Indonesian Banking Statistic Augus, 2009

KA
TA PENGANT
AR
KAT
PENGANTAR
FOREW
ORD
FOREWORD
Statistik Perbankan Indonesia (SPI) merupakan
The Indonesian Banking Statistics (SPI) is a
media publikasi yang menyajikan data mengenai
media publication that provides data regarding the
perbankan Indonesia. Buku SPI ini diterbitkan secara
banking industry in Indonesia. This publication is
berkala (bulanan) oleh Direktorat Perizinan dan

Informasi Perbankan, Bank Indonesia, untuk
memberikan gambaran perkembangan perbankan
di Indonesia.
Mulai penerbitan Edisi Januari 2009, SPI yang
published monthly by Directorate of Bank Licensing

and Banking Information, Bank of Indonesia, in order
to represented the development of the Indonesian
banking industry.
Starting edition of January 2009, SPI is issued
sebelumnya terbit dalam bentuk buku telah diubah

menjadi bentuk CD ROM dan telah disempurnakan
in form of CD ROM no longer in form of book. In
pula dengan penambahan beberapa data baru yaitu:
this edition and following we add new data such as
kredit dan NPL yang penarikannya menggunakan
credit and NPL withdrawn by credit card, average of
kartu, suku bunga rata-rata kredit Bank Umum dan
credit interest rate of Banks and Rural Banks by
BPR berdasarkan sektor ekonomi dan jenis
economic sector and by type of use, average of third
penggunaan, suku bunga rata-rata DPK Bank
party fund interest rate of Commercial Banks, Rural
Umum, BPR dan Bank Syariah, Rincian kredit dan
Banks, and Sharia Banks, credit and NPL SMEs by
NPL UMKM menurut kelompok bank, NPL UMKM
group of bank, by economic sector and by type of
berdasarkan sektor ekonomi dan jenis penggunaan.

Dengan penyempur naan SPI ini, kami
berharap agar data yang disajikan lebih memberikan
manfaat yang optimal bagi pembaca.
use.
We sincerely hope that the data provided in
the Bank Statistics Book will be of optimum benefits
to our readers.
Jakarta,
Oktober 2009
BANK INDONESIA
Jakarta,
October 2009
Direktorat Perizinan dan Informasi Perbankan
BANK INDONESIA
Directorate of Bank Licensing and Information
Indonesian Banking Statistics, Vol. 7, No. 9, August 2009
DAFT
AR ISI
AFTAR
TABLE OF CONTENT
KATA PENGANTAR
INTRODUCTION
DAFTAR ISI
ii
TABLE OF CONTENT
ii
PENJELASAN
iii
CLARIFICATIONS
iii
DAFTAR SINGKATAN
vii
LIST OF ABBREVIATIONS
vii
DAFTAR ISTILAH
viii
LIST OF TERMS
viii
DAFTAR RASIO
LIST OF RATIOS
DAFTAR TABEL
xiii
LIST OF TABLES
xiii
DATA BANK UMUM
DATA PERBANKAN SYARIAH
COMMERCIAL BANK DATA
93
SHARIA BANK DATA
93
DATA BANK PERKREDITAN RAKYAT (BPR)
107
RURAL BANK DATA
107
DATA PERKREDITAN
123
CREDIT DATA
123
ii
Statistik Perbankan Indonesia, Vol. 7, No. 9, Agustus 2009
PENJELASAN
CLARIFIC
ATIONS
CLARIFICA
1. Data yang digunakan dalam Statistik Perbankan
1. The data used in the Indonesian Banking
Indonesia bersumber dari Laporan Bulanan Bank
Statistics is derive from Commercial Bank
Umum (LBU), Laporan Bulanan Bank Umum
Monthly Reports, Sharia Bank Monthly Reports
Syariah (LBUS), dan Laporan Bulanan Bank
and Rural Bank Monthly Reports.
Perkreditan Rakyat (Lapbul BPR), kecuali
includes data from Commercial Banks that
dinyatakan lain.
2. Semua
jenis
2. The entire data on Commercial Banks
data
Bank
Umum
telah
conduct
operations
based
on
sharia
mencakup data Bank Umum yang melakukan
principles and sharia Business Units from
kegiatan usaha berdasarkan prinsip syariah
conventional commercial banks. It is not yet
dan Unit Usaha Syariah dari Bank Umum
possible to obtain separate sharia bank data
konvensional. Pemisahan data perbankan
from commercial banks, because, thus far,
syariah dari kelompok data bank umum
reports from sharia banks are entered into
belum dapat dilakukan, karena selama ini
the banking system as one unit.
proses pelaporan perbankan syariah masuk
For this reason, sharia banking data is presented
ke dalam Sistem Perbankan sebagai satu
separately.
kesatuan.
3. Data regarding performance before January
Untuk itu disajikan data khusus perbankan
2006 based on calculations is still subject to the
syariah secara terpisah.
provisions of Circular Letter No. 30/2/UPPB dated
3. Data kinerja sebelum bulan Januari 2006
April 30, 1997 and No. 30/23/UPPB dated March
perhitungannya masih mengacu pada ketentuan
19, 1998, and beginning January 2006 based
SE No.30/2/UPPB tanggal 30 April 1997 dan SE
on calculation subject to the provision of Circular
No. 30/23/UPPB tanggal 19 Maret 1998,
Letter No. 6/23/DPNP dated 31 May 2004.
sedangkan data kinerja mulai bulan Januari 2006

dan selanjutnya perhitungannya mengacu pada
ketentuan SE No.6/23/DPNP tanggal 31 Mei
4. Credit Data
Credit data constitutes the credits
2004.
recorded in the balance of a Bank and
4. Data Kredit
does not taken into account channel of
Data kredit yang ditampilkan merupakan
credit recorded in the off-balance sheet,
kredit yang tercatat di neraca Bank dan tidak
unless otherwise stated. Credits include
memperhitungkan penerusan kredit yang
credit claims from citizens and non-
tercatat dalam rekening administratif (off-
citizens (Rural Bank data only includes
balance sheet), kecuali dinyatakan lain.
credit claims from citizens). The data
Cakupan kredit meliputi tagihan kredit
related to the information above is
kepada penduduk dan non penduduk
presented in the performance data
iii
PENJELASAN
CLARIFIC
ATIONS
CLARIFICA
(Untuk data BPR hanya meliputi tagihan
tables: earning assets; non-performing
kredit kepada penduduk). Data yang
loans (NPL) (except for NPL data
terkait dengan penjelasan tersebut di
regarding channelling credit off-balance
atas ditujukan untuk data dalam tabel
sheet); operations; and credits (except
kinerja; aktiva produktif; NPL (kecuali
for channelling credit data regarding
data NPL penerusan kredit off-balance
off-balance sheet).
sheet); kegiatan usaha; dan kredit
the scope of the credit in this publication is
(kecuali data penerusan kredit off-
different from the coverage of credit in the
balance sheet ).
publication SEKI.
cakupan kredit dalam publikasi ini berbeda
Data on Micro, Small, Medium Scale
dengan cakupan kredit pada publikasi SEKI.
Business credit in this book mean: micro
Yang dimaksud dengan kredit MKM adalah:
credit is credit with ceiling Rp 0 up to Rp
kredit mikro yakni kredit dengan plafon 0
50 million, Small credit is credit with ceiling
sampai dengan maksimum Rp50 juta, kredit
Rp 50 million up to Rp 500 million, and
kecil yakni kredit dengan plafon lebih dari
Medium credit is credit is with ceiling Rp
Rp50 juta sampai dengan maksimum Rp500
500 million up to Rp 5 billion. Credit Data
juta, dan kredit menengah yakni kredit
on Micro, Small, Medium Scale Business
dengan plafon lebih dari Rp500 juta sampai
credit does not include data regarding credit
dengan maksimum Rp5 miliar. Data kredit
cards or credits disbursed by Rural Banks.
MKM tidak mencakup data kartu kredit dan
The data related to the infomartion above
kredit yang disalurkan oleh BPR. Data yang
is presented in the performance data tables
terkait dengan penjelasan tersebut di atas
: Micro Small, Medium Credit based on
ditujukan untuk data dalam tabel kredit
category of bank, Micro Small, Medium
MKM menurut kelompok bank, kredit MKM
Credit based on type of use, Micro Small,
menurut jenis penggunaan, kredit MKM
Medium Credit based on project location,
berdasarkan lokasi proyek per provinsi, dan
Micro Small, Medium Credit based on
kredit MKM berdasarkan sektor ekonomi.
economic sector.
Yang dimaksud dengan Hubungan Dengan
Bank Relationship on the table Commercial
Bank pada tabel Kredit Bank Umum
Bank Credit based on Bank relationship
Berdasarkan Hubungan dengan Bank adalah
mean status related bank and the party
status keterikatan antara bank dengan pihak
which transaction with bank.
yang melakukan transaksi dengan bank.
iv
Related party is any individual or
Pihak terkait adalah perseorangan atau
company/entity exercising control
perusahaan/badan yang mempunyai
over the bank, whether directly or
CLAR
RIFIC
ATION
RIFICA
PENJELASAN
CLARIFIC
ATIONS
CLARIFICA
hubungan dengan pengendalian
indirectly,
bank, baik secara langsung maupun
management,
tidak langsung, melalui hubungan
relation.
-
dengan kepemilikan, kepengurusan
ownership,
and/or
financial
Not related party is other party
dan atau keuangan.
excluding related party as mention
Pihak tidak terkait adalah pihak-
above.
pihak yang tidak termasuk pada

pihak
terkait
dengan
bank
sebagaimana tersebut di atas.
through
Credit withdrawn by credit card
5. Non-Performing Data
Non-performing loan data is show as the gross
Yang dimaksud dengan Kredit yang
non-performing loan, that is, without taking into
penarikannya menggunakan kartu adalah
account the reserve formed in anticipation of
pemberian fasilitas kredit yang penarikannya
the risk of losses.
dilakukan dengan kartu kredit.
Non-performing loan data is show in nominal
5. Data Non Performing Loan
and percentage figures.
Data Non Performing Loan yang ditampilkan
Data related to the information above is
merupakan Non Performing Loan Gross, yakni
shown as figures in the earning assets table;
tanpa memperhitungkan penyisihan yang
and NPL.
dibentuk untuk mengantisipasi risiko kerugian.
6. Data regarding money instruments in the funds
Data Non Performing ditampilkan dalam nominal
disbursement account.
dan persentase.
Data regarding money instruments includes
Data yang terkait dengan penjelasan tersebut di
money instruments that are issued by a non-bank
atas ditujukan untuk data dalam tabel aktiva
third party. The data does not calculate bonds
produktif; dan NPL.
from a recapitalization program issued by the
6. Data Surat Berharga dalam pos penyaluran dana
Government.
Data surat berharga yang ditampilkan merupakan
The data mentioned above is displayed in the
surat berharga yang diterbitkan oleh pihak ketiga
business operations table.
bukan bank. Data yang ditampilkan tidak

memperhitungkan obligasi dalam rangka
program rekapitalisasi yang diterbitkan oleh
7. The table displays the weighted-average of

interest rates.
8. Estimates of Additional Paid-In Capital
Pemerintah.
The estimates are derived from the agio account;
Data yang terkait dengan penjelasan tersebut
capital contributions; and adjustments resulting
ditujukan untuk data dalam tabel kegiatan usaha.
from the conversion of overseas branch office
7. Data suku bunga menggunakan suku bunga

rata-rata tertimbang
financial reports.
9. Estimates of Reserves
8. Perkiraan Tambahan Modal Disetor
PENJELASAN
CLARIFIC
ATIONS
CLARIFICA
Terdiri dari pos agio; (disagio); modal
The estimates are derived from the general
sumbangan;
penjabaran
dan
penyesuaian
akibat
reserve, designated reserves and retained
keuangan
kantor
earnings accounts.
laporan
cabang di luar negeri.

9. Perkiraan Cadangan
Data from the Commercial Bank Monthly
Terdiri dari pos Cadangan umum; Cadangan
Reports and the sharia Bank Monthly
tujuan; dan Laba yang ditahan.
Reports is submitted by the reporting
10. Proses Download Data
banks
to
Bank
Indonesia,
and
is
Data Laporan Bulanan Bank Umum (LBU)
processed using the Bank Indonesia
dan Laporan Bulanan Bank Umum Syariah
Banking
(LBUS) yang disampaikan dari bank pelapor
Information System. The time taken to
kepada Bank Indonesia, diolah melalui
download data from commercial banks
Sistem Informasi Manajemen Sektor
through the Bank Indonesia Banking
Perbankan Bank Indonesia (SIMSPBI).
Sector Management Information System can
Perbedaan waktu download data LBU
result in variations of the data that is
melalui sistem SIMSPBI dapat menyebabkan
published in this book, compared to other
perbedaan pada data yang dipublikasikan
published data. Therefore, readers are
dalam buku ini dengan data publikasi yang
recommended to taken into account the
lain. Oleh sebab itu, pembaca dihimbau
downloading time.
untuk memperhatikan waktu download
The processing of the August 2009 monthly
data.
reports for the August 2009 edition of the
Pemrosesan data bulan laporan Agustus
Indonesian Banking Statistics was done
2009 untuk buku Statistik Perbankan
on 30 September 2009.
Indonesia Edisi Agustus 2009 dilakukan pada

tanggal 30 September 2009.
11. Publikasi buku Statistik Perbankan Indonesia juga
dilakukan melalui website Bank Indonesia
(www.bi.go.id).
vi
10. Data downloading process
Sector
Management
11. The Indonesian Bank Statistics Book is also

published via the Bank Indonesia website
(www.bi.go.id).
DAFT
AR SINGKA
TAN
AFTAR
SINGKAT
LIST OF ABREVIA
TIONS
ABREVIATIONS
APYD
: Aktiva Produktif Yang Diklasifikasikan
APYD
: Classified Earning assets
ATMR
: Aktiva Tertimbang Menurut Risiko
ATMR
: Risk Weighted Assets
BOPO
: Biaya Operasional terhadap
BOPO
: Operations Expenses to Operations
Pendapatan Operasional
Income
BPD
: Bank Pembangunan Daerah
BPD
: Regional Development Bank
CAR
: Capital Adequacy Ratio
CAR
: Capital Adequacy Ratio
DPK
: Dana Pihak Ketiga
DPK
: Third Party Funds
KAP
: Kualitas Aktiva Produktif
KAP
: Earning assets Qualtiy
KBAB
: Kewajiban Bersih Antar Bank
KBAB
: Inter-Bank Net Liabilities
KP
: Kantor Pusat
KP
: Head Office
KC
: Kantor Cabang
KC
: Branch Office
KCP
: Kantor Cabang Pembantu
KCP
: Sub-Branch Office
KK
: Kantor Kas
KK
: Cash Office
KPW
: Kantor Perwakilan
KPW
: Representative Office
LBU
: Laporan Bulanan Bank Umum
LBU
: Commercial Bank Monthly Report
LDR
: Loan to Deposit Ratio
LDR
: Loan to Deposit Ratio
NIM
: Net Interest Margin
NIM
: Net Interest Margin
NPL
: Non Performing Loan
NPL
: Non-Performing Loan
PPAPYD : Penyisihan Penghapusan Aktiva

Produktif yang Dibentuk
PPAPYD : Productive Asset Write-off Reserve

PPAPWD : Mandatory Productive Asset Write-off
PPAPWD : Penyisihan Penghapusan Aktiva

Produktif yang Wajib Dibentuk
ROA
: Return on Asset
Reserve
ROA
SIMSPBI : Bank Indonesia Banking Sector
SIMSPBI : Sistem Informasi Manajemen Sektor

Perbankan Bank Indonesia
UKM
: Usaha Kecil Menengah
UMKM
: Usaha Mikro Kecil Menengah
: Return on Assets
Management Information System

UKM
: Small/Medium-Scale-Enterprise Industry
UMKM
: Small/Medium/Micro-Enterprise Industry
(SMEs)
vii
DAFT
AR ISTILAH
AFTAR
LIST OF TERMS
Aktiva Produktif : Penanaman dana Bank baik
APYD
Earning assets
dalam Rupiah maupun valas
foreign currency by a Bank to the
dalam bentuk kredit, surat
form of credits, money instruments,
berharga, penempatan dana
inter-bank placements, equity
antar bank, penyertaan, termasuk
participation, including commitments
komitmen dan kontinjensi pada
and contingencies of the off-balance
transaksi rekening administratif.
sheet account.
: Aktiva produktif baik yang sudah

maupun
yang
mengandung
potensi
tidak
memberikan
Classified
have the potential to not pro-
Assets
vide a profit or could even incur a
Assets
: Terdiri dari :
Call Money BI
viii
1. Assets in the balance sheet

that are ranked according to
bobot sesuai kadar risiko kredit
the level of risk of the credit
yang melekat
in question.
2. beberapa pos dalam off-
2. Several accounts in the off-
balance sheet yang diberikan
balance sheet that are ranked
bobot sesuai dengan kadar
according to the level of risk of
risiko kredit yang melekat
the credit in question.
: Penempatan dana pada Bank
BI Call Money
: Fund placements at Bank Indonesia
Indonesia dalam bentuk call
in the form of call money,
money yang merupakan intervensi
representing a rupiah intervention
rupiah oleh Bank Indonesia dalam
by Bank Indonesia as part of open
rangka operasi pasar terbuka
market operations (OPT).

Third Party
: Simpanan pihak ketiga bukan
Funds
: Non-bank third party deposits

consisting of demand deposit,
bank yang terdiri dari Giro,
savings deposit and time
Tabungan
deposit.
dan
Simpanan
berjangka
Kredit
: Consists of:
1. aktiva neraca yang diberikan
(OPT)
DPK
loss.
Risk Weighted
kerugian
: Earning assets that do not, or
Productive
penghasilan atau menimbulkan
ATMR
: The investment of either Rupiah or
Credit
: The provision of funds or related
: Penyediaan uang atau tagihan
claims based on an agreement or
yang dapat dipersamakan dengan
contract to borrow/loan funds
itu, berdasarkan persetujuan atau
between banks and another party
kesepakatan pinjam-meminjam
that obliges the borrower to pay
DAFT
AR ISTILAH
AFTAR
LIST OF TERMS
antara Bank dengan pihak lain
off his/her debt according to a
yang mewajibkan pihak peminjam
designated schedule and interest
untuk melunasi utangnya setelah
charges, including:
jangka waktu tertentu dengan
1. The purchase of Money
pemberian bunga, termasuk :
Instruments
1. Pembelian Surat Berharga
complete with a Note Purchase
nasabah yang
dengan
Note
dilengkapi
by
clients,
Agreement (NPA).
Purchase
2. The transfer of claims involved
Agreement (NPA)
in factoring activities.
2. Pengambilalihan tagihan dalam

rangka kegiatan anjak piutang
Channelling
Credit
: Credit in rupiah or foreign
Penerusan Kredit : Kredit dalam rupiah maupun valas
currency that is from another party
yang disalurkan oleh bank yang
that is disbursed by a bank,
dananya berasal dari pihak lain,
wherein the bank does not bear
dan atas penyaluran kredit
any
tersebut bank tidak menanggung
disbursement. Channelling credits
risiko. Penerusan kredit ini
are recorded in the off-balance
dibukukan
sheet.
pada
rekening
risk
for
the
credit
administratif (off-balance sheet)
ix
DAFT
AR RASIO
AFTAR
CAR
= (Modal) / ATMR
(sesuai SE No.6/23/DPNP anggal 31 Mei
2004)
Modal, terdiri dari :
1. Modal Inti
2. Modal Pelengkap
Modal Inti, terdiri dari :
1. Modal Disetor
2. Cadangan tambahan modal, terdiri
dari :
a. Faktor penambah, yaitu :
1. Agio
2. Modal sumbangan
3.Cadangan umum modal
4.Cadangan tujuan modal
5. Laba tahun-tahun lalu setelah
diperhitungkan pajak
6. Laba tahun berjalan setelah
diperhitungkan taksiran pajak
(50%)
7. Selisih lebih penjabaran laporan
keuangan kantor cabang luar
negeri
8. Dana setoran modal
b. Faktor pengurang, yaitu
1. Disagio
2. Rugi tahun-tahun lalu
3. Rugi tahun berjalan
4. Selisih kurang penjabaran
laporan keuangan kantor
cabang di luar negeri
5. Penurunan nilai penyertaan
pada portofolio yang tersedia
untuk dijual
Modal Inti diperhitungkan dengan
faktor pengurang berupa goodwill.
Modal Pelengkap terdiri dari :
1. Cadangan revaluasi aktiva tetap
2. Cadangan umum PPAP (maksimal
1,25% dari ATMR)
3. Modal pinjaman
LIST OF RA
TIOS
RATIOS
CAR
= (Capital) / ATMR
(pursuant to Circular Letter No. 6/23/DPNP
dated May 31, 2004)
Capital, consist of:
1. Tier One Capital
2. Supplementary capital
Tier One Capital consist of:
1. Paid-In Capital
2.Additional capital reserves, consisting of:
a. Plus Factors:
1. Agio
2. Capital contributions
3. General reserves
4. Designated reserves
5. Last years earnings after taxes
6. Current years earnings after
taxes (50%)
7. Positive adjustment resulting
from the conversion of overseas
branch office financial reports.
8. Paid-In Capital
b. Minus Factors:
1. Disagio
2. Retained losses
3. Current earnings
4. Negative adjustment resulting
from the conversion of overseas
branch office financial reports.
5. Decrease in value of portfolio
equity investments that are
ready to be sold.
Tier one capital is calculated minus
goodwill.
Supplementary capital consists of:
1. Fixed assets re evaluation reserve
2. PPAP general reserve (maximum
1.25% of RWA)
3. Borrowed capital
4. Subordinated loans (maximum 50%
of tier one capital)
DAFT
AR RASIO
AFTAR
4. Pinjaman subordinasi (maksimal

50% dari modal inti)
5. Peningkatan nilai penyertaan pada
portofolio yang tersedia untuk dijual
setinggi-tingginya sebesar 45%.
Rasio KAP
= APYD / Total Aktiva Produktif

2004)
Rasio ROA
= Laba Sebelum Pajak disetahunkan

/ Rata-rata total aset
(sesuai SE No.6/23/DPNP tanggal 31 Mei
2004)
Rasio BOPO = Total beban operasional / Total

pendapatan operasional
Rasio dihitung per posisi (tidak
disetahunkan)
2004)
Rasio Aktiva -Pasiva = Aktiva Likuid < 1 bulan /
Pasiva Likuid < 1 bulan
Aktiva Likuid < 1 bulan, terdiri dari:
1. Kas
2. Giro BI
3. SBI
4. Antar Bank Aktiva (giro, deposit on
call, call money)
Pasiva Likuid < 1 bulan, terdiri dari:
1. Giro
2. Tabungan
3. Deposito
4. Kewajiban segera
5. Kewajiban pada bank lain (giro,
deposit on call, call money)
(sesuai SE No.6/23/DPNP tanggal 31
Mei 2004)
Rasio LDR = Kredit / Dana Pihak Ketiga
Kredit merupakan total kredit yang
LIST OF RA
TIOS
RATIOS
5. Increase in the value of portfolio

investments that are ready to be sold
at the highest 45%.
Earning assets
Quality Ratio = Classified Earning assets / Total Earning assets
(pursuant to Circular Letter No. 6/23/
DPNP dated May 31, 2004)
Return on Assets
Ratio
= Annual Profit before taxes / Average
Assets
Operations Expenses /
Operations Income = Operations expenses / Operations Income for the same period.
Liquid Asset to liquid Liabilities
Ratio
= Liquid Asset < 1 month / Liquid
Liabilities < 1 month
Liquid Asset < 1 month, consist of:
1. Cash
2. Demand deposit on BI
3. Certificate of Bank Indonesia
4. Inter Bank Asset (demand deposit,
deposit on call, call money)
Liquid Liabilities < 1 month, consist
of:
1. Demand deposit
2. Savings deposit
3. Time deposit
4. Current liabilities
5. Liabilities to other bank (demand
deposit, deposit on call, call money)
(pursuant to Circular Letter No. 6/23/DPNP dated May 31, 2004)
xi
diberikan kepada pihak ketiga (tidak

termasuk antar Bank)
Dana Pihak Ketiga mancakup giro,
tabungan, dan deposito (tidak
termasuk antar Bank)
(sesuai SE No.6/23/DPNP anggal 31
Mei 2004)
LDR
= Total Kredit / (Penghimpunan Dana +
Modal Inti)
Total Kredit, merupakan kredit yang
diberikan kepada masyarakat dan
bank lain
Penghimpunan Dana, terdiri dari :
1. Simpanan pihak ketiga
2. Bank Indonesia
3. ABP lebih dari 3 bulan
4. Pinjaman yang diterima lainnya lebih
dari 3bulan
5. Modal Pinjaman
(sesuai SK Dir No.30/12/KEP/DIR tanggal
30 April 1997 - untuk BPR)
Rasio NPL = (Kredit dalam kualitas Kurang lancar,
Diragukan dan Macet) / Total Kredit
Rasio NIM = Pendapatan Bunga Bersih / Rata-Rata
Aktiva Produktif
Pendapatan Bunga Bersih =
Pendapatan Bunga Beban Bunga
perhitungan pendapatan bunga
bersih disetahunkan.
(sesuai SE No.6/23/DPNP tanggal 31 Mei
2004)
xii
Loan to Deposit
Ratio
= Credit / Third Party Funds
Credit is total credit to third party (not
including third party bank)
Third Party Funds consist of Demand
deposit, savings deposit and time deposits (not including interbank)
(pursuant to Circular Letter No. 6/23/DPNP
dated May 31, 2004)
Loan to Deposit
Ratio
= Total Credit / (Collection of fund + tier
one capital)
Total Credit is total credit to third party
and other bank
Collection of fund, consist of :
1. third party deposit
2. Bank Indonesia
3. ABP more than three months
4. Loan received with maturity of more
than three months
5. Loan Capital
(pursuant to Circular Letter No. 30/12/KEP/DIR
dated April 30,1997 - on BPR)
Non-Performing
Loan Ratio = Credits that are sub-standard, doubtful and loss) / Total Credits
Net Interest Margin
Ratio
= Net Interest Income / Average Earning
assets
Net Interest Income = Interest Income
Interest charges
Annual net interest income is used for
the calculation of NIM
(pursuant to Circular Letter No.6/23/DPNP
dated May 31, 2004)
DAFT
AR TABEL / LIST OF TABLES
AFTAR
DAFTAR TABEL / LIST OF TABLES
Topik / Judul
No.
1.
No. Tabel/Tables
Kegiatan Usaha Perbankan
Halaman/
Pages
3
Bank Industries Operation

DATA BANK UMUM
2.
COMMERCIAL BANK DATA

Kegiatan Usaha Bank Umum
1.1 s.d 1.7
1.8 s.d 1.14
13
1.15 s.d 1.21
20
1.22 s.d 1.29
27
1.30
35
Commercial Banks Operation

3.
Laporan Laba/Rugi Bank Umum

Commercial Banks Income Statement
4.
Rekening Administratif Bank Umum

Commercial Banks Off balance-sheet
5.
Kinerja Bank Umum

Commercial Banks Performance
6.
Jumlah Bank Umum Berdasarkan TIngkat Rasio

Commercial Bank Based on Ratios
7.
Aset Bank Umum
1.31 s.d 1.33
Commercial Banks Assets

a. Perkembangan Aset Bank Umum
1.31
36
1.32
37
1.33
38
1.34 s.d 1.40
39
1.41
46
1.42 s.d 1.49
47
1.50 s.d 1.57
55
1.58
63
Commercial Banks Asset Growth

b. Bank Umum Berdasarkan Total Aset
Commercial Banks based on Assets
c. Peringkat Bank Umum Berdasarkan Total Aset
Commercial Banks Rating based on Total Assets
8.
Aktiva Produktif Bank Umum

Commercial Banks Earning Assets
9.
Non Performing Loan (NPL) Bank Umum

Commercial Banks Non performing loan
a. Pengelompokan Bank Berdasarkan Rasio NPL
Category of Banks based on NPL Ratio
b. NPL Berdasarkan Sektor Ekonomi
NPL Based on Economic Sector
c. NPL Berdasarkan Jenis Penggunaan
NPL based on type of use
d. NPL Berdasarkan Lokasi Penyaluran Kredit
NPL based on local of credit disbursements
xiii
DAFT
AFTAR
Halaman/
Pages
Topik / Judul
No. Tabel/Tables
e. NPL Kredit yang penarikannya menggunakan kartu
1.59
64
1.60 s.d 1.63
65
1.64
69
1.65 s.d 1.71
70
1.72
77
1.73 s.d 1.74
78
1.75
80
1.76 s.d 1.82
81
1.83
88
1.84 s.d 1.85
89
1.86
91
1.87
92
2.1 s.d 2.3
94
2.4
97
No.
Non performing loan withdrawn by credit card

f. NPL UMKM
Non Performing loan of SMEs credit
g. NPL Penerusan Kredit (off-balance sheet)
NPL channelling credit (off-balance sheet)
10. Dana Pihak Ketiga (DPK) Bank Umum
Commercial Banks Third Party Funds
a. Komposisi DPK
Composition of Third Party Funds
b. Peringkat Bank Berdasarkan DPK
Bank Rating Based on Third Party Funds
c. DPK Berdasarkan Lokasi Penghimpunan
Third Party Funds based on location of deposit
d. Deposito Berdasarkan Jangka Waktu Simpanan
Time deposits based on length of maturity
11. Suku Bunga Rata-rata Dana Pihak Ketiga (DPK)
Average of interest rate of Third party fund
12. Peringkat Bank Berdasarkan Kredit
Rating of Bank based on credits
13. Suku Bunga Rata-rata Kredit
Average of Crerdit Interest Rates
14. Perkembangan Jumlah Bank dan Kantor Bank
Growth of total banks and bank offices
a. Perkembangan Jumlah Bank dan Kantor Bank Umum
Growth of total banks and commercial bank offices
b. Perkembangan Jumlah Kantor Cabang Bank Berdasarkan Wilayah
Growth of total Branch offices based on Region
DATA BANK SYARIAH
SHARIA BANK DATA
15. Kegiatan Usaha Bank Umum Syariah
Sharia Commercial Bank Operation
16. Perkembangan Aset Perbankan Syariah
Growth of Sharia Bank Assets
xiv
DAFT
AFTAR
Topik / Judul
No.
No. Tabel/Tables
17. Aktiva Produktif Perbankan Syariah
Halaman/
Pages
2.5
98
2.6
99
2.7
100
2.8 s.d 2.9
101
2.10 s.d 2.11
103
2.12
105
3.1
108
3.2
109
3.3 s.d 3.4
110
3.5 s.d 3.6
112
3.7
114
3.8
115
3.9
116
3.10
117
Earning Assets of Sharia Banks

18. Komposisi DPK Perbankan Syariah
Composition of Third Party Funds of Syariah Banks
19. Tingkat Bagi Hasil Rata-rata DPK Bank Syariah
Average of Profit Sharing Rates of Third Party Fund of
Sharia Banks
20. TIngkat Margin Rata-rata Pembiayaan
Average of Margin Rates of Financing
21. BPR Syariah
Syariah Rural Bank
22. Jaringan Kantor Perbankan Syariah
Sharia Bank Office Network
DATA BANK PERKREDITAN RAKYAT
RURAL BANK DATA
23. Kegiatan Usaha Bank Perkreditan Rakyat
Rural Bank Operations
24. Kinerja Bank Perkreditan Rakyat
Rural Bank Performance
25. Perkembangan Aset BPR
Growth of Assets based Rural Bank Data
26. Non Performing Loan Bank Perkreditan Rakyat
Non Performing Loan of Rural Bank
27. Dana Pihak Ketiga
Third Party Funds of Rural Bank
a. Komposisi DPK Bank Perkreditan Rakyat
Composition of Third Party Funds of Rural Bank
b. Komposisi DPK Berdasarkan Lokasi
Composition of Third Party Funds based on Location
c. DPK BPR Berdasarkan Lokasi Penghimpun
Third Party Funds of Rural Banks Based on Location
28. Suku Bunga Rata-rata DPK BPR
Average of Third Party Interest Rates of Rural Banks
xv

Topik / Judul
No.
29. Suku Bunga Rata-rata Kredit BPR
No. Tabel/Tables
Halaman/
Pages
3.11 s.d 3.12
118
3.13
120
3.14
121
4.1 s.d 4.8
124
4.9 s.d 4.16
132
4.17
140
4.18
141
4.19
142
4.20 s.d 4.21
143
4.22 s.d 4.24
145
4.25 s.d 4.27
148
4.28 s.d 4.32
151
Average of Credit Interest Rates of Rural Banks

30. Perkembangan Jumlah Bank dan Kantor Bank
Growth of Total Rural Banks and Bank Offices
a. Perkembangan Jumlah BPR
Growth of Total Rural Bank
b. Perkembangan Jumlah BPR Berdasarkan Lokasi
Growth of Total Rural Bank Offices based on Region
DATA PERKREDITAN
CREDIT DATA
31. Kredit Bank Umum Berdasarkan Sektor Ekonomi
Commercial Bank Credit based on Economic Sector
32. Kredit Bank Umum Berdasarkan Jenis Penggunaan
Commercial Bank Credit based on Type of Use
33. Kredit Bank Umum Berdasarkan Lokasi Penyaluran
Commercial Bank Credit based on Location of Disbursement
34. Kredit Bank Umum Berdasarkan Hubungan dengan Bank
Credit of Commercial Banks based on Bank Relationship
35. Kredit yang Penarikannya Menggunakan Kartu
Credit Withdrawn by Credit Card
36. Penerusan Kredit Bank Umum
Commercial Bank Channelling Credit
37. Pembiayaan Perbankan Syariah
Detailed financing of sharia banks
38. Kredit Bank Perkreditan Rakyat
Rural Bank Credit
39. Kredit UMKM
Micro, Small, and Medium Enterprises Credit
xvi
Indonesian Banking Statistics - Vol. 7, No. 9, August 2009
Statistik Perbankan Indonesia - Vol. 7, No. 9, Agustus 2009
Miliar Rp (Billion Rp)
Tabel 1 Kegiatan Usaha Perbankan (Bank Industries Operation)

Indikator (Indicator)
Des
Des
Des
2008
Des
2004 2005 2006 2007 Ags

Penyaluran Dana (Distribution of Funds)
Bank Umum (Commercial Banks)
Bank Perkreditan Rakyat (Rural Banks)
SBI dan SBIS 1
932.971
15.145
94.058
1.140.278 1.380.373
18.096
21.904
54.256
179.045
1.702.520 1.754.661
26.549
29.960
203.863
Sep
1.839.282
30.644
84.528
87.698
Okt
2009
Nov
1.948.787 2.019.745
30.654
30.858
124.418
152.301
Des
Jan
Feb
Mar
Apr
Mei
2.055.482
31.756
2.072.521
31.282
2.049.895
31.724
2.055.448
31.989
208.510
216.538
208.106
211.152
195.400
2.015.221 2.019.451
31.313
31.323
166.518
Jun
Jul
2.101.682 2.083.944
32.398
32.999
204.229
Ags
2.135.083
33.396
194.400
193.171
Sumber Dana (Source of Funds)

1.105.769
12.911
1.283.480 1.468.369
15.453
18.733
1.718.965 1.746.803
22.629
25.542
1.840.569
25.975
1.938.974 1.988.567
25.888
25.969
1.990.345 1.979.356
26.345
26.453
2.007.997
26.873
2.016.788
26.520
1.993.826
26.950
1.989.812
27.066
2.028.568 2.006.177
27.414
27.839
2.051.898
28.200
Jumlah Aset (Total Assets)

1.272.081
16.707
1.469.827 1.693.850
20.393
23.045
1.986.501 2.024.796
27.741
31.356
2.125.396
31.900
2.235.018 2.303.362
31.963
32.086
2.310.557 2.308.030
32.533
32.239
2.343.741
32.703
2.352.110
32.681
2.327.383
33.046
2.309.821
33.259
2.353.136 2.331.404
33.765
34.278
2.384.626
34.762
Jumlah Bank (Total Banks)

Bank Umum (Commercial Banks) 2
133
2.158
131
2.009
130
1.880
130
1.817
127
1.796
126
1.782
126
1.768
126
1.769
124
1.772
123
1.767
123
1.768
123
1.768
122
1.758
122
1.757
122
1.760
122
1.760
122
1.763
Jumlah Kantor (Total Bank Offices)

7.939
3.472
8.236
3.110
9.110
3.173
9.680
3.250
10.440
3.314
10.556
3.325
10.626
3.335
10.740
3.350
10.868
3.367
12.010
3.389
12.035
3.401
12.047
3.408
12.201
3.417
12.500
3.422
12.556
3.430
12.571
3.435
12.616
3.446
Ket : 1 Sertifikat Bank Indonesia Syariah

2
Merger Bank Lippo & Bank Niaga menjadi Bank CIMB Niaga,Tbk sesuai SK No. 10/66/KEP.GBI/2008 tanggal 15 Oktober 2008 (bulan Jan & Feb 2009)
DATA BANK UMUM
6
Tabel 1.1 Kegiatan Usaha Bank Umum (Commercial Banks Operation)

Des
Des
Des
2004 2005 2006 2007

a. Kredit (Credit)
Rupiah
Valas (Foreign Exchange)
b. Antar Bank (Inter-Bank)
Giro (Demand Deposit)
Inter Bank (Call Money)
Deposito (Times Deposits)
Lainnya (Others)
c. Penempatan di BI (Placements at BI)
SBI (BI Notes)
Call Money
Lainnya (Others)
d. Surat Berharga (tidak termasuk obligasi rekap)
(Securities (not including recapitalization bonds)
e. Penyertaan (Equity Participation)
f. Tagihan Lainnya (Other Claims)
a. DPK (Third Party Funds)
Rupiah
Giro (Demand Deposits)
Tabungan (Savings Deposits)
b. Kewajiban kpd BI (Liabilities owed to)
c. Antar Bank (Inter-Bank)
d. Surat Berharga (Securities)
e. Pinjaman yang Diterima (Loans received)
Rupiah
f. Kewajiban Lainnya (Other Liabilities)
g. Setoran Jaminan (Guarantee Deposits)
Beberapa Komponen Modal (Components of Capital)
a. Modal Disetor (Paid-In Capital)
b. Cadangan (Reserves)
c. L/R tahun berjalan (Current Earnings /Loss)
d. L/R tahun lalu (Retained Earnings/Loss)
e. Perkiraan tambahan modal disetor (Esimates of
Additional Paid-In Capital)
f. Modal pinjaman (Loan Capital)
2008
Des
Ags
Sep
Okt
2009
Nov
Des
Jan
Feb
Mar
Apr
1.325.323
1.036.146
289.177
220.044
23.630
82.956
18.719
94.739
292.776
79.980
152.301
41.293
19.202
1.307.688
1.054.289
253.399
213.779
40.318
81.435
20.436
71.589
322.333
83.927
166.518
49.799
22.090
1.289.839
1.033.378
256.461
212.346
33.158
86.226
19.034
73.928
346.842
84.421
208.510
32.383
21.527
1.301.844
1.041.704
260.140
231.843
46.380
94.216
19.133
72.114
342.040
87.907
216.538
24.596
12.999
1.305.389
1.060.645
244.744
236.912
47.038
100.270
20.041
69.562
341.002
86.098
208.106
27.917
18.880
1.297.635
1.074.594
223.041
223.362
38.317
99.376
22.491
63.178
350.511
86.633
211.152
36.132
16.594
103.483
6.378
61.147
105.729
6.479
69.394
113.851
6.626
50.944
116.161
6.771
47.491
127.572
6.854
45.329
132.974
7.031
49.213
132.011
6.685
39.691
1.603.452 1.674.994
1.346.374 1.380.423
298.539
315.047
606.905
621.448
440.930
443.929
257.078
294.570
97.744
116.363
140.758
156.325
18.576
21.883
16.509
7.983
161.699
191.273
14.431
14.127
14.307
13.477
8.946
8.841
5.361
4.636
25.494
31.810
4.677
5.311
1.707.876
1.397.264
312.269
635.706
449.288
310.613
127.193
160.512
22.908
16.932
190.740
14.108
13.800
8.766
5.034
39.907
5.204
1.753.292
1.460.443
307.743
675.983
476.717
292.849
122.257
148.722
21.870
11.272
158.648
14.301
12.949
8.395
4.554
34.663
5.220
1.748.814
1.454.098
304.465
688.743
460.891
294.716
126.515
145.091
23.110
11.677
153.508
14.426
13.154
8.398
4.755
32.715
5.062
1.771.098
1.461.268
296.132
706.408
458.728
309.830
132.721
152.545
24.564
13.161
158.729
14.545
13.472
8.473
4.999
31.844
5.148
1.786.157
1.476.229
306.440
710.330
459.459
309.928
130.519
146.411
32.997
15.399
157.377
14.490
9.828
8.400
1.427
28.608
4.930
1.780.918
1.486.074
318.118
704.041
463.916
294.844
124.716
138.028
32.100
12.112
140.462
14.463
10.831
8.415
2.416
30.060
4.979
Jun
Jul
Ags
1.338.116
1.125.668
212.449
219.991
31.453
102.667
21.265
64.606
333.377
88.722
194.400
36.029
14.226
1.365.942
1.149.193
216.750
236.257
38.058
110.018
22.173
66.008
339.688
89.871
193.171
39.948
16.698
142.418
7.031
38.912
141.458
8.856
42.145
141.604
9.392
42.200
1.783.644 1.823.811
1.490.470 1.532.453
307.896
322.879
716.659
727.752
465.915
481.822
293.174
291.358
123.243
123.926
137.361
134.349
32.570
33.083
9.704
8.413
139.853
135.734
15.253
16.630
10.420
12.528
8.069
7.741
2.350
4.787
25.256
25.621
5.683
5.831
1.806.621
1.516.073
310.550
724.064
481.459
290.548
126.563
130.047
33.938
8.297
135.233
17.133
10.340
7.780
2.560
22.874
5.679
1.847.038
1.544.834
332.449
727.176
485.210
302.204
134.657
133.818
33.729
7.755
135.848
17.327
11.918
7.801
4.116
26.595
5.417
559.470
438.645
120.825
103.473
7.807
40.840
20.110
34.716
207.944
77.130
94.058
31.882
4.875
695.648
565.846
129.802
159.120
11.139
90.425
17.792
39.764
209.578
102.266
54.256
39.743
13.312
792.297
638.500
153.798
156.906
9.051
83.314
20.086
44.455
343.455
125.791
179.045
21.216
17.403
1.002.012
791.605
210.407
139.777
11.562
58.717
12.435
57.064
418.269
167.566
203.863
35.727
11.114
1.205.846
978.438
227.408
166.605
10.899
78.396
15.639
61.670
226.371
128.304
84.528
10.380
3.159
37.788
6.160
18.136
44.224
6.122
25.586
55.988
5.924
25.803
108.007
5.620
28.835
105.688
6.201
43.951
963.106
818.208
170.843
351.460
295.905
144.898
74.879
69.530
489
12.076
89.369
14.261
9.802
6.295
3.507
13.731
3.424
1.127.937
930.160
193.854
455.038
281.268
197.777
87.558
109.995
224
11.874
99.417
13.411
11.406
8.508
2.898
16.192
3.242
1.287.102
1.093.445
249.564
510.008
333.873
193.657
88.447
105.155
55
10.807
119.454
14.942
12.883
7.023
5.860
19.913
3.267
64.612
5.285
29.463
-27.173
69.548
10.649
24.897
-18.478
73.046
13.997
28.334
-6.880
78.928
18.696
35.015
1.736
83.163
21.026
25.656
32.360
84.030
21.110
28.380
34.838
85.196
21.120
32.372
34.854
87.931
21.122
34.469
35.124
86.283
21.765
30.606
35.346
86.383
21.788
3.841
67.146
86.469
21.800
7.684
66.814
86.546
21.792
12.243
65.414
87.853
22.116
15.667
62.344
88.073
22.913
19.456
55.472
88.739
24.877
23.314
50.072
89.840
25.408
27.136
53.318
89.808
25.424
30.734
53.303
53.970
1.737
37.082
14.464
42.248
14.946
45.413
14.863
40.124
960
36.482
857
29.418
978
31.242
1.037
37.815
1.047
38.423
1.164
37.179
1.130
38.234
1.374
42.101
1.571
43.677
1.599
43.934
1.245
39.045
1.186
38.722
1.467
1.510.834 1.526.025
1.284.797 1.265.704
309.335
279.052
540.982
556.964
434.480
429.688
226.037
260.321
96.216
105.106
125.726
134.964
4.095
20.251
9.105
8.222
137.790
157.101
17.333
14.442
14.319
14.131
8.023
8.924
6.296
5.207
24.893
22.150
4.691
4.731
1.246.146 1.297.860
1.005.657 1.022.682
240.489
275.178
163.591
205.985
15.536
21.929
62.489
76.199
21.082
21.094
64.483
86.763
274.332
273.933
131.515
79.679
87.698
124.418
39.250
49.038
15.869
20.798
Mei
103.963
6.300
44.949
1.305.377 1.335.041
1.091.831 1.119.758
213.546
215.283
233.789
229.413
44.264
35.314
105.945
109.869
22.094
19.372
61.486
64.857
332.449
348.868
86.577
86.033
195.400
204.229
35.119
41.214
15.353
17.392
140.171
6.907
36.755
Tabel 1.2 Kegiatan Usaha Bank Persero (State Owned Banks Operation)
Des
Des
Des
2004 2005 2006 2007

a. Kredit (Credit)
Rupiah
Lainnya (Others)
SBI (BI Notes)
Call Money
Lainnya (Others)
Rupiah
Rupiah
2008
Des
2009
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
222.855
171.427
51.429
28.865
2.783
11.758
3.551
10.773
64.312
35.500
15.991
9.981
2.840
256.413
204.534
51.879
44.496
2.298
28.756
3.773
9.668
72.469
41.850
10.121
14.911
5.587
287.910
231.582
56.328
47.679
2.706
29.772
3.994
11.207
101.745
52.290
29.736
9.649
10.070
356.151
282.055
74.095
41.287
3.515
15.574
3.187
19.010
151.828
78.113
46.200
20.758
6.756
422.633
353.020
69.613
40.103
3.551
17.929
3.435
15.189
54.727
47.715
5.507
885
620
440.864
366.932
73.931
44.760
7.022
15.635
4.276
17.827
74.631
48.820
3.956
18.355
3.500
459.042
376.367
82.674
58.119
11.581
19.846
5.178
21.515
75.893
28.142
15.481
22.475
9.796
469.900
384.453
85.447
63.342
11.051
25.021
4.250
23.020
85.029
28.521
27.159
22.647
6.702
470.665
396.024
74.641
62.023
12.447
26.395
3.728
19.453
114.991
33.759
36.763
34.014
10.455
463.971
389.114
74.857
61.802
11.217
25.569
4.780
20.236
111.555
32.094
57.977
13.879
7.605
471.491
395.767
75.724
64.095
15.814
23.652
5.218
19.412
98.399
31.105
53.260
8.789
5.245
480.597
407.707
72.889
74.349
20.972
26.643
5.970
20.765
84.784
30.840
34.290
11.643
8.011
484.482
418.172
66.310
67.971
15.496
29.342
5.367
17.767
91.037
30.755
39.981
16.165
4.135
491.163
428.590
62.572
75.054
18.161
34.531
4.766
17.596
85.656
30.792
32.491
16.934
5.439
511.883
446.745
65.139
73.782
12.834
36.868
3.784
20.295
92.685
31.404
34.828
20.893
5.559
512.725
449.066
63.659
70.789
9.875
34.745
3.946
22.225
86.544
32.362
32.120
16.615
5.447
523.875
459.823
64.052
85.752
17.458
39.236
4.558
24.499
81.746
32.249
28.269
15.472
5.756
12.384
3.758
8.440
10.920
3.327
13.512
11.093
2.872
10.331
29.617
1.922
10.372
28.479
1.777
16.508
27.440
1.760
15.048
24.659
1.715
17.311
26.442
1.712
19.981
28.742
1.842
14.258
25.694
1.841
13.170
29.301
1.785
12.023
30.188
1.839
17.470
30.438
1.886
11.219
33.508
1.924
10.364
33.544
1.925
12.163
34.783
1.876
13.801
34.594
1.896
14.118
375.731
333.328
63.449
128.831
141.048
42.403
19.762
22.519
123
7.486
43.599
9.259
7.417
4.645
2.773
4.539
1.955
431.397
373.204
70.509
166.542
136.153
58.192
23.813
34.177
203
7.673
33.734
8.559
9.021
6.666
2.354
4.993
1.747
480.394
426.160
88.947
176.718
160.496
54.234
23.377
30.818
38
6.493
33.422
9.379
6.750
4.482
2.268
5.366
1.645
571.008
509.552
121.749
179.313
208.490
61.456
24.865
36.559
33
5.881
41.998
9.259
6.714
4.118
2.595
7.578
2.391
535.128
471.756
90.059
175.738
205.960
63.372
23.179
33.092
7.102
5.254
53.746
5.838
5.623
4.024
1.600
6.901
2.493
575.568
506.822
102.045
194.008
210.769
68.746
24.670
37.686
6.389
6.088
57.560
5.711
5.605
3.957
1.648
7.491
2.543
604.913
521.480
106.697
204.565
210.218
83.433
26.738
49.144
7.550
5.118
60.137
5.639
4.144
3.849
295
6.915
2.691
621.880
535.655
107.943
214.961
212.751
86.226
28.723
49.769
7.733
6.821
62.169
5.607
4.048
3.749
299
7.859
2.756
669.827
588.704
123.438
235.219
230.047
81.123
28.329
45.395
7.399
5.446
52.023
5.631
3.880
3.618
262
7.174
2.838
649.338
569.593
114.046
234.906
220.640
79.746
31.141
41.342
7.263
5.126
52.056
5.662
3.875
3.601
274
7.208
2.947
645.356
562.334
106.478
238.891
216.965
83.022
32.841
42.359
7.822
5.313
51.859
5.640
3.855
3.575
281
6.730
2.942
654.751
570.032
104.215
247.413
218.404
84.719
34.842
41.705
8.172
4.849
52.755
5.555
3.793
3.521
272
7.132
2.861
657.564
575.604
109.562
246.250
219.791
81.960
32.553
41.854
7.552
4.815
45.435
5.477
4.859
3.502
1.357
7.949
2.701
659.249
578.099
102.336
256.787
218.976
81.149
30.470
42.852
7.828
4.806
49.238
6.259
4.472
3.152
1.321
7.115
2.786
684.450
602.718
110.553
261.945
230.220
81.732
30.094
43.296
8.342
4.786
47.467
8.324
6.350
3.043
3.306
7.392
3.093
677.812
595.462
107.965
259.643
227.854
82.350
30.453
43.704
8.194
4.946
52.165
8.316
4.072
2.802
1.269
7.025
2.973
696.359
601.983
112.458
261.615
227.910
94.376
39.483
46.791
8.102
4.801
49.112
8.490
5.626
2.821
2.805
7.863
2.667
27.284
1.880
12.501
-14.278
27.439
5.933
9.185
-13.528
27.751
8.097
9.644
-12.107
28.572
10.837
13.332
-10.772
29.963
12.313
8.797
7.508
29.963
12.321
9.541
7.508
29.963
12.356
10.881
7.508
29.964
12.378
11.938
7.508
29.965
12.363
13.159
7.508
29.965
12.385
1.395
21.495
29.965
12.397
2.778
21.418
29.965
12.363
4.017
20.663
29.965
12.359
5.136
20.662
29.978
12.761
6.354
18.136
29.992
13.201
8.101
17.601
29.992
13.731
9.218
14.714
29.992
13.734
10.550
14.727
25.133
1.255
9.815
13.844
13.145
13.844
15.864
13.908
13.014
0
11.411
0
7.067
0
8.021
0
11.961
0
12.181
-
12.210
-
12.459
-
13.081
-
13.429
-
13.650
-
14.223
-
14.143
-
8
Tabel 1.3 Kegiatan Usaha BUSN Devisa (Foreign Exchange Commercial Banks Operation)
Des
Des
Des
Des
2004 2005 2006 2007

a. Kredit (Credit)
Rupiah
Lainnya (Others)
SBI (BI Notes)
Call Money
Lainnya (Others)
Rupiah
Rupiah
2008
2009
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
209.176
181.832
27.344
28.133
2.951
13.068
2.141
9.973
92.738
30.341
53.903
8.151
344
277.591
248.996
28.594
48.464
4.965
27.163
4.455
11.882
75.913
43.510
15.898
14.788
1.716
315.256
276.768
38.488
45.908
3.514
23.795
3.887
14.712
133.141
49.313
79.344
4.484
-
407.742
351.351
56.390
37.716
3.191
16.692
2.783
15.050
146.616
54.966
83.476
8.148
26
493.861
430.368
63.493
51.680
4.235
26.186
5.222
16.037
84.051
52.515
24.139
6.978
419
506.933
438.637
68.296
42.431
4.642
17.619
5.209
14.961
94.294
53.661
30.720
8.496
1.418
517.941
441.516
76.425
49.520
6.498
20.413
6.495
16.115
90.657
33.126
45.909
10.101
1.522
520.394
442.468
77.927
53.141
9.008
22.479
5.955
15.699
100.982
33.827
54.683
7.774
4.698
524.295
452.613
71.682
57.016
21.825
16.350
5.355
13.486
116.730
32.354
73.834
6.909
3.633
510.577
439.066
71.511
54.626
17.942
15.664
5.702
15.318
134.193
35.313
88.304
7.768
2.808
509.396
437.822
71.574
62.982
24.884
18.843
5.503
13.751
139.126
39.261
94.328
4.934
603
502.127
439.207
62.920
58.091
19.789
20.693
4.393
13.216
145.405
37.410
101.662
5.402
931
498.159
441.137
57.022
58.201
17.008
22.743
4.994
13.455
145.760
38.061
97.026
8.902
1.770
497.546
441.600
55.946
63.312
21.114
25.197
4.804
12.198
142.162
37.553
95.542
7.451
1.616
505.360
447.973
57.388
57.750
16.171
23.504
5.197
12.877
149.022
36.910
104.048
5.336
2.728
501.951
446.281
55.670
58.726
16.257
24.439
5.815
12.216
144.767
38.029
95.384
8.096
3.258
510.840
452.929
57.911
58.736
15.322
26.782
4.879
11.753
151.561
38.929
98.682
11.648
2.302
19.034
2.050
4.827
23.809
2.616
6.427
29.702
2.979
8.620
55.471
3.613
10.892
54.639
4.341
16.716
54.022
4.457
17.408
55.284
4.560
22.402
55.920
4.664
23.613
59.650
4.681
17.401
66.226
4.827
16.007
69.968
4.966
16.089
72.289
5.087
15.851
71.389
4.690
14.941
73.254
4.873
13.789
75.727
4.996
14.356
74.127
6.870
15.179
75.192
7.386
15.977
403.530
357.288
60.240
162.725
134.323
46.242
27.402
18.812
28
4.105
18.512
2.631
1.612
1.094
517
5.235
746
462.747
397.939
58.170
217.098
122.671
64.808
32.992
31.794
21
3.739
31.276
2.721
1.419
876
544
5.499
558
525.177
455.098
68.884
244.890
141.324
70.079
35.216
34.845
17
4.151
40.308
2.537
5.168
1.576
3.592
6.268
749
606.932
528.154
91.502
252.222
184.429
78.778
36.676
42.082
21
3.109
49.041
4.768
6.455
2.754
3.701
6.338
886
636.820
536.451
88.997
261.606
185.849
100.369
44.239
51.271
4.859
2.874
47.638
5.328
7.149
3.542
3.607
8.315
819
656.676
562.629
86.213
285.666
190.750
94.047
38.699
50.873
4.475
6.176
48.178
5.449
7.332
3.619
3.713
9.086
785
669.455
565.557
90.042
282.276
193.239
103.898
45.740
53.004
5.154
2.774
55.393
5.220
7.963
3.621
4.341
8.647
847
676.860
570.680
89.946
286.142
194.593
106.180
49.310
51.446
5.425
7.878
52.718
5.224
8.359
3.624
4.735
10.691
835
701.710
597.459
89.607
309.732
198.120
104.251
47.875
51.326
5.051
3.910
48.388
5.383
7.683
3.391
4.292
9.834
794
706.082
601.147
87.163
317.523
196.461
104.935
48.142
51.629
5.164
3.709
46.879
5.477
7.871
3.390
4.481
9.005
789
717.938
606.359
86.499
321.224
198.637
111.578
50.523
55.643
5.413
4.085
50.629
5.619
8.106
3.388
4.718
10.086
894
711.545
600.180
88.561
313.512
198.107
111.365
45.425
52.502
13.438
5.326
46.418
5.649
4.525
3.370
1.156
9.282
801
709.138
599.959
90.314
309.302
200.342
109.179
46.227
49.441
13.511
4.665
37.970
5.693
4.428
3.369
1.059
10.163
910
711.150
602.236
90.259
309.301
202.675
108.914
46.994
48.373
13.547
3.292
36.707
5.720
4.398
3.368
1.030
9.751
943
719.751
612.995
97.669
308.852
206.474
106.756
47.365
45.531
13.860
2.826
37.600
5.701
4.671
3.190
1.481
10.007
873
715.713
608.529
92.917
308.232
207.380
107.184
49.284
43.816
14.084
2.694
33.473
5.631
4.535
3.244
1.291
8.333
892
729.446
621.437
103.252
307.462
210.723
108.009
49.537
44.474
13.998
2.386
34.672
5.650
4.545
3.234
1.311
9.520
916
20.435
1.461
10.571
-13.590
22.490
2.462
9.294
-9.096
24.524
3.332
9.822
-925
25.523
4.646
11.735
4.468
26.961
4.511
9.307
13.040
26.976
4.511
10.460
14.705
27.012
4.511
11.519
14.704
29.467
4.511
9.866
14.875
27.969
5.186
4.809
14.948
28.069
5.186
1.047
19.617
28.075
5.186
2.166
19.494
27.494
5.191
3.556
19.614
28.683
5.193
4.921
18.932
28.683
5.323
6.057
17.376
28.873
6.161
6.978
14.878
29.909
6.060
8.519
21.371
29.883
6.066
9.906
21.348
26.223
176
27.146
155
28.197
229
28.848
150
27.272
80
26.371
75
24.572
75
25.033
75
26.893
0
27.043
100
26.289
100
26.652
100
29.582
100
30.432
100
30.771
100
24.925
100
24.885
100
Tabel 1.4 Kegiatan Usaha BUSN Non Devisa (Non-Foreign Exchange Commercial Banks Operation)
Des
Des
Des
2008
Des
2009
2004 2005 2006 2007
a. Kredit (Credit)
Rupiah
Lainnya (Others)
SBI (BI Notes)
Call Money
Lainnya (Others)
Rupiah
Rupiah
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
15.101
15.101
1.107
58
215
75
759
4.362
1.265
2.260
867
2
16.842
16.842
1.136
266
380
49
440
4.892
1.502
2.529
842
18
19.114
19.114
1.509
297
720
25
467
5.558
1.666
3.172
713
6
23.863
23.863
1.604
440
556
59
549
9.238
2.021
6.352
621
243
26.153
26.153
1.810
479
703
22
605
6.860
2.222
3.308
555
775
26.757
26.757
2.599
389
1.558
47
606
6.507
2.421
2.973
648
466
26.925
26.925
1.470
375
489
47
559
6.515
1.813
3.611
574
517
27.072
27.072
1.159
373
152
45
589
6.142
1.681
3.293
648
520
27.122
27.122
1.238
121
205
28
884
8.503
1.678
5.393
807
625
26.918
26.918
1.341
84
454
41
762
9.271
1.699
5.733
756
1.084
28.374
28.374
1.546
107
618
44
777
9.736
2.030
6.626
471
610
26.261
26.261
1.743
134
695
86
828
9.647
1.678
6.503
916
550
26.683
26.683
1.512
136
481
77
819
9.400
1.720
5.986
1.082
611
27.308
27.308
1.848
115
842
76
814
9.384
1.736
5.500
1.417
731
28.323
28.323
2.093
117
1.063
77
837
9.166
1.831
6.124
685
526
30.069
30.069
1.491
106
506
84
795
9.253
1.876
6.312
764
302
31.306
31.306
1.602
104
546
102
850
9.339
1.941
5.974
894
530
670
17
3
902
1
104
1.100
52
1.521
187
2.150
96
2.152
0
131
2.888
0
56
2.903
0
48
2.812
0
61
2.653
0
62
2.739
0
46
2.667
0
35
3.010
0
36
3.159
0
96
4.010
0
94
3.697
0
83
3.905
0
38
19.166
19.166
1.900
15.049
2.217
229
341
28
67
67
240
2
21.970
21.970
1.798
18.052
2.120
250
309
68
68
129
24
24.423
24.423
1.811
20.234
2.379
20
802
59
59
161
26
30.491
30.491
2.195
25.103
3.194
17
2.017
309
62
62
226
6
32.208
32.208
1.910
26.996
3.302
13
994
291
69
69
301
2
32.965
32.965
1.978
27.802
3.186
442
902
287
77
77
271
2
32.607
32.607
1.848
27.256
3.502
13
627
287
77
77
288
3
31.944
31.944
1.634
27.026
3.285
38
691
287
76
76
244
8
33.213
33.213
1.779
28.059
3.375
0
0
388
1.088
301
76
76
244
8
33.817
33.817
1.802
28.713
3.303
0
0
136
1.459
301
85
85
282
8
35.454
35.454
1.883
29.958
3.613
0
0
11
1.340
301
93
93
316
11
33.414
33.414
1.562
28.615
3.238
347
1.256
301
92
92
269
7
34.041
34.041
1.578
29.107
3.355
33
1.145
301
90
90
323
7
35.147
35.147
2.249
29.478
3.420
10
1.159
301
89
89
309
7
37.060
37.060
2.008
31.281
3.771
162
1.154
273
87
87
321
7
37.685
37.685
1.918
32.033
3.734
40
1.211
273
313
313
337
5
38.856
38.843
2.009
32.860
3.974
13
0
13
82
1.301
273
312
312
355
5
1.839
122
498
354
1.984
160
279
575
2.258
194
399
677
3.042
200
765
921
3.394
153
646
1.365
3.394
218
701
1.300
3.402
215
763
1.300
3.402
215
809
1.300
3.693
217
604
1.332
3.693
219
17
1.897
3.773
219
62
1.882
3.623
228
98
1.750
3.633
231
137
1.719
3.633
231
188
1.691
3.985
254
191
1.634
3.985
258
319
1.626
3.988
258
348
1.626
38
63
-6
64
46
87
47
256
-32
367
-48
367
-62
403
-46
403
-1
459
2
459
-21
379
19
627
36
626
93
626
13
378
91
378
73
628
10
Tabel 1.5 Kegiatan Usaha BPD (Regional Development Banks Operation)

Des
Des
Des
2004 2005 2006 2007

a. Kredit (Credit)
Rupiah
Lainnya (Others)
SBI (BI Notes)
Call Money
Lainnya (Others)
Rupiah
Rupiah
2008
Des
2009
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
37.232
37.209
23
15.177
716
535
12.425
1.501
18.086
4.001
8.045
4.468
1.573
44.931
44.889
42
13.785
936
1.923
9.104
1.822
36.628
7.286
17.297
6.414
5.630
55.955
55.919
36
21.139
1.191
6.042
12.018
1.888
69.589
14.196
43.115
4.973
7.304
71.881
71.529
351
14.786
2.332
4.285
6.400
1.769
62.827
20.972
34.842
4.000
3.014
91.478
90.938
540
15.847
606
6.685
6.959
1.598
47.162
15.013
29.802
1.071
1.277
93.950
93.394
556
19.312
533
5.600
11.456
1.723
60.937
14.935
28.415
7.238
10.349
95.753
95.097
656
16.931
458
5.622
9.264
1.587
62.698
9.555
37.881
6.573
8.690
97.497
96.794
704
12.563
481
2.109
8.349
1.625
63.010
8.570
41.256
6.315
6.869
96.385
95.751
635
19.517
734
5.923
11.216
1.645
45.986
8.677
26.260
4.709
6.340
96.371
95.717
654
17.985
582
7.428
8.397
1.578
48.735
7.799
24.906
6.573
9.456
98.443
97.842
600
18.494
593
8.040
8.248
1.613
49.618
7.757
29.068
6.413
6.381
100.880
100.303
577
17.465
641
5.773
9.466
1.585
56.679
8.157
31.452
7.988
9.082
103.949
103.407
542
19.782
553
5.679
11.937
1.613
58.737
8.557
32.499
8.076
9.605
107.325
106.738
586
19.444
550
5.270
12.117
1.507
54.480
9.162
29.870
8.087
7.362
111.057
110.475
581
17.894
675
5.212
9.985
2.023
52.380
8.580
28.496
6.999
8.306
113.797
113.233
565
18.100
745
4.699
11.098
1.558
48.214
8.877
26.924
7.316
5.097
117.396
116.824
573
19.580
570
5.165
12.288
1.556
49.742
9.177
25.041
7.673
7.851
1.290
12
3
3.477
14
9
3.654
13
9
9.503
34
24
10.081
14
393
10.082
14
474
10.230
34
481
10.133
34
356
10.212
34
341
10.359
34
390
10.839
34
388
10.899
36
1.303
10.833
36
478
10.854
37
458
10.539
36
434
10.201
36
366
10.208
36
364
59.486
59.356
30.401
13.560
15.395
130
62
68
256
3.685
2.343
489
489
2.089
116
85.283
85.213
50.631
17.475
17.107
70
43
27
212
2.705
2.131
898
898
2.834
134
129.141
129.065
74.692
29.365
25.008
75
31
44
144
4.307
3.026
905
905
5.871
232
134.287
134.077
69.123
31.750
33.205
209
167
42
1
99
5.733
2.997
1.089
1.089
6.812
466
146.383
146.083
75.254
42.445
28.383
300
55
244
1
81
4.135
2.885
1.290
1.290
1.862
291
159.201
158.899
86.823
41.895
30.181
302
55
246
1
962
4.479
2.886
1.292
1.292
3.702
312
166.004
165.655
92.488
43.430
29.737
348
52
292
4
79
4.147
2.882
1.294
1.294
2.630
331
162.210
161.848
89.531
41.232
31.084
362
50
309
4
78
3.906
2.890
1.318
1.318
3.199
357
143.262
143.027
70.653
34.877
37.497
235
93
138
4
882
10.092
2.887
1.310
1.310
4.627
543
151.045
150.762
79.855
38.153
32.753
283
112
168
4
274
4.406
2.886
1.323
1.323
2.969
409
155.017
154.792
81.337
41.984
31.470
226
71
150
4
66
4.042
2.886
1.416
1.416
2.487
375
166.111
165.895
90.091
45.206
30.598
216
66
146
4
64
3.113
2.886
1.417
1.417
2.433
343
172.660
172.346
95.653
45.504
31.188
314
99
211
4
63
3.251
2.893
1.454
1.454
2.554
329
171.724
171.398
92.091
47.552
31.754
327
91
230
5
62
2.993
2.873
1.461
1.461
2.488
307
171.573
171.230
88.812
50.299
32.120
342
93
242
7
52
5.265
2.233
1.421
1.421
2.774
279
169.456
169.157
84.637
51.469
33.051
299
78
215
5
52
4.462
2.815
1.420
1.420
2.518
281
173.696
173.400
87.668
53.178
32.554
296
88
203
5
51
5.297
2.815
1.434
1.434
4.028
309
5.233
939
2.391
-202
5.882
1.274
2.797
43
7.136
1.782
3.908
-68
8.979
2.367
4.530
-75
9.396
3.121
4.060
-101
9.545
3.132
4.491
-101
9.742
3.111
5.116
-80
9.745
3.091
5.797
24
9.903
3.072
5.751
22
9.903
3.072
729
6.223
9.903
3.072
1.278
6.136
9.920
3.073
1.952
5.597
10.028
3.395
2.412
3.840
10.235
3.661
3.132
2.336
10.344
4.124
3.722
369
10.409
4.221
4.197
20
10.401
4.228
4.722
14
4
243
(45)
401
51
331
28
220
-251
193
-277
85
-420
114
-377
139
-200
206
-187
206
-307
231
-182
243
-128
474
-50
513
-152
409
-74
360
- 93
386
Tabel 1.6 Kegiatan Usaha Bank Campuran (Joint Venture Banks Operation)
Des
Des
Des
Des
2004 2005 2006 2007

a. Kredit (Credit)
Rupiah
Lainnya (Others)
SBI (BI Notes)
Call Money
Lainnya (Others)
Rupiah
Rupiah
2008
2009
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
30.914
9.904
21.009
4.068
615
2.376
208
869
11.079
2.034
7.198
1.814
33
36.937
16.088
20.849
8.335
1.056
5.608
409
1.262
8.009
2.325
4.833
841
9
40.833
18.166
22.667
6.901
639
4.910
162
1.190
10.266
2.139
7.023
1.082
22
58.520
23.634
34.886
7.137
803
4.569
1.765
16.566
3.686
11.830
296
755
72.989
32.393
40.597
10.745
1.008
7.180
2.558
10.586
3.387
6.807
354
38
76.820
34.112
42.708
9.914
1.179
5.869
94
2.772
12.113
3.622
6.357
2.005
129
84.639
34.812
49.827
13.728
1.355
6.409
110
5.853
17.388
2.571
7.907
6.658
253
87.638
34.844
52.795
14.209
1.771
5.697
120
6.621
16.158
2.779
11.896
1.097
386
75.849
33.360
42.489
14.821
3.727
7.212
109
3.773
15.687
2.724
10.384
1.542
1.037
76.503
32.751
43.751
12.264
2.246
6.482
114
3.422
17.559
2.722
13.114
1.149
573
77.618
32.618
45.000
15.370
3.923
7.179
120
4.148
18.978
2.801
15.366
658
154
85.471
38.391
47.079
16.292
2.768
9.910
127
3.487
20.730
3.072
16.226
1.136
297
81.120
38.138
42.982
14.366
3.461
7.471
116
3.317
23.230
2.988
18.755
1.015
472
80.250
38.879
41.371
16.205
3.134
9.817
331
2.923
21.293
3.108
17.323
657
204
78.761
38.752
40.009
15.383
3.840
8.509
329
2.705
21.904
3.120
16.316
2.249
220
77.534
38.764
38.770
13.658
3.288
7.292
323
2.756
22.338
3.086
17.918
1.212
121
79.506
39.368
40.138
13.731
2.720
7.962
345
2.703
23.083
3.090
18.492
1.244
258
1.435
238
2.086
2.527
122
2.321
2.073
36
2.328
3.262
37
2.523
3.468
40
3.618
3.628
40
4.141
3.437
40
5.334
3.733
40
6.594
3.726
40
4.727
3.697
40
4.602
3.825
40
5.288
3.728
41
4.889
4.578
41
4.644
5.306
41
3.852
5.702
42
4.213
5.624
42
4.466
5.940
42
4.296
28.293
12.639
2.895
9.413
331
15.654
7.504
8.150
11.714
218
218
222
124
34.484
15.411
3.251
11.784
376
19.073
8.294
10.779
13.060
402
101
35.927
16.112
2.715
12.173
1.224
19.815
7.410
12.405
14.048
416
175
54.934
26.779
4.112
21.197
1.471
28.154
9.155
18.999
17.644
588
134
61.504
27.448
4.472
21.435
1.540
34.056
12.009
22.047
22.344
99
940
161
64.728
30.800
4.741
24.511
1.548
33.929
10.684
23.244
0
616
23.815
99
844
160
73.357
35.540
5.337
27.932
2.272
37.817
13.056
24.761
0
0
31.444
99
2.399
150
77.866
36.572
5.358
28.624
2.590
41.294
14.098
27.195
0
229
28.826
99
3.711
134
76.902
37.691
4.976
29.691
3.023
39.211
13.896
25.315
0
0
18.292
99
2.411
91
76.222
37.976
5.065
29.921
2.990
38.245
12.013
25.256
975
193
18.174
99
2.486
86
81.419
39.623
4.773
31.710
3.139
41.797
12.468
28.245
1.084
0
19.115
99
1
1
2.667
90
89.663
48.386
5.863
38.523
4.000
41.277
12.873
27.607
797
48
20.828
99
2.367
99
86.651
49.210
5.579
39.815
3.816
37.441
12.358
24.377
706
0
20.527
99
2.130
85
86.950
49.268
5.203
40.220
3.846
37.681
12.229
24.775
677
0
19.054
99
1.563
85
86.579
48.300
5.595
38.848
3.857
38.279
13.149
24.438
692
0
18.270
99
1.314
86
84.638
47.122
5.662
37.578
3.883
37.516
12.933
23.738
845
11
18.446
99
1.151
101
86.908
49.555
6.769
38.560
4.226
37.353
12.023
24.421
909
0
19.138
99
1.171
134
7.599
883
1.053
-1.092
8.377
820
1.370
485
8.002
592
1.561
1.786
9.434
646
1.656
3.579
10.072
927
1.071
4.804
10.072
927
1.154
4.804
10.997
927
1.472
4.804
11.273
927
1.799
4.804
10.673
927
2.026
4.920
10.673
927
196
6.967
10.673
927
494
6.914
11.464
937
725
7.207
11.464
937
948
7.256
11.464
937
1.085
7.224
11.464
1.138
1.282
6.879
11.464
1.138
1.331
6.879
11.464
1.138
1.484
6.879
1.487
-
(437)
-
-400
456
-343
329
-436
320
-437
330
-583
386
-567
421
-487
382
-448
398
-511
419
-500
404
-444
370
-427
360
-453
357
-344
347
-372
353
11
12
Tabel 1.7 Kegiatan Usaha Bank Asing (Foreign Owned Banks Operation)
Des
Des
Des
Des
2004 2005 2006 2007

a. Kredit (Credit)
Rupiah
Lainnya (Others)
SBI (BI Notes)
Call Money
Lainnya (Others)
Rupiah
Rupiah
2008
2009
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
44.192
23.172
21.020
25.516
664
12.349
1.710
10.793
16.741
3.825
6.290
6.571
54
62.935
34.497
28.439
42.905
1.618
26.595
2
14.690
11.667
5.792
3.577
1.947
351
73.230
36.951
36.279
33.770
704
18.075
14.992
23.157
6.187
16.654
315
-
83.856
39.171
44.685
37.246
1.280
17.040
5
18.921
31.195
7.808
21.163
1.904
320
98.732
45.566
53.166
46.419
1.021
19.714
25.684
22.985
7.452
14.966
537
30
100.823
45.825
54.998
44.576
1.773
16.210
26.594
25.851
8.055
15.278
2.509
8
113.561
47.966
65.595
66.217
1.661
23.420
41.135
20.782
4.474
13.630
2.658
21
122.821
50.516
72.305
75.630
947
27.497
47.186
21.454
4.601
14.015
2.812
26
113.372
49.420
63.952
59.163
1.465
25.350
32.348
20.437
4.735
13.885
1.817
0
115.499
49.812
65.687
64.328
1.088
30.628
32.612
25.529
4.794
18.475
2.258
1
116.522
49.281
67.241
69.356
1.059
35.884
32.413
26.183
4.954
17.891
3.331
8
110.054
48.775
61.278
68.971
2.735
36.556
29.681
23.757
4.940
17.974
833
10
103.240
47.057
56.184
61.530
1.663
33.660
26.207
22.348
4.551
16.904
893
0
101.785
48.716
53.069
57.926
1.190
30.289
26.447
19.473
4.226
14.674
572
0
99.657
47.490
52.166
62.511
1.678
34.713
26.120
23.711
4.187
14.419
5.053
52
102.040
48.254
53.786
57.226
1.183
30.987
25.057
22.262
4.493
15.743
2.026
0
103.018
48.943
54.075
56.857
1.884
30.326
24.647
24.217
4.486
16.713
3.017
2
2.973
85
2.765
2.588
43
3.213
8.367
23
4.462
8.633
12
4.837
6.869
29
6.621
6.639
29
7.747
6.985
29
15.563
6.598
29
18.802
8.709
29
14.157
7.533
29
13.260
10.900
29
11.496
13.204
29
9.665
11.764
32
8.373
14.090
32
8.195
12.895
32
7.651
13.027
32
8.251
11.765
32
7.407
74.796
35.443
11.744
21.149
2.550
39.353
19.608
19.407
338
11.491
1.386
476
92.057
36.423
9.495
24.087
2.841
55.634
22.416
33.218
18.334
2.336
679
92.040
42.586
12.515
26.629
3.442
49.455
22.412
27.042
26.566
1.832
440
113.182
55.743
20.655
31.398
3.690
57.438
25.353
28.045
4.040
21.357
3.350
809
113.981
51.757
18.359
28.744
4.654
62.224
25.625
28.311
8.289
28.245
3.831
964
114.313
54.258
16.740
33.022
4.495
60.055
23.636
28.709
7.710
2.224
26.765
4.099
875
128.658
59.583
18.635
35.988
4.960
69.074
30.776
29.124
9.174
39.524
10.929
1.289
137.115
60.565
17.858
37.722
4.985
76.551
35.013
31.792
9.746
1.887
42.431
14.203
1.115
128.377
60.349
17.290
38.405
4.654
68.028
32.064
26.547
9.417
648
28.764
10.374
947
132.310
60.803
16.534
39.526
4.743
71.506
35.107
26.696
9.704
2.239
30.533
10.765
823
135.914
62.706
15.163
42.640
4.904
73.208
36.818
26.148
10.242
3.686
31.744
9.557
836
130.673
58.322
16.148
37.061
5.112
72.351
37.313
24.452
10.586
4.765
33.007
7.124
818
120.865
54.915
15.431
34.062
5.422
65.950
33.479
22.145
10.326
2.537
32.134
6.941
946
119.424
54.322
15.759
33.320
5.243
65.101
33.458
21.131
10.512
1.534
30.703
4.030
1.554
124.398
60.149
18.241
36.527
5.381
64.249
33.225
20.842
10.182
586
25.978
3.813
1.493
121.318
58.118
17.451
35.110
5.556
63.199
33.814
18.574
10.811
553
25.477
3.509
1.427
121.773
59.616
20.292
33.500
5.824
62.157
33.526
17.917
10.715
435
26.328
3.658
1.387
2.221
2.462
2.496
3.376
1.971
3.044
3.376
3.000
3.757
3.376
2.998
3.614
3.376
1.774
5.743
4.080
2.034
6.622
4.080
2.621
6.618
4.080
4.260
6.614
4.080
4.257
6.616
4.080
456
10.947
4.080
906
10.970
4.080
1.895
10.583
4.080
2.113
9.935
4.080
2.639
8.709
4.080
3.041
8.709
4.080
3.552
8.709
4.080
3.725
8.709
133
-
609
-
1.210
-
970
-
557
-
(540)
-
(1.156)
-
(822)
-
(352)
-
(167)
-
(480)
-
(213)
-
(26)
-
200
-
105
-
224
-
87
-
Tabel 1.8 Laporan Laba / Rugi Bank Umum (Commercial Banks Income Statement)
Des Des Des Des
2004 2005 2006 2007 Ags
2008
2009
Sep
Okt
Nov
Des
Jan
Mar
Apr
Jun
Jul
A. Pendapatan operasional(OperationsIncome)
1. Pendapatan bunga/bagi hasil/margin (Income from interest/profit sharing/margin)
Penduduk (Citizens)
a. Dari Bank Indonesia (From Bank Indonesia)
b. Dari bank-bank lain (From other banks)
c. Dari pihak ketiga bukan bank (From Third Party non Banks)
Surat berharga (securities)
Kredit yang diberikan (Credit disbursed)
Lainnya (Others)
Bukan penduduk (Non-citizens)
a. Kantor Pusat/Cabang sendiri di luar Indonesia (Head / Branch Offices outside of Indonesia)
Surat berharga (Securities)
Lainnya (Others)
2. Kenaikan nilai surat berharga (Increase in the value of securities)
3. Keuntungan Transaksi valuta asing/derivatif (Profit from foreign exchange transactions / derivatives)
4. Deviden, komisi/provisi/fee (Dividends, commissions, provisions/fees)
5. Lainnya (Others)
160.175
113.812
111.802
9.437
5.021
97.343
28.569
67.924
850
2.011
478
1.167
365
186
124
56
2.592
24.194
11.680
7.897
177.377
133.511
130.686
8.026
7.766
114.894
29.377
84.220
1.297
2.825
571
1.672
582
358
170
54
932
23.140
13.601
6.192
212.499
174.463
170.252
18.095
9.541
142.616
37.247
104.794
575
4.211
968
2.576
667
477
159
31
4.545
11.755
15.730
6.051
219.653
176.036
170.714
17.874
8.567
144.272
29.685
113.813
774
5.323
987
2.438
1.898
1.592
258
48
2.670
13.142
20.145
7.659
161.193
125.455
123.358
10.642
5.346
107.370
18.813
87.565
993
2.097
499
1.124
473
270
133
70
1.376
13.610
16.452
4.301
184.025
142.942
140.585
11.576
6.226
122.783
21.447
100.297
1.039
2.357
555
1.257
545
308
156
81
1.335
16.237
18.673
4.837
215.376
162.029
159.272
12.746
7.088
139.438
24.029
114.121
1.288
2.756
622
1.441
693
364
236
92
920
26.548
20.628
5.251
247.830
181.379
178.474
14.328
8.147
155.999
26.771
128.092
1.136
2.904
838
1.381
685
322
259
104
1.527
36.609
22.527
5.789
262.061
201.775
198.874
16.129
9.005
173.739
29.567
142.927
1.245
2.901
766
1.421
714
340
264
110
2.090
26.748
24.911
6.537
30.021
21.112
20.948
2.001
956
17.991
2.876
14.977
138
164
40
68
56
32
22
1
343
5.822
1.961
783
53.398
39.438
39.113
3.842
1.435
33.836
5.536
28.037
263
325
82
134
110
68
40
2
336
8.427
3.931
1.267
78.982
60.302
59.714
5.782
2.361
51.571
8.208
42.977
386
589
229
199
161
97
61
3
771
9.561
6.279
2.069
104.433
79.983
79.240
7.548
2.889
68.803
10.942
57.361
501
742
305
235
203
125
76
3
1.052
12.187
8.442
2.769
128.915
99.683
98.800
9.730
3.630
85.440
12.838
71.952
650
883
375
279
229
149
77
3
1.579
13.536
10.554
3.562
153.476
118.920
117.915
10.550
4.053
103.312
16.129
86.446
737
1.005
369
338
299
185
110
4
1.705
15.372
13.074
4.406
178.147
138.471
137.248
11.977
4.590
120.681
18.539
101.262
881
1.223
421
408
394
211
173
10
2.043
16.857
15.602
5.174
203.147
157.668
156.331
13.181
5.848
137.301
20.835
115.525
941
1.337
479
468
390
240
142
7
2.187
19.298
18.022
5.972
B. Beban operasional (OperationsExpenses)

1. Beban bunga/bagi hasil (Interest/profit sharing charges)
Penduduk (Citizens )
a. Kepada Bank Indonesia (At Bank Indonesia)
b. Kepada bank-bank lain (At other banks)
c. Kepada pihak ketiga bukan bank (At third party non-banks)
Simpanan berjangka (Time deposits)
Tabungan (Savings Deposit)
Pinjaman yang diterima (Loans received)
Lainnya (Others)
Bukan penduduk (Non-Citizens)
a. Kantor Pusat/Cabang sendiri diluar Indonesia (Head/Branch Offices outside of Indonesia)
Lainnya (Others)
Koreksi atas pendapatan bunga (Corrections to interest income)
2. Kerugian transaksi valas/derivatif (Losses on foreign exchange transactions / derivatives)
3. Komisi/provisi (Commissions/fees)
4. Penyusutan/amortisasi/penghapusan (Depreciation/amortizations/write-offs)
5. Lainnya (Others)
122.759
48.042
45.639
656
2.614
42.369
5.092
22.756
11.043
260
1.437
1.781
1.336
501
646
188
12
43
5
100
9
20
1.068
9.504
660
22.109
42.444
156.651
62.573
60.412
611
4.408
55.393
5.916
33.297
11.611
277
2.179
2.114
2.156
817
845
495
17
85
6
65
76
244
5
20.121
730
23.101
50.126
184.826
91.374
88.449
437
5.568
82.444
7.536
58.061
12.991
577
2.710
569
2.919
1.505
875
539
26
122
8
102
68
214
5
9.745
989
29.596
53.122
184.617
79.627
76.126
456
4.964
70.706
8.392
45.905
12.536
551
2.735
587
3.495
1.413
1.304
778
43
70
7
408
31
220
6
10.966
1.268
29.285
63.472
134.469
52.824
50.584
259
3.332
46.992
5.686
29.581
8.984
393
1.568
780
2.236
899
837
500
34
101
3
299
39
24
4
11.219
972
21.801
47.654
154.071
60.528
57.997
301
3.799
53.897
6.477
34.105
10.220
445
1.743
908
2.527
1.012
934
581
38
118
4
339
53
28
4
13.248
1.105
24.892
54.297
183.958
69.807
66.863
361
4.444
62.058
7.457
39.712
11.417
494
1.953
1.025
2.940
1.176
1.116
647
37
131
5
385
57
33
4
22.253
1.281
29.399
61.219
215.171
79.167
75.601
404
4.781
70.417
8.336
45.620
12.627
575
2.118
1.141
3.510
1.369
1.446
694
25
145
5
430
51
38
56
31.158
1.422
35.889
67.535
232.170
88.813
85.155
453
5.341
79.361
9.225
51.975
14.089
587
2.299
1.185
3.597
1.394
1.411
792
31
166
8
476
66
44
61
20.146
1.791
44.925
76.496
30.322
10.687
10.341
49
525
9.767
980
6.987
1.286
228
166
120
326
117
123
86
7
15
1
46
1
16
20
5.426
189
8.207
5.814
51.549
19.095
18.449
106
706
17.637
1.855
12.685
2.414
138
330
216
625
212
253
159
7
26
2
87
7
31
21
7.571
386
12.311
12.187
71.622
28.933
27.855
230
1.170
26.455
2.677
19.070
3.702
193
503
309
1.050
456
428
166
8
43
2
90
9
13
28
8.091
384
15.872
18.343
93.113
38.083
36.809
463
1.509
34.836
3.496
25.118
4.913
247
684
378
1.253
569
471
213
8
64
3
112
10
17
21
9.640
594
19.930
24.867
113.197
47.014
45.492
504
1.868
43.120
4.318
31.093
6.140
291
832
446
1.502
686
558
258
11
65
3
134
11
34
20
10.410
644
23.895
31.234
134.702
55.435
53.799
455
2.162
51.182
5.115
36.852
7.352
332
1.002
528
1.617
723
636
258
10
55
4
155
11
24
19
13.076
848
27.387
37.955
155.614
64.347
62.541
553
2.553
59.435
5.929
42.669
8.608
413
1.194
622
1.786
804
678
304
11
59
5
176
12
41
19
12.858
1.003
32.479
44.927
177.206
72.787
70.772
503
2.834
67.435
6.668
48.338
9.873
477
1.409
670
1.995
908
749
338
12
65
9
196
12
44
20
14.445
1.171
36.945
51.859
C.
D.
E.
F.
G.
H.
37.416
50.440
46.763
3.677
41.094
29.463
20.726
56.484
43.353
13.131
33.858
24.899
27.719
77.669
64.832
12.837
40.555
28.334
35.035
72.003
57.180
14.823
49.859
35.015
26.724
47.492
38.437
9.056
35.780
25.656
29.955
52.047
42.460
9.587
39.542
28.380
31.418
67.074
53.417
13.657
45.075
32.372
32.660
78.494
62.481
16.014
48.673
34.469
29.891
83.797
65.531
18.267
48.158
30.606
(301)
14.218
8.742
5.475
5.174
3.841
1.849
24.083
15.858
8.225
10.074
7.684
7.360
29.691
20.959
8.731
16.091
12.243
11.319
36.149
26.375
9.774
21.094
15.667
15.718
44.263
33.735
10.528
26.246
19.456
18.775
53.114
40.421
12.693
31.468
23.314
22.534
62.128
48.038
14.090
36.624
27.136
25.940
69.708
53.951
15.757
41.698
30.734
Laba Operasional (Operations Profit)

Pendapatan non-operasional (Non-OperationsIncome)
Beban non operasional (Non-OperationsExpenses)
Laba non operasional (Non-OperationsProfit)
Laba tahun berjalan (Currentprofit/loss)
Laba ( setelah taksiran pajak penghasilan ) Profit (after calculation of income taxes)
Feb
Mei
Ags
13
14
Tabel 1.9 Laporan Laba / Rugi Bank Persero (State Owned Banks Income Statement)
Des Des Des Des
2004 2005 2006 2007 Ags
2008
Sep
Okt
2009
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
A. Pendapatan operasional (OperationsIncome)

Penduduk (Citizens)
Lainnya (Others)
Lainnya (Others)
5. Lainnya (Others)
74.703
51.983
51.025
1.739
2.191
47.095
16.267
30.710
119
957
425
313
219
68
99
53
519
13.789
3.741
4.672
75.854
54.640
53.598
1.455
3.179
48.964
15.171
33.520
273
1.042
468
255
319
97
169
53
408
13.995
4.081
2.729
74.585
65.869
64.455
4.660
3.905
55.890
19.736
36.047
107
1.414
714
355
345
156
158
31
1.184
902
4.815
1.815
74.745
65.677
62.980
3.107
3.212
56.660
15.804
40.663
192
2.697
700
428
1.569
1.281
240
48
197
554
6.460
1.857
53.047
45.746
44.917
2.490
1.867
40.560
9.423
30.961
175
830
369
256
205
63
131
11
57
495
5.405
1.343
60.750
52.125
51.188
2.583
2.133
46.471
10.738
35.540
194
937
405
292
240
74
154
12
42
882
6.193
1.508
68.567
59.076
57.935
2.706
2.555
52.674
12.084
40.379
211
1.141
450
369
322
97
210
16
15
964
6.877
1.636
77.150
66.302
64.837
2.970
2.779
59.087
13.475
45.367
245
1.465
641
431
393
116
257
20
17
1.468
7.561
1.803
85.799
73.708
72.327
3.400
3.111
65.816
14.869
50.682
264
1.381
557
427
398
116
262
20
107
1.472
8.544
1.968
9.042
7.743
7.663
529
330
6.804
1.500
5.273
32
81
23
27
31
10
20
1
46
338
692
223
17.039
14.707
14.541
976
559
13.007
2.901
10.035
70
166
54
53
59
20
38
2
63
507
1.414
348
25.947
22.421
22.169
1.402
841
19.926
4.319
15.510
98
252
87
76
89
28
59
2
82
443
2.283
717
34.244
29.680
29.363
1.709
1.092
26.562
5.645
20.799
118
317
114
92
110
34
73
3
152
459
3.068
885
42.799
37.037
36.676
2.591
1.394
32.692
6.275
26.270
147
360
138
107
115
38
74
3
218
609
3.868
1.068
51.572
44.391
43.935
1.983
1.562
40.390
8.354
31.875
161
456
162
130
164
53
107
4
325
726
4.775
1.354
60.346
51.875
51.357
2.242
1.742
47.373
9.577
37.565
231
518
186
146
185
60
120
6
383
861
5.685
1.542
68.943
59.161
58.566
2.456
1.973
54.137
10.727
43.219
190
595
211
169
215
69
140
7
473
988
6.559
1.762

Lainnya (Others)
Lainnya (Others)
5. Lainnya (Others)
56.494
22.267
20.418
348
924
19.147
2.256
9.097
5.381
192
858
1.361
811
242
450
118
7
17
90
4
1.037
1.247
156
31.787
73.103
25.232
24.222
360
1.462
22.400
2.365
12.027
5.396
187
993
1.431
1.006
282
376
349
7
35
31
50
225
4
13.310
192
34.367
72.383
34.318
33.026
203
1.575
31.248
2.648
20.942
5.993
303
1.247
115
1.288
619
326
343
3
47
36
47
209
4
179
250
18.239
19.397
67.776
28.253
26.887
181
1.090
25.617
2.771
15.426
5.704
363
1.154
198
1.365
626
478
262
2
16
31
30
182
233
271
16.846
22.174
46.124
17.589
16.838
87
898
15.853
1.728
8.936
3.988
276
636
289
751
409
275
67
1
8
13
29
16
220
200
12.663
15.454
53.069
20.164
19.306
100
1.005
18.201
2.024
10.337
4.509
304
696
331
858
451
319
88
1
9
15
44
19
541
232
14.490
17.642
61.202
23.393
22.370
108
1.215
21.046
2.458
12.079
5.042
338
758
371
1.023
517
406
100
1
12
16
48
22
405
271
17.139
19.993
68.834
26.634
25.313
120
1.215
23.978
2.790
13.961
5.599
408
807
414
1.321
611
608
101
2
14
18
41
26
694
311
18.931
22.264
77.148
30.054
28.814
133
1.289
27.392
3.176
16.060
6.351
392
852
563
1.239
622
495
122
2
14
0
20
57
30
0
680
424
20.683
25.308
10.954
3.630
3.530
7
116
3.408
463
2.220
576
76
46
27
95
37
50
8
0
2
0
2
1
4
5
255
39
5.149
1.882
18.316
6.785
6.584
16
222
6.346
849
4.178
1.067
109
87
56
198
82
94
21
0
3
0
4
7
7
4
438
167
7.165
3.761
25.593
10.207
9.889
23
357
9.509
1.195
6.342
1.610
138
132
91
308
129
150
29
0
4
0
6
9
10
10
302
87
8.960
6.038
32.962
13.401
13.039
30
456
12.553
1.521
8.417
2.125
179
188
122
360
166
157
36
0
5
0
8
10
13
2
230
124
11.033
8.175
40.310
16.753
16.323
36
628
15.659
1.845
10.580
2.646
207
232
150
429
198
189
42
3
4
0
10
11
15
0
249
157
12.810
10.341
47.514
19.947
19.441
42
696
18.703
2.160
12.700
3.155
221
291
177
507
238
220
49
1
7
0
12
11
18
0
582
194
14.017
12.774
56.498
23.364
22.828
48
869
21.912
2.500
14.889
3.672
281
368
202
536
268
213
54
1
8
0
14
12
20
0
617
248
16.950
15.320
64.960
26.679
26.069
55
932
25.082
2.833
17.010
4.208
326
477
227
610
313
239
58
1
9
0
15
12
22
0
689
308
19.622
17.662
C.
D.
E.
F.
G.
H.
18.209
14.736
15.832
(1.096)
12.501
2.750
12.346
3.843
8.503
9.185
2.202
16.208
5.634
10.574
12.776
9.644
6.969
12.684
1.767
10.918
17.887
13.332
6.923
7.194
1.305
5.888
12.811
8.797
7.681
7.763
1.523
6.241
13.921
9.541
7.365
10.217
1.747
8.470
15.836
10.881
8.316
10.964
2.043
8.920
17.236
11.938
8.651
13.675
2.346
11.328
19.979
13.159
-1.912
4.264
358
3.906
1.994
1.395
-1.277
5.820
528
5.292
4.015
2.778
354
6.227
895
5.332
5.685
4.017
1.282
7.040
1.046
5.993
7.275
5.136
2.489
7.890
1.346
6.545
9.034
6.354
4.058
8.781
1.581
7.200
11.258
8.101
3.848
11.017
1.886
9.130
12.978
9.218
3.982
13.028
2.122
10.906
14.889
10.550

Tabel 1.10 Laporan Laba / Rugi BUSN Devisa (Foreign Exchange Commercial Banks Income Statement)
Des Des Des Des
2004 2005 2006 2007 Ags
2008
Sep
Okt
2009
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
15
A. Pendapatan operasional (Operations Income)

Penduduk (Citizens)
Lainnya (Others)
Lainnya (Others)
5. Lainnya (Others)
48.921
40.071
39.536
4.957
855
33.724
11.138
22.445
140
535
49
367
120
116
1
3
849
1.148
4.441
2.412
59.588
49.658
48.715
3.391
1.489
43.835
12.061
31.422
352
943
95
596
252
250
1
1
258
1.529
5.541
2.602
79.491
68.289
66.617
6.202
2.056
58.358
14.282
43.748
327
1.672
204
1.176
293
292
808
1.161
6.288
2.991
81.770
67.208
65.656
7.737
1.920
55.999
11.084
44.582
333
1.551
198
1.061
293
292
877
1.986
7.845
3.853
63.268
48.428
47.668
3.612
1.305
42.751
7.296
35.176
279
760
80
480
200
200
744
5.607
6.617
1.873
72.724
55.249
54.410
3.935
1.500
48.974
8.196
40.439
339
840
89
524
227
227
761
7.114
7.487
2.113
83.674
62.569
61.631
4.342
1.713
55.576
9.145
46.029
402
938
99
580
259
259
516
10.016
8.267
2.307
95.756
69.669
68.933
4.887
1.880
62.166
10.127
51.607
432
736
110
429
197
196
592
13.914
9.026
2.555
97.989
78.054
77.269
5.545
2.062
69.663
11.125
57.961
577
785
122
450
214
213
637
6.561
9.921
2.815
10.698
8.048
7.996
823
133
7.040
957
6.011
72
52
11
19
22
22
0
0
33
1.610
789
219
20.218
15.586
15.481
1.629
250
13.602
1.915
11.559
128
105
22
38
44
44
0
0
26
2.598
1.561
447
29.318
23.516
23.287
2.490
379
20.418
2.924
17.306
188
229
102
60
67
67
0
0
50
2.589
2.370
793
38.780
31.305
31.008
3.322
498
27.188
3.885
23.051
252
297
133
77
87
87
0
0
79
3.087
3.173
1.136
48.551
39.084
38.719
4.104
623
33.992
4.827
28.792
374
365
165
93
107
107
0
0
161
3.752
4.000
1.554
58.242
46.467
46.033
4.840
759
40.434
5.741
34.264
429
434
196
111
127
127
0
0
188
4.695
4.891
2.001
68.210
54.016
53.514
5.529
877
47.108
6.629
39.997
483
502
228
128
146
146
0
0
277
5.577
5.885
2.454
77.723
61.418
60.842
6.164
1.542
53.136
7.472
45.100
565
576
260
150
166
166
0
0
307
6.436
6.766
2.796
B. Beban operasional (Operations Expenses)

Lainnya (Others)
Lainnya (Others)
5. Lainnya (Others)
38.322
18.097
17.939
260
985
16.693
1.684
9.570
4.882
28
333
196
158
62
52
44
2
7
4
10
4
17
743
229
19.253
49.579
25.261
24.888
212
1.512
23.165
1.862
15.047
5.349
39
655
212
373
102
185
86
4
17
5
33
26
805
141
23.372
65.603
38.026
37.491
210
1.635
35.645
2.239
26.258
5.912
158
861
217
535
208
199
127
5
29
5
66
21
2
1
921
236
6.404
20.016
66.931
32.811
31.743
245
1.656
29.842
2.641
20.340
5.628
118
905
211
1.063
214
410
438
5
15
4
378
1
35
5
1.624
349
7.816
24.331
53.013
22.807
22.008
157
1.259
20.592
1.882
13.706
4.000
80
727
197
797
146
331
319
2
13
3
286
9
6
2
5.016
261
5.732
19.198
60.930
26.182
25.289
177
1.428
23.684
2.095
15.905
4.529
91
824
240
890
163
367
361
2
14
3
325
10
7
2
6.297
295
6.422
21.736
71.369
30.078
29.071
210
1.625
27.237
2.340
18.518
5.082
102
925
269
1.005
182
416
407
3
15
3
368
10
8
2
9.431
326
7.541
23.992
85.422
34.054
32.875
238
1.765
30.872
2.586
21.224
5.624
113
1.024
301
1.125
201
470
454
3
17
3
412
10
10
54
13.084
349
11.203
26.731
91.874
38.394
37.052
266
1.941
34.845
2.848
24.231
6.181
124
1.131
331
1.283
220
557
506
3
18
4
457
10
14
59
5.389
389
17.806
29.896
10.213
4.409
4.279
24
112
4.143
259
3.146
560
12
101
65
115
19
49
47
0
2
0
43
0
1
15
1.500
49
1.933
2.322
19.318
8.373
8.136
48
202
7.886
488
6.013
1.069
23
198
95
222
38
93
90
0
4
1
83
0
2
16
2.419
103
3.475
4.947
27.268
12.501
12.112
72
313
11.727
706
8.908
1.665
34
295
119
374
105
175
94
1
5
1
84
0
2
16
2.537
90
4.867
7.273
35.464
16.325
15.841
104
417
15.320
929
11.588
2.226
44
388
145
467
134
212
121
1
12
2
104
0
3
17
2.799
124
6.301
9.916
43.698
20.072
19.502
127
508
18.867
1.144
14.170
2.806
58
475
213
553
165
249
139
1
9
2
124
0
4
17
3.295
177
7.832
12.322
53.274
23.607
22.948
145
593
22.210
1.368
16.593
3.378
69
556
247
642
196
284
162
1
11
3
143
0
4
17
5.119
218
9.545
14.785
60.446
27.123
26.376
162
690
25.524
1.595
18.959
3.978
87
635
270
730
227
318
185
1
12
4
162
0
5
17
4.604
267
11.021
17.431
68.073
30.524
29.684
177
749
28.758
1.820
21.262
4.566
103
713
294
822
259
353
210
2
15
8
181
0
5
18
4.960
316
12.238
20.034
C. Laba Operasional (Operations Profit)

D. Pendapatan non-operasional (Non-Operations Income)
E. Beban non operasional (Non-Operations Expenses)
F. Laba non operasional (Non-Operations Profit)
G. Laba tahun berjalan (Currentprofit/loss)
H. Laba ( setelah taksiran pajak penghasilan ) Profit (after calculation of income taxes)
10.599
30.257
26.794
3.463
10.571
10.009
37.991
34.741
3.250
9.294
13.933
51.091
50.986
105
14.038
9.822
14.839
48.138
45.936
2.202
17.040
11.735
10.255
32.937
30.779
2.157
12.413
9.307
11.794
36.377
34.177
2.199
13.993
10.460
12.305
42.228
39.119
3.109
15.414
11.519
10.335
48.191
44.355
3.836
14.171
9.866
6.115
53.697
49.735
3.962
10.076
4.809
486
6.168
5.195
973
1.459
1.047
900
12.000
10.221
1.779
2.679
2.166
2.050
17.447
15.094
2.353
4.402
3.556
3.315
22.767
20.002
2.765
6.081
4.921
4.853
27.631
24.880
2.751
7.604
6.057
4.968
33.758
29.822
3.935
8.903
6.978
7.764
37.887
34.871
3.016
10.779
8.519
9.651
42.727
39.876
2.851
12.502
9.906
16
Tabel 1.11 Laporan Laba / Rugi BUSN Non Devisa (Non-Foreign Exchange Commercial Banks Income Statement)
Des Des Des Des
2004 2005 2006 2007 Ags
2008
Sep
Okt
2009
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags

Penduduk (Citizens)
Lainnya (Others)
Lainnya (Others)
5. Lainnya (Others)
3.340
3.021
3.021
161
143
2.717
162
2.491
65
52
96
170
2.471
2.277
2.277
157
116
2.004
136
1.866
2
5
1
95
93
4.178
3.823
3.823
294
133
3.395
217
3.174
4
18
1
92
245
5.227
4.597
4.597
303
112
4.181
177
4.004
1
12
1
122
495
3.740
3.400
3.400
303
91
3.006
160
2.840
6
1
1
82
257
4.248
3.868
3.868
339
133
3.395
261
3.123
12
1
1
93
286
4.783
4.368
4.368
375
119
3.875
214
3.643
18
1
1
101
312
5.292
4.847
4.847
409
128
4.310
238
4.052
20
1
1
109
334
5.854
5.367
5.367
455
134
4.778
263
4.490
25
1
1
117
367
576
541
541
59
7
475
23
446
6
0
0
9
26
1.173
1.102
1.097
113
14
969
44
914
12
5
5
0
0
18
52
1.647
1.547
1.539
169
24
1.347
68
1.277
1
8
8
1
0
25
73
2.226
2.074
2.074
223
32
1.820
96
1.723
1
2
0
35
115
2.836
2.618
2.618
272
41
2.306
127
2.176
2
3
0
44
170
3.466
3.178
3.178
316
50
2.811
166
2.631
14
7
1
55
227
4.137
3.781
3.727
361
59
3.307
204
3.098
5
54
0
54
50
4
8
1
65
282
4.805
4.364
4.364
402
67
3.895
242
3.651
2
9
1
75
356

Lainnya (Others)
Lainnya (Others)
5. Lainnya (Others)
2.741
1.303
1.275
21
32
1.223
80
1.000
104
4
23
12
27
13
1.398
2.360
1.302
1.302
18
20
1.264
76
1.084
90
3
6
5
20
1.038
3.854
2.311
2.311
2
48
2.261
107
2.026
119
4
5
16
341
1.186
4.369
2.264
2.255
2
66
2.187
103
1.928
114
1
32
9
8
8
8
13
502
1.591
3.076
1.699
1.694
2
70
1.623
78
1.434
79
1
25
7
5
5
5
9
224
1.143
3.535
1.955
1.950
3
78
1.869
87
1.656
89
1
28
8
5
5
5
10
260
1.309
4.003
2.255
2.250
4
85
2.160
103
1.918
98
1
31
9
5
5
5
11
276
1.461
4.472
2.545
2.539
5
88
2.447
119
2.176
108
1
34
10
5
5
5
12
296
1.619
5.078
2.855
2.850
6
94
2.750
137
2.447
117
1
37
11
5
5
0
5
0
0
13
356
1.854
559
334
334
2
13
319
15
289
11
0
3
1
0
0
0
0
0
0
0
1
51
172
1.122
667
653
2
24
627
31
566
22
0
6
2
14
13
0
0
0
0
0
2
86
368
1.548
928
908
3
30
875
18
811
33
1
9
3
20
20
0
0
0
0
0
3
96
521
2.070
1.208
1.191
4
39
1.148
23
1.062
44
1
12
5
16
1
0
15
0
15
1
0
0
4
145
714
2.639
1.500
1.480
4
46
1.430
29
1.325
55
1
15
4
20
1
19
0
18
1
0
0
5
187
947
3.303
1.794
1.792
5
57
1.731
35
1.604
67
1
18
5
2
2
0
0
0
0
0
0
6
228
1.275
3.902
2.123
2.120
5
63
2.051
42
1.902
78
2
21
6
3
3
0
0
0
0
0
0
0
6
256
1.517
4.553
2.430
2.426
6
72
2.348
49
2.175
90
2
24
8
5
4
0
1
0
1
0
0
0
7
325
1.791
599
615
549
66
498
110
562
445
117
162
324
1.210
1.002
208
531
399
858
1.642
1.509
133
991
765
665
1.259
1.233
26
691
646
713
1.456
1.415
40
753
701
780
1.668
1.627
41
821
763
821
1.908
1.855
53
873
809
777
2.180
2.092
88
865
604
17
249
242
7
24
17
50
509
486
24
74
62
99
748
731
18
117
98
155
1.036
1.029
7
162
137
197
1.316
1.291
24
221
188
164
1.633
1.566
67
230
191
235
2.010
1.881
129
364
319
251
2.335
2.181
155
406
348
C.
D.
E.
F.
G.
H.

Tabel 1.12 Laporan Laba / Rugi BPD (Regional Development Banks Income Statement)
Des Des Des Des
2004 2005 2006 2007 Ags
2008
Sep
Okt
2009
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
17

Penduduk (Citizens)
Lainnya (Others)
Lainnya (Others)
5. Lainnya (Others)
9.803
8.888
8.864
993
643
7.229
281
6.934
14
24
23
23
145
1
394
375
11.594
10.721
10.719
1.586
1.110
8.022
331
7.684
8
3
3
57
1
423
392
17.599
16.293
16.290
4.872
1.866
9.551
422
9.118
11
3
3
193
540
573
19.264
17.465
17.460
3.912
1.928
11.619
517
11.091
11
5
5
257
4
684
854
14.315
12.925
12.924
2.550
1.208
9.165
524
8.633
8
2
2
208
3
588
591
16.322
14.763
14.761
2.844
1.370
10.547
596
9.942
9
2
2
226
3
680
650
18.368
16.652
16.626
3.213
1.541
11.872
671
11.190
10
26
2
24
24
248
19
747
701
20.447
18.595
18.593
3.649
1.741
13.204
746
12.444
14
2
2
264
10
826
752
22.606
20.580
20.578
4.080
1.984
14.514
818
13.680
16
2
2
273
10
912
832
1.983
1.858
1.858
322
186
1.350
75
1.274
1
0
0
0
0
2
0
62
60
3.855
3.599
3.598
590
336
2.671
149
2.520
3
1
0
1
1
0
4
2
136
114
5.941
5.532
5.532
878
652
4.001
102
3.893
6
0
0
0
0
10
7
209
183
7.998
7.417
7.417
1.153
677
5.586
301
5.277
9
0
0
0
0
15
12
295
259
10.218
9.375
9.375
1.326
945
7.104
377
6.697
30
0
0
29
15
456
343
12.333
11.295
11.295
1.657
997
8.640
449
8.173
18
0
0
29
16
671
323
14.486
13.247
13.247
1.871
1.155
10.221
521
9.677
23
0
0
56
16
784
384
16.618
15.193
15.192
2.060
1.320
11.813
587
11.199
27
0
0
59
18
906
442

Lainnya (Others)
Lainnya (Others)
5. Lainnya (Others)
7.219
2.798
2.798
26
120
2.652
719
1.025
624
33
209
43
19
4.402
8.776
3.715
3.715
18
126
3.571
1.070
1.413
658
47
328
55
1
1
1
16
5.045
13.403
6.906
6.906
15
256
6.635
2.061
3.359
818
95
274
28
12
1.327
5.157
14.652
7.086
7.085
23
370
6.692
2.282
3.159
936
70
241
4
1
1
6
15
1.290
6.255
10.032
4.534
4.532
6
264
4.262
1.447
1.909
701
37
162
5
2
9
952
4.536
11.586
5.167
5.166
8
309
4.849
1.630
2.146
835
50
181
7
2
1
11
1.078
5.328
13.044
5.855
5.853
10
351
5.492
1.837
2.463
932
52
200
7
2
15
10
1.219
5.945
14.440
6.536
6.535
11
395
6.128
2.044
2.826
977
53
221
7
2
2
11
1.348
6.543
16.510
7.223
7.203
13
452
6.737
2.212
3.112
1.084
70
250
9
18
18
3
12
3
2
0
11
1.505
7.771
1.274
659
657
2
66
588
177
289
109
3
10
0
2
2
0
1
0
0
202
414
2.610
1.298
1.292
3
107
1.182
359
586
201
5
31
0
5
5
1
3
1
2
0
364
948
4.045
2.040
2.032
3
146
1.882
570
942
299
21
49
1
6
6
1
4
1
2
1
477
1.528
5.542
2.764
2.762
4
194
2.564
784
1.296
390
23
69
2
0
0
2
0
1
603
2.175
6.998
3.502
3.500
4
215
3.281
1.017
1.663
485
25
88
2
0
0
0
2
0
1
723
2.772
8.555
4.244
4.242
5
248
3.989
1.220
2.038
580
42
107
3
0
0
0
2
0
1
874
3.436
10.222
4.998
4.996
5
291
4.700
1.417
2.434
680
44
120
5
0
0
0
0
2
0
2
1.038
4.183
11.822
5.756
5.754
6
335
5.413
1.612
2.836
780
46
136
4
0
0
0
0
0
2
0
2
1.206
4.858

2.584
2.284
2.121
163
2.391
2.818
3.215
3.026
189
2.738
4.197
6.193
5.833
360
4.557
3.908
4.612
6.889
6.346
543
5.155
4.530
4.284
4.519
4.259
260
4.544
4.060
4.736
5.180
4.890
291
5.026
4.491
5.324
5.931
5.546
385
5.710
5.116
6.007
6.636
6.181
455
6.463
5.797
6.096
7.436
6.963
473
6.569
5.751
709
723
632
91
799
729
1.245
1.432
1.268
164
1.409
1.278
1.895
2.212
1.977
235
2.130
1.952
2.456
2.871
2.689
183
2.638
2.412
3.220
3.595
3.378
217
3.437
3.132
3.778
4.455
4.148
308
4.086
3.722
4.264
5.240
4.908
332
4.596
4.197
4.796
6.039
5.660
380
5.175
4.722
18
Tabel 1.13 Laporan Laba / Rugi Bank Campuran (Joint Venture Banks Income Statement)
Des Des Des Des
2004 2005 2006 2007 Ags
2008
Sep
Okt
2009
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags

Penduduk (Citizens)
Lainnya (Others)
Lainnya (Others)
3. Keuntungan Transaksi valuta asing/derivatif (Profit from foreign exchange transactions / derivatives)1)
5. Lainnya (Others)
4.344
3.056
2.979
688
244
2.047
147
1.668
232
77
76
2
1
1
650
511
127
6.043
4.307
4.132
675
243
3.214
269
2.766
180
175
174
1
1
8
996
631
101
7.860
5.680
5.391
796
354
4.241
358
3.777
107
289
288
1
1
8
1.296
688
187
9.528
6.354
6.091
1.028
261
4.801
316
4.318
168
263
243
20
2
18
24
1.931
1.083
135
7.185
4.825
4.718
582
231
3.905
253
3.567
85
107
104
3
3
39
1.494
785
41
8.234
5.521
5.402
646
280
4.476
286
4.099
90
119
117
3
3
24
1.748
889
53
11.059
6.373
6.242
739
332
5.170
325
4.744
102
132
129
3
3
24
3.627
976
59
13.933
7.283
7.146
874
397
5.875
361
5.402
112
137
135
3
3
23
5.495
1.073
58
14.681
7.894
7.751
955
435
6.361
427
5.902
32
144
141
3
3
50
5.504
1.137
96
1.748
871
863
105
73
685
34
647
4
8
6
3
3
38
742
91
6
3.365
1.648
1.637
211
130
1.296
62
1.226
8
11
9
3
3
22
1.455
185
55
4.944
2.800
2.785
356
204
2.226
102
2.094
29
15
12
3
3
88
1.572
437
48
6.677
3.663
3.646
499
254
2.893
128
2.725
39
17
15
3
3
54
2.382
474
103
7.992
4.556
4.536
653
274
3.609
156
3.359
94
20
18
3
3
78
2.682
560
116
9.162
5.400
5.375
838
269
4.269
184
3.973
112
24
0
22
3
3
87
2.843
701
132
9.378
6.215
6.165
938
307
4.920
219
4.566
135
50
0
47
3
3
54
2.188
822
99
11.398
7.017
6.963
947
450
5.566
258
5.156
152
54
0
51
3
3
89
3.172
968
151

Lainnya (Others)
Lainnya (Others)
5. Lainnya (Others)
3.270
1.295
1.139
279
860
95
585
10
2
3
165
156
143
14
1
9
3
430
43
1.502
4.403
1.901
1.632
1
329
1.302
151
1.077
12
1
61
269
242
27
3
22
1
2
619
57
1.826
6.213
2.797
2.527
2
501
2.024
166
1.700
36
17
8
97
271
228
42
4
34
1
3
954
85
902
1.476
7.601
3.004
2.619
2
435
2.183
129
1.896
61
10
86
385
22
325
38
11
24
3
1.673
134
769
2.021
5.896
2.284
2.049
2
267
1.780
101
1.562
50
4
63
235
11
202
22
8
12
2
1.201
109
616
1.686
6.904
2.637
2.364
2
316
2.045
119
1.795
54
5
72
274
12
231
30
9
19
1
2
1.448
123
760
1.937
9.558
3.083
2.762
3
359
2.400
142
2.100
56
19
82
321
14
274
33
10
20
1
2
3.167
174
937
2.196
12.177
3.560
3.175
4
418
2.754
162
2.420
69
7
96
384
16
332
36
11
22
1
3
4.994
195
998
2.429
12.268
3.863
3.489
4
394
3.091
177
2.709
84
8
112
374
18
319
37
12
24
1
4.542
203
1.077
2.584
1.644
446
394
0
13
381
13
348
17
1
2
52
1
23
28
6
10
0
1
12
850
17
111
220
3.074
835
743
1
28
714
27
651
31
2
3
92
2
48
42
4
16
0
22
1.459
29
213
538
4.072
1.416
1.303
1
143
1.159
49
1.046
57
3
5
113
4
76
34
4
28
0
1
1.341
59
386
870
5.520
1.864
1.732
1
113
1.618
63
1.467
78
0
5
6
132
5
91
36
5
30
0
1
2.020
58
435
1.144
6.660
2.298
2.131
1
93
2.037
75
1.822
85
6
49
168
6
109
53
5
31
0
16
2.235
77
613
1.436
7.663
2.720
2.553
4
122
2.427
87
2.160
98
6
75
167
7
120
40
6
32
0
2
2.385
154
728
1.675
7.962
3.144
2.947
4
146
2.798
100
2.487
113
7
91
196
8
132
57
6
34
0
16
1.835
173
964
1.846
9.670
3.515
3.306
4
174
3.128
114
2.773
127
8
106
209
9
142
59
7
35
1
17
2.673
189
1.062
2.231

1.074
587
213
374
1.053
1.640
640
267
373
1.370
1.647
843
305
538
2.185
1.561
1.927
773
296
478
2.405
1.656
1.289
469
228
240
1.529
1.071
1.330
563
277
286
1.617
1.154
1.502
1.113
536
578
2.079
1.472
1.756
1.457
697
759
2.515
1.799
2.412
1.100
611
489
2.901
2.026
104
257
59
198
302
196
291
510
116
394
685
494
872
425
304
121
993
725
1.157
617
473
144
1.300
948
1.332
877
692
184
1.517
1.085
1.499
1.151
874
277
1.776
1.282
1.416
1.557
1.087
470
1.886
1.331
1.728
1.629
1.234
395
2.123
1.484
Tabel 1.14 Laporan Laba / Rugi Bank Asing (Foreign Owned Banks Income Statement)
Des Des Des Des
2004 2005 2006 2007 Ags
2008
Sep
Okt
2009
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
19

Penduduk (Citizens)
Lainnya (Others)
Lainnya (Others)
5. Lainnya (Others)
18.679
6.619
6.207
877
936
4.394
573
3.623
197
412
4
406
2
2
1.027
8.555
2.384
94
20.704
10.905
10.243
726
1.608
7.908
1.399
6.093
417
662
8
644
11
11
195
6.618
2.814
171
28.786
14.509
13.677
1.270
1.226
11.181
2.231
8.930
20
832
50
754
28
28
2.334
8.395
3.308
240
29.119
14.736
13.930
1.786
1.133
11.011
1.787
9.155
70
806
89
701
17
16
1.302
8.665
3.951
464
19.638
10.131
9.733
1.105
644
7.983
1.157
6.388
439
399
51
282
67
7
60
327
6.009
2.975
195
21.747
11.417
10.957
1.229
809
8.919
1.369
7.155
395
459
61
322
76
8
68
282
6.489
3.332
228
28.924
12.990
12.470
1.370
829
10.271
1.590
8.136
545
520
74
362
85
9
76
115
11.922
3.660
236
35.251
14.682
14.118
1.539
1.223
11.356
1.823
9.220
313
564
87
384
93
9
84
629
15.721
3.933
287
35.132
16.171
15.582
1.695
1.279
12.608
2.065
10.212
331
589
88
401
100
10
0
90
1.022
13.199
4.280
460
5.974
2.050
2.027
164
227
1.636
288
1.326
22
23
6
16
1
1
224
3.131
319
249
7.749
2.796
2.759
323
146
2.291
465
1.783
43
37
7
29
2
2
220
3.864
618
251
11.185
4.487
4.402
488
261
3.652
692
2.897
63
85
40
42
3
3
0
539
4.949
954
255
14.508
5.844
5.733
643
336
4.754
887
3.787
80
111
57
51
4
3
0
750
6.247
1.397
271
16.519
7.013
6.876
785
353
5.738
1.077
4.658
3
137
72
62
4
4
1.090
6.478
1.626
312
18.700
8.190
8.099
916
416
6.767
1.235
5.529
3
91
11
75
4
4
0
1.070
7.091
1.982
369
21.590
9.337
9.239
1.035
451
7.753
1.390
6.360
4
98
7
87
5
5
0
1.263
8.214
2.361
414
23.660
10.515
10.404
1.153
497
8.754
1.549
7.200
5
112
8
97
6
6
0
1.250
8.683
2.748
464

Lainnya (Others)
Lainnya (Others)
5. Lainnya (Others)
14.332
2.221
2.011
1
271
1.739
248
1.436
40
12
3
207
193
1
13
2
10
1
3
7.068
199
4.841
17.545
4.805
4.296
3
953
3.340
360
2.354
80
197
349
507
433
43
32
4
11
17
1
5.386
303
7.049
23.370
7.015
6.189
6
1.553
4.630
314
3.776
113
321
106
826
678
121
26
13
12
1
1
7.690
392
2.383
5.890
23.289
6.210
5.537
3
1.349
4.186
464
3.156
94
392
79
673
551
90
32
25
5
2
7.430
485
2.063
7.101
16.329
3.911
3.463
7
574
2.882
450
2.034
166
14
219
448
333
29
86
23
62
1
4.782
384
1.615
5.637
18.046
4.423
3.922
10
663
3.249
521
2.265
205
9
250
500
386
17
97
26
71
1
4.961
435
1.882
6.345
24.782
5.143
4.557
25
808
3.724
577
2.634
206
0
19
287
586
464
20
102
23
79
1
9.234
487
2.287
7.631
29.826
5.838
5.163
26
900
4.237
635
3.014
251
0
25
311
675
541
36
98
10
87
1
12.384
544
3.112
7.948
29.292
6.425
5.747
32
1.171
4.545
675
3.416
273
0
22
160
677
534
39
104
10
93
1
9.535
752
3.497
9.083
5.679
1.209
1.147
13
206
928
53
694
13
137
5
26
63
59
3
1
0
0
0
2.821
83
760
805
7.109
1.136
1.041
35
123
882
101
690
24
7
60
95
89
4
2
1
1
0
3.254
85
1.008
1.625
9.095
1.840
1.612
129
181
1.303
138
1.021
38
15
91
228
218
7
3
1
1
0
0
3.911
146
1.086
2.113
11.554
2.521
2.243
320
289
1.633
174
1.289
50
22
98
278
264
10
4
2
2
0
0
4.592
284
1.414
2.743
12.891
2.888
2.556
332
378
1.846
208
1.532
63
16
27
332
315
11
5
2
3
0
4.631
228
1.729
3.415
14.392
3.122
2.823
254
447
2.121
244
1.758
75
24
20
299
280
13
7
2
4
0
4.990
275
1.994
4.011
16.583
3.595
3.274
329
495
2.450
275
1.998
87
43
48
321
298
15
8
3
5
0
5.801
307
2.250
4.631
18.128
3.883
3.533
255
572
2.706
240
2.282
103
51
31
350
324
16
9
3
6
0
6.122
348
2.492
5.283

4.347
1.960
1.253
707
2.462
3.159
1.447
733
714
1.971
5.416
2.124
1.072
1.052
6.468
3.000
5.830
1.877
1.326
550
6.380
2.998
3.309
1.116
633
484
3.793
1.774
3.701
708
178
530
4.231
2.034
4.141
5.916
4.842
1.074
5.215
2.621
5.425
9.340
7.350
1.990
7.415
4.260
5.841
5.710
3.783
1.927
7.767
4.257
295
2.557
2.256
301
596
456
641
3.812
3.239
573
1.213
906
2.090
2.631
1.958
674
2.763
1.895
2.954
1.818
1.135
683
3.637
2.113
3.627
2.955
2.148
807
4.434
2.639
4.309
3.336
2.430
906
5.215
3.041
5.006
4.418
3.404
1.014
6.020
3.552
5.532
3.949
2.879
1.070
6.602
3.725
20
Tabel 1.15 Rekening Administratif Bank Umum (Commercial Banks Off-Balance Sheet)
2008
Des Des Des Des

2004 2005 2006 2007 Ags
Sep
Okt
2009
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Tagihan Komitmen (Claim Commitments)

Fasilitas pinjaman yang belum ditarik (Not yet withdrawn loan facilities)
Posisi pembelian spot yang masih berjalan (Current spot purchases)
Lainnya (Others)
34.703 10.638 17.440 33.963 40.782 28.662 36.206 37.068

3.360
5.034
5.559
7.496
5.569
3.825
4.323
4.532
30.485
4.300
9.997 20.181
29.621
18.001
25.137 26.669
858
1.305
1.884
6.286
5.592
6.836
6.745
5.867
20.983 33.932 38.294 60.250 39.570 41.679 35.702 36.794 35.962

5.246
7.172
6.978 30.438
6.894
7.171
4.875
6.948
7.132
10.910
23.452
29.810 28.244
31.390
32.735
28.675
28.139
26.969
4.828
3.307
1.507
1.568
1.286
1.773
2.152
1.707
1.861
Kewajiban Komitmen (Liabilities Commitments)

Fasilitas kredit kepada nasabah yang belum ditarik
(Client credit facilities that are not yet withdrawn)
Fasilitas kredit kepada bank lain yang belum ditarik
(Other bank credit facilities that are not yet withdrawn)
Irrevocable L/C yang masih berjalan (Current Irrevocable L/Cs)
Posisi penjualan spot yang masih berjalan (Current spot sales)
Lainnya (Others)
180.987
126.819
177.816
151.987
296.167
247.673
330.803
274.498
230
353
515
23.684
29.588
666
18.824
4.070
2.581
23.955
8.390
2.978
Tagihan Kontinjensi (Claim Contingency)

Garansi yang diterima (Guarantees received)
Pendapatan bunga dalam penyelesaian (Adjusted interest income)
Lainnya (Others)
57.283
48.659
7.705
918
Kewajiban Kontijensi (Liabilities Contingency)

Garansi yang diberikan (Guarantees issued)
Lainnya (Others)
Lainnya (Others)
Penerusan Kredit (Channelling Credit)
Aktiva produktif yang dihapus bukukan (Written-off Earning assets)
198.826 272.594
162.988 208.338
311.268
232.903
321.624
251.447
317.722 317.916
246.567 252.578
345.337 329.942
278.492 267.474
333.404
268.845
341.959
271.954
338.162
271.387
348.484
284.578
345.855
282.509
765
856
746
918
867
872
1.015
1.464
1.274
1.234
1.212
1.220
1.235
1.254
42.019
15.724
5.748
46.484
24.833
6.193
44.155
18.280
6.996
41.911
20.308
8.017
37.472
19.913
7.086
31.744
10.165
5.713
30.058
21.541
3.691
32.897
30.674
1.810
31.903
27.724
1.568
34.229
28.114
981
37.545
30.154
1.094
37.729
26.613
1.212
33.929
27.267
1.475
36.144
24.916
1.032
71.292
58.770
11.149
1.373
84.730 119.740
68.627 102.454
15.460 15.383
643
1.903
156.224
121.508
22.784
11.932
177.275
122.305
36.629
18.341
171.523 240.010
138.740 144.956
15.492 79.683
17.291 15.371
221.486
138.537
69.873
13.075
231.258
139.322
85.312
6.624
256.507 162.531
154.534 138.667
93.245 15.631
8.727
8.233
149.825
126.678
15.927
7.220
361.150
129.461
224.564
7.125
134.642
110.919
16.774
6.949
136.796
111.517
18.243
7.037
406.478
126.748
272.171
7.559
32.333
31.591
742
38.277
37.482
795
44.659
43.755
904
77.430
74.397
3.032
103.733
90.779
12.954
117.613
98.059
19.554
127.830 129.702
109.313 112.716
18.516 16.987
123.784
109.488
14.296
117.229
110.857
6.372
116.928 110.944
113.482 107.980
3.446
2.964
103.189
101.282
1.906
101.484
99.925
1.559
101.898
100.515
1.383
101.088
99.587
1.501
101.263
99.791
1.472
152.311
35.592
116.719
163.993
34.517
129.476
166.370 199.082
40.719 43.675
125.650 155.407
130.877
40.499
90.378
133.199
41.270
91.928
142.366 147.548
45.617 46.584
96.749 100.964
148.821
45.965
102.856
135.140
36.351
98.790
137.333 136.720
37.246 36.703
100.087 100.017
132.852
34.474
98.379
131.961
33.818
98.143
169.154
68.517
100.637
132.101
32.106
99.996
135.302
34.435
100.867
Tabel 1.16 Rekening Administratif Bank Persero (State Owned Banks Off-Balance Sheet)
2008
Des Des Des Des

2004 2005 2006 2007 Ags
Lainnya (Others)
Lainnya (Others)
Lainnya (Others)
Lainnya (Others)
Lainnya (Others)
Sep
Okt
2009
Nov
Des
1.925
204
1.547
175
99.990 104.592
78.187 85.374
704
186
211
306
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
497
188
154
155
1.034
193
696
144
1.215
56
1.046
113
1.213
197
780
236
1.550
392
811
347
1.405
240
818
348
996
191
467
338
1.327
185
802
340
958
176
318
465
97.045
79.791
110.154
93.908
115.198 111.222
97.684 94.056
112.929
94.076
115.279
94.111
113.495
94.603
120.203
102.352
119.581
100.844
544
5
62
477
464
0
30
434
1.870
841
235
794
2.580
175
2.023
382
1.220
160
776
284
490
163
50
277
49.389
35.461
50.033
39.557
59.736
47.703
79.368
58.652
100.468
78.670
103.284
82.057
116
257
260
384
497
451
483
530
494
549
760
785
777
792
808
856
893
13.307
63
442
9.248
30
941
11.334
233
205
20.165
155
13
20.794
371
138
20.584
50
142
20.961
210
149
18.284
389
15
16.735
11
14
15.060
623
14
15.442
1.294
17
15.025
1.341
15
17.171
889
14
19.320
1.041
15
17.867
201
16
15.941
1.041
14
17.258
570
14
6.378
2.838
3.339
201
11.109
2.796
7.763
550
14.544
2.728
11.578
238
14.492
2.430
10.944
1.118
21.571
2.433
17.791
1.347
35.966
2.813
31.959
1.193
14.905
3.240
10.426
1.239
79.442
3.480
74.571
1.392
70.167
3.279
65.584
1.304
85.343
3.351
80.812
1.181
98.164
3.582
88.181
6.401
20.542
3.473
10.727
6.343
19.990
3.158
10.478
6.353
228.835
3.159
219.014
6.662
20.746
3.484
10.717
6.546
21.185
3.610
10.905
6.669
278.299
3.821
267.270
7.208
15.564
15.476
88
16.683
16.577
106
17.235
17.101
134
22.386
22.355
31
26.733
26.236
497
30.293
29.988
305
34.565
34.226
340
32.023
31.571
452
30.699
30.305
393
32.446
32.029
417
33.898
33.471
427
30.953
30.541
413
28.769
28.389
380
29.444
29.088
355
30.176
29.827
349
30.618
30.188
430
31.032
30.720
313
101.869
30.963
70.906
114.513
29.670
84.842
109.163 139.519
35.775 38.318
73.389 101.201
107.744
35.212
72.532
109.938
36.007
73.931
119.027 122.606
40.391 41.407
78.636 81.198
124.429
40.616
83.813
110.973
31.017
79.957
111.624 110.673
31.400 30.847
80.224 79.826
106.203
28.691
77.512
104.956
28.019
76.937
139.599
62.645
76.954
103.174
26.978
76.196
106.321
29.224
77.098
21
22
Tabel 1.17 Rekening Administratif BUSN Devisa (Foreign Exchange Commercial Banks Off-Balance Sheet)
2008
Des Des Des Des

2004 2005 2006 2007 Ags
Lainnya (Others)
5.081
2.206
2.346
529
2009
Sep
Okt
Nov
Des
Jan
13.217
662
6.237
6.319
12.156
722
5.870
5.564
7.199
654
1.972
4.573
9.384
683
5.653
3.048
134.781 130.790
108.632 107.809
127.426
110.519
138.294
120.291
Feb
11.644
1.127
5.016
5.501
15.633
549
10.038
5.046
11.397
566
4.364
6.467
78.586 116.802
68.281 93.638
128.476
100.653
130.514
106.098
366
349
284
418
321
358
442
680
12.666
4.877
5.256
15.424
6.285
5.765
13.622
3.846
6.664
12.888
5.217
7.626
11.256
4.535
6.869
8.968
2.255
5.326
9.306
5.087
3.169
3.216 13.215 20.080 19.286 17.390

565
494
753
977
1.105
2.047
2.348
2.394
2.466
2.515
605
10.374
16.933
15.843 13.770
15.110
920
2.628
11.561
8.845
1.128
2.623
5.094
Apr
Mei
Jun
Jul
Ags
2.431
2.123
307
2.149
18
1.535
596

Lainnya (Others)
58.748
52.195
64.526
57.653
107
94
246
4.297
2.069
79
4.495
1.743
541
7.137
1.487
1.435

Lainnya (Others)
1.752
271
1.025
456
2.575
711
1.273
590
2.086
273
1.694
119

Lainnya (Others)
5.148
4.633
515
6.571
5.964
607
8.940 17.381 29.130 36.650 36.479 35.351 32.307 24.043 21.541 20.444 18.175 17.577 17.833 17.526 18.081
8.202 14.400
16.709
17.462
18.347 18.867
18.422
18.121
18.550 17.907
16.694
16.415
16.839
16.496
17.047
738
2.981
12.420
19.188
18.132 16.484
13.885
5.922
2.991
2.537
1.481
1.162
994
1.031
1.033
Lainnya (Others)
43.480
2.712
40.769
42.802
2.822
39.980
48.860
2.869
45.991
50.754
2.883
47.870
14.070
2.849
11.221
14.163
2.846
11.317
14.697
2.848
11.850
15.227
2.849
12.378
15.274
2.854
12.420
15.350
2.858
12.492
7.573
719
5.960
894
Mar
8.187
347
6.984
856
11.402
318
10.451
634
8.394
309
7.181
904
7.197
306
6.179
713
8.130
298
6.891
941
8.388
302
7.070
1.015
138.137 127.484
119.152 109.651
129.893
110.178
130.484
111.560
126.340
109.657
131.812
114.292
129.993
110.987
461
426
390
384
347
334
11.342
5.705
1.257
10.943
5.605
824
10.817
7.887
585
11.147
6.584
804
10.990
4.364
945
10.945
5.249
979
11.480
6.360
832
5.845
784
2.948
2.113
5.458
772
3.025
1.661
5.115
1.174
3.310
631
4.987
1.023
3.736
229
5.155
784
4.214
156
6.282
706
5.457
119
3.771
706
2.965
100
15.831
2.855
12.976
16.074
2.854
13.220
16.228
2.852
13.375
16.491
2.846
13.646
17.746
2.851
14.895
17.809
2.858
14.951
17.651
2.861
14.790
Tabel 1.18 Rekening Administratif BUSN Non Devisa (Non-Foreign Exchange Commercial Banks Off-Balance Sheet)
2008
Des Des Des Des

2004 2005 2006 2007 Ags
Lainnya (Others)
Sep
Okt
2009
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
61
38
24
30
9
21
40
9
32
83
9
74
94
9
86
88
4
85
74
4
71
71
0
71
75
0
75
109
0
109
121
0
121
133
0
133
145
0
145
128
0
128
120
0
120
124
0
124
92
0
0
92
1.964
1.906
1.836
1.806
1.666
1.618
1.882
1.853
2.101
2.066
2.201
2.162
2.224
2.194
2.219
2.188
1.966
1.926
2.129
2.059
2.121
2.032
2.163
2.058
2.186
2.078
2.232
2.134
2.289
2.203
2.415
2.285
2.461
2.402
12
10
28
27
27
44
25
2
29
2
33
25
25
34
64
80
97
98
85
77
121
0
0
50

Lainnya (Others)
225
222
3
194
179
15
202
177
25
156
147
9
138
130
8
145
134
11
144
138
7
142
134
8
100
95
4
95
92
2
110
0
106
4
112
0
109
2
109
0
102
7
140
0
132
9
117
0
115
2
133
0
129
4
137
0
134
3

Lainnya (Others)
113
105
8
124
117
7
103
95
8
127
112
16
169
136
33
187
130
57
174
136
38
177
131
45
120
107
12
129
100
29
115
92
23
99
89
10
127
87
40
121
85
36
117
83
34
129
97
33
235
117
118
Lainnya (Others)
545
42
502
598
42
556
590
41
549
637
41
596
605
40
565
599
40
560
560
39
521
949
39
911
530
39
491
525
30
495
613
36
577
628
36
592
1.037
36
1.001
944
36
908
951
36
914
960
35
926
958
37
921

Lainnya (Others)
23
24
Tabel 1.19 Rekening Administratif BPD (Regional Development Banks Off-Balance Sheet)
2008
Des Des Des Des

2004 2005 2006 2007 Ags
Lainnya (Others)
Sep
Okt
2009
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
40
10
30
42
16
26
28
10
18
336
21
315
217
12
37
168
15
12
0
3
139
12
88
40
446
12
386
49
35
15
0
20
35
15
0
20
500
14
118
367
601
13
268
321
201
8
97
96
609
7
259
343
398
7
161
230
242
7
23
212
229
7
52
171

Lainnya (Others)
1.238
1.197
1.677
1.625
2.208
2.136
3.820
3.426
6.206
5.975
6.877
6.792
6.638
6.427
7.177
6.684
6.799
6.548
6.799
6.548
7.475
7.018
7.658
6.842
8.061
7.816
9.256
8.947
9.589
9.387
9.552
9.347
9.691
9.568
12
11
10
14
14
14
14
12
10
10
15
7
1
31
2
50
18
50
25
356
12
37
178
35
46
35
87
78
25
384
74
13
224
13
224
1
118
324
3
268
531
4
97
132
1
249
49
3
161
29
1
23
166
12
52
51

Lainnya (Others)
1.434
2
1.233
200
479
2
333
145
624
2
465
157
599
56
496
47
967
48
850
69
661
50
543
68
879
52
762
65
1.299
744
493
63
876
345
463
68
876
345
463
68
2.142
1.294
780
68
1.298
745
471
82
1.370
799
487
83
1.457
871
509
77
1.543
930
519
94
1.687
1.039
554
94
1.724
1.069
561
94

Lainnya (Others)
1.035
919
115
1.523
1.451
72
2.856
2.833
23
5.788
5.783
5
7.419
7.415
4
8.132
8.128
4
8.410
8.406
4
8.571
8.566
5
9.198
9.193
5
9.198
9.193
5
8.452
8.448
4
8.273
8.269
4
8.562
8.557
5
8.483
8.478
5
8.940
8.935
4
9.065
9.058
7
9.484
9.476
8
Lainnya (Others)
4.613
1.875
2.738
4.433
1.982
2.451
4.807
2.035
2.772
5.112
2.280
2.832
4.946
2.289
2.657
4.913
2.284
2.629
4.961
2.283
2.679
5.012
2.283
2.730
5.257
2.389
2.868
5.257
2.389
2.868
5.206
2.416
2.790
5.281
2.418
2.864
5.372
2.433
2.939
4.986
2.222
2.764
5.023
2.268
2.755
4.969
2.234
2.734
4.995
2.313
2.682
Tabel 1.20 Rekening Administratif Bank Campuran (Joint Venture Banks Off-Balance Sheet)
2008
Des Des Des Des

2004 2005 2006 2007 Ags
Lainnya (Others)
4.216
3.308
899
8
5.811
4.991
622
198
5.006 10.730
2.494
6.163
2.011
4.565
502
2
7.209
3.020
4.188
1
2009
Sep
Okt
Nov
Des
Jan
Feb
5.468
3.080
2.387
1
7.277
3.460
3.816
1
7.608
3.595
4.013
1
5.617
4.389
1.227
1
7.408
3.438
3.969
0
6.037 30.326
3.792 27.571
2.245
2.742
0
13

Lainnya (Others)
14.801 15.752 15.427 20.805 19.169 17.447 19.382 18.802

11.159
11.944
10.341 13.298
10.802
11.235
11.794 12.131

Lainnya (Others)
16.530 19.379 20.284 29.927 36.695 37.802 43.365 41.920

16.228
19.190
20.042 29.715
36.433
37.650
43.174 41.712
298
189
242
212
262
152
190
208
3
-
Mar
Apr
7.772
3.531
4.183
57
Mei
6.868
4.043
2.782
43
Jun
Jul
Ags
8.346
4.115
3.485
747
7.584
3.977
3.522
86
7.304
4.127
3.060
117
16.235 18.546 17.598 19.200 19.575 19.018 20.668 20.972 20.481

11.400
11.519
11.359 12.846
12.735
12.844
13.194
14.044
14.226
2.663
903
76
2.217
579
1.011
2.068
1.779
1.239
2.890
4.530
87
3.864
4.425
78
4.075
2.027
109
3.492
3.962
133
3.310
3.263
97
2.913
1.809
111
2.855
4.076
94
2.598
3.519
120
2.781
3.476
92
2.860
3.825
146
3.259
2.772
135
3.339
3.982
144
3.176
3.548
195
3.140
3.022
84
41.419 41.772 42.056 38.068 31.680 35.128 35.132 33.819 34.061

41.256
41.600
41.869 37.788
31.072
34.859
34.838
33.527
33.757
163
172
186
280
608
269
294
291
304
0

Lainnya (Others)
3.759
3.743
16
4.647
4.644
3
4.507
4.506
1
6.801
6.801
-
7.773
7.773
-
8.323
8.323
-
9.734 10.999
9.731 10.999
3
-
9.972 10.044 10.309 10.769 10.053

9.971
10.044
10.309 10.769
10.053
0
0
9.319
9.319
0
9.081
9.081
0
8.479
8.479
0
8.560
8.560
0
Lainnya (Others)
1.233
1.233
1.014
1.014
1.217
1.217
1.362
1.362
1.479
1.479
1.541
1.541
1.645
1.645
1.736
1.736
1.810
0
1.810
1.859
0
1.859
1.856
0
1.856
2.079
0
2.079
1.717
1.717
1.785
1.785
1.843
1.843
1.833
0
1.833
1.800
0
1.800
25
26
Tabel 1.21 Rekening Administratif Bank Asing (Foreign Owned Banks Off-Balance Sheet)
2008
Des Des Des Des

2004 2005 2006 2007 Ags
Sep
Okt
2009
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags

Lainnya (Others)
27.412
27.400
12
8.590 16.409 11.204 14.795 14.861

1.819
8.577
14.582
11.200
14.786 14.854
13
8
4
9
7
7.562 15.879 22.849 19.789 18.501 24.274 18.645 19.387 18.992

2.845
2.396
2.311
2.646
2.573
257
2.481
2.520
7.557
13.028
20.441 17.470
15.848
21.696
18.384
16.902
16.470
5
6
12
9
6
6
4
4
2

Lainnya (Others)
54.846 43.992 41.203 49.917 54.846 61.301 54.708 54.335

24.901
39.402
32.909 37.471
34.738
43.104
39.333 38.392
46.696 54.218 64.809 62.215 60.760 65.690 65.781 63.529 63.648

37.488
39.725
41.246 42.022
41.962
42.357
42.343
42.258
44.481

Lainnya (Others)
30.964 37.556 46.991 71.351 83.637 82.621 92.944 99.817

29.319
36.072
45.582 69.689
82.100
81.039
91.297 97.916
1.589
1.412
1.303
1.538
1.403
1.447
1.510
1.763
56
73
105
124
134
135
137
139

Lainnya (Others)
Lainnya (Others)
2.142
2.113
29
5.415
5.406
9
3.382
26.552
12
2.862
1.717
11
3.398
4.891
5
6.273
6.163
10
6.388
13.715
6
5.838
12.357
2
4.535
10.832
7
4.596
11.342
5
3.114
6.089
4
2.836
11.650
6
3.514
20.037
12
3.151
17.033
9
3.376
15.416
6
3.819
19.509
6
5.531
17.905
2
3.867
17.405
0
4.254
14.912
0
6.714
6.714
571
571
8.729 11.018 24.947 32.510 34.028 38.467 42.582

8.729
11.018 24.947
32.510
34.028
38.467 42.582
633
633
1.732
1.732
1.698
154
1.544
2.035
110
1.925
2.044
94
1.950
1.476
57
1.419
2.037
6
2.031
93.815 94.546 108.191 97.053 91.561 90.603 71.948 73.691 88.487

92.737
93.132 107.005 95.889
90.475
89.550
70.883
72.634
87.396
940
1.134
1.044
1.019
941
904
914
906
937
138
279
142
145
146
149
150
151
154
41.489 42.012 42.611 40.406 37.503 36.540 35.751 35.270 33.871
41.489
42.012
42.611 40.406
37.503
36.540
35.751
35.270
33.871
0
0
1.596
67
1.529
1.285
65
1.220
2.216
539
1.677
2.230
548
1.682
2.213
461
1.752
2.773
695
2.078
3.976
717
3.260
3.333
3.333
3.297
0
3.297
Tabel 1.22 Kinerja Bank Umum (Commercial Banks Performance)

CAR (%)
- Modal (Capital)
- ATMR (Risk Weighted Assets)
2008
Des Des Des Des

2004 2005 2006 2007 Ags
2009
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun2
Jul
Ags
19,42
130.168
670.140
19,30
144.470
748.541
21,27
183.391
862.145
19,30
211.176
1.094.196
17,10
225.090
1.316.241
17,26
235.402
1.364.062
16,70
239.783
1.435.941
16,77
245.382
1.463.548
16,76
238.270
1.421.448
17,82
253.767
1.424.210
18,04
258.400
1.432.301
18,03
255.888
1.418.843
17,83
244.632
1.371.985
17,52
254.069
1.449.896
18,17
255.869
1.407.974
17,34
252.440
1.455.653
17,12
253.343
1.479.671
3,05
36.065
1.182.899
4,70
62.980
1.339.752
3,91
61.192
1.565.103
3,03
56.026
1.851.990
2,81
55.002
1.959.251
2,66
54.166
2.034.256
2,62
57.653
2.200.681
2,92
66.427
2.271.553
2,95
66.144
2.242.282
3,26
73.455
2.250.210
3,29
75.753
2.300.867
3,33
76.591
2.297.967
3,30
75.030
2.272.105
3,33
75.890
2.276.315
3,23
74.718
2.316.641
3,28
75.128
2.293.410
3,26
76.286
2.342.796
175,54
39.944
22.754
127,25
43.210
33.957
126,88
47.918
37.767
193,95
49.137
25.335
149,11
54.171
36.330
147,04
55.190
37.533
132,04
59.298
44.909
135,29
64.974
48.027
168,12
64.068
38.108
135,72
68.066
50.151
154,53
68.678
44.442
143,98
70.415
48.904
157,12
69.734
44.384
127,97
72.391
56.571
128,46
72.929
56.771
168,66
74.309
44.058
116,47
76.655
65.816
Rentabilitas (Profitability)
ROA (%)
- Laba (Profit)
- Rata-rata total aset (Average Assets)
BOPO (%) (Opeations Expenses / Operations Income (%)1
- Biaya Operasional (Operations Expenses)
- Pendapatan Operasional (Operations Income)
3,46
40.956
1.185.278
76,64
122.396
159.697
2,55
30.601
1.201.039
89,50
143.881
160.762
2,64
40.555
1.538.821
86,98
184.826
212.499
2,78
49.859
1.792.481
84,05
184.617
219.653
2,71
53.670
1.978.813
83,42
134.469
161.193
2,64
52.722
1.995.110
83,72
154.071
184.025
2,68
54.090
2.019.101
85,41
183.958
215.376
2,60
53.098
2.044.908
86,82
215.171
247.830
2,33
48.158
2.067.044
88,59
232.170
262.061
2,69
62.091
2.308.030
101,00
30.322
30.021
2,60
60.447
2.325.886
96,54
51.549
53.398
2,76
64.366
2.334.626
90,68
71.622
78.982
2,71
63.282
2.332.718
89,16
93.113
104.433
2,70
62.991
2.328.820
87,81
113.197
128.915
2,70
62.936
2.332.899
87,77
134.702
153.476
2,69
62.784
2.332.691
87,35
155.614
178.147
2,67
62.546
2.339.178
87,23
177.206
203.147
Likuiditas (Likuidity)
Aktiva terhadap Pasiva - Likuid (%)
LDR (%)
- Kredit (Credits)
- Dana Pihak Ketiga (Third Party Funds)2
2,56
49,95
559.470
1.120.102
2,64
59,66
695.648
1.166.065
3,06
61,56
792.297
1.287.102
3,55
66,32
1.002.012
1.510.834
3,30
79,02
1.205.846
1.526.025
4,32
77,72
1.246.146
1.603.452
3,75
77,48
1.297.860
1.674.994
3,23
77,60
1.325.323
1.707.876
4,49
74,58
1.307.688
1.753.292
3,86
73,76
1.289.839
1.748.814
2,98
73,50
1.301.844
1.771.098
3,40
73,08
1.305.389
1.786.157
3,38
72,86
1.297.635
1.780.918
3,27
73,19
1.305.377
1.783.644
3,47
73,20
1.335.033
1.823.803
3,58
74,07
1.338.116
1.806.621
3,64
73,95
1.365.942
1.847.038
KAP (Earning assets Quality)

APYD terhadap Aktiva Produktif (%) (Classified Earning assets to
Earning assets (%)
- APYD (Classified Earning assets)
- Total Aktiva Produktif (Total Earning assets)
PPAPYD terhadap PPAPWD (%) (Earning Assets Write-off Reserve /
Mandatory Earning assets Write-off Reserve (%)
- PPAPYD (Earning assets Write-off Reserve)
- PPAPWD (Mandatory Earning assets Write-off Reserve)
Ket :
1
2
sampai dengan Desember 2005 menggunakan Dana yang diterima (Funds Received)
data revisi
27
28
Tabel 1.23 Kinerja Bank Persero (State Owned Banks Performance)

CAR (%)
- Modal (Capital)
2008
Des Des Des Des

2004 2005 2006 2007 Ags
Sep
Okt
2009
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun2
Jul
Ags
20,71
56.798
274.294
19,43
58.904
303.098
21,20
62.577
295.153
17,85
67.263
376.844
15,39
70.214
456.114
15,05
71.189
473.083
14,35
70.551
491.745
14,00
71.035
507.470
14,31
68.757
480.330
15,70
77.913
496.107
15,62
79.035
506.002
15,53
76.712
493.878
14,85
76.254
513.614
14,57
75.759
520.028
14,21
76.720
539.796
13,81
75.041
543.367
13,51
74.667
552.545
3,88
19.163
494.112
7,96
42.347
532.254
6,55
38.096
581.590
4,59
31.383
683.347
4,09
28.298
691.466
3,61
26.421
730.888
3,61
28.241
781.403
3,95
31.894
808.300
3,33
27.388
823.508
3,74
30.558
817.799
3,94
32.310
820.165
4,10
33.850
825.372
4,10
33.870
826.207
4,09
34.195
836.623
3,89
33.594
863.329
3,96
33.836
854.108
3,93
34.472
876.794
208,22
23.548
11.310
131,76
28.093
21.321
131,12
29.480
22.483
266,35
27.665
10.387
216,52
29.505
13.627
151,96
29.845
19.640
152,32
32.097
21.072
144,93
34.248
23.631
258,87
28.965
11.189
191,42
30.779
16.079
195,39
31.494
16.118
136,56
32.848
24.054
228,47
33.177
14.522
134,65
34.257
25.441
129,56
34.774
26.839
226,63
35.815
15.803
110,07
37.183
33.781
ROA (%)
- Laba (Profit)
BOPO (%) (Opeations Expenses / Operations Income (%)
3,46
17.113
494.992
75,73
56.252
74.278
2,54
13.471
529.689
95,17
71.333
74.957
2,22
12.776
574.323
97,05
72.383
74.585
2,76
17.887
647.872
90,68
67.776
74.745
2,73
19.217
703.880
86,95
46.124
53.047
2,62
18.561
709.254
87,36
53.069
60.750
2,65
19.003
716.230
89,26
61.202
68.567
2,60
18.803
724.464
89,22
68.834
77.150
2,72
19.979
734.720
89,92
77.148
85.799
2,89
23.930
827.923
121,14
10.954
9.042
2,92
24.088
825.670
107,50
18.316
17.039
2,74
22.741
829.051
98,64
25.593
25.947
2,63
21.826
829.837
96,26
32.962
34.244
2,60
21.681
832.485
94,18
40.310
42.799
2,68
22.515
838.675
92,13
47.514
51.572
2,64
22.249
841.789
93,62
56.498
60.346
2,64
22.333
846.793
94,22
64.960
68.943
LDR (%)
- Kredit (Credits)
2,92
49,90
222.855
446.564
2,56
51,04
256.413
502.374
3,17
59,93
287.910
480.394
3,58
62,37
356.151
571.008
3,27
78,98
422.633
535.128
4,54
76,60
440.864
575.568
3,54
75,89
459.042
604.913
2,94
75,56
469.900
621.880
4,15
70,27
470.665
669.827
3,54
71,45
463.971
649.338
2,60
73,06
471.491
645.356
3,40
73,40
480.597
654.751
3,37
73,68
484.482
657.564
3,17
74,50
491.163
659.249
3,45
74,79
511.883
684.450
3,64
75,64
512.725
677.812
3,46
75,23
523.875
696.359

Earning assets (%)
Ket :
Tabel 1.24 Kinerja BUSN Devisa (Foreign Exchange Commercial Banks Performance)
CAR (%)
- Modal (Capital)
2008
Des Des Des Des

2004 2005 2006 2007 Ags
Sep
Okt
2009
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun2
Jul
Ags
18,08
44.040
243.559
16,92
42.384
250.453
19,84
70.049
353.108
18,21
82.094
450.710
16,02
86.487
539.764
16,15
89.712
555.391
15,43
88.747
575.136
15,50
89.695
578.856
14,82
85.315
575.699
15,50
88.573
571.491
15,80
88.753
561.900
15,61
87.824
562.471
16,28
84.760
520.756
16,20
87.935
542.784
16,60
91.135
548.887
16,13
88.602
549.267
15,62
87.288
558.822
1,88
8.268
440.714
2,28
11.443
500.822
2,43
14.486
596.214
2,03
14.218
700.622
2,00
14.881
744.254
2,01
15.184
755.239
2,02
16.065
795.934
2,47
19.959
809.584
2,97
24.426
821.136
3,31
27.328
826.627
3,33
28.305
850.391
3,35
28.101
838.608
3,19
26.468
830.272
3,26
27.132
832.743
3,15
26.536
841.732
3,15
26.215
833.178
3,09
26.337
850.971
173,05
9.196
5.314
126,10
7.576
6.008
123,48
10.621
8.601
141,48
11.334
8.011
111,32
12.986
11.666
135,32
13.173
9.735
124,83
14.136
11.324
120,73
16.552
13.710
121,45
21.335
17.568
107,67
22.558
20.951
131,16
22.552
17.194
171,10
23.937
13.990
128,65
23.072
17.935
126,14
23.606
18.714
123,99
23.821
19.212
131,78
24.362
18.486
133,32
24.992
18.746
ROA (%)
- Laba (Profit)
3,09
14.079
454.951
78,25
38.243
48.873
2,17
8.055
370.434
88,31
38.816
43.952
2,35
14.038
596.617
82,53
65.603
79.491
2,44
17.040
699.122
81,85
66.931
81.770
2,37
18.619
785.821
83,79
53.013
63.268
2,36
18.658
790.765
83,78
60.930
72.724
2,32
18.497
796.430
85,29
71.369
83.674
1,93
15.459
802.308
89,21
85.422
95.756
1,25
10.076
807.788
93,76
91.874
97.989
1,97
17.506
889.464
95,46
10.213
10.698
1,79
16.074
900.117
95,55
19.318
20.218
1,97
17.610
892.449
93,01
27.268
29.318
2,05
18.242
891.566
91,45
35.464
38.780
2,13
18.250
856.481
90,00
43.698
48.551
2,07
17.807
861.656
91,47
53.274
58.242
2,14
18.479
864.479
88,62
60.446
68.210
2,16
18.753
868.895
87,58
68.073
77.723
LDR (%)
- Kredit (Credits)
2,06
46,23
209.176
452.491
2,20
73,27
277.591
378.877
2,92
60,03
315.256
525.177
3,67
67,18
407.742
606.932
3,29
77,55
493.861
636.820
5,31
77,20
506.933
656.676
4,31
77,37
517.941
669.455
3,55
76,88
520.394
676.860
5,25
74,72
524.295
701.710
4,55
72,31
510.577
706.082
3,41
70,95
509.396
717.938
3,49
70,57
502.127
711.545
3,38
70,25
498.159
709.138
3,28
69,96
497.546
711.150
3,31
70,21
505.360
719.751
3,56
70,13
501.951
715.713
3,80
70,03
510.840
729.446

Earning assets (%)
Ket :
1
2
Data Revisi
29
30
Tabel 1.25 Kinerja BUSN Non Devisa (Non-Foreign Exchange Commercial Banks Performance)
CAR (%)
- Modal (Capital)
2008
Des Des Des Des

2004 2005 2006 2007 Ags
Sep
Okt
2009
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun2
Jul
Ags
16,30
2.728
16.732
15,32
2.114
13.802
19,27
3.459
17.951
23,14
5.020
21.694
23,52
5.489
23.343
23,40
5.643
24.120
23,60
5.658
23.972
25,26
5.675
22.469
24,44
5.832
23.858
24,05
5.954
24.753
24,24
6.248
25.779
26,34
6.131
23.270
24,92
5.982
24.002
24,30
6.105
25.127
22,88
6.039
26.389
21,65
6.121
28.278
21,35
6.347
29.734

Earning assets (%)
3,28
648
19.735
3,92
722
18.404
2,90
757
26.141
1,96
677
34.610
1,97
692
35.206
2,17
790
36.356
2,10
753
35.884
2,13
756
35.443
1,61
608
37.729
1,71
646
37.738
2,01
804
40.047
1,95
746
38.370
2,03
784
38.579
1,96
776
39.624
2,01
836
41.614
2,09
895
42.778
2,35
1.036
44.052
137,19
512
373
121,91
415
340
177,72
500
282
144,47
643
445
174,30
736
422
161,46
740
458
165,43
739
447
170,79
737
431
184,60
692
375
168,03
724
431
165,96
863
520
142,43
787
552
151,28
819
541
160,87
835
519
169,16
828
489
182,30
839
460
139,79
889
636
ROA (%)
- Laba (Profit)
2,79
603
21.658
83,94
2.803
3.340
0,96
182
18.952
97,48
2.408
2.471
2,08
531
25.572
92,25
3.854
4.178
2,99
991
33.119
83,58
4.369
5.227
2,69
1036
38.489
82,23
3.076
3.740
2,59
1005
38.824
83,21
3.535
4.248
2,53
985
39.001
83,69
4.003
4.783
2,44
953
39.098
84,49
4.472
5.292
2,20
865
39.379
86,73
5.078
5.854
0,67
290
43.339
97,05
559
576
1,00
443
44.179
95,72
1.122
1.173
1,13
468
41.497
93,96
1.548
1.647
1,16
487
41.909
93,01
2.070
2.226
1,25
530
42.411
93,07
2.639
2.836
1,07
461
43.111
95,28
3.303
3.466
1,43
625
43.766
94,31
3.902
4.137
1,37
609
44.463
94,77
4.553
4.805
LDR (%)
- Kredit (Credits)
1,78
68,74
15.101
21.970
1,54
82,48
16.842
20.419
2,49
78,26
19.114
24.423
2,08
78,26
23.863
30.491
1,92
81,20
26.153
32.208
1,79
81,17
26.757
32.965
2,07
82,57
26.925
32.607
1,93
84,75
27.072
31.944
2,25
81,66
27.122
33.213
2,00
79,60
26.918
33.817
1,92
80,03
28.374
35.454
2,17
78,59
26.261
33.414
2,22
78,39
26.683
34.041
2,15
77,70
27.308
35.147
2,55
76,42
28.323
37.060
2,45
79,79
30.069
37.685
2,62
80,57
31.306
38.856
Ket :
Tabel 1.26 Kinerja BPD (Regional Development Banks Performance)

CAR (%)
- Modal (Capital)
2008
Des Des Des Des

2004 2005 2006 2007 Ags
Sep
Okt
2009
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul2
Ags
19,14
7.815
40.831
19,24
9.180
47.725
19,12
11.586
60.591
18,35
14.224
77.533
16,10
15.673
97.346
15,82
15.945
100.772
15,99
16.373
102.423
16,73
16.710
99.885
16,82
17.025
101.190
20,44
21.195
103.690
20,23
21.398
105.755
20,59
21.062
102.299
18,05
20.164
111.720
16,94
19.479
115.015
15,41
18.287
118.653
15,07
18.272
121.282
14,87
18.538
124.672
0,98
647
66.255
1,16
984
85.078
0,81
1.075
131.845
0,99
1.393
140.981
1,24
1.931
156.259
1,18
1.979
167.778
1,17
2.067
176.433
1,22
2.150
176.847
1,00
1.661
166.823
1,22
2.010
165.347
1,26
2.168
172.319
1,26
2.243
178.498
1,25
2.306
184.429
1,35
2.488
184.771
1,39
2.561
184.553
1,44
2.671
185.964
1,53
2.908
189.928
113,03
943
835
111,47
1.236
1.109
143,57
1.570
1.094
105,63
1.906
1.804
105,02
2.454
2.337
111,58
2.532
2.270
118,85
2.597
2.185
107,49
2.665
2.479
110,82
2.499
2.255
111,85
2.630
2.351
660,24
2.706
410
118,16
2.726
2.308
114,12
2.841
2.489
105,10
2.917
2.776
122,69
2.968
2.419
416,96
3.073
737
103,54
3.176
3.067
ROA (%)
- Laba (Profit)
3,99
2.726
68.396
73,85
7.240
9.803
3,38
2.952
87.236
76,17
8.831
11.594
3,38
4.557
134.622
76,15
13.403
17.599
3,08
5.155
167.279
76,06
14.652
19.264
4,01
6.815
169.827
70,08
10.032
14.315
3,89
6.702
172.367
70,99
11.586
16.322
3,92
6.852
174.862
71,01
13.044
18.368
3,99
7.050
176.680
70,62
14.440
20.447
3,70
6.569
177.394
73,04
16.510
22.606
5,17
9.591
185.666
64,26
1.274
1.983
4,51
8.454
187.467
67,70
2.610
3.855
4,45
8.520
191.543
68,10
4.045
5.941
4,05
7.915
195.273
69,30
5.542
7.998
4,18
8.248
197.206
68,49
6.998
10.218
4,11
8.171
198.657
69,37
8.555
12.333
3,95
7.879
199.353
70,56
10.222
14.486
3,87
7.763
200.758
71,14
11.822
16.618
LDR (%)
- Kredit (Credits)
10,80
53,39
37.232
69.733
8,68
46,96
44.931
95.688
6,26
43,33
55.955
129.141
7,74
53,53
71.881
134.287
8,15
62,49
91.478
146.383
4,39
59,01
93.950
159.201
7,22
57,68
95.753
166.004
7,33
60,11
97.497
162.210
8,91
67,28
96.385
143.262
7,89
63,80
96.371
151.045
7,51
63,50
98.443
155.017
7,46
60,73
100.880
166.111
7,80
60,20
103.949
172.660
7,98
62,50
107.325
171.724
8,79
64,73
111.057
171.573
7,97
67,15
113.797
169.456
8,47
67,59
117.396
173.696

Earning assets (%)
Ket :
1
2
Data Revisi
31
32
Tabel 1.27 Kinerja Bank Campuran (Joint Venture Banks Performance)

CAR (%)
- Modal (Capital)
2008
Des Des Des Des

2004 2005 2006 2007 Ags
Sep
Okt
2009
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun2
Jul
Ags
28,35
9.453
33.349
28,78
11.476
39.878
30,78
12.664
41.151
28,22
15.920
56.416
24,65
18.026
73.136
23,85
18.418
77.228
22,83
19.816
86.803
22,42
20.221
90.196
24,95
19.266
77.216
26,57
20.460
76.995
26,11
20.638
79.039
25,06
22.189
88.555
26,26
22.215
84.596
26,96
22.262
82.579
29,35
20.706
70.555
27,75
22.096
79.626
27,25
22.209
81.502
6,01
3.285
54.647
3,56
2.267
63.588
3,10
2.118
68.277
2,17
2.054
94.740
1,70
1.880
110.661
2,04
2.372
116.426
1,91
2.597
136.041
1,90
2.670
140.693
1,79
2.242
125.190
1,93
2.423
125.455
1,97
2.602
132.332
2,35
3.356
142.649
2,36
3.275
138.646
2,29
3.147
137.286
2,35
3.198
136.105
2,38
3.179
133.426
2,26
3.075
136.278
111,10
2.140
1.926
114,72
1.819
1.586
113,96
1.470
1.290
126,44
1.527
1.208
105,93
1.714
1.618
121,12
1.837
1.516
104,86
2.104
2.007
102,85
2.198
2.137
105,92
2.009
1.897
106,92
2.019
1.888
105,89
2.119
2.001
147,73
2.361
1.598
101,92
2.201
2.159
106,19
2.303
2.169
144,26
2.167
1.502
107,62
2.460
2.286
101,46
2.478
2.443
ROA (%)
- Laba (Profit)
BOPO (%) (Opeations Expenses / Operations Income (%)1
3,00
1.375
45.887
76,95
3.343
4.344
3,31
1.888
56.968
74,92
4.528
6.043
3,72
2.185
58.670
79,05
6.213
7.860
3,06
2.405
78.492
79,78
7.601
9.528
2,37
2.293
96.937
82,06
5.896
7.185
2,19
2.155
98.348
83,85
6.904
8.234
2,46
2.495
101.280
86,42
9.558
11.059
2,64
2.743
104.041
87,40
12.177
13.933
2,87
2.901
101.022
83,57
12.268
14.681
3,07
3.626
118.158
94,04
1.644
1.748
3,39
4.109
121.318
91,35
3.074
3.365
2,95
3.973
134.694
82,36
4.072
4.944
2,91
3.901
134.087
82,68
5.520
6.677
2,73
3.640
133.347
83,33
6.660
7.992
2,68
3.551
132.639
83,64
7.663
9.162
2,45
3.233
131.856
84,90
7.962
9.378
2,42
3.184
131.657
84,84
9.670
11.398
LDR (%)
- Kredit (Credits)
0,51
75,56
30.914
40.914
0,60
76,82
36.937
48.079
0,51
113,66
40.833
35.927
0,49
106,53
58.520
54.934
0,54
118,67
72.989
61.504
0,57
118,68
76.820
64.728
0,63
115,38
84.639
73.357
0,63
112,55
87.638
77.866
0,64
98,63
75.849
76.902
0,70
100,37
76.503
76.222
0,62
95,33
77.618
81.419
0,78
95,32
85.471
89.663
0,83
93,62
81.120
86.651
0,76
92,30
80.250
86.950
0,61
90,97
78.761
86.579
0,77
91,61
77.534
84.638
0,88
91,48
79.506
86.908

Earning assets (%)
Ket :
Tabel 1.28 Kinerja Bank Asing (Foreign Owned Banks Performance)

CAR (%)
- Modal (Capital)
2008
Des Des Des Des

2004 2005 2006 2007 Ags
Sep
Okt
2009
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun2
Jul
Ags
16,51
9.938
60.210
21,94
19.448
88.645
24,48
23.057
94.192
24,01
26.655
111.000
23,08
29.200
126.539
25,85
34.495
133.468
24,79
38.639
155.862
25,53
42.046
164.671
29,06
41.031
141.205
26,24
39.672
151.173
27,52
42.328
153.827
28,29
41.969
148.370
30,10
35.156
116.779
30,16
38.131
126.439
30,98
41.378
133.548
31,61
42.308
133.834
33,46
44.295
132.395
3,79
3.978
104.885
3,82
5.108
133.870
2,89
4.659
161.035
3,19
6.300
197.690
3,31
7.320
221.406
3,26
7.419
227.568
2,88
7.930
274.986
2,99
8.998
300.686
3,67
9.819
267.897
3,78
10.492
277.243
3,35
9.564
285.615
3,02
8.294
274.470
3,28
8.326
253.971
3,32
8.152
245.267
3,20
7.993
249.867
3,42
8.332
243.955
3,45
8.457
244.772
120,37
3.549
2.949
113,73
3.952
3.475
106,43
4.276
4.018
174,18
6.061
3.480
101,74
6.776
6.660
180,47
7.062
3.913
96,83
7.625
7.875
152,06
8.574
5.639
173,95
8.567
4.925
110,73
9.357
8.451
109,08
8.944
8.199
121,14
7.755
6.401
113,80
7.615
6.692
116,85
7.618
6.519
214,49
7.709
3.594
112,19
7.760
6.917
111,10
7.937
7.143
ROA (%)
- Laba (Profit)
5,22
5.054
96.816
75,71
14.139
18.675
2,90
3.849
132.524
82,80
17.136
20.695
4,35
6.468
148.597
81,18
23.370
28.786
3,83
6.380
166.598
79,98
23.289
29.119
3,10
5.689
183.720
83,15
16.329
19.638
3,08
5.642
183.427
82,98
18.046
21.747
3,30
6.258
189.386
85,68
24.782
28.924
4,12
8.090
196.579
84,61
29.826
35.251
3,89
7.767
199.670
83,38
29.292
35.132
2,94
7.148
243.480
95,06
5.679
5.974
2,95
7.279
247.135
91,73
7.109
7.749
4,50
11.053
245.392
81,32
9.095
11.185
4,55
10.910
239.622
79,64
11.554
14.508
4,54
10.641
234.177
78,04
12.891
16.519
4,52
10.430
231.002
76,96
14.392
18.700
4,52
10.320
228.081
76,81
16.583
21.590
4,38
9.904
226.167
76,62
18.128
23.660
LDR (%)
- Kredit (Credits)
0,79
51,25
44.193
86.236
2,01
54,89
62.935
114.658
0,68
79,56
73.230
92.040
0,68
74,09
83.856
113.182
0,50
86,62
98.732
113.981
1,04
88,20
100.823
114.313
0,77
88,27
113.561
128.658
0,78
89,58
122.821
137.115
0,93
88,31
113.372
128.377
0,67
87,29
115.499
132.310
0,68
85,73
116.522
135.914
0,75
84,22
110.054
130.673
0,67
85,42
103.240
120.865
0,70
85,23
101.785
119.424
0,73
80,11
99.657
124.398
0,76
84,11
102.040
121.318
0,79
84,60
103.018
121.773

Earning assets (%)
Ket :
33
34
Persen
Tabel 1.29 Rasio Kinerja Lainnya (Other Performance Ratio)

Net Interest Margin (NIM)
Bank Persero (State Owned Banks)
BUSN Devisa (Foreign Exchange Commercial Banks)
BUSN Non Devisa (Non-Foreign Exchange Commercial Banks)
BPD Regional (Development Banks)
Bank Campuran (Joint Venture Banks)
Bank Asing (Foreign Owned Banks)
Des
Des
Des
2008
Des
2009
2004 2005 2006 2007 Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
6,23
5,35
8,52
10,45
3,46
4,40
5,88
6,18
5,34
7,48
8,46
3,68
4,45
5,73
6,12
5,32
7,40
8,43
3,67
4,36
5,69
6,10
5,25
7,31
8,44
3,67
4,31
5,65
6,07
5,32
7,25
8,52
3,75
4,29
5,66
6,04
5,28
6,56
8,71
4,06
3,64
5,56
5,80
5,16
6,72
8,18
3,79
3,54
5,36
5,95
5,29
6,73
8,12
3,90
3,79
5,50
5,94
5,40
6,98
7,97
3,83
3,65
5,51
5,89
5,62
7,12
7,96
3,87
3,70
5,54
5,88
5,60
7,21
7,91
3,84
3,83
5,55
5,85
5,63
7,29
7,88
3,80
3,76
5,56
5,80
5,63
7,32
7,83
3,80
3,84
5,55
5,78
5,24
5,35
9,56
3,81
4,78
5,63
5,77
5,67
6,80
8,20
4,59
4,91
5,80
6,03
5,43
7,98
7,24
4,03
4,70
5,70
6,17
5,32
7,58
8,44
3,70
4,46
5,73
Tabel 1.30 Jumlah Bank Umum Berdasarkan Tingkat Rasio (Commercial Bank Based on Ratios)
Des
Des
Des
2008
Des
2004 2005 2006 2007 Ags
Sep
Okt
2009
Nov
Des* Jan*
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Modal Inti (Tier One Capital)

<100 m
51
44
39
30
23
22
22
22
22
21
24
21
21
19
16
15
14
>100 m
83
87
91
100
104
104
104
104
102
103
100
103
102
103
106
107
108
CAR (Capital Adequacy Ratio)

<12%
18
12
13
14
17
23
21
19
11
14
11
14
15
18
>12%
116
119
117
116
110
103
105
107
113
115
116
117
109
111
108
107
104
<5%
104
100
100
108
110
109
107
103
105
104
105
102
102
101
98
99
99
>5%
30
31
30
22
17
17
19
23
19
20
19
22
21
21
24
23
23
NPL (Non Performing Loan Ratio)
ROA Return on Asset Ratio)

<1,5%
27
41
47
46
44
43
45
44
41
48
50
45
44
45
41
39
38
>1,5%
107
90
83
84
83
83
81
82
83
76
74
79
79
77
81
83
84
LDR (Loan to Deposit Ratio)

<50%
24
25
29
20
14
15
15
11
11
11
13
12
14
10
>50%
110
106
101
110
113
111
111
115
115
113
113
111
111
108
112
114
115
Ket : *Data revisi bulan Des 2008, Jan 2009
35
36
Tabel 1.31 Perkembangan Aset Bank Umum (Growth of Commercial Bank Assets)
Kelompok Bank (Category of Bank)
Des
Des
2008
Des Des
2004 2005 2006 2007 Ags
2009
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun 1
Jul
Ags
518.975
565.585
621.212
741.988
707.255
752.142
779.016
806.853
847.563
827.923
823.418
835.812
832.591
839.132
868.812
861.025
881.819
494.174
571.231
663.002
768.730
805.435
830.323
847.413
861.415
883.470
889.464
910.770
895.971
890.609
878.184
887.571
881.416
899.804
23.307
26.283
29.657
39.012
40.450
41.517
40.590
40.070
42.467
43.339
45.018
42.870
43.142
44.431
46.605
47.717
49.339
BPD (Regional Development Banks)
78.487
106.411
159.476
170.012
175.801
192.689
197.313
194.866
185.252
185.666
189.269
199.693
206.464
204.941
205.913
203.531
210.629
50.026
59.639
64.421
90.480
104.367
109.644
127.664
131.652
118.131
118.158
124.477
135.856
132.266
130.736
129.109
127.158
130.265
107.112
140.679
156.083
176.278
191.489
199.081
243.022
268.505
233.674
243.480
250.789
241.908
222.312
212.397
215.125
210.557
212.770

Total
Ket :
data revisi
1.272.081 1.469.827 1.693.850 1.986.501 2.024.796 2.125.396
2.235.018 2.303.362
2.310.557 2.308.030 2.343.741 2.352.110 2.327.383 2.309.821 2.353.136
2.331.404 2.384.626
Tabel 1.32 Bank Umum Berdasarkan Total Aset (Commercial Banks Based on Total Assets)
Desember 2004
Kelompok Bank
(Category of Bank)
Desember 2005
Desember 2006
< Rp. 1 Rp. 1 s.d. Rp. 10 s.d > Rp. 50 < Rp. 1 Rp. 1 s.d. Rp. 10 s.d > Rp. 50
Triliun 10 Triliun 50 Triliun Triliun Triliun 10 Triliun 50 Triliun Triliun
Desember 2007
Agustus 2008
Agustus 2009
Desember 2008
< Rp. 1 Rp. 1 s.d. Rp. 10 s.d > Rp. 50

Triliun 10 Triliun 50 Triliun Triliun
jumlah Bank (total banks)

Bank Persero
(State Owned Banks)
BUSN Devisa
(Foreign Exchange Commercial Banks)
BUSN Non Devisa
(Non-Foreign Exchange Commercial Banks)
BPD Regional
(Development Banks)
Bank Campuran
(Joint Venture Banks)
Bank Asing
(Foreign Owned Banks)
Total
10
13
10
12
12
15
12
14
11
16
11
16
10
17
31
30
28
26
25
24
21
10
20
20
18
18
18
19
17
14
14
14
15
13
53
59
17
47
57
22
39
59
27
33
60
29
31
59
29
28
55
30
11
25
56
30
11
37
38
Tabel 1.33 Peringkat Bank Umum Berdasarkan Aset (Bank Rating Based on Assets)
Desember 2004
Peringkat
(Rating)
Nama Bank
(Bank Name)
Desember 2005
Pangsa thd
Total Aset
Bank
Total
Umum (%)
Aset
(Portion to
(Total
Total Assets
Assets)
at
Commercial
Banks)
Nama Bank
(Bank Name)
Total
Aset
(Total
Assets)
Desember 2006
Pangsa thd
Total Aset
Bank Umum
(%)
(Portion to
Total Assets
at
Commercial
Banks)
Nama Bank
(Bank Name)
Total
Aset
(Total
Assets)
Desember 2007
Pangsa thd
Total Aset
Bank Umum
(%)
(Portion to
Total Assets
at
Commercial
Banks)
Nama Bank
(Bank Name)
Agustus 2008
Pangsa thd
Total Aset
Bank
Total
Umum (%)
Aset
(Portion to
(Total
Total Assets
Assets)
at
Commercial
Banks)
Nama Bank
(Bank Name)
Desember 2008
Pangsa thd
Total Aset
Bank Umum
Total
(%)
Aset
(Portion to
(Total
Total Assets
Assets)
at
Commercial
Banks)
Nama Bank
(Bank Name)
Total
Aset
(Total
Assets)
Agustus 2009
Pangsa thd
Total Aset
Bank Umum
(%)
(Portion to
Total Assets
at
Commercial
Banks)
Nama Bank
(Bank Name)
Pangsa thd
Total Aset
Bank
Total
Umum (%)
Aset
(Portion to
(Total
Total Assets
Assets)
at
Commercial
Banks)
PT Bank Mandiri Tbk
241.462
18,98
PT Bank Mandiri Tbk
255.315
17,37 PT Bank Mandiri Tbk
255.988
306.563
15,43
PT Bank Mandiri Tbk
283.966
340.181
346.124
14,51
PT Bank Central Asia Tbk
149.828
11,78
150.741
10,26 PT Bank Central Asia Tbk
177.611
218.615
11,01
222.480
9,33 PT Bank Rakyat Indonesia Tbk
250.134
268.700
11,27
PT Bank Negara Indonesia Tbk
136.303
10,71
150.600
10,25 PT Bank Negara Indonesia Tbk
168.863
204.009
10,27
PT Bank Rakyat Indonesia Tbk
198.429
246.702
266.202
11,16
PT Bank Rakyat Indonesia
107.018
8,41
123.056
8,37 PT Bank Rakyat Indonesia
154.979
184.463
9,29
170.830
200.974
204.364
8,57
PT Bank Danamon Indonesia Tbk
58.371
4,59
66.820
4,55 PT Bank Danamon Indonesia Tbk
79.708
86.684
4,36
99.697
104.842
4,54
PT CIMB Niaga Tbk
100.496
4,21
PT Bank Internasional Indonesia Tbk
35.787
2,81
47.311
3,22 PT Bank Internasional Indonesia Tbk
48.316
2,85 PT Bank Niaga Tbk
54.733
2,76
PT Bank Niaga
58.191
2,44 PT CIMB Niaga Tbk
69.305
97.161
4,07
PT Bank Permata Tbk
31.700
2,49
PT Bank Niaga Tbk
41.363
46.464
2,74 PT Pan Indonesia Bank Tbk
51.384
2,59
PT Pan Indonesia Bank Tbk
56.632
63.628
69.671
2,92
PT Bank Niaga Tbk
30.824
2,42
35.917
39.229
50.941
2,56
51.706
2,17 PT Bank Permata Tbk
54.220
54.381
2,28
PT Lippo Bank Tbk
27.826
2,19
PT Bank Permata Tbk
34.412
2,34 Citibank N.A
38.169
2,25 Citibank N.A
45.021
2,27
Citibank N.A
44.381
54.068
54.291
2,28
10
PT Bank Tabungan Negara
26.760
2,10
Citibank N.A
33.008
37.869
39.131
1,97
PT Bank Permata Tbk
43.764
1,84 Citibank N.A
53.503
2,32
53.055
2,22
Total
845.879
66,50
Total
938.543
63,85 Total
1.241.544
62,50
Total
1.514.444
63,51
1.047.196
61,82 Total
1.230.076
51,58 Total
1.437.557
Citibank N.A
62,22 Total
Tabel 1.34 Aktiva Produktif Bank Umum (Earning Assets of Commercial Banks)
Des
Des
Des
2004 2005 2006 2007

Aktiva Produktif (Earning Asset)
a. Lancar (Current)
b. DPK (Special Mention)
c. Kurang Lancar (Sub-Standard)
d. Diragukan (Doubtful)
e. Macet (Lost)
Non Performing Earning Asset (Nominal)
Rasio Non Performing Earning Asset (%)
Kredit
a. Lancar (Current)
e. Macet (Lost)
Non Performing Loan (Nominal)
Rasio Non Performing Loan (%)
Ket :
data revisi
1.182.899
1.099.158
53.305
13.203
4.387
12.847
1.339.752 1.565.103 1.851.990

1.216.190 1.446.264 1.742.691
64.863
67.604
65.257
18.077
10.909
6.901
11.581
5.955
3.523
29.040
34.370
33.619
30.437
2,57
58.698
4,38
559.470
484.673
49.622
10.902
4.224
10.048
695.648
583.543
59.516
15.337
11.062
26.191
25.174
4,50
52.589
7,56
51.234
3,27
44.043
2,38
792.297 1.002.012
680.805 900.094
63.436
61.150
9.183
5.874
5.869
3.489
33.005
31.405
48.057
6,07
2008
Des
40.767
4,07
Ags
Sep
Okt
2009
Nov
Des
1.959.251 2.034.256 2.200.681 2.271.553 2.242.282

1.848.335 1.922.622 2.081.896 2.133.060 2.108.571
67.993
68.710
73.187
86.835
80.607
7.306
9.389
10.098
10.507
11.472
5.063
4.967
4.768
6.745
5.500
30.553
28.569
30.732
34.405
36.131
42.922
2,19
42.925
2,11
45.598
2,07
51.658
2,27
53.104
2,37
1.205.846 1.246.146 1.297.860 1.325.323 1.307.688

1.102.035 1.141.504 1.185.175 1.198.594 1.190.245
62.612
63.273
69.364
80.535
75.571
6.563
8.826
9.022
9.175
8.177
5.037
4.922
4.716
6.136
5.406
29.599
27.621
29.584
30.884
28.290
41.199
3,42
41.370
3,32
43.322
3,34
46.194
3,49
41.872
3,20
Jan
Feb
Mar
2.250.210 2.300.867 2.297.967

2.100.333 2.144.248 2.141.164
90.486
96.449
92.623
13.639
12.783
16.032
6.950
8.553
10.916
38.802
38.835
37.232
59.391
2,64
60.171
2,62
64.181
2,79
1.289.839 1.301.844 1.305.389

1.158.828 1.163.604 1.167.313
84.715
89.799
86.745
9.967
10.041
13.388
6.633
8.255
9.375
29.696
30.145
28.569
46.296
3,59
48.440
3,72
51.332
3,93
Apr
Mei
2.272.105 2.276.315
2.117.870 2.121.263
90.887
91.929
16.517
16.281
11.126
11.309
35.705
36.285
63.348
2,79
63.875
2,81
1.297.635 1.305.377
1.159.406 1.164.951
85.541
86.337
13.892
13.797
9.632
9.879
29.163
30.413
52.687
4,06
54.088
4,14
Jun1
Jul
Ags
2.316.641 2.293.410 2.342.796

2.166.364 2.142.364 2.188.163
87.319
86.440
89.764
14.373
16.651
16.612
11.530
11.047
10.871
37.054
36.907
37.386
62.958
2,72
64.606
2,82
64.869
2,77
1.335.033 1.338.116 1.365.942

1.199.925 1.202.367 1.227.441
82.476
81.433
84.166
11.807
13.951
13.730
10.061
9.585
9.405
30.764
30.781
31.200
52.632
3,94
54.317
4,06
54.335
3,98
39
40
Tabel 1.35 Aktiva Produktif Bank Persero (Earning Assets of State Owned Banks)
Des

a. Lancar (Current)
e. Macet (Lost)
Kredit
a. Lancar (Current)
e. Macet (Lost)
Ket :
data revisi
Des
Des
Des
2008
2009
2004 2005 2006 2007
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun1
Jul
494.112
449.826
27.926
7.643
1.428
7.289
532.254
457.324
32.572
11.630
9.356
21.372
581.590
514.140
34.770
5.102
2.899
24.678
683.347
626.735
31.412
2.723
1.237
21.240
691.466
636.068
33.213
3.021
2.719
16.444
730.888
676.809
32.743
4.974
2.454
13.907
781.403
723.203
35.761
5.141
2.272
15.026
808.300
743.297
39.572
4.674
4.372
16.385
823.508
766.622
36.546
3.034
2.285
15.021
817.799
753.177
41.827
3.843
3.090
15.861
820.165
752.803
43.052
3.701
3.648
16.960
825.372
754.903
43.696
5.513
4.363
16.898
826.207
756.122
43.103
5.596
4.362
17.024
836.623
765.588
43.888
5.988
3.726
17.435
863.329
795.586
41.495
4.208
3.706
18.335
854.108
784.113
43.016
5.965
3.658
17.357
876.794
805.602
43.750
5.687
4.255
17.500
16.360
3,31
42.358
7,96
32.679
5,62
25.201
3,69
22.185
3,21
21.336
2,92
22.439
2,87
25.431
3,15
20.340
2,47
22.795
2,79
24.310
2,96
26.774
3,24
26.983
3,27
27.148
3,24
26.249
3,04
26.979
3,16
27.442
3,13
222.855
183.555
26.190
6.487
1.337
5.287
256.413
189.292
29.308
9.962
8.887
18.965
287.910
224.579
32.528
4.374
2.839
23.589
356.151
303.693
29.310
2.701
1.237
19.210
422.633
371.232
30.175
2.877
2.711
15.637
440.864
390.784
29.728
4.832
2.450
13.069
459.042
403.720
34.293
4.676
2.272
14.080
469.900
409.944
37.422
4.074
3.807
14.652
470.665
418.002
35.069
2.973
2.275
12.346
463.971
403.931
40.103
3.797
2.896
13.244
471.491
408.423
41.700
3.652
3.446
14.271
480.597
414.604
42.106
5.321
4.196
14.368
484.482
418.190
41.917
5.468
4.210
14.697
491.163
423.723
42.236
5.857
3.726
15.621
511.883
447.631
40.420
4.117
3.706
16.010
512.725
446.458
41.601
5.791
3.651
15.224
523.875
456.300
42.415
5.580
4.241
15.339
13.111
5,88
37.813
14,75
30.803
10,70
23.148
6,50
21.225
5,02
20.351
4,62
21.028
4,58
22.534
4,80
17.594
3,74
19.938
4,30
21.368
4,53
23.886
4,97
24.375
5,03
25.204
5,13
23.833
4,66
24.666
4,81
25.160
4,80
Ags
Tabel 1.36 Aktiva Produktif BUSN Devisa (Earning Assets of Foreign Exchange Commercial Banks)
Des

a. Lancar (Current)
e. Macet (Lost)
Kredit
a. Lancar (Current)
e. Macet (Lost)
Ket :
data revisi
Des
Des
Des
2008
2009
2004 2005 2006 2007
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun1
Jul
Ags
440.714
420.960
12.865
2.670
2.010
2.209
500.822
474.357
17.070
3.737
1.406
4.253
596.214
565.801
18.274
3.341
2.203
6.595
700.622
670.749
19.016
2.068
1.432
7.356
744.254
713.602
19.288
1.834
1.554
7.976
755.239
723.636
20.014
2.054
1.526
8.009
795.934
762.874
20.793
2.066
1.466
8.734
809.584
767.313
27.782
2.235
1.434
10.821
821.136
774.507
27.134
2.570
2.269
14.656
826.627
774.912
29.373
3.304
2.822
16.216
850.391
794.812
32.575
3.723
3.922
15.359
838.608
784.445
29.359
5.973
4.225
14.606
830.272
777.910
28.918
6.307
4.207
12.930
832.743
778.628
30.654
5.553
4.866
13.043
841.732
789.212
29.074
5.874
4.970
12.603
833.178
782.615
26.841
6.180
4.509
13.034
850.971
799.035
28.478
6.630
3.702
13.127
6.889
1,56
9.396
1,88
12.139
2,04
10.856
1,55
11.365
1,53
11.589
1,53
12.267
1,54
14.489
1,79
19.495
2,37
22.342
2,70
23.004
2,71
24.804
2,96
23.444
2,82
23.462
2,82
23.446
2,79
23.723
2,85
23.458
2,76
209.176
190.280
12.703
2.556
1.987
1.650
277.591
251.811
16.846
3.617
1.383
3.934
315.256
285.540
18.087
3.069
2.198
6.363
407.742
378.247
18.860
1.981
1.416
7.237
493.861
463.493
19.114
1.828
1.551
7.874
506.933
475.529
19.903
2.048
1.524
7.930
517.941
485.281
20.603
2.006
1.464
8.587
520.394
480.713
27.015
2.160
1.429
9.078
524.295
484.022
25.975
2.514
2.223
9.560
510.577
466.564
28.222
3.243
2.747
9.800
509.396
461.545
31.154
3.394
3.862
9.440
502.127
456.140
28.331
4.940
4.154
8.561
498.159
452.208
27.855
5.127
4.157
8.812
497.546
449.952
29.281
4.394
4.814
9.105
505.360
459.355
27.996
4.330
4.917
8.761
501.951
457.693
25.796
4.757
4.445
9.260
510.840
466.123
26.803
4.978
3.648
9.288
6.193
2,96
8.934
3,22
11.629
3,69
10.635
2,61
11.254
2,28
11.502
2,27
12.057
2,33
12.666
2,43
14.298
2,73
15.790
3,09
16.697
3,28
17.656
3,52
18.096
3,63
18.313
3,68
18.008
3,56
18.462
3,68
17.914
3,51
41
42
Tabel 1.37 Aktiva Produktif BUSN Non Devisa (Earning Assets of Non-Foreign Exchange Commercial Banks)
Des
Des
Des
2004 2005 2006 2007

a. Lancar (Current)
e. Macet (Lost)
Kredit
a. Lancar (Current)
e. Macet (Lost)
2008
Des
Ags
Sep
Okt
2009
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun1
Jul
Ags
19.735
18.518
600
214
53
351
18.404
17.069
688
154
83
411
26.141
24.650
867
122
94
409
34.610
33.177
935
75
65
357
35.206
33.627
1.068
143
60
309
36.356
34.516
1.250
169
112
309
35.884
34.221
1.061
166
124
312
35.443
33.763
1.065
194
111
310
37.729
36.296
964
145
116
208
37.738
36.177
1.111
99
127
223
40.047
38.149
1.333
126
122
317
38.370
36.724
1.070
143
103
330
38.579
36.821
1.175
126
119
338
39.624
37.970
1.014
173
126
342
41.614
39.825
1.126
158
119
386
42.778
40.896
1.138
219
96
428
44.052
41.836
1.363
250
131
472
618
3,13
647
3,52
625
2,39
497
1,44
511
1,45
590
1,62
602
1,68
614
1,73
468
1,24
449
1,19
565
1,41
576
1,50
583
1,51
640
1,62
663
1,59
744
1,74
854
1,94
15.101
13.891
600
214
49
348
16.842
15.323
787
167
95
469
19.114
17.653
867
122
93
379
23.863
22.468
935
75
65
320
26.153
24.575
1.067
143
60
309
26.757
24.918
1.250
169
112
309
26.925
25.262
1.061
166
123
312
27.072
25.394
1.065
193
110
309
27.122
25.690
964
145
116
207
26.918
25.358
1.111
99
127
223
28.374
26.477
1.332
126
122
317
26.261
24.615
1.070
143
103
330
26.683
24.925
1.175
126
119
338
27.308
25.654
1.014
173
126
342
28.323
26.533
1.126
157
119
386
30.069
28.187
1.138
219
96
428
31.306
29.099
1.363
240
131
472
611
4,05
732
4,34
594
3,11
460
1,93
511
1,95
590
2,20
601
2,23
613
2,27
468
1,73
449
1,67
565
1,99
576
2,19
583
2,19
640
2,34
663
2,34
744
2,47
843
2,69
Tabel 1.38 Aktiva Produktif BPD (Earning Assets of Regional Development Banks)
Des
Des
Des
2004 2005 2006 2007

a. Lancar (Current)
e. Macet (Lost)
Kredit
a. Lancar (Current)
e. Macet (Lost)
2008
Des
2009
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun1
Jul
Ags
66.255
65.086
519
193
144
313
85.078
83.286
943
140
122
587
131.845
129.815
1.121
160
141
609
140.981
138.560
1.195
178
174
874
156.259
152.820
1.819
194
186
1.240
167.778
164.268
1.837
216
185
1.273
176.433
172.703
2.019
201
189
1.320
176.847
172.871
2.197
279
154
1.345
166.823
163.857
1.581
168
143
1.075
165.347
161.328
2.460
217
223
1.119
172.319
167.925
2.777
210
152
1.254
178.498
174.098
2.557
396
161
1.285
184.429
180.079
2.327
474
244
1.304
184.771
179.886
2.816
414
313
1.343
184.553
179.729
2.675
315
396
1.438
185.964
180.923
2.785
369
388
1.499
189.928
184.211
3.380
356
383
1.598
650
0,98
849
1,00
909
0,69
1.227
0,87
1.620
1,04
1.674
1,00
1.710
0,97
1.779
1,01
1.385
0,83
1.559
0,94
1.616
0,94
1.842
1,03
2.022
1,10
2.069
1,12
2.149
1,16
2.256
1,21
2.337
1,23
37.232
36.066
519
193
144
310
44.931
43.147
949
139
122
573
55.955
53.942
1.121
155
140
598
71.881
69.477
1.194
172
174
864
91.478
88.059
1.816
188
185
1.230
93.950
90.459
1.835
210
184
1.261
95.753
92.051
2.016
195
188
1.303
97.497
93.551
2.194
272
153
1.327
96.385
93.449
1.579
160
142
1.056
96.371
92.381
2.458
209
222
1.100
98.443
94.193
2.662
202
151
1.234
100.880
96.624
2.554
279
161
1.262
103.949
99.743
2.322
366
244
1.274
107.325
102.593
2.797
310
312
1.313
111.057
106.371
2.670
308
300
1.408
113.797
108.898
2.781
359
294
1.464
117.396
111.827
3.372
348
286
1.563
647
1,74
834
1,86
892
1,59
1.209
1,68
1.603
1,75
1.656
1,76
1.686
1,76
1.752
1,80
1.358
1,41
1.532
1,59
1.587
1,61
1.702
1,69
1.884
1,81
1.934
1,80
2.015
1,81
2.118
1,86
2.198
1,87
43
44
Tabel 1.39 Aktiva Produktif Bank Campuran (Earning Assets of Joint Venture Banks)
Des
Des
Des
2004 2005 2006 2007

a. Lancar (Current)
e. Macet (Lost)
Kredit
a. Lancar (Current)
e. Macet (Lost)
2008
Des
2009
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun1
Jul
Ags
54.647
47.000
4.737
1.436
365
1.109
63.588
58.153
3.751
561
296
827
68.277
62.684
3.788
1.158
214
432
94.740
89.164
4.150
700
234
491
110.661
105.507
4.011
419
220
502
116.426
110.241
4.797
315
232
841
136.041
129.340
5.115
434
203
949
140.693
134.032
4.790
686
223
962
125.190
119.252
4.323
790
233
592
125.455
119.058
4.627
902
217
652
132.332
125.250
5.339
838
231
675
142.649
134.229
5.777
1.367
194
1.082
138.646
130.529
5.476
1.351
234
1.056
137.286
129.871
4.748
1.237
355
1.075
136.105
128.928
4.317
1.257
450
1.153
133.426
126.490
4.093
1.043
666
1.135
136.278
129.440
4.328
697
673
1.140
2.910
5,33
1.684
2,65
1.804
2,64
1.425
1,50
1.142
1,03
1.389
1,19
1.586
1,17
1.871
1,33
1.615
1,29
1.771
1,41
1.743
1,32
2.643
1,85
2.640
1,90
2.667
1,94
2.860
2,10
2.844
2,13
2.510
1,84
30.914
24.750
4.199
641
346
978
36.937
32.099
3.392
371
277
797
40.833
36.100
3.259
835
209
430
58.520
54.044
3.550
218
228
481
72.989
68.516
3.481
303
208
481
76.820
71.319
4.169
280
222
830
84.639
78.792
4.326
394
196
931
87.638
81.858
4.053
558
218
951
75.849
70.679
3.630
726
228
587
76.503
70.892
3.910
845
208
647
77.618
71.820
4.126
784
218
670
85.471
78.740
4.448
1.023
185
1.075
81.120
74.551
4.287
1.014
225
1.044
80.250
73.736
4.004
1.130
319
1.061
78.761
72.425
3.596
1.211
410
1.118
77.534
71.468
3.337
996
626
1.107
79.506
73.454
3.612
690
631
1.119
1.965
6,36
1.446
3,91
1.474
3,61
926
1,58
992
1,36
1.332
1,73
1.521
1,80
1.728
1,97
1.540
2,03
1.700
2,22
1.672
2,15
2.283
2,67
2.282
2,81
2.510
3,13
2.739
3,48
2.729
3,52
2.440
3,07
Tabel 1.40 Aktiva Produktif Bank Asing (Earning Assets of Foreign Owned Banks)
Des
Des
Des
2008
Des
2009
2004 2005 2006 2007
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun1
Jul
Ags
104.885
95.427
6.506
1.011
375
1.565
133.870
120.465
9.732
1.842
305
1.525
161.035
149.174
8.784
1.026
405
1.647
197.690
184.305
8.549
1.157
380
3.300
221.406
206.712
8.595
1.694
324
4.081
227.568
213.152
8.070
1.661
458
4.228
274.986
259.555
8.437
2.089
514
4.391
300.686
281.784
11.428
2.440
451
4.583
267.897
248.037
10.059
4.766
455
4.580
277.243
255.681
11.087
5.274
471
4.730
285.615
265.308
11.373
4.185
478
4.270
274.470
256.766
10.163
2.640
1.870
3.031
253.971
236.408
9.888
2.663
1.959
3.053
245.267
228.570
8.809
2.917
1.924
3.048
249.867
233.651
8.625
2.562
1.890
3.139
243.955
227.327
8.567
2.876
1.730
3.455
244.772
228.040
8.464
2.992
1.727
3.549

2.951
2,81
3.672
2,74
3.077
1,91
4.837
2,45
6.099
2,75
6.347
2,79
6.994
2,54
7.474
2,49
9.801
3,66
10.475
3,78
8.933
3,13
7.541
2,75
7.675
3,02
7.889
3,22
7.591
3,04
8.061
3,30
8.269
3,38
Kredit
a. Lancar (Current)
e. Macet (Lost)
44.193
36.132
5.413
812
361
1.475
62.935
51.871
8.234
1.080
297
1.453
73.230
62.991
7.575
628
389
1.647
83.856
72.166
7.301
727
369
3.292
98.732
86.160
6.958
1.224
322
4.068
100.823
88.495
6.388
1.288
431
4.221
113.561
100.069
7.064
1.584
472
4.372
122.821
107.134
8.787
1.917
418
4.566
113.372
98.403
8.355
1.659
422
4.533
115.499
99.702
8.910
1.773
433
4.680
116.522
101.146
8.825
1.883
456
4.213
110.054
96.590
8.236
1.681
575
2.973
103.240
89.789
7.986
1.792
676
2.998
101.785
89.293
7.005
1.933
582
2.971
99.657
87.625
6.659
1.685
609
3.080
102.040
89.663
6.779
1.828
472
3.298
103.018
90.637
6.602
1.893
468
3.418

2.648
5,99
2.830
4,50
2.664
3,64
4.389
5,23
5.614
5,69
5.940
5,89
6.428
5,66
6.901
5,62
6.614
5,83
6.887
5,96
6.552
5,62
5.228
4,75
5.466
5,29
5.486
5,39
5.373
5,39
5.598
5,49
5.780
5,61

a. Lancar (Current)
e. Macet (Lost)
45
46
Tabel 1.41 Pengelompokkan Bank Berdasarkan Rasio NPL (Bank Category Based on NPL Ratio)
Desember 2004
Desember 2005
Desember 2006
Desember 2007
Agustus 2008
Desember 2008
Agustus 2009
NPL <=5% NPL >5% NPL <=5% NPL >5% NPL <=5% NPL >5% NPL <=5% NPL >5% NPL <=5% NPL >5% NPL <=5% NPL >5% NPL <=5% NPL >5%
29
27
25
10
30
33
30
27
34
30
27
29
29
30
27
21
24
25
25
24
24
24
12
10
15
15
13
13
10
99
35
101
30
100
30
108
22
110
17
105
19
99
23

Total
Tabel 1.42 Non Performing Loan Bank Umum Berdasarkan Sektor Ekonomi
(Non Performing Loan of Commercial Banks Based on Economic Sector)
Sektor Ekonomi
(Economic Sector)
1. Pertanian, perburuan dan sarana pertanian
Des
Des
Des
2008
Des
2004 2005 2006 2007 Ags
Sep
Okt
2009
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
2.158
3.188
3.165
2.121
1.949
1.901
1.932
1.973
1.857
2.120
2.405
2.661
2.971
3.330
3.170
3.075
3.000
172
1.192
1.101
737
735
700
854
881
911
988
1.050
759
739
512
570
566
587
(Agriculture, hunting and agricultural facilities)

2. Pertambangan (Mining)
3. Perindustrian (Manufacturing)
12.548
26.734
19.383
14.593
14.266
14.623
15.617
17.397
14.674
15.375
16.488
19.372
19.309
19.392
18.303
18.573
18.294
4. Listrik, gas dan air (Water, gas and electricity)
306
390
266
96
29
29
31
33
22
22
20
18
19
19
19
14
5. Konstruksi (Construction)
851
2.860
1.698
1.642
2.086
2.091
2.219
2.285
1.856
2.920
3.097
3.078
3.175
3.203
3.033
3.223
3.127
5.343
7.433
10.200
8.940
8.688
8.205
8.519
9.088
8.040
9.217
9.281
10.183
10.689
11.522
11.693
12.271
12.485
1.629
1.971
2.131
841
1.132
1.451
1.508
1.577
1.565
1.677
1.910
1.503
1.678
1.628
1.516
1.601
1.632
2.251
3.378
3.057
2.798
2.304
2.421
2.491
2.709
3.226
3.458
3.692
3.654
3.646
3.728
3.769
3.929
3.840
6. Perdagangan, restoran dan hotel

(Trade, restaurants and hotels)
7. Pengangkutan, pergudangan dan komunikasi
(Transport, cargo storage and communications)
8.Jasa Dunia usaha (Business Services)
9.Jasa sosial/masyarakat (Social Services)
10. Lain-lain (Others)
442
739
393
263
294
363
375
390
291
346
358
726
629
654
680
817
828
3.484
4.704
6.663
8.735
9.716
9.584
9.774
9.861
9.430
10.172
10.139
9.379
9.833
10.100
9.886
10.255
10.528
47
48
Tabel 1.43 Non Performing Loan Bank Persero Berdasarkan Sektor Ekonomi
(Non Performing Loan of State Owned Banks Based on Economic Sector)
Sektor Ekonomi
(Economic Sector)
1.Pertanian, perburuan dan sarana pertanian
Des
Des
Des
Des
2008
2004 2005 2006 2007 Ags

1.651
2.177
2.004
1.133
921
Sep
880
Okt
908
2009
Nov
896
Des
855
Jan
Feb
934
Mar
1.045
1.181
Apr
1.309
Mei
Jun
1.411
1.367
Jul
Ags
1.294
1.383

27
669
923
346
414
420
484
480
367
377
390
101
101
105
144
146
150
7.273
21.458
14.042
10.301
9.152
9.153
9.450
10.633
7.950
8.408
9.019
11.209
10.990
11.063
9.961
9.924
10.004
170
261
78
13
14
16
17
15
16
17
15
13
13
13
566
2.463
1.221
1.027
1.221
1.129
1.194
1.193
919
1.439
1.510
1.400
1.449
1.429
1.389
1.470
1.528
2.975
5.354
7.101
5.576
5.192
4.743
4.867
5.195
3.900
4.592
4.981
5.230
5.451
5.903
6.025
6.566
6.731
748
1.205
961
373
423
416
422
443
473
519
486
450
568
557
478
517
558
574
1.814
1.577
1.216
631
589
615
669
476
599
621
734
753
829
801
848
737
337
588
230
41
47
45
45
87
66
71
68
65
65
75
69
199
206
1.540
1.914
2.484
3.055
3.211
2.963
3.028
2.920
2.574
2.983
3.232
3.500
3.675
3.818
3.585
3.703
3.857
Tabel 1.44 Non Performing Loan BUSN Devisa Berdasarkan Sektor Ekonomi
(Non Performing Loan of Foreign Exchange Commercial Banks Based on Economic Sector)
Sektor Ekonomi
(Economic Sector)
Des
Des
Des
2008
Des
2004 2005 2006 2007 Ags
Sep
Okt
2009
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
232
727
952
730
738
733
734
732
756
930
1.096
1.178
1.352
1.379
1.455
1.453
1.276
96
128
106
131
68
70
68
74
249
274
303
312
324
102
84
82
96
1.919
2.720
3.384
2.654
2.707
2.746
3.028
3.127
3.392
3.645
3.812
4.567
4.518
4.636
4.454
4.656
4.531

303
220
17
15
15
15
16
76
212
311
404
486
559
585
641
626
1.145
1.164
1.221
1.234
1.257
1.110
1.165
975
1.606
1.434
2.499
2.653
2.672
2.616
2.750
2.978
3.405
3.596
3.474
4.007
4.155
4.390
4.422
4.412
4.416
808
728
808
431
649
666
706
736
1.047
1.113
1.359
665
683
673
644
690
654
1.321
1.267
1.321
1.379
1.445
1.534
1.598
1.711
2.328
2.468
2.625
2.417
2.540
2.490
2.476
2.534
2.546
63
106
122
177
204
273
282
267
188
231
243
609
504
514
548
546
546
867
1.392
2.125
2.058
2.270
2.290
2.292
2.384
2.301
2.382
2.620
2.678
2.786
2.870
2.821
2.922
2.872

49
50
Tabel 1.45 Non Performing Loan BUSN Non Devisa Berdasarkan Sektor Ekonomi
(Non Performing Loan of Non-Foreign Exchange Commercial Banks Based on Economic Sector)
Sektor Ekonomi
(Economic Sector)
1 .Pertanian, perburuan dan sarana pertanian
Des
Des
Des
2008
Des
2004 2005 2006 2007 Ags
Sep
Okt
2009
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
50
57
13
131
78
65
67
57
59
58
56
37
38
43
43
43
48
63
62
65

44
34
41
25
24
24
22
20
20
26
26
27
32
31
33
51
113
183
149
151
166
180
179
187
134
142
156
147
147
133
139
168
179
23
19
16
12
25
27
35
26
12
13
33
41
42
41
39
39
53
8 .Jasa Dunia usaha (Business Services)
49
103
67
72
67
116
113
120
93
57
100
119
126
177
188
225
225
9 .Jasa sosial/masyarakat (Social Services)
10
25
25
14
15
18
17
16
19
17
22
22
22
27
25
29
31
175
231
219
129
153
163
174
186
151
161
181
174
171
175
171
178
223

Tabel 1.46 Non Performing Loan BPD Berdasarkan Sektor Ekonomi

(Non Performing Loan of Development Banks Based on Economic Sector)
Sektor Ekonomi
(Economic Sector)
Des
Des
Des
2008
Des
2004 2005 2006 2007 Ags
Sep
Okt
2009
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
84
97
108
145
196
194
195
193
188
197
205
217
228
228
251
230
237
33
19
26
34
61
60
62
107
87
85
86
85
91
93
98
98
111

140
130
105
191
342
366
390
401
266
290
371
403
436
456
470
532
558
282
278
285
407
506
516
525
519
423
458
484
499
558
592
626
648
665
30
19
36
21
27
27
30
56
22
22
22
23
54
27
30
30
37
97
98
65
100
113
135
115
120
86
93
97
105
109
116
186
199
203
14
20
16
19
16
17
19
16
14
14
13
16
15
14
14
20
22
133
172
245
287
338
335
346
334
268
368
305
349
385
401
334
354
359

51
52
Tabel 1.47 Non Performing Loan Bank Campuran Berdasarkan Sektor Ekonomi
(Non Performing Loan of Joint Venture Banks Based on Economic Sector)
Sektor Ekonomi
(Economic Sector)
Des
Des
Des
2008
Des
2004 2005 2006 2007 Ags
Sep
Okt
2009
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
142
94
28
67
53
53
53
85
53
53
53
62
60
306
90
89
89
50
49
48
1.485
1.067
838
593
640
673
794
931
953
1.090
1.046
1.180
1.317
1.218
1.599
1.594
1.279

26
13
14
13
13
14
14
17
16
23
10
270
154
137
94
102
100
143
163
124
126
121
228
218
284
284
282
301
20
309
311
312
312
319
327
325
321
321
324
172
52
19
18
17
20
38
197
192
199
226
66
64
65
69
72
10
19
19
20
20
19
94
78
141
153
164
168
177
185
194
211
225
243
257
278
288
296
304

Tabel 1.48 Non Performing Loan Bank Asing Berdasarkan Sektor Ekonomi
(Non Performing Loan of Foreign Owned Banks Based on Economic Sector)
Sektor Ekonomi
(Economic Sector)
Des
Des
Des
2008
Des
2004 2005 2006 2007 Ags
Sep
Okt
2009
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
38
65
41
41
41
41
66
21
17
888
1.927
64
252
246
201
295
322
291
334
353
340
309
300
287
284
289
1.707
1.392
1.028
943
1.650
1.932
2.226
2.543
2.255
2.109
2.481
2.286
2.350
2.334
2.128
2.240
2.303

20
19
11
11
11
13
13
12
13
14
13
12
12
12
12
12
97
30
29
59
50
51
56
46
55
304
65
71
160
220
196
195
193
39
44
24
30
31
32
51
46
48
49
53
52
51
53
54
57
16
676
916
1.450
3.053
3.580
3.666
3.758
3.852
3.942
4.066
3.576
2.435
2.558
2.559
2.687
2.802
2.914

53
54
Tabel 1.49 Non Performing Loan Bank Umum Berdasarkan Sektor Ekonomi Per Wilayah (Agustus 2009)
(Non Performing Loan of Commercial Banks Based on Economic Sector by Region)
Wilayah
Pertanian,
perburuan dan
sarana
pertanian
(Agriculture,
hunting and
agricultural
facilities)
Pertambangan
Perindustrian
(Mining)
(Manufacturing)
Listrik, gas dan

air (Water, gas
and electricity)
Konstruksi
(Construction)
Perdagangan,
restoran dan
hotel (Trade,
restaurants and
hotels)
Pengangkutan,
pergudangan
dan komunikasi
Jasa Dunia
(Transport,
usaha (Business
cargo storage
Services)
and communications)
Jasa sosial/
masyarakat
(Social Services)
Lain-lain
(Others)
Jawa Barat (West Java)

Banten
DKI Jakarta (Special Capital Province of Jakarta)
D.I Yogyakarta (Special Province of Yogyakarta)
Jawa Tengah (Central Java)
Jawa Timur (East Java)
Bengkulu
Jambi
Nanggroe Aceh Darussalam
Sumatera Utara (North Sumatra)
Sumatera Barat (West Sumatra)
Riau
Kepulauan Riau
Sumatera Selatan (South Sumatra)
Bangka Belitung
Lampung
Kalimantan Selatan (South Kalimantan)
Kalimantan Barat (West Kalimantan)
Kalimantan Timur (East Kalimantan)
Kalimantan Tengah (Central Kalimantan)
Sulawesi Tengah (Central Sulawesi)
Sulawesi Selatan (South Sulawesi)
Sulawesi Utara (North Sulawesi)
Sulawesi Tenggara (Southeast Sulawesi)
Sulawesi Barat (West Sulawesi)
Gorontalo
Nusa Tenggara Barat (West Nusa Tenggara)
Bali
Nusa Tenggara Timur (East Nusa Tenggara)
Maluku
Papua
Maluku Utara (North Maluku)
Irian Jaya Barat
Lainnya (Others)
86
6
1.324
6
50
146
16
156
17
429
107
136
84
1
0
69
9
217
11
1
34
20
28
7
3
5
14
8
2
2
2
3
1
-
22
5
437
1
6
0
0
11
1
0
4
7
48
37
1
7
0
0
1
0
0
-
1.184
207
12.735
95
878
1.586
8
34
30
733
5
66
22
34
1
28
185
17
10
1
19
285
1
0
4
17
6
15
3
1
0
2
0
79
0
3
0
0
0
1
0
1
0
8
0
-
236
84
1.495
24
40
67
11
9
63
207
3
44
97
19
1
9
80
21
162
18
28
167
25
37
4
20
7
11
13
25
53
6
9
32
1.056
202
4.886
124
1.007
1.377
40
84
146
614
135
183
215
103
90
317
106
58
140
25
246
502
140
35
40
48
108
237
57
22
30
32
14
67
65
6
1.186
6
27
125
1
0
3
62
12
10
6
10
0
35
3
1
13
0
1
40
3
1
5
1
6
3
1
2
0
0
-
417
48
2.239
27
84
132
5
9
31
176
11
47
56
74
1
19
21
10
78
5
9
46
34
1
1
24
1
86
5
1
13
0
6
124
72
7
616
1
8
33
1
0
4
18
3
1
1
1
0
1
2
17
16
0
2
5
1
2
1
0
2
10
3
0
1
0
0
-
1.090
387
5.849
95
386
620
16
59
71
360
52
148
81
108
8
93
65
49
166
23
64
310
139
11
24
30
40
69
34
19
40
13
9
-
Total
3.000
587
18.294
14
3.127
12.485
1.632
3.840
828
10.528
Tabel 1.50 Non Performing Loan Bank Umum Berdasarkan Jenis Penggunaan
(Non Performing Loan of Commercial Banks Based on Type of Use)
Jenis Penggunaan
(Type of Use)
Des
Des
Des
Des
2008
2004 2005 2006 2007 Ags
2009
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Modal Kerja (Working Capital)

Properti (Property)
Agrobisnis (Agro-business)
Lainnya (Others)
150
406
13.903
287
1.051
26.181
208
800
24.971
233
391
19.267
398
406
20.745
368
335
20.193
364
342
21.545
403
344
23.889
291
400
22.261
346
448
24.567
356
448
25.733
342
521
29.912
379
551
30.151
429
563
30.843
484
592
30.378
507
632
31.057
461
618
31.199
Total Modal Kerja (Total Working Capital)
14.459
27.519
25.979
19.892
21.549
20.896
22.250
24.637
22.953
25.361
26.537
30.775
31.081
31.835
31.453
32.196
32.278
Investasi (Investment)
Properti (Property)
Lainnya (Others)
331
643
6.891
157
1.188
19.122
178
1.050
14.281
134
959
11.137
237
928
8.869
225
914
9.853
252
953
10.198
251
952
10.604
352
989
8.265
455
1.109
9.340
535
1.245
10.158
552
1.255
9.583
688
1.421
9.894
714
1.500
10.178
547
1.479
9.502
578
1.425
10.099
631
1.544
9.611
Total Investasi (Total Investment)
7.866
20.467
15.509
12.230
10.035
10.992
11.403
11.807
9.607
10.904
11.937
11.390
12.004
12.392
11.528
-
12.102
-
11.785
465
699
1.206
1.300
1.577
1.628
1.656
1.580
1.443
1.660
1.732
1.760
1.821
1.831
1.785
1.816
1.864
272
504
1.047
1.104
1.165
1.099
1.123
1.136
1.094
1.160
1.264
1.310
1.349
1.391
1.391
1.492
1.557
Konsumsi (Consumption)
KPR dan Apartemen s.d Tipe 70
(Housing and Apartement up to Type 70)
KPRdan Apartemen > Tipe 70
(Housing and Apartement > Type 70)
Ruko dan Rukan
(Shop houses and Shop-offices)
Lainnya (Others)
48
53
128
163
178
163
165
171
161
170
187
204
215
233
257
268
272
2.065
3.347
4.187
6.077
6.695
6.592
6.726
6.863
6.614
7.040
6.785
5.892
6.218
6.406
6.225
6.444
6.579
Total Konsumsi (Total Consumption)
2.850
4.603
6.569
8.645
9.615
9.482
9.669
9.750
9.313
10.030
9.967
9.167
9.602
9.861
9.658
10.019
10.271
55
56
Tabel 1.51 Non Performing Loan Bank Persero Berdasarkan Jenis Penggunaan
(Non Performing Loan of State Owned Banks Based on Type of Use)
Jenis Penggunaan
(Type of Use)
Des
Des
Des
Des
2008
2004 2005 2006 2007 Ags
2009
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags

Properti (Property)
Lainnya (Others)
31
266
8.270
121
937
19.305
118
623
17.127
142
311
11.499
294
285
11.892
264
276
10.794
260
274
11.369
262
274
12.504
181
294
10.554
205
311
12.105
186
316
12.924
185
318
15.238
203
359
15.465
237
358
16.062
254
382
15.126
271
360
15.526
270
347
15.862
8.567
20.363
17.868
11.951
12.471
11.334
11.902
13.041
11.028
12.622
13.427
15.740
16.026
16.656
15.763
-
16.157
-
16.478
Properti (Property)
Lainnya (Others)
1
445
2.975
16
591
15.024
47
441
10.047
13
421
7.787
95
418
5.114
94
403
5.643
119
401
5.667
118
399
6.150
112
429
3.551
230
437
3.790
309
572
3.984
306
634
3.895
298
655
3.932
295
688
3.963
287
666
3.736
287
617
4.109
292
732
4.028
3.421
15.630
10.535
8.221
5.627
6.141
6.186
6.667
4.092
4.457
4.865
4.835
4.884
4.946
4.690
-
5.013
-
5.052
337
519
965
1.085
1.344
1.396
1.431
1.343
1.231
1.443
1.506
1.539
1.591
1.590
1.550
1.574
1.619
23
65
188
238
278
226
227
224
204
242
290
315
326
357
373
433
480
17
14
28
38
55
52
53
51
48
50
56
67
74
76
78
82
84
748
1.222
1.219
1.615
1.450
1.202
1.229
1.208
990
1.124
1.224
1.390
1.474
1.578
1.379
1.407
1.447
1.820
2.400
2.976
3.127
2.877
2.940
2.826
2.474
2.859
3.077
3.311
3.465
3.602
3.380
3.497
3.630
Ruko dan Rukan
Lainnya (Others)
1.124
Tabel 1.52 Non Performing Loan BUSN Devisa Berdasarkan Jenis Penggunaan
(Non Performing Loan of Foreign Exchange Commercial Banks Based on Type of Use)
Jenis Penggunaan
(Type of Use)
Des
Des
Des
2008
Des
2004 2005 2006 2007 Ags
Sep
Okt
2009
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags

Properti (Property)
Lainnya (Others)
55
82
2.063
132
76
3.238
79
173
5.133
87
75
5.149
94
116
5.259
93
54
5.419
92
64
5.729
122
65
6.112
106
95
7.311
137
123
7.816
144
124
7.918
143
148
9.726
145
139
9.634
159
137
9.683
181
138
9.925
188
197
9.926
144
196
9.848
2.200
3.446
5.385
5.311
5.469
5.566
5.885
6.298
7.512
8.076
8.186
10.017
9.918
9.978
10.244
-
10.311
-
10.188
Properti (Property)
Lainnya (Others)
197
47
3.064
81
497
3.521
87
545
3.494
108
518
2.647
119
489
2.917
108
489
3.058
108
531
3.253
110
531
3.352
219
530
3.747
222
642
4.479
220
642
5.041
223
589
4.166
384
733
4.290
367
779
4.337
204
779
3.989
232
774
4.248
274
774
3.831
3.308
4.099
4.127
3.274
3.525
3.655
3.892
3.993
4.496
5.343
5.903
4.978
5.407
5.483
4.971
-
5.254
-
4.879
69
112
178
187
196
197
184
198
175
179
183
183
188
192
191
194
196
231
418
840
826
838
821
837
858
837
873
918
931
958
968
940
979
997
28
38
98
120
120
107
108
116
110
117
128
132
133
149
158
160
162
356
820
1.002
917
1.107
1.155
1.150
1.203
1.168
1.202
1.379
1.415
1.492
1.543
1.513
1.564
1.492
686
1.388
2.118
2.050
2.260
2.281
2.280
2.375
2.290
2.371
2.608
2.661
2.771
2.852
2.801
2.898
2.847
Ruko dan Rukan
Lainnya (Others)
57
58
Tabel 1.53 Non Performing Loan BUSN Non Devisa Berdasarkan Jenis Penggunaan
(Non Performing Loan of Non Foreign Exchange Commercial Banks Based on Type of Use)
Jenis Penggunaan
(Type of Use)
Des
Des
Des
Des
2008
2004 2005 2006 2007 Ags
Sep
Okt
2009
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags

Properti (Property)
Lainnya (Others)
30
51
292
7
33
391
6
1
309
277
1
248
1
320
1
326
1
328
1
6
241
1
6
232
21
1
265
5
4
252
20
1
264
20
1
261
20
1
285
21
4
348
22
5
388
372
431
316
277
249
321
327
329
248
239
286
260
286
283
306
-
372
-
415
Properti (Property)
Lainnya (Others)
3
45
4
66
3
57
55
8
101
8
98
8
93
8
91
8
61
49
2
1
94
20
1
121
3
3
121
49
2
132
49
3
134
50
4
141
53
6
147
48
70
60
55
109
106
101
99
69
49
97
142
126
183
186
-
194
-
205
44
50
48
15
15
17
17
17
16
17
15
16
16
14
13
14
13
17
13
21
25
26
31
26
27
21
28
29
27
28
40
42
41
Ruko dan Rukan
Lainnya (Others)
16
20
20
133
163
157
96
111
121
124
141
106
122
135
129
126
130
101
102
149
190
230
219
129
153
163
173
186
151
160
181
174
171
175
171
177
223
Tabel 1.54 Non Performing Loan BPD Berdasarkan Jenis Penggunaan

(Non Performing Loan of Regional Development Banks Based on Type of Use)
Jenis Penggunaan
(Type of Use)
Des
Des
Des
2008
Des
2004 2005 2006 2007 Ags
Sep
Okt
2009
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags

Properti (Property)
Lainnya (Others)
10
1
348
7
5
408
3
3
440
3
3
664
7
4
924
8
5
973
8
4
989
18
5
1.009
4
5
767
3
7
819
4
7
937
3
10
983
4
10
1.091
5
10
1.136
16
11
1.236
20
11
1.328
20
11
1.390
359
421
446
670
936
986
1.002
1.033
776
829
949
996
1.105
1.152
1.262
1.358
1.421
Properti (Property)
Lainnya (Others)
1
17
162
1
20
223
1
25
178
21
235
3
21
312
3
21
317
4
21
320
2
22
369
2
30
287
4
30
306
4
30
305
3
30
330
3
31
366
3
31
352
7
31
385
7
31
374
8
31
384
180
244
204
256
336
341
345
393
320
341
338
363
399
387
422
-
411
-
423
15
18
15
18
21
19
22
22
19
20
24
23
24
31
28
31
32
10
11
13
12
13
12
12
89
149
224
259
303
299
307
295
234
333
264
308
342
351
288
303
307
108
169
242
284
331
328
339
327
262
362
300
343
380
396
331
348
354
Ruko dan Rukan
Lainnya (Others)
59
60
Tabel 1.55 Non Performing Loan Bank Campuran Berdasarkan Jenis Penggunaan
(Non Performing Loan of Joint Venture Banks Based on Type of Use)
Jenis Penggunaan
(Type of Use)
Des
Des
Des
2008
Des
2004 2005 2006 2007 Ags
Sep
Okt
2009
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags

Properti (Property)
Lainnya (Others)
18
7
1.250
19
989
877
3
654
722
744
905
1.069
1.148
1.255
1.220
6
43
1.404
7
43
1.387
7
57
1.369
8
60
1.724
7
61
1.719
6
59
1.475
1.276
1.008
877
657
722
744
905
1.069
1.148
1.255
1.220
1.453
1.437
1.433
1.792
1.786
1.540
Properti (Property)
Lainnya (Others)
130
134
381
56
80
223
39
39
378
12
104
11
95
12
409
14
425
12
461
11
187
234
226
0
0
586
0
588
0
0
799
0
0
659
3
0
643
3
1
592
645
359
456
116
106
420
439
473
198
234
226
587
588
799
660
-
646
-
596
11
15
15
16
17
16
16
16
23
23
24
24
24
25
Ruko dan Rukan
Lainnya (Others)
45
78
138
141
147
151
160
168
177
195
208
216
228
247
259
267
272
45
78
141
153
164
168
177
185
194
211
225
243
257
278
288
296
304
Tabel 1.56 Non Performing Loan Bank Asing Berdasarkan Jenis Penggunaan
(Non Performing Loan of Foreign Owned Banks Based on Type of Use)
Jenis Penggunaan
(Type of Use)
Des
Des
Des
Des
2008
2004 2005 2006 2007 Ags
Sep
Okt
2009
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags

Properti (Property)
Lainnya (Others)
6
1.680
1.849
3
1.085
3
1.024
3
1.700
3
1.943
3
2.226
2.867
2.240
2.341
2.468
2.308
2.309
2.333
4
2.082
2.211
2.236
1.686
1.850
1.088
1.027
1.703
1.946
2.229
2.867
2.240
2.341
2.468
2.308
2.309
2.333
2.087
-
2.211
-
2.236
Properti (Property)
Lainnya (Others)
264
65
127
309
331
328
441
182
432
480
507
485
598
595
599
585
630
264
65
127
309
331
328
441
182
432
480
507
485
598
595
599
585
630
Ruko dan Rukan
Lainnya (Others)
694
914
1.447
3.049
3.577
3.662
3.755
3.849
3.940
4.065
3.575
2.434
2.556
2.557
2.685
2.800
2.912
697
916
1.450
3.053
3.580
3.666
3.758
3.852
3.942
4.066
3.576
2.435
2.558
2.559
2.687
2.802
2.914
61
62
Tabel 1.57 Non Performing Loan Bank Umum Berdasarkan Jenis Penggunaan Per Wilayah (Agustus 2009)
(Non Performing Loan of Commercial Banks Based on Type of Use by Region)
Modal Kerja
Investasi
Konsumsi
KPR dan
Ruko dan
Apartemen
Rukan
> Tipe 70
houses
(Housing and (Shop
and ShopApartement >
offices)
Type 70)
Properti
(Property)
Agrobisnis
(Agrobusiness)
Lainnya
(Others)
Properti
(Property)

Banten
Bengkulu
Jambi
Riau
Kepulauan Riau
Bangka Belitung
Lampung
Sulawesi Barat (West Sulawesi) 1
Gorontalo
Bali
Maluku
Papua
Irian Jaya Barat
Lainnya (Others)
34
3
162
10
6
26
5
5
8
17
1
7
13
13
7
42
1
3
1
3
62
19
0
1
0
5
0
6
-
17
1
249
1
37
85
2
2
3
142
6
3
8
0
0
19
5
0
0
1
3
14
7
1
1
2
2
2
1
0
0
3
0
-
2.409
423
16.708
233
1.903
3.053
49
212
238
1.348
155
306
354
82
94
421
313
84
343
37
304
815
178
77
34
83
127
250
76
47
72
40
28
303
95
31
368
0
10
21
1
5
15
0
4
4
1
0
0
20
0
1
5
1
2
2
0
42
0
1
1
-
3
1
834
1
2
35
1
47
1
252
31
80
33
0
0
2
1
216
0
0
0
1
1
0
0
0
0
0
0
0
0
0
0
-
609
118
6.607
46
176
287
26
29
46
503
91
93
78
147
7
39
77
43
126
15
39
180
33
7
18
33
13
77
14
8
21
2
2
-
565
206
289
21
81
144
4
28
10
53
8
70
28
70
3
19
23
14
37
5
13
88
42
0
7
2
3
18
4
1
6
0
2
-
200
33
703
27
91
143
1
11
7
95
7
20
14
10
2
27
12
12
42
3
4
39
21
1
2
2
1
17
2
2
2
1
2
-
15
3
117
2
6
16
1
1
3
28
1
5
2
7
3
3
4
15
0
4
22
6
0
2
0
1
0
0
3
-
280
136
4.729
36
166
280
9
15
45
159
30
49
31
20
3
41
22
12
67
12
39
149
63
7
12
23
34
28
24
14
29
11
5
-
Total
461
618
31.199
631
1.544
9.611
1.864
1.557
272
6.579
Wilayah
Agrobisnis
(Agrobusiness)
KPR dan
Apartemen
s.d Tipe 70
(Housing and
Apartement
up to Type 70)
Lainnya
(Others)
Lainnya
(Others)
Tabel 1.58 Non Performing Loan Berdasarkan Lokasi Bank Penyalur Kredit
(Non Performing Loan of Commercial Banks Based on Location of Bank)
Lokasi (Location)
Des Des
2004 2005 2006 2007

Banten
Bengkulu
Jambi
Riau
Kepulauan Riau 1
Bangka Belitung
Lampung
Gorontalo
Bali
Maluku
Papua
Irian Jaya Barat 1
Lainnya (Others)
63
Ket: 1 Data tersedia mulai Januari 2007
1.395
244
17.715
62
495
2.105
29
71
57
784
160
257
133
9
77
74
120
147
29
46
453
132
55
19
47
147
188
21
32
6
67
2.603
375
32.432
152
1.669
3.737
44
338
104
3.265
281
1.493
236
24
128
701
205
316
77
148
1.820
205
119
47
65
272
210
33
43
7
1.441
2008
Des Des
2.589
656
26.535
244
2.332
4.796
64
341
55
3.836
301
1.002
199
31
186
511
178
410
48
243
1.815
245
93
51
71
465
59
34
55
16
598
2.672
715
20.907
391
1.706
4.065
73
260
88
3.308
289
444
231
208
33
272
379
207
490
43
290
1.683
250
81
73
117
139
409
65
30
72
19
15
743
Ags
3.268
789
21.974
415
2.000
3.361
72
192
213
2.176
318
440
308
224
37
433
544
184
542
60
299
1.692
323
89
70
135
161
352
85
57
118
31
24
211
Sep
3.272
712
22.792
421
1.867
3.327
71
181
217
2.044
282
439
310
291
33
446
532
190
522
56
266
1.542
292
85
56
99
163
336
86
55
111
31
24
217
Okt
3.370
798
23.918
416
1.920
3.421
68
183
245
2.179
271
470
305
315
31
471
563
199
618
66
276
1.577
320
83
57
100
163
324
86
55
101
47
22
284
2009
Nov
3.528
916
26.343
418
1.854
3.410
61
181
246
2.190
253
550
304
315
30
448
571
211
612
62
288
1.596
317
77
70
131
160
345
88
54
128
51
21
363
Des
3.345
605
25.773
181
1.742
2.771
65
214
177
1.799
244
438
312
276
26
439
433
202
450
47
262
716
257
93
45
105
141
245
75
47
72
47
22
205
Jan
3.538
716
28.312
197
1.888
2.995
67
236
208
1.985
259
511
364
289
101
723
463
229
477
83
297
856
300
78
65
108
150
259
81
48
75
48
25
264
Feb
3.757
784
29.104
202
1.985
3.045
74
247
222
2.273
271
565
403
297
104
791
475
282
503
81
307
907
311
80
68
121
156
348
84
53
82
49
32
379
Mar
3.790
855
29.925
232
2.704
3.771
77
260
233
2.296
281
578
455
309
106
867
496
270
526
60
353
945
353
104
68
130
159
385
89
59
87
51
33
425
Apr
3.856
860
30.297
305
2.793
3.787
93
294
258
2.504
303
630
493
299
110
949
485
376
578
67
381
1.002
347
95
68
132
165
391
92
63
124
51
46
394
Mei
4.032
837
30.596
328
2.910
4.076
89
309
312
2.727
308
633
521
319
113
978
494
441
597
74
396
1.041
374
86
76
148
163
420
99
63
105
56
52
318
Jun
4.016
907
30.150
336
2.578
3.937
90
335
299
2.497
311
614
539
298
108
810
483
430
567
70
386
1.000
365
87
78
146
164
363
105
64
109
49
37
312
Jul
Ags
4.221
920
30.749
358
2.622
4.078
93
348
329
2.705
327
634
556
291
112
650
490
427
608
68
394
1.360
354
89
85
147
166
456
105
71
115
52
40
300
4.228
954
30.767
378
2.479
4.092
96
352
366
2.611
330
636
566
350
109
579
518
389
634
74
410
1.376
372
93
77
149
180
441
120
72
140
57
39
303
64
Tabel 1.59 NPL Yang Penarikannya Menggunakan Kartu

(NPL Withdrawn by Credit Card)
Des Des Des Des
2008
2004 2005 2006 2007
Ags
Sep
Okt
2009
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
1. Bank Persero (State Owned Banks)
255
247
261
277
270
316
343
329
338
357
363
360
367
2. BUSN Devisa (Foreign Exchange Commercial Banks)
290
275
282
293
273
300
319
353
373
411
403
405
407
3. BUSN Non Devisa (Non-Foreign Exchange Commercial Banks)
4. BPD (Regional Development Banks)
5. Bank Campuran (Joint Venture Banks)
131
134
141
150
157
171
181
189
200
213
227
234
237
6. Bank Asing (Foreign Owned Banks)
- 2.341
2.383
2.425
2.468
2.505
2.560 2.386
1.601
1.677 1.668
1.737
1.808 1.879
7. Bank Umum (Commercial Bank)
- 3.017
3.040
3.108
3.188
3.205
3.347 3.229
2.472
2.588 2.650
2.730
2.807 2.890
Tabel 1.60 Non Performing Loan UMKM Menurut Kelompok Bank

(Non Performing Loan of Micro, Small & Medium and Based on Group Bank)
Des Des
2004 2005 2006 2007

1. Bank Persero1)
2008
Des Des
2009
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
8.178
9.377
8.796
9.043
9.395
7.812
9.034
9.766 10.537
11.001 11.774 11.406 10.904 11.207
1.130
1.468
1.495
1.548
1.530
1.195
1.364
1.358
1.487
1.597
1.666
1.690
6.942
7.326
7.317
7.521
7.665
7.440
7.830
8.148
8.406
8.796
9.017
8.737
1.331
1.765
1.932
2.096
2.207
2.356
2.484
2.205
1.904
1.912
1.890
2.198
2.169 2.154
17.581
19.935
19.540
20.208
20.796
18.803
20.712
21.477
22.334
23.305
24.347
24.030
23.883 24.113
(State Owned Banks))

2. Bank Pemerintah Daerah
1.788 1.810
(Regional Development Banks)

3. Bank Swasta Nasional1)
9.021
8.942

4. Bank Asing dan Campuran
(Joint Venture Banks and Foreign Owned Banks)
Jumlah
Ket: Data tersedia mulai posisi Januari 2007 (Data available on January 2007)
1)
Data Revisi Desember 2008
65
66
Tabel 1.61 Non Performing Loan Rincian Kredit MKM Menurut Kelompok Bank
(NPL Details of Micro, Small & Medium Credit and by Group of Bank)
Kelompok Bank
(Category of Bank)
Des Des
2008
Des Des
2004 2005 2006 2007
Ags
Sep
Okt
2009
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
1. Bank Persero (State Owned Banks)1)

Mikro
Kecil
Menengah
9.377
4.435
1.925
3.017
8.796
4.310
1.814
2.672
9.043
4.437
1.840
2.767
9.395
4.470
1.816
3.109
7.812
4.137
1.490
2.185
9.034
4.856
1.731
2.447
9.766
5.189
1.798
2.779
10.537
5.547
1.958
3.032
11.001
5.707
2.067
3.227
11.774
6.048
2.308
3.417
11.406
5.877
2.293
3.236
10.904
5.060
2.412
3.432
11.207
5.205
2.505
3.497

Mikro
Kecil
Menengah
1.468
607
574
286
1.495
599
600
296
1.548
597
626
325
1.530
588
627
315
1.195
494
482
219
1.364
591
542
231
1.358
548
573
238
1.487
612
598
278
1.597
635
635
327
1.666
636
664
366
1.690
581
715
393
1.788
622
705
460
1.810
619
746
445
3. Bank Swasta Nasional (Commercial Banks)1)

Mikro
Kecil
Menengah
7.326
1.627
2.390
3.309
7.317
1.651
2.371
3.294
7.521
1.875
2.322
3.324
7.665
1.985
2.314
3.366
7.440
1.829
2.313
3.299
7.830
1.993
2.305
3.531
8.148
2.129
2.369
3.651
8.406
2.144
2.401
3.862
8.796
2.506
2.438
3.852
9.017
2.377
2.535
4.105
8.737
2.240
2.482
4.015
9.021
2.229
2.639
4.153
8.942
2.106
2.707
4.128
4. Bank Asing dan Campuran (Foreign Owned

Banks and Joint Venture Banks)
Mikro
Kecil
Menengah
1.765
1.344
82
339
1.932
1.396
123
413
2.096
1.446
124
526
2.207
1.503
134
570
2.356
1.567
151
638
2.484
1.696
146
642
2.205
1.404
146
655
1.904
1.084
158
661
1.912
1.117
159
636
1.890
1.052
178
660
2.198
1.327
191
680
2.169
1.251
198
721
2.154
1.289
189
677
19.935
19.540
20.208
20.796
18.803
20.712
21.477
22.334
23.305
24.347
24.030
23.883
24.113
Jumlah
Ket:
1)
Data Revisi Desember 2008
Tabel 1.62 Non Performing Loan MKM Berdasarkan Jenis Penggunaan

(NPL of Micro, Small & Medium Based on Type of Use)
Jenis Penggunaan
(Type of Use)
Des
Des
Des
Des
2008
2004 2005 2006 2007 Ags
2009
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
13.705
285
362
13.057
3.129
175
609
2.345
7.049
1.805
13.892
275
347
13.271

Properti (Property)
Lainnya (Others)
10.937
167
281
10.489
10.756
164
267
10.325
11.232
172
268
10.792
11.601
176
268
11.157
10.393
171
271
9.951
11.602
181
290
11.131
12.218
205
289
11.724
13.024
201
324
12.499
13.366
215
342
12.809
14.083
239
344
13.501
Properti (Property)
Lainnya (Others)
2.636
58
536
2.042
2.562
53
528
1.981
2.612
54
521
2.037
2.830
52
520
2.258
2.365
70
518
1.777
2.514
80
528
1.906
2.636
91
532
2.014
2.724
100
535
2.089
3.030
106
557
2.368
3.159
113
592
2.454
Ruko dan Rukan
Lainnya (Others)
6.362
1.563
6.223
1.615
6.364
1.642
6.366
1.567
6.046
1.430
6.595
1.646
6.623
1.721
6.586
1.750
6.909
1.810
7.104
1.821
14.199
264
373
13.562
3.029
168
595
2.267
6.801
1.775
1.149
1.083
1.107
1.120
1.052
1.130
1.197
1.245
1.287
1.336
1.332
1.407
1.466
178
163
165
171
161
170
187
204
215
233
242
253
257
3.471
3.361
3.450
3.508
3.403
3.649
3.518
3.386
3.597
3.715
19.935
19.540
20.208
20.796
18.803
20.712
21.477
22.334
23.305
24.347
3.585
23.883
3.623
3.452
24.030
Jumlah
3.010
178
595
2.237
7.210
1.864
24.113
67
68
Tabel 1.63 Non Performing Loan MKM Berdasarkan Sektor Ekonomi

(NPL of Micro, Small & Medium Based on Economic Sector)
Sektor Ekonomi
(Economic Sector)
Des
Des
Des
2008
Des
2004 2005 2006 2007 Ags
Sep
1.193
Okt
1.140
2009
Nov
1.128
Des
1.068
Jan
1.134
Feb
1.166
Mar
1.324
Apr
1.324
Mei
1.447
1.514
Jun
1.555
Jul
Ags
1.528
1.480
106
101
100
96
100
80
81
81
103
95
94
103
115
2.919
3.163
3.629
3.452
3.774
3.993
4.170
4.170
4.208
4.303
4.196
3.383
3.154
14
943
1.011
1.044
803
888
967
1.039
1.039
1.101
1.177
1.195
1.304
1.318
6.350
6.531
6.585
5.587
6.301
6.607
6.995
6.995
7.246
7.792
7.819
8.029
8.204
450
472
475
371
394
387
391
391
437
438
402
448
448
996
1.051
1.091
1.016
1.108
1.197
1.246
1.246
1.330
1.373
1.460
1.510
1.616
253
263
262
240
270
280
288
288
288
306
273
286
297
6.325
6.469
6.476
6.163
6.736
6.796
6.798
6.798
7.140
7.344
7.029
7.285
7.467
19.540
20.208
20.796
18.803
20.712
21.477
22.334
22.334
23.305
24.347
24.030
23.883
24.113

Jumlah
Tabel 1.64 Non Performing Loan Penerusan Kredit (Non Performing Loan Channelling Credit) Off-Balance Sheet
Kelompok Bank (Bank Category)
2008
Des Des Des Des

2004 2005 2006 2007 Ags
2009
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags

Non Performing Penerusan Kredit (Non Performing Channelling Credit)
Total Penerusan Kredit (Total Channelling Credit)
Rasio Non Performing (%) (Non Performing Ratio (%))
6.912
30.963
22,32
5.549
29.670
18,70
7.244
35.766
20,26
4.844
38.318
12,64
4.738
35.212
13,45
5.526
36.007
15,35
5.896
40.391
14,60
5.999
41.405
14,49
5.780
40.613
14,23
5.879
31.013
18,96
5.994
31.400
19,09
5.915
30.847
19,17
5.728
28.691
19,97
5.683
28.019
20,28
5.669
62.645
9,05
5.604
26.978
20,77
5.630
29.224
19,27

1.130
2.710
41,68
1.295
2.822
45,89
1.628
2.869
56,73
1.742
2.883
60,42
1.850
2.849
64,94
1.849
2.846
64,97
1.849
2.848
64,92
1.849
2.849
64,91
1.850
2.854
64,81
1.851
2.858
64,75
1.852
2.855
64,86
1.932
2.854
67,69
1.931
2.852
67,71
1.930
2.846
67,84
1.935
2.851
67,86
1.937
2.858
67,77
1.934
2.861
67,62

15
42
34,74
15
42
34,52
12
41
30,03
12
41
29,95
12
40
30,47
12
40
30,46
11
39
28,89
11
39
28,89
11
39
28,89
6
30
21,17
6
32
20,11
20
32
63,22
20
32
63,22
21
33
63,82
20
33
60,40
19
31
61,98
20
34
58,54

1.005
1.875
53,63
1.150
1.982
58,04
1.196
2.035
58,80
1.202
2.280
52,73
1.277
2.289
55,81
1.272
2.284
55,68
1.367
2.283
59,88
1.369
2.283
60,00
1.359
2.389
56,88
1.382
2.381
58,04
1.388
2.416
57,46
1.382
2.418
57,15
1.381
2.433
56,75
1.386
2.222
62,38
1.382
2.268
60,93
1.385
2.234
61,99
1.389
2.313
60,05

0
0
100
0
0
100
0
0
100
0
0
100
0
0
100
0
0
100

154
-
110
-
94
-
57
-
6
-
67
-
65
-
539
-
548
-
461
-
695
-
717
-

9.062
35.591
25,46
8.009
34.517
23,20
10.081
40.710
24,76
7.801
43.675
17,86
7.877
40.499
19,45
8.659
41.270
20,98
9.123
45.617
20,00
9.229
46.581
19,81
9.000
45.962
19,58
9.118
36.347
25,09
9.240
37.242
24,81
9.249
36.699
25,20
9.061
34.470
26,29
9.021
33.814
26,68
9.006
68.514
13,14
8.946
32.102
27,87
8.973
34.431
26,06
69
70
Tabel 1.65 Komposisi DPK Bank Umum (Composition of Third Party Funds of Commercial Banks)
Desember 2004 Desember 2005 Desember 2006 Desember 2007
Jenis (Type)
Agustus 2008
Desember 2008
Agustus 2009
Komposisi
Komposisi
Komposisi
Komposisi
Komposisi
Komposisi
Komposisi
thd Total
thd Total
thd Total
thd Total
thd Total
thd Total
thd Total
DPK (%)
DPK (%)
DPK (%)
DPK (%)
DPK (%)
DPK (%)
DPK (%)
Nominal (Composi- Nominal (Composi- Nominal (Composi- Nominal (Composi- Nominal (Composi- Nominal (Composi- Nominal (Composition to Total
tion to Total
tion to Total
tion to Total
tion to Total
tion to Total
tion to Total
Third Party
Third Party
Third Party
Third Party
Third Party
Third Party
Third Party
Funds) (%)
Funds) (%)
Funds) (%)
Funds) (%)
Funds) (%)
Funds) (%)
Funds) (%)

Rupiah
245.722
170.843
74.879
25,51
17,74
7,77
281.412
193.854
87.558
24,95
17,19
7,76
338.011
249.564
88.447
26,26
19,39
6,87
405.551
309.335
96.216
26,84
20,47
6,37
384.158
279.052
105.106
25,17
18,29
6,89
430.000
307.743
122.257
24,53
17,55
6,97
467.106
332.449
134.657
25,29
18,00
7,29
Deposito (Time Deposits)

Rupiah
420.990
351.460
69.530
43,71
36,49
7,22
565.033
455.038
109.995
50,09
40,34
9,75
615.163
510.008
105.155
47,79
39,62
8,17
666.708
540.982
125.726
44,13
35,81
8,32
691.928
556.964
134.964
45,34
36,50
8,84
824.704
675.983
148.722
47,04
38,56
8,48
860.994
727.176
133.818
46,61
39,37
7,25

Rupiah
296.394
295.905
489
30,77
30,72
0,05
281.492
281.268
224
24,96
24,94
0,02
333.928
333.873
55
25,94
25,94
0,00
438.574
434.480
4.095
29,03
28,76
0,27
449.939
429.688
20.251
29,48
28,16
1,33
498.587
476.717
21.870
28,44
27,19
1,25
518.939
485.210
33.729
28,10
26,27
1,83
Total DPK (Total Third Party Funds)

Rupiah
963.106
818.208
144.898
100
82,47
17,53
1.287.102
1.093.445
193.657
100
84,95
15,05
1.510.834
1.284.797
226.037
100
85,04
14,96
1.526.025
1.265.704
260.321
100
83,30
16,70
1.847.038
1.544.834
302.204
100
83,64
16,36
100 1.127.937
84,96
930.160
15,04
197.777
100 1.753.292
82,94 1.460.443
17,06
292.849
Tabel 1.66 Komposisi DPK Bank Persero (Composition of Third Party Funds of State Owned Banks)
Jenis (Type)

Rupiah
Agustus 2008
Desember 2008
Agustus 2009
Komposisi
Komposisi
Komposisi
Komposisi
Komposisi
Komposisi
Komposisi
thd Total
thd Total
thd Total
thd Total
thd Total
thd Total
thd Total
DPK (%)
DPK (%)
DPK (%)
DPK (%)
DPK (%)
DPK (%)
DPK (%)
tion to Total
tion to Total
tion to Total
tion to Total
tion to Total
tion to Total
Third Party
Third Party
Third Party
Third Party
Third Party
Third Party
Third Party
Funds) (%)
Funds) (%)
Funds) (%)
Funds) (%)
Funds) (%)
Funds) (%)
Funds) (%)
83.211
63.449
19.762
22,15
16,89
5,26
94.322
70.509
23.813
21,86
16,34
5,52
112.324
88.947
23.377
23,38
18,52
4,87
146.613
121.749
24.865
25,68
21,32
4,35
113.238
90.059
23.179
21,16
16,83
4,33
151.767
123.438
28.329
22,66
18,43
4,23
151.941
112.458
39.483
21,82
16,15
5,67

Rupiah
151.350
128.831
22.519
40,28
34,29
5,99
200.719
166.542
34.177
46,53
38,61
7,92
207.536
176.718
30.818
43,20
36,79
6,42
215.871
179.313
36.559
37,81
31,40
6,40
208.829
175.738
33.092
39,02
32,84
6,18
280.614
235.219
45.395
41,89
35,12
6,78
308.406
261.615
46.791
44,29
37,57
6,72

Rupiah
141.171
141.048
123
37,57
37,54
0,03
136.356
136.153
203
31,61
31,56
0,05
160.534
160.496
38
33,42
33,41
0,01
208.524
208.490
33
36,52
36,51
0,01
213.061
205.960
7.102
39,81
38,49
1,33
237.446
230.047
7.399
35,45
34,34
1,10
236.012
227.910
8.102
33,89
32,73
1,16

Rupiah
375.731
333.328
42.403
100
88,71
11,29
431.397
373.204
58.192
100
86,51
13,49
480.394
426.160
54.234
100
88,71
11,29
571.008
509.552
61.456
100
89,24
10,76
535.128
471.756
63.372
100
88,16
11,84
669.827
588.704
81.123
100
87,89
12,11
696.359
601.983
94.376
100
86,45
13,55
71
72
Tabel 1.67 Komposisi DPK BUSN Devisa (Composition of Third Party Funds of Foreign Exchange Commercial Banks)
Jenis (Type)
Agustus 2008
Desember 2008
Agustus 2009
Komposisi
Komposisi
Komposisi
Komposisi
Komposisi
Komposisi
Komposisi
thd Total
thd Total
thd Total
thd Total
thd Total
thd Total
thd Total
DPK (%)
DPK (%)
DPK (%)
DPK (%)
DPK (%)
DPK (%)
DPK (%)
tion to Total
tion to Total
tion to Total
tion to Total
tion to Total
tion to Total
Third Party
Third Party
Third Party
Third Party
Third Party
Third Party
Third Party
Funds) (%)
Funds) (%)
Funds) (%)
Funds) (%)
Funds) (%)
Funds) (%)
Funds) (%)
87.642
60.240
27.402
21,72
14,93
6,79
91.163
58.170
32.992
19,70
12,57
7,13
104.100
68.884
35.216
19,82
13,12
6,71
128.178
91.502
36.676
21,12
15,08
6,04
133.236
88.997
44.239
20,92
13,98
6,95
137.481
89.607
47.875
19,59
12,77
6,82
152.789
103.252
49.537
20,95
14,15
6,79

Rupiah
181.537
162.725
18.812
44,99
40,33
4,66
248.892
217.098
31.794
53,79
46,91
6,87
279.736
244.890
34.845
53,27
46,63
6,63
294.304
252.222
42.082
48,49
41,56
6,93
312.876
261.606
51.271
49,13
41,08
8,05
361.058
309.732
51.326
51,45
44,14
7,31
351.936
307.462
44.474
48,25
42,15
6,10

Rupiah
134.351
134.323
28
33,29
33,29
0,01
122.692
122.671
21
26,51
26,51
0,00
141.341
141.324
17
26,91
26,91
0,00
184.450
184.429
21
30,39
30,39
0,00
190.708
185.849
4.859
29,95
29,18
0,76
203.171
198.120
5.051
28,95
28,23
0,72
224.721
210.723
13.998
30,81
28,89
1,92

Rupiah
403.530
357.288
46.242
100
88,54
11,46
462.747
397.939
64.808
100
85,99
14,01
525.177
455.098
70.079
100
86,66
13,34
606.932
528.154
78.778
100
87,02
12,98
636.820
536.451
100.369
100
84,24
15,76
701.710
597.459
104.251
100
85,14
14,86
729.446
621.437
108.009
100
85,19
14,81

Rupiah
Tabel 1.68 Komposisi DPK BUSN Non Devisa (Composition of Third Party Funds of Non-Foreign Exchange Commercial Banks)
Jenis (Type)

Rupiah
Agustus 2008
Desember 2008
Agustus 2009
Komposisi
Komposisi
Komposisi
Komposisi
Komposisi
Komposisi
Komposisi
thd Total
thd Total
thd Total
thd Total
thd Total
thd Total
thd Total
DPK (%)
DPK (%)
DPK (%)
DPK (%)
DPK (%)
DPK (%)
DPK (%)
tion to Total
tion to Total
tion to Total
tion to Total
tion to Total
tion to Total
Third Party
Third Party
Third Party
Third Party
Third Party
Third Party
Third Party
Funds) (%)
Funds) (%)
Funds) (%)
Funds) (%)
Funds) (%)
Funds) (%)
Funds) (%)
1.900
1.900
-
9,91
9,91
-
1.798
1.798
-
8,19
8,19
-
1.811
1.811
-
7,41
7,41
-
2.195
2.195
-
7,20
7,20
-
1.910
1.910
-
5,93
5,93
-
1.779
1.779
0
5,36
5,36
0
2.009
2.009
0
5,17
5,17
0
15.049
15.049
-
78,52
78,52
-
18.052
18.052
-
82,17
82,17
-
20.234
20.234
-
82,85
82,85
-
25.103
25.103
-
82,33
82,33
-
26.996
26.996
-
83,82
83,82
-
28.059
28.059
-
84,48
84,48
-
32.873
32.860
13
84,60
84,57
0

Rupiah
2.217
2.217
-
11,57
11,57
-
2.120
2.120
-
9,65
9,65
-
2.379
2.379
-
9,74
9,74
-
3.194
3.194
-
10,48
10,48
-
3.302
3.302
-
10,25
10,25
-
3.375
3.375
-
10,16
10,16
-
3.974
3.974
-
10,23
10,23
-

Rupiah
19.166
19.166
-
100
100
-
21.970
21.970
-
100
100
-
24.423
24.423
-
100
100
-
30.491
30.491
-
100
100
-
32.208
32.208
-
100
100
-
33.213
33.213
0
100
100
0
38.856
38.843
13
100
100
0

Rupiah
73
74
Tabel 1.69 Komposisi DPK BPD (Composition of Third Party Funds of Regional Development Banks)
Jenis (Type)
Agustus 2008
Desember 2008
Agustus 2009
Komposisi
Komposisi
Komposisi
Komposisi
Komposisi
Komposisi
Komposisi
thd Total
thd Total
thd Total
thd Total
thd Total
thd Total
thd Total
DPK (%)
DPK (%)
DPK (%)
DPK (%)
DPK (%)
DPK (%)
DPK (%)
tion to Total
tion to Total
tion to Total
tion to Total
tion to Total
tion to Total
Third Party
Third Party
Third Party
Third Party
Third Party
Third Party
Third Party
Funds) (%)
Funds) (%)
Funds) (%)
Funds) (%)
Funds) (%)
Funds) (%)
Funds) (%)

Rupiah
30.463
30.401
62
51,21
51,11
0,10
50.674
50.631
43
59,42
59,37
0,05
74.723
74.692
31
57,86
57,84
0,02
69.289
69.123
167
51,60
51,47
0,12
75.309
75.254
55
51,45
51,41
0,04
70.746
70.653
93
49,38
49,32
0,07
87.756
87.668
88
50,52
50,47
0,05

Rupiah
13.628
13.560
68
22,91
22,80
0,11
17.502
17.475
27
20,52
20,49
0,03
29.409
29.365
44
22,77
22,74
0,03
31.792
31.750
42
23,67
23,64
0,03
42.689
42.445
244
29,16
29,00
0,17
35.015
34.877
138
24,44
24,34
0,10
53.381
53.178
203
30,73
30,62
0,12

Rupiah
15.395
15.395
-
25,88
25,88
-
17.107
17.107
-
20,06
20,06
-
25.008
25.008
-
19,37
19,37
-
33.205
33.205
-
24,73
24,73
-
28.385
28.383
1
19,39
19,39
0
37.498
37.497
1
26,17
26,17
0
32.557
32.554
4
18,74
18,74
0

Rupiah
59.486
59.356
130
100
99,78
0,22
85.283
85.213
70
100
99,92
0,08
129.141
129.065
75
100
99,94
0,06
134.287
134.077
209
100
99,84
0,16
146.383
146.083
300
100
99,79
0,21
143.262
143.027
235
100
99,84
0,16
173.696
173.400
296
100
99,83
0,17
Tabel 1.70 Komposisi DPK Bank Campuran (Composition of Third Party Funds of Joint Venture Banks)
Jenis (Type)
Agustus 2008
Desember 2008
Agustus 2009
Komposisi
Komposisi
Komposisi
Komposisi
Komposisi
Komposisi
Komposisi
thd Total
thd Total
thd Total
thd Total
thd Total
thd Total
thd Total
DPK (%)
DPK (%)
DPK (%)
DPK (%)
DPK (%)
DPK (%)
DPK (%)
tion to Total
tion to Total
tion to Total
tion to Total
tion to Total
tion to Total
Third Party
Third Party
Third Party
Third Party
Third Party
Third Party
Third Party
Funds) (%)
Funds) (%)
Funds) (%)
Funds) (%)
Funds) (%)
Funds) (%)
Funds) (%)

Rupiah
10.399
2.895
7.504
36,75
10,23
26,52
11.544
3.251
8.294
33,48
9,43
24,05
10.125
2.715
7.410
28,18
7,56
20,62
13.267
4.112
9.155
24,15
7,48
16,67
16.482
4.472
12.009
26,80
7,27
19,53
18.872
4.976
13.896
24,54
6,47
18,07
18.793
6.769
12.023
21,62
7,79
13,83

Rupiah
17.563
9.413
8.150
62,08
33,27
28,81
22.563
11.784
10.779
65,43
34,17
31,26
24.577
12.173
12.405
68,41
33,88
34,53
40.196
21.197
18.999
73,17
38,59
34,59
43.482
21.435
22.047
70,70
34,85
35,85
55.007
29.691
25.315
71,53
38,61
32,92
62.981
38.560
24.421
72,47
44,37
28,10
331
331
-
1,17
1,17
0,00
376
376
-
1,09
1,09
0,00
1.224
1.224
-
3,41
3,41
-
1.471
1.471
-
2,68
2,68
-
1.540
1.540
-
2,50
2,50
-
3.023
3.023
0
3,93
3,93
0
5.135
4.226
909
5,91
4,86
1
28.293
12.639
15.654
100
44,67
55,33
34.484
15.411
19.073
100
44,69
55,31
35.927
16.112
19.815
100
44,85
55,15
54.934
26.779
28.154
100
48,75
51,25
61.504
27.448
34.056
100
44,63
55,37
76.902
37.691
39.211
100
49,01
50,99
86.908
49.555
37.353
100
57,02
42,98

Rupiah
Rupiah
75
76
Tabel 1.71 Komposisi DPK Bank Asing (Composition of Third Party Funds of Foreign Owned Banks)
Jenis (Type)
Agustus 2008
Desember 2008
Agustus 2009
Komposisi
Komposisi
Komposisi
Komposisi
Komposisi
Komposisi
Komposisi
thd Total
thd Total
thd Total
thd Total
thd Total
thd Total
thd Total
DPK (%)
DPK (%)
DPK (%)
DPK (%)
DPK (%)
DPK (%)
DPK (%)
tion to Total
tion to Total
tion to Total
tion to Total
tion to Total
tion to Total
Third Party
Third Party
Third Party
Third Party
Third Party
Third Party
Third Party
Funds) (%)
Funds) (%)
Funds) (%)
Funds) (%)
Funds) (%)
Funds) (%)
Funds) (%)

Rupiah
31.352
11.744
19.608
41,92
15,70
26,22
31.911
9.495
22.416
34,66
10,31
24,35
34.927
12.515
22.412
37,95
13,60
24,35
46.009
20.655
25.353
40,65
18,25
22,40
43.983
18.359
25.625
38,59
16,11
22,48
49.354
17.290
32.064
38,44
13,47
24,98
53.818
20.292
33.526
44,20
16,66
27,53

Rupiah
40.556
21.149
19.407
54,22
28,28
25,95
57.305
24.087
33.218
62,25
26,17
36,08
53.671
26.629
27.042
58,31
28,93
29,38
59.443
31.398
28.045
52,52
27,74
24,78
57.055
28.744
28.311
50,06
25,22
24,84
64.952
38.405
26.547
50,59
29,92
20,68
51.417
33.500
17.917
42,22
27,51
14,71

Rupiah
2.888
2.550
338
3,86
3,41
0,45
2.841
2.841
-
3,09
3,09
0,00
3.442
3.442
-
3,74
3,74
-
7.730
3.690
4.040
6,83
3,26
4
12.943
4.654
8.289
11,36
4,08
7
14.071
4.654
9.417
10,96
3,63
7
16.538
5.824
10.715
13,58
4,78
9

Rupiah
74.796
35.443
39.353
100
47,39
52,61
92.057
36.423
55.634
100
39,57
60,43
92.040
42.586
49.455
100
46,27
53,73
113.182
55.743
57.438
100
49,25
50,75
113.981
51.757
62.224
100
45,41
54,59
128.377
60.349
68.028
100
47,01
52,99
121.773
59.616
62.157
100
48,96
51,04
Tabel 1.72 Peringkat Bank Berdasarkan Dana Pihak Ketiga (Bank Rating Based on Third Party Funds)
Desember 2004
Peringkat
(Rating)
Nama Bank
(Bank Name)
Desember 2005
Pangsa Thd
Total DPK
Total DPK Bank Umum
(Total (%) (Portion
Third to Total Third
Party Party Funds
Funds) at Commercial
Banks (%)
Nama Bank
(Bank Name)
Total DPK
(Total
Third
Party
Funds)
Desember 2006
Pangsa Thd
Total DPK
Bank Umum
(%) (Portion
to Total Third
Party Funds
at Commercial
Banks (%)
Nama Bank
(Bank Name)
Total DPK
(Total
Third
Party
Funds)
Desember 2007
Pangsa Thd
Total DPK
Bank Umum
(%) (Portion
to Total Third
Party Funds
at Commercial
Banks (%)
Nama Bank
(Bank Name)
Total DPK
(Total
Third
Party
Funds)
Desember 2008
Agustus 2008
Pangsa Thd
Total DPK
Bank Umum
(%) (Portion
to Total Third
Party Funds
at Commercial
Banks (%)
Nama Bank
(Bank Name)
Total DPK
(Total
Third
Party
Funds)
Pangsa Thd
Total DPK
Bank Umum
(%) (Portion
to Total Third
Party Funds
at Commercial
Banks (%)
Nama Bank
(Bank Name)
Total DPK
(Total
Third
Party
Funds)
Agustus 2009
Pangsa Thd
Total DPK
Bank Umum
(%) (Portion
to Total Third
Party Funds
at Commercial
Banks (%)
Nama Bank
(Bank Name)
Total DPK
(Total
Third
Party
Funds)
Pangsa Thd
Total DPK
Bank Umum
(%) (Portion
to Total Third
Party Funds
at Commercial
Banks (%)
PT Bank Mandiri
170.019
17,65
PT Bank Mandiri
198.893
17,63 PT Bank Mandiri
197.438
235.802
15,61
PT Bank Mandiri
217.248
273.566
277.426
15,02
131.638
13,67
129.556
152.737
189.178
12,52
189.267
209.535
228.054
12,35
105.535
10,96
116.021
135.912
164.997
10,92
157.752
201.093
219.076
11,86
81.309
8,44
96.924
124.674
145.567
9,63
132.374
162.775
165.538
8,96
40.376
4,19
44.417
54.378
58.047
3,84
68.394
74.492
4,25 PT Bank CIMB Niaga Tbk
80.614
4,36
29.495
3,06
36.739
39.148
45.108
2,99
PT Bank Niaga Tbk
47.219
51.560
67.983
3,68
PT Bank Permata Tbk
25.974
2,70
PT Bank Niaga Tbk
34.389
37.033
37.006
2,45
40.717
46.254
51.956
2,81
PT Lippo Bank Tbk
24.852
2,58
PT Bank Permata Tbk
28.302
28.660
2,23 Citibank N.A
31.828
2,11
37.983
43.712
44.474
2,41
PT Bank Niaga Tbk
24.740
2,57
27.290
2,42 Citibank N.A
27.062
31.364
2,08
PT Bank Permata Tbk
33.518
42.803
43.686
2,37
10
Citibank N.A
19.909
2,07
Citibank N.A
25.978
2,30 PT Lippo Bank Tbk
26.693
2,07 PT Lippo Bank Tbk
30.366
2,01
Citibank N.A
31.737
2,08 Citibank N.A
34.289
1,96
36.309
1,97
Total
653.848
67,89
Total
738.509
65,47 Total
823.735
64,00 Total
969.264
64,15
Total
956.208
62,66 Total
1.215.117
65,79
1.140.078
Citibank N.A
65,03 Total
77
78
Tabel 1.73 Komposisi DPK Berdasarkan Lokasi ( Agustus 2009 ) (Composition of Third Party Funds Based on Location)
Giro
(Demand Deposits)
Lokasi (Location)
Rupiah
Valas
(Foreign
Exchange)
Tabungan
(Savings Deposits)
Rupiah
Valas
(Foreign
Exchange)
Deposito
(Time Deposits)
Rupiah
Valas
(Foreign
Exchange)
Total DPK
(Total Third Party Funds)
Rupiah
Valas
(Foreign
Exchange)
Total
Pangsa
Thd Total
DPK (%)
(Portion to
Total Third
Party (%)

Banten
Bengkulu
Jambi
Riau
Kepulauan Riau
Bangka Belitung
Lampung
Gorontalo
Bali
Maluku
Papua
Irian Jaya Barat
Lainnya (Others)
25.271
5.277
156.132
2.682
12.163
29.410
1.244
2.115
7.191
14.232
4.137
8.361
4.918
3.750
2.193
2.605
4.426
3.692
9.948
2.896
1.468
4.701
1.620
474
320
1.422
1.650
5.449
2.813
1.182
6.069
772
1.867
0
4.538
1.606
102.529
380
2.278
6.272
42
199
127
3.446
329
1.183
1.019
2.968
91
298
603
362
1.774
60
35
546
264
1
1
69
61
1.745
19
21
200
28
46
1.519
51.905
11.853
132.359
8.606
36.818
61.724
2.066
4.860
6.325
30.348
6.643
12.994
11.391
5.442
3.208
6.385
7.615
8.510
14.824
3.462
2.844
14.846
3.966
857
958
2.690
3.625
12.860
3.983
2.135
5.914
1.289
1.901
1
2.341
408
19.020
214
1.208
4.291
17
108
68
1.594
70
230
291
623
69
96
281
157
638
24
41
265
154
0
4
15
42
828
50
24
67
3
20
466
54.058
13.144
413.089
6.502
31.281
73.129
743
2.983
4.711
35.531
4.849
8.724
10.862
3.405
1.711
4.072
3.687
6.024
12.974
1.614
1.432
8.893
3.315
75
577
829
1.389
9.402
2.000
1.580
3.167
564
859
0
7.619
1.095
100.833
465
2.125
8.358
10
118
93
5.060
144
638
943
467
104
293
248
163
1.030
17
16
474
186
1
17
11
34
860
46
30
343
8
48
1.921
131.235
30.274
701.580
17.790
80.263
164.262
4.054
9.959
18.227
80.110
15.629
30.079
27.171
12.597
7.112
13.062
15.728
18.226
37.746
7.972
5.744
28.439
8.901
1.406
1.855
4.942
6.664
27.711
8.796
4.897
15.151
2.625
4.627
2
14.498
3.110
222.383
1.059
5.611
18.921
70
425
288
10.101
542
2.051
2.253
4.058
263
687
1.132
682
3.442
100
92
1.285
603
2
22
95
137
3.434
115
75
611
39
114
3.907
145.732
33.383
923.963
18.849
85.874
183.183
4.123
10.384
18.515
90.211
16.171
32.131
29.424
16.655
7.375
13.749
16.860
18.907
41.188
8.072
5.836
29.724
9.504
1.407
1.877
5.037
6.801
31.145
8.911
4.971
15.761
2.664
4.741
3.909
7,89
1,81
50,02
1,02
4,65
9,92
0,22
0,56
1,00
4,88
0,88
1,74
1,59
0,90
0,40
0,74
0,91
1,02
2,23
0,44
0,32
1,61
0,51
0,08
0,10
0,27
0,37
1,69
0,48
0,27
0,85
0,14
0,26
0,21
Total
332.449
134.657
485.210
33.729
727.176
133.818
1.544.834
302.204
1.847.038
100
Tabel 1.74 Penghimpunan DPK Berdasarkan Lokasi Penghimpunan (Deposits of Third Party Funds Based on Location of Deposits)
Lokasi (Location)
Des Des Des
2008
Des
2004 2005 2006 2007 Ags

120.919
28.315
736.585
15.888
74.309
150.127
3.919
10.141
17.651
76.526
13.991
29.260
25.482
14.262
7.084
14.556
14.752
16.014
35.997
7.287
5.237
25.822
7.717
1.041
1.567
4.240
5.527
26.192
7.312
4.341
13.335
2.462
4.336
3.832
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
123.094
28.936
785.919
16.103
76.202
155.232
4.353
10.342
19.177
77.633
14.017
31.953
26.873
14.454
7.207
15.559
15.412
16.360
39.350
7.611
5.520
26.737
8.004
1.251
1.700
4.492
6.023
26.576
7.887
4.569
15.359
2.656
4.449
2.442
130.429
29.945
819.032
16.722
79.516
166.221
4.478
10.656
18.641
82.290
15.309
31.626
28.934
15.327
7.429
16.505
15.573
16.952
39.858
7.712
5.755
27.524
8.376
1.318
1.799
4.808
6.297
27.816
7.935
4.655
15.068
2.826
4.817
2.843
133.817
30.283
840.976
16.939
80.082
168.001
4.418
10.433
19.526
84.295
15.372
30.933
29.516
15.458
7.284
16.839
15.699
17.070
39.334
7.587
5.716
28.017
8.510
1.365
1.787
4.927
6.497
28.540
7.983
4.703
15.056
2.830
4.963
3.119
135.580
33.011
868.803
16.834
80.782
171.426
4.143
10.069
20.464
83.941
15.349
31.760
30.058
16.341
6.828
21.559
16.026
17.570
41.518
6.909
5.721
29.013
8.941
1.451
1.833
4.563
6.363
28.524
8.005
4.671
14.227
2.800
5.084
3.126
135.624
32.945
865.982
17.103
81.287
172.526
4.144
9.937
19.034
85.123
15.432
31.325
29.249
16.015
6.842
21.508
16.127
17.560
40.180
7.221
5.566
28.876
8.683
1.291
1.857
4.830
6.517
29.032
8.055
4.781
13.834
2.809
4.752
2.769
137.019
33.050
881.885
17.201
82.294
176.088
4.106
10.044
18.104
86.979
15.693
31.316
29.644
16.211
7.011
19.639
16.292
17.329
40.221
7.349
5.526
28.699
8.647
1.183
1.866
4.828
6.469
29.352
8.019
4.735
13.891
2.688
4.634
3.084
141.274
33.303
880.839
17.502
84.453
177.520
4.192
10.281
18.018
88.454
16.228
31.710
30.374
16.611
7.477
17.684
17.154
18.125
41.393
7.621
5.705
29.389
8.992
1.302
1.923
4.861
6.613
29.365
8.269
4.799
14.331
2.828
4.568
3.000
138.885
34.108
872.078
17.654
84.765
178.460
4.249
10.484
18.746
88.095
16.479
32.154
29.763
16.325
7.783
17.684
17.060
17.807
43.236
7.823
5.842
29.294
9.287
1.310
1.974
5.033
6.759
29.408
8.626
4.872
14.876
2.751
4.747
2.501
139.721
31.132
879.948
17.625
84.764
180.061
4.257
10.388
18.335
87.643
16.273
31.521
29.604
16.027
7.721
17.718
16.774
18.240
40.389
7.845
5.927
29.580
9.279
1.365
1.924
4.863
6.745
29.408
8.742
4.891
14.810
2.732
4.712
2.678
145.462
34.457
899.351
18.039
86.479
181.896
4.203
10.564
18.379
89.166
16.297
33.072
30.102
16.504
7.626
13.786
17.194
18.412
42.379
8.115
6.091
30.152
9.529
1.449
1.947
5.093
6.809
30.254
8.824
4.878
16.453
2.896
4.680
3.271
142.748
33.531
893.947
18.285
85.817
182.692
4.093
10.292
17.441
88.843
16.195
32.158
28.950
16.279
7.377
13.378
16.838
18.405
41.216
8.114
5.854
29.672
9.446
1.455
1.890
4.953
6.579
30.321
8.775
4.925
15.807
2.686
4.453
3.205
145.732
33.383
923.963
18.849
85.874
183.183
4.123
10.384
18.515
90.211
16.171
32.131
29.424
16.655
7.375
13.749
16.860
18.907
41.188
8.072
5.836
29.724
9.504
1.407
1.877
5.037
6.801
31.145
8.911
4.971
15.761
2.664
4.741
3.909
Total
963.105 1.127.937 1.287.102 1.510.834 1.526.025 1.603.452 1.674.994 1.707.876 1.753.292 1.748.814 1.771.098 1.786.157 1.780.918 1.783.644 1.823.811 1.806.621 1.847.038
Data tersedia mulai Januari 2007
119.504
28.310
751.466
15.323
70.139
143.778
3.482
9.321
18.341
71.021
13.974
30.155
24.867
13.587
6.384
14.789
12.798
14.965
34.316
6.530
5.171
24.794
7.133
1.076
1.641
3.977
5.402
23.522
7.296
4.413
13.276
2.576
4.506
3.000
Okt
76.805
15.611
504.412
10.215
46.731
95.325
1.771
5.285
7.900
45.008
8.150
23.559
15.116
2.999
6.442
6.885
8.891
17.713
3.353
2.884
14.660
4.616
833
1.976
3.339
15.303
4.360
2.892
7.126
760
2.187
104.431
27.317
620.919
13.908
62.701
127.851
2.760
7.535
21.956
60.126
11.490
40.074
21.068
4.728
9.496
10.813
12.793
30.596
5.510
4.448
21.952
6.057
1.392
3.218
4.441
19.030
6.628
3.993
15.096
2.184
2.596
Sep

Banten
Bengkulu
Jambi
Riau
Kepulauan Riau 1
Bangka Belitung
Lampung
Gorontalo
Bali
Maluku
Papua
Irian Jaya Barat 1
Lainnya (Others)
Ket:
87.899
21.706
586.432
11.453
52.950
111.909
2.066
5.707
13.511
51.589
9.109
28.558
17.848
3.497
7.419
8.122
10.291
23.281
4.109
3.313
17.239
4.862
1.011
2.202
3.770
17.186
4.910
3.248
8.857
1.025
2.860
2009
79
80
Tabel 1.75 Deposito Berdasarkan Jangka Waktu Simpanan (Time Deposits Based on Deposit Maturity Schedule)
Jangka Waktu Simpanan
(Deposit Maturity Schedule)
1 Bulan (Month)
Total
Des Des
Des
2008
Des
2004 2005 2006 2007 Ags
2009
Sep
Okt
Nov
Des
Jan
Feb
Mar Apr
Mei
Jun
Jul
Ags
97.415
136.873
10.282
8.366
13.140
34.955
301.031
145.908
208.000
14.246
11.113
16.895
43.597
439.758
136.756
207.776
11.226
16.611
18.399
37.025
427.792
158.921
226.176
14.280
17.362
28.956
41.601
487.296
150.251
227.223
17.921
30.301
30.818
40.591
497.105
162.325
248.051
18.461
29.705
34.960
43.108
536.610
179.559
252.574
18.363
31.267
38.739
44.881
565.384
188.607
253.048
18.072
28.847
40.598
47.065
576.237
200.048
267.452
18.654
21.704
38.786
42.186
588.830
191.772
265.550
17.783
24.118
39.615
42.734
581.572
193.094
267.761
17.433
26.814
41.496
44.945
591.543
193.839
255.642
15.898
29.719
43.692
38.279
577.068
188.701
247.657
16.084
29.991
41.075
34.426
557.934
195.638
248.357
15.679
31.868
42.389
33.039
566.970
195.598
246.035
16.371
34.371
42.242
36.331
570.948
190.626
239.303
16.545
34.446
40.415
32.079
553.415
192.863
234.864
16.554
34.888
41.880
30.625
551.674
3 Bulan (Month)
Total
22.568
19.358
2.474
2.068
1.763
3.878
52.108
29.808
23.813
2.426
3.290
2.793
7.466
69.595
28.549
38.570
4.525
5.437
2.844
9.597
89.522
29.114
31.900
4.449
5.535
6.521
9.142
86.661
27.733
43.263
4.834
5.058
7.173
9.050
97.111
30.329
46.306
4.964
4.906
7.868
10.597
104.971
31.357
43.260
4.474
4.884
8.792
12.066
104.833
32.221
43.791
5.134
5.100
10.212
13.952
110.410
33.016
45.829
4.859
5.942
8.505
14.476
112.626
34.995
55.917
6.732
6.913
10.836
15.477
130.871
36.512
59.950
7.927
7.475
13.772
15.633
141.269
38.773
60.971
8.356
7.138
17.493
15.537
148.268
41.937
59.580
8.787
6.631
18.509
14.314
149.758
45.760
58.183
9.331
6.734
17.939
14.133
152.081
48.103
58.344
9.997
6.871
16.411
13.732
153.459
49.717
62.043
9.981
7.331
15.989
14.135
159.195
52.457
66.598
11.004
7.926
16.160
13.541
167.685
6 Bulan (Month)
Total
15.030
6.963
1.081
2.745
1.174
1.116
28.110
8.952
6.619
664
1.413
1.188
2.170
21.006
11.051
11.550
2.274
1.376
1.318
4.765
32.334
7.443
14.667
3.030
1.884
3.166
5.259
35.448
9.577
17.473
1.908
1.781
2.062
3.646
36.447
14.643
17.645
1.849
1.922
2.251
3.986
42.296
16.276
15.737
1.848
1.894
1.702
4.129
41.586
15.501
17.993
1.822
1.780
1.762
4.509
43.367
19.728
21.360
1.697
1.999
3.046
4.594
52.425
18.973
21.006
1.881
2.077
1.533
4.679
50.149
19.397
22.850
2.128
2.276
1.682
5.064
53.398
20.073
22.887
1.794
2.267
1.643
4.426
53.090
20.222
24.273
1.841
2.381
1.507
4.036
54.259
20.518
24.930
1.965
2.436
1.498
3.582
54.929
20.610
24.414
2.100
2.486
1.511
3.444
54.566
21.261
24.058
2.376
2.580
1.575
3.360
55.210
20.953
23.507
2.282
2.950
1.818
3.285
54.795
12 Bulan (Month)
Total
7.818
6.114
454
1.539
614
1.355
17.894
12.043
10.084
705
1.655
1.208
3.290
28.986
25.201
20.499
2.187
5.800
1.617
1.657
56.961
17.071
20.408
3.312
6.811
1.123
2.519
51.244
18.834
22.570
2.217
5.299
2.820
2.740
54.480
22.011
22.196
2.408
5.356
2.104
3.116
57.192
24.583
21.439
2.547
5.521
2.749
2.979
59.819
26.712
20.629
1.978
5.696
2.429
2.981
60.425
27.920
20.075
2.261
5.259
3.659
2.784
61.958
30.055
20.081
2.300
5.098
2.398
2.790
62.721
31.787
19.835
2.425
5.331
2.151
2.787
64.315
35.992
20.097
2.528
6.046
2.260
2.942
69.865
36.806
20.843
2.349
6.525
2.063
3.135
71.720
37.258
19.957
2.464
6.555
2.074
3.400
71.707
40.483
19.149
2.756
6.617
2.055
3.574
74.635
41.297
20.241
3.021
7.132
2.102
3.829
77.622
41.530
20.552
2.956
7.424
1.969
3.681
78.113
>12 Bulan (Month)

Total
4.588
111
24
14
302
240
5.278
4.008
376
11
30
480
782
5.687
5.979
1.341
22
185
399
627
8.554
3.323
1.153
32
199
431
922
6.061
2.435
2.346
116
250
609
1.028
6.784
2.387
2.341
120
252
572
924
6.595
1.934
2.269
24
156
710
1.058
6.151
1.690
2.127
20
117
818
1.007
5.779
446
6.342
43
111
1.011
912
8.865
453
6.597
17
115
794
543
8.520
460
6.470
46
239
854
358
8.428
440
6.417
39
182
1.043
329
8.450
439
6.390
47
187
1.039
296
8.398
463
6.247
39
190
1.095
299
8.332
447
6.441
57
196
1.067
287
8.495
447
6.403
109
194
1.234
281
8.669
604
6.416
76
194
1.153
284
8.726
Persen (%)
Tabel 1.76 Suku Bunga Rata-rata DPK Bank Umum

(Average of Interest Rate of Third Party Funds of Commercial Banks)
Des Des Des Des
2008
2004 2005 2006 2007 Ags

Rupiah
Deposito 1 Bulan
Rupiah
Deposito 3 Bulan
Rupiah
Deposito 6 Bulan
Rupiah
Deposito 12 Bulan
Rupiah
Rupiah
Ket. Data tersedia mulai Januari 2008
Sep Okt
2009
Nov
Des
Jan
Feb
Mar Apr
Mei
Jun
Jul
Ags
2,51
1,14
2,91
1,15
2,88
1,13
2,85
1,08
2,90
1,05
3,13
1,00
2,98
0,90
2,95
0,78
2,80
0,75
2,85
0,68
2,76
0,66
2,77
0,65
2,62
0,62
8,11
3,09
9,41
3,50
10,14
3,59
10,42
3,47
10,71
3,40
10,37
3,07
9,81
2,89
9,25
2,68
8,97
2,52
8,61
2,44
8,31
2,33
8,11
2,29
7,69
2,08
8,44
3,19
9,48
3,44
10,20
3,85
10,83
4,07
11,17
4,18
11,32
3,86
11,12
3,49
10,67
3,18
10,11
3,11
9,68
2,79
9,24
2,79
8,92
2,58
8,68
2,48
8,44
2,87
9,12
3,02
9,47
3,25
9,91
3,42
10,32
3,94
10,47
4,07
10,43
4,01
10,41
3,88
10,25
3,66
9,99
3,48
9,70
2,87
9,40
2,56
9,05
2,45
8,42
3,06
9,12
3,03
9,38
3,03
9,64
2,99
10,34
3,08
10,55
2,83
10,87
2,79
11,14
2,62
11,16
2,62
11,20
2,57
11,25
2,54
11,19
2,24
11,07
2,39
3,01
0,97
3,02
1,25
3,07
1,29
3,09
1,24
3,11
1,21
3,09
1,04
3,07
0,91
3,01
1,21
2,97
1,20
2,93
1,20
2,92
1,23
2,90
1,15
2,84
0,93
81
82
Persen (%)
Tabel 1.77 Suku Bunga Rata-rata DPK Bank Persero

(Average of Interest Rate of Third Party Funds of State Owned Banks)
Des Des Des Des
2008
2004 2005 2006 2007 Ags

Rupiah
Deposito 1 Bulan
Rupiah
Deposito 3 Bulan
Rupiah
Deposito 6 Bulan
Rupiah
Deposito 12 Bulan
Rupiah
Rupiah
Sep Okt
2009
Nov
Des
Jan
Feb
Mar Apr
Mei
Jun
Jul
Ags
2,33
1,35
3,36
1,53
3,13
1,25
3,09
1,22
3,23
1,24
3,78
1,22
3,36
0,95
3,14
0,94
2,82
0,93
2,97
0,92
2,97
0,93
3,00
0,93
2,80
0,88
7,43
3,08
8,69
3,51
9,42
3,72
9,65
4,00
10,07
3,99
9,73
3,66
9,13
3,40
8,89
3,27
8,76
3,07
8,51
3,14
8,22
3,10
8,20
3,19
7,66
2,80
7,84
3,29
8,99
3,65
9,73
4,52
10,22
5,01
10,44
5,28
10,46
5,08
10,27
4,25
9,95
4,27
9,75
4,16
9,61
3,75
9,38
3,99
9,13
3,85
8,93
3,57
8,25
3,05
9,16
2,92
9,48
3,36
10,03
3,59
10,59
3,99
10,65
4,68
10,73
4,64
10,52
4,41
10,40
4,36
10,17
4,26
9,91
3,66
9,65
3,50
9,33
3,33
9,20
3,63
10,41
3,62
10,60
3,67
10,75
3,51
11,32
3,59
11,43
3,53
11,59
3,45
11,67
3,42
11,67
3,37
11,65
3,37
11,60
3,41
11,56
3,24
11,46
3,38
2,77
1,90
2,73
2,82
2,74
2,81
2,75
2,80
2,79
2,80
2,77
2,33
2,74
1,85
2,67
1,86
2,65
1,86
2,66
1,86
2,66
1,86
2,66
1,86
\
2,56
1,86
Persen (%)
Tabel 1.78 Suku Bunga Rata-rata DPK BUSN Devisa

(Average of Interest Rate of Third Party Funds of Foreign Exchange Commercial Banks)
Des Des Des Des
2008
2004 2005 2006 2007 Ags

Rupiah
Deposito 1 Bulan
Rupiah
Deposito 3 Bulan
Rupiah
Deposito 6 Bulan
Rupiah
Deposito 12 Bulan
Rupiah
Rupiah
Ket. Data Revisi bulan Des 2008, Jan, Feb, Mar 2009
Sep Okt
2009
Nov
Des
Jan
Feb
Mar Apr
Mei
Jun
Jul
Ags
2,52
1,64
2,54
1,64
2,54
1,85
2,39
1,87
2,61
1,80
2,54
1,72
2,52
1,63
2,54
1,37
2,48
1,23
2,54
1,07
2,48
1,02
2,41
0,97
2,21
0,87
8,45
3,23
9,86
3,57
10,63
3,84
10,97
3,98
11,20
4,18
10,92
3,89
10,40
3,58
9,61
3,25
9,22
3,07
8,77
2,74
8,40
2,48
8,10
2,30
7,75
2,15
8,83
3,31
9,85
3,52
10,55
3,94
11,22
4,29
11,55
4,82
11,76
4,80
11,53
4,75
10,96
4,08
10,22
3,80
9,61
3,46
9,02
3,03
8,76
2,69
8,41
2,48
8,52
2,77
9,03
3,21
9,33
3,31
9,66
3,53
9,86
4,26
10,04
4,65
9,81
4,77
9,96
4,74
9,86
4,65
9,63
4,52
9,34
3,96
9,02
3,33
8,69
3,05
7,72
2,84
7,95
2,83
8,09
2,85
8,30
3,07
9,56
3,10
9,81
3,15
10,03
3,28
10,26
3,16
10,23
3,27
10,31
3,24
10,26
3,19
10,21
2,87
10,02
2,99
3,16
0,80
3,20
0,78
3,28
0,85
3,27
0,82
3,32
0,82
3,30
0,83
3,30
0,82
3,28
1,75
3,21
1,71
3,14
1,71
3,12
1,72
3,10
1,58
3,04
1,09
83
84
Persen (%)
Tabel 1.79 Suku Bunga Rata-rata DPK BUSN Non Devisa

(Average of Interest Rate of Third Party Funds of Non-Foreign Exchange Commercial Banks)
Des Des Des Des
2008
2004 2005 2006 2007 Ags

Rupiah
Deposito 1 Bulan
Rupiah
Deposito 3 Bulan
Rupiah
Deposito 6 Bulan
Rupiah
Deposito 12 Bulan
Rupiah
Rupiah
Ket. Data Revisi bulan Des 2008, Jan, Feb, Mar 2009
Sep Okt
2009
Nov
Des
Jan
Feb
Mar Apr
Mei
Jun
Jul
Ags
3,87
-
4,00
-
4,08
-
4,16
-
4,68
-
4,47
-
4,52
-
4,37
-
3,99
-
4,38
-
3,90
-
3,70
-
3,81
2,59
9,04
-
10,46
-
11,16
-
11,22
-
11,64
-
11,41
-
11,05
-
10,53
-
10,09
-
9,84
-
9,77
-
9,50
-
8,91
2,77
9,19
-
10,24
-
10,97
-
11,51
-
11,77
-
12,31
-
12,16
-
12,02
-
11,30
-
10,90
-
10,72
-
10,43
-
10,06
-
8,88
-
9,32
-
9,85
-
10,41
-
11,35
-
12,00
-
12,18
-
12,55
-
12,18
-
11,68
-
11,39
-
10,65
-
10,28
-
8,59
-
9,98
-
10,64
-
10,96
-
11,52
-
11,69
-
11,90
-
12,03
-
12,08
-
12,18
-
12,16
-
12,01
-
11,76
-
4,48
-
4,72
-
5,14
-
4,89
-
4,28
-
4,21
-
4,21
-
4,42
-
3,81
-
3,80
-
3,59
-
3,45
-
3,58
-
Persen (%)
Tabel 1.80 Suku Bunga Rata-rata DPK Bank Pembangunan Daerah

(Average of Interest Rate of Third Party Funds of Regional Development Banks)
Des Des Des Des
2008
2004 2005 2006 2007 Ags

Rupiah
Deposito 1 Bulan
Rupiah
Deposito 3 Bulan
Rupiah
Deposito 6 Bulan
Rupiah
Deposito 12 Bulan
Rupiah
Rupiah
Sep Okt
2009
Nov
Des
Jan
Feb
Mar Apr
Mei
Jun
Jul
Ags
3,06
1,04
3,04
1,13
3,25
1,01
3,29
1,13
3,16
1,33
3,38
1,16
3,45
1,66
3,51
1,61
3,41
1,33
3,34
1,28
3,22
1,25
3,31
1,30
3,28
1,10
7,84
4,17
8,58
3,53
9,45
3,64
9,57
3,64
10,07
4,03
9,66
3,64
9,37
3,26
8,84
3,07
8,94
3,93
8,69
3,36
8,83
4,02
8,56
4,39
8,45
3,22
7,49
2,91
7,77
2,90
8,16
2,94
8,50
2,33
9,41
3,27
9,99
3,25
10,03
5,76
9,72
5,78
9,05
5,49
8,79
4,94
8,66
4,85
8,72
3,49
8,71
4,23
8,00
3,48
8,85
3,51
9,03
3,50
9,40
3,46
10,18
4,47
10,81
4,46
11,14
2,99
10,94
3,01
10,85
4,72
10,70
4,64
10,22
4,63
9,70
4,61
9,52
4,61
7,96
3,22
8,12
3,25
8,26
3,25
8,50
3,25
8,74
3,25
9,17
3,25
10,55
3,27
11,66
3,31
11,76
3,31
11,81
3,37
12,60
3,37
12,57
3,20
12,46
3,18
3,56
0,87
3,58
0,92
3,57
1,90
3,58
1,88
3,62
1,88
3,67
1,87
3,58
2,06
3,52
2,08
3,44
2,03
3,41
1,69
3,38
1,56
3,32
2,15
3,38
1,87
85
86
Persen (%)
Tabel 1.81 Suku Bunga Rata-rata DPK Bank Campuran

(Average of Interest Rate of Third Party Funds of Joint Venture Banks)
Des Des Des Des
2008
2004 2005 2006 2007 Ags

Rupiah
Deposito 1 Bulan
Rupiah
Deposito 3 Bulan
Rupiah
Deposito 6 Bulan
Rupiah
Deposito 12 Bulan
Rupiah
Rupiah
Sep Okt
2009
Nov
Des
Jan
Feb
Mar Apr
Mei
Jun
Jul
Ags
1,39
0,90
2,85
0,67
2,23
0,65
2,56
0,40
1,46
0,33
1,27
0,22
1,44
0,24
2,38
0,27
2,16
0,29
2,04
0,27
2,02
0,25
1,91
0,27
1,92
0,27
8,83
3,31
10,18
3,77
10,71
3,72
11,10
3,44
11,06
2,91
10,52
2,70
10,10
2,68
9,57
2,36
8,89
2,03
8,48
2,09
7,99
2,03
7,50
1,85
6,88
1,67
8,89
3,52
10,60
3,68
11,71
3,86
12,52
4,06
12,63
3,93
12,42
3,44
12,02
2,82
11,59
2,84
11,11
2,75
10,59
2,10
9,64
2,17
8,58
2,05
8,52
2,05
8,64
3,09
9,34
3,14
9,84
2,90
9,78
3,29
11,14
4,07
10,97
2,85
11,25
2,56
11,38
2,42
11,19
1,92
10,86
1,53
9,57
1,35
9,69
1,24
8,53
1,26
9,11
2,34
8,72
2,28
9,11
2,23
10,34
2,02
10,76
2,49
10,22
1,76
11,13
1,54
11,01
1,29
11,36
1,26
11,36
1,21
11,12
1,20
10,88
0,83
10,91
0,57
4,12
-
4,36
0,75
4,28
0,75
6,22
0,75
5,04
0,75
6,04
1,47
5,42
1,17
4,12
0,92
3,82
0,83
3,81
0,79
3,66
0,82
3,66
0,75
3,48
0,46
Persen (%)
Tabel 1.82 Suku Bunga Rata-rata DPK Bank Asing

(Average of Interest Rate of Third Party Funds of Foreign Owned Banks)
Des Des Des Des
2008
2004 2005 2006 2007 Ags

Rupiah
Deposito 1 Bulan
Rupiah
Deposito 3 Bulan
Rupiah
Deposito 6 Bulan
Rupiah
Deposito 12 Bulan
Rupiah
Rupiah
Sep Okt
2009
Nov
Des
Jan
Feb
Mar Apr
Mei
Jun
Jul
Ags
1,18
0,18
1,27
0,18
1,35
0,15
1,44
0,13
1,16
0,10
0,97
0,12
0,61
0,08
1,01
0,07
0,83
0,07
1,04
0,07
0,85
0,08
0,90
0,07
0,95
0,06
7,97
2,68
9,09
3,18
9,57
2,78
9,99
1,80
10,03
1,23
9,15
0,83
8,21
0,71
7,61
0,59
7,17
0,54
6,80
0,44
6,53
0,51
6,31
0,30
6,08
0,29
8,65
2,52
9,69
2,80
10,53
2,96
11,21
2,71
11,65
2,39
11,49
1,93
11,15
1,58
10,21
1,34
9,26
1,43
8,57
1,54
8,29
1,43
8,03
1,27
7,87
0,96
8,52
2,52
9,32
2,86
9,93
2,81
10,49
2,80
10,64
2,63
10,80
2,45
10,90
2,30
10,82
1,84
10,29
1,44
9,65
1,21
9,37
1,01
9,03
0,97
8,34
0,92
8,83
3,62
9,39
3,49
9,68
3,48
9,84
3,45
9,87
3,45
9,81
2,92
9,91
2,94
10,27
2,91
10,53
2,88
10,48
2,86
10,58
2,77
10,47
2,71
10,40
2,73
3,29
0,27
3,29
0,23
4,21
0,29
4,51
0,22
3,98
0,17
3,10
0,15
2,21
0,22
2,57
0,06
2,75
0,08
2,66
0,08
2,47
0,09
2,41
0,09
2,72
0,08
87
88
Tabel 1.83 Peringkat Bank Berdasarkan Kredit (Bank Rating Based on Credit)
Desember 2004
Total
Peringkat Nama Bank Kredit
(Rating) (Bank Name) (Total
Credits)
Desember 2005
Pangsa Thd
Total Kredit
BankUmum
(%)(Portionto
Total
Commercial
Bank Credit
(%)
Total
Nama Bank Kredit
(Bank Name) (Total
Credits)
Desember 2006
Pangsa Thd
Total Kredit
BankUmum
(%) (Portionto Nama Bank
Total
(Bank Name)
Commercial
Bank Credit
(%)
Total
Kredit
(Total
Credits)
Desember 2007
Pangsa Thd
Total Kredit
BankUmum
(%)(Portionto
Total
Commercial
Bank Credit
(%)
Nama Bank
(Bank Name)
Total
Kredit
(Total
Credits)
Agustus 2008
Pangsa Thd
Total Kredit
BankUmum
(%) (Portionto
Total
Commercial
Bank Credit
(%)
Nama Bank
(Bank Name)
Total
Kredit
(Total
Credits)
Desember 2008
Pangsa Thd
Total Kredit
BankUmum
(%)(Portionto
Total
Commercial
Bank Credit
(%)
Nama Bank
(Bank Name)
Total
Kredit
(Total
Credits)
Agustus 2009
Pangsa Thd
Total Kredit
BankUmum
(%)(Portionto
Total
Commercial
Bank Credit
(%)
Nama Bank
(Bank Name)
Total
Kredit
(Total
Credits)
Pangsa Thd
Total Kredit
BankUmum
(%)(Portionto
Total
Commercial
Bank Credit
(%)
PT Bank Mandiri Tbk
88.194
15,76
PT Bank Mandiri Tbk
100.780
108.492
125.280
12,50
144.485
161.130
12,32 PT Bank Rakyat Indonesia (Persero) Tbk.
190.844
13,97
61.518
11,00
75.352
90.295
114.361
11,41
PT Bank Mandiri Tbk
138.307
156.900
12,00 PT Bank Mandiri (Persero) Tbk
166.662
12,20
58.824
10,51
62.375
66.494
87.774
8,76
102.476
112.686
8,62 PT Bank Negara Indonesia (Persero),Tbk
119.463
8,75
40.283
7,20
54.125
61.549
82.503
8,23
102.301
111.044
8,49 PT Bank Central Asia Tbk.
111.035
8,13
29.217
5,22
35.896
41.062
51.107
5,10
62.005
64.376
4,92 PT Bank CIMB Niaga, Tbk
71.907
5,26
PT Bank Niaga Tbk
21.317
3,81
PT Bank Niaga Tbk
29.362
33.208
41.843
4,18
PT Bank Niaga Tbk
46.359
50.117
58.786
4,30
PT Bank Permata Tbk
14.841
2,65
PT Bank Permata Tbk
22.218
23.825
29.026
2,90
35.751
36.588
2,80 PT Bank Permata Tbk (D/H PT. Bank Bali )
37.510
2,75
PT Bank Bukopin
12.974
2,32
PT Bank Internasional Indonesia
20.318
2,92 PT Bank Internasional Indonesia
21.190
28.189
2,81
33.016
34.880
2,67 PT Bank Tabungan Negara (Persero)
37.339
2,73
12.865
2,30
15.360
2,21 Citibank N.A
20.849
25.989
2,59
PT Bank Permata Tbk
32.423
34.757
2,66 PT Pan Indonesia Bank, Tbk
37.311
2,73
10
12.607
2,25
15.143
19.164
2,42 PT Bank Tabungan Negara
22.352
2,23
28.589
2,37 PT Bank Tabungan Negara
32.022
32.457
2,38
Total
352.640
63,03
Total
430.930
61,95 Total
486.126
61,36 Total
608.424
60,72
Total
725.711
60,18 Total
60,76 Total
863.315
63,20
794.500
Persen (%)
Tabel 1.84 Suku Bunga Rata-rata Kredit Bank Umum Berdasarkan Sektor Ekonomi
(Average of Credit Interest Rates Commercial Bank Based on Economic Sector)
Sektor Ekonomi
(Economic Sector)
Pertanian, perburuan dan sarana pertanian
Rupiah
Valas
Rupiah
Valas
Rupiah
Valas
Rupiah
Valas
Rupiah
Valas
Rupiah
Valas
Rupiah
Valas
8. Jasa Dunia usaha (Business Services)
Rupiah
Valas
9. Jasa sosial/masyarakat (Social Services)
Rupiah
Valas
Rupiah
Valas
Des
Des
Des
2008
Des
2004 2005 2006 2007 Ags
Sep
Okt
2009
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
1.
13,13
5,94
13,60
6,36
13,89
7,74
14,24
7,54
14,38
7,73
14,40
7,55
14,23
7,34
14,11
7,26
13,97
7,05
13,71
6,79
13,52
6,55
13,52
6,26
13,43
5,74
12,36
4,45
13,26
4,13
14,09
5,57
14,69
5,94
14,83
5,44
14,30
5,39
14,21
5,20
14,04
5,29
14,01
5,21
14,24
5,92
11,99
5,12
12,10
5,32
10,86
5,18
11,87
5,60
12,51
6,10
13,30
6,98
13,78
6,66
13,92
6,62
13,81
6,41
13,49
6,32
13,35
6,24
13,15
6,22
13,11
6,13
12,97
5,94
12,82
5,80
12,62
5,76
11,77
5,45
10,66
5,65
10,73
6,27
11,96
6,30
11,27
6,28
11,10
6,13
10,81
6,16
10,58
6,06
10,55
5,49
10,34
5,26
10,32
5,18
10,13
4,94
10,03
4,94
13,03
6,00
13,36
6,41
13,88
7,38
14,25
7,08
14,18
6,89
14,35
6,63
14,25
6,54
14,16
6,55
14,15
6,34
14,24
6,47
14,19
6,00
14,13
5,74
13,93
5,95
14,10
6,48
14,50
7,02
15,18
7,56
15,60
7,69
15,69
7,58
15,77
7,41
15,71
7,30
15,62
7,20
15,50
7,12
15,42
7,14
15,25
6,96
15,28
6,77
15,20
6,68
10,97
5,26
11,51
5,64
12,08
6,49
12,50
6,44
12,72
6,49
12,83
6,16
12,50
5,96
12,19
6,06
12,00
5,79
11,79
5,66
11,04
5,61
11,04
5,59
11,01
5,52
12,68
5,86
13,28
6,32
14,06
6,88
14,50
6,94
14,22
6,52
14,49
6,24
14,40
6,14
14,35
6,10
14,23
5,95
14,13
5,65
13,93
5,37
13,71
5,25
13,57
5,14
13,87
4,73
13,96
6,65
14,36
6,99
14,47
4,79
14,67
5,02
14,65
4,18
14,59
4,24
14,85
4,40
14,85
4,12
14,90
4,05
14,87
4,02
14,80
3,93
14,72
3,85
15,10
3,10
15,03
3,58
15,39
3,33
15,58
3,77
15,71
3,85
15,78
4,60
15,87
4,16
15,79
4,06
15,80
4,03
15,89
0,89
15,98
0,75
15,87
0,60
15,75
0,66
89
90
Persen (%)
Tabel 1.85 Suku Bunga Rata-rata Kredit Bank Umum Berdasarkan Jenis Penggunaan
(Average of Credit Interest Rates Commercial Bank Based on Type of Use)
Jenis Penggunaan
(Type of Use)
Des
Des
Des
Des
2008
2004 2005 2006 2007
Ags
Sep
Okt
2009
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags

Rupiah
Valas
13,03
5,44
13,53
5,86
14,21
6,68
14,65
6,61
14,63
6,44
14,74
6,20
14,57
6,09
14,50
6,00
14,34
5,91
14,27
5,88
14,04
5,56
13,99
5,44
13,80
5,30
Rupiah
Valas
12,53
6,03
12,92
6,36
13,45
7,35
13,85
7,19
13,99
7,01
13,91
6,90
13,77
6,80
13,61
6,80
13,59
6,67
13,50
6,63
13,34
6,49
13,15
6,40
13,09
6,37
Rupiah
Valas
15,21
3,10
15,14
3,58
15,50
3,33
15,69
3,77
15,82
3,85
15,88
4,60
15,97
4,16
15,89
4,09
15,90
4,03
15,98
0,89
16,07
0,75
15,96
0,60
15,88
0,66
Tabel 1.86 Perkembangan Jumlah Bank dan Kantor Bank Umum (Growth of Total Banks and Bank Offices)
2008
Des Des Des Des

2004 2005 2006 2007 Ags
2009
Sep Okt
Nov
Des
Jan
Feb
Mar Apr
Mei
Jun
Jul
Ags

5
2.112
5
2.171
5
2.548
5
2.765
5
2.946
5
2.963
5
3.005
5
3.080
5
3.134
5
3.597
5
3.611
5
3.613
5
3.684
5
3.704
5
3.715
5
3.718
5
3.739

34
3.947
34
4.113
35
4.395
35
4.694
33
5.013
33
5.093
33
5.108
33
5.136
32
5.196
34
5.805
34
5.812
34
5.818
33
5.846
33
6.047
33
6.080
33
6.082
33
6.093
38
688
37
709
36
759
36
778
35
848
35
863
35
868
35
870
36
875
32
831
32
832
32
832
32
843
32
873
32
892
32
897
32
906
26
1.064
26
1.107
26
1.217
26
1.205
26
1.305
26
1.305
26
1.305
26
1.307
26
1.310
26
1.316
26
1.319
26
1.319
26
1.332
26
1.361
26
1.363
26
1.369
26
1.371

19
59
18
64
17
77
17
96
17
156
17
158
17
165
17
168
15
168
16
228
16
230
16
234
16
262
16
270
16
270
16
269
16
271

11
69
11
72
11
114
11
142
11
172
10
174
10
175
10
179
10
185
10
233
10
231
10
231
10
234
10
245
10
236
10
236
10
236
133
7.939
131
8.236
130
9.110
130
127
126
9.680 10.440 10.556
126
10.626
123
123
122
122
122
12.035 12.047 12.201 12.500 12.556
122
12.571
122
12.616

Total
Jumlah Bank (Total Banks)*
126
124
123
10.740 10.868 12.010
Ket. *Merger Bank Lippo & Bank Niaga menjadi Bank CIMB Niaga,Tbk sesuai SK No. 10/66/KEP.GBI/2008 tanggal 15 Oktober 2008 (bulan Jan, Feb, Mar, Apr 2009)
Data Revisi bulan Jan, Feb 2009
91
92
Tabel 1.87 Perkembangan Jumlah Kantor Cabang Bank Berdasarkan Wilayah (Juni 2009)
(Growth of Total Branch Offices Based on Region)
Wilayah
Des Des Des Des
2008
2004 2005 2006 2007 Ags

Banten
Bengkulu
Jambi
Riau
Kepulauan Riau
Bangka Belitung
Lampung
Gorontalo
Bali
Maluku
Papua
Irian Jaya Barat
Di Luar Indonesia (Outside Indonesia)
Total
Sep Okt
2009
Nov
Des
Jan
Feb
Mar Apr
Mei
Jun
Jul
Ags
281
52
442
41
246
325
15
35
46
128
66
56
55
33
11
39
50
47
68
24
26
95
42
8
15
21
30
75
37
20
33
11
14
16
282
53
428
41
232
334
17
36
48
130
65
60
58
33
11
39
52
49
72
23
24
92
44
8
15
20
31
70
35
20
31
11
14
17
292
57
435
42
247
339
18
39
50
135
66
62
60
40
12
43
53
49
79
26
25
92
48
8
13
21
32
70
39
22
32
11
14
18
309
59
442
44
258
350
19
39
53
141
67
65
63
45
13
43
54
51
84
27
28
100
48
8
10
22
33
72
39
23
35
12
15
18
322
59
453
46
266
351
21
41
54
143
68
68
63
46
15
46
55
56
86
31
28
109
48
9
11
22
34
70
40
24
38
13
18
18
323
59
454
46
267
347
21
41
56
143
69
68
63
46
15
46
55
56
86
31
28
109
48
9
11
23
34
70
40
24
36
13
17
18
322
61
458
46
264
348
21
41
56
144
70
68
63
46
16
45
55
57
86
31
28
109
48
9
11
23
34
71
40
24
38
13
18
18
317
61
460
46
261
350
21
41
56
145
70
68
63
46
17
45
55
58
86
31
28
109
49
9
11
23
36
71
40
24
38
13
18
18
324
61
464
47
263
355
21
41
57
146
70
69
64
47
17
45
55
58
87
33
29
111
49
9
11
23
36
73
40
24
38
13
18
18
325
61
471
48
265
357
21
41
57
146
70
70
65
47
17
45
55
61
92
33
29
111
49
9
11
23
36
75
42
25
38
13
18
18
330
64
493
48
266
358
21
41
60
146
70
70
67
47
18
45
55
61
94
33
29
111
49
10
11
23
36
76
42
25
38
13
18
18
330
64
496
49
266
358
21
41
65
147
70
70
67
47
18
45
55
61
95
33
29
111
49
10
11
23
36
76
42
25
39
13
18
18
332
64
493
49
267
358
21
41
65
149
70
70
67
48
18
45
55
61
95
33
30
111
49
10
11
24
36
76
42
25
39
13
18
18
333
62
497
50
268
359
21
43
65
150
70
70
67
48
18
45
57
62
96
33
30
111
49
10
11
24
36
76
42
25
39
13
18
17
333
64
499
50
269
358
21
43
65
150
71
71
67
47
18
44
58
62
96
34
31
110
49
11
11
24
36
76
42
25
39
13
18
17
333
64
500
50
270
359
21
43
65
150
71
72
67
48
18
44
58
62
96
34
31
111
49
11
11
24
34
76
42
25
39
13
18
17
331
64
501
50
270
360
21
43
65
150
71
72
67
48
18
44
58
62
97
34
31
111
49
11
11
25
34
72
42
25
39
13
18
17
2.503
2.495
2.589
2.689
2.772
2.772
2.782
2.784
2.816
2.844
2.886
2.898
2.903
2.915
2.922
2.926
2.924
DATA BANK SYARIAH
93
94
Tabel 2.1 Kegiatan Usaha Bank Umum Syariah (BUS) Dan Unit Usaha Syariah (UUS)
(Syariah Commercial Bank and Sharia Business Unit Operations)
Des
Des
Des
Des
2008
2004 2005 2006 2007 Ags
2009
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Penyaluran Dana (Fund Disbursements)

a. Pembiayaan (Financing)
Rupiah
(Money Instruments (not including recapitalization bonds)
e. Penyertaan (Equity participation)
f. Tagihan Lainnya (Other claims)
14.793
11.324
10.698
627
718
1.968
671
20.222
15.232
14.458
774
1.054
3.180
730
25.927
20.445
19.530
915
991
3.641
829
32.304
26.149
24.878
1.270
1.437
3.238
1.302
43.820
36.572
34.618
1.954
1.844
2.716
2.515
44.922
37.681
35.616
2.065
1.653
2.928
2.510
45.477
38.097
35.617
2.480
1.539
3.100
2.509
46.557
38.529
35.910
2.619
1.547
3.594
2.664
48.264
38.199
35.879
2.320
1.978
5.189
2.683
50.033
38.201
36.141
2.060
2.178
6.720
2.688
50.869
38.843
36.617
2.226
2.371
6.617
2.768
50.348
39.308
37.155
2.153
2.185
5.958
2.715
51.021
39.726
37.658
2.067
2.109
6.163
2.805
52.151
40.715
38.809
1.906
1.982
6.498
2.742
54.079
42.195
40.193
2.002
2.449
6.530
2.700
54.221
42.828
40.916
1.911
2.269
6.124
2.775
55.725
43.890
41.905
1.985
2.307
6.492
2.796
6
105
6
21
6
15
41
138
41
131
41
110
79
154
79
144
79
136
79
168
79
191
41
142
42
178
83
130
83
122
83
143
83
157
Sumber Dana (Sources of Funds)

Rupiah
Giro Wadiah (Wadiah Demand Deposit)
Deposito Mudharabah (Mudharabah Time Deposits)
Tabungan Mudharabah (Mudharabah Savings Accounts)
b. Kewajiban Kepada BI (Liabilities at BI)
d. Surat Berharga (Money Instruments)
Rupiah
12.914
11.718
10.897
1.421
6.242
3.234
822
118
704
33
483
162
415
415
91
10
17.296
15.581
14.752
1.836
8.546
4.370
829
209
620
32
980
265
207
204
209
25
22.337
20.672
19.818
3.180
10.208
6.430
854
236
618
32
874
268
181
181
285
25
27.948
25.473
24.324
2.925
12.919
8.480
1.149
424
726
32
1.499
350
161
161
401
32
35.955
32.359
30.533
3.223
16.483
10.827
1.826
616
1.186
25
32
2.302
438
135
135
635
54
37.206
33.569
31.571
3.138
17.048
11.384
1.998
672
1.300
26
32
2.431
438
126
126
557
53
37.568
34.118
31.988
3.136
17.150
11.703
2.130
667
1.433
29
32
2.307
311
126
126
620
53
37.917
34.422
32.854
3.300
18.044
11.510
1.568
483
1.050
36
32
2.356
311
126
126
610
59
40.591
36.852
35.449
3.741
19.273
12.436
1.403
498
870
35
68
2.419
311
150
150
727
64
42.327
38.195
36.645
4.148
20.038
12.460
1.550
538
973
39
8
2.943
311
150
150
662
59
42.805
38.651
36.857
4.083
20.193
12.581
1.794
670
1.081
43
8
2.896
311
150
150
724
65
42.188
38.040
36.348
3.570
19.779
12.999
1.693
639
1.008
46
8
3.037
361
141
141
535
66
43.137
39.193
37.569
5.707
18.470
13.392
1.624
667
904
52
7
2.848
361
141
141
524
62
44.170
40.288
38.772
4.052
21.249
13.471
1.517
659
809
49
7
2.764
361
141
141
548
60
46.143
42.103
40.093
4.516
21.495
14.082
2.010
683
1.260
67
7
2.912
360
132
132
567
61
-
47.130
43.004
40.945
4.395
22.454
14.096
2.059
822
1.165
71
7
2.767
360
360
360
568
65
48.187
44.019
41.943
4.578
23.581
13.784
2.076
922
1.079
75
7
2.708
360
359
359
667
68
728
99
167
(36)
(1)
-
951
230
239
(76)
132
-
991
268
355
27
142
-
1.017
275
481
149
132
-
1.125
333
525
360
132
-
1.137
333
613
359
132
-
1.137
333
672
360
132
-
1.192
334
584
336
132
110
1.752
335
432
152
466
-
1.852
335
83
724
466
-
1.852
335
169
730
132
333
1.852
335
289
562
466
-
1.852
335
360
558
466
-
1.852
449
436
308
466
-
1.801
449
517
308
466
-
1.801
449
669
308
466
2.321
Komponen Modal (Capital Components)

c. L/R tahun berjalan (Current Earnings (Profit/Loss)
d. L/R tahun Lalu (Retained Earnings (Profit/Loss)
e. Perkiraan tambahan modal disetor (Estimate of Additional Paid-In Capital)
f. Modal Pinjaman (Capital Loans)
SWBI (BUS & UUS) (Bank Indonesia Syariah Money Certificates (BUS & UUS)
Total Aset (Total Assets)
Jaringan Kantor (Office Network)
Jumlah Kantor *) Total Bank Offices *)
1.094
2.395
2.358
1.761
3.079
413
453
1.063
2.824
3.488
3.192
2.704
2.058
2.539
1.819
1.801
449
593
308
466
1.253
15.210
20.880
26.722
33.016
44.340
45.857
46.282
47.179
49.555
51.814
52.152
51.678
52.212
50.464
55.238
-
55.610
-
57.012
18
337
22
436
23
509
29
568
31
619
31
682
31
706
31
754
32
790
31
796
31
867
31
888
30
895
30
898
30
899
29
904
29
916
Ket : * ) Tidak Termasuk Gerai Muamalat (Not including Muamalat Outlets)
Tabel 2.2 Kegiatan Usaha Bank Umum Syariah (BUS) (Syariah Commercial Bank Operations (BUS))
Des
Des
Des
Des
2008
2004 2005 2006 2007 Ags
2009
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags

Rupiah
12.144
9.627
9.025
601
353
1.655
401
16.132
12.405
11.652
753
373
2.986
341
19.839
16.113
15.224
889
535
2.715
457
25.663
20.717
19.602
1.115
672
3.286
766
30.054
25.268
23.965
1.302
957
1.971
1.687
30.731
25.959
24.420
1.539
772
2.163
1.686
31.053
26.131
24.271
1.860
675
2.330
1.684
31.498
26.438
24.521
1.917
515
2.484
1.839
33.026
26.109
24.422
1.688
1.016
3.827
1.859
33.849
26.212
24.799
1.414
1.033
4.554
1.803
35.614
27.518
26.029
1.489
1.228
4.715
1.884
35.762
27.756
26.295
1.460
1.220
4.760
1.843
36.248
27.841
26.439
1.402
1.104
5.166
1.918
37.327
28.502
27.236
1.265
1.013
5.669
1.929
38.725
29.716
28.376
1.340
1.343
5.567
1.894
39.135
31.058
29.780
1.278
1.289
4.594
1.969
40.310
31.817
30.540
1.277
1.389
4.874
1.990
6
103
6
21
6
14
41
182
41
131
41
109
79
153
79
144
79
136
79
168
79
191
41
142
42
178
83
130
11.376
10.291
9.477
1.266
5.462
2.749
814
115
699
33
413
140
412
412
78
9
15.041
13.667
12.843
1.609
7.539
3.695
825
207
617
32
684
244
205
201
186
23
18.509
17.216
16.380
2.523
8.456
5.401
836
232
604
32
603
247
179
179
215
17
23.960
21.966
20.880
2.624
10.555
7.702
1.085
262
823
32
1.049
329
154
154
400
31
27.752
24.940
23.218
2.376
12.248
8.594
1.722
595
1.128
32
1.633
438
135
135
540
33
28.713
25.779
23.961
2.284
12.661
9.016
1.818
635
1.183
32
1.854
438
126
126
454
31
28.936
26.357
24.450
2.295
12.864
9.291
1.906
621
1.285
32
1.561
311
126
126
517
31
29.109
26.456
25.073
2.343
13.663
9.067
1.383
449
934
32
1.646
311
126
126
504
33
30.546
27.734
26.498
2.250
14.588
9.659
1.237
465
772
68
1.736
311
150
150
513
35
31.640
28.489
27.108
2.260
15.146
9.702
1.381
509
872
8
2.102
311
150
150
549
31
32.715
29.447
27.862
2.358
15.501
10.004
1.585
609
977
8
2.145
311
150
150
616
38
32.936
29.569
28.053
2.559
15.146
10.349
1.516
599
917
8
2.376
361
141
141
443
38
33.234
30.179
28.781
4.810
13.319
10.651
1.399
565
834
7
2.086
361
141
141
423
36
34.397
31.282
29.938
3.036
16.214
10.688
1.344
580
765
7
2.122
361
141
141
449
35
83
143
36.552
32.917
31.069
3.207
16.610
11.252
1.848
726
1.122
7
2.401
360
360
360
465
43
-
83
157

Rupiah
Rupiah
83
122
35.954
32.698
30.894
3.403
16.281
11.210
1.804
589
1.215
7
2.261
360
132
132
461
36
-
728
99
194
(34)
(1)
-
951
230
266
(43)
132
-
991
268
310
24
142
-
1.001
275
459
143
132
-
1.101
333
372
346
132
-
1.101
333
416
346
132
-
1.101
333
462
346
132
-
1.141
334
509
322
132
110
1.701
335
499
138
466
-
1.801
335
49
637
466
-
1.801
335
102
634
132
333
1.801
335
171
515
466
-
1.801
335
208
521
466
-
1.801
449
250
288
466
-
1.801
449
297
288
466
-
1.094
2.395
2.358
2.599
3.079
413
453
1.063
2.824
3.488
3.192
2.704
2.058
2.539
12.527
17.111
21.151
27.286
30.349
31.351
31.605
31.974
34.036
35.282
36.488
36.665
37.039
35.282
1.819
39.534
1.801
449
346
288
466
1.253
40.191
41.162
3
263
3
301
3
346
3
398
3
431
3
494
3
515
4
555
5
576
5
580
5
618
5
635
5
642
5
643
5
643
5
645
5
654

SWBI (BUS & UUS) (BankIndonesiaSyariahMoneyCertificates(BUS&UUS)
95
37.431
33.676
31.794
3.254
17.613
10.928
1.881
846
1.036
7
2.428
360
359
359
557
44
1.801
449
385
288
466
2.321
96
Tabel 2.3 Kegiatan Usaha Unit Usaha Syariah (UUS) (Syariah Business Unit Operations (UUS))
Des
Des
Des
Des
2008
2004 2005 2006 2007 Ags
2009
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags

Rupiah
2.649
1.698
1.672
25
366
313
270
4.090
2.827
2.807
20
681
194
389
6.087
4.332
4.305
26
457
926
372
10.099
7.227
6.910
318
996
1.254
622
13.765
11.304
10.653
651
888
745
828
14.191
11.721
11.195
526
881
764
825
14.425
11.966
11.346
620
864
770
825
15.059
12.091
11.389
702
1.032
1.111
825
15.238
12.090
11.457
632
962
1.362
824
16.184
11.989
11.342
647
1.144
2.166
884
15.255
11.325
10.588
737
1.143
1.903
884
14.586
11.552
10.859
693
965
1.197
872
14.773
11.884
11.219
665
1.005
997
887
14.824
12.213
11.572
641
969
829
813
15.354
12.479
11.817
662
1.106
963
806
15.086
11.770
11.136
633
980
1.530
807
15.415
12.072
11.365
708
918
1.618
806

Rupiah
Rupiah
1.538
1.428
1.420
155
780
485
8
3
5
71
22
4
4
12
2
2.258
1.914
1.909
228
1.007
675
5
2
3
296
21
3
2
23
2
3.828
3.456
3.438
657
1.752
1.030
18
4
14
271
21
1
1
70
8
7.061
6.045
6.003
836
3.416
1.751
42
29
13
902
21
1
1
73
19
8.203
7.419
7.315
848
4.235
2.232
104
21
58
25
668
95
20
8.493
7.790
7.610
854
4.388
2.368
180
37
117
26
578
103
22
8.632
7.761
7.538
840
4.286
2.412
223
46
148
29
745
103
22
8.808
7.966
7.781
957
4.381
2.442
185
34
115
36
710
106
26
10.044
9.118
8.952
1.490
4.684
2.777
166
33
98
35
684
0
0
214
29
10.687
9.706
9.537
1.888
4.892
2.758
168
28
101
39
841
0
0
113
27
10.090
9.204
8.995
1.726
4.692
2.577
209
61
105
43
751
0
0
108
26
9.251
8.471
8.294
1.011
4.633
2.650
177
40
91
46
661
0
0
91
27
9.902
9.014
8.789
896
5.151
2.741
225
102
71
52
762
0
0
101
25
9.772
9.006
8.834
1.016
5.035
2.783
172
79
44
49
642
0
0
98
26
10.188
9.405
9.199
1.113
5.214
2.872
207
94
46
67
651
0
0
106
25
10.579
10.087
9.876
1.189
5.843
2.844
211
96
43
71
365
104
22
10.756
10.343
10.148
1.324
5.968
2.856
195
76
44
75
279
110
23
(27)
(3)
-
(28)
(33)
-
45
3
-
16
81
6
-
24
153
14
-
36
198
14
-
36
210
14
-
51
75
14
-
51
(66)
14
-
51
34
87
-
51
67
96
-
51
119
47
-
51
152
37
-
51
186
20
-
220
20
-
247
20
-
284
20
-
1.094
2.395
2.358
2.599
3.079
413
453
1.063
2.824
3.488
3.192
2.704
2.058
2.539
1.819
1.253
2.321
2.684
3.596
5.571
9.252
13.990
14.506
14.677
15.204
15.519
16.531
15.664
15.013
15.173
15.182
15.704
15.419
15.850
15
74
19
133
20
163
26
170
28
188
28
188
28
194
27
199
27
214
26
216
26
249
26
253
25
253
25
255
25
256
24
259
24
262

SWBI (BUS & UUS) (BankIndonesiaSyariahMoneyCertificates(BUS&UUS)
Tabel 2.4 Perkembangan Aset Perbankan Syariah (Growth of Assets of Syariah Banks)
Des
Indikator (Indicators)
Des
Des
Des
2004 2005 2006 2007 Ags
2008
Sep
Okt
2009
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Bank Umum Syariah (Syariah Commercial Banks)
12.527 17.111 21.151 27.286 30.349 31.351 31.605 31.974 34.036 35.282 36.488 36.665 37.039 38.012 39.534 40.191 41.162
Unit Usaha Syariah (Syariah Business Units)
2.684
3.769
5.571
9.252 13.990 14.506 14.677 15.204 15.519 16.531 15.664 15.013 15.173 15.182 15.704 15.419 15.850
97
98
Tabel 2.5 Aktiva Produktif Perbankan Syariah (Earning Assets of Syariah Banks)
Des
Des
Des
Des
2004 2005 2006 2007
Pembiayaan (Financing)
11.324 15.232
a. Lancar (Current)
10.650 14.027
b. Dalam Perhatian Khusus ( Special Mention)
405
776
122
201
66
73
e. Macet (Lost)
81
155
2008
Ags
Sep
Okt
2009
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
20.445 27.944 36.572 37.681 38.097 38.529 38.195 38.201 38.843 39.308 39.726 40.715 42.195
18.583 25.494 33.195 34.413 34.456 34.733 35.076 34.410 34.653 35.024 35.115 36.023 37.601
891 1.319
1.899
1.714
1.931 1.883
1.610
2.115
2.400
2.264
2.558 2.749
2.743
353
321
424
531
604
594
525
354
620
804
807
594
553
236
267
256
262
234
243
224
412
171
200
219
267
417
383
543
798
761
873 1.076
759
910
998
1.015
1.027 1.081
881
Jul
Ags
42.828 43.890
38.154 38.715
2.470
2.713
845
1.068
414
393
945
1.002
Non Performing Financing (Nominal)
269
429
971
1.131
1.478
1.554
1.711
1.913
1.509
1.676
1.789
2.019
2.053
1.942
1.851
2.204
2.462
Rasio Non Performing Financing (%)
2,37
2,82
4,75
4,05
4,04
4,12
4,49
4,97
3,95
4,39
4,61
5,14
5,17
4,77
4,39
5,15
5,61
Tabel 2.6 Komposisi DPK Perbankan Syariah (Composition of Third Party Funds of Syariah Banks)
Desember 2004
Nominal
Komposisi tdhp total

DPK (%)
(Composition to Total
Third Party Funds) (%)
Desember 2005
Nominal

DPK (%)
Desember 2006
Nominal

DPK (%)
Desember 2007
Nominal

DPK (%)
Agustus 2008
Nominal

DPK (%)
Desember 2008
Nominal

DPK (%)
Agustus 2009
Nominal

DPK (%)
Giro Wadiah
Rupiah
1.539
1.421
118
13,13
12,13
1,01
2.045
1.836
209
13,13
11,78
1,34
2.847
2.562
285
14,71
13,24
1,47
3.750
3.459
291
13,39
12,35
1,04
3.839
3.223
616
11,86
9,96
1,90
4.238
3.741
498
11,50
10,15
1,35
5.500
4.578
922
12,49
10,40
2,09
Deposito Mudharabah
Rupiah
6.945
6.242
704
59,27
53,27
6,00
9.166
8.546
620
5 8 , 8 3 10.656
5 4 , 8 5 10.109
3,98
546
55,08
52,25
2,82
14.807
13.971
836
52,86
49,88
2,98
17.668
16.483
1.186
54,60
50,94
3,66
20.143
19.273
870
54,66
52,30
2,36
24.660
23.581
1.079
56,02
53,57
2,45
Tabungan Mudharabah
Rupiah
3.234
3.234
-
27,60
27,60
0,00
4.370
4.370
-
28,04
28,04
0,00
5.845
5.845
-
30,21
30,21
0,00
9.453
9.453
-
33,75
33,75
0,00
10.852
10.827
25
33,54
33,46
0,08
12.471
12.436
35
33,84
33,74
0,10
13.859
13.784
75
31,48
31,31
0,17
11.718
10.897
822
100
92,99
7,01
15.581
14.752
829
100 19.347
9 4 , 6 8 18.516
5,32
831
100
95,70
4,30
28.011
26.884
1.127
100
95,98
4,02
32.359
30.533
1.826
100,00
94,36
5,64
36.852
35.449
1.403
100
96,19
3,81
44.019
41.943
2.076
100
95,28
4,72

Rupiah
99
100
Persen (%)
Tabel 2.7 Tingkat Bagi Hasil Rata-rata DPK Bank Syariah

(Average of Profit Sharing Rates of Third Party Fund of Sharia Banks)
Des
Des
Des
Des
2004 2005 2006 2007
2008
Ags
Sep
Okt
2009
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Giro Wadiah
Rupiah
1,16
2,18
1,13
1,47
1,28
1,12
1,07
1,08
1,13
0,88
1,18
0,87
1,15
0,88
1,15
0,96
1,21
0,95
1,06
0,43
1,03
0,35
1,15
0,31
1,05
0,36
1,13
0,33
1,51
0,35
1,23
0,38
1,18
0,31
Deposito Mudharabah
Rupiah
8,61
1,97
8,66
3,68
9,75
3,87
7,97
5,71
7,29
3,61
7,54
4,23
8,00
1,07
8,12
1,46
8,61
2,69
8,22
1,83
8,28
2,76
8,10
1,69
9,10
3,03
8,51
2,91
8,43
2,05
8,21
1,86
7,61
3,05
Tabungan Mudharabah
Rupiah
7,07
-
3,96
-
3,72
-
3,32
0,63
2,93
0,96
3,07
0,95
3,31
0,95
3,30
0,95
3,61
0,92
3,28
0,92
3,29
0,05
3,21
0,95
3,35
0,98
3,19
0,95
3,22
0,97
3,02
0,98
3,03
0,97
Persen (%)
Tabel 2.8 Tingkat Margin Rata-rata Pembiayaan Berdasarkan Sektor Ekonomi

(Average of Margin Rates of Financing Based on Sector Economic)
Sektor Ekonomi
(Economic Sector)
Rupiah
Valas
Rupiah
Valas
Rupiah
Valas
Rupiah
Valas
Rupiah
Valas
Rupiah
Valas
Rupiah
Valas
Rupiah
Valas
Rupiah
Valas
Rupiah
Valas
Des
Des
Des
Des
2004 2005 2006 2007
2008
Ags
Sep
Okt
2009
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
13,72
10,35
11,34
15,97
15,59
15,41
15,60
16,21
16,34
16,15
16,30
15,53
16,27
16,06
16,00
15,83
15,80
13,72
12,24
14,63
8,81
20,25
20,60
7,63
19,49
20,66
7,00
14,53
15,18
8,28
14,87
10,46
8,16
11,41
2,67
11,92
12,20
3,79
15,77
15,86
12,00
10,74
11,48
1,54
12,63
11,50
12,58
15,49
1,52
12,17
12,33
4,98
15,17
15,17
10,47
11,29
8,71
15,97
12,59
13,96
10,33
15,01
16,33
6,40
15,40
15,80
9,27
15,51
16,03
3,20
15,78
15,59
18,73
11,30
52,79
13,10
14,70
2,60
14,36
20,05
6,85
13,55
13,66
8,28
15,27
15,41
17,97
11,06
42,99
14,47
15,10
2,86
13,98
19,30
9,34
13,13
13,27
8,79
15,67
15,60
19,17
11,04
46,08
14,00
15,13
1,94
12,93
18,71
9,26
13,10
13,27
9,03
16,26
16,23
19,74
10,70
46,35
14,18
15,18
2,30
12,70
18,32
9,09
13,36
13,56
9,06
16,71
16,36
15,57
10,39
22,74
14,68
15,58
2,49
13,90
18,97
10,42
13,67
13,90
8,85
17,00
16,17
13,84
8,11
27,43
14,67
15,51
2,63
13,64
17,73
10,61
13,45
13,66
9,17
17,66
16,31
1,00
12,42
7,84
21,60
15,60
15,64
12,63
13,51
17,18
10,98
13,16
13,36
9,49
17,31
15,54
1,00
12,13
7,85
21,62
15,63
15,65
13,51
13,54
16,70
10,95
13,54
16,70
10,95
17,62
16,29
1,00
11,75
8,14
20,06
16,11
15,90
47,23
13,26
14,96
10,96
13,65
13,95
8,24
18,24
16,06
13,25
9,66
21,69
15,86
15,67
42,14
13,64
15,14
10,95
14,23
14,54
8,34
18,57
16,00
13,41
9,85
21,70
15,39
15,22
42,91
14,34
15,95
10,99
13,90
14,71
4,86
18,24
15,83
12,99
9,73
21,44
15,46
15,28
43,48
13,90
15,04
10,93
13,78
14,54
4,80
18,65
15,80
13,08
9,96
21,45
15,11
15,13
11,96
14,15
15,22
10,80
13,44
14,13
4,69
18,79
15,17
9,27
16,31
13,30
2,90
14,46
8,73
7,01
16,09
15,75
16,40
14,28
15,24
16,21
16,78
15,66
15,96
16,08
16,22
18,57
16,13
16,79
14,83
16,27
17,08
15,00
16,00
17,69
9,26
15,58
17,34
9,12
15,36
17,66
9,15
15,33
18,32
10,41
15,62
18,65
10,17
15,67
18,34
9,87
15,54
18,75
9,95
15,76
18,88
9,95
15,11
16,76
8,25
15,67
16,31
7,96
13,95
14,04
7,45
13,38
13,38
4,67
14,83
8,05
13,30
13,78
4,06
10,75
11,06
0,01
12,45
12,51
0,65
16,55
10,50
15,09
15,31
4,63
10,66
11,15
11,01
11,12
8,69
15,54
6,75
15,19
15,85
6,57
12,95
12,95
11,49
11,58
0,47
17,36
8,84
16,19
17,14
7,09
14,12
14,12
11,42
11,61
0,39
16,74
7,95
16,14
17,16
6,54
13,80
13,80
11,35
11,53
0,25
16,97
9,07
15,88
16,98
7,04
13,24
13,23
11,35
11,57
0,28
16,94
10,11
15,91
17,15
6,16
12,90
12,90
10,00
11,51
11,75
0,13
16,85
9,49
15,97
16,82
3,93
14,04
14,04
11,60
11,82
0,09
16,77
9,59
15,65
16,19
5,88
13,85
13,85
12,28
11,84
0,64
16,42
9,46
15,63
16,13
7,87
13,19
13,19
10,97
11,41
0,11
16,34
9,47
15,22
15,69
7,80
14,66
14,66
10,92
11,33
0,10
16,62
9,47
15,24
15,69
7,37
15,22
15,22
11,13
11,51
0,11
16,53
9,46
15,03
15,40
7,69
15,54
15,54
10,00
11,20
11,55
0,10
16,22
7,90
14,91
15,29
8,08
15,79
15,79
11,18
11,53
0,12
16,47
7,91
15,09
15,42
7,89
15,63
15,63
11,23
11,60
0,46
15,76
7,95
15,13
15,45
7,90
15,86
15,86
11,04
11,47
0,35
101
102
Persen (%)
Tabel 2.9 Tingkat Margin Rata-rata Pembiayaan Berdasarkan Jenis Penggunaan

(Average of Margin Rates of Financing Based on Type of Use)
Des
Des
Des
Des
2004 2005 2006 2007
2008
Ags
Sep
Okt
2009
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Modal Kerja
Rupiah
15,57
15,90
8,09
12,22
12,63
4,53
11,71
11,97
1,45
15,51
15,92
8,51
16,18
16,40
12,78
16,19
16,41
12,78
16,15
16,43
12,46
16,32
16,60
12,67
16,49
19,34
4,26
16,45
16,59
14,01
16,32
16,43
14,22
16,46
16,54
14,87
16,74
16,86
14,22
15,58
15,62
14,73
16,38
16,53
13,13
16,45
16,59
12,82
16,52
16,67
12,75
Investasi
Rupiah
15,20
15,89
8,52
12,51
13,36
2,13
13,34
13,80
6,01
13,87
14,59
7,41
13,46
14,12
5,09
13,43
14,07
5,74
13,40
14,15
6,26
13,45
14,32
6,13
13,67
18,04
2,23
13,24
13,88
6,54
12,70
13,29
7,24
12,39
13,03
6,35
12,62
13,23
6,59
12,32
12,83
6,91
13,35
13,98
6,74
13,56
14,12
6,98
13,14
13,66
7,00
Konsumsi
Rupiah
13,24
13,25
4,67
12,33
12,37
0,91
10,99
11,10
8,69
11,48
11,56
0,47
11,40
11,58
0,40
11,32
11,49
0,26
11,32
11,53
0,29
11,48
11,72
0,14
11,58
14,32
0,01
11,59
11,81
0,14
11,57
11,61
1,00
11,47
11,51
1,00
11,74
11,78
1,00
10,70
10,73
1,00
11,78
11,82
1,03
11,19
11,56
0,46
11,01
11,43
0,35
Tabel 2.10 Kegiatan Usaha BPR Syariah (Syariah Rural Banks Operation)
Des
Des
Des
Des
2004 2005 2006 2007
2008
Ags
Sep
Okt
2009
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Penyaluran dana
Pembiayaan
Antar Bank Aktiva
1.107
877
230
1.401
1.194
207
1.461
1.234
228
1.511
1.263
249
1.516
1.268
248
1.591
1.257
334
1.603
1.260
343
1.591
1.277
314
1.636
1.332
303
1.650
1.361
290
1.669
1.381
287
1.703
1.410
293
1.759
1.451
308
1.784
1.502
282
Sumber Dana
Dana Pihak Ketiga
Tabungan Wadiah
Tabungan Mudharabah
Deposito Mudharabah
Antar Bank Pasiva
Pinjaman yang diterima
Kewajiban lainnya
708
87
204
417
174
52
3
891
127
252
512
222
66
8
897
129
244
524
262
67
8
912
139
260
514
269
74
7
925
142
276
506
259
69
9
570
10
280
280
8
271
991
168
281
542
66
272
995
171
275
549
268
61
20
1.034
188
273
574
271
65
17
1.051
187
280
584
267
62
17
1.069
188
282
599
0
0
0
1.083
196
278
609
275
65
17
1.125
211
284
630
276
67
19
1.140
212
282
646
294
66
16
Beberapa komponen modal

Modal disetor
Cadangan
L/R Tahun Berjalan
L/R Tahun lalu
176
21
27
(9)
208
27
26
(13)
215
27
28
(13)
217
27
28
(12)
219
27
31
(13)
222
28
30
(15)
224
28
5
14
223
28
9
9
231
31
13
(3)
243
33
18
(9)
618
373
24
(12)
636
386
28
(19)
642
388
33
(19)
655
403
38
(20)
103
104
Tabel 2.11 Aset dan Pembiayaan BPR Syariah (Asset and Financing of Syariah Rural Bank)
Des Des
Des Des
2008
2004 2005 2006 2007 Ags
Sep
Okt
2009
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Aset (Assets)
1.203
1.520
1.576
1.609
1.619
1.693
1.711
1.702
1.748
1.766
1.782
1.821
1.877
1.910
Pembiayaan (Financing)
Lancar Current)
Kurang Lancar (Sub Standard)
Diragukan (Doubtful)
Macet (Lost)
882
807
22
22
31
1.194
1.110
25
18
41
1.234
1.148
26
17
43
1.263
1.159
33
19
51
1.268
1.160
38
21
50
1.260
1.149
37
23
51
1.277
1.165
36
21
54
1.332
1.220
32
28
52
1.361
1.248
33
30
50
1.384
1.270
34
31
49
1.410
1.298
36
31
44
1.451
1.339
38
32
42
1.502
1.384
40
34
42
Non Performing Financing (Nominal)

Non Performing Financing (%)
75
8,56
83
6,99
86
6,99
104
8,22
108
8,54
1.257
1.151
35
21
49
111
105
8,38
111
8,81
112
8,74
112
8,41
113
8,32
114
8,22
112
7,91
112
7,72
117
7,80
Ket : Data tersedia mulai posisi Januari 2007 (Data Available on January 2007)
Tabel 2.12 Jaringan Kantor Perbankan Syariah (Syariah Bank Office Network)
Des Des Des Des
Bank Umum Syariah (BUS) (Sharia Commercial Banks)
Jumlah Bank Total Banks
Unit Usaha Syariah (UUS) (Sharia Business Units)
BPR Syariah (Sharia Rural Bank) 1
2008
2004 2005 2006 2007 Ags
Sep
Okt
2009
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
3
263
3
301
3
346
3
398
3
431
3
494
3
515
4
555
5
576
5
580
5
618
5
635
5
642
5
643
5
643
5
645
5
654
15
74
19
133
20
163
26
170
28
188
28
188
28
194
27
199
27
214
26
216
26
249
26
253
25
253
25
255
25
256
24
259
24
262
114
185
128
199
128
199
128
199
128
199
131
202
132
203
132
203
133
208
133
209
134
210
133
209
134
216
135
220
105
DATA BPR
107
108
Tabel 3.1 Kegiatan Usaha Bank Perkreditan Rakyat (Rural Bank Operations)
Des Des Des Des
2008
2004 2005 2006 2007 Ags
2009
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags

a. Kredit (Credits)
12.149
14.654
16.948
20.540
25.099
25.701
25.636
25.746
25.472
25.404
25.888
25.336
25.571
25.916
26.388
26.770
27.289
2.996
3.442
4.956
6.009
4.861
4.943
5.018
5.112
5.841
5.919
5.868
5.946
6.153
6.073
6.010
6.229
6.107
7.860
9.421
11.190
12.701
13.794
14.081
13.993
14.038
14.204
14.422
14.806
14.759
14.903
14.990
15.361
15.656
16.092
3.301
3.757
4.581
6.018
6.846
6.631
6.803
6.923
7.135
7.106
7.111
7.031
7.282
7.343
7.350
7.544
7.495
b. Antar Bank Pasiva (Inter-Bank Liabilities)
1.257
1.761
2.401
3.240
4.182
4.458
4.358
4.236
4.214
4.112
4.105
3.889
3.893
3.773
3.823
3.758
3.739
c. Pinjaman yang Diterima (Loans received)
397
406
416
482
522
539
539
547
542
525
513
514
530
593
603
586
593
d. Kewajiban Segera (Immediate Liabilities)
96
107
145
189
197
266
194
226
250
287
339
327
342
367
277
294
280
b. Antar Bank Aktiva (Inter-Bank Assets)

Beberapa Komponen Modal (Several Components of Capital)

1.764
1.908
2.333
2.776
3.059
3.098
3.129
3.163
3.241
3.305
3.361
3.359
3.392
3.434
3.478
3.532
3.551
353
484
697
828
1.067
1.073
1.070
1.100
1.098
1.217
1.002
965
999
1.024
1.018
1.013
1.034
c. L/R Tahun Berjalan (Current Earnings (Profit/Loss)
539
604
509
663
753
819
905
855
849
(262)
(170)
280
382
477
577
616
737
72
131
129
38
(73)
(83)
(84)
(118)
(100)
549
442
372
120
(1)
(26)
(44)
(101)
d. L/R Tahun Lalu (Retained Earnings (Profit/Loss))
Tabel 3.2 Kinerja Bank Perkreditan Rakyat (Rural Bank Performance)

Des Des Des Des
LDR(%)
2008
2004 2005 2006 2007 Ags
Sep
Okt
2009
Nov
Des
Jan
Mar
Apr
Mei
80,84
Jun
Jul
Ags
80,73
82,00
87,37
80,03
84,33
85,17
84,77
84,79
82,54
82,18
80,91
83,04
83,09
82,94
84,05
Total Kredit (Total Credit)
12.149
14.654
16.953
20.684
25.105
25.707
25.641
25.752
25.480
25.409 25.893
25.341
25.575 25.921
26.393
26.776
27.296
Penghimpunan Dana (Funds collected)
12.815
15.345
17.879
21.696
25.161
25.527
25.544
25.579
25.944
26.059 26.412
26.067
26.685 26.093
26.562
27.020
27.415
2.233
2.525
1.525
4.149
4.608
4.657
4.703
4.791
4.926
5.202
5.263
5.061
7,57
7,50
Modal Inti (Core Capital)
81,65
Feb
5.062
5.094
5.251
4.951
5.122
0
NPL(%)
Kredit Non Lancar (Non Current Credits)
Total Kredit (Total Credit)
7,59
7,97
9,73
7,98
7,04
6,94
9,68
9,95
9,88
923
1.169
1.649
1.639
1.766
1.784
2.481
2.562
2.516
12.149
14.654
16.948
20.540
25.099
25.701
25.636
25.746
25.472
3,22
2,96
2,21
2,39
3,60
3,42
3,40
2,91
2,61
10,30
10,32
7,50
2.617
2.672
1.900
25.404 25.888
25.336
7,48
7,60
7,54
1.944
1.954
1.972
2.026
2.047
25.571 25.916
26.388
26.770
27.289
3,08
3,18
0
ROA(%)
L/R Tahun Berjalan (Current Earnings (Profit/Loss)
Total Aktiva
539
604
509
663
753
819
905
855
849
16.707
20.393
23.045
27.741
31.356
31.900
31.963
32.086
32.533
25,44
25,23
19,25
20,98
31,72
30,32
29,91
25,45
22,67
(9,74)
(3,11)
3,43
-262
-170
280
32.239 32.703
32.681
3,42
3,47
3,44
382
477
577
616
737
33.046 33.259
33.765
34.277
34.762
26,02
27,06
0
ROE(%)
L/R Tahun Berjalan (Current Earnings (Profit/Loss)
Modal Disetor (Paid-In Capital)
Cadangan Umum (General Reserve)
(82,54)
(26,29)
29,15
29,38
28,96
28,82
539
604
509
663
753
819
905
855
849
-262
-170
280
382
477
577
616
737
1.764
1.908
2.333
2.776
3.059
3.098
3.129
3.163
3.241
3.305
3.361
3.359
3.392
3.434
3.478
3.532
3.551
353
484
312
384
501
504
503
504
506
498
510
487
508
521
526
529
535
109
110
Tabel 3.3 Perkembangan Aset BPR Berdasarkan Lokasi (Growth of Rural Bank Asset Based on Location)
Lokasi (Location)
Des Des Des Des
2008
2004 2005 2006 2007 Ags

Jawa Barat (Including Banten)
Bengkulu
Jambi
Riau (Including Bangka Belitung)
Lampung
Sulawesi Utara (including Gorontalo)
Bali
Maluku
Papua
Total
Sep
Okt
2009
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
3.567
97
902
4.010
2.526
16
26
59
341
456
307
121
2.360
82
139
8
1
45
75
102
9
228
989
14
79
145
-
4.469
228
997
5.069
2.788
15
62
36
341
413
472
134
2.975
94
180
72
1
61
76
126
19
260
1.236
20
84
165
1
4.742
350
1.101
5.665
3.145
15
140
38
376
537
685
206
3.038
107
307
99
3
89
119
154
31
321
1.467
23
127
162
1
5.330
489
1.409
6.723
3.616
18
216
54
419
733
1.020
336
3.516
167
403
154
7
134
194
193
47
375
1.851
35
160
137
1
6.175
576
1.565
7.379
3.873
21
228
80
475
848
1.180
395
4.066
180
440
181
10
198
267
212
54
415
2.129
54
177
174
1
6.308
565
1.600
7.406
3.909
22
224
78
486
845
1.217
404
4.148
201
434
208
10
207
271
216
56
430
2.235
57
186
178
1
6.330
564
1.598
7.520
3.971
22
208
80
489
856
1.229
401
3.945
201
441
199
11
219
278
215
57
437
2.266
59
185
184
1
6.444
564
1.625
7.622
3.991
22
208
84
497
868
1.285
390
3.622
209
484
192
12
206
288
214
54
449
2.312
65
194
184
1
6.500
571
1.634
7.790
4.030
23
205
110
495
901
1.355
394
3.563
260
511
193
10
209
275
215
57
456
2.318
64
210
184
1
6.576
573
1.645
7.812
4.035
23
211
90
494
890
1.427
402
3.063
256
504
198
12
201
284
221
61
461
2.350
68
200
182
1
6.793
586
1.640
7.881
4.068
23
215
92
505
909
1.493
416
3.026
265
506
201
25
203
278
222
58
460
2.383
72
203
176
1
6.856
585
1.644
7.996
4.110
23
218
92
508
922
1.531
439
2.662
267
525
195
25
206
285
228
57
469
2.385
75
197
179
1
6.972
597
1.666
8.066
4.161
23
217
114
513
935
1.529
440
2.688
268
511
193
23
206
287
229
56
487
2.408
78
198
181
1
7.117
596
1.673
8.123
4.261
22
218
110
519
947
1.538
444
2.686
269
520
194
24
213
295
231
57
488
2.247
83
202
183
2
7.144
599
1.699
8.207
4.335
23
218
110
528
951
1.567
454
2.632
273
535
202
24
213
289
245
60
495
2.488
84
209
183
1
16.707
20.393
23.045
27.741
31.356
31.900
31.963
32.086
32.533
32.239
32.703
32.681
33.046
33.259
33.765
Jul
7.241
609
1.719
8.339
4.413
23
230
109
539
944
1.623
460
2.714
268
525
206
24
237
305
252
60
495
2.467
91
198
185
1
34.278
Ags
7.342
607
1.736
8.445
4.461
24
233
112
545
942
1.698
470
2.781
259
540
209
25
238
315
256
60
499
2.469
100
196
198
2
34.762
Tabel 3.4 Jumlah BPR Berdasarkan Total Aset (Rural Banks Based on Total Assets)
Total Aset
(Total Assets)
Total Aset BPR < 1 Miliar
Des Des Des Des
2008
2004 2005 2006 2007 Ags
Sep
Okt
2009
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
285
147
111
85
70
72
73
69
56
54
53
51
49
46
52
53
53
1.168
1.010
835
651
568
565
543
530
536
522
520
519
499
491
481
463
471
Total Aset BPR 5 s.d 10 Miliar
422
491
479
527
507
484
484
494
511
509
507
509
510
505
504
513
497
Total Aset BPR > 10 Miliar
283
361
455
554
651
661
668
676
669
682
688
689
700
715
723
731
742
2.158
2.009
1.880
1.817
1.796
1.782
1.768
1.769
1.772
1.767
1.768
1.768
1.758
1.757
1.760
1.760
1.763
Total Aset BPR 1 s.d 5 Miliar
Total
111
112
Tabel 3.5 Non Performing Loan Bank Perkreditan Rakyat (NPL of Rural Bank)
Kolektibilitas
(Collectibility)
Kredit (Credit)
a. Lancar (Current)
b. Kurang Lancar (Sub-Standard)
c. Diragukan (Doubtful)
d. Macet (Lost)
Des Des Des Des
2008
2004 2005 2006 2007 Ags
Sep
Okt
2009
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
12.149 14.654 16.948 20.540 25.090 25.701 25.636 25.746 25.472 25.404 25.888 25.336 25.571 25.916 26.388
11.226 13.485 15.299 18.901 23.333 23.917 23.155 23.184 22.956 22.787 23.216 23.437 23.626 23.962 24.415
322
404
473
407
416
435
994 1.046 1.039
506
545
543
558
540
551
373
494
482
319
344
324
326
319
342
386
377
362
353
355
356
228
271
694
913
998 1.025 1.161 1.197 1.135 1.724 1.750
995 1.033 1.058 1.066
923
7,59
1.169
7,98
1.649
9,73
1.639
7,98
1.757
7,00
1.784
6,94
2.481
9,68
2.562
9,95
2.516
9,88
2.617
10,30
2.672
10,32
1.900
7,50
1.944
7,60
1.954
7,54
1.972
7,48
Jul
Ags
26.770
24.744
522
351
1.153
27.289
25.242
522
360
1.165
2.026
7,57
2.047
7,50
Tabel 3.6 Non Performing Loan BPR Berdasarkan Lokasi (NPL of Rural Banks Based On Location)
Des Des Des Des
Lokasi (Location)
2008
2004 2005 2006 2007 Ags
Sep
Okt
2009
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags

Bengkulu
Jambi
Lampung
Bali
Maluku
Papua
271
4
43
275
150
1
1
5
22
26
8
4
24
3
7
4
8
20
42
1
2
-
313
4
71
403
151
1
1
5
22
27
11
9
33
8
8
3
1
7
7
1
24
55
2
1
3
-
449
11
93
607
184
1
4
6
33
33
17
16
45
5
13
4
0
3
9
9
1
27
74
2
1
3
0
421
17
83
614
170
1
9
6
27
32
21
16
58
5
13
8
2
11
8
1
30
78
1
1
4
-
462
25
88
623
184
1
10
6
28
41
27
20
73
6
17
8
3
11
8
2
38
79
2
1
4
-
461
25
87
626
199
1
10
6
25
41
28
19
73
6
18
9
0
3
10
8
2
39
77
2
1
4
-
469
26
89
633
186
1
10
6
26
43
29
17
766
6
18
10
0
3
11
8
2
39
76
2
1
4
-
469
28
90
637
185
1
11
7
29
43
28
18
839
6
17
10
0
4
12
8
2
36
75
2
2
5
0
450
26
80
591
157
1
11
7
29
40
27
20
909
5
17
10
0
4
11
8
3
33
71
1
1
5
0
465
28
90
605
167
1
12
7
31
45
34
21
932
7
18
11
0
4
12
8
4
35
74
2
1
5
0
498
31
90
614
173
1
13
7
29
47
36
22
924
6
18
12
0
4
13
9
3
36
76
2
1
6
0
501
18
98
620
175
1
14
7
30
50
39
22
125
7
18
15
0
5
12
8
3
36
86
3
2
6
0
491
36
99
624
180
1
15
7
34
50
37
22
127
8
18
16
0
5
13
8
3
37
103
3
1
7
0
504
37
100
627
175
1
14
7
34
49
38
23
117
8
19
15
0
5
12
9
3
38
106
3
1
7
0
516
42
96
618
174
1
14
9
34
55
36
25
99
7
18
18
0
5
13
9
3
37
133
2
1
7
0
521
40
98
627
176
1
14
9
34
54
39
26
124
8
19
18
0
5
13
9
3
38
140
3
1
6
0
524
40
98
647
182
1
15
9
34
59
40
25
107
10
19
18
0
4
15
10
3
39
135
3
2
7
0
Total
923
1.169
1.649
1.639
1.766
1.784
2.481
2.562
2.516
2.617
2.672
1.900
1.944
1.954
1.972
2.026
2.047
113
114
Tabel 3.7 Komposisi DPK Bank Perkreditan Rakyat (Composition of Third Party Funds of Rural Bank)
Nominal
Komposisi
thd Total
DPK (%)
(Composition to
Total Third
Party
Funds) (%)
9.421
71,48
Nominal
Komposisi
thd Total
DPK (%)
(Composition to
Total Third
Party
Funds) (%)
11.190
70,95
Nominal
Komposisi
thd Total
DPK (%)
(Composition to
Total Third
Party
Funds) (%)
12.701
67,85
Agustus 2008
Nominal
Komposisi
thd Total
DPK (%)
(Composition to
Total Third
Party
Funds) (%)
13.794
66,83
Desember 2008
Agustus 2009
Jenis (Type)
Nominal
Komposisi
thd Total
DPK (%)
(Composition to
Total Third
Party
Funds) (%)
Nominal
Komposisi
thd Total
DPK (%)
(Composition to
Total Third
Party
Funds) (%)
Nominal
Komposisi
thd Total
DPK (%)
(Composition to
Total Third
Party
Funds) (%)
7.860
70,42
14.204
66,56
16.092
68,22
3.301
29,58
3.757
28,51
4.581
29,05
6.018
32,15
6.846
33,17
7.135
33,44
7.495
31,78
11.161
100
13.178
100
15.771
100
18.719
100
20.640
100
21.339
100
23.588
100
Tabel 3.8 Komposisi DPK Berdasarkan Lokasi - Agustus 2009

(Composition of Third Party Funds Based on Location - August 2009)
Lokasi (Location)
Tabungan
(Saving Deposits)
Deposito
(Demand Deposit)
Total DPK
(Total of Third Party Funds)
Pangsa Thd Total DPK (%)

(Portion of Total Third Party
Funds (%))
115

Bengkulu
Jambi
Lampung
Bali
Maluku
Papua
1.141
39
389
2.388
887
8
32
40
177
354
346
145
307
44
172
53
9
20
62
55
25
139
590
28
20
27
0
3.979
305
847
3.527
1.883
8
145
18
228
263
977
223
1.424
118
269
83
5
89
109
122
25
148
1.069
39
77
113
1
5.120
344
1.236
5.915
2.770
16
177
58
405
617
1.323
369
1.731
162
440
135
14
108
170
177
49
288
1.660
66
98
140
1
21,71
1,46
5,24
25,08
11,74
0,07
0,75
0,25
1,71
2,62
5,61
1,56
7,34
0,69
1,87
0,57
0,06
0,46
0,72
0,75
0,21
1,22
7,04
0,28
0,41
0,59
0,00
Total
7.495
16.092
23.588
100
116
Tabel 3.9 DPK BPR Berdasarkan Lokasi Penghimpunan (Third Party Funds of Rural Banks Based on Location)
Des Des Des Des
Lokasi (Location)
2008
2004 2005 2006 2007 Ags
Sep
Okt
2009
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags

Bengkulu
Jambi
Lampung
Bali
Maluku
Papua
2.516
51
627
2.843
1.633
8
15
36
258
315
177
90
1.417
44
103
6
1
30
37
56
7
122
651
4
56
58
-
3.017
143
712
3.446
1.740
7
34
23
242
270
329
97
1.663
56
138
49
1
39
44
73
16
139
787
7
50
56
-
3.209
218
805
4.041
2.077
9
101
26
273
330
547
156
2.045
65
247
64
2
40
72
104
28
172
949
9
64
119
-
3.579
288
1.043
4.712
2.349
11
161
34
307
475
777
258
2.287
97
319
89
6
54
122
135
42
209
1.179
17
71
95
-
4.083
325
1.126
5.112
2.406
14
169
54
342
527
891
319
2.501
85
342
108
6
79
143
149
45
229
1.351
33
78
120
-
4.177
318
1.131
5.072
2.398
14
163
52
347
514
908
323
2.456
90
341
126
6
87
132
150
47
242
1.388
35
77
117
-
4.191
304
1.132
5.185
2.430
14
147
52
349
531
917
316
2.330
114
341
116
8
100
135
150
48
246
1.406
36
78
122
-
4.291
310
1.144
5.255
2.430
14
145
55
353
545
964
300
2.174
128
375
112
8
86
145
149
46
255
1.439
39
80
121
1
4.343
305
1.142
5.395
2.476
15
146
57
357
580
1.015
308
2.140
144
399
114
6
93
130
152
50
260
1.455
38
100
119
0
4.439
293
1.168
5.439
2.498
15
151
40
358
578
1.065
310
2.061
153
403
118
9
85
144
154
53
264
1.484
39
87
121
1
4.652
297
1.175
5.484
2.516
15
158
41
367
594
1.123
323
2.023
159
406
121
13
82
137
156
50
263
1.515
42
89
116
1
4.723
298
1.184
5.620
2.549
16
163
41
372
609
1.174
337
1.504
164
420
123
13
80
146
161
48
270
1.527
44
89
117
1
4.855
313
1.195
5.737
2.620
15
163
60
378
617
1.173
339
1.491
152
410
122
13
81
144
163
48
286
1.553
48
89
120
1
4.960
318
1.195
5.765
2.671
15
164
59
382
625
1.180
342
1.501
149
422
125
13
96
151
165
48
282
1.422
51
106
126
1
4.963
326
1.213
5.786
2.703
15
164
58
391
627
1.199
354
1.537
160
430
124
13
90
146
169
49
288
1.615
52
112
124
1
5.023
341
1.235
5.891
2.763
15
174
58
403
629
1.249
363
1.632
141
418
134
13
109
164
176
50
286
1.648
57
100
126
1
5.120
344
1.236
5.915
2.770
16
177
58
405
617
1.323
369
1.731
162
440
135
14
108
170
177
49
288
1.660
66
98
140
1
Total
11.161
13.178
15.771
18.719
20.640
20.712
20.796
20.961
21.339
21.529 21.917
21.790
22.186 22.333
22.711
23.201
23.588
Persen (%)
Tabel 3.10 Suku Bunga Rata-rata DPK Bank Perkreditan Rakyat

(Average of Third Party Interest Rates of Rural Banks)
Des Des Des Des
2008
2004 2005 2006 2007 Ags Sep
Okt
2009
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
12,43
12,51
12,47
12,26
12,07
11,83
11,65
11,44
11,26
7,16
7,12
7,12
6,90
6,78
6,96
7,35
6,56
6,71
Ket. Data tersedia mulai Desember 2008 (Data available on December 2008)
117
118
Persen (%)
Tabel 3.11 Suku Bunga Rata-rata Kredit BPR Berdasarkan Sektor Ekonomi
(Average of Credit Interest Rates of Rural Banks Based on Economic Sector)
Sektor Ekonomi
(Economic Sector)
1.
Pertanian, perburuan dan sarana pertanian

Des
Des
Des Des
2008
2004 2005 2006 2007
Ags
Sep
Okt
2009
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
38,70
39,17
39,29
39,70
39,44
39,52
39,52
39,26
39,29
32,87
33,19
33,50
33,49
33,28
33,63
33,71
33,49
33,68

33,60
33,66
33,79
35,07
34,93
35,03
34,95
34,93
34,88
31,61
31,82
31,87
32,35
32,48
32,49
32,43
32,51
32,42
29,50
29,58
29,57
29,46
29,52
29,59
29,60
29,58
29,56
Persen (%)
Tabel 3.12 Suku Bunga Rata-rata Kredit BPR Berdasarkan Jenis Penggunaan
(Average of Credit Interest Rates of Rural Banks Based on Type of Use)
Jenis Penggunaan
(Type of Use)
Des
Des
Des Des
2008
2004 2005 2006 2007
Ags
Sep
Okt
2009
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
34,43
34,75
34,82
35,45
35,36
35,55
35,39
35,36
35,29
27,67
27,93
27,97
30,23
30,31
30,28
30,47
30,39
30,64
29,57
29,51
29,55
29,45
29,51
29,50
29,57
29,54
29,57
119
120
Tabel 3.13 Perkembangan Jumlah Bank Perkreditan Rakyat (Growth of Total Rural Bank)
Des Des Des Des
Keterangan (Information)
2008
2004 2005 2006 2007 Ags
2009
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Jumlah BPR (Total Rural Banks)
2.158
2.009
1.880
1.817
1.796
1.782
1.768
1.769
1.772
1.767 1.768
1.768
1.758 1.757
1.760
1.760
1.763
3.507
3.110
3.173
3.250
3.314
3.325
3.335
3.350
3.367
3.389 3.401
3.408
3.417 3.422
3.430
3.435
3.446
Tabel 3.14 Perkembangan Jumlah BPR dan Kantor BPR Berdasarkan Lokasi
(Growth of Total Rural Bank and Rural Bank Offices Based on Location)
(Agustus 2009)
Nama Lokasi
(Name of Location)
Bengkulu
Jambi
Lampung
Bali
Maluku
Papua
121
Jumlah
BPR (Rural Bank)

KP
KC
KPK
Total
478
27
54
264
339
3
8
5
52
106
53
17
23
22
16
13
2
8
23
21
6
65
140
9
2
6
1
148
5
14
420
136
3
4
11
19
22
7
6
24
3
2
1
5
1
13
2
8
17
1
4
4
-
110
3
99
187
291
4
3
1
2
10
8
3
5
4
1
3
1
10
2
54
1
1
-
736
35
167
871
766
10
15
17
73
138
68
26
52
25
22
15
2
16
25
44
10
73
211
10
7
11
1
1.763
880
803
3.446
DATA PERKREDITAN
124
Tabel 4.1 Kredit Bank Umum Berdasarkan Sektor Ekonomi (Credit of Commercial Banks Based on Economic Sector)
Sektor Ekonomi
(Economic Sector)
Des
Des
Des
Des
2008
2004 2005 2006 2007 Ags
Sep
Okt
2009
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
33.140
37.178
45.180
56.901
61.986
63.789
65.564
67.778
67.202
67.206
67.777
69.758
70.901
74.174
77.243
75.624
74.675
7.819
8.127
14.086
26.212
30.894
31.778
33.359
33.006
32.215
31.725
28.999
30.433
29.079
26.383
28.381
29.532
34.560
144.917
171.288
184.023
205.610
241.568
250.461
271.011
283.448
271.187
269.217
273.726
266.412
254.392
248.284
248.620
244.598
246.352
5.986
5.367
7.224
7.920
10.687
13.758
16.573
18.513
18.475
18.803
19.963
19.669
20.069
21.553
21.879
23.490
24.229

19.972
26.986
33.088
44.088
57.322
59.974
61.782
62.970
58.753
56.321
58.146
58.863
58.849
59.920
62.195
62.207
62.898
113.073
135.837
163.443
216.874
249.041
252.682
257.572
261.839
259.632
251.602
254.569
261.363
264.563
269.481
277.509
273.679
280.324
17.665
19.829
27.068
36.807
53.826
56.218
60.883
62.629
62.579
61.999
62.732
61.844
60.575
61.173
64.195
68.893
69.886
56.357
72.628
78.455
109.748
137.330
143.417
152.887
153.161
152.302
147.745
148.734
147.356
143.147
141.622
144.715
143.035
145.094
8.047
10.029
12.040
13.882
14.653
14.804
15.314
15.426
15.747
15.688
15.740
15.668
15.904
15.830
16.158
16.255
16.152
152.495
208.378
227.690
283.970
348.540
359.265
362.916
366.553
369.596
369.533
371.459
374.022
380.156
386.956
394.145
400.802
411.771
559.470
695.648
792.297 1.002.012 1.205.846 1.246.146 1.297.860 1.325.323 1.307.688 1.289.839 1.301.844 1.305.389 1.297.635 1.305.377 1.335.041 1.338.116 1.365.942

Total
Tabel 4.2 Kredit Bank Persero Berdasarkan Sektor Ekonomi (Credit of State Owned Banks Based on Economic Sector)
Sektor Ekonomi
(Economic Sector)
Des
Des
Des
Des
2008
2004 2005 2006 2007 Ags
Sep
Okt
2009
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
20.984
22.407
25.993
31.275
34.529
36.047
37.337
38.654
38.451
38.991
38.961
40.872
42.845
45.180
47.928
46.199
46.169
4.471
3.364
4.961
11.288
15.384
16.262
17.430
16.953
15.473
14.806
13.639
15.052
14.440
11.608
13.370
13.719
15.839
60.489
67.369
72.736
74.594
85.523
90.023
98.222
102.159
98.878
99.634
103.044
100.799
98.823
98.530
101.530
98.554
98.567
3.868
3.880
5.221
4.762
6.158
8.690
10.869
12.454
12.702
13.036
13.629
13.489
13.700
14.641
14.741
14.974
15.246

9.126
12.572
13.966
17.325
20.921
22.263
23.047
23.340
23.178
21.982
23.003
23.755
23.589
24.053
25.053
24.518
24.909
46.868
51.530
62.439
86.775
98.842
100.463
101.314
103.708
103.680
100.178
102.098
105.952
108.050
109.924
115.489
115.994
118.093
6.114
5.890
8.113
13.857
20.744
21.247
22.363
22.728
22.880
22.281
22.475
22.454
22.152
22.715
24.614
27.443
28.173
10.537
12.572
12.604
16.340
20.424
21.579
22.286
22.436
25.356
23.397
24.155
25.173
24.937
23.734
25.114
23.854
23.893
2.424
3.219
4.429
4.371
2.816
3.065
3.179
3.157
3.345
3.278
3.271
3.206
3.246
3.350
3.472
3.385
3.448
57.973
73.611
77.450
95.564
117.292
121.224
122.995
124.311
126.723
126.387
127.216
129.844
132.700
137.428
140.573
144.086
149.538
222.855
256.413
287.910
356.151
422.633
440.864
459.042
469.900
470.665
463.971
471.491
480.597
484.482
491.163
511.883
512.725
523.875

Total
125
126
Tabel 4.3 Kredit BUSN Devisa Berdasarkan Sektor Ekonomi

(Credit of Foreign Exchange Commercial Banks Based on Economic Sector)
Sektor Ekonomi
(Economic Sector)
Des
Des
Des
Des
2008
2004 2005 2006 2007 Ags
Sep
Okt
2009
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
8.053
8.713
11.156
15.212
18.026
17.961
18.162
18.608
19.032
18.419
18.725
17.965
17.606
18.566
18.672
18.710
18.162
2.231
3.232
6.421
10.612
10.625
10.755
10.180
9.649
11.069
11.247
9.094
8.555
8.239
8.813
9.231
8.886
10.533
43.999
53.980
60.322
72.330
85.492
89.411
92.524
93.614
95.520
91.984
92.408
87.885
84.050
79.841
79.758
79.274
80.014

1.630
1.291
1.787
2.770
3.878
4.348
4.921
5.213
5.140
5.170
5.606
5.624
5.670
5.850
6.078
6.106
6.249
7.503
10.175
12.322
18.167
23.171
24.031
24.290
24.494
23.303
22.958
23.570
23.359
22.951
23.297
23.731
23.276
23.151
52.831
67.870
81.018
103.927
119.960
121.092
123.297
124.280
125.572
119.442
118.738
120.191
121.591
123.122
126.376
121.842
124.828
9.420
11.027
13.028
17.429
23.568
24.310
25.103
25.606
26.323
25.967
26.174
25.857
25.495
25.940
26.936
28.594
28.519
27.965
37.061
42.303
59.648
74.220
76.215
79.946
79.058
79.004
76.985
76.887
75.024
73.753
73.395
74.287
73.838
74.916
3.488
4.687
5.182
6.487
8.079
7.881
7.883
7.870
7.564
7.493
7.528
7.406
7.487
7.476
7.656
7.501
7.583
52.057
79.555
81.717
101.159
126.842
130.930
131.636
132.001
131.768
130.913
130.665
130.260
131.317
131.246
132.636
133.923
136.885
209.176
277.591
315.256
407.742
493.861
506.933
517.941
520.394
524.295
510.577
509.396
502.127
498.159
497.546
505.360
501.951
510.840

Total
Tabel 4.4 Kredit BUSN Non Devisa Berdasarkan Sektor Ekonomi

(Credit of Non-Foreign Exchange Commercial Banks Based on Economic Sector)
Sektor Ekonomi
(Economic Sector)
Des
Des
Des
Des
2008
2004 2005 2006 2007 Ags
Sep
Okt
2009
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
644
829
274
323
206
208
227
260
153
156
245
241
239
250
274
282
288
37
35
39
75
146
153
153
150
161
160
181
195
241
241
244
272
282
1.206
1.217
1.215
1.529
1.575
1.608
1.589
1.532
1.618
1.579
1.703
1.671
1.622
1.615
1.901
2.018
1.999

11
11
11
11
11
11
11
25
43
47
315
247
307
422
465
466
429
421
442
398
400
399
418
404
421
519
565
2.969
3.229
4.647
4.826
4.769
4.886
4.943
4.994
5.083
5.137
5.671
4.260
4.434
4.708
4.966
5.293
5.598
439
633
617
690
766
761
794
810
817
772
788
724
719
710
804
1.111
1.187
1.841
2.092
1.921
2.335
2.404
2.549
2.494
2.516
2.540
2.459
2.629
2.650
2.720
2.895
2.878
3.144
3.345
524
531
659
929
1.321
1.409
1.410
1.404
1.382
1.333
1.375
1.371
1.390
1.471
1.544
1.688
1.717
7.123
8.025
9.430
12.728
14.491
14.708
14.877
14.974
14.915
14.915
15.369
14.739
14.888
15.004
15.266
15.699
16.277
15.101
16.842
19.114
23.863
26.153
26.757
26.925
27.072
27.122
26.918
28.374
26.261
26.683
27.308
28.323
30.069
31.306

Total
127
128
Tabel 4.5 Kredit BPD Berdasarkan Sektor Ekonomi (Credit of Regional Development Banks Based on Economic Sector)
Sektor Ekonomi
(Economic Sector)
Des
Des
Des
Des
2008
2004 2005 2006 2007 Ags
Sep
Okt
2009
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
1.324
1.640
2.030
2.275
3.107
3.068
3.064
3.022
3.182
3.066
3.123
3.143
3.148
3.197
3.292
3.283
3.532
33
56
58
43
196
187
227
235
270
270
300
312
364
384
388
475
490
400
421
462
631
783
787
806
817
815
803
836
829
914
945
943
964
1.071
11
11
29
184
192
216
228
213
218
261
258
386
447
450
451
729

2.148
2.503
3.790
5.140
7.591
7.942
8.415
8.476
6.458
5.514
5.713
6.099
6.640
7.141
8.017
8.597
9.470
6.293
7.539
8.242
9.619
11.728
12.049
12.069
12.380
12.060
11.919
12.315
12.644
13.028
13.502
14.015
14.221
14.513
286
375
400
463
1.076
1.100
1.442
1.456
1.655
1.804
1.742
1.741
1.782
1.794
1.791
1.812
1.808
1.964
1.774
1.802
2.198
2.878
3.070
3.347
3.389
3.401
3.300
3.464
3.564
3.714
3.793
3.989
4.292
4.485
846
925
862
967
1.069
1.061
1.039
1.043
1.528
1.589
1.571
1.536
1.754
1.554
1.535
1.765
1.782
23.929
29.686
38.299
50.515
62.864
64.495
65.128
66.450
66.803
67.888
69.118
70.753
72.220
74.567
76.637
77.938
79.516
37.232
44.931
55.955
71.881
91.478
93.950
95.753
97.497
96.385
96.371
98.443
100.880
103.949
107.325
111.057
113.797
117.396

Total
Tabel 4.6 Kredit Bank Campuran Berdasarkan Sektor Ekonomi (Credit of Joint Venture Banks Based on Economic Sector)
Sektor Ekonomi
(Economic Sector)
Des
Des
Des
Des
2008
2004 2005 2006 2007 Ags
Sep
Okt
2009
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
1.163
1.908
2.331
4.597
3.907
4.076
4.407
4.156
4.018
4.054
4.079
4.631
4.348
4.337
4.567
4.632
4.225
358
477
755
1.753
2.007
1.988
2.300
2.776
2.196
2.333
2.485
2.809
2.581
2.365
2.486
2.453
3.057
18.977
18.989
17.451
23.774
30.150
31.200
34.895
36.251
30.568
31.545
31.647
34.269
32.208
31.155
29.992
29.085
29.678
236
56
186
313
337
350
368
413
256
244
350
220
243
233
216
210
213

538
954
1.520
1.167
1.397
1.308
1.522
1.573
1.487
1.562
1.906
1.992
1.806
1.712
1.682
1.618
1.674
2.558
3.631
4.467
6.691
7.738
8.154
8.835
9.246
7.108
7.268
7.602
10.493
10.332
10.802
9.767
9.745
10.287
560
1.043
2.588
2.330
3.968
4.661
5.531
5.785
5.147
5.162
5.236
5.678
5.391
5.336
5.250
5.248
5.375
4.923
6.989
7.823
13.516
17.853
18.843
20.231
20.693
18.200
17.447
17.322
17.815
16.443
16.530
16.960
16.702
17.061
347
376
396
461
439
467
540
573
602
632
649
813
766
744
732
713
702
1.253
2.513
3.315
3.917
5.195
5.772
6.009
6.171
6.267
6.254
6.343
6.750
7.002
7.036
7.108
7.127
7.235
30.914
36.937
40.833
58.520
72.989
76.820
84.639
87.638
75.849
76.503
77.618
85.471
81.120
80.250
78.761
77.534
79.506

Total
129
130
Tabel 4.7 Kredit Bank Asing Berdasarkan Sektor Ekonomi (Credit of Foreign Owned Banks Based on Economic Sector)
Sektor Ekonomi
(Economic Sector)
Des
Des
Des
Des
2008
2004 2005 2006 2007 Ags
Sep
Okt
2009
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
972
1.681
3.397
3.220
2.212
2.429
2.366
3.078
2.366
2.520
2.643
2.906
2.714
2.645
2.510
2.518
2.298
688
963
1.852
2.440
2.535
2.433
3.069
3.242
3.047
2.909
3.300
3.509
3.213
2.972
2.662
3.728
4.360
19.846
29.311
31.837
32.753
38.045
37.432
42.974
49.075
43.788
43.671
44.088
40.959
36.775
36.198
34.495
34.702
35.024
240
125
15
40
120
170
190
194
153
124
105
67
60
371
368
1.706
1.744

341
536
1.183
1.866
3.776
3.963
4.079
4.665
3.885
3.908
3.554
3.259
3.446
3.312
3.292
3.680
3.128
1.554
2.038
2.631
5.035
6.005
6.038
7.114
7.230
6.130
7.659
8.146
7.821
7.128
7.423
6.897
6.584
7.005
846
862
2.322
2.039
3.703
4.139
5.650
6.244
5.756
6.012
6.316
5.391
5.035
4.679
4.799
4.686
4.824
9.128
12.139
12.002
15.711
19.551
21.161
24.584
25.068
23.801
24.156
24.277
23.129
21.581
21.276
21.488
21.204
21.394
418
291
512
666
928
922
1.262
1.378
1.326
1.364
1.347
1.335
1.260
1.235
1.220
1.204
920
10.159
14.989
17.479
20.086
21.856
22.136
22.271
22.647
23.120
23.176
22.748
21.676
22.029
21.674
21.925
22.029
22.320
44.193
62.935
73.230
83.856
98.732
100.823
113.561
122.821
113.372
115.499
116.522
110.054
103.240
101.785
99.657
102.040
103.018

Total
Tabel 4.8 Kredit Bank Umum Berdasarkan Sektor Ekonomi per Wilayah (Agustus 2009)
(Credit of Commercial Banks Based on Economic Sector by Region)
Wilayah
Pertanian
Pertambangan Perindustrian
Listrik, Gas
dan Air
Pengangkutan,
Perdagangan,
Konstruksi Restoran dan Pergudangan
dan
Hotel
Komunikasi
Jasa Dunia
Usaha
Jasa Sosial/
Masyarakat
Lainnya

Banten
Bengkulu
Jambi
Riau
Kepulauan Riau
Bangka Belitung
Lampung
Gorontalo
Bali
Maluku
Papua
Irian Jaya Barat
Lainnya (Others)
1.891
117
35.328
241
2.145
4.555
301
1.137
226
9.198
1.748
4.387
2.497
402
29
2.342
1.562
1.198
1.011
1.066
193
615
361
87
89
130
170
437
83
42
114
66
83
823
197
54
30.126
6
107
280
31
27
19
97
62
70
42
109
322
25
443
19
828
22
31
24
35
1
2
11
13
4
5
9
1
1.540
16.655
3.016
144.319
636
14.637
34.662
117
435
532
17.550
944
1.603
1.123
1.423
221
1.463
769
616
833
174
132
1.810
216
4
17
52
62
528
22
9
33
6
13
1.719
387
16
22.446
35
60
393
0
27
28
70
4
34
19
42
15
32
61
78
0
1
42
0
0
2
14
2
0
6
412
3.201
902
34.952
162
1.383
4.426
171
256
643
2.293
270
1.057
1.657
999
334
373
654
342
3.186
278
237
1.743
461
47
81
218
115
435
181
252
541
145
258
644
22.944
4.120
97.764
2.760
26.190
35.687
1.108
2.494
3.063
16.971
4.187
5.262
5.297
2.199
705
5.355
2.894
2.614
5.072
976
2.482
9.482
2.831
614
742
1.316
1.901
7.101
1.543
598
1.848
394
610
1.198
6.095
119
53.991
107
909
2.841
31
99
31
1.129
180
461
210
237
23
303
635
287
1.030
25
106
399
67
1
12
23
39
114
33
21
79
16
69
163
6.224
2.145
104.978
825
2.943
6.335
237
332
313
3.486
681
1.439
1.199
1.096
38
447
1.078
534
3.488
112
86
1.843
666
20
23
163
161
1.106
75
32
447
29
106
2.405
1.858
248
8.201
253
716
1.578
81
135
84
483
152
257
137
87
25
126
91
56
279
12
22
366
92
44
49
16
49
506
20
5
13
13
22
77
47.851
17.844
148.588
4.551
28.480
30.558
2.879
3.868
6.344
17.455
6.812
8.434
7.736
4.631
1.014
4.906
4.960
4.625
7.335
2.611
3.537
13.684
5.330
806
1.458
2.440
4.407
7.776
4.404
1.757
2.889
924
809
66
Total
74.675
34.560
246.352
24.229
62.898
280.324
69.886
145.094
16.152
411.771
131
132
Tabel 4.9 Kredit Bank Umum Berdasarkan Jenis Penggunaan (Credit of Commercial Banks Based on Type of Use)
Jenis Penggunaan
(Type of Use)
Des
Des
Des Des
2004 2005 2006 2007
2008
2009
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags

Properti (Property)
Lainnya (Others)
3.655
3.852
12.127 11.876
273.885 338.829
5.002
13.079
396.667
6.348
16.000
510.892
10.163
22.143
602.144
11.051
19.033
626.748
11.300
19.091
656.839
12.191
20.663
672.513
10.840
18.963
654.870
10.368
18.358
634.632
10.280
18.926
640.085
9.943
20.283
641.384
10.454
20.685
628.004
11.794
22.302
624.042
11.811
21.218
641.182
11.992
18.818
634.475
11.471
19.361
646.315
289.666 354.557
414.749
533.240
634.450 656.832
687.229
705.366
684.672
663.357
669.291 671.611
659.143
658.139 674.211
-
665.285
-
677.147
Investasi (Investments)
Properti (Property)
Lainnya (Others)
3.074
3.276
8.830
9.818
106.819 121.305
6.086
11.706
133.418
9.433
14.256
162.529
10.682
14.945
199.697
11.231
15.187
206.261
11.866
15.561
222.761
12.108
16.385
227.491
11.592
16.813
227.495
11.696
17.419
230.202
11.898
17.782
233.664
11.531
18.403
232.157
11.688
18.633
230.256
11.592
18.768
232.102
11.475
21.669
235.837
11.273
21.495
241.563
11.383
21.363
247.594
Total Investasi (Total Investments)
118.723 134.400
151.209
186.218
225.324 232.678
250.188
255.984
255.900
259.317
263.344 262.091
260.578
262.461 268.981
274.331
-
280.340
-
KPR dan Apartemen > Tipe 70
(Housing and Apartements > Type 70)
Ruko dan Rukan
Lainnya (Others)
15.026
21.568
33.209
38.481
46.899
48.430
48.686
48.530
49.766
50.296
50.237
50.723
51.239
52.004
52.559
53.170
53.830
15.521
24.543
27.749
39.482
49.101
50.453
50.710
50.954
51.184
50.865
50.764
50.658
51.417
51.736
52.552
53.341
54.417
1.872
2.593
3.373
5.462
6.864
6.972
7.055
7.012
6.930
6.852
6.829
6.848
6.927
6.950
7.065
7.257
7.462
118.662 157.987
162.008
199.128
243.209
250.781
253.992
257.477
259.236
259.153
261.379
263.460
268.330
274.088
279.673
284.732
292.747
151.081 206.691
226.339
282.553
346.073 356.636
360.443
363.973
367.117
367.165
369.209 371.688
377.914
384.777 391.849
398.500
408.455
Total
559.470 695.648
792.297 1.002.012 1.205.846 1.246.146 1.297.860 1.325.323 1.307.688 1.289.839 1.301.844 1.305.389 1.297.635 1.305.377 1.335.041 1.338.116 1.365.942
Tabel 4.10 Kredit Bank Persero Berdasarkan Jenis Penggunaan (Credit of State Owned Banks Based on Type of Use)
Jenis Penggunaan
(Type of Use)
Properti (Property)
Lainnya (Others)
Des
Des
Des Des
2008
2004 2005 2006 2007 Ags
2009
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
1.868
1.842
10.368
8.755
94.585 112.128
2.167
9.183
137.324
3.166
10.791
174.095
5.318
12.124
207.223
5.658
12.807
216.098
5.841
12.745
226.470
6.049
12.990
230.556
6.347
12.822
230.613
5.867
12.673
222.909
5.895
13.208
226.903
5.616
13.675
231.888
5.586
14.989
230.968
5.748
16.672
229.537
5.976
15.979
243.823
6.004
13.925
240.089
6.152
14.246
242.851
106.820 122.724
148.675
188.052
224.665 234.563
245.055
249.595
249.782
241.449
246.006 251.179
251.543
251.958 265.779
-
260.018
-
263.250
1.570
15.560
90.276
1.556
15.691
93.254
1.554
15.668
96.757
103.542 107.406
-
110.501
-
113.979
Properti (Property)
Lainnya (Others)
298
5.789
53.227
612
6.337
54.464
1.603
7.890
53.435
2.251
9.887
61.595
1.871
10.237
70.721
1.815
10.616
74.937
1.823
10.750
80.535
1.865
11.147
85.183
1.689
11.242
83.306
1.749
11.361
84.978
59.314
61.413
62.928
73.733
82.828
87.368
93.108
98.195
96.237
98.088
10.415
14.801
24.271
27.057
33.976
35.049
35.384
35.044
36.347
36.863
37.110
37.627
38.146
38.804
39.227
39.790
40.301
1.947
3.865
3.716
6.853
9.307
9.947
10.278
10.393
11.347
11.142
11.428
11.767
12.114
12.318
12.821
13.174
13.505
288
319
366
698
1.033
1.082
1.115
1.114
1.118
1.103
1.102
1.120
1.141
1.157
1.190
1.210
1.233
44.071
53.290
47.954
59.758
70.823
72.854
74.101
75.559
75.834
75.325
75.750
77.424
79.474
83.384
85.460
88.031
91.607
56.721
72.276
76.307
94.366
115.139 118.932
120.879
122.111
124.646
124.434
125.389 127.937
130.875
135.663 138.699
142.205
146.646
222.855 256.413
287.910
356.151
422.633 440.864
459.042
469.900
470.665
463.971
471.491 480.597
484.482
491.163 511.883
512.725
523.875
Ruko dan Rukan
Lainnya (Others)
Total
1.766
11.579
86.750
1.693
12.426
87.361
1.648
12.816
87.600
100.096 101.481
102.065
1.628
12.960
88.953
133
134
Tabel 4.11 Kredit BUSN Devisa Berdasarkan Jenis Penggunaan

(Credit of Foreign Exchange Commercial Banks Based on Type of Use)
Jenis Penggunaan
(Type of Use)
Des
Des
Des Des
2004 2005 2006 2007
2008
2009
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags

Properti (Property)
Lainnya (Others)
1.397
1.554
720
968
107.609 137.986
2.233
2.205
161.558
2.236
2.334
214.144
2.788
7.208
251.277
3.202
3.279
261.096
3.252
3.205
265.258
3.240
3.598
264.296
3.057
4.803
269.486
3.083
4.412
256.683
3.101
4.506
255.202
2.796
2.648
253.338
2.786
2.257
249.025
4.006
2.057
247.699
4.238
2.027
251.662
3.850
1.791
246.236
3.633
1.711
252.104
109.726 140.508
165.997
218.715
261.273 267.577
271.716
271.134
277.345
264.178
262.808 258.782
254.069
253.763 257.927
-
251.877
-
257.448
8.786
3.580
96.351
9.368
3.696
101.837
9.724
3.720
104.153
9.234
3.759
102.550
9.248
3.697
102.915
9.446
3.725
103.132
9.032
3.442
101.002
9.160
3.484
100.512
9.053
3.486
100.378
8.865
3.788
102.523
8.739
3.771
104.013
8.775
3.633
104.467
106.015 108.717
114.900
117.597
115.543
115.859
116.303 113.476
113.156
112.917 115.176
-
116.523
-
116.875
Properti (Property)
Lainnya (Others)
2.488
1.818
43.183
2.419
2.199
53.203
3.984
2.705
61.010
6.495
3.279
78.254
47.488
57.821
67.699
88.028
3.892
5.744
7.571
9.657
10.840
11.272
11.171
11.332
11.221
11.255
10.880
10.756
10.732
10.750
10.826
10.802
10.923
12.654
19.474
22.577
30.608
37.406
38.031
37.940
38.045
37.350
37.230
36.809
36.320
36.462
36.497
36.721
37.108
37.795
1.400
2.046
2.574
4.117
5.426
5.497
5.555
5.521
5.447
5.384
5.357
5.329
5.380
5.391
5.457
5.630
5.801
34.016
51.998
48.838
56.617
72.901
75.839
76.659
76.765
77.389
76.671
77.239
77.464
78.360
78.229
79.254
80.011
81.999
51.962
79.262
81.561
101.000
126.573 130.639
131.325
131.663
131.406
130.540
130.285 129.869
130.934
130.866 132.257
133.551
136.517
209.176 277.591
315.256
407.742
493.861 506.933
517.941
520.394
524.295
510.577
509.396 502.127
498.159
497.546 505.360
501.951
510.840
Ruko dan Rukan
Lainnya (Others)
Total
8.187
3.725
94.102
Tabel 4.12 Kredit BUSN Non Devisa Berdasarkan Jenis Penggunaan

(Credit of Non-Foreign Exchange Commercial Banks Based on Type of Use)
Jenis Penggunaan
(Type of Use)
Des
Des
Des Des
2004 2005 2006 2007
2008
Ags
Sep
Okt
2009
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags

Properti (Property)
Lainnya (Others)
118
344
5.720
83
440
6.171
50
12
7.799
44
13
8.895
104
31
8.977
107
32
9.271
111
30
9.244
111
31
9.327
112
35
9.462
110
35
9.266
145
50
9.907
132
52
8.430
145
49
8.644
140
49
9.031
136
48
9.409
147
48
10.114
154
47
10.549
6.181
6.693
7.861
8.952
9.111
9.410
9.385
9.469
9.609
9.410
10.103
8.613
8.839
9.220
9.593
-
10.309
-
10.751
Properti (Property)
Lainnya (Others)
13
252
1.549
19
280
1.843
19
10
1.807
22
11
2.174
51
14
2.499
51
14
2.588
53
12
2.612
49
12
2.579
80
12
2.517
80
11
2.515
111
68
2.738
102
68
2.748
85
65
2.826
109
64
2.931
148
64
3.283
157
72
3.867
155
86
4.079
1.814
2.142
1.836
2.208
2.564
2.653
2.677
2.640
2.609
2.606
2.917
2.918
2.976
3.104
3.495
-
4.097
-
4.320
232
236
240
209
228
234
232
226
216
212
255
238
241
243
244
258
260
472
612
710
1.024
1.027
1.062
1.057
1.046
1.023
994
1.001
959
948
951
966
972
989
Ruko dan Rukan
Lainnya (Others)
62
76
64
60
108
110
108
108
103
104
113
112
116
112
109
124
128
6.341
7.083
8.402
11.411
13.114
13.288
13.466
13.583
13.561
13.592
13.985
13.421
13.564
13.679
13.916
14.309
14.857
7.106
8.007
9.417
12.704
14.477
14.694
14.863
14.963
14.904
14.902
15.354
14.730
14.869
14.985
15.235
15.664
16.235
15.101
16.842
19.114
23.863
26.153
26.757
26.925
27.072
27.122
26.918
28.374
26.261
26.683
27.308
28.323
30.069
31.306
Total
135
136
Tabel 4.13 Kredit BPD Berdasarkan Jenis Penggunaan (Credit of Regional Development Banks Based on Type of Use)
Jenis Penggunaan
(Type of Use)
Properti (Property)
Lainnya (Others)
Des
Des
Des Des
2004 2005 2006 2007
2008
Ags
Sep
Okt
2009
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
68
67
9.922
54
75
11.119
61
146
12.913
174
198
15.337
483
200
20.005
501
210
20.607
497
210
21.502
517
217
21.755
581
215
19.921
581
197
19.009
437
196
19.870
431
198
20.384
427
196
21.342
430
193
21.983
522
193
23.171
593
200
24.102
595
328
25.231
10.057
11.249
13.120
15.709
20.687
21.318
22.210
22.489
20.717
19.787
20.503
21.013
21.965
22.606
23.886
-
24.895
-
26.154
Properti (Property)
Lainnya (Others)
37
92
3.166
42
96
3.899
57
86
4.431
96
79
5.516
105
96
7.757
117
106
7.946
118
107
8.222
124
110
8.356
129
113
8.653
136
114
8.475
142
115
8.593
148
129
8.865
156
118
9.505
170
106
9.890
254
136
10.157
185
129
10.664
194
128
11.419
3.295
4.036
4.574
5.690
7.958
8.169
8.447
8.590
8.896
8.726
8.850
9.142
9.779
10.166
10.546
-
10.978
-
11.741
445
746
1.088
1.490
1.761
1.780
1.799
1.829
1.885
1.870
1.893
1.934
1.950
1.985
2.038
2.096
2.125
111
131
150
301
447
470
485
500
501
548
567
617
647
699
729
751
779
Ruko dan Rukan
Lainnya (Others)
114
142
360
578
274
262
256
248
244
242
239
238
239
240
260
247
253
23.210
28.627
36.662
48.112
60.350
61.951
62.556
63.843
64.143
65.198
66.391
67.936
69.370
71.629
73.597
74.830
76.344
23.880
29.645
38.261
50.481
62.832
64.462
65.096
66.419
66.773
67.859
69.090
70.725
72.205
74.553
76.624
77.924
79.501
Total
37.232
44.931
55.955
71.881
91.478
93.950
95.753
97.497
96.385
96.371
98.443 100.880
103.949
107.325 111.057
113.797
117.396
Tabel 4.14 Kredit Bank Campuran Berdasarkan Jenis Penggunaan (Credit of Joint Venture Banks Based on Type of Use)
Jenis Penggunaan
(Type of Use)
Des
Des
Des Des
2008
2004 2005 2006 2007
Ags
Sep
Okt
2009
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags

Properti (Property)
Lainnya (Others)
144
613
24.712
168
915
27.508
304
947
28.631
329
1.771
42.377
333
2.284
49.023
471
2.430
52.561
481
2.624
58.026
501
2.926
56.753
550
541
49.358
540
473
49.222
543
324
49.766
835
2.858
53.641
849
2.549
50.439
824
2.690
49.603
794
2.441
48.524
781
2.311
47.694
798
2.496
48.632
25.469
28.592
29.882
44.477
51.640
55.461
61.131
60.180
50.449
50.235
50.634
57.334
53.836
53.117
51.759
-
50.785
-
51.926
Properti (Property)
Lainnya (Others)
238
788
3.165
165
834
4.832
272
865
6.499
325
809
8.992
303
724
15.127
301
717
14.569
328
821
16.349
346
1.207
19.735
307
1.515
17.311
335
2.062
17.618
288
2.113
18.241
427
2.163
18.796
533
1.992
17.757
538
2.001
17.559
556
1.971
17.366
566
1.689
17.366
644
1.705
17.996
4.191
5.832
7.636
10.126
16.155
15.587
17.498
21.287
19.133
20.014
20.642
21.387
20.282
20.097
19.893
-
19.621
-
20.346
22
26
23
28
50
49
49
47
44
44
44
113
114
164
164
164
160
53
109
152
177
321
343
343
346
328
317
320
564
566
574
604
609
615
Ruko dan Rukan
Lainnya (Others)
22
22
21
21
19
18
18
49
51
50
49
45
46
1.169
2.368
3.131
3.703
4.802
5.358
5.597
5.757
5.876
5.875
5.960
6.025
6.271
6.247
6.291
6.310
6.413
1.253
2.513
3.315
3.917
5.195
5.772
6.009
6.171
6.267
6.254
6.343
6.750
7.002
7.036
7.108
7.127
7.235
30.914
36.937
40.833
58.520
72.989
76.820
84.639
87.638
75.849
76.503
77.618
85.471
81.120
80.250
78.761
77.534
79.506
Total
137
138
Tabel 4.15 Kredit Bank Asing Berdasarkan Jenis Penggunaan (Credit of Foreign Owned Banks Based on Type of Use)
Jenis Penggunaan
(Type of Use)
Des
Des
Des Des
2008
2004 2005 2006 2007
Ags
Sep
Okt
2009
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags

Properti (Property)
Lainnya (Others)
60
15
31.337
151
723
43.917
186
586
48.441
400
892
56.044
1.137
297
65.639
1.112
277
67.114
1.117
276
76.339
1.773
900
89.826
193
548
76.030
186
568
77.544
159
643
78.437
134
853
73.703
661
645
67.585
647
641
66.188
144
530
64.593
616
543
66.241
139
532
66.947
31.412
44.791
49.214
57.336
67.073
68.503
77.732
92.500
76.771
78.299
79.238
74.689
68.891
67.476
65.267
-
67.400
-
67.618
Properti (Property)
Lainnya (Others)
91
2.530
19
72
3.064
152
149
6.235
244
192
5.998
165
149
9.490
160
153
9.871
176
176
13.205
189
7.486
153
172
13.157
148
176
13.701
145
182
14.209
129
176
13.384
107
158
12.055
94
151
12.390
83
150
12.231
69
143
12.399
60
143
12.877
2.621
3.156
6.536
6.434
9.804
10.184
13.557
7.675
13.481
14.024
14.537
13.688
12.320
12.635
12.464
-
12.611
-
13.081
19
16
15
39
44
46
51
51
51
52
55
55
56
58
61
60
60
284
352
443
520
593
600
608
624
635
633
639
432
681
697
710
726
734
9.855
14.621
17.021
19.528
21.219
21.490
21.613
21.971
22.434
22.492
22.054
21.190
21.292
20.919
21.154
21.242
21.526
10.159
14.989
17.479
20.086
21.856
22.136
22.271
22.647
23.120
23.176
22.748
21.676
22.029
21.674
21.925
22.029
22.320
Total
44.193
62.935
73.230
83.856
98.732
100.823
113.561
122.821
113.372
115.499
116.522
110.054
103.240
101.785
99.657
102.040
103.018
Ruko dan Rukan
Lainnya (Others)
Tabel 4.16 Kredit Bank Umum Berdasarkan Jenis Penggunaan per Wilayah (Agustus 2009)
(Credit of Commercial Banks Based on Type of Use by Region)
Modal Kerja
Wilayah
Banten
Bengkulu
Jambi
Riau
Kepulauan Riau
Bangka Belitung
Lampung
Gorontalo
Bali
Maluku
Papua
Irian Jaya Barat
Lainnya (Others)
Total
Properti
Agrobisnis
Investasi
Lainnya
Properti
Agrobisnis
Lainnya
KPR dan
Apartemen
s.d Tipe 70
Konsumsi
KPR dan
Ruko dan
Apartemen
Rukan
> Tipe 70
Lainnya
982
761
4.378
74
308
852
83
28
131
297
31
177
147
416
227
117
148
35
340
16
26
530
273
15
41
15
129
13
0
34
8
1
837
1.670
9
9.980
87
1.024
2.594
83
91
30
940
160
248
292
3
6
592
236
15
14
70
71
380
112
26
34
62
76
126
40
6
21
55
6
202
46.262
7.781
333.628
3.695
42.389
73.242
1.481
3.292
3.831
35.229
5.570
7.922
8.103
3.668
1.306
7.276
4.502
3.530
9.661
1.298
2.797
11.693
3.446
635
837
1.462
2.103
7.309
1.719
780
2.216
464
902
6.285
253
67
9.685
6
238
320
8
31
26
115
15
100
65
70
20
9
45
3
103
3
4
48
3
1
8
8
0
56
1
0
19
4
45
2
160
43
11.925
21
89
341
33
353
55
2.740
448
1.426
1.023
112
6
164
586
409
51
838
34
53
23
19
15
45
7
30
4
4
26
2
5
274
10.498
2.134
162.614
1.230
5.733
14.028
427
1.226
966
12.147
2.083
4.762
2.621
2.339
140
2.343
2.716
1.781
5.689
472
396
3.754
893
155
136
348
350
2.689
214
181
790
144
214
1.381
11.676
3.723
11.964
741
3.225
4.646
148
702
302
1.628
479
2.007
1.327
2.049
85
616
1.173
434
1.089
302
243
2.754
607
17
160
190
282
954
53
22
192
16
23
-
5.245
1.949
27.563
804
2.520
4.912
113
254
198
2.601
363
605
596
594
55
474
610
351
1.243
128
99
1.411
317
43
61
125
132
726
88
45
122
23
47
-
419
166
2.770
43
306
500
25
68
139
520
69
289
253
213
9
101
101
103
231
20
36
733
91
2
3
81
21
38
11
11
74
2
14
-
30.138
11.949
106.186
2.875
21.737
19.881
2.552
2.764
5.606
12.515
5.822
5.470
5.491
1.759
857
3.665
3.001
3.692
4.717
2.130
3.122
8.653
4.294
729
1.201
2.007
3.934
5.965
4.224
1.666
2.486
876
715
66
11.471
19.361
646.315
11.383
21.363
247.594
53.830
54.417
7.462
292.747
139
140
Tabel 4.17 Kredit Bank Umum Berdasarkan Lokasi Bank Penyalur (Credit of Commercial Bank Based on Location of Banks)
Des
Lokasi (Location)
Des
Des Des
2008
2004 2005 2006 2007 Ags

77.007
20.754
507.496
7.843
56.736
92.270
2.956
5.641
6.606
53.439
11.247
15.787
13.566
8.136
1.474
11.657
9.020
6.830
15.731
3.293
4.600
21.478
6.650
998
1.515
2.783
4.747
12.592
4.202
1.427
3.536
837
1.196
7.959
Sep
91.049 92.494
26.139 27.068
608.427 633.267
8.995
9.218
68.252 70.723
109.220 112.312
3.944
4.087
7.387
7.514
8.693
8.865
63.140 64.780
13.276 13.479
19.264 20.010
16.916 17.485
9.532
9.898
2.822
2.597
14.255 14.427
11.239 11.584
8.568
8.742
19.082 19.847
4.140
4.226
5.526
5.702
26.467 26.770
8.372
8.569
1.251
1.368
1.919
1.954
3.650
3.711
5.703
5.838
15.239 15.661
5.081
5.239
1.966
2.054
4.619
4.725
1.122
1.163
1.591
1.641
9.001
9.132
2009
Okt
Nov
Des
Jan
Feb
Mar
95.003
27.505
671.620
9.295
71.867
114.971
4.122
7.532
9.013
66.832
13.400
20.414
17.295
10.316
2.317
14.606
11.712
8.854
20.527
4.301
5.756
27.012
8.711
1.379
1.976
3.753
5.892
15.792
5.299
2.128
4.884
1.187
1.699
10.892
96.740
27.881
689.768
9.417
72.856
116.304
4.177
7.585
9.235
67.637
13.320
20.588
17.330
10.679
2.331
14.677
11.845
9.017
20.943
4.342
5.860
27.280
8.896
1.398
2.019
3.814
5.978
16.035
5.387
2.183
4.921
1.238
1.705
11.938
97.419
28.254
674.870
9.138
72.972
115.892
4.232
7.593
9.334
65.643
13.553
20.304
17.524
10.605
2.359
14.737
11.803
9.182
20.474
4.319
5.936
27.205
9.048
1.693
2.065
3.788
5.976
16.298
5.404
2.168
4.905
1.246
1.786
9.964
96.119
29.158
667.578
9.114
70.908
112.206
4.146
7.535
9.111
64.988
13.377
20.162
16.736
10.420
2.226
14.596
11.640
9.073
20.194
4.309
5.726
26.859
8.881
1.394
2.052
3.777
5.954
16.203
5.299
2.150
4.722
1.256
1.664
10.306
96.884
30.041
670.748
9.169
71.783
114.220
4.231
7.573
9.195
65.291
13.419
20.347
17.245
10.604
2.279
15.251
11.727
9.103
20.464
4.422
5.775
27.032
9.041
1.336
2.106
3.839
6.018
16.456
5.339
2.216
4.779
1.322
1.677
10.912
98.088
30.391
665.408
9.300
73.103
115.704
4.360
7.748
9.574
64.711
13.663
20.684
17.894
10.474
2.456
15.118
12.260
9.380
21.019
4.532
6.000
27.587
9.216
1.443
2.158
3.941
6.245
16.747
5.524
2.321
5.004
1.362
1.724
10.248
Apr
98.531
31.251
653.763
9.384
72.904
115.157
4.480
7.900
9.849
64.659
13.955
21.088
18.230
10.337
2.630
15.592
12.391
9.563
21.338
4.655
6.137
27.941
9.290
1.446
2.218
4.020
6.381
16.954
5.643
2.371
5.100
1.407
1.769
9.300
Mei
Jun
Jul
99.753
27.818
658.475
9.326
73.235
116.368
4.616
8.083
10.169
63.670
14.324
21.449
18.633
10.428
2.596
16.083
12.522
9.871
21.566
4.854
6.294
28.503
9.463
1.502
2.278
4.078
6.488
17.158
5.818
2.458
5.267
1.452
1.828
8.953
104.751 105.496
29.391 29.063
666.946 665.829
9.584
9.457
75.610 75.794
118.692 119.594
4.789
4.861
8.392
8.599
10.593 10.854
66.057 66.626
14.921 14.884
22.172 22.395
19.367 19.455
10.666 11.054
2.676
2.611
15.123 15.211
12.952 12.944
10.112 10.084
22.261 22.433
5.104
5.171
6.570
6.654
29.308 29.350
9.761
9.827
1.563
1.606
2.370
2.411
4.228
4.275
6.657
6.782
17.577 17.658
6.059
6.182
2.586
2.616
5.607
5.833
1.507
1.554
1.972
2.030
9.116
8.924
Ags

Banten
Bengkulu
Jambi
Riau
Kepulauan Riau
Bangka Belitung
Lampung
Gorontalo
Bali
Maluku
Papua
Irian Jaya Barat
Lainnya (Others)
43.643 54.179
8.571 13.645
288.878 355.076
4.381
5.723
34.465 42.105
52.438 67.082
1.292
1.648
2.903
3.592
3.120
3.396
25.941 34.047
6.776
7.614
14.134 17.655
7.399
9.072
692
968
4.648
6.242
4.664
5.765
4.111
4.836
8.753 11.093
1.770
2.130
2.485
3.036
11.924 15.019
3.430
4.054
1.234
1.581
744
952
2.479
3.091
7.797
9.549
2.113
2.580
603
833
2.071
2.502
330
440
5.683
6.143
63.398
17.957
396.230
6.487
47.801
74.028
2.086
4.347
4.610
40.784
8.838
20.454
10.617
1.635
7.919
6.899
5.448
12.458
2.576
3.588
17.734
5.133
1.993
1.126
3.677
10.606
3.196
1.064
3.420
648
5.541
107.303
28.582
680.693
9.575
77.570
121.315
4.954
8.810
11.284
68.732
15.039
23.004
19.918
11.224
2.711
15.357
13.119
10.353
23.138
5.277
6.827
30.009
10.059
1.627
2.473
4.369
6.920
18.022
6.368
2.716
5.981
1.593
1.972
9.048
Total
559.470 695.648
792.297 1.002.012 1.205.846 1.246.146 1.297.860 1.325.323 1.307.688 1.289.839 1.301.844 1.305.389 1.297.635 1.305.377 1.335.041 1.338.116 1.365.942
Tabel 4.18 Kredit Bank Umum Berdasarkan Hubungan Dengan Bank

(Credit of Commercial Banks Based on Bank Relationship)
Des
Kredit Kepada Pihak Tidak Terkait
a. Lancar (Current)
Des Des
Des
2004 2005 2006 2007
2008
Ags
Sep
Okt
2009
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
549.358 681.214
779.716
987.064 1.196.306 1.236.650 1.288.329 1.316.148 1.298.182
1.280.551 1.292.275 1.296.274 1.288.155 1.296.764 1.325.964 1.328.584 1.355.909
474.810 570.781
669.203
885.304 1.092.743 1.132.277 1.175.930 1.189.846 1.181.095
1.149.870 1.154.388 1.158.431 1.150.059 1.156.564 1.191.116 1.193.179 1.217.756
49.663
59.346
62.683
61.070
62.488
63.123
69.217
80.250
75.304
84.487
89.552
86.571
85.469
86.171
82.268
81.155
83.886
10.673
15.395
9.181
5.866
6.474
8.737
8.913
9.067
8.119
9.898
9.971
13.362
13.867
13.771
11.776
13.924
13.702
4.213
11.066
5.868
3.487
5.035
4.920
4.713
6.131
5.402
6.630
8.252
9.371
9.628
9.875
10.058
9.573
9.395
e. Macet (Lost)
9.999
24.626
32.781
31.337
29.566
27.592
29.556
30.855
28.262
29.666
30.112
28.539
29.133
30.384
30.746
30.753
31.169
24.886
51.087
47.829
40.690
41.075
41.250
43.182
46.052
41.784
46.194
48.335
51.272
52.627
54.029
52.579
54.250
54.267
4,43
7,36
6,04
0,00
0,00
0,00
0,00
0,00
0,00
0,00
0,00
0,00
0,00
0,00
0,00
0,00
0,00
12.033
12.912
12.582
14.948
9.540
9.496
9.531
9.175
9.506
9.288
9.569
9.116
9.480
8.613
9.077
9.533
10.033
11.719
11.710
11.601
14.791
9.293
9.227
9.245
8.748
9.150
8.958
9.216
8.881
9.347
8.387
8.809
9.187
9.685
279
913
753
80
124
150
147
285
267
228
247
174
72
167
208
278
280
11
43
89
89
109
108
57
69
69
26
26
26
31
27
28
15
12
10
Non Performing Loan Pihak Tidak Terkait

Rasio Non Performing Loan Pihak Tidak Terkait (%)
Kredit Kepada PihakTerkait

a. Lancar (Current)
e. Macet (Lost)
Non Performing Loan Pihak Terkait
Rasio Non Performing Loan Pihak Terkait (%)
19
232
224
68
33
28
28
29
28
30
33
30
30
29
26
28
31
35
289
228
77
124
120
140
142
89
102
106
60
60
59
60
67
68
0,01
0,04
0,03
0,00
0,00
0,00
0,00
0,00
0,00
0,00
0,00
0,00
0,00
0,00
0,00
0,00
0,00
141
142
Tabel 4.19 Kredit yang Penarikannya Menggunakan Kartu (Credit Withdrawn by Credit Card)
Des Des
Des Des
2008
2004 2005 2006 2007 Ags
Sep
Okt
2009
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
1. Bank Persero (State Owned Banks)
4.701
4.793
4.806
4.973
4.652
5.131
5.137
5.104
5.184
5.259
5.475
5.601
5.716
2. BUSN Devisa (Foreign Exchange Commercial Banks)
8.559
8.648
8.882
9.150
9.501
9.203
9.704
9.399
10.176
10.338
10.702
10.894
11.113
3. BUSN Non Devisa (Non-Foreign Exchange Commercial Banks)
5. Bank Campuran (Joint Venture Banks)
2.023
2.067
2.135
2.195
2.259
2.304
2.361
2.386
2.468
2.525
2.598
2.664
2.712
6. Bank Asing (Foreign Owned Banks)
12.376
12.484
12.570
12.867
13.287
13.297
13.184
12.396
12.736
12.740
13.017
13.122
13.277
7. Bank Umum (Commercial Bank)
27.661
27.995
28.396
29.188
29.701
29.937
30.388
29.291
30.569
30.868
31.793
32.283
32.820
Tabel 4.20 Penerusan Kredit (Off - Balance Sheet ) Bank Umum Berdasarkan Sektor Ekonomi
(Channelling Credit of Commercial Banks Based on Economic Sector)
Sektor Ekonomi
(Economic Sector)
Des
Des Des
Des
2004 2005 2006 2007
2008
2009
Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
8.339
6.874
7.707
7.680
7.701
7.712
7.754
7.728
7.694
7.700
7.708
7.689
7.674
7.637
7.640
7.615
7.604
1.149
1.173
1.536
1.461
781
768
894
973
884
922
969
935
859
775
730
710
700
1.188
1.387
1.399
1.401
1.295
1.277
1.264
1.249
1.248
11.719 11.967
11.789
9.081
8.760
8.674
8.409
8.417

2.171
1.603
1.193
1.108
1.520
1.477
1.396
1.363
10.145
10.144
9.668 10.995
9.838
10.027
11.003
11.519
12.550
1.982
2.878
11.946 13.204
13.013
13.512
16.168
17.177
15.957
7.148
7.161
6.934
8.211
7.881
7.633
7.412
9.611
404
379
908
1.217
782
791
802
771
766
746
746
730
626
645
35.659
655
654
4.537
2.626
2.105
2.684
2.571
2.495
2.854
3.015
2.873
2.937
2.933
2.848
2.680
2.571
2.566
2.475
2.511
591
575
541
684
642
620
608
508
580
547
1.027
1.024
931
1.171
1.192
478
484

Total
185
153
192
301
216
216
223
216
213
205
213
292
290
288
276
273
286
6.088
8.112
4.919
4.258
3.848
3.609
3.834
3.278
3.083
3.035
3.118
3.057
2.823
2.809
2.881
2.826
2.916
35.591
34.517
40.710
43.675
40.499
41.270
45.617
46.581
45.962
36.347
37.242
36.699
34.470
33.814
68.514
32.102
34.431
143
144
Tabel 4.21 Penerusan Kredit (Off - Balance Sheet ) Bank Umum Berdasarkan Jenis Kredit dan Golongan Penyalur
(Channelling Credit of Commercial Banks Based on Type of Credit and Type of Creditor)
Des
Des Des
Des
2004 2005 2006 2007

Berdasarkan Jenis Kredit (type of Credit)
1. Kredit Usaha Kecil (Microfinancing)
a. Dalam rangka penerusan kredit dari BI
b. Lainnya (Others)
2. Bukan KUK
a. Kredit Kelolaan
b. Dalam rangka penerusan kredit dari BI
c. Bantuan Proyek
d. Kredit kelolaan di luar bantuan proyek
3. Mudharabah Muqayaddah
Berdasarkan Golongan Penyalur (Type of Creditor)
1. Koperasi
2. Lembaga Swadaya Masyarakat
3. Swasta Lainnya
Total
2008
Ags
Sep
Okt
2009
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
2.933
5.191
2.915
8.624
3.034
9.976
3.043
11.359
2.958
11.898
2.949
11.946
2.957
13.495
2.957
13.672
2.972
13.386
2.943
6.466
2.950
6.317
2.871
6.267
2.860
6.307
2.856
6.182
37.855
6.176
2.855
6.230
2.851
6.288
23.415
605
2.762
493
21.031
297
800
534
26.328
405
240
365
27.797
424
310
221
24.404
256
305
231
25.164
257
302
224
27.982
262
301
224
28.819
266
301
223
28.434
261
306
200
25.780
260
306
187
26.336
262
300
200
25.843
345
295
193
23.669
340
295
201
23.110
353
85
201
22.798
351
85
199
22.062
333
84
198
24.323
337
84
206
192
316
362
522
448
429
395
342
403
405
876
885
797
1.028
1.050
339
342
4.426
1.770
29.394
4.552
493
29.471
5.505
649
34.555
5.496
641
37.538
5.528
583
34.388
5.521
599
35.151
5.508
599
39.510
5.500
598
40.483
5.519
597
39.846
5.513
603
30.231
5.513
602
31.127
5.590
596
30.513
5.595
595
28.280
5.614
592
27.609
5.620
594
62.300
5.610
603
25.889
5.605
606
28.220
35.591
34.517
40.710
43.675
40.499
41.270
45.617
46.581
45.962
36.347
37.242
36.699
34.470
33.814
68.514
32.102
34.431
Tabel 4.22 Pembiayaan Perbankan Syariah (Financing of Syariah Banks)

Des Des
Des Des
2008
2004 2005 2006 2007 Ags

4.406
6.667
6.968
Okt
Nov
7.053
Des
7.358
Jan
7.411
Feb
7.554
Mar
7.866
Apr
8.108
Mei
8.347
Jun
8.672
Jul
9.142
Ags
Pembiayaan Musyarakah (Musyarakah Financing)
1.165
3.124
Pembiayaan Mudharabah (Mudharabah Financing)
1.961
1.898
4.062
5.578
6.602
6.750
6.590
6.440
6.205
6.007
5.947
5.890
5.877
5.939
6.134
6.184
6.316
Piutang Murabahah (Murabahah Accounts Receivable)
7.478
9.487
12.624
16.553
21.425
22.044
22.457
22.640
22.486
22.437
22.574
22.732
23.001
23.490
24.245
24.381
24.632
Piutang Salam (Salam Accounts Receivable)
2.335
Sep
2009
9.422
9.932
Piutang Istishna (Istishna Accounts Receivable)
313
282
337
351
375
385
391
404
369
375
385
404
413
417
412
424
432
Lainnya (Others)
128
441
1.087
1.056
1.503
1.533
1.605
1.687
1.724
1.827
2.070
2.173
2.088
2.197
2.261
2.417
2.578
11.324
15.232
20.445
27.944
36.572
37.681
1.996
38.529
38.195
38.201
38.843
39.308
39.726
40.715
42.195
42.828
43.890
Total
145
146
Tabel 4.23 Pembiayaan Perbankan Syariah Berdasarkan Sektor Ekonomi

(Financing of Syariah Banks Based on Economic Sector)
Sektor Ekonomi
(Economic Sector)
Des
Des Des
Des
2004 2005 2006 2007
2008
Ags
Sep
Okt
2009
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Pertanian, Kehutanan dan Sarana Pertanian
872
687
701
837
1.167
1.225
1.227
1.257
1.177
1.181
1.240
1.303
1.298
1.272
1.282
1.305
1.315
Pertambangan
276
395
375
511
545
585
612
609
965
966
991
1.021
1.032
942
927
987
1.026
Perindustrian
746
933
940
1.371
1.654
1.420
1.408
1.415
1.340
1.354
1.320
1.305
1.236
1.334
1.470
1.423
1.427
25
66
17
166
121
224
279
301
248
266
284
299
352
397
433
473
545
Konstruksi
1.164
1.548
1.637
2.371
3.480
3.745
3.700
3.767
3.368
3.322
3.338
3.248
3.217
3.247
3.396
3.425
3.644
Perdagangan, Restoran dan Hotel
1.518
1.716
3.041
4.152
4.416
4.441
4.383
4.598
4.426
4.345
4.473
4.745
4.853
5.107
5.248
5.267
5.336
1.795
2.290
2.078
2.172
2.759
2.919
2.848
2.839
2.849
2.998
3.181
3.130
3.087
Listrik, Gas, Air
Pengangkutan, Pergudangan dan Komunikasi

Jasa Dunia Usaha
Jasa Sosial/Masyarakat
Lain-lain
Total
942
1.261
1.165
1.569
2.993
4.504
5.458
8.425
937
1.208
1.456
1.904
2.964
2.735
2.708
2.742
2.463
2.462
2.018
2.952
5.655
6.639
9.144
9.633
9.314
9.765
9.693
9.829 10.209
11.285 11.383
12.389 11.931 11.757 11.557 11.687

2.453
11.492 15.270 20.445 27.944 36.572 37.681 38.097 38.558 38.195 38.201 38.843
11.606 11.819
2.476
2.529
10.465 10.542
12.040 12.475 12.744 13.063

2.566
2.588
2.601
2.597
10.813 11.195 11.473 11.851
39.308 39.726 40.715 42.195 42.828 43.890
Tabel 4.24 Pembiayaan Perbankan Syariah Berdasarkan Wilayah (Financing of Syariah Banks Based on Region)
Des Des
Wilayah
DI Aceh
Sumatera Utara
Sumatera Barat
Sumatera Selatan
Bangka Belitung
Jambi
Bengkulu
Riau
Kepulauan Riau
Lampung
DKI Jakarta
Jawa Barat
Banten
Jawa Tengah
DI Yogyakarta
Jawa Timur
Bali
Kalimantan Barat
Kalimantan Tengah
Kalimantan Timur
Kalimantan Selatan
Sulawesi Utara
Gorontalo
Sulawesi Barat
Sulawesi Tengah
Sulawesi Tenggara
Sulawesi Selatan
Maluku
Maluku Utara
NTB
NTT
Irian Jaya Barat
Papua
Di Luar Indonesia
Total
147
Ket : Data tersedia mulai posisi Januari 2007
Des Des
2008
2004 2005 2006 2007 Ags
2009
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
279
1.668
398
509
39
145
175
696
297
235
12.959
3.065
962
1.240
318
1.774
44
364
21
575
570
73
71
98
161
858
14
33
200
15
35
53
-
501
2.420
563
721
46
230
222
885
335
330
17.154
3.613
1.000
1.691
454
2.433
78
512
24
640
759
114
64
144
197
999
15
37
242
23
42
83
-
514
2.400
590
752
45
248
218
914
343
341
17.698
3.732
1.015
1.808
495
2.516
84
505
26
669
790
114
67
144
194
1.010
16
38
247
23
40
81
-
522
2.398
591
757
44
252
213
905
342
342
18.112
3.714
1.009
1.845
501
2.505
82
493
26
682
791
113
65
139
191
1.012
16
37
252
23
43
80
-
549
2.389
600
761
44
265
208
912
343
348
18.307
3.785
1.010
1.896
509
2.553
76
481
26
687
810
110
64
136
187
1.016
16
37
259
23
43
78
-
538
2.369
602
761
41
275
201
893
337
368
18.172
3.766
841
1.958
508
2.566
73
476
25
706
795
114
63
136
180
978
16
36
261
24
42
77
-
529
2.339
614
766
39
284
196
889
332
367
18.275
3.727
832
1.943
508
2.575
72
469
25
718
781
111
62
135
176
981
15
35
263
23
43
74
-
548
2.371
636
805
39
298
199
897
333
383
18.575
3.746
842
1.959
507
2.616
70
470
24
732
779
71
63
135
174
1.106
16
34
268
24
45
76
-
578
2.422
664
830
39
317
201
906
332
412
18.568
3.812
851
2.040
518
2.703
76
486
25
783
787
121
65
137
172
997
15
34
269
23
49
78
-
602
2.444
689
840
37
325
208
912
326
422
18.716
3.834
849
2.098
532
2.708
80
490
26
814
799
128
67
0
139
173
998
15
34
265
25
51
77
-
629
2.503
713
856
39
334
209
927
335
445
19.152
3.919
877
2.151
539
2.795
82
501
30
844
806
132
69
1
141
173
1.017
15
31
288
25
56
79
-
674
2.519
745
901
37
355
212
904
343
467
19.897
4.063
896
2.219
555
2.932
94
511
30
895
834
134
77
2
146
170
1.063
15
35
301
25
59
88
-
697
2.588
757
926
38
365
214
924
365
477
19.964
4.183
919
2.265
566
3.014
91
519
31
935
837
137
80
3
149
167
1.076
15
35
315
26
58
91
1
730
2.639
787
954
38
377
225
961
375
493
20.488
4.199
953
2.324
587
3.099
94
530
32
969
836
139
82
4
151
163
1.101
15
35
322
27
62
97
2
27.944
36.572
37.681
38.097
38.529
38.195
38.201
38.843
39.308
39.726
40.715
42.195
42.828
43.890
148
Tabel 4.25 Kredit Bank Perkreditan Rakyat Berdasarkan Sektor Ekonomi (Credit of Rural Banks Based on Economic Sector)
Sektor Ekonomi
(Economic Sector)
Des Des
Des Des
2008
2004 2005 2006 2007 Ags
Sep
Okt
2009
Nov
Des
Jan
Feb Mar
Apr
Mei
Jun
Jul
Ags
1. Pertanian (Agriculture)
707
886
1.058
1.340
1.754
1.769
1.756
1.762
1.745
1.760
1.781
1.774
1.828
1.879
1.915
1.953
1.950
189
222
258
333
416
436
427
422
427
407
437
433
439
442
457
473
477
5.003
6.042
6.715
7.717
9.288
9.515
9.443
9.444
9.328
9.300
9.507
8.998
9.075
9.176
9.368
9.494
9.842
4. Jasa-jasa (Social Services)
1.218
1.458
1.769
2.096
2.605
2.684
2.699
2.701
2.676
2.663
2.762
2.706
2.776
2.821
2.863
2.876
2.919
5.032
6.046
7.149
9.055
11.037
11.296
11.311
11.417
11.296
11.273
11.400
11.426
11.452
11.599
11.785
11.974
12.102
12.149
14.654
16.948
20.540
25.099
25.701
25.636
25.746
25.472
25.404
25.888
25.336
25.571
25.916
26.388
26.770
27.289
3. Perdagangan, rumah makan dan penginapan

Total
Tabel 4.26 Kredit Bank Perkreditan Rakyat Berdasarkan Jenis Penggunaan (Credit of Rural Banks Based on Type of Use)
Jenis Penggunaan
(Type of Use)
Pertanian (Agriculture)
Perindustrian (Manufacturing)
Perdagangan, rumah makan, dan penginapan
Jasa-jasa (Social Services)
Lain-lain (Others)
Pertanian (Agriculture)
Perindustrian (Manufacturing)
Perdagangan, rumah makan, dan penginapan
Jasa-jasa (Social Services)
Lain-lain (Others)
Kredit pemilikan rumah (KPR) yang dijamin
dgn hak tanggungan pertama dgn tujuan
untuk dihuni
Kredit pemilikan kendaran bermotor
Kredit konsumsi lainnya
Total
Des Des
Des Des
2008
2009
2004 2005 2006 2007 Ags
Sep
Okt
681
181
4.894
845
215
5.877
969
239
6.326
1.198
311
7.049
1.524
385
8.520
1.534
405
8.725
991
357
1.176
516
1.452
508
1.678
540
2.041
474
2.102
490
7.103
8.630
26
8
109
41
7
165
89
19
389
142
22
667
229
31
768
235
32
791
234
34
797
231
32
800
231
31
805
233
30
807
233
31
821
230
29
512
241
29
501
242
30
504
238
29
499
245
28
520
227
27
515
228
59
282
78
317
88
418
129
564
146
582
153
589
154
603
156
623
156
645
154
664
157
602
162
614
185
615
200
604
195
601
215
597
199
430
572
902
1.379
1.738
1.792
1.809
1.823
1.846
1.869
1.905
1.536
1.570
1.591
1.564
1.608
1.565
4.616
5.452
75
127
159
161
163
166
310
456
590
610
646
625
6.167 7.802 9.669 9.882 9.852 9.955
168
615
9.836
169
172
176
182
169
187
200
199
737
747
727
775
744
744
753
860
9.839 9.974 10.014 10.033 10.236 10.399 10.515 10.713
4.616
5.452
8.386 10.417 10.653 10.661 10.746
10.619
10.745 10.892 10.917 10.990 11.149 11.330
11.468 11.773
12.149 14.654 16.948 20.540 25.099 25.701 25.636 25.746
25.472
25.404 25.888 25.336 25.571 25.916 26.388
26.770 27.289
Des
Jan
1.522 1.531
393
390
8.645 8.644
1.514
396
8.523
1.527 1.548
377
407
8.493 8.686
2.110 2.098
496
514
2.053
521
2.019 2.098
374
351
9.494 10.776 12.944 13.256 13.166 13.177
13.007
12.789 13.090 12.884 13.010 13.176 13.493
6.553
Nov
Feb Mar
Apr
Mei
Jun
Jul
Ags
1.544
404
8.486
1.587
410
8.574
1.637
412
8.672
1.677
428
8.869
1.708
444
8.975
1.723
450
9.327
2.103
347
2.162
276
2.206
250
2.259
260
2.275
290
2.321
131
13.693 13.952
149
150
Tabel 4.27 Kredit Bank Perkreditan Rakyat Berdasarkan Lokasi (Credit of Rural Banks Based on Location)
Des Des
Wilayah
Bengkulu
Jambi
Lampung
Sulawesi Selatan (South Sulawesi )
Bali
Maluku
Papua
Total
Des Des
2008
2004 2005 2006 2007 Ags
Sep
Okt
2009
Nov
Des
Jan
Feb Mar
Apr
Mei
Jun
Jul
Ags
2.586
78
689
3.134
1.835
10
21
34
248
337
141
91
1.544
67
100
5
1
39
56
81
6
160
737
12
73
61
-
3.051
141
819
3.901
2.059
10
45
26
257
287
236
97
1.951
78
117
50
1
54
58
92
13
197
949
17
73
75
1
3.397
254
852
4.399
2.274
11
95
26
283
372
402
136
2.247
76
173
71
3
75
89
119
20
237
1.091
17
111
118
1
3.917
365
1.047
5.280
2.557
12
144
26
319
514
603
204
2.787
105
219
96
4
113
142
145
32
283
1.347
25
137
115
1
4.779
436
1.271
6.245
2.979
17
163
56
368
677
818
274
3.480
138
288
131
9
171
220
172
42
342
1.671
43
152
156
1
4.917
445
1.308
6.377
3.051
17
169
59
380
680
856
279
3.524
143
289
138
9
183
216
176
43
342
1.740
47
147
164
1
4.875
433
1.296
6.338
3.013
17
167
61
375
672
861
280
3.554
150
286
137
9
193
226
176
44
337
1.764
48
154
168
1
4.922
427
1.305
6.398
3.015
17
165
63
382
675
878
282
3.501
157
282
142
9
183
227
178
41
343
1.773
51
165
163
1
4.881
423
1.289
6.355
2.977
17
161
64
382
660
877
280
3.398
180
281
132
9
180
221
173
42
341
1.777
50
167
154
1
4.790
415
1.287
6.397
2.998
17
162
44
382
668
890
278
3.314
209
270
137
8
174
225
174
46
349
1.795
51
169
152
1
4.995
411
1.302
6.535
3.064
18
164
48
386
690
910
286
3.241
220
265
140
12
175
226
175
47
357
1.835
55
177
154
1
5.004
412
1.320
6.664
3.141
18
166
52
388
705
928
288
2.364
225
269
144
15
178
233
180
47
370
1.843
59
173
151
1
5.032
416
1.348
6.793
3.202
18
166
77
389
719
954
293
2.204
226
277
143
17
174
236
188
48
384
1.878
62
171
155
1
5.084
419
1.366
6.930
3.293
18
169
80
394
730
973
298
2.257
221
282
146
21
181
239
193
48
390
1.793
64
169
157
1
5.132
424
1.383
7.060
3.380
18
172
84
401
748
1.000
301
2.206
217
294
149
21
188
238
201
49
401
1.934
68
165
153
1
5.165
423
1.400
7.149
3.439
18
173
88
408
757
1.037
313
2.275
215
299
151
21
194
249
205
49
405
1.945
73
162
157
1
5.261
430
1.428
7.279
3.523
18
174
92
417
763
1.082
319
2.322
210
303
153
23
191
253
212
49
408
1.978
76
157
167
1
12.149
14.654
16.948
20.540
25.099
25.701
25.636
25.746
25.472
25.404
25.888
25.336
25.571
25.916
26.388
26.770
27.289
Tabel 4.28 Kredit MKM Menurut Sektor Ekonomi (Micro, Small & Medium Credit based on economic Sector)
Sektor Ekonomi
(Economic Sector)
1. Pertanian (Agriculture)
4. Listrik (electricity)
6. Perdagangan (Trade)
7. Pengangkutan (Transport)
8. Jasa Dunia Usaha (Business Services)
9. Jasa Sosial (Social Services)
Total
Des Des
Des Des
2008
2004 2005 2006 2007 Ags
Sep
Okt
2009
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
12.098
12.642
13.924
16.114
18.927
19.362
19.011
19.284
19.424
19.082
19.195
19.758
19.967
20.361
20.993
21.132
20.966
911
971
1.311
1.527
1.745
1.811
1.772
1.724
1.823
1.657
1.561
1.715
1.802
2.840
4.465
5.088
4.262
26.547
32.480
36.647
37.796
44.243
45.724
46.395
46.304
46.045
44.707
44.882
43.730
43.351
42.680
42.826
42.492
40.792
127
245
1.483
286
473
768
764
536
560
549
532
511
509
548
599
682
669
16.405
16.752
17.183
18.541
19.210
20.097
159.036 161.478
163.955
169.872
171.225
173.679
5.922
7.709
10.123
13.241
18.312
18.693
19.144
19.357
17.114
15.797
16.128
67.226
87.515
107.288
134.574
150.760
151.746
152.492
155.153
157.132
152.115
154.497
6.029
6.485
6.605
7.200
8.511
8.626
8.587
8.584
8.639
8.442
8.370
8.471
8.615
8.595
8.666
8.702
8.759
15.550
20.657
23.514
30.519
38.987
40.575
40.853
40.450
40.851
40.022
39.767
39.918
40.187
40.475
41.591
41.700
41.890
7.600
4.269
5.292
6.020
6.670
7.717
7.670
7.602
7.516
7.586
7.601
7.682
7.901
7.890
8.116
8.129
8.257
132.414
180.912
203.528
254.870
315.346
325.922
329.330
332.095
334.773
335.009
336.709
340.023 344.521
351.083
357.934
363.952
372.958
271.093
354.908
410.442
502.796
605.022
620.898
625.949
631.002
633.945
624.981
629.322
637.167 645.084
655.610
673.603
682.311
692.330
151
152
Tabel 4.29 Kredit UMKM Menurut Jenis Penggunaan (Micro, Small & Medium Credit based on type of use)
Jenis Penggunaan
(Type of Use)
Des Des
Des Des
2008
2009
2004 2005 2006 2007 Ags
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
111.636
142.633
171.118
204.765
238.710
242.742
244.453
247.051
247.442
238.266
240.409
244.802
246.633
250.070
260.449
262.610
264.026
28.460
33.049
37.147
44.578
53.432
54.862
54.639
54.437
54.209
54.074
54.456
54.676
56.172
56.635
57.515
58.052
58.661
Kredit Konsumsi (Consumption)
130.997
179.225
202.177
253.453
312.880
323.293
326.858
329.514
332.294
332.641
334.458
337.689
342.279
348.905
355.639
361.649
369.642
Jumlah (Total)
271.093 354.908
Kredit Modal Kerja (Working Capital)

Kredit Investasi (Investments)
410.442 502.796 605.022 620.898
625.949 631.002 633.945
624.981 629.322 637.167 645.084
655.610 673.603 682.311 692.330
Tabel 4.30 Kredit MKM Menurut Kelompok Bank (Micro, Small & Medium Credit based on Category of Bank)
Kelompok Bank
(Category of Bank)
1. Bank Persero 1)
Des Des
Des Des
2008
2004 2005 2006 2007 Ags
2009
Sep
Okt
Nov
Des
Jan
Feb
Mar
235.748 239.776
99.010
122.189
144.935
176.740
212.597
219.549
222.603
226.434
230.152
227.040
229.890
34.700
42.462
52.859
67.774
84.387
86.868
87.844
89.334
87.655
88.018
89.869
127.438
176.421
195.326
238.211
283.420
288.497
289.423
288.835
290.731
284.464
284.250
9.944
13.836
17.322
20.073
24.617
25.984
26.079
26.399
25.406
25.459
25.313
271.093
354.908
410.442
502.796
605.022
620.898
625.949
631.002
633.945
624.981
629.322
Apr
Mei
Jun
Jul
Ags
247.808
258.420
261.556
266.235
94.574
97.568
100.987
103.282
105.617
281.526 282.552
282.282
286.260
288.086
292.545
28.181
27.952
27.936
29.387
27.932
637.167 645.084
655.610
673.603
682.311
692.330
(State Owned Banks)

2. BPD
91.795
(Regional Development Banks)

3. Bank Swasta Nasional1)
28.098
(Joint Venture Banks dan Foreign Owned Banks)

Jumlah
Ket. 1)Data Revisi Desember 2008
153
154
Tabel 4.31 Kredit MKM Menurut Lokasi Proyek Per Daerah Tingkat I (Micro, Small & Medium Credit based on Project Location)
Des Des
Banten
Bengkulu
Jambi
Riau
Kepulauan Riau
Bangka Belitung
Lampung
Gorontalo 1)
Bali
Maluku
Papua
Irian Jaya Barat
Lainnya (Others)
To t a l
1)
Ket. Data Revisi Juni 2008
Des Des
2008
2004 2005 2006 2007 Ags
2009
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
55.168
63.508
3.634
24.736
33.798
1.264
2.582
2.775
13.822
4.977
9.052
5.960
3.788
3.440
3.467
5.964
1.449
2.455
9.203
3.845
1.284
2.551
7.054
1.983
564
1.908
372
491
71.749
85.170
4.729
33.047
44.009
1.623
3.250
3.338
18.564
5.948
11.736
7.616
5.269
4.635
4.232
7.671
1.525
2.958
12.156
4.785
1.590
3.259
8.797
2.479
824
2.407
497
1.046
81.153
97.807
5.345
38.186
49.836
2.080
3.904
4.438
21.270
6.920
14.449
9.386
6.552
5.257
4.961
9.003
1.818
3.415
14.467
5.565
1.965
3.912
9.708
3.271
1.080
3.127
647
920
77.588
21.447
114.979
6.421
46.220
60.790
2.956
5.409
6.249
26.192
8.899
12.171
10.234
6.041
1.229
8.315
6.589
6.149
11.194
2.544
4.356
17.186
5.950
1.061
1.380
2.755
4.892
11.537
4.282
1.457
3.149
818
1.129
1.227
92.893
26.858
130.802
7.518
54.906
71.319
4.045
7.261
8.454
33.072
11.225
16.097
13.414
7.241
1.570
10.303
8.263
7.219
13.477
3.381
5.240
21.220
7.570
1.326
1.883
3.630
5.946
13.734
5.224
1.968
4.097
1.084
1.423
1.360
95.113
27.810
135.309
7.705
55.853
72.684
4.184
7.455
8.680
33.862
11.466
16.587
13.834
7.365
1.608
10.490
8.582
7.384
13.795
3.470
5.399
21.574
7.726
1.446
1.986
3.761
6.113
14.036
5.401
2.049
4.207
1.135
1.439
1.389
95.428
28.973
136.146
7.751
56.171
73.000
4.206
7.493
8.816
34.184
11.476
16.655
13.887
7.418
1.656
10.508
8.588
7.509
13.796
3.525
5.461
21.837
7.811
1.460
2.017
3.819
6.168
14.147
5.487
2.123
4.309
1.168
1.456
1.503
96.377 97.334
28.793 29.250
137.441 136.823
7.803
7.843
56.353 56.964
73.369 74.109
4.287
4.312
7.530
7.604
9.016
9.080
34.340 34.076
11.529 11.593
16.722 16.681
14.021 14.006
7.480
7.566
1.687
1.740
10.614 10.759
8.677
8.795
7.562
7.669
13.878 13.959
3.530
3.522
5.570
5.609
22.070 22.143
8.107
8.214
1.488
1.780
1.982
2.022
3.879
3.873
6.260
6.310
14.289 14.532
5.571
5.558
2.161
2.161
4.369
4.376
1.206
1.228
1.482
1.486
1.559
967
96.643
28.762
134.228
7.809
56.054
72.878
4.236
7.494
8.874
33.412
11.539
16.580
13.882
7.397
1.677
10.978
8.691
7.572
13.556
3.513
5.468
22.040
8.062
1.485
2.072
3.859
6.315
14.439
5.468
2.112
4.262
1.235
1.430
959
97.379
29.046
133.306
7.857
56.399
74.022
4.355
7.569
8.931
33.615
11.692
16.694
14.110
7.416
1.716
11.139
8.786
7.653
13.811
3.615
5.533
22.129
8.229
1.423
2.131
3.939
6.406
14.686
5.496
2.174
4.292
1.274
1.451
1.049
98.540
28.462
133.412
7.968
57.095
75.123
4.444
7.711
9.297
34.124
11.962
17.017
14.453
7.497
1.769
11.510
8.991
7.828
14.033
3.738
5.745
22.548
8.400
1.517
2.131
4.030
6.643
14.919
5.673
2.268
4.504
1.313
1.505
995
100.314
28.660
133.791
8.125
57.629
75.580
4.579
7.823
9.597
34.585
12.194
17.257
14.897
7.541
1.845
11.647
9.176
8.010
14.292
3.909
5.864
22.917
8.450
1.530
2.247
4.063
6.778
15.178
5.788
2.342
4.598
1.375
1.568
932
100.316
28.872
140.143
8.145
58.089
76.026
4.717
7.898
9.870
34.921
12.334
17.436
15.189
7.579
1.909
11.762
9.152
8.083
14.300
4.039
5.978
23.258
8.497
1.605
2.279
4.096
6.846
15.255
5.949
2.407
4.733
1.427
1.610
887
103.724
28.587
142.984
8.328
59.733
77.790
4.888
8.165
10.297
35.848
12.643
18.062
15.849
7.719
1.993
11.992
9.518
8.385
14.831
4.258
6.229
23.925
8.667
1.632
2.474
4.234
7.040
15.645
6.194
2.536
5.006
1.475
1.724
1.229
104.879
28.623
146.983
8.388
60.325
78.199
4.961
8.326
10.575
36.162
12.745
18.300
16.289
7.733
2.003
11.680
9.617
8.488
15.012
4.332
6.230
24.049
8.562
1.652
2.566
4.293
7.123
15.709
6.316
2.571
5.111
1.520
1.774
1.216
106.076
29.068
147.078
8.585
61.657
79.572
5.027
8.436
10.881
36.980
12.982
18.720
16.552
7.987
2.074
11.909
9.830
8.622
15.366
4.415
6.376
24.478
8.945
1.726
2.625
4.347
7.192
15.977
6.481
2.668
5.238
1.563
1.701
1.196
271.093
354.908
410.442
502.796
605.022
620.898
625.949
631.002 633.945
624.981
629.322
637.167
645.084
655.610
673.603
682.311
692.330
Tabel 4.32 Rincian Kredit MKM Menurut Kelompok Bank (Micro, Small & Medium Credit based on Category of Bank)
Kelompok Bank
(Category of Bank)
Des Des
Des Des
2008
2004 2005 2006 2007 Ags
Sep
Okt
222.603 226.434
97.923 99.536
67.228 69.120
57.452 57.778
1. Bank Persero 1)
Mikro
Kecil
Menengah
212.597
93.728
62.678
56.191
219.549
96.529
65.676
57.344
2. Bank Pemerintah Daerah

Mikro
Kecil
Menengah
84.387
39.732
39.357
5.298
86.868
40.063
41.287
5.518
3. Bank Swasta Nasional 1)

Mikro
Kecil
Menengah
283.420
62.436
93.847
127.137
288.497
64.906
95.664
127.927

Mikro
Kecil
Menengah
24.617
11.318
3.044
10.255
25.984
12.058
3.114
10.812
605.022
620.898
Jumlah
1)
2)
Ket. Data Revisi Desember 2008, Data Revisi Juni 2008
2009
Des
Jan
230.152
99.483
71.190
59.479
227.040
99.456
70.753
56.831
89.334
39.663
43.771
5.900
87.655
39.019
43.377
5.258
88.018
39.122
44.057
4.840
289.423 288.835
66.000 65.277
95.791 96.229
127.632 127.329
290.731
65.411
96.410
128.911
284.464
65.424
95.502
123.538
26.399
12.856
3.194
10.349
25.406
12.211
3.227
9.968
25.459
12.608
3.221
9.630
625.949 631.002
633.945
624.981
87.844
39.656
42.453
5.735
26.079
12.436
3.117
10.526
Nov
Feb
Mar
Apr
Mei
Jun
Jul
Ags
229.890 235.748
100.228 101.508
71.893 74.365
57.768 59.874
239.776
101.789
77.037
60.951
247.808
106.041
79.788
61.978
258.420
109.713
83.715
64.992
261.556
110.488
85.835
65.233
266.235
110.764
88.489
66.982
91.795
38.865
47.458
5.472
94.574
38.882
49.949
5.743
97.568
39.178
52.247
6.143
100.987
39.153
55.175
6.659
103.282
39.248
56.974
7.060
105.617
39.546
58.753
7.318
284.250 281.526
65.394 64.717
96.139 95.922
122.717 120.886
282.552
66.187
95.999
120.366
282.282
64.646
96.691
120.944
286.260
64.784
98.301
123.175
288.086
65.353
99.488
123.245
292.545
66.181
101.873
124.491
28.181
12.277
4.208
11.696
27.952
12.006
4.274
11.672
27.936
11.816
4.369
11.751
29.387
12.728
4.371
12.288
27.932
11.678
4.465
11.789
645.084 655.610
673.603
682.311
692.330
89.869
39.006
45.753
5.110
25.313
12.186
3.327
9.800
28.098
12.160
4.042
11.897
629.322 637.167
155
KA
TA PENGANT
AR
KAT
PENGANTAR
GRAFIK
135
Gr
afik 1. Kredit dan NPL K
elompok Bank
Grafik
Kelompok
Agustus 2009
Asing
Campuran
BPD
BUSN Non Devisa
BUSN Devisa
Persero
0
100.000
200.000
300.000
400.000
500.000
600.000
Kredit, Miliar Rp
Kredit
NPL
Gr
afik 2. Dana Pihak K
etiga dan
Grafik
Ketiga
elompok Bank Agustus 2009
Kelompok
SBI K
Miliar Rp
800.000
700.000
600.000
500.000
400.000
300.000
200.000
100.000
0
Persero
BUSN Devisa
BUSNNon
Devisa
BPD
DPK
136
SBI
Campuran
Asing
Gr
afik 3. P
endapatan dan Beban Oper
asional
Grafik
Pendapatan
Operasional
Kelompok Bank Agustus 2009
Miliar Rp
80.000
Pendapatan Operasional
70.000
Beban Operasional
60.000
50.000
40.000
30.000
20.000
10.000
0
Persero
BUSN
Devisa
BUSNNon
Devisa
BPD
Campuran
Asing
Gr
afik 4. P
embia
yaan, DPK dan Aset P
erbankan Sy
ariah
Grafik
Pembia
embiay
Perbankan
Syariah
Agustus 2009
Miliar Rp
50.000
40.000
30.000
20.000
10.000
0
Pembiayaan
DPK
BUS
Aset
UUS
137
CLAR
Gr
afik 5. K
olektibilitas Kredit BPR Agustus 2009
Grafik
Kolektibilitas
2%1% 4%
93%
Lancar
Kurang Lancar
Diragukan
Macet
Gr
afik 6. Kredit MKM K
elompok Bank
Grafik
Kelompok
Agustus 2009
4%
38%
43%
15%
Persero
138
BUSN
BPD
Campuran & Asing

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Statistik Perbankan Indonesia (SPI) merupakan

The Indonesian Banking Statistics (SPI) is a

media publikasi yang menyajikan data mengenai

media publication that provides data regarding the

perbankan Indonesia. Buku SPI ini diterbitkan secara

banking industry in Indonesia. This publication is

berkala (bulanan) oleh Direktorat Perizinan dan

published monthly by Directorate of Bank Licensing

sebelumnya terbit dalam bentuk buku telah diubah

in form of CD ROM no longer in form of book. In

pula dengan penambahan beberapa data baru yaitu:

this edition and following we add new data such as

kredit dan NPL yang penarikannya menggunakan

credit and NPL withdrawn by credit card, average of

kartu, suku bunga rata-rata kredit Bank Umum dan

credit interest rate of Banks and Rural Banks by

BPR berdasarkan sektor ekonomi dan jenis

economic sector and by type of use, average of third

penggunaan, suku bunga rata-rata DPK Bank

party fund interest rate of Commercial Banks, Rural

Umum, BPR dan Bank Syariah, Rincian kredit dan

Banks, and Sharia Banks, credit and NPL SMEs by

NPL UMKM menurut kelompok bank, NPL UMKM

group of bank, by economic sector and by type of

berdasarkan sektor ekonomi dan jenis penggunaan.

Direktorat Perizinan dan Informasi Perbankan

Indonesian Banking Statistics, Vol. 7, No. 9, August 2009

DATA BANK UMUM

DATA PERBANKAN SYARIAH

COMMERCIAL BANK DATA

SHARIA BANK DATA

DATA BANK PERKREDITAN RAKYAT (BPR)

RURAL BANK DATA

Statistik Perbankan Indonesia, Vol. 7, No. 9, Agustus 2009

1. Data yang digunakan dalam Statistik Perbankan

1. The data used in the Indonesian Banking

Indonesia bersumber dari Laporan Bulanan Bank

Statistics is derive from Commercial Bank

Umum (LBU), Laporan Bulanan Bank Umum

Monthly Reports, Sharia Bank Monthly Reports

Syariah (LBUS), dan Laporan Bulanan Bank

and Rural Bank Monthly Reports.

Perkreditan Rakyat (Lapbul BPR), kecuali

includes data from Commercial Banks that

2. The entire data on Commercial Banks

mencakup data Bank Umum yang melakukan

principles and sharia Business Units from

kegiatan usaha berdasarkan prinsip syariah

conventional commercial banks. It is not yet

dan Unit Usaha Syariah dari Bank Umum

possible to obtain separate sharia bank data

konvensional. Pemisahan data perbankan

from commercial banks, because, thus far,

syariah dari kelompok data bank umum

reports from sharia banks are entered into

belum dapat dilakukan, karena selama ini

the banking system as one unit.

proses pelaporan perbankan syariah masuk

For this reason, sharia banking data is presented

ke dalam Sistem Perbankan sebagai satu

3. Data regarding performance before January

Untuk itu disajikan data khusus perbankan

2006 based on calculations is still subject to the