs old metada
*) Provisional figures
r) Revised figures

Tabel 1.2.a. Kegiatan Usaha Bank Persero
(State Owned Banks Operations)

2012
Des
Keterangan
Penyaluran Dana
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
- Giro
- Lainnya
- Giro
- Fasbi
- Lainnya
d. Surat Berharga
- Surat Perbendaharaan Negara (SB/PN)
- Obligasi
- Lainnya
e. Penyertaan
- Surat Berharga
- Lainnya
h. Tagihan Lainnya
Sumber Dana
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
Rupiah
Valas
kembali/repo)
h. Setoran Jaminan
a. Modal Disetor
b. Cadangan
f. Modal Pinjaman
2013
Mar
Apr
1.001.570
998.187
878.031
120.156
3.384
2.708
675
57.729r)
33.895
19.378
3.618
839r)
192.603
99.271
38.775
46.508r)
8.049
198.780
21.429
1.086
154.348
21.917
6.644
37.639
Mei
961.994
959.128
847.132
111.996
2.866
2.756
111
44.017
23.859
15.270
4.887
0
237.866
107.025
101.252
18.977
10.611
189.311
16.671
124
148.758
23.757
6.675
36.516
979.032
976.289
860.193
116.096
2.743
2.586
156
71.903
48.476
20.112
3.314
0
159.428
97.917
39.592
10.677
11.241
197.355
18.625
683
155.048
22.999
6.681
36.962
34.846
150
1.520
342
49.032
35.136
161
1.664
248
44.550
35.826
174
1.639
303
34.990
35.779
161
1.684
772
33.039
1.201.284
1.053.025
206.540
467.656
378.829
148.259
65.610
15.366
67.283
1.437
21.807
11.906
33.898
5.988
27.910
771
20.260
1.141.350
985.403
156.808
442.550
386.045
155.948
73.066
15.864
67.018
1.475
33.296
18.807
32.734
5.982
26.752
721
20.781
1.178.129
1.028.840
184.814
449.201
394.825
149.289
68.518
16.268
64.503
1.457
38.205
18.812
31.293
5.808
25.484
678
20.083
1.193.439
1.005.066
167.726
454.002
383.338
188.373
92.470
16.890
79.013
1.512
36.979
18.585
29.303
5.811
23.492
1.248
21.343
Jun
1.028.931 1.071.098
1.025.125 1.066.945
904.233
945.138
120.891
121.807
3.807
4.153
3.043
3.301
764
852
61.465
36.836
42.148
20.726
16.187
12.600
2.291
2.945
839r)
566
168.655
194.425
102.021
107.428
48.980
36.985
46.691
13.956
3.698
3.321
201.664
187.097
21.456
11.922
1.133
865r)
155.393
147.986
23.682
23.964
6.647
7.271
37.623
37.729
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
2014
Apr
Mar
1.129.953
1.125.090
989.757
135.334
4.863
3.425
1.438
59.544
42.793
13.237
3.457
57
168.240
106.429
25.209
32.816
3.785
200.191
17.176
2.095
154.894
26.026
7.690
39.433
1.129.526
1.125.057
992.083
132.974
4.469
3.428
1.041
59.779
42.247
13.519
3.799
213
179.576
106.267
24.527
46.085
2.696
198.141
13.211
1.553
155.595
27.783
7.706
39.332
1.151.145
1.145.988
998.058
147.931
5.157
3.618
1.538
55.346
39.802
12.000
3.336
208
178.660
108.647
16.544
50.894
2.575
201.965
13.740
2.606
160.026
25.593
7.710
39.737
1.187.431
1.181.726
1.029.333
152.393
5.705
4.099
1.606
48.142
28.630
16.208
3.095
208
194.512
113.298
31.881
45.050
4.283
202.644
14.554
1.966
155.670
30.455
7.639
40.017
1.165.576
1.159.580
1.011.961
147.619
5.997
4.067
1.929
42.532
26.328
12.402
2.882
919
165.085
112.185
27.293
23.061
2.546
210.802
18.205
3.990
164.251
24.356
7.716
41.270
1.172.126
1.166.047
1.026.377
139.670
6.079
4.268
1.812
41.622
23.687
15.193
2.692
50
168.525
109.820
36.094
18.513
4.099
211.891
18.488
1.759
161.849
29.795
7.721
41.672
1.185.318
1.178.302
1.040.427
137.875
7.016
4.602
2.414
44.600
26.219
15.052
3.279
51
159.725
112.386
17.395
24.189
5.755
216.630
21.359
3.276
166.838
25.156
7.201
40.658
1.205.977
1.199.339
1.057.401
141.938
6.638
4.448
2.190
37.720
19.029
15.277
2.889
524
195.002
112.934
19.394
59.709
2.965
216.147
18.321
3.942
164.786
29.098
7.211
41.050
1.212.605
1.206.035
1.067.802
138.233
6.570
4.569
2.001
66.732
48.973
14.249
2.994
516
178.033
86.100
24.065
66.218
1.650
211.618
20.699
3.013
158.390
29.516
8.225
42.270
1.240.238
1.234.235
1.096.161
138.074
6.002
4.657
1.345
53.402
33.722
15.674
2.996
1.009
197.487
115.210
29.746
50.386
2.145
206.673
13.760
2.553
164.340
26.020
8.225
42.127
1.252.655
1.245.669
1.103.705
141.964
6.985
5.770
1.215
53.263
27.704
21.558
2.818
1.183
169.880
118.128
35.943
158
1.627
191
37.545
36.073
161
1.888
307
33.773
36.817
173
1.904
1.060
35.270
37.287
173
1.974
733
43.145
37.196
168
1.968
379
43.197
37.481
178
2.077
560
43.751
37.942
172
1.903
395
53.065
39.123
180
1.967
393
43.178
39.589
165
1.918
680
52.408
38.556
162
1.940
555
55.900
38.994
165
1.890
314
44.048
40.288
151
1.831
282
44.755
40.080
145
1.902
616
51.347
40.713
135
1.928
455
43.122
1.226.507
1.038.001
193.410
459.159
385.432
188.506
91.235
17.338
79.933
1.510
33.257
18.716
24.531
5.947
18.584
832
27.121
1.224.042
1.034.055
181.884
470.679
381.492
189.987
89.093
17.778
83.116
1.716
34.300
19.029
29.306
5.960
23.346
1.205
28.361
1.244.245
1.048.141
189.975
467.759
390.407
196.104
97.086
17.952
81.067
1.798
35.862
19.653
31.379
5.934
25.445
1.908
28.778
1.268.088
1.056.712
179.061
483.285
394.366
211.376
107.223
19.555
84.598
1.781
37.820
20.305
36.929
6.436
30.493
2.283
29.829
1.277.421
1.068.869
184.190
480.931
403.749
208.552
108.800
21.497
78.255
1.547
36.473
20.002
33.952
6.447
27.505
1.633
28.507
1.283.491
1.074.276
182.153
488.388
403.735
209.215
123.795
22.706
62.714
1.591
38.500
20.689
42.022
6.462
35.560
1.960
27.333
1.363.062
1.154.063
200.001
533.277
420.785
208.999
100.054
22.042
86.903
1.556
21.421
20.895
45.272
6.464
38.808
3.003
27.388
1.290.656
1.101.202
177.051
508.527
415.624
189.453
94.745
22.171
72.537
1.776
25.268
20.941
47.035
6.468
40.568
2.459
25.245
1.300.786
1.115.796
186.170
507.520
422.106
184.990
96.963
22.322
65.705
1.828
30.569
20.347
44.581
6.457
38.124
2.034
25.679
1.314.445
1.140.133
187.278
502.270
450.585
174.312
86.684
22.303
65.325
1.771
30.086
20.103
42.435
6.440
35.994
1.982
26.503
1.347.928
1.175.046
210.922
507.056
457.068
172.882
90.353
22.580
59.948
1.788
39.104
20.304
42.393
6.430
35.962
1.914
26.792
1.362.280
1.157.088
195.432
498.353
463.303
205.192
107.177
22.464
75.552
1.871
40.490
19.519
42.262
6.328
35.934
2.091
32.427
1.395.240
1.201.832
210.191
507.311
484.330
193.408
92.777
23.565
77.066
1.709
43.918
19.700
34.352
6.819
27.533
2.096
36.023
1.402.732
1.212.987
187.201
514.972
510.813
189.746
89.854
27.438
72.453
1.898
23.177
19.427
31.404
6.824
24.580
1.897
35.393
29.746*)
46.334
1.200
199.694
10.418
2.135
160.074
27.067
8.231
42.777
2.788
2.538
2.499
2.807
2.871
2.939
3.084
3.276
3.276
2.999
3.088
2.671
2.501
2.444
2.454
2.558
2.562
2.752
32.067
17.693
61.384
40.823
37.567
7.139
32.170
18.648
101.254
11.096
36.293
7.082
32.170
23.801
83.778
14.665
36.666
7.122
32.170
23.802
83.777
18.447
35.824
7.124
32.170
23.802
83.792
22.886
33.676
7.112
32.171
23.802
83.777
26.666
33.032
7.116
32.171
23.802
83.777
30.490
31.517
7.132
32.171
23.802
83.777
34.856
32.282
7.144
32.171
23.802
83.777
39.339
33.928
7.139
32.171
23.802
83.777
43.414
31.700
7.152
32.171
23.802
83.777
48.762
31.807
6.468
32.171
23.802
134.810
4.046
32.035
6.466
32.171
26.151
127.213
7.898
33.349
6.446
32.171
27.244
122.787
13.072
33.611
5.754
32.171
31.688
111.995
17.628
34.170
5.758
32.171
32.729
108.238
21.315
34.689
5.761
32.171
32.729
108.238
26.076
34.510
5.764
32.171
32.729
108.238
30.233
34.100
5.756
Jul
1.092.980
1.088.499
961.319
127.180
4.481
3.193
1.288
59.300
41.938
12.262
5.038
61
174.849
104.749
20.854
47.602
1.644
192.624
13.646
2.227
152.570
24.181
7.674
38.894
Jun
1.082.282
1.077.916
959.545
118.372
4.366
3.365
1.001
58.073
39.255
13.565
4.476
777
155.648
102.980
28.142
22.327
2.199
190.999
13.338
1.767
151.873
24.022
7.645
38.122
1)
2)
Mei
2)
Items
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
- Demand Deposit
- Time Deposits
- Others
- Demand Deposit
- Fasbi
- Others
d. Securitiess
- Treasury Bills
- Bonds
- Others
- Credit
- Securities
- Others
h. Other claims
Source of Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
e. Loans received
Rupiah
Foreign Exchange
h. Margin Deposits
a. Paid In Capital
b. Reserves
f. Loan Capital
1)
r) Revised figures

Tabel 1.3.a. Kegiatan Usaha BUSN Devisa
(Foreign Exchange Commercial Banks Operations)

2012
Des
Keterangan
Penyaluran Dana
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
- Giro
- Lainnya
- Giro
- Fasbi
- Lainnya
d. Surat Berharga
- Obligasi
- Lainnya
e. Penyertaan
- Surat Berharga
- Lainnya
h. Tagihan Lainnya
Sumber Dana
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
Rupiah
Valas
kembali/repo)
h. Setoran Jaminan
a. Modal Disetor
b. Cadangan
f. Modal Pinjaman
1.123.364
1.114.279
982.260
132.018
9.085
6.483
2.602
46.221
20.881
23.047
1.322
972
208.570
114.071
61.799
21.895
10.805
154.456
40.470
988
90.998
22.000
7.441
22.335
2013
Mar
1.146.866
1.136.637
1.006.063
130.574
10.229
7.690
2.539
45.980
22.309
21.133
1.501
1.037
211.616
115.930
69.387
16.232
10.068
158.456
47.293
289
91.024
19.851
6.832
23.065
Apr
1.162.136
1.151.702
1.020.497
131.205
10.434
7.906
2.528
50.503
23.127
22.879
3.176
1.321
196.174
115.616
60.439
11.328
8.791
162.582
48.903
644
93.050
19.985
6.850
23.081
Mei
1.184.996
1.174.225
1.039.693
134.532
10.771
8.224
2.547
49.863
22.433
24.803
1.556
1.071
186.812
113.379
53.555
15.629
4.249
158.157
47.448
625
91.009
19.075
6.855
21.715
Jun
Jul
Ags
Sep
1.201.513
1.190.263
1.054.734
135.529
11.251
8.670
2.581
39.812
17.684
18.615
1.666
1.847
187.963
117.185
39.820
23.308
7.650
155.747
44.072
1.342
92.698
17.636
6.889
23.485
1.228.622
1.216.555
1.077.701
138.854
12.066
9.394
2.672
53.619
24.181
25.871
2.254
1.313
185.865
118.316
12.058
48.034
7.457
160.674
36.880
9.278
97.118
17.398
6.911
23.666
1.244.825
1.233.648
1.084.711
148.936
11.177
9.430
1.747
43.352
20.860
19.698
1.460
1.333
165.594
118.360
11.181
29.613
6.440
167.502
34.883
11.956
103.570
17.093
6.901
25.031
1.265.615
1.255.994
1.097.740
158.254
9.621
9.621
Okt
Nov
Des
Jan
Feb
2014
Apr
Mar
- r)
51.452
26.177
22.243
1.550
1.482
180.432
124.797
18.464
23.504
13.666
174.956
36.316
12.842
106.916
18.881
7.050
25.194
1.285.385
1.275.573
1.119.774
155.799
9.812
9.812
45.821
23.026
19.473
2.213
1.110
170.978
123.870
19.312
19.333
8.463
186.251
47.270
11.174
108.120
19.688
7.143
25.314
1.295.953
1.285.761
1.121.644
164.117
10.192
10.013
179
38.616
19.881
16.234
1.288
1.213
173.853
127.736
16.700
19.639
9.779
198.058
53.537
10.860
112.952
20.710
7.140
25.443
1.321.771
1.311.522
1.143.136
168.385
10.250
10.065
184
48.087
21.542
23.419
1.420
1.706
200.002
132.240
18.839
37.127
11.795
194.752
57.867
9.453
107.381
20.051
7.137
26.228
1.313.787
1.303.765
1.135.229
168.535
10.022
9.839
183
50.258
24.776
22.371
1.634
1.477
188.549
133.635
23.041
22.704
9.169
202.393
59.717
7.936
114.198
20.542
7.662
26.346
1.319.367
1.309.430
1.145.766
163.665
9.937
9.937
51.075
22.494
25.109
1.512
1.960
189.142
130.688
25.651
23.541
9.263
200.033
59.323
7.712
112.345
20.653
7.815
26.611
1.340.363
1.330.329
1.164.968
165.362
10.034
10.034
51.941
26.768
21.340
850
2.982
169.643
129.848
18.824
11.357
9.614
202.058
62.039
5.924
110.823
23.273
9.937
26.840
1.356.877
1.346.741
1.174.220
172.521
10.136
10.136
48.409
22.411
21.370
1.600
3.028
177.985
131.252
16.657
21.888
8.188
208.631
64.061
5.747
114.815
24.008
9.961
27.148
1.396.842
1.386.170
1.207.913
178.256
10.672
10.672
52.967
27.342
22.619
861
2.144
193.809
134.449
25.543
33.114
703
208.839
58.831
7.418
119.542
23.049
9.532
27.913
1.399.114
1.388.486
1.215.859
172.627
10.628
10.484
144
54.358
30.110
21.021
1.104
2.124
233.204
138.133
26.810
67.907
354
195.539
47.599
5.415
119.122
23.402
9.841
28.644
24.422
1.942
1.450
24.370
2.062
1.481
25.182
2.013
1.449
18.178r)
1.856r)
1.681r)
20.274
1.928
1.283
20.320
1.975
1.371
21.450
1.898
1.683
22.232
2.133
828
22.097
2.092
1.125
21.853
2.176
1.414
22.694
2.105
1.429
22.912
2.110
1.324
22.969
2.032
1.610
23.432
2.008
1.400
34.355
1.947
1.430
87.650
1.335
91.152
1.307
80.290
1.330
85.634
1.638
87.526
2.400
62.755
4.165
83.805
4.484
86.745
3.670
73.846
4.810
93.925
4.858
91.326
4.090
100.043
3.462
97.981
3.316
98.020
3.136
83.008
2.981
88.657
2.960
89.963
2.919
50.069
1.353.149
1.173.913
198.251
433.712
541.950
179.236
66.731
27.326
85.179
84
43.163
16.720
11.454
2.820
8.635
640
27.877
1.376.721
1.185.234
200.676
434.565
549.993
191.487
64.909
32.663
93.915
77
43.848
20.349
10.093
2.762
7.331
640
26.396
1.371.061
1.175.406
196.075
435.543
543.789
195.655
69.735
33.273
92.647
77
46.262
19.252
9.692
2.465
7.228
582
24.909
1.401.000
1.200.564
197.510
433.915
569.138
200.437
71.491
32.997
95.949
77
41.489
18.756
9.852
2.127
7.725
698
24.881
1.388.005
1.191.448
199.243
434.133
558.072
196.557
68.255
33.476
94.826
5
47.827
19.260
11.685
2.732
8.953
976
26.121
1.417.093
1.210.439
209.168
445.772
555.499
206.664
72.990
33.422
100.252
4
38.644
19.744
13.957
3.489
10.468
1.890
25.378
1.444.523
1.223.102
200.634
449.313
573.155
221.421
75.285
34.929
111.207
4
31.676
19.256
14.718
2.846
11.872
3.443
24.530
1.467.392
1.228.404
198.474
451.573
578.357
238.989
85.796
37.677
115.516
4
37.564
19.784
18.181
3.556
14.625
4.176
28.338
1.473.669
1.240.216
196.336
447.733
596.146
233.453
83.035
37.092
113.326
4
31.141
19.076
16.049
3.501
12.548
3.165
29.238
1.497.036
1.259.079
199.074
452.514
607.491
237.957
82.346
37.494
118.116
4
31.522
20.561
17.676
3.748
13.928
4.533
31.439
1.552.385
1.296.639
204.067
463.249
629.323
255.746
90.113
39.614
126.018
4
35.491
20.834
19.063
4.196
14.867
4.526
38.028
1.542.429
1.288.074
195.469
460.675
631.931
254.355
89.817
39.535
125.004
3
31.181
20.827
19.366
4.151
15.215
3.808
33.519
1.539.878
1.287.848
195.051
462.306
630.491
252.031
87.192
39.353
125.486
3
35.621
19.860
18.015
4.106
13.910
3.539
33.196
1.528.384
1.281.186
191.729
456.362
633.095
247.198
85.684
38.996
122.519
3
44.413
19.004
18.491
3.765
14.727
3.235
36.430
1.554.660
1.299.918
191.778
459.146
648.994
254.742
83.971
39.088
131.683
3
35.854
19.009
16.366
3.590
12.776
2.984
33.051
1.580.368
1.315.704
202.109
458.319
655.276
264.665
87.752
39.465
137.448
3
34.595
19.681
16.515
4.061
12.454
2.794
34.352
1.597.793
1.328.014
208.981
463.442
655.591
269.779
89.233
38.278
142.268
3
45.185
19.977
16.938
3.063
13.875
2.868
37.465
1.605.340
1.335.101
195.766
476.106
663.229
270.239
86.711
38.016
145.512
2
35.952
21.527
20.314
3.157
17.157
2.624
36.186
1.145
1.215
1.292
1.287
1.199
1.275
1.377
1.414
1.384
1.469
1.641
1.498
1.574
1.537
1.484
1.391
1.354
1.428
44.383
10.636
57.402
31.687
46.335
20.893
45.420
11.020
88.583
7.486
47.166
19.306
45.542
11.554
87.928
10.025
47.457
19.796
45.873
11.488
80.688
14.267
47.609
19.805
47.992
13.718
79.065
16.345
46.069
19.805
48.481
13.736
79.038
19.273
47.264
19.836
47.025
13.444
76.637
23.989
46.655
19.900
48.943
13.736
79.067
25.348
46.689
19.952
49.128
13.736
79.067
28.376
48.138
20.501
49.532
13.736
79.067
31.400
50.076
20.570
49.615
13.736
77.915
33.469
53.622
20.587
51.299
13.736
111.849
2.775
53.585
20.597
51.260
13.736
111.600
5.042
54.875
20.544
51.410
13.771
112.145
7.926
55.404
21.374
51.573
14.026
111.693
10.493
55.408
21.398
51.631
14.183
108.466
15.673
55.202
21.412
52.282
16.264
105.983
18.874
55.051
22.477
53.112
16.264
105.834
21.119
54.589
22.446
1.374.324
1.363.998
1.189.862
174.136
10.325
10.325
53.142
31.535
18.127
1.405
2.075
191.838
131.910
29.246
30.250
433
201.130
58.469
6.225
111.767
24.669
9.670
27.814
18.096r)
1.846r)
3.138r)
1.400*
Items
Jul
18.161r)
1.849r)
3.055r)
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
- Demand Deposit
- Time Deposits
- Others
- Demand Deposit
- Fasbi
- Others
d. Securitiess
- Treasury Bills
- Bonds
- Others
- Credit
- Securities
- Others
h. Other claims
Source of Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
e. Loans received
Rupiah
Foreign Exchange
h. Margin Deposits
a. Paid In Capital
b. Reserves
f. Loan Capital
1)
Jun
20.190
1.936
208
1)
2)
Mei
2)
r) Revised figures

Tabel 1.4.a. Kegiatan Usaha BUSN Non Devisa
(Non-Foreign Exchange Commercial Banks Operations)

Keterangan
Penyaluran Dana
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
- Giro
- Lainnya
- Giro
- Fasbi
- Lainnya
d. Surat Berharga
- Obligasi
- Lainnya
e. Penyertaan
- Surat Berharga
- Lainnya
h. Tagihan Lainnya
Sumber Dana
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
Rupiah
Valas
kembali/repo)
h. Setoran Jaminan
a. Modal Disetor
b. Cadangan
f. Modal Pinjaman
2012
2013
Des
Mar
Apr
Mei
Jun
90.341
89.451
89.451
0
890
890
0
2.519
190
1.020
957
352
24.844
8.179
10.479
3.203
2.983
9.843
3.275
0
5.047
1.521
155
1.557
94.972
94.056
94.056
0
916
916
0
2.679
170
1.233
965
311
25.081
8.571
9.405
4.415
2.690
11.072
3.836
0
5.703
1.533
152
1.565
96.088
95.191
95.191
0
897
897
0
2.441
155
907
1.081
298
24.852
9.005
9.546
3.756
2.546
11.198
3.923
0
5.740
1.535
152
1.601
98.761
97.791
97.791
0
970
970
0
1.977
126
659
880
313
25.825
8.961
8.995
5.708
2.161
10.686
3.877
102.306
101.253
101.253
0
1.053
1.053
0
2.110
150
891
764
306
25.204
8.973
5.349
8.372
2.511
10.640
4.058
119r)
5.270
1.421
143
1.599
1.499
5
53
0
1.930
1.466
5
94
0
1.159
1.581
5
15
0
425
104.346
104.346
5.074
12.794
86.478
0
0
0
0
0
5.091
5.027
1.051
1.051
-
108.484
108.484
4.579
13.625
90.281
0
0
0
0
0
4.403
5.776
2.112
2.112
-
108.497
108.497
4.797
13.948
89.752
0
0
0
0
0
4.469
5.776
2.110
2.110
-
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Items
Jul
119r)
5.086
1.379
157
1.550
105.764
104.646
104.646
0
1.119
1.119
0
1.561
165
562
508
326
20.991
8.844
212
9.786
2.149
11.045
4.626
33
4.840
1.545
163
1.615
105.534
104.423
104.423
0
1.111
1.111
0
1.410
85
402
559
365
18.942
9.127
157
7.481
2.176
12.977
6.808
34
4.590
1.546
163
1.644
106.850
105.760
105.760
0
1.091
1.091
0
1.635
97
420
765
352
17.644
9.124
167
5.780
2.573
13.029
6.990
34
4.373
1.632
159
1.574
109.303
108.228
108.228
0
1.074
1.074
0
3.076
111
1.786
742
437
20.546
9.146
146
8.060
3.193
13.583
7.398
34
4.350
1.800
158
1.525
108.173
107.131
107.131
0
1.042
1.042
0
2.717
98
1.281
810
528
20.347
9.807
504
7.189
2.848
13.738
7.479
34
4.166
2.059
159
1.558
109.405
108.394
108.394
0
1.010
1.010
0
2.665
160
982
1.019
504
21.405
9.387
116
9.574
2.329
13.778
7.320
34
4.712
1.712
759
1.592
111.698
110.697
110.697
0
1.001
1.001
0
3.567
195
1.571
1.223
578
20.482
9.546
468
6.900
3.569
13.916
7.351
34
4.819
1.711
758
1.516
114.062
113.081
113.081
0
981
981
0
3.400
132
1.256
1.398
614
17.769
9.739
128
5.482
2.420
14.313
7.589
35
4.982
1.708
758
1.537
116.613
115.619
115.619
0
994
994
0
3.508
583
1.356
1.253
317
19.656
9.914
1.417
8.309
17
13.200
6.433
35
5.031
1.702
757
1.571
119.724
118.732
118.732
0
992
992
0
4.501
547
2.126
1.585
244
17.776
10.070
1.213
6.479
14
14.575
7.490
35
5.266
1.784
757
1.633
121.129
120.127
120.127
0
1.001
1.001
0
4.242
904
1.773
1.468
97
24.096
10.099
1.467
12.516
13
13.503
6.365
5.454
1.683
731
1.647
1.577
5
17
0
598
1.528
4
19
0
1.506
1.573
4
18
0
1.631
1.599
4
14
0
2.969
1.595
3
17
0
4.202
1.624
3
17
0
4.007
1.562
3
8
0
5.672
1.517
3
4
0
8.782
1.538
4
17
0
6.605
1.484
5
27
0
4.758
1.507
5
25
0
4.946
1.545
4
22
0
4.337
1.605
6
22
0
6.212
1.618
5
24
0
583
110.976
110.976
5.055
14.592
91.329
0
0
0
0
0
4.607
5.062
2.110
2.110
-
113.379
113.379
5.057
14.386
93.936
0
0
0
0
0
4.639
5.562
2.165
2.165
-
112.274
112.263
5.014
14.611
92.638
0
0
0
0
0
4.470
6.354
1.943
1.943
6
111.550
111.550
4.799
14.292
92.459
0
0
0
0
0
4.185
6.355
1.937
1.937
-
113.761
113.761
5.019
14.255
94.487
0
0
0
0
0
5.571
5.761
1.932
1.932
-
112.814
112.814
5.406
14.585
92.823
0
0
0
0
0
5.331
5.762
1.927
1.927
102
113.845
113.845
4.835
14.407
94.604
0
0
0
0
0
5.701
5.763
1.917
1.917
102
122.883
122.883
5.844
14.402
102.636
0
0
0
0
0
6.567
5.363
1.875
1.875
102
120.228
120.228
5.136
14.366
100.726
0
0
0
0
0
4.854
5.364
1.790
1.790
102
1.577
4
11
0
3.666
118.435
118.435
4.684
14.304
99.448
0
0
0
0
0
5.661
5.365
1.786
1.786
102
120.869
120.869
5.560
14.369
100.939
0
0
0
0
0
6.771
5.365
1.956
1.956
102
120.995
120.995
4.990
14.883
101.041
0
0
0
0
0
5.929
5.366
1.883
1.883
92
125.040
124.946
5.413
14.568
104.965
0
0
0
0
0
4.622
5.577
1.829
1.829
21
128.288
128.193
5.993
15.181
107.018
0
0
0
0
0
5.815
6.492
1.873
1.873
1
130.155
130.062
5.764
15.609
108.689
0
0
0
0
0
5.191
5.793
1.791
1.791
102
12
13
7.806
257
4.335
2.790
2.406
14
7.841
266
6.995
788
2.419
14
8.005
266
6.942
1.068
2.297
14
8.221
273
6.931
1.359
2.790
14
8.804
298
6.895
1.637
2.558
14
8.853
298
6.835
1.929
2.527
14
8.548
299
6.805
2.198
2.435
14
8.563
300
6.804
2.488
2.540
608
8.779
300
6.804
2.727
2.431
608
8.829
300
6.776
2.968
2.336
608
9.729
300
6.776
3.084
2.538
608
9.752
305
9.915
148
3.087
608
10.227
305
9.796
374
3.235
608
10.269
307
9.695
653
3.252
609
9.464
367
9.612
835
4.047
608
10.466
459
9.511
1.067
3.088
659
10.891
465
9.506
1.271
2.713
608
11.191
562
9.181
1.398
3.037
609
Sep
103.346
102.226
102.226
0
1.120
1.120
0
1.121
98
201
483
340
21.289
9.147
212
9.860
2.070
10.737
4.290
153
5.047
1.247
161
1.617
r)
2014
Ags
103.890
102.789
102.789
0
1.102
1.102
0
2.265
166
1.156
620
323
22.316
9.121
1.634
9.446
2.114
10.357
3.794
119
5.077
1.367
159
1.596
1)
2)
Jul
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
- Demand Deposit
- Time Deposits
- Others
- Demand Deposit
- Fasbi
- Others
d. Securitiess
- Treasury Bills
- Bonds
- Others
- Credit
- Securities
- Others
h. Other claims
Source of Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
e. Loans received
Rupiah
Foreign Exchange
h. Margin Deposits
a. Paid In Capital
b. Reserves
f. Loan Capital
1)
2) Positive difference of op. income and non op. minus op. expenses and non op. vs old metada
r) Revised figures

Tabel 1.5.a. Kegiatan Usaha BPD
(Regional Development Banks Operations)

Keterangan
2012
Des
2013
Mar
Apr
Mei
Jun
Penyaluran Dana
219.207
227.710
233.721
238.792
245.336
218.851
227.278
233.279
238.337
244.815
Rupiah
217.563
226.118
232.127
237.413
243.992
Valas
1.287
1.159
1.152
925
824
- Kepada Bank Lain
357
433
442
454
521
Rupiah
357
433
442
454
521
Valas
0
0
0
0
0
40.194
57.815
58.885
54.133
55.377
- Giro
1.809
2.590
2.943
2.903
3.111
15.142
17.859
16.079
16.325
15.703
22.894
36.870
39.431
34.466
36.142
- Lainnya
349
496
432
439
421
48.455
46.644
57.429
52.862
51.412
- Giro
27.642
25.177
29.367
28.763
29.507
9.368
12.197
11.775
9.921
6.490
15.283r)
- Fasbi
10.033
9.027
13.429
14.719
r)
1.004
- Lainnya
1.413
243
749
695
d. Surat Berharga
18.640
21.771
21.200
22.948
23.062
6.618
6.463
5.357
5.551
4.981
49,344306
0
0
0
0
- Obligasi
9.590
12.990
13.341
14.641
14.862
- Lainnya
2.383
2.318
2.503
2.756
3.218
e. Penyertaan
688
688
687
687
687
3.653
4.141
4.413
4.514
4.620
3.667
4.144
4.381
4.606
4.295r)
- Surat Berharga
8
7
6
5
5
r)
- Lainnya
(22)
(10)
26
9
214
0
0
0
1
0
h. Tagihan Lainnya
17.366
16.051
17.887
15.992
17.228
Sumber Dana
278.535
312.209
336.447
332.720
338.089
Rupiah
277.555
310.871
334.893
331.114
336.591
Giro
112.715
135.448
147.647
140.754
148.919
Tabungan
79.938
65.764
68.102
67.461
67.176
Simpanan Berjangka
84.903
109.659
119.144
122.900
120.497
Valas
980
1.338
1.554
1.606
1.498
Giro
238
478
764
626
659
Tabungan
30
33
32
30
34
Simpanan Berjangka
711
827
759
950
805
5
4
4
4
4
19.869
14.081
10.814
12.600
13.842
7.517
6.669
6.699
6.670
6.670
1.819
1.795
1.797
1.847
1.856
Rupiah
1.819
1.795
1.797
1.847
1.856
Valas
0
0
0
0
0
0
0
0
0
0
r)
r)
r)
2.101
1.254
2.928
2.100
1.045
kembali/repo)
h. Setoran Jaminan
479
232
226
232
233
a. Modal Disetor
19.920
20.462
21.068
21.191
21.462
b. Cadangan
8.356
8.867
9.285
9.775
10.214
344
6.584
4.397
3.269
1.827
2)
d. L/R Tahun berjalan sesudah pajak
8.946
3.012
3.891
4.803
5.876
2.729
2.480
2.719
2.620
2.144
f. Modal Pinjaman
1.328
1.003
1.003
1.003
1.003
1)
2)
r)
Jul
2014
Ags
Sep
250.414
249.821
248.987
834
593
593
0
48.185
3.350
15.193
29.151
492
43.187
27.669
2.371
12.657
490
25.238
5.355
197
16.723
2.963
687
4.829
252.389
251.775
250.900
875
614
614
0
43.366
2.701
10.575
29.784
306
43.323
26.786
1.815
14.559
162
25.828
4.697
97
17.701
3.333
687
5.046
257.831
257.175
256.246
929
656
656
0
54.195
2.458
14.646
35.341
4.743
5
82
0
6.651
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
1.750 r)
49.550
27.568
100
20.693
1.189
27.878
6.036
98
18.090
3.654
687
5.130
261.649
260.985
260.098
887
664
664
0
46.016
2.386
12.750
29.882
998
41.786
28.751
200
12.072
763
33.188
11.193
98
18.015
3.882
688
5.601
264.685
264.014
263.077
937
671
671
0
47.329
2.585
14.681
29.027
1.036
44.313
26.740
200
16.338
1.035
33.812
11.543
99
18.807
3.363
693
5.711
265.250
264.541
263.597
944
709
709
0
31.853
2.318
14.468
14.522
545
31.626
27.971
200
2.546
909
32.106
12.125
100
16.980
2.901
693
5.173
261.021
260.323
259.395
928
698
698
0
30.585
2.164
11.704
16.229
488
40.521
29.019
322
10.159
1.021
29.971
10.370
0
16.468
3.132
693
5.666
264.327
263.662
262.788
874
665
665
0
36.602
2.402
12.069
21.594
538
38.102
24.265
200
12.760
877
29.455
9.420
41
17.758
2.236
693
6.234
269.419
268.692
267.839
852
727
727
0
42.386
2.407
13.736
25.306
936
37.529
25.037
336
11.590
565
30.339
11.117
41
17.067
2.115
693
6.381
273.946
273.212
272.355
857
734
734
0
48.541
2.648
15.728
29.464
701
43.662
27.268
491
14.778
1.125
30.556
10.584
41
17.678
2.252
692
7.391
279.259
278.900
278.011
889
791
791
0
51.674
2.570
17.052
31.546
506
49.584
27.644
390
18.033
3.517
31.988
10.922
51
18.312
2.703
692
7.726
284.331
283.448
282.572
876
883
883
0
62.665
1.794
22.747
37.312
812
51.873
28.854
310
20.026
2.684
30.586
9.825
41
18.036
2.684
692
7.386
287.360
286.459
285.626
833
901
901
0
31.623
2.343
7.864
20.889
527
37.022
32.056
302
4.491
173
27.497
7.996
42
17.107
2.352
692
8.254
5.036
5
5
2
6.549
5.117
5
8
0
14.948
5.577
5
19
3
10.276
5.683
5
24
0
7.133
5.155
4
15
0
3.081
5.643
4
18
0
3.201
6.214
3
17
0
4.624
6.362
21
(2)
0
7.994
7.347
49
(4)
3
13.729
7.648
43
35
0
11.526
7.314
43
29
0
12.748
8.184
43
26
2
7.261
325.888
324.287
130.180
72.844
121.263
1.601
560
32
1.009
4
11.277
6.671
1.851
1.851
0
5
809
322.124
320.771
128.357
71.866
120.548
1.353
514
33
807
4
10.106
6.672
1.854
1.854
0
9
1.125
349.517
348.324
154.427
71.536
122.361
1.193
549
44
600
4
14.331
6.653
1.898
1.898
0
0
750
336.800
335.514
134.732
76.567
124.214
1.286
545
42
700
4
13.441
6.654
1.888
1.888
0
0
715
338.477
337.063
143.349
78.998
114.715
1.415
534
40
841
4
12.740
6.654
1.829
1.829
0
0
1.737
287.709
286.021
106.398
95.786
83.838
1.688
673
41
974
222
22.957
6.860
1.846
1.846
0
0
5.051
300.964
299.412
113.565
86.021
99.825
1.552
524
41
987
3
14.642
6.717
1.849
1.849
0
0
4.027
309.481
307.955
115.178
80.793
111.985
1.525
419
42
1.064
3
14.965
6.417
1.846
1.846
0
0
2.884
320.552
318.740
120.304
77.279
121.158
1.812
464
51
1.297
3
14.296
6.877
2.093
2.093
0
0
4.331
345.954
344.716
132.909
79.400
132.407
1.238
559
53
627
3
14.262
6.516
2.094
2.094
0
1
3.124
361.750
360.110
148.894
77.185
134.031
1.640
325
41
1.274
3
12.630
6.686
2.083
2.083
0
1
2.386
381.311
379.981
171.014
75.526
133.441
1.331
324
47
960
3
12.508
6.437
2.236
2.236
0
0
2.378
329.518
327.932
105.434
86.495
136.002
1.586
287
41
1.258
3
10.540
5.812
2.334
2.334
0
0
2.620
241
251
264
275
298
492
356
287
296
309
298
286
21.691
10.486
582
6.430
1.711
1.004
21.818
10.486
582
7.375
1.490
1.004
21.904
10.483
582
8.353
1.542
1.004
21.954
10.357
572
9.063
1.743
1.004
22.065
10.412
477
9.981
1.729
1.004
22.744
10.343
377
10.733
2.740
1.004
22.881
10.343
12.149
917
2.251
1.004
23.153
10.175
11.886
1.587
2.190
1.004
23.459
11.041
7.840
3.003
2.109
1.004
23.555
11.504
5.061
3.334
2.220
1.004
23.897
12.211
3.349
4.125
2.226
1.004
25.270
12.520
2.100
5.458
1.962
1.004
2)
Items
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
- Demand Deposit
- Time Deposits
- Others
- Demand Deposit
- Fasbi
- Others
d. Securitiess
- Treasury Bills
- Bonds
- Others
- Credit
- Securities
- Others
h. Other claims
Source of Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
e. Loans received
Rupiah
Foreign Exchange
276
h. Margin Deposits
25.248
a. Paid In Capital
12.837
b. Reserves
1.286
5.287
2.075
1.004
f. Loan Capital
1)
r) Revised figures

Tabel 1.6.a. Kegiatan Usaha Bank Campuran
(Joint Venture Banks Operations)

2012
Keterangan
Des
Penyaluran Dana
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
- Giro
- Lainnya
- Giro
- Fasbi
- Lainnya
d. Surat Berharga
- Obligasi
- Lainnya
e. Penyertaan
- Surat Berharga
- Lainnya
h. Tagihan Lainnya
Sumber Dana
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
Rupiah
Valas
h. kembali/repo)
Setoran Jaminan
a. Modal Disetor
b. Cadangan
d. L/R Tahun berjalan sesudah pajak
f. Modal Pinjaman
2)
2013
Mar
153.299
153.295
77.872
75.424
4
4
0
13.465
7.682
5.467
310
6
25.008
14.333
4.334
5.554
786
16.119
4.479
278
7.648
3.713
94
2.571
158.798
158.786
79.436
79.350
12
12
0
15.944
8.234
7.386
262
61
23.043
16.574
2.517
2.486
1.466
18.824
5.482
1.831
8.153
3.358
94
2.517
Apr
165.174
165.160
81.523
83.637
14
14
0
13.373
6.402
6.630
263
79
26.390
15.069
3.656
5.691r)
1.974
15.618
5.877
91
6.322
3.328
94
2.393
Mei
168.744
168.730
83.299
85.431
14
14
0
12.437
5.610
6.493
264
69
24.041
15.586
4.460
2.487
1.508
20.899
7.263
1.688
8.637
3.311
94
2.439
Jun
174.380
174.365
85.903
88.462
16
16
0
12.294
5.640
6.273
318
63
24.320
15.657
2.466
5.761
436
18.730
6.354
678
8.642
3.056
94
2.436
Jul
2014
Ags
180.398
180.383
86.632
93.751
14
14
0
17.666
6.145
11.185
328
8
21.145
16.198
344
3.808
795
16.985
6.379
665
6.836
3.106
94
2.590
Sep
Okt
187.783
187.733
87.797
99.936
50
50
0
15.034
6.909
7.765
350
10
25.886
17.369
458
7.052
1.007
15.455
5.467
548
5.980
3.460
94
2.743
191.597
191.521
88.968
102.552
76
76
0
18.833
5.396
12.744
486
187.544
187.471
90.397
97.074
74
74
0
16.664
5.446
10.860
354
207r)
26.781
17.838
146
6.962
1.835
16.456
6.260
431
6.120
3.646
94
2.612
Nov
Des
Jan
Feb
Mar
Apr
r)
Items
Jul
4r)
23.557
17.280
97
5.088
1.091
17.127
6.881
567
5.815
3.864
94
2.612
201.510
201.357
95.948
105.409
152
152
0
19.748
8.457
10.633
379
279
29.004
19.923
968
7.539
573
17.239
6.131
462
6.812
3.834
94
2.751
202.006
201.863
95.959
105.904
142
142
0
19.269
7.960
10.915
380
15
30.966
20.218
2.202
6.874
1.671
17.301
5.729
382
7.512
3.678
219
2.636
198.738
198.604
96.475
102.129
135
135
0
18.283
6.427
11.462
313
81
31.110
19.556
1.329
8.625
1.600
17.109
5.075
407
8.349
3.279
218
2.574
195.471
195.332
96.496
98.837
139
139
0
18.885
8.990
9.635
50
210
28.984
18.545
463
8.181
1.796
17.342
5.582
881
7.932
2.947
228
2.703
203.222
203.099
99.289
103.810
123
123
0
14.081
5.472
7.915
435
259
24.799
19.079
253r)
5.466
1.796*)
20.157
7.122
2.191r)
8.233
2.610
254
2.896
206.424
206.307
101.124
105.183
117
117
0
15.077
7.298
7.339
439
24.116
18.791
302
5.022
0
19.817
6.980
1.688
8.667
2.482
250
3.016
210.855
210.741
104.870
105.872
113
113
0
12.722
6.140
5.974
608
25.496
18.820
120
6.141
415
19.792
7.252
2.269
7.594
2.678
252
3.151
210.174
210.059
109.521
100.538
115
115
0
10.404
6.427
3.383
594
25.650
18.696
855
5.833
266
20.517
6.159
2.490
9.041
2.828
254
3.148
2.421
3
146
1.516
8.077
2.402
5
110
1.537
8.752
2.291
5
98
1.583
8.915
2.326
5
108
1.805
8.160
2.296
4
136
2.020
7.617
2.437
5
148
3.000
7.210
2.566
5
172
4.691
8.068
2.411
8
193
5.624
8.125
2.427
2
183
4.503
8.650
2.487
4
214
5.899
9.633
2.510
2
239
5.768
10.242
2.414
2
220
5.116
9.989
2.367
2
205
4.352
10.950
2.483
2
218
4.073
12.001
2.692
2
201
3.815
12.681
2.820
1
195
3.683
15.117
2.954
1
195
3.801
13.931
2.945
2
201
3.618
10.841
132.454
68.704
12.226
8.529
47.948
63.751
22.282
10.763
30.706
336
14.927
946
27.118
552
26.567
1.144
5.642
141.991
73.972
13.181
9.260
51.531
68.019
23.478
11.910
32.631
163
9.178
947
27.888
847
27.041
1.090
5.940
143.223
76.441
14.095
9.369
52.977
66.782
22.522
11.147
33.112
63
11.238
947
28.077
849
27.227
1.092
5.399
146.002
80.294
13.524
8.796
57.974
65.708
20.358
11.555
33.795
193
12.349
947
29.194
852
28.342
1.392
5.193
144.756
77.894
13.454
8.467
55.973
66.862
20.004
12.213
34.645
178
13.702
948
31.345
847
30.499
1.624
5.903
147.917
77.481
13.904
8.720
54.857
70.436
20.332
12.378
37.726
0
9.764
948
35.175
1.340
33.835
2.486
6.397
150.472
74.525
12.710
9.157
52.658
75.947
21.623
12.297
42.027
0
12.590
948
38.111
1.346
36.765
3.999
6.495
157.716
79.801
13.528
13.249
53.025
77.915
21.632
13.031
43.251
0
11.827
949
40.608
1.342
39.267
4.910
6.711
148.771
73.665
13.598
9.826
50.240
75.106
21.690
12.555
40.862
0
12.152
949
39.545
1.338
38.207
3.853
6.635
156.766
75.920
13.358
10.667
51.894
80.846
24.124
12.454
44.269
0
14.399
798
41.879
1.645
40.234
5.202
8.136
164.533
80.847
16.744
10.268
53.835
83.686
27.549
12.978
43.160
0
11.079
498
44.857
1.645
43.213
5.346
8.733
163.400
79.812
15.966
10.626
53.220
83.588
26.660
12.825
44.103
0
12.778
498
45.586
1.641
43.945
5.051
8.399
162.759
81.745
16.540
12.806
52.400
81.013
25.278
12.474
43.262
0
9.728
498
44.006
1.484
42.522
4.256
8.831
162.780
78.745
13.219
10.292
55.233
84.035
24.597
13.135
46.303
282
10.042
498
41.957
1.392
40.564
3.784
8.991
159.039
78.459
13.010
8.644
56.805
80.580
24.628
13.024
42.928
417
11.771
498
44.594
1.790
42.803
3.453
9.371
160.299
77.981
12.869
8.837
56.275
82.319
26.521
13.441
42.356
610
13.075
997
44.593
1.886
42.707
3.316
9.276
162.069
80.471
13.814
9.420
57.237
81.597
24.314
12.585
44.699
386
13.087
997
46.542
2.044
44.498
3.418
10.145
155.322
76.058
12.458
9.905
53.695
79.263
25.709
12.537
41.017
15.651
998
48.261
1.550
46.711
3.162
10.091
99
207
148
116
129
163
121
99
131
209
158
156
179
180
14.814
1.714
11.736
3.448
333
1.867
16.418
1.715
15.172
1.302
2.644
1.883
18.364
1.723
15.149
1.521
711
2.467
18.464
1.722
15.151
1.870
697
1.886
18.464
2.405
14.330
2.119
630
2.506
18.464
2.437
14.298
2.408
1.414
2.595
18.464
2.437
14.275
2.870
1.402
2.757
18.464
2.437
14.275
3.408
2.606
2.924
18.861
2.437
14.275
3.931
2.249
2.846
18.861
2.437
14.333
4.275
2.211
3.006
18.861
2.438
14.333
4.538
2.231
4.883
18.861
2.438
18.863
538
2.572
4.533
18.861
2.438
18.853
935
2.615
4.310
20.239
2.408
17.416
1.246
1.117
4.217

Jun
195.798
195.730
91.521
104.209
68
68
0
16.507
7.419
8.725
323
39
25.114
18.327
594
5.341
852
20.652
6.994
518
8.418
4.721
94
2.705
1)
2)
Mei
2)
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
- Demand Deposit
- Time Deposits
- Others
- Demand Deposit
- Fasbi
- Others
d. Securitiess
- Treasury Bills
- Bonds
- Others
- Credit
- Securities
- Others
h. Other claims
Source of Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
e. Loans received
Rupiah
Foreign Exchange
h. Margin Deposits
a. Paid In Capital
b. Reserves
f. Loan Capital
1)
233
197
203
195
21.057
2.408
17.392
1.514
344
4.292
21.057
2.418
17.277
1.807
335
4.320
21.177
2.734
16.605
2.134
339
4.386
21.177
2.758
16.582
2.465
339
4.284
r) Revised figures

Tabel 1.7.a. Kegiatan Usaha Bank Asing
(Foreign Owned Banks Operations)

Keterangan
Penyaluran Dana
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
- Giro
- Lainnya
- Giro
- Fasbi
- Lainnya
d. Surat Berharga
- Obligasi
- Lainnya
e. Penyertaan
- Surat Berharga
- Lainnya
h. Tagihan Lainnya
Sumber Dana
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
Rupiah
Valas
kembali/repo)
h. Setoran Jaminan
a. Modal Disetor
b. Cadangan
f. Modal Pinjaman
2012
Des
2013
Mar
Apr
Mei
Jun
Jul
2014
Ags
Sep
177.468
172.859
66.742
106.117
4.610
107
4.503
20.207
3.792
16.333
0
82
35.955
18.002
11.603
5.769
580
41.577
9.643
481
20.918
10.535
12
3.299
179.993
175.326
67.409
107.917
4.667
404
4.264
25.104
4.373
20.647
0
83
35.074
18.028
10.455
6.432
159
47.559
12.491
2.135
25.670
7.263
12
3.280
186.122
180.697
67.880
112.817
5.425
404
5.021
18.775
3.566
15.125
0
83
27.130
17.953
6.871
2.263r)
45
48.254
12.838
1.958
25.299
8.159
12
3.276
188.861
183.270
68.644
114.626
5.592
401
5.191
17.092
2.426
14.583
0
84
32.045
17.664
4.967
9.353
61
53.724
12.970
4.018
27.963
8.773
12
3.387
187.802
181.482
70.860
110.622
6.320
562
5.757
20.454
3.645
16.724
0
85
29.268
18.204
4.432
5.872
759
54.393
11.649
4.912
32.564
5.269
12
3.474
199.904
193.661
74.809
118.853
6.243
604
5.639
25.987
2.762
23.224
0
1
25.627
18.604
1.169
5.843
11
54.538
11.091
6.293
31.220
5.934
12
3.600
210.106
203.521
76.530
126.991
6.585
631
5.954
22.331
2.918
19.410
0
3
34.980
18.899
200
15.703
179
48.529
10.185
4.590
27.602
6.151
12
3.704
220.044
212.784
78.351
134.433
7.261
690
6.570
25.867
3.843
22.021
0
3
29.613
19.671
1.158
8.784
2.766
2
532
4.941
12.452
2.767
2
511
5.041
13.241
2.768
2
507
5.309
15.195
2.859
2
526
5.725
15.040
2.957
2
515
5.541
16.321
3.097
2
502
7.895
15.733
155.430
79.987
32.996
7.858
39.133
75.443
44.409
12.857
18.176
3
19.839
0
0
0
0
5.373
4.463
162.380
85.348
35.273
8.533
41.542
77.033
46.332
12.668
18.033
0
22.447
0
0
0
0
4.994
4.479
161.994
86.274
35.443
8.618
42.213
75.720
47.065
12.777
15.878
0
15.412
0
0
0
0
4.854
5.000
165.522
88.389
38.500
8.173
41.716
77.133
49.217
12.704
15.213
714
17.624
0
0
0
0
5.693
5.038
163.536
86.595
37.764
7.399
41.432
76.940
49.247
12.228
15.464
0
20.117
0
0
0
0
6.430
4.479
511
593
512
544
4.289
0
14.770
5.137
56
0
4.289
0
19.965
1.448
56
0
5.018
0
19.298
1.478
60
0
5.018
0
19.298
1.953
(7r))
0
Okt
Nov
Des
Jan
Feb
Mar
Apr
Jun
Jul
0 r)
55.013
12.629
4.500
31.077
6.808
12
3.708
213.310
205.968
78.580
127.387
7.343
687
6.656
26.700
5.159
21.540
0
1
27.453
18.620
1.409
7.393
31
58.953
15.059
5.094
31.796
7.004
12
3.731
226.608
217.144
78.470
138.674
9.464
683
8.781
23.149
3.338
19.810
0
1
28.331
20.283
0
7.371
678
63.288
15.145
5.421
34.689
8.033
12
4.135
234.577
225.500
80.257
145.243
9.077
581
8.497
21.008
3.973
17.035
0
1
30.765
19.983
0
10.583
199
60.318
13.614
5.894
32.748
8.062
3
3.798
234.327
225.759
82.509
143.250
8.568
529
8.038
24.039
2.919
21.120
0
1
29.226
19.608
1.526
7.228
864
61.496
11.807
5.491
35.380
8.817
3
3.811
229.502
221.684
84.357
137.326
7.818
136
7.682
24.282
2.592
21.688
0
1
27.131
19.173
0
7.913
45
58.556
10.242
5.294
33.907
9.113
3
4.313
231.742
223.546
83.452
140.095
8.196
162
8.034
21.348
2.678
18.669
0
0
25.173
19.112
0
6.061
0
64.129
11.487
4.861
38.940
8.842
3
3.219
234.692
225.876
82.664
143.212
8.816
357
8.459
17.068
3.388
13.496
185
1
28.208
20.156
606
7.308
138
65.108
11.212
3.841
40.628
9.426
3
3.221
240.459
232.290
85.195
147.095
8.169
429
7.741
22.247
3.778
18.468
1
33.946
20.478
1.751
11.579
137
65.174
11.438
3.288
40.781
9.667
3
3.541
242.978
234.835
87.286
147.549
8.143
572
7.571
19.569
2.909
16.659
1
29.453
19.680
1.186
8.587
0
70.767
14.396
4.113
42.749
9.509
3
3.351
251.191
244.229
92.064
152.165
6.962
570
6.392
17.311
4.063
13.248
1
29.535
19.593
1.158
8.743
41
67.814
11.255
2.568
45.110
8.881
3
3.358
3.189
3
512
14.839
15.824
3.185
3
520
15.814
17.009
3.224
2
505
12.284
17.981
3.608
2
525
14.934
18.078
3.290
3
505
15.071
16.647
3.300
2
510
12.987
20.510
3.222
2
1.089
12.360
20.132
2.132
3
1.084
11.957
21.024
2.136
3
1.082
10.622
19.829
2.450
4
1.087
10.300
23.165
2.259
4
1.088
10.243
22.902
2.276
4
1.078
10.652
20.842
165.712
84.855
36.961
7.164
40.730
80.858
53.656
12.428
14.774
0
22.456
0
0
0
0
9.583
4.998
167.293
85.801
38.795
7.479
39.526
81.492
53.092
12.958
15.443
0
19.644
0
0
0
0
16.222
5.469
169.714
83.412
35.793
8.044
39.576
86.301
55.653
13.765
16.882
298
24.885
0
0
0
0
17.022
5.575
171.416
84.282
36.320
6.902
41.060
87.134
57.980
13.481
15.673
0
19.626
0
0
0
0
13.288
5.876
173.746
84.119
36.835
6.866
40.418
89.627
59.650
13.930
16.046
0
18.688
0
0
0
0
16.574
6.652
173.395
84.697
36.873
6.713
41.111
88.698
58.465
14.336
15.897
0
18.278
0
0
0
0
17.111
5.829
177.020
85.201
35.014
6.754
43.432
91.820
60.153
14.343
17.324
0
18.963
0
0
0
0
14.890
6.724
172.281
84.094
32.401
7.969
43.724
88.187
60.135
13.887
14.166
0
18.482
0
0
0
0
14.159
6.344
171.033
85.121
36.460
6.970
41.691
85.912
57.164
13.914
14.834
195
18.721
0
568
0
568
12.849
6.612
166.190
78.432
32.353
7.142
38.937
87.757
59.560
14.399
13.797
0
19.263
0
578
0
578
11.558
7.672
173.736
85.860
39.208
7.487
39.164
87.877
58.816
15.168
13.892
0
22.642
0
584
0
584
11.075
8.691
169.801
84.703
40.256
7.012
37.434
85.099
55.088
14.651
15.360
77
24.026
0
1.186
0
1.186
12.220
8.954
163.985
80.634
34.742
7.817
38.076
83.351
55.572
14.806
12.973
26.740
0
1.158
0
1.158
12.245
7.514
501
555
607
615
478
551
608
561
472
488
501
517
544
5.018
0
19.294
2.254
(249)
0
5.018
0
19.292
2.689
(316)
0
5.018
0
18.909
3.816
(456)
0
5.018
0
18.910
4.696
(382)
0
5.018
0
18.909
5.603
(90)
0
5.018
0
18.909
6.505
(405)
0
5.018
0
17.880
6.121
(300)
0
5.018
0
24.084
720
(176)
0
5.018
0
23.671
1.502
(55)
0
5.018
0
23.400
2.524
8
0
5.590
0
22.663
3.289
(83)
0
6.167
0
22.559
3.794
(45)
0
6.766
0
22.178
4.623
(134)
0
1)
2)
Mei
r)
2)
Items
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
- Demand Deposit
- Time Deposits
- Others
- Demand Deposit
- Fasbi
- Others
d. Securitiess
- Treasury Bills
- Bonds
- Others
- Credit
- Securities
- Others
h. Other claims
Source of Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
e. Loans received
Rupiah
Foreign Exchange
483
h. Margin Deposits
6.766
a. Paid In Capital
0
b. Reserves
22.178
5.456
(101)
0
f. Loan Capital
1)
r) Revised figures
10
Tabel 1.8.a. Laporan Laba / Rugi Bank Umum
Commercial Banks Income Statements

Keterangan
A. Pendapatan dan Beban Bunga
1. Pendapatan bunga
a. Dari Bank Indonesia
b. Dari Penempatan pada bank lain
c. Dari surat berharga
d. Dari Kredit yang diberikan
- kepada pihak ketiga bukan bank
- kepada bank lain
e. Lainnya
2. Beban Bunga
a. Kepada Bank Indonesia
b. Kewajiban pada Bank lain
c. Kepada pihak ketiga bukan Bank
- Giro
- Tabungan
- Simpanan Berjangka
d. Surat Berharga
e. Pinjaman yang diterima
f. Lainnya
g. Koreksi atas pendapatan bunga
B. Pendapatan Bunga Bersih (A1-A2)
C Pendapatan dan Beban Operasional Lain
. 1. Pendapatan Operasional Selain Bunga
a. Peningkatan Nilai Wajar dan keuntungan
penjualan surat berharga
b. Peningkatan Nilai Wajar dan keuntungan
penjualan kredit yang diberikan
c. Peningkatan Nilai Wajar dan keuntungan
penjualan aset keuangan lainnya
d. Keuntungan Transaksi Spot dan Derivatif
e. Deviden, keuntungan penyertaan equity
method, komisi/provisi/fee
D.
E.
F.
G.
H.
I.
J.
K.
2012
Des
2013
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
2014
Apr
Mar
Mei
Jun
Items
Jul
A.
391.280
9.979
4.373
24.027
279.847
278.874
973
73.054
183.713
611
2.644
100.507
11.414
18.492
70.601
5.155
2.452
71.516
828
207.568
104.311
2.498
1.140
5.880
76.142
75.866
276
18.651
48.424
147
776
25.946
2.862
4.730
18.354
1.384
580
18.203
1.387
55.887
139.900
3.234
1.586
7.946
101.743
101.373
370
25.391
64.778
197
1.086
34.797
3.860
6.275
24.662
1.855
775
24.791
1.278
75.122
176.401
3.878
2.066
9.922
128.165
127.693
471
32.371
81.710
246
1.399
44.051
4.926
7.855
31.270
2.324
992
31.537
1.162
94.691
212.911
4.552
2.506
11.937
154.310
153.735
575
39.606
98.747
295
1.743
52.863
5.947
9.360
37.556
2.803
1.181
38.785
1.077
114.164
250.179
5.130
2.933
13.882
182.129
181.438
691
46.104
115.450
347
2.062
62.235
6.975
10.927
44.333
3.315
1.398
45.120
974
134.729
289.066
5.681
3.345
15.981
210.188
209.377
811
53.871
133.190
399
2.403
71.991
7.972
12.557
51.462
3.831
1.594
52.049
923
155.876
328.937
6.375
3.806
18.465
238.517
237.597
920
61.773
152.870
453
2.750
81.795
9.007
14.151
58.637
4.328
1.833
60.816
895
176.066
371.648
6.913
4.400
20.878
269.162
268.134
1.028
70.296
173.435
506
3.134
93.134
10.082
15.829
67.224
4.838
2.022
68.936
865
198.213
414.101
7.415
4.942
23.417
299.677
298.529
1.149
78.650
193.937
559
3.490
104.210
11.093
17.457
75.661
5.358
2.231
77.258
831
220.164
458.188
8.056
5.535
26.305
331.606
330.353
1.253
86.686
215.134
620
3.843
116.392
12.257
19.231
84.903
5.882
2.488
85.131
779
243.054
45.712
649
476
2.549
33.487
33.350
136
8.552
24.308
54
406
12.430
1.092
1.730
9.608
580
310
8.596
1.932
21.404
87.566
1.165
898
5.293
63.374
63.105
269
16.836
44.824
103
752
23.974
1.994
3.326
18.653
1.055
476
16.652
1.813
42.741
132.808
1.671
1.418
8.310
96.243
95.838
405
25.167
67.196
155
1.203
37.026
3.038
5.042
28.947
1.617
737
24.841
1.617
65.612
178.033
2.199
1.963
11.213
128.159
127.636
523
34.499
90.790
206
1.608
50.164
4.113
6.759
39.293
2.146
1.014
34.178
1.474
87.244
222.447
2.726
2.567
14.418
159.874
159.020
854
42.862
112.264
256
1.943
64.007
5.271
8.501
50.235
2.893
1.335
40.450
1.381
110.183
268.963
3.268
3.131
17.322
193.299
192.459
839
51.943
136.056
302
2.244
79.561
6.415
11.662
61.484
3.507
1.756
47.463
1.223
132.907
-
316.295
3.982
3.771
20.069
226.781
225.787
994
61.692
161.332
345
2.698
94.391
7.563
13.705
73.123
4.148
1.977
56.600
1.173
154.962
125.557
9.929
37.755
1.102
47.267
1.524
57.812
1.697
72.759
2.125
76.480
2.494
91.520
2.639
110.250
2.995
111.344
3.684
149.086
3.958
139.655
4.206
29.025
615
35.645
2.072
50.249
2.558
59.937
2.706
71.579
2.986
80.225
3.238
93.531
3.589
10
B.
C.
17
120
127
12
21
20
22
27
34
41
21
25
29
29
32.261
38.537
11.869
9.518
14.492
12.990
17.900
17.583
25.192
21.274
27.714
25.088
37.086
28.340
49.968
32.132
44.528
36.170
76.094
39.745
58.608
44.908
16.584
3.540
f. Lainnya
2. Beban Operasional Selain Beban Bunga
a. Penurunan Nilai Wajar dan kerugian
b. Penurunan Nilai Wajar dan kerugian
c. Penurunan Nilai Wajar dan kerugian
d. Kerugian Transaksi Spot dan Derivatif
e. Penyusutan/Amortisasi
f. Kerugian penyertaan equity method,
komisi/provisi/fee, administrasi
44.800
218.409
5.710
15.244
62.902
728
18.238
81.991
718
20.607
100.685
1.100
24.138
124.891
2.010
21.148
139.172
2.795
23.413
161.929
3.001
25.133
190.423
2.739
26.935
201.246
2.376
29.140
249.085
3.109
31.777
251.154
2.964
123
26.045
52.385
2.622
10.144
17.932
657
12.088
22.470
967
15.104
26.300
1.218
21.673
31.528
1.466
23.262
29.839
1.629
30.720
33.260
1.874
42.122
38.225
2.106
36.313
42.327
2.332
67.016
45.541
2.368
48.690
51.583
2.611
15.836
10.960
291
g. Lainnya
Laba/Rugi Operasional (A1 + C1) - (A2 + C2)
Pendapatan non - operasional
Beban non - operasional
Laba/Rugi non-operasional (E - F)
Laba/Rugi tahun berjalan sebelum pajak
Penerimaan Transfer Laba/Rugi
Transfer Laba/Rugi ke Kantor Pusat
Jumlah laba/rugi bersih (setelah taksiran pajak
penghasilan)
*). Angka-angka sementara
131.519
114.715
21.929
17.133
4.796
119.512
56.698
57.793
92.830
33.442
30.741
5.412
4.354
1.058
31.797
22
71
25.132
45.748
40.398
7.014
5.698
1.316
41.714
28
507
32.647
56.964
51.818
9.004
7.167
1.837
53.655
37
537
42.699
68.214
62.032
11.075
8.744
2.331
64.362
49
592
51.118
81.648
72.037
13.571
10.611
2.960
74.997
61
699
59.395
93.075
85.467
16.154
105.231
95.894
18.931
117.897
108.312
20.696
131.050
120.166
22.902
145.304
131.555
12.898
3.256
15.143
3.788
16.476
4.220
18.366
4.536
88.723
71
638
70.738
99.682
83
798
79.149
112.532
99
918
89.039
124.702
112
1.123
98.543
r)
26,040
20.432
5,608r)
137,162r)
64.661
r)
66,088
106.707
15
16.022
7.070
23.267
10.913
26.018
15.084
27.989
22.327
30.944
26.667
36.928
31.469
8.282
39.117
431
10.472
56.792
428
13.510
80.384
591
16.119
101.239
1.495
18.272
120.974
1.498
19.367
138.921
1.661
21.529
165.387
1.633
13
15
15.825
15.511
561
22.305
19.461
810
23.236
24.618
1.002
24.629
29.972
1.315
27.178
31.856
1.585
32.832
38.191
1.920
11.596
11.312
2.059
24.465
21.594
4.439
37.213
35.476
6.295
50.881
45.942
8.470
63.553
60.789
10.656
76.628
74.211
12.818
90.796
83.106 D.
14.854 E.
1.805
253
3.865
573
5.689
604
7.363
1.106
11.468
(813)
13.556
(737)
14.917 F.
(62) G.
11.565
13
16
9.143
22.168
24
60
17.338
36.082
42
122
28.423
47.049
59
177
37.093
59.977
73
185
47.780
73.474
85
221
58.430
83.044
146
239
65.958
r)
H.
I.
J.
K.
Interest Income and Interest Expenses

1. Interest Income
a. From Bank Indonesia Placement
b. From interbank placement
c. From securities
d. From credit
- To Third Party non Bank
- To other Bank
e Others
2. Interest Expenses
a. Bank Indonesia Liabilites
b. Interbank Liabilities
c. Third Party non Bank
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f. Others
g. Corrections
Net Interest Income (A1-A2)
Other Operating Income and Expenses
1. Other Operating Income
a. Increase in fair value and gain
form sale of securities
b. Increase in fair value and gain
form sale of credit
c. Increase in fair value and gain
form sale of other financial assets
d. Gain from spot and derivative transaction
e. Deviden, gain from investment in shares
with equity method,
fees/comissions/provisions
f
Others
2. Non Interest Expense
a. Decrease in fair value and losses form
sale of securities
b. Decrease in fair value and losses
form sale of credit
c. Decrease in fair value and losses
d. Losses from spot and derivative
transaction
e. Depreciation/Amortizations
f
Losses from investment in shares with
equity method, fees/comissions/
provisions
g. Others
Operating Profit/loss (A1+C1) - (A2+C2)
Non Operational Income
Non Operational Expenses
Non Operational Profit (E - F)
Current Year profit
Transfser Profit / Loss Received
Transfer of Profit/Loss to Head Office
Profit/Loss After Estimation of tax
r) Revised figures
Tabel 1.9.a. Laporan Laba / Rugi Bank Persero
(State Owned Banks Income Statements)

Keterangan
1. Pendapatan bunga
- kepada bank lain
e. Lainnya
2. Beban Bunga
- Giro
- Tabungan
d. Surat Berharga
f. Lainnya
2013
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
2014
Apr
Mar
Mei
Jun
Items
Jul
A.
120.662
2.937
1.323
9.694
100.923
100.690
234
5.784
41.417
506
439
31.277
3.837
6.777
20.664
1.220
1.265
5.903
808
79.244
33.293
619
406
2.540
28.257
28.188
69
1.470
11.768
124
107
8.125
922
1.793
5.409
251
317
1.456
1.387
21.525
44.331
767
535
3.383
37.425
37.334
91
2.221
15.413
166
157
10.867
1.190
2.379
7.298
358
416
2.172
1.278
28.918
55.269
923
669
4.205
46.656
46.544
112
2.816
19.064
208
217
13.696
1.509
2.981
9.205
455
540
2.786
1.162
36.205
66.503
1.049
775
4.991
56.229
56.095
133
3.459
22.613
249
285
16.380
1.801
3.563
11.016
558
625
3.439
1.076
43.890
78.069
1.186
889
5.612
66.340
66.179
161
4.042
26.279
293
353
19.243
2.099
4.160
12.984
678
739
3.999
973
51.790
89.756
1.322
983
6.435
76.395
76.205
189
4.622
30.163
336
449
22.224
2.387
4.813
15.024
801
845
4.585
923
59.593
102.121
1.487
1.101
7.579
86.843
86.634
209
5.110
34.082
382
544
25.293
2.711
5.435
17.147
907
946
5.115
895
68.039
115.351
1.626
1.271
8.480
98.131
97.905
226
5.841
38.405
429
646
28.684
3.016
6.098
19.570
1.029
1.027
5.724
865
76.946
128.204
1.752
1.394
9.410
109.118
108.871
248
6.529
42.844
477
705
32.060
3.317
6.759
21.984
1.145
1.126
6.501
830
85.360
143.194
1.933
1.557
10.602
121.345
121.099
246
7.756
47.994
529
748
35.815
3.706
7.482
24.627
1.253
1.242
7.629
778
95.200
15.164
154
129
861
13.481
13.453
28
538
6.791
50
72
3.714
331
678
2.704
165
189
669
1.932
8.373
28.265
276
240
2.027
24.486
24.422
64
1.236
10.925
97
141
7.182
612
1.315
5.255
233
248
1.211
1.813
17.340
42.288
391
381
3.297
36.547
36.452
96
1.672
15.619
145
252
11.246
937
2.005
8.304
355
363
1.640
1.617
26.670
56.297
510
493
4.452
48.205
48.094
111
2.637
20.907
193
301
15.325
1.263
2.657
11.405
482
524
2.611
1.471
35.390
70.142
650
631
5.544
60.225
60.084
141
3.092
26.020
240
406
19.657
1.628
3.342
14.687
617
648
3.075
1.377
44.122
84.651
782
770
6.596
72.730
72.555
175
3.774
31.477
282
476
24.058
1.971
3.999
18.087
776
898
3.765
1.222
53.174
-
99.436
971
969
7.437
85.228
85.020
208
4.830
37.659
322
565
28.902
2.314
4.664
21.923
935
963
4.801
1.172
61.777
50.412
5.149
15.595
269
19.130
369
23.660
382
30.827
557
23.810
558
26.624
564
30.048
697
32.107
928
34.694
942
39.298
1.081
10.536
273
11.352
264
14.622
369
18.408
1.275
21.609
1.293
23.735
1.395
27.934
1.487
3.734
14.985
1.665
3.778
1.916
5.146
3.473
6.979
6.637
8.417
2.492
9.959
3.479
11.364
4.805
13.015
5.143
14.526
5.175
16.131
6.235
18.250
2.505
1.455
1.426
2.966
1.972
4.593
2.286
6.243
2.672
7.838
3.172
9.616
3.859
11.848
f. Lainnya
26.543
80.785
3.766
9.883
23.476
101
11.699
30.252
120
12.826
37.614
188
15.216
47.253
279
10.801
43.453
436
11.217
48.899
481
11.530
55.398
518
11.510
61.483
564
12.446
67.488
802
13.732
75.030
767
6.303
13.914
60
6.697
19.089
187
7.689
25.122
209
8.603
32.560
1.052
9.806
39.919
1.020
9.551
45.104
1.063
10.740
53.853
1.103
2.940
26.429
732
1.338
10.040
204
1.259
12.374
349
2.824
13.880
408
5.877
16.660
463
1.441
12.368
451
1.794
13.466
478
2.671
14.756
547
3.268
15.711
581
2.967
16.826
622
3.595
19.075
656
2.233
7.681
66
1.088
8.998
123
1.662
10.185
186
1.786
11.658
246
1.897
14.271
306
2.135
14.470
364
2.639
17.242
442
g. Lainnya
penghasilan)
46.918
48.871
3.183
386
2.798
51.669
26.113
26.113
40.823
11.793
13.644
567
248
320
13.961
11.096
16.150
17.796
556
150
406
18.202
14.665
20.314
22.252
807
232
575
22.827
18.447
23.975
27.464
1.015
249
766
28.230
22.886
28.756
32.147
1.212
379
833
32.980
26.666
32.680
36.906
41.358
46.271
50.938
3.873
8.693
12.879
17.819
22.425
27.072
32.427
37.319
1.213
640
573
37.891
30.490
42.689
1.342
743
599
43.288
34.856
47.571
1.881
568
1.313
48.884
39.339
52.566
1.981
507
1.474
54.040
43.414
59.468
2.789
612
2.177
61.645
33.198
33.198
48.762
4.995
93
74
18
5.013
4.046
9.603
177
26
151
9.753
7.898
16.169
277
51
225
16.395
13.072
21.237
833
71
761
21.998
17.628
25.812
958
101
857
26.669
21.315
31.804
1.161
125
1.036
32.840
26.076
35.858
2.064
132
1.932
37.790
30.233

D.
E.
F.
G.
H.
I.
J.
K.
2012
Des
B.
C.
D.
E.
F.
G.
H.
I.
J.
K.

1. Interest Income
c. From securities
d. From credit
- To other Bank
e Others
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f. Others
g. Corrections
form sale of credit
with equity method,
f
Others
sale of securities
form sale of credit
transaction
f
provisions
g. Others
Current Year profit
Tabel 1.10.a. Laporan Laba / Rugi BUSN Devisa
(Foreign Exchange Commercial Banks Income Statements)

Keterangan
1. Pendapatan bunga
- kepada bank lain
e. Lainnya
2. Beban Bunga
- Giro
- Tabungan
d. Surat Berharga
f. Lainnya
D.
E.
F.
G.
H.
I.
J.
K.
2012
2013
Des
Mar
Apr
Mei
Jun
Jul
2014
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Items
Jul
A.
165.319
3.981
675
9.376
112.085
111.487
599
39.202
87.021
90
1.199
44.873
3.911
9.309
31.653
2.489
565
37.805
0
78.298
43.429
1.202
164
2.200
29.816
29.646
170
10.048
22.806
19
365
11.859
1.051
2.342
8.467
772
131
9.661
20.622
58.301
1.554
218
2.968
40.121
39.888
232
13.441
30.524
25
520
15.814
1.413
3.112
11.289
1.023
178
12.963
27.777
73.385
1.820
279
3.726
50.914
50.615
298
16.646
38.140
31
673
19.998
1.780
3.896
14.322
1.275
219
15.944
35.244
88.758
2.160
347
4.483
61.147
60.781
366
20.621
46.591
38
835
23.948
2.151
4.636
17.161
1.525
263
19.982
42.167
103.816
2.419
408
5.311
72.177
71.739
439
23.500
54.011
44
968
28.172
2.540
5.409
20.223
1.782
305
22.740
49.805
120.642
2.635
483
6.138
83.537
83.022
515
27.850
62.445
51
1.095
32.669
2.914
6.182
23.572
2.044
352
26.234
58.197
137.237
2.947
547
7.053
94.527
93.938
589
32.162
72.494
57
1.219
37.045
3.282
6.953
26.811
2.306
414
31.453
64.742
155.538
3.140
617
8.022
106.962
106.299
664
36.796
82.637
61
1.338
42.445
3.679
7.769
30.997
2.563
460
35.770
72.901
173.443
3.338
681
9.046
118.972
118.228
744
41.405
92.779
67
1.471
47.587
4.052
8.539
34.996
2.828
507
40.319
0
80.664
191.624
3.577
762
10.137
131.766
130.937
828
45.382
102.882
72
1.601
53.341
4.458
9.375
39.508
3.106
562
44.199
0
88.742
19.298
274
94
1.087
12.721
12.635
86
5.121
11.477
2
147
5.986
408
841
4.736
293
52
4.998
7.821
37.554
476
180
2.109
24.692
24.529
163
10.098
22.405
3
271
11.539
775
1.607
9.157
572
97
9.923
15.150
57.237
668
291
3.202
37.965
37.717
248
15.111
33.870
5
428
17.605
1.168
2.428
14.010
861
162
14.808
23.368
76.771
880
381
4.319
50.876
50.545
331
20.316
45.657
7
601
23.691
1.568
3.270
18.853
1.144
206
20.007
31.114
95.490
1.087
433
5.723
63.066
62.461
606
25.180
55.658
9
668
30.085
1.992
4.123
23.970
1.581
299
23.014
2
39.832
115.441
1.317
518
6.903
76.266
75.735
531
30.437
67.395
10
719
38.163
2.407
6.429
29.327
1.893
367
26.243
48.046
136.047
1.665
596
8.092
89.832
89.203
629
35.862
79.693
12
853
45.058
2.822
7.591
34.646
2.211
435
31.123
56.355
33.347
1.834
9.351
541
12.227
647
15.824
755
18.970
752
23.103
785
28.482
811
35.943
945
36.595
1.060
64.648
1.141
45.598
1.194
11.376
60
8.612
202
12.659
307
15.541
510
21.656
644
23.852
711
27.685
813
B.
C.
10
21
20
22
27
34
41
21
25
29
29
4.710
14.598
1.620
3.537
2.214
4.856
2.775
6.807
3.557
8.304
5.097
9.809
7.760
10.988
12.607
12.411
10.308
13.938
36.336
15.173
13.849
17.375
8.581
1.348
3.001
2.633
4.202
3.987
4.183
5.600
4.810
10.325
4.567
11.981
5.908
13.730
f. Lainnya
12.195
71.838
426
3.632
20.427
275
4.490
27.285
204
5.464
33.693
381
6.329
40.844
503
7.378
49.192
568
8.883
57.930
699
9.959
70.093
589
11.264
74.568
510
11.968
106.766
739
13.150
93.115
706
1.385
15.748
97
2.769
17.220
46
4.163
25.794
50
5.249
33.217
101
5.876
40.203
98
6.592
46.233
170
7.233
55.259
163
2.993
17.278
686
1.144
5.346
187
1.647
6.825
246
2.127
8.158
324
2.710
9.860
427
4.081
11.671
487
6.407
13.203
597
10.946
16.219
622
8.351
18.466
686
34.662
19.492
560
12.051
22.716
646
3.770
6.507
241
3.622
8.608
252
4.177
10.032
407
3.953
11.070
476
g. Lainnya
penghasilan)
50.449
39.807
15.751
15.124
628
40.435
23.361
23.511
31.687
13.475
9.547
3.944
3.802
142
9.688
7.486
18.362
12.720
5.371
5.160
211
12.931
10.025
22.703
17.376
6.813
6.436
377
17.752
14.267
27.344
20.293
8.343
7.828
515
20.808
16.345
32.385
23.715
10.129
9.309
820
24.535
19.273
37.023
41.717
46.555
51.313
28.749
12.086
10.887
1.199
29.948
23.989
30.593
13.963
12.518
1.445
32.038
25.348
34.929
15.221
14.132
1.089
36.018
28.376
38.545
17.065
15.696
1.368
39.913
31.400
8.513
2.211
102
0
2.713
4.409
177
0
5.315
13.169
591
56.994
4.826
9.876
15.226
20.632
25.488
30.563
36.021
41.225
3.449
1.688
1.597
92
3.540
2.775
6.542
3.315
3.309
6
6.548
5.042
10.232
4.865
4.864
0
10.233
7.923
13.439
6.555
6.529
25
13.465
10.493
21.286
8.307
r)
10.285
(1.982)
19.305
15.673
25.665
9.951
12.221
(2.271)
23.394
18.869
28.781
10.777
13.286
(2.509)
26.271
21.119
r)
18,912
17.382
1,530r)
42,754r)
23.207
23,206r)
33.469
D.
E.
F.
G.
H.
I.
J.
K.

1. Interest Income
c. From securities
d. From credit
- To other Bank
e Others
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f. Others
g. Corrections
form sale of credit
with equity method,
f
Others
sale of securities
form sale of credit
transaction
f
provisions
g. Others
Current Year profit
r) Revised figures
Tabel 1.11.a. Laporan Laba / Rugi BUSN Non Devisa
(Non-Foreign Exchange Commercial Banks Income Statements)

Keterangan
1. Pendapatan bunga
- kepada bank lain
e. Lainnya
2. Beban Bunga
- Giro
- Tabungan
d. Surat Berharga
f. Lainnya
D.
E.
F.
G.
H.
I.
J.
K.
2012
2013
Des
Mar
Apr
Mei
Jun
Jul
2014
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Items
Jul
A.
27.222
536
96
564
15.286
15.204
82
10.740
17.226
0
163
6.043
146
389
5.507
444
87
10.489
0
9.995
7.442
167
26
146
4.248
4.222
26
2.855
4.699
0
52
1.680
41
106
1.533
128
24
2.815
0
2.743
10.036
233
36
197
5.703
5.668
35
3.868
6.354
0
69
2.254
53
141
2.060
174
38
3.819
0
3.682
12.794
296
47
245
7.185
7.140
44
5.021
8.165
0
86
2.842
70
176
2.596
217
53
4.967
0
4.630
15.409
354
59
293
8.686
8.632
54
6.017
9.807
0
105
3.422
86
211
3.125
257
67
5.955
0
5.602
18.302
412
69
341
10.323
10.258
65
7.158
11.651
0
129
4.060
107
248
3.705
306
81
7.074
0
6.651
20.926
474
73
372
11.797
11.722
75
8.209
13.357
0
147
4.644
118
281
4.245
355
95
8.116
0
7.568
23.727
528
81
423
13.381
13.296
86
9.314
15.166
0
173
5.280
135
316
4.829
404
108
9.201
0
8.561
26.574
580
89
483
14.987
14.891
97
10.436
17.048
0
202
5.971
154
353
5.465
454
121
10.299
0
9.526
29.427
636
99
541
16.634
16.528
107
11.517
18.937
0
237
6.704
174
387
6.142
504
134
11.359
0
10.490
32.478
692
113
601
18.313
18.196
117
12.759
21.052
0
274
7.509
195
421
6.893
553
146
12.571
0
11.426
3.061
69
16
61
1.696
1.686
10
1.219
2.176
36
896
24
34
838
46
12
1.185
0
886
5.973
127
30
121
3.331
3.312
19
2.365
4.161
65
1.667
41
65
1.561
93
23
2.313
0
1.812
9.055
191
48
185
5.093
5.064
29
3.538
6.277
98
2.539
59
99
2.381
139
34
3.467
0
2.778
12.152
250
69
250
6.801
6.763
38
4.782
8.472
132
3.378
78
131
3.169
186
47
4.729
0
3.680
15.302
298
80
348
8.596
8.542
54
5.981
10.621
1
126
4.302
97
166
4.039
272
92
5.829
0
4.681
18.473
346
95
426
10.405
10.341
65
7.201
12.810
1
153
5.201
116
200
4.886
322
111
7.020
0
5.663
21.143
395
104
498
11.707
11.631
76
8.440
15.014
1
185
6.070
136
235
5.698
377
131
8.251
0
6.129
1.184
104
272
10
384
25
512
51
622
57
739
67
830
73
942
80
1.062
84
1.234
89
1.397
96
121
1
234
4
409
12
550
15
727
18
908
22
1.057
24
B.
C.
2
340
0
88
0
114
1
140
1
172
1
208
2
244
2
276
3
315
3
342
3
390
0
37
0
74
0
118
1
170
1
285
1
372
1
447
f. Lainnya
738
7.751
14
174
2.046
2
245
2.752
3
321
3.466
5
392
4.205
4
463
5.010
5
512
5.678
4
583
6.424
9
660
7.207
12
800
8.028
16
909
8.840
19
83
799
2
155
1.538
0
279
2.326
0
366
3.113
0
424
3.971
0
513
4.862
0
585
5.284
0
0
1.503
3
0
444
3
0
544
4
0
646
5
0
781
7
0
914
8
0
1.045
10
1
1.177
12
1
1.314
14
1
1.482
16
1
1.591
18
0
172
3
0
289
6
0
464
9
0
610
12
0
766
16
0
980
20
0
1.128
49
g. Lainnya
penghasilan)
6.230
3.428
139
94
46
3.474
4.354
4.354
2.790
1.597
969
35
27
8
977
788
2.201
1.314
46
39
6
1.321
1.068
2.810
1.676
62
52
10
1.686
1.359
3.413
2.019
75
64
11
2.030
1.637
4.082
2.380
91
78
13
2.393
1.929
4.619
2.719
108
95
13
2.733
2.198
5.226
3.078
122
110
12
3.090
2.488
5.866
3.381
137
126
11
3.392
2.727
6.513
3.697
148
138
10
3.707
2.968
7.210
3.983
255
151
103
4.086
4.779
4.779
3.084
622
208
10
10
(0)
208
148
1.242
508
23
21
3
510
374
1.853
860
40
31
9
869
653
2.490
1.117
49
47
2
1.120
835
3.189
1.437
121
r)
135
(13)
1.424
1.067
3.861
1.710
163
169
(6)
1.704
1.271
4.106
1.902
181
245
(64)
1.838
50
1.398
D.
E.
F.
G.
H.
I.
J.
K.

1. Interest Income
c. From securities
d. From credit
- To other Bank
e Others
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f. Others
g. Corrections
form sale of credit
with equity method,
f
Others
sale of securities
form sale of credit
transaction
f
provisions
g. Others
Current Year profit
r) Revised figures
*)
Provisional figures
Tabel 1.12.a. Laporan Laba / Rugi BPD
(Regional Development Banks Income Statements)

Keterangan
1. Pendapatan bunga
- kepada bank lain
e. Lainnya
2. Beban Bunga
- Giro
- Tabungan
d. Surat Berharga
f. Lainnya
f. Lainnya
D.
E.
F.
G.
H.
I.
J.
K.
2012
2013
Des
Mar
Apr
Mei
Jun
Jul
2014
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Items
Jul
A.
47.630
1.470
1.663
1.407
30.994
30.984
10
12.096
24.774
16
274
11.789
2.757
1.621
7.410
912
158
11.607
20
22.856
12.322
184
421
339
8.453
8.450
2
2.925
5.772
4
118
2.601
657
402
1.542
210
25
2.814
0
6.550
16.714
274
628
475
11.309
11.306
3
4.029
7.929
5
161
3.595
939
528
2.128
269
30
3.868
0
8.785
21.598
349
830
592
14.292
14.288
4
5.534
10.530
7
206
4.630
1.222
656
2.751
333
35
5.320
0
11.068
26.051
426
1.022
727
17.265
17.260
5
6.612
12.688
8
247
5.631
1.493
780
3.357
404
49
6.348
1
13.364
30.949
485
1.218
870
20.370
20.365
6
8.005
15.182
10
297
6.646
1.741
913
3.991
474
58
7.697
0
15.766
35.630
538
1.400
1.006
23.455
23.448
7
9.231
17.530
12
333
7.675
1.991
1.053
4.630
538
59
8.913
0
18.100
40.429
610
1.618
1.156
26.528
26.520
8
10.517
19.953
14
390
8.710
2.240
1.188
5.282
604
76
10.159
0
20.477
45.449
683
1.877
1.342
29.605
29.596
9
11.943
22.592
15
456
9.841
2.509
1.325
6.007
667
83
11.530
0
22.858
50.384
736
2.098
1.526
32.717
32.707
10
13.307
25.125
15
520
10.892
2.732
1.461
6.698
736
90
12.871
1
25.259
55.515
812
2.333
1.715
36.044
36.033
11
14.612
27.624
18
594
11.918
2.977
1.620
7.321
809
112
14.173
1
27.891
4.726
54
151
185
3.164
3.162
1
1.173
2.371
2
93
1.002
235
155
612
60
6
1.209
0
2.355
9.272
103
298
351
6.158
6.155
2
2.362
4.655
3
168
1.952
393
290
1.269
123
12
2.397
0
4.617
14.425
162
489
544
9.528
9.524
4
3.702
7.359
4
247
3.141
612
429
2.100
191
32
3.743
0
7.066
19.624
228
738
731
12.730
12.724
5
5.197
10.252
6
330
4.392
848
564
2.980
257
40
5.224
3
9.371
24.814
292
1.003
942
15.954
15.947
8
6.623
13.109
7
414
5.728
1.111
703
3.914
322
48
6.589
1
11.706
30.217
365
1.277
1.137
19.293
19.283
10
8.145
16.097
9
482
7.064
1.385
836
4.843
387
71
8.084
1
14.120
35.838
436
1.562
1.328
22.773
22.761
12
9.739
19.173
10
541
8.448
1.657
978
5.814
451
81
9.640
1
16.666
5.652
363
1.308
35
1.650
41
1.929
49
2.246
52
2.502
55
2.756
60
3.106
68
3.451
107
3.805
110
4.360
116
380
5
786
20
1.298
26
1.841
33
2.278
37
2.852
41
3.153
47
17
10
15
74
644
95
723
107
811
124
904
130
1.034
B.
C.
90
1.000
23
228
28
321
32
411
37
489
51
579
8
72
23
148
38
244
54
335
70
457
96
554
116
630
4.180
1.021
1.256
1.433
1.666
1.815
1.977
2.218
2.423
2.665
3.077
294
593
989
1.409
1.708
2.153
2.345

18.181
215
4.498
33
6.073
35
7.578
69
8.970
51
10.953
74
12.473
93
14.118
102
15.925
110
17.631
117
19.826
123
1.706
11
3.544
17
4.911
34
7.251
30
9.066
34
10.654
36
13.460
38
75
3.592
29
18
1.119
6
22
1.423
8
28
1.937
10
30
2.201
12
39
2.531
14
47
2.867
18
62
3.205
18
73
3.675
19
87
4.063
21
92
4.180
23
9
649
2
24
1.328
3
38
1.387
5
51
2.316
7
65
2.890
8
87
3.103
10
105
4.140
11
g. Lainnya
penghasilan)
14.270
10.327
926
791
135
10.462
2.910
3.059
8.946
3.322
3.360
227
184
44
3.404
3.012
4.584
4.363
339
258
81
4.444
3.891
5.534
5.419
431
339
92
5.511
4.803
6.676
6.640
532
439
94
6.733
5.876
8.294
7.315
653
530
123
7.438
6.430
9.448
8.384
821
645
176
8.560
7.375
10.731
9.465
1.007
786
221
9.686
8.353
12.047
10.384
1.049
844
204
10.588
9.063
13.342
11.433
1.200
962
238
11.671
9.981
15.407
12.426
1.349
1.089
260
12.686
3.355
3.544
10.733
1.036
1.029
124
93
31
1.060
3
917
2.172
1.858
251
233
18
1.876
1.587
3.448
3.453
376
336
40
3.493
3.003
4.847
3.961
447
388
59
4.020
3.334
6.069
4.918
670
637
33
4.951
4.125
7.418
6.318
779
731
48
6.367
5.458
9.166
6.359
913
886
27
6.386
5.287

1. Interest Income
c. From securities
d. From credit
- To other Bank
e Others
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f. Others
g. Corrections
form sale of credit
with equity method,
f
Others
2.
D.
E.
F.
G.
H.
I.
J.
K.
Non Interest Expense

sale of securities
form sale of credit
e. transaction
Depreciation/Amortizations
f
provisions
g. Others
Current Year profit
Tabel 1.13.a. Laporan Laba / Rugi Bank Campuran
(Joint Venture Banks Income Statements)

Keterangan
1. Pendapatan bunga
- kepada bank lain
e. Lainnya
2. Beban Bunga
- Giro
- Tabungan
d. Surat Berharga
f. Lainnya
f. Lainnya
D.
E.
F.
G.
H.
I.
J.
K.
g. Lainnya
penghasilan)
2012
2013
Des
Mar
Apr
Mei
Jun
Jul
2014
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Items
Jul
A.
16.784
343
236
864
10.457
10.457
0
4.883
9.400
0
169
3.973
256
258
3.458
89
292
4.251
101
41
190
2.751
2.751
0
1.168
2.314
0
60
1.001
65
61
874
23
77
5.741
137
58
260
3.698
3.698
0
1.587
3.134
0
76
1.357
91
81
1.185
31
105
7.328
173
71
330
4.711
4.711
0
2.042
4.013
0
89
1.737
119
102
1.516
38
135
8.875
205
93
409
5.675
5.674
0
2.492
4.895
0
110
2.103
142
120
1.841
46
165
10.514
237
117
485
6.733
6.733
0
2.942
5.788
0
119
2.500
165
140
2.195
53
202
12.213
271
141
551
7.819
7.819
1
3.431
6.751
0
144
2.914
188
164
2.563
61
229
14.008
307
167
621
8.935
8.934
1
3.978
7.808
0
155
3.332
210
185
2.936
69
276
15.883
340
201
695
10.081
10.080
2
4.566
8.885
0
175
3.759
235
205
3.318
76
317
17.671
367
231
778
11.228
11.226
2
5.067
9.857
0
198
4.204
263
222
3.719
85
359
19.329
406
262
869
12.497
12.495
2
5.295
10.639
0
223
4.697
285
238
4.174
89
408
1.863
52
33
82
1.269
1.267
1
428
978
16
486
28
15
444
4
50
3.427
102
63
161
2.451
2.448
3
649
1.715
27
952
52
34
866
11
95
5.178
144
89
242
3.725
3.721
4
978
2.613
0
54
1.461
80
59
1.323
18
143
6.965
180
114
340
4.997
4.992
5
1.333
3.583
0
77
2.013
109
106
1.798
27
190
8.754
199
137
438
6.277
6.270
6
1.702
4.544
0
108
2.542
137
127
2.277
39
241
10.599
224
160
529
7.635
7.627
8
2.051
5.520
0
146
3.066
166
151
2.749
53
291
12.501
250
177
633
9.020
9.010
9
2.421
6.528
0
187
3.617
198
183
3.236
68
343
4.876
7.384
1.153
1.937
1.566
2.607
2.014
3.315
2.472
3.980
2.913
4.726
3.402
5.462
3.976
6.200
4.558
6.998
5.011
7.814
5.222
8.690
422
885
631
1.712
938
2.565
1.276
3.382
1.614
4.210
1.963
5.079
2.314
5.974
-
7.934
272
3.239
38
3.522
65
3.804
59
5.421
63
7.387
63
7.541
62
9.017
78
9.089
122
10.632
112
12.362
107
1.554
29
3.248
100
5.568
138
5.543
164
6.231
193
7.583
192
8.461
227
B.
C.
4.975
2.112
2.354
537
2.360
735
2.450
950
3.901
1.150
5.636
1.345
5.542
1.522
6.837
1.740
6.372
2.001
7.535
2.186
9.480
2.393
1.173
194
2.644
379
4.680
580
4.331
829
4.782
1.022
5.870
1.256
6.503
1.450
575
10.853
47
310
3.798
40
362
4.428
30
345
5.048
60
306
7.015
143
344
9.363
157
416
9.772
171
362
11.470
123
594
11.647
64
800
13.310
120
383
15.508
93
158
1.779
45
125
3.954
35
171
6.528
34
219
6.858
38
233
7.953
41
266
9.836
25
281
11.136
58
3.821
1.659
382
1.968
448
106
1.890
698
136
1.900
818
173
3.133
993
199
4.683
1.232
237
4.368
1.441
275
5.462
1.587
319
4.857
1.718
353
5.605
1.869
393
7.395
2.082
436
1.110
116
46
2.648
242
99
4.447
472
151
3.880
834
192
4.241
1.043
205
5.297
1.298
256
5.855
1.413
291
4.944
4.466
509
340
169
4.635
(80)
(80)
3.448
1.235
1.378
349
57
292
1.670
(6)
(6)
1.302
1.674
1.702
361
52
309
2.010
(6)
(6)
1.521
2.098
2.070
432
72
360
2.430
(4)
(4)
1.870
2.547
2.385
468
100
368
2.753
(1)
(1)
2.119
3.053
2.751
557
160
397
3.148
2
2
2.408
3.517
3.230
814
307
507
3.738
6
6
2.870
3.979
3.746
1.193
470
723
4.469
10
10
3.408
4.654
4.440
1.081
377
703
5.143
14
14
3.931
5.323
5.136
1.422
970
453
5.588
19
19
4.275
5.502
5.545
1.526
1.082
443
5.988
22
22
4.538
462
660
51
13
38
698
2
2
538
930
1.006
464
249
216
1.221
5
5
935
1.423
1.605
432
378
54
1.659
9
9
1.246
1.915
2.068
185
252
(67r))
2.001
13
13
1.514
2.422
2.488
143
227
(84)
2.403
18
18
1.807
2.960
2.827
216
217
(1)
2.826
22
22
2.134
3.519
3.299
227
252
(25)
3.274
28
28
2.465
D.
E.
F.
G.
H.
I.
J.
K.

1. Interest Income
c. From securities
d. From credit
- To other Bank
e Others
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f. Others
g. Corrections
form sale of credit
with equity method,
f
Others
sale of securities
form sale of credit
transaction
f
provisions
g. Others
Current Year profit
r) Revised figures
Tabel 1.14.a. Laporan Laba / Rugi Bank Asing
(Foreign Owned Banks Income Statements)

Keterangan
1. Pendapatan bunga
- kepada bank lain
e. Lainnya
2. Beban Bunga
- Giro
- Tabungan
d. Surat Berharga
f. Lainnya
f. Lainnya
D.
E.
F.
G.
H.
I.
J.
K.
g. Lainnya
penghasilan)
2012
2013
Des
Mar
Apr
Mei
Jun
Jul
2014
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Items
Jul
A.
13.664
712
379
2.122
10.102
10.053
48
349
3.874
0
400
2.553
507
139
1.908
0
84
3.575
226
82
465
2.617
2.608
9
185
1.065
75
680
126
26
528
0
7
4.778
268
113
664
3.488
3.479
9
246
1.425
103
910
174
34
702
1
8
6.028
316
169
824
4.407
4.395
13
312
1.798
128
1.148
226
43
880
6
10
7.314
359
209
1.034
5.308
5.292
16
404
2.154
162
1.379
274
50
1.055
13
11
8.530
391
233
1.263
6.185
6.165
20
457
2.539
196
1.613
323
57
1.233
21
12
9.899
441
264
1.480
7.186
7.162
24
528
2.943
234
1.865
373
65
1.428
31
13
11.415
497
291
1.633
8.302
8.275
27
692
3.368
270
2.135
429
73
1.633
39
13
12.852
543
344
1.856
9.395
9.364
31
714
3.869
317
2.435
489
80
1.866
49
14
14.973
586
439
2.115
11.007
10.969
38
826
4.395
361
2.763
555
88
2.121
60
15
16.047
636
508
2.381
11.640
11.592
48
882
4.943
0
404
3.112
637
95
2.380
72
18
1.600
45
53
272
1.157
1.147
10
74
516
42
347
66
7
274
12
1
3.075
81
87
525
2.256
2.239
18
125
964
80
681
120
15
545
24
1
4.624
114
119
840
3.385
3.360
25
166
1.459
124
1.034
182
23
829
53
3
6.224
151
167
1.121
4.550
4.518
32
234
1.918
167
1.365
246
31
1.088
50
6
7.945
200
283
1.422
5.756
5.717
40
284
2.313
221
1.693
305
39
1.349
62
7
9.582
234
311
1.731
6.970
6.919
51
336
2.757
268
2.009
369
47
1.593
76
16
11.329
265
362
2.081
8.222
8.162
60
399
3.267
366
2.297
436
55
1.807
106
25
837
9.790
303
2.510
403
3.352
506
4.230
589
5.161
696
5.991
911
8.048
1.054
8.983
1.197
10.578
1.337
11.104
114
1.084
177
2.111
246
3.166
331
4.307
330
5.633
389
6.824
472
8.062
27.028
2.206
7.991
210
10.353
376
12.083
401
14.674
645
18.939
967
800
6.956
25.288
1.070
31.194
1.126
29.040
1.382
34.074
1.565
36.640
1.612
5.057
247
11.415
1.483
14.739
608
18.053
709
19.077
800
21.295
877
25.241
992
119
124
B.
C.
18.751
5.502
6.206
1.351
7.973
1.818
9.169
2.296
11.059
2.742
14.437
3.188
20.230
3.579
25.622
3.967
22.595
4.579
26.921
5.009
28.911
5.467
4.317
434
8.928
870
12.520
1.392
15.164
1.907
15.654
2.399
17.238
2.888
20.541
3.364
569
29.002
1.242
224
8.658
277
186
11.202
325
216
13.287
398
228
16.604
1.030
347
21.201
1.554
408
27.177
1.552
480
32.919
1.399
484
30.416
1.116
460
35.862
1.316
527
38.835
1.256
59
5.170
215
134
11.447
143
219
14.749
263
273
18.240
273
224
19.862
304
293
22.233
366
345
26.395
271
123
13
15
16.216
1.923
790
5.676
535
151
7.270
606
223
8.225
862
297
9.923
1.033
360
13.017
1.123
430
18.103
1.238
496
22.980
1.281
588
19.763
1.443
678
23.694
1.808
755
25.555
1.939
832
3.971
133
73
9.352
246
153
11.435
445
217
13.898
592
293
14.249
970
373
15.706
935
460
18.918
1.099
535
8.708
7.816
1.419
398
1.021
8.837
39
835
5.137
2.019
1.843
289
36
253
2.095
27
77
1.448
2.777
2.504
342
39
303
2.806
33
513
1.478
3.505
3.025
459
36
423
3.448
42
541
1.953
4.258
3.231
641
64
577
3.808
51
594
2.254
5.077
3.729
930
155
774
4.503
59
697
2.689
5.789
5.066
1.112
325
787
5.853
65
632
3.816
6.671
6.323
1.305
517
788
7.111
73
789
4.696
7.416
7.607
1.328
428
900
8.508
85
904
5.603
8.288
8.790
1.085
92
993
9.782
93
1.105
6.505
9.254
8.909
1.210
116
1.094
10.003
100
1.338
6.121
776
971
92
18
75
1.046
10
10
720
1.552
2.078
209
28
180
2.259
19
55
1.502
2.384
3.156
306
29
276
3.433
33
113
2.593
3.177
4.120
402
76
326
4.446
45
164
3.289
3.960
4.848
457
81
376
5.224
55
167
3.794
4.753
5.887
548
92
457
6.343
63
199
4.623
5.557
6.908
693
116
576
7.484
69
211
5.456
D.
E.
F.
G.
H.
I.
J.
K.

1. Interest Income
c. From securities
d. From credit
- To other Bank
e Others
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f. Others
g. Corrections
form sale of credit
with equity method,
f
Others
sale of securities
form sale of credit
transaction
f
provisions
g. Others
Current Year profit
Tabel 1.15.a. Rekening Administratif Bank Umum
(Commercial Banks Off-Balance Sheet)

Indikator
Tagihan Komitmen
- Fasilitas pinjaman yang belum ditarik
- Posisi pembelian spot dan derivatif yang
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
- Fasilitas kredit kepada nasabah yang
belum ditarik
Committed
Uncommitted
- Fasilitas kredit kepada bank lain yang
Belum ditarik
Committed
Uncommitted
- Irrevocable L/C yang masih berjalan
- Posisi penjualan spot dan derivatif yang
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Garansi yang diterima
- Pendapatan bunga dalam penyelesaian
- Lainnya
Kewajiban Kontijensi
- Garansi yang diberikan
- Lainnya
Lainnya
- Penerusan Kredit
- Aset produktif yang dihapusbukukan
Kredit yang diberikan
Lainnya
- Aset produktif yang dihapustagih
Lainnya
***) Angka-angka sangat-sangat sementara
2012
Des
2013
Mar
Apr
Mei
Jun
Jul
2014
Ags
Sep
350.306
27.757
317.049
Okt
275.380
16.205
254.545
306.146
22.273
278.677
314.638
24.152
284.528
336.825
26.642
303.556
350.799
24.822
321.080
362.974
24.156
334.583
369.991
28.045
336.603
369.354
27.773
336.281
4.630
1.154.122
817.271
5.196
1.223.486
848.325
5.958
1.239.244
860.045
6.627
1.222.703
831.029
4.897
1.262.744
862.142
4.235
1.319.089
895.741
5.343
1.358.317
924.868
265.664
551.608
5.911
276.417
571.908
7.092
280.426
579.619
10.972r)
286.104
544.924
7.184
279.906
582.236
10.067
288.449
607.291
11.174
295.450
629.418
11.534
292.558
674.983
12.091
296.831
682.835
9.554
1.609
4.301
73.439
255.717
1.519
5.573
73.766
291.633
1.418
9.554r)
69.014
295.939
1.555
5.629
68.919
310.768
1.266
8.801
69.362
315.744
1.329
9.845
70.843
337.524
1.425
10.109
74.186
343.737
1.416
10.674
83.841
332.252
1.785
199.692
173.136
25.849
706
183.675
180.788
2.888
191.889
2.670
206.328
178.715
26.714
898
176.201
173.106
3.095
190.414
3.275
203.055
175.220
26.904
931
180.446
177.608
2.838
191.592
4.803
199.402
171.350
27.117
936
185.477
182.825
2.652
193.721
5.428
201.846
173.517
27.428
902
191.643
188.556
3.087
196.474
3.807
208.900
179.418
28.063
1.420
197.657
194.727
2.929
199.522
3.992
224.574
194.683
28.951
940
206.708
203.645
3.063
203.622
24.576
159.833
144.316
15.517
7.480
6.913
567
24.372
158.130
142.498
15.632
7.911
7.169
743
24.350
159.176
143.450
15.726
8.067
7.457
610
24.249
161.121
145.046
16.074
8.352
7.669
683
24.621
162.993
146.983
16.010
8.860
7.869
991
25.365
165.458
149.171
16.287
8.699
7.968
731
26.008
168.499
152.116
16.384
9.114
8.208
906
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Indicator
Jul
467.280 Commited Claims

23.716 - Unused borrowing
437.965 - Outstanding spot and derivatives
385.595
28.264
352.833
397.024
32.430
359.454
411.764
28.896
376.783
429.770
24.561
398.243
427.717
25.632
393.692
440.000
24.330
408.515
434.569
26.429
403.290
477.159
28.361
443.988
5.500
5.301
4.498
1.399.392 1.417.605 r) 1.620.664
967.540
979.666 1.156.005
5.140
1.314.773
1.013.477
6.085
1.554.793
1.060.198
6.967
1.326.988
1.028.842
8.393
1.500.734
1.001.917
7.155
1.476.856
977.945
4.850
1.511.309
1.015.154
4.809
1.378.086
1.053.002
312.401
843.604
8.195
301.472
712.005
8.384
312.994
747.204
8.884
283.400
745.441
8.189
278.647
723.270
7.603
285.057
692.888
8.860
304.360
710.795
8.834
275.319
777.683
8.910
306.983
755.159
10.020 -
1.585
7.970
79.450
346.145
1.325
6.870
90.536
355.928
1.056
7.328
95.196
360.465
1.311
7.573
87.787
387.078
1.487
6.702
82.822
411.995
1.375
6.228
82.595
401.384
1.401
7.460
81.498
403.663
1.613
7.221
74.701
408.578
1.724
7.186
75.653
444.141
1.921
8.099
74.616
420.820
3.668
237.291
207.287
29.019
985
231.331
215.273
16.058
209.931
2.789r)
228.744
198.782
28.960
1.002
216.443
213.229
3.214
208.410
9.999
252.121
221.202
29.864
1.056
224.438
221.141
3.297
212.461
10.515
260.029
229.328
29.696
1.005
232.345
229.089
3.255
216.548
10.846
265.567
234.503
30.023
1.041
224.440
220.940
3.500
213.654
5.780
257.887
223.933
32.992
962
215.780
212.238
3.541
211.547
7.234
255.117
224.201
29.887
1.030
213.925
210.516
3.410
213.800
4.889
268.840
237.183
30.635
1.022
221.479
217.955
3.525
215.567
4.040
271.785
233.903
34.710
3.172
221.368
219.117
2.250
218.034
5.658
281.903
242.694
35.800
3.409
229.452
227.853
1.599
221.146
5.230
281.471
242.135
35.944
3.392
225.029
223.067
1.962
221.362
26.975
172.409
155.630
16.779
10.547
8.333
2.214
26.195
173.453
156.321
17.131
8.762
8.125
637
26.205
177.314
159.780
17.534
8.942
8.308
634
27.375
180.184
162.254
17.930
8.988
8.383
605
27.509
176.711
158.729
17.982
9.434
8.841
593
26.145
175.766
157.959
17.806
9.636
9.029
607
25.719
178.367
160.625
17.742
9.714
9.104
610
25.430
180.291
162.442
17.849
9.846
9.225
622
26.519
181.627
167.087
14.540
9.888
9.267
621
26.681
184.412
169.766
14.646
10.053
9.439
614
25.698
185.106
170.483
14.623
10.558
9.951
607
(purchased)
5.600 - Others
1.399.162 Commited Liabilities
1.062.143 - Undisbursed loan facilities
to debtors
- Committed
- Uncommitted
Undisbursed loan facilities
to other banks
- Committed
- Uncommitted
- Current Irrevocable L/C
- Outstanding spot and
derivatives (sold)
- Others
Contingent Claims
- Received guarantees
- Accrued interest
- Others
Contingent Liabilities
- Issued guarantees
- Others
Others
- Channelling
- Written off earning assets
- Credit disbursed
- Others
- Charged off earning assets
- Credit disbursed
- Others
***) Estimated figures
r) Revised figures
18
Tabel 1.16.a. Rekening Administratif Bank Persero
(State Owned Banks Off-Balance Sheet)

Indikator
Tagihan Komitmen
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
belum ditarik
Committed
Uncommitted
Belum ditarik
Committed
Uncommitted
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Lainnya
- Lainnya
Lainnya
- Penerusan Kredit
Lainnya
Lainnya
2012
2013
2014
Indicator
Des
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun r)
Jul
23.602
23.602
27.673
27.673
26.888
26.888
16.364
16.364
35.150
35.150
37.449
37.449
26.270
26.270
16.570
16.570
19.558
19.558
17.980
17.980
20.614
20.614
24.939
24.551
31.599
31.131
31.310
30.800
24.686
24.473
17.852
17.706
24.423
24.201

- - Unused borrowing
240.565
193.478
243.148
193.877
244.344
194.779
226.248
187.988
243.007
188.959
259.928
199.733
267.927
209.480
258.257
202.706
261.049
206.946
285.099
212.356
280.015
206.070
388
298.407
229.016
469
295.970
223.620
510
279.851
210.984
213
271.137
210.722
146
273.084
223.936
222
300.670
216.306
314 - Others
385.605 Commited Liabilities
219.132 - Undisbursed loan facilities
48.414
145.065
211
51.012
142.864
258
52.114
142.666
269
52.618
135.371
231
42.014
146.945
176
49.015
150.718
190
55.883
153.597
192
50.292
152.414
229
54.023
152.923
201
55.594
156.762
161
51.893
154.177
95
58.135
170.881
163
52.496
171.124
127
48.360
162.624
81
49.086
161.635
101
52.806
171.130
77
46.357
169.949
70
56.247
162.885
370 -
72
140
34.112
12.749
132
125
32.277
16.506
120
149
33.349
15.790
130
101
32.799
5.064r)
92
85
32.234
21.266
107
83
33.142
26.496
107
85
33.106
25.026
92
137
37.114
18.065
116
84
36.871
16.869
107
54
42.665
17.147
63
32
43.828
19.396
136
27
40.915
28.218
109
19
37.946
27.246
59
21
37.533
31.132
79
22
36.274
23.944
53
24
29.823
19.239
42
28
33.936
24.949
349
21
30.189
24.020
14
35.686
15.132
20.116
438
82.152
81.904
248
121.735
19.066
102.575
99.263
3.312
94
94
-
230
36.971
15.677
20.732
562
76.155
75.923
232
117.343
18.418
98.829
95.535
3.295
96
96
-
157
39.201
17.730
20.899
572
79.123
78.952
171
117.592
18.264
99.232
95.937
3.296
96
96
-
166
40.165
18.663
20.918
583
81.053
80.890
163
118.412
18.166
100.149
96.852
3.297
96
96
-
372
41.147
19.354
21.198
595
84.495
84.289
206
119.866
18.345
101.424
98.115
3.309
98
98
-
367
42.505
20.227
21.672
606
87.731
87.514
217
121.937
18.772
103.064
99.747
3.317
101
101
-
123
45.779
22.843
22.316
620
93.958
93.725
233
124.976
19.326
105.543
102.213
3.331
108
108
-
143
48.562
25.430
22.502
630
100.635
100.384
252
128.518
20.084
108.320
104.602
3.718
114
114
-
162
47.849
24.828
22.379
641
99.412
99.143
269
128.308
19.714
108.483
104.868
3.615
111
111
-
281
49.351
25.698
23.004
649
103.275
102.991
284
131.330
19.700
111.511
107.782
3.729
118
118
-
373
50.379
26.599
23.130
650
109.845
109.543
302
132.532
19.621
112.791
109.020
3.771
120
120
-
95
50.454
26.359
23.428
667
105.964
105.700
265
127.845
19.782
107.944
104.175
3.769
119
119
-
96
48.836
24.842
23.310
684
102.510
102.237
273
125.273
18.417
106.743
103.056
3.687
114
114
-
121
49.787
26.115
22.981
691
101.434
101.143
290
125.923
18.064
107.748
104.067
3.681
111
111
-
96
54.037
30.025
23.298
713
106.490
106.186
304
127.365
18.234
109.017
105.332
3.686
114
114
-
9
58.027
30.792
24.317
2.918
108.899
108.393
505
128.612
18.341
110.156
106.602
3.553
115
115
-
8
59.864
32.282
24.450
3.132
112.347
111.854
493
130.481
18.528
111.837
108.211
3.626
117
117
-
7
60.106
32.403
24.588
3.116
109.099
108.581
518
130.339
18.113
112.111
108.560
3.551
115
115
-
(purchased)
to debtors
- Committed
- Uncommitted
to other banks
- Committed
- Uncommitted
derivatives (sold)
- Others
Contingent Claims
- Accrued interest
- Others
- Issued guarantees
- Others
Others
- Channelling
- Credit disbursed
- Others
- Credit disbursed
- Others
r) Revised figures
19
Tabel 1.17.a. Rekening Administratif BUSN Devisa
(Foreign Exchange Commercial Banks Off-Balance Sheet)

Indikator
Tagihan Komitmen
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
belum ditarik
Committed
Uncommitted
Belum ditarik
Committed
Uncommitted
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Lainnya
- Lainnya
Lainnya
- Penerusan Kredit
Lainnya
Lainnya
2012
2013
Des
Mar
Apr
Mei
Jun
Jul
67.659
3.427
62.050
75.685
3.745
69.440
67.725
3.650
61.742
83.133
3.676
76.871
94.209
3.673
88.245
96.307
3.747
91.665
2.183
441.539
347.941
2.499
459.243
357.831
2.334
479.337
372.952
2.585
486.074
378.050
2.291
504.098
386.829
163.347
184.594
2.234
169.214
188.617
2.049
172.900
200.052
175.826
202.224
2.071
1.140
1.094
25.113
66.171
1.023
1.027
25.234
73.751
5.523r)
22.877
75.708
82
378
8.983
4.661
4.141
181
36.625
34.075
2.550
48.771
3.602
38.451
26.818
11.633
6.718
5.975
743
1.250
8.767
4.480
4.085
202
37.946
35.454
2.491
49.199
3.585
38.767
27.046
11.721
6.847
6.237
610
2014
Ags
Des
Jan
Feb
Mar
Apr
Mei
Jun
Indicator
Sep
Okt
Nov
101.196
5.828
93.476
92.295
4.261
86.217
104.133
5.279
97.038
106.463
4.098
101.363
110.257
8.179
100.594
107.563
5.462
99.925
112.748
3.923
106.951
113.417
3.842
106.218
118.915
5.064
110.603
112.047
3.944
106.616
126.454
5.781
119.228

Jul
895
519.892
399.443
1.892
522.114
404.123
1.816
529.149
409.833
1.816
533.371
408.886
1.002
678.923
546.378
1.484
552.285
419.493
2.176
561.969
429.199
1.874
534.038
418.113
3.357
549.194
417.371
3.248
554.284
419.988
1.486
582.325
449.690
1.445
585.642
448.300
1.260 - Others
179.225
207.603
2.143
178.449
220.994
2.118
177.478
226.645
2.136
176.507
233.326
5.177
176.957
231.930
2.410
188.813
357.566
1.840
181.364
238.129
1.683
185.697
243.502
1.702
165.475
252.638
2.069
165.050
252.321
1.805
167.756
252.232
1.792
188.158
261.532
2.463
165.571
282.729
2.464
185.214
274.536
2.301 -
1.006
1.065
21.785
81.455
1.038
1.105
22.369
89.765
1.027
1.091
22.739
95.164
1.044
1.092
24.026
90.430
1.135
4.042
26.557
86.292
1.245
1.165
22.253
99.120
968
872
25.641
98.059
883
800
27.686
95.574
986
716
24.937
97.815
1.132
937
24.175
105.147
1.097
708
23.912
101.842
1.098
695
24.510
106.048
1.442
1.021
25.974
102.831
1.465
1.000
23.697
108.333
1.352
949
24.628
99.478
2.713
8.877
4.459
4.218
201
38.107
35.791
2.316
50.178
3.597
39.617
27.544
12.073
6.964
6.282
683
2.993
8.635
4.234
4.197
204
39.346
36.952
2.394
51.009
3.754
39.924
27.932
11.992
7.332
6.341
991
428
8.715
3.719
4.292
703
39.417
36.905
2.513
51.763
4.091
40.541
28.283
12.258
7.131
6.400
731
1.398
8.742
4.046
4.480
215
39.914
37.485
2.429
52.549
4.127
40.922
28.555
12.367
7.499
6.593
906
1.290
8.850
4.277
4.321
252
702
8.561
4.068
4.236
257
40.769
38.420
2.349
53.202
3.932
42.177
29.402
12.776
7.092
6.455
637
7.005
9.184
4.493
4.444
246
42.053
39.647
2.405
53.718
3.974
42.516
29.621
12.895
7.228
6.598
630
7.849
9.196
4.709
4.232
256
43.986
41.564
2.423
55.939
5.239
43.447
30.229
13.218
7.253
6.648
605
8.316
9.418
4.964
4.186
268
41.592
39.135
2.457
57.725
5.243
44.792
31.531
13.262
7.689
7.097
593
3.101
10.093
5.608
4.310
175
40.795
38.386
2.409
57.891
5.231
44.769
31.616
13.153
7.891
7.293
598
4.264
11.937
7.345
4.369
222
40.992
38.564
2.428
58.179
5.205
44.998
31.894
13.104
7.977
7.367
610
1.945
11.686
6.998
4.499
188
42.619
40.269
2.349
58.189
4.748
45.362
32.184
13.178
8.079
7.469
610
1.367
11.755
4.864
6.740
151
39.529
38.651
878
59.125
5.745
45.321
34.736
10.585
8.059
7.447
612
2.847
11.866
4.874
6.830
162
40.701
39.829
872
59.843
5.750
45.887
35.269
10.618
8.206
7.601
605
2.018
11.789
4.897
6.718
173
40.758
39.689
1.069
59.910
5.207
46.032
35.427
10.606
8.670
8.073
598
(purchased)
8.659
4.553
3.979
126
37.219
34.706
2.512
46.937
3.268
37.317
25.663
11.655
6.351
5.784
567
6.550r)
1.027
r)
41.348 r)
38.860
2.488r)
53.131
4.321
41.489
29.152
12.337
7.321
6.671
650
to debtors
- Committed
- Uncommitted
to other banks
- Committed
- Uncommitted
derivatives (sold)
- Others
Contingent Claims
- Accrued interest
- Others
- Issued guarantees
- Others
Others
- Channelling
- Credit disbursed
- Others
- Credit disbursed
- Others
r) Revised figures
20
Tabel 1.18.a. Rekening Administratif BUSN Non Devisa
(Non-Foreign Exchange Commercial Banks Off-Balance Sheet)

Indikator
Tagihan Komitmen
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
belum ditarik
Committed
Uncommitted
Belum ditarik
Committed
Uncommitted
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Lainnya
- Lainnya
Lainnya
- Penerusan Kredit
Lainnya
Lainnya
2012
2013
Des
Mar
Apr
Mei
Jun
Jul
2014
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Indicator
Jul
20 Commited Claims
- - Unused borrowing
- - Outstanding spot and derivatives
18
-
20
-
27
-
28
-
27
-
22
-
28
-
23
-
19
-
26
-
25
-
20
-
22
-
24
-
20
-
114
92
-
21
-
18
4.762
20
4.980
4.906
27
5.663
5.569
28
5.467
5.387
27
5.368
5.273
22
6.521
6.428
28
6.051
5.975
23
5.412
5.298
19
7.049
6.922
26
7.400
6.679
25
6.583
5.880
20
7.774
7.041
22
7.992
7.250
24
7.172
7.072
20
6.971
6.899
22
7.410
7.324
21
7.220
7.130
20 - Others
2.954
1.808
70
3.437
1.470
38
3.536
2.033
53
3.593
1.794
50
3.996
1.277
54
4.196
2.232
55
4.132
1.843
58
3.928
1.369
72
4.117
2.806
74
4.210
2.469
80
3.919
1.961
75
4.359
2.681
80
4.559
2.690
88
4.627
2.444
76
4.840
2.059
51
3.052
4.271
61
2.936
4.194
61
3.361
4.130
83 -
41
29
-
8
30
-
13
40
-
17
33
-
24
30
-
22
33
0
-
25
34
-
31
41
-
31
42
-
31
49
-
30
45
-
38
42
-
48
40
-
37
40
-
27
23
-
30
31
-
22
39
-
23
60
-
29
36
325
318
6
371
312
59
2.452
82
1.901
1.753
148
469
469
-
41
317
308
9
337
270
67
2.498
82
1.928
1.777
151
488
488
-
30
315
311
5
343
288
55
2.539
82
1.951
1.804
147
506
506
-
41
341
333
8
483
409
74
2.692
82
2.069
1.921
148
541
541
-
38
336
325
10
406
324
82
2.733
82
2.090
1.943
147
561
561
-
18
326
316
10
359
292
67
2.762
82
2.102
1.980
122
577
577
-
43
323
313
10
379
315
63
2.849
82
2.172
2.040
133
594
594
-
53
335
326
9
356
293
64
2.902
81
2.218
2.069
149
602
602
-
41
329
319
10
353
287
66
3.032
81
2.342
2.108
233
609
609
-
27
327
318
9
387
324
63
3.103
81
2.404
2.166
239
617
617
-
25
343
328
14
341
277
64
3.159
81
2.457
2.206
251
620
620
-
22
342
331
11
318
261
57
3.195
81
2.490
2.239
252
624
624
-
24
277
265
11
369
300
68
3.282
81
2.576
2.323
253
625
625
-
21
305
290
15
380
315
65
3.318
81
2.609
2.354
255
629
629
-
26
312
302
9
408
332
76
3.389
86
2.672
2.670
2
631
631
-
29
322
312
10
437
359
77
3.451
86
2.731
2.728
3
634
634
-
28
337
325
12
447
348
99
3.521
86
2.799
2.797
3
636
636
-
(purchased)
4.861
309
303
6
374
289
85
2.255
82
1.761
1.612
149
412
412
-
to debtors
- Committed
- Uncommitted
to other banks
- Committed
- Uncommitted
derivatives (sold)
- Others
Contingent Claims
- Accrued interest
- Others
- Issued guarantees
- Others
Others
- Channelling
- Credit disbursed
- Others
- Credit disbursed
- Others
21
Tabel 1.19.a. Rekening Administratif BPD
(Regional Development Banks Off-Balance Sheet)

Indikator
Tagihan Komitmen
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
belum ditarik
Committed
Uncommitted
Belum ditarik
Committed
Uncommitted
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Lainnya
- Lainnya
Lainnya
- Penerusan Kredit
Lainnya
Lainnya
2012
Des
2013
Mar
2.426
Apr
Mei
Jun
Jul
2014
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Indicator
Jul

81 - Unused borrowing
664 - Outstanding spot and derivatives
2.903
78
314
2.852
78
289
3.260
88
721
2.720
79
164
3.990
78
846
3.900
79
640
3.423
79
0
3.961
79
r)
100
3.571
79
183
3.674
80
366
3.616
79
234
3.969
80
360
4.074
81
205
4.678
81
1.506
3.839
81
827
3.837
81
803
18.826
2.511
20.210
17.572
2.485
20.652
17.801
2.451
21.086
18.012
2.477
19.773
16.990
3.066
22.762
19.398
3.181
22.758
19.438
3.344
21.403
18.809
3.282
21.248
18.088
3.309
21.212
18.355
3.228
24.112
19.261
3.303
25.145
20.393
3.529
24.981
20.137
3.789
22.546
19.763
3.091
23.478
19.752
2.931
21.686
18.955
2.953
20.991
18.375
3.302 - Others
5.366
13.460
78
4.737
12.835
89
4.875
12.926
76
4.776
13.236
79
4.736
12.253
130
4.934
14.464
125
5.144
14.294
164
5.132
13.677
127
5.110
12.977
179
5.159
13.196
185
5.338
13.922
151
5.621
14.773
159
5.290
14.847
153
5.072
14.692
123
4.885
14.867
129
4.844
14.111
119
4.627
13.748
101
4.750
13.190
110 -
15
64
865
39
10
78
814
60
7
69
845
299
5
74
808
565
3
128
869
140
3
122
800
814
3
160
837
615
4
123
804
35
45r)
135
775
564
55
131
836
219
36
115
817
219
47
111
665
51
45
108
603
131
38
85
513
137
45
84
521
1.021
50
69
426
268
40
62
435
101
47
62
437
340
1.676
7.445
6.200
1.111
133
9.245
9.180
65r)
7.617
2.270
5.235
4.995
240
113
113
-
1.631
6.376
5.013
1.231
132
9.572
9.498
74r)
7.802
2.419
5.270
5.029
241
113
113
-
1.705
4.139
2.617
1.441
81
12.212
11.947
265
7.983
2.473
5.397
5.152
246
113
113
-
1.628
4.181
2.623
1.477
81
12.450
12.417
33
8.092
2.488
5.491
5.219
272
113
113
-
1.642
4.697
3.030
1.584
82
12.638
12.163
475
8.108
2.467
5.528
5.255
273
113
113
-
1.617
4.801
3.007
1.653
141
11.854
11.381
472
8.306
2.450
5.743
5.386
357
113
113
-
1.629
4.506
2.852
1.573
81
12.140
11.763
376
8.540
2.434
5.993
5.610
383
113
113
-
1.851
4.402
2.690
1.629
82
10.669
10.040
629
8.542
2.403
6.026
5.646
380
113
113
-
1.993
7.243
2.566
4.596
82
9.961
9.255
706
8.615
2.416
6.077
5.695
382
122
113
9
2.010
4.401
2.490
1.816
95
10.056
9.548
508
8.593
2.370
6.110
5.725
385
113
113
-
2.056
5.228
3.087
2.046
95
10.425
9.728
696
8.642
2.368
6.150
5.763
387
124
113
11
1.918
5.953
3.070
2.800
83
11.083
10.391
693
8.639
2.348
6.170
5.932
239
122
113
9
1.979
6.808
3.070
3.644
94
11.302
11.253
50
8.861
2.317
6.422
6.184
238
122
113
9
2.423
6.799
2.986
3.733
80
11.439
11.350
89
8.948
2.292
6.534
6.233
302
122
113
9
77
10
(purchased)
2.340
21.004
1.196
7.391
6.255
1.018
118
11.946
11.945
1
7.310
2.160
4.998
4.763
236
153
153
0
1.622
4.276
2.855
1.288
133
10.536
10.468
68r)
7.832
2.403
5.317
5.077
241
113
113
-
1.644
4.240
2.814
1.344
82
11.505
11.135
370
7.906
2.440
5.353
5.109
244
113
113
-
1.625
4.084
2.593
1.402
88
11.701
11.651
49
7.914
2.420
5.382
5.134
248
113
113
-
to debtors
- Committed
- Uncommitted
to other banks
- Committed
- Uncommitted
derivatives (sold)
- Others
Contingent Claims
- Accrued interest
- Others
- Issued guarantees
- Others
Others
- Channelling
- Credit disbursed
- Others
- Credit disbursed
- Others
r) Revised figures
22
Tabel 1.20.a. Rekening Administratif Bank Campuran
(Joint Venture Banks Off-Balance Sheet)

Indikator
Tagihan Komitmen
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
belum ditarik
Committed
Uncommitted
Belum ditarik
Committed
Uncommitted
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Lainnya
- Lainnya
Lainnya
- Penerusan Kredit
Lainnya
Lainnya
2012
2013
2014
Indicator
Des
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
41.154
52.207
9.241
42.865
60.645
9.243
51.265
59.993
11.614
48.290
56.751
9.656
46.998
56.361
8.917
47.195
63.263
9.580
53.442
55.391
10.100
45.005
58.106
9.451
48.472
59.633
10.331
49.142
63.713
10.176
53.155
68.713
9.313
59.228
70.972
7.207
63.273
71.023
8.645
61.699
70.780
5.890
64.306
74.992
8.886
65.842
83.621
8.866
74.588

104.664
101
164.549
115.207
137
168.621
113.425
89
142.931
85.525r)
98
156.580
103.208
249
162.342
107.104
241
174.873
111.848
285
176.221
117.523
182
176.775
118.283
161
196.267
135.951
381
187.237
125.246
171
195.865
127.969
492
204.941
122.348
679
187.595
116.787
584
186.641
115.951
265
185.957
112.816
167
197.863
117.278
704 - Others
12.083
92.581
15
13.754
101.453
14
13.359
100.066
12
15.263
r)
70.262
11
14.247
88.961
10
15.188
91.916
11
14.696
97.152
185
15.654
101.869
161
15.957
102.326
162
16.505
119.446
155
16.505
108.741
77
15.864
112.105
80
15.194
107.154
82
15.054
101.732
72
14.234
101.717
17
13.501
99.315
17
14.898
102.381
15
16.095
100.143
18 -
4
11
6.022
32.721
6
8
7.400
41.825
6
6
6.074
48.984
6
5
6.828
50.401
6
3
6.383
46.813
7
4
6.843
48.206
12
173
8.127
54.524
13
147
10.307
47.973
16
146
9.983
48.117
13
142
11.344
48.401
10
67
11.095
50.452
8
72
10.237
57.075
9
72
9.868
72.076
5
67
9.290
60.919
9
8
8.983
60.920
10
7
8.494
63.909
7
8
8.582
71.347
7
12
8.570
69.377
103
66.669
66.403
264
2
16.453
16.265
189r)
3.962
0
3.693
3.539
153
269
269
-
126
60.718
60.484
232
2
16.696
16.662
34
4.165
0
3.896
3.743
153
269
269
-
166
61.201
60.961
238
2
17.649
17.601
49
4.264
0
3.982
3.829
153
282
282
-
167
62.707
62.498
207
2
17.733
17.691
42
4.440
0
4.062
3.909
153
378
378
-
177
66.477
66.259
216
3
17.912
17.844
68
4.549
0
4.163
4.009
153
387
387
-
189
71.208
70.976
229
3
19.038
18.969
69
4.660
0
4.257
4.103
153
403
403
-
257
75.594
75.366
225
3
20.359
20.294
65
5.013
0
4.593
4.439
153
420
420
-
229
74.231
73.972
256
3
19.988
19.931
57
5.073
0
4.661
4.508
153
412
412
-
417
86.458
86.207
249
2
20.970
20.901
69
5.194
0
4.762
4.608
153
433
429
3
366
91.364
91.016
346
2
20.536
20.445
91
5.334
0
4.900
4.746
153
435
435
-
504
94.904
94.546
356
2
20.040
19.954
85
5.411
0
4.975
4.822
153
436
436
-
567
90.600
90.243
355
3
19.183
19.087
96
5.545
0
5.124
4.957
167
421
421
-
527
86.342
85.976
363
3
18.499
18.383
116
5.563
0
5.148
4.995
153
414
414
-
770
89.145
88.760
381
4
18.296
18.187
110
5.731
0
5.311
5.119
192
419
419
-
720
90.368
89.944
420
4
18.265
18.166
98
5.810
0
5.388
5.377
10
422
422
-
641
93.454
93.018
432
4
20.859
20.752
107
5.900
0
5.473
5.463
10
427
427
-
588
93.259
92.812
442
4
20.767
20.581
186
5.984
0
5.509
5.499
10
474
474
-
4.510
36.560
(purchased)
84
143.637
215
62.290
62.040
246
4
15.200
15.158
42
3.753
0
3.506
3.352
153
247
247
-
to debtors
- Committed
- Uncommitted
to other banks
- Committed
- Uncommitted
derivatives (sold)
- Others
Contingent Claims
- Accrued interest
- Others
- Issued guarantees
- Others
Others
- Channelling
- Credit disbursed
- Others
- Credit disbursed
- Others
r) Revised figures
23
Tabel 1.21.a. Rekening Administratif Bank Asing
(Foreign Owned Banks Off-Balance Sheet)

Indikator
Tagihan Komitmen
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
belum ditarik
Committed
Uncommitted
Belum ditarik
Committed
Uncommitted
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Lainnya
- Lainnya
Lainnya
- Penerusan Kredit
Lainnya
Lainnya
2012
Des
2013
Mar
Apr
Mei
Jun
Jul
2014
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Indicator
Jul
140.520
8.192
132.324
147.659
9.210
138.384
156.501
11.181
144.345
174.047
11.264
161.310
161.941
11.414
150.523
168.844
11.414
157.427
175.334
12.558
162.775
182.605
13.317
169.256
183.577
12.963
170.613
197.921
13.757
184.165
198.742
13.996
184.725
206.913
14.042
192.845
210.460
13.350
196.529
207.868
13.064
194.770
220.923
13.296
207.627
225.725
13.426
212.299
238.802
13.633
225.169

4
302.516
147.600
65
331.357
158.931
975
320.628
155.519
1.472
340.897
156.067
4
333.919
160.885
3
347.644
163.635
1
364.593
174.003
31
1
408.950 418.420 ***)
213.372
220.540
444.852
236.286
21
450.692
237.527
27
352.873
246.580
580
338.382
237.373
34
454.376
229.941
434.345
204.633
440.847
202.434
500.378
245.612
- Others
33.500
114.101
3.302
34.263
124.669
4.645
33.643
121.876
4.011
34.030
122.037
4.741
35.687
125.198
7.554
36.668
126.967
8.674
38.117
135.886
8.799
41.044
172.328
6.325
40.667
179.873
6.529
42.120
194.166
5.775
42.453
195.074
6.303
43.317
203.263
6.701
40.386
196.987
5.670
40.484
189.457
5.446
44.305
160.329
6.771
41.999
160.435
6.098
40.931
204.682
6.198
41.317
200.276
7.138 -
338
2.964
7.328
144.037
340
4.304
8.040
159.491
244
3.767
5.869
155.158
391
4.350
6.699
173.283
103
7.452
7.508
157.760
162
8.512
7.319
166.845
234
8.565
8.090
173.142
141
6.184
9.058
179.887
131
6.398
9.568
181.474
152
5.623
10.050
192.103
33
6.270
11.769
194.823
96
6.605
11.034
203.918
144
5.526
10.231
207.396
139
5.307
11.347
207.354
143
6.628
11.211
211.730
28
6.069
9.984
222.331
149
6.050
9.002
239.412
143
6.995
10.791
227.604
249
249
85.936
85.774
148
14
37.351
37.351
10.268
10.021
9.858
163
247
247
-
70
87.676
87.514
148
14
36.773
36.773
10.336
10.082
9.919
163
254
254
-
107
84.567
84.412
143
12
37.788
37.788
10.496
10.104
9.941
163
391
391
-
212
84.776
84.616
149
11
38.081
38.081
10.561
10.162
9.999
163
399
399
-
1.172
86.784
86.619
156
10
40.490
40.490
10.626
10.218
10.054
164
408
408
-
559
94.380
94.201
168
10
41.227
41.227
10.692
10.277
10.113
165
415
415
-
308
99.781
99.591
181
10
43.002
43.002
10.765
10.344
10.178
165
421
421
-
308***)
93.073
92.884
179
10
43.280
43.280
10.818
10.385
10.220
165
432
432
-
638
101.999
101.797
194
8
45.933
45.933
10.882
10.440
10.274
166
442
442
-
271
104.257
104.151
98
8
45.450
45.450
11.100
10.650
10.483
166
450
450
-
55
106.047
105.944
95
7
45.834
45.834
10.972
10.515
10.349
166
457
457
-
100.773
100.675
92
7
43.012
43.012
11.028
10.562
10.397
166
465
465
-
288
102.373
102.274
92
7
42.576
42.576
12.261
11.787
11.622
165
474
474
-
108.440
108.312
121
7
43.269
43.269
12.323
11.842
11.690
151
482
482
-
105.370
105.233
130
7
43.185
43.185
12.459
11.921
11.770
151
538
538
-
153
109.590
109.450
132
7
43.806
43.806
12.609
12.062
11.911
151
547
547
-
167
109.182
109.037
137
7
42.518
42.518
12.661
12.119
11.968
151
542
542
-
(purchased)
85.357
85.156
187
13
36.785
36.785
9.899
9.676
9.664
12
223
223
-
to debtors
- Committed
- Uncommitted
to other banks
- Committed
- Uncommitted
derivatives (sold)
- Others
Contingent Claims
- Accrued interest
- Others
- Issued guarantees
- Others
Others
- Channelling
- Credit disbursed
- Others
- Credit disbursed
- Others
24
Tabel 1.22.a. Kinerja Bank Umum Konvensional
(Commercial Banks Performance)

2012
2013
2014
Items
Keterangan
Des
Rasio Pemenuhan Kecukupan Modal
Minimum (%)
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
19,39 Capital Adequacy Ratio (%)
17,43
19,08
18,74
18,68
18,08
18,08
18,02
18,11
18,48
18,72
18,13
19,91
19,91
19,77
19,33
19,48
19,45
- Modal
496.629
565.431
561.848
569.202
567.388
576.547
582.716
601.394
612.646
633.538
626.888
696.029
692.783
692.611
688.661
702.833
713.581
715.036
- ATMR
2.849.997
2.963.335
2.997.947
3.047.401
3.137.611
3.188.076
3.234.414
3.320.806
3.315.371
3.383.646
3.458.404
3.495.264
3.479.287
3.502.768
3.561.926
3.608.712
3.669.339
3.687.281
15,60
17,24
16,94
16,91
16,30
16,32
16,34
16,42
16,66
16,99
16,36
18,27
18,29
18,17
17,76
17,91
17,79
Rasio Modal Inti terhadap ATMR (%)

- Modal Inti (Tier I)
- ATMR
ROA (%)
- Risk Weighted Assets
17,81 Core Capital Ratio to ATMR (%)
444.545
510.947
507.982
515.172
511.475
520.451
528.377
545.432
552.319
575.004
565.774
638.682
636.516
636.301
632.568
646.263
652.912
656.825
2.849.997
2.963.335
2.997.947
3.047.401
3.137.611
3.188.076
3.234.414
3.320.806
3.315.371
3.383.646
3.458.404
3.495.264
3.479.287
3.502.768
3.561.926
3.608.712
3.669.339
3.687.281
3,11
3,03
2,96
2,99
3,02
3,00
3,03
3,06
3,09
3,09
3,08
2,90
2,79
3,01
2,93
2,98
3,02
- Core Capital (Tier I)

2,91 Return On Assets Ratio (%)
- Laba sebelum pajak
117.103
124.226
122.288
124.437
126.197
126.133
128.398
130.653
132.679
133.732
134.571
136.311
131.164
141.871
138.814
142.439
145.570
140.804
- Rata-rata total aset
3.761.912
4.105.137
4.132.432
4.155.641
4.179.853
4.203.757
4.230.746
4.269.024
4.296.687
4.328.225
4.365.364
4.704.589
4.704.448
4.719.077
4.745.361
4.778.705
4.817.211
4.832.305
74,10
75,11
75,02
74,54
74,66
74,14
74,06
74,35
73,74
74,95
74,08
82,93
79,48
77,34
77,19
76,20
75,45
BOPO (%)
- Capital
- Profit
- Average total assets
76,54 Operating Expenses/Operating Income (%)
- Biaya Operasional
321.357
90.545
118.453
146.520
179.027
202.408
235.035
272.984
298.646
353.066
368.460
53.965
82.430
118.983
152.786
186.053
218.558
259.135
- Operating Expenses
- Pendapatan Operasional
433.678
120.546
157.898
196.559
239.786
273.011
317.357
367.168
404.977
471.067
497.384
65.072
103.713
153.836
197.934
244.150
289.661
338.544
- Operating Income
5,49
5,41
5,42
5,41
5,43
5,46
5,46
5,48
5,50
4,88
4,89
4,17
4,18
4,28
4,26
4,22
4,22
NIM (%)
- Pendapatan bunga bersih
4,20 Net Interest Margin Ratio (%)

- Interest income net
200.338
215.365
217.071
218.140
219.773
222.215
223.906
226.470
228.967
231.216
233.841
246.975
247.087
252.437
251.690
250.760
252.257
251.819
3.648.741
3.980.999
4.006.770
4.029.514
4.050.534
4.073.035
4.097.904
4.134.927
4.161.857
4.742.537
4.782.557
5.922.528
5.905.662
5.896.304
5.909.664
5.936.520
5.978.554
5.992.080
83,58
84,93
85,17
85,84
86,80
88,68
88,88
88,91
89,47
89,97
89,70
90,47
90,47
91,17
90,79
90,30
90,25
2.597.026
2.650.434
2.704.323
2.757.639
2.818.238
2.893.020
2.938.954
3.024.448
3.027.457
3.081.594
3.158.099
3.125.561
3.134.461
3.169.647
3.222.850
3.262.111
3.324.847
3.339.705
- Total Credit to third party
3.107.385
3.120.554
3.175.378
3.212.610
3.246.636
3.262.157
3.306.536
3.401.635
3.383.707
3.425.301
3.520.616
3.454.949
3.464.669
3.476.779
3.549.751
3.612.717
3.683.973
3.622.653
- Total Third Party Funds
Rasio Aset Likuid (%)
18,45
18,08
18,20
17,48
16,22
16,40
15,75
15,92
15,85
15,50
15,77
15,06
15,15
14,58
15,12
16,31
15,78
- Aset Likuid Primer
616.043
598.786
612.040
584.308
547.670
557.523
532.728
560.114
554.127
545.510
589.158
534.690
541.642
514.369
551.766
625.072
610.892
570.498
- Aset Likuid Sekunder
142.989
153.233
155.000
158.333
150.046
155.352
163.193
168.325
166.499
174.449
163.506
173.603
171.239
178.448
177.717
176.202
179.425
178.809
4.115.003
4.160.081
4.214.319
4.248.473
4.300.917
4.347.177
4.419.669
4.575.253
4.545.650
4.643.724
4.773.892
4.704.589
4.704.307
4.751.823
4.824.212
4.912.082
5.009.817
4.927.835
- Rata-rata total aset produktif

LDR (%)
-
Total Kredit kepada pihak ketiga bukan

Bank
- Total Dana Pihak Ketiga
- Total Aset
Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13
- Average total earning assets
92,19 Loan to Deposits Ratio (%)
15,21 Liquid Assets Ratio (%)
- Total Assets
Note : Excluding Sharia Banks (starting April 2010), Sharia Banks Performance on table 2.13
25
Tabel 1.23.a. Kinerja Bank Persero Konvensional
(State Owned Banks Performance)

2012
2013
2014
Items
Keterangan
Des
Minimum (%)
16,17
Mar
18,25
Apr
17,24
Mei
17,51
Jun
16,61
Jul
16,41
Ags
16,35
Sep
16,17
Okt
16,40
Nov
16,70
Des
15,91
Jan
18,60
Feb
17,98
Mar
17,84
Apr
Mei
17,27
16,91
Jun
16,81
Jul
- Modal
166.297
193.045
184.012
189.996
185.969
187.596
189.265
192.847
194.358
201.731
198.288
233.021
224.844
224.400
220.153
218.610
219.898
223.797
- ATMR
1.028.287
1.058.063
1.067.313
1.084.825
1.119.932
1.142.853
1.157.567
1.192.526
1.185.125
1.207.733
1.246.469
1.253.042
1.250.738
1.257.797
1.275.095
1.292.751
1.307.776
1.324.087
14,59
16,73
15,93
16,13
15,17
15,00
15,13
14,96
14,89
15,39
14,58
17,47
16,92
16,78
16,22
15,89
15,62

- ATMR
ROA (%)
150.049
176.990
169.988
174.983
169.901
171.449
175.169
178.425
176.510
185.826
181.769
218.861
211.623
211.026
206.839
205.391
204.255
210.129
1.028.287
1.058.063
1.067.313
1.084.825
1.119.932
1.142.853
1.157.567
1.192.526
1.185.125
1.207.733
1.246.469
1.253.042
1.250.738
1.257.797
1.275.095
1.292.751
1.307.776
1.324.087
3,80
3,74
3,63
3,62
3,70
3,69
3,68
3,71
3,74
3,74
3,87
3,54
3,43
3,82
3,81
3,67
3,74
51.669
55.845
54.605
54.784
56.460
56.537
56.837
57.717
58.661
58.953
61.645
60.155
58.520
65.579
65.995
64.006
65.680
64.640
1.359.034
1.493.920
1.505.655
1.513.866
1.524.660
1.533.619
1.543.907
1.556.473
1.567.429
1.578.204
1.593.260
1.699.767
1.704.083
1.715.900
1.730.410
1.742.727
1.756.695
1.763.662
70,53
71,34
71,08
70,89
70,86
67,31
66,77
66,56
66,60
66,55
66,16
80,21
75,08
70,86
70,67
71,01
69,73
- Biaya Operasional
116.981
33.961
43.733
54.189
66.794
66.178
74.989
84.953
94.840
104.592
116.272
20.247
28.938
39.312
51.173
63.221
73.278
86.766
165.852
47.605
61.529
76.441
94.258
98.325
112.307
127.642
142.411
157.158
175.740
25.242
38.541
55.482
72.410
89.033
105.082
122.576
5,95
5,90
5,90
5,88
5,89
5,93
5,93
5,97
6,04
5,43
5,50
4,96
5,13
5,25
5,20
5,16
5,14

LDR (%)
Bank

NIM (%)
BOPO (%)
- Capital
- Profit

- Operating Income
79.244
86.099
86.753
86.893
87.781
88.783
89.390
90.692
92.336
93.120
95.200
100.471
104.039
106.678
106.170
105.892
106.347
105.661
1.331.277
1.459.374
1.470.244
1.478.354
1.489.445
1.496.562
1.506.273
1.518.879
1.529.793
1.714.676
1.731.075
2.025.132
2.029.010
2.030.993
2.041.956
2.053.920
2.067.818
2.071.693
79,84
85,54
84,73
85,90
86,99
88,06
87,48
88,72
88,07
89,29
86,70
89,84
89,64
89,64
88,98
88,53
88,46

959.128
976.289
998.187
1.025.125
1.066.945
1.077.916
1.088.499
1.125.090
1.125.057
1.145.988
1.181.726
1.159.580
1.166.047
1.178.302
1.199.339
1.206.035
1.234.235
1.238.718
1.201.284
1.141.350
1.178.129
1.193.439
1.226.507
1.224.042
1.244.245
1.268.088
1.277.421
1.283.491
1.363.062
1.290.656
1.300.786
1.314.445
1.347.928
1.362.280
1.395.240
1.395.751
20,06
17,68
18,87
17,40
15,58
15,80
16,51
15,73
16,23
15,57
15,84
14,50
14,41
14,00
15,33
17,31
15,40
229.643
184.826
208.090
188.051
172.779
174.285
187.881
179.612
187.883
180.049
199.232
160.709
163.896
154.137
184.291
223.533
193.751
177.735
78.295
80.955
82.690
81.072
73.128
76.493
78.918
80.985
82.490
82.424
79.349
85.673
83.497
88.200
87.699
86.721
87.591
84.222
1.535.343
1.503.293
1.540.859
1.546.709
1.578.632
1.587.370
1.615.923
1.657.000
1.666.037
1.685.957
1.758.873
1.699.767
1.716.756
1.731.177
1.773.941
1.791.994
1.826.532
1.805.468

- Total Aset

- Total Assets
26
Tabel 1.24.a. Kinerja BUSN Devisa Konvensional
(Foreign Exchange Commercial Banks Performance)

2012
2013
2014
Items
Keterangan
Des
Minimum (%)
15,33
Mar
16,87
Apr
16,93
Mei
16,43
Jun
16,21
Jul
16,22
Ags
16,19
Sep
16,00
Okt
15,97
Nov
16,23
Des
16,01
Jan
17,20
Feb
17,39
Mar
17,24
Apr
Mei
16,95
16,76
Jun
16,69
Jul
- Modal
177.744
203.036
205.952
203.395
203.549
207.964
209.054
211.681
212.565
219.116
220.225
239.571
241.698
241.575
242.144
241.975
245.211
246.279
- ATMR
1.159.788
1.203.384
1.216.758
1.237.769
1.255.918
1.281.841
1.290.919
1.323.121
1.330.646
1.349.762
1.375.870
1.393.189
1.390.040
1.401.096
1.428.465
1.443.576
1.469.513
1.469.840
13,05
14,48
14,50
14,09
13,87
13,92
13,91
13,75
13,66
13,98
13,78
15,04
15,20
15,08
14,84
14,68
14,52

- ATMR
ROA (%)
151.331
174.212
176.401
174.342
174.135
178.423
179.620
181.938
181.816
188.701
189.602
209.491
211.229
211.333
211.996
211.858
213.439
214.913
1.159.788
1.203.384
1.216.758
1.237.769
1.255.918
1.281.841
1.290.919
1.323.121
1.330.646
1.349.762
1.375.870
1.393.189
1.390.040
1.401.096
1.428.465
1.443.576
1.469.513
1.469.840
2,64
2,27
2,28
2,41
2,45
2,48
2,50
2,50
2,51
2,52
2,43
2,21
2,07
2,14
2,11
2,47
2,49
38.452
36.284
36.430
38.667
39.491
40.047
40.641
40.888
41.276
41.632
40.571
39.881
37.484
38.770
38.290
45.037
45.561
43.875
1.455.843
1.599.109
1.599.490
1.604.150
1.610.155
1.616.921
1.624.494
1.635.928
1.644.041
1.654.302
1.667.964
1.806.441
1.807.605
1.810.090
1.813.921
1.822.034
1.833.438
1.841.620
74,88
77,77
77,68
76,67
76,35
76,65
77,00
77,78
76,82
80,03
78,07
86,84
81,50
81,12
81,04
78,20
77,85
- Biaya Operasional
112.722
31.225
41.531
51.821
62.055
73.944
86.644
102.216
110.316
147.270
138.893
21.335
27.466
41.567
54.366
67.058
79.586
94.757
150.543
40.149
53.463
67.586
81.281
96.472
112.520
131.421
143.610
184.014
177.897
24.568
33.703
51.244
67.082
85.751
102.233
120.097
5,17
4,93
4,97
4,98
5,00
5,04
5,06
5,07
5,08
4,43
4,42
3,84
3,74
3,83
3,81
3,74
3,75

NIM (%)
BOPO (%)
- Capital
- Profit

- Operating Income

72.679
76.059
76.695
77.127
77.549
78.492
79.156
79.850
80.376
80.819
81.316
85.688
83.252
85.272
85.106
83.771
84.420
85.091
1.404.733
1.544.185
1.543.806
1.547.870
1.550.380
1.558.452
1.564.843
1.575.379
1.583.167
1.824.766
1.838.391
2.234.220
2.228.729
2.227.827
2.231.022
2.240.051
2.251.847
2.259.658
81,58
81,56
83,00
82,94
83,52
84,92
84,62
84,72
85,87
85,13
83,77
83,73
84,21
86,33
86,05
85,89
86,26
1.026.324
1.042.830
1.054.307
1.067.706
1.074.089
1.114.375
1.129.846
1.158.362
1.169.129
1.178.509
1.202.706
1.196.529
1.201.696
1.220.565
1.236.069
1.251.699
1.272.478
1.274.333
1.257.990
1.278.659
1.270.305
1.287.290
1.286.101
1.312.209
1.335.266
1.367.281
1.361.464
1.384.327
1.435.791
1.428.968
1.427.086
1.413.854
1.436.481
1.457.270
1.475.133
1.480.588
15,47
15,50
15,28
14,81
13,53
14,48
12,91
13,32
13,10
12,84
14,66
13,98
13,93
12,91
13,20
13,64
13,81
203.772
208.654
203.840
199.314
181.959
198.145
167.910
181.023
176.127
173.971
216.884
199.186
199.243
182.025
189.873
202.706
209.084
240.607
41.689
41.350
42.011
41.009
38.452
41.814
48.700
49.012
48.843
51.569
49.644
53.306
52.653
52.218
51.002
50.173
51.989
54.326
1.586.631
1.613.124
1.608.619
1.622.789
1.628.858
1.657.518
1.677.507
1.727.395
1.717.066
1.756.912
1.818.240
1.806.441
1.808.768
1.815.061
1.825.414
1.854.486
1.890.458
1.890.712

LDR (%)
-

Bank

- Total Aset

- Total Assets
27
Tabel 1.25.a. Kinerja BUSN Non Devisa Konvensional
(Non-Foreign Exchange Commercial Banks Performance)

2012
2013
2014
Items
Keterangan
Des
Minimum (%)
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
20,80
21,36
21,41
22,49
21,80
21,22
21,36
22,29
22,30
22,21
23,16
24,15
24,05
23,65
23,36
23,85
23,50
- Modal
13.530
15.245
15.377
16.332
16.030
15.841
15.985
16.698
16.819
16.921
17.984
19.590
19.667
19.749
19.789
20.538
20.721
20.008
- Capital
- ATMR
65.057
71.365
71.834
72.628
73.518
74.664
74.833
74.920
75.431
76.170
77.653
81.122
81.783
83.499
84.710
86.119
88.176
86.066
19,38
20,06
20,10
21,17
20,52
20,34
20,48
20,60
20,63
20,54
21,47
22,55
22,84
22,42
22,16
22,28
21,94
12.610
14.315
14.437
15.379
15.083
15.185
15.326
15.435
15.563
15.643
16.675
18.293
18.678
18.724
18.768
19.191
19.347
18.659
- ATMR
65.057
71.365
71.834
72.628
73.518
74.664
74.833
74.920
75.431
76.170
77.653
81.122
81.783
83.499
84.710
86.119
88.176
86.066
3,31
3,23
3,22
3,31
3,35
3,36
3,36
3,34
3,30
3,27
3,26
2,16
2,49
2,61
2,52
2,57
2,57
ROA (%)
3.204
3.545
3.561
3.694
3.704
3.730
3.752
3.751
3.725
3.715
3.744
2.716
3.128
3.297
3.203
3.278
3.306
3.051
96.840
109.653
110.540
111.557
110.437
111.042
111.637
112.452
112.988
113.554
114.799
125.653
125.884
126.452
126.875
127.641
128.813
128.577
79,30
78,81
78,96
78,51
78,32
78,38
78,40
78,51
78,83
79,11
79,67
86,52
84,07
83,58
84,00
83,87
84,03
- Biaya Operasional
12.149
3.270
4.423
5.575
6.639
7.836
9.028
10.228
11.519
12.851
14.260
1.454
2.740
4.179
5.617
7.113
8.653
9.680
15.320
4.149
5.602
7.100
8.476
9.998
11.515
13.028
14.612
16.246
17.900
1.680
3.259
5.000
6.688
8.481
10.297
11.452
9,34
9,01
9,02
9,00
9,08
9,13
9,13
9,10
9,08
8,84
8,73
7,22
7,41
7,51
7,43
7,49
7,48
BOPO (%)
NIM (%)
9.425
9.502
9.573
9.553
9.658
9.703
9.750
9.770
9.780
9.761
9.041
9.295
9.461
9.380
9.521
9.586
8.651
104.567
105.391
106.351
105.260
105.785
106.319
107.093
107.592
110.581
111.801
125.257
125.494
126.014
126.317
127.035
128.091
127.844
82,73
84,26
85,89
85,60
86,85
88,91
89,04
88,86
89,65
90,46
85,10
86,53
89,32
89,14
91,09
89,89
89,39
69.804
73.160
73.954
75.736
76.863
77.190
77.908
79.835
79.114
80.512
82.634
81.831
83.030
84.551
86.546
88.188
90.427
89.055
84.374
86.824
86.104
88.477
88.504
86.822
87.501
89.846
88.243
89.001
97.102
94.575
92.962
94.849
95.013
98.111
101.160
100.046
19,32
19,56
19,02
19,34
18,31
16,71
15,44
14,92
14,71
13,28
15,03
14,78
16,24
14,80
13,48
14,16
13,43
19.716
20.264
19.647
20.623
19.715
17.502
16.129
16.314
16.009
14.608
18.417
17.688
19.556
17.968
16.354
17.512
17.114
21.791
1.291
1.880
1.881
1.737
1.558
1.661
1.751
1.430
1.320
1.218
891
883
920
908
926
1.000
978
873
108.758
113.204
113.199
115.624
116.163
114.668
115.803
118.971
117.813
119.212
128.498
125.653
126.115
127.587
128.147
130.704
134.669
132.132

Bank

- Total Aset
- Operating Income
8.606
LDR (%)
92.126
- Profit



- Total Assets
28
Tabel 1.26.a. Kinerja BPD Konvensional
(Regional Development Banks Performance)

2012
2013
2014
Items
Keterangan
Des
Minimum (%)
18,02
Mar
18,73
Apr
17,98
Mei
17,79
Jun
15,62
Jul
16,72
Ags
16,93
Sep
16,70
Okt
16,82
Nov
16,89
Des
17,58
Jan
20,61
Feb
20,33
Mar
18,64
Apr
Mei
17,87
17,70
Jun
17,58
Jul
- Modal
35.198
38.809
38.311
38.270
37.681
37.382
37.773
38.083
38.547
39.254
40.343
47.652
47.538
44.403
43.148
43.265
44.174
43.475
- ATMR
195.318
207.252
213.070
215.175
241.218
223.525
223.048
228.091
229.131
232.437
229.459
231.213
233.794
238.250
241.388
244.448
251.298
246.441
16,66
17,44
16,70
16,52
14,47
15,46
15,66
15,43
15,56
15,63
16,33
19,41
19,13
17,37
16,68
16,49
16,42

- ATMR
ROA (%)
32.531
36.145
35.586
35.538
34.897
34.548
34.935
35.193
35.652
36.328
37.474
44.869
44.729
41.391
40.268
40.316
41.255
40.593
195.318
207.252
213.070
215.175
241.218
223.525
223.048
228.091
229.131
232.437
229.459
231.213
233.794
238.250
241.388
244.448
251.298
246.441
2,90
3,65
3,49
3,42
3,44
3,25
3,27
3,26
3,19
3,18
3,18
3,28
2,88
3,52
2,98
2,88
3,03

10.462
13.616
13.331
13.227
13.467
12.751
12.840
12.915
12.706
12.732
12.686
12.723
11.256
13.972
12.059
11.884
12.733
10.862
361.101
373.404
382.399
386.972
391.335
392.194
392.323
396.124
397.998
399.903
399.075
388.106
391.382
396.811
405.119
412.541
420.841
418.834
75,29
69,06
70,04
70,36
69,87
71,71
71,66
71,75
72,32
72,43
73,49
73,89
75,92
71,38
75,77
76,14
74,83
BOPO (%)
- Capital
- Profit
- Biaya Operasional
31.470
7.502
10.200
12.867
15.397
18.540
21.204
24.040
27.128
30.043
34.438
2.913
5.858
8.610
12.385
15.691
18.789
23.038
41.797
10.862
14.563
18.286
22.037
25.855
29.588
33.505
37.511
41.476
46.864
3.942
7.717
12.063
16.346
20.609
25.107
29.357
- Operating Income
6,70
7,39
7,25
7,22
7,18
7,25
7,27
7,24
7,24
6,93
7,04
7,07
6,87
6,92
6,73
6,61
6,52
NIM (%)

22.856
26.201
26.354
26.562
26.727
27.028
27.150
27.302
27.429
27.556
27.891
28.260
27.702
28.263
28.114
28.093
28.241
28.469
341.257
354.313
363.468
368.086
372.464
373.051
373.221
377.019
378.917
397.461
396.439
399.777
403.106
408.663
417.438
425.019
433.073
431.113
78,57
72,80
69,34
71,63
72,69
76,96
78,47
73,88
77,80
78,32
92,34
86,87
85,55
83,82
78,97
77,10
74,34
218.851
227.278
233.279
238.337
245.766
250.808
252.779
258.209
262.040
265.091
265.661
261.438
264.776
268.692
273.212
278.900
283.448
284.516
278.535
312.209
336.447
332.720
338.089
325.888
322.124
349.517
336.800
338.477
287.709
300.964
309.481
320.552
345.954
361.750
381.311
327.818
22,93
26,24
26,91
25,32
24,42
23,02
21,64
24,17
22,18
23,46
18,19
18,54
20,10
20,69
22,14
23,60
25,40
80.457
96.263
103.916
95.392
93.943
83.318
76.873
94.516
82.570
88.753
63.091
64.547
71.512
77.066
87.189
96.129
108.525
55.901
3.626
6.024
6.241
7.238
6.940
8.169
8.210
8.580
9.442
9.545
7.858
7.424
7.801
7.280
8.007
8.256
8.914
8.013
366.684
389.850
409.387
405.260
413.154
397.348
393.226
426.527
414.864
419.084
389.964
388.106
394.657
407.669
430.044
442.228
462.415
406.793

LDR (%)
-

Bank

- Total Aset

- Total Assets
29
Tabel 1.27.a. Kinerja Bank Campuran Konvensional
(Joint Venture Banks Performance)

2012
2013
2014
Items
Keterangan
Des
Minimum (%)
18,65
Mar
20,99
Apr
20,88
Mei
20,05
Jun
20,42
Jul
20,29
Ags
19,51
Sep
19,60
Okt
19,54
Nov
19,67
Des
19,86
Jan
20,72
Feb
21,31
Mar
20,81
Apr
Mei
20,36
20,21
Jun
19,88
Jul
- Modal
30.770
36.967
38.082
37.924
38.667
39.748
40.166
41.604
37.768
42.275.853
43.832
46.210
46.522
45.041
45.375
45.530
45.349
45.419
- ATMR
164.956
176.075
182.355
189.111
189.319
195.946
205.845
212.290
193.268
214.954.109
220.744
222.979
218.289
216.486
222.842
225.304
228.078
228.815
16,52
18,93
18,55
18,01
18,12
17,99
17,22
17,28
17,07
17,25
16,78
17,85
18,44
17,95
17,55
17,38
17,09

- ATMR
ROA (%)
27.253
33.326
33.819
34.053
34.297
35.259
35.453
36.686
32.995
37.081
37.034
39.792
40.249
38.864
39.108
39.164
38.985
39.139
164.956
176.075
182.355
189.111
189.319
195.946
205.845
212.290
193.268
214.954
220.744
222.979
218.289
216.486
222.842
225.304
228.078
228.815
2,24
3,01
2,66
2,56
2,39
2,31
2,36
2,47
2,60
2,47
2,39
2,87
2,53
2,33
2,12
2,03
1,98

4.479
6.555
5.941
5.789
5.458
5.349
5.548
5.900
5.802
6.028
5.922
8.283
7.222
6.523
5.930
5.697
5.602
5.546
200.343
218.099
223.532
226.199
228.556
231.368
234.719
238.552
223.438
243.827
247.500
288.918
285.937
279.615
279.741
281.031
282.224
282.365
BOPO (%)
- Capital
- Profit
77,86
78,34
78,13
77,39
79,98
81,78
80,42
80,53
78,32
78,13
79,23
78,19
83,61
83,86
81,73
81,54
82,64
- Biaya Operasional
15.179
4.890
5.973
7.024
9.431
12.222
13.106
15.313
14.622
18.127
20.899
2.338
5.041
8.192
9.141
10.860
13.343
15.329
19.494
6.243
7.645
9.076
11.792
14.944
16.297
19.015
18.669
23.200
26.378
2.990
6.028
9.769
11.185
13.318
16.145
18.589
- Operating Income
3,63
3,50
3,49
3,51
3,47
3,49
3,48
3,46
3,36
2,99
3,00
2,37
2,32
2,37
2,36
2,35
2,36
NIM (%)

7.163
7.541
7.710
7.835
7.841
7.983
8.073
8.146
7.430
8.402
8.568
10.501
10.133
10.101
10.000
9.965
10.015
10.127
197.239
215.355
220.741
223.435
225.795
228.493
231.819
235.563
221.310
281.275
285.548
443.642
437.106
425.817
424.379
423.908
425.172
425.125
115,63
111,80
115,10
115,36
120,29
121,42
124,18
120,98
127,98
124,38
122,20
123,14
121,69
119,71
127,58
128,47
129,81
150.061
155.551
163.899
167.465
173.092
179.069
186.401
190.168
173.336
194.350
199.872
200.424
197.228
193.991
201.808
205.001
209.424
208.854
129.772
139.131
142.399
145.162
143.899
147.484
150.106
157.190
135.442
156.257
163.557
162.765
162.074
162.045
158.186
159.569
161.327
154.465
15,39
15,13
14,81
15,15
14,21
13,93
12,93
14,24
12,89
13,28
13,79
14,30
14,55
14,64
12,13
12,03
11,91
29.856
29.996
31.033
30.189
28.939
31.341
30.426
35.230
28.773
32.110
36.402
37.548
36.495
36.733
28.822
28.721
28.586
24.987
3.334
4.067
3.297
5.707
5.220
3.251
2.959
3.104
2.231
4.438
3.299
3.756
4.686
4.073
5.155
5.715
5.733
6.988
215.621
225.187
231.843
236.866
240.343
248.240
258.174
269.219
240.581
275.287
287.902
288.918
282.957
278.817
280.119
286.190
288.190
283.207

LDR (%)
-

Bank

- Total Aset

- Total Assets
30
Tabel 1.28.a. Kinerja Bank Asing Konvensional
(Foreign Owned Banks Performance)

2012
2013
2014
Items
Keterangan
Des
Minimum (%)
30,89
Mar
31,69
Apr
32,48
Mei
33,60
Jun
33,17
Jul
32,69
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
32,06
34,67
37,31
37,75
34,46
35,06
36,93
38,43
38,15
41,99
42,60
Jul
- Modal
73.091
78.329
80.112
83.285
85.492
88.016
90.473
100.481
112.590
114.240
106.216
109.986
112.516
117.444
118.054
132.915
138.228
136.059
- Capital
- ATMR
236.592
247.195
246.618
247.893
257.707
269.247
282.202
289.857
301.771
302.589
308.209
313.719
304.643
305.640
309.426
316.514
324.498
332.031
29,91
30,73
31,53
32,63
32,27
31,79
31,14
33,73
36,38
36,82
33,49
34,23
36,11
37,61
37,36
41,18
41,80

- ATMR
ROA (%)
70.771
75.959
77.752
80.876
83.161
85.586
87.873
97.756
109.783
111.426
103.220
107.377
110.008
114.962
115.590
130.344
135.631
133.391
236.592
247.195
246.618
247.893
257.707
269.247
282.202
289.857
301.771
302.589
308.209
313.719
304.643
305.640
309.426
316.514
324.498
332.031
3,06
2,70
2,71
2,64
2,42
2,42
2,71
2,88
3,00
3,15
2,92
3,17
3,48
3,52
3,43
3,19
3,21
8.837
8.382
8.419
8.276
7.616
7.719
8.780
9.481
10.510
10.672
10.003
12.553
13.552
13.730
13.337
12.537
12.687
12.830
288.751
310.952
310.817
312.899
314.710
318.613
323.666
329.497
350.792
338.434
342.766
395.704
389.558
390.209
389.294
392.731
395.201
397.247
BOPO (%)
- Profit
80,78
84,03
83,42
83,26
85,28
86,40
85,58
85,14
83,51
82,05
83,06
85,39
85,63
84,44
82,99
82,02
80,88
- Biaya Operasional
32.856
9.697
12.593
15.045
18.712
23.688
30.065
36.235
40.221
40.183
43.697
5.679
12.386
17.122
20.103
22.111
24.908
29.565
40.672
11.539
15.097
18.070
21.942
27.417
35.130
42.558
48.164
48.973
52.606
6.650
14.465
20.278
24.223
26.958
30.795
36.473
- Operating Income
3,47
3,31
3,32
3,32
3,36
3,31
3,31
3,34
3,41
2,79
2,65
1,87
1,86
1,87
1,93
2,03
2,03
NIM (%)
LDR (%)
Bank
9.790
10.039
10.057
10.151
10.321
10.271
10.434
10.730
11.627
11.539
11.104
13.013
12.666
12.663
12.920
13.518
13.649
13.821
282.108
303.207
303.121
305.417
307.191
310.693
315.430
320.994
341.078
413.777
419.302
694.502
682.217
676.990
668.552
666.588
672.552
676.648

111,21
107,97
111,55
110,72
110,97
116,87
121,66
125,38
118,69
124,98
130,05
127,53
128,68
130,70
135,91
133,70
138,30
172.859
175.326
180.697
183.270
181.482
193.661
203.521
212.784
218.781
217.144
225.500
225.759
221.684
223.546
225.876
232.290
234.835
244.229
155.430
162.380
161.994
165.522
163.536
165.712
167.293
169.714
184.337
173.746
173.395
177.020
172.281
171.033
166.190
173.736
169.801
163.985
22,30
24,65
20,74
22,51
23,19
22,48
21,21
20,90
21,82
20,99
19,88
19,60
18,94
18,44
18,15
19,88
19,15
52.599
58.783
45.514
50.739
50.336
52.932
53.509
53.418
62.766
56.018
55.132
55.012
50.941
46.439
45.239
56.470
53.832
49.477
14.754
18.957
18.880
21.571
24.748
23.964
22.654
25.214
22.173
25.255
22.464
22.561
21.681
25.769
24.930
24.338
24.220
24.386
301.966
315.423
310.412
321.224
323.766
342.033
359.037
376.142
389.287
387.272
390.415
395.704
383.411
391.512
386.547
406.479
407.553
409.524
- Total Aset
- Total Assets
31
Tabel 1.29 Perkembangan Aset Bank Umum Berdasarkan Kelompok Bank
(Growth of Commercial Banks Assets Based Group Bank)

Miliar (Billion)
2012
2013
2014
Group of Bank
Kelompok Bank
Des
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
- Bank Persero
1.535.343
1.503.293
1.540.859
1.546.709
1.578.632
1.587.370
1.615.923
1.657.000
1.666.037
1.685.957
1.758.873
1.699.767
1.716.770
1.731.177
1.773.954
1.792.021
1.826.534
1.813.415
- State Owned Banks
- BUSN Devisa
1.705.408
1.736.757
1.731.693
1.762.054
1.755.355
1.785.750
1.806.348
1.855.771
1.854.386
1.896.373
1.962.539
1.946.984
1.950.219
1.959.219
1.972.793
2.003.325
2.040.291
2.041.885
- Foreign Exchange
- BUSN Non Devisa
135.472
141.242
141.477
144.507
148.432
147.591
146.433
150.541
149.899
151.723
162.457
158.996
158.708
162.521
162.458
165.158
170.947
172.031
- Non-Foreign Exchange
- BPD
366.685
389.851
409.387
405.260
413.154
397.348
393.226
426.527
414.741
419.084
389.964
388.106
394.657
407.669
430.044
442.228
462.415
408.890
- Regional Development
- Bank Campuran
217.713
227.265
233.923
238.936
242.443
250.197
260.170
271.328
261.752
277.342
290.219
290.928
284.986
280.898
282.299
288.254
290.273
285.408
- Joint Venture Banks
- Bank Asing
301.966
315.423
310.412
321.224
323.766
342.033
359.037
376.142
370.029
387.272
390.415
395.704
383.411
391.512
386.547
406.479
407.553
409.524
- Foreign Owned Banks
4.262.587
4.313.832
4.367.751
4.418.690
4.461.783
4.510.290
4.581.137
4.737.308
4.716.845
4.817.751
4.954.467
4.880.485
4.888.752
4.932.997
5.008.095
5.097.466
5.198.013
5.131.153
Commercial Banks
Commercial Banks
Banks
Total
Total
32
Tabel 1.30 Jumlah Bank Umum Berdasarkan Pengelompokan Total Aset
(Total of Commercial Banks Based on Total Assets)

Desember 2009
Kelompok Bank
Desember 2010
Desember 2011
Desember 2012
Juli 2013
Desember 2013
Juli 2014
Rp. 1
Rp. 1
Rp. 1
Rp. 1
Rp. 1
Rp. 1
Rp. 1
Rp. 10
Rp. 10
Rp. 10
Rp. 10
Rp. 10
Rp. 10
Rp. 10
< Rp. s.d
> Rp. < Rp. s.d
> Rp. < Rp. s.d
> Rp. < Rp. s.d
> Rp. < Rp. s.d
> Rp. < Rp. s.d
> Rp. < Rp. s.d
> Rp.
s.d
s.d
s.d
s.d
s.d
s.d
s.d
1
50
1
50
1
50
1
50
1
50
1
50
1
50
50
50
50
50
50
50
50
Triliun 10
Triliun Triliun 10
Triliun Triliun 10
Triliun Triliun 10
Triliun Triliun 10
Triliun Triliun 10
Triliun Triliun 10
Triliun
Triliun
Triliun
Triliun
Triliun
Triliun
Triliun
Triliun
Triliun
Triliun
Triliun
Triliun
Triliun
Triliun
Triliun
0
State Owned Banks
11
17
11
15
12
15
12
Foreign Exchange
Commercial Banks
17
11
15
18
20
Non-Foreign Exchange
Commercial Banks
14
11
12
13
14
11
11
14
Regional Development
Banks
Joint Venture Banks
Foreign Owned Banks
32
18
11
57
31
21
12
53
34
21
56
32
23
53
36
23
Total
Bank Persero
BUSN Devisa
18
18
10
18
10
17
BUSN Non Devisa
21
21
12
15
10
BPD
17
15
11
14
11
Bank Campuran
Bank Asing
Total
25
56
29
11
23
53
34
12
13
57
Group of Bank
33
Tabel 1.31 Aset Produktif Bank Umum Konvensional dan Kualitas Kredit Bank Umum kepada Bank Lain
(Earning Assets of Commercial Banks and Credit Quality of Commercial Banks to Other Bank)
Indikator
2012
2013
Des
Mar
Apr
Mei
Jun
Jul
2014
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Indicator
Jul
3.416.989
3.550.589
3.573.221
3.638.229
3.674.645
3.748.911
3.813.167
3.970.762
3.956.974
4.051.171
4.115.372
4.093.757
4.105.080
4.174.744
4.202.006
4.276.222
4.350.313
4.238.345 Earning Assets
3.250.997
3.369.833
3.393.202
3.476.582
3.494.982
3.576.340
3.625.934
3.786.570
3.768.006
3.862.279
3.929.648
3.887.028
3.886.237
3.956.278
3.994.204
4.052.832
4.124.774
4.000.213
110.176
124.437
123.186
104.178
122.037
114.153
124.522
123.033
126.706
126.643
124.978
142.856
152.204
151.334
138.941
149.700
151.004
161.195
c. Kurang Lancar
9.189
9.884
10.309
9.783
9.578
10.498
12.298
11.187
11.241
10.717
9.481
11.881
12.265
13.692
13.761
15.566
13.902
13.800
c. Sub-Standard
d. Diragukan
9.515
9.509
8.332
8.596
8.779
8.408
8.909
8.973
9.252
9.525
9.132
9.165
11.120
11.042
10.973
12.661
14.825
14.991
d. Doubtful
37.113
36.925
38.192
39.090
39.269
39.512
41.505
40.999
41.769
42.007
42.131
42.827
43.255
42.398
44.127
45.463
45.809
48.146
e. Loss
Aset Produktif Neraca

a. Lancar
b. DPK
e. Macet
Aset Produktif Transaksi
Rekening Administratif 1)
a. Lancar
b. DPK
a. Current
b. Special Mention
1.066.117
1.089.701
1.101.198
1.078.018
1.115.012
1.155.712
1.196.916
1.261.094
1.266.749
1.461.321
1.331.086
1.369.968
1.324.084
1.294.608
1.277.134
1.290.923
1.342.684
1.341.081 Earning Assets - Account
1.053.796
1.066.845
1.080.987
1.064.267
1.097.360
1.136.706
1.178.352
1.243.688
1.247.442
1.440.056
1.308.578
1.348.408
1.296.585
1.275.018
1.255.879
1.271.945
1.322.507
1.321.222
Administrative Transactions
b. Special Mention
11.337
21.698
18.964
12.332
16.364
17.637
17.120
16.227
18.125
19.950
21.134
20.034
23.265
17.959
19.446
17.094
18.122
17.698
c. Kurang Lancar
662
557
630
621
626
456
682
385
437
594
404
703
707
781
690
795
959
877
c. Sub-Standard
d. Diragukan
141
189
158
204
212
208
219
230
232
240
270
293
320
248
363
350
403
399
d. Doubtful
e. Macet
Non Performing Earning Aset

(Nominal)
Kredit kepada Bank Lain
a. Lancar
181
412
60.345
66.979
459
65.571
592
61.823
451
704
65.420
63.289
543
70.556
564
66.729
513
67.431
481
67.980
699
68.947
530
65.399
3.207
70.874
603
68.764
756
70.671
739
75.573
693
76.591
886
79.098
e. Lost
Non Performing Earning Asset
(Nominal)
17.812
19.000
20.595
21.607
23.313
24.384
24.027
23.595
23.473
26.643
26.968
26.467
25.644
27.113
27.428
26.967
26.805
26.594 Interbank Loans
17.668
18.869
20.470
21.487
23.181
24.285
23.887
23.481
23.351
26.479
26.859
26.360
25.485
26.989
27.305
26.828
26.555
26.307
a. Current
b. Special Mention
64
42
39
38
44
47
14
23
43
37
43
39
54
162
178
c. Kurang Lancar
10
18
12
c. Sub-Standard
d. Diragukan
d. Doubtful
80
79
81
83
83
86
90
98
95
104
101
101
117
77
79
80
76
92
b. DPK
e. Macet
Non Performing Loan kepada

Bank Lain (Nominal)
80
89
87
84
1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif
Transaksi Rekening Administratif (TRA) dan angka pada Non Performing Earning Aset yang telah
dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit.
- Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain
meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas kredit yang belum ditarik,
dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah
total dari non performing aset pada neraca dan non performing earning aset pada TRA.
- Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012
tentang Penilaian Kualitas Aset Bank Umum maka angka pada Aset Produktif Transaksi Rekening
Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi kriteria sebagai
uncommitted) dan uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa
Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu)
- Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain
88
90
93
101
98
121
102
106
122
81
84
84
88
1)
a. Current
e. Loss
Interbank Non Performing Loan

108
(Nominal)
1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a number of earning assets as a credit.
- Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and
contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and non-performing earning assets on the account administrative transactions
- There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which does not meet
the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason)
- Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities (committed and uncommitted), and / or other contingent
liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.
34
Tabel 1.32 Aset Produktif Bank Persero dan Kualitas Kredit Bank Persero kepada Bank Lain
(Earning Asset of State Owned Banks and Credit Quality of State Owned Banks to Other Bank)
2012
Indikator
2013
Des
Mar
Apr
1.260.415
1.309.769
1.310.251
1.176.286
1.219.165
1.217.021
1.266.068
59.753
66.462
68.632
c. Kurang Lancar
2.699
3.633
d. Diragukan
4.709
4.368

a. Lancar
b. DPK
e. Macet
Mei
2014
Jul
1.350.472
1.383.618
1.261.044
1.303.034
1.307.597
1.367.546
1.357.198
1.383.136
1.423.606
1.382.735
1.393.143
1.418.429
1.429.014
1.458.144
1.473.510
1.455.967
51.412
64.871
55.321
64.025
58.394
65.860
63.723
64.199
75.064
80.096
80.481
70.284
74.819
75.572
82.773
3.846
3.374
3.020
3.676
5.220
3.646
3.486
2.985
2.499
4.601
3.780
3.515
3.754
4.326
4.242
4.570
c. Sub-Standard
3.475
3.892
3.988
3.232
3.622
3.577
3.502
3.284
2.874
2.838
4.328
4.782
4.071
4.428
5.056
4.937
d. Doubtful
1.342.141
Ags
Sep
1.399.401
Okt
1.451.485
Nov
1.448.443
Des
1.471.593
Jan
1.511.620
Feb
1.484.253
Mar
1.500.432
Apr
1.525.493
Mei
1.526.561
Jun
Indicator
Jun
1.561.514
Jul
1.577.654
Earning Assets
1.568.087
a. Current
b. Special Mention
e. Loss
16.967
16.141
17.276
17.395
17.549
18.355
18.937
18.322
18.396
18.465
18.441
19.016
19.085
18.286
19.438
19.798
19.274
19.841
309.868
302.209
307.201
301.807
305.574
320.496
336.418
340.296
343.076
358.119
359.504
375.793
363.930
349.741
353.283
362.229
362.166
358.008
306.205
292.249
299.247
298.262
298.608
316.512
329.502
335.434
338.643
353.258
352.102
371.068
354.232
344.062
347.797
355.931
355.358
350.802
3.545
9.502
7.490
2.936
6.505
3.503
6.401
4.390
3.987
4.416
6.828
4.239
6.568
5.170
4.896
5.685
6.148
6.388
c. Kurang Lancar
63
132
143
153
127
79
135
89
58
78
46
124
85
59
137
97
99
102
c. Sub-Standard
d. Diragukan
30
82
61
70
76
74
82
66
77
63
57
57
115
113
70
120
149
112
d. Doubtful
e. Macet
24
244
260
386
257
329
298
317
311
303
471
306
2.930
338
384
396
412
604
28.038
34.102
32.551
28.205
31.522
29.247
34.695
30.407
29.818
29.595
31.217
26.941
30.323
27.092
27.854
29.165
29.232
2.866
2.743
3.384
3.807
4.153
4.366
4.481
4.863
4.469
5.157
5.705
5.997
6.079
7.016
6.638
6.570
6.002
2.740
2.630
3.299
3.706
4.033
4.283
4.382
4.763
4.362
5.050
5.607
5.899
5.973
6.905
6.527
6.459
5.880
6.714
48
36
39
0r)
12
16
11
32
37
36
37
47
174
c. Sub-Standard
d. Doubtful

a. Lancar
b. DPK

(Nominal)
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet

Bank Lain (Nominal)
23
-
78
77
78
78
78
77
78
78
-r)Sejak
periode Februari
2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain
Angka-angka
diperbaiki
79
82
80
84
Earning Assets - Account

30.165
86
93
92
96
98
97
75
74
75
75
76
86
87
93
92
96
98
97
75
74
75
75
76
97
1)
a. Current
b. Special Mention
e. Loss
(Nominal)
a. Current
b. Special Mention
e. Loss
(Nominal)
r) Revised figures
35
Tabel 1.33 Aset Produktif BUSN Devisa dan Kualitas Kredit BUSN Devisa kepada Bank Lain
(Earning Asset of Foreign Exchange Banks and Credit Quality of Foreign Exchange Banks to Other Bank)
2012
2013
2014
Indicator
Indikator
Des
a. Lancar
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
1.587.250 Earning Assets
1.327.140
1.353.800
1.364.067
1.381.782
1.389.622
1.411.319
1.448.975
1.492.362
1.495.295
1.530.529
1.557.562
1.570.698
1.571.014
1.594.282
1.597.021
1.607.651
1.637.715
1.274.458
1.297.878
1.310.643
1.328.718
1.333.635
1.354.137
1.389.684
1.432.009
1.437.181
1.469.927
1.499.030
1.507.956
1.503.871
1.526.048
1.529.964
1.533.295
1.561.699
1.509.340
a. Current
b. Special Mention
33.686
36.714
34.336
33.709
36.447
38.291
38.828
39.659
36.913
39.063
37.211
40.966
44.382
45.078
43.092
48.307
49.131
49.975
c. Kurang Lancar
3.810
3.638
3.705
3.724
3.709
3.712
4.076
4.015
4.515
4.534
4.009
4.077
4.605
4.777
4.737
5.672
4.688
5.175
c. Sub-Standard
d. Diragukan
2.305
2.544
2.317
2.031
2.186
2.342
2.494
2.500
2.337
2.577
2.698
2.961
3.122
3.315
4.125
4.766
5.666
5.877
d. Doubtful
12.881
13.026
13.066
13.601
13.645
12.838
13.893
14.179
14.350
14.428
14.614
14.738
15.034
15.063
15.103
15.611
16.531
16.883
402.700
412.433
426.795
431.751
442.373
454.867
461.272
471.017
465.269
606.755
483.630
488.983
476.834
475.597
479.720
492.433
494.199
500.703 Earning Assets - Account
400.677
407.971
423.161
430.034
440.257
449.174
459.074
469.023
462.026
602.466
480.305
485.040
471.021
471.037
473.901
488.744
490.659
497.386
b. DPK
e. Macet
a. Lancar
e. Loss
b. Special Mention
1.830
4.299
3.477
1.552
1.939
5370
1.862
1.800
3.067
4.120
3.181
3.791
5.510
4.252
5.388
3.354
3.251
3.066
c. Kurang Lancar
85
57
63
71
81
49
186
41
55
65
37
43
148
155
135
117
108
95
c. Sub-Standard
d. Diragukan
71
69
53
51
50
44
44
46
49
54
50
54
58
67
145
83
89
77
d. Doubtful
b. DPK
e. Macet

(Nominal)
a. Lancar
e. Loss
37
37
40
43
46
230
106
108
72
49
57
56
96
85
151
135
92
79
19.190
19.372
19.244
19.520
19.717
19.214
20.799
20.888
21.378
21.708
21.465
21.929
23.064
23.463
24.396
26.384
27.174
28.186
9.085
10.229
10.435
10.771
11.251
12.066
11.177
9.621
9.812
10.192
10.250
10.022
9.937
10.034
10.136
10.325
10.672
9.069
10.224
10.401
10.755
11.243
12.061
11.152
9.611
9.805
10.142
10.243
10.013
9.889
10.025
10.130
10.311
10.660
10.623

(Nominal)
a. Current
16
32
14
22
30
b. Special Mention
c. Kurang Lancar
17
c. Sub-Standard
d. Diragukan
d. Doubtful
e. Macet
40
e. Loss
20
44
b. DPK

Bank Lain (Nominal)
1)
a. Current

(Nominal)
36
Tabel 1.34 Aset Produktif BUSN Non Devisa dan Kualitas Kredit BUSN Non Devisa kepada Bank Lain
(Earning Asset of Non Foreign Exchange Banks and Credit Quality of Non Foreign Exchange Banks to Other Bank)
2012
2013
2014
Indicator
Indikator
Des
a. Lancar
b. DPK
Mar
Apr
Mei
86.425
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
82.482
86.499
87.426
91.120
91.750
91.502
95.228
95.940
99.233
106.351
103.374
102.286
105.783
108.009
109.357
115.571
106.405
79.366
82.865
82.809
83.904
87.522
88.083
87.749
91.557
92.250
95.478
102.965
99.012
97.716
101.245
103.149
104.142
109.953
100.652
Earning Assets
a. Current
b. Special Mention
1.872
2.455
2.349
2.250
2.380
2.434
2.564
2.532
2.440
2.519
2.276
3.065
3.192
3.304
3.367
3.635
4.038
4.128
c. Kurang Lancar
361
231
337
338
344
311
215
253
345
294
226
319
258
287
480
327
253
299
c. Sub-Standard
d. Diragukan
197
286
262
269
286
324
294
271
263
267
235
288
425
274
336
604
563
505
d. Doubtful
e. Macet
686
662
668
665
587
598
681
615
641
675
649
690
694
673
677
648
764
822
e. Loss
4.045
3.943
4.494
4.267
4.207
5.094
4.491
4.038
5.602
5.196
4.500
5.548
5.503
5.483
4.983
5.173
4.916
4.042
3.897
4.448
4.243
4.200
5.089
4.484
4.027
5.597
5.189
4.492
5.536
5.488
5.473
4.981
5.159
4.903
5.206
b. DPK
44
19
16
10
11
15
13
12
10
c. Kurang Lancar
25
c. Sub-Standard
d. Diragukan
d. Doubtful

a. Lancar
e. Macet

(Nominal)
a. Lancar
1.246
1.181
1.295
1.281
1.220
1.234
1.192
1.140
1.250
1.237
1.111
1.299
1.378
1.236
1.494
1.581
1.580
1.626
890
916
897
970
1.053
1.102
1.120
1.119
1.111
1.091
1.072
1.042
1.010
1.001
981
994
992
888
905
890
966
1.049
1.092
1.111
1.114
1.104
1.084
1.070
1.040
1.007
998
977
991
877
a. Current
b. Special Mention
e. Loss
(Nominal)

996
a. Current
b. DPK
107
b. Special Mention
c. Kurang Lancar
c. Sub-Standard
d. Diragukan
d. Doubtful
e. Macet
e. Loss
11

Bank Lain (Nominal)
1)

(Nominal)
37
Tabel 1.35 Aset Produktif BPD dan Kualitas Kredit BPD kepada Bank Lain
(Earning Asset of Regional Development Banks and Credit Quality of Regional Development Banks to Other Bank)
2012
2013
2014
Indicator
Indikator
a. Lancar
Des
Mar
Apr
Mei
Jun
Jul
297.222
325.170
333.504
333.698
342.902
287.538
312.480
320.695
320.958
329.527
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
332.407
330.081
356.826
353.164
355.008
334.497
325.632
336.290
352.300
368.852
375.862
391.310
352.777
319.090
315.901
341.642
337.868
340.010
321.098
309.037
319.212
334.892
350.401
356.610
372.695
332.361
Earning Assets
a. Current
4.570
7.068
6.808
6.387
6.859
6.388
7.221
7.828
7.486
7.107
5.762
8.896
9.075
9.068
8.881
8.916
8.721
9.890
b. Special Mention
c. Kurang Lancar
945
942
1.137
1.105
1.125
1.154
982
1.459
1.563
1.496
1.052
1.507
1.485
1.312
2.260
2.388
1.686
1.071
c. Sub-Standard
d. Diragukan
637
818
795
902
840
1.010
1.006
924
908
1.053
987
859
1.012
1.292
1.065
1.215
1.668
1.711
d. Doubtful
3.532
3.863
4.069
4.346
4.551
4.766
4.971
4.973
5.339
5.341
5.598
5.334
5.505
5.737
6.244
6.733
6.540
7.744
e. Loss
31.651
27.576
28.151
29.293
28.996
31.853
32.226
32.034
31.070
30.626
31.877
31.257
30.148
29.948
30.130
29.898
30.163
31.320
27.290
27.724
28.894
28.607
31.596
31.908
31.666
30.683
30.267
31.601
30.848
29.629
29.394
29.503
29.236
29.593
29.077
b. DPK
e. Macet
a. Lancar
b. DPK
b. Special Mention
249
215
321
295
284
144
216
235
266
231
130
270
370
386
358
360
302
364
c. Kurang Lancar
12
13
17
54
90
44
24
c. Sub-Standard
d. Diragukan
25
15
20
17
19
21
20
17
18
19
26
16
23
17
28
54
66
d. Doubtful
e. Macet
e. Loss
44
53
77
82
79
85
74
112
96
98
118
113
123
141
197
184
172
176
5.195
5.693
6.106
6.457
6.621
7.041
7.061
7.488
7.931
8.020
7.784
7.837
8.152
8.508
9.838
10.638
10.163
10.792
357
433
442
454
521
593
614
656
664
671
709
698
665
727
734
791
883
901 Interbank Loans
357
430
441
454
520
593
607
656
664
670
708
697
664
726
732
780
882
897
b. DPK
10
b. Special Mention
c. Kurang Lancar
c. Sub-Standard
d. Diragukan
d. Doubtful
e. Macet
e. Loss

(Nominal)
a. Lancar

Bank Lain (Nominal)
1)
a. Current

(Nominal)
a. Current

(Nominal)
38
Tabel 1.36 Aset Produktif Bank Campuran dan Kualitas Kredit Bank Campuran kepada Bank Lain
(Earning Assets of Joint Venture Banks and Credit Quality of Joint Venture Banks to Other Bank)
2012
2013
2014
Indicator
Indikator
a. Lancar
b. DPK
Des
Mar
Apr
Mei
Jun
Jul
191.046
202.449
203.241
210.625
213.734
184.439
195.526
196.812
204.082
206.834
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
223.741
229.595
238.969
233.049
246.918
255.735
254.672
248.545
246.415
252.415
258.755
259.759
254.183
216.420
221.928
230.282
224.946
238.530
246.183
245.560
239.100
237.222
242.377
248.445
249.575
244.024
Earning Assets
a. Current
b. Special Mention
4.239
4.596
4.287
4.413
4.976
5.132
5.373
6.487
5.812
6.091
7.097
6.645
7.159
6.732
7.337
6.825
6.341
6.409
c. Kurang Lancar
540
493
434
399
385
642
758
754
373
276
376
320
247
444
693
1.167
1.276
937
d. Diragukan
482
331
334
345
300
309
296
400
905
989
983
1.029
1.033
912
893
1.189
1.415
1.492
1.346
1.503
1.373
1.386
1.238
1.239
1.239
1.047
1.015
1.033
1.097
1.118
1.005
1.106
1.116
1.130
1.152
1.321
125.802
138.877
136.153
109.956
127.286
131.797
138.955
148.136
148.212
168.205
156.794
158.239
151.382
144.531
143.134
139.490
146.621
145.405
124.223
137.075
134.572
108.025
125.223
129.676
136.735
145.890
146.148
166.123
154.721
156.102
149.414
142.678
141.391
137.671
145.147
143.706
1.452
1.681
1.447
1.749
1.901
1.993
2.066
2.081
1.896
1.986
1.929
2.052
1.887
1.782
1.695
1.752
1.408
1.609
93
86
97
98
91
40
59
81
128
42
58
46
42
34
37
59
59
65
c. Sub-Standard
49
50
52
55
83
39
54
64
17
14
12
18
d. Doubtful
e. Macet
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet

(Nominal)
34
34
35
35
21
36
41
22
22
25
25
2.495
2.447
2.276
2.313
2.086
2.317
2.448
2.365
2.459
2.393
2.601
2.553
2.366
2.532
2.749
3.553
3.909
3.839
c. Sub-Standard
d. Doubtful
e. Loss
b. Special Mention
e. Loss
(Nominal)
12
14
14
16
14
50
76r)
74
68
152
142
135
139
123
117
113
115 Interbank Loans
a. Lancar
12
14
14
16
14
50
76
r)
74
68
152
142
135
139
123
117
113
115
b. DPK
b. Special Mention
c. Kurang Lancar
c. Sub-Standard
d. Diragukan
d. Doubtful
e. Macet
e. Loss

Bank Lain (Nominal)
-r)Sejak
periode Februari
2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain
Angka-angka
diperbaiki
1)
a. Current
a. Current

(Nominal)
r) Revised figures
39
Tabel 1.37 Aset Produktif Bank Asing dan Kualitas Kredit Bank Asing kepada Bank Lain
(Earning Assets of Foreign Owned Banks and Credit Quality of Foreign Owned Banks to Other Bank)
2012
2013
2014
Indicator
Indikator
Des
Mar
Apr
Mei
Jun
258.683
272.901
275.733
282.556
286.795
248.910
261.919
265.221
272.852
276.419
6.057
7.142
6.774
6.008
833
947
850
843
d. Diragukan
1.184
1.163
1.150
e. Macet
1.700
1.731
192.051

a. Lancar
b. DPK
c. Kurang Lancar

a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
306.075
313.612
335.892
331.082
347.889
349.606
355.128
346.514
352.053
349.148
363.083
368.306
369.643
295.576
303.075
323.532
318.562
335.198
336.766
342.730
333.195
340.035
339.300
352.197
357.342
357.870
6.503
6.587
6.512
8.133
8.196
8.140
8.434
8.222
8.300
6.674
5.980
7.198
7.201
8.019
b. Special Mention
994
1.004
1.046
1.061
959
1.132
1.319
1.057
1.889
3.342
1.836
1.686
1.758
1.749
c. Sub-Standard
1.156
1.179
1.193
1.196
1.301
1.338
1.355
1.354
1.188
1.200
467
482
458
457
470
1.739
1.697
1.700
1.716
1.783
1.864
2.028
2.064
1.732
1.931
1.931
1.534
1.550
1.544
1.548
1.535
204.663
198.405
200.944
206.576
211.606
223.554
265.573
273.520
292.420
294.780
310.148
296.287
289.310
265.884
261.700
304.618
302.041
187.329
198.363
191.836
194.808
200.464
204.658
216.649
257.648
264.346
282.753
285.358
299.814
286.801
282.365
258.305
255.205
296.848
295.045
4.258
5.957
6.210
5.785
5.731
6.624
6.569
7.709
8.905
9.191
9.059
9.671
8.914
6.360
7.107
5.931
7.002
6.260
409
278
293
289
320
283
293
170
188
395
259
483
414
529
327
430
649
591
c. Sub-Standard
16
23
21
18
17
18
19
18
48
50
72
149
124
33
124
115
108
126
d. Doubtful
Earning Assets
a. Current
d. Doubtful
e. Loss
b. Special Mention
e. Loss
40
42
45
44
45
24
23
27
33
31
31
32
33
23
20
19
12
19

(Nominal)
4.181
4.183
4.098
4.047
4.254
4.236
4.361
4.441
4.594
5.027
4.768
4.840
5.590
5.928
4.340
4.253
4.532
4.490
4.610
4.667
5.425
5.592
6.320
6.243
6.585
7.261
7.343
9.464
9.077
8.568
7.818
8.196
8.816
8.169
8.143
4.610
4.667
5.425
5.592
6.320
6.243
6.585
7.261
7.343
9.464
9.077
8.568
7.818
8.196
8.816
8.169
8.143
6.962
b. DPK
b. Special Mention
c. Kurang Lancar
c. Sub-Standard
d. Diragukan
d. Doubtful
e. Macet
e. Loss
a. Lancar

Bank Lain (Nominal)
1)
a. Current

(Nominal)
a. Current

(Nominal)
40
Tabel 1.38 Komposisi Dana Pihak Ketiga Bank Umum
(Composition of Third Party Funds of Commercial Banks)

Desember 2009
Keterangan
Giro
Rupiah
Nominal
Desember 2010
Komposisi thd
Total DPK (%)
(Composition to
Total Third
Party Funds) (%)
Nominal
Desember 2011
Komposisi thd
Total DPK (%)
(Composition to
Total Third
Party Funds) (%)
Nominal
Desember 2012
Komposisi thd
Total DPK (%)
(Composition to
Total Third
Party Funds) (%)
Nominal
Juli 2013
Komposisi thd
Total DPK (%)
(Composition to
Total Third
Party Funds) (%)
Nominal
Desember 2013
Komposisi thd
Total DPK (%)
(Composition to
Total Third
Party Funds) (%)
Nominal
Juli 2014
Komposisi thd
Total DPK (%)
(Composition to
Total Third
Party Funds) (%)
Nominal
465.222
23,85
535.855
22,91
652.708
23,44
767.070
23,78
813.743
23,98
846.781
23,11
799.500
332.198
17,03
383.808
16,41
485.716
17,44
567.801
17,61
577.112
17,01
569.927
15,55
541.366
Komposisi thd
Total DPK (%)
21,11 Demand Deposits

14,30
Rupiah
133.024
6,82
152.047
6,50
166.992
6,00
199.270
6,18
236.631
6,97
276.854
7,56
258.134
585.707
30,03
733.157
31,35
898.245
32,25
1.076.830
33,39
1.095.828
32,30
1.212.707
33,10
1.203.743
544.411
27,91
678.621
29,02
840.063
30,16
1.010.488
31,33
1.019.789
30,06
1.123.696
30,67
1.110.904
41.295
2,12
54.536
2,33
58.181
2,09
66.342
2,06
76.038
2,24
89.011
2,43
92.838
899.783
46,13
1.069.811
45,74
1.234.072
44,31
1.381.298
42,83
1.483.356
43,72
1.604.480
43,79
1.783.810
Rupiah
761.844
39,05
928.089
39,68
1.072.770
38,52
1.179.242
36,56
1.246.479
36,74
1.331.527
36,34
1.510.504
Valas
137.939
7,07
141.723
6,06
161.302
5,79
202.056
6,26
236.877
6,98
272.952
7,45
273.306
7,22
Valas
Tabungan
Rupiah
Valas
Simpanan Berjangka
673.312
24,18
677.030
20,99
775.193
22,85
814.742
22,24
857.505
22,64
Valas
110.978
3,98
128.829
3,99
162.117
4,78
172.312
4,70
171.061
4,52
Rupiah
Valas
Rupiah
Foreign Exchange
- Periode 3 Month
Rupiah
222.071
7,97
251.926
7,81
247.600
7,30
264.156
7,21
346.549
9,15
Valas
21.467
0,77
27.543
0,85
34.549
1,02
33.743
0,92
36.390
0,96
Rupiah
Foreign Exchange
- Periode 6 Month
Rupiah
90.412
3,25
125.555
3,89
126.440
3,73
120.795
3,30
150.248
3,97
Valas
15.504
0,56
27.215
0,84
22.996
0,68
37.508
1,02
30.963
0,82
- Jangka Waktu >= 12 bulan
Foreign Exchange
- Periode 1 Month
- Jangka Waktu 6 bulan
Foreign Exchange
47,10 Time Deposits

39,89
Rupiah
Rupiah
Total DPK
6,82
31,79 Saving
29,33
Rupiah
2,45
Foreign Exchange
Items
(Composition to
Total Third
Party Funds) (%)
Rupiah
Foreign Exchange
- Periode >= 12 Month
Rupiah
86.975
3,11
124.731
3,87
97.246
2,87
131.834
3,60
155.632
4,11
Rupiah
Valas
13.352
0,48
18.469
0,57
17.215
0,51
29.390
0,80
34.800
0,92
Foreign Exchange
1.950.712
100,00
2.338.824
100,00
2.785.024
100,00
3.225.198
100,00
3.392.927
100,00
3.663.968
100,00
3.787.052
1.638.454
83,99
1.990.518
85,11
2.398.549
86,12
2.757.530
85,50
2.843.380
83,80
3.025.150
82,56
3.162.774
312.258
16,01
348.306
14,89
386.475
13,88
467.668
14,50
549.546
16,20
638.818
17,44
624.278
100,00 Total Third Party Funds

83,52
Rupiah
16,48
Foreign Exchange
41
Tabel 1.39 Komposisi Dana Pihak Ketiga Bank Persero
(Composition of Third Party Funds of State Owned Banks)

Desember 2009
Keterangan
Giro
Rupiah
Valas
Tabungan
Rupiah
Valas
Simpanan Berjangka
Rupiah
Valas
Nominal
Desember 2010
Komposisi thd
Total DPK (%)
(Composition to
Total Third
Party Funds) (%)
172.602
136.512
36.090
278.581
268.894
9.687
332.201
274.965
57.236
22,03
17,43
4,61
35,56
34,32
1,24
42,41
35,10
7,31
Nominal
Desember 2011
Komposisi thd
Total DPK (%)
(Composition to
Total Third
Party Funds) (%)
194.533
152.770
41.763
323.767
311.891
11.876
380.106
328.677
51.429
21,65
17,00
4,65
36,04
34,72
1,32
42,31
36,58
5,72
Nominal
Desember 2012
Komposisi thd
Total DPK (%)
(Composition to
Total Third
Party Funds) (%)
Nominal
Juli 2013
Komposisi thd
Total DPK (%)
(Composition to
Total Third
Party Funds) (%)
Nominal
Desember 2013
Komposisi thd
Total DPK (%)
(Composition to
Total Third
Party Funds) (%)
Nominal
Juli 2014
Komposisi thd
Total DPK (%)
(Composition to
Total Third
Party Funds) (%)
Nominal
Komposisi thd
Total DPK (%)
Items
(Composition to
Total Third
Party Funds) (%)
242.853
190.600
52.253
395.372
383.292
12.080
401.027
350.866
50.161
23,37
18,34
5,03
38,04
36,88
1,16
38,59
33,76
4,83
272.149
206.540
65.610
483.022
467.656
15.366
446.113
378.829
67.283
22,65
17,19
5,46
40,21
38,93
1,28
37,14
31,54
5,60
270.977
181.884
89.093
488.457
470.679
17.778
464.608
381.492
83.116
22,14
14,86
7,28
39,91
38,45
1,45
37,96
31,17
6,79
300.056
200.001
100.054
555.319
533.277
22.042
507.687
420.785
86.903
22,01
14,67
7,34
40,74
39,12
1,62
37,25
30,87
6,38
277.055
187.201
89.854
542.411
514.972
27.438
583.266
510.813
72.453

13,35
Rupiah
6,41
Foreign Exchange
38,67 Saving
36,71
Rupiah
1,96
Foreign Exchange
41,58 Time Deposits
36,42
Rupiah
5,17
Foreign Exchange

Rupiah
Valas
229.284
35.179
22,06
3,39
223.177
46.712
18,58
3,89
276.731
73.318
22,61
5,99
245.364
58.290
18,00
4,28
262.643
53.268
18,72
3,80
- Periode 1 Month
Rupiah
Foreign Exchange

Rupiah
Valas
62.782
4.976
6,04
0,48
71.970
5.442
5,99
0,45
53.417
6.535
4,36
0,53
74.076
4.879
5,43
0,36
121.152
3.021
8,64
0,22
- Periode 3 Month
Rupiah
Foreign Exchange

Rupiah
Valas
19.550
5.922
1,88
0,57
32.208
8.401
2,68
0,70
23.793
1.861
1,94
0,15
33.634
12.737
2,47
0,93
50.495
6.229
3,60
0,44
- Periode 6 Month
Rupiah
Foreign Exchange
783.384
680.371
103.013
898.405
793.338
105.067
39.250
4.084
1.039.253
924.759
114.494
3,78
0,39
100,00
88,98
11,02
51.475
6.729
1.201.284
1.053.025
148.259
4,28
0,56
100,00
87,66
12,34
27.551
1.402
1.224.042
1.034.055
189.987
2,25
0,11
100,00
84,48
15,52
67.710
10.996
1.363.062
1.154.063
208.999
4,97
0,81
100,00
84,67
15,33
76.136
9.935
1.402.732
1.212.987
189.746

Rupiah
Valas
Total DPK
Rupiah
Valas
100,00
86,85
13,15
100,00
88,31
11,69
5,43
Rupiah
0,71
Foreign Exchange
86,47
Rupiah
13,53
Foreign Exchange
42
Tabel 1.40 Komposisi Dana Pihak Ketiga BUSN Devisa
(Composition of Third Party Funds of Foreign Exchange Commercial Banks)

Desember 2009
Keterangan
Giro
Rupiah
Nominal
Rupiah
Rupiah
Nominal
Komposisi thd
Total DPK (%)
(Composition to
Total Third
Party Funds) (%)
Nominal
Desember 2012
Komposisi thd
Total DPK (%)
(Composition to
Total Third
Party Funds) (%)
Nominal
Juli 2013
Komposisi thd
Total DPK (%)
(Composition to
Total Third
Party Funds) (%)
Nominal
Desember 2013
Komposisi thd
Total DPK (%)
(Composition to
Total Third
Party Funds) (%)
Nominal
Juli 2014
Komposisi thd
Total DPK (%)
(Composition to
Total Third
Party Funds) (%)
Nominal
19,71
195.216
20,02
225.170
19,19
264.982
19,58
282.149
19,91
294.181
18,95
282.477
104.102
13,33
133.895
13,73
166.221
14,17
198.251
14,65
209.168
14,76
204.067
13,15
195.766
Komposisi thd
Total DPK (%)

12,19
Rupiah
49.827
6,38
61.322
6,29
58.949
5,02
66.731
4,93
72.980
5,15
90.113
5,80
86.711
32,56
316.054
32,41
388.030
33,07
461.038
34,07
479.194
33,82
502.864
32,39
514.122
238.632
30,55
294.034
30,15
363.575
30,99
433.712
32,05
445.772
31,46
463.249
29,84
476.106
15.718
2,01
22.020
2,26
24.455
2,08
27.326
2,02
33.422
2,36
39.614
2,55
38.016
372.792
47,73
464.038
47,58
560.098
47,74
627.129
46,35
655.751
46,27
755.341
48,66
808.741
326.063
41,75
407.603
41,79
490.904
41,84
541.950
40,05
555.499
39,20
629.323
40,54
663.229
46.729
5,98
56.435
5,79
69.194
5,90
85.179
6,29
100.252
7,07
126.018
8,12
145.512
9,06
Valas
5,40
Foreign Exchange
32,03 Saving
29,66
Rupiah
2,37
Foreign Exchange
50,38 Time Deposits
41,31
Rupiah
Foreign Exchange
- Periode 1 Month

Rupiah
307.839
26,24
320.362
23,68
324.505
22,90
408.004
26,28
418.927
26,10
Valas
47.742
4,07
49.251
3,64
54.737
3,86
73.030
4,70
84.710
5,28
Rupiah
Foreign Exchange
- Periode 3 Month

Rupiah
107.755
9,18
127.361
9,41
127.112
8,97
130.349
8,40
150.184
9,36
Valas
9.728
0,83
14.451
1,07
19.088
1,35
21.551
1,39
23.046
1,44
Rupiah
Foreign Exchange
- Periode 6 Month

Rupiah
39.826
3,39
54.242
4,01
61.680
4,35
49.986
3,22
50.992
3,18
Valas
5.505
0,47
12.135
0,90
13.575
0,96
16.359
1,05
18.035
1,12
Rupiah
Foreign Exchange

Rupiah
35.483
3,02
39.985
2,95
42.202
2,98
40.984
2,64
43.127
2,69
Rupiah
Valas
6.219
0,53
9.343
0,69
12.851
0,91
15.078
0,97
19.721
1,23
Foreign Exchange
781.072
100,00
975.308
100,00
1.173.297
100,00
1.353.149
100,00
1.417.093
100,00
1.552.385
100,00
1.605.340
Rupiah
668.798
85,63
835.532
85,67
1.020.700
86,99
1.173.913
86,75
1.210.439
85,42
1.296.639
83,53
1.335.101
Valas
112.274
14,37
139.777
14,33
152.597
13,01
179.236
13,25
206.654
14,58
255.746
16,47
270.239
Total DPK
Items
(Composition to
Total Third
Party Funds) (%)
254.350
Valas
Simpanan Berjangka
Komposisi thd
Total DPK (%)
(Composition to
Total Third
Party Funds) (%)
Desember 2011
153.929
Valas
Tabungan
Desember 2010

83,17
Rupiah
16,83
Foreign Exchange
43
Tabel 1.41 Komposisi Dana Pihak Ketiga BUSN Non Devisa
(Composition of Third Party Funds of Non-Foreign Exchange Commercial Banks)

Desember 2009
Keterangan
Komposisi thd
Total DPK (%)
Nominal
Giro
Rupiah
Valas
Tabungan
Rupiah
Valas
Simpanan Berjangka
Rupiah
Valas
Desember 2010
(Composition to
Total Third
Party Funds) (%)
Desember 2011
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third
Party Funds) (%)
Desember 2012
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third
Party Funds) (%)
Juli 2013
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third
Party Funds) (%)
Desember 2013
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third
Party Funds) (%)
Juli 2014
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third
Party Funds) (%)
Komposisi thd
Total DPK (%)
Nominal
Items
(Composition to
Total Third
Party Funds) (%)
2.184
4,96
2.745
4,66
3.634
4,37
5.074
4,86
5.024
4,47
5.844
4,76
5.766
2.183
4,96
2.745
4,66
3.634
4,37
5.074
4,86
5.014
4,47
5.844
4,76
5.764

4,43
Rupiah
0,00
10
0,01
4.161
9,46
6.178
10,48
10.281
12,37
12.794
12,26
14.611
13,01
14.402
11,72
15.609
0,00
4.161
9,46
6.178
10,48
10.281
12,37
12.794
12,26
14.611
13,01
14.402
11,72
15.609
0,00
37.635
85,57
50.026
84,86
69.180
83,25
86.478
82,88
92.639
82,51
102.636
83,52
108.781
37.635
85,57
50.026
84,86
69.180
83,25
86.478
82,88
92.638
82,51
102.636
83,52
108.689
0,00
0,00
92
0,07
83,58 Time Deposits

83,51
Rupiah
Rupiah
36.567
44,01
43.915
42,09
48.121
42,86
61.923
50,39
52.742
40,52
Valas
0,00
Rupiah
18.991
22,86
22.133
21,21
25.070
22,33
24.123
19,63
31.339
24,08
Valas
Foreign Exchange
Rupiah
Foreign Exchange
- Periode 6 Month

Rupiah
11.284
13,58
15.658
15,01
15.563
13,86
12.534
10,20
16.622
12,77
Valas
Rupiah
Foreign Exchange
Valas
Rupiah
- Periode 3 Month
Rupiah
Foreign Exchange
- Periode 1 Month
Total DPK
Foreign Exchange
11,99 Saving
11,99
Rupiah
0,00
Foreign Exchange
Rupiah
2.337
2,81
4.771
4,57
3.885
3,46
4.056
3,30
7.985
6,14
Valas
43.980
100,00
58.950
100,00
83.095
100,00
104.346
100,00
112.274
100,00
122.883
100,00
130.155
43.979
100,00
58.950
100,00
83.095
100,00
104.346
100,00
112.263
99,99
122.883
100,00
130.062
11
0,01
94
Rupiah
Foreign Exchange

99,93
Rupiah
0,07
Foreign Exchange
44
Tabel 1.42 Komposisi Dana Pihak Ketiga BPD
(Composition of Third Party Funds of Regional Development Banks)

Desember 2009
Keterangan
Komposisi thd
Total DPK (%)
Nominal
Giro
Rupiah
Valas
Tabungan
Rupiah
Valas
Simpanan Berjangka
Rupiah
Valas
Desember 2010
(Composition to
Total Third
Party Funds) (%)
Desember 2011
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third
Party Funds) (%)
Desember 2012
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third
Party Funds) (%)
Juli 2013
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third
Party Funds) (%)
Desember 2013
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third
Party Funds) (%)
Juli 2014
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third
Party Funds) (%)
Komposisi thd
Total DPK (%)
Nominal
63.848
41,94
62.196
33,87
88.456
37,59
112.953
40,55
130.740
40,12
107.070
37,21
105.721
63.553
41,74
61.725
33,61
88.094
37,43
112.715
40,47
130.180
39,95
106.398
36,98
105.434

32,00
Rupiah
294
0,19
471
0,26
362
0,15
238
0,09
560
0,17
673
0,23
287
43.728
28,72
53.614
29,20
67.338
28,61
79.968
28,71
72.876
22,36
95.827
33,31
86.537
0,09
43.724
28,72
53.595
29,19
67.318
28,60
79.938
28,70
72.844
22,35
95.786
33,29
86.495
0,00
19
0,01
20
0,01
30
0,01
32
0,01
41
0,01
41
44.673
29,34
67.815
36,93
79.555
33,80
85.614
30,74
122.272
37,52
84.812
29,48
137.260
44.148
29,00
67.365
36,69
78.767
33,47
84.903
30,48
121.263
37,21
83.838
29,14
136.002
525
0,34
450
0,24
787
0,33
711
0,26
1.009
0,31
974
0,34
1.258
0,38
41,65 Time Deposits

41,27
Rupiah
46.523
19,77
37.513
13,47
68.965
21,16
40.872
14,21
75.600
22,94
Valas
673
0,29
468
0,17
931
0,29
854
0,30
1.190
0,36
14.335
6,09
12.214
4,39
22.443
6,89
12.263
4,26
19.469
5,91
Valas
51
0,02
14
0,01
25
0,01
0,00
29
0,01
Foreign Exchange
Rupiah
Foreign Exchange
- Periode 6 Month
Rupiah
12.559
5,34
13.495
4,84
13.590
4,17
16.389
5,70
18.429
5,59
Valas
0,00
27
0,01
0,00
84
0,03
0,00
Rupiah
- Periode 3 Month
Rupiah
Valas
Foreign Exchange
- Periode 1 Month
Rupiah
Rupiah
Foreign Exchange
26,26 Saving
26,25
Rupiah
0,01
Foreign Exchange
Total DPK
Items
(Composition to
Total Third
Party Funds) (%)
Rupiah
Foreign Exchange
Rupiah
5.349
2,27
21.682
7,78
16.266
4,99
14.314
0,01
22.323
6,77
Rupiah
Valas
59
0,03
203
0,07
45
0,01
32
100,00
34
0,01
Foreign Exchange
152.251
100,00
183.624
100,00
235.348
100,00
278.535
100,00
325.888
100,00
287.709
100,00
329.518
151.425
99,46
182.685
99,49
234.179
99,50
277.555
99,65
324.287
99,51
286.021
99,41
327.932
826
0,54
939
0,51
1.169
0,50
980
0,35
1.601
0,49
1.688
0,59
1.586

99,52
Rupiah
0,48
Foreign Exchange
45
Tabel 1.43 Komposisi Dana Pihak Ketiga Bank Campuran
(Composition of Third Party Funds of Joint Venture Banks)

Desember 2009
Keterangan
Nominal
Desember 2010
Komposisi thd
Total DPK (%)
(Composition to
Total Third
Party Funds) (%)
Nominal
Desember 2011
Komposisi thd
Total DPK (%)
(Composition to
Total Third
Party Funds) (%)
Nominal
Desember 2012
Komposisi thd
Total DPK (%)
(Composition to
Total Third
Party Funds) (%)
Nominal
Juli 2013
Komposisi thd
Total DPK (%)
(Composition to
Total Third
Party Funds) (%)
Nominal
Desember 2013
Komposisi thd
Total DPK (%)
(Composition to
Total Third
Party Funds) (%)
Nominal
Juli 2014
Komposisi thd
Total DPK (%)
(Composition to
Total Third
Party Funds) (%)
Nominal
Komposisi thd
Total DPK (%)
Items
(Composition to
Total Third
Party Funds) (%)
21.472
22,66
22.280
22,70
25.396
22,57
34.508
26,05
34.236
23,15
44.293
26,92
38.167
7.136
7,53
7.984
8,13
9.485
8,43
12.226
9,23
13.904
9,40
16.744
10,18
12.458
14.336
15,13
14.295
14,56
15.912
14,14
22.282
16,82
20.332
13,75
27.549
16,74
25.709
16,55
7.418
7,83
14.507
14,78
18.503
16,44
19.292
14,57
21.098
14,26
23.245
14,13
22.442
Rupiah
3.983
4,20
6.156
6,27
8.402
7,47
8.529
6,44
8.720
5,90
10.268
6,24
9.905
Valas
3.436
3,63
8.351
8,51
10.101
8,98
10.763
8,13
12.378
8,37
12.978
7,89
12.537
14,45 Saving
6,38
Rupiah
8,07
Foreign Exchange
Giro
Rupiah
Valas
Tabungan

8,02
Rupiah
Foreign Exchange
65.871
69,51
61.374
62,52
68.642
60,99
78.654
59,38
92.583
62,59
96.995
58,95
94.713
Rupiah
43.203
45,59
40.151
40,90
44.532
39,57
47.948
36,20
54.857
37,09
53.835
32,72
53.695
60,98 Time Deposits

34,57
Rupiah
Valas
22.668
23,92
21.223
21,62
24.110
21,42
30.706
23,18
37.726
25,50
43.160
26,23
41.017
26,41
Simpanan Berjangka
Rupiah
27.920
24,81
26.748
20,19
30.515
24,00
33.557
20,40
27.924
17,98
Valas
15.002
13,33
20.389
15,39
23.339
18,36
28.477
17,31
23.121
14,89
Rupiah
Foreign Exchange
- Periode 3 Month

Rupiah
8.971
7,97
9.285
7,01
12.229
9,62
11.791
7,17
12.729
8,20
Valas
3.725
3,31
3.964
2,99
5.668
4,46
4.910
2,98
8.060
5,19
Rupiah
Foreign Exchange
- Periode 6 Month

Rupiah
4.539
4,03
6.842
5,17
6.927
5,45
5.146
3,13
8.835
5,69
Valas
3.062
2,72
4.743
3,58
6.383
5,02
7.141
4,34
5.376
3,46
Rupiah
Foreign Exchange

Rupiah
3.102
2,76
5.073
3,83
5.186
4,08
3.341
2,03
4.208
2,71
Rupiah
Valas
2.321
2,06
1.611
1,22
2.336
1,84
2.632
1,60
4.460
2,87
Foreign Exchange
94.761
100,00
98.161
100,00
112.541
100,00
132.454
100,00
147.917
100,00
164.533
100,00
155.322
Rupiah
54.321
57,32
54.292
55,31
62.418
55,46
68.704
51,87
77.481
52,38
80.847
49,14
76.058
Valas
40.440
42,68
43.869
44,69
50.123
44,54
63.751
48,13
70.436
47,62
83.686
50,86
79.263
Total DPK
Foreign Exchange
- Periode 1 Month

48,97
Rupiah
51,03
Foreign Exchange
46
Tabel 1.44 Komposisi Dana Pihak Ketiga Bank Asing
(Composition of Third Party Funds of Foreign Owned Banks)

Desember 2009
Keterangan
Nominal
Giro
Rupiah
Valas
Tabungan
Desember 2010
Komposisi thd
Total DPK (%)
(Composition to
Total Third
Party Funds) (%)
Nominal
Desember 2011
Komposisi thd
Total DPK (%)
(Composition to
Total Third
Party Funds) (%)
Nominal
Desember 2012
Komposisi thd
Total DPK (%)
(Composition to
Total Third
Party Funds) (%)
Nominal
Juli 2013
Komposisi thd
Total DPK (%)
(Composition to
Total Third
Party Funds) (%)
Nominal
Desember 2013
Komposisi thd
Total DPK (%)
(Composition to
Total Third
Party Funds) (%)
Nominal
Juli 2014
Komposisi thd
Total DPK (%)
(Composition to
Total Third
Party Funds) (%)
Nominal
51.854
44,10
58.886
47,35
67.199
47,49
77.405
49,80
90.617
54,68
95.338
54,98
90.314
19.242
16,36
24.689
19,85
27.683
19,56
32.996
21,23
36.961
22,30
36.873
21,27
34.742

21,19
Rupiah
32.612
27,73
34.197
27,49
39.516
27,93
44.409
28,57
53.656
32,38
58.465
33,72
55.572
33,89
14,63
19.038
15,31
18.721
13,23
20.715
13,33
19.591
11,82
21.050
12,14
22.622
13,80 Saving
4,77
Rupiah
9,03
Foreign Exchange
6.222
5,29
6.768
5,44
7.195
5,09
7.858
5,06
7.164
4,32
6.713
3,87
7.817
10.982
9,34
12.270
9,87
11.526
8,15
12.857
8,27
12.428
7,50
14.336
8,27
14.806
Simpanan Berjangka
48.537
41,28
46.452
37,35
55.572
39,28
57.310
36,87
55.504
33,49
57.008
32,88
51.049
Rupiah
32.267
27,44
34.265
27,55
38.522
27,23
39.133
25,18
40.730
24,58
41.111
23,71
38.076
Valas
16.270
13,84
12.187
9,80
17.050
12,05
18.176
11,69
14.774
8,92
15.897
9,17
12.973
7,91
Foreign Exchange
31,13 Time Deposits

23,22
Rupiah
Foreign Exchange
- Periode 1 Month

Rupiah
25.177
17,79
25.315
16,29
26.357
15,91
25.022
14,43
19.671
12,00
Valas
12.382
8,75
12.011
7,73
9.791
5,91
11.660
6,72
8.771
5,35
Rupiah
Foreign Exchange
- Periode 3 Month

Rupiah
9.237
6,53
8.962
5,77
7.329
4,42
11.553
6,66
11.677
7,12
Valas
2.987
2,11
3.673
2,36
3.233
1,95
2.397
1,38
2.235
1,36
Rupiah
Foreign Exchange
- Periode 6 Month

Rupiah
2.654
1,88
3.110
2,00
4.887
2,95
3.107
1,79
4.874
2,97
Valas
1.010
0,71
1.910
1,23
1.169
0,71
1.188
0,69
1.318
0,80
Rupiah
Foreign Exchange

Rupiah
1.453
1,03
1.746
1,12
2.157
1,30
1.429
0,82
1.853
1,13
Rupiah
Valas
670
0,47
583
0,38
581
0,35
651
0,38
649
0,40
Foreign Exchange
117.594
100,00
124.376
100,00
141.491
100,00
155.430
100,00
165.712
100,00
173.395
100,00
163.985
Rupiah
57.731
49,09
65.722
52,84
73.399
51,88
79.987
51,46
84.855
51,21
84.697
48,85
80.634
Valas
59.864
50,91
58.653
47,16
68.092
48,12
75.443
48,54
80.858
48,79
88.698
51,15
83.351
Total DPK
Items
17.203
Valas
Rupiah
Komposisi thd
Total DPK (%)
(Composition to
Total Third
Party Funds) (%)

49,17
Rupiah
50,83
Foreign Exchange
47
Tabel 1.45 Komposisi DPK Bank Umum Berdasarkan Lokasi Penghimpunan Dana Juli 2014
( Composition of Third Party Funds of Commercial Banks Based on Location - July 2014)
Giro
Tabungan
Deposito
Total DPK
(Demand Deposits)
(Saving Deposits)
(Time Deposits)
(Total Third Party Funds)
Lokasi
Valas (Foreign
Rupiah
Exchange)
Valas (Foreign
Rupiah
Exchange)
Valas (Foreign
Rupiah
Exchange)
Valas (Foreign
Rupiah
Exchange)
Pangsa Thd Total

DPK (%)
Location
(Portion to Total
Third Party (%)
Total
1. Jawa Barat
37.783
8.895
127.649
6.785
120.317
11.387
285.748
27.067
312.815
8,26
1. Jawa Barat
2. Banten
18.538
4.642
38.728
2.098
46.711
4.568
103.978
11.308
115.286
3,04
2. Banten
277.125
204.801
294.312
53.770
869.894
209.115
1.441.330
467.685
1.909.016
50,41
4.217
488
20.292
598
12.639
466
37.148
1.553
38.701
1,02
4. D.I Yogyakarta
5. Jawa Tengah
20.391
2.899
86.484
3.058
58.413
4.011
165.289
9.968
175.257
4,63
5. Jawa Tengah
6. Jawa Timur
38.637
10.650
143.003
8.393
133.950
15.170
315.590
34.213
349.804
9,24
6. Jawa Timur
7. Bengkulu
1.631
62
4.728
29
1.828
19
8.187
110
8.297
0,22
7. Bengkulu
8. Jambi
2.245
328
11.061
261
7.193
104
20.498
694
21.192
0,56
8. Jambi
9. Aceh
5.245
74
11.898
101
6.598
73
23.741
248
23.989
0,63
19.714
4.064
61.668
3.741
60.503
13.392
141.884
21.198
163.082
4,31
10. Sumatera Utara
3. DKI Jakarta
4. D.I Yogyakarta
10. Sumatera Utara
3. DKI Jakarta
9. Aceh
4.010
453
13.876
263
9.593
138
27.478
854
28.332
0,75
11. Sumatera Barat
12.504
1.153
27.195
663
16.876
428
56.575
2.244
58.819
1,55
12. Riau
14. Sumatera Selatan
5.522
1.740
24.621
1.024
20.446
738
50.588
3.502
54.090
1,43
15. Bangka Belitung
1.483
374
6.670
118
4.029
77
12.182
569
12.751
0,34
15. Bangka Belitung
13. Kepulauan Riau
6.450
6.122
13.815
2.768
6.281
2.527
26.545
11.417
37.962
1,00
13. Kepulauan Riau
16. Lampung
4.186
325
14.475
302
6.924
221
25.585
848
26.432
0,70
16. Lampung
17. Kalimantan Selatan
8.015
698
18.718
439
9.375
219
36.108
1.356
37.464
0,99
18. Kalimantan Barat
5.954
432
19.815
474
10.604
203
36.373
1.108
37.481
0,99
19. Kalimantan Timur
15.830
2.752
34.199
2.286
26.671
2.743
76.700
7.781
84.481
2,23
20. Kalimantan Tengah
4.236
127
8.370
73
4.525
58
17.132
259
17.390
0,46
21. Sulawesi Tengah
2.265
42
6.935
60
2.335
24
11.535
126
11.660
0,31
21. Sulawesi Tengah
22. Sulawesi Selatan
7.910
787
33.122
611
18.581
831
59.612
2.228
61.840
1,63
23. Sulawesi Utara
2.574
212
8.174
501
6.797
254
17.545
968
18.513
0,49
23. Sulawesi Utara
24. Gorontalo
363
1.799
16
1.085
28
3.247
47
3.294
0,09
24. Gorontalo
25. Sulawesi Barat
714
1.942
292
2.948
2.950
0,08
25. Sulawesi Barat
26. Sulawesi Tenggara
2.719
27
6.037
89
2.446
15
11.201
132
11.333
0,30
27. Nusa Tenggara Barat
1.774
60
8.685
146
4.538
48
14.997
255
15.252
0,40
28. Bali
9.611
2.496
29.019
2.626
21.768
780
60.398
5.902
66.300
1,75
28. Bali
29. Nusa Tenggara Timur
3.988
19
8.888
107
4.796
40
17.672
166
17.838
0,47
30. Maluku
2.024
32
4.702
45
2.908
50
9.634
127
9.761
0,26
30. Maluku
31. Papua
9.106
435
12.724
226
8.243
106
30.074
767
30.841
0,81
31. Papua
832
45
2.919
20
1.008
12
4.759
77
4.836
0,13
32. Maluku Utara
3.754
15
4.346
69
2.295
51
10.395
136
10.530
0,28
33. Papua Barat
17
2.880
39
1.078
41
5.408
97
9.365
9.462
0,25
34. Lainnya
541.366
258.134
1.110.904
92.838
1.510.504
273.306
3.162.774
624.278
3.787.052
100
11. Sumatera Barat

12. Riau
32. Maluku Utara

33. Papua Barat
34. Lainnya
Total
Total
48
Tabel 1.46 Penghimpunan DPK Bank Umum Berdasarkan Lokasi Bank Penghimpun Dana
(Third Party Funds of Commercial Banks Based on Location of Deposits)

2012
2013
2014
Location
Lokasi
Des
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
262.433
262.286
272.114
275.893
277.335
274.398
285.343
290.483
288.858
88.496
89.124
90.876
91.753
92.411
96.176
99.023
101.458
100.998
292.379
300.671
294.968
295.809
295.610
312.220
307.020
317.542
312.815
1. Jawa Barat
100.665
105.532
104.964
108.104
111.463
112.798
113.167
115.260
115.286
1.629.585
1.636.099
1.659.401
1.707.249
1.707.728
1.723.701
1.749.024
1.769.512
2. Banten
1.776.536
1.796.490
1.860.446
1.805.368
1.807.808
1.820.117
1.851.159
1.906.685
1.913.072
1.909.016
32.501
33.086
33.597
33.738
34.199
34.597
35.237
36.087
36.188
36.678
37.073
37.116
37.309
37.529
37.983
38.211
38.982
38.701
5. Jawa Tengah
145.257
146.362
148.214
149.491
152.013
153.896
156.054
162.827
160.723
164.096
167.398
165.445
167.353
168.737
172.626
173.434
178.421
175.257
6. Jawa Timur
292.224
293.347
296.088
298.121
300.502
5. Jawa Tengah
302.910
307.466
317.370
315.772
324.152
335.308
333.362
333.588
332.446
338.059
340.315
350.744
349.804
7.368
7.569
7.895
7.831
6. Jawa Timur
8.070
8.165
8.115
8.379
8.229
8.222
7.680
7.841
7.908
7.997
8.435
8.551
8.939
8.297
8. Jambi
17.945
18.376
18.741
18.458
19.155
18.579
18.367
19.521
19.478
19.378
19.415
19.667
19.834
20.069
20.442
21.072
22.307
21.192
9. Aceh
21.969
21.788
24.085
23.681
23.736
22.995
22.328
26.141
25.092
26.211
24.263
23.701
23.544
23.234
25.719
25.415
26.236
23.989
10. Sumatera Utara
139.259
137.289
136.560
135.615
139.131
137.291
140.796
147.985
146.517
147.898
155.204
156.039
156.675
157.493
160.206
163.019
166.571
163.082
10. Sumatera Utara
11. Sumatera Barat

12. Riau
25.623
26.405
26.589
26.335
25.906
25.914
26.045
26.780
26.977
27.070
26.281
26.639
27.076
27.487
28.191
28.428
29.548
28.332
11. Sumatera Barat
52.243
52.754
54.797
53.913
55.990
55.243
54.145
56.878
56.425
55.581
55.524
54.279
54.201
54.466
54.267
56.719
60.795
58.819
12. Riau
13. Sumatera Selatan*)
54.244
53.011
53.803
52.443
53.982
52.643
51.422
53.833
53.226
52.833
53.688
52.808
52.798
52.315
52.684
53.021
55.629
54.090
14. Bangka Belitung
12.172
12.612
12.739
12.429
12.663
12.264
12.283
12.693
12.424
12.310
11.828
12.063
12.336
12.239
12.422
12.944
13.286
12.751
14. Bangka Belitung
15. Kepulauan Riau*)
28.804
30.406
31.575
31.493
32.289
32.823
33.690
35.589
35.235
36.243
38.392
37.739
37.402
36.701
37.859
37.765
39.798
37.962
15. Kepulauan Riau
16. Lampung
22.612
23.201
23.722
23.951
24.349
24.137
24.363
25.525
25.892
26.118
25.642
25.609
25.753
25.854
26.716
26.756
28.358
26.432
16. Lampung
34.118
34.489
35.290
35.254
35.795
35.255
34.480
36.299
36.011
36.117
36.447
36.606
36.869
36.503
36.917
37.606
38.908
37.464
32.000
32.407
32.849
33.243
33.509
33.921
33.578
34.720
34.831
35.466
36.273
35.920
36.254
36.407
37.432
37.671
38.648
37.481
79.992
82.037
84.299
82.534
85.228
84.958
83.557
88.869
86.432
85.001
85.407
82.326
80.807
80.152
78.765
83.051
87.680
84.481
14.285
15.497
15.841
15.843
16.247
16.164
15.908
16.738
16.534
16.245
16.023
16.003
16.139
16.575
16.785
17.376
18.495
17.390
21. Sulawesi Tengah
10.022
10.442
10.745
10.837
10.924
10.927
10.704
11.364
11.273
11.280
11.330
11.498
11.672
11.877
12.190
12.236
12.676
11.660
21. Sulawesi Tengah
54.453
53.884
54.292
54.212
55.320
55.636
56.464
58.924
58.841
59.753
61.163
60.292
60.287
59.902
61.265
61.069
63.325
61.840
23. Sulawesi Utara
16.407
16.402
16.803
16.837
16.963
17.152
17.039
17.626
17.537
17.720
17.481
17.638
17.681
17.891
18.405
18.628
19.455
18.513
23. Sulawesi Utara
24. Gorontalo*)
2.990
3.162
3.233
3.196
3.178
3.186
3.112
3.361
3.340
3.331
3.100
3.288
3.338
3.412
3.572
3.503
3.633
3.294
24. Gorontalo
25. Sulawesi Barat*)
2.585
2.725
2.848
2.837
2.886
2.880
2.875
3.065
3.129
3.185
2.868
3.016
2.987
2.991
3.121
3.198
3.270
2.950
25. Sulawesi Barat
26. Sulawesi Tenggara*)
9.870
10.578
10.906
10.985
10.854
10.738
10.780
11.284
11.502
11.665
11.033
11.311
11.559
11.502
11.890
11.850
12.166
11.333
12.734
12.749
13.743
13.502
13.378
13.588
13.511
14.318
14.442
14.648
14.445
14.607
14.430
14.451
15.255
15.276
15.936
15.252
28. Bali
54.948
55.982
56.344
56.645
57.840
59.042
60.237
62.259
62.329
63.616
64.234
64.223
64.339
63.896
64.878
64.996
66.500
66.300
28. Bali
14.884
15.351
15.594
15.602
15.836
15.906
15.546
15.923
16.251
16.694
16.402
16.924
16.940
17.078
17.806
17.847
18.791
17.838
8.340
8.504
8.661
8.720
8.724
8.790
8.713
9.061
9.076
9.359
9.379
9.613
9.549
9.533
9.675
9.971
10.243
9.761
27.148
26.162
28.160
28.247
28.647
30.104
29.791
30.065
29.567
30.255
29.424
29.322
29.377
29.047
31.400
31.887
32.670
30.841
32. Maluku Utara
4.425
4.793
4.923
4.847
4.744
4.729
4.757
4.923
4.823
5.012
4.831
5.203
5.086
5.080
5.093
5.143
5.356
4.836
33. Papua Barat
8.284
8.871
8.995
8.811
9.607
9.173
9.996
10.474
10.176
10.091
10.906
10.649
10.288
10.134
10.060
10.363
11.535
10.530
34. Lainnya
4.976
5.387
5.030
5.113
5.133
5.048
5.457
5.856
6.228
7.602
8.876
8.650
8.519
7.875
8.468
9.283
9.725
9.462
3.225.198
3.243.136
3.299.350
3.349.660
3.374.272
3.392.927
3.440.207
3.526.188
3.520.890
3.563.362
3.663.968
3.594.697
3.603.620
3.618.061
3.694.765
3.763.474
3.834.503
3.787.052
1. Jawa Barat
2. Banten
3. DKI Jakarta
4. D.I Yogyakarta
7. Bengkulu
30. Maluku
31. Papua
Total
Nov
3. DKI Jakarta
4. D.I Yogyakarta
7. Bengkulu
8. Jambi
9. Aceh
30. Maluku
31. Papua
32. Maluku Utara
33. Papua Barat
34. Others
Total
49
Tabel 1.47 Suku Bunga Rata-rata DPK Bank Umum
(Average of Interest Rate of Third Party Funds of Commercial Banks)

Persen (Percent)
2012
2013
2014
Items
Keterangan
Des
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Demand Deposits
Giro
Rupiah
2,12
2,14
2,16
2,19
2,13
2,17
2,10
2,14
2,15
2,16
2,15
2,12
2,12
2,18
2,23
2,21
2,30
2,32
2,18
Valas
0,37
0,34
0,34
0,36
0,36
0,36
0,36
0,37
0,38
0,36
0,38
0,42
0,38
0,37
0,37
0,38
0,39
0,36
0,38
- Rupiah
- Foreign Exchange
Saving
Tabungan
Rupiah
1,91
1,87
1,86
1,86
1,98
1,99
1,98
1,99
1,99
1,98
1,98
2,01
2,00
2,00
2,00
2,01
1,88
1,88
1,86
Valas
0,34
0,32
0,30
0,30
0,32
0,33
0,33
0,31
0,31
0,30
0,31
0,32
0,30
0,29
0,29
0,30
0,31
0,27
0,28
- Rupiah
- Foreign Exchange
Time Deposits
Simpanan Berjangka
- 1 Month Time Deposits
- Simpanan Berjangka 1 bln

Rupiah
5,59
5,56
5,48
5,45
5,48
5,55
5,87
6,13
6,67
6,99
7,20
7,72
7,77
7,87
7,96
8,03
8,19
8,34
8,44
Valas
1,57
1,58
1,50
1,49
1,42
1,42
1,52
1,57
1,63
1,69
1,76
1,81
1,90
1,92
1,90
1,92
1,80
1,85
1,93
Rupiah
Foreign Exchange

Rupiah
5,90
6,00
5,91
5,90
5,90
5,89
6,11
6,28
6,63
7,13
7,53
8,03
8,38
8,58
8,65
8,79
9,06
9,28
9,42
Valas
1,91
2,01
2,05
2,07
1,92
1,69
2,02
1,81
1,80
1,87
2,20
2,26
2,28
2,41
2,34
2,41
2,35
2,37
2,35
Rupiah
Foreign Exchange

Rupiah
6,04
6,09
6,06
6,07
6,06
6,06
6,17
6,27
6,51
6,83
7,07
7,37
7,70
8,07
8,24
8,53
8,86
9,02
9,07
Valas
2,33
2,26
2,31
2,32
2,29
2,17
2,39
2,23
2,24
2,20
2,18
2,17
2,18
2,17
2,14
2,19
2,27
2,25
2,26
Rupiah
Foreign Exchange
- 12 >= Month Time Deposits
- Simpanan Berjangka >= 12 bln

Rupiah
6,05
5,88
5,82
5,79
5,77
5,88
5,92
6,11
6,34
6,54
6,95
7,14
7,19
7,33
7,52
7,83
8,18
8,36
8,51
Rupiah
Valas
1,97
2,09
2,15
2,08
2,10
2,02
2,16
2,09
2,09
2,11
2,07
2,07
2,08
2,11
2,23
2,21
2,25
2,26
2,26
Foreign Exchange
50
Tabel 1.48 Suku Bunga Rata-rata DPK Bank Persero
(Average of Interest Rate of Third Party Funds of State Owned Banks)

Persen (Percent)
2012
2013
2014
Items
Keterangan
Des
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Demand Deposits
Giro
Rupiah
2,08
1,93
1,90
2,03
1,92
2,08
1,96
2,06
1,92
2,04
1,89
2,00
1,88
2,03
1,95
2,04
2,12
2,16
1,94
Valas
0,15
0,18
0,17
0,19
0,25
0,24
0,21
0,21
0,20
0,21
0,25
0,18
0,18
0,19
0,17
0,19
0,16
0,18
0,16
- Rupiah
- Foreign Exchange
Saving
Tabungan
Rupiah
1,59
1,56
1,57
1,56
1,55
1,57
1,55
1,57
1,59
1,57
1,57
1,58
1,56
1,57
1,58
1,57
1,57
1,59
1,56
Valas
0,22
0,22
0,22
0,22
0,22
0,22
0,23
0,22
0,22
0,22
0,22
0,22
0,22
0,22
0,22
0,22
0,22
0,22
0,24
- Rupiah
- Foreign Exchange
Time Deposits
Simpanan Berjangka

Rupiah
5,23
5,11
5,09
5,03
5,00
5,23
5,36
5,72
6,22
6,52
6,69
7,16
7,22
7,38
7,55
7,72
7,61
7,90
8,08
Valas
0,97
0,59
0,51
0,59
0,54
0,76
0,65
0,83
0,94
0,99
1,01
1,14
1,37
1,33
1,35
1,36
1,26
1,37
1,33
Rupiah
Foreign Exchange

Rupiah
5,54
5,54
5,54
5,50
5,48
5,59
5,82
6,01
6,37
6,80
6,99
7,60
8,05
8,36
8,41
8,55
8,70
9,08
9,36
Valas
1,11
0,66
0,72
0,76
0,90
1,05
0,92
1,06
1,06
1,06
1,29
1,37
1,23
1,15
0,87
1,09
1,14
1,13
1,03
Rupiah
Foreign Exchange

Rupiah
5,53
5,53
5,53
5,53
5,51
5,58
5,63
5,77
6,00
6,39
6,49
6,82
7,09
7,49
7,66
7,83
8,17
8,64
8,85
Valas
1,99
1,86
1,77
1,67
1,63
1,57
1,24
1,46
1,44
1,40
1,36
1,38
1,37
1,37
1,35
1,29
1,40
1,40
1,35
Rupiah
Foreign Exchange

Rupiah
5,91
5,47
5,46
5,46
5,45
5,81
5,67
6,18
6,50
6,67
7,31
7,43
7,39
7,49
7,93
8,09
8,40
8,54
8,74
Rupiah
Valas
1,65
0,90
0,64
0,65
0,64
1,65
0,61
1,65
1,65
1,67
1,68
1,68
1,66
1,66
1,67
1,61
1,59
1,62
1,61
Foreign Exchange
51
Tabel 1.49 Suku Bunga Rata-rata DPK BUSN Devisa
(Average of Interest Rate of Third Party Funds of Foreign Exchange Commercial Banks)
Persen (Percent)
2012
2013
2014
Items
Keterangan
Des
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Demand Deposits
Giro
Rupiah
1,91
1,90
1,92
1,90
1,89
1,90
1,88
1,91
1,91
1,88
1,91
1,95
1,96
2,04
2,08
2,00
2,13
2,06
2,08
Valas
0,50
0,47
0,46
0,47
0,46
0,50
0,51
0,53
0,55
0,53
0,53
0,62
0,56
0,54
0,53
0,55
0,60
0,54
0,58
- Rupiah
- Foreign Exchange
Saving
Tabungan
Rupiah
2,11
2,03
2,03
2,04
2,33
2,35
2,33
2,34
2,33
2,33
2,33
2,40
2,39
2,39
2,38
2,40
2,11
2,09
2,08
Valas
0,46
0,40
0,40
0,41
0,42
0,45
0,44
0,42
0,42
0,40
0,41
0,44
0,42
0,39
0,40
0,41
0,45
0,37
0,38
- Rupiah
- Foreign Exchange
Time Deposits
Simpanan Berjangka

Rupiah
5,69
5,67
5,63
5,62
5,66
5,75
6,12
6,40
6,96
7,27
7,48
7,95
8,04
8,14
8,16
8,23
8,54
8,64
8,67
Valas
1,94
1,94
1,94
1,90
1,88
1,96
2,05
2,14
2,16
2,19
2,22
2,39
2,36
2,32
2,29
2,38
2,33
2,38
2,49
Rupiah
Foreign Exchange

Rupiah
5,86
5,98
5,97
5,95
5,93
5,91
6,12
6,35
6,68
7,27
7,70
8,12
8,38
8,50
8,58
8,84
9,25
9,46
9,54
Valas
2,32
2,29
2,37
2,45
2,43
2,42
2,55
2,50
2,49
2,58
2,64
2,62
2,75
2,78
2,73
2,73
2,65
2,67
2,63
Rupiah
Foreign Exchange

Rupiah
5,75
5,83
5,86
5,93
5,95
5,98
6,08
6,21
6,43
6,72
6,96
7,21
7,62
7,91
8,11
8,42
8,80
8,99
9,08
Valas
2,63
2,59
2,64
2,63
2,60
2,61
2,59
2,66
2,66
2,63
2,65
2,65
2,70
2,75
2,76
2,78
2,72
2,70
2,69
Rupiah
Foreign Exchange

Rupiah
5,48
5,41
5,40
5,41
5,47
5,50
5,67
5,63
5,77
6,02
6,21
6,49
6,62
6,78
6,92
7,09
7,47
7,72
7,88
Rupiah
Valas
2,22
2,30
2,34
2,28
2,32
2,32
2,39
2,45
2,45
2,45
2,38
2,42
2,44
2,47
2,56
2,56
2,62
2,61
2,61
Foreign Exchange
52
Tabel 1.50 Suku Bunga Rata-rata DPK BUSN Non Devisa
(Average of Interest Rate of Third Party Funds of Non-Foreign Exchange Commercial Banks)
Persen (Percent)
2012
2013
2014
Items
Keterangan
Des
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Demand Deposits
Giro
Rupiah
Valas
3,25
3,02
3,37
3,26
3,18
3,15
3,05
3,43
3,33
3,55
3,33
4,48
3,73
3,78
3,51
3,65
3,99
3,84
3,86
Valas
3,70
3,78
4,17
4,18
4,13
4,11
4,08
4,14
4,41
4,43
4,33
4,33
4,27
4,22
4,23
4,33
4,23
4,33
4,24
6,90
6,62
5,83
5,75
5,78
5,78
5,98
6,28
7,02
7,29
7,65
8,50
8,27
8,05
8,51
8,14
9,46
9,55
10,00
Valas
7,22
7,05
6,25
6,26
6,28
6,40
6,55
6,68
7,04
7,31
7,86
8,55
8,91
9,16
9,25
9,15
9,91
9,97
10,17
Valas
7,45
7,47
7,40
7,35
7,32
7,32
7,39
7,47
7,85
8,14
8,39
8,88
9,28
9,52
9,35
9,98
10,32
10,32
10,32
Valas
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange

Rupiah
Foreign Exchange

Rupiah
Rupiah

Rupiah
- Foreign Exchange
Valas
- Rupiah
Time Deposits
Simpanan Berjangka
Rupiah
- Foreign Exchange
Saving
Tabungan
Rupiah
- Rupiah
7,67
7,50
7,21
7,18
7,11
7,18
7,08
7,31
7,52
7,66
8,00
8,40
8,68
8,69
6,46
9,02
9,51
9,65
9,66
Rupiah
Foreign Exchange
53
Tabel 1.51 Suku Bunga Rata-rata DPK Bank Pembangunan Daerah
(Average of Interest Rate of Third Party Funds of Regional Development Banks)

Persen (Percent)
2012
2013
2014
Items
Keterangan
Des
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Demand Deposits
Giro
Rupiah
2,67
2,89
2,87
2,80
2,72
2,74
2,67
2,68
2,72
2,67
2,68
2,44
2,72
2,72
2,77
2,74
2,77
2,80
2,69
Valas
0,47
0,30
0,33
0,35
0,42
0,44
0,38
0,37
0,40
0,40
0,40
0,44
0,50
0,51
0,42
0,62
0,46
0,46
0,44
- Rupiah
- Foreign Exchange
Saving
Tabungan
Rupiah
2,54
2,54
2,46
2,40
2,38
2,37
2,32
2,31
2,30
2,28
2,27
2,31
2,30
2,30
2,36
2,33
2,23
2,22
2,20
Valas
0,58
0,57
0,58
0,58
0,57
0,59
0,60
0,58
0,61
0,60
0,56
0,56
0,56
0,57
0,56
0,59
0,56
0,56
0,55
- Rupiah
- Foreign Exchange
Time Deposits
Simpanan Berjangka

Rupiah
6,08
5,86
5,82
5,78
5,77
5,78
5,89
6,15
6,38
6,79
6,91
7,76
7,77
7,97
8,07
8,12
7,71
7,74
7,69
Valas
2,11
1,60
1,86
2,01
1,93
1,82
1,96
1,90
2,12
2,22
2,16
2,66
2,73
3,02
2,75
2,72
2,43
2,59
2,85
Rupiah
Foreign Exchange

Rupiah
6,57
6,52
6,21
6,33
6,35
6,31
6,36
6,42
6,77
7,01
7,37
8,06
8,72
9,01
9,01
8,81
8,58
8,51
8,54
Valas
1,40
1,41
1,34
1,01
1,55
1,35
1,41
1,28
1,79
1,81
1,91
1,06
1,10
2,65
2,38
1,11
1,13
1,61
1,65
Rupiah
Foreign Exchange

Rupiah
6,76
6,55
6,46
6,44
6,48
6,39
6,42
6,63
6,88
7,08
7,42
7,73
7,90
8,49
8,65
8,83
9,25
9,07
8,77
Valas
1,69
1,47
1,32
1,01
1,01
1,04
1,18
1,24
1,28
1,29
1,37
1,91
1,86
1,16
0,99
1,01
1,00
1,21
1,13
Rupiah
Foreign Exchange

Rupiah
6,96
6,77
6,67
6,64
6,55
6,54
6,48
6,57
6,80
7,03
7,13
7,31
7,45
7,72
7,84
8,24
8,46
8,58
8,63
Rupiah
Valas
0,96
1,03
1,05
1,04
1,12
1,13
1,05
1,03
1,05
1,05
1,08
1,07
1,11
1,10
1,16
1,19
1,08
1,12
1,06
Foreign Exchange
54
Tabel 1.52 Suku Bunga Rata-rata DPK Bank Campuran
(Average of Interest Rate of Third Party Funds of Joint Venture Banks)

Persen (Percent)
2012
2013
2014
Items
Keterangan
Des
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Demand Deposits
Giro
Rupiah
1,70
1,57
1,62
1,77
1,93
1,60
1,80
1,62
1,92
1,94
1,99
1,57
1,51
1,40
2,24
1,81
1,91
1,97
2,23
Valas
0,55
0,53
0,51
0,59
0,45
0,44
0,43
0,52
0,48
0,47
0,55
0,56
0,53
0,52
0,61
0,70
0,64
0,58
0,68
- Rupiah
- Foreign Exchange
Saving
Tabungan
Rupiah
2,14
2,22
2,24
2,24
2,24
2,17
2,08
1,99
2,10
1,97
1,97
1,92
1,86
2,10
1,90
2,11
2,18
2,11
2,25
Valas
0,19
0,21
0,15
0,20
0,23
0,21
0,21
0,21
0,20
0,19
0,23
0,21
0,21
0,20
0,18
0,19
0,17
0,17
0,17
- Rupiah
- Foreign Exchange
Time Deposits
Simpanan Berjangka

Rupiah
5,66
5,59
5,65
5,67
5,61
5,79
6,07
6,27
6,90
7,20
7,49
7,93
7,75
8,06
8,36
8,20
8,20
8,47
8,52
Valas
2,05
2,01
1,99
1,94
1,81
1,82
1,82
1,88
1,93
1,99
2,03
2,07
2,05
2,04
2,15
1,84
1,73
1,74
1,82
Rupiah
Foreign Exchange

Rupiah
6,17
6,17
6,16
6,20
6,24
6,25
6,43
6,63
6,88
7,36
8,01
8,49
8,77
8,84
8,87
9,05
9,12
9,11
9,10
Valas
1,71
1,78
1,78
1,72
1,65
1,68
1,84
1,82
1,94
1,97
1,95
2,00
1,95
2,04
2,20
2,22
2,21
2,28
2,32
Rupiah
Foreign Exchange

Rupiah
6,64
6,52
6,37
6,15
6,04
6,02
6,14
6,23
6,30
6,66
7,23
7,73
8,27
8,73
9,07
9,08
9,21
9,17
9,13
Valas
2,65
2,62
2,60
2,61
2,53
2,59
2,54
2,53
2,71
2,69
2,70
2,72
2,75
2,65
2,46
2,38
2,40
2,18
2,17
Rupiah
Foreign Exchange

Rupiah
6,76
6,79
6,78
6,77
6,72
6,72
6,71
6,70
6,75
6,76
6,80
7,12
7,22
7,33
7,37
7,76
8,27
8,53
8,65
Rupiah
Valas
2,24
2,21
2,33
2,34
2,22
2,23
2,27
2,26
2,35
2,39
2,41
2,37
2,35
2,27
2,50
2,49
2,67
2,62
2,64
Foreign Exchange
55
Tabel 1.53 Suku Bunga Rata-rata DPK Bank Asing
(Average of Interest Rate of Third Party Funds of Foreign Owned Banks)

Persen (Percent)
2012
2013
2014
Items
Keterangan
Des
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Demand Deposits
Giro
Rupiah
1,71
1,48
1,68
1,91
1,75
1,61
1,79
1,77
1,91
2,40
2,72
2,92
2,21
2,04
2,29
2,09
1,84
2,20
2,11
Valas
0,52
0,32
0,41
0,38
0,42
0,40
0,35
0,40
0,36
0,33
0,38
0,37
0,33
0,30
0,30
0,24
0,20
0,20
0,22
- Rupiah
- Foreign Exchange
Saving
Tabungan
Rupiah
1,17
1,08
1,08
1,09
1,04
1,01
1,02
1,14
1,14
1,19
1,21
1,16
1,11
1,17
1,19
1,14
1,18
1,12
1,15
Valas
0,24
0,35
0,13
0,13
0,16
0,17
0,15
0,15
0,14
0,14
0,14
0,14
0,12
0,12
0,11
0,11
0,10
0,11
0,11
- Rupiah
- Foreign Exchange
Time Deposits
Simpanan Berjangka

Rupiah
4,52
4,46
4,60
4,52
4,57
4,70
5,21
5,71
6,48
6,93
6,99
7,20
7,32
7,50
7,26
7,18
6,88
6,63
7,15
Valas
1,57
1,09
1,04
0,65
0,66
0,41
0,51
0,52
0,60
0,59
0,48
0,83
0,67
0,75
0,59
0,59
0,58
0,54
0,56
Rupiah
Foreign Exchange

Rupiah
5,06
5,20
5,16
4,86
4,85
4,89
5,22
5,60
6,27
7,33
7,94
8,24
8,52
8,71
8,75
8,68
8,65
8,63
8,57
Valas
1,65
1,66
1,49
1,32
1,53
1,32
1,38
1,29
1,36
1,26
1,27
1,21
1,25
1,33
1,30
1,25
1,20
1,19
1,23
Rupiah
Foreign Exchange

Rupiah
4,90
5,41
5,42
5,29
5,20
5,35
5,42
5,46
5,67
6,38
6,72
7,18
7,62
7,99
8,28
8,60
8,71
8,76
8,81
Valas
0,90
0,89
1,16
1,12
0,99
1,00
1,04
1,13
1,18
1,18
1,13
1,01
1,01
1,01
1,02
0,96
0,99
0,96
0,97
Rupiah
Foreign Exchange

Rupiah
5,70
5,70
5,63
5,58
5,52
5,81
5,99
6,13
6,18
6,28
6,24
6,40
6,79
7,13
7,71
8,05
8,41
8,65
8,95
Rupiah
Valas
2,03
1,01
1,48
1,33
1,35
1,20
1,18
1,18
1,02
0,96
0,93
0,86
0,85
0,74
0,78
0,63
0,64
0,66
0,69
Foreign Exchange
56
Tabel 1.54 Suku Bunga Rata-rata Kredit Bank Umum Kepada Pihak Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Average of Credit Interest Rate of Commercial Banks to Parties Non Bank Based on Industrial Origin and Non Industrial Origin Credit Recipients)
Persen (Percent)
Keterangan
2012
Des
2013
Mar
Apr
Mei
Jun
Jul
2014
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
1. Pertanian, perburuan dan Kehutanan

Rupiah
Valas
2. Perikanan
Rupiah
Valas
3. Pertambangan dan Penggalian
Rupiah
Valas
4. Industri Pengolahan
Rupiah
Valas
5. Listrik, gas dan air
Rupiah
Valas
6. Konstruksi
Rupiah
Valas
7. Perdagangan Besar dan Eceran
Rupiah
Valas
8. Penyediaan akomodasi dan penyediaan makan
Rupiah
Valas
9. Transportasi, pergudangan dan komunikasi
Rupiah
Valas
10. Perantara Keuangan
Rupiah
Valas
11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan
Rupiah
Valas
12. Admistrasi Pemerintahan, Pertahanan dan Jaminan
Sosial Wajib
Rupiah
Valas
13. Jasa Pendidikan
Rupiah
Valas
14. Jasa Kesehatan dan Kegiatan Sosial
Rupiah
Valas
15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan
Perorangan lainnya
Rupiah
Valas
16. Jasa Perorangan yang Melayani Rumah Tangga
Rupiah
Valas
17. Badan Internasional dan Badan Ekstra Internasional
Lainnya
Rupiah
Valas
18. Kegiatan yang belum jelas batasannya
Rupiah
Valas
Penerima Kredit Bukan Lapangan Usaha
Rumah Tangga
- Untuk Pemilikan Rumah Tinggal
Rupiah
Valas
- Untuk Pemilikan Flat atau Apartemen
Rupiah
Valas
- Untuk Pemilikan Ruko atau Rukan
Rupiah
Valas
- Untuk Pemilikan Kendaraan Bermotor
Rupiah
Valas
- Untuk Pemilikan Peralatan Rumah Tangga Lainnya
Rupiah
Valas
- Bukan Lapangan Usaha Lainnya
Rupiah
Valas
Items
Credit Recipients Industrial Origin
Penerima Kredit Lapangan Usaha

11,32
4,59
11,34
4,78
11,32
4,47
11,30
4,47
11,11
4,51
11,24
4,68
11,29
4,75
11,41
4,50
11,60
4,47
11,74
4,43
11,78
4,44
11,87
4,43
11,93
4,41
11,93
4,63
11,94
4,39
11,86
4,60
11,92
4,43
12,11
4,47
13,37
7,36
13,34
7,23
13,31
7,25
13,20
6,92
13,32
6,60
13,36
6,57
13,28
6,54
13,26
6,58
13,31
6,65
13,37
6,70
13,51
6,63
13,61
6,66
13,80
6,77
13,82
6,70
13,81
6,66
13,75
6,61
13,85
6,42
13,94
6,33
11,29
-
11,52
-
11,56
-
11,54
-
11,38
-
11,53
-
11,67
-
11,88
-
12,07
-
12,12
-
11,82
-
12,22
-
12,32
-
12,37
-
12,37
-
12,31
-
12,43
-
12,80
-
9,98
4,24
10,00
4,10
10,01
4,09
10,01
4,07
9,96
4,08
10,22
3,99
10,25
4,02
10,56
4,08
10,73
4,09
10,90
4,08
11,01
4,10
11,11
4,20
11,19
4,06
11,24
4,31
11,31
4,13
11,47
4,31
11,54
4,18
11,63
4,22
8,93
4,68
8,67
4,69
8,54
4,69
8,41
4,69
8,34
4,68
8,37
4,67
8,81
4,71
8,75
4,65
9,00
4,71
8,96
4,73
9,59
4,21
9,47
4,21
9,28
4,20
9,56
4,34
9,63
4,37
9,68
4,52
9,98
5,18
10,03
5,21
11,49
5,60
11,31
5,70
11,24
5,36
11,31
5,27
11,23
5,08
11,33
4,99
11,53
4,98
11,66
4,86
11,86
5,04
11,98
4,94
12,08
4,93
12,03
4,94
12,10
5,02
12,16
5,04
12,21
5,00
12,27
5,13
12,44
5,24
12,60
5,11
12,67
4,84
12,56
4,81
12,56
4,87
12,67
4,90
12,73
4,89
12,88
4,88
12,73
4,92
12,91
4,86
12,99
4,85
13,14
4,86
13,21
4,87
13,31
4,82
13,33
4,84
13,33
5,07
13,42
4,86
13,62
4,99
13,48
4,95
13,55
4,91
12,05
6,17
11,94
6,13
11,88
6,11
11,81
6,18
11,74
6,16
11,88
6,15
12,00
6,14
12,18
6,18
12,28
6,30
12,43
6,30
12,55
6,29
12,65
6,24
12,68
6,17
12,69
6,17
12,73
6,16
13,05
6,15
13,12
6,01
13,23
6,16
10,54
5,04
10,50
4,82
10,44
4,86
10,32
4,89
10,15
4,82
10,38
4,86
10,46
4,73
10,65
4,66
10,82
4,71
10,92
4,74
11,08
4,73
11,19
4,71
11,23
4,71
11,26
4,57
11,37
4,56
11,58
4,89
11,72
4,79
11,76
4,74
9,69
2,28
9,58
2,20
9,58
2,15
9,53
2,12
9,36
2,15
9,56
2,14
9,67
2,14
9,92
2,16
10,13
2,12
10,35
2,12
10,47
2,07
10,56
1,96
11,38
1,96
10,71
1,84
10,76
1,82
11,18
1,86
12,47
1,93
12,27
1,91
12,12
5,85
12,02
5,95
12,01
5,74
11,99
5,90
11,99
5,88
12,15
5,95
12,22
5,99
12,27
6,08
12,36
6,06
12,39
5,95
12,47
6,08
12,52
6,10
12,55
6,09
13,10
6,11
12,65
6,13
12,20
5,88
12,22
5,93
12,35
5,93
11,95
2,84
12,04
2,94
12,03
2,80
12,00
2,77
11,91
2,82
11,89
2,85
11,90
2,85
11,95
2,72
7,52r)
2,73
7,55
2,63
4,52
2,66
7,64
2,66
7,65
3,24
7,91
3,24
11,26
3,29
11,04
3,28
11,17
3,40
10,51
3,40
14,06
9,29
14,16
9,09
13,36
8,99
13,23
8,96
13,13
8,98
13,14
9,01
13,19
8,64
13,32
9,67
13,44
10,59
12,30
5,77
12,44
6,07
12,50
6,27
12,50
6,36
12,53
6,36
12,65
5,96
14,05
6,29
14,06
6,28
14,10
6,28
12,18
5,60
12,14
6,97
12,02
6,98
11,97
6,97
11,94
6,97
12,06
6,98
12,08
6,97
12,16
6,97
12,33
6,99
12,30
6,65
12,26
6,86
12,33
6,91
12,42
6,90
12,50
6,90
12,51
6,89
12,65
6,89
12,73
6,89
13,33
6,90
12,67
5,35
12,94
5,28
12,80
5,30
12,79
5,31
12,38
5,36
14,28
5,26
14,12
5,45
13,10
5,51
13,20
5,30
13,27
5,33
13,26
5,44
13,31
5,86
13,36
5,12
13,40
5,16
13,47
5,20
13,62
4,92
13,81
4,72
13,94
5,11
16,18
-
15,60
-
15,45
-
15,24
-
15,08
-
14,95
-
14,90
-
14,83
-
14,83
-
14,82
-
14,71
-
14,72
-
14,67
-
14,64
-
14,57
-
15,25
-
15,35
-
15,45
-
9,50
2,72
9,43
2,69
9,44
2,75
9,47
2,74
9,48
2,80
9,49
2,87
9,51
2,85
9,51
2,85
9,70
2,83
9,70
2,82
9,65
2,82
9,82
2,93
9,94
2,95
9,99
4,16
10,01
2,91
10,07
2,88
10,12
2,86
10,16
2,82
11,51
4,58
12,31
4,77
12,25
4,45
12,22
4,47
7.70r)
3,33
8,77
3,31
9,95
4,13
10,20
4,09
10,83
4,20
10,24
3,95
10,56
4,14
11,07
4,27
14,65
4,26
14,85
4,35
14,75
3,85
22,48
5,79
15,14
30,94
15,86
38,82
10,46
6,93
10,39
6,56
10,36
6,25
10,32
6,29
10,31
6,30
10,28
5,17
10,31
4,71
10,32
6,78
10,39
6,78
10,42
6,76
10,44
6,76
10,45
6,76
10,50
6,75
10,55
6,75
10,59
6,75
10,72
6,78
10,83
6,87
10,82
6,86
8,78
6,20
8,72
6,80
8,69
6,81
8,65
6,39
9,14
6,39
9,12
6,39
9,15
6,39
9,19
6,39
9,30
6,39
9,36
6,31
9,46
6,31
9,52
6,31
9,58
6,31
9,64
6,50
9,73
6,50
9,95
6,51
10,08
6,51
10,22
6,49
9,94
7,64
9,85
8,02
9,83
6,34
9,79
6,79
9,75
7,18
9,72
6,37
9,74
9,50r)
9,78
9,51
9,87
6,23
9,93
6,23
10,02
9,15
10,04
9,03
10,11
6,23
10,21
6,23
10,28
6,23
10,06
2,53
9,82
4,75
10,56
6,48
11,33
6,70r)
10,93
6,68r)
10,80
6,38r)
10,68
6,38r)
10,58
6,31
10,49
6,23
10,44
6,00
10,44
6,00
10,47
2,00r)
10,50
6,75
10,50
5,29
10,60
1,87r)
10,68
0,00
10,79
24,00
10,85
0,00
11,22
0,00
11,17
0,00
11,25
0,00
14,36
4,85
14,08
4,48
14,05
4,66
13,99
4,62
14,27
4,19
14,26
4,71
14,24
4,24
14,21
4,32
14,23
4,05
14,27
4,06
14,30
4,05
14,31
3,99
14,39
3,92
14,36
3,02
14,38
3,83
14,33
2,90
14,34
3,28
14,14
3,81
18,82
4,01
18,06
4,14
17,87
4,17
18,01
3,87
17,51
3,66
17,32
4,59
17,30
4,72
17,21
2,99
17,27
3,41
17,30
3,48
17,20
3,57
17,31
3,62
17,22
3,73
17,12
3,66
17,12
4,04
17,97
3,52
17,97
3,77
17,99
3,58
1. Agricultures, hunting and forestry

Rupiah
Foreign Exchange
2. Fisheries
Rupiah
Foreign Exchange
3. Mining and Quarrying
Rupiah
Foreign Exchange
4. Procesing industry
Rupiah
Foreign Exchange
5. Electricity, gas and water
Rupiah
Foreign Exchange
6. Construction
Rupiah
Foreign Exchange
7. Big and retail trade
Rupiah
Foreign Exchange
8. Provision of accomodation and food supply
Rupiah
Foreign Exchange
9. Transportation, warehousing and communications
Rupiah
Foreign Exchange
10. Transitional Finance
Rupiah
Foreign Exchange
11. Real estate, Rental Business, and services company
Rupiah
Foreign Exchange
12. Government administration, the defense and
compulsory social security
Rupiah
Foreign Exchange
13. Education services
Rupiah
Foreign Exchange
14. Health and social services
Rupiah
Foreign Exchange
15. Community, Sociocultural,Entertainment and
Other Individual Services
Rupiah
Foreign Exchange
16. Individual services which serve households
Rupiah
Foreign Exchange
17. Extra agency international agency and other
international
Rupiah
Foreign Exchange
18. Business Activities which are not clearly defined
Rupiah
Foreign Exchange
Credit Recipients Non Industrial Origin
House Hold
- For House Ownership
Rupiah
Foreign Exchange
- For Apartement Ownership
Rupiah
Foreign Exchange
- For Shop House Ownership
Rupiah
Foreign Exchange
- For Vehicles Ownership
Rupiah
Foreign Exchange
- Others
Rupiah
Foreign Exchange
- Non Industrial Origin Others
Rupiah
Foreign Exchange
r) Revised figures
57
Tabel 1.55 Suku Bunga Rata-rata Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Average of Credit Interest Rate of Commercial Banks Based on Types and Orientation User)
Persen (Percent)
Jenis Penggunaan
2012
Des
2013
Mar
Apr
Mei
Jun
Jul
2014
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
1. Type of Use
1. Jenis Penggunaan
- Working Capital
- Modal Kerja
Rupiah
Valas
11,50
11,45
11,45
11,47
11,42
11,68
11,65
11,81
11,95
12,08
12,14
12,24
12,35
12,39
12,40
12,65
12,64
12,72
4,08
3,99
3,90
3,92
3,89
3,87
4,00
3,92
3,95
3,91
3,90
3,96
3,85
3,89
3,80
3,92
4,27
4,56
11,28
11,24
11,21
11,17
11,14
11,29
11,37
11,49
11,65
11,74
11,83
11,93
11,98
12,00
12,06
12,18
12,25
12,32
Valas
5,03
4,99
4,93
4,88
4,94
4,93
5,03
4,94
4,95
4,94
4,95
4,92
4,89
5,09
4,95
5,16
5,01
5,01
Rupiah
Foreign Exchange
- Investments
- Investasi
Rupiah
Type of Use
Rupiah
Foreign Exchange
- Consumption
- Konsumsi
Rupiah
13,58
13,28
13,22
13,20
13,14
13,06
13,05
13,03
13,08
13,12
13,13
13,17
13,20
13,21
13,25
13,26
13,30
13,32
Rupiah
Valas
2. Orientasi Penggunaan
- Ekspor
Rupiah
Valas
- Impor
Rupiah
Valas
- Lainnya
Rupiah
Valas
4,33
4,48
4,30
4,33
4,19
4,51
4,92
3,82
3,96
3,99
4,10
3,24
4,11
3,67
4,28
3,73
3,92
4,03
10,18
4,41
10,00
4,25
10,16
4,15
10,18
4,13
10,06
4,19
10,08
4,11
10,18
4,10
10,59
4,28
10,78
4,42
10,87
4,37
10,93
4,29
10,94
4,32
10,98
4,33
11,12
4,32
11,06
4,24
11,06
4,25
11,17
4,41
11,66
4,58
9,76
4,04
9,77
4,00
9,73
3,70
12,91
3,80
13,32
3,80
13,35
3,78
9,09r)
3,77
9,78
3,99
9,98
3,99
10,27
3,97
10,48
3,86
10,60
3,77
10,72
3,87
10,76
4,29
10,80
4,36
10,89
4,43
10,98
4,20
11,27
4,28
12,19
4,42
12,07
4,36
12,04
4,29
12,00
4,28
11,94
4,31
12,06
4,30
12,11
4,43
12,19
4,30
12,31
4,33
12,39
4,29
12,43
4,29
12,52
4,33
12,59
4,24
12,61
4,32
12,64
4,20
12,78
4,37
12,80
4,57
12,87
4,76
Foreign Exchange
2. User Orientation
- Ekspor
Rupiah
Foreign Exchange
- Impor
Rupiah
Foreign Exchange
- Other
Rupiah
Foreign Exchange
r) Revisi
r) Revised figures
58
Tabel 1.56 Perkembangan Jumlah Bank Umum dan Kantor Bank Umum
(Growth of Total Commercial Banks and Bank Offices)

Kelompok Bank
2012
2013
Des
Apr
Mei
Jun
Jul
2014
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Group of Bank
Jul
State Owned Banks
Bank Persero
Jumlah Bank
Jumlah Kantor
5.363
5.595
5.681
5.803
5.946
6.008
6.084
6.165
6.287
6.415
6.424
6.431
6.442
6.503
6.617
6.646
6.799
Jumlah Kantor
36
36
36
36
36
36
36
36
36
36
36
36
36
35
35
35
35
7.647
7.778
7.812
7.841
7.860
7.875
7.910
7.944
7.965
8.052
8.057
8.064
8.076
8.088
8.091
8.093
8.115
Jumlah Kantor
30
30
30
30
30
30
30
30
30
30
30
30
30
30
30
30
30
1.447
1.488
1.490
1.499
1.510
1.532
1.545
1.554
1.563
1.578
1.589
1.592
1.602
1.606
1.609
1.611
1.633
BPD
Jumlah Bank
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
Jumlah Kantor
1.712
1.871
1.883
1.900
1.909
1.919
1.950
1.987
2.021
2.044
2.073
2.090
2.113
2.131
2.145
2.182
2.203
Bank Campuran
Jumlah Bank
14
14
14
14
14
14
14
14
14
14
14
14
14
14
14
14
14
Jumlah Kantor
263
264
265
266
267
268
268
268
270
272
272
273
274
274
274
275
277
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
193
195
195
195
196
196
196
196
197
197
197
197
197
197
197
197
197
120
120
120
120
120
120
120
120
120
120
120
120
120
119
119
119
119
16.625
17.191
17.326
17.504
17.688
17.798
17.953
18.114
18.303
18.558
18.612
18.647
18.704
18.799
18.933
19.004
19.224
Bank Asing
Jumlah Bank
Jumlah Kantor
Jumlah Kantor
Total Bank Offices
Total Banks
Total Bank Offices
Regional Development
Banks
Total Banks
Total Bank Offices
Joint Venture Banks
Total Banks
Total Bank Offices
Foreign Owned Bank
Total Banks
Total Bank Offices
Total
Total
Jumlah Bank
Total Banks
Non-Foreign Exchange
Commercial Banks
BUSN Non Devisa
Jumlah Bank
Total Bank Offices

Foreign Exchange
Commercial Banks
BUSN Devisa
Jumlah Bank
Total Banks
Total Banks
Total Bank Offices
59
Tabel 1.57 Perkembangan Jumlah Kantor Cabang Bank Berdasarkan Lokasi Bank
(Growth of Total Branch Offices Based on Region)

2012
2013
2014
Location
Lokasi
Des
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
380
385
386
388
392
394
394
394
394
393
393
396
396
397
396
396
396
395
1.
Jawa Barat
93
93
93
94
94
94
94
94
94
94
94
94
94
94
95
95
95
95
2.
Banten
564
573
573
574
575
574
574
575
572
572
574
574
574
574
576
575
576
576
3.
DKI Jakarta
56
57
57
57
58
58
58
58
59
59
59
60
60
60
60
60
60
60
4.
D.I Yogyakarta
Jawa Tengah
311
319
320
320
322
322
324
326
326
326
328
328
328
328
329
330
330
331
5.
Jawa Tengah
6.
Jawa Timur
411
413
415
418
419
418
418
417
417
419
425
426
428
428
428
428
428
427
6.
Jawa Timur
7.
Bengkulu
28
28
29
29
30
30
30
30
30
30
30
30
30
30
31
31
31
31
7.
Bengkulu
8.
Jambi
53
54
55
55
56
57
57
58
58
58
59
59
59
59
59
59
59
59
8.
Jambi
9.
Aceh
77
77
77
77
77
78
78
78
78
78
79
79
79
79
79
79*)
79
79
9.
Aceh
1.
Jawa Barat
2.
Banten
3.
DKI Jakarta
4.
D.I. Yogyakarta
5.
10.
Sumatera Utara
192
194
194
195
195
195
197
198
197
198
199
199
199
199
199
201
201
201
10.
Sumatera Utara
11.
Sumatera Barat
81
82
82
82
84
84
84
84
83
83
84
84
84
84
84
84
84
84
11.
Sumatera Barat
12.
Riau
88
88
88
89
89
89
89
90
90
91
91
94
94
94
94
94
94
94
12.
Riau
13.
Sumatera Selatan
93
96
98
98
99
99
99
99
99
101
102
102
103
102
103
103
103
103
13.
Sumatera Selatan
14.
Bangka Belitung
22
23
23
24
24
24
24
24
24
24
24
25
25
26
26
26
26
26
14.
Bangka Belitung
15.
Kepulauan Riau
56
57
58
58
58
58
58
58
58
59
59
59
59
59
59
59
59
59
15.
Kepulauan Riau
16.
Lampung
56
56
57
57
57
57
57
57
58
58
58
58
58
58
58
59
59
59
16.
Lampung
17.
Kalimantan Selatan
74
74
74
76
77
77
77
78
78
78
78
78
78
78
78
77
77
77
17.
Kalimantan Selatan
18.
Kalimantan Barat
69
69
70
70
70
70
70
72
72
73
74
74
75
75
75
75
75
76
18.
Kalimantan Barat
19.
Kalimantan Timur
108
111
112
112
112
112
113
113
113
113
115
116
116
117
117
117
117
117
19.
Kalimantan Timur
20.
Kalimantan Tengah
46
46
46
47
47
47
47
47
47
47
47
47
47
47
47
47
47
47
20.
Kalimantan Tengah
21.
Sulawesi Tengah
38
38
38
38
38
38
38
38
38
38
39
39
39
39
40
40
40
40
21.
Sulawesi Tengah
22.
Sulawesi Selatan
124
126
127
127
128
128
128
129
130
130
131
131
131
131
132
132
132
133
22.
Sulawesi Selatan
23.
Sulawesi Utara
55
55
55
56
56
56
57
57
57
57
57
60
60
60
60
61
61
61
23.
Sulawesi Utara
24.
Gorontalo
16
16
16
16
16
16
16
16
16
17
17
17
17
18
18
18
18
18
24.
Gorontalo
25.
Sulawesi Barat
14
15
15
15
15
15
15
15
15
15
15
15
15
15
15
15
16
16
25.
Sulawesi Barat
26.
Sulawesi Tenggara
31
32
33
33
33
33
33
33
34
34
35
35
35
35
36
36
36
36
26.
Sulawesi Tenggara
27.
Nusa Tenggara Barat
44
45
47
48
48
48
50
50
50
50
49
49
49
51
51
51
52
52
27.
Nusa Tenggara Barat
28.
Bali
85
88
88
88
89
89
91
91
92
92
92
92
92
92
92
92
92
92
28.
Bali
29.
Nusa Tenggara Timur
51
51
51
51
51
52
52
52
52
52
53
53
53
54
54
54
54
54
29.
Nusa Tenggara Timur
30.
Maluku
30
30
30
30
30
30
30
30
30
30
30
30
30
30
31
31
31
31
30.
Maluku
31.
Papua
56
58
58
58
58
58
58
59
59
59
59
60
60
60
60
60
60
60
31.
Papua
32.
Maluku Utara
18
19
19
19
19
19
19
19
19
19
19
19
19
19
19
19
19
21
32.
Maluku Utara
33.
Irian Jaya Barat
25
25
25
25
25
25
25
26
27
27
27
27
27
27
27
27
27
27
33.
Papua Barat
34.
Lainnya
16
16
16
16
16
16
16
16
16
16
16
16
16
16
16
16
16
16
34.
Others
3.461
3.509
3.525
3.540
3.557
3.560
Total
3.570
3.581
3.582
3.590
3.611
3.625
3.629
3.635
3.644
3.647
3.650
3.653
Total
r) Revised figures
DATA BANK SYARIAH
Tabel 2.1 Kegiatan Usaha Bank Umum Syariah (BUS) dan Unit Usaha Syariah (UUS)
(Sharia Business Unit Operations and Sharia Commercial Banks)

2013
Indikator
2008
2009
2010
2011
2014
Indicator
2012
Jul
Ags
Sep
Okt
Nov
Des
r)
r)
Jan
r)
Feb
Mar
Apr
Mei
*)
*)
Jun
Jul
*)
48.264
64.355
94.884
140.980
188.562
211.826
214.864
220.190
222.164
225.373
233.345
244.838
225.312
231.701
234.020
234.020
234.020
234.020 Fund Disbursements iB
a. Pembiayaan
Rupiah
Valas
b. Antar Bank
c. Penempatan di BI
d. Surat Berharga (tidak
termasuk obligasi rekap)
38.199
35.879
2.320
1.978
5.189
2.683
46.886
44.938
1.948
3.036
10.393
3.786
68.181
64.817
3.364
4.138
16.393
5.733
102.655
97.847
4.808
4.846
27.127
5.902
147.505
139.880
7.625
6.004
26.713
7.822
174.486
165.378
9.108
5.780
21.940
9.106
174.537
164.924
9.613
5.353
25.146
9.187
177.320
167.172
10.148
6.178
26.007
9.619
179.284
169.134
10.150
5.833
26.103
9.518
180.833
170.221
10.612
5.222
27.742
9.721
184.122
173.224
10.898
5.836
31.946
9.684
189.998
177.011
12.987
5.699
36.235
10.675
181.772
171.740
10.032
5.319
27.466
9.045
184.964
174.941
10.023
6.571
29.284
9.066
188.063
176.532
11.531
6.684
28.090
9.567
188.063
176.532
11.531
6.684
28.090
9.567
188.063
176.532
11.531
6.684
28.090
9.567
188.063
176.532
11.531
6.684
28.090
9.567
e. Penyertaan
f. Tagihan Lainnya
Sumber Dana iB
a. DPK
Rupiah
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
Valas
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
b. Kewajiban Kepada BI
c. Antar Bank
d. Surat Berharga
Rupiah
Valas
f. Kewajiban Lainnya
g. Setoran Jaminan
Komponen Modal
a. Modal Disetor
b. Cadangan
c. L/R tahun berjalan
d. L/R tahun Lalu
e. Perkiraan tambahan modal
disetor
f. Modal Pinjaman
Sertifikat Wadiah Bank
Indonesia (BUS & UUS)
Total Aset
Jaringan Kantor
Jumlah Bank
Jumlah Kantor 1)
79
136
40.591
36.852
35.449
3.741
19.273
12.436
1.403
498
870
35
68
2.419
311
150
150
727
64
83
171
57.762
52.271
50.266
5.403
28.484
16.379
2.006
798
1.111
96
6
3.717
340
512
512
845
69
88
351
83.184
76.036
72.807
7.914
42.206
22.688
3.229
1.142
1.869
218
3
4.924
325
483
483
1.321
90
47
403
126.409
115.415
110.910
10.678
67.942
32.290
4.505
1.329
2.864
312
0
6.648
924
1.520
1.520
1.783
119
47
471
165.404
147.512
140.547
15.683
80.576
44.288
6.965
2.026
4.155
784
0
11.576
1.537
1.952
103
2.634
89
47
466
186.116
166.453
158.279
14.817
93.961
49.501
8.174
1.958
5.407
810
0
12.442
1.980
2.138
3.020
81
47
594
189.283
170.222
161.435
14.992
96.349
50.093
8.788
1.879
6.046
863
0
11.647
1.980
2.139
3.214
81
47
1.019
193.776
171.701
162.236
13.552
97.241
51.443
9.464
1.970
6.557
937
0
13.946
1.997
2.139
3.912
81
48
1.378
194.954
174.018
164.249
13.892
98.327
52.030
9.769
2.026
6.773
970
0
12.640
1.997
2.139
4.079
82
48
1.808
198.065
176.292
165.945
14.553
99.193
52.199
10.347
2.034
7.309
1.004
0
11.800
1.997
2.140
5.756
81
48
1.709
204.571
183.534
171.900
15.736
100.105
56.059
11.634
2.787
7.706
1.141
0
11.742
1.997
2.704
2.704
4.512
83
48
2.183
210.781
189.870
177.252
15.015
107.601
54.636
12.618
3.061
8.505
1.051
0
9.978
2.382
3.304
3.304
5.158
90
48
1.662
198.392
178.154
166.610
12.473
99.529
54.609
11.544
2.482
8.016
1.045
0
10.682
1.997
2.703
2.703
4.773
83
40
1.776
204.357
180.945
169.957
11.640
103.914
54.403
10.988
2.214
7.730
1.045
13.094
1.997
2.703
2.703
5.546
72
40
1.577
207.362
185.508
172.707
11.376
106.714
54.617
12.801
2.602
9.015
1.184
11.339
1.997
2.703
2.703
5.741
74
40
1.577
207.362
185.508
172.707
11.376
106.714
54.617
12.801
2.602
9.015
1.184
11.339
1.997
2.703
2.703
5.741
74
40
1.577
207.362
185.508
172.707
11.376
106.714
54.617
12.801
2.602
9.015
1.184
11.339
1.997
2.703
2.703
5.741
74
40
1.577
207.362
185.508
172.707
11.376
106.714
54.617
12.801
2.602
9.015
1.184
11.339
1.997
2.703
2.703
5.741
74
1.752
335
432
152
466
1.946
449
790
315
468
5.965
491
1.051
527
516
6.611
579
1.475
1.069
816
7.211
913
2.541
1.895
618
8.151
1.013
2.186
3.187
514
8.150
1.013
2.515
3.186
514
8.150
1.013
2.895
3.186
514
8.151
1.014
3.088
3.186
514
8.150
1.014
3.445
3.186
514
8.181
1.013
3.278
3.186
1.865
9.952
1.306
(101)
9.212
2.044
8.938
1.013
530
5.888
1.545
8.939
1.014
817
5.147
1.540
8.939
1.014
1.038
5.066
1.541
8.939
1.014
1.038
5.066
1.541
8.939
1.014
1.038
5.066
1.541
8.939
1.014
1.038
5.066
1.541
2.824
3.076
5.408
9.244
4.993
4.640
4.299
4.523
5.213
5.107
6.699
5.253
5.331
5.842 r)
6.234
6.234
6.234
6.234
49.555
66.090
97.519
145.467
195.018
219.183
223.503
227.711
229.557
233.130
242.276
233.305
234.081
240.931 r)
244.209
244.209
244.209
244.209
32
790
31
998
34
1.477
34
1.702
35
2.227
35
2.397
34
2.439
34
2.461
34
2.492
34
2.496
34
2.554
34
2.574
34
2.581
34
2.558
34
2.564
34
2.564
34
2.564
34
2.564
Penyaluran Dana iB
Ket:
1)
r)
Tidak termasuk Gerai Muamalat
a. Financing
Rupiah
Foreign Exchange
b. Inter-Bank
c. Placements at BI
d. Money Instruments (not
including recapitalization
bonds)
e. Equity participation
f. Other claims
Sources of Funds iB
Rupiah
Wadiah Demand Deposit
Mudharabah Time Deposits
Mudharabah Savings Accounts
Foreign Exchange
b. Liabilities at BI
c. Inter-Bank
d. Money Instruments
e. Loans received
Rupiah
Foreign Exchange
f. Other Liabilities
g. Guarantee Deposits
Capital Components
a. Paid-In Capital
b. Reserves
c. Current Earnings (Profit/Loss)
d. Retained Earnings (Profit/Loss)
e. Estimate of Additional Paid-In
Capital
f. Capital Loans
Bank Indonesia Syariah Money
Certificates (BUS & UUS)
Total Assets
Office Network
Total Banks
Total Bank Offices 1)
Note: 1) Excluding Gerai Muamalat
r)
Revised figures
62
Tabel 2.2 Kegiatan Usaha Bank Umum Syariah (BUS)
(Sharia Commercial Banks Operations (BUS))

2013
Indikator
2008
2009
2010
2011
Indicator
Jul
Penyaluran Dana iB
a. Pembiayaan
Rupiah
Valas
b. Antar Bank
c. Penempatan di BI
33.026
26.109
24.422
1.688
1.016
3.827
1.859
e. Penyertaan
79
f. Tagihan Lainnya
136
Sumber Dana iB
30.546
a. DPK
27.734
26.498
Rupiah
2.250
Giro Wadiah
14.588
Deposito Mudharabah
9.659
Tabungan Mudharabah
1.237
Valas
465
Giro Wadiah
772
Deposito Mudharabah
Tabungan Mudharabah
68
c. Antar Bank
1.736
d. Surat Berharga
311
150
150
Rupiah
Valas
513
g. Setoran Jaminan
35
Komponen Modal
a. Modal Disetor
1.701
b. Cadangan
335
499
d. L/R tahun Lalu
138
466
disetor
f. Modal Pinjaman
2.824
34.036
Total Aset
Jaringan Kantor
5
Jumlah Bank
576
Jumlah Kantor 1)
1)
Ket: Tidak termasuk Gerai Muamalat
r)
46.386
34.452
33.190
1.261
1.415
7.345
2.922
76.602
56.357
53.864
2.493
1.968
12.642
5.203
112.853
83.704
80.038
3.665
2.571
20.975
5.166
2014
2012
142.148
112.396
106.987
5.410
3.071
19.189
6.988
156.813
131.049
124.787
6.262
2.610
14.749
7.891
Ags
159.573
131.117
124.479
6.638
2.387
17.524
7.906
Sep
163.521
133.376
126.326
7.051
2.874
17.872
8.333
Okt
164.740
134.626
127.721
6.905
2.503
18.028
8.167
r)
Nov
Des
167.687
135.447
128.162
7.285
2.957
19.205
8.232
172.411
137.268
129.650
7.619
3.426
21.657
8.328
r)
Jan
187.813
144.008
134.283
9.725
3.114
28.896
9.594
r)
Feb
168.193
135.868
128.889
6.978
3.049
19.479
8.101
Mar
172.951
138.590
131.484
7.106
3.638
20.795
8.127
Apr
174.766
139.847
132.494
7.353
4.085
20.626
8.606
Mei
*)
174.766
139.847
132.494
7.353
4.085
20.626
8.606
*)
Jun
174.766
139.847
132.494
7.353
4.085
20.626
8.606
Jul
*)

139.847
a. Financing
132.494
Rupiah
7.353
Foreign Exchange
4.085
b. Inter-Bank
20.626
c. Placements at BI
8.606
83
169
43.858
39.624
37.881
3.612
21.510
12.759
1.743
683
1.060
6
3.005
340
112
112
735
36
88
344
69.992
64.335
61.404
6.620
35.350
19.435
2.931
1.095
1.834
2
3
3.944
325
81
81
1.236
69
47
391
105.500
96.548
92.571
8.874
57.067
26.630
3.977
1.274
2.699
4
0
5.416
725
1.119
1.119
1.603
89
47
456
133.170
117.817
112.664
13.445
63.748
35.471
5.153
1.948
2.856
349
0
9.989
1.338
1.654
1.551
103
2.325
47
47
466
147.488
130.834
124.732
12.318
73.248
39.166
6.103
1.889
3.843
371
0
10.504
1.781
1.737
1.737
2.591
40
47
593
150.382
133.690
126.739
12.380
74.613
39.746
6.952
1.803
4.761
387
0
10.285
1.781
1.737
1.737
2.847
42
47
1.018
153.940
135.083
127.700
11.173
75.572
40.956
7.382
1.893
5.058
431
0
11.755
1.797
1.737
1.737
3.522
46
48
1.369
154.844
137.014
129.465
11.371
76.680
41.414
7.548
1.945
5.131
472
0
10.528
1.797
1.737
1.737
3.722
47
48
1.798
157.183
138.062
130.109
12.062
76.600
41.447
7.953
1.951
5.486
516
0
10.200
1.797
1.737
1.737
5.339
48
48
1.684
161.924
143.174
134.293
12.721
77.236
44.336
8.881
2.594
5.650
637
0
10.500
1.797
2.270
2.270
4.140
44
48
2.153
170.404
151.688
141.783
12.433
85.707
43.644
9.905
2.916
6.485
503
0
8.820
2.182
2.870
2.870
4.787
56
48
1.648
156.882
138.967
130.487
9.733
77.629
43.124
8.480
2.355
5.637
488
0
9.407
1.797
2.270
2.270
4.389
52
40
1.761
161.914
141.260
132.528
9.136
80.291
43.101
8.733
2.102
6.142
488
11.405
1.797
2.270
2.270
5.141
41
40
1.562
164.617
145.014
135.204
8.831
83.075
43.298
9.810
2.436
6.788
586
10.188
1.797
2.270
2.270
5.306
43
40
1.562
164.617
145.014
135.204
8.831
83.075
43.298
9.810
2.436
6.788
586
10.188
1.797
2.270
2.270
5.306
43
40
1.562
164.617
145.014
135.204
8.831
83.075
43.298
9.810
2.436
6.788
586
10.188
1.797
2.270
2.270
5.306
43
40
1.562
164.617
145.014
135.204
8.831
83.075
43.298
9.810
2.436
6.788
586
10.188
1.797
2.270
2.270
5.306
43
1.946
449
499
295
468
5.965
491
776
499
516
6.611
579
1.065
1.054
816
7.211
913
1.790
1.829
618
8.151
1.013
1.160
3.112
514
8.150
1.013
1.312
3.112
514
8.150
1.013
1.495
3.112
514
8.151
1.014
1.610
3.112
514
8.150
1.014
1.875
3.112
514
8.181
1.013
2.037
3.112
1.865
9.952
1.306
(212)
8.513
2.044
8.938
1.013
295
5.246
1.574
8.939
1.014
483
4.874
1.566
8.939
1.014
612
4.874
1.566
8.939
1.014
612
4.874
1.566
8.939
1.014
612
4.874
1.566
8.939
1.014
612
4.874
1.566
3.076
5.408
9.244
4.993
4.640
4.299
4.523
5.213
5.107
6.699
5.253
5.331
5.843
6.234
6.234
6.234
6.234
48.014
79.186
116.930
147.581
163.433
166.383
170.218
171.400
174.056
180.360
175.300
176.010
181.148
183.864
183.864
183.864
183.864
6
711
11
1.215
11
1.390
11
1.734
11
1.871
11
1.909
11
1.926
11
1.939
11
1.942
11
1.987
11
2.002
11
2.006
11
2.133
11
2.139
11
2.139
11
2.139
11
2.139
bonds)
f. Other claims
Sources of Funds iB
Rupiah
Foreign Exchange
c. Inter-Bank
e. Loans received
Rupiah
Foreign Exchange
Capital Components
a. Paid-In Capital
b. Reserves
Capital
f. Capital Loans
Total Assets
Office Network
Total Banks
r)
Revised figures
63
Tabel 2.3 Kegiatan Usaha Unit Usaha Syariah (UUS)
(Sharia Business Unit Operations (UUS))

2013
Indikator
2008
2009
28.127
18.952
17.809
1.143
2.276
6.152
736
2014
Indicator
2012
46.414
35.109
32.894
2.215
2.933
7.524
834
Jul
Ags
Sep
Okt
55.013
43.437
40.591
2.846
3.170
7.191
1.215
55.290
43.420
40.445
2.975
2.966
7.623
1.281
56.669
43.943
40.846
3.097
3.305
8.135
1.286
57.423
44.658
41.413
3.245
3.330
8.075
1.351
Nov
57.686
45.386
42.059
3.326
2.264
8.538
1.489
15.238
12.090
11.457
632
962
1.362
824
e. Penyertaan
f. Tagihan Lainnya
Sumber Dana iB
a. DPK
Rupiah
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
Valas
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
c. Antar Bank
d. Surat Berharga
Rupiah
Valas
g. Setoran Jaminan
Komponen Modal
a. Modal Disetor
b. Cadangan
d. L/R tahun Lalu
disetor
f. Modal Pinjaman
10.044
9.118
8.952
1.490
4.684
2.777
166
33
98
35
684
0
0
214
29
1
13.903
12.648
12.385
1.791
6.974
3.620
263
116
51
96
712
400
400
111
33
7
13.191
11.702
11.403
1.294
6.856
3.253
298
47
35
217
981
402
402
86
21
12
20.908
18.867
18.339
1.804
10.875
5.660
528
54
165
308
1.232
199
401
401
180
30
14
32.234
29.695
27.883
2.238
16.828
8.817
1.812
78
1.300
435
1.587
199
401
401
309
42
0
38.628
35.619
33.548
2.500
20.713
10.335
2.072
69
1.563
439
1.938
199
401
401
429
41
1
38.901
36.532
34.696
2.612
21.737
10.347
1.836
76
1.285
475
1.362
199
402
402
367
39
1
39.836
36.618
34.536
2.379
21.670
10.487
2.082
76
1.499
507
2.191
200
402
402
390
36
9
40.110
37.004
34.784
2.521
21.646
10.617
2.220
81
1.642
498
2.112
200
403
403
357
35
10
40.882
38.230
35.836
2.491
22.593
10.752
2.394
83
1.823
487
1.600
200
403
403
416
33
51
(66)
14
-
291
20
-
275
28
-
410
15
-
752
66
-
1.026
75
-
1.203
75
-
1.400
75
-
1.478
75
-
2.824
3.076
5.408
9.244
4.993
4.640
4.299
4.523
Total Aset
15.519
Jaringan Kantor
27
Jumlah Bank
214
Jumlah Kantor 1)
Ket: 1) Tidak termasuk Gerai Muamalat
18.076
18.333
28.536
47.437
55.750
57.120
25
287
23
262
23
312
24
493
24
526
23
530
18.282
11.824
10.953
871
2.170
3.751
530
2011
Penyaluran Dana iB
a. Pembiayaan
Rupiah
Valas
b. Antar Bank
c. Penempatan di BI
r)
17.969
12.435
11.748
687
1.621
3.048
864
2010
Des
r)
60.935
46.854
43.575
3.279
2.410
10.289
1.356
r)
Jan
57.026
45.990
42.728
3.261
2.585
7.339
1.081
r)
Feb
57.119
45.905
42.851
3.054
2.270
7.986
943
Mar
Apr
58.750
46.374
43.457
2.918
2.934
8.489
939
59.254
48.216
44.038
4.178
2.599
7.464
961
Mei
*)
59.254
48.216
44.038
4.178
2.599
7.464
961
*)
Jun
59.254
48.216
44.038
4.178
2.599
7.464
961
Jul
*)

48.216
a. Financing
44.038
Rupiah
4.178
Foreign Exchange
2.599
b. Inter-Bank
7.464
c. Placements at BI
961
1.570
75
-
25
42.647
40.360
37.608
3.015
22.869
11.723
2.752
192
2.056
504
1.243
200
434
434
372
39
1.242
75
-
30
40.377
38.182
35.469
2.583
21.894
10.993
2.713
145
2.020
548
1.158
200
434
434
370
33
112
699
-
14
41.510
39.187
36.123
2.739
21.900
11.484
3.063
127
2.379
557
1.275
200
434
434
384
30
236
642
(29)
14
42.443
39.685
37.429
2.504
23.623
11.302
2.256
112
1.587
557
1.689
200
434
434
405
31
334
273
(26)
14
42.745
40.494
37.503
2.545
23.639
11.319
2.991
166
2.227
598
1.150
200
434
434
436
31
14
42.745
40.494
37.503
2.545
23.639
11.319
2.991
166
2.227
598
1.150
200
434
434
436
31
14
42.745
40.494
37.503
2.545
23.639
11.319
2.991
166
2.227
598
1.150
200
434
434
436
31
14
42.745
40.494
37.503
2.545
23.639
11.319
2.991
166
2.227
598
1.150
200
434
434
436
31
426
191
(25)
426
191
(25)
426
191
(25)
426
191
(25)
5.213
5.107
6.699
5.253
5.331
5.843
6.234
6.234
6.234
6.234
57.492
58.157
59.074
61.916
58.005
58.071
59.784 r)
60.346
60.346
60.346
60.346
23
535
23
553
23
554
23
567
23
572
23
575
23
425
23
425
23
425
23
425
23
425
bonds)
f. Other claims
Sources of Funds iB
Rupiah
Foreign Exchange
c. Inter-Bank
e. Loans received
Rupiah
Foreign Exchange
Capital Components
a. Paid-In Capital
b. Reserves
Capital
f. Capital Loans
Total Assets
Office Network
Total Banks
r)
Revised figures
64
Tabel 2.4 Perkembangan Aset Perbankan Syariah
(Growth of Assets of Sharia Banks)

2013
Indikator
2008
2009
2010
2011
2014
Indicator
2012
Jul
Ags
Sep
Okt
Nov
Desr)
Janr)
Febr)
Mar
Apr
Mei*)
Jun*)
Jul*)
Bank Umum Syariah
34.036
48.014
79.186
116.930
147.581
163.433
166.383
170.218
171.400
174.056
180.360
175.300
176.010
181.148
183.864
183.864
183.864
183.864
Unit Usaha Syariah
15.519
18.076
18.333
28.536
47.437
55.750
57.120
57.492
58.157
59.074
61.916
58.005
58.071
59.784
60.346
60.346
60.346
60.346
Ket:
r)
Syariah Commercial Banks

Syariah Business Units
Note: r) Revised figures
65
Tabel 2.5 Aktiva Produktif Perbankan Syariah
(Earning Assets of Sharia Banks)

2013
Indikator
2008
2009
2010
2011
2014
Indicator
2012
Jul
Ags
Sep
Okt
r)
Nov
Des
r)
r)
Jan
r)
Feb
Mar
Apr
Mei
*)
*)
Jun
Jul
*)
Pembiayaan iB
38.195
46.886
68.181
102.655
151.754
174.486
174.537
177.320
179.284
180.830
184.120
181.398
181.772
184.964
187.885
187.885
187.885
187.885 Financing iB
a. Lancar
35.076
41.931
63.006
95.480
142.501
161.418
159.983
163.497
165.368
166.658
171.229
165.648
164.517
167.015
169.077
169.077
169.077
169.077 a. Current
b. Dalam Perhatian Khusus
12.253 b. Special Mention
1.610
3.074
3.114
4.587
5.822
8.271
9.305
8.861
8.614
8.612
8.063
10.294
10.830
11.996
12.253
12.253
12.253
c. Kurang Lancar
525
435
677
1.075
995
1.647
1.895
1.492
1.452
1.420
1.353
1.746
2.080
1.762
2.039
2.039
2.039
2.039 c. Sub-Standard
d. Diragukan
224
582
332
297
557
812
801
900
926
1.140
739
761
1.097
795
1.035
1.035
1.035
1.035 d. Doubtful
e. Macet
Non Performing Financing

(Nominal)
Rasio Non Performing
Financing (%)
Ket:
r)
759
865
1.052
1.216
1.878
2.339
2.554
2.569
2.924
3.000
2.735
2.948
3.249
3.395
3.480
3.480
3.480
3.480 e. Lost
1.509
1.882
2.061
2.588
3.430
4.798
5.249
4.962
5.302
5.561
4.828
5.455
6.425
5.953
6.554
6.554
6.554
6.554 Non Performing Financing
3,95
4,01
2,52
2,26
2,75
3,01
2,80
2,96
3,08
2,62
3,07
3,53
3,21
3,48
3,48
3,48
(Nominal)
3,02
3,48 Non Performing Financing Ratio
(%)
66
Tabel 2.6 Komposisi DPK Perbankan Syariah
(Composition of Third Party Funds of Sharia Banks)

Desember 2008
Desember 2009
Komposisi thdp
total DPK (%)
Indikator
Nominal
(Composition to
Total Third Party
Funds) (%)
Desember 2010
Komposisi thdp
total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Desember 2011
Komposisi thdp
total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Desember 2012
Komposisi thdp
total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Juli 2013
Komposisi thdp
total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Komposisi thdp
total DPK (%)
Nominal
Juli 2014*)
Desember 2013
(Composition to
Total Third Party
Funds) (%)
Komposisi thdp
total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Komposisi thdp
total DPK (%)
Nominal
Indicator
(Composition to
Total Third Party
Funds) (%)
Giro Wadiah iB
4.238
11,50
6.202
11,86
9.056
11,91
12.006
11,79
17.708
12,00
16.775
10,08
18.523
10,09
13.978
7,54 Demand Deposit iB
Rupiah
3.741
10,15
5.403
10,34
7.914
10,41
10.678
10,49
15.683
10,63
14.817
8,90
15.736
8,57
11.376
6,13
Rupiah
498
1,35
798
1,53
1.142
1,50
1.329
1,30
2.026
1,37
1.958
1,18
2.787
1,52
2.602
1,40
Foreign Exchange
20.143
54,66
29.595
56,62
44.075
57,97
70.806
69,55
84.732
57,44
99.368
59,70
107.812
58,74
115.729
62,38 Deposits iB
19.273
52,30
28.484
54,49
42.206
55,51
67.942
66,74
80.576
54,62
93.961
56,45
100.105
54,54
106.714
57,53
870
2,36
1.111
2,13
1.869
2,46
2.864
2,81
4.155
2,82
5.407
3,25
7.706
4,20
9.015
4,86
12.471
33,84
16.475
31,52
22.906
30,13
32.602
32,02
45.072
30,55
50.311
30,23
57.200
31,17
55.801
30,08 Savings iB
12.436
33,74
16.379
31,33
22.688
29,84
32.290
31,72
44.288
30,02
49.501
29,74
56.059
30,54
54.617
29,44
35
0,10
96
0,18
218
0,29
312
0,31
784
0,53
810
0,49
1.141
0,62
1.184
0,64
36.852
100
52.271
100
76.036
100
115.415
113,37
147.512
100,00
166.453
100,00
183.534
100,00
185.508
35.449
96,19
50.266
96,16
72.807
95,75
110.910
108,94
140.547
95,28
158.279
95,09
171.900
93,66
172.707
93,10
1.403
3,81
2.006
3,84
3.229
4,25
4.505
4,42
6.965
4,72
8.174
4,91
11.634
6,34
12.801
6,90
Valas
Deposito Mudharabah iB
Rupiah
Valas
Tabungan Mudharabah iB
Rupiah
Valas
Total DPK iB
Rupiah
Valas
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
100,00 Total Third Party Funds iB
Rupiah
Foreign Exchange
67
Tabel 2.7 Tingkat Bagi Hasil Rata-rata DPK Bank Syariah
(Average of Profit Sharing Rates of Third Party Fund of Sharia Banks)

Persen (Percent)
2013
Indikator
2008
2009
2010
2011
2014
Indicator
2012
Jul
Ags
Sep
Okt
Nov
r)
Des
r)
Jan
r)
Feb
Mar
Apr
Mei
*)
*)
Jun
Jul
*)
Wadiah Demand Deposit iB
Giro iB
Rupiah
1,21
1,04
1,26
2,15
1,01
0,81
0,76
0,76
0,84
0,82
0,74
0,87
0,86
0,80
0,85
0,85
0,85
0,85
Rupiah
Valas
0,95
0,38
0,77
1,13
0,26
0,11
0,12
0,11
0,12
0,12
0,11
0,13
0,12
0,10
0,16
0,16
0,16
0,16
Foreign Exchange
Mudharabah Deposits iB
Deposito iB
Rupiah
8,61
7,48
7,03
7,46
6,33
5,31
5,38
5,14
5,21
5,02
5,10
5,70
5,74
5,86
5,85
5,85
5,85
5,85
Rupiah
Valas
2,69
3,18
4,35
3,36
2,89
3,22
3,19
2,69
2,60
2,52
2,76
3,24
3,33
3,24
3,33
3,33
3,33
3,33
Foreign Exchange
Mudharabah Saving iB
Tabungan iB
Rupiah
3,61
2,76
3,08
3,23
2,41
5,44
5,50
5,40
5,33
5,31
5,66
5,81
5,75
5,80
5,86
5,86
5,86
5,86
Rupiah
Valas
0,92
1,01
0,92
0,87
0,68
0,78
0,78
0,44
0,45
0,88
1,01
0,78
1,09
1,15
1,18
1,18
1,18
1,18
Foreign Exchange
r) Revised figures
68
Tabel 2.8 Tingkat Margin Rata-rata Pembiayaan Berdasarkan Sektor Ekonomi
(Average of Margin Rates of Financing Based on Sector Economic)

Persen (Percent)
2013
Sektor Ekonomi
2008
2009
2010
2011
Sektor Ekonomi
Jul
1. Pertanian, perburuan dan

sarana pertanian
Rupiah
2014
2012
Ags
Sep
Okt
Nov
r)
r)
Des
r)
Jan
r)
Feb
Mar
Apr
Mei
*)
*)
Jun
Jul
*)
16,34
17,78
14,91
13,72
15,07
14,69
14,05
15,14
15,13
15,28
15,46
15,78
15,80
15,97
16,09
16,09
16,09
16,09
16,36
17,78
14,97
14,04
15,23
14,83
14,17
15,32
15,30
15,46
15,65
15,97
15,97
16,13
16,26
16,26
16,26
16,26
Valas
0,00
0,00
12,11
9,89
12,05
12,05
12,05
12,05
12,05
12,05
12,05
12,05
12,05
12,05
12,05
12,05
12,05
12,05
2. Pertambangan
15,57
15,44
16,29
12,22
11,36
12,61
13,18
12,22
12,46
12,43
12,44
12,26
12,40
12,32
12,51
12,51
12,51
12,51
Rupiah
1. Agriculture, hunting and

agricultural facilities
Rupiah
Foreign Exchange
2. Mining
Rupiah
10,39
14,20
14,32
13,70
13,03
14,98
15,94
15,21
15,30
15,53
15,77
15,59
15,48
15,55
15,72
15,72
15,72
15,72
Rupiah
22,74
18,51
19,03
9,60
7,99
8,26
8,25
7,85
7,66
7,69
7,64
7,71
7,67
8,20
8,57
8,57
8,57
8,57
Valas
14,68
15,48
13,99
13,49
12,18
13,78
11,21
11,25
11,29
11,22
11,45
11,50
11,58
11,31
11,56
11,56
11,56
11,56
Rupiah
15,58
15,34
14,32
13,56
12,58
14,01
11,32
11,46
11,55
11,50
11,84
11,84
11,88
11,57
11,87
11,87
11,87
11,87
2,49
39,77
10,04
11,78
9,65
9,25
9,08
8,07
8,06
7,91
7,97
8,21
8,15
8,24
8,01
8,01
8,01
8,01
13,90
15,30
15,34
14,03
12,91
11,42
11,38
11,31
11,05
11,03
11,24
11,18
11,22
11,33
11,38
11,38
11,38
11,38
Rupiah
18,97
16,18
16,31
14,56
13,77
12,60
12,60
12,62
12,49
12,54
12,94
12,86
12,84
12,90
13,00
13,00
13,00
13,00
Valas
10,42
10,76
7,86
10,30
8,90
8,51
8,50
8,29
8,04
8,05
8,18
8,18
8,19
8,22
8,26
8,26
8,26
8,26
5. Konstruksi
13,67
13,49
14,32
14,32
13,95
12,83
12,73
13,33
12,29
12,28
12,26
11,90
12,03
12,58
12,60
12,60
12,60
12,60
Rupiah
13,90
14,15
14,63
14,54
14,46
13,10
12,99
13,44
12,45
12,45
12,42
12,10
12,22
12,80
12,85
12,85
12,85
12,85
8,85
4,60
9,91
12,11
10,62
9,35
9,41
11,88
9,79
9,80
9,61
9,55
9,57
9,64
9,32
9,32
9,32
9,32
Foreign Exchange
17,00
19,34
19,64
19,25
18,33
17,62
17,56
17,61
17,86
17,76
17,87
18,13
17,75
17,73
17,57
17,57
17,57
17,57
6. Trade, restaurants and hotels
Rupiah
17,08
19,49
20,18
19,60
18,74
17,97
17,95
18,09
18,26
18,15
18,26
18,51
18,07
18,07
17,89
17,89
17,89
17,89
Valas
15,00
12,04
9,32
8,99
9,14
9,35
9,35
8,58
9,09
9,08
8,97
8,96
8,94
9,03
9,22
9,22
9,22
9,22
Foreign Exchange
16,00
15,24
15,49
15,08
13,96
13,28
13,18
12,96
12,68
12,37
12,13
12,06
11,87
12,04
10,04
10,04
10,04
10,04
7. Transportation, warehousing
and communications
3.
Valas
Valas
6. Perdagangan, restoran dan
hotel
7. Pengangkutan, pergudangan
dan komunikasi
Rupiah
16,85
15,80
16,38
16,20
15,40
14,40
14,35
14,45
14,40
14,05
13,81
13,65
13,56
13,71
13,63
13,63
13,63
13,63
Valas
9,49
8,12
9,60
9,12
8,94
9,70
9,71
9,24
8,09
8,09
8,07
8,06
7,46
7,45
4,39
4,39
4,39
4,39
8. Jasa Dunia usaha
15,97
15,26
15,03
14,37
13,86
13,81
13,78
14,00
13,63
13,45
13,20
13,31
13,31
15,05
12,90
12,90
12,90
12,90
Rupiah
16,82
15,54
15,38
14,51
13,98
13,95
13,92
14,18
13,67
13,49
13,22
13,34
13,34
15,10
12,93
12,93
12,93
12,93
3,93
8,22
5,88
8,89
8,61
9,21
9,19
10,32
11,99
11,98
12,29
12,27
12,28
12,77
11,70
11,70
11,70
11,70
14,04
16,89
17,91
14,57
12,76
19,24
17,95
12,20
12,62
11,93
11,66
11,71
11,91
12,11
12,69
12,69
12,69
12,69
Valas
9. Jasa sosial/masyarakat
Rupiah
14,04
16,89
17,91
14,67
12,74
19,35
18,04
12,45
12,57
12,02
11,74
11,78
11,98
12,18
12,78
12,78
12,78
12,78
Valas
0,00
8,00
7,98
14,41
12,75
12,56
9.09*
15.37*
7,46
8,55
7,75
7,80
7,79
7,34
7,34
7,34
7,34
10. Lain-lain
11,60
11,04
10,17
9,68
10,29
10,78
10,83
15,81
10,79
10,75
10,64
10,78
10,81
12,03
12,10
12,10
12,10
12,10
11,82
11,41
10,47
9,99
10,63
11,12
11,20
16.41*
11.20*
11,16
11,03
11,14
11,17
12,15
12,24
12,24
12,24
12,24
0,09
0,13
0,70
0,78
0,36
0,97
0,99
0,73
0,49
0,40
0,54
1,21
0,84
0,38
0,49
0,49
0,49
0,49
Rupiah
Valas
Ket: 1) terdapat formulasi baru untuk perhitungan bagi hasil akad ijarah
-) Tidak ada
Note:
1)
Foreign Exchange
3. Manufacturing
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
5. Construction
Rupiah
Rupiah
Rupiah
Foreign Exchange
8. Business Services
Rupiah
Foreign Exchange
9. Social Services
Rupiah
Foreign Exchange
10. Others
Rupiah
Foreign Exchange
there is a new formulation for the calculation of the results ijara contract
r) Revised figures
-) Not available
69
Tabel 2.9 Tingkat Margin Rata-rata Pembiayaan Berdasarkan Jenis Penggunaan
(Average of Margin Rates of Financing Based on Type of Use)

Persen (Percent)
2013
Jenis Penggunaan
2008
2009
2010
2011
2014
Type of Use
2012
Jul
Ags
Sep
Okt
Nov
r)
r)
Des
r)
Jan
r)
Feb
Mar
Apr
Mei
*)
*)
Jun
Jul
*)
Working Capital
16,49
16,99
16,55
15,33
14,33
15,12
14,66
14,00
13,69
13,54
13,38
13,44
13,46
14,72
13,21
13,21
13,21
13,21
19,34
17,15
16,96
15,65
14,63
15,48
15,02
14,46
14,04
13,89
13,73
13,81
13,80
15,10
13,73
13,73
13,73
13,73
Valas
4,26
12,55
10,56
9,67
9,29
8,89
8,87
8,72
8,10
8,09
8,05
8,02
7,94
8,02
6,31
6,31
6,31
6,31
Investasi
13,67
13,75
14,54
14,42
13,96
13,42
13,33
13,37
13,36
13,15
13,00
13,03
13,03
13,02
13,07
13,07
13,07
13,07
Investment
18,04
14,22
14,82
14,74
14,37
13,80
13,73
13,75
13,68
13,51
13,33
13,36
13,38
13,36
13,42
13,42
13,42
13,42
Rupiah
2,23
7,65
8,88
10,14
9,48
9,61
9,61
10,18
10,48
10,06
10,19
10,18
9,88
10,02
10,03
10,03
10,03
10,03
Foreign Exchange
11,58
11,03
10,16
9,68
10,38
10,90
10,94
15,99
10,93
10,90
10,79
10,94
10,98
12,03
12,10
12,10
12,10
12,10
Consumption
14,32
11,40
10,47
9,99
10,72
11,25
11,33
16,60
11,33
11,31
11,19
11,31
11,34
12,15
12,24
12,24
12,24
12,24
Rupiah
0,01
0,13
0,70
0,78
0,36
0,97
0,99
0,82
0,65
0,53
0,55
1,31
0,97
0,38
0,77
0,77
0,77
0,77
Modal Kerja
Rupiah
Rupiah
Valas
Konsumsi
Rupiah
Valas
Ket: 1) terdapat formulasi baru untuk perhitungan bagi hasil akad ijarah
Note:
1)
Rupiah
Foreign Exchange
Foreign Exchange
there is a new formulation for the calculation of the results ijara contract
r) Revised figures
70
Tabel 2.10 Kegiatan Usaha BPR Syariah
(Sharia Rural Banks Operation)

2013
Indikator
2008
2009
2010
2011
2014
Indicator
2012
Jul
Ags
Sep
Okt
Nov
r)
r)
Des
r)
Jan
r)
Feb
Mar
Apr
Mei
Jun
Jul
1.591
1.995
2.586
3.328
4.459
4.984
5.112
5.215
5.299
5.390
5.544
5.534
5.587
5.644
5.635
5.631
5.620
5.648 Disbursement of Fund iB
1.257
334
1.587
408
2.060
525
2.676
652
3.554
906
4.261
723
4.241
872
4.316
900
4.354
944
4.415
975
4.433
1.110
4.423
1.112
4.539
1.048
4.635
1.009
4.727
908
4.789
842
4.845
774
4.850
798
Sumber Dana iB
Dana Pihak Ketiga
Tabungan iB Wadiah
Tabungan iB Mudharabah
Deposito iB Mudharabah
Antar Bank Passiva
Pinjaman yang Diterima
Kewajiban Lainnya
849
570
10
280
280
8
271
1.679
1.251
234
319
697
353
57
18
2.196
1.604
285
374
945
521
52
19
2.892
2.095
412
448
1.235
694
80
23
3.911
2.938
527
590
1.820
855
91
27
4.367
3.240
538
556
2.146
1.038
52
37
4.496
3.340
575
581
2.184
1.056
55
33
4.583
3.411
603
610
2.198
1.080
55
38
4.653
3.458
607
627
2.224
1.102
54
39
4.727
3.539
629
649
2.261
1.097
54
38
4.866
3.666
668
701
2.297
1.104
55
41
4.864
3.669
658
675
2.337
1.100
53
41
4.914
3.711
673
689
2.349
1.102
52
50
4.979
3.765
684
703
2.378
1.106
54
54
4.958
3.734
683
693
2.358
1.120
55
49
4.942
3.681
678
687
2.316
1.155
56
49
4.916
3.599
671
651
2.277
1.207
59
52
4.929 Source of Funds iB

Third Party Funds
3.592
Wadiah Savings iB
662
Mudharabah Savings iB
629
Deposit Mudharabah iB
2.300
Interbank Liabilities
1.229
Loan received
61
Other Liabilities
48
Beberapa Komponen Modal
265
1.240
434
501
616
649
656
687
706
721
732
746
744
738
704
640r)
758
758 Some Components of Capital
Modal Disetor
Cadangan
L/R Tahun berjalan
L/R Tahun Lalu
222
28
30
(15)
347
42
70
(25)
390
50
87
(26)
472
61
106
(24)
531
81
72
(35)
544
81
65
(35)
551
82
89
(35)
554
82
105
(36)
557
82
118
(36)
556
82
129
(35)
566
83
9
88
574
91
23
55
585
101
32
20
600
104
603
106r)
50
(12)
613
109
62
(27)
621
109
58
(30)
Penyaluran Dana iB
Pembiayaan iB
Antar Bank Aktiva iB
Ket: r) Angka-angka diperbaiki
751
456
55
(22)
40r)
5r)
Financing iB
Interbank Assets iB
Paid-In Capital
Reserves
Current Earnings (Profit/Loss)
71
Tabel 2.11 Aset dan Pembiayaan BPR Syariah
(Asset and Financing of Sharia Rural Bank)

2013
Indikator
2008
2009
2010
2011
2014
Indicator
2012
Jul
Ags
Sep
Okt
Nov
r)
r)
Des
r)
Jan
r)
Feb
Mar
Apr
Mei
Jun
Jul
1.693
2.126
2.739
3.520
4.699
5.247
5.361
5.488
5.591
5.685
5.833
5.840
5.899
5.959
5.946
5.937
5.933
5.934 Assets
1.257
1.587
2.060
2.676
3.554
4.261
4.241
4.316
4.354
4.415
4.433
4.423
4.539
4.635
4.727
4.789
4.845
4.850 Financing iB
1.151
1.475
1.927
2.512
3.335
3.948
3.906
3.989
4.029
4.091
4.145
4.082
4.189
4.276
4.348
4.395
4.449
4.432
Kurang Lancar
35
31
39
49
73
110
113
111
112
109
91
121
126
133
150
152
154
161
Diragukan
21
31
30
45
52
73
75
74
76
76
66
74
80
73
72
81
81
86
Macet
49
50
65
70
94
130
146
142
138
139
132
146
144
153
156
162
162
171
105
112
134
164
219
313
335
327
326
324
288
341
350
359
378
394
396
418 Non Performing Financing (Nominal)
8,38
7,03
6,50
6,11
6,15
7,35
7,89
7,58
7,48
7,34
6,50
7,70
7,71
7,74
8,00
8,23
8,18
8,62 Non Performing Financing (%)
Aset
Pembiayaan iB
Lancar
Non Performing Financing (Nominal)
Non Performing Financing (%)
Current
Sub Standard
Doubtful
Lost
72
Tabel 2.12 Jaringan Kantor Perbankan Syariah
(Sharia Bank Office Network)

2013
Indikator
2008
2009
2010
2011
2014
Indicator
2012
Jul
Ags
Sep
Okt
r)
Nov
r)
Des
r)
Jan
Mar
Feb
Apr
Mei
Jun
Jul
Sharia Commercial Banks
Bank Umum Syariah (BUS)

Jumlah Bank
Jumlah Kantor
11
11
11
11
11
11
11
11
11
11
11
11
11
11 *)
11 *)
11 *)
576
711
1.215
1.390
1.734
1.871
1.909
1.926
1.939
1.942
1.987
2.002
2.006
2.133
2.139
2.139 *)
2.139 *)
2.139 *)
23
*)
23
*)
23
*)
Total Banks
425
*)
425
*)
425
*)
Jumlah Kantor
Total Bank Offices
Total Bank Offices
Sharia Business Units
Unit Usaha Syariah (UUS)

Jumlah Bank
Total Banks
27
25
23
24
24
24
24
23
23
23
23
23
23
23
23
214
287
262
312
493
526
530
535
553
554
567
572
575
425
425
Jumlah Bank
131
139
150
155
158
160 r)
160
160
160
160
163
163
163
163
163
163
163
163
Total Banks
Jumlah Kantor
202
223
286
364
401
398
398
413
399
399
402
420
428
431
425
428
429
424
Total Bank Offices
Sharia Rural Bank
BPR Syariah


73
Tabel 2.13 Kinerja Bank Umum Syariah
(Sharia Commercial Bank Performance)

Indikator
2008
2009
2010
2011
2012
2013
Jul
Ags
Sep
Okt
Nov
r)
Des
r)
Jan
r)
Feb
Mar
*)
2014
Apr
Mei
*)
*)
Jun
Jul
Indicator
*)
CAR (%)
- Modal
- ATMR
16,76
9.578
57.156
16,63
11.297
67.936
14,14
13.866
98.071
15,28
16.266
106.476
14,71
16.084
109.354
14,19
16.140
113.722
12,45
16.247
130.446
12,23
16.329
133.473
14,42
18.089
125.429
16,76
19.591
116.878
16,71
18.999
113.693
16,20
19.033
117.508
16,68
19.372
116.124
16,68
19.372
116.124
16,68
19.372
116.124
16,68
19.372
116.124
CAR (%)
- Capital
KAP
APYD terhadap Aktiva
- APYD
- Total Aktiva Produktif
96,84
2.121
67.230
94,38
757
13.471
97,34
3.341
125.551
96,91
4.380
141.541
96,59
4.913
144.145
96,80
4.457
139.412
96,64
4.967
147.760
96,50
5.298
151.143
96,96
4.668
153.688
96,40
5.426
150.617
96,09
5.896
150.784
95,98
6.141
152.871
95,77
6.664
157.506
95,77
6.664
157.506
95,77
6.664
157.506
95,77
6.664
157.506
Earning Assset Quality

Classified Earning assets to
- Classified Earning Assets
- Total Earning assets
1,77
936
53.024
1,20
949
79.144
2,04
2.184
2,23
2.830
1,77r)
2.297r)
1,46
1.924
1,55
2.091
1,49
2.050
1,82
2.558
1,45
2.069
0,87
1.256
1,38
2.001
1,45
2.147
1,45
2.147
1,45
2.147
1,45
2.147
107.114
126.978
129.429r)
132.122
134.740
138.016
140.544
142.741
144.770
144.982
148.543
148.543
148.543
148.543
1,59
1,59
1,94
1,57
1,54
1,43
1,48
1,43
1,58
1,01
1,00
1,30
1,09
1,09
1,09
1,09
960
60.268
82,38
1.460
92.058
81,65
2.397
123.667
76,35
2.423
154.656
75,68
2.402
155.990
83,30
2.247
156.782
81,52
2.334
158.232
84,11
2.282
160.094
83,88
2.573
162.544
82,16
1.770
175.675
89,25
1.728
172.379
89,22
2.050
158.192
90,91
1.949
179.112
84,50
1.949
179.112
84,50
1.949
179.112
84,50
1.949
179.112
84,50
4.368
5.302
6.378
7.812
7.678
10.057
5.464
7.220
7.845
9.418
8.527
10.460
10.387
12.350
11.151
13.294
12.012
14.621
968
1.084
2.244
2.515
3.451
3.796
4.443
5.258
4.443
5.258
4.443
5.258
4.443
5.258
- Profit
- Average Assets
Operating Expenses to
Operations Revenue (%)
- Operations Expenses
- Operations Income
16,76
9.578
57.156
19,64
16.779
85.448
18,04
18.689
16,12
19.181
17,03
19.932
16,32
19.844
16,21
19.552
16,61
20.155
16,33
20.277
16,61
20.116
15,95
19.364
16,79
20.818
18,37
20.589
18,37
20.589
18,37
20.589
18,37
20.589
Liquidity
Short Term Mistmach (%)
- Short-Term Assets
103.588
118.997
117.050
121.573
87,60
91,41
120,65
119,86
Rentabilitas
NOM (%)
- Pendapatan
-
Rata-rata Aktiva
ROA (%)
- Laba
- Rata-Rata total aset
BOPO (%)
-
Biaya Operasional
Pendapatan
Likuiditas
Short Term Mistmach (%)
- Aktiva Jangka Pendek
-
Kewajiban Jangka
FDR (%)
r)
Pembiayaan
56.357
32.165
142.148
156.813r)
119.36
159.573
Dana Pihak Ketiga
64.335
35.186
117.817
130.834r)
133.690

Profitability
NOM (%)
- Net Operations Income
-
Average Earning Assets
ROA (%)
Short-Term Liabilities
120.611
121.348
124.192
121.077
121.407
123.969
112.068
112.068
112.068
112.068
121,05
120,24
121,46
95,87
94,94
97,77
98,11
95,50
95,50
95,50
95,50
163.521
164.740
167.687
137.268
144.008
135.868
138.590
138.492
138.492
138.492
138.492
Financing
135.083
137.014
138.062
143.174
151.688
138.967
141.260
145.014
145.014
145.014
145.014
Third Party Funds
FDR (%)

74
Tabel 2.14 Bank Umum Syariah Berdasarkan Tingkat Rasio
(Sharia Commercial Based on Ratios)

2013
Indikator
2008
2009
2010
2011
2014
Indicator
2012
Jul
Ags
Sep
Okt
r)
Nov
r)
Des
r)
Jan
Mar
Feb
Apr
Mei
*)
*)
Jun
Jul
*)
Tier One Capital
Modal Inti
<100 miliar
<100 billion
>100 miliar
11
11
11
11
11
11
11
11
11
11
11
11
11
11
11
11
>100 billion
Capital Adequacy Ratio
CAR
<12%
<12%
>12%
10
11
10
10
10
10
10
10
10
>12%
Non Performing Loan Ratio
NPL
<5%
11
11
11
11
11
11
11
11
11
11
10
10
<5%
>5%
>5%
Return on Asset Ratio
ROA
<1,5%
10
10
10
10
<1,5%
>1,5%
>1,5%
0
0
0
0
1
10
0
11
0
11
0
11
0
11
0
11
0
11
0
11
0
11
0
11
0
11
0
11
0
11
0
11
0
11
0
11
Finance to Deposit Ratio
FDR
<50%
>50%
<50%
>50%
75
viii
T hi s page i nt ent i onal l y l eft bl ank
Tabel 3.1 Kegiatan Usaha Bank Perkreditan Rakyat
(Rural Banks Operations)

2013
Indikator
2008
2009
2010
2011
2014
Indicator
2012
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Fund Disbursements
Penyaluran Dana
25.472
28.001
33.844
41.100
49.818
57.462
57.634
58.218
58.677
59.770
59.176
59.503
60.812
62.055
63.036
64.209
65.507
66.268
a. Credits
5.841
8.075
10.033
12.434
14.935
11.645
12.744
13.310
13.869
14.301
15.374
15.166
14.567
13.952
13.413
12.513
11.953
11.886
b. Inter-Bank Assets
21.339
25.552
31.312
38.209
44.870
46.201
47.255
47.895
48.476
49.750
50.520
50.853
51.367
51.799
52.113
52.224
52.120
52.474
Deposito
14.204
17.280
21.455
26.174
30.401
31.723
32.345
32.600
32.903
33.387
33.879
34.365
34.775
34.963
35.101
35.326
35.640
36.272
Time Deposits
Tabungan
7.135
8.272
9.857
12.035
14.468
14.477
14.909
15.295
15.573
16.363
16.641
16.489
16.591
16.835
17.012
16.898
16.480
16.202
Savings Deposits
4.214
3.947
4.739
6.420
9.528
12.050
12.021
12.245
12.353
1.956
1.896
1.882
1.919
1.905
1.850
1.762
1.672
1.593
b. Inter-Bank Liabilities
c. Pinjaman yang Diterima
542
541
610
443
426
541
551
573
555
10.739
11.165
10.882
10.988
11.263
11.462
11.644
12.411
12.719
d. Kewajiban Segera
250
328
373
389
466
503
442
448
439
471
421
398
421
514
543
492
480
500
a. Kredit
b. Antar Bank Aktiva
Source of Funds
Sumber Dana
a. DPK
b. Antar Bank Pasiva
c. Loans received
d. Immediate Liabilities
Several Components of Capital
Beberapa Komponen Modal

a. Modal Disetor
3.241
4.072
4.757
5.517
6.227
6.719
6.769
6.825
6.896
6.959
6.997
7.106
7.131
7.258
7.334
7.357
7.532
7.644
a. Paid In Capital
b. Cadangan
1.098
1.033
1.272
1.465
1.726
2.033
1.999
2.034
2.005
1.597
1.573
1.598
1.648
1.718
1.757
1.783
1.786
1.802
b. Reserves
c. L/R Tahun Berjalan
849
1.158
1.447
1.853
2.328
1.556
1.759
2.022
2.288
2.408
2.661
214
417
674
875
1.117
1.354
1.506
c. Current Earnings
d. L/R Tahun Lalu
(100)
(118)
(157)
(125)
(24)
226
231
189
201
553
564
3.067
2.652
1.999
Ket: Sejak data November 2013 pos Antar Bank Pasiva tidak termasuk pinjaman yang diterima dari Bank lain.
Sejak Data November 2013 pos Pinjaman Yang Diterima termasuk pinjaman yang diterima dari Bank lain.
d. Retained Earnings
(Profit/Loss)
since November 2013, data Inter-Bank liabilities not include Loans received form other bank
since November 2013, data Loans received include Loans received form other bank
1.462
1.290
1.209
1.131
78
Tabel 3.2 Kinerja Bank Perkreditan Rakyat
(Rural Banks Performance)

2013
Indikator
2008
2009
2010
2011
Indicator
Jul
LDR (%)
2014
2012
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
86,71 LDR (%)
82,54
79,61
79,02
78,54
78,63
85,44
84,37
83,88
83,41
82,38
84,34
81,06
82,11
83,18
84,25
85,37
85,80
- Total Kredit
25.480
28.012
33.878
41.144
49.866
57.522
57.694
58.281
58.737
59.770
59.176
60.197
61.456
62.570
63.508
64.844
66.397
67.005
Total Credit
- Penghimpunan Dana
25.944
29.496
36.420
44.836
54.535
57.645
58.627
59.584
60.367
61.832
60.024
62.461
63.101
63.782
64.253
64.679
65.301
65.739
Funds collected
4.926
5.691
6.450
7.551
8.880
9.680
9.752
9.894
10.057
10.723
10.137
11.804
11.747
11.441
11.124
11.282
12.086
11.535
Core Capital
- Modal Inti
NPL (%)
- Kredit Non Lancar
- Total Kredit
ROA (%)
- L/R Tahun Berjalan
- Total Aktiva
ROE (%)
- L/R Tahun Berjalan
- Modal Disetor
- Cadangan Umum
5,24 NPL (%)
9,88
6,90
6,12
5,22
4,75
4,97
5,22
5,12
5,13
4,91
4,41
4,94
4,99
4,96
5,06
5,17
5,08
2.516
1.932
2.070
2.146
2.369
2.855
3.009
2.981
3.011
2.935
2.610
2.941
3.033
3.078
3.190
3.321
3.325
3.471
Non Current Credits
25.472
28.001
33.844
41.100
49.818
57.462
57.634
58.218
58.677
59.770
59.176
59.503
60.812
62.055
63.036
64.209
65.507
66.268
Total Credit
2,61
3,18 ROA (%)
3,08
3,16
3,32
3,46
3,70
3,57
3,62
3,64
3,56
3,44
3,31
3,20
3,42
3,32
3,37
3,37
849
1.158
1.447
1.853
2.328
1.556
1.759
2.022
2.288
2.408
2.661
214
417
674
875
1.117
1.354
1.506
32.533
37.554
45.742
55.799
67.397
72.091
73.858
74.440
75.491
73.820
77.376
77.485
78.189
78.838
79.159
79.524
80.329
81.091
22,67
25,08
Current Earnings
(Profit/Loss)
Total Aktiva
26,71
29,46
32,63
34,15
33,56
34,01
34,32
32,15
32,41
30,71
29,82
31,43
30,25
30,74
30,44
28,64 ROE (%)
849
1.158
1.447
1.853
2.328
1.556
1.759
2.022
2.288
2.408
2.661
214
417
674
875
1.117
1.354
1.506
3.241
4.072
4.757
5.517
6.227
6.719
6.769
6.825
6.896
6.959
6.997
7.106
7.131
7.258
7.334
7.357
7.532
7.644
Paid In Capital
506
546
661
772
909
1.092
1.095
1.103
1.104
1.213
1.214
1.239
1.268
1.321
1.343
1.362
1.365
1.374
General Reserve
79
Tabel 3.3 Perkembangan Aset BPR Berdasarkan Lokasi BPR
(Growth of Rural Banks Asset Based on Location)

Lokasi
1. Jawa Barat
2. Banten
3. DKI Jakarta
2008
2009
2010
2011
2013
2012
2014
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Location
5.868
7.061
8.511
9.771
11.293
11.898
12.669
12.187
12.389
12.043
12.663
12.835
13.014
13.107
13.160
13.357
13.381
13.548
632
737
907
1.056
1.308
1.426
1.433
1.466
1.496
1.441
1.529
1.508
1.512
1.522
1.537
1.498
1.522
1.537
571
708
922
1.341
1.579
1.725
1.673
1.628
1.627
1.581
1.625
1.637
1.636
1.674
1.628
1.667
1.678
1.694
4. D.I Yogyakarta
1.634
1.848
2.250
2.610
3.097
3.232
3.295
3.330
3.383
3.273
3.510
3.522
3.529
3.535
3.568
3.596
3.671
3.704
5. Jawa Tengah
7.790
9.190
10.899
12.851
14.938
15.372
15.685
16.043
16.373
16.034
16.844
16.836
16.945
17.127
17.131
17.170
17.267
17.440
6. Jawa Timur
4.030
4.739
5.607
6.562
7.898
8.520
8.639
8.796
8.837
8.555
8.910
8.961
9.035
9.141
9.221
9.329
9.436
9.572
23
25
30
33
39
39
39
39
40
38
39
40
44
44
45
49
50
49
8. Jambi
205
244
323
424
644
725
744
760
759
724
738
737
744
739
734
729
732
736
9. Aceh
125
138
148
151
154
155
1.352
161
162
164
163
164
163
160
157
7. Bengkulu
110
121
104
10. Sumatera Utara
495
580
677
763
877
928
949
968
979
941
967
976
980
983
978
978
991
997
11. Sumatera Barat
901
1.025
1.157
1.278
1.406
1.277
1.292
1.296
1.301
1.244
1.337
1.318
1.322
1.322
1.313
1.306
1.288
1.253
12. Riau
491
601
735
899
1.015
1.015
1.027
1.043
1.040
991
1.050
1.070
1.072
1.078
1.054
1.048
1.071
1.052
13. Kepulauan Riau
855
1.349
2.161
2.836
3.425
3.587
3.713
3.785
3.802
3.715
3.842
3.827
3.844
3.855
3.864
3.894
4.001
4.041
394
520
645
834
996
1.025
1.003
984
985
973
1.046
1.016
1.033
1.035
1.036
1.027
1.021
1.036
20
25
50
59
53
67
67
70
67
75
74
76
80
75
75
75
75
3.563
3.037
3.539
4.386
5.167
6.170
6.239
6.385
6.509
6.311
6.678
6.740
6.838
6.802
6.871
6.872
7.000
7.058
260
250
348
389
396
392
400
402
408
411
416
416
418
421
430
426
423
424
511
577
670
820
979
965
958
957
988
969
953
922
927
926
977
942
956
946
193
233
272
282
310
300
301
307
309
298
336
338
335
336
328
330
328
315
10
28
46
67
137
190
161
169
168
161
232
173
178
281
185
192
197
207
21. Sulawesi Tengah
209
254
309
504
955
1.255
1.266
1.304
1.329
1.438
1.372
1.358
1.367
1.416
1.425
1.424
1.429
1.443
272
336
457
669
925
1.048
1.050
1.081
1.099
1.072
1.064
1.117
1.131
1.156
1.164
1.163
1.190
1.205
23. Sulawesi Utara
194
241
395
625
820
924
952
959
958
942
963
947
922
903
900
891
897
896
57
65
68
80
103
109
110
112
114
117
133
128
129
133
135
141
142
150
15. Bangka Belitung

16. Lampung

25. Sulawesi Barat
26. Gorontalo
28. Bali
21
26
29
30
35
33
33
34
34
32
36
35
35
34
35
35
35
34
1. Jawa Barat
2. Banten
3. DKI Jakarta
4. D.I Yogyakarta
5. Jawa Tengah
6. Jawa Timur
7. Bengkulu
8. Jambi
9. Aceh
10. Sumatera Utara
11. Sumatera Barat
12. Riau
13. Kepulauan Riau
15. Bangka Belitung
16. Lampung
21. Sulawesi Tengah
23. Sulawesi Utara
25. Sulawesi Barat
26. Gorontalo
456
535
585
716
840
841
846
866
896
866
940
933
941
943
944
952
929
940
2.318
2.663
3.431
4.801
6.326
7.085
7.264
7.416
7.501
7.470
7.721
7.845
7.925
7.981
8.123
8.104
8.250
8.347

28. Bali
64
109
153
200
253
281
306
303
309
308
337
338
343
343
345
352
355
363
30. Maluku
210
210
217
391
747
808
825
848
856
871
1.001
856
880
917
927
949
977
980
31. Papua
184
215
231
314
516
540
555
564
575
570
609
586
587
607
626
628
640
643
30. Maluku
31. Papua
13
17
18
20
21
21
20
22
22
23
23
24
24
24
30
29
74
152
159
186
159
173
182
221
207
252
202
206
206
204
209
55.799
67.397
72.091
73.858
74.440
75.491
75.017
77.376
77.485
78.189
78.838
79.159
79.524
80.329
81.091
32. Maluku Utara

33. Papua Barat
34. Lainnya
Total
32.533
37.554
45.742
32. Maluku Utara

33. Papua Barat
34. Others
Total
80
Tabel 3.4 Jumlah BPR Berdasarkan Total Aset
(Rural Banks Based on Total Assets)

2013
Total Aset
2008
2009
2010
2011
Total Asset
Jul
Total Aset BPR
56
46
25
16
2014
2012
12
Ags
11
Sep
10
Okt
11
Nov
10
14
Des
Jan
9
Feb
13
Mar
12
Apr
11
Mei
10
Jun
10
Jul
8
9 Total Asset Rural bank
< 1 Billion
< 1 Miliar
Total Aset BPR
536
429
341
264
229
229
230
225
217
227
213
207
212
208
204
203
207
1 up to 5 Billion
1 s.d 5 Miliar
Total Aset BPR
511
479
433
387
333
278
269
265
261
270
267
263
253
257
263
263
262
5 up to 10 Billion
5 s.d 10 Miliar
Total Aset BPR
669
779
907
1.002
1.079
1.123
1.132
1.140
1.151
1.126
1.146
1.153
1.159
1.160
1.158
1.158
1.157
1.161 Total Asset Rural bank
> 10 Billion
> 10 Miliar
Total
1.772
1.733
1.706
1.669
1.653
1.641
1.641
1.641
1.639
1.637
1.635
1.636
1.636
1.636
1.635
1.634
1.634
1.635
Total
81
Tabel 3.5 Non Performing Loan Bank Perkreditan Rakyat
(NPL of Rural Bank)

2013
Kolektibilitas
2008
2009
2010
2011
2014
Collectibility
2012
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
25.472
28.001
33.844
41.100
49.818
57.462
57.634
58.218
58.677
59.770
59.176
59.503
60.812
62.055
63.036
64.209
65.507
66.268 Credit
22.956
26.068
31.775
38.953
47.450
54.607
54.625
55.237
55.666
56.835
56.566
56.562
57.779
58.977
59.847
60.888
62.181
62.796
1.039
457
514
495
577
809
899
856
862
814
640
890
932
941
957
979
982
1.039
342
335
398
420
453
533
553
576
566
575
537
567
570
570
617
652
645
687
1.135
1.140
1.158
1.231
1.339
1.513
1.558
1.549
1.583
1.546
1.433
1.483
1.531
1.567
1.616
1.690
1.698
1.745
Non Performing Loan (Nominal)
2.516
1.932
2.070
2.146
2.369
2.855
3.009
2.981
3.011
2.935
2.610
2.941
3.033
3.078
3.190
3.321
3.325
3.471 Non Performing Loan (Nominal)
Rasio Non Performing Loan (%)
9,88
6,90
6,12
5,22
4,75
4,97
5,22
5,12
5,13
4,91
4,41
4,94
4,99
4,96
5,06
5,17
5,08
5,24 Non Performing Loan Ratio (%)
Kredit
a. Lancar
b. Kurang Lancar
c. Diragukan
d. Macet
a. Current
b. Sub-Standard
c. Doubtful
d. Lost
82
Tabel 3.6 Non Performing Loan BPR Berdasarkan Lokasi
(NPL of Rural Banks Based On Location)

Lokasi
2008
2009
2010
2011
2013
2012
Jul
Ags
Sep
2014
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Location
Jul
408
417
427
455
501
565
592
585
590
577
529
566
590
593
605
625
625
677
1. Jawa Barat
2. Banten
43
70
81
85
89
109
116
117
119
109
99
106
107
104
107
109
96
108
2. Banten
3. DKI Jakarta
26
36
46
46
64
70
78
70
70
80
64
83
84
79
84
78
82
70
4. D.I Yogyakarta
80
80
103
109
115
151
160
150
151
121
123
136
146
147
148
154
164
169
4. D.I Yogyakarta
5. Jawa Tengah
591
618
658
675
687
777
801
789
805
803
697
793
814
818
838
878
886
917
5. Jawa Tengah
6. Jawa Timur
157
155
176
194
204
268
288
296
285
282
247
278
291
305
332
339
340
363
6. Jawa Timur
8. Jambi
11
14
14
13
14
29
33
34
40
39
36
43
44
48
50
52
55
58
9. Aceh
33
10
10
10
10
10
10
10
12
12
13
13
10. Sumatera Utara
29
35
39
48
40
46
47
48
48
52
50
56
57
57
57
56
58
57
10. Sumatera Utara
11. Sumatera Barat
40
67
87
66
68
93
94
95
88
85
68
79
84
86
90
97
98
106
11. Sumatera Barat
12. Riau
18
27
40
49
89
111
118
114
116
114
103
113
114
115
113
120
121
127
12. Riau
22
37
62
81
83
78
88
82
65
84
76
76
84
96
89
88
13. Kepulauan Riau
20
24
31
27
34
53
54
54
79
58
47
50
47
48
55
54
55
62
15. Bangka Belitung
15. Bangka Belitung
909
84
52
51
57
80
94
92
80
77
65
70
74
72
76
73
75
78
16. Lampung
12
17
25
28
29
25
27
27
30
32
36
40
41
42
44
17
19
17
16
27
32
33
31
24
24
22
22
23
22
24
24
27
28
10
27
30
24
29
31
31
33
31
32
30
32
33
34
33
33
33
33
10
10
11
14
12
11
21. Sulawesi Tengah
12
12
12
13
13
12
13
14
14
14
15
16
17
21. Sulawesi Tengah
11
13
19
15
13
16
20
18
18
16
12
17
22
21
26
28
28
30
23. Sulawesi Utara
12
18
25
43
49
58
58
62
59
72
78
82
83
78
77
69
23. Sulawesi Utara
10
12
14
13
11
11
10
11
12
12
12
12
12
25. Sulawesi Barat
25. Sulawesi Barat
26. Gorontalo
26. Gorontalo
33
40
64
69
79
67
73
72
72
77
67
72
74
77
76
80
77
77
28. Bali
71
126
98
95
103
130
135
140
142
144
138
156
165
167
178
205
194
203
13
12
11
11
11
19
13
18
15
18
21
23
30. Maluku
30. Maluku
31. Papua
10
31. Papua
32. Maluku Utara
32. Maluku Utara
33. Papua Barat
33. Papua Barat
34. Lainnya
34. Others
2.516
1.932
2.070
2.146
2.369
2.855
3.009
2.981
3.011
2.935
2.610
2.941
3.035
3.078
3.190
3.321
3.325
3.471
1. Jawa Barat
7. Bengkulu
13. Kepulauan Riau
16. Lampung
Total
3. DKI Jakarta
7. Bengkulu
8. Jambi
9. Aceh

28. Bali
Total
83
Tabel 3.7 Komposisi DPK Bank Perkreditan Rakyat
(Composition of Third Party Funds of Rural Bank)

Desember 2008
Desember 2009
Komposisi thd
Total DPK (%)
Indikator
Nominal
(Composition to
Total Third
Party Funds) (%)
Desember 2010
Komposisi thd
Total DPK (%)
Nominal
(Composition
to Total Third
Party Funds) (%)
Desember 2011
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third
Party Funds) (%)
Nominal
Desember 2012
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Juli 2013
Nominal
(Composition to
Total Third
Party Funds) (%)
Desember 2013
Komposisi thd
Total DPK (%)
Komposisi thd
Total DPK (%)
Nominal
(Composition
to Total Third
Party Funds)
Juli 2014
Komposisi thd
Total DPK (%)
Nominal
(%)
(Composition to
Total Third Party
Funds) (%)
Komposisi thd
Total DPK (%)
Nominal
Indicator
(Composition to
Total Third Party
Funds) (%)
Deposito
14.204
66,56
17.280
67,63
21.455
68,52
26.174
68,50
30.401
67,75
31.723
68,66%
33.879
67,06%
36.272
69,12% Time Deposits
Tabungan
7.135
33,44
8.272
32,37
9.857
31,48
12.035
31,50
14.468
32,25
14.477
31,34%
16.641
32,94%
16.202
30,88% Saving
Total DPK
21.339
100,00
25.552
100,00
31.312
100,00
38.209
100,00
44.870
100,00
46.201
100%
50.520
100%
52.474
100% Total Third Party Funds
84
Tabel 3.8 Komposisi DPK BPR Berdasarkan Lokasi Penghimpunan - Juli 2014
(Composition of Third Party Funds of Rural Banks Based on Location - July 2014)
Lokasi
Tabungan
Deposito
Total DPK
(Saving Deposits)
(Time Deposits)
(Total of Third Party Funds)
Pangsa Thd Total DPK (%)
Location
(Portion to Total Third Party Funds (%)

1. Jawa Barat
1. Jawa Barat
2.251
7.141
9.392
17,90
2. Banten
207
730
937
1,79
2. Banten
3. DKI Jakarta
149
915
1.064
2,03
3. DKI Jakarta
4. D.I Yogyakarta
838
1.804
2.641
5,03
4. D.I Yogyakarta
5. Jawa Tengah
5.092
7.274
12.365
23,56
5. Jawa Tengah
6. Jawa Timur
1.709
4.060
5.769
10,99
6. Jawa Timur
7. Bengkulu
14
16
30
0,06
7. Bengkulu
8. Jambi
84
458
542
1,03
8. Jambi
9. Aceh
31
46
78
0,15
10. Sumatera Utara
354
372
725
1,38
10. Sumatera Utara
11. Sumatera Barat
521
341
862
1,64
11. Sumatera Barat
12. Riau
324
400
724
1,38
12. Riau
13. Kepulauan Riau
472
2.817
3.289
6,27
13. Kepulauan Riau
175
457
632
1,20
15. Bangka Belitung
14
45
59
0,11
15. Bangka Belitung
16. Lampung
599
2.894
3.493
6,66
16. Lampung
106
132
238
0,45
300
411
711
1,35
74
112
186
0,35
77
82
159
0,30
21. Sulawesi Tengah
60
307
367
0,70
21. Sulawesi Tengah
164
451
614
1,17
23. Sulawesi Utara
127
563
690
1,31
23. Sulawesi Utara
44
34
78
0,15
25. Sulawesi Barat
0,01
25. Sulawesi Barat
26. Gorontalo
11
19
0,04
26. Gorontalo
316
276
592
1,13
1.811
3.495
5.306
10,11
106
159
265
0,50
30. Maluku
68
185
253
0,48
30. Maluku
31. Papua
67
167
234
0,45
31. Papua
10
15
0,03
32. Maluku Utara
36
108
144
0,28
33. Papua Barat
0,00
34. Others
16.202
36.272
52.474

28. Bali
32. Maluku Utara

33. Papua Barat
34. Lainnya
Total
100
9. Aceh
28. Bali
Total
85
Tabel 3.9 DPK BPR Berdasarkan Lokasi Penghimpunan
(Third Party Funds of Rural Banks Based on Deposits Location)

Lokasi
1. Jawa Barat
2008
2009
2010
2011
2013
2012
Jul
Ags
Sep
2014
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Location
Jul
1. Jawa Barat
4.035
5.072
6.061
6.859
7.746
7.977
8.188
8.244
8.437
8.601
8.804
8.946
9.105
9.131
9.224
9.352
9.235
9.392
2. Banten
308
382
509
661
816
880
874
902
938
948
953
958
957
955
961
948
945
937
3. DKI Jakarta
305
420
600
837
1.063
1.008
1.025
992
993
1.024
1.001
1.010
1.027
1.057
1.032
1.062
1.054
1.064
3. DKI Jakarta
4. D.I Yogyakarta
1.142
1.290
1.511
1.814
2.193
2.277
2.345
2.379
2.420
2.443
2.540
2.538
2.542
2.527
2.569
2.572
2.614
2.641
4. D.I Yogyakarta
5. Jawa Tengah
5.395
6.449
7.529
9.052
10.585
10.732
11.046
11.303
11.563
11.800
12.097
12.166
12.232
12.335
12.422
12.450
12.351
12.365
6. Jawa Timur
2.476
2.964
3.497
4.041
4.893
5.095
5.210
5.301
5.333
5.406
5.459
5.530
5.605
5.628
5.661
5.710
5.741
5.769
15
17
18
20
25
26
26
26
26
26
27
27
27
28
30
31
31
30
8. Jambi
146
186
244
316
482
525
540
551
541
536
532
534
541
541
536
536
540
542
9. Aceh
57
37
41
55
61
67
68
71
72
381
80
82
85
83
83
83
80
78
10. Sumatera Utara
357
426
493
538
612
654
665
676
681
690
690
702
707
719
726
722
727
725
10. Sumatera Utara
11. Sumatera Barat
580
715
829
913
972
835
850
855
860
881
917
911
918
924
927
920
892
862
11. Sumatera Barat
12. Riau
350
417
525
629
678
659
674
686
689
680
699
719
725
730
727
717
728
724
12. Riau
13. Kepulauan Riau
657
1.071
1.758
2.324
2.735
2.872
2.975
3.016
3.031
3.082
3.097
3.101
3.107
3.111
3.134
3.151
3.251
3.289
308
386
471
556
625
642
618
604
602
607
657
640
634
635
642
627
616
632
17
21
43
48
42
51
53
55
55
60
58
59
62
62
62
60
59
15. Bangka Belitung
2.140
1.945
2.427
2.883
3.249
3.191
3.229
3.248
3.261
3.301
3.373
3.443
3.529
3.501
3.484
3.474
3.441
3.493
144
154
177
251
222
207
214
217
223
236
228
232
232
233
246
241
237
238
399
470
547
651
783
741
737
730
758
758
737
700
700
698
750
713
723
711
114
152
177
174
192
179
180
182
183
185
202
204
203
205
201
202
199
186
15
28
44
105
148
124
129
127
127
190
130
133
235
139
146
149
159
21. Sulawesi Tengah
93
99
130
277
284
353
348
347
288
402
332
323
341
389
353
360
365
367
21. Sulawesi Tengah
128
185
259
366
476
513
518
516
527
526
497
547
555
565
574
580
590
614
23. Sulawesi Utara
145
171
282
439
588
665
695
702
714
730
728
732
712
683
692
683
681
690
23. Sulawesi Utara
50
55
56
56
61
68
68
70
70
72
78
76
75
78
78
79
77
78
25. Sulawesi Barat
26. Gorontalo
10
14
16
20
18
18
18
19
19
21
19
20
19
19
19
19
19
260
319
366
452
521
515
526
543
563
578
602
604
606
608
610
612
586
592
1.455
1.803
2.331
3.254
4.054
4.534
4.638
4.727
4.746
4.891
4.959
5.099
5.161
5.198
5.298
5.225
5.265
5.306
38
71
108
143
186
200
216
212
218
223
248
246
250
250
253
253
257
265
30. Maluku
100
99
105
251
271
231
233
235
187
191
313
195
198
259
257
280
263
253
30. Maluku
31. Papua
119
152
166
224
203
215
226
230
225
214
229
224
221
250
265
254
246
234
31. Papua
10
11
10
11
11
13
14
14
14
14
15
26
63
111
119
119
117
115
125
155
141
143
142
144
143
141
144
38.209
44.870
46.201
47.255
47.895
48.476
49.750
50.520
50.853
51.367
51.799
52.113
52.224
52.120
52.474
7. Bengkulu
15. Bangka Belitung

16. Lampung

28. Bali
32. Maluku Utara

33. Papua Barat
34. Lainnya
Total
21.339
25.552
31.312
2. Banten
5. Jawa Tengah
6. Jawa Timur
7. Bengkulu
8. Jambi
9. Aceh
13. Kepulauan Riau
16. Lampung

25. Sulawesi Barat
26. Gorontalo
28. Bali
32. Maluku Utara

33. Papua Barat
34. Others
Total
86
Tabel 3.10 Suku Bunga Rata-rata DPK Bank Perkreditan Rakyat
(Average of Third Party Interest Rates of Rural Banks)

Persen (Percent)
2013
Indikator
2008
2009
2010
2011
Jul
Tabungan
Deposito
Revisi
Ags
Sep
Okt
Nov
r)
Indicator
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
7,16
6,32
5,53
5,21
4,68
4,59
4,57
4,61
4,60
4,88
4,63
4,62
5,03
5,07
4,62
4,68
4,66
4,62
Saving
12,43
10,81
10,25
9,85
8,40
8,42
8,53
8,75
9,03
9,39
9,61
9,65
10,19
10,19
9,80
10,30
9,73
9,81
Time Deposits
Ket: Data tersedia mulai Desember 2008

r)
2014
2012
Note: Data available on December 2008

r) revised
87
Tabel 3.11 Suku Bunga Rata-rata Kredit BPR Berdasarkan Sektor Ekonomi
(Average of Credit Interest Rates of Rural Banks Based on Economic Sector)

Persen (Percent)
2010
2011
2012
Des
Des
Des
2013
2014
Economic Sector
Sektor Ekonomi
Mei
Jun
Jul
Ags
Sep
Okt
r)
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
1 Pertanian, Perburuhan, dan

Kehutanan
2 Perikanan
38,29
36,58
35,51
34,71
34,11
34,30
34,17
34,11
33,58
35,73
35,51
35,55
37,15
37,19
36,87
33,90
33,95
33,68
1. Agriculture, hunting, and forestry
33,39
32,10
31,32
30,61
30,69
30,71
30,57
30,81
30,69
31,17
31,19
31,20
32,05
32,11
31,96
30,45
30,19
30,42
2. Fisheries
3 Pertambangan dan Penggalian
28,29
26,58
26,60
25,86
25,84
26,60
26,87
27,12
28,24
25,36
25,22
25,78
25,98
25,90
26,39
26,01
25,47
26,03
3. Mining and quarrying
4 Industri Pengolahan
30,67
29,14
28,44
27,81
27,94
28,39
28,45
28,56
28,22
28,32
27,62
27,60
33,47
27,65
27,29
27,23
27,67
27,49
4. Processing industry
5 Listrik, Gas dan Air
34,43
30,33
29,08
28,74
29,54
28,72
27,58
29,29
28,56
30,60
27,89
27,47
27,45
27,99
27,97
27,92
27,27
28,72
6 Konstruksi
31,41
29,72
28,59
29,00
28,58
29,17
29,24
29,76
29,56
25,28
24,93
24,92
26,84
27,40
27,64
25,02
25,09
24,67
6. Construction
7 Perdagangan Besar dan Eceran
33,14
31,97
30,41
29,78
29,68
29,69
29,57
29,58
29,47
30,80
30,24
30,31
31,53
30,38
30,48
29,05
29,03
28,95
7. Big and retail trade
8 Penyediaan Akomodasi dan

Penyedian Makan Minum
9 Transportasi, Pergudangan dan
Komunikasi
10 Perantara Keuangan
27,99
28,53
28,53
27,70
28,48
28,82
28,77
29,03
29,32
25,95
25,72
26,11
26,23
26,32
26,32
26,10
26,26
26,43
30,12
28,11
27,89
27,70
27,65
27,63
27,59
27,43
27,36
26,86
27,47
27,18
39,39
27,83
27,59
26,97
26,86
26,91
25,28
24,20
23,52
22,36
22,46
22,43
22,42
22,50
22,26
22,21
22,80
22,72
22,52
22,19
22,14
21,57
21,84
21,70
11 Real Estate
27,26
22,77
21,50
23,05
23,12
22,87
22,43
22,85
23,20
23,05
22,76
23,41
23,51
23,56
25,32
24,03
24,11
24,36
12 Administrasi Pemerintahan,
Pertanahan Dan Jaminan Sosial Wajib
13 Jasa Pendidikan
35,78
26,38
27,60
25,26
25,09
25,30
25,69
25,61
26,06
27,47
28,85
27,64
27,64
27,86
26,90
27,28
27,08
27,28
31,61
28,84
28,20
27,76
27,91
28,41
28,51
28,37
28,81
26,15
26,41
27,14
28,37
27,19
27,24
27,98
27,81
27,91
11. Real estate, rental business, and services

company
12. Government administration, the defense
and compulsory social security
14 Jasa Kesehatan dan Kegiatan Sosial
30,51
30,86
28,89
28,49
28,29
28,48
28,22
28,86
29,37
27,61
22,60
22,74
27,07
27,68
27,22
26,78
26,56
26,41
14. Health and social services
15 Jasa Kemasyarakatan, Sosial Budaya,

Hiburan dan Perorangan Lainnya
16 Jasa Perorangan yang Melayani
Rumah Tangga
17 Kegiatan Usaha yang Belum Jelas
Batasannya
18 Bukan Lapangan Usaha - Rumah
Tangga
19 Bukan Lapangan Usaha - Lainnya
29,05
28,23
27,98
27,47
27,73
28,16
27,70
28,23
27,69
29,94
28,63
28,63
32,91
29,10
28,01
28,51
28,95
28,83
31,07
32,82
31,15
29,82
29,85
29,81
30,06
29,95
29,75
30,94
28,94
29,17
29,63
29,89
30,10
29,39
29,27
29,45
15. Community, Sociocultural,Entertainment

and Other Individual Services
16. Individual services serving the household
29,35
29,11
28,00
28,72
29,42
29,95
30,15
30,05
29,38
30,03
29,24
30,08
36,70
30,12
29,82
29,61
29,27
28,38
28,12
27,39
26,19
25,25
24,93
24,77
24,57
24,56
24,59
24,33
25,17
24,55
25,51
24,43
24,18
24,56
24,94
25,03
27,71
26,88
25,90
25,34
25,04
25,23
25,18
25,27
25,01
25,13
25,18
25,16
25,59
25,51
27,33
24,93
25,13
25,53
Ket:
r)
revisi
8. Provision of accommodation and food

supply drinking
9. Transportation, warehousing and
communications
10. Transitional finance
17. International Agency and Other Extra

Agency International
18. Business Activities which are not clearly
defined
19. Not the business field - other
r)
revised
88
Tabel 3.12 Suku Bunga Rata-rata Kredit BPR Berdasarkan Jenis Penggunaan
(Average of Credit Interest Rates of Rural Banks Based on Type of Use)

Persen (Percent)
2013
Jenis Penggunaan
2008
2009
2010
2011
2014
2012
Jul
Ags
Sep
Okt
Nov
r)
Type of Use
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Modal Kerja
34,43
34,83
33,21
32,05
30,91
30,44
30,32
30,41
30,17
31,06
30,56
30,71
33,56
36,72
36,17
29,64
29,64
29,44
Total Working Capital
Investasi
27,67
30,37
29,01
28,23
26,62
26,03
25,93
25,70
25,65
25,60
25,36
25,49
25,73
25,94
26,22
26,08
26,04
26,02
Total Investment
Konsumsi
29,57
29,14
27,81
27,00
25,97
25,12
25,11
25,19
24,96
25,10
25,13
25,05
25,58
25,42
27,07
24,90
25,11
25,48
Total Consumption
Ket: Data tersedia mulai Desember 2008

r)
revisi
Note: Data available on December 2008

r)
revised
89
Tabel 3.13 Perkembangan Jumlah Bank Perkreditan Rakyat
(Growth of Total Rural Banks)

2013
Keterangan
2008
2009
2010
2011
2014
Information
2012
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Jumlah BPR
1.772
1.733
1.706
1.669
1.653
1.641
1.641
1.641
1.639
1.637
1.635
1.636
1.636
1.636
1.635
1.634
1.634
1.635
Total Rural Banks
Jumlah Kantor
3.367
3.644
3.910
4.172
4.425
4.584
4.612
4.630
4.656
4.669
4.678
4.697
4.709
4.717
4.728
4.743
4.765
4.768
Total Bank Offices
90
Tabel 3.14 Perkembangan Jumlah BPR dan Kantor BPR Berdasarkan Lokasi - Juli 2014
(Growth of Total Rural Bank and Rural Banks Offices Based on Location - July 2014)
BPR (Rural Bank)
Location
Total
Lokasi
KP
KC
KPK
300
315
203
818
1. Jawa Barat
2. Banten
66
44
34
144
2. Banten
3. DKI Jakarta
25
10
35
70
4. D.I Yogyakarta
54
32
135
221
5. Jawa Tengah
251
498
419
1.168
5. Jawa Tengah
6. Jawa Timur
325
216
603
1.144
6. Jawa Timur
13
7. Bengkulu
8. Jambi
19
28
8. Jambi
9. Aceh
14
20
10. Sumatera Utara
54
38
17
109
10. Sumatera Utara
11. Sumatera Barat
95
38
17
150
11. Sumatera Barat
12. Riau
33
13
55
12. Riau
13. Kepulauan Riau
40
26
68
13. Kepulauan Riau
19
11
38
15. Bangka Belitung
15. Bangka Belitung
16. Lampung
26
30
62
16. Lampung
25
31
20
28
14
27
21. Sulawesi Tengah
14
30
21. Sulawesi Tengah
23
37
23. Sulawesi Utara
17
24
10
51
23. Sulawesi Utara
12
18
25. Sulawesi Barat
25. Sulawesi Barat
26. Gorontalo
26. Gorontalo
29
47
80
137
41
110
288
11
17
30. Maluku
10
30. Maluku
31. Papua
16
31. Papua
32. Maluku Utara
32. Maluku Utara
33. Papua Barat
33. Papua Barat
34. Lainnya
34. Others
Total
1.635
1.476
1.657
4.768
1. Jawa Barat
7. Bengkulu

28. Bali
3. DKI Jakarta
4. D.I Yogyakarta
9. Aceh

28. Bali
Total
91
viii
T hi s page i nt ent i onal l y l eft bl ank
Tabel 4.1.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary)
Keterangan
1. Pertanian, Perburuan dan Kehutanan
NPL
2. Perikanan
NPL
NPL
NPL
NPL
6. Konstruksi
NPL
NPL
8. Penyediaan akomodasi dan
penyediaan makan minum
NPL
9. Transportasi, pergudangan
dan komunikasi
NPL
NPL
11. Real Estate, Usaha Persewaan,
dan Jasa Perusahaan
NPL
12. Admistrasi Pemerintahan, Pertahanan
2011
2012
Des
Des
Apr
Mei
Jun )
2013
109.790
1.523
4.935
291
87.780
302
344.597
11.746
45.841
247
75.395
2.865
375.017
12.500
30.425
142.451
2.603
5.492
197
104.207
1.292
445.807
10.479
59.073
253
95.921
3.410
499.567
12.668
44.640
148.680
2.894
5.682
244
113.096
1.134
457.900
9.801
63.719
265
96.464
3.740
543.471
14.533
48.075
151.957
2.945
5.701
244
113.258
1.092
469.764
9.669
68.111
267
103.013
4.088
549.983
15.004
49.141
154.657
2.679
5.670
206
109.030
1.082
485.150
9.324
69.652
269
108.911
4.037
595,465
15.742
51.833
629
97.966
443
122.235
874
128.906
894
133.892
2.400
105.184
309
116.201
2.522
124.958
193
150.568
3.178
128.538
239
158.480
1.767
3.014
2.446
2.793
15
4.064
63
7.611
334
39.294
Jul
2014
Items
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
157.176
2.711
5.718
157
103.394
1.563
500.982
9.123
72.236
280
111.614
4.086
605.348
16.046
53.344
158.525
2.783
5.792
171
112.580
1.775
519.946
9.749
67.868
280
118.001
4.131
606.233
16.554
52.401
165.006
2.686
6.063
151
114.391
1.688
542.605
9.703
72.736
266
120.474
3.999
620.769
16.168
53.722
167.372
2.749
6.084
191
109.795
2.042
538.245
9.844
73.736
275
118.020
4.566
627.483
16.534
56.324
169.934
2.710
6.060
190
121.198
1.793
555.964
9.631
79.211
606
117.802
4.433
628.493
16.558
57.698
177.162
2.553
6.391
185
126.826
1.920
577.880
10.023
79.493
587
116.090
4.746
644.047
15.898
59.306
176.796
2.851
6.317
205
121.459
1.949
574.794
10.178
84.659
590
111.062
4.514
631.958
17.026
59.226
178.639
2.995
6.243
216
122.565
2.046
567.640
10.723
89.839
581
112.239
4.603
636.212
18.565
60.924
182.528
3.007
6.329
206
119.213
2.309
572.834
12.186
89.535
762
116.372
4.571
650.833
18.299
62.240
188.096
2.966
6.464
228
124.408
2.401
580.929
11.550
90.340
767
119.956
5.286
664.979
18.832
63.699
191.801
3.751
6.695
236
117.358
2.907
587.325
11.704
91.012
890
121.942
5.651
679.164
20.639
65.254
194.180
4.070
6.936
204
116.626
2.900
607.190
12.126
83.257
879
128.019
5.429
698.881
20.858
66.762
196.758
3.962
6.735
247
122.258
3.778
611.010
12.410
86.651
881
133.573
5.885
699.325
22.231
66.437
894
140.890
901
142.652
869
148.072
876
153.687
873
153.356
857
156.739
571
163.418
683
160.024
736
157.610
854
160.246
1.041
167.688
1.133
181.487
1.467
181.200
1.168
178.921
3.263
136.552
255
161.718
3.160
137.614
244
174.709
2.959
142.820
250
179.046
3.511
145.035
334
180.567
3.714
148.065
348
182.414
3.789
146.393
365
188.148
3.851
147.692
385
189.420
3.208
151.154
427
193.182
3.344
146.748
476
190.016
3.640
144.402
517
190.397
3.818
149.166
507
193.181
4.288
148.907
518
195.357
4.790
160.700
720
153.210
4.461
173.646
1.484
157.973
4.977
170.039
1.121
159.276
2.491
2.776
2.732
2.803
2.856
4.803
2.792
4.986
3.177
5.885
3.139
5.912
3.351
6.062
3.598
6.529
3.477
12.475
3.987
6.659
3.923
7.972
4.130
8.037
4.882
7.954
2.873
8.239
2.790
8.672
3.245
8.726
5
4.612
50
8.671
396
45.006
4
4.614
75
9.257
374
45.595
4
4.836
73
9.254
310
46.441
3
4.835
62
9.481
310
48.123
3
4.900
60
9.517
238
51.592
3
4.991
63
9.630
242
50.694
4
5.075
63
9.685
206
51.355
2
5.128
57
9.509
206
51.992
2
5.161
61
9.713
201
52.352
4
5.477
57
10.153
197
53.861
5
5.446
64
10.110
196
53.901
5
5.650
67
10.174
204
54.020
7
5.753
59
10.186
221
53.871
16
6.005
73
10.655
240
54.749
9
6.327
55
10.631
252
51.077
9
6.562
71
11.010
253
50.622
7
6.655
74
11.357
288
56.880
774
691
1.088
711
1.176
895
1.178
939
1.180
1.178
1.288
1.239
1.320
1.299
1.291
1.381
1.412
1.420
1.416
1.478
1.181
1.537
1.257
1.562
1.341
1.633
1.357
1.671
1.460
1.749
1.547
1.849
1.577
1.927
2.120
2.007
37
3.305
49
501
50
422
48
406
51
381
35
357
38
351
40
338
42
334
42
335
34
318
39
329
45
309
42
300
43
294
51
297
52
286
64
282
53
81.689
8
50.396
9
40.633
8
40.280
9
4.583
9
2.953
8
2.332
8
2.473
8
2.165
8
4.316
6
3.984
6
3.748
6
3.460
7
3.473
7
4.355
8
21.386
10
14.746
9
11.088
1.339
892
768
749
58
57
44
45
46
39
25
25
28
14
21
2.059
1.118
218
dan Jaminan Sosial Wajib
NPL
13. Jasa Pendidikan
NPL
NPL
15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan
dan Perorangan lainnya
NPL
16. Jasa Perorangan yang Melayani
Rumah Tangga
NPL
17. Badan Internasional dan
Badan Ekstra Internasional Lainnya
NPL
18. Kegiatan yang belum jelas
batasannya
NPL
Rumah Tangga
NPL
NPL
NPL
NPL
- Untuk Pemilikan Peralatan Rumah
Tangga Lainnya (termasuk pinjaman
multiguna)
NPL
Bukan Lapangan Usaha Lainnya
NPL
Loans by Industrial Origin

1. Agricultures, Hunting and Forestry
NPL
2. Fisher
NPL
NPL
4. Procesing Industry
NPL
5. Electricity, Gas and Water
NPL
6. Construction
NPL
7. Wholesale and Retail Trade
NPL
8. Provision of accomodation and the
provision of eating and drinking
NPL
9. Transportation, Warehousing
and Communications
NPL
10. Financial intermediaries
NPL
11. Real Estate, Business, Ownership,
and Business Services
NPL
12. Government administration, Defese
and Compulsory social security
NPL
13. Education Services
NPL
14. Health Services and Social Activities
NPL
15. Community,
Sociocultural,Entertainment and Other
Individual Services
NPL
16. Individual Services which
Serve Households
NPL
NPL
18. Business Activities which are not
clearly defined
NPL
Loans to Non Industrial Origin
House Hold
- For Home Ownership
NPL
NPL
NPL
NPL
- Others
176.659
3.291
5.573
57
15.207
260
105.725
998
119.841
211.476
4.395
10.275
86
19.988
380
98.658
1.082
278.867
224.835
5.572
11.114
101
21.687
506
93.498
946
282.631
229.283
5.496
11.424
100
22.252
489
93.632
944
288.041
248.697
5.974
10.587
75
23.001
517
98.449
915
266.066
255.078
6.296
11.070
78
23.759
527
103.318
863
268.311
257.753
6.622
11.359
91
24.231
563
103.450
886
269.910
262.762
6.398
11.938
107
24.734
555
105.329
886
271.814
264.345
6.286
11.943
94
24.754
539
106.601
876
273.558
266.132
6.237
11.999
81
24.830
539
107.354
859
275.112
268.764
5.766
12.024
89
24.979
532
104.458
849
277.825
268.238
6.517
11.972
94
24.760
578
108.679
862
278.006
269.770
6.752
11.931
91
24.707
626
108.795
872
280.701
272.002
6.578
12.000
98
24.824
622
108.118
1.012
282.372
273.023
6.694
12.020
108
24.871
636
105.775
1.189
283.960
288.374
7.196
13.044
119
37.771
950
114.183
1.407
298.034
292.821
7.136
13.068
119
36.664
866
115.859
1.477
302.173
291.883
7.457
13.076
126
25.614
631
122.046
1.422
313.982
1.413
244.288
4.482
2.663
180.987
2.995
2.920
193.250
3.386
2.951
194.797
3.494
2.461
205.358
3.472
2.520
209.717
3.519
2.627
210.498
3.538
2.576
214.481
3.596
2.622
216.711
3.644
2.621
218.877
3.713
2.483
222.068
3.462
2.689
221.951
3.698
2.810
221.986
3.688
2.798
221.814
2.614
2.834
225.117
2.799
3.510
195.989
1.845
3.521
199.084
1.956
3.862
NPL
200.448 Non Industrial Origin Others
2.027
NPL
r) Revised figures
94
Tabel 4.2.a. Kredit dan NPL Bank Persero Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of State Owned Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary)
Keterangan
NPL
2. Perikanan
NPL
NPL
NPL
NPL
6. Konstruksi
NPL
NPL
NPL
dan komunikasi
NPL
NPL
dan
Jasa Perusahaan
NPL
2011
2012
Des
Des
Apr
Mei
Jun )
2013
63.980
677
2.339
209
35.009
83
109.948
4.740
20.762
39
27.728
1.133
127.969
6.206
6.366
87.012
1.397
2.659
108
40.792
217
142.652
4.499
27.584
14
37.676
1.198
174.264
6.391
8.734
90.152
1.369
2.774
148
47.388
199
138.427
3.844
31.548
31
38.452
1.386
200.287
7.573
9.521
91.552
1.401
2.785
146
46.534
187
143.465
3.787
35.038
22
40.109
1.497
205.366
7.706
9.760
94.211
1.184
2.754
111
45.507
176
152.448
3.755
36.233
33
43.648
1.548
244.816
8.380
11.740
279
34.037
134
41.533
252
43.746
259
47.307
761
20.872
173
680
27.563
47
717
28.766
64
17.237
285
2.382
21.618
364
2.199
15
682
17
2.201
214
5.633
Jul
2014
Items
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
94.738
1.178
2.734
68
35.857
290
155.755
3.877
38.078
15
44.705
1.655
249.367
8.525
12.274
94.633
1.227
2.755
81
40.020
287
164.053
4.048
33.028
16
44.885
1.718
248.293
8.703
12.314
97.652
1.193
2.908
79
41.344
231
171.887
3.945
37.924
14
45.928
1.748
254.096
8.500
12.554
98.846
1.193
2.902
116
43.282
218
167.267
3.912
37.624
14
45.931
1.904
254.264
8.444
12.664
100.324
1.152
2.998
113
47.891
215
171.751
3.820
41.914
15
45.994
1.681
253.853
8.319
12.859
105.912
1.186
3.095
112
50.148
217
180.215
3.883
37.373
13
46.871
1.598
262.550
7.887
13.195
105.006
1.252
3.036
129
49.039
254
176.578
4.169
42.539
16
44.351
1.756
253.090
8.771
13.184
105.442
1.258
3.002
136
47.998
256
171.256
4.177
48.658
13
45.768
1.777
253.271
9.108
13.449
106.997
1.255
3.037
128
44.102
305
173.446
3.996
45.786
13
47.319
1.630
262.073
8.791
13.808
111.350
1.259
3.088
138
46.516
310
174.253
4.045
46.180
15
48.337
1.856
268.190
8.905
14.338
111.617
1.295
3.087
141
43.415
360
171.897
3.955
47.292
16
48.897
2.016
273.161
9.543
14.511
113.673
1.322
3.235
122
41.121
339
178.930
3.935
45.135
17
51.187
2.038
283.988
9.256
14.822
115.131
1.309
2.969
156
44.903
899
176.649
3.945
47.990
19
52.775
2.152
281.925
9.631
14.975
281
54.123
276
54.908
256
56.149
260
58.823
261
57.372
258
57.679
257
58.896
352
57.329
365
56.412
358
57.024
392
58.940
418
61.006
783
60.276
436
61.677
711
30.780
66
727
28.822
44
744
27.849
51
765
27.400
120
708
28.448
122
715
27.773
129
630
28.098
137
617
27.419
137
688
25.276
140
812
25.862
167
989
26.490
156
987
26.328
146
1.016
25.785
154
983
26.547
83
998
25.659
84
22.661
426
2.177
23.752
462
2.198
33.105
591
4.227
34.489
608
4.401
34.194
609
5.272
35.828
616
5.361
36.423
610
5.547
36.959
597
5.994
38.921
540
11.926
38.096
644
6.113
38.386
645
7.451
38.409
641
7.534
38.352
670
7.449
35.936
577
7.559
37.914
580
8.022
38.205
638
8.158
5
701
11
2.607
260
7.631
4
740
23
2.839
255
7.588
4
774
21
2.799
246
7.728
2
777
13
2.835
240
9.329
2
784
13
2.731
140
9.784
3
777
13
2.771
144
9.975
4
860
13
2.770
141
10.283
1
867
14
2.793
136
10.627
2
835
13
2.960
135
10.993
4
896
13
2.914
134
11.588
4
934
13
2.896
130
11.795
5
1.009
15
2.834
134
12.305
6
1.061
15
2.870
141
12.599
5
1.060
17
2.924
153
13.166
3
1.086
14
2.951
150
13.443
3
1.123
15
3.022
148
13.955
3
1.103
18
3.118
172
16.092
136
222
176
350
183
527
182
567
163
785
168
866
188
909
195
981
205
1.032
217
1.087
203
1.154
238
1.180
252
1.232
244
1.292
247
1.362
433
1.425
470
1.502
557
1.543
7
3.208
8
14
9
12
7
10
5
5
5
0
6
0
7
0
9
0
9
1
9
1
12
1
14
1
17
2
17
4
25
4
26
2
37
1
53
61.692
46.968
37.854
36.779
803
1.094
441
473
478
1.871
1.975
1.866
1.720
1.708
1.634
1.665
1.677
4.709
1.073
835
711
700
10
NPL
13. Jasa Pendidikan
NPL
NPL
NPL
Rumah Tangga
NPL
NPL
batasannya
NPL
Rumah Tangga
NPL
NPL
NPL
NPL
multiguna)
NPL
NPL
89.587
1.930
2.275
32
2.224
59
14.584
56
18.639
98.016
2.612
5.090
66
3.388
141
13.925
95
140.040
105.665
3.575
5.347
76
3.870
185
14.356
106
137.428
107.959
3.474
5.548
76
4.008
151
14.461
113
140.270
124.842
3.917
4.534
54
4.269
157
18.355
127
114.773
128.505
4.223
4.761
56
4.396
172
19.329
126
114.533
129.844
4.423
4.888
62
4.455
184
19.382
131
114.761
132.874
4.221
5.137
60
4.587
184
20.121
124
114.722
133.911
4.012
5.156
57
4.581
161
20.362
124
114.941
135.278
3.903
5.161
49
4.618
147
20.778
131
114.815
136.888
3.519
5.164
46
4.674
146
21.529
142
115.952
137.165
4.144
5.149
51
4.681
174
22.151
152
115.237
138.488
4.328
5.155
56
4.711
196
22.436
149
115.342
139.896
4.099
5.165
56
4.739
189
22.359
216
115.814
141.075
4.099
5.176
56
4.767
193
22.483
351
116.183
144.769
4.304
5.190
63
4.691
212
22.635
390
116.443
148.023
4.251
5.190
60
4.716
205
23.295
446
117.270
456
107.258
1.150
1.690
26.112
302
1.960
26.061
344
1.967
25.572
335
1.484
34.006
303
1.516
35.975
303
1.589
37.301
310
1.558
39.529
317
1.567
40.415
307
1.559
41.275
314
1.483
42.470
318
1.658
42.887
351
1.703
43.858
365
1.708
44.770
372
1.719
46.185
381
1.816
47.570
396
1.798
49.612
424
145.192
4.281
5.189
59
4.719
218
24.108
350
117.399

NPL
2. Fisher
NPL
NPL
NPL
NPL
6. Construction
NPL
NPL
NPL
and Communications
NPL
NPL
and Business
Services
NPL
NPL
NPL
NPL
15. Community,
Individual
NPL Services
Serve Households
NPL
NPL
clearly defined
NPL
House Hold
NPL
NPL
NPL
NPL
- Others
1.824
NPL
476
NPL
r) Revised figures
95
Tabel 4.3.a. Kredit dan NPL BUSN Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of Foreign Exchange Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary)
Keterangan
NPL
2. Perikanan
NPL
NPL
NPL
NPL
6. Konstruksi
NPL
NPL
NPL
dan komunikasi
NPL
NPL
dan
Jasa Perusahaan
NPL
2011
2012
Des
Des
Apr
Mei
Jun
2013
32.618
588
1.893
45
32.282
166
145.923
4.628
17.119
202
32.818
1.011
192.695
4.802
20.648
37.311
640
1.978
43
29.125
728
183.778
3.683
21.877
127
39.051
843
242.879
4.168
30.482
38.979
857
2.048
46
31.629
664
186.517
3.730
22.036
119
39.741
798
255.577
4.549
31.979
39.885
873
2.073
46
32.301
665
188.435
3.778
23.033
129
42.609
958
257.514
4.668
32.572
39.392
769
2.077
48
31.557
665
192.630
3.628
23.181
119
42.895
825
260.322
4.647
33.303
40.233
779
2.158
37
31.429
730
196.647
3.269
23.599
146
42.855
798
264.904
4.678
34.149
41.274
775
2.195
35
33.248
889
200.698
3.599
23.774
145
48.031
841
265.359
4.977
33.146
43.590
745
2.281
33
33.096
905
208.973
3.621
23.435
132
47.656
677
271.828
4.928
34.031
262
47.180
152
59.221
463
61.492
474
62.460
452
62.546
458
62.930
450
65.760
1.186
36.095
101
80.468
1.069
341
1.124
40.801
102
102.026
1.475
190
1.434
41.310
118
106.832
1.534
98
1.464
44.943
131
108.514
1.704
101
1.347
46.171
143
111.279
1.663
104
1.110
50.649
137
113.269
1.506
107
2.217
32
4.001
101
27.202
0
2.619
27
4.552
114
27.247
0
2.686
35
4.872
96
25.552
0
2.801
34
4.873
39
27.000
0
2.779
29
5.047
44
26.978
490
166
415
161
462
166
486
169
12
6
17
5
18
5
3.479
2.042
52
Jul
2014
Ags
r)
Okt
Items
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
1.268r)
212.138
3.745
24.571
139
44.734
780
279.386
5.067
36.311
44.986
750
2.118
34
32.883
1.041
217.070
3.559
25.269
467
43.917
793
278.798
5.109
37.092
46.937
613
2.348
35
33.742
1.178
224.347
3.842
26.195
450
43.574
737
284.910
4.931
38.361
47.119
661
2.327
35
32.329
1.187
223.671
3.744
26.070
448
43.571
778
281.833
5.227
38.639
48.185
746
2.293
35
34.803
1.307
222.795
3.855
25.713
441
44.573
848
284.613
5.927
39.209
50.390
758
2.312
29
34.873
1.428
226.852
3.938
25.894
621
45.958
889
290.833
5.931
39.894
51.957
668
2.361
40
35.370
1.451
230.724
4.432
25.896
623
46.719
1.020
295.785
6.213
40.406
53.338
1.337
2.521
41
33.193
1.844
233.311
4.531
25.663
704
47.089
937
298.104
6.622
41.218
53.264
1.520
2.584
31
34.280
1.870
239.458
4.660
25.960
691
49.549
924
302.798
7.066
42.567
53.894
1.407
2.599
40
35.030
2.195
241.000
5.028
26.377
690
52.036
1.171
302.009
7.916
42.032
454
67.320
449
68.852
438
70.933
160
76.083
163
73.959
154
73.157
279
73.562
284
78.747
332
87.241
366
87.549
409
83.796
1.596
51.935
153
114.267
1.896
112
1.560
51.441
156
113.896
1.733
15
1.565
52.654
162
118.475
1.815
15
1.795
52.999
166
118.371
2.061
15
1.498
54.847
214
119.979
1.988
15
1.538
53.341
254
118.709
2.329
15
1.562
53.260
272
119.240
2.312
15
1.571
57.316
273
121.443
2.385
15
1.650
55.390
275
123.424
2.869
14
2.110
62.083
353
93.693
1.241
120
1.815
70.083
1.164
96.579
1.447
96
2.272
68.234
717
97.599
1.549
34
0
2.808
30
5.176
69
29.174
0
2.922
31
5.231
69
27.891
0
2.944
31
5.259
40
28.120
0
2.906
27
5.130
44
28.121
0
2.987
31
5.190
42
28.019
0
3.197
29
5.633
44
28.159
0
3.176
32
5.668
45
28.418
0
3.223
32
5.788
50
28.094
0
3.256
27
5.747
58
28.056
0
3.506
36
6.167
62
28.019
3
3.598
21
6.069
79
26.237
4
3.792
35
6.337
79
26.805
3
3.858
37
6.434
91
30.917
513
170
481
170
516
170
498
184
618
169
625
169
473
170
488
170
494
167
509
158
543
164
494
167
499
160
914
176
17
7
18
7
8
7
8
8
8
7
9
9
9
9
10
9
11
9
11
9
10
52
9
52
10
56
10
54
9
52
0
1.550
0
2.354
0
2.633
0
660r)
0
663
0
704
0
448
0
1.128
0
697
604
0
404
0
402
0
1.315
1
16.113
1
8.522
1
1.348
11
11
11
1.869
900
14
Sep
44.711
741
2.257
32
32.057
Jul
NPL
13. Jasa Pendidikan
NPL
NPL
NPL
Rumah Tangga
NPL
NPL
batasannya
NPL
Rumah Tangga
NPL
NPL
NPL
NPL
multiguna)
NPL
NPL
70.485
1.003
2.925
21
12.469
174
84.406
855
24.328
95.605
1.329
4.737
18
15.879
211
79.117
909
36.186
99.657
1.455
5.269
22
17.035
274
74.612
806
38.550
101.229
1.455
5.351
20
17.447
288
74.886
796
39.789
103.211
1.478
5.503
17
17.912
309
75.614
756
41.112
105.234
1.474
5.712
19
18.530
303
79.205
710
42.417
106.293
1.563
5.854
21
18.925
320
79.057
728
43.363
107.822
1.556
6.144
27
19.300
315
80.300
736
44.011
107.887
1.620
6.110
18
19.311
316
80.928
724
44.534
107.813
1.642
6.185
21
19.321
326
81.400
704
45.141
108.060
1.630
6.169
22
19.401
321
78.024
683
45.670
107.475
1.694
6.119
20
19.198
340
81.335
685
45.712
107.187
1.720
6.086
22
19.106
360
81.568
697
47.231
107.425
1.725
6.137
29
19.158
364
81.253
767
47.088
107.040
1.810
6.138
34
19.166
371
78.509
810
47.525
117.440
2.046
7.090
47
32.107
659
85.272
978
54.468
118.319
2.070
7.092
51
30.975
582
86.220
991
55.624
420
50.775
921
427
57.410
892
489
63.509
1.155
501
63.879
1.259
498
63.841
1.231
520
64.533
1.265
533
63.473
1.216
517
63.635
1.224
538
63.861
1.256
555
63.950
1.278
513
64.995
1.187
529
64.296
1.272
604
62.710
1.308
568
62.255
1.404
605
62.348
1.534
1.033
37.810
622
1.033
37.503
636
119.681
2.254
7.100
58
19.887
331
91.775
1.031
65.760

NPL
2. Fisher
NPL
NPL
NPL
NPL
6. Construction
NPL
NPL
NPL
and Communications
NPL
NPL
and Business
Services
NPL
NPL
NPL
NPL
15. Community,
Individual
NPL Services
Serve Households
NPL
NPL
clearly defined
NPL
House Hold
NPL
NPL
NPL
NPL
- Others
1.350
NPL
639
NPL
r) Revised figures
96
Tabel 4.4.a. Kredit dan NPL BUSN Non Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of Non-Foreign Exchange Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary)
Keterangan
NPL
2. Perikanan
NPL
NPL
NPL
NPL
6. Konstruksi
NPL
NPL
NPL
dan komunikasi
NPL
NPL
dan
Jasa Perusahaan
NPL
2011
2012
Des
Des
2013
Apr
Mei
Jun
Jul
2014
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
*)
*)
Items
Jul
Jun
572
14
167
2
404
8
4.266
117
187
0
1.618
96
10.576
288
1.340
914
13
209
7
612
13
4.785
193
97
1
1.771
134
14.796
448
2.168
1.085
22
183
8
728
10
5.330
226
91
1
1.846
141
15.686
547
2.407
1.468
22
184
8
731
21
5.746
202
88
1
2.017
151
16.719
564
2.463
1.520
21
203
8
1.000
18
5.907
200
96
1
2.239
148
17.086
538
2.291
1.620
24
197
8
1.050
19
5.987
187
99
1
2.472
148
17.386
575
2.340
1.609
24
202
8
1.062
24
5.895
184
144
1
2.391
143
16.904
553
2.277
1.694
28
217
7
1.096
34
6.024
165
142
1
2.450
147
17.122
539
2.293
1.732
31
240
7
1.119
29
6.135
223
154
1
2.522
141
17.232
565
2.356
1.761
34
242
7
1.091
15
6.248
195
160
1
2.524
140
17.501
574
2.488
1.433
32
250
6
998
15
6.286
246
148
1
2.371
135
17.408
530
2.562
1.463
34
251
8
995
15
6.270
276
148
2
2.245
142
17.374
596
2.621
1.518
38
264
9
1.071
16
6.383
304
150
2
2.306
132
18.002
615
2.708
1.575
38
264
7
1.081
15
6.790
247
152
2
2.384
123
18.289
606
2.753
1.641
61
271
10
1.087
34
6.923
304
152
2
2.561
145
18.630
684
2.755
1.776
58
304
10
1.360
38
8.378
287
184
6
3.181
151
22.604
822
3.128
1.909
71
297
9
1.318
28
8.680
281
366
5
3.315
129
23.738
831
3.159
1.893
71
296
8
1.145
32
8.722
325
377
5
3.287
117
23.979
897
3.121
20
1.754
30
2.526
35
2.614
36
2.667
37
2.733
38
2.782
36
2.589
34
2.613
38
2.593
36
2.537
34
2.508
38
2.499
40
2.508
39
2.549
65
2.701
79
3.394
83
3.628
86
3.581
45
4.054
16
6.222
254
1
181
4.904
22
9.034
308
1
195
5.451
37
9.140
229
0
191
5.848
38
9.672
261
0
191
6.736
37
10.366
235
0
191
6.030
41
10.560
267
0
191
6.215
43
10.566
254
0
187
7.283
52
10.657
235
0
211
5.818
55
10.919
255
0
127
6.291
64
10.988
268
0
97
7.068
58
11.200
279
0
132
6.309
61
11.072
320
0
102
6.708
57
11.199
242
0
106
7.138
57
11.811
306
0
111
7.827
75
11.961
363
0
140
11.056
172
4.046
105
75
131
12.244
196
4.055
100
74
126
12.379
279
4.293
99
67
301
3
381
5
2.103
453
7
463
5
4.006
455
7
513
4
5.494
547
7
519
7
4.449
554
8
523
8
4.581
567
5
531
11
5.256
507
4
539
11
5.401
488
4
540
9
5.600
0
470
3
539
8
5.716
0
474
4
522
8
5.653
0
451
3
514
5
7.591
0
479
2
503
5
7.404
0
503
4
510
4
7.033
0
519
3
509
7
7.242
0
520
3
500
9
7.537
2
640
1
532
6
5.119
2
647
1
529
5
3.298
1
653
2
555
4
3.341
49
30
138
71
129
73
95
76
96
78
171
87
132
87
110
88
122
90
119
95
171
100
185
100
229
105
200
106
200
108
89
138
85
145
91
154
1
0
4
3
3
0
4
0
4
0
4
0
3
0
4
0
4
0
3
0
3
0
4
0
4
0
4
0
4
0
4
0
5
0
6
0
20
33
29
35
31
23
20
21
20
0
29
0
23
0
18
0
20
0
22
0
20
2.157 r)
20 *)
0
3.409
214
199
2.611
141
87
1
124
10
1.206
48
25.574
3.052
131
150
109
9
2.193
46
31.409
3.515
149
148
112
3
2.165
12
32.365
3.610
152
156
119
3
2.127
15
32.695
3.683
153
162
122
2
2.123
14
33.244
3.800
148
170
0
123
2
2.135
11
33.653
3.759
157
157
120
2
2.100
12
33.831
3.787
147
184
117
2
2.129
11
34.184
3.833
147
184
119
2
2.094
11
34.542
3.891
145
184
1
116
4
2.062
10
34.829
3.993
135
184
116
4
1.934
9
35.053
4.000
144
182
123
4
1.910
11
35.129
4.023
143
180
118
4
1.866
11
35.214
4.057
147
187
114
3
1.860
12
35.296
4.098
143
190
113
3
1.835
11
35.607
3.825
140
197
0
116
3
3.285
21
39.536
3.832
134
200
116
4
3.420
21
40.280
3.872
134
215
134
4
3.387
20
40.991
82
4.545
41
121
5.691
28
133
5.760
38
135
5.852
39
127
5.973
39
130
5.921
40
136
5.849
41
127
5.919
46
132
5.999
51
134
6.074
69
125
6.037
51
141
6.032
61
142
6.005
58
139
5.999
71
140
6.044
72
210
587
8
214
538
6
NPL
13. Jasa Pendidikan
NPL
NPL
NPL
Rumah Tangga
NPL
NPL
batasannya
NPL
Rumah Tangga
NPL
NPL
NPL
NPL
multiguna)
NPL
NPL
185
r)

NPL
2. Fisher
NPL
NPL
NPL
NPL
6. Construction
NPL
NPL
NPL
and Communications
NPL
NPL
and Business
Services
NPL
NPL
NPL
NPL
15. Community,
Individual
NPL Services
Serve Households
NPL
NPL
clearly defined
NPL
House Hold
NPL
NPL
NPL
NPL
- Others
216
NPL
275 Non Industrial Origin Others
8
NPL
97
Tabel 4.5.a. Kredit dan NPL BPD Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of Regional Development Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary)
Keterangan
NPL
2. Perikanan
NPL
NPL
NPL
NPL
6. Konstruksi
NPL
NPL
NPL
dan komunikasi
NPL
NPL
dan
Jasa Perusahaan
NPL
2011
2012
Des
Des
2013
Apr
Mei
Jun
Jul
2014
Sep r)
Ags
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Items
Jul
8.597
552
359
29
1.931
83
5.643
272
2.601
111
11.855
1.154
21.337
1.101
1.848
8.828
645
378
33
1.968
137
5.935
299
2.920
114
10.634
1.359
23.004
1.301
2.502
9.111
649
390
34
1.645
95
5.934
312
2.935
115
11.768
1.424
23.536
1.439
2.613
9.346
704
392
32
1.559
96
5.945
313
2.854
115
13.414
1.460
24.152
1.462
2.733
9.559
729
395
37
1.561
114
6.093
318
2.938
117
14.459
1.426
24.460
1.559
2.786
9.551
756
403
40
1.549
144
6.154
316
2.930
118
15.366
1.374
24.312
1.622
2.808
9.727
719
409
33
1.539
143
6.260
326
2.812
119
16.795
1.370
24.785
1.630
2.912
9.730
783
432
37
1.522
138
6.536
341
2.818
120
17.552
1.565
25.103
1.689
3.068
9.694
773
432
36
1.522
111
7.052
370
2.897
122
17.718
1.645
25.172
1.676
3.280
9.894
722
422
32
1.265
81
7.400
359
3.139
122
15.508
2.101
25.342
1.573
3.220
9.973
902
412
33
1.172
62
7.074
375
3.135
124
13.221
1.641
24.180
1.717
2.826
10.254
952
415
36
1.169
62
7.296
385
3.111
125
11.966
1.650
24.902
1.811
3.459
10.540
957
418
41
1.143
58
7.431
416
3.073
126
12.823
1.736
25.467
1.885
3.715
10.724
977
422
41
1.150
95
7.448
401
3.090
127
14.068
1.966
25.807
1.995
4.049
11.003
1.059
446
43
1.226
150
7.629
549
3.159
165
14.989
2.248
26.107
2.090
4.180
11.166
1.155
465
42
1.205
141
7.699
558
3.040
165
16.057
2.020
26.737
2.105
4.196
10.945
1.174
474
43
1.199
143
7.673
548
3.051
165
16.990
2.142
26.769
2.206
4.317
60
2.835
118
3.425
124
3.463
125
3.517
123
3.504
129
3.421
126
3.404
128
3.396
125
3.447
124
3.487
120
3.291
130
3.397
176
3.428
178
3.477
298
3.504
302
3.502
232
3.476
235
3.498
47
1.055
19
3.000
136
197
245
1.787
21
5.212
258
129
394
2.153
21
6.460
268
96
462
2.275
20
6.533
276
95
457
2.620
20
6.549
319
91
470
2.820
21
6.525
364
83
471
2.833
18
6.554
384
82
750
2.931
17
6.972
518
91
729
3.159
19
7.192
638
67
712
3.217
19
7.142
642
61
394
3.215
18
7.253
623
107
373
3.215
20
6.759
603
104
581
3.268
21
6.641
621
99
582
3.641
21
7.075
699
90
955
3.647
22
7.207
934
85
911
5.227
32
5.334
914
75
930
5.344
33
5.202
597
72
963
5.453
34
5.491
921
68
675
8
727
14
2.613
638
4
804
18
3.875
543
7
772
20
4.697
0
522
8
803
19
5.012
0
530
9
815
18
5.153
0
551
9
821
18
5.259
0
584
12
829
19
5.302
0
567
12
857
15
5.301
0
671
10
811
17
5.290
0
650
10
804
15
5.398
0
690
9
849
14
5.145
0
624
13
811
14
4.889
0
700
13
803
14
5.247
0
703
12
823
14
4.939
10
705
18
841
15
4.982
0
785
18
859
17
5.199
0
758
19
913
20
5.341
0
798
18
1.047
21
5.314
97
270
338
128
379
127
391
125
384
145
444
114
459
132
460
126
463
126
454
126
334
112
345
111
365
129
402
113
459
113
519
118
511
118
546
132
17
0
20
402
20
337
20
321
25
301
18
279
20
268
20
251
20
247
20
243
12
225
12
236
17
232
12
224
13
215
13
215
11
208
11
209
0
239
8
150
9
77
8
70
8
76
8
76
8
81
8
75
8
18r)
8
12
6
47
6
55
6
84
6
109
7
107
7
122
9
172
8
149
12
11.939
179
232
3
241
17
438
4
46.536
12.275
282
220
2
348
18
418
4
66.292
13.218
352
229
3
410
42
483
4
69.559
13.614
372
250
3
419
45
483
4
70.471
13.978
381
256
3
432
47
496
3
71.852
14.459
407
285
3
440
48
470
3
72.684
14.747
432
319
8
461
50
471
4
72.819
15.153
431
337
13
451
50
480
4
73.768
15.564
453
356
13
458
54
466
4
74.374
15.956
493
333
4
484
57
452
4
74.989
16.606
428
363
16
495
55
450
4
75.750
16.377
475
382
17
469
55
442
4
76.585
16.842
506
368
7
485
60
438
4
77.522
17.367
546
368
7
523
61
428
4
78.781
17.525
583
372
11
536
64
433
5
79.255
18.992
636
424
8
564
67
516
5
82.084
19.242
613
438
8
562
65
515
5
83.374
19.551
716
422
9
578
69
498
5
84.071
162
59.977
260
225
68.575
154
233
74.487
168
243
75.894
173
241
77.622
175
243
79.282
191
252
79.818
204
255
81.181
210
257
81.979
208
238
82.893
217
229
83.755
190
238
83.875
244
244
84.806
251
249
85.418
208
249
86.926
248
321
86.142
250
344
87.148
302
343
NPL
307
NPL
NPL
13. Jasa Pendidikan
NPL
NPL
NPL
Rumah Tangga
NPL
NPL
batasannya
NPL
Rumah Tangga
NPL
NPL
NPL
NPL
multiguna)
NPL
NPL

NPL
2. Fisher
NPL
NPL
NPL
NPL
6. Construction
NPL
NPL
NPL
and Communications
NPL
NPL
and Business
Services
NPL
NPL
NPL
NPL
15. Community,
Individual
NPL Services
Serve Households
NPL
NPL
clearly defined
NPL
House Hold
5.819
240
301
22
1.280
45
3.727
220
2.205
5
10.291
607
19.560
900
1.545
NPL
NPL
NPL
NPL
- Others
r) Revised figures
98
Tabel 4.6.a. Kredit dan NPL Bank Campuran Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of Join Venture Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary)
Keterangan
NPL
2. Perikanan
NPL
NPL
NPL
NPL
6. Konstruksi
NPL
NPL
NPL
dan komunikasi
NPL
NPL
dan
Jasa Perusahaan
NPL
2011
2012
Des
Des
2013
Apr
Mei
Jun
Jul
2014
Sep r)
Ags
Okt
Nov
4.979
3
228
13
7.141
41.936
921
1.264
2.384
18
15.439
274
309
6.441
1
257
9
11.529
117
51.871
859
1.764
3.497
70
25.798
439
1.129
7.028
1
271
9
11.647
66
59.307
808
1.899
3.814
46
27.245
454
1.358
7.430
1
240
9
11.345
67
61.916
720
1.837
4.075
48
26.796
535
1.425
7.739
1
218
8
11.822
67
62.525
502
2.219
4.251
47
28.331
518
1.437
8.368
1
207
8
13.330
345
64.348
515
2.243
4.240
48
27.911
507
1.439
8.612
1
204
8
14.818
367
66.911
597
2.393
4.214
44
29.463
484
1.475
9.461
1
207
0
14.115
310
69.599
603
2.452
4.325
45
29.817
349
1.524
9.406
1
213
0
11.686
325
69.205
601
2.778
3.889
9
6.215
9
8.274
0
9.067
0
9.503
0
9.577
0
9.776
0
10.074
210
17.858
6.946
31
1
284
18.234
9.228
32
194
306
19.054
9.806
34
196
305
19.581
10.031
30
198
307
21.082
10.208
48
177
314
22.722
10.391
48
183
187
3
298
0
661
202
3
244
778
189
3
259
883
191
3
256
857
194
3
257
816
2
2
21
1
23
2
23
2
92
77
67
455
159
Des
Jan
Feb
Mar
Apr
Mei
Jun
Items
Jul
164r)
28.579
356
1.507
10.086
1
232
0
13.789
344
73.121
565
2.962
3.683
161
29.119
360
1.541
9.819
1
234
0
14.472
360
75.770
678
4.325
3.867
163
29.529
356
1.508
10.044
1
244
0
14.046
361
75.194
635
4.414
3.784
185
31.054
362
1.498
9.944
1
215
0
13.797
344
74.191
613
4.183
3.768
183
30.768
349
1.643
9.785
1
235
0
14.558
443
73.338
716
4.133
3.835
183
29.662
341
1.608
9.518
1
248
0
16.537
450
77.381
859
4.315
3.851
289
31.156
339
1.684
9.728
2
265
0
15.859
453
79.742
1.032
4.071
3.874
289
32.424
882
1.726
10.281
1
274
0
16.012
460
81.490
1.300
2.924
3.902
309
35.230
907
1.514
9.861
1
308
0
14.619
448
82.267
1.191
3.161
3.763
293
37.215
893
1.477
0
10.385
0
10.286
0
10.987
0
11.296
0
11.266
0
11.231
0
10.689
2
10.663
2
10.578
3
9.840
2
9.659
326
23.126
10.818
34
194
337
23.086
10.917
37
206
407
23.288
10.523
33
200
419
23.151
10.861
29
213
430
23.533
11.098
47
188
441
23.808
10.682
45
188
421
22.780
10.202
47
179
417
22.083
9.745
40
175
431
22.117
9.563
47
178
470
22.480
8
9.364
37
180
457
23.378
8
9.520
67
178
477
22.519
7
8.988
39
174
190
3
254
813
200
3
256
744
215
3
254
1
732
214
3
232
1
713
215
3
233
1
678
242
3
239
1
436
233
3
227
1
448
215
3
235
1
436
213
3
235
1
471
213
0
219
1
474
217
0
217
1
501
242
0
206
1
499
243
0
200
1
492
23
2
24
2
24
2
28
2
4
2
1
1
1
1
1
1
0
1
1
1
12
1
12
1
12
1
12
3
67
68
70
75
79
77
81
83
82
67
22
22
22
22
20
208
204
206
210
225
235
226
238
174
173
212
208
210
212
219
233
NPL
13. Jasa Pendidikan
NPL
NPL
NPL
Rumah Tangga
NPL
NPL
batasannya
NPL
Rumah Tangga
NPL
NPL
NPL
NPL
multiguna)
NPL
NPL
r)

NPL
2. Fisher
NPL
NPL
NPL
NPL
6. Construction
NPL
NPL
NPL
and Communications
NPL
NPL
NPL
NPL
NPL
NPL
15. Community,
Individual Services
NPL
Serve Households
NPL
NPL
clearly defined
NPL
House Hold
1.463
37
43
1
148
0
5.075
34
810
1.984
41
68
1
264
0
2.980
28
969
2.238
41
118
1
259
1
1.857
18
897
2.327
43
116
1
257
2
1.651
16
928
2.452
44
130
1
266
3
1.837
15
995
2.544
43
138
1
270
2
2.155
13
970
2.573
46
137
1
271
7
2.416
12
936
2.589
43
133
7
280
3
2.275
11
964
2.610
54
132
6
284
6
2.727
12
993
2.672
53
132
6
291
5
2.635
10
1.045
2.696
55
140
6
293
5
2.498
10
1.059
2.661
60
136
6
289
5
2.338
11
1.079
2.669
56
135
6
288
6
2.461
10
1.079
2.694
61
137
6
289
6
2.194
13
1.106
2.719
59
138
6
289
6
2.493
12
1.114
2.780
69
137
1
292
10
2.453
13
1.140
2.824
68
142
1
295
10
2.386
12
1.189
2.877
62
144
1
295
10
2.254
15
1.211
84
6.455
396
117
7.351
336
18r)
7.491
328
20r)
7.496
321
20
7.557
325
25
7.609
301
30
7.597
321
35
7.670
320
26
7.701
321
32
7.764
324
30
7.859
326
31
7.976
336
26
7.907
241
25
7.916
237
26
7.995
233
33
8.043
240
34
8.174
244
28
NPL
254
NPL
NPL
NPL
NPL
NPL
- Others
r) Revised figures
99
Tabel 4.7.a. Kredit dan NPL Bank Asing Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of Foreign Owned Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary)
Keterangan
NPL
2. Perikanan
NPL
NPL
NPL
NPL
6. Konstruksi
NPL
NPL
NPL
dan komunikasi
NPL
NPL
dan
Jasa Perusahaan
NPL
2011
2012
Des
Des
2013
Apr
Mei
Jun
Jul
2014
Ags
Sep
Okt
Nov
1.822
0
6
11.664
38.797
1.120
4.305
556
0
8.778
29
217
2.174
0
30
20.217
136
57.077
973
5.151
2.070
12
20.492
120
278
2.608
0
29
19.736
58
62.384
895
5.226
1.977
10
21.671
109
307
2.510
0
28
20.702
58
64.267
870
5.180
2.434
10
20.052
92
308
2.450
0
27
17.586
59
65.696
926
5.069
2.463
10
20.757
196
329
2.658
0
26
20.166
63
72.153
957
5.277
2.883
10
21.319
203
357
2.846
0
33
21.883
64
76.235
1.005
5.599
3.114
11
21.903
214
380
2.882
0
42
23.201
66
79.863
1.043
5.973
3.319
12
23.121
222
408
2.948
0
40
20.129
65
76.965
1.022
5.792
3.391
11
22.919
0
5.944
0
7.255
0
8.523
0
8.439
0
8.406
0
8.835
0
10.097
151
25.250
2.329
92
8
31.670
3.451
8
79
132r)
31.805
3.582
0
209
131r)
33.125
3.216
0
211
131
32.183
3.202
0
204
132
32.750
3.811
0
212
1
0
3
0
1.082
0
0
1
1.469
0
0
3
1.382
0
3
1.396
0
3
1.266
0
-
0
-
1
-
0
-
15.804
1.044
202
45
Des
Jan
Feb
Mar
Apr
Mei
Jun
Items
Jul
413r)
418
3.084
0
39
24.022
68
80.723
1.122
6.008
3.964
12
24.050
519
437
3.167
0
42
26.201
69
83.862
1.014
8.313
3.899
12
24.308
622
460
3.191
0
47
23.877
69
86.006
979
8.353
3.891
12
24.426
353
458
3.296
0
55
23.729
61
85.720
1.390
8.024
3.857
12
24.656
754
456
3.240
0
64
23.456
60
84.976
2.873
10.496
4.053
10
24.509
747
462
2.905
0
73
23.747
61
84.200
1.507
10.708
4.419
10
25.412
696
468
4.339
0
72
22.305
61
86.368
1.350
10.644
3.912
10
26.763
680
491
3.888
0
81
22.691
62
90.933
1.393
5.832
0
4.008
10
26.389
694
504
5.034
0
90
25.363
61
94.699
1.372
5.694
1
4.722
10
27.427
687
515
0
11.151
0
10.807
0
11.116
0
11.344
0
11.574
0
10.874
12.945
0
13.132
15.766
16.431
0
16.711
161
33.526
4.169
0
225
173
34.876
4.144
0
238
162
33.702
4.617
0
232
169
33.937
5.099
0
246
172
35.073
4.731
0
239
170
34.799
4.698
46
240
163
32.523
4.729
56
228
154
32.496
4.697
60
223
154
33.599
4.851
0
227
143
34.068
4.837
229
145
36.050
4.702
0
231
141
35.796
4.700
226
0
3
0
1.306
0
3
1.381
0
4
1.320
0
4
1.526
0
4
1.611
0
4
943
0
4
947
0
3
904
0
3
564
0
3
571
0
3
577
0
3
724
0
3
723
0
-
0
-
0
-
0
-
0
-
0
-
0
-
0
-
0
-
915
838
834
890
901
966
977
1.038
1.068
1.032
1.021
1.024
1.069
1.118
1.211
1.240
48
38
37
36
32
36
37
32
16
15
15
NPL
13. Jasa Pendidikan
NPL
NPL
NPL
Rumah Tangga
NPL
NPL
batasannya
NPL
Rumah Tangga
NPL
NPL
NPL
NPL
multiguna)
NPL
NPL
574
12
16
3.954
544
0
10
24
3.971
541
0
3
25
3.831
545
0
3
24
3.887
531
0
3
24
4.088
536
0
3
24
4.053
538
0
3
24
4.201
536
0
4
24
4.164
540
0
4
24
4.174
523
0
4
25
4.293
522
0
5
24
4.342
560
0
4
504
4.265
561
6
26
4.314
563
7
1
24
4.287
566
6
1
22
4.277
569
6
23
4.363
581
7
24
4.436
209
15.278
1.715
83
15.848
1.282
88
15.942
1.354
85
16.103
1.367
89
16.360
1.398
86
16.397
1.419
87
16.461
1.445
85
16.546
1.480
102
16.756
1.500
103
16.921
1.511
102
16.952
1.389
92
16.885
1.434
91
16.702
1.465
108
15.457
323
95
15.619
330
97
15.836
330
98
16.110
344
710
10
7
1
24
4.550

NPL
2. Fisher
NPL
NPL
NPL
NPL
6. Construction
NPL
NPL
NPL
and Communications
NPL
NPL
and Business
Services
NPL
NPL
NPL
NPL
15. Community,
Individual Services
NPL
Serve Households
NPL
NPL
clearly defined
NPL
House Hold
NPL
NPL
NPL
NPL
- Others
102
NPL
342
NPL
r) Revised figures
100

Tabel 4.8.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Per Lokasi Dati I Bank Penyalur Kredit - Juli 2014
Credit and NPL of Commercial Bank to Non Banks Third Party Based on Business Sector and non Business Sector of Credit by Region - July 2014)
Lapangan Usaha
Keterangan
Pertanian,
perburuan
dan
Kehutanan
Perikanan
Pertambanga
n dan
Penggalian
Jawa Barat
5.751
NPL
260
Banten
499
NPL
26
DKI Jakarta
87.473
NPL
1.002
D.I Yogyakarta
544
NPL
10
Jawa Tengah
5.113
NPL
112
Jawa Timur
9.033
NPL
481
Bengkulu
890
NPL
21
Jambi
4.557
NPL
84
Aceh
1.170
NPL
31
Sumatera Utara
25.424
NPL
456
Sumatera Barat
4.033
NPL
126
Riau
10.861
NPL
290
Sumatera Selatan
10.350
NPL
413
231
Bangka Belitung
NPL
2
Kepulauan Riau
95
NPL
47
Lampung
5.810
NPL
41
Kalimantan Selatan
3.615
NPL
27
Kalimantan Barat
5.098
NPL
42
Kalimantan Timur
4.284
NPL
316
Kalimantan Tengah
5.026
NPL
9
Sulawesi Tengah
857
NPL
16
Sulawesi Selatan
1.171
NPL
73
Sulawesi Utara
249
NPL
11
Gorontalo
89
NPL
6
Sulawesi Barat
224
NPL
22
Sulawesi Tenggara
80
NPL
4
Nusa Tenggara Barat
243
NPL
6
Bali
1.032
NPL
7
Nusa Tenggara Timur
140
NPL
4
Maluku
46
NPL
5
Papua
637
NPL
11
Maluku Utara
13
NPL
1
Papua Barat
91
NPL
1
Lainnya
2.030
NPL
Total
196.758
NPL
3.962
Industri
Pengolahan
Listrik, gas
dan air
Konstruksi
Perdagangan
Besar dan
Eceran
Penyediaan
akomodasi
dan
penyediaan
makan
minum
Bukan Lapangan Usaha
Transportasi,
pergudangan
dan
komunikasi
Perantara
Keuangan
Real Estate,
Usaha
Persewaan,
dan Jasa
Perusahaan
10
11
Jasa
Jasa
Admistrasi
Kemasyarakat
Jasa
Perorangan
Pemerintahan
an, Sosial
Jasa Pendidi- Kesehatan
yang
, Pertahanan
Budaya,
kan
dan Kegiatan
Melayani
dan Jaminan
Hiburan dan
Sosial
Rumah
Sosial Wajib
Perorangan
Tangga
lainnya
12
13
14
15
16
Badan
Internasional
dan Badan
Ekstra
Internasional
Lainnya
Kegiatan
yang belum
jelas
batasannya
17
18
Rumah
Tangga Untuk
Pemilikan
Rumah
Tinggal
Rumah
Tangga Untuk
Pemilikan
Flat atau
Apartemen
Rumah
Tangga Untuk
Pemilikan
Ruko atau
Rukan
Rumah
Tangga Untuk
Pemilikan
Kendaraan
Bermotor
Rumah
Tangga Untuk
Pemilikan
Peralatan
Rumah
Tangga
Lainnya
5
430
59
24
1
2.283
9
81
2
709
20
581
24
24
1
46
2
31
2
309
9
75
7
80
3
56
2
48
1
62
0
592
38
123
5
114
3
105
12
20
1
66
1
231
10
215
18
23
1
5
0
47
5
33
2
162
0
31
1
43
2
48
2
11
1
27
3
-
1.561
22
448
17
106.341
3.174
30
5
316
27
1.997
14
57
16
162
13
32
4
441
8
321
12
250
4
310
46
1.352
1
535
1
117
3
978
58
99
17
2.571
159
6
1
77
0
543
105
49
1
4
0
3
1
81
2
15
7
67
58
12
1
1
0
64
0
1
64
0
3.354
-
44.056
1.277
9.808
67
357.613
7.354
1.776
52
32.502
578
89.881
1.543
294
4
785
10
1.267
20
34.594
788
1.572
33
1.923
13
4.419
95
522
5
4.555
26
3.221
29
1.575
25
1.068
5
5.600
22
309
4
248
10
4.236
200
666
100
86
3
44
3
175
12
239
9
1.665
15
237
2
61
1
353
73
34
2
104
10
5.524
20
1.076
10
950
1
79.649
785
42
0
207
1
1.154
7
24
0
3
0
105
0
1.022
2
20
0
92
2
296
2
28
26
476
0
23
2
325
36
66
0
68
0
14
0
9
0
251
3
4
1
1
0
3
5
0
13
0
48
0
34
0
12
0
36
3
0
0
10
0
586
-
10.363
501
3.716
217
69.563
1.655
686
16
4.328
141
11.917
366
209
16
872
33
566
109
4.969
502
526
25
1.622
137
3.067
620
275
25
1.431
47
818
23
1.187
39
913
64
4.293
739
364
23
540
21
3.686
230
693
65
141
41
41
7
448
26
494
14
2.182
14
470
24
336
34
1.726
78
192
24
787
10
154
-
59.894
3.007
13.757
390
258.124
5.664
6.723
227
61.790
2.046
83.545
2.580
3.011
159
5.686
267
5.208
614
39.580
1.238
10.119
534
9.972
622
12.355
493
1.977
68
4.672
103
11.547
372
7.132
251
8.160
154
11.663
481
3.117
106
5.075
232
22.900
1.050
5.970
211
1.907
145
1.306
106
3.755
191
5.995
177
15.918
183
3.740
122
1.614
60
4.804
156
1.208
72
2.166
76
4.930
71
5.326
77
646
56
30.896
240
1.526
19
3.505
127
4.184
85
132
1
497
4
116
9
1.865
53
650
32
1.188
18
684
25
72
2
775
31
328
8
596
5
545
9
1.442
132
109
6
282
6
2.598
108
396
12
45
3
39
11
398
17
560
4
5.783
41
242
8
105
4
680
11
97
3
123
3
5
-
15.215
449
1.470
14
120.657
2.901
381
11
4.254
93
10.585
141
52
4
330
6
86
8
4.065
141
424
21
1.574
48
799
37
55
1
2.997
28
845
24
1.506
80
1.811
23
5.333
557
158
6
152
2
3.053
112
231
16
31
1
9
0
80
3
160
2
412
1
206
5
103
3
585
70
44
5
313
3
941
162
3.663
292
4.539
19
145.833
299
703
5
3.887
64
3.243
141
23
4
212
14
55
8
1.467
55
774
5
307
9
215
11
3
76
3
390
26
438
6
266
3
350
14
17
8
2
1.193
100
38
16
2
1
2
1
17
0
111
4
603
20
43
0
9
16
3
3
0
1.531
-
8.856
369
2.695
60
109.293
1.100
1.143
11
4.359
99
7.419
188
158
6
461
11
181
17
4.189
96
397
28
2.487
122
1.204
63
126
3
1.010
19
1.011
18
1.485
38
958
8
5.313
719
209
6
142
4
2.372
131
625
6
53
4
40
2
154
6
170
5
1.643
55
124
4
184
13
381
14
59
4
242
6
135
9
39
0
12
2
1.253
0
7
0
11
0
48
0
0
1
2
35
1
8
0
3
0
11
0
1
1
2
0
0
3
0
8
1
1
14
3
6
0
0
0
1
3
0
3
1
0
0
4
0
36
0
7.207
-
754
6
332
2
2.579
22
187
3
520
5
699
16
26
0
18
1
23
0
271
6
119
0
74
1
131
0
1
79
0
230
2
37
0
42
1
30
1
5
0
13
0
160
1
42
3
3
24
3
10
0
167
0
21
1
0
0
19
3
13
20
0
-
1.518
114
198
6
4.425
49
167
18
735
9
1.248
29
26
3
92
3
70
4
735
7
150
5
253
6
208
3
18
66
1
148
4
57
10
149
1
148
4
20
0
17
1
140
1
39
1
7
0
11
0
18
1
137
4
458
1
25
0
6
0
33
2
5
0
20
0
12
-
6.255
233
1.406
39
23.612
463
1.022
34
3.646
119
4.747
203
155
9
345
12
774
232
1.630
129
539
31
918
49
604
36
99
12
502
21
745
15
766
42
352
6
1.641
188
213
11
262
18
1.623
52
382
19
91
6
83
19
193
15
263
5
1.536
22
667
25
100
6
1.243
37
85
5
379
7
-
264
6
58
0
261
7
79
9
328
6
361
10
7
0
13
0
31
5
79
1
10
0
24
1
24
1
5
0
19
0
26
4
19
1
9
0
30
1
17
0
22
1
104
6
15
0
9
0
7
0
8
0
24
1
83
1
13
0
14
0
33
0
3
0
9
0
-
0
0
66
4
0
156
6
0
0
0
0
5
1
0
11
2
40
1
1
-
682
21
99
3
3.334
84
97
2
274
5
728
15
30
0
69
4
44
7
193
10
47
0
52
6
69
4
2
9
37
2
80
10
126
2
128
36
6
1
32
0
196
3
6
1
16
0
66
2
17
1
91
0
3
36
4.514
-
49.565
1.751
17.741
421
86.501
1.427
3.300
61
15.404
411
29.034
527
1.033
15
3.367
94
1.957
69
11.169
500
2.349
61
5.956
361
5.573
237
775
25
5.040
138
2.414
113
5.950
147
2.658
57
6.482
217
1.636
27
1.704
31
10.689
373
3.215
155
689
25
216
7
1.613
40
2.417
41
10.036
59
959
8
490
5
1.168
40
391
5
392
10
1
-
875
14
413
4
8.791
69
59
232
3
1.375
14
22
0
22
57
251
5
85
1
48
1
36
0
5
31
0
35
2
30
0
56
3
105
1
9
0
9
111
2
68
1
9
0
1
0
94
0
72
1
87
1
13
0
9
1
13
42
1
13
1
-
1.882
44
992
6
8.686
193
204
1
787
25
1.721
31
169
6
409
6
208
34
1.999
54
214
15
750
24
1.089
38
186
2
611
17
240
2
366
5
699
11
760
23
141
3
245
3
1.497
57
283
6
36
1
27
2
387
9
205
2
311
2
66
0
35
2
307
5
16
82
1
-
4.578
60
8.064
50
84.062
1.034
598
4
4.916
41
4.755
48
57
2
219
3
153
5
4.195
56
159
3
474
7
431
12
100
1
364
2
400
4
230
6
208
2
2.302
34
47
0
207
3
4.133
34
239
2
179
1
12
0
72
1
213
1
438
3
82
1
46
0
63
2
23
0
26
0
-
32.031
523
9.970
212
51.927
797
4.871
39
16.487
213
41.280
341
2.493
26
5.840
66
10.902
72
16.567
238
3.713
60
10.693
114
12.350
134
1.930
13
4.002
42
3.369
42
6.377
52
7.699
38
9.988
126
4.477
26
6.598
47
12.319
167
5.253
109
1.439
31
929
14
5.668
38
4.601
70
8.131
33
4.280
43
1.580
27
4.019
71
937
13
1.262
23
2
-
6.735
247
122.258
3.778
611.010
12.410
86.651
881
133.573
5.885
699.325
22.231
66.437
1.168
178.921
5.003
170.039
1.121
159.276
3.245
8.516
7
6.655
74
11.357
288
56.880
2.120
2.007
64
282
9
11.088
218
291.883
7.457
13.076
126
25.614
631
122.046
1.422
313.982
3.862
Bukan
Lapangan
Usaha
Lainnya
Location
Jawa Barat
NPL
Banten
NPL
DKI Jakarta
NPL
D.I Yogyakarta
NPL
Jawa Tengah
NPL
Jawa Timur
NPL
Bengkulu
NPL
Jambi
NPL
Aceh
NPL
Sumatera Utara
NPL
Sumatera Barat
NPL
Riau
NPL
Sumatera Selatan
NPL
Bangka Belitung
NPL
Kepulauan Riau
NPL
Lampung
NPL
Kalimantan Selatan
NPL
Kalimantan Barat
NPL
Kalimantan Timur
NPL
Kalimantan Tengah
NPL
Sulawesi Tengah
NPL
Sulawesi Selatan
NPL
Sulawesi Utara
NPL
Gorontalo
NPL
Sulawesi Barat
NPL
Sulawesi Tenggara
NPL
Nusa Tenggara Barat
NPL
Bali
NPL
Nusa Tenggara Timur
NPL
Maluku
NPL
Papua
NPL
Maluku Utara
NPL
Papua Barat
NPL
Other
NPL
200.448 Total
2.027 NPL
32.606
117
6.106
32
69.729
1.297
359
3
22.397
59
7.160
76
3.052
6
997
6
1.021
2
3.252
52
9.338
28
830
11
1.591
23
233
0
421
1
3.737
16
484
1
1.220
4
1.086
18
738
2
1.183
6
6.274
31
5.748
127
2.385
2
1.128
5
374
3
3.749
17
829
4
4.666
16
1.977
24
3.015
28
1.689
5
1.052
4
21
0
101
Tabel 4.9.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use )
2011
2012
Des
Des
2013
2014
Items
Keterangan
Apr
Junr)
Mei
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Jenis Penggunaan
Type of Use
Kredit kepada Pihak Ketiga

1. Modal Kerja
Credit to Third Party

1.068.676
1.316.689
1.387.291
1.421.931
1.407.123
1.434.995
1.461.602
1.507.551
1.506.089
1.535.973
1.585.659
1.546.833
1.545.883
1.572.862
1.607.627
1.609.581
1.650.529
1.675.228
NPL
28.279
28.963
30.750
30.991
29.802
29.842
31.654
30.684
32.073
32.157
31.470
32.945
35.544
37.185
37.908
40.652
40.265
42.508
2. Investasi
464.262
591.425
610.552
626.820
700.623
715.665
729.406
749.442
756.373
775.085
798.157
799.077
805.189
814.094
830.170
846.172
857.965
852.749
8.917
10.032
11.104
11.834
12.365
12.718
13.399
13.714
14.282
14.228
13.633
14.454
14.703
15.178
16.720
18.622
19.493
20.178
667.155
799.748
826.373
838.726
851.377
870.465
876.394
890.217
897.014
903.338
909.058
912.510
916.749
919.942
923.551
947.396
959.669
967.053
10.499
11.600
13.430
13.473
13.412
13.802
14.325
14.116
14.057
14.046
13.176
14.433
14.832
13.715
14.250
15.027
15.075
15.525
2.200.094
2.707.862
2.824.217
2.887.478
2.959.123
3.021.126
3.067.402
3.147.210
3.159.476
3.214.397
3.292.874
3.258.421
3.267.820
3.306.899
3.361.348
3.403.148
3.468.162
47.695
50.595
55.283
56.298
55.579
56.362
59.379
58.514
60.412
60.431
58.279
61.831
65.080
66.079
68.878
74.302
74.833
NPL
3. Konsumsi
NPL
Total Kredit
NPL
78.211
41.876
47.799
48.197
49.083
50.831
51.887
52.524
55.163
53.897
56.961
62.518
57.608
57.777
57.680
61.371
60.703
62.142
120.184
NPL
1.602
1.616
1.442
1.399
1.389
1.431
1.463
1.402
1.420
1.331
1.571
1.360
1.460
1.313
1.323
1.353
1.698
2.180
2. Impor
26.525
38.985
44.785r)
53.315
57.191
57.879
67.082
65.802
69.518
66.402
70.611
66.394
61.412
58.466
58.856
58.386
63.008
61.356
733
587
592
622
680
676
766
772
751
777
618
161
642
638
568
794
864
842
2.131.118
2.621.078
2.731.234
2.785.079
2.851.100
2.911.360
2.947.796
3.026.246
3.036.061
3.091.035
3.159.745
3.134.418
3.148.631
3.190.752
3.241.121
3.284.059
3.343.012
3.313.491
45.245
48.392
53.248
54.277
53.510
54.255
57.149
56.341
58.241
58.324
56.091
60.310
62.978
64.127
66.987
72.155
72.271
75.189
2.200.094
2.707.862
2.824.217
2.887.478
2.959.123
3.021.126
3.067.402
3.147.210
3.159.476
3.214.397
3.292.874
3.258.421
3.267.820
3.306.899
3.361.348
3.403.148
3.468.162
47.694
50.595
55.283
56.298
55.579
56.362
59.378
58.514
60.412
60.431
58.279
61.831
65.080
66.079
68.878
74.302
74.833
NPL
Total Kredit
NPL
NPL
3. Consumption
NPL
NPL
User Orientation
1. Ekspor
3. Lainnya
NPL
2. Investments
3.495.030 Total Credit
NPL
1. Working Capital
1. Ekspor
NPL
2. Impor
NPL
3. Other
NPL

78.211
NPL
r) Revised figures
102
Tabel 4.10.a. Kredit dan NPL Bank Persero Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of State Owned Banks to Non Bank Third Party Based on Types and Orientation of Use)
2011
2012
Des
Des
2013
2014
Items
Keterangan
Apr
Junr)
Mei
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Jenis Penggunaan
Type of Use

1. Modal Kerja

407.101
503.972
532.763
550.134
519.935
521.845
526.442
548.564
545.237
558.264
580.070
556.972
555.089
558.323
572.582
567.023
585.064
594.067
NPL
13.638
13.784
14.218
14.229
13.212
13.623
14.096
13.632
13.687
13.402
12.967
14.360
14.883
14.315
14.805
15.413
15.032
16.285
2. Investasi
135.196
168.585
172.695
177.172
246.233
248.572
251.426
259.555
260.453
265.799
274.979
275.336
280.968
287.237
290.889
297.714
301.065
303.518
NPL
3. Konsumsi
NPL
Total Kredit
NPL
2.462
2.559
2.975
3.175
4.050
4.000
4.088
4.143
4.193
3.913
3.844
4.210
4.255
4.370
4.359
4.708
5.090
4.771
234.535
286.571
292.728
297.819
300.778
307.500
310.631
316.971
319.366
321.925
326.677
327.272
329.989
332.743
335.868
341.297
348.106
348.085
3.683
4.905
6.245
6.116
6.042
6.395
6.699
6.464
6.228
6.104
5.656
6.529
6.797
6.641
6.798
7.181
7.184
776.833
959.128
998.187
1.025.125
1.066.945
1.077.916
1.088.499
1.125.090
1.125.057
1.145.988
1.181.726
1.159.580
1.166.047
1.178.302
1.199.339
1.206.035
1.234.235
19.783
21.249
23.439
23.520
23.304
24.019
24.883
24.239
24.108
23.418
22.467
25.100
25.935
25.326
25.962
27.301
27.305
NPL
2. Impor
NPL
3. Lainnya
NPL
Total Kredit
NPL
NPL
2. Investments
NPL
3. Consumption
NPL
7.207

28.262
1. Ekspor
1. Working Capital
NPL
User Orientation
13.551
548
7.296
350
755.987
13.169
11.808r)
11.936
12.685
11.939
12.455
13.077
11.978
11.593
13.717
12.114
12.390
12.857
12.606
12.063
12.939
11.847
540
508
512
515
529
556
577
565
497
502
510
490
467
472
516
527
522
19.848
22.467
22.411
26.404
27.522
29.922
25.187
27.799
23.296
18.086
12.962
12.021
10.936
10.184
9.948
10.542
12.322
r)
372
384
406
387
402
428
448
436
462
470
14
13
12
14
14
14
14
935.417
974.057
993.341
1.031.794
1.043.566
1.049.640
1.084.491
1.083.157
1.109.209
1.140.209
1.124.170
1.135.570
1.152.482
1.174.712
1.183.035
1.211.113
1.223.874
18.885
20.336
22.547
22.602
22.402
23.088
23.900
23.213
23.107
22.458
21.496
24.577
25.431
24.846
25.476
26.771
26.764
776.833
959.128
998.187
1.025.125
1.066.945
1.077.916
1.088.499
1.125.090
1.125.057
1.145.988
1.181.726
1.159.580
1.166.047
1.178.302
1.199.339
1.206.035
1.234.235
19.783
21.249
23.439
23.520
23.304
24.019
24.883
24.239
24.108
23.418
22.467
25.100
25.935
25.326
25.962
27.301
27.305
1. Ekspor
NPL
2. Impor
NPL
3. Other
NPL
27.726

28.262
NPL
r) Revised figures
103
Tabel 4.11.a. Kredit dan NPL BUSN Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Foreign Exchange Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use)
2011
2012
Des
Des
2013
2014
Items
Keterangan
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Jenis Penggunaan
Type of Use

1. Modal Kerja

434.210
519.409
539.070
549.607
557.795
568.735
577.069
588.503
601.259
602.098
617.230
609.488
616.121
633.567
643.513
640.012
653.292
657.452
NPL
10.005
9.122
9.760
9.954
9.730
8.991
10.196
10.035
10.617
10.820
10.151
10.673
11.595
11.931
12.947
14.054
14.191
14.890
2. Investasi
242.948
305.936
313.999
322.036
325.275
332.118
339.615
346.278
351.682
359.853
371.973
370.141
369.421
373.447
382.503
389.800
397.145
389.972
NPL
3. Konsumsi
4.746
4.540
5.169
5.519
5.186
5.251
5.791
5.493
5.851
6.106
6.057
6.277
6.462
6.785
7.239
8.474
8.891
9.573
245.384
288.933
298.633
302.581
307.193
315.702
316.964
321.213
322.632
323.809
322.319
324.135
323.888
323.315
320.726
334.186
335.733
341.062
NPL
Total Kredit
NPL
3.390
3.785
4.200
4.320
4.289
4.291
4.380
4.375
4.472
4.526
4.356
4.540
4.711
4.857
5.165
5.384
5.364
922.541
1.114.279
1.151.702
1.174.225
1.190.263
1.216.555
1.233.648
1.255.994
1.275.573
1.285.761
1.311.522
1.303.765
1.309.430
1.330.329
1.346.741
1.363.998
1.386.170
18.141
17.448
19.129
19.792
19.205
18.534
20.368
19.903
20.941
21.453
20.564
21.489
22.769
23.573
25.351
27.912
28.447
NPL
2. Impor
NPL
NPL
NPL
NPL
3. Consumption
NPL
5.664
30.126
NPL
User Orientation
1. Ekspor
Total Kredit
NPL
2. Investments
3. Lainnya
1. Working Capital
8.800
9.391
9.834
10.559
11.470
11.729
10.470
13.397
13.582
13.746
14.471
14.126
14.169
16.619
17.605
16.800
16.884
76.412
91
22
24
25
27
48
21
70
70***)
97
153
151
148
150
148
130
383
923
7.256
11.385
11.295
12.014
12.488
14.286
18.085
14.903
15.883
15.706
15.784
15.942
16.617
17.865
18.505
19.368
19.676
19.081
199
97
93
100
146
135
168
145
138
131
76
75
72
70
39
294
296
275
906.486
1.093.502
1.130.573
1.151.652
1.166.305
1.190.540
1.205.094
1.227.694
1.246.108
1.256.309
1.281.267
1.273.697
1.278.644
1.295.845
1.310.632
1.327.831
1.349.609
1.292.993
17.851
17.329
19.012
19.667
19.032
18.351
20.179
19.689
20.697
21.225
20.335
21.263
22.549
23.354
25.165
27.487
27.767
922.541
1.114.279
1.151.702
1.174.225
1.190.263
1.216.555
1.233.648
1.255.994
1.275.573
1.285.761
1.311.522
1.303.765
1.309.430
1.330.329
1.346.741
1.363.998
1.386.170
18.141
17.448
19.129
19.792
19.205
18.534
20.368
19.903
20.941
21.453
20.564
21.489
22.769
23.573
25.351
27.912
28.447
1. Ekspor
NPL
2. Impor
NPL
3. Other
NPL
28.928

30.126
NPL
104
Tabel 4.12.a. Kredit dan NPL BUSN Non Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Non-Foreign Exchange Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use)
2011
2012
Des
Des
2013
2014
Items
Keterangan
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Jenis Penggunaan
Type of Use

1. Modal Kerja
NPL
2. Investasi
NPL
3. Konsumsi
NPL
Total Kredit
NPL

22.195
30.464
33.603
34.996
37.334
37.875
37.747
39.545
38.677
39.439
41.614
40.548
41.569
43.524
45.185
46.292
47.386
48.032
635
810
893
904
859
960
923
893
990
952
1.001
1.113
1.190
1.101
1.308
1.349
1.364
1.463
11.858
16.879
18.154
18.930
19.384
19.964
19.468
19.621
19.872
20.130
20.358
20.303
20.560
20.849
21.225
21.780
22.961
23.221
285
692
701
705
694
731
690
665
707
648
618
713
613
667
770
806
812
886
34.090
42.108
43.434
43.865
44.535
44.950
45.011
45.480
45.874
46.191
46.256
46.280
46.265
46.325
46.671
47.547
48.386
48.874
323
336
334
342
334
328
346
330
340
359
319
355
352
365
361
383
380
68.143
89.451
95.191
97.791
101.253
102.789
102.226
104.646
104.423
105.760
108.228
107.131
108.394
110.697
113.081
115.619
118.732
1.243
1.838
1.928
1.952
1.887
2.020
1.958
1.888
2.037
1.958
1.938
2.181
2.155
2.133
2.439
2.537
2.556
2.731
10
13
2. Impor
245
243
NPL
NPL
NPL
NPL
User Orientation
NPL
Total Kredit
NPL
3. Consumption
382
1. Ekspor
NPL
NPL
2. Investments
120.127 Total Credit
3. Lainnya
1. Working Capital
68.133
89.439
95.187
97.781
101.247
102.780
102.218
104.640
104.419
105.757
108.226
107.127
108.390
110.693
113.076
115.609
118.475
119.884
1.243
1.838
1.928
1.952
1.887
2.020
1.958
1.888
2.037
1.958
1.938
2.181
2.155
2.133
2.439
2.537
2.556
68.143
89.451
95.191
97.791
101.253
102.789
102.226
104.646
104.423
105.760
108.228
107.131
108.394
110.697
113.081
115.619
118.732
1.243
1.838
1.928
1.952
1.887
2.020
1.958
1.888
2.037
1.958
1.938
2.181
2.155
2.133
2.439
2.537
2.556
1. Ekspor
NPL
2. Impor
NPL
3. Other
NPL
2.731

2.731
NPL
105
Tabel 4.13.a. Kredit dan NPL BPD Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Regional Development Banks to Non Bank Third Party Based on Types and Orientation of Use)
2011
2012
Des
Des
2013
2014
Items
Keterangan
Apr
Mei
Jun
Jul
Ags
Sep *)
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Jenis Penggunaan
Type of Use

1. Modal Kerja

35.304
45.861
47.676
49.513
51.965
53.788
54.608
57.029
58.333
59.058
57.562
51.602
52.488
54.632
56.048
57.698
59.550
60.582
NPL
1.948
3.207
3.840
4.000
4.105
4.331
4.366
4.240
4.584
4.647
4.838
4.555
4.827
5.049
5.402
5.861
5.515
5.858
2. Investasi
21.081
24.870
27.226
27.702
28.222
28.418
28.534
28.778
29.456
29.848
29.561
30.592
30.714
31.174
32.119
32.480
32.620
32.992
NPL
3. Konsumsi
NPL
Total Kredit
NPL
498
1.134
1.295
1.401
1.446
1.457
1.528
2.033
2.120
2.090
1.683
1.818
2.009
2.096
2.938
3.178
3.034
3.324
119.317
148.120
158.377
161.122
164.628
167.615
168.632
171.368
173.197
175.107
177.418
178.129
180.461
182.885
185.046
188.722
191.278
192.885
627
684
802
840
852
896
949
963
988
1.014
922
1.034
1.072
1.076
1.160
1.288
1.336
175.702
218.851
233.279
238.337
244.815
249.821
251.775
257.175
260.985
264.014
264.541
260.323
263.662
268.692
273.212
278.900
283.448
3.073
5.025
5.936
6.241
6.402
6.684
6.843
7.236
7.692
7.751
7.444
7.407
7.908
8.221
9.499
10.327
9.886
10.630
99
87
84
85
88
83
65
64
66
66
65
64
64
63
62
101
100
65
14
11
10
10
12
23
11
2. Impor
NPL
NPL
NPL
NPL
User Orientation
NPL
Total Kredit
NPL
3. Consumption
1.449
1. Ekspor
NPL
NPL
2. Investments
3. Lainnya
1. Working Capital
175.597
218.759
233.192
238.249
244.725
249.734
251.707
257.108
260.915
263.944
264.473
260.256
263.595
268.625
273.147
278.796
283.345
286.392
3.065
5.010
5.924
6.230
6.393
6.675
6.834
7.227
7.683
7.741
7.434
7.397
7.898
8.210
9.489
10.314
9.861
175.702
218.851
233.279
238.337
244.815
249.821
251.775
257.175
260.985
264.014
264.541
260.323
263.662
268.692
273.212
278.900
283.448
3.073
5.025
5.936
6.241
6.402
6.684
6.843
7.236
7.692
7.751
7.444
7.407
7.908
8.221
9.499
10.327
9.886
1. Ekspor
NPL
2. Impor
NPL
3. Other
NPL
10.619

10.630
NPL
106
Tabel 4.14.a. Kredit dan NPL Bank Campuran Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Joint Venture Banks to Non Bank Third Party Based on Types and Orientation of Use)
2011
2012
Des
Des
2013
2014
Items
Keterangan
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Jenis Penggunaan
Type of Use

1. Modal Kerja

80.077
101.551
109.885
112.743
116.250
119.136
123.905
124.545
119.863
125.821
130.992
130.476
126.612
125.550
132.306
134.333
139.191
139.363
NPL
1.083
1.307
1.246
1.161
1.071
1.083
1.162
939
1.061
1.021
1.171
1.156
1.127
1.360
1.603
2.310
2.478
2.340
2. Investasi
26.317
38.127
42.415
43.211
44.877
47.563
49.899
53.065
53.161
55.370
55.821
56.910
57.454
55.446
56.044
57.128
56.541
55.838
NPL
3. Konsumsi
NPL
Total Kredit
NPL
401
537
505
579
454
730
726
775
833
865
867
879
837
785
827
878
1.047
1.025
13.994
13.617
12.860
12.777
13.238
13.685
13.930
13.911
14.446
14.539
14.545
14.478
14.538
14.336
14.749
14.846
15.009
14.859
552
524
407
403
409
386
418
420
426
430
432
449
344
346
341
365
369
120.389
153.295
165.160
168.730
174.365
180.383
187.733
191.521
187.471
195.730
201.357
201.863
198.604
195.332
203.099
206.307
210.741
2.036
2.368
2.158
2.143
1.934
2.199
2.306
2.133
2.320
2.315
2.470
2.484
2.308
2.492
2.772
3.553
3.893
NPL
2. Impor
NPL
3. Lainnya
NPL
Total Kredit
NPL
NPL
2. Investments
NPL
3. Consumption
NPL
370

3.735
1. Ekspor
1. Working Capital
NPL
User Orientation
14.728
17.518
18.175
18.033
18.116
18.755
19.685
18.502
19.956
21.599
24.128
22.743
22.274
20.035
21.575
22.280
22.451
21.989
468
619
538
492
474
469
486
330
334
302
340
288
279
166
167
167
230
227
3.899
5.989
6.899
6.991
7.627
6.483
7.341
7.021
6.487
8.752
9.350
9.627
8.922
10.298
10.668
10.145
13.716
13.775
23
32
29
29
29
26
26
26
26
24
62
62
101.761
129.788
140.087
143.705
148.622
155.145
160.707
165.998
161.028
165.380
167.880
169.493
167.407
165.000
170.856
173.882
174.574
174.295
1.545
1.742
1.613
1.643
1.453
1.723
1.788
1.774
1.957
1.985
2.104
2.170
2.003
2.300
2.582
3.379
3.601
120.389
153.295
165.160
168.730
174.365
180.383
187.733
191.521
187.471
195.730
201.357
201.863
198.604
195.332
203.099
206.307
210.741
2.036
2.368
2.158
2.143
1.934
2.199
2.306
2.133
2.320
2.315
2.470
2.484
2.308
2.492
2.772
3.553
3.893
1. Ekspor
NPL
2. Impor
NPL
3. Other
NPL
3.445

3.735
NPL
107
Tabel 4.15.a. Kredit dan NPL Bank Asing Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Foreign Owned Banks to Non Bank Third Party Based on Types and Orientation of Use)
2011
2012
Des
Des
2013
2014
Items
Keterangan
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Jenis Penggunaan
Type of Use

1. Modal Kerja
NPL
2. Investasi
NPL
3. Konsumsi
NPL
Total Kredit
NPL

89.789
115.432
124.294
124.939
123.844
133.616
141.831
149.363
970
732
793
743
824
853
911
946
26.862
37.028
36.063
37.769
36.633
39.032
40.463
42.146
142.720
1.134r)
41.748
151.293
158.191
157.747
154.004
157.266
157.995
164.223
166.046
175.732
1.316
1.341
1.087
1.923
3.430
1.844
1.666
1.685
1.674
44.085
45.465
45.796
46.072
45.942
47.391
47.269
47.632
47.208
525
569
458
456
535
548
576
606
578
606
564
557
527
476
586
579
619
599
19.834
20.398
20.341
20.562
21.005
21.014
21.227
21.274
21.499
21.766
21.844
22.216
21.608
20.338
20.491
20.797
21.157
21.288
1.924
1.366
1.441
1.452
1.487
1.505
1.532
1.564
1.602
1.614
1.491
1.526
1.556
430
425
427
442
136.486
172.859
180.697
183.270
181.482
193.661
203.521
212.784
205.968
217.144
225.500
225.759
221.684
223.546
225.876
232.290
234.835
3.419
2.667
2.693
2.651
2.847
2.906
3.019
3.116
3.314
3.536
3.396
3.170
4.006
4.336
2.854
2.671
2.746
NPL
2. Impor
NPL
3. Lainnya
NPL
Total Kredit
NPL
NPL
2. Investments
NPL
3. Consumption
NPL
453

2.726
1. Ekspor
1. Working Capital
NPL
User Orientation
4.688
7.629
8.296
8.464
8.471
9.377
9.847
10.120
8.313
9.956
10.136
8.562
8.879
8.105
9.522
9.452
9.755
9.870
487
421
362
359
366
377
391
417
406
426
567
403
534
521
527
528
535
497
8.069
11.058
14.263
14.603
14.690
15.245
16.348
17.221
16.752
17.673
17.522
17.780
17.334
17.657
17.931
19.185
18.307
162
109
107
107
139
130
138
149
147
154
45
46
529
529
492
477
489
489
123.154
154.172
158.139
160.351
158.408
169.595
178.429
186.315
180.434
190.437
197.690
199.675
195.024
198.108
198.698
204.907
205.896
216.053
r)
14.455
r)
2.656
2.136
2.225
2.185
2.342
2.399
2.489
2.550
2.760
2.957
2.783
2.722
2.943
3.287
1.836
1.666
1.722
136.486
172.859
180.697
183.270
181.482
193.661
203.521
212.784
205.968
217.144
225.500
225.759
221.684
223.546
225.876
232.290
234.835
3.418
2.667
2.693
2.651
2.847
2.906
3.019
3.116
3.314
3.536
3.396
3.170
4.006
4.336
2.854
2.671
2.746
1. Ekspor
NPL
2. Impor
NPL
3. Other
NPL
1.740

2.726
NPL
r) Revised figures
108
Tabel 4.16.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan per Lokasi Dati I Bank Penyalur Kredit - Juli 2014
Credit and Non Perfoming Loan (NPL) of Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use by Bank Location for July 2014
Lokasi
1.
Jawa Barat
NPL
2.
Banten
NPL
3.
DKI Jakarta
NPL
4.
D.I Yogyakarta
NPL
5.
Jawa Tengah
NPL
6.
Jawa Timur
NPL
7.
Bengkulu
NPL
8.
Jambi
NPL
9.
Aceh
NPL
10.
Sumatera Utara
NPL
11.
Sumatera Barat
NPL
12.
Riau
NPL
13.
Sumatera Selatan
NPL
14.
Bangka Belitung
NPL
15.
Kepulauan Riau
NPL
16.
Lampung
NPL
17.
Kalimantan Selatan
NPL
18.
Kalimantan Barat
NPL
19.
Kalimantan Timur
NPL
20.
Kalimantan Tengah
NPL
21.
Sulawesi Tengah
NPL
22.
Sulawesi Selatan
NPL
23.
Sulawesi Utara
NPL
26.
Gorontalo
NPL
25.
Sulawesi Barat
NPL
24.
Sulawesi Tenggara
NPL
27.
Nusa Tenggara Barat
NPL
28.
Bali
NPL
29.
Nusa Tenggara Timur
NPL
30.
Maluku
NPL
31.
Papua
NPL
32.
Maluku Utara
NPL
33.
Papua Barat
NPL
34.
Lainnya
NPL
Total
NPL
Modal Kerja
Investasi
Konsumsi
(Working Capital)
(Investment)
(Consumption)
116.729
4.781
29.381
716
895.760
16.166
9.619
280
99.177
2.598
184.145
4.830
3.731
153
8.066
338
7.693
966
76.617
2.266
14.064
633
15.483
792
19.995
1.236
4.084
82
9.705
168
17.195
493
10.734
310
10.984
216
21.964
1.347
3.901
132
5.894
254
29.120
1.532
6.847
391
2.055
149
1.443
140
3.855
189
6.235
196
19.768
321
4.796
161
1.896
91
7.923
328
1.294
83
3.445
91
21.630
79
1.672.410
42.508
48.973
1.922
11.274
205
507.495
8.643
5.576
145
27.311
853
47.222
1.014
1.386
90
6.084
126
2.224
112
44.251
1.233
5.721
226
16.198
540
14.807
614
732
64
7.655
159
8.696
117
9.186
323
8.793
122
21.044
2.034
5.710
42
1.909
61
15.359
656
2.780
88
438
62
377
33
1.646
97
2.301
45
12.011
97
1.212
37
750
38
2.870
135
478
34
987
28
9.293
182
852.749
20.204
121.537
2.510
43.286
725
309.697
4.818
9.391
108
60.223
751
85.328
1.036
6.827
54
10.854
175
14.297
182
37.433
905
15.859
168
18.752
520
21.070
444
3.229
41
10.469
200
10.196
179
13.436
212
12.539
115
20.723
419
7.047
59
9.946
91
35.024
665
14.805
400
4.736
60
2.313
28
8.208
91
11.257
131
19.832
102
10.067
68
4.137
59
8.585
146
3.099
24
2.827
39
24
0
967.053
15.525
Ekspor
Orientasi Penggunaan (User Orientation)

Impor
8.776
182
2.669
20
70.353
1.620
309
2
2.052
52
11.292
72
77
0
636
3
11
0
13.089
125
712
21
787
5
1.511
7
102
1
1.368
14
933
7
943
1
545
0
1.046
18
168
0
39
0
1.496
15
261
3
6
1
2
0
136
2
70
0
639
7
26
1
6
0
4
0
5
0
8
0
105
120.184
2.180
780
0
47
0
52.367
817
16
2
1.153
5
4.373
2
9
0
22
0
1
0
2.096
2
26
0
64
0
14
0
1
0
132
4
0
9
0
7
0
3
0
1
0
15
1
19
8
3
0
3
0
1
0
10
1
1
0
5
0
16
0
1
0
8
1
0
0
2
0
149
61.356
842
Lainnya
Location
277.682
9.030
81.226
1.626
1.590.232
27.189
24.262
528
183.506
4.145
301.029
6.806
11.859
297
24.346
636
24.202
1.258
143.115
4.277
34.906
1.006
49.581
1.847
54.348
2.287
7.941
186
26.329
513
35.149
782
32.405
844
31.764
452
62.682
3.781
16.489
233
17.695
404
77.988
2.830
24.168
876
7.220
270
4.130
201
13.563
374
19.722
373
50.968
514
16.033
265
6.776
188
19.367
608
4.866
142
7.250
159
30.693
261
3.310.247
75.296
1. Jawa Barat
NPL
2. Banten
NPL
3. DKI Jakarta
NPL
4. D.I Yogyakarta
NPL
5. Jawa Tengah
NPL
6. Jawa Timur
NPL
7. Bengkulu
NPL
8. Jambi
NPL
9. Aceh
NPL
10. Sumatera Utara
NPL
11. Sumatera Barat
NPL
12. Riau
NPL
NPL
14. Bangka Belitung
NPL
15. Kepulauan Riau
NPL
16. Lampung
NPL
NPL
NPL
NPL
NPL
21. Sulawesi Tengah
NPL
NPL
23. Sulawesi Utara
NPL
26. Gorontalo
NPL
25. Sulawesi Barat
NPL
NPL
NPL
28. Bali
NPL
NPL
30. Maluku
NPL
31. Papua
NPL
32. Maluku Utara
NPL
33. Papua Barat
NPL
34. Lainnya
NPL
Total
NPL
109

Tabel 4.17.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lokasi Dati I Bank Penyalur Kredit
(Credit and NPL 0f Commercial Banks to Non Bank Third Party Based on Bank Location)
Keterangan
1. Jawa Barat
NPL
2. Banten
NPL
3. DKI Jakarta
NPL
4. D.I Yogyakarta
NPL
5. Jawa Tengah
NPL
6. Jawa Timur
NPL
7. Bengkulu
NPL
8. Jambi
NPL
9. Aceh
NPL
10. Sumatera Utara
NPL
11. Sumatera Barat
NPL
12. Riau
NPL
NPL
14. Bangka Belitung
NPL
15. Kepulauan Riau
NPL
16. Lampung
NPL
NPL
NPL
NPL
NPL
21. Sulawesi Tengah
NPL
NPL
23. Sulawesi Utara
NPL
24. Gorontalo
NPL
25. Sulawesi Barat
NPL
NPL
NPL
28. Bali
NPL
NPL
30. Maluku
NPL
31. Papua
NPL
32. Maluku Utara
NPL
33. Irian Jaya Barat
NPL
34. Lainnya
NPL
Total
NPL
2011
Des
2012
Des
Apr
Mei
Jun
Jul
172.550
4.134
52.115
980
1.080.426
22.338
15.154
313
120.950
2.550
190.058
5.490
7.399
128
15.104
261
18.714
768
106.073
2.426
24.573
466
36.387
710
35.249
569
4.993
27
18.147
424
23.782
697
21.006
396
19.433
176
41.908
837
11.491
114
11.125
310
53.068
1.514
16.121
430
4.433
122
2.782
111
8.153
113
12.122
203
29.793
463
10.184
145
4.926
130
11.013
127
3.017
52
3.914
44
13.932
130
219.544
5.318
64.337
1.055
1.310.522
20.366
18.636
387
150.269
2.887
239.702
6.257
9.361
131
19.282
328
20.755
958
130.886
2.470
30.384
627
43.303
1.256
44.204
1.382
5.467
50
23.059
410
30.146
668
26.634
403
24.728
198
52.316
1.239
14.281
106
13.523
239
66.433
1.817
19.768
405
5.522
110
3.366
86
10.602
154
15.323
217
38.418
199
12.525
174
5.576
163
14.439
179
3.847
77
5.398
76
15.310
202
2.707.862
50.595
232.446
6.639
64.148
1.234
1.366.847
20.563
19.295
422
154.540
3.234
250.266
5.552
10.016
188
20.612
444
21.885
1.131
134.432
3.083
31.860
761
44.671
1.450
46.791
1.678
5.724
70
23.578
449
31.141
748
27.741
493
26.539
387
54.696
1.683
14.599
141
14.322
287
69.930
2.039
20.750
520
5.929
187
3.520
160
11.399
214
16.380
258
41.066
233
13.152
202
5.798
183
15.245
253
4.139
103
5.651
116
15.110
176
2.824.217
55.283
238.617
6.705
65.582
1.250
1.401.224
20.761
19.802
438
156.690
3.324
253.887
5.664
10.244
194
21.328
474
22.118
1.153
135.977
3.208
32.257
752
45.062
1.454
48.142
1.704
6.145
96
24.049
406
31.980
729
28.575
532
26.868
384
55.975
1.787
14.807
143
14.695
304
70.942
2.077
21.252
525
6.081
203
3.555
156
11.691
225
16.655
272
41.973
240
13.478
208
5.920
190
15.572
276
4.237
119
5.839
116
16.259
229
2.887.478
56.298
245.623
6.706
67.769
1.242
1.425.765
20.125
20.403
429
160.624
3.481
265.556
5.656
10.514
185
22.218
429
22.720
1.148
139.512
3.169
33.149
731
46.391
1.483
49.576
1.752
6.456
94
24.623
385
33.073
701
29.269
525
27.586
399
57.740
1.703
15.426
145
15.191
306
73.229
2.071
21.870
510
6.285
196
3.627
162
11.998
229
17.041
264
43.503
241
13.861
198
6.093
179
16.082
291
4.376
124
6.079
114
15.894
206
2.959.123
55.579
249.472
6.884
71.533
1.302
1.458.531
19.766
20.970
454
163.543
3.537
272.771
5.847
10.726
185
22.502
457
22.906
1.210
141.096
3.246
33.441
773
46.738
1.527
50.221
1.779
6.620
97
25.125
389
33.845
683
29.593
613
28.065
405
59.531
1.833
15.366
146
15.435
333
73.635
2.179
22.054
505
6.372
210
3.685
155
12.195
239
17.300
268
44.200
229
14.112
198
6.146
184
16.428
305
4.421
133
6.200
127
16.348
164
3.021.126
56.362
2.200.094
47.695
2013
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
2014
Apr
251.053
7.158
72.215
1.340
1.488.972
21.178
20.959
448
164.723
3.706
277.430
6.137
10.775
204
22.668
497
23.243
1.267
142.327
3.393
33.471
794
46.663
1.644
50.594
1.843
6.670
100
25.691
434
33.973
657
29.719
643
28.229
438
60.139
1.832
15.567
164
15.558
375
74.124
2.245
22.274
538
6.406
222
3.697
162
12.260
248
17.385
290
44.779
267
14.281
214
6.166
185
16.652
305
4.421
140
6.238
135
18.081
174
256.672
6.881
73.713
1.272
1.531.403
20.894
21.385
440
168.013
3.598
284.466
5.750
11.012
201
23.133
521
23.571
1.261
145.782
3.338
33.825
799
47.369
1.654
51.928
1.875
7.125
107
26.451
427
34.385
638
30.438
567
28.757
424
62.069
2.242
16.388
166
15.883
355
75.246
2.186
22.715
550
6.551
221
3.751
157
12.531
236
17.740
281
45.807
243
14.567
221
6.337
185
16.919
324
4.508
143
6.387
145
20.381
215
259.113
7.200
74.500
1.272
1.534.156
21.952
21.636
445
167.855
3.613
285.600
5.912
11.074
211
23.242
518
23.578
1.245
147.617
3.435
33.834
796
47.619
1.605
52.029
1.853
7.526
103
26.723
414
35.018
634
30.620
578
29.203
449
62.552
2.466
16.417
180
15.979
358
73.940
2.252
22.909
544
6.580
209
3.778
155
12.702
243
17.892
290
46.241
239
14.717
228
6.385
179
17.210
330
4.525
139
6.493
160
20.215
210
262.580
7.137
74.858
1.273
1.563.789
22.274
21.258
407
170.670
3.616
294.714
5.496
11.159
209
23.357
540
23.721
1.246
149.110
3.480
33.910
808
47.788
1.625
52.480
1.885
7.871
107
27.252
455
34.468
638
30.995
587
29.544
460
63.462
2.406
16.683
175
16.155
360
74.063
2.227
23.036
636
6.640
222
3.809
158
12.840
243
18.120
281
46.744
255
14.824
228
6.437
178
17.497
320
4.566
132
6.536
151
23.463
217
267.666
6.833
76.353
1.162
1.604.953
22.048
22.166
383
175.439
3.492
302.809
5.331
11.277
203
23.615
467
23.538
1.070
155.203
3.296
34.323
750
48.573
1.489
53.339
1.844
7.813
102
28.180
393
35.422
603
31.584
544
30.303
340
64.093
2.489
16.748
154
16.408
325
75.625
2.153
23.299
593
6.735
191
3.870
148
12.963
226
18.383
258
47.875
239
14.917
199
6.545
163
17.763
311
4.631
129
6.731
132
23.731
222
264.369
7.536
75.546
1.329
1.595.387
22.244
21.877
417
172.445
3.806
298.553
6.000
11.146
227
23.389
505
23.588
1.149
152.610
3.651
33.823
836
47.847
1.599
52.319
1.957
7.428
119
27.757
470
34.666
638
31.099
655
29.700
381
62.519
2.153
16.329
178
16.199
351
74.416
2.431
22.878
730
6.706
217
3.851
165
12.950
266
18.291
288
47.427
268
14.607
224
6.345
175
17.251
354
4.583
142
6.494
141
24.028
229
267.087
7.832
76.978
1.451
1.591.591
24.080
22.300
429
174.119
3.919
299.424
6.177
11.243
248
23.624
546
23.532
1.166
151.964
3.729
34.173
860
47.974
1.649
53.117
2.042
7.622
125
27.585
473
35.245
648
31.406
703
30.167
408
62.579
2.280
16.364
185
16.499
358
75.245
2.496
23.052
759
6.754
227
3.904
176
12.901
272
18.569
308
48.045
272
14.788
217
6.449
182
17.578
376
4.641
144
6.636
148
24.664
194
270.286
7.604
77.866
1.400
1.605.976
25.280
22.724
437
177.437
3.878
303.067
6.299
11.428
222
23.922
492
23.819
1.139
155.166
3.756
34.565
884
48.335
1.611
54.087
2.046
7.387
126
27.624
470
36.051
647
31.833
675
30.699
379
63.814
2.294
16.626
198
16.883
364
76.103
2.392
23.482
724
6.876
228
3.966
186
13.089
280
18.923
308
48.975
354
15.071
219
6.590
183
18.122
364
4.713
145
6.831
140
24.563
354
275.718
8.059
78.462
1.473
1.636.214
24.981
23.098
424
178.943
4.118
307.022
6.439
11.595
261
24.090
588
24.042
1.223
156.892
3.953
34.853
967
48.709
1.753
54.534
2.102
7.811
128
28.261
486
36.789
714
32.356
692
31.116
424
64.000
3.315
16.803
202
17.016
364
76.880
2.501
23.637
758
6.961
238
4.021
185
13.280
318
19.160
338
49.541
365
15.324
222
6.612
196
18.323
446
4.726
148
6.938
156
27.622
345
3.067.402
59.378
3.147.210
58.514
3.159.476
60.412
3.214.397
60.431
3.292.874
58.279
3.258.421
61.831
3.267.820
65.080
3.306.896
66.081
3.361.348
68.878
Mei
280.831
8.375
80.516
1.564
1.660.673
27.738
23.650
476
181.009
4.113
309.029
6.742
11.735
274
24.362
649
24.310r)
1.274r)
155.541
4.120
35.063
987
49.373
1.807
55.197
2.403
8.125
148
28.249
500
37.245
759
32.854
811
31.307
430
63.797
3.564
17.064
224
17.314
387
77.815
2.920
23.921
833
7.065
269
4.061
193
13.422
335
19.383
362
50.180
407
15.594
244
6.691
203
18.640
528
4.770
155
7.087
163
27.272
347
3.403.148r)
74.302r)
Jun
Jul
286.763
8.399
81.751
1.560
1.689.899
28.574
24.299
498
186.048
4.102
317.193
6.754
11.944
278
24.863
613
24.701
1.227
158.919
4.106
35.766
977
50.492
1.791
56.027
2.173
8.297
180
28.788
502
37.267
757
33.460
799
32.197
421
63.813
3.220
16.635
226
17.751
379
79.429
2.811
24.497
863
7.210
282
4.118
189
13.633
340
19.741
344
51.283
877
15.944
239
6.793
183
19.108
597
4.819
142
7.255
160
27.457
269
287.238
9.212
83.942
1.646
1.712.952
29.627
24.586
532
186.711
4.203
316.695
6.880
11.945
298
25.004
639
24.214
1.259
158.300
4.404
35.644
1.027
50.432
1.851
55.873
2.294
8.045
187
27.829
527
36.086
789
33.356
845
32.316
453
63.730
3.799
16.658
233
17.748
405
79.504
2.853
24.432
879
7.229
271
4.133
201
13.709
377
19.794
373
51.611
520
16.074
266
6.784
188
19.379
609
4.871
142
7.259
159
30.947
261
3.468.162
74.833
3.495.030
78.211
Items
1. Jawa Barat
NPL
2. Banten
NPL
3. DKI Jakarta
NPL
4. D.I Yogyakarta
NPL
5. Jawa Tengah
NPL
6. Jawa Timur
NPL
7. Bengkulu
NPL
8. Jambi
NPL
9. Aceh
NPL
10. Sumatera Utara
NPL
11. Sumatera Barat
NPL
12. Riau
NPL
NPL
14. Bangka Belitung
NPL
15. Kepulauan Riau
NPL
16. Lampung
NPL
NPL
NPL
NPL
NPL
21. Sulawesi Tengah
NPL
NPL
23. Sulawesi Utara
NPL
24. Gorontalo
NPL
25. Sulawesi Barat
NPL
NPL
NPL
28. Bali
NPL
NPL
30. Maluku
NPL
31. Papua
NPL
32. Maluku Utara
NPL
33. Papua Barat
NPL
34. Lainnya
NPL
Total
NPL
110
Tabel 4.18.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Hubungan Penerima Kredit dengan Bank
(Credit and NPL of Commercial Banks to Non Bank Third Party Based on Bank Relation with Beneficiary)
2011
2012
Des
Des
2013
2014
Items
Keterangan
Kredit Kepada Pihak Tidak Terkait
a. Lancar
b. DPK
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
2.170.291
2.674.701
2.805.718
2.867.494
2.939.224
3.000.310
3.046.135
3.121.530
3.136.185
3.188.700
3.263.361
3.234.434
3.239.271
3.277.759
3.334.319
3.374.593
3.441.682
3.432.803 Loan for Non Connected Parties
2.038.259
2.511.618
2.623.405
2.702.375
2.757.387
2.826.623
2.857.998
2.936.424
2.953.071
2.998.390
3.076.570
3.024.787
3.016.347
3.054.123
3.119.373
3.142.658
3.208.458
3.190.258
a. Current
b. Special Mention
84.542
112.712
127.276
109.071
126.493
117.536
128.971
126.746
122.824
130.010
128.616
147.922
157.949
157.669
146.185
157.882
158.631
166.530
c. Kurang Lancar
7.400
9.257
11.170
10.886
10.248
11.304
11.784
11.851
12.060
11.456
10.232
12.852
13.357
14.827
15.411
17.447
15.659
15.473
c. Sub-Standard
d. Diragukan
6.882
6.895
8.035
8.276
8.381
7.952
8.496
8.475
8.981
9.447
8.633
8.943
10.857
11.609
11.835
13.617
15.768
15.587
d. Doubtful
33.207
34.218
35.833
36.886
36.714
36.895
38.885
38.034
39.248
39.396
39.310
39.930
40.761
39.531
41.515
42.989
43.166
44.955
e. Lost
Non Performing Loan Pihak Tidak

Terkait
47.489
50.371
55.037
56.048
55.343
56.151
59.165
58.361
60.289
60.300
58.175
61.725
64.975
65.967
68.760
74.053
74.593
76.015 Non Performing Loan of Non
Kredit Kepada PihakTerkait
29.803
33.161
18.498
19.984
19.899
20.816
21.268
25.680
23.291
25.697
29.513
23.987
28.550
29.140
27.030
28.555
26.480
62.228 Loan for Connected Parties
29.445
32.694
17.980
19.474
19.173
20.422
20.873
25.290
22.941
25.077
29.235
23.672
28.254
28.621
26.724
27.728
25.767
56.557
153
243
273
260
491
183
182
236
227
489
174
208
191
405
188
579
474
3.475
15
23
22
22
116
91
34
23
23
15
12
13
18
11
107
103
671
13
14
23
13
15
39
40
13
21
13
13
14
19
46
32
29
e. Macet
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
Non Performing Loan Pihak Terkait
Connected Parties
194
206
196
224
208
245
205
250
200
236
81
211
82
213
80
154
87
123
87
131
81
104
81
106
78
105
82
114
87
118
95
248
*)
105
239*)
103
238
a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Lost
Non Performing Loan of Non
Connected Parties
111

Tabel 4.19.a. Kredit dan NPL Bank Umum kepada Pihak Ketiga Bukan Bank Yang Penarikannya Menggunakan Kartu Berdasarkan Kelompok Bank
(Credit and Non Performing Loan (NPL) of Commercial Banks to Non Bank Third Party Withdrawn By Card Based on Group of Bank)
2011
2012
Des
Des
2013
2014
Group of Banks
Pengelompokan Bank
1. Bank Persero
NPL
2. BUSN Devisa
NPL
3. BUSN Non Devisa
NPL
NPL
5. Bank Campuran
NPL
6. Bank Asing
NPL
7. Bank Umum
NPL
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
12.783 1. State Owned Banks
7.683
9.326
9.355
9.406
9.751
9.899
10.005
10.015
10.220
10.477
10.726
10.774
10.747
10.715
11.005
11.679
12.426
150
188
214
212
217
213
213
214
214
224
221
234
239
241
243
243
253
14.014
16.823
19.971
20.099
21.176
21.479
21.810
22.112
22.644
23.187
24.184
24.494
24.591
24.640
25.586
26.798
27.559
482
363
428
422
435
419
408
406
410
384
386
398
408
419
427
453
451
464
4. BPD
Apr
3.248
3.656
3.687
3.678
3.744
3.750
3.780
3.834
3.852
3.908
3.984
4.073
4.009
4.009
4.073
4.127
4.262
222
182
192
192
198
193
193
191
193
196
195
200
120
115
113
111
108
12.386
12.762
12.505
12.538
12.841
12.641
12.767
12.571
12.621
12.696
12.770
12.595
12.445
11.798
11.880
12.070
12.203
738
581
613
612
624
622
627
643
653
643
622
637
645
224
224
221
227
37.333
42.568
45.520
45.723
47.514
47.771
48.365
48.534
49.338
50.270
51.666
51.938
51.795
51.164
52.547
54.676
56.450
1.592
1.314
1.448
1.439
1.475
1.448
1.442
1.454
1.470
1.447
1.424
1.468
1.412
999
1.006
1.029
1.039
Foreign Exchange Commercial

Banks
NPL
3. Non-Foreign Exchange
Commercial Banks
NPL
NPL
263
27.991 2.
1 4. Regional Development Banks

0
NPL
4.192 5. Joint Venture Banks

113
NPL
12.151 6. Foreign Owned Banks

226
NPL
57.118 7. Commercial Bank

1.066
NPL
112

Tabel 4.20.a Penerusan Kredit (Off - Balance Sheet ) dan NPL Penerusan Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha Penerima Penerusan Kredit
(Credit Channeling (Off-Balance Sheet) and Non Performing Loan (NPL) of Commercial Banks Based on Industries Sector and non Industries Sector of Credit Channeling Beneficiary)
2011
2012
Des
Des
2013
2014
Items
Keterangan
Apr
Mei
Jun
Jul
Ags
r)
Sep
r)
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Loan by Industrial Origin

1. Pertanian, Perburuan dan
Kehutanan
NPL
2. Perikanan
NPL
NPL
NPL
NPL
6. Konstruksi
NPL
NPL
NPL
9. Transportasi, pergudangan dan
komunikasi
NPL
NPL
11. Real Estate, Usaha Persewaan, dan
Jasa Perusahaan
NPL
12. Admistrasi Pemerintahan,
Pertahanan dan Jaminan Sosial
Wajib
NPL
13. Jasa Pendidikan
NPL
NPL
15. Jasa Kemasyarakatan, Sosial
Budaya, Hiburan dan Perorangan
lainnya
NPL
Rumah Tangga
NPL
17. Badan Internasional dan Badan
Ekstra Internasional Lainnya
NPL
batasannya
NPL
Total
NPL
1.584
3.106
3.001
3.004
3.018
2.961
2.933
2.994
3.012
3.010
2.943
2.950
2.920
2.882
2.910
2.864
2.858
2.762
411
133
87
321
1
2.868
78
9.999
416
766
23
529
339
3.689
1.998
106
71
2
1
3.756
995
8.127
274
804
778
481
349
40
1.930
107
73
2
1
3.697
1.920
106
72
132r)
7.258
279
805
790
922r)
351
39
919r)
351
39
1.917
106
72
2
1
4.107
118
7.900
292
855
828
911
355
39
1.968
104
72
251
1
4.322
180
8.014
328
893
878
913
357
41
1.970
105
72
2
1
4.616
133
8.671
292
944
930
865
357
39
1.964
103
69
181r)
7.495
221
841
784
1.923
106
72
2
1
3.754
118
7.609
301
826
800
907
353
39
1.995
101
67
0
0
4.333
117
8.677
292
986
960
797
356
16
1.966
103
69
1.265
0
4.356
117
8.581
292
1.002
976
804
356
16
1.970
100
67
1.265
0
4.370
117
8.707
283
1.005
979
797
361
16
1.927
99
67
1.265
0
4.168
132
7.759
283
958
932
517
348
16
1.904
99
67
1.395
0
4.051
131
7.429
279
938
920
529
357
16
1.927
100
66
1.265
0
3.130
131
7.674
284
954
936
579
364
16
1.910
101
68
1
1
4.427
134
7.764
283
960
945
1.974
377
193
1.920
100
68
0
0
4.472
316
7.874
283
975
959
1.965
367
173
1.970
99
67
134
1
4.369
333
7.481
258
941
937
1.448
373
194
3.455
2.822
38
1.916
38
1.827
38
1.789
38
1.816
38
1.869
38
1.983
38
2.029
16
1.958
16
2.004
16
2.002
15
2.031
15
1.852
15
1.821
15
1.838
38
1.836
17
1.854
39
1.792
39
20
14
205
34
408
404
175
34
346
341
173
33
346
341
173
33
347
342
172
51
347
342
172
51
351
346
172
51
347
342
171
45
349
345
171
45
317
313
171
45
346
342
171
45
343
339
171
45
358
354
171
45
375
371
171
45
375
371
192
51
398
371
583
45
408
380
583
51
357
330
583
144
198
139
200
140
168
140
198
140
200
140
200
140
92
140
200
140
195
140
196
140
197
140
196
140
196
140
195
140
196
134
200
134
194
134
179
NPL
2. Fisheries
NPL
NPL
NPL
NPL
6. Construction
NPL
7. Big and Retail Trade
NPL
8. Provision of accomodation and
Food Supply Drinking
NPL
9. Transportation, Warehousing and
Communications
NPL
10. Transitional Finance
NPL
NPL
and Compulsory Social Security
142
0
70
67
578
141
30
30
80
79
539
141
30
30
80
79
582
141
43
30
43
42
563
141
30
30
81
80
558
141
30
30
82
82
554
38
30
30
85
84
550
141
30
30
88
87
551
139
30
30
70
69
551
140
30
29
72
72
550
140
30
29
73
73
550
140
30
30
74
73
542
140
30
29
71
71
548
140
30
29
70
70
548
140
30
29
71
71
550
142
30
29
88
87
541
140
30
30
72
72
541
141
NPL
30 13. Education Services
29
NPL
87 14. Health Services and Social Activities
87
NPL
544 15. Community,
498
25
503
21
502
167
502
156
500
163
500
178
500
154
501
202
501
502
191
503
189
501
163
503
176
503
170
504
164
502
159
505
153
504
NPL
138 16. Individual Services which Serve
17
82
14
85
14
84
14
84
14
83
14
83
14
83
14
83
13
-
13
-
14
-
13
-
13
-
13
-
13
-
13
82
13
-
78
5.536
79
4.702
78
4.790
78
4.837
78
4.907
78
4.970
78
5.037
78
5.039
5.140
4.754
4.747
4.751
5.040
5.001
5.387
79
4.319
4.430
4.625
29.425
4.107
24.576
4.122
24.350
4.222
23.621
4.128
24.619
4.141
25.365
4.180
26.008
4.208
26.975
136
26.052
131
26.205
123
27.375
122
27.509
123
26.145
128
25.719
95
25.430
3.741
26.521
93
26.681
3.746
25.698
10.434
10.034
9.061
10.141
9.094
9.140
9.285
9.385
5.147
5.187
5.202
5.195
5.123
5.112
5.133
8.906
5.341
9.092
226r)
1
3.660
258r)
0
4.224
132
8.203
288
920
906
800
355
16
r)
Sociocultural,Entertainment and
Other Individual Services
195r)
r)
Households
13
NPL
81 17. International Agency and Other
Extra Agency International

79
NPL
4.479 18. Business Activities which are not
clearly defined
NPL
Total
NPL
r) Revised figures
113
Tabel 4.21.a Penerusan Kredit (Off-Balance Sheet) dan NPL Penerusan Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Kredit dan Golongan Penyalur Kredit
(Off-Balance Sheet Credit Channeling and NPL of Commercial Banks to Non-Bank Third Party Based on Types of Credit and Classification of Credit Providers)
Indikator
2008
2009
2010
2011
2013
2012
Jul
Ags
Sep
2014
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Indicator
Jul
Based on the type of credit

1. Small business loans
Berdasarkan Jenis Kredit

1. Kredit Usaha Kecil
a. Dalam rangka penerusan kredit
dari BI
NPL
b. Lainnya
2.972
2.839
1.101
13.386
6.203
6.001
NPL
1.122
2.229
2.362
2.413
2.399
2.397
2.394
2.394
2.392
2.363
2.387
2.387
2.390
2.390
2.390
1.071
2.179
2.312
2.364
2.349
2.347
2.345
2.345
2.342
2.313
2.337
2.337
2.339
2.339
2.339
5.442
1.182
1.190
1.185
1.179
1.173
1.169
1.166
1.150
1.153
1.148
1.152
1.207
1.203
1.204
575
905
917
922
921
915
916
922
922
919
920
924
975
972
972
28.434
23.355
13.834
NPL
13.473
15.308
14.751
15.307
16.040
15.693
16.091
16.013
16.186
14.875
14.480
14.666
14.769
14.948
14.539
583
2.648
1.577
1.628
1.708
1.684
1.723
1.739
1.735
1.697
1.662
1.678
1.686
1.902
1.876
75
72
44
44
44
44
44
44
44
44
44
44
44
44
44
75
72
44
44
44
44
44
44
44
44
44
44
44
44
44
23
b. Dalam rangka penerusan kredit

dari BI
NPL
261
331
72
c. Bantuan Proyek
306
83
57
16
d. Kredit Kelolaan di luar bantuan

proyek
NPL
200
199
17
11
10
e. Lainnya
403
346
9.078
9.279
5.768
7.006
7.048
7.302
6.877
6.495
7.746
7.726
7.699
7.650
7.170
8.099
8.084
7.510
8.106
4.222
4.286
4.324
4.360
453r)
155
148
148
146
145
146
3.858
80
3.858
NPL
NPL
NPL
c. Aid Project
NPL
d. Credit Channeling
NPL
e. Other
NPL
771
758
2.240
2.151
2.151
2.150
2.145
2.144
2.148
2.142
2.142
2.142
2.151
2.154
2.148
2.154 1. Cooperation
662
2.147
2.060
2.060
2.060
2.055
2.054
2.058
2.053
2.054
2.054
2.063
2.064
2.059
2.064
597
599
8.300
8.405
4.401
4.425
4.452
4.500
374r)
241
212
171
183
171
175
4.026
179
8.046
4.281
4.305
4.340
4.395
372
r)
239
211
169
170
170
174
3.953
178
39.846
27.142
21.090
20.262
17.936
18.789
19.406
20.324
r)
23.820
25.015
25.196
23.820
23.407
23.103
20.340
24.353
1.727
3.606
2.776
2.885
2.930
23.676
2.720
2.894
2.933
2.973
2.899
2.889
2.895
2.889
3.104
3.076
29.425
24.576
25.365
26.008
26.975
26.969
26.969
27.375
27.509
26.145
25.719
25.430
26.521
26.681
25.698
NPL
Total
NPL
b. Channeling Credit from BI
5.615
NPL
3. Swasta Lainnya
a. Loans
5.519
NPL
2. Lembaga Swadaya Masyarakat
NPL
Based Distribution Group
Berdasarkan Golongan Penyalur

1. Koperasi
NPL
b. Other
2. Not KUK
2. Bukan KUK
a. Kredit kelolaan
a. Channeling Credit From BI
45.962
33.356
30.160
NPL
4.022 2. Non-Governmental Organization

3.952
NPL
19.523 3. Other Private
NPL
Total
r) Revised figures
114
Tabel 4.22 Pembiayaan Perbankan Syariah
(Financing of Sharia Banks)

2013
Indikator
2008
2009
2010
2011
2014
Indicator
2012
Jul
Ags
Sep
Okt
Nov
Des
r)
r)
r)
Jan
Mar
Feb
Apr
Mei*)
Jun*)
Jul*)
Pembiayaan Musyarakah
7.411
10.412
14.624
18.960
27.667
35.997
35.883
36.715
37.921
38.680
39.874
38.685
39.254
40.583
42.830
42.830
42.830
42.830
Musyarakah Financing
Pembiayaan Mudharabah
6.205
6.597
8.631
10.229
12.023
13.281
13.299
13.364
13.664
13.878
13.625
13.322
13.300
13.498
13.802
13.802
13.802
13.802
Mudharabah Financing
22.486
26.321
37.508
56.365
88.004
104.718
105.061
106.779
107.484
108.128
110.565
109.803
110.047
111.727
112.288
112.288
112.288
112.288
369
423
347
326
376
508
539
530
528
551
582
547
570
586
588
588
588
588
1.724
3.134
7.071
16.776
19.435
19.982
19.756
19.932
19.686
19.595
19.476
27.640
18.601
18.571
18.376
18.376
18.376
18.376
38.195
46.886
68.181
102.655
147.505
174.486
174.537
177.320
179.284
180.833
184.122
189.998
181.772
184.964
187.885
187.885
187.885
187.885
Piutang Murabahah
Piutang Salam
Lainnya
Total
Murabahah Accounts
Receivable
Salam Accounts
Receivable
Receivable
Others
Total
r) Estimated figures
115
Tabel 4.23 Pembiayaan Perbankan Syariah Berdasarkan Sektor Ekonomi
(Financing of Sharia Banks Based on Economic Sector)

2013
Sektor Ekonomi
2008
2009
2010
2011
2014
Economic Sector
2012
Jul
Ags
Sep
Okt
r)
Nov
Des
r)
r)
Jan
r)
Feb
Mar
Apr
Mei*)
Jun*)
Jul*)
1. Pertanian, perburuan
dan sarana pertanian
2. Pertambangan
1.177
1.331
1.762
2.201
2.809
3.051
3.143
3.142
3.185
3.285
3.165
3.383
3.639
3.691
3.711
3.711
3.711
3.711
965
1.047
1.120
1.733
2.094
2.925
2.967
3.007
3.177
3.170
3.018
3.086
3.075
3.347
3.306
3.306
3.306
3.306
1. Agriculture, hunting and

agricultural facilities
2. Mining
3. Perindustrian
1.340
1.579
2.337
4.077
5.008
5.511
5.434
5.825
5.999
5.997
6.029
6.117
6.514
6.543
6.015
6.015
6.015
6.015
3. Manufacturing
248
698
1.354
2.381
3.159
4.134
4.258
4.304
4.416
4.565
4.663
4.629
4.564
4.491
4.507
4.507
4.507
4.507
5. Konstruksi
3.368
3.516
4.194
5.858
7.142
7.926
8.153
8.350
8.584
8.459
8.086
7.723
7.881
8.065
8.228
8.228
8.228
8.228
5. Construction
6. Perdagangan, restoran
dan hotel
7. Pengangkutan,
pergudangan dan
komunikasi
8. Jasa
Dunia usaha
4.426
5.000
7.609
9.778
12.624
14.289
13.829
14.089
13.992
14.437
14.314
13.858
14.681
15.564
15.824
15.824
15.824
15.824
2.759
3.349
3.696
3.369
4.321
5.316
5.341
5.439
5.458
5.552
5.387
5.510
5.493
5.488
6.740
6.740
6.740
6.740
11.757
13.664
20.233
25.630
37.150
44.176
44.668
44.757
45.720
46.369
47.598
46.084
46.139
47.643
49.532
49.532
49.532
49.532
6. Trade, restaurants and

hotels
7. Transportation,
warehousing and
8. communications
Business Services
9. Jasa sosial/masyarakat
2.463
2.661
2.975
4.464
7.878
9.736
9.805
10.226
10.386
10.321
12.085
11.957
11.562
11.954
12.149
12.149
12.149
12.149
9. Social Services
9.693
14.042
22.902
43.164
65.319
77.421
76.939
78.180
78.368
78.675
79.775
79.050
78.224
78.177
77.871
77.871
77.871
77.871
38.195
46.886
68.181
102.655
147.505
174.486
174.537
177.320
179.284
180.830
184.120
181.398
181.772
184.964
187.885
187.885
187.885
187.885
10. Lain-lain
Jumlah
10. Others
Total
116
Tabel 4.24 Pembiayaan Perbankan Syariah Berdasarkan Lokasi Bank Penyalur
(Financing of Sharia Banks Based on Banks Location)

Lokasi
2008
2009
2010
2011
2013
2012
Jul
Ags
Sep
Novr)
Okt
Desr)
Janr)
Febr)
Mar
2014
Apr
Mei*)
Jun*)
Location
Jul*)
538
849
1.617
2.338
2.707
3.099
2.948
2.985
2.997
2.997
2.971
2.943
2.956
2.973
3.007
3.007
3.007
3.007
1. Aceh
2. Sumatera Utara
2.369
2.840
3.133
4.936
7.105
7.575
7.591
7.657
7.705
7.800
7.760
7.759
7.701
7.684
7.667
7.667
7.667
7.667
2. Sumatera Utara
3. Sumatera Barat
602
833
1.833
2.476
3.292
3.785
3.789
3.819
3.730
3.735
3.744
3.728
3.715
3.721
3.739
3.739
3.739
3.739
3. Sumatera Barat
4. Sumatera Selatan
761
1.052
1.566
2.272
3.430
3.766
3.930
4.001
4.017
4.030
4.026
3.998
4.012
4.248
4.192
4.192
4.192
4.192
4. Sumatera Selatan
5. Bangka Belitung
41
37
135
286
440
540
571
575
586
592
592
579
575
307
302
302
302
302
6. Jambi
275
411
712
1.194
1.699
2.056
1.983
2.010
2.013
2.019
2.051
2.045
2.037
2.037
2.047
2.047
2.047
2.047
7. Bengkulu
201
235
311
421
547
652
687
704
731
750
766
766
777
792
804
804
804
804
8. Riau
893
1.047
1.589
2.323
3.002
3.495
3.375
3.435
3.479
3.486
3.409
3.381
3.382
3.379
3.397
3.397
3.397
3.397
9. Kepulauan Riau
337
401
852
1.380
1.834
2.026
2.067
2.086
2.104
2.111
2.149
2.125
2.113
2.132
2.163
2.163
2.163
2.163
368
515
922
1.501
2.000
2.049
2.316
2.346
2.354
2.352
2.360
2.332
2.332
2.330
2.357
2.357
2.357
2.357
11. DKI Jakarta
18.172
21.158
26.900
38.981
60.026
72.429
72.246
73.704
74.272
74.573
75.399
74.196
73.888
75.251
77.077
77.077
77.077
77.077
11. DKI Jakarta
12. Jawa Barat
3.766
4.666
8.029
11.945
16.990
18.733
19.097
19.406
19.780
19.986
20.217
19.957
20.598
22.322
22.855
22.855
22.855
22.855
12. Jawa Barat
841
1.111
2.086
3.707
4.698
5.261
5.360
5.447
5.515
5.613
5.803
5.793
5.861
5.540
5.587
5.587
5.587
5.587
1.958
2.611
4.170
6.503
8.529
9.723
9.799
9.814
9.867
10.114
10.668
10.493
10.404
10.844
10.842
10.842
10.842
10.842
14. Jawa Tengah
508
629
868
1.451
1.701
1.967
2.027
2.056
2.071
2.045
2.103
2.048
2.090
2.106
1.943
1.943
1.943
1.943
15. DI Yogyakarta
2.566
3.519
5.627
9.075
12.755
14.389
14.919
15.087
15.360
15.597
16.089
16.028
16.410
17.037
17.425
17.425
17.425
17.425
73
115
298
545
864
2.090
2.214
2.268
2.395
2.447
2.537
2.523
2.159
1.325
1.328
1.328
1.328
1.328
17. Bali
476
588
720
1.080
1.740
2.654
2.284
2.319
2.368
2.417
2.456
2.435
2.445
2.465
2.480
2.480
2.480
2.480
25
37
772
196
409
577
570
590
595
612
620
620
629
644
645
645
645
645
706
1.048
924
2.193
2.823
3.769
3.726
3.752
3.828
3.849
4.587
3.760
3.825
3.807
3.889
3.889
3.889
3.889
795
847
1.156
1.477
2.029
2.841
2.546
2.599
2.634
2.671
2.710
2.735
2.723
2.731
2.791
2.791
2.791
2.791
22. Sulawesi Utara
114
145
240
356
473
583
499
512
516
520
522
520
519
522
523
523
523
523
22. Sulawesi Utara
63
86
168
221
284
379
313
320
329
340
346
352
356
354
353
353
353
353
23. Gorontalo
53
131
200
245
233
235
240
239
245
244
246
246
247
247
247
247
24. Sulawesi Barat
1. Aceh
10. Lampung
13. Banten
14. Jawa Tengah
15. DI Yogyakarta
16. Jawa Timur
17. Bali
23. Gorontalo
5. Bangka Belitung
6. Jambi
7. Bengkulu
8. Riau
9. Kepulauan Riau
10. Lampung
13. Banten
16. Jawa Timur
24. Sulawesi Barat
25. Sulawesi Tengah
136
163
390
642
847
1.108
972
970
970
963
961
963
970
970
965
965
965
965
25. Sulawesi Tengah
180
157
187
310
473
716
643
658
682
697
724
729
738
759
779
779
779
779
978
1.098
1.672
2.844
3.978
4.818
4.745
4.792
4.821
4.913
4.893
4.942
4.926
4.945
4.895
4.895
4.895
4.895
28. Maluku
16
13
28
54
80
99
93
98
99
102
102
108
104
105
103
103
103
103
28. Maluku
29. Maluku Utara
36
35
87
123
152
181
172
178
183
184
199
201
196
201
202
202
202
202
29. Maluku Utara
30. NTB
261
396
556
895
1.293
1.644
1.519
1.556
1.584
1.612
1.632
1.635
1.659
1.758
1.782
1.782
1.782
1.782
30. NTB
31. NTT
24
33
75
156
229
267
274
274
279
286
292
282
280
281
283
283
283
283
31. NTT
32. Papua Barat
42
62
89
114
140
184
181
188
193
193
200
201
202
201
204
204
204
204
32. Papua Barat
33. Papua
77
140
272
348
504
562
606
618
625
602
605
590
592
595
597
597
597
597
33. Papua
145
183
235
228
243
256
360
380
384
383
352
353
415
415
415
415
34. Outside Indonesia
38.195
46.886
68.181
102.655
147.505
174.486
174.537
177.320
179.284
180.830
184.120
181.398
181.772
184.964
187.885
187.885
187.885
187.885
34. Luar Indonesia

Total
Total
117
Tabel 4.25 Kredit Bank Perkreditan Rakyat Berdasarkan Sektor Ekonomi
(Credit of Rural Banks Based on Economic Sector)

20101)
2011
2012
Des
Des
Des
2013
2014
Economic Sector
Sektor Ekonomi
1
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
1. Agriculture, Hunting, and Forestry
Pertanian, Perburuhan, dan

Kehutanan
Perikanan
Pertambangan dan Penggalian
Industri Pengolahan
478
584
674
746
734
736
737
756
762
745
783
778
778
797
820
854
859
882
Listrik, Gas dan Air
14
26
29
31
34
38
39
39
36
39
38
39
41
42
48
47
47
48
Konstruksi
259
617
1.009
1.146
1.203
1.281
1.300
1.327
1.377
1.447
1.426
1.342
1.434
1.561
1.621
1.708
1.770
1.793
Perdagangan Besar dan Eceran
10.342
12.119
14.382
15.683
15.180
15.506
15.409
15.426
15.629
16.184
15.088
15.162
15.795
16.195
16.461
16.735
16.992
17.350
Penyediaan Akomodasi dan

Penyedian Makan Minum
Transportasi, Pergudangan dan
Komunikasi
Perantara Keuangan
288
310
311
331
341
348
365
367
384
391
405
403
418
420
417
436
435
430
577
902
1.140
1.180
1.170
1.159
1.152
1.160
1.173
1.082
1.104
1.112
1.105
1.150
1.181
1.242
1.266
1.259
32
48
64
76
77
78
77
80
84
70
69
68
80
81
82
93
96
103
Real Estate, Usaha Persewaan,

dan Jasa Perusahaan
Administrasi Pemerintahan,
Pertanahan Dan Jaminan Sosial
Wajib
Jasa Pendidikan
66
202
272
305
376
414
464
487
521
499
516
520
511
513
513
528
550
541
120
82
56
74
80
86
86
93
94
76
78
81
76
80
79
83
84
85
56
84
120
135
139
144
143
139
144
146
149
149
150
152
146
146
151
149

12. Government administration,
Defese and Compulsory Social
Security
81
90
82
96
101
102
101
101
107
114
139
143
146
119
124
126
130
134
1.807
1.512
1.565
1.638
2.305
2.352
2.398
2.457
2.393
2.310
2.427
2.419
2.563
2.483
2.581
2.701
2.817
2.826
275
396
506
627
629
657
644
639
673
692
683
696
733
739
801
757
773
769
1.683
1.748
1.939
2.390
2.376
2.485
2.604
2.718
3.106
2.720
2.611
2.742
2.912
2.896
2.859
2.915
3.126
3.122
3.785
4.502
5.376
6.604
6.605
6.690
3.334
3.344
3.366
2.493
2.470
2.499
2.451
2.550
2.523
2.554
2.631
2.646
11.341
14.677
18.449
19.854
20.615
21.042
24.459
24.760
24.308
26.518
26.900
27.028
27.159
27.683
28.130
28.443
28.844
29.182
33.844
41.100
49.818
55.023
56.248
57.462
57.634
58.218
58.677
59.770
59.176
59.503
60.812
62.055
63.036
64.209
65.507
66.268
9
10
11
12
13
14
15
16
17
18
19
Jasa Kesehatan dan Kegiatan

Sosial
Jasa Kemasyarakatan, Sosial
Budaya, Hiburan dan
Perorangan Lainnya
Jasa Perorangan yang Melayani
Rumah Tangga
Kegiatan Usaha yang Belum
Jelas Batasannya
Bukan Lapangan Usaha Rumah Tangga
Total
Ket: 1) Merupakan sambungan halaman 194
2.565
3.062
3.640
3.888
4.065
4.111
4.088
4.095
4.279
3.992
4.040
4.067
4.199
4.303
4.371
4.543
4.614
4.637
40
73
106
119
121
127
127
128
127
138
137
137
142
167
158
169
184
177
2. Fishery
37
65
99
100
99
104
104
104
115
114
113
119
120
123
121
128
136
135

6. Construction
8. Provision of accommodation and
the provision of eating and
drinking
9. Transportation,
Warehousing and
communications
15. Community, Sociocultural,

Entertainment and Other
Individual Services
16. Individual Services which Serve
17. Business Activities are not clearly
defined
18. Loans to Non Industrial Origin House Hold
19. Non Industrial Origin-Others
Total
Note : 1) Continue from page 194
118
Tabel 4.26 Kredit Bank Perkreditan Rakyat Berdasarkan Jenis Penggunaan

(Credit of Rural Banks Based on Type of Use)
Sektor Ekonomi
2010
Des
2011
Des
2012
Des
Mei
Jun
Jul
Ags
2013
Sep
Okt
Nov
Des
Jan
Feb
2014
Apr
Mar
Mei
Jun
Economic Sector
Jul
Working Capital
Modal Kerja
2.277
38
32
451
13
238
9.679
249
387
27
59
111
2.617
67
56
536
24
565
11.368
261
477
43
183
72
3.074
99
88
619
28
933
13.433
264
702
56
216
42
3.296
111
86
663
30
1.051
14.637
274
769
65
249
53
3.464
113
85
650
32
1.099
14.118
283
768
66
318
57
3.508
119
91
653
36
1.175
14.401
290
757
68
352
59
3.483
119
90
652
37
1.192
14.330
296
759
67
400
59
3.492
119
88
666
37
1.212
14.322
295
758
69
416
64
3.666
118
99
671
34
1.259
14.520
310
772
73
448
67
3.403
130
98
664
37
1.337
14.087
319
691
56
435
55
3.455
127
97
703
37
1.315
14.028
326
718
56
443
59
3.490
128
104
693
37
1.239
14.080
319
714
56
447
60
3.611
133
105
692
38
1.321
14.645
323
711
67
439
56
3.717
158
109
705
40
1.449
15.019
323
733
68
439
59
3.771
147
107
720
43
1.502
15.264
323
745
69
427
58
3.914
158
113
747
40
1.581
15.511
335
781
80
452
61
3.974
172
122
757
42
1.638
15.765
335
798
82
475
64
3.993
165
121
782
42
1.650
16.082
331
796
90
459
64
44
62
1.437
62
70
1.330
83
65
1.363
92
71
1.417
94
77
2.079
100
78
2.128
101
77
2.152
97
77
2.219
101
79
2.147
103
87
2.085
102
85
2.161
102
87
2.161
100
88
2.295
99
89
2.216
94
93
2.322
100
95
2.438
104
97
2.552
101
101
2.565
241
1.446
356
1.470
437
1.531
541
1.894
545
1.916
568
2.019
554
2.122
541
2.213
575
2.506
578
2.241
563
2.165
579
2.285
603
2.372
599
2.397
653
2.358
611
2.382
619
2.571
611
2.580
44
43
54
0
16.790
0
19.557
23.030
25.299
25.764
26.401
26.489
26.683
27.445
395
26.846
376
26.860
391
27.025
27.600
28.218
28.696
29.401
30.168
- Pertanian, Perburuhan, dan Kehutanan

- Perikanan
- Pertambangan dan Penggalian
288
2
5
445
6
9
565
7
12
592
8
14
600
8
14
602
9
13
605
9
14
603
9
16
613
9
16
590
8
15
585
9
16
577
9
15
588
9
15
586
10
15
600
11
14
630
11
15
640
12
14
645
12
13
Industri Pengolahan
Konstruksi
Penyediaan Akomodasi dan Penyedian Makan Minum
28
1
22
663
39
48
2
52
750
49
55
2
77
949
47
82
2
94
1.046
57
84
2
104
1.063
58
84
2
106
1.105
58
85
2
108
1.080
69
90
2
115
1.104
72
91
2
118
1.109
75
81
2
110
1.070
72
80
2
111
1.059
78
84
2
103
1.082
85
86
3
114
1.150
95
92
3
112
1.175
97
101
5
118
1.197
94
107
6
127
1.223
101
102
6
132
1.226
100
100
6
143
1.268
100
Transportasi, Pergudangan dan Komunikasi

Perantara Keuangan
Real Estate, Usaha Persewaan dan Jasa Perusahaan
Administrasi Pemerintahan, Pertanahan dan Jaminan
Sosial Wajib
Jasa Pendidikan
Jasa Kesehatan dan Kegiatan Sosial
Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan
Perorangan Lainnya
Jasa Perorangan yang Melayani Rumah Tangga
Kegiatan Usaha yang Belum Jelas Batasannya
190
5
7
9
424
5
19
10
438
8
56
14
410
11
57
22
402
11
57
23
402
10
61
28
393
11
64
27
402
11
71
29
401
11
72
27
392
13
64
21
386
13
73
20
397
12
73
21
394
12
71
20
417
13
74
21
436
13
87
21
460
13
76
22
468
14
76
19
462
13
82
21
12
19
370
22
20
182
37
18
202
43
25
222
45
24
226
44
24
224
43
24
246
43
25
238
43
27
246
43
27
227
47
54
266
46
56
258
49
59
268
53
29
267
52
31
259
46
31
263
47
33
264
49
33
261
33
237
40
278
69
408
86
497
84
461
89
466
90
482
98
504
99
600
114
479
120
445
117
455
129
540
141
499
148
501
146
534
154
555
159
542
- Bukan Lapangan Usaha - Rumah Tangga
11
13
- Bukan Lapangan Usaha - Lainnya
127
111
120
1.929
2.364
2.964
3.266
3.265
3.329
3.352
3.432
3.559
3.466
3.486
3.525
3.601
3.604
3.687
3.811
3.863
3.909 Total Investment
382
532
766
850
869
876
896
919
929
920
940
951
944
996
1.020
1.060
1.107
1.145
- Housing Loan (mortgage) secured by first mortgage in

order to live
- Vehicle Loans
Pertanian, Perburuhan, dan Kehutanan

Perikanan
Pertambangan dan Penggalian
Industri Pengolahan
Konstruksi
Penyediaan Akomodasi dan Penyedian Makan Minum
Transportasi, Pergudangan dan Komunikasi
Perantara Keuangan
Real Estate, Usaha Persewaan dan Jasa Perusahaan
Administrasi Pemerintahan, Pertanahan dan Jaminan
Sosial Wajib
Jasa Pendidikan
Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan
Perorangan Lainnya
Jasa Perorangan yang Melayani Rumah Tangga
Kegiatan Usaha yang Belum Jelas Batasannya
Bukan Lapangan Usaha - Rumah Tangga
Bukan Lapangan Usaha - Lainnya

Total Modal Kerja
30.531 Total Working Capital

Investment
Investasi
Total Investasi
- Kredit pemilikan kendaraan bermotor

- Kredit konsumsi lainnya
Total Konsumsi
Total
r) revisi
Agricultures, hunting and forestry

Fisheries
Mining and Quarrying
Procesing industry
Electricity, gas and water
Construction
Big and retail trade
Provision of accomodation and food supply drinking
Transportation, warehousing and communications
Transitional Finance
Real estate, Rental Business, and services company
Government administration, the defense and
Education services
Health and social services
Community, Sociocultural,Entertainment and Other
Individual Services
Individual services which serve households
International Agency and Other Extra Agency
International
Consumption
Konsumsi
- Kredit pemilikan rumah (KPR) yang dijamin dengan
hak tanggungan pertama dengan tujuan untuk dihuni
Agricultures, hunting and forestry

Fisheries
Mining and Quarrying
Procesing industry
Electricity, gas and water
Construction
Big and retail trade
Provision of accomodation and food supply drinking
Transportation, warehousing and communications
Transitional Finance
Real estate, Rental Business, and services company
Government administration, the defense and
Education services
Health and social services
Community, Sociocultural,Entertainment and Other
Individual Services
Individual services which serve households
International Agency and Other Extra Agency
International
1.072
1.346
1.422
1.505
1.544
1.587
1.648
1.447
1.720
1.708
1.815
1.749
1.850
2.013
1.917
1.910
1.920
1.961
13.672
17.300
21.636
24.102
24.806
25.269
25.249
25.738
25.024
25.808
26.075
26.253
26.817
27.225
27.716
28.027
28.448
28.722
15.126
19.178
23.824
26.458
27.219
27.732
27.793
28.104
27.673
28.436
28.831
28.953
29.610
30.233
30.653
30.997
31.476
31.828 Total consumption
33.844
41.100
49.818
55.023
56.248
57.462
57.634
58.218
58.677
58.748
59.176
59.503
60.812
62.055
63.036
64.209
65.507
66.268
- Other consumer credit
Total
r) revised
119
Tabel 4.27 Kredit Bank Perkreditan Rakyat Berdasarkan Lokasi Bank Penyalur
(Credit of Rural Banks Based on Banks Location)

Lokasi
1. Jawa Barat
2008
2009
2010
2011
2013
2012
Jul
Ags
Sep
2014
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Location
1. Jawa Barat
4.401
4.803
5.862
7.043
7.872
9.049
9.055
9.191
9.303
9.402
9.549
9.650
9.896
10.127
10.316
10.597
10.781
10.962
2. Banten
480
575
697
899
1.128
1.274
1.276
1.289
1.298
1.283
1.289
1.283
1.282
1.278
1.297
1.316
1.172
1.366
2. Banten
3. DKI Jakarta
423
473
592
700
882
992
986
976
987
989
981
987
985
1.008
990
1.022
1.281
1.043
3. DKI Jakarta
4. D.I Yogyakarta
1.289
1.481
1.766
2.039
2.389
2.719
2.724
2.739
2.756
2.743
2.768
2.785
2.838
2.896
2.955
3.027
3.092
3.124
4. D.I Yogyakarta
5. Jawa Tengah
6.355
7.399
8.516
9.788
11.329
12.844
12.836
12.944
13.039
13.029
13.137
13.150
13.386
13.686
13.939
14.226
14.553
14.776
6. Jawa Timur
2.977
3.564
4.150
4.849
5.824
6.885
6.861
6.882
6.907
6.854
6.841
6.898
7.076
7.247
7.388
7.532
7.719
7.821
17
19
21
26
30
32
31
30
30
30
29
29
30
31
32
32
33
34
8. Jambi
161
183
214
289
488
565
564
567
567
551
544
538
540
542
541
540
542
538
9. Aceh
64
99
76
90
100
117
116
118
119
1.140
118
116
118
121
121
122
125
125
10. Sumatera Utara
382
438
493
541
649
723
717
721
722
714
714
704
711
720
723
716
748
758
10. Sumatera Utara
11. Sumatera Barat
660
757
829
975
1.050
1.069
1.048
1.047
1.026
1.009
995
986
997
1.004
1.012
1.022
1.030
1.020
11. Sumatera Barat
12. Riau
316
385
501
601
694
743
735
740
740
737
733
732
741
747
746
756
773
785
13. Kepulauan Riau
554
828
1.376
1.892
2.514
2.684
2.696
2.695
2.713
2.722
2.770
2.784
2.815
2.898
2.978
3.038
3.102
3.163
280
345
449
573
752
772
768
769
769
766
769
734
749
775
793
793
804
790
12
15
28
35
41
43
45
46
47
47
48
50
50
51
53
53
53
15. Bangka Belitung
3.398
2.281
2.899
3.467
4.022
5.272
5.309
5.375
5.403
5.407
5.465
5.520
5.777
5.852
5.919
5.984
6.079
6.149
180
196
250
252
229
253
254
259
257
257
257
253
268
273
277
298
313
322
281
309
347
511
578
524
522
524
524
525
520
512
517
522
519
516
522
525
132
155
178
189
211
230
228
233
231
231
231
228
232
239
244
248
253
247
19
34
49
80
134
136
146
150
150
143
143
143
152
152
156
161
160
21. Sulawesi Tengah
180
188
221
379
811
1.089
1.107
1.135
1.157
1.174
1.187
1.210
1.223
1.237
1.243
1.252
1.270
1.284
21. Sulawesi Tengah
218
263
364
546
790
914
925
943
953
955
931
978
999
1.016
1.035
1.055
1.060
1.052
23. Sulawesi Utara
158
203
288
456
622
733
737
739
739
729
723
718
722
725
719
715
713
703
23. Sulawesi Utara
42
51
51
57
79
91
91
92
93
93
97
100
102
106
110
112
115
121
15
20
20
20
25
28
28
28
28
27
27
27
28
28
27
28
28
28
341
424
464
541
633
684
688
694
694
702
709
712
723
740
748
758
763
769
1.777
2.092
2.666
3.520
4.754
5.490
5.612
5.717
5.813
5.863
5.942
5.999
6.137
6.256
6.352
6.442
6.520
6.626
50
88
122
152
175
229
236
241
247
249
256
254
261
270
276
281
294
300
30. Maluku
167
167
161
311
541
679
695
716
734
750
757
769
788
811
820
841
857
865
30. Maluku
31. Papua
154
182
193
253
412
463
470
479
490
495
498
504
519
533
542
552
565
574
31. Papua
32. Maluku Utara
13
15
15
15
15
16
17
17
18
18
19
19
19
19
33. Papua Barat
20
52
101
115
119
123
123
124
125
129
136
142
148
157
162
162
34. Lainnya
7. Bengkulu
15. Bangka Belitung

16. Lampung

25. Sulawesi Barat
26. Gorontalo
28. Bali
Total
25.472
28.001
33.844
41.100
49.818
57.462
57.634
58.218
58.677
59.770
59.176
59.503
60.812
62.055
63.036
64.209
65.507
5. Jawa Tengah
6. Jawa Timur
7. Bengkulu
8. Jambi
9. Aceh
12. Riau
13. Kepulauan Riau
16. Lampung
25. Sulawesi Barat

26. Gorontalo
28. Bali
32. Maluku Utara

33. Papua Barat
0 34. Others
66.268
Total
120

Tabel 4.28 Kredit dan Non Performing Loan UMKM dan MKM Sektor Ekonomi
(SMEs Credit & Micro, Small, and NPL Based on Economic Sector)
Sektor Ekonomi
UMKM
Baki Debet
NPL
2. Perikanan
Baki Debet
NPL
Baki Debet
NPL
Baki Debet
NPL
5. Listrik, Gas dan Air
Baki Debet
NPL
6. Konstruksi
Baki Debet
NPL
Baki Debet
NPL
8. Penyediaan Akomodasi dan
Penyediaan Makan Minum
Baki Debet
NPL
9. Transportasi, Pergudangan dan
Komunikasi
10.
11
.
12.
13.
14
15.
16
.
17.
18.
Baki Debet
NPL
Perantara Keuangan
Baki Debet
NPL
Real Estate, Usaha Persewaan, dan
Jasa Perusahaan
Baki Debet
NPL
Administrasi Pemerintahan,
Pertahanan, dan Jaminan Sosial Wajib
Baki Debet
NPL
Jasa Pendidikan
Baki Debet
NPL
Baki Debet
NPL
Jasa Kemasyarakatan, Sosial Budaya,
Hiburan dan Perorangan Lainnya
Baki Debet
NPL
Jasa Perorangan yang Melayani
Rumah Tangga
Baki Debet
NPL
Badan Internasional dan Badan Ekstra
Internasional Lainnya
Baki Debet
NPL
Kegiatan yang Belum Jelas Batasannya
Baki Debet
NPL
19. Penerima Kredit Bukan Lapangan
Baki Debet
NPL
20. Tidak Teridentifikasi
Baki Debet
NPL
Jumlah
Baki Debet
NPL
r)
diperbaiki
2011
Des
2012
Des
Apr
Mei
Jun
Jul
2013
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
2014
Apr
Mei
Jun
Jul
Economic Sector
27.192
892
40.709
1.492
44.057
1.782
45.538
1.789
42.643
1.542
43.616
1.586
43.734
1.679
45.015
1.652
45.773
1.654
46.725
1.633
48.193
1.615
47.576
1.838
48.434
2.039
49.353
2.051
50.525
2.014
51.187
2.112
52.239
2.120
52.881
2.192
2.602
161
2.900
163
3.168
222
3.279
220
3.413
193
3.416
140
3.414
155
3.512
138
3.516
179
3.598
178
3.707
171
3.624
191
3.666
202
3.741
197
3.849
209
3.897
214
3.969
193
3.969
228
3.938
89
5.427
153
5.085
253
5.043
173
4.710
167
4.887
210
5.181
214
5.250
215
4.697
389
4.862
207
4.753
184
4.592
213
4.585
222
5.047
383
4.843
269
5.066
291
4.959
242
4.979
285
52.231
1.998
59.500
1.798
57.849
1.909
60.014
1.947
65.530
1.858
58.405
1.870
57.401
1.911
57.847
1.875
57.361
1.914
58.373
1.831
60.087
1.736
58.993
1.883
59.993
1.909
64.187
1.868
64.960
1.965
66.032
2.115
67.812
2.261
67.229
2.417
1.218
49
1.474
14
1.656
17
1.662
17
1.791
22
1.733
24
1.694
25
1.678
23
1.684
24
1.772
25
1.750
22
1.715
25
1.737
25
1.664
24
1.479
26
1.603
26
1.564
26
1.547
28
24.279
1.324
30.594
1.497
33.145
1.794
34.876
2.010
37.513
1.906
38.640
1.967
38.323
2.072
39.529
2.051
40.123
2.081
40.456
2.097
38.780
1.865
35.071
2.140
35.294
2.239
36.314
2.189
37.469
2.504
38.488
2.770
39.947
2.705
40.235
2.887
202.447
7.471
248.870
8.458
265.069
9.902
271.260
10.154
307.955
10.800
310.870
11.162
308.605
11.462
312.809
11.212
313.269
11.275
314.650
11.111
323.056
10.621
315.744
11.763
321.005
12.204
327.825
12.084
332.607
12.509
336.071
13.407
344.632
13.445
342.307
13.999
10.014
352
13.714
303
14.253
540
14.931
558
15.870
370
16.058
377
16.000
382
16.916
381
17.128
384
17.591
372
18.132
357
17.999
417
18.613
427
18.462
466
18.730
490
19.122
526
19.625
537
19.963
555
18.398
452
20.678
485
21.810
463
22.745
506
23.910
531
23.398
578
23.204
614
23.669
648
22.832
684
23.459
663
24.354
654
24.151
772
24.319
799
24.385
797
24.778
802
24.848
883
25.234
917
25.912
976
10.311
92
14.147
161
12.652
213
13.476
219
12.298
200
13.229
212
13.329
307
13.594
316
13.596
329
13.798
337
13.963
377
13.918
404
14.564
424
14.858
398
14.660
408
14.531
430
14.748
356
14.887
355
19.953
629
25.859
689
24.355
729
25.569
749
30.767
855
31.101
886
30.242
882
30.781
898
30.239
925
30.556
999
31.572
881
31.141
985
31.577
970
31.624
1.023
31.284
1.050
31.518
1.085
32.298
1.030
32.337
1.097
399
15
229
5
244
4
243
4
255
3
277
3
282
3
272
4
270
2
272
2
284
4
261
5
253
5
253
7
244
6
248
4
251
4
252
4
1.517
23
1.888
22
1.953
43
1.981
42
1.947
35
1.984
34
1.975
38
1.972
43
2.016
42
2.014
41
2.221
39
2.277
42
2.294
38
2.352
36
2.379
37
2.383
36
2.455
52
2.381
54
2.918
233
3.518
99
3.715
80
3.826
76
3.971
68
4.052
73
4.051
77
4.097
76
4.138
73
4.173
70
4.237
72
4.227
70
4.319
78
4.398
83
4.495
97
4.641
127
4.709
130
4.733
145
25.530
619
26.378
891
26.205
911
26.854
940
28.930
958
29.631
975
29.929
1.021
30.364
1.027
30.507
1.035
31.021
1.017
31.499
876
31.289
932
31.977
969
32.761
985
33.131
1.049
33.669
1.166
34.621
1.176
35.268
1.235
655
36
672
40
853
40
890
38
1.127
41
1.195
34
1.255
38
1.322
38
1.381
41
1.445
41
1.499
33
1.525
38
1.597
45
1.639
42
1.708
42
1.775
51
1.850
49
1.900
63
2.355
53
414
8
345
9
329
8
308
9
286
9
276
8
258
8
247
8
240
8
225
6
217
6
202
6
194
6
186
5
182
6
173
7
167
7
52.205
1.185
29.425
731
26.617
714
26.018
703
803r)
13r)
1,708r)
14r)
408
4
475
4
452
1
368
2
509
1
405
2
373
2
343
1
195
7
166
3
194
2
234
2
0
1
458.164
15.674
526.397
17.011
2
0
543.033
19.626
558.533
20.156
583.741
19.570
3
583.859
20.156
3
579.308
20.890
2
589.361
20.610
2
589.229
21.038
2
595.372
20.633
3
608.823
19.515
594.725
21.725
604.802
22.603
(0)
619.400
22.640
627.523
23.488
635.429
25.253
651.280
25.251
651.180
26.530
1. Agriculture, hunting, and forestry

Total
NPL
2. Fishery
Total
NPL
3. Mining and quarrying
Total
NPL
Total
NPL
Total
NPL
6. Construction
Total
NPL
7. Wholesale and retail trade
Total
NPL
8. Provision of accommodation and the
Total
NPL
9. Transportation, warehousing and
communications
Total
NPL
Total
NPL
11. Real estate, Business Ownership, and
Business Services
Total
NPL
12. Government administration, defense
and compulsory social security
Total
NPL
Total
NPL
14. Health services and social activities
Total
NPL
15. Community, Sociocultural,
Entertainment and Other Individual
Services
Total
NPL
16. Individual services which serve
households
Total
NPL
Total
NPL
18. Business activities are not clearly
defined
Total
NPL
19. Debtor is not the business field - other
Total
NPL
20. Un-identified
Total
NPL
Total
Baki Debet
NPL
r)
revised
121

Tabel 4.28 Kredit dan Non Performing Loan UMKM dan MKM Sektor Ekonomi
(SMEs Credit & Micro, Small, and NPL Based on Economic Sector)
Sektor Ekonomi
1)
MKM
1. Pertanian
Baki Debet
NPL
2. Pertambangan
Baki Debet
NPL
3. Perindustrian
Baki Debet
NPL
4. Listrik
Baki Debet
NPL
5. Konstruksi
Baki Debet
NPL
6. Perdagangan
Baki Debet
NPL
7. Pengangkutan
Baki Debet
NPL
8. Jasa Dunia Usaha
Baki Debet
NPL
9. Jasa Sosial
Baki Debet
NPL
10. Lain-lain
Baki Debet
NPL
Jumlah
Baki Debet
NPL
1)
2011
Des
2012
Des
26.285
803
40.423
2.005
9.020
124
17.135
262
70.380
2.502
80.823
2.900
1.316
45
1.532
131
25.834
1.441
31.020
1.637
235.105
8.885
294.095
10.625
11.293
313
14.160
351
78.206
1.252
81.707
1.754
86.867
2.073
63.687
1.942
607.085
8.678
726.024
10.107
1.151.392
26.115
1.350.606
31.714
Apr
Mei
Sejak bulan April 2013 data yang disajikan hanya data UMKM mengingat data MKM masih berdasarkan plafon,
sedangkan data UMKM sudah sesuai dengan kriteria usaha pada UU No. 20 tentang UMKM
Jun
Jul
2013
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
2014
Apr
Mei
Jun
Jul
Economic Sector
1. Agriculture
Total
NPL
2. Mining
Total
NPL
3. Manufacturing
Total
NPL
4. Electricity
Total
NPL
5. Construction
Total
NPL
6. Trading
Total
NPL
7. Transportation
Total
NPL
8. Business Services
Total
NPL
9. Social Services
Total
NPL
10. Others
Total
NPL
Total
Baki Debet
NPL
1) Since April 2013 data presented only data Micro, Small dan Medium (MSM) Enterprise remembering data MSM still based on credit limit, while data MSM Enterprise
already in accordance with the criteria business of MSM Enterprise in the Act No. 20
122
Tabel 4.29 Kredit dan Non Performing Loan UMKM dan MKM Menurut Jenis Penggunaan
(SMEs Credit and NPL Credit Based on Type of Use)

Jenis Penggunaan
2011
2012
Des
Des
2013
Apr
Mei
Jun
Juli
2014
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Type of Use
Jul
UMKM
1. Working Capital
UMKM
1. Modal Kerja
Baki Debet
NPL
2. Investasi
Baki Debet
NPL
3. Konsumsi
Baki Debet
NPL
Baki Debet
NPL
355.888
12.770
403.047
13.645
419.198
15.487
431.290
15.891
430.471
14.818
428.877
15.259
425.069
15.874
429.683
15.597
429.773
15.869
433.602
15.654
444.030
14.652
430.073
16.325
438.024
17.061
449.340
17.004
455.447
17.672
461.219
18.972
473.939
18.732
472.234
19.688
102.275
2.903
123.350
3.366
123.835
4.139
127.242
4.264
153.270
4.752
154.982
4.897
154.239
5.017
159.678
5.013
159.455
5.169
161.770
4.979
164.792
4.863
164.652
5.400
166.778
5.542
170.061
5.636
172.075
5.816
174.210
6.281
177.341
6.519
178.946
6.842
2. Investment
Baki Debet
Baki Debet
NPL
3. Konsumsi
Baki Debet
NPL
0
-
0
-
0
-
0
-
458.164
15.674
526.397
17.011
543.033
19.626
558.533
20.156
583.741
19.570
1)
Total
NPL
0
-
0
-
0
-
1
-
0
-
583.859
20.156
579.308
20.890
589.361
20.610
589.229
21.038
595.372
20.633
608.823
19.515
594.725
21.725
604.802
22.603
619.400
22.640
627.523
23.488
635.429
25.253
651.280
25.251
Total
NPL
Total
651.180
Baki Debet
26.530
NPL
-
MKM 1)
1. Working Capital
427.154
14.233
483.595
17.473
117.247
3.205
141.492
4.134
606.991
8.677
725.519
10.106
1.151.392
26.115
1.350.606
31.714
Total
NPL
2. Investment
Total
NPL
3. Consumption
Jumlah
Baki Debet
NPL
4. Un-identified
1
1
MKM 1)
1. Modal Kerja
NPL
2. Investasi
Total
NPL
3. Consumption
Jumlah
Baki Debet
NPL
Total
NPL
Total
NPL
Total
Baki Debet
NPL
1) Since April 2013 data presented only data Micro, Small dan Medium (MSM) Enterprise remembering data MSM still based on credit limit, while data MSM Enterprise already in
accordance with the criteria business of MSM Enterprise in the Act No. 20
123
Tabel 4.30 Kredit dan Non Performing Loan Rincian Kredit UMKM dan MKM Menurut Kelompok Bank
(Detail of SMEs Credit and Detail of MKM Credit Based on Group of Bank)
Kelompok Bank
UMKM
2011
2012
Des
Des
2013
2014
Apr
Mei
Jun
Juli
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Category of Bank
Jul
1)
1. State Owned Banks
1. Bank Persero
Total
Baki Debet
222.645
242.861
260.655
268.170
291.569
288.945
283.103
289.758
291.609
294.745
304.751
294.889
299.197
304.919
306.899
311.149
319.620
319.977
Mikro
58.287
66.555
73.123
75.936
79.305
82.703
82.508
84.372
85.074
86.214
87.657
87.737
89.238
90.703
92.639
94.982
98.439
100.360
Micro
Kecil
86.113
98.136
102.402
105.169
113.364
114.320
114.159
115.995
117.004
118.274
122.730
118.737
120.745
122.922
123.736
125.301
128.554
128.217
Small
Menengah
78.245
78.169
85.130
87.065
98.900
91.923
86.437
89.391
89.531
90.257
94.363
88.416
89.214
91.293
90.523
90.866
92.627
91.400
9.019
9.093
10.537
10.645
10.694
10.975
11.512
11.236
11.212
10.908
10.362
11.680
12.265
11.966
12.270
13.297
13.016
13.729
Mikro
1.174
1.214
1.522
1.537
1.574
1.617
1.687
1.662
1.655
1.614
1.481
1.803
1.845
1.872
1.906
2.067
2.104
2.199
Micro
Kecil
4.450
4.694
5.350
5.430
5.480
5.420
5.586
5.466
5.332
5.186
4.922
5.453
5.722
5.582
5.576
6.128
6.082
6.410
Small
Menengah
3.395
3.185
3.665
3.678
3.640
3.937
4.239
4.108
4.226
4.108
3.960
4.425
4.697
4.512
4.788
5.102
4.831
5.120
NPL
Medium
NPL
Medium
2. Regional Development Banks
2. BPD
Total
Baki Debet
31.314
45.082
46.144
47.608
42.667
43.914
44.599
45.649
47.339
48.931
46.896
44.355
45.225
46.089
47.234
48.145
49.588
50.258
Mikro
4.509
9.038
9.367
9.230
8.860
8.987
8.981
9.018
9.285
9.310
9.156
8.893
8.804
8.713
8.841
8.804
8.838
9.004
Micro
Kecil
18.880
21.091
20.158
21.175
20.044
20.570
20.822
21.158
22.042
22.352
21.232
20.238
20.510
20.983
21.633
22.122
22.782
23.120
Small
7.925
14.953
16.619
17.203
13.763
14.357
14.796
15.473
16.011
17.269
16.509
15.223
15.911
16.393
16.760
17.220
17.968
18.134
1.593
2.612
3.145
3.291
2.867
3.084
3.208
3.177
3.339
3.407
2.965
3.379
3.582
3.681
4.044
4.314
4.433
4.637
Menengah
NPL
Medium
NPL
Mikro
239
443
535
530
522
568
614
617
657
698
685
890
836
879
937
987
995
1.061
Micro
Kecil
915
1.327
1.460
1.612
1.438
1.538
1.580
1.544
1.568
1.571
1.338
1.424
1.458
1.483
1.584
1.647
1.671
1.691
Small
Menengah
439
842
1.150
1.149
908
977
1.013
1.015
1.114
1.138
943
1.064
1.288
1.319
1.523
1.681
1.767
1.885
3. Bank Swasta Nasional
Medium
3. Foreign Exchange
Commercial Banks
Total
Baki Debet
194.234
228.991
225.915
232.153
238.540
242.000
242.845
244.605
238.445
239.851
245.101
243.666
248.290
253.089
257.598
260.132
265.664
264.374
Mikro
24.759
21.476
20.095
20.302
20.525
20.744
20.697
20.904
21.333
21.584
21.998
22.293
22.755
22.981
23.132
23.320
23.448
23.812
Micro
Kecil
40.660
44.581
40.285
41.174
41.041
41.093
41.063
41.242
41.214
41.511
41.954
41.078
41.605
42.060
42.224
42.001
42.776
43.001
Small
128.816
162.934
165.536
170.677
176.974
180.163
181.085
182.460
175.898
176.756
181.148
180.296
183.931
188.048
192.243
194.810
199.440
197.560
4.710
5.096
5.751
6.026
5.810
5.894
5.981
6.005
6.225
6.070
5.933
6.376
6.486
6.723
6.891
7.354
7.506
7.885
Menengah
NPL
Medium
NPL
618
758
859
895
860
867
852
848
841
825
750
794
796
755
811
839
852
874
Micro
Kecil
1.645
1.720
1.953
2.007
2.026
2.048
2.114
2.083
2.105
2.133
2.077
2.135
2.124
2.121
2.223
2.277
2.293
2.383
Small
Menengah
2.447
2.618
2.939
3.124
2.924
2.979
3.016
3.073
3.279
3.112
3.105
3.447
3.566
3.847
3.857
4.237
4.361
4.628
Mikro
Medium
4. Joint Venture Banks and
Foreign Owned Banks
4. Bank Asing dan

Campuran
Total
Baki Debet
9.971
9.463
10.319
10.601
10.966
8.999
8.761
9.349
11.836
11.846
12.076
11.815
12.091
15.304
15.791
16.003
16.407
16.571
Mikro
470
107
40
103
161
69
63
65
93
78
78
88
152
81
78
82
81
130
Micro
Kecil
874
465
393
393
373
392
396
391
568
462
466
452
502
488
498
435
424
439
Small
8.627
8.891
9.886
10.106
10.432
8.538
8.302
8.893
11.175
11.305
11.532
11.276
11.436
14.735
15.215
15.487
15.903
16.003
352
208
194
193
198
203
189
193
262
249
256
290
270
271
283
289
297
278
Menengah
NPL
Medium
NPL
Mikro
16
Micro
Kecil
62
40
25
26
25
26
24
23
23
13
10
11
10
11
11
13
13
Small
275
161
165
165
171
177
165
168
230
229
238
271
253
254
265
270
276
258
Menengah
Jumlah
Baki Debet
NPL
458.164
526.397
543.033
558.533
583.741
583.859
579.308
589.361
589.229
595.372
608.823
594.725
604.802
619.400
627.523
635.429
651.280
15.674
17.011
19.626
20.156
19.570
20.156
20.890
20.610
21.038
20.633
19.515
21.725
22.603
22.640
23.488
25.253
25.251
Medium
Total
651.180
Baki Debet
26.530
NPL
124
Tabel 4.30 Kredit dan Non Performing Loan Rincian Kredit UMKM dan MKM Menurut Kelompok Bank
(Detail of SMEs Credit and Detail of MKM Credit Based on Group of Bank)
Kelompok Bank
2011
2012
Des
Des
2013
Apr
Mei
Jun
Juli
Ags
2014
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Category of Bank
1)
MKM
1. Bank Persero
1. State Owned Banks

415.623
502.447
Mikro
122.104
143.877
Micro
Kecil
188.524
234.031
Small
Menengah
104.996
124.540
11.258
15.271
Mikro
2.997
9.520
Micro
Kecil
3.722
2.611
Small
Menengah
4.539
3.140
NPL
Medium
NPL
Medium
2. Regional Development Banks
2. BPD
Total
Baki Debet
155.024
190.815
Mikro
36.921
32.580
Micro
Kecil
107.321
142.679
Small
10.782
15.556
2.562
3.297
Menengah
NPL
Mikro
Kecil
Menengah
Medium
NPL
470
555
Micro
1.176
1.489
Small
915
1.253
3. Bank Swasta Nasional
Medium
3. Foreign Exchange
Commercial Banks
Total
Baki Debet
512.566
Mikro
97.877
97.552
Micro
Kecil
195.035
228.341
Small
Menengah
219.654
275.516
10.204
11.502
Mikro
2.802
2.918
Micro
Kecil
3.349
4.084
Small
Menengah
4.053
4.500
NPL
601.409
4. Bank Asing dan

Campuran
Medium
NPL
Medium
4. Joint Venture Banks and
Foreign Owned Banks
Total
Baki Debet
68.180
55.935
Mikro
46.218
29.972
Micro
Kecil
7.005
7.558
Small
14.957
18.405
2.091
1.643
Menengah
NPL
Medium
NPL
1.223
849
Micro
Kecil
542
481
Small
Menengah
325
313
Mikro
Jumlah
Baki Debet
NPL
1)
Total
Baki Debet
1.151.392
1.350.606
26.115
31.714
Medium
Total
Baki Debet
NPL
1) Since April 2013 data presented only data Micro, Small dan Medium (MSM) Enterprise remembering data MSM still based on credit limit,
while data MSM Enterprise already in accordance with the criteria business of MSM Enterprise in the Act No. 20
125
Tabel 4.31 Kredit UMKM dan MKM Menurut Lokasi Proyek Per Daerah Tingkat I
(SMEs Credit and MKM Credit Based on Project Location)

2011
2012
Des
Des
2013
2014
Category of Bank
Kelompok Bank
Apr
Mei
Jun
Juli
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
UMKM
1. Jawa Barat
58.034
67.636
70.116
71.538
74.091
75.284
74.863
75.180
75.618
76.797
78.774
77.701
78.370
79.784
79.869
80.880
82.635
83.496 1.
Jawa Barat
2. Banten
16.026
18.863
19.650
20.397
21.599
21.946
21.503
21.606
21.902
22.446
22.631
22.137
22.385
23.330
23.443
24.534
25.345
25.176 2.
Banten
3. DKI Jakarta
82.225
93.051
89.811
95.280
97.963
92.565
90.837
93.283
90.471
92.085
95.185
93.068
95.379
95.965
98.094
98.014
101.098
100.241 3.
5.413
6.549
6.725
7.251
7.776
7.977
7.936
8.132
8.137
8.204
8.431
8.199
8.413
8.608
8.805
8.937
9.254
9.373 4.
5. Jawa Tengah
43.721
51.576
54.518
56.489
59.319
59.864
59.930
61.105
61.397
61.577
62.679
61.440
62.594
63.965
64.351
65.705
68.097
68.323 5.
Jawa Tengah
6. Jawa Timur
62.346
65.980
69.409
71.207
76.044
76.728
75.917
76.647
77.218
77.300
79.322
77.813
79.108
80.612
82.368
83.613
85.605
85.752 6.
Jawa Timur
7. Bengkulu
3.115
3.598
3.772
3.829
3.948
3.994
3.965
4.007
4.006
4.031
4.103
3.996
4.097
4.195
4.269
4.310
4.435
4.394 7.
Bengkulu
8. Jambi
6.724
7.809
8.063
8.359
8.690
8.687
8.666
8.741
8.732
8.690
8.772
8.629
8.633
8.685
8.784
8.887
9.019
9.056 8.
Jambi
9. Aceh
5.850
6.395
6.575
6.638
7.208
6.988
6.922
7.015
7.043
7.107
7.026
6.816
6.881
7.044
7.128
7.215
7.328
7.319 9.
Aceh
26.707
31.470
32.186
32.607
34.279
34.557
34.865
35.259
36.089
36.375
36.947
36.262
36.954
37.613
38.440
38.958
39.593
39.532 10. Sumatera Utara
4. D.I Yogyakarta
10. Sumatera Utara
DKI Jakarta
D.I Yogyakarta
8.721
10.663
11.281
11.482
11.532
11.648
11.462
11.618
11.548
11.531
11.804
11.536
11.275
12.322
12.232
12.514
12.828
12.812 11. Sumatera Barat
13.995
16.096
16.155
16.845
17.522
17.716
17.340
17.665
17.624
17.718
17.968
17.543
17.892
19.980
20.228
20.349
20.838
20.706 12. Riau
4.648
5.514
5.986
6.457
6.737
6.990
6.922
7.190
6.981
7.106
7.402
7.266
7.161
7.216
7.259
7.363
7.517
7.554 13. Kepulauan Riau
12.190
14.807
15.241
15.650
16.192
16.329
16.376
17.287
17.290
17.204
17.506
16.861
17.134
17.518
17.816
18.107
18.397
18.295 14. Sumatera Selatan
15. Bangka Belitung
2.225
2.604
2.499
2.545
2.747
2.773
2.779
2.846
2.900
2.928
2.990
2.837
2.900
2.979
2.999
3.001
3.067
16. Lampung
9.060
10.276
10.653
10.736
11.089
11.285
11.067
11.281
11.237
11.169
11.664
11.409
11.759
12.072
11.979
11.931
11.867
6.242
8.086
8.201
8.214
8.664
8.743
8.558
8.849
8.785
8.738
8.914
8.699
8.890
9.181
9.243
9.316
9.537
6.910
8.350
8.847
9.065
9.556
9.695
9.674
9.844
10.105
10.305
10.673
10.449
10.659
11.144
11.318
11.476
11.922
11.814 18. Kalimantan Barat
20.155 19. Kalimantan Timur
11. Sumatera Barat

12. Riau
13. Kepulauan Riau
2.998 15. Bangka Belitung

11.755 16. Lampung
9.564 17. Kalimantan Selatan
15.118
17.295
17.738
18.175
19.047
19.523
19.587
20.141
20.085
20.290
20.018
18.966
19.128
19.524
19.760
20.006
19.979
3.590
4.433
4.100
4.209
4.326
4.388
4.416
4.648
4.664
4.652
4.837
4.707
4.745
4.929
4.985
5.073
5.187
21. Sulawesi Tengah
5.183
5.559
5.783
5.955
6.267
6.328
6.294
6.426
6.410
6.471
6.595
6.448
6.590
6.747
6.829
6.864
7.033
6.944 21. Sulawesi Tengah
17.926
19.460
21.421
21.771
23.098
23.167
22.857
23.100
23.107
23.104
23.596
23.032
23.464
23.729
24.233
24.392
24.901
24.732 22. Sulawesi Selatan
23. Sulawesi Utara
5.923
5.861
6.033
6.177
6.459
6.221
6.104
6.293
6.356
6.367
6.431
6.242
6.333
6.607
6.680
6.727
6.912
6.829 23. Sulawesi Utara
2.871
3.715
4.005
4.109
4.303
4.386
4.368
4.442
4.459
4.495
4.516
4.478
4.566
4.629
4.716
4.780
4.875
4.866 24. Sulawesi Tenggara
25. Sulawesi Barat
1.326
1.567
1.687
1.715
1.781
1.797
1.781
1.821
1.820
1.838
1.875
1.894
1.919
1.967
2.005
2.025
2.058
2.055 25. Sulawesi Barat
26. Gorontalo
1.701
1.820
1.888
1.931
1.975
1.967
1.918
1.953
1.955
1.978
2.011
2.016
2.063
2.102
2.132
2.163
2.198
2.191 26. Gorontalo
3.820
5.175
5.627
5.751
5.972
6.033
6.033
6.145
6.115
6.178
6.318
6.222
6.315
6.452
6.461
6.492
6.562
13.050
16.356
16.912
17.635
18.245
18.637
18.791
19.122
19.193
19.323
19.951
19.352
20.113
20.561
20.821
21.122
21.916
2.624
3.297
3.509
3.670
3.824
3.902
3.972
3.995
4.056
4.098
4.127
3.926
4.030
4.315
4.527
4.653
4.827
4.874 29. Nusa Tenggara Timur
30. Maluku
1.756
1.808
1.809
1.823
1.922
1.927
1.845
1.874
1.908
1.926
2.000
1.884
1.920
2.021
2.008
2.039
2.084
2.047 30. Maluku
31. Papua
4.752
5.477
5.330
5.492
5.840
6.020
6.022
6.149
6.301
7.231
7.471
7.113
7.245
7.587
7.691
7.823
8.050
8.162 31. Papua
32. Maluku Utara
1.204
1.327
1.407
1.426
1.476
1.472
1.449
1.439
1.449
1.451
1.474
1.436
1.439
1.376
1.374
1.386
1.401
1.402 32. Maluku Utara
33. Papua Barat
1.881
2.523
2.497
2.606
2.764
2.817
2.782
2.818
2.850
3.220
3.376
3.198
3.290
3.494
3.540
3.628
3.741
3.749 33. Papua Barat
259
369
365
447
370
371
387
327
313
332
335
62
59
55
54
55
56
1.030
1.032
3.232
1.054
1.114
1.135
1.121
1.114
1.104
1.106
1.099
1.090
1.097
1.093
1.081
1.092
1.119
Jumlah
458.164
28. Bali
34. Lainnya
526.397
543.033
558.533
583.741
583.859
579.308
589.361
589.229
595.372
608.823
594.725
604.802
619.400
627.523
635.429
651.280
5.191 20. Kalimantan Tengah
6.468 27. Nusa Tenggara Barat

22.137 28. Bali
63 34. Lainnya
1.158 35. Tidak Teridentifikasi
651.180
Total
126
Tabel 4.31 Kredit UMKM dan MKM Menurut Lokasi Proyek Per Daerah Tingkat I
(SMEs Credit and MKM Credit Based on Project Location)

2011
2012
2013
2014
Des
Des
175.897
207.552
1.
Jawa Barat
56.857
70.082
2.
Banten
215.963
237.266
3.
DKI Jakarta
4. D.I Yogyakarta
13.368
15.857
4.
D.I Yogyakarta
5. Jawa Tengah
95.742
114.094
5.
Jawa Tengah
128.190
150.323
6.
Jawa Timur
8.430
10.503
7.
Bengkulu
8. Jambi
15.415
18.485
8.
Jambi
9. Aceh
18.585
20.217
9.
Aceh
10. Sumatera Utara
58.917
70.333
10. Sumatera Utara
11. Sumatera Barat
23.000
27.088
11. Sumatera Barat
12. Riau
32.210
37.337
12. Riau
13. Kepulauan Riau
12.940
15.193
13. Kepulauan Riau
30.079
35.261
15. Bangka Belitung
4.551
5.434
15. Bangka Belitung
16. Lampung
20.742
23.862
16. Lampung
17.238
20.819
16.295
19.963
27.365
33.123
8.452
11.769
21. Sulawesi Tengah
11.587
14.043
21. Sulawesi Tengah
42.958
50.569
23. Sulawesi Utara
15.716
18.500
23. Sulawesi Utara
8.595
10.806
25. Sulawesi Barat
3.211
4.002
25. Sulawesi Barat
26. Gorontalo
4.775
5.977
26. Gorontalo
12.762
15.609
28. Bali
27.122
33.573
28. Bali
10.291
12.388
30. Maluku
4.725
5.478
31. Papua
9.505
12.161
32. Maluku Utara
3.104
3.900
32. Maluku Utara
33. Papua Barat
3.630
4.752
33. Papua Barat
13.176
14.288
Category of Bank
Kelompok Bank
MKM
Mei
Jun
Juli
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
1)
1. Jawa Barat
2. Banten
3. DKI Jakarta
6. Jawa Timur
7. Bengkulu
34. Lainnya
Jumlah
1)
Apr
1.151.392
1.350.606
30. Maluku
31. Papua
34. Lainnya
Total
1) Since April 2013 data presented only data Micro, Small dan Medium (MSM) Enterprise remembering data MSM still based on credit limit,
while data MSM Enterprise already in accordance with the criteria business of MSM Enterprise in the Act No. 20
127

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BANKING STATISTICS601.57Growth of Total Bank BranchOffices Based on Bank Location60SHARIA BANK DATA61

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BULANAN

STATISTIK PERBANKAN INDONESIA

Vol: 12 No. 8, Juli 2014

The Indonesia Banking Statistic is a publication

Sehubungan dengan beralihnya fungsi, tugas

Due to change function, job and authority of

Dengan perubahan tersebut, diharapkan data

By the change, the provided data can be useful

Jakarta, September 2014

Otoritas Jasa Keuangan, Republik Indonesia

Advance Release Calender (ARC)

Tanda-tanda, dan Sumber Data

Notes, Symbols and Sources of Data

Tanda koma pada angka-angka harap dibaca sebagai

Commas in the numbers please read as point and vice

The data used in the Indonesian Banking Statistics

2. Data from the Commercial Bank Monthly Reports

Sampai dengan bulan Desember 2014 data dalam

Until December 2014, The data publication are also

Departemen Perizinan dan Informasi Perbankan

Bank Licensing and Banking Information Department

DATA BANK UMUM

COMMERCIAL BANK DATA

DATA BANK SYARIAH

SHARIA BANK DATA

DATA BANK PERKREDITAN RAKYAT

RURAL BANK DATA

: Aktiva Produktif Yang Diklasifikasikan

: Classified Earning assets

: Aktiva Tertimbang Menurut Risiko

: Risk Weighted Assets

: Biaya Operasional terhadap Pendapatan

: Operations Expenses to Operations Income

: Bank Pembangunan Daerah

: Regional Development Bank

: Capital Adequacy Ratio

: Capital Adequacy Ratio

: Dana Pihak Ketiga

: Third Party Funds

: Kualitas Aktiva Produktif

: Earning assets Qualtiy

: Kewajiban Bersih Antar Bank

: Inter-Bank Net Liabilities

: Kantor Cabang Pembantu

: Laporan Bulanan Bank Umum

: Commercial Bank Monthly Report

: Loan to Deposit Ratio

: Loan to Deposit Ratio

: Net Interest Margin

: Net Interest Margin

: Non Performing Loan

: Sistem Informasi Perbankan

: Banking Information System

: Usaha Kecil Menengah

: Usaha Mikro Kecil Menengah

: Net Operating Margin

: Net Operating Margin

: Financing to Deposit Ratio

: Financing to Deposit Ratio

Kegiatan Usaha Perbankan

Bank Industries Operation

DATA BANK UMUM

1.1.a s.d 1.7.a