Spi 0912

VOL: 9 No.
10
SEPTEMBER 2011
BULANAN
MONTHLY
STATISTIK PERBANKAN INDONESIA

INDONESIAN BANKING STATISTICS
ISSN: 2086-2954
PREF
ACE
PREFA
KA
TA PENGANT
AR
KAT
PENGANTAR
Statistik Perbankan Indonesia (SPI) merupakan
The Indonesian Banking Statistics (SPI) is a
media publikasi yang menyajikan data mengenai
media publication that provides data regarding the
perbankan Indonesia. Buku SPI ini diterbitkan secara
banking industry in Indonesia. This publication is
berkala (bulanan) oleh Direktorat Perizinan dan

Informasi Perbankan, Bank Indonesia, untuk
memberikan gambaran perkembangan perbankan di
Indonesia.
Mulai penerbitan Edisi Januari 2011, SPI
disempurnakan dengan penambahan data baru yaitu
published monthly by Directorate of Bank Licensing

and Banking Information, Bank of Indonesia, in order
to represente the development of the Indonesian
banking industry.
Starting from January 2011 edition, SPI is
Kredit UMKM Berdasarkan Undang-Undang No.20
enhanced with the addition of new data on micro,
Tahun 2008 tentang UMKM.
small and medium enterprises in accordance with Law
Dengan penyempurnaan SPI ini, kami berharap

agar data yang disajikan lebih memberikan manfaat
yang optimal bagi pembaca.
No.20 of 2008 concerning micro, small and medium

enterprises.
We sincerely hope that the data provided in
the SPI will be of optimum benefits to our readers.
Jakarta,
November 2011
BANK INDONESIA
Direktorat Perizinan dan Informasi Perbankan
Jakarta,
November 2011
BANK INDONESIA
Directorate of Bank Licensing and Banking Information
ii
Statistik Perbankan Indonesia, Vol. 9, No. 10, September 2011
HALAMAN KETERANGAN
PAGE OF REFERENCE
Jadwal Publikasi Kedepan

Edisi Oktober 2011 akan diterbitkan pada minggu ke
III bulan Desember 2011.
Advance Release Calender (ARC)

October 2011 edition will be released on the 3rd week
of December 2011.
Tanda-tanda, dan Sumber Data

Suatu jumlah tidak selalu sama besarnya dengan
penjumlahan angka-angka yang bersangkutan karena
pembulatan.
Notes, Symbols and Sources of Data

Totals do not necessarily agree with the sum of items
shown because of roundings.
r
( )
*
**
***
...
-$
r
( )
*
**
***
...
-$
Angka-angka diperbaiki
Sebagian dari suatu jumlah
Angka-angka sementara
Angka-angka sangat sementara
Angka-angka sangat-sangat sementara
Tidak ada
Angka belum tersedia
Nol atau lebih kecil daripada digit terakhir
Dolar Amerika Serikat
Revised figures
Subset of data
Provisional figures
Very provisional figures
Estimated figures
Not available
Figures are not available yet
Nil or less than the last digit
US Dollar
Tanda koma pada angka-angka harap dibaca sebagai

titik dan sebaliknya tanda titik harap dibaca sebagai
koma.
Commas in the numbers please read as point and

vice versa, please read the point as a comma
Sumber Data : Bank Indonesia kecuali jika dinyatakan

lain.
Data Source : Bank Indonesia unless mentioned

otherwise.
Alamat untuk berlangganan :

Bagian Informasi, Administrasi dan Publikasi
Perbankan (IAdmP)
Bank Indonesia
Menara Radius Prawiro, Lantai 11
Jl. MH Thamrin No. 2, Jakarta 10350
Telepon : (021) 3817080, 3818032
Fax : (021) 3523705
Address for Subscription :

Information, Administration and Publication Banking
Division (IAdmP)
Bank Indonesia
Radius Prawiro Tower, 11th Floor
Jl. MH Thamrin No. 2, Jakarta 10350
Phone : (021) 3817080, 3818032
Fax : (021) 3523705
Data dalam publikasi Bank Indonesia ini juga

disediakan melalui website Bank Indonesia (http://
www.bi.go.id) selambat-lambatnya 1 minggu setelah
edisi publikasi
The data in Bank Indonesia publication are also

provided through Bank Indonesia website (http://
www.bi.go.id) no later than 1 week ofter the edition.
Alamat penyampaian pertanyaan :

h_ferdian@bi.go.id
Telepon: (021) 3817080
Fax: 3523705
Address for queries :

h_ferdian@bi.go.id
Telephone: (021) 3817080
Fax: 3523705
Indonesian Banking Statistics, Vol. 9, No. 10, September 2011
iii
TABLE OF CONTENT
DAFT
AR ISI
AFTAR
KATA PENGANTAR
INTRODUCTION
HALAMAN KETERANGAN
iii
PAGE OF REFFERENCE
iii
DAFTAR ISI
iv
TABLE OF CONTENT
iv
PENJELASAN
CLARIFICATIONS
DAFTAR SINGKATAN
ix
LIST OF ABBREVIATIONS
ix
DAFTAR ISTILAH
LIST OF TERMS
DAFTAR RASIO
xii
LIST OF RATIOS
xii
DAFTAR TABEL
xvi
LIST OF TABLES
xvi
DATA
DATA
DATA BANK UMUM
COMMERCIAL BANK DATA
DATA PERBANKAN SYARIAH
91
SHARIA BANK DATA
91
DATA BANK PERKREDITAN RAKYAT (BPR)
107
RURAL BANK DATA
107
DATA PERKREDITAN
123
CREDIT DATA
123
GRAFIK
157
GRAPHIC
157
iv
PENJELASAN
CLARIFIC
ATIONS
CLARIFICA
1. Data yang digunakan dalam Publikasi Statistik
1. The data used in the Indonesian Banking Statistics
Perbankan Indonesia bersumber dari Laporan
is derive from Commercial Bank Monthly Reports,
Bulanan Bank Umum (LBU) Laporan Bulanan Bank
Sharia Bank Monthly Reports and Rural Bank
Umum Syariah (LBUS) dan Laporan Bulanan Bank
Monthly Reports.
Perkreditan Rakyat (Lapbul BPR) kecuali

dinyatakan lain.
2. The entire data on Commercial banks includes

Sharia Commercial Banks and sharia business unit
2. Semua jenis data Bank Umum mencakup pula
from conventional commercial banks data
data Bank Umum Syariah dan unit usaha syariah
because the bank reports are processed by the
dari bank umum konvensional, hal ini disebabkan
banking information system as a whole. For
karena pelaporan perbankan diolah sistem
statistical purposes of sharia banking, specific
perbankan sebagai satu kesatuan. Untuk
sharia data are presented separately.
keperluan statistik perbankan syariah, disajikan

data khusus perbankan syariah secara terpisah.
3. Commercial Bank Performance Data refer to the

circular letter No. 6/23/DPNP May 31, 2004
3. Data kinerja Bank Umum mengacu pada SE No.6/
regarding the rating system for commercial banks
23/DPNP tanggal 31 Mei 2004 perihal sistem
and Sharia Banks Performance data refers to the
penilaian tingkat kesehatan Bank Umum dan
circular letter No. 9/24/DPbS October 30, 2007
Data Kinerja Bank Umum Syariah mengacu pada
regarding the Rating System for Commercial Banks
SE No.9/24/DPbS tanggal 30 Oktober 2007 perihal
Based on Sharia Principles. Starting in March 2010,
Sistem Penilaian Tingkat Kesehatan Bank Umum
bank performance data are separated between
berdasarkan prinsip syariah.
conventional banks and sharia banks
Mulai data Maret 2010 dilakukan pemisahan data

kinerja antara Bank Umum Konvensional dengan
Bank Umum Syariah.
4. Data Kredit
4. Credit Data
Starting in January 2010 Credit Data of

Commercial Banks are presented based on
the amount of acquisition Cost or amortized
Mulai bulan Januari 2010 Data Kredit Bank
acquisition cost or fair value. Acquisition cost
Umum disajikan berdasarkan jumlah menurut
is the amount of cash or cash equivalents paid
Biaya Perolehan atau Biaya Perolehan
(received) or the fair value of other rewards
Diamortisasi atau Nilai Wajar. Biaya Perolehan
given (acceptable) to acquire an asset (issuing
adalah jumlah kas atau setara kas yang
an obligation) at the time of acquisition.
dibayarkan (diterima) atau nilai wajar dari
Acquisition costs amortized is the amount of
imbalan lain yang diserahkan (diterima) untuk
financial assets or financial liabilities are
memperoleh suatu aset (menerbitkan suatu
measured at initial recognition minus principal
kewajiban) pada saat perolehan. Biaya
payments, plus or minus the cumulative
Perolehan Diamortisasi adalah jumlah aset
amortization using the effective interest
keuangan atau kewajiban keuangan yang
method is calculated from the difference
diukur pada saat pengakuan awal dikurangi
between initial value and maturity value.
pembayaran pokok, ditambah atau dikurangi
Decline in value is recognized by using the
amortisasi kumulatif menggunakan metode
postal Reserves Value Losses Decrease. Fair
suku bunga efektif yang dihitung dari selisih
value is the value which an asset could be
antara nilai awal dan nilai jatuh temponya.
exchanged or a liability settled between the
Penurunan nilai diakui dengan menggunakan
parties to understand and willing to perform
pos Cadangan Kerugian Penurunan Nilai. Nilai
normal transactions (arms length transaction).
wajar adalah nilai dimana suatu aset dapat
Credit data constitutes the credits recorded
dipertukarkan atau suatu kewajiban
in the balance of a Bank and does not taken
diselesaikan antara pihak yang memahami
into account channel of credit recorded in the
dan berkeinginan untuk melakukan transaksi
off-balance sheet unless otherwise stated.
wajar (arms length transaction). Selanjutnya,
Credits include credit claims from citizens and
untuk mengetahui nilai nominal kredit
non-citizens (Rural Bank data only includes
disajikan tabel khusus yang menyajikan kredit
credit claims from citizens). The data related
berdasarkan nilai.
to the information above is presented in the
Data kredit yang ditampilkan merupakan
performance data tables: earning assets; non-
kredit yang tercatat di neraca Bank dan tidak
performing loans (NPL) (except for NPL data
memperhitungkan penerusan kredit yang
regarding channelling credit off-balance
tercatat dalam rekening administratif (off-
sheet); operations; and credits (except for
balance sheet) kecuali dinyatakan lain.
channelling credit data regarding off-balance
Cakupan kredit meliputi tagihan kredit kepada
sheet).
penduduk dan non penduduk (Untuk data
Starting January 2010 edition, there is no
BPR hanya meliputi tagihan kredit kepada
detail for credit based on type of use.
penduduk). Data yang terkait dengan
The scope of the credit in this publication is
penjelasan tersebut di atas ditujukan untuk
different from the coverage of credit in the
data dalam tabel kinerja; aktiva produktif; NPL
publication SEKI.
(kecuali data NPL penerusan kredit off-
vi
January - Desember 2010 Data on Micro,
balance sheet); kegiatan usaha; dan kredit
Small, Medium Scale Business credit is
(kecuali data penerusan kredit off-balance
presented according to the nominal value of
sheet).
listed securities or the contractual agreement,
Mulai Edisi Januari 2010 kredit berdasarkan
starting January 2011 MKM are presented on
jenis penggunaan tidak disajikan rinciannya.
fair value. Data on Micro, Small, Medium
Cakupan kredit dalam publikasi ini berbeda
Scale Business credit in this book mean: micro
dengan cakupan kredit pada publikasi SEKI.
credit is credit with ceiling Rp 0 up to Rp 50
Januari s.d Desember 2010 data kredit MKM
million, Small credit is credit with ceiling Rp
sementara disajikan menurut nilai nominal
50 million up to Rp 500 million, and Medium
yaitu nilai yang tercantum dalam surat
credit is credit is with ceiling Rp 500 million
berharga atau kontrak yang diperjanjikan,
up to Rp 5 billion. Credit Data on Micro,
untuk data Januari 2011 dan seterusnya data
Small, Medium Scale Business credit does not
MKM disajikan menurut nilai wajar. Cakupan
include data regarding credit cards or credits
kredit MKM adalah: kredit mikro yakni kredit
disbursed by Rural Banks. The data related
dengan plafon 0 sampai dengan maksimum
to the infomartion above is presented in the
Rp50 juta, kredit kecil yakni kredit dengan
performance data tables Micro Small,
plafon lebih dari Rp50 juta sampai dengan
Medium Credit based on group of bank, Micro
maksimum Rp500 juta dan kredit menengah
Small, Medium Credit based on type of use,
PENJELASAN
CLARIFIC
ATIONS
CLARIFICA
yakni kredit dengan plafon lebih dari Rp500
Micro Small, Medium Credit based on project
juta sampai dengan maksimum Rp5 miliar.
location, Micro Small, Medium Credit based
Data kredit MKM tidak mencakup data kartu
on economic sector.
kredit dan kredit yang disalurkan oleh BPR.
Starting in January 2011, SMEs credit data
Data yang terkait dengan penjelasan tersebut
are presented as stipulated in Law no. 20 of
di atas ditujukan untuk data dalam tabel
2008 concerning UMKM.
kredit MKM menurut kelompok bank, kredit
That referred to with productive enterprises
MKM menurut jenis penggunaan, kredit MKM
Micro is a privately-owned and / or individual
berdasarkan lokasi proyek per provinsi, dan
business entity that has a net worth exceeding
kredit MKM berdasarkan sektor ekonomi.
IDR 50 million (excluding land and building)
Mulai Edisi Januari 2011 disajikan data
or have annual sales revenue exceeding IDR
UMKM sesuai yang diatur dalam UU No. 20
300 million.
Tahun 2008 tentang UMKM.
Small businesses are productive economic
Yang dimaksud dengan Usaha Mikro adalah
activities that stand alone, which made
usaha produktif milik perorangan dan/atau
individual or business entity (not including
badan usaha perorangan yang memiliki
subsidiaries) which has a net worth IDR 50
kekayaan bersih paling banyak Rp 50 juta
million up to IDR 500 million (excluding land
(tidak termasuk tanah dan bangunan tempat
and building business) or have annual sales
usaha) atau memiliki hasil penjualan tahunan
of more than IDR 300 million up to IDR 2.5
paling banyak Rp 300 juta.
billion.
Usaha kecil adalah usaha ekonomi produktif
Medium Enterprises is a productive economic
yang berdiri sendiri, yang dilakukan
activities that stand alone by any individual
perorangan atau badan usaha (tidak termasuk
or legal person (not a subsidiary) which has a
anak perusahaan) yang memiliki kekayaan
net worth of more than IDR 500 million up to
bersih Rp 50 juta s.d Rp 500 juta (tidak
IDR 10 billion (excluding land and building
termasuk tanah dan bangunan usaha) atau
business) or have annual sales of more than
memiliki hasil penjualan tahunan lebih dari
IDR 2 , 5 billion up to IDR 50 billion In January
Rp 300 juta s.d Rp 2,5 miliar.
2012, the MKM credit data will be replaced
Usaha Menengah adalah usaha ekonomi
by SMEs credit data
produktif yang berdiri sendiri yang dilakukan
Bank Relationship on the table Commercial
perseorangan atau badan usaha (bukan anak
Bank Credit based on Bank relationship mean
perusahaan) yang memiliki kekayaan bersih
status related bank and the party which
lebih dari Rp 500 juta s.d Rp 10 miliar (tidak
transaction with bank.
termasuk tanah dan bangunan usaha) atau
Related party is any individual or company/
memiliki hasil penjualan tahunan lebih dari
entity exercising control over the bank,
Rp 2,5 Miliar s.d Rp 50 miliar.
whether directly or indirectly, through
Data Kredit UMKM dimaksud mulai Januari
ownership, management, and/or financial
2012 akan menggantikan Data Kredit MKM
relation.
yang selama ini disajikan.
Not related party is other party excluding

related party as mention above.
vii
PENJELASAN
Yang dimaksud dengan Hubungan Dengan

Bank pada tabel Kredit Bank Umum
Credit withdrawn by credit card
5. Non-Performing Loan Data

Non-performing loan data is show as the gross
status keterikatan antara bank dengan pihak
non-performing loan, that is, without taking into
yang melakukan transaksi dengan bank.
account the reserve formed in anticipation of the
Pihak terkait adalah perseorangan atau
risk of losses.
perusahaan/badan yang mempunyai
Non-performing loan data is show in nominal and
hubungan dengan pengendalian bank,
percentage figures.
baik secara langsung maupun tidak
Data related to the information above is shown
langsung, melalui hubungan dengan
as figures in the earning assets table; and NPL.
kepemilikan, kepengurusan dan atau

-
6. Data regarding money instruments in the funds
keuangan.
disbursement account.
Pihak tidak terkait adalah pihak-pihak
Data regarding money instruments includes
yang tidak termasuk pada pihak terkait
money instruments that are issued by a non-bank
dengan bank sebagaimana tersebut di
third party. The data does not calculate bonds
atas.
from a recapitalization program issued by the
Yang dimaksud dengan Kredit yang
Government.
penarikannya menggunakan kartu adalah
The data mentioned above is displayed in the
pemberian fasilitas kredit yang penarikannya
business operations table.
dilakukan dengan kartu kredit.

5. Data Non Performing Loan
Data Non Performing Loan yang ditampilkan
7. The Data of interest rates based on the weightedaverage of interest rates.

8. Estimates of Additional Paid-In Capital
merupakan Non Performing Loan Gross, yakni
The estimates are derived from the agio account;
tanpa memperhitungkan penyisihan yang
capital contributions; and adjustments resulting
dibentuk untuk mengantisipasi risiko kerugian.
from the conversion of overseas branch office
Data Non Performing Loan ditampilkan dalam
financial reports.
nominal dan persentase.

Data yang terkait dengan penjelasan tersebut di
atas ditujukan untuk data dalam tabel aktiva
produktif dan NPL.
6. Data Surat Berharga dalam pos penyaluran dana
Data surat berharga yang ditampilkan merupakan
surat berharga yang diterbitkan oleh pihak ketiga
bukan bank. Data yang ditampilkan tidak
9. The data of time deposit can not be displayed

temporary.
10. Estimates of Reserves
The estimates are derived from the general
reserve, designated reserves and retained earnings
accounts.
11. Data downloading process
Data from the Commercial Bank Monthly
memperhitungkan obligasi dalam rangka program
Reports and the sharia Bank Monthly Reports
rekapitalisasi yang diterbitkan oleh Pemerintah.
is submitted by the reporting banks to Bank
Data yang terkait dengan penjelasan tersebut
Indonesia, and is processed using the Bank
ditujukan untuk data dalam tabel kegiatan usaha.
Indonesia Banking Sector Management
7. Data suku bunga menggunakan suku bunga ratarata tertimbang
viii
Berdasarkan Hubungan dengan Bank adalah
CLARIFIC
ATIONS
CLARIFICA
Information System. The time taken to

download data from Banking Information
8. Perkiraan Tambahan Modal Disetor
System can result in variations of the data
Terdiri dari pos agio; (disagio); modal sumbangan;
that is published in this book, compared to
dan penyesuaian akibat penjabaran laporan
other published data. Therefore, readers are
keuangan kantor cabang di luar negeri.
recommended to taken into account the
9. Data Deposito berdasarkan jangka waktu untuk

sementara tidak dapat disajikan.
10. Perkiraan Cadangan
downloading time.
The processing of the September 2011
monthly reports for the September 2011
Terdiri dari pos Cadangan umum; Cadangan
edition of the Indonesian Banking Statistics
tujuan; dan Laba yang ditahan.
was done from 21 October 2011 until 10
11. Proses Download Data
November 2011.
Data Laporan Bulanan Bank Umum (LBU) dan
12. The Indonesian Bank Statistics Book is also
Laporan Bulanan Bank Umum Syariah (LBUS)
published via the Bank Indonesia website
yang disampaikan dari bank pelapor kepada
(www.bi.go.id).
Bank Indonesia, diolah melalui Sistem

Informasi Perbankan (SIP). Perbedaan waktu
download data LBU melalui SIP dapat
menyebabkan perbedaan pada data yang
dipublikasikan ini dengan data publikasi yang
lain. Oleh sebab itu, pembaca dihimbau
untuk memperhatikan waktu download data.
Pemrosesan data bulan laporan September
2011 untuk Publikasi Statistik Perbankan
Indonesia Edisi September 2011 dilakukan
dari tanggal 21 Oktober 2011 s/d tanggal 10
November 2011.
12. Publikasi Statistik Perbankan Indonesia juga
dilakukan melalui website Bank Indonesia
(www.bi.go.id).
ix
LIST OF AB
BREVIA
TIONS
ABB
REVIATIONS
DAFT
AR SINGKA
TAN
AFTAR
SINGKAT
APYD
: Aktiva Produktif Yang Diklasifikasikan
APYD
: Classified Earning assets
ATMR
: Aktiva Tertimbang Menurut Risiko
ATMR
: Risk Weighted Assets
BOPO
: Biaya Operasional terhadap
BOPO
: Operations Expenses to Operations
Pendapatan Operasional
Income
BPD
: Bank Pembangunan Daerah
BPD
: Regional Development Bank
CAR
: Capital Adequacy Ratio
CAR
: Capital Adequacy Ratio
DPK
: Dana Pihak Ketiga
DPK
: Third Party Funds
KAP
: Kualitas Aktiva Produktif
KAP
: Earning assets Qualtiy
KBAB
: Kewajiban Bersih Antar Bank
KBAB
: Inter-Bank Net Liabilities
KP
: Kantor Pusat
KP
: Head Office
KC
: Kantor Cabang
KC
: Branch Office
KCP
: Kantor Cabang Pembantu
KCP
: Sub-Branch Office
KK
: Kantor Kas
KK
: Cash Office
KPW
: Kantor Perwakilan
KPW
: Representative Office
LBU
: Laporan Bulanan Bank Umum
LBU
: Commercial Bank Monthly Report
LDR
: Loan to Deposit Ratio
LDR
: Loan to Deposit Ratio
NIM
: Net Interest Margin
NIM
: Net Interest Margin
NPL
: Non Performing Loan
NPL
: Non-Performing Loan
PPAPYD : Penyisihan Penghapusan Aktiva

Produktif yang Dibentuk
PPAPYD : Productive Asset Write-off Reserve

PPAPWD : Mandatory Productive Asset Write-off
PPAPWD : Penyisihan Penghapusan Aktiva

Produktif yang Wajib Dibentuk
Reserve
ROA
: Return on Assets
ROA
: Return on Assets
SIP
: Banking Information System
SIP
: Sistem Informasi Perbankan
UKM
: Small/Medium-Scale-Enterprise Industry
UKM
: Usaha Kecil Menengah
UMKM
: Small/Medium/Micro-Enterprise Industry
UMKM
: Usaha Mikro Kecil Menengah
NOM
: Net Operating Margin
FDR
: Financing to Deposit Ratio
(SMEs)
NOM
: Net Operating Margin
FDR
: Financing to Deposit Ratio
GLOSSAR
Y
GLOSSARY
GLOSARI
UM
GLOSARIUM
Aktiva Produktif : Penanaman dana Bank baik
APYD
Earning assets
dalam Rupiah maupun valas dalam
foreign currency by a Bank to the
bentuk kredit, surat berharga,
form of credits, money instruments,
penempatan dana antar bank,
inter-bank placements, equity
penyertaan, termasuk komitmen
participation,
dan kontinjensi pada transaksi
commitments and contingencies of
rekening administratif.
the off-balance sheet account.
: Aktiva produktif baik yang sudah
Classified
have the potential to not pro-
tidak memberikan penghasilan atau
Assets
vide a profit or could even incur a

loss.
Risk Weighted
: Terdiri dari :
Assets
1. Assets in the balance sheet that

are ranked according to the
yang melekat
level of risk of the credit in

question.
sheet yang diberikan bobot
2. Several accounts in the off-
sesuai dengan kadar risiko
balance sheet that are ranked
kredit yang melekat
according to the level of risk of
: Penempatan dana pada Bank

Indonesia dalam bentuk call
the credit in question.

BI Call Money
: Fund placements at Bank Indonesia
money yang merupakan intervensi
in the form of call money,
rupiah oleh Bank Indonesia dalam
representing a rupiah intervention
rangka operasi pasar terbuka (OPT)
by Bank Indonesia as part of open
: Simpanan pihak ketiga bukan
market operations (OPT).
bank yang terdiri dari Giro,
Third Party
Tabungan
Funds
dan
Simpanan
berjangka
Kredit
: Consists of:
bobot sesuai kadar risiko kredit
2. beberapa pos dalam off-balance
DPK
: Earning assets that do not, or
Productive
1. aktiva neraca yang diberikan
Call Money BI
including
maupun yang mengandung potensi
menimbulkan kerugian
ATMR
: The investment of either Rupiah or
: Penyediaan uang atau tagihan
: Non-bank third party deposits

consisting of demand deposit,
savings deposit and time deposit.
Credit
: The provision of funds or related
yang dapat dipersamakan dengan
claims based on an agreement or
itu, berdasarkan persetujuan atau
contract to borrow/loan funds
kesepakatan pinjam-meminjam
between banks and another party
antara Bank dengan pihak lain
that obliges the borrower to pay
yang mewajibkan pihak peminjam
off his/her debt according to a
xi
DAFT
AR ISTILAH
AFTAR
LIST OF TERMS
untuk melunasi utangnya setelah
designated schedule and interest
jangka waktu tertentu dengan
charges, including:
pemberian bunga, termasuk :
1. The purchase of Money
1. Pembelian Surat Berharga

nasabah yang
dengan
Note
Instruments by clients, complete
dilengkapi
with
Purchase
Note
Purchase
Agreement (NPA).
Agreement (NPA)
2. The transfer of claims involved
2. Pengambilalihan tagihan dalam
in factoring activities.
rangka kegiatan anjak piutang

Penerusan Kredit : Kredit dalam rupiah maupun valas
yang disalurkan oleh bank yang
Channelling
dananya berasal dari pihak lain,
Credit
: Credit in rupiah or foreign currency
dan atas penyaluran kredit tersebut
that is from another party that is
bank tidak menanggung risiko.
disbursed by a bank, wherein the
Penerusan kredit ini dibukukan
bank does not bear any risk for the
pada rekening administratif (off-
credit disbursement. Channelling
balance sheet)
credits are recorded in the offbalance sheet.
xii
LIST OF RA
TIOS
RATIOS
DAFT
AR RASIO
AFTAR
CAR
Perhitungan rasio Car mulai edisi Maret 2010

telah disesuaikan dengan ketentuan PBI No.
10/15/PBI/2008 tanggal 24 September 2008
perihal Kewajiban Penyediaan Modal Minimum Bank Umum, sebagai berikut:
CAR = modal / ATMR
Modal bagi Bank yang berkantor pusat di
Indonesia terdiri dari:
a. Modal inti (tier 1);
b. Modal Pelengkap (tier 2); dan
c. Modal pelengkap tambahan (tier 3).
Setelah memperhitungkan faktor-faktor
tertentu yang menjadi pengurang modal
sebagaimana dimaksud dalam pasal 13 dan
pasal 20 pada PBI No. 10/15/PBI/2008.
Modal bagi kantor cabang dari bank yang
kantor pusatnya berkedudukan di luar negeri
adalah dana bersih kantor pusat (Net Head
Office Fund) yang terdiri dari:
a. Dana Usaha (Net Inter Office Fund);
b. Laba ditahan dan laba tahun lalu setelah
dikeluarkan pengaruh faktor-faktor
sebagaimana dimaksud dalam pasal 10
ayat (2) pada PBI No. 10/15/PBI/2008;
c. Laba tahun berjalan sebesar 50% setelah
dikeluarkan pengaruh faktor-faktor
ayat (2) PBI No. 10/15/PBI/2008;
d. Cadangan umum modal;
e. Cadangan tujuan modal;
f. Revaluasi aset tetap dengan cakupan dan
perhitungan sebagaimana dimaksud
dalam pasal 16 ayat (1) huruf c PBI No.
10/15/PBI/2008
g. Cadangan
umum
penyisihan
penghapusan aset (PPA) atas aset
produktif dengan perhitungan
ayat (1) huruf d PBI No. 10/15/PBI/2008.
CAR
Starting in March 2010 CAR has been

adjusted to the provisions of Regulation
No. 10/15/PBI/2008 September 24, 2008
regarding the Capital Adequacy of Commercial Banks, as follows:
CAR = capital / RWA
Capital for the Bank is head office in
Indonesia consists of:
a. Core capital (tier 1);
b. Supplementary capital (tier 2); and
c. Additional supplementary capital (tier 3).
After taking into account certain factors that
a reduction of capital referred to in Article
13 and Article 20 of Regulation No. 10/15/
PBI/2008.
Capital for foreign bank branch office is Net
Head Office Fund consisting of:
a. Operating Funds (Net Inter Office Fund);
b. Retained earnings and profit last year after
removed the influence of the factors
referred to in Article 10 paragraph (2) at
No. PBI. 10/15/PBI/2008;
c. Profit for the year amounted to 50% after
removed the influence of the factors
referred to in Article 10 paragraph (2)
Regulation No. 10/15/PBI/2008;
d. General reserves;
e. Designated reserves;
f. Revaluation of fixed assets in the scope
and calculation referred to in Article 16
paragraph (1) letter c PBI No. 10/15/PBI/
2008
g. General reserve asset allowance (PPA) of
productive assets in the calculation
referred to in paragraph Article 16
paragraph (1) letter d PBI No. 10/15/PBI/
2008.
After taking into account certain factors that
a reduction of capital components as
provided for in Article 10 paragraph (1) letter
xiii
DAFT
AR RASIO
AFTAR
Setelah memperhitungkan faktor-faktor

tertentu yang menjadi pengurang komponen
modal sebagaimana diatur dalam pasal 10
ayat (1) huruf b, pasal 13, dan pasal 20 pada
PBI No. 10/15/PBI/2008
ATMR terdiri dari:
a. ATMR untuk Risiko Kredit;
b. ATMR untuk Risiko Operasional;
c. ATMR untuk Risiko Pasar.
Setiap Bank wajib memperhitungkan ATMR
untuk risiko kredit dan ATMR untuk risiko
Operasional. ATMR untuk Risiko Pasar hanya
wajib diperhitungkan oleh bank yang
memenuhi kriteria tertentu sebagaimana
diatur pada pasal 25 PBI No. 10/15/PBI/2008.
Sehubungan dengan Bank Umum Syariah
(BUS) yang tidak mengikuti perhitungan
KPMM sebagaimana ketentuan Bank Umum
Konvensional maka data CAR untuk BUS
disajikan secara terpisah pada tabel Kinerja
BUS.
Rasio KAP
= APYD / Total Aktiva Produktif

(sesuai SE No.6/23/DPNP anggal 31 Mei
2004)
Rasio ROA = Laba Sebelum Pajak disetahunkan
/ Rata-rata total aset
(sesuai SE No.6/23/DPNP tanggal 31 Mei
2004)
Rasio BOPO = Total beban operasional / Total
pendapatan operasional
Rasio dihitung per posisi (tidak
disetahunkan)
2004)
Rasio Aktiva -Pasiva = Aktiva Likuid < 1 bulan /
Pasiva Likuid < 1 bulan
Aktiva Likuid < 1 bulan, terdiri dari:
1. Kas
2.Giro BI
xiv
LIST OF RA
TIOS
RATIOS
b, Article 13 and Article 20 of Regulation

No. 10/15/PBI/2008
RWA consists of:

a. RWA for credit risk;
b. RWA for operational risk;
c. RWA for market risk.
Each Bank shall calculate RWA for credit
risk and risk weighted assets for
operational risk. RWA for market risk shall
be calculated only by banks that meet
certain criteria as stipulated in Article 25
Regulation No. 10/15/PBI/2008.
In that regarding to Sharia Commercial
Banks (BUS) that do not follow the
calculation of CAR as the Conventional
Commercial Bank, the performance of BUS
presented separately on Performance
tables BUS.
Earning assets
Quality Ratio = Classified Earning Assets / Total Earning Assets
(pursuant to Circular Letter No. 6/23/
DPNP dated May 31, 2004)
Return on Assets
Ratio
= Annual Profit before taxes / Average
Assets
(pursuant to Circular Letter No. 6/23/
DPNP dated May 31, 2004)
Operations Expenses /
Operations Income
= Operations expenses / Operations Income for the same period.
(pursuant to Circular Letter No. 6/23/DPNP
dated May 31, 2004)
Liquid Asset to liquid Liabilities
Ratio
= Liquid Asset < 1 month / Liquid
Liabilities < 1 month
Liquid Asset < 1 month, consist of:
DAFT
AR RASIO
AFTAR
LIST OF RA
TIOS
RATIOS
3.SBI
4.Antar Bank Aktiva (giro, deposit
on
call, call money)
Pasiva Likuid < 1 bulan, terdiri dari:
1. Giro
2. Tabungan
3. Deposito
4. Kewajiban segera
5. Kewajiban pada bank lain (giro,
deposit on call, call money)
(sesuai SE No.6/23/DPNP tanggal 31
Mei 2004)
Rasio LDR = Kredit / Dana Pihak Ketiga
Kredit merupakan total kredit yang
diberikan kepada pihak ketiga (tidak
termasuk antar Bank)
Dana Pihak Ketiga mancakup giro,
tabungan, dan deposito (tidak
termasuk antar Bank)
2004)
LDR
= Total Kredit / (Penghimpunan Dana

+ Modal Inti)
Total Kredit, merupakan kredit yang
diberikan kepada masyarakat dan
bank lain
Penghimpunan Dana, terdiri dari :
1. Simpanan pihak ketiga
2. Bank Indonesia
3. ABP lebih dari 3 bulan
4. Pinjaman yang diterima lainnya lebih
dari 3bulan
5. Modal Pinjaman
(sesuai SK Dir No.30/12/KEP/DIR tanggal
30 April 1997 - untuk BPR)
Rasio NPL = (Kredit dalam kualitas Kurang lancar,
Diragukan dan Macet) / Total Kredit
Rasio NIM = Pendapatan Bunga Bersih / Rata-Rata
1. Cash
2. Demand deposit on BI
3. Certificate of Bank Indonesia
4. Inter Bank Asset (demand deposit,
deposit on call, call money)
Liquid Liabilities < 1 month, consist of:
1. Demand deposit
2. Savings deposit
3. Time deposit
4. Current liabilities
5.Liabilities to other bank (demand
deposit, deposit on call, call
money)
(pursuant to Circular Letter No. 6/23/DPNP
dated May 31, 2004)
Loan to Deposit
Ratio
= Credit / Third Party Funds
Credit is total credit to third party (not
including third party bank)
Third Party Funds consist of Demand
deposit, savings deposit and time deposits
(not including interbank)
(pursuant
to Circular Letter No. 6/23/DPNP dated May
31, 2004)
Loan
= Total Credit / (Collection of fund + tier

one capital)
Total Credit is total credit to third party
and other bank
Collection of fund, consist of :
1. third party deposit
2. Bank Indonesia
3. ABP more than three months
4. Loan received with maturity of more
than three months
5. Loan Capital
(pursuant to Circular Letter No. 30/12/KEP/DIR
dated April 30,1997 - on BPR)
Non-Performing
Loan Ratio = Credits that are sub-standard, doubtful
and loss) / Total Credits
xv
Aktiva Produktif
Pendapatan Bunga Bersih = Pendapatan
Bunga Beban Bunga
perhitungan pendapatan bunga
bersih disetahunkan.
(sesuai SE No.6/23/DPNP tanggal 31 Mei
2004)
Net Interest Margin

Ratio
= Net Interest Income / Average Earning
assets
Net Interest Income = Interest Income
Interest charges Annual net interest income is used for the calculation of NIM
(pursuant to Circular Letter No.6/23/DPNP
dated May 31, 2004)
Rasio NOM = (PO - DBH) - BO/Rata-rata AP

(sesuai SE No.9/24/DPbS tanggal 30
Oktober 2007)
xvi
Net Operating Margin

(NOM) = (operating income - DBH) - operational
expenses/Average Earning Assets
(pursuant to cirtular lettet No.9/24/DPbS
dated October 30, 2007)
DAFT
AR TABEL
AFTAR
LIST OF TABLES
Judul
Topic
No.
No. Tabel
Tables
Halaman
Pages
DATA
1.
Kegiatan Usaha Perbankan
1.1 s.d 1.7
1.8 s.d 1.14
11
1.15 s.d 1.21
18
1.22 s.d 1.29
25
1.30
33
Bank Industries Operation

DATA BANK UMUM
COMMERCIAL BANK DATA
2.
Kegiatan Usaha Bank Umum

Commercial Banks Operation
3.
Laporan Laba/Rugi Bank Umum
4.
Rekening Administratif Bank Umum
Commercial Banks Income Statement

Commercial Banks Off Balance-Sheet
5.
Kinerja Bank Umum

Commercial Banks Performance
6.
Jumlah Bank Umum Berdasarkan Tingkat Rasio

Commercial Bank Based on Ratios
7.
Aset Bank Umum
1.31 s.d 1.33
Commercial Banks Assets

a. Perkembangan Aset Bank Umum
1.31
34
1.32
35
1.33
36
1.34 s.d 1.40
37
1.41
44
1.42 s.d 1.49
45
1.50 s.d 1.57
53
1.58
61
Commercial Banks Asset Growth

b. Jumlah Bank Umum Berdasarkan Total Aset
Commercial Banks Based on Assets
c. Peringkat Bank Umum Berdasarkan Total Aset
Commercial Banks Rating Based on Total Assets
8.
Aktiva Produktif Bank Umum

Commercial Banks Earning Assets
9.
Non Performing Loan (NPL) Bank Umum

Commercial Banks Non Performing Loan
a. Pengelompokan Bank Berdasarkan Rasio NPL
Group of Banks Based on NPL Ratio
b. NPL Berdasarkan Sektor Ekonomi
NPL Based on Economic Sector
c. NPL Berdasarkan Jenis Penggunaan
NPL Based on type of use
d. NPL Berdasarkan Lokasi Bank Penyalur
NPL Based on Location of Bank
xvii
DAFT
AR TABEL / LIST OF TABLES
AFTAR
Judul
Topic
No.
e. NPL Kredit yang penarikannya menggunakan kartu
No. Tabel
Tables
Halaman
Pages
1.59
62
1.60 s.d 1.63
63
1.64
67
1.65 s.d 1.71
68
1.72
75
1.73 s.d 1.74
76
1.75 s.d 1.81
78
1.82
85
1.83 s.d 1.84
86
1.85
88
1.86
89
2.1 s.d 2.3
92
2.4
95
2.5
96
Non performing loan withdrawn by credit card

f. NPL UMKM
Non Performing loan of SMEs credit
g. NPL Penerusan Kredit (off-balance sheet)
NPL channelling credit (off-balance sheet)
10. Dana Pihak Ketiga (DPK) Bank Umum
Commercial Banks Third Party Funds
a. Komposisi DPK
Composition of Third Party Funds
b. Peringkat Bank Berdasarkan DPK
Bank Rating Based on Third Party Funds
c. DPK Berdasarkan Lokasi Penghimpunan
Third Party Funds Based on Location of Deposit
11. Suku Bunga Rata-rata Dana Pihak Ketiga (DPK)
Average of interest rate of Third party fund
12. Peringkat Bank Berdasarkan Kredit
Rating of Bank Based on Credits
13. Suku Bunga Rata-rata Kredit
Average of Crerdit Interest Rates
14. Perkembangan Jumlah Bank dan Kantor Bank
Growth of total banks and bank offices
a. Perkembangan Jumlah Bank dan Kantor Bank Umum
Growth of Total Banks and Commercial Bank Offices
b. Perkembangan Jumlah Kantor Cabang Bank Berdasarkan Wilayah
Growth of Total Branch offices Based on Region
DATA BANK SYARIAH
SHARIA BANK DATA
15. Kegiatan Usaha Bank Umum Syariah
Sharia Commercial Bank Operation
16. Perkembangan Aset Perbankan Syariah
Growth of Sharia Bank Assets
17. Aktiva Produktif Perbankan Syariah
Earning Assets of Sharia Banks
xviii
Judul
Topic
No.
No. Tabel
Tables
18. Komposisi DPK Perbankan Syariah
Halaman
Pages
2.6
97
2.7
98
2.8 s.d 2.9
99
2.10 s.d 2.11
101
2.12
103
2.13
104
2.14
105
3.1
108
3.2
109
3.3 s.d 3.4
110
3.5 s.d 3.6
112
3.7
114
3.8
115
3.9
116
Composition of Third Party Funds of Syariah Banks

19. Tingkat Bagi Hasil Rata-rata DPK Bank Syariah
Average of Profit Sharing Rates of Third Party Fund of
Sharia Banks
20. TIngkat Margin Rata-rata Pembiayaan
Average of Margin Rates of Financing
21. BPR Syariah
Syariah Rural Bank
22. Jaringan Kantor Perbankan Syariah
Sharia Bank Office Network
23. Kinerja Bank Umum Syariah
Islamic Commercial Bank Performance
24. Bank Umum Syariah Berdasarkan Tingkat Rasio
Sharia Commercial Based on Ratios
DATA BANK PERKREDITAN RAKYAT
RURAL BANK DATA
25. Kegiatan Usaha Bank Perkreditan Rakyat
Rural Bank Operations
26. Kinerja Bank Perkreditan Rakyat
Rural Bank Performance
27. Perkembangan Aset BPR
Growth of Assets based Rural Bank Data
28. Non Performing Loan Bank Perkreditan Rakyat
Non Performing Loan of Rural Bank
29. Dana Pihak Ketiga
Third Party Funds of Rural Bank
a. Komposisi DPK Bank Perkreditan Rakyat
Composition of Third Party Funds of Rural Bank
b. Komposisi DPK Berdasarkan Lokasi
Composition of Third Party Funds Based on Location
c. DPK BPR Berdasarkan Lokasi Penghimpun
Third Party Funds of Rural Banks Based on Location
xix
Judul
Topic
No.
30. Suku Bunga Rata-rata DPK BPR
No. Tabel
Tables
Halaman
Pages
3.10
117
3.11
118
3.12
120
3.13 s.d 3.14
121
4.1 s.d 4.8
124
4.9 s.d 4.16
132
4.17
140
4.18
141
4.19
142
4.20 s.d 4.21
143
4.22
145
4.23 s.d 4.25
146
4.26 s.d 4.28
149
4.29 s.d 4.33
153
Average of Third Party Interest Rates of Rural Banks

31. Suku Bunga Rata-rata Kredit BPR
Average of Credit Interest Rates of Rural Banks
32. Perkembangan Jumlah Bank dan Kantor Bank
Growth of Total Rural Banks and Bank Offices
a. Perkembangan Jumlah BPR
Growth of Total Rural Bank
b. Perkembangan Jumlah BPR Berdasarkan Lokasi
Growth of Total Rural Bank Offices Based on Region
DATA PERKREDITAN
CREDIT DATA
33. Kredit Bank Umum Berdasarkan Sektor Ekonomi
Commercial Bank Credit Based on Economic Sector
34. Kredit Bank Umum Berdasarkan Jenis Penggunaan
Commercial Bank Credit Based on Type of Use
35. Kredit Bank Umum Berdasarkan Lokasi Bank Penyaluran
Commercial Bank Credit Based on Location of Bank
36. Kredit Bank Umum Berdasarkan Hubungan dengan Bank
Credit of Commercial Banks Based on Bank Relationship
37. Kredit yang Penarikannya Menggunakan Kartu
Credit Withdrawn by Credit Card
38. Penerusan Kredit Bank Umum
Commercial Bank Channelling Credit
39. Kredit Berdasarkan Nilai
Credit Based on Value
40. Pembiayaan Perbankan Syariah
Detailed financing of sharia banks
41. Kredit Bank Perkreditan Rakyat
Rural Bank Credit
42. Kredit UMKM
Micro, Small, and Medium Enterprises Credit
xx
Halaman ini sengaja dikosongkan
xxi
DATA
Statistik Perbankan Indonesia - Vol. 9, No. 10, September 2011
Indonesian Banking Statistics - Vol. 9, No. 10, September 2011
Tabel 1 Kegiatan Usaha Perbankan

(Bank Industries Operation)
Miliar Rp (Billion Rp)
2009
Indikator
SBI dan SBIS 1
2011
Indicator
Sep
Penyaluran Dana
Bank Umum
Bank Perkreditan
2010
2005 2006 2007 2008 2009
1.140.278 1.380.373 2.015.221 2.015.221

18.096
21.904
26.549
31.313
54.256
179.045
166.518
166.518
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
2.282.179 2.507.923 2.567.464 2.621.601 2.765.912 2.740.550 2.756.059 2.834.568 2.834.915 2.897.056
36.076
41.050
42.072
42.818
43.877
44.358
44.822
45.683
46.059
46.956
212.116
176.265
147.313
142.583
139.316
143.518
121.302
139.756
133.574
111.449
Juni
Jul
Ags
Sep
2.967.734 2.995.969 3.010.045 3.143.975

47.533
48.328
48.825
50.107
115.315
114.578
107.359
107.538
Distribution of Funds
Commercial Banks
Rural Banks
SBI dan SBIS 1
Sumber Dana
1.283.480 1.468.369 1.990.345 1.990.345
Bank Umum
15.453
18.733
22.629
26.345
Bank Perkreditan Rakyat
2.180.934 2.346.182 2.374.744 2.425.678 2.563.562 2.527.124 2.515.919 2.576.974 2.563.204 2.625.759
30.367
34.676
35.439
36.038
37.034
37.528
37.968
38.746
39.179
39.916
2.690.940 2.707.891 2.726.189 2.833.685

40.334
41.002
41.377
42.494
Source of Funds
Commercial Banks
Rural Banks
Jumlah Aset
1.469.827 1.693.850 1.986.501 2.310.557
Bank Umum
20.393
23.045
27.741
32.533
Bank Perkreditan Rakyat
2.534.106 2.758.066 2.796.418 2.856.274 3.008.853 2.990.729 2.993.135 3.065.827 3.069.093 3.136.407
37.554
42.832
44.165
44.726
45.742
46.291
46.819
47.627
48.001
48.940
3.195.117 3.216.891 3.252.684 3.371.453

49.580
50.476
51.016
52.300
Total Assets
Commercial Banks
Rural Banks
Jumlah Bank
Bank Umum
Bank Perkreditan
131
2.009
130
1.880
130
1.817
124
1.772
121
1.733
122
1.715
122
1.707
122
1.706
122
1.706
121
1.700
121
1.671
121
1.679
121
1.680
121
1.680
121
1.682
1202)
1.682
120
1.681
120
1.683
Total Banks
Commercial Banks
Rural Banks
Jumlah Kantor
Bank Umum
Bank Perkreditan
8.236
3.110
9.110
3.173
9.680
3.250
10.868
3.367
12.837
3.644
13.379
3.816
13.456
3.833
13.633
3.880
13.837
3.910
13.970
3.922
13.993
3.928
14.069
3.970
14.140
3.996
14.259
4.021
14.321
4.043
14.347
4.074
14.394
4.102
14.473
4.114
Total Bank Offices

Commercial Banks
Rural Banks
Ket : 1)Sertifikat Bank Indonesia Syariah

2)
Pencabutan izin usaha atas permintaan pemilik atau pemegang saham PT. Bank Barclays Indonesia
Note :
1)
Bank Indonesia Certificates on Sharia Principles (SBIS)

2)
Self liquidation of PT. Bank Barclays Indonesia
DATA BANK UMUM
Tabel 1.1 Kegiatan Usaha Bank Umum

(Commercial Banks Operation)
2009
Indikator
Sumber Dana
a. DPK
Rupiah
Giro
Deposito
Tabungan
Valas
Giro
Deposito
Tabungan
b. Kewajiban kpd BI
c. Antar Bank
d. Surat Berharga
e. Pinjaman yang Diterima
Rupiah
Valas
f. Kewajiban Lainnya
g. Setoran Jaminan
Beberapa Komponen Modal
a. Modal Disetor
b. Cadangan
c. L/R tahun berjalan
d. L/R tahun lalu
e. Perkiraan tambahan modal
disetor
f. Modal pinjaman
Ket:
1)
Lihat Penjelasan hal iii
2011
Indicator
2005 2006 2007 2008 2009

Sep
Penyaluran Dana
a. Kredit
Rupiah
Valas
b. Antar Bank
Giro
Inter Bank
Deposito
Lainnya
c. Penempatan di BI
Giro
SBI
Call Money
Lainnya
d. Surat Berharga (tidak
termasuk obligasi rekap)
e. Penyertaan
f. Tagihan Lainnya
2010
695.648
565.846
129.802
159.120
11.139
90.425
17.792
39.764
209.578
102.266
54.256
39.743
13.312
44.224
6.122
25.586
Okt
Nov
Des
Jan
Feb
792.297 1.002.012 1.307.688 1.437.930 1.659.145 1.675.633 1.706.403 1.765.845 1.746.005 1.773.889
638.500
791.605 1.054.289 1.228.656 1.419.454 1.430.904 1.446.675 1.492.407 1.469.235 1.497.508
239.690 244.729 259.728 273.438 276.770 276.381
153.798
210.407
253.399 209.273
256.231 244.701 231.776 228.549 222.066 227.863
156.906
139.777
213.779 261.474
48.070
43.375
39.910
41.764
37.063
40.492
68.086
9.051
11.562
40.318
114.633 106.076
96.943
94.116
91.982
95.961
83.314
58.717
81.435 110.883
30.573
29.953
28.509
27.036
25.557
25.095
20.746
20.086
12.435
20.436
62.956
65.298
66.414
65.633
67.465
66.315
61.758
44.455
57.064
71.589
409.141 466.391 479.416 581.901 585.192 558.183
343.455
418.269
322.333 397.897
100.705 100.995 158.453 164.833 171.786 179.444
125.791
167.566
83.927 101.364
176.265 147.313 142.583 139.316 143.518 121.302
179.045
203.863
166.518 212.116
111.322 192.473 149.536 195.431 223.912 207.356
60.758
21.216
35.727
49.799
20.848
25.609
28.845
82.321
45.976
50.082
23.659
17.403
11.114
22.090
131.131 128.784 148.246 133.454 131.898 138.250
55.988
108.007
113.851 134.960
5.924
25.803
5.620
28.835
6.626
50.944
10.010
39.908
11.102
41.174
11.315
40.640
11.281
44.479
12.356
43.807
12.617
42.772
12.778
45.095
1.127.937 1.287.102 1.510.834 1.753.292 1.973.042 2.144.064 2.173.884 2.212.215 2.338.824 2.302.056 2.287.844
930.160 1.093.445 1.284.797 1.460.443 1.656.625 1.794.305 1.828.594 1.867.085 1.990.518 1.963.921 1.933.691
352.122 352.891 366.443 383.808 382.659 367.528
193.854 249.564
309.335
307.743 332.729
841.815 869.703 880.661 928.089 918.986 908.254
455.038 510.008
540.982
675.983 758.280
600.368 606.001 619.981 678.621 662.277 657.909
281.268 333.873
434.480
476.717 565.616
349.759 345.290 345.129 348.306 338.135 354.153
197.777 193.657
226.037
292.849 316.417
152.108 144.884 145.493 152.047 147.947 162.245
87.558
88.447
96.216
122.257 133.159
144.429 146.679 145.345 141.723 136.619 136.603
109.995 105.155
125.726
148.722 143.429
53.223
53.727
54.291
54.536
53.569
55.305
39.829
224
55
4.095
21.870
6.336
6.140
6.222
6.107
6.156
6.286
8.028
11.874
10.807
9.105
11.272
135.790 133.629 147.221 152.746 148.158 149.203
99.417 119.454
137.790
158.648 134.543
14.227
14.170
15.622
17.158
19.597
21.160
14.918
13.411
14.942
17.333
14.301
28.668
29.966
25.694
29.323
30.048
27.261
21.553
11.406
12.883
14.319
12.949
14.529
16.700
16.835
18.304
18.259
18.226
13.131
8.508
7.023
8.023
8.395
14.139
13.266
8.859
11.019
11.789
9.035
8.422
2.898
5.860
6.296
4.554
13.068
12.929
14.205
14.646
16.905
20.407
22.874
16.192
19.913
24.893
34.663
4.029
4.026
4.500
4.757
4.204
3.759
5.977
3.242
3.267
4.691
5.220
Mar
Apr
Mei
1.814.846 1.843.538 1.889.465

1.530.507 1.552.656 1.590.748
284.339 290.881 298.716
216.019 203.894 193.662
34.587
34.406
38.170
87.130
77.399
67.730
27.253
26.837
27.291
67.049
65.252
60.470
596.704 579.643 598.555
194.431 200.606 203.034
139.756 133.574 111.449
201.847 179.278 211.982
60.669
66.185
72.090
146.910 145.121 151.697
12.874
47.216
12.242
50.477
Jun
1.950.727
1.640.039
310.688
188.332
34.072
63.819
28.144
62.296
616.691
218.773
115.315
201.037
81.567
144.547
12.417
51.260
12.598
54.838
2.351.357 2.340.213 2.397.179

1.988.765 1.989.797 2.049.308
377.265 373.486 406.427
944.962 939.649 958.009
666.538 676.662 684.873
362.592 350.415 347.870
163.527 154.797 154.803
142.872 137.787 137.184
56.193
57.831
55.884
6.161
6.129
8.090
150.606 146.443 148.777
21.109
21.021
21.905
29.543
29.539
30.073
19.572
18.851
19.037
9.971
10.688
11.035
14.415
15.797
15.749
3.784
4.063
3.987
2.438.011
2.092.979
425.466
970.623
696.890
345.032
151.530
136.713
56.789
5.619
161.853
25.170
32.500
20.603
11.897
23.717
4.070
Jul
Ags
1.973.599 2.031.614
1.664.262 1.704.910
309.337 326.703
176.950 178.022
34.248
32.581
55.179
57.089
23.655
23.727
63.869
64.624
637.263 585.929
220.580 227.911
114.578 107.359
218.787 172.213
83.317
78.445
138.254 139.296
12.991
56.870
14.542
60.643
2.464.083 2.459.898
2.109.470 2.113.250
411.578 378.855
992.082 1.005.374
705.811 729.020
354.613 346.648
155.700 145.349
141.241 144.633
57.672
56.666
5.919
5.877
164.590 176.443
23.753
21.495
28.504
36.955
21.898
24.375
6.606
12.580
17.055
21.549
3.987
3.973
69.548
10.649
24.897
-18.478
37.082
73.046
13.997
28.334
-6.880
42.248
78.928
18.696
35.015
1.736
45.413
86.283
21.765
30.606
35.346
37.815
96.301
24.054
45.215
52.805
40.958
102.759
27.780
43.363
76.375
46.262
103.173
27.768
49.057
76.591
46.541
103.311
27.804
53.986
76.318
48.140
105.516
27.846
57.309
75.032
59.744
105.849
27.822
5.658
137.035
59.113
106.577
27.809
11.037
136.942
71.842
109.339
28.283
18.319
135.138
72.470
109.649
28.917
23.944
129.091
73.030
109.825
30.658
29.544
120.550
72.832
109.723
33.987
37.096
110.041
73.946
108.919
34.051
42.397
109.563
74.303
109.273
34.094
48.240
109.353
74.140
14.464
14.946
14.863
1.047
1.454
4.781
2.528
4.592
2.955
3.440
4.677
3.036
2.799
2.510
4.186
4.231
4.095
Sep
a. Credit 1)
Rupiah
Foreign Exchange
b. Inter-Bank
Demand Deposit
Call Money
Times Deposits
Others
c. Placements at BI
Demand Deposit
Bank Indonesia Certificates (SBI)
Call Money
Others
d. Securities (not including
recapitalization bonds)
13.460 e. Equity Participation
59.699 f. Other Claims
2.079.261
1.739.276
339.985
203.654
34.283
76.230
28.928
64.214
634.108
227.644
107.538
209.543
89.383
153.793
2.544.862
2.183.424
425.895
1.017.894
739.636
361.437
154.663
149.401
57.373
5.714
200.502
21.196
35.319
24.633
10.686
21.869
4.224
Source of Funds
a. Third Party Funds
- Rupiah
Demand Deposits
Times Deposits
Savings Deposits
- Foreign Exchange
Demand Deposits
Times Deposits
Savings Deposits
b. Liabilities owed to BI
c. Inter-Bank
d. Securities
e. Loans received
- Rupiah
- Foreign Exchange
f. Other Liabilities
g. Guarantee Deposits
Components of Capital
a. Paid-In Capital
b. Reserves
c. Current Earnings(Profit/Loss)
d. Retained Earnings(Profit/Loss)
e. Estimates of Additional Paid-In
Capital
4.203 f. Loan Capital
109.973
34.092
56.748
109.347
77.744
Note: 1) see explanation page iii
Tabel 1.2 Kegiatan Usaha Bank Persero

(State Owned Banks Operation)
2010
Indikator
Penyaluran Dana
a. Kredit
Rupiah
Valas
b. Antar Bank
Giro
Inter Bank
Deposito
Lainnya
c. Penempatan di BI
Giro
SBI
Call Money
Lainnya
e. Penyertaan
f. Tagihan Lainnya
2005 2006 2007 2008
2011
Indicator
2009
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
a. Credit 1)
Rupiah
Foreign Exchange
b. Inter-Bank
Demand Deposit
Call Money
Times Deposits
Others
c. Placements at BI
Demand Deposit
Call Money
Others
2.492 e. Equity Participation
f.
Other Claims
22.312
256.413
204.534
51.879
44.496
2.298
28.756
3.773
9.668
72.469
41.850
10.121
14.911
5.587
10.920
287.910
231.582
56.328
47.679
2.706
29.772
3.994
11.207
101.745
52.290
29.736
9.649
10.070
11.093
356.151
282.055
74.095
41.287
3.515
15.574
3.187
19.010
151.828
78.113
46.200
20.758
6.756
29.617
470.665
396.024
74.641
62.023
12.447
26.395
3.728
19.453
114.991
33.759
36.763
34.014
10.455
28.742
544.870
486.859
58.011
99.401
35.572
39.551
4.228
20.050
135.860
39.818
42.320
43.835
9.887
35.425
605.795
541.793
64.003
85.956
28.158
33.060
6.659
18.080
86.385
35.967
24.242
22.412
3.765
37.211
610.383
544.571
65.812
78.458
21.688
30.500
5.156
21.115
112.074
36.291
22.122
47.913
5.748
36.520
621.691
551.699
69.992
75.104
18.413
27.413
5.239
24.038
116.413
58.489
19.438
38.136
350
41.025
642.718
569.041
73.677
72.226
24.343
21.742
5.812
20.329
202.565
60.036
31.371
68.924
42.234
43.648
629.622
554.291
75.331
70.184
17.868
23.996
5.771
22.550
183.817
65.444
36.670
74.557
7.146
39.457
637.831
562.850
74.982
71.088
19.212
27.054
5.962
18.861
154.179
66.357
23.531
60.252
4.039
42.329
656.897
579.990
76.907
67.775
16.906
24.755
5.533
20.581
169.473
66.655
31.088
59.482
12.248
46.954
665.361
586.286
79.075
60.923
15.307
19.722
5.819
20.074
159.943
70.059
32.972
53.889
3.022
44.548
681.752
598.490
83.262
55.759
19.718
14.268
5.527
16.245
164.282
68.750
26.449
64.636
4.448
49.944
710.769
625.300
85.469
52.246
17.656
11.199
4.552
18.839
166.425
75.316
25.149
57.749
8.210
48.614
717.161
636.414
80.748
47.741
16.218
9.769
4.099
17.655
166.795
76.060
23.591
59.879
7.265
50.449
733.460
645.197
88.263
44.854
13.552
11.341
3.439
16.522
147.995
76.385
19.905
49.405
2.299
46.737
3.327
13.512
2.872
10.331
1.922
10.372
1.842
14.258
2.000
13.796
2.144
13.775
2.173
12.937
2.237
15.682
2.261
13.820
2.309
12.914
2.274
15.402
2.277
15.797
2.353
15.339
2.457
15.819
2.446
17.904
2.482
18.926
3.848
22.138
431.397
373.204
70.509
166.542
136.153
58.192
23.813
34.177
203
7.673
33.734
8.559
9.021
6.666
2.354
4.993
1.747
480.394
426.160
88.947
176.718
160.496
54.234
23.377
30.818
38
6.493
33.422
9.379
6.750
4.482
2.268
5.366
1.645
571.008
509.552
121.749
179.313
208.490
61.456
24.865
36.559
33
5.881
41.998
9.259
6.714
4.118
2.595
7.578
2.391
669.827
588.704
123.438
235.219
230.047
81.123
28.329
45.395
7.399
5.446
52.023
5.631
3.880
3.618
262
7.174
2.838
783.384
680.371
136.512
274.965
268.894
103.013
36.090
57.236
9.687
4.409
45.539
5.043
15.886
8.629
7.257
7.324
3.401
774.385
664.544
106.581
286.127
271.835
109.841
45.113
52.939
11.789
4.295
32.496
5.809
18.869
5.969
12.900
6.072
1.814
782.626
678.068
108.557
297.021
272.490
104.558
38.607
54.170
11.780
4.211
32.893
5.801
20.144
8.119
12.025
6.096
1.882
798.125
694.023
111.417
302.607
280.000
104.102
37.697
54.425
11.980
4.288
36.597
5.774
15.715
8.110
7.605
6.387
2.145
898.405
793.338
152.770
328.677
311.891
105.067
41.763
51.429
11.876
4.222
32.571
5.813
18.096
8.274
9.822
6.873
2.341
847.453
750.124
131.287
317.391
301.446
97.330
39.103
46.435
11.791
4.290
36.364
5.808
18.855
8.269
10.586
8.166
2.061
819.032
717.301
108.525
312.719
296.057
101.731
46.561
43.135
12.036
4.263
35.689
5.770
15.868
8.226
7.642
9.235
1.899
845.763
738.868
116.001
325.054
297.814
106.895
48.091
46.391
12.414
4.269
37.840
5.751
17.549
8.776
8.773
6.383
1.883
833.443
732.508
114.651
319.730
298.128
100.935
42.618
46.007
12.310
4.228
34.360
5.732
17.515
8.005
9.509
6.932
1.899
847.258
742.921
117.332
321.500
304.089
104.337
46.577
45.788
11.972
4.261
39.919
5.513
18.008
8.148
9.860
7.255
1.743
869.061
768.765
130.138
325.208
313.420
100.296
42.047
45.510
12.739
4.253
41.092
6.804
19.769
9.053
10.716
14.717
1.763
876.413
773.058
135.285
323.679
314.094
103.355
44.791
45.923
12.641
4.308
44.459
6.066
13.980
8.542
5.438
8.754
1.810
871.186
770.980
121.017
321.405
328.558
100.206
41.566
46.370
12.270
4.223
44.495
6.082
19.739
8.503
11.236
12.343
1.797
899.322
790.333
134.819
324.000
331.513
108.989
48.167
48.520
12.301
4.481
51.961
6.052
17.634
8.332
9.301
12.125
2.074

a. Modal Disetor
27.439
b. Cadangan
5.933
9.185
d. L/R tahun lalu
-13.528
9.815
disetor
f. Modal pinjaman
13.844
27.751
8.097
9.644
-12.107
13.145
28.572
10.837
13.332
-10.772
15.864
29.965
12.363
13.159
7.508
11.961
28.179
12.402
18.050
14.300
15.398
28.802
13.567
16.200
24.493
15.430
28.803
13.567
18.692
24.452
15.409
28.804
13.567
20.919
24.463
16.787
30.077
13.567
22.766
24.050
25.375
30.077
13.567
2.203
50.576
24.204
31.265
13.567
5.080
50.567
34.524
31.293
13.549
8.185
53.291
34.916
31.293
13.606
10.791
49.218
35.016
31.293
14.436
12.853
44.893
34.884
31.293
15.520
16.619
40.210
34.575
31.293
15.520
18.291
40.265
34.867
31.293
15.520
20.806
40.265
34.785
31.293
15.520
24.369
40.265
34.474
13.844
13.908
2.400
61
78
61
61
87
63
213
63
63
63
63
212
Sumber Dana
a. DPK
Rupiah
Giro
Deposito
Tabungan
Valas
Giro
Deposito
Tabungan
b. Kewajiban kpd BI
c. Antar Bank
d. Surat Berharga
Rupiah
Valas
g. Setoran Jaminan
Ket:
1)
748.038
656.030
92.008
60.467
18.455
20.343
3.393
18.277
164.190
77.029
19.136
62.760
5.265
48.510
Source of Funds
- Rupiah
Demand Deposits
Times Deposits
Savings Deposits
- Foreign Exchange
Demand Deposits
Times Deposits
Savings Deposits
c. Inter-Bank
d. Securities
e. Loans received
- Rupiah
- Foreign Exchange
a. Paid-In Capital
b. Reserves
Capital
f. Loan Capital
Note:
1)
see explanation page iii
Tabel 1.3 Kegiatan Usaha BUSN Devisa

(Foreign Exchange Commercial Banks Operation)
2010
Indikator
Penyaluran Dana
a. Kredit
Rupiah
Valas
b. Antar Bank
Giro
Inter Bank
Deposito
Lainnya
c. Penempatan di BI
Giro
SBI
Call Money
Lainnya
e. Penyertaan
f. Tagihan Lainnya
Sumber Dana
a. DPK
Rupiah
Giro
Deposito
Tabungan
Valas
Giro
Deposito
Tabungan
b. Kewajiban kpd BI
c. Antar Bank
d. Surat Berharga
Rupiah
Valas
g. Setoran Jaminan
a. Modal Disetor
b. Cadangan
d. L/R tahun lalu
disetor
f. Modal pinjaman
Ket:
1)
2011
Indicator
2005 2006 2007 2008 2009

Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
277.591
248.996
28.594
48.464
4.965
27.163
4.455
11.882
75.913
43.510
15.898
14.788
1.716
23.809
315.256
276.768
38.488
45.908
3.514
23.795
3.887
14.712
133.141
49.313
79.344
4.484
29.702
407.742
351.351
56.390
37.716
3.191
16.692
2.783
15.050
146.616
54.966
83.476
8.148
26
55.471
524.295
452.613
71.682
57.016
21.825
16.350
5.355
13.486
116.730
32.354
73.834
6.909
3.633
59.650
555.617
492.045
63.573
58.649
23.580
17.242
4.842
12.986
173.090
42.473
118.589
6.583
5.444
69.002
660.785
586.477
74.308
80.509
12.396
46.163
7.119
14.831
192.113
43.515
96.202
43.990
8.406
68.355
668.876
592.544
76.332
78.128
15.388
42.543
6.437
13.760
213.406
42.889
79.965
81.074
9.478
68.730
686.115
605.189
80.926
71.841
14.130
39.136
5.903
12.673
221.276
66.393
68.687
72.705
13.492
82.504
718.639
630.777
87.863
67.057
11.341
36.125
4.662
14.929
248.452
69.835
63.955
89.300
25.363
68.885
708.824
621.422
87.402
66.025
11.325
36.327
3.958
14.415
263.960
70.334
65.321
106.142
22.164
69.192
728.002
637.778
90.224
65.861
12.311
32.615
5.384
15.552
254.173
74.654
62.684
91.740
25.094
73.337
741.401
648.321
93.080
60.455
10.469
29.944
5.041
15.002
261.414
84.431
69.585
80.488
26.910
79.216
756.128
660.297
95.831
59.298
10.820
28.572
4.120
15.786
259.044
87.024
61.498
71.491
39.031
79.876
774.377
677.944
96.432
52.560
10.066
24.213
3.095
15.187
262.477
87.824
50.863
80.950
42.840
78.051
798.019
695.965
102.055
52.180
10.062
23.396
3.388
15.335
262.185
92.270
53.444
73.683
42.788
75.735
804.203
702.339
101.864
50.966
10.855
22.514
2.126
15.472
282.879
93.035
54.436
90.371
45.037
69.828
830.444
723.762
106.681
52.170
10.780
22.175
2.205
17.009
267.989
98.291
53.123
72.117
44.458
69.873
854.915
743.538
111.377
54.697
8.333
27.689
2.090
16.584
280.180
97.554
52.324
89.845
40.457
70.106
2.616
6.427
2.979
8.620
3.613
10.892
4.681
17.401
7.888
14.500
8.816
14.553
9.002
14.985
8.904
15.777
9.930
16.700
10.143
16.852
10.339
16.521
10.429
16.935
9.723
18.465
9.794
18.559
9.986
18.421
10.343
19.792
10.518
19.863
10.791
19.850
462.747
397.939
58.170
217.098
122.671
64.808
32.992
31.794
21
3.739
31.276
2.721
1.419
876
544
5.499
558
525.177
455.098
68.884
244.890
141.324
70.079
35.216
34.845
17
4.151
40.308
2.537
5.168
1.576
3.592
6.268
749
606.932
528.154
91.502
252.222
184.429
78.778
36.676
42.082
21
3.109
49.041
4.768
6.455
2.754
3.701
6.338
886
701.710
597.459
89.607
309.732
198.120
104.251
47.875
51.326
5.051
3.910
48.388
5.383
7.683
3.391
4.292
9.834
794
781.072
668.798
104.102
326.063
238.632
112.274
49.827
46.729
15.718
2.780
37.640
6.415
3.980
2.815
1.165
7.190
1.022
891.685
753.243
122.629
361.224
269.390
138.442
59.043
57.664
21.734
2.013
46.894
3.913
8.090
6.851
1.239
4.586
1.011
911.890
773.066
129.036
370.702
273.328
138.825
58.976
58.055
21.794
1.903
44.052
3.864
8.087
6.846
1.241
4.301
1.023
936.578
798.543
140.954
378.964
278.625
138.035
58.822
57.303
21.910
1.890
47.176
5.346
8.234
6.980
1.254
5.025
1.136
975.308
835.532
133.895
407.603
294.034
139.777
61.322
56.435
22.020
1.860
53.688
5.538
9.360
8.164
1.197
4.223
1.147
977.628
842.300
139.214
409.237
293.848
135.328
58.069
55.796
21.463
1.831
50.047
7.491
9.369
8.166
1.203
6.128
1.032
22.490
2.462
9.294
-9.096
27.146
24.524
3.332
9.822
-925
28.197
25.523
4.646
11.735
4.468
28.848
27.969
5.186
4.809
14.948
26.893
36.846
6.047
14.205
21.284
25.660
39.696
7.168
15.948
31.286
29.674
39.696
7.077
17.706
31.376
29.893
39.732
7.170
19.649
31.200
30.189
40.155
7.170
20.559
31.038
32.225
40.264
7.170
2.058
51.924
32.993
40.526
7.170
3.350
52.096
35.401
41.558
7.200
5.589
50.427
34.947
41.560
7.207
7.394
50.302
35.284
41.626
7.292
9.838
49.860
35.236
42.099
9.130
12.316
44.135
36.616
42.140
9.139
14.804
44.073
36.636
42.140
9.139
16.761
44.043
36.597
42.746
9.139
19.410
44.043
40.539
155
229
150
224
50
2.049
50
734
25
25
25
977.251 1.001.422
833.695 852.469
135.672 135.906
401.156 412.373
296.867 304.191
143.556 148.953
62.858
65.141
57.906
60.367
22.791
23.445
1.948
1.792
53.980
50.995
7.490
7.479
9.555
9.572
8.161
8.374
1.393
1.198
8.654
5.565
981
984
1.004.067 1.021.827 1.031.629 1.052.110 1.066.147 1.082.802

860.052
882.295
890.992 906.919 925.005
939.601
134.490
149.603
149.675 143.782 144.942
145.426
412.962
418.794
425.822 444.188 454.530
460.235
312.600
313.897
315.495 318.948 325.533
333.940
144.016
139.532
140.637 145.192 141.142
143.201
61.137
58.958
59.014
61.181
56.836
57.645
57.789
56.396
57.893
59.375
60.828
61.208
25.090
24.178
23.730
24.636
23.478
24.348
1.772
3.687
1.226
1.205
1.193
1.182
53.648
48.388
56.513
55.676
60.626
66.593
7.503
8.092
9.292
7.313
5.018
4.761
9.615
9.680
10.076
11.873
14.544
15.010
8.436
8.505
8.895
10.705
13.200
13.625
1.179
1.175
1.180
1.168
1.344
1.385
6.277
6.242
6.602
5.592
5.967
5.757
1.283
1.411
1.453
1.371
1.379
1.288
a. Credit 1)
Rupiah
Foreign Exchange
b. Inter-Bank
Demand Deposit
Call Money
Times Deposits
Others
c. Placements at BI
Demand Deposit
Call Money
Others
e. Equity Participation
f. Other Claims
Source of Funds
- Rupiah
Demand Deposits
Times Deposits
Savings Deposits
- Foreign Exchange
Demand Deposits
Times Deposits
Savings Deposits
c. Inter-Bank
d. Securities
e. Loans received
- Rupiah
- Foreign Exchange
a. Paid-In Capital
b. Reserves
Capital
f. Loan Capital
Tabel 1.4 Kegiatan Usaha BUSN Non Devisa

(Non-Foreign Exchange Commercial Banks Operation)
2010
Indikator
2005 2006 2007 2008
Indicator
Sep
Penyaluran Dana
a. Kredit
Rupiah
Valas
b. Antar Bank
Giro
Inter Bank
Deposito
Lainnya
c. Penempatan di BI
Giro
SBI
Call Money
Lainnya
e. Penyertaan
f. Tagihan Lainnya
Sumber Dana
a. DPK
Rupiah
Giro
Deposito
Tabungan
Valas
Giro
Deposito
Tabungan
b. Kewajiban kpd BI
c. Antar Bank
d. Surat Berharga
Rupiah
Valas
g. Setoran Jaminan
a. Modal Disetor
b. Cadangan
d. L/R tahun lalu
disetor
f. Modal pinjaman
Ket: 1) Lihat Penjelasan hal iii
2011
2009
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
16.842
16.842
1.136
266
380
49
440
4.892
1.502
2.529
842
18
902
19.114
19.114
1.509
297
720
25
467
5.558
1.666
3.172
713
6
1.100
23.863
23.863
1.604
440
556
59
549
9.238
2.021
6.352
621
243
1.521
27.122
27.122
1.238
121
205
28
884
8.503
1.678
5.393
807
625
2.812
35.700
35.700
2.399
92
1.322
128
857
10.053
2.193
6.321
975
564
4.528
45.936
45.936
2.773
109
1.411
277
976
13.884
2.834
5.568
4.065
1.417
4.796
46.318
46.318
2.335
93
924
333
985
16.062
2.951
3.863
7.594
1.655
4.195
47.313
47.313
2.680
139
1.200
249
1.092
14.839
4.513
3.708
5.182
1.437
5.042
48.757
48.757
4.266
111
2.290
369
1.497
17.105
4.935
2.982
7.536
1.652
4.768
49.619
49.619
2.599
130
690
287
1.492
16.642
4.863
2.956
7.454
1.369
4.421
50.450
50.450
2.604
135
665
280
1.524
16.363
4.800
3.356
6.772
1.436
3.994
51.873
51.873
2.513
77
678
212
1.545
18.144
5.052
3.636
7.952
1.504
4.021
53.050
53.050
2.687
88
759
280
1.560
18.008
4.995
4.166
7.495
1.352
3.351
54.607
54.607
2.559
72
677
190
1.621
17.941
5.244
2.358
8.817
1.522
3.602
56.380
56.380
4.138
99
1.855
384
1.800
18.757
5.263
2.672
9.340
1.483
3.539
57.909
57.909
3.029
101
880
446
1.601
19.944
5.667
2.842
9.779
1.656
3.567
60.615
60.615
3.676
108
1.100
710
1.758
19.588
5.734
2.995
9.762
1.098
3.512
62.124
62.124
3.873
93
1.238
780
1.761
21.115
6.062
3.013
10.230
1.811
3.754
1
104
52
187
0
61
0
74
2
373
1
373
0
371
0
376
0
370
0
384
0
358
0
339
0
333
0
331
0
312
0
348
0
341
21.970
21.970
1.798
18.052
2.120
250
309
68
68
129
24
24.423
24.423
1.811
20.234
2.379
20
802
59
59
161
26
30.491
30.491
2.195
25.103
3.194
17
2.017
309
62
62
226
6
33.213
33.213
1.779
28.059
3.375
0
0
388
1.088
301
76
76
244
8
43.980
43.979
2.183
37.635
4.161
0
0
0
67
2.272
1.021
128
128
311
6
54.271
54.271
2.103
46.836
5.331
4
2.386
2.338
278
278
155
8
55.742
55.742
2.153
48.125
5.464
4
2.053
2.337
277
277
155
8
56.375
56.375
2.272
48.373
5.729
4
2.395
2.334
289
289
156
9
58.950
58.950
2.745
50.026
6.178
4
2.458
3.433
306
306
203
9
57.570
57.570
2.427
48.745
6.399
3
2.374
3.430
304
304
194
8
57.536
57.536
2.618
48.255
6.662
3
2.318
3.430
303
303
282
8
60.121
60.121
2.686
50.517
6.919
3
2.488
3.410
888
888
193
8
60.857
60.857
2.691
51.193
6.973
2
2.011
3.411
884
884
184
9
62.696
62.696
2.908
52.445
7.344
2
1.941
3.411
883
883
165
8
65.393
65.393
2.864
54.767
7.762
2
2.443
3.910
885
885
212
9
68.244
68.244
2.914
57.095
8.236
1
1.316
3.907
884
884
224
8
70.184
70.184
2.867
59.171
8.146
1
2.162
3.907
908
908
261
8
73.398
73.398
3.085
61.274
9.039
1
2.323
3.908
937
937
209
8
1.984
160
279
575
-6
2.258
194
399
677
46
3.042
200
765
921
47
3.693
217
604
1.332
-1
4.295
254
360
1.503
89
6.533
225
268
1.581
331
6.693
225
380
1.592
258
6.793
225
529
1.582
264
6.931
225
502
1.742
1.368
6.933
230
114
2.201
1.310
6.983
230
241
2.189
1.318
6.987
241
421
2.119
1.360
6.602
244
578
2.438
1.389
7.200
250
694
2.034
1.397
7.200
252
826
2.012
1.401
6.277
261
972
2.698
1.425
6.338
261
1.103
2.701
1.412
6.338
261
1.293
2.701
1.410
64
87
256
459
444
448
393
328
281
265
220
381
208
249
673
697
847
847
a. Credit 1)
Rupiah
Foreign Exchange
b. Inter-Bank
Demand Deposit
Call Money
Times Deposits
Others
c. Placements at BI
Demand Deposit
Call Money
Others
e. Equity Participation
f. Other Claims
Source of Funds
- Rupiah
Demand Deposits
Times Deposits
Savings Deposits
- Foreign Exchange
Demand Deposits
Times Deposits
Savings Deposits
c. Inter-Bank
d. Securities
e. Loans received
- Rupiah
- Foreign Exchange
a. Paid-In Capital
b. Reserves
Capital
f. Loan Capital
Tabel 1.5 Kegiatan Usaha BPD

(Regional Development Banks Operation)
2010
Indikator
Penyaluran Dana
a. Kredit
Rupiah
Valas
b. Antar Bank
Giro
Inter Bank
Deposito
Lainnya
c. Penempatan di BI
Giro
SBI
Call Money
Lainnya
e. Penyertaan
f. Tagihan Lainnya
Sumber Dana
a. DPK
Rupiah
Giro
Deposito
Tabungan
Valas
Giro
Deposito
Tabungan
b. Kewajiban kpd BI
c. Antar Bank
d. Surat Berharga
Rupiah
Valas
g. Setoran Jaminan
a. Modal Disetor
b. Cadangan
d. L/R tahun lalu
disetor
f. Modal pinjaman
2005 2006 2007 2008
2011
Indicator
2009
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
170.352
169.425
927
36.797
2.328
8.474
22.188
3.808
82.041
20.160
5.843
35.976
20.062
2.949
a. Credit 1)
Rupiah
Foreign Exchange
b. Inter-Bank
Demand Deposit
Call Money
Times Deposits
Others
c. Placements at BI
Demand Deposit
Call Money
Others
46 e. Equity Participation
795 f. Other Claims
44.931
44.889
42
13.785
936
1.923
9.104
1.822
36.628
7.286
17.297
6.414
5.630
3.477
55.955
55.919
36
21.139
1.191
6.042
12.018
1.888
69.589
14.196
43.115
4.973
7.304
3.654
71.881
71.529
351
14.786
2.332
4.285
6.400
1.769
62.827
20.972
34.842
4.000
3.014
9.503
96.385
95.751
635
19.517
734
5.923
11.216
1.645
45.986
8.677
26.260
4.709
6.340
10.212
120.754
120.244
510
22.312
970
8.392
11.434
1.516
32.609
8.793
10.645
6.191
6.980
9.750
139.450
139.193
257
26.711
1.277
6.433
16.409
2.593
63.032
10.159
17.104
28.869
6.900
4.023
142.040
141.582
458
27.223
1.320
5.530
18.027
2.346
62.030
10.169
12.620
33.581
5.660
3.579
143.956
143.493
462
26.220
1.594
5.044
16.916
2.667
55.605
16.298
8.145
19.512
11.650
3.116
143.707
143.174
534
29.634
1.299
8.952
15.992
3.391
47.372
16.269
5.411
14.763
10.930
3.359
143.395
142.896
500
27.074
1.648
6.971
15.158
3.298
55.305
15.340
7.061
19.829
13.074
3.485
145.945
145.459
486
28.506
2.145
9.568
13.095
3.698
68.004
15.536
6.995
29.131
16.341
3.530
149.427
148.860
567
28.672
1.698
7.421
16.098
3.455
72.238
18.366
7.554
31.794
14.523
3.038
152.882
152.328
553
28.093
1.582
7.407
16.254
2.849
69.176
18.996
8.294
24.516
17.370
4.669
156.810
156.345
465
31.417
1.627
8.463
18.117
3.210
71.568
19.847
8.055
26.665
17.001
5.408
161.654
160.929
725
32.221
900
8.752
19.456
3.113
76.464
19.670
7.619
28.573
20.601
3.038
164.753
164.003
750
31.322
2.563
8.721
16.525
3.514
76.145
21.157
7.432
28.103
19.453
2.754
167.632
166.879
753
32.410
2.010
9.785
16.910
3.705
66.467
20.462
7.121
18.600
20.285
2.692
14
9
13
9
34
24
34
341
36
434
36
508
36
522
36
600
36
490
36
514
36
509
36
492
36
509
36
580
36
612
36
861
46
704
85.283
85.213
50.631
17.475
17.107
70
43
27
212
2.705
2.131
898
898
2.834
134
129.141
129.065
74.692
29.365
25.008
75
31
44
144
4.307
3.026
905
905
5.871
232
134.287
134.077
69.123
31.750
33.205
209
167
42
1
99
5.733
2.997
1.089
1.089
6.812
466
143.262
143.027
70.653
34.877
37.497
235
93
138
4
882
10.092
2.887
1.310
1.310
4.627
543
152.251
151.425
63.553
44.148
43.724
826
294
525
7
41
13.084
2.340
1.559
1.559
4.453
554
204.169
203.001
86.880
76.003
40.119
1.168
632
523
14
23
6.970
2.067
1.431
1.431
666
286
203.924
202.891
81.172
79.880
41.838
1.033
563
454
17
23
6.724
2.067
1.458
1.458
663
302
196.571
195.537
76.292
76.177
43.068
1.034
564
454
17
23
8.271
2.067
1.456
1.456
742
325
183.624
182.685
61.725
67.365
53.595
939
471
450
19
19
14.823
2.126
1.561
1.561
1.781
407
196.117
195.055
76.352
71.102
47.601
1.062
428
615
19
19
8.179
2.620
1.520
1.520
611
307
210.593
209.446
87.860
75.939
45.647
1.147
392
731
24
19
8.013
4.221
1.535
1.535
532
266
216.693
215.793
89.039
81.876
44.878
900
384
494
21
17
8.791
4.220
1.533
1.533
603
252
219.317
218.577
89.689
83.266
45.622
740
334
387
19
17
7.626
4.227
1.525
1.525
604
254
229.398
228.685
94.808
87.788
46.088
712
295
400
18
17
9.162
4.740
1.501
1.501
539
250
237.031
236.188
99.843
89.799
46.545
844
390
437
16
14
10.048
5.015
1.770
1.770
673
206
236.777
235.625
94.420
91.721
49.484
1.151
367
769
15
13
10.590
6.319
1.767
1.767
745
210
222.857
221.571
76.146
92.521
52.904
1.286
316
954
16
13
10.651
6.339
1.763
1.763
1.237
224
252.118
250.746
104.596
95.448
50.703
1.372
448
906
17
11
10.740
6.325
1.738
1.738
819
238
5.882
1.274
2.797
43
-45
7.136
1.782
3.908
-68
51
8.979
2.367
4.530
-75
28
9.903
3.072
5.751
22
-200
11.501
4.190
6.488
4
36
12.769
5.532
6.426
143
1.015
12.828
5.584
7.081
226
1.108
12.828
5.528
7.489
217
1.047
13.200
5.570
7.511
63
1.016
13.200
5.541
661
8.427
944
13.225
5.538
1.320
8.481
946
13.550
6.011
2.142
6.160
968
13.646
6.566
2.776
4.299
989
13.757
7.356
3.420
1.262
995
13.985
7.642
4.141
613
1.006
14.064
7.686
4.836
189
987
14.121
7.729
5.249
62
989
14.215
7.728
6.169
62
990
401
331
220
206
372
205
297
410
615
653
643
402
508
459
575
572
521
Source of Funds
- Rupiah
Demand Deposits
Times Deposits
Savings Deposits
- Foreign Exchange
Demand Deposits
Times Deposits
Savings Deposits
c. Inter-Bank
d. Securities
e. Loans received
- Rupiah
- Foreign Exchange
a. Paid-In Capital
b. Reserves
Capital
479 f. Loan Capital
Tabel 1.6 Kegiatan Usaha Bank Campuran

(Joint Venture Banks Operation)
2010
Indikator
2005 2006 2007 2008
Indicator
Sep
Penyaluran Dana
a. Kredit
Rupiah
Valas
b. Antar Bank
Giro
Inter Bank
Deposito
Lainnya
c. Penempatan di BI
Giro
SBI
Call Money
Lainnya
e. Penyertaan
f. Tagihan Lainnya
Sumber Dana
a. DPK
Rupiah
Giro
Deposito
Tabungan
Valas
Giro
Deposito
Tabungan
b. Kewajiban kpd BI
c. Antar Bank
d. Surat Berharga
Rupiah
Valas
g. Setoran Jaminan
a. Modal Disetor
b. Cadangan
d. L/R tahun lalu
disetor
f. Modal pinjaman
2011
2009
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
111.733
55.546
56.188
11.664
3.012
4.655
301
3.697
25.354
11.237
5.521
7.433
1.163
6.884
a. Credit 1)
Rupiah
Foreign Exchange
b. Inter-Bank
Demand Deposit
Call Money
Times Deposits
Others
c. Placements at BI
Demand Deposit
Call Money
Others
f.
Other Claims
6.224
36.937
16.088
20.849
8.335
1.056
5.608
409
1.262
8.009
2.325
4.833
841
9
2.527
40.833
18.166
22.667
6.901
639
4.910
162
1.190
10.266
2.139
7.023
1.082
22
2.073
58.520
23.634
34.886
7.137
803
4.569
1.765
16.566
3.686
11.830
296
755
3.262
75.849
33.360
42.489
14.821
3.727
7.212
109
3.773
15.687
2.724
10.384
1.542
1.037
3.726
80.977
43.962
37.015
16.828
5.348
9.495
114
1.871
23.781
3.538
17.909
2.110
224
5.907
95.106
52.260
42.845
14.513
3.994
6.791
109
3.620
20.846
3.264
11.902
5.671
9
5.000
96.567
52.284
44.283
14.064
3.028
7.632
3.404
21.692
3.624
8.442
7.052
2.574
4.711
96.378
49.196
47.182
12.806
3.170
6.149
202
3.285
25.066
5.189
11.660
6.861
1.357
6.479
99.020
50.311
48.709
12.144
2.748
5.679
202
3.515
24.116
5.840
9.585
6.994
1.697
5.792
98.845
50.081
48.764
13.336
3.135
6.143
203
3.855
24.685
7.989
9.893
5.036
1.767
5.856
94.606
49.664
44.943
16.346
4.475
7.470
198
4.204
22.481
7.877
7.228
6.147
1.229
5.567
96.821
50.348
46.473
14.406
3.497
6.629
195
4.085
26.438
8.501
8.123
8.028
1.786
4.287
97.360
50.553
46.806
13.503
4.072
4.767
192
4.472
23.810
7.902
7.648
6.531
1.729
4.667
100.362
52.020
48.342
12.526
3.073
4.795
191
4.467
25.630
8.769
5.824
8.572
2.465
5.498
103.579
52.835
50.744
11.945
3.171
4.999
192
3.583
26.669
10.425
5.569
8.692
1.983
5.164
104.378
52.238
52.140
10.034
2.497
3.197
289
4.051
29.666
10.462
5.773
11.721
1.710
3.679
109.307
54.653
54.654
11.526
3.138
4.542
291
3.554
25.325
10.893
5.170
7.999
1.263
4.272
122
2.321
36
2.328
37
2.523
40
4.727
73
4.117
91
4.142
91
4.045
91
4.434
109
4.816
109
4.875
109
4.497
111
5.033
111
5.156
111
5.403
111
6.140
111
6.527
111
6.956
34.484
15.411
3.251
11.784
376
19.073
8.294
10.779
13.060
402
101
35.927
16.112
2.715
12.173
1.224
19.815
7.410
12.405
14.048
416
175
54.934
26.779
4.112
21.197
1.471
28.154
9.155
18.999
17.644
588
134
76.902
37.691
4.976
29.691
3.023
39.211
13.896
25.315
0
0
18.292
99
2.411
91
94.761
54.321
7.136
43.203
3.983
40.440
14.336
22.668
3.436
0
16.119
99
835
143
95.037
52.673
8.892
37.340
6.441
42.364
13.956
20.815
7.593
0
22.382
100
638
153
97.549
54.216
8.689
39.696
5.832
43.333
13.833
21.673
7.827
0
20.256
100
738
90
97.617
54.608
8.027
40.898
5.683
43.009
13.906
20.938
8.165
0
24.782
100
882
97
98.161
54.292
7.984
40.151
6.156
43.869
14.295
21.223
8.351
0
24.873
248
628
102
97.737
53.128
8.303
38.612
6.213
44.609
15.096
21.391
8.122
0
24.695
248
694
133
96.183
51.438
8.228
37.065
6.145
44.745
14.880
21.568
8.297
0
22.500
248
0
0
747
112
97.746
52.440
8.583
37.848
6.009
45.306
14.492
22.440
8.374
0
24.071
248
0
0
761
132
95.698
52.396
7.868
38.299
6.230
43.301
14.041
20.802
8.458
0
22.969
148
0
0
736
99
98.794
55.296
8.380
40.331
6.586
43.498
14.639
20.653
8.206
0
25.357
148
0
0
698
81
100.610
56.622
8.498
41.242
6.881
43.988
15.151
19.999
8.838
0
26.427
148
0
0
631
89
98.768
55.906
8.401
39.784
7.720
42.863
12.799
21.153
8.911
0
28.744
148
0
0
718
54
99.384
55.234
8.278
39.945
7.012
44.150
13.235
21.654
9.262
0
30.739
148
0
0
585
65
100.932
56.312
9.172
39.721
7.418
44.620
13.785
21.659
9.177
9
33.438
148
0
0
829
68
8.377
820
1.370
485
-437
8.002
592
1.561
1.786
-400
9.434
646
1.656
3.579
-343
10.673
927
2.026
4.920
-487
11.650
1.160
2.129
6.900
-369
11.130
1.288
1.531
7.455
-330
11.324
1.314
1.770
7.549
-328
11.324
1.314
1.921
7.563
-336
11.324
1.314
2.063
7.468
-348
11.545
1.314
208
9.519
-385
10.749
1.304
364
9.076
-378
12.121
1.281
604
9.095
233
12.121
1.294
800
9.020
268
12.121
1.324
920
9.052
270
11.316
1.442
1.120
9.573
285
11.316
1.445
1.167
9.580
293
11.551
1.445
1.378
9.578
288
11.551
1.444
1.696
9.571
279
456
329
382
329
1.727
1.727
1.727
1.948
1.727
3.727
2.190
1.740
1.740
2.875
2.875
2.640
Source of Funds
- Rupiah
Demand Deposits
Times Deposits
Savings Deposits
- Foreign Exchange
Demand Deposits
Times Deposits
Savings Deposits
c. Inter-Bank
d. Securities
e. Loans received
- Rupiah
- Foreign Exchange
a. Paid-In Capital
b. Reserves
Capital
2.640 f. Loan Capital
Tabel 1.7 Kegiatan Usaha Bank Asing

(Foreign Owned Banks Operation)
2010
Indikator
Penyaluran Dana
a. Kredit
Rupiah
Valas
b. Antar Bank
Giro
Inter Bank
Deposito
Lainnya
c. Penempatan di BI
Giro
SBI
Call Money
Lainnya
e. Penyertaan
f. Tagihan Lainnya
Sumber Dana
a. DPK
Rupiah
Giro
Deposito
Tabungan
Valas
Giro
Deposito
Tabungan
b. Kewajiban kpd BI
c. Antar Bank
d. Surat Berharga
Rupiah
Valas
g. Setoran Jaminan
a. Modal Disetor
b. Cadangan
d. L/R tahun lalu
disetor
f. Modal pinjaman
10
2005 2006 2007 2008
2011
Indicator
2009
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
132.098
52.612
79.485
36.156
2.063
13.830
176
20.087
61.227
15.602
21.700
3.299
20.626
21.589
a. Credit 1)
Rupiah
Foreign Exchange
b. Inter-Bank
Demand Deposit
Call Money
Times Deposits
Others
c. Placements at BI
Demand Deposit
Call Money
Others
10.177 f. Other Claims
62.935
34.497
28.439
42.905
1.618
26.595
2
14.690
11.667
5.792
3.577
1.947
351
2.588
73.230
36.951
36.279
33.770
704
18.075
14.992
23.157
6.187
16.654
315
8.367
83.856
39.171
44.685
37.246
1.280
17.040
5
18.921
31.195
7.808
21.163
1.904
320
8.633
113.372
49.420
63.952
59.163
1.465
25.350
32.348
20.437
4.735
13.885
1.817
0
8.709
100.011
49.846
50.165
61.885
2.524
34.882
24.479
22.505
4.550
16.332
1.064
559
10.350
112.073
53.796
58.277
45.769
2.136
20.776
22.857
32.881
4.967
21.247
6.315
352
11.745
111.449
53.604
57.845
44.493
1.860
18.945
23.688
41.127
5.072
20.301
15.259
494
11.049
110.950
49.785
61.165
43.125
2.463
18.002
22.660
46.217
7.571
30.945
7.141
560
10.080
113.004
50.348
62.656
43.223
1.923
19.328
21.972
42.290
7.920
26.011
7.914
445
7.002
115.700
50.926
64.774
42.848
2.957
17.856
181
21.854
40.783
7.815
21.617
10.894
457
9.488
117.054
51.307
65.747
43.457
2.215
18.589
176
22.477
42.984
10.219
17.507
13.315
1.942
9.494
118.427
51.114
67.313
42.197
1.940
17.703
174
22.380
48.997
11.427
19.770
14.103
3.697
9.393
118.757
50.142
68.616
39.390
2.536
16.171
171
20.511
49.663
11.630
18.995
15.356
3.682
8.010
121.557
51.342
70.215
38.841
3.615
15.315
171
19.741
56.656
12.601
17.899
22.342
3.814
9.193
120.327
48.631
71.695
35.601
2.185
13.617
173
19.627
66.192
15.829
20.862
23.000
6.501
8.457
125.194
51.359
73.835
33.858
2.014
10.097
170
21.577
61.833
14.199
20.504
18.933
8.197
7.977
130.156
53.804
76.352
33.385
2.992
8.146
171
22.077
58.564
16.145
19.046
14.331
9.042
12.210
43
3.213
23
4.462
12
4.837
29
14.157
13
6.987
13
7.824
13
7.778
13
7.614
19
7.605
20
7.247
20
7.781
20
8.601
19
10.668
19
10.566
19
11.430
19
10.452
19
10.633
92.057
36.423
9.495
24.087
2.841
55.634
22.416
33.218
18.334
2.336
679
92.040
42.586
12.515
26.629
3.442
49.455
22.412
27.042
26.566
1.832
440
113.182
55.743
20.655
31.398
3.690
57.438
25.353
28.045
4.040
21.357
3.350
809
128.377
60.349
17.290
38.405
4.654
68.028
32.064
26.547
9.417
648
28.764
10.374
947
117.594
57.731
19.242
32.267
6.222
59.864
32.612
16.270
10.982
731
19.890
2.759
851
124.517
66.573
25.036
34.284
7.252
57.944
33.364
12.487
12.093
24.661
952
757
122.153
64.612
23.284
34.278
7.049
57.541
32.905
12.327
12.309
27.651
977
721
126.948
67.999
27.481
33.642
6.876
58.949
34.504
12.226
12.219
17
28.000
1.012
788
124.376
65.722
24.689
34.265
6.768
58.653
34.197
12.187
12.270
2
24.332
939
752
125.551
65.744
25.076
33.898
6.770
59.807
35.250
12.382
12.175
12
26.498
1.112
663
127.249
64.275
24.624
33.119
6.531
62.975
37.554
13.263
12.157
52
26.703
958
494
129.612
69.074
25.051
37.294
6.728
60.538
35.419
13.180
11.939
80
26.421
911
524
126.831
65.408
24.098
34.201
7.109
61.423
36.667
12.801
11.955
110
25.829
1.064
520
137.207
77.415
33.395
37.151
6.869
59.791
34.334
13.946
11.511
123
24.008
850
493
134.288
75.020
34.448
33.786
6.786
59.268
34.928
12.873
11.466
124
25.330
882
551
131.771
69.718
26.775
35.615
7.329
62.052
36.562
14.022
11.468
392
23.804
1.023
535
130.140
70.276
25.605
37.803
6.868
59.864
33.395
14.827
11.641
447
27.771
1.155
499
136.290
73.035
28.796
37.216
7.023
63.255
34.618
17.107
11.530
30
35.446
2.130
546
3.376
1.971
3.044
609
3.376
3.000
3.757
1.210
3.376
2.998
3.614
970
4.080
4.257
6.616
(352)
3.830
3.983
8.814
144
3.830
2.989
11.416
142
3.830
3.427
11.396
201
3.830
3.479
11.292
189
3.830
3.907
10.670
108
3.830
415
14.387
47
3.830
681
14.532
32
3.830
1.378
14.048
47
3.830
1.604
13.814
84
3.830
1.819
13.450
51
3.830
2.074
13.497
62
3.830
2.327
12.758
94
3.830
2.944
12.704
68
3.830
3.811
12.704
52
Source of Funds
- Rupiah
Demand Deposits
Times Deposits
Savings Deposits
- Foreign Exchange
Demand Deposits
Times Deposits
Savings Deposits
c. Inter-Bank
d. Securities
e. Loans received
- Rupiah
- Foreign Exchange
a. Paid-In Capital
b. Reserves
Capital
- f. Loan Capital
Tabel 1.8 Laporan Laba / Rugi Bank Umum

(Commercial Banks Income Statement)
2010
Indikator
2005 2006 2007 2008 2009
2011
Sep
Okt
Nov
Des
Jan
Febr)
Mar
Apr
Mei
Jun
Jul
Ags
Sep
177.377
133.511
212.499
174.463
219.653
176.036
262.061
201.775
298.180
233.750
258.489
185.748
290.135
207.392
317.024
228.805
350.873
251.562
32.288
24.062
61.584
45.599
94.909
71.138
125.882
94.100
155.305
117.210
186.451
141.635
219.415
167.632
252.429
193.371
287.634
219.912
130.686
8.026
7.766
114.894
29.377
84.220
1.297
2.825
571
170.252
18.095
9.541
142.616
37.247
104.794
575
4.211
968
170.714
17.874
8.567
144.272
29.685
113.813
774
5.323
987
198.874
16.129
9.005
173.739
29.567
142.927
1.245
2.901
766
231.797
18.117
7.477
206.203
29.372
175.504
1.328
1.953
679
184.939
11.954
3.992
168.993
16.937
150.735
1.321
809
17
206.488
13.609
4.592
188.286
18.613
168.236
1.437
904
21
227.859
15.175
5.079
207.605
20.387
185.665
1.554
946
25
250.478
16.980
5.700
227.798
22.110
203.844
1.844
1.083
28
23.977
2.045
679
21.253
1.640
19.437
177
85
4
45.430
3.863
1.230
40.336
3.411
36.607
318
170
7
70.912
5.763
1.867
63.282
5.059
57.726
497
225
10
93.804
7.600
2.541
83.663
6.732
76.224
707
296
12
116.845
9.582
3.250
104.014
8.345
94.854
815
365
17
141.195
11.541
4.016
125.639
10.036
114.655
947
440
17
167.118
13.545
5.143
148.430
11.378
135.900
1.152
514
17
192.809
15.547
5.587
171.675
12.843
157.416
1.416
562
17
219.277
17.370
6.194
195.713
14.291
179.808
1.614
635
21
1.672
582
358
170
54
932
23.140
2.576
667
477
159
31
4.545
11.755
2.438
1.898
1.592
258
48
2.670
13.142
1.421
714
340
264
110
2.090
26.748
605
669
396
185
88
2.761
24.390
492
300
195
95
10
7.075
35.921
537
346
229
107
9
7.893
41.803
582
340
211
119
10
8.189
43.297
630
425
239
174
12
8.482
48.300
44
38
15
22
0
577
3.968
86
76
40
35
1
1.461
6.228
132
83
38
45
0
2.828
8.754
176
108
47
61
0
3.802
11.529
212
135
57
78
0
4.608
13.740
255
168
76
92
0
5.643
14.853
292
205
92
113
0
7.024
16.652
332
212
85
127
0
8.129
18.962
371
243
94
149
0
9.504
22.542
13.601
15.730
20.145
24.911
27.852
22.093
24.644
27.363
31.906
2.565
5.053
8.007
10.809
13.452
16.564
18.590
21.525
24.267
6.192
6.051
7.659
6.537
9.427
7.652
8.404
9.371
10.623
1.115
3.244
4.183
5.642
6.295
7.755
9.517
10.442
11.409
B. Bebanoperasional
156.651
1. Beban bunga/bagi hasil
62.573
Penduduk
60.412
a. Kepada Bank Indonesia
611
b. Kepada bank-bank lain
4.408
c. Kepada pihak ketiga bukan bank 55.393
Giro
5.916
Simpanan berjangka
33.297
Tabungan
11.611
Pinjaman yang diterima
277
Surat berharga
2.179
2.114
Lainnya
2.156
Bukan penduduk
817
a. Kantor Pusat/Cabang sendiri
diluar Indonesia
845
495
c. Kepada pihak ketiga bukan bank
17
Giro
85
Simpanan berjangka
6
Tabungan
65
76
Surat berharga
244
Lainnya
5
Koreksi atas pendapatan bunga
20.121
2. Kerugian transaksi valas/
derivatif
730
3. Komisi/provisi
23.101
4. Penyusutan/amortisasi/
penghapusan
50.126
5. Lainnya
184.826
91.374
88.449
437
5.568
82.444
7.536
58.061
12.991
577
2.710
569
2.919
1.505
184.617
79.627
76.126
456
4.964
70.706
8.392
45.905
12.536
551
2.735
587
3.495
1.413
232.170
88.813
85.155
453
5.341
79.361
9.225
51.975
14.089
587
2.299
1.185
3.597
1.394
258.311
104.496
101.776
535
3.924
97.316
9.754
68.845
15.254
689
1.884
890
2.700
1.174
223.101
75.147
73.218
502
3.276
69.439
6.921
43.839
11.985
3.934
2.023
736
807
274
249.501
83.881
81.977
559
3.779
77.640
7.695
49.039
13.474
4.372
2.289
771
945
302
271.417
92.203
90.565
607
4.086
85.873
8.438
54.318
14.964
4.784
2.520
849
974
327
302.549
101.777
99.957
702
4.528
94.727
9.266
59.734
16.648
5.196
2.814
1.070
1.098
354
37.948
10.878
9.507
51
437
9.019
917
5.605
1.608
440
371
78
95
27
52.077
19.543
17.983
100
833
17.050
1.620
10.696
3.066
881
641
147
184
52
80.768
29.229
27.438
153
1.282
26.004
2.461
16.396
4.692
1.394
800
261
266
77
106.466
38.491
36.696
202
1.683
34.811
3.226
22.038
6.275
1.865
1.065
341
340
98
131.315
48.316
46.489
254
2.129
44.106
4.034
27.973
7.927
2.356
1.371
445
428
126
160.370
58.042
56.320
314
2.564
53.443
4.910
33.748
9.605
2.959
1.673
548
515
154
191.935
68.818
67.066
363
2.928
63.775
5.839
39.841
11.246
4.237
1.980
633
604
182
225.530
78.967
77.219
410
3.282
73.527
6.714
46.018
12.941
4.629
2.370
855
633
211
250.863
88.717
86.910
456
3.706
82.748
7.608
52.103
14.584
4.740
2.747
967
725
244
875
539
26
122
8
102
68
214
5
9.745
1.304
778
43
70
7
408
31
220
6
10.966
1.411
792
31
166
8
476
66
44
61
20.146
1.062
464
15
88
18
273
19
52
20
18.234
404
128
10
44
6
65
2
2
1.122
33.087
441
202
11
101
7
71
2
10
959
38.737
477
170
12
52
8
77
3
18
663
39.966
514
229
17
88
9
83
5
26
722
44.614
37
31
3
7
1
5
2
13
1.276
3.636
77
55
5
12
2
10
4
22
1.375
5.845
106
82
8
18
3
16
6
31
1.525
7.944
134
107
11
25
4
21
7
39
1.454
10.532
168
135
14
32
5
27
10
48
1.399
12.485
202
158
17
38
6
31
12
54
1.207
13.420
239
182
21
43
7
35
15
63
1.148
17.819
280
142
24
54
8
38
17
0
1.114
17.095
323
158
28
62
9
41
18
0
1.082
20.102
989
29.596
1.268
29.285
1.791
44.925
53.122
63.472
20.726
56.484
43.353
13.131
33.858
24.899
27.719
77.669
64.832
12.837
40.555
28.334
35.035
72.003
57.180
14.823
49.859
35.015
A. Pendapatan operasional
1. Pendapatan bunga/bagi hasil/
margin
Penduduk
a. Dari Bank Indonesia
b. Dari bank-bank lain
c. Dari pihak ketiga bukan bank
Surat berharga
Kredit yang diberikan
Lainnya
Bukan penduduk
a. Kantor Pusat/Cabang sendiri di
luar Indonesia
Surat berharga
Lainnya
2. Kenaikan nilai surat berharga
3. Keuntungan Transaksi valuta asing/
derivatif
4. Deviden, komisi/
provisi/fee
5. Lainnya
C.
D.
E.
F.
G.
H.
Laba Operasional
Pendapatannon-operasional
Bebannonoperasional
Labanonoperasional
Laba tahun berjalan
Laba ( setelah taksiran pajak
penghasilan)
Ket : r) Revisi
1.834
1.807
2.031
2.244
3.479
198
402
644
797
1.011
1.536
2.230
2.583
2.835
76.496
50.860
82.886
43.939
69.121
48.860
75.991
52.814
84.190
57.268
95.410
14.505
8.730
213
17.237
16.781
26.169
20.548
36.098
24.249
45.253
31.755
55.617
38.142
64.925
51.604
75.280
54.971
84.238
29.891
83.797
65.531
18.267
48.158
30.606
39.869
104.504
82.589
21.915
61.784
45.215
35.388
87.093
57.223
23.734
56.784
43.363
40.634
82.148
58.989
23.159
64.017
49.057
45.608
90.804
65.936
24.868
70.736
53.986
48.325
100.948
73.218
27.730
76.140
57.309
(5.660)
21.632
8.631
13.001
7.338
5.658
9.508
24.098
19.480
4.618
14.116
11.006
14.142
37.523
28.828
8.696
22.887
18.319
19.416
57.546
47.062
10.485
30.050
23.944
23.990
68.366
55.023
13.343
37.303
29.544
26.081
70.767
50.276
20.491
46.689
37.096
27.480
89.841
63.796
26.045
53.614
42.397
26.900
96.657
62.361
34.296
61.217
48.240
36.771
104.496
68.869
35.627
72.533
56.748
Indicator
A. OperationsIncome
1. Income from interest/profit
sharing/margin
Citizens
a. From Bank Indonesia
b. From other banks
c. From Third Party non Banks
Securities
Credit disbursed
Others
Non-citizens
a. Head / Branch Offices outside
of Indonesia
b. From other banks
Securities
Credit disbursed
Others
2. Increase in the value of securities
3. Profit from foreign exchange
transactions / derivatives
4. Dividends, commissions,
provisions/fees
5. Others
B. OperationsExpenses
1. Interest/profit sharing charges
Citizens
a. At Bank Indonesia
b. At other banks
c. At third party non-banks
Demand Deposit
Time deposits
Savings Deposit
Loans received
Securities
Others
Non-Citizens
a. Head/Branch Offices outside of
Indonesia
b. At other banks
Demand Deposit
Time deposits
Savings Deposit
Loans received
Securities
Others
Corrections to interest income
2. Losses on foreign exchange
3. Commissions/provisions
4. Depreciation/amortizations/
write-offs
5. Others
C. OperationsProfit
D. Non-OperationsIncome
E. Non-OperationsExpenses
F. Non-Operations Profit
G. Current profit
H. Profit (after calculation of income
taxes)
Note : r) Revised
11
Tabel 1.9 Laporan Laba / Rugi Bank Persero

(State Owned Banks Income Statement)
2010
Indikator
2005 2006 2007 2008
2009
2011
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
margin
Penduduk
Surat berharga
Lainnya
Bukan penduduk
luar Indonesia
Surat berharga
Lainnya
derivatif
4. Deviden, komisi/
provisi/fee
5. Lainnya
75.854
54.640
74.585
65.869
74.745
65.677
85.799
73.708
102.480
87.974
87.248
73.226
96.307
81.191
105.465
88.991
119.152
97.982
11.335
9.774
23.631
17.967
36.601
29.085
47.719
37.614
57.585
45.620
70.345
55.145
82.028
65.723
94.424
75.845
107.314
86.537
53.598
1.455
3.179
48.964
15.171
33.520
273
1.042
468
64.455
4.660
3.905
55.890
19.736
36.047
107
1.414
714
62.980
3.107
3.212
56.660
15.804
40.663
192
2.697
700
72.327
3.400
3.111
65.816
14.869
50.682
264
1.381
557
87.054
3.178
2.859
81.018
14.854
65.901
263
920
287
72.905
2.303
876
69.726
9.467
59.738
521
321
0
80.823
2.511
984
77.327
10.424
66.331
573
368
0
88.619
2.691
1.105
84.823
11.467
72.783
573
373
0
97.574
2.996
1.296
93.283
12.498
80.192
593
408
1
9.734
453
230
9.051
899
8.107
45
39
0
17.886
851
436
16.598
1.992
14.536
71
80
1
28.996
1.176
639
27.182
2.870
24.218
93
88
1
37.499
1.455
886
35.159
3.793
31.234
131
115
1
45.476
1.703
1.197
42.576
4.666
37.753
156
145
4
54.972
1.956
1.521
51.495
5.675
45.635
185
173
2
65.525
2.217
2.234
61.074
6.343
54.484
247
199
0
75.646
2.494
2.220
70.933
7.145
63.408
380
199
0
86.310
2.707
2.358
81.245
7.931
72.904
411
227
3
255
319
97
169
53
408
13.995
355
345
156
158
31
1.184
902
428
1.569
1.281
240
48
197
554
427
398
116
262
20
107
1.472
216
417
149
182
86
518
1.319
110
211
107
95
9
1.093
1.394
119
249
135
106
9
1.227
1.107
131
241
114
118
9
1.322
1.168
143
264
133
120
12
1.290
3.006
12
27
9
18
0
83
121
24
56
28
27
1
597
1.024
36
52
20
32
0
1.624
413
48
66
22
44
0
2.116
643
59
81
27
55
0
2.732
829
71
100
38
63
0
3.482
1.334
82
117
42
75
0
4.020
686
93
107
26
80
0
4.837
811
103
121
27
94
0
5.689
860
4.081
4.815
6.460
8.544
10.128
8.523
9.555
10.571
13.075
970
1.951
3.042
4.132
5.270
6.484
6.805
7.837
8.889
2.729
1.815
1.857
1.968
2.541
3.011
3.227
3.412
3.798
388
2.093
2.438
3.215
3.133
3.901
4.794
5.093
5.339
B. Beban operasional
Penduduk
Giro
Simpanan berjangka
Tabungan
Surat berharga
Lainnya
Bukan penduduk
diluar Indonesia
Giro
Simpanan berjangka
Tabungan
Surat berharga
Lainnya
derivatif
3. Komisi/provisi
penghapusan
5. Lainnya
73.103
25.232
24.222
360
1.462
22.400
2.365
12.027
5.396
187
993
1.431
1.006
282
72.383
34.318
33.026
203
1.575
31.248
2.648
20.942
5.993
303
1.247
115
1.288
619
67.776
28.253
26.887
181
1.090
25.617
2.771
15.426
5.704
363
1.154
198
1.365
626
77.148
30.054
28.814
133
1.289
27.392
3.176
16.060
6.351
392
852
563
1.239
622
94.645
38.534
37.697
92
1.131
36.474
4.124
24.529
6.639
436
503
244
836
364
76.765
29.798
28.531
346
949
27.236
2.733
15.196
4.874
3.765
519
149
158
31
84.242
32.864
31.743
384
1.068
30.292
2.983
16.927
5.479
4.180
555
169
175
33
91.554
35.730
34.890
420
1.164
33.306
3.230
18.638
6.070
4.563
615
190
190
36
105.127
39.240
38.329
459
1.281
36.589
3.524
20.440
6.790
4.940
670
225
205
38
19.711
4.865
3.576
38
120
3.419
407
1.868
645
399
84
16
16
3
19.971
8.202
6.792
75
218
6.499
632
3.515
1.232
799
289
32
37
4
32.182
11.789
10.224
113
325
9.787
942
5.372
1.891
1.258
269
55
43
6
41.461
15.102
13.609
150
427
13.031
1.173
7.221
2.522
1.683
351
79
43
0
50.427
18.642
17.192
188
572
16.432
1.419
9.130
3.185
2.128
459
110
54
1
64.734
22.088
20.820
226
700
19.894
1.700
10.986
3.821
2.676
576
136
65
2
78.867
26.443
25.224
263
840
24.121
2.016
12.920
4.458
3.902
660
165
75
1
95.442
30.004
28.807
300
878
27.629
2.333
14.825
5.133
4.249
825
264
87
1
103.648
33.174
31.999
337
970
30.691
2.646
16.695
5.781
4.304
971
294
97
0
376
349
7
35
31
50
225
4
13.310
326
343
3
47
36
47
209
4
179
478
262
2
16
31
30
182
233
495
122
2
14
0
20
57
30
0
680
394
79
1
12
0
21
17
28
0
831
115
13
0
11
0
0
1
1.109
822
127
14
0
13
0
0
1
946
457
139
16
1
14
0
0
1
650
444
150
17
1
15
0
1
1
706
2.236
11
2
0
2
0
0
0
1.274
128
31
2
0
2
0
0
1.372
1.178
34
3
0
3
0
0
1.521
453
39
4
0
3
0
0
1.451
661
47
6
0
5
0
0
1.395
794
57
7
0
6
0
0
1.203
1.290
67
7
0
7
0
0
1.144
3.442
77
8
0
7
0
0
1.111
813
88
9
0
8
0
0
1.078
1.054
192
-
250
18.239
271
16.846
424
20.683
512
26.669
492
21.722
584
24.514
641
26.311
1.866
29.258
59
12.112
116
4.743
201
10.733
245
12.452
323
14.206
707
19.828
1.267
24.201
1.436
35.612
1.573
37.395
34.367
19.397
22.174
25.308
28.100
23.932
25.823
28.429
32.527
2.547
5.732
9.006
13.000
16.463
20.820
23.514
27.576
30.453
C. Laba Operasional
D. Pendapatan non-operasional
E. Beban non operasional
F. Laba non operasional
G. Laba tahun berjalan
H. Laba ( setelah taksiran pajak
penghasilan )
2.750
12.346
3.843
8.503
9.185
2.202
16.208
5.634
10.574
12.776
9.644
6.969
12.684
1.767
10.918
17.887
13.332
8.651
13.675
2.346
11.328
19.979
13.159
7.835
18.816
3.393
15.423
23.258
18.050
10.482
23.935
11.671
12.231
21.628
16.200
12.065
19.792
7.639
12.153
24.457
18.692
13.910
22.344
8.942
13.402
27.595
20.919
14.025
25.470
9.591
15.879
30.003
22.766
(8.376)
13.301
1.934
11.367
2.990
2.203
3.660
9.312
6.422
2.890
6.548
5.080
4.418
15.202
9.334
5.867
10.302
8.185
6.258
26.477
19.210
7.266
13.547
10.791
7.158
29.506
20.414
9.091
16.253
12.853
5.611
22.686
7.513
15.173
20.808
16.619
3.161
34.891
15.234
19.655
22.820
18.291
(1.018)
39.587
12.409
27.177
26.175
20.806
3.666
40.235
12.902
27.333
31.016
24.369
12
Indicator
A. Operations Income
sharing/margin
Citizens
b. From other banks
Securities
Credit disbursed
Others
Non-citizens
of Indonesia
b. From other banks
Securities
Credit disbursed
Others
provisions/fees
5. Others
B. Operations Expenses
Citizens
b. At other banks
Demand Deposit
Time deposits
Savings Deposit
Loans received
Securities
Others
Non-Citizens
Indonesia
b. At other banks
Demand Deposit
Time deposits
Savings Deposit
Loans received
Securities
Others
write-offs
5. Others
C. Operations Profit
D. Non-Operations Income
E. Non-Operations Expenses
G. Current profit
taxes)
Tabel 1.10 Laporan Laba / Rugi BUSN Devisa

(Foreign Exchange Commercial Banks Income Statement)
2010
Indikator
2005 2006 2007 2008 2009
2011
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
margin
Penduduk
Surat berharga
Lainnya
Bukan penduduk
luar Indonesia
Surat berharga
Lainnya
derivatif
4. Deviden, komisi/
provisi/fee
5. Lainnya
59.588
49.658
79.491
68.289
81.770
67.208
97.989
78.054
115.378
90.783
101.548
68.243
115.682
76.601
126.417
85.016
138.422
93.499
11.015
9.000
21.165
17.454
32.071
26.378
43.230
35.444
54.550
44.876
65.873
54.116
77.728
63.769
89.503
73.541
101.994
83.299
48.715
3.391
1.489
43.835
12.061
31.422
352
943
95
66.617
6.202
2.056
58.358
14.282
43.748
327
1.672
204
65.656
7.737
1.920
55.999
11.084
44.582
333
1.551
198
77.269
5.545
2.062
69.663
11.125
57.961
577
785
122
89.960
8.696
1.457
79.807
10.552
68.429
826
823
380
67.970
5.415
1.129
61.426
5.352
55.412
662
273
0
76.305
6.306
1.254
68.745
5.946
62.099
700
296
0
84.702
7.137
1.385
76.179
6.519
68.867
793
314
0
93.158
8.087
1.531
83.540
7.092
75.456
992
341
0
8.979
1.047
146
7.786
573
7.122
92
21
-
17.412
1.967
286
15.160
1.133
13.846
181
41
-
26.316
2.912
433
22.971
1.760
20.921
290
63
-
35.362
3.892
563
30.907
2.365
28.156
386
82
-
44.773
4.919
696
39.157
2.984
35.696
478
103
-
53.992
5.910
848
47.234
3.547
43.117
569
124
-
63.619
6.967
1.017
55.636
4.093
50.888
654
150
-
73.367
8.012
1.174
64.182
4.629
58.808
744
174
-
83.103
9.006
1.325
72.772
5.147
66.768
857
196
-
596
252
250
1
1
258
1.529
1.176
293
292
808
1.161
1.061
293
292
877
1.986
450
214
213
637
6.561
210
234
233
0
0
554
8.759
189
84
84
0
0
3.299
18.868
206
90
89
0
0
3.552
23.079
222
92
92
0
0
3.660
23.665
239
102
101
0
0
3.812
25.025
15
6
6
158
459
30
12
12
273
749
45
17
17
0
412
1.024
59
23
23
0
577
1.459
74
29
28
1
751
1.631
88
37
35
2
841
1.966
99
50
45
5
1.270
2.059
113
60
52
8
1.492
2.253
127
70
58
11
1.663
3.180
5.541
6.288
7.845
9.921
10.489
7.890
8.813
9.861
11.273
993
1.881
3.035
4.034
5.026
6.234
7.298
8.503
9.637
2.602
2.991
3.853
2.815
4.793
3.249
3.638
4.216
4.814
405
809
1.221
1.715
2.266
2.715
3.332
3.714
4.214
Penduduk
Giro
Simpanan berjangka
Tabungan
Surat berharga
Lainnya
Bukan penduduk
diluar Indonesia
Giro
Simpanan berjangka
Tabungan
Surat berharga
Lainnya
derivatif
3. Komisi/provisi
penghapusan
5. Lainnya
49.579
25.261
24.888
212
1.512
23.165
1.862
15.047
5.349
39
655
212
373
102
65.603
38.026
37.491
210
1.635
35.645
2.239
26.258
5.912
158
861
217
535
208
66.931
32.811
31.743
245
1.656
29.842
2.641
20.340
5.628
118
905
211
1.063
214
91.874
38.394
37.052
266
1.941
34.845
2.848
24.231
6.181
124
1.131
331
1.283
220
99.540
43.464
42.299
238
1.072
40.989
2.698
29.728
6.948
171
1.037
407
1.147
376
88.038
28.950
28.623
151
1.007
27.465
2.130
18.200
5.716
114
912
392
316
36
100.254
32.511
32.154
169
1.131
30.854
2.407
20.414
6.440
135
1.022
436
346
36
108.617
36.066
35.680
180
1.238
34.261
2.688
22.614
7.180
156
1.147
477
376
37
118.530
40.011
39.593
236
1.387
37.969
2.999
24.969
7.960
175
1.340
526
407
37
9.418
3.949
3.911
14
152
3.745
300
2.466
774
36
130
39
36
0
17.947
7.586
7.514
24
301
7.189
563
4.752
1.476
73
255
70
69
3
26.970
11.562
11.459
36
458
10.966
840
7.261
2.266
109
383
106
100
3
36.029
15.494
15.361
47
608
14.707
1.115
9.748
3.041
146
515
143
129
3
44.714
19.589
19.424
60
762
18.602
1.402
12.331
3.845
182
662
181
161
4
53.611
23.689
23.497
82
914
22.501
1.707
14.863
4.700
217
788
227
189
4
62.595
27.921
27.699
93
1.067
26.539
2.021
17.559
5.509
257
932
261
219
4
72.454
32.241
32.059
103
1.232
30.724
2.335
20.339
6.331
289
1.068
361
179
5
81.933
36.511
36.306
110
1.382
34.814
2.653
23.082
7.128
326
1.227
399
201
6
185
86
4
17
5
33
26
805
199
127
5
29
5
66
21
2
1
921
410
438
5
15
4
378
1
35
5
1.624
557
506
3
18
4
457
10
14
59
5.389
471
299
2
21
16
252
2
7
18
6.941
196
84
1
11
5
65
1
2
11
18.434
209
100
1
12
5
71
1
10
11
22.602
221
118
1
13
6
77
2
18
11
23.139
235
136
2
14
7
83
4
26
11
24.409
14
22
0
2
1
5
2
13
2
370
26
40
0
3
2
9
4
22
3
598
39
58
1
5
2
14
6
31
3
842
50
76
1
7
3
19
7
39
3
1.185
63
95
1
8
4
24
10
48
3
1.299
75
110
1
10
5
28
12
54
3
1.479
88
127
1
11
6
32
15
62
3
1.500
101
73
1
13
6
35
17
0
3
1.633
116
80
2
15
7
38
18
3
2.227
141
-
236
6.404
349
7.816
389
17.806
488
16.701
495
14.008
539
15.301
603
16.249
629
17.185
54
1.579
131
2.911
190
4.006
218
5.171
270
6.154
334
7.255
391
8.320
448
9.789
499
10.726
23.372
20.016
24.331
29.896
31.945
26.151
29.301
32.559
36.296
3.466
6.721
10.370
13.961
17.402
20.853
24.463
28.344
31.970
C. Laba Operasional
penghasilan )
10.009
37.991
34.741
3.250
9.294
13.933
51.091
50.986
105
14.038
9.822
14.839
48.138
45.936
2.202
17.040
11.735
6.115
53.697
49.735
3.962
10.076
4.809
15.838
63.326
59.548
3.778
19.616
14.205
13.510
47.490
33.744
7.645
19.977
15.948
15.429
44.773
37.997
6.775
22.253
17.706
17.800
49.090
42.261
6.829
24.665
19.649
19.892
53.945
47.023
6.922
26.875
20.559
1.597
5.992
5.084
908
2.508
2.058
3.218
10.749
9.739
1.010
4.230
3.350
5.101
16.084
14.288
1.796
6.944
5.589
7.201
22.561
20.690
1.871
9.216
7.394
9.836
28.843
26.410
2.433
12.274
9.838
12.261
35.064
32.091
2.973
15.379
12.316
15.133
39.107
35.926
3.181
18.460
14.804
17.049
39.382
35.655
3.727
20.934
16.761
20.062
44.264
40.255
4.009
24.231
19.410
Indicator
sharing/margin
Citizens
b. From other banks
Securities
Credit disbursed
Others
Non-citizens
of Indonesia
b. From other banks
Securities
Credit disbursed
Others
provisions/fees
5. Others
Citizens
b. At other banks
Demand Deposit
Time deposits
Savings Deposit
Loans received
Securities
Others
Non-Citizens
Indonesia
b. At other banks
Demand Deposit
Time deposits
Savings Deposit
Loans received
Securities
Others
write-offs
5. Others
G. Current profit
taxes)
13
Tabel 1.11 Laporan Laba / Rugi BUSN Non Devisa

(Non-Foreign Exchange Commercial Banks Income Statement)
2010
Indikator
2005 2006 2007 2008
2009
Sep
Okt
2011
Nov
Des
Jan
Feb
Mar
Indicator
Apr
Mei
Jun
Jul
Ags
Sep
margin
Penduduk
Surat berharga
Lainnya
Bukan penduduk
luar Indonesia
Surat berharga
Lainnya
derivatif
4. Deviden, komisi/
provisi/fee
5. Lainnya
2.471
2.277
4.178
3.823
5.227
4.597
5.854
5.367
7.689
6.912
7.349
6.873
8.379
7.742
9.407
8.714
10.395
9.597
987
925
1.905
1.825
2.938
2.790
3.941
3.739
5.040
4.792
6.092
5.809
7.200
6.860
8.385
7.981
9.601
9.138
2.277
157
116
2.004
136
1.866
2
-
3.823
294
133
3.395
217
3.174
4
-
4.597
303
112
4.181
177
4.004
1
-
5.367
455
134
4.778
263
4.490
25
-
6.912
540
101
6.271
377
5.881
13
0
-
6.873
374
104
6.395
270
6.068
57
-
7.742
436
117
7.189
298
6.822
69
-
8.714
491
129
8.093
327
7.685
82
-
9.597
544
147
8.906
357
8.452
97
-
925
65
21
839
32
793
14
-
1.825
122
36
1.668
53
1.585
29
-
2.790
189
52
2.549
76
2.411
61
-
3.739
259
68
3.412
88
3.244
80
-
4.792
334
86
4.373
117
4.157
99
-
5.809
403
103
5.303
136
5.050
117
-
6.860
471
124
6.264
158
5.965
141
-
7.981
549
145
7.287
177
6.943
167
-
9.138
626
169
8.343
198
7.945
200
-
5
1
18
1
12
1
1
1
0
0
11
1
199
1
326
1
345
1
414
1
31
0
25
0
44
0
47
0
57
0
60
1
75
1
95
1
111
1
Penduduk
Giro
Simpanan berjangka
Tabungan
Surat berharga
Lainnya
Bukan penduduk
diluar Indonesia
Giro
Simpanan berjangka
Tabungan
Surat berharga
Lainnya
derivatif
3. Komisi/provisi
penghapusan
5. Lainnya
C. Laba Operasional
penghasilan )
14
95
92
122
117
121
91
98
107
117
13
27
48
57
58
63
72
81
93
245
495
367
645
186
212
240
267
24
42
77
106
134
164
202
236
270
2.360
1.302
1.302
18
20
1.264
76
1.084
90
3
6
5
-
3.854
2.311
2.311
2
48
2.261
107
2.026
119
4
5
-
4.369
2.264
2.255
2
66
2.187
103
1.928
114
1
32
9
8
-
5.078
2.855
2.850
6
94
2.750
137
2.447
117
1
37
11
5
-
7.307
3.599
3.599
8
107
3.483
75
3.198
137
2
56
16
0
-
6.907
3.052
3.049
2
91
2.955
71
2.615
117
5
141
7
1
-
7.822
3.463
3.460
2
104
3.354
80
2.966
132
5
163
8
1
-
8.638
3.877
3.874
2
118
3.754
89
3.317
144
10
184
9
1
-
9.500
4.308
4.305
2
133
4.170
101
3.675
162
12
208
12
1
-
975
445
445
0
13
431
11
369
19
1
30
2
1
-
1.748
848
846
0
24
822
20
697
38
3
60
5
1
0
2.575
1.289
1.287
0
35
1.252
30
1.057
59
7
91
8
2
-
3.405
1.691
1.689
0
47
1.641
41
1.386
78
13
120
3
3
-
4.362
2.206
2.202
0
60
2.143
53
1.804
103
20
150
13
3
-
5.316
2.663
2.659
0
72
2.587
65
2.173
125
27
183
15
4
-
6.244
3.158
3.154
0
83
3.071
78
2.574
149
34
218
18
4
-
7.252
3.667
3.662
0
92
3.570
91
2.987
176
42
255
20
4
-
8.258
4.183
4.178
0
105
4.073
103
3.405
202
49
290
24
4
-
8
8
-
5
0
5
0
0
0
0
0
0
0
1
1
0
0
2
1
1
0
0
2
0
1
1
0
0
2
1
1
0
2
1
0
0
0
0
1
0
0
1
0
2
0
0
2
0
3
1
0
2
0
3
1
0
2
0
4
1
0
3
0
4
1
0
3
0
4
1
0
3
0
4
1
0
3
0
20
16
13
13
0
11
0
12
0
13
0
14
0
5
0
0
0
0
0
0
0
1
0
1
0
12
0
1
0
1
0
2
1.038
341
1.186
502
1.591
356
1.854
692
3.004
1.083
2.760
1.259
3.087
1.329
3.417
1.367
3.819
137
393
213
687
282
1.004
369
1.343
426
1.729
525
2.116
601
2.483
680
2.904
768
3.305
110
562
445
117
162
324
1.210
1.002
208
531
399
858
1.642
1.509
133
991
765
777
2.180
2.092
88
865
604
383
3.837
3.592
245
628
360
442
3.987
3.860
127
553
268
557
4.484
4.342
141
698
380
768
5.028
4.889
139
907
529
896
5.577
5.424
153
1.050
502
12
699
555
144
155
114
157
1.243
1.073
170
327
241
363
1.846
1.660
187
550
421
536
2.403
2.201
203
739
578
678
3.035
2.816
219
898
694
776
3.726
3.424
302
1.078
826
956
4.348
4.031
317
1.274
972
1.134
5.023
4.702
321
1.455
1.103
1.344
5.761
5.404
357
1.702
1.293
sharing/margin
Citizens
b. From other banks
Securities
Credit disbursed
Others
Non-citizens
of Indonesia
b. From other banks
Securities
Credit disbursed
Others
provisions/fees
5. Others
Citizens
b. At other banks
Demand Deposit
Time deposits
Savings Deposit
Loans received
Securities
Others
Non-Citizens
Indonesia
b. At other banks
Demand Deposit
Time deposits
Savings Deposit
Loans received
Securities
Others
write-offs
5. Others
G. Current profit
taxes)
Tabel 1.12 Laporan Laba / Rugi BPD

(Regional Development Banks Income Statement)
2010
Indikator
2005 2006 2007 2008 2009
Sep
Okt
2011
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
margin
Penduduk
Surat berharga
Lainnya
Bukan penduduk
luar Indonesia
Surat berharga
Lainnya
derivatif
4. Deviden, komisi/
provisi/fee
5. Lainnya
11.594
10.721
17.599
16.293
19.264
17.465
22.606
20.580
25.375
23.082
22.927
20.880
25.741
23.448
28.379
25.810
31.070
28.265
2.535
2.356
5.010
4.655
7.853
7.250
10.691
9.868
13.468
12.402
16.419
15.097
19.444
17.839
22.443
20.547
25.529
23.388
10.719
1.586
1.110
8.022
331
7.684
8
3
-
16.290
4.872
1.866
9.551
422
9.118
11
3
-
17.460
3.912
1.928
11.619
517
11.091
11
5
-
20.578
4.080
1.984
14.514
818
13.680
16
2
-
23.082
2.743
1.987
18.353
837
17.489
26
0
-
20.880
1.717
1.292
17.871
336
17.527
8
0
-
23.447
1.968
1.451
20.028
361
19.657
10
0
-
25.809
2.162
1.579
22.069
382
21.676
10
0
-
28.264
2.363
1.739
24.162
405
23.733
24
1
-
2.356
170
145
2.041
23
2.017
1
0
-
4.654
369
269
4.017
46
3.969
1
0
-
7.250
634
407
6.210
71
6.137
2
0
-
9.868
916
548
8.404
90
8.270
44
0
-
12.402
1.206
715
10.481
108
10.369
3
1
0
15.097
1.497
892
12.708
126
12.576
6
0
-
17.839
1.780
1.072
14.987
156
14.824
7
0
-
20.547
2.042
1.237
17.268
193
17.066
9
0
-
23.388
2.263
1.397
19.727
208
19.509
10
0
-
3
57
1
3
193
-
5
257
4
2
273
10
0
205
23
0
261
17
0
304
19
0
335
20
1
336
20
0
2
1
0
4
2
0
33
4
0
40
6
0
41
8
0
42
9
0
48
10
0
59
48
0
78
52
423
540
684
912
1.381
743
809
893
980
69
136
217
301
391
468
549
622
687
392
573
854
832
684
1.025
1.162
1.321
1.469
107
213
349
477
625
803
997
1.167
1.323
Penduduk
Giro
Simpanan berjangka
Tabungan
Surat berharga
Lainnya
Bukan penduduk
diluar Indonesia
Giro
Simpanan berjangka
Tabungan
Surat berharga
Lainnya
derivatif
3. Komisi/provisi
penghapusan
5. Lainnya
8.776
3.715
3.715
18
126
3.571
1.070
1.413
658
47
328
55
1
-
13.403
6.906
6.906
15
256
6.635
2.061
3.359
818
95
274
28
-
14.652
7.086
7.085
23
370
6.692
2.282
3.159
936
70
241
4
1
-
16.510
7.223
7.203
13
452
6.737
2.212
3.112
1.084
70
250
9
18
-
18.687
8.677
8.675
8
539
8.129
2.292
4.348
1.203
77
201
8
0
0
16.981
7.154
7.153
3
453
6.697
1.536
3.960
991
50
126
34
0
-
19.019
8.068
8.068
3
502
7.563
1.715
4.504
1.110
52
144
38
0
-
21.155
8.939
8.938
3
547
8.388
1.865
5.039
1.228
54
162
39
0
-
24.125
9.844
9.840
4
604
9.233
2.021
5.544
1.365
69
193
42
0
0
1.819
854
854
0
65
789
143
492
140
3
10
1
-
3.636
1.688
1.687
1
125
1.562
292
966
263
6
31
5
0
-
5.631
2.690
2.690
1
193
2.496
477
1.523
389
20
50
38
0
-
7.932
3.662
3.662
2
262
3.397
660
2.086
519
23
69
41
0
0
10.259
4.675
4.675
3
342
4.330
851
2.675
646
26
88
44
0
-
12.601
5.708
5.708
3
416
5.289
1.051
3.261
778
39
113
47
0
-
15.074
6.806
6.806
3
499
6.303
1.261
3.881
914
43
153
51
0
-
17.765
7.883
7.883
4
578
7.302
1.443
4.503
1.051
48
204
53
0
-
20.015
8.948
8.948
5
655
8.288
1.627
5.118
1.189
60
240
55
0
-
1
1
-
1
6
18
3
12
3
2
0
0
0
0
2
0
0
0
1
1
0
0
1
1
0
0
1
1
0
0
0
4
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
0
0
0
0
0
39
0
0
0
0
0
43
16
-
12
1.327
15
1.290
11
1.505
3
1.824
16
2.616
20
2.966
22
3.311
28
3.696
3
277
4
521
8
724
9
1.148
11
1.562
14
1.917
16
2.235
19
2.664
23
2.888
5.045
5.157
6.255
7.771
8.182
7.194
7.964
8.882
10.556
685
1.424
2.209
3.112
4.011
4.961
6.017
7.160
8.112
C. Laba Operasional
penghasilan )
2.818
3.215
3.026
189
2.738
4.197
6.193
5.833
360
4.557
3.908
4.612
6.889
6.346
543
5.155
4.530
6.096
7.436
6.963
473
6.569
5.751
6.688
9.362
8.651
710
7.399
6.488
5.947
8.239
6.881
1.356
7.300
6.426
6.722
9.287
7.786
1.501
8.223
7.081
7.224
10.133
8.548
1.585
8.809
7.489
6.945
11.495
9.632
1.863
8.805
7.511
716
969
842
127
843
661
1.374
1.787
1.638
149
1.523
1.320
2.223
2.786
2.546
240
2.463
2.142
2.760
3.869
3.449
421
3.180
2.776
3.209
5.133
4.358
775
3.968
3.420
3.818
6.412
5.404
1.007
4.803
4.141
4.370
7.644
6.387
1.257
5.601
4.836
4.678
8.769
7.217
1.552
6.116
5.249
5.515
9.958
8.278
1.680
7.197
6.169
Indicator
sharing/margin
Citizens
b. From other banks
Securities
Credit disbursed
Others
Non-citizens
of Indonesia
b. From other banks
Securities
Credit disbursed
Others
provisions/fees
5. Others
Citizens
b. At other banks
Demand Deposit
Time deposits
Savings Deposit
Loans received
Securities
Others
Non-Citizens
Indonesia
b. At other banks
Demand Deposit
Time deposits
Savings Deposit
Loans received
Securities
Others
write-offs
5. Others
G. Current profit
taxes)
15
Tabel 1.13 Laporan Laba / Rugi Bank Campuran

(Joint Venture Banks Income Statement)
2010
Indikator
2005 2006 2007 2008
2009
Sep
Okt
2011
Nov
Des
Jan
Febr)
Mar
Apr
Mei
Jun
Jul
Ags
Sep
margin
Penduduk
Surat berharga
Lainnya
Bukan penduduk
luar Indonesia
Surat berharga
Lainnya
derivatif
4. Deviden, komisi/
provisi/fee
5. Lainnya
6.043
4.307
7.860
5.680
9.528
6.354
14.681
7.894
15.772
10.128
10.917
6.755
11.882
7.484
12.974
8.260
14.661
9.098
1.878
841
2.493
1.548
4.617
2.373
5.673
3.188
8.122
4.022
8.523
4.866
10.294
5.758
12.183
6.609
14.042
7.498
4.132
675
243
3.214
269
2.766
180
175
-
5.391
796
354
4.241
358
3.777
107
289
-
6.091
1.028
261
4.801
316
4.318
168
263
-
7.751
955
435
6.361
427
5.902
32
144
-
10.073
1.318
409
8.347
683
7.472
191
55
0
6.642
858
162
5.623
392
5.177
53
113
-
7.360
915
184
6.261
432
5.768
61
125
-
8.128
997
207
6.924
467
6.388
69
133
-
8.955
1.085
231
7.639
515
7.047
76
143
-
832
89
26
717
48
658
10
9
-
1.529
146
47
1.336
73
1.246
17
19
-
2.342
228
84
2.031
133
1.874
25
31
-
3.149
302
117
2.730
179
2.520
31
39
-
3.977
383
149
3.444
217
3.189
38
46
-
4.808
460
178
4.171
262
3.864
45
57
-
5.693
542
223
4.928
307
4.573
48
65
-
6.534
621
263
5.650
345
5.251
55
75
-
7.415
693
305
6.418
387
5.975
56
83
-
174
1
1
8
996
288
1
1
8
1.296
243
20
2
18
24
1.931
141
3
3
50
5.504
43
11
7
3
2
87
3.886
110
2
2
0
296
2.590
121
4
2
2
269
2.711
130
2
2
0
304
2.825
140
2
2
0
290
3.503
9
0
0
3
875
19
0
0
6
653
31
0
0
57
1.715
39
0
0
85
1.778
46
0
0
111
3.202
57
0
0
123
2.560
65
0
0
174
3.240
75
0
0
199
4.070
83
0
0
216
4.899
631
688
1.083
1.137
1.463
1.207
1.341
1.498
1.663
135
254
432
577
732
907
1.053
1.231
1.349
101
187
135
96
207
68
77
86
107
24
32
39
45
55
67
69
74
80
B. Bebanoperasional
Penduduk
Giro
Simpanan berjangka
Tabungan
Surat berharga
Lainnya
Bukan penduduk
diluar Indonesia
Giro
Simpanan berjangka
Tabungan
Surat berharga
Lainnya
derivatif
3. Komisi/provisi
penghapusan
5. Lainnya
4.403
1.901
1.632
1
329
1.302
151
1.077
12
1
61
269
-
6.213
2.797
2.527
2
501
2.024
166
1.700
36
17
8
97
271
-
7.601
3.004
2.619
2
435
2.183
129
1.896
61
10
86
385
22
12.268
3.863
3.489
4
394
3.091
177
2.709
84
8
112
374
18
13.328
4.914
4.658
4
253
4.400
174
3.888
174
3
12
148
257
12
9.192
2.804
2.721
0
181
2.540
129
2.150
130
9
122
83
7
9.824
3.059
2.966
0
189
2.777
145
2.389
144
9
89
93
7
10.737
3.394
3.292
0
208
3.084
159
2.654
158
10
103
102
7
12.328
3.711
3.598
0
233
3.365
173
2.895
173
12
112
113
7
1.769
309
299
0
17
282
13
241
16
2
9
11
0
2.163
567
549
0
26
523
26
445
31
5
17
18
-
4.029
878
848
3
38
807
43
683
48
7
27
30
-
4.872
1.180
1.139
3
50
1.086
62
916
64
9
36
41
-
7.138
1.496
1.444
3
65
1.376
79
1.159
83
10
45
52
-
7.319
1.826
1.761
3
77
1.681
95
1.408
102
11
64
65
-
9.112
2.150
2.074
3
90
1.981
114
1.666
124
13
64
76
-
10.751
2.481
2.388
3
105
2.280
131
1.918
145
14
72
93
-
12.385
2.827
2.718
3
122
2.592
149
2.172
167
16
88
109
-
242
27
3
22
1
2
619
228
42
4
34
1
3
954
325
38
11
24
3
1.673
319
37
12
24
1
4.542
175
70
9
43
1
18
3.279
68
8
3
4
1
0
2.135
77
9
3
5
1
0
0
2.191
85
10
4
6
1
0
0
2.228
95
11
4
6
1
0
0
2.864
9
1
0
1
0
0
0
847
28
2
0
2
0
0
1.570
37
3
1
3
0
0
1.586
47
5
1
4
0
0
2.925
58
6
1
5
0
0
2.258
69
7
1
6
0
0
2.906
82
11
1
9
1
0
3.726
95
14
1
12
1
0
4.512
57
-
85
902
134
769
203
1.077
288
1.377
233
1.146
256
1.200
280
1.347
304
1.486
27
183
17
1
0
1
0
0
563
49
259
93
429
111
583
137
820
144
948
175
1.328
241
1.380
233
1.551
1.826
1.476
2.021
2.584
3.469
2.875
3.119
3.487
3.964
403
725
1.060
1.412
1.761
2.143
2.554
2.924
3.263
C.
D.
E.
F.
G.
H.
1.640
640
267
373
1.370
1.647
843
305
538
2.185
1.561
1.927
773
296
478
2.405
1.656
2.412
1.100
611
489
2.901
2.026
2.444
2.340
1.717
623
3.067
2.129
1.724
1.134
788
346
2.071
1.531
2.058
1.294
928
365
2.424
1.770
2.237
1.442
1.061
381
2.618
1.921
2.333
1.663
1.248
415
2.748
2.063
109
372
184
188
297
208
329
522
345
178
507
333
587
766
538
229
816
604
801
1.002
736
265
1.066
800
984
1.135
892
244
1.228
920
1.204
1.330
1.073
257
1.461
1.120
1.181
1.635
1.302
333
1.514
1.167
1.431
1.890
1.509
381
1.812
1.378
1.657
2.267
1.674
593
2.250
1.696
Laba Operasional
Pendapatannon-operasional
Bebannonoperasional
Labanonoperasional
Laba tahun berjalan
Laba ( setelah taksiran pajak
penghasilan)
Ket : r) Revisi
16
Indicator
A. OperationsIncome
sharing/margin
Citizens
b. From other banks
Securities
Credit disbursed
Others
Non-citizens
of Indonesia
b. From other banks
Securities
Credit disbursed
Others
provisions/fees
5. Others
B. OperationsExpenses
Citizens
b. At other banks
Demand Deposit
Time deposits
Savings Deposit
Loans received
Securities
Others
Non-Citizens
Indonesia
b. At other banks
Demand Deposit
Time deposits
Savings Deposit
Loans received
Securities
Others
write-offs
5. Others
C. OperationsProfit
D. Non-OperationsIncome
E. Non-OperationsExpenses
G. Current profit
taxes)
Note : r) Revised
Tabel 1.14 Laporan Laba / Rugi Bank Asing

(Foreign Owned Banks Income Statement)
2010
Indikator
2005 2006 2007 2008 2009
Sep
Okt
2011
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
margin
Penduduk
Surat berharga
Lainnya
Bukan penduduk
luar Indonesia
Surat berharga
Lainnya
derivatif
4. Deviden, komisi/
provisi/fee
5. Lainnya
20.704
10.905
28.786
14.509
29.119
14.736
35.132
16.171
31.486
14.872
28.500
9.771
32.143
10.926
34.382
12.014
37.173
13.121
4.537
1.166
7.380
2.151
10.830
3.261
14.627
4.247
16.540
5.497
19.199
6.602
22.721
7.682
25.492
8.849
29.154
10.053
10.243
726
1.608
7.908
1.399
6.093
417
662
8
13.677
1.270
1.226
11.181
2.231
8.930
20
832
50
13.930
1.786
1.133
11.011
1.787
9.155
70
806
89
15.582
1.695
1.279
12.608
2.065
10.212
331
589
88
14.716
1.644
664
12.409
2.068
10.332
8
155
12
9.669
1.287
429
7.953
1.119
6.813
20
102
17
10.811
1.473
602
8.736
1.153
7.559
25
115
21
11.888
1.697
673
9.518
1.225
8.266
26
126
24
12.929
1.905
757
10.268
1.243
8.963
61
192
28
1.151
220
112
820
65
739
15
15
4
2.122
408
157
1.558
114
1.425
20
29
6
3.218
624
253
2.341
149
2.165
27
43
9
4.187
776
360
3.052
216
2.800
35
60
11
5.426
1.036
407
3.983
252
3.690
41
71
13
6.517
1.316
474
4.727
290
4.413
24
85
15
7.582
1.569
472
5.541
321
5.166
54
100
16
8.734
1.829
549
6.356
354
5.940
61
114
17
9.924
2.076
639
7.208
421
6.708
80
129
18
644
11
11
195
6.618
754
28
28
2.334
8.395
701
17
16
1.302
8.665
401
100
10
0
90
1.022
13.199
137
7
7
0
1.386
10.402
83
3
3
0
1.926
13.052
91
3
3
0
2.215
14.887
99
4
4
0
2.221
15.619
107
57
4
53
0
2.340
16.744
7
5
0
4
301
2.512
13
9
1
9
555
3.800
20
14
1
13
659
5.598
29
19
2
17
936
7.642
33
24
2
22
916
8.069
39
31
3
27
1.095
8.983
46
38
5
33
1.437
10.657
51
46
7
39
1.446
11.780
58
53
9
44
1.747
13.550
2.814
3.308
3.951
4.280
4.270
3.638
4.027
4.432
4.799
391
819
1.254
1.719
1.976
2.414
2.821
3.260
3.623
171
240
464
460
557
114
88
96
168
167
54
58
84
82
106
123
157
181
Penduduk
Giro
Simpanan berjangka
Tabungan
Surat berharga
Lainnya
Bukan penduduk
diluar Indonesia
Giro
Simpanan berjangka
Tabungan
Surat berharga
Lainnya
derivatif
3. Komisi/provisi
penghapusan
5. Lainnya
17.545
4.805
4.296
3
953
3.340
360
2.354
80
197
349
507
433
23.370
7.015
6.189
6
1.553
4.630
314
3.776
113
321
106
826
678
23.289
6.210
5.537
3
1.349
4.186
464
3.156
94
392
79
673
551
29.292
6.425
5.747
32
1.171
4.545
675
3.416
273
0
22
160
677
534
24.805
5.307
4.848
186
821
3.841
391
3.153
153
75
67
459
422
25.217
3.390
3.142
0
595
2.546
322
1.718
158
317
31
248
201
28.340
3.917
3.587
0
786
2.800
365
1.839
169
396
31
330
225
30.714
4.196
3.891
0
810
3.081
407
2.056
184
0
401
32
305
248
32.939
4.663
4.292
0
891
3.401
448
2.210
198
1
390
154
371
272
4.256
455
423
71
353
42
168
14
0
116
11
32
24
6.611
653
594
139
455
86
322
26
1
20
60
45
9.380
1.021
930
234
696
128
500
39
0
1
28
91
69
12.767
1.361
1.237
289
949
174
682
53
0
1
39
124
94
14.415
1.709
1.552
0
328
1.224
230
874
66
0
2
52
158
121
16.789
2.068
1.875
0
385
1.490
292
1.057
79
0
3
60
192
149
20.043
2.340
2.110
1
348
1.761
350
1.241
93
0
3
74
230
177
21.865
2.691
2.421
1
398
2.022
382
1.447
106
0
4
84
270
205
24.626
3.075
2.761
1
472
2.289
430
1.630
117
0
4
107
314
239
43
32
4
11
17
1
5.386
121
26
13
12
1
1
7.690
90
32
25
5
2
7.430
39
104
10
93
1
9.535
21
16
4
12
0
7.183
25
22
5
16
1
11.695
28
77
6
70
1
13.486
31
26
7
18
1
14.152
35
64
12
51
1
0
15.103
2
6
3
3
0
2.291
4
11
5
6
0
3.505
6
16
7
8
0
5.079
8
22
10
12
0
7.099
10
27
12
14
0
7.467
12
31
15
16
0
8.392
15
38
18
19
1
9.971
20
45
22
23
1
10.884
23
52
25
27
1
12.266
303
-
392
2.383
485
2.063
752
3.497
532
3.598
561
3.362
619
3.620
683
4.268
646
4.277
55
218
101
403
153
608
214
824
270
1.082
324
1.282
380
1.457
438
1.479
506
1.643
7.049
5.890
7.101
9.083
8.185
6.210
6.698
7.415
8.249
1.237
1.948
2.520
3.269
3.887
4.723
5.894
6.373
7.136
3.159
1.447
733
714
1.971
5.416
2.124
1.072
1.052
6.468
3.000
5.830
1.877
1.326
550
6.380
2.998
5.841
5.710
3.783
1.927
7.767
4.257
6.680
6.823
5.687
1.136
7.816
3.983
3.283
2.307
279
2.029
5.256
2.989
3.803
2.518
296
2.222
5.962
3.427
3.668
2.768
235
2.533
6.142
3.479
4.234
2.798
299
2.499
6.660
3.907
282
300
32
268
545
415
769
485
263
222
982
681
1.450
839
462
377
1.813
1.378
1.861
1.234
776
459
2.301
1.604
2.125
714
133
581
2.682
1.819
2.411
1.550
771
779
3.161
2.074
2.678
2.216
915
1.301
3.944
2.327
3.626
2.006
868
1.138
4.724
2.944
4.528
2.012
357
1.655
6.138
3.811
C. Laba Operasional
penghasilan )
Indicator
sharing/margin
Citizens
b. From other banks
Securities
Credit disbursed
Others
Non-citizens
of Indonesia
b. From other banks
Securities
Credit disbursed
Others
provisions/fees
5. Others
Citizens
b. At other banks
Demand Deposit
Time deposits
Savings Deposit
Loans received
Securities
Others
Non-Citizens
Indonesia
b. At other banks
Demand Deposit
Time deposits
Savings Deposit
Loans received
Securities
Others
write-offs
5. Others
G. Current profit
taxes)
17
Tabel 1.15 Rekening Administratif Bank Umum

(Commercial Banks Off-Balance Sheet)
2010
Indikator
Tagihan Komitmen
- Fasilitas pinjaman yang
belum ditarik
- Posisi pembelian spot
yang masih berjalan
- Lainnya
2005 2006 2007 2008 2009
Sep
Des
Jan
17.440
5.559
33.963 20.983 21.650 128.541 116.053 150.618 131.215 131.024

7.496 5.246 6.321 5.798 7.071 8.610 8.629 8.836
4.300
9.997
20.181 10.910 13.641 120.667 106.662 139.510 120.109 120.010
1.305
1.884
6.286
4.828
1.688
2.076
2.319
2.498
2.478
2.177
769.907 813.673 794.241 871.665

551.385 553.395 554.709 603.045
3.524
5.768
6.486
6.264
49.447 53.106 49.967 48.243

165.061 200.714 182.155 213.160
490
691
924
954
84.730 119.740 221.486 139.047 146.860 155.413 155.336 160.947 163.053

68.627 102.454 138.537 115.923 121.392 129.550 129.073 136.529 138.373
15.460 15.383 69.873 15.498 24.148 24.482 25.057 23.292 23.529
Tagihan Kontinjensi
- Garansi yang diterima
- Pendapatan bunga dalam
penyelesaian
- Lainnya
71.292
58.770
11.149
1.373
643
Kewajiban Kontijensi
- Garansi yang diberikan
- Lainnya
38.277
37.482
795
44.659
43.755
904
18
Nov
10.638
5.034
Kewajiban Komitmen
177.816 198.826 272.594 296.167 374.255 771.300
- Fasilitas kredit kepada
151.987 162.988 208.338 247.673 323.716 530.414
nasabah yang belum
ditarik
353
515
765
872
803 4.584
bank lain yang belum
ditarik
- Irrevocable L/C yang
18.824 23.955 42.019 31.744 37.177 46.787
masih berjalan
- Posisi penjualan spot yang
4.070
8.390 15.724 10.165 11.382 188.974
masih berjalan
- Lainnya
2.581
2.978
5.748 5.713 1.177
542
Lainnya
- Penerusan Kredit
- Aktiva produktif yang
dihapus bukukan
Okt
2011
1.903 13.075
7.626
1.320
1.381
1.206
1.127
1.151
77.430 123.784 101.455 105.980 109.043 110.952 117.228 112.098

74.397 109.488 99.985 104.770 107.765 109.726 116.029 110.747
3.032 14.296 1.470 1.210 1.278 1.226 1.199 1.351
163.993 166.370 199.082 148.821 135.192 140.624 141.154 144.102 146.144 145.903
34.517 40.719 43.675 45.965 32.896 30.096 30.158 29.733 30.173 30.062
129.476 125.650 155.407 102.856 102.296 110.528 110.995 114.369 115.970 115.841
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Indicator
131.733 151.598 151.802 169.706 170.304 177.335 169.445 184.905 Claim Commitments
8.701 8.699 10.219 15.275 15.394 18.841 17.170 14.143 - Not yet withdrawn loan
facilities
120.866 140.466 139.070 151.881 152.480 156.039 149.353 166.730 - Current spot
purchases
2.166 2.433 2.513
2.550 2.430 2.455 2.922 4.031 - Others
861.379 908.941 870.389 851.260 880.256 894.043 902.159 907.712 Liabilities Commitments
587.496 623.224 576.973 589.455 614.149 623.272 630.782 623.290 - Client credit facilities
that are not yet
withdrawn
4.442 4.447 3.150
3.603 2.837 2.816 2.088 2.193 - Other bank credit
facilities that are not yet
withdrawn
50.933 54.110 55.194 53.288 51.891 53.551 59.601 62.618 - Current Irrevocable
L/C
217.697 226.475 234.225 204.329 206.438 213.286 209.174 218.826 - Current spot sales
812
685
847
585
4.941
1.118
513
785
- Others
163.377 167.630 164.446 168.680 166.615 166.388 170.791 174.835 Claim Contingency
138.478 143.931 140.465 144.354 142.107 140.043 144.007 147.769 - Guarantees received
23.721 22.493 22.761 22.982 23.195 25.005 25.427 25.685 - Adjusted interest
income
1.178 1.205 1.220
1.344 1.314 1.339 1.356 1.381 - Others
111.366 114.754 116.649 116.747 119.151 117.639 121.822 127.826 Liabilities Contingency
109.896 113.271 115.223 115.327 117.791 116.387 120.299 125.937 - Guarantees issued
1.470 1.483 1.426
1.420 1.360 1.253 1.522 1.890 - Others
147.218 148.344 147.039 147.727 148.740 146.130 147.418 149.695 Others
30.032 29.377 29.065 29.171 28.955 28.730 29.238 29.355 - Channelling Credit
117.186 118.967 117.974 118.556 119.784 117.400 118.180 120.339 - Written-off Earning
assets
Tabel 1.16 Rekening Administratif Bank Persero

(State Owned Banks Off-Balance Sheet)
2010
Indikator
Tagihan Komitmen
belum ditarik
yang masih berjalan
- Lainnya
2005 2006 2007 2008
2009
2011
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
464
0
1.870
841
2.580
175
497
188
36
0
7.511
146
6.727
146
5.871
185
7.481
199
7.562 10.086
294
297
11.074
301
8.926 10.436 16.849

307
373 2.030
16.056 19.472 23.513

2.013 2.015
312
30
235
2.023
154
36
6.740
5.957
5.061
6.657
6.643
9.164
10.148
7.996
13.420 16.832 22.575
434
794
382
155
625
625
625
625
625
624
624
623
Kewajiban Komitmen
nasabah yang belum
ditarik
ditarik
masih berjalan
masih berjalan
- Lainnya
50.033 59.736 79.368

39.557 47.703 58.652
97.045
79.791
150.680
130.405
170.862
141.737
176.052 176.933 168.046 187.893 179.543

151.041 145.240 139.200 162.834 152.453
182.812
153.345
384
494
269
170
9.248 11.334 20.165
16.735
19.995
23.916
257
260
220
208
130
9.440 14.195
623
623
182.294 175.120 193.700

154.103 151.740 159.888
176
167
117
187.220 199.643 207.036

157.149 164.586 163.932
149
24.095 24.692 20.266 19.345
18.629
20.486
21.616 21.058 20.741
22.138 22.695 25.848

7.751 12.190 17.067
155
11
5.032
688
6.785
8.442
5.517
8.299
8.824
6.390
2.148 8.640
941
205
13
14
8 4.314
Tagihan Kontinjensi
penyelesaian
- Lainnya
11.109 14.544 14.492

2.796 2.728 2.430
7.763 11.578 10.944
70.167
3.279
65.584
21.904
4.090
10.527
23.761
4.275
18.545
24.079 24.474 24.076 24.504 24.917

4.371 4.475 4.937 5.012 5.194
18.713 18.998 18.224 18.561 18.764
24.438
5.993
17.461
1.118
1.304
7.286
941
- Lainnya
16.683 17.235 22.386

16.577 17.101 22.355
106
134
31
30.699
30.305
393
34.918
34.666
252
114.513 109.163 139.519 124.429

29.670 35.775 38.318 40.616
84.842 73.389 101.201 83.813
106.712
27.403
79.309
Lainnya
- Penerusan Kredit
dihapus bukukan
625
155
233
238
625
189
30
550
623
995
1.001
915
24.778 26.822 26.814

6.190 8.023 7.810
17.596 17.774 17.930
992
1.026 1.075
176
166
182
28.815 29.374 29.603

7.974 8.218 8.153
19.760 20.045 20.321
1.081
1.111
1.129
Indicator
Claim Commitments
- Not yet withdrawn loan
facilities
- Current spot
purchases
- Others
Liabilities Commitments
- Client credit facilities
that are not yet
withdrawn
- Other bank credit
withdrawn
- Current Irrevocable
L/C
- Current spot sales
- Others
Claim Contingency
- Guarantees received
- Adjusted interest
income
- Others
931
958
984
34.095
33.988
107
35.036 35.922 39.794 36.922

34.970 35.855 39.722 36.819
66
67
72
103
37.570
37.380
191
38.985
38.577
408
39.561 39.610 40.208

39.217 39.290 39.902
344
319
305
39.851 42.030 43.961

39.761 41.888 43.621
89
143
340
Liabilities Contingency
- Guarantees issued
- Others
109.136
27.083
82.053
109.053 108.996 112.091 111.532 109.975

27.170 26.681 26.948 26.840 26.462
81.883 82.315 85.143 84.692 83.512
110.383
26.119
84.265
109.871 109.745 110.567

26.061 25.839 26.025
83.810 83.905 84.541
110.086 110.217 112.276

25.849 25.995 26.323
84.237 84.221 85.953
Others
- Channelling Credit
- Written-off Earning
assets
19
Tabel 1.17 Rekening Administratif BUSN Devisa

(Foreign Exchange Commercial Banks Off-Balance Sheet)
2010
Indikator
Tagihan Komitmen
belum ditarik
yang masih berjalan
- Lainnya
2005 2006 2007 2008 2009
Sep
Okt
2011
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
2.149
18
5.081 11.644
2.206 1.127
7.199
654
5.332
141
48.413 43.613 53.005 44.148

388
351
364
182
47.868 53.885 59.456

431
427
430
57.374 56.387
437
429
61.684
724
61.806 53.500
484
500
1.535
2.346
5.016
1.972
4.101
47.720 42.370 51.786 42.830
46.618 52.622 57.984
55.791 54.697
59.705
60.181 51.727
596
529
5.501
4.573
1.089
1.261
1.256
1.141
78.586 116.802 127.426

68.281 93.638 110.519
132.078
118.457
308.285 310.554
224.877 229.127
314.243
230.512
321.661 332.642
238.439 256.313
1.661
1.536
1.602
Kewajiban Komitmen
nasabah yang belum
ditarik
ditarik
masih berjalan
masih berjalan
- Lainnya
64.526
57.653
511
891
855
930
261.087 265.743 277.801 276.731

194.703 203.204 204.308 212.273
1.562
1.552
1.431
836
1.042
296.636 301.422 318.320

227.226 223.914 235.474
1.498
1.446
1.538
1.147
1.510
1.272
1.418
Indicator
64.772 Claim Commitments

330
facilities
- Current spot
62.474
purchases
1.968 - Others
346.535 Liabilities Commitments
258.616
that are not yet
withdrawn
1.540 - Other bank credit
withdrawn
22.780
L/C
63.319
94
246
366
358
486
4.495
7.137
12.666
8.968
9.347
14.731 15.831 17.484 18.506
17.954 20.914 21.545
20.734 20.449
19.417
19.556 21.623
1.743
1.487
4.877
2.255
2.735
49.911 44.789 53.895 43.735
49.148 54.471 59.228
60.500 58.898
62.393
61.764 53.047
541
1.435
5.256
5.326
1.054
337
357
562
787
810
677
535
664
418
385
300
242
Tagihan Kontinjensi
penyelesaian
- Lainnya
2.575
711
1.273
2.086
273
1.694
3.216 15.110
565
920
2.047 2.628
3.787
690
3.008
4.175
471
3.614
7.757
4.057
3.607
4.305
594
3.622
5.081
1.527
3.464
5.107
1.531
3.485
7.689
4.043
3.556
7.796
4.095
3.611
7.919
4.080
3.747
7.892
4.057
3.745
8.005
4.221
3.689
7.612
3.894
3.627
7.073
3.296
3.684
590
119
605 11.561
90
90
93
89
90
90
90
90
92
90
94
92
94
- Lainnya
6.571
5.964
607
8.940
8.202
738
17.381 32.307
14.400 18.422
2.981 13.885
18.531
17.392
1.139
22.127 23.300 23.443 24.355

21.047 22.107 22.306 23.253
1.081 1.192 1.137 1.103
24.090 25.430 25.539

22.882 24.189 24.501
1.208 1.241 1.038
25.765 25.380
24.727 24.382
1.038
998
26.163
25.152
1.011
25.133 25.798
24.014 24.467
1.118 1.331
27.070 Liabilities Contingency

- Guarantees issued
25.560
1.510 - Others
Lainnya
- Penerusan Kredit
dihapus bukukan
42.802
2.822
39.980
48.860
2.869
45.991
50.754 15.274
2.883 2.854
47.870 12.420
18.480
2.879
15.601
21.353 21.559 21.614 22.650

680
712
680
705
20.648 20.847 20.934 21.969
22.783 22.874 22.965

676
671
668
22.107 22.203 22.298
23.137 23.420
664
657
22.473 22.763
23.784
650
23.134
21.698 22.335
646
645
21.052 21.690
22.736 Others
642
22.093
assets
20
1.406
818
Sep
281
- Others
7.093 Claim Contingency

3.323 - Guarantees received
3.678 - Adjusted interest
income
- Others
91
Tabel 1.18 Rekening Administratif BUSN Non Devisa

(Non-Foreign Exchange Commercial Banks Off-Balance Sheet)
2010
Indikator
2005 2006 2007 2008
2009
Sep
Okt
2011
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
30
9
40
9
83
9
75
0
62
0
288
223
288
223
65
0
65
0
64
0
60
40
60
40
58
50
69
50
71
50
72
50
77
50
72
50
12
21
32
74
75
62
64
64
65
65
64
20
20
21
22
27
22
Kewajiban Komitmen
nasabah yang belum
ditarik
ditarik
masih berjalan
masih berjalan
- Lainnya
1.836
1.806
1.666
1.618
1.882
1.853
1.966
1.926
2.232
2.197
2.220
2.152
2.723
2.653
2.284
2.217
2.305
2.242
2.371
2.303
2.297
2.245
2.341
2.292
2.398
2.359
2.377
2.333
2.576
2.520
2.524
2.470
2.381
2.308
2.605
2.547
10
36
35
26
27
32
25
23
24
24
32
26
24
33
27
44
25
34
25
32
35
41
36
36
28
26
16
20
25
28
50
26
Tagihan Kontinjensi
penyelesaian
- Lainnya
194
179
202
177
156
147
100
95
137
1
136
216
1
213
221
1
218
967
1
966
226
1
226
231
1
227
240
1
239
230
1
229
166
1
163
267
1
182
263
0
261
286
0
285
261
0
261
263
0
261
15
25
84
- Lainnya
124
117
7
103
95
8
127
112
16
120
107
12
194
121
73
157
141
16
150
132
18
157
136
21
180
158
22
168
134
33
189
157
31
199
169
31
211
173
38
267
170
96
225
189
35
202
165
37
208
167
41
205
168
37
Lainnya
- Penerusan Kredit
dihapus bukukan
598
42
556
590
41
549
637
41
596
530
39
491
710
21
689
888
65
823
916
65
851
951
65
886
955
65
890
990
53
936
1.038
63
974
1.094
63
1.031
1.099
63
1.036
1.138
63
1.075
1.196
63
1.132
1.181
63
1.117
1.217
63
1.153
1.214
86
1.129
Tagihan Komitmen
belum ditarik
yang masih berjalan
- Lainnya
Indicator
Claim Commitments
facilities
- Current spot
purchases
- Others
that are not yet
withdrawn
- Other bank credit
withdrawn
L/C
- Others
Claim Contingency
- Adjusted interest
income
- Others
- Guarantees issued
- Others
Others
assets
21
Tabel 1.19 Rekening Administratif BPD

(Regional Development Banks Off-Balance Sheet)
2010
Indikator
Tagihan Komitmen
belum ditarik
yang masih berjalan
- Lainnya
2005 2006 2007 2008 2009

42
16
28
10
2011
Indicator
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
336
21
35
15
515
9
732
18
675
11
689
11
657
55
621
11
609
11
652
10
1.890
9
1.869
9
1.851
11
509
6
2.204
5
2.277
6
11
1.299
1.293
1.339
20
1.293
1.310
667
602
610
597
640
583
567
501
483
905
961
12.988 12.593
12.261 11.889
13.319
12.603
13.308
12.627
13.171
12.458
12.968
12.281
13.098
12.454
13.970 14.364 14.420

13.313 13.764 13.452
14.620
13.571
Claim Commitments
facilities
- Current spot
purchases
- Others
26
18
315
20
507
715
665
Kewajiban Komitmen
nasabah yang belum
ditarik
ditarik
masih berjalan
masih berjalan
- Lainnya
1.677
1.625
2.208
2.136
3.820
3.426
6.799
6.548
11.276
10.865
11.431
10.672
11.824
11.113
12
14
28
28
38
41
41
57
58
59
60
55
42
47
39
48
18
25
13
320
655
607
632
582
570
540
584
546
532
500
462
915
930
46
13
50
50
356
224
64
77
66
54
80
88
82
70
77
57
69
78
13
72
Tagihan Kontinjensi
penyelesaian
- Lainnya
479
2
333
624
2
465
599
56
496
876
345
463
2.066
1.389
591
830
75
656
844
103
642
981
226
653
873
168
598
1.079
329
637
1.565
785
664
1.635
821
696
1.781
921
740
1.794
913
753
1.974
1.062
784
2.016
1.072
794
2.088
1.076
879
2.027
1.043
845
145
157
47
68
87
99
99
102
108
113
116
119
120
129
127
149
133
140
- Lainnya
1.523
1.451
72
2.856
2.833
23
5.788
5.783
5
9.198
9.193
5
10.666
10.660
6
10.556
10.550
5
10.909
10.908
1
11.325 11.258
11.324 11.257
1
1
10.286
10.280
6
10.361
10.355
6
10.555
10.548
6
10.734
10.728
6
10.849
10.843
6
10.905 10.823 11.376

10.899 10.817 11.369
6
6
7
11.349
11.348
1
- Guarantees issued
- Others
Lainnya
- Penerusan Kredit
dihapus bukukan
4.433
1.982
2.451
4.807
2.035
2.772
5.112
2.280
2.832
5.257
2.389
2.868
5.432
2.593
2.840
4.629
2.243
2.385
4.580
2.212
2.369
5.235
2.492
2.743
5.602
2.835
2.768
6.084
2.527
3.556
5.033
2.276
2.757
5.391
2.611
2.780
5.144
2.304
2.840
Others
assets
22
4.676
2.308
2.368
5.179
2.479
2.700
5.029
2.217
2.812
4.956
2.172
2.784
5.303
2.534
2.769
that are not yet
withdrawn
- Other bank credit
withdrawn
L/C
- Others
Claim Contingency
- Adjusted interest
income
- Others
Tabel 1.20 Rekening Administratif Bank Campuran

(Joint Venture Banks Off-Balance Sheet)
2010
Indikator
Tagihan Komitmen
belum ditarik
yang masih berjalan
- Lainnya
2005 2006 2007 2008

5.811
4.991
2009
2011
Indicator
Sep
Okt
Des
Nov
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
5.006 10.730
2.494
6.163
5.617
4.389
5.262 34.014 31.223 33.801

3.823 2.997 3.269 3.082
31.455
3.031
27.214 29.791
3.123 3.075
30.140 31.169 39.622 36.058 35.288 35.689 33.736

3.128 4.706 9.720 7.862 8.200
7.347 5.975
622
2.011
4.565
1.227
1.411 30.856 27.879 30.434
28.168
24.031 26.628
26.906 26.313 29.816 28.172 27.011 28.284 27.731
198
502
Kewajiban Komitmen
15.752
11.944
nasabah yang belum
ditarik
ditarik
2.217
masih berjalan
579
masih berjalan
- Lainnya
1.011
15.427 20.805 16.235

10.341 13.298 11.400
Tagihan Kontinjensi
penyelesaian
- Lainnya
20.284 29.927 41.419

20.042 29.715 41.256
242
212
163
19.379
19.190
189
29
161
74
286
256
19.575 113.100 114.248 117.037

14.167 84.771 87.923 90.999
113.836
88.396
59
89
115.316 117.651
88.155 89.927
107
150
86
24
76
58
30
121.575 120.176 123.981 134.600 140.119 135.893 113.229

90.997 90.578 90.646 102.446 107.765 99.774 79.999
10
2.068
2.890
2.913
3.233
3.752
4.676
3.893
3.985
4.266
4.411
4.556
4.339
4.710
4.894
5.485
6.418
5.462
1.779
4.530
1.809
2.136 24.485 21.622 22.116
21.433
1.239
87
111
28
89
25
26
14
32.484 32.462 36.070 36.630

32.153 32.207 35.659 36.266
331
254
411
364
39.315
38.943
373
22.876 23.288
12
16
37.745 35.334
37.365 35.065
379
269
25.967 25.172 28.542 27.112 26.742 29.557 27.587

47
80
77
143
123
138
174
38.510 36.193 37.646 37.523 36.826 39.173 41.730

38.239 35.908 37.350 37.226 36.520 38.854 41.397
271
286
295
297
307
319
333
Claim Commitments
facilities
- Current spot
purchases
- Others
that are not yet
withdrawn
- Other bank credit
withdrawn
L/C
- Others
Claim Contingency
- Adjusted interest
income
- Others
- Lainnya
4.647
4.644
3
4.507
4.506
1
6.801
6.801
-
9.972
9.971
0
7.453
7.453
-
9.409
9.408
1
9.626
9.625
1
9.785
9.785
0
10.173
10.173
1
9.891
9.890
1
8.421
8.420
1
9.321
9.321
0
9.370
9.370
0
9.290
9.290
0
9.376
9.376
0
9.891 10.229 11.115

9.891 10.229 11.115
0
0
0
- Guarantees issued
- Others
Lainnya
- Penerusan Kredit
dihapus bukukan
1.014
1.014
1.217
1.217
1.362
1.362
1.736
1.736
1.783
0
1.783
1.091
0
1.091
1.528
0
1.528
1.631
0
1.630
1.691
0
1.690
1.768
0
1.768
1.813
0
1.812
1.863
0
1.863
1.911
0
1.911
1.991
0
1.991
2.069
0
2.069
2.136
0
2.136
Others
assets
2.201
0
2.201
2.111
0
2.111
23
Tabel 1.21 Rekening Administratif Bank Asing

(Foreign Owned Banks Off-Balance Sheet)
2010
Indikator
Tagihan Komitmen
belum ditarik
yang masih berjalan
- Lainnya
2005 2006 2007 2008 2009
Sep
Okt
2011
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
2.142
-
5.415
-
8.590
-
7.562 10.442 37.583 33.527 57.187 47.410 47.695 37.303 50.216 52.384 61.324 53.791 63.604 58.503 60.536
2.349 2.231 3.071 4.969 4.956 4.976 4.852 4.789 4.710 4.695 4.717 8.087
7.253 7.472
2.113
5.406
8.577
7.557
29
13
8.093 35.351 30.456 52.218 42.454 42.718 32.451 45.426 47.671 56.623 49.069 55.406 51.215 52.641
1
110
34
423
Indicator
Claim Commitments
facilities
- Current spot
purchases
- Others
Kewajiban Komitmen
43.992 41.203 49.917 46.696 58.413212.600 199.318 226.631 220.729 256.130 247.158 270.721 244.269 226.131 221.168 228.155 217.180 223.687
39.402 32.909 37.471 37.488 47.625 96.379 95.451 98.371 100.708 109.923 106.329 128.658 92.776 103.155 105.470 103.685 94.349 104.626
nasabah yang belum
ditarik
- 2.942 1.666 3.938 4.849 4.480 2.750 2.670 1.372 1.690 1.106
960
437
383
ditarik
2.862 3.398 6.273 3.114
4.282 3.734 4.237 6.404 6.627 6.106 6.439 6.939 7.960 6.539 6.339 5.910
7.950 7.599
masih berjalan
1.717 4.891 6.163 6.089
6.506109.545 97.962 117.917 108.544 135.620 131.638 132.454 142.159 114.741 108.247 117.016 114.381 110.853
masih berjalan
- Lainnya
11
5
10
4
0
1
0
0
0
1
1
1
2
6
6
583
64
226
that are not yet
withdrawn
- Other bank credit
withdrawn
L/C
Tagihan Kontinjensi
penyelesaian
- Lainnya
Claim Contingency
- Adjusted interest
income
- Others
- Lainnya
Lainnya
- Penerusan Kredit
dihapus bukukan
24
37.556 46.991 71.351 93.815 78.670 85.417 86.440 87.979 91.375 94.387 93.632 95.020 93.608 94.259 92.036 90.833 92.821 94.119
36.072 45.582 69.689 92.737 77.602 84.363 85.360 87.512 90.953 94.134 93.390 94.782 93.365 94.011 91.787 90.583 92.563 93.852
1.412 1.303 1.538
940
905
866
890
454
409
240
228
226
229
234
234
233
240
247
73
105
124
138
163
187
191
13
13
13
13
12
14
14
15
17
18
19
8.729 11.018 24.947 41.489 29.692 29.635 30.023 30.320 31.467 30.741 29.394 30.155 31.009 31.351 32.274 31.740 32.181 34.126
8.729 11.018 24.947 41.489 29.692 29.635 30.023 30.320 31.467 30.741 29.394 30.155 31.009 31.350 32.273 31.738 32.180 34.125
0
0
0
0
0
0
0
1
2
2
1
1
633
633
1.732
1.732
1.698
154
1.544
1.596
67
1.529
2.074 3.527
2.074 3.527
3.518
0
3.518
6.235
0
6.235
3.578
0
3.578
3.595
0
3.595
5.916
0
5.916
5.955
0
5.955
5.988
0
5.988
6.042
0
6.042
6.096
0
6.096
6.074
0
6.074
6.146
0
6.146
6.214
0
6.214
- Others
- Guarantees issued
- Others
Others
assets
Tabel 1.22 Kinerja Bank Umum

(Commercial Banks Performance)
2010
Indikator
CAR (%)
Modal
ATMR
CAR (%) - Termasuk Risiko
Operasional
Modal
ATMR
KAP
APYD terhadap Aktiva
Produktif (%)
- APYD
- Total Aktiva Produktif
PPAPYD terhadap
PPAPWD (%)
2005 2006 2007 2008 2009

19,30
144.470
748.541
21,27
19,30
16,76
17,42
183.391 211.176 238.270 268.601
862.145 1.094.196 1.421.448 1.541.598
Sep
Okt
2011
Nov
Des
Feb
Jan
Apr
Mei
Jun
Jul
Ags
Indicator
Sep
- CAR (%)
- Capital
- Risk Weighted Assets
16,52
16,99
16,90
18,07
17,57
17,76
17,41
17,00
17,24
17,29
372.758 373.821
2.063.330 2.127.460
381.060
2.145.089
16,63 CAR (%) - Included

Operasional Risk
393.783 Capital
2.367.253 Risk Weighted Assets
17,18
17,38
- 301.321 308.131 314.512 323.246

- 1.824.338 1.813.567 1.860.578 1.881.533
357.448
2.056.076
4,70
3,91
3,03
2,95
2,83
Mar
2,68
2,67
2,71
2,36
2,51
70.407 71.594
72.706 65.071
62.980
61.191
56.025
66.144
69.856
1.339.752 1.565.103 1.851.990 2.242.282 2.464.256 2.630.445 2.686.327 2.682.253 2.762.578
129,87 137,91
134,29 130,69
127,25
126,88
193,95
168,12
157,55
69.255
2.760.051
127,62
2,63
2,48
2,56
72.616
69.691
2.758.567 2.814.592
129,08
123,25
71.735
2.799.829
134,48
379.694 380.460 386.621 396.871

2.181.199 2.237.532 2.242.345 2.295.552
2,58
2,51
2,51
2,61
2,39
73.591
72.640 73.059
76.376
2.850.270 2.891.286 2.913.313 2.928.716
127,38
124,74 159,58
155,01
73.172
3.057.109
41,14
- PPAPYD
43.210
47.918
49.137
64.068
77.526
79.758
81.658
80.123
76.924
60.030
76.852
76.574
77.526
78.420
79.120
79.542
80.389
80.074
- PPAPWD
33.957
37.767
25.335
38.108
49.208
61.415
59.210
59.666
58.860
47.196
59.538
62.128
57.650
61.564
63.426
49.845
51.860
194.639
2,91
2,94
2,93
2,86
2,55
2,64
2,78
2,33
2,60
30.601
40.555
49.859
48.158 61.784
74.748 75.820
76.167 75.157
1.201.039 1.538.821 1.792.481 2.067.044 2.372.152 2.564.646 2.578.518 2.597.157 2.625.033
89,50
86,98
84,05
88,59
86,63
86,26
85,93
85,54
86,14
2,97
86.381
2.912.525
118,24
2,86
3,07
83.410
90.043
2.913.767 2.936.721
86,07
85,00
3,01
88.659
2.949.533
84,46
2,97
3,07
3,00
2,98
88.072
91.948 90.460
90.379
2.969.648 2.992.266 3.010.570 3.029.020
84,33
85,92
87,43
89,34
3,12
95.272
3.056.004
87,14
Rentabilitas
ROA (%)
- Laba (Profit)
- Rata-rata total aset
BOPO (%)
- Biaya Operasional
- Pendapatan Operasional
Likuiditas
Aktiva terhadap Pasiva Likuid (%)
LDR (%)
- Kredit (Credits)
- Dana Pihak Ketiga
143.881
160.762
184.826
212.499
184.617
219.653
232.170
262.061
258.311
298.180
218.202
252.950
243.930
283.856
265.145
309.976
295.422
342.937
37.213
31.471
57.887
67.253
78.549
92.407
103.437
122.465
126.476
149.984
2,64
3,06
3,55
4,49
4,03
4,41
3,69
3,83
3,99
4,02
3,56
3,40
3,42
3,41
77,06
76,73
76,78
75,21
59,66
61,56
66,32
74,58
72,88
695.648 792.297 1.002.012 1.307.688 1.437.930 1.610.033 1.624.725 1.653.842 1.710.677
1.166.065 1.287.102 1.510.834 1.753.292 1.973.042 2.089.343 2.117.444 2.154.055 2.274.489
75,48
1.689.163
2.238.035
77,11
76,83
1.715.612 1.754.235
2.224.826 2.283.375
78,40
1.781.879
2.272.766
Ket : Data tidak termasuk BUS (mulai April 2010), data kinerja BUS disajikan pada tabel 2.13
155.746 186.500
181.268 213.322
3,56
3,39
219.209
245.354
4,44
78,45
79,67
79,79
82,21
1.825.632 1.883.859 1.905.650 1.958.512
2.327.073 2.364.630 2.388.436 2.382.356
Earning assets Quality

Classified Earning assets
to Earning assets (%)
- Classified Earning assets
- Total Earning assets
Earning Assets Write-off
Reserve / Mandatory
Earning assets Write-off
Reserve (%)
- Earning assets Write-off
Reserve)
- Mandatory Earning
assets Write-off Reserve
Profitability
ROA (%)
- Profit
- Average Assets
Operations Income (%)
243.634
- Operations Expenses
279.596
- Operations Income
Likuidity
Liquid assets to liquid
liabilities ratio
81,36 LDR (%)
2.003.592
- Credits
2.462.736
- Third Party Funds
3,60
Note : Excluding Sharia Banks (starting April 2010), Sharia Banks Performance on table 2.13
25
Tabel 1.23 Kinerja Bank Persero

(State Owned Banks Performance)
2010
Indikator
CAR (%)
Modal
ATMR
2005 2006 2007 2008
Sep
Okt
2011
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Indicator
Sep
21,20
62.577
295.153
17,85
67.263
376.844
14,31
68.757
480.330
13,81
77.893
563.841
- CAR (%)
Capital
Risk Weighted Assets
14,04
14,27
14,89
15,36
16,33
17,93
17,47
17,56
16,96
16,43
17,16
16,87
87.291
621.932
90.399
633.378
95.737
643.032
101.472
660.561
116.519
713.572
128.514
716.769
128.208
733.734
131.515
749.011
129.883
766.017
128.135
780.111
133.164
775.945
134.809
799.314

Operasional Risk
130.039
Capital
833.397
7,96
6,55
4,59
3,33
3,03
2,99
3,02
3,39
2,64
2,94
3,19
2,90
2,99
3,12
3,02
3,06
3,26
2,90
42.347
532.254
131,76
38.096
581.590
131,12
31.383
683.347
266,35
27.388
823.508
258,87
29.037
958.452
151,62
28.928
967.857
151,93
29.833
987.192
177,80
33.396
35.548
1.090.320 1.091.423
236,46
221,40
33.080
1.139.944
137,87
- PPAPYD
28.093
29.480
27.665
28.965
36.087
38.217
39.723
40.416
38.226
38.247
38.176
38.035
38.783
39.698
41.048
41.551
42.226
41.892
- PPAPWD
21.321
22.483
10.387
11.189
23.800
25.155
22.342
26.762
23.347
23.897
25.317
25.141
25.192
27.039
27.358
17.572
19.072
30.384
2,54
13.471
529.689
95,17
2,22
12.776
574.323
97,05
2,76
17.887
647.872
90,68
2,72
19.979
734.720
89,92
2,71
23.258
858.353
92,35
3,02
28.838
955.405
87,99
3,06
29.349
958.526
87,47
3,13
30.103
962.777
86,81
3,08
3,32
30.003
35.881
975.505 1.081.825
88,23
173,89
3,56
3,56
39.121
39.262
1.098.405 1.103.637
96,15
101,08
3,72
41.355
1.111.423
96,58
71.333
74.957
72.383
74.585
67.776
74.745
77.148
85.799
94.645
102.480
76.765
87.248
84.242
96.307
91.554
105.465
105.127
119.152
19.711
11.335
19.971
23.631
32.182
36.601
41.461
47.719
50.427
57.585
64.734
70.345
78.867
82.028
95.442
94.424
2,56
3,17
3,58
4,15
3,96
4,83
4,16
4,34
4,43
4,30
3,77
3,73
3,77
3,73
3,84
3,63
5,88
51,04
256.413
502.374
59,93
287.910
480.394
62,37
356.151
571.008
70,27
470.665
669.827
69,55
544.870
783.384
78,23
605.795
774.385
77,99
610.383
782.626
77,89
621.691
798.125
71,54
642.718
898.405
74,30
629.622
847.453
77,88
637.831
819.032
77,67
656.897
845.763
79,83
665.361
833.443
80,47
681.752
847.258
81,79
710.769
869.061
81,83
717.161
876.413
84,19
733.460
871.186

Operasional
Modal
ATMR
KAP
Produktif (%)
- APYD
PPAPYD terhadap
PPAPWD (%)
Rentabilitas
ROA (%)
- Laba (Profit)
BOPO (%)
- Biaya Operasional
Likuiditas
LDR (%)
- Kredit (Credits)
- Dana Pihak Ketiga
19,43
58.904
303.098
2009
26
33.527
27.750
30.434
988.878 1.049.282 1.036.013
151,02
163,73
160,05
32.471 30.474
1.018.578 1.049.921
150,79
151,29
3,67
3,82
39.286 41.208
1.070.630 1.078.549
84,51
87,93
31.269
33.255
32.713
1.044.599 1.065.504 1.084.545
153,95
146,82
150,04
3,76
3,59
3,80
40.642
39.006
41.615
1.080.569 1.086.842 1.094.117
86,89
87,57
92,02

Reserve / Mandatory
Reserve (%)
Reserve)
- Mandatory Earning
Profitability
ROA (%)
- Profit
- Average Assets
103.648
107.314
- Operations Income
Likuidity
liabilities ratio
83,18
LDR (%)
748.038
- Credits
899.322
- Third Party Funds
4,19
Tabel 1.24 Kinerja BUSN Devisa

(Foreign Exchange Commercial Banks Performance)
2010
Indikator
CAR (%)
Modal
ATMR
2005 2006 2007 2008
2009
Sep
Okt
2011
Nov
Des
Feb
Jan
Mar
Apr
Mei
Jun
Jul
Ags
Indicator
Sep
16,92
42.384
250.453
19,84
70.049
353.108
18,21
82.094
450.710
14,82
85.315
575.699
16,61
100.158
603.116
- CAR (%)
Capital
15,95
16,24
15,82
15,76
16,11
16,07
15,59
15,80
15,82
15,60
15,55
15,58
116.449
729.919
118.631
730.433
119.021
752.431
119.559
758.511
131.955
818.870
134.699
838.285
133.022
853.368
136.898
866.612
139.434
881.629
139.572
894.622
141.578
910.598
144.829
929.494

Operasional Risk
145.236
Capital
960.560
2,28
2,43
2,03
2,97
2,73
2,54
2,46
2,45
2,27
2,34
2,44
2,34
2,43
2,39
2,34
2,31
2,34
11.443
500.822
126,10
14.486
596.214
123,48
14.218
700.622
141,48
24.426
821.136
121,45
24.591
899.511
223,02
25.156 25.069
25.072
991.613 1.018.931 1.024.939
122,53 122,95
126,38
23.849
1.049.697
115,50
24.733
1.056.510
113,35
25.969
1.065.155
122,55
- PPAPYD
7.576
10.621
11.334
21.335
25.460
25.994
26.199
26.113
25.251
24.983
25.184
25.079
25.129
24.805
23.994
24.018
23.930
23.822
- PPAPWD
6.008
8.601
8.011
17.568
11.416
21.215
21.309
20.663
21.863
22.040
20.549
22.905
20.775
21.374
21.577
19.720
19.631
148.614
2,17
8.055
370.434
88,31
2,35
14.038
596.617
82,53
2,44
17.040
699.122
81,85
1,25
10.076
807.788
93,76
2,20
19.616
889.789
86,27
2,64
25.695
974.491
86,73
2,62
25.740
983.699
86,70
2,61
25.957
994.257
85,89
2,58
25.959
1.006.426
85,53
2,47
28.270
1.145.121
85,61
2,09
24.030
1.150.866
84,67
38.816
43.952
65.603
79.491
66.931
81.770
91.874
97.989
99.540
115.378
83.976
96.823
95.678
110.358
103.469
120.463
112.674
131.734
8.851
10.339
16.792
19.833
25.198
30.011
33.617
40.426
41.671
51.022
49.915
61.613
58.259
72.718
2,20
2,92
3,67
5,25
4,02
4,31
3,36
3,43
3,42
3,76
3,33
2,87
2,96
2,96
3,15
2,96
73,27
277.591
378.877
60,03
315.256
525.177
67,18
407.742
606.932
74,72
524.295
701.710
71,14
555.617
755.441
73,38
619.748
844.618
72,57
626.921
863.917
72,47
642.693
886.870
73,16
673.076
920.009
71,74
661.801
922.489
73,61
679.731
923.455
73,24
690.745
943.160
74,40
704.350
946.770
74,86
720.638
962.632
76,50
741.666
969.473
75,62
747.021
987.902

Operasional
Modal
ATMR
KAP
Produktif (%)
- APYD
PPAPYD terhadap
PPAPWD (%)
Rentabilitas
ROA (%)
- Laba (Profit)
BOPO (%)
- Biaya Operasional
Likuiditas
LDR (%)
- Kredit (Credits)
- Dana Pihak Ketiga
25.118
25.869
25.601 25.310
25.348
1.072.398 1.066.022 1.072.229 1.082.969 1.098.406
109,49
120,95
116,05
111,20
121,79
2,28
2,26
2,40
2,50
2,56
26.375
26.256
28.106 29.433
30.306
1.157.575 1.163.614 1.170.098 1.177.034 1.184.608
83,96
83,16
81,67
81,01
80,12
2,18
25.879
24.995
1.105.618 1.147.767
121,90
16,03

Reserve / Mandatory
Reserve (%)
Reserve)
- Mandatory Earning
Profitability
ROA (%)
- Profit
- Average Assets
76.136
95.406
- Operations Income
2,52
2,58
30.069
30.998
1.192.808 1.202.379
80,54
79,80
67.407
83.689
Likuidity
liabilities ratio
76,94
78,13
LDR (%)
769.633 792.008
- Credits
1.000.363 1.013.711
- Third Party Funds
3,95
3,14
27
Tabel 1.25 Kinerja BUSN Non Devisa

(Non-Foreign Exchange Commercial Banks Performance)
2010
Indikator
CAR (%)
Modal
ATMR
2005 2006 2007 2008
2009
Sep
Okt
2011
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Indicator
Sep
15,32
2.114
13.802
19,27
3.459
17.951
23,14
5.020
21.694
24,44
5.832
23.858
19,01
6.740
35.451
- CAR (%)
Capital
15,57
19,66
19,15
18,91
21,79
21,85
17,60
21,34
20,80
16,63
19,59
19,74
6.707
43.063
6.790
34.545
6.826
35.639
8.381
44.309
8.968
41.149
9.010
41.234
9.167
52.088
9.609
45.032
9.204
44.238
9.327
56.091
9.080
46.348
9.342
47.327

Operasional Risk
9.365
Capital
47.567
3,92
2,90
1,96
1,61
2,02
2,24
2,27
2,20
2,05
2,23
2,32
2,08
2,09
2,06
1,92
1,91
1,88
1,85
722
18.404
121,91
757
26.141
177,72
677
34.610
144,47
608
37.729
184,60
1.017
50.318
147,74
1.211
54.098
167,64
1.244
54.878
172,75
1.195
54.340
185,35
1.192
58.074
126,86
1.262
56.718
127,83
1.312
56.485
145,59
1.233
59.354
115,12
1.257
60.002
117,38
1.252
60.800
124,90
1.238
64.431
135,20
1.250
65.461
228,30
1.262
66.961
141,84
1.277
69.072
96,08
- PPAPYD
415
500
643
692
1.003
1.243
1.347
1.356
1.335
1.236
1.237
1.185
1.153
1.164
1.130
1.140
1.133
1.134
- PPAPWD
340
282
445
375
679
742
780
732
1.052
967
850
1.029
982
932
836
499
799
1.180
0,96
182
18.952
97,48
2,08
531
25.572
92,25
2,99
991
33.119
83,58
2,20
865
39.379
86,73
1,35
628
46.600
95,02
1,35
714
52.804
92,88
1,52
813
53.580
91,94
1,76
958
54.288
90,36
1,82
1.005
55.248
89,91
3,04
1.972
64.770
96,82
3,18
2.054
64.520
88,58
3,25
2.126
65.502
85,51
3,23
2.157
66.742
83,97
3,12
2.089
66.969
84,26
3,08
2.091
67.812
85,05
3,08
2.113
68.547
84,28
3,04
2.111
69.508
84,09
3,09
2.183
70.546
83,71
2.408
2.471
3.854
4.178
4.369
5.227
5.078
5.854
7.307
7.689
6.070
6.535
6.835
7.435
7.531
8.334
8.252
9.178
828
855
1.455
1.642
2.156
2.521
2.827
3.366
3.638
4.317
4.443
5.224
5.214
6.187
6.059
7.205
1,54
2,49
2,08
2,25
2,35
3,08
2,77
2,89
2,77
2,88
2,87
2,73
2,77
2,80
2,91
3,19
2,67
82,48
16.842
20.419
78,26
19.114
24.423
78,26
23.863
30.491
81,66
27.122
33.213
81,17
35.700
43.980
81,22
37.861
46.617
79,81
37.995
47.610
80,37
38.788
48.262
79,11
39.764
50.263
82,47
40.459
49.056
84,40
41.092
48.686
83,70
42.549
50.833
85,66
43.793
51.126
86,24
45.111
52.310
85,07
46.506
54.671
83,47
47.853
57.327
83,29
49.023
58.855

Operasional
Modal
ATMR
KAP
Produktif (%)
- APYD
PPAPYD terhadap
PPAPWD (%)
Rentabilitas
ROA (%)
- Laba (Profit)
BOPO (%)
- Biaya Operasional
Likuiditas
LDR (%)
- Kredit (Credits)
- Dana Pihak Ketiga
28

Reserve / Mandatory
Reserve (%)
Reserve)
- Mandatory Earning
Profitability
ROA (%)
- Profit
- Average Assets
6.901
8.244
- Operations Income
Likuidity
liabilities ratio
82,46
LDR (%)
50.100
- Credits
60.759
- Third Party Funds
2,81
Tabel 1.26 Kinerja BPD

(Regional Development Banks Performance)
2010
Indikator
CAR (%)
Modal
ATMR
2005 2006 2007 2008 2009
Sep
Okt
2011
Nov
Des
Feb
Jan
Mar
Apr
Mei
Jun
Jul
Ags
Indicator
Sep
19,24
9.180
47.725
19,12
11.586
60.591
18,35
14.224
77.533
16,82
17.025
101.190
15,82
20.366
128.744
- CAR (%)
Capital
14,83
15,62
15,85
16,68
16,73
17,32
16,04
15,58
15,24
14,24
14,52
14,79
23.290
157.063
23.939
153.298
24.515
154.707
25.088
150.390
29.655
177.242
29.393
169.754
28.736
179.171
27.959
179.499
26.487
173.759
26.691
187.393
26.585
183.044
27.004
182.528

Operasional Risk
27.008
Capital
176.941
1,16
0,81
0,99
1,00
1,39
1,76
1,79
1,95
1,66
1,92
1,89
1,87
2,00
1,95
1,84
1,92
2,06
1,84
984
85.078
111,47
1.075
131.845
143,57
1.393
140.981
105,63
1.661
166.823
110,82
2.520
181.225
115,83
4.014
227.690
101,89
4.134
230.879
95,12
4.170
213.326
139,70
3.466
209.002
98,50
4.080
212.005
96,83
4.262
225.126
97,79
4.346
231.845
100,48
4.609
229.956
135,40
4.682
240.024
120,68
4.515
244.817
91,91
4.732
246.205
133,76
4.973
241.131
146,16
4.868
264.699
99,10
- PPAPYD
1.236
1.570
1.906
2.499
3.147
3.907
3.901
4.083
3.895
4.014
4.195
4.188
4.378
4.394
4.435
4.456
4.601
4.508
- PPAPWD
1.109
1.094
1.804
2.255
2.717
3.835
4.101
2.923
3.955
4.145
4.290
4.169
3.234
3.641
4.826
3.332
3.148
4.549
3,38
2.952
87.236
76,17
3,38
4.557
134.622
76,15
3,08
5.155
167.279
76,06
3,70
6.569
177.394
73,04
3,65
7.399
202.904
73,64
4,30
9.733
226.136
74,06
4,32
9.868
228.208
73,89
4,19
9.610
229.499
74,54
3,82
8.805
230.303
77,65
4,13
10.112
245.015
71,75
3,62
9.136
252.691
72,58
3,83
9.851
257.529
71,70
3,67
9.541
260.247
74,19
3,61
9.523
264.112
76,17
3,58
9.605
268.146
76,74
3,54
9.602
271.300
77,52
3,37
9.174
272.455
79,16
3,47
9.596
276.333
78,40
8.831
11.594
13.403
17.599
14.652
19.264
16.510
22.606
18.687
25.375
16.981
22.927
19.019
25.741
21.155
28.379
24.125
31.070
1.819
2.535
3.636
5.010
5.631
7.853
7.932
10.691
10.259
13.468
12.601
16.419
15.074
19.444
17.765
22.443
8,68
6,26
7,74
8,91
11,08
8,81
8,37
9,41
10,80
10,19
8,36
8,64
8,60
8,46
8,31
8,23
6,03
46,96
44.931
95.688
43,33
55.955
129.141
53,53
71.881
134.287
67,28
96.385
143.262
79,31
120.754
152.251
68,30
139.450
204.169
69,65
142.040
203.924
73,23
143.956
196.571
78,26
143.707
183.624
73,12
143.395
196.117
69,30
145.945
210.593
68,96
149.427
216.693
69,71
152.882
219.317
68,36
156.810
229.398
68,20
161.654
237.031
69,58
164.753
236.777
75,22
167.632
222.857

Operasional
Modal
ATMR
KAP
Produktif (%)
- APYD
PPAPYD terhadap
PPAPWD (%)
Rentabilitas
ROA (%)
- Laba (Profit)
BOPO (%)
- Biaya Operasional
Likuiditas
LDR (%)
- Kredit (Credits)
- Dana Pihak Ketiga

Reserve / Mandatory
Reserve (%)
Reserve)
- Mandatory Earning
Profitability
ROA (%)
- Profit
- Average Assets
20.015
25.529
- Operations Income
Likuidity
liabilities ratio
67,57
LDR (%)
170.352
- Credits
252.118
- Third Party Funds
7,75
29
Tabel 1.27 Kinerja Bank Campuran

(Joint Venture Banks Performance)
2010
Indikator
CAR (%)
Modal
ATMR
2005 2006 2007 2008
2009
Sep
Okt
2011
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Indicator
Sep
28,78
11.476
39.878
30,78
12.664
41.151
28,22
15.920
56.416
24,95
19.266
77.216
27,04
22.002
81.375
- CAR (%)
- Capital
23,47
22,67
22,65
23,34
21,82
23,28
23,09
23,20
21,70
22,00
21,79
21,13
24.100
102.663
23.328
102.881
23.395
103.269
23.468
100.551
24.465
112.117
25.398 25.931
109.106 112.300
25.587
110.303
25.684
118.382
26.837
121.998
27.012
123.984
27.020
127.850

Operasional Risk
27.182 Capital
132.538 Risk Weighted Assets
3,56
3,10
2,17
1,79
2,06
1,96
1,94
1,90
1,94
1,92
1,89
1,95
1,92
1,88
1,84
1,86
1,81
2.267
63.588
114,72
2.118
68.277
113,96
2.054
94.740
126,44
2.242
125.190
105,92
2.877
139.962
125,76
2.948
150.267
105,52
2.889
149.087
104,47
2.918
153.299
98,83
2.983
153.417
96,44
2.942
152.854
86,62
2.949
2.861
148.059 151.331
100,34
90,84
2.908
149.128
93,87
2.939
152.689
103,79
2.931
155.849
97,59
2.904
157.908
108,65
3.007
161.894
98,92
3.023
166.591
94,31
- PPAPYD
1.819
1.470
1.527
2.009
2.183
2.603
2.557
2.537
2.614
2.532
2.463
2.473
2.466
2.521
2.601
2.832
2.830
2.863
- PPAPWD
1.586
1.290
1.208
1.897
1.736
2.467
2.448
2.567
2.711
2.924
2.455
2.722
2.628
2.429
2.665
2.606
2.861
3.036
3,31
1.888
56.968
74,92
3,72
2.185
58.670
79,05
3,06
2.405
78.492
79,78
2,87
2.901
101.022
83,57
2,32
3.067
131.969
84,50
2,08
2.761
132.454
84,20
2,21
2.896
131.275
82,69
2,14
2.839
132.797
82,77
2,03
2.725
134.111
84,10
2,40
3.610
150.234
93,48
2,07
2,20
3.015
3.232
145.488 146.822
96,58
87,19
2,15
3.161
146.846
85,79
1,97
2.911
147.975
86,02
1,93
2.881
149.368
85,79
1,70
2.556
150.394
88,45
1,77
2.678
151.524
88,18
1,93
2.957
152.940
88,24
4.528
6.043
6.213
7.860
7.601
9.528
12.268
14.681
13.328
15.772
9.192
10.917
9.816
11.871
10.720
12.953
12.305
14.631
1.748
1.870
9.422
9.756
4.003
4.591
4.834
5.635
6.066
7.052
7.264
8.467
9.044
10.224
10.671
12.101
0,60
0,51
0,49
0,64
0,80
1,03
0,90
0,85
0,92
0,96
0,97
0,96
0,85
0,90
0,96
0,95
1,04
76,82
36.937
48.079
113,66
40.833
35.927
106,53
58.520
54.934
98,63
75.849
76.902
85,45
80.977
94.761
100,07
95.106
95.037
98,69
95.937
97.214
98,44
95.764
97.279
100,61
98.408
97.812
100,84
98.187
97.368
98,07
93.958
95.811
98,84
96.190
97.315
101,53
96.737
95.280
101,52
99.763
98.269
102,83
102.938
100.106
105,52
103.668
98.247
109,76
108.608
98.955

Operasional
Modal
ATMR
KAP
Produktif (%)
- APYD
PPAPYD terhadap
PPAPWD (%)
Rentabilitas
ROA (%)
- Laba (Profit)
BOPO (%)
- Biaya Operasional
Likuiditas
LDR (%)
- Kredit (Credits)
- Dana Pihak Ketiga
30
1,99

Reserve / Mandatory
Reserve (%)
Reserve)
- Mandatory Earning
Profitability
ROA (%)
- Profit
- Average Assets
12.309
13.949
- Operations Income
Likuidity
liabilities ratio
110,40 LDR (%)
110.995
- Credits
100.536
- Third Party Funds
0,91
Tabel 1.28 Kinerja Bank Asing

(Foreign Owned Banks Performance)
2010
Indikator
CAR (%)
Modal
ATMR
2005 2006 2007 2008 2009
Sep
Okt
2011
Nov
Des
Feb
Jan
Mar
Apr
Mei
Jun
Jul
Ags
Indicator
Sep
21,94
19.448
88.645
24,48
23.057
94.192
24,01
26.655
111.000
29,06
41.031
141.205
32,11
41.443
129.071
CAR (%)
Capital
25,62
28,32
26,25
27,08
23,76
24,31
24,76
25,43
24,85
25,29
24,31
25,77
25,41
43.484
169.697
45.044
159.032
45.019
171.500
45.279
167.210
45.886
193.127
45.743
188.182
48.757
196.936
49.491
194.633
49.003 49.898
197.174 197.317
49.203
202.427
53.867
209.039
54.953
216.250
CAR (%) - Included

Operasional Risk
Capital
3,82
2,89
3,19
3,67
4,18
3,42
3,43
2,39
2,40
2,36
2,30
2,26
2,35
2,29
2,13
2,18
2,20
5.108
133.870
113,73
4.659
161.035
106,43
6.300
197.690
174,18
9.819
267.897
173,95
9.814
234.787
108,87
8.169
238.919
97,39
8.426
245.368
96,37
5.915
247.683
93,33
5.831
243.313
94,43
5.806
246.159
92,40
5.657
245.506
92,10
5.663
250.090
91,12
5.897
250.470
116,06
5.862
5.934
259.172 258.826
94,95
95,90
5.430
255.167
90,67
5.707
261.885
89,29
5.930
269.245
85,17
- PPAPYD
3.952
4.276
6.061
8.567
9.646
7.793
7.931
5.617
5.602
5.597
5.597
5.615
5.616
5.838
5.911
5.545
5.669
5.857
- PPAPWD
3.475
4.018
3.480
4.925
8.860
8.002
8.230
6.019
5.933
6.057
6.077
6.162
4.839
6.148
6.164
6.115
6.349
6.876
2,90
3.849
132.524
82,80
4,35
6.468
148.597
81,18
3,83
6.380
166.598
79,98
3,89
7.767
199.670
83,38
3,54
7.816
220.809
78,78
3,24
7.008
216.310
88,48
3,30
7.154
216.889
88,17
3,08
6.700
217.774
89,33
3,05
6.660
218.155
88,61
2,90
6.536
225.560
93,79
2,60
5.889
226.865
89,58
3,17
7.251
228.939
86,61
3,00
6.903
230.162
87,28
2,77
2,69
6.438
6.323
232.570 234.887
87,16
87,44
2,86
6.762
236.304
88,21
2,97
7.085
238.202
85,77
3,39
8.183
241.596
84,47
17.136
20.695
23.370
28.786
23.289
29.119
29.292
35.132
24.805
31.486
25.217
28.500
28.340
32.143
30.714
34.382
32.939
37.173
4.256
4.537
6.611
7.380
9.380
10.830
12.767
14.627
14.415
16.540
16.789
19.199
20.043
22.721
21.865
25.492
24.626
29.154
2,01
0,68
0,68
0,93
0,91
0,93
0,76
0,81
0,94
0,94
0,82
0,78
0,77
0,82
0,83
0,80
0,97
0,82
54,89
62.935
114.658
79,56
73.230
92.040
74,09
83.856
113.182
88,31
113.372
128.377
85,05
100.011
117.594
90,01
112.073
124.517
91,24
111.449
122.153
87,40
110.950
126.948
90,86
113.004
124.376
92,15
115.700
125.551
91,99
117.054
127.249
91,37
118.427
129.612
93,63
118.757
126.831
88,59
89,60
121.557 120.327
137.207 134.288
95,01
125.194
131.771
100,01
130.156
130.140
96,92
132.098
136.290

Operasional
Modal
ATMR
KAP
Produktif (%)
- APYD
PPAPYD terhadap
PPAPWD (%)
Rentabilitas
ROA (%)
- Laba (Profit)
BOPO (%)
- Biaya Operasional
Likuiditas
LDR (%)
- Kredit (Credits)
- Dana Pihak Ketiga
2,26

Reserve / Mandatory
Reserve (%)
Reserve)
- Mandatory Earning
Profitability
ROA (%)
- Profit
- Average Assets
- Operations Income
Likuidity
liabilities ratio
LDR (%)
- Credits
- Third Party Funds
31
Tabel 1.29 Rasio Kinerja Lainnya

(Other Performance Ratio)
Persen (Percent)
2010
Indikator
2011
2005 2006 2007 2008 2009

Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Indicator
Net Interest Margin (NIM)
Net Interest Margin (NIM)

Bank Persero
5,78
5,77
6,03
6,07
5,81
6,12
6,10
6,09
6,11
5,69
5,70
6,69
6,51
6,21
6,30
6,38
6,49
6,66
State Owned Banks
BUSN Devisa
5,24
5,67
5,43
5,32
5,64
5,40
5,39
5,40
5,35
5,44
5,29
5,27
5,32
5,38
5,38
5,41
5,43
5,42
Foreign Exchange
BUSN Non Devisa
5,35
6,80
7,98
7,25
7,97
9,20
9,11
9,24
9,10
8,49
8,66
8,74
8,87
8,88
8,86
5,30
5,30
5,30
Non-Foreign Exchange
BPD Regional
9,56
8,20
7,24
8,52
7,88
8,77
8,75
8,72
8,74
8,50
8,14
8,18
8,28
8,14
8,14
8,12
8,12
8,11
Development Banks
Bank Campuran
3,81
4,59
4,03
3,75
3,77
3,82
3,82
3,81
3,83
4,16
4,06
4,01
4,03
4,04
4,02
4,06
4,03
4,02
Joint Venture Banks
Bank Asing
4,78
4,91
4,70
4,29
3,78
3,55
3,50
3,54
3,54
3,47
3,66
3,62
3,49
3,63
3,59
3,63
3,64
3,65
Foreign Owned Banks
Bank Umum
5,63
5,80
5,70
5,66
5,56
5,75
5,73
5,74
5,73
5,59
5,53
5,88
5,84
5,76
5,79
5,84
5,89
5,95
Commercial Banks
Commercial Banks
Commercial Banks
32
Tabel 1.30 Jumlah Bank Umum Berdasarkan Tingkat Rasio

(Commercial Bank Based on Ratios)
2010
Indikator
2005 2006 2007 2008 2009
Sep
Okt
2011
Nov
Jan1)
Des
Feb
Mar
Apr
Mei
Jul2)
Jun
Ags
Indicator
Sep
Modal Inti
Tier One Capital
<100 miliar
44
39
30
22
11
<100 billion
>100 miliar
87
91
100
102
110
107
109
111
111
111
110
110
110
110
110
109
109
109
>100 billion
<12%
12
13
14
11
12
13
10
11
10
13
12
10
>12%
119
117
116
113
109
99
101
100
104
106
105
100
101
97
103
100
97
99
CAR
Capital Adequacy Ratio
NPL
<12%
>12%
Non Performing Loan Ratio
<5%
100
100
108
105
107
98
95
98
96
95
96
95
98
98
98
99
100
100
>5%
31
30
22
19
14
14
16
13
15
16
14
15
12
12
12
10
ROA
<5%
>5%
Return on Asset Ratio
<1,5%
41
47
46
41
42
31
30
29
34
41
47
36
35
36
33
35
34
31
<1,5%
>1,5%
90
83
84
83
79
81
81
82
77
70
63
74
75
74
77
74
75
78
>1,5%
<50%
25
29
20
11
<50%
>50%
106
101
110
115
110
105
105
105
106
105
105
102
102
104
102
103
103
101
>50%
LDR
Loan to Deposit Ratio
Ket : Tidak termasuk BUS, jumlah BUS berdasarkan tingkat rasio disajikan pada tabel 2.14
1)
Termasuk PT. Bank OCBC Indonesia yang telah merger dengan PT. Bank OCBC NISP, Tbk,
tanggal 22 Desember 2010
2
) Pencabutan izin usaha atas permintaan pemilik atau pemegang saham PT. Bank Barclays Indonesia
Note : Excluding Sharia Banks, Sharia Banks amount based on ratios shown in the table 2.14
1)
Including PT. Bank OCBC Indonesia, which has been merged with PT. Bank OCBC NISP, Tbk,
dated December 22, 2010
2)
33
Tabel 1.31 Perkembangan Aset Bank Umum

(Growth of Commercial Bank Assets)
Kelompok
Bank
2010
2005 2006 2007 2008 2009
Sep
Okt
Nov
2011
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Group of
Bank
Sep
Bank Persero
565.585
621.212
741.988
847.563
979.078
974.858
986.613 1.005.481 1.115.519 1.081.825 1.059.435 1.094.387 1.086.629 1.111.932 1.130.496 1.129.718 1.140.422
1.173.705
State Owned Banks
BUSN Devisa
571.231
663.002
768.730
883.470
958.549 1.102.984
1.123.606 1.158.924 1.203.370 1.209.516 1.220.500 1.239.689 1.249.248 1.265.829 1.284.848 1.305.301 1.327.407
1.360.282
Foreign Exchange Commercial
26.283
29.657
39.012
42.467
Banks
BUSN Non Devisa
55.762
70.881
72.247
73.401
78.485
77.092
76.986
80.424
82.726
82.798
87.125
88.934
91.940
95.439
Commercial Banks
BPD
Bank Campuran
Bank Asing
Total
34
106.411
159.476
170.012
185.252
200.542
246.419
247.621
242.442
239.141
245.015
260.368
267.204
268.400
279.604
288.318
290.140
280.538
307.500
Regional Development Banks
59.639
64.421
90.480
118.131
135.675
143.155
144.225
149.401
149.990
151.721
147.676
151.036
148.387
154.046
157.859
158.107
160.894
165.775
Joint Venture Banks
140.679
156.083
176.278
233.674
204.502
219.770
222.104
226.625
222.347
225.560
228.171
233.087
233.702
242.199
246.472
244.691
251.484
268.752
Foreign Owned Banks
1.469.827 1.693.850 1.986.501 2.310.557 2.534.106 2.758.066
2.796.418 2.856.274 3.008.853 2.990.729
2.993.135 3.065.827 3.069.093 3.136.407 3.195.117 3.216.891 3.252.684 3.371.453
Total
Tabel 1.32 Jumlah Bank Umum Berdasarkan Total Aset

(Commercial Banks Based on Total Assets)
Desember 2006
Kelompok
Bank
Desember 2007
< Rp. 1 Rp. 1 s.d. Rp. 10 s.d > Rp. 50 < Rp. 1 Rp. 1 s.d. Rp. 10 s.d > Rp. 50
Triliun 10 Triliun 50 Triliun Triliun Triliun 10 Triliun 50 Triliun Triliun
Desember 2008
Desember 2009
< Rp. 1 Rp. 1 s.d. Rp. 10 s.d > Rp. 50 < Rp. 1 Rp. 1 s.d. Rp. 10 s.d > Rp. 50
Triliun 10 Triliun 50 Triliun Triliun Triliun 10 Triliun 50 Triliun Triliun
September 2010
Desember 2010
< Rp. 1 Rp. 1 s.d. Rp. 10 s.d > Rp. 50

Triliun 10 Triliun 50 Triliun Triliun
< Rp. 1 Rp. 1 s.d. Rp. 10 s.d > Rp. 50

September 2011
Group of
Bank
< Rp. 1 Rp. 1 s.d. Rp. 10 s.d > Rp. 50

Ju m l a h B a n k ( t o t a l b a n k s )
Bank Persero
State Owned Banks
BUSN Devisa
15
12
14
11
16
10
18
20
18
10
18

Banks
BUSN Non Devisa
28
26
24
21
21
21
16
13
Commercial Banks
BPD
18
18
19
17
16
10
15
11
14
11
Bank Campuran
14
15
Joint Venture Banks
Bank Asing
Foreign Owned Banks
Total
39
59
27
33
60
29
28
55
30
11
25
56
29
11
23
58
30
11
23
53
34
12
18
55
31
16
Total
35
Tabel 1.33 Peringkat Bank Berdasarkan Aset

(Bank Rating Based on Assets)
Desember 2006
Peringkat
Nama Bank
(Bank Name)
Desember 2007
Total
Aset
(Total
Assets)
Pangsa
thd
Total
Aset
Bank
Umum
(%)
(Portion
to Total
Assets at
Commercial
Banks)
Nama Bank
(Bank Name)
Total
Aset
(Total
Assets)
Desember 2008
Pangsa
thd
Total
Aset
Bank
Umum
(%)
(Portion
to Total
Assets at
Commercial
Banks)
Nama Bank
(Bank Name)
Total
Aset
(Total
Assets)
Desember 2009
Pangsa
thd
Total
Aset
Bank
Umum
(%)
(Portion
to Total
Assets at
Commercial
Banks)
Nama Bank
(Bank Name)
Total
Aset
(Total
Assets)
September 2010
Pangsa
thd
Total
Aset
Bank
Umum
(%)
(Portion
to Total
Assets at
Commercial
Banks)
Nama Bank
(Bank Name)
Total
Aset
(Total
Assets)
Desember 2010
Pangsa
thd
Total
Aset
Bank
Umum
(%)
(Portion
to Total
Assets at
Commercial
Banks)
Nama Bank
(Bank Name)
September 2011
Pangsa
thd
Total
Aset
Bank
Total
Aset Umum
(%)
(Total
Assets) (Portion
to Total
Assets at
Commercial
Banks)
Nama Bank
(Bank Name)
Pangsa
thd
Total
Aset
Bank
Total
Aset Umum
(%)
(Total
Assets) (Portion
to Total
Assets at
Commercial
Banks)
Rating
PTBankMandiri Tbk
255.988
15,11
PTBankMandiri Tbk
306.563
15,43
PTBankMandiri Tbk
340.181
14,72
PTBankMandiri(Persero)Tbk
375.239
15,00
PTBankMandiri(Persero)Tbk
373.231,47
13,53 PTBankMandiri(Persero)Tbk
410.619
13,65 PTBankMandiri(Persero)Tbk
448.313
13,30
PTBankCentralAsiaTbk
177.611
10,49
218.615
11,01
PTBRITbk
250.134
10,83
PTBRI(Persero)Tbk.
318.447
12,73
PTBRI(Persero)Tbk
321.031,17
11,64 PTBRI(Persero)Tbk
395.396
13,14 PTBRI(Persero)Tbk
390.361
11,58
PTBNITbk
168.863
9,97
PTBRITbk
204.009
10,27
246.702
10,68
PT Bank Central Asia Tbk.
283.182
11,32
PT Bank Central Asia Tbk
307.863,13
11,16 PT Bank Central Asia Tbk
323.345
360.123
10,68
PTBRI
154.979
9,15
PTBNITbk
184.463
9,29
PTBNITbk
200.974
8,70
PTBNI(Persero),Tbk
226.911
9,07
PTBNI(Persero),Tbk
217.096,52
7,87 PTBNI(Persero),Tbk
241.169
8,02 PTBNI(Persero),Tbk
258.969
7,68
PTBankDanamonIndonesiaTbk
79.708
4,71
86.684
4,36
104.842
4,54
PTBankCimbNiaga,Tbk
106.889
4,27
PT Bank CIMB Niaga, Tbk
128.476,55
4,66 PT Bank CIMB Niaga, Tbk
142.932
157.323
4,67
PTBIITbk
48.316
2,85
PTBankNiagaTbk
54.733
2,76
PT CIMB Niaga Tbk
69.305
3,00
96.806
3,87
102.819,64
3,73 PTBankDanamonIndonesiaTbk
113.861
3,78 PTBankDanamonIndonesiaTbk
127.597
3,78
PTBankNiagaTbk
46.464
2,74
PTPanIndonesiaBankTbk
51.384
2,59
63.628
2,75
PTPanIndonesiaBank,Tbk
76.270
3,05
PTPanIndonesiaBank,Tbk
93.455,25
3,39 PTPanIndonesiaBank,Tbk
106.508
3,54 PTPanIndonesiaBank,Tbk
107.862
3,20
39.229
2,32
PTBIITbk
50.941
2,56
PTBankPermataTbk
54.220
2,35
PT BII Tbk
58.737
2,35
PT BII Tbk
69.271,35
2,51 PTBankPermataTbk
74.040
2,46 PTBankPermataTbk
92.906
2,76
Citibank N.A
38.169
2,25
Citibank N.A
45.021
2,27
PTBIITbk
54.068
2,34
PT BTN (Persero)
58.481
2,34
PTBankPermataTbk
67.030,22
2,43 PT BII Tbk
72.030
2,39 PT BII Tbk
87.322
2,59
10
PTBankPermataTbk
37.869
2,24
PTBankPermataTbk
39.131
1,97
Citibank N.A
53.503
2,32
PTBankPermataTbk
56.213
2,25
PTBTN(Persero),Tbk
63.498,35
2,30 PTBTN(Persero),Tbk
68.334
2,27 PTBTN(Persero),Tbk
76.063
2,26
10
1.047.196
61,82
Total
1.241.544
62,50
Total
1.437.557
62,22
Total
1.657.176
66,24
Total
2.106.838
62,49
Total
36
1.743.773,66
63,22 Total
1.948.234
64,75 Total
Tabel 1.34 Aktiva Produktif Bank Umum

(Earning Assets of Commercial Banks)
2010
Indikator
Aktiva Produktif
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
Non Performing Earning
Asset (Nominal)
Rasio Non Performing
Earning Asset (%)
Kredit
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
Non Performing Loan
(Nominal)
Rasio Non Performing Loan
(%)
2005 2006 2007 2008 2009
Sep
Okt
Nov
2011
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
1.339.752 1.565.103 1.851.990 2.242.282 2.464.256 2.691.238 2.748.821 2.746.843 2.831.871 2.829.665 2.829.838 2.890.073 2.874.190 2.926.515 2.971.551 2.994.969 3.014.417 3.146.715
1.216.190 1.446.264 1.742.691 2.108.571 2.321.463 2.536.267 2.592.740 2.589.642 2.691.806 2.677.271 2.666.133 2.741.845 2.722.499 2.773.939 2.818.404 2.842.261 2.852.864 2.994.271
64.863
67.604
65.257 80.607
86.232 97.923 97.310 97.489 87.271 96.815 107.234
90.473 92.470 90.001 93.197 92.346 99.149
91.168
18.077
10.909
6.901 11.472
11.729 12.173 13.343 12.391 10.529 11.861 11.287
11.309 11.054 12.226 10.701
9.747 10.755
11.445
11.581
5.955
3.523
5.500
9.591
9.274
9.468 10.206
8.797 9.060
9.853
10.406 9.645 10.757
9.789 10.019 9.098
8.636
29.040
34.370
33.619 36.131
35.241 35.466 35.961 36.995 33.469 34.654 35.325
36.034 38.423 39.588 39.420 40.555 42.512
41.192
58.698
51.234
44.043
53.104
4,38
3,27
2,38
2,37
695.648
583.543
59.516
15.337
11.062
26.191
56.560 56.913
2,30
2,11
58.772
59.591
2,14
2,17
52.794 55.576
1,86
1,96
48.057
40.767
41.872
7,56
6,07
4,07
3,20
47.548 49.185
3,31
2,96
51.130
52.205
3,05
3,06
45.241 48.304
2,56
2,77
Earning Assets
a.Current
b.Special Mention
c. Sub-Standard
d.Doubtful
e.Lost
56.465
57.748
59.123
62.571
59.910
60.321
62.364
61.274

Asset (Nominal)
2,00
2,00
2,06
2,14
2,02
2,01
2,07
1,95

Asset Ratio (%)
792.297 1.002.012 1.307.688 1.437.930 1.659.145 1.675.633 1.706.403 1.765.845 1.746.005 1.773.889 1.814.846 1.843.538 1.889.465 1.950.727 1.973.599 2.031.614 2.079.261
680.805 900.094 1.190.245 1.307.983 1.515.174 1.530.843 1.560.810 1.636.854 1.604.477 1.620.643 1.676.714 1.701.778 1.748.041 1.807.517 1.830.436 1.879.723 1.934.965
63.436
61.150 75.571
82.399 94.677 93.660 93.388 83.751 93.224 103.885
87.162 89.263 86.179 89.712 88.673 95.631
88.789
9.183
5.874
8.177
9.772 10.727 11.921 11.101
9.180 10.760 10.182
10.275 10.082 11.279
9.657
9.301 10.236
10.917
5.869
3.489
5.406
8.132
8.094
8.225
9.068
7.665 7.924
8.742
9.358 8.684
8.975
8.810
9.051 8.092
7.685
33.005
31.405 28.290
29.644 30.364 30.984 32.036 28.396 29.620 30.437
31.336 33.732 34.991 34.992 36.138 37.932
36.904
52.589
Indicator
Credit
a.Current
b.Special Mention
c. Sub-Standard
d.Doubtful
e.Lost
49.361
50.969
52.497
55.245
53.458
54.489
56.260
55.507
Non Performing Loan

(Nominal)
2,78
2,81
2,85
2,92
2,74
2,76
2,77
2,67
Non Performing Loan

Ratio (%)
37
Tabel 1.35 Aktiva Produktif Bank Persero

(Earning Assets of State Owned Banks)
2010
Indikator
Aktiva Produktif
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
Asset (Nominal)
Earning Asset (%)
Kredit
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
Non Performing Loan
(Nominal)
(%)
38
2005 2006 2007 2008 2009
2011
Indicator
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
532.254 581.590 683.347 823.508 958.452 967.857 987.192 988.878 1.049.282 1.036.013 1.018.578 1.049.921 1.044.599 1.065.504 1.084.545 1.090.320 1.091.423 1.139.944
457.324 514.140 626.735 766.622 894.206 898.535 916.451 914.990 986.077 965.516 942.743 981.517 976.435 995.548 1.014.940 1.020.878 1.017.144 1.071.817
32.572 34.770 31.412 36.546 43.339 49.950 50.110 49.507 43.829 49.152 53.742 46.530 45.595 44.065 44.990 44.184
48.072 43.173
11.630
5.102
2.723
3.034
3.516
4.280
4.981
4.339
3.678
4.964
4.293
3.897
3.367
4.799
4.393
3.761
3.653
3.835
9.356
2.899
1.237
2.285
3.790
3.165
3.341
4.246
2.977
2.869
3.645
4.333
4.057
5.010
3.809
4.115
3.401
2.998
21.372 24.678 21.240 15.021 13.601 11.927 12.309 15.796 12.721 13.512 14.155 13.643 15.144 16.082 16.412 17.383
19.152 18.121
Earning Assets
a.Current
b.Special Mention
c. Sub-Standard
d.Doubtful
e.Lost
19.376
21.345
22.093
21.873
22.569
25.891
24.614
25.259
26.207
24.954

Asset (Nominal)
1,85
2,06
2,17
2,08
2,16
2,43
2,27
2,32
2,40
2,19

Asset Ratio (%)
256.413 287.910 356.151 470.665 544.870 605.795 610.383 621.691 642.718 629.622 637.831
189.292 224.579 303.693 418.002 483.886 539.413 542.926 551.468 582.549 561.979 564.738
29.308 32.528 29.310 35.069 42.156 48.365 48.166 47.173 42.187 47.499 52.187
9.962
4.374
2.701
2.973
3.410
4.152
4.973
4.333
3.331
4.817
4.142
8.887
2.839
1.237
2.275
3.756
3.138
3.215
4.138
2.976
2.866
3.641
18.965 23.589 19.210 12.346 11.663 10.728 11.103 14.579 11.675 12.462 13.123
656.897
591.215
45.039
3.788
4.259
12.597
665.361
599.667
44.316
3.339
3.960
14.078
42.358
32.679
25.201
20.340
7,96
5,62
3,69
2,47
37.813
30.803
23.148
17.594
14,75
10,70
6,50
3,74
20.907 19.372 20.631 24.382
2,18
2,00
2,09
2,47
18.828 18.018 19.291 23.051
3,46
2,97
3,16
3,71
681.752 710.769 717.161

615.717 644.217 650.625
42.031 43.125 42.359
4.768
4.249
3.728
4.218
3.803
4.112
15.018 15.375 16.337
733.460 748.038
662.492 681.962
46.131 42.287
3.596
3.760
3.399
2.996
17.842 17.034
Credit
a.Current
b.Special Mention
c. Sub-Standard
d.Doubtful
e.Lost
17.982
20.145
20.907
20.643
21.378
24.004
23.427
24.177
24.837
23.790
Non Performing Loan

(Nominal)
2,80
3,20
3,28
3,14
3,21
3,52
3,30
3,37
3,39
3,18
Non Performing Loan

Ratio (%)
Tabel 1.36 Aktiva Produktif BUSN Devisa

(Earning Assets of Foreign Exchange Commercial Banks)
2010
Indikator
Aktiva Produktif
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
Asset (Nominal)
Earning Asset (%)
Kredit
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
Non Performing Loan
(Nominal)
(%)
2005 2006 2007 2008 2009
Sep
Okt
Nov
2011
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Indicator
500.822
474.357
17.070
3.737
1.406
4.253
596.214 700.622
565.801 670.749
18.274 19.016
3.341
2.068
2.203
1.432
6.595
7.356
821.136 899.511 1.042.711 1.070.666 1.078.370 1.107.162 1.114.192

774.507 851.445 988.087 1.016.435 1.023.901 1.056.635 1.060.517
27.134 27.546
32.181 31.821 32.251 29.682 32.356
2.570
4.004
4.291
4.628
4.389
3.596
3.508
2.269
3.256
3.742
3.554
3.538
3.497
3.923
14.656 13.261
14.411 14.228 14.291 13.751 13.888
9.396
12.139 10.856
19.495
20.520
22.444
22.410
22.219
20.845
21.319
21.771
22.997
23.494
23.281
21.974
22.238
22.317
22.355 Non Performing Earning

Asset (Nominal)
2,37
2,28
2,15
2,09
2,06
1,88
1,91
1,94
2,02
2,08
2,05
1,91
1,91
1,90
1,83 Non Performing Earning

Asset Ratio (%)
756.128 774.382
705.298 724.044
30.742 30.394
4.399
4.149
3.468
3.453
12.221 12.336
798.019
745.946
33.278
3.286
3.606
11.863
804.203
751.900
33.258
3.450
3.651
11.945
1,88
2,04
1,55
277.591
251.811
16.846
3.617
1.383
3.934
315.256 407.742
285.540 378.247
18.087 18.860
3.069
1.981
2.198
1.416
6.363
7.237
524.295 555.617
484.022 512.733
25.975 26.910
2.514
3.208
2.223
2.972
9.560
9.795
660.785 668.876 686.115

610.444 618.927 635.815
31.817 31.473 31.957
4.201
4.385
4.195
3.578
3.402
3.364
10.744 10.688 10.783
8.934
11.629 10.635
14.298
15.974
18.523
18.475
18.342
16.904
17.413
17.971
19.564
20.089
19.938
18.755
19.046
19.237
19.327 Non Performing Loan

(Nominal)
2,73
2,88
2,80
2,76
2,67
2,35
2,46
2,47
2,64
2,66
2,57
2,35
2,37
2,32
2,26 Non Performing Loan

Ratio (%)
3,22
3,69
2,61
718.639 708.824
672.422 659.506
29.314 31.905
3.513
3.448
3.346
3.768
10.045 10.197
1.124.217 1.135.701 1.128.159 1.136.020 1.150.292 1.167.051 1.176.304 1.221.981 Earning Assets
1.065.179 1.083.105 1.073.616 1.082.101 1.094.834 1.111.116 1.117.312 1.166.227
a.Current
37.267 29.599 31.050 30.634 33.444 33.656
36.634 33.399
b.Special Mention
3.875
4.289
4.454
4.204
3.340
3.505
3.881
4.518
c. Sub-Standard
4.042
3.868
3.484
3.473
3.633
3.667
3.467
3.285
d.Doubtful
13.854 14.840 15.556 15.604 15.002 15.066
14.969 14.552
e.Lost
728.002 741.401
673.201 692.462
36.829 29.374
3.811
4.225
3.885
3.842
10.275 11.497
830.444 854.915 Credit

775.026 802.512
a.Current
36.180 33.077
b.Special Mention
3.825
4.443
c. Sub-Standard
3.459
3.280
d.Doubtful
11.953 11.604
e.Lost
39
Tabel 1.37 Aktiva Produktif BUSN Non Devisa

(Earning Assets of Non-Foreign Exchange Commercial Banks)
2010
Indikator
Aktiva Produktif
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
2005 2006 2007 2008 2009
2011
Indicator
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Earning Assets
a.Current
b.Special Mention
c. Sub-Standard
d.Doubtful
e.Lost
18.404
17.069
688
154
83
411
26.141
24.650
867
122
94
409
34.610
33.177
935
75
65
357
37.729
36.296
964
145
116
208
50.318
48.063
1.463
217
128
448
63.793
60.648
1.912
238
207
788
64.989
61.805
1.857
294
235
799
64.658
61.484
1.918
249
256
753
69.067
66.013
1.766
301
227
760
67.774
64.557
1.877
299
236
804
67.697
64.181
2.184
292
246
794
70.504
67.479
1.840
245
226
714
71.246
68.092
1.940
259
221
734
72.430
69.236
1.939
287
221
748
76.571
73.406
1.874
313
240
738
77.594
74.416
1.877
292
233
776
81.065
77.813
1.984
251
243
773
83.494
80.025
2.180
276
221
792

Asset (Nominal)
647
625
497
468
792
1.233
1.328
1.257
1.288
1.339
1.332
1.185
1.215
1.256
1.291
1.301
1.268
1.290

Asset (Nominal)

Earning Asset (%)
3,52
2,39
1,44
1,24
1,57
1,93
2,04
1,94
1,86
1,98
1,97
1,68
1,70
1,73
1,69
1,68
1,56
1,54

Asset Ratio (%)
16.842
15.323
787
167
95
469
19.114
17.653
867
122
93
379
23.863
22.468
935
75
65
320
27.122
25.690
964
145
116
207
35.700
33.451
1.462
212
128
448
45.936
42.819
1.912
211
207
788
46.318
43.193
1.850
242
234
799
47.313
44.145
1.912
249
255
753
48.757
45.765
1.731
300
201
760
49.619
46.419
1.872
297
236
794
50.450
46.945
2.177
288
245
794
51.873
48.855
1.834
245
226
713
53.050
49.901
1.936
259
221
734
54.607
51.418
1.934
287
221
747
56.380
53.221
1.870
313
240
737
57.909
54.736
1.872
292
233
775
60.615
57.368
1.980
251
243
773
62.124
58.659
2.176
276
221
791
Credit
a.Current
b.Special Mention
c. Sub-Standard
d.Doubtful
e.Lost
Non Performing Loan

(Nominal)
732
594
460
468
787
1.206
1.275
1.256
1.261
1.327
1.328
1.184
1.214
1.255
1.290
1.300
1.267
1.289
Non Performing Loan

(Nominal)

(%)
4,34
3,11
1,93
1,73
2,20
2,62
2,75
2,65
2,59
2,67
2,63
2,28
2,29
2,30
2,29
2,25
2,09
2,07
Non Performing Loan

Ratio (%)
Kredit
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
40
Tabel 1.38 Aktiva Produktif BPD

(Earning Assets of Regional Development Banks)
2010
Indikator
Aktiva Produktif
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
2005 2006 2007 2008 2009

85.078
83.286
943
140
122
587
131.845 140.981
129.815 138.560
1.121
1.195
160
178
141
174
609
874
2011
Indicator
Sep
166.823 181.225 227.690

163.857 176.715 219.984
1.581
2.313
4.348
168
350
413
143
319
465
1.075
1.528
2.373
Okt
Nov
230.879 213.326
223.462 205.779
3.849
4.037
575
450
436
497
2.557
2.563
Des
Jan
209.002 212.005
203.275 204.635
2.715
3.952
266
497
365
314
2.381
2.608
Feb
225.126
217.103
4.644
378
358
2.643
Mar
Apr
231.845 229.956
224.241 221.696
3.996 4.503
360
377
326
341
2.923 3.039
Mei
Jun
240.024 244.817
231.965 237.410
4.033
3.513
500
305
408
417
3.117
3.171
Jul
Ags
246.205 241.131
238.139 232.533
4.066
4.464
386
350
368
409
3.247
3.376
Sep
264.699 Earning Assets
a.Current
256.462
b.Special Mention
4.094
c. Sub-Standard
429
d.Doubtful
337
e.Lost
3.378

Asset (Nominal)
849
909
1.227
1.385
2.197
3.250
3.568
3.509
3.012
3.418
3.379
3.609
3.757
4.026
3.893
4.000
4.135

Asset (Nominal)

Earning Asset (%)
1,00
0,69
0,87
0,83
1,21
1,43
1,55
1,65
1,44
1,61
1,50
1,56
1,63
1,68
1,59
1,62
1,71

Asset Ratio (%)
44.931
43.147
949
139
122
573
55.955
53.942
1.121
155
140
598
71.881
69.477
1.194
172
174
864
96.385 120.754 139.450

93.449 116.386 131.901
1.579
2.308
4.259
160
332
407
142
236
420
1.056
1.492
2.354
143.707 143.395
138.072 136.107
2.669
3.928
261
490
362
297
2.343
2.573
145.945
137.989
4.626
374
349
2.607
Non Performing Loan

(Nominal)
834
892
1.209
1.358
2.060
3.181
3.544
3.482
2.966
3.360
3.330
3.539
3.693
3.938
3.832
3.933
4.024

(Nominal)

(%)
1,86
1,59
1,68
1,41
1,71
2,28
2,49
2,42
2,06
2,34
2,28
2,37
2,42
2,51
2,37
2,39
2,40

Ratio (%)
Kredit
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
142.040 143.956
134.741 136.530
3.755
3.943
570
445
434
490
2.540
2.547
149.427 152.882
141.907 144.703
3.982 4.486
356
373
318
340
2.865 2.980
156.810 161.654
148.858 154.325
4.014
3.496
496
303
383
417
3.060
3.112
164.753 167.632
156.786 159.176
4.033
4.432
383
349
362
358
3.188
3.317
170.352 Credit
a.Current
162.211
b.Special Mention
4.059
c. Sub-Standard
427
d.Doubtful
335
e.Lost
3.321
41
Tabel 1.39 Aktiva Produktif Bank Campuran

(Earning Assets of Joint Venture Banks)
2010
Indikator
2005 2006 2007 2008 2009
Sep
Okt
Nov
Des
Jan
Feb
Apr
Jun
Jul
153.364
147.090
3.730
828
416
1.300
156.500
150.197
3.841
715
457
1.289
158.631
152.320
3.909
704
421
1.278
Ags
Sep
Indicator
68.277
62.684
3.788
1.158
214
432
94.740
89.164
4.150
700
234
491
125.190 139.962 150.267

119.252 133.713 143.846
4.323
3.697
3.831
790
958
950
233
483
496
592
1.111
1.144

Asset (Nominal)
1.684
1.804
1.425
1.615
2.552
2.589
2.614
2.629
2.721
2.668
2.515
2.643
2.628
2.544
2.461
2.402
2.470

Asset (Nominal)
2,65
2,64
1,50
1,29
1,82
1,72
1,75
1,71
1,77
1,74
1,69
1,74
1,75
1,66
1,57
1,51
1,52

Asset Ratio (%)
Kredit
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
36.937
32.099
3.392
371
277
797
40.833
36.100
3.259
835
209
430
58.520
54.044
3.550
218
228
481
75.849 80.977
70.679 75.273
3.630
3.209
726
949
228
453
587
1.094
95.106
89.304
3.369
819
480
1.134
96.567
90.973
3.109
817
530
1.139
96.378
90.861
2.979
894
409
1.235
99.020
93.866
2.570
814
365
1.404
98.845
93.525
2.792
789
342
1.397
94.606
89.055
3.135
713
383
1.320
96.821
91.770
2.505
830
421
1.295
97.360
92.122
2.719
804
424
1.290
100.362
94.860
2.997
822
416
1.267
103.579
98.030
3.123
711
456
1.258
104.378
98.828
3.188
702
421
1.240
Non Performing Loan

(Nominal)
1.446
1.474
926
1.540
2.496
2.433
2.486
2.538
2.583
2.528
2.416
2.547
2.518
2.505
2.426
2.362
2.428

(Nominal)
3,91
3,61
1,58
2,03
3,08
2,56
2,57
2,63
2,61
2,56
2,55
2,63
2,59
2,50
2,34
2,26
2,22

Ratio (%)
42
152.012 149.761
146.194 143.763
3.175 3.371
899
872
421
424
1.323 1.332
Mei
63.588
58.153
3.751
561
296
827

(%)
154.045 153.521 148.714

148.116 147.451 142.428
3.207
3.402 3.771
892
871
782
365
358
383
1.464
1.438 1.350
Mar
Aktiva Produktif
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet

Earning Asset (%)
149.728 153.927
143.489 147.674
3.625
3.624
929
968
546
425
1.139
1.235
2011
162.609 167.352 Earning Assets

156.030 160.930
a.Current
4.109 3.931
b.Special Mention
762
597
c. Sub-Standard
364
536
d.Doubtful
1.344 1.358
e.Lost
109.307 111.733 Credit

103.388 105.965
a.Current
3.491 3.312
b.Special Mention
759
594
c. Sub-Standard
364
536
d.Doubtful
1.305 1.325
e.Lost
Tabel 1.40 Aktiva Produktif Bank Asing

(Earning Assets of Foreign Owned Banks)
2010
Indikator
Aktiva Produktif
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
Asset (Nominal)
Earning Asset (%)
Kredit
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
Non Performing Loan
(Nominal)
(%)
2005 2006 2007 2008 2009
Sep
133.870 161.035 197.690 267.897 234.787 238.919

120.465 149.174 184.305 248.037 217.322 225.168
9.732
8.784
8.549 10.059
7.873
5.701
1.842
1.026
1.157
4.766
2.685
2.002
305
405
380
455
1.615
1.225
1.525
1.647
3.300
4.580
5.292
4.824
Okt
Nov
2011
Des
245.368 247.683 243.313

231.099 235.815 231.689
6.049
6.152
6.071
1.935
1.995
1.797
1.357
1.364
1.365
4.929
2.357
2.391
Jan
Feb
246.159 245.506
234.594 234.499
6.076
5.627
1.722
1.666
1.364
1.184
2.404
2.530
Mar
250.090
239.309
5.332
1.619
1.238
2.591
Apr
Mei
250.470 259.172
238.898 247.999
6.012
5.600
1.724
1.608
1.217
1.229
2.619
2.736
Jun
Jul
258.826
247.616
5.535
1.635
1.233
2.808
255.167
245.392
4.655
1.100
1.215
2.805
Ags
Sep
261.885 269.245
252.032 258.810
3.886 4.392
1.857 1.791
1.214 1.261
2.897 2.991
Indicator
Earning Assets
a.Current
b.Special Mention
c. Sub-Standard
d.Doubtful
e.Lost
3.672
3.077
4.837
9.801
9.592
8.050
8.220
5.716
5.553
5.489
5.379
5.449
5.560
5.573
5.676
5.120
5.968
6.043

Asset (Nominal)
2,74
1,91
2,45
3,66
4,09
3,37
3,35
2,31
2,28
2,23
2,19
2,18
2,22
2,15
2,19
2,01
2,28
2,24

Asset Ratio (%)
62.935
51.871
8.234
1.080
297
1.453
73.230
62.991
7.575
628
389
1.647
115.700 117.054
106.940 108.715
5.228
4.931
919
852
415
238
2.198
2.318
118.427
110.505
4.429
831
292
2.370
118.757 121.557
110.087 113.145
5.064
4.808
908
756
271
285
2.427
2.563
120.327
111.778
4.820
795
288
2.645
125.194
117.560
3.963
747
271
2.653
2.830
2.664
4.389
6.614
7.403
5.824
6.059
3.536
3.545
3.532
3.409
3.493
3.606
3.604
3.728
3.671
4.467
4.563
Non Performing Loan

(Nominal)
4,50
3,64
5,23
5,83
7,40
5,20
5,44
3,19
3,14
3,05
2,91
2,95
3,04
2,96
3,10
2,93
3,43
3,45
Non Performing Loan

Ratio (%)
83.856 113.372 100.011 112.073

72.166 98.403 86.254 101.293
7.301
8.355
6.354
4.955
727
1.659
1.662
937
369
422
588
271
3.292
4.533
5.153
4.617
111.449 110.950 113.004

100.083 101.991 104.180
5.307
5.423
5.279
934
985
961
409
412
415
4.716
2.139
2.169
130.156 132.098
122.273 123.656
3.417 3.879
1.455 1.417
269
317
2.742 2.829
Credit
a.Current
b.Special Mention
c. Sub-Standard
d.Doubtful
e.Lost
43
Tabel 1.41 Pengelompokkan Bank Berdasarkan Rasio NPL

(Bank Category Based on NPL Ratio)
Kelompok
Bank
Jumlah Bank (Total Banks)
Group of
Bank
Desember 2006 Desember 2007 Desember 2008 Desember 2009 September 2010 Desember 2010 September 2011
NPL <=5% NPL >5% NPL <=5% NPL >5% NPL <=5% NPL >5% NPL <=5% NPL >5% NPL <=5% NPL >5% NPL <=5% NPL >5% NPL <=5% NPL >5%
Bank Persero
BUSN Devisa
25
10
30
30
30
32
33
34
2 Foreign Exchange Commercial Banks
BUSN Non Devisa
27
29
30
28
28
26
27
3 Non-Foreign Exchange Commercial Banks
BPD
25
25
24
25
23
23
24
2 Regional Development Banks
Bank Campuran
10
15
13
14
13
13
13
Bank Asing
10
100
30
108
22
105
19
107
14
107
15
107
15
110
Total
44
0 State Owned Banks
1 Joint Venture Banks

2 Foreign Owned Banks
10
Total
Tabel 1.42 Non Performing Loan Bank Umum Berdasarkan Sektor Ekonomi
(Non Performing Loan of Commercial Banks Based on Economic Sector)
Sektor
Ekonomi
1. Pertanian, perburuan
dan sarana pertanian
2. Pertambangan
3. Perindustrian
4. Listrik, gas dan air
5. Konstruksi
6. Perdagangan, restoran
dan hotel
7. Pengangkutan,
pergudangan dan
komunikasi
8. Jasa Dunia usaha
9. Jasa sosial/masyarakat
10. Lain-lain
2010
2005 2006 2007 2008
3.188
3.165
2.121
1.192 1.101
737
26.734 19.383 14.593
390
266
96
2.860 1.698 1.642
7.433 10.200 8.940
1.971
2.131
841
3.378
739
4.704
3.057
393
6.663
2.798
263
8.735
2009
2011
Sep
Okt
Nov
Des
Jan
Feb
2.230
2.256
2.535
1.659
1.764
1.812
911
774
517
14.674 12.411 11.047
22
18
116
1.856 2.316 2.453
8.040 12.254 11.907
1.139
11.081
148
2.775
12.116
1.234
269
307
11.940 10.238 10.892
336
193
190
2.884 2.237 2.569
14.034 12.665 13.190
1.857
1.565
2.494
1.762
2.791
3.073
3.226 3.373 3.345

291
756 1.864
9.430 11.388 12.917
3.292
2.048
13.202
Apr
Mei
Jun
Jul
Ags
Sep
1.876
1.709
1.741
1.717
1.835
1.972
259
10.548
198
2.566
13.488
382
11.615
143
2.514
14.035
365
11.912
192
2.528
14.292
1.110
12.242
181
2.899
15.175
1.081
11.276
175
2.956
14.554
953
11.538
177
2.991
14.889
343
12.886
178
3.051
16.108
3.070
3.989
3.784
3.866
3.736
3.636
3.614
3.342
3.002 3.100 3.260

1.850 1.761 1.795
11.282 10.303 11.267
2.968
1.828
11.706
2.845
1.834
11.942
2.900
1.909
12.822
3.042
1.770
13.348
2.806
1.729
13.529
2.783
1.785
13.924
2.744
1.716
13.918
2.001 1. Agriculture, hunting and

agricultural facilities
728 2. Mining
12.761 3. Manufacturing
178 4. Electricity, gas and water
3.130 5. Construction
15.447 6. Trade, restaurants and
hotels
3.091 7. Transportation,
warehousing and
communications
2.622 8. Business Services
1.661 9. Social Services
13.887 10. Others
3.109
2.816
Mar
Economic
Sector
45
Tabel 1.43 Non Performing Loan Bank Persero Berdasarkan Sektor Ekonomi
(Non Performing Loan of State Owned Banks Based on Economic Sector)
Sektor
Ekonomi
2010
2005 2006 2007 2008
1.Pertanian, perburuan
2.177
2.Pertambangan
669
3.Perindustrian
21.458
4.Listrik, gas dan air
170
5.Konstruksi
2.463
6.Perdagangan,
5.354
restoran dan hotel
7.Pengangkutan,
1.205
pergudangan dan
komunikasi
8.Jasa Dunia usaha
1.814
9.Jasa sosial/masyarakat
588
10. Lain-lain
1.914
46
2.004
2009
Sep
Okt
Nov
2011
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
1.133
855
1.200
899
950
1.270
712
732
781
849
657
671
655
799
919
923
346
14.042 10.301
261
78
1.221 1.027
7.101 5.576
367
7.950
15
919
3.900
89
5.659
12
1.152
6.189
49
4.381
7
854
5.287
898
4.262
38
934
5.468
952
5.110
46
1.068
7.504
104
3.794
60
752
6.079
108
4.086
60
959
6.669
108
3.931
59
1.067
6.763
124
4.042
8
954
6.763
128
4.201
1
1.020
6.832
895
4.790
1
1.227
7.707
841
4.579
1
1.357
7.267
773
4.932
1
1.183
7.510
90
5.053
1
1.232
8.564
961
373
473
522
705
710
721
615
972
1.458
1.186
1.211
1.117
1.080
1.056
1.156
1.577
230
2.484
1.216
41
3.055
476
66
2.574
656
262
3.088
546
533
4.758
600
553
4.877
650
577
5.152
881
699
4.285
912
717
4.929
679
721
5.341
583
677
5.457
627
738
5.962
643
587
6.366
640
582
6.426
666
615
6.642
699
653
6.469
Sep
Economic
Sector
965 1. Agriculture, hunting and

89 2. Mining
hotels
862 7. Transportation,
warehousing and
communications
611 8. Business Services
630 9. Social Services
6.298 10. Others
Tabel 1.44 Non Performing Loan BUSN Devisa Berdasarkan Sektor Ekonomi
(Non Performing Loan of Foreign Exchange Commercial Banks Based on Economic Sector)
Sektor
Ekonomi
2.Pertambangan
3.Perindustrian
5.Konstruksi
6.Perdagangan,
restoran dan hotel
7.Pengangkutan,
pergudangan dan
komunikasi
8.Jasa Dunia usaha
10. Lain-lain
2010
2005 2006 2007 2008
2009
Sep
Okt
2011
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
727
952
730
756
1.031
939
918
905
680
755
750
731
754
763
743
703
713
128
2.720
220
212
1.434
106
3.384
1
311
2.499
131
2.654
17
404
2.653
249
3.392
5
626
3.405
343
3.249
2
611
4.737
277
3.700
100
830
4.849
144
3.590
101
899
4.922
199
3.517
276
919
4.815
91
3.180
118
758
4.984
100
3.670
115
759
4.825
122
3.651
124
753
4.901
156
4.481
122
766
5.513
157
4.562
174
742
5.666
150
4.504
160
720
5.536
182
3.857
153
716
5.365
122
3.907
156
923
5.389
195
4.400
158
896
5.552
728
808
431
1.047
559
1.251
1.539
1.560
1.365
1.242
1.681
1.753
1.834
1.801
1.733
1.743
1.374
1.267
106
1.392
1.321
122
2.125
1.379
177
2.058
2.328
188
2.301
2.236
430
2.777
2.439
911
3.227
2.302
842
3.217
1.953
847
3.351
1.847
677
3.203
1.922
694
3.329
1.895
730
3.365
1.898
772
3.373
1.945
789
3.466
2.000
779
3.526
1.656
785
3.567
1.634
824
3.646
1.579
694
3.676
Sep
Economic
Sector
681 1. Agriculture, hunting and

581 2. Mining
hotels
1.381 7. Transportation,
warehousing and
communications
1.499 8. Business Services
685 9. Social Services
3.734 10. Others
47
Tabel 1.45 Non Performing Loan BUSN Non Devisa Berdasarkan Sektor Ekonomi
(Non Performing Loan of Non-Foreign Exchange Commercial Banks Based on Economic Sector)
Sektor
Ekonomi
2. Pertambangan
3. Perindustrian
5. Konstruksi
dan hotel
7. Pengangkutan,
pergudangan dan
komunikasi
8. Jasa Dunia usaha
10. Lain-lain
48
2010
2005 2006 2007 2008
57
2
78
34
183
3
65
41
149
19
103
25
231
2009
Sep
Okt
2011
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
30
33
30
28
29
29
22
23
21
19
19
19
19
3
67
7
151
0
37
0
20
134
1
91
36
169
16
208
0
128
314
15
245
0
127
316
22
193
0
130
315
12
187
109
316
6
186
0
115
341
3
174
113
343
10
161
89
296
1
139
0
22
296
8
133
2
47
407
7
137
2
93
328
7
139
1
94
333
8
132
1
94
312
8
122
1
102
313
16
12
12
45
39
41
49
98
103
104
97
75
85
93
95
92
95
67
25
219
72
14
129
93
19
151
196
29
213
193
52
224
206
53
240
213
57
248
202
48
263
207
53
286
206
58
298
180
51
277
132
43
483
193
44
313
238
55
318
242
55
317
236
56
317
257
56
316
Economic
Sector
1. Agriculture, hunting and
2. Mining
3. Manufacturing
4. Electricity, gas and water
5. Construction
6. Trade, restaurants and
hotels
7. Transportation,
warehousing and
communications
8. Business Services
9. Social Services
10. Others
Tabel 1.46 Non Performing Loan BPD Berdasarkan Sektor Ekonomi

(Non Performing Loan of Development Banks Based on Economic Sector)
Sektor
Ekonomi
2. Pertambangan
3. Perindustrian
5. Konstruksi
dan hotel
7. Pengangkutan,
pergudangan dan
komunikasi
8. Jasa Dunia usaha
10. Lain-lain
2010
2005 2006 2007 2008
2009
Sep
Okt
Nov
2011
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
97
108
145
188
217
342
334
314
221
229
234
257
259
268
284
297
304
319
3
19
130
278
6
26
1
105
285
4
34
191
407
3
87
2
266
423
3
84
4
494
667
62
277
9
616
937
58
275
8
795
886
60
381
14
751
984
60
362
15
604
856
91
366
15
721
938
25
383
16
620
1.078
90
397
12
693
1.071
76
443
17
733
1.115
54
429
18
893
1.150
48
406
19
779
1.221
50
415
19
782
1.322
50
409
18
818
1.338
50
400
16
765
1.407
19
36
21
22
79
116
101
106
67
79
78
83
85
71
68
67
63
93
98
20
172
65
16
245
100
19
287
86
14
268
176
18
319
75
242
509
76
472
538
73
252
548
71
221
490
134
215
572
134
199
562
123
225
587
138
224
603
150
241
665
169
187
652
138
171
672
132
197
695
165
171
697
Economic
Sector
2. Mining
3. Manufacturing
5. Construction
hotels
7. Transportation,
warehousing and
communications
9. Social Services
10. Others
49
Tabel 1.47 Non Performing Loan Bank Campuran Berdasarkan Sektor Ekonomi
(Non Performing Loan of Joint Venture Banks Based on Economic Sector)
Sektor
Ekonomi
2. Pertambangan
3. Perindustrian
5. Konstruksi
dan hotel
7. Pengangkutan,
pergudangan dan
komunikasi
8. Jasa Dunia usaha
10. Lain-lain
50
2010
2005 2006 2007 2008
94
2009
Sep
Okt
2011
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
28
67
53
38
16
16
16
18
18
18
17
17
17
17
17
17
17
838
2
1
137
593
3
94
953
13
124
86
1.232
13
318
23
1.077
18
285
23
1.113
14
281
1.131
14
304
1.161
14
320
1.119
14
312
1.031
13
308
1.213
12
290
1.192
12
281
1.171
12
274
1.067
11
246
1.019
9
237
0
1.074
11
235
1.071
14
254
309
414
518
518
520
519
520
518
518
517
518
520
512
512
514
52
78
19
141
197
194
64
16
314
61
13
423
77
13
430
87
14
454
74
14
463
60
12
473
43
12
473
39
2
455
40
9
452
38
12
463
85
12
468
84
12
471
79
8
492
71
10
505
1.067
1
154
7
8
153
Economic
Sector
2. Mining
3. Manufacturing
5. Construction
hotels
7. Transportation,
warehousing and
communications
9. Social Services
10. Others
Tabel 1.48 Non Performing Loan Bank Asing Berdasarkan Sektor Ekonomi
(Non Performing Loan of Foreign Owned Banks Based on Economic Sector)
Sektor
Ekonomi
2. Pertambangan
3. Perindustrian
5. Konstruksi
dan hotel
7. Pengangkutan,
pergudangan dan
komunikasi
8. Jasa Dunia usaha
10. Lain-lain
2010
2005 2006 2007 2008
38
65
41
1.927
1.392
20
30
64
1.028
19
29
252
943
11
59
44
916
8
1.450
24
3
3.053
5
291
2.255
12
55
5
46
4
3.942
2009
Sep
Okt
2011
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Economic
Sector
Sep
252
2.097
10
173
88
1.405
7
235
0
1.595
6
242
1
1.609
2
112
1
1.554
0
110
1
1.465
0
106
1
1.379
0
95
1
1.320
0
101
3
1.375
0
102
2
1.215
0
101
3
1.230
1
126
1
1.126
1
99
1.818
0
108
1.845
0
105
144
163
164
153
153
153
150
147
144
144
142
141
144
148
46
1
4.678
31
114
3.776
32
114
3.900
26
104
1.530
25
103
1.599
24
105
1.678
10
106
1.667
22
107
1.793
18
107
1.856
18
108
2.015
18
109
2.099
19
109
2.175
18
108
2.269
19
109
2.337

2. Mining
3. Manufacturing
5. Construction
hotels
7. Transportation,
warehousing and
communications
9. Social Services
10. Others
51
Tabel 1.49 Non Performing Loan Bank Umum Berdasarkan Sektor Ekonomi Per Lokasi Bank Penyalur - September 2011
(Non Performing Loan of Commercial Banks Based on Economic Sector by Banks Location - September 2011)
Lokasi
Jawa Barat
Banten
DKI Jakarta
D.I Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Aceh
Sumatera Utara
Sumatera Barat
Riau
Kepulauan Riau
Sumatera Selatan
Bangka Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Papua Barat
Lainnya
Total
52
Pertanian,
perburuan
dan sarana
pertanian
(Agriculture,
hunting and
agricultural
facilities)
Pertambangan Perindustrian
(Mining)
(Manufacturing)
Listrik, gas
dan air
(Electricity, gas
and Water)
Konstruksi
(Construction)
Perdagangan,
restoran
dan hotel
(Trade,
restaurants
and hotels)
Pengangkutan,
pergudangan
dan
komunikasi
(Transportation,
cargo storage
and communications)
Jasa Dunia
usaha
(Business
Services)
Jasa sosial/
masyarakat
(Social Services)
67
5
804
9
57
235
6
68
36
128
109
72
30
88
0
62
19
12
29
2
25
66
21
6
2
4
16
14
4
2
3
0
1
-
35
5
515
0
8
13
2
0
7
3
0
1
1
0
18
36
52
1
6
2
0
9
0
1
0
2
0
9
690
43
7.394
33
645
2.170
2
12
178
762
11
23
66
41
2
92
131
16
19
1
14
259
33
1
3
13
3
11
1
0
7
2
4
81
1
9
142
0
1
2
0
0
12
0
0
1
0
3
1
0
0
0
0
0
4
-
207
100
1.270
14
104
127
10
4
113
211
21
68
48
11
1
32
72
8
149
45
35
168
41
38
30
27
5
76
13
38
31
8
4
-
1.679
387
4.718
119
1.229
2.000
88
139
472
833
213
328
249
95
14
367
151
86
288
41
158
607
229
52
54
60
118
237
92
28
58
18
21
219
45
9
2.330
3
28
251
1
1
13
35
18
6
10
45
0
9
75
5
103
8
1
58
10
0
1
0
1
7
2
2
2
1
1
10
200
39
1.456
26
78
102
2
11
29
96
11
34
57
21
0
27
26
14
117
5
4
125
9
3
1
6
3
80
1
3
6
5
2
26
308
38
747
15
65
101
5
5
31
41
6
14
8
7
1
11
10
5
63
2
17
48
12
6
7
4
5
36
23
3
10
3
2
-
2.001
728
12.761
178
3.130
15.447
3.091
2.622
1.661
Lain-lain
(Others)
1.667
610
5.727
163
787
1.207
35
115
279
620
121
261
306
166
21
178
99
74
246
33
93
436
173
12
47
39
75
100
63
41
51
23
19
0
Location
Jawa Barat
Banten
DKI Jakarta
D.I Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Aceh
Sumatera Utara
Sumatera Barat
Riau
Kepulauan Riau
Sumatera Selatan
Bangka Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Papua Barat
Others
13.887 Total
Tabel 1.50 Non Performing Loan Bank Umum Berdasarkan Jenis Penggunaan
(Non Performing Loan of Commercial Banks Based on Type of Use)
Jenis
Penggunaan
2010
2005 2006 2007 2008
2009
Sep
Okt
Nov
2011
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Type of
Use
Total Modal Kerja
27.519
25.979
19.892
22.953
26.630
27.965
29.603
32.816
27.456
29.059
29.158
30.296
31.015
33.168
31.675
32.275
33.251
32.748 Total Working Capital
Total Investasi
20.467
15.509
12.230
9.607
9.719
9.325
9.355
9.421
8.436
9.080
9.713
10.057
10.153
10.484
10.050
10.187
10.854
10.587 Total Investment
Total Konsumsi
4.603
6.569
8.645
9.313
11.199
11.897
12.172
9.969
9.348
10.165
10.490
10.616
11.330
11.594
11.734
12.027
12.155
12.172 Total Consumption
53
Tabel 1.51 Non Performing Loan Bank Persero Berdasarkan Jenis Penggunaan
(Non Performing Loan of State Owned Banks Based on Type of Use)
Jenis
Penggunaan
2010
2005 2006 2007 2008
2009
Sep
Okt
Nov
2011
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Type of
Use
Total Modal Kerja
20.363
17.868
11.951
11.028
12.042
11.892
13.208
16.862
12.277
13.414
13.789
13.690
14.057
16.440
15.871
16.471
17.129
16.566
Total Investasi
15.630
10.535
8.221
4.092
3.858
2.270
2.160
2.280
2.319
2.821
2.933
2.765
2.782
2.888
2.864
2.889
2.934
2.575
Total Investment
Total Konsumsi
1.820
2.400
2.976
2.474
2.928
3.856
3.923
3.908
3.385
3.910
4.185
4.188
4.538
4.677
4.692
4.816
4.774
4.648
Total Consumption
54
Total Working Capital
Tabel 1.52 Non Performing Loan BUSN Devisa Berdasarkan Jenis Penggunaan
(Non Performing Loan of Foreign Exchange Commercial Banks Based on Type of Use)
Jenis
Penggunaan
2010
2005 2006 2007 2008
2009
Sep
Okt
Nov
2011
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Type of
Use
Total Modal Kerja
3.446
5.385
5.311
7.512
9.288
10.238
10.191
10.013
9.580
9.971
9.938
11.041
11.323
11.027
10.088
10.194
10.380
10.365
Total Investasi
4.099
4.127
3.274
4.496
3.937
5.167
5.130
5.038
4.166
4.162
4.717
5.192
5.345
5.431
5.144
5.250
5.226
5.271
Total Investment
Total Konsumsi
1.388
2.118
2.050
2.290
2.750
3.118
3.155
3.291
3.158
3.280
3.316
3.331
3.421
3.481
3.523
3.602
3.632
3.691
Total Consumption
55
Tabel 1.53 Non Performing Loan BUSN Non Devisa Berdasarkan Jenis Penggunaan
(Non Performing Loan of Non Foreign Exchange Commercial Banks Based on Type of Use)
Jenis
Penggunaan
2010
2005 2006 2007 2008
2009
Sep
Okt
2011
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Type of
Use
431
316
277
248
356
667
723
674
681
697
697
631
515
575
698
711
687
711
Total Investasi
70
60
55
69
219
315
313
338
321
345
336
280
216
367
274
273
264
261
Total Investment
Total Konsumsi
230
219
129
151
212
223
238
244
259
285
294
273
483
313
318
316
317
316
Total Consumption
Total Modal Kerja
56
Tabel 1.54 Non Performing Loan BPD Berdasarkan Jenis Penggunaan

(Non Performing Loan of Regional Development Banks Based on Type of Use)
Jenis
Penggunaan
2010
2005 2006 2007 2008
2009
Sep
Okt
2011
Nov
Des
Jan
Feb
Mar Apr
Mei
Jun
Jul
Ags
Sep
Type of
Use
Total Modal Kerja
421
446
670
776
1.394
2.170
2.363
2.253
1.934
2.112
2.072
2.244
2.394
2.581
2.529
2.574
2.626
2.650
Total Investasi
244
204
256
320
349
512
650
687
547
703
704
715
714
708
664
704
718
750
Total Investment
Total Konsumsi
169
242
284
262
317
501
530
541
485
544
553
580
585
649
639
656
680
682
Total Consumption
57
Tabel 1.55 Non Performing Loan Bank Campuran Berdasarkan Jenis Penggunaan
(Non Performing Loan of Joint Venture Banks Based on Type of Use)
Jenis
Penggunaan
2010
2005 2006 2007 2008
2009
Sep
Okt
2011
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Type of
Use
1.008
877
657
1.148
1.399
1.320
1.316
1.344
1.368
1.307
1.224
1.301
1.281
1.260
1.183
1.127
1.170
1.181
Total Investasi
359
456
116
198
783
690
740
741
752
747
719
791
786
782
775
764
766
770
Total Investment
Total Konsumsi
78
141
153
194
314
423
430
454
463
473
473
455
452
463
468
471
492
505
Total Consumption
Total Modal Kerja
58
Tabel 1.56 Non Performing Loan Bank Asing Berdasarkan Jenis Penggunaan
(Non Performing Loan of Foreign Owned Banks Based on Type of Use)
Jenis
Penggunaan
2010
2005 2006 2007 2008
2009
Sep
Okt
Nov
2011
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
1.850
1.088
1.027
2.240
2.153
1.678
1.803
1.670
1.617
1.557
1.436
1.390
1.444
1.286
1.305
1.198
1.259
1.274
Total Investasi
65
127
309
432
573
370
361
336
330
302
305
315
311
308
330
307
947
960
Total Konsumsi
916
1.450
3.053
3.942
4.678
3.776
3.895
1.530
1.598
1.673
1.667
1.788
1.851
2.010
2.094
2.166
2.261
2.329
Total Modal Kerja
Type of
Use
Total Investment
Total Consumption
59
Tabel 1.57 Non Performing Loan Bank Umum Berdasarkan Jenis Penggunaan Per Lokasi Bank Penyalur - September 2011
(Non Performing Loan of Commercial Banks Based on Type of Use by Banks Location - September 2011)
Lokasi
Jawa Barat
Banten
DKI Jakarta
D.I Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Aceh
Sumatera Utara
Sumatera Barat
Riau
Kepulauan Riau
Sumatera Selatan
Bangka Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Papua Barat
Lainnya
Total
60
Modal Kerja
(Working Capital)
Investasi
(Investment)
Konsumsi
(Consumption)
Location
2.849
569
13.369
218
2.125
4.529
104
251
754
1.779
299
456
497
248
23
564
370
119
579
101
243
990
328
98
61
111
144
285
130
69
105
34
25
320
607
113
6.319
53
317
728
13
24
166
418
118
111
106
65
1
111
159
42
253
8
42
382
51
11
44
17
21
189
20
14
18
8
12
26
1.445
561
5.416
112
560
953
32
79
236
543
94
241
172
161
17
123
90
60
233
28
62
401
150
10
39
36
61
87
49
36
48
18
17
0
Jawa Barat
Banten
DKI Jakarta
D.I Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Aceh
Sumatera Utara
Sumatera Barat
Riau
Kepulauan Riau
Sumatera Selatan
Bangka Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Papua Barat
Others
32.748
10.587
12.171
Total
Tabel 1.58 Non Performing Loan Bank Umum Berdasarkan Lokasi Bank Penyalur Kredit
(Non Performing Loan of Commercial Banks Based on Location of Bank)
2010
Lokasi
Jawa Barat
Banten
DKI Jakarta
D.I Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Aceh
Sumatera Utara
Sumatera Barat
Riau
Kepulauan Riau
Sumatera Selatan
Bangka Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Papua Barat
Lainnya
Total
2005 2006 2007 2008
2009
Sep
Okt
Nov
2011
Des
2.603
375
32.432
152
1.669
3.737
44
338
104
3.265
281
1.493
236
24
128
701
205
316
77
148
1.820
205
119
47
65
272
210
33
43
7
1.441
2.589
656
26.535
244
2.332
4.796
64
341
55
3.836
301
1.002
199
31
186
511
178
410
48
243
1.815
245
93
51
71
465
59
34
55
16
598
2.672
715
20.907
391
1.706
4.065
73
260
88
3.308
289
444
231
208
33
272
379
207
490
43
290
1.683
250
81
73
117
139
409
65
30
72
19
15
743
3.345
605
25.773
181
1.742
2.771
65
214
177
1.799
244
438
312
276
26
439
433
202
450
47
262
716
257
93
45
105
141
245
75
47
72
47
22
205
3.707
919
26.701
290
1.934
3.964
86
300
300
2.536
368
585
528
327
89
504
300
228
532
63
355
1.114
299
81
61
112
164
527
140
58
112
38
27
195
4.560
1.028
24.406
355
2.144
4.452
121
247
654
3.057
517
885
528
397
26
615
318
239
766
78
284
1.291
429
77
71
138
163
578
151
116
158
38
36
325
4.648
1.049
25.786
314
2.195
4.464
124
254
777
3.076
471
729
520
453
26
641
366
246
930
79
295
1.340
442
92
78
147
165
553
161
117
160
37
42
353
4.973
1.208
24.467
393
2.593
4.886
148
375
869
3.307
464
798
550
453
24
809
515
216
822
87
318
1.469
441
101
108
158
202
554
177
113
168
41
46
353
4.223
1.019
21.033
341
2.253
4.516
101
291
769
2.710
379
683
496
416
21
577
388
170
723
75
303
1.271
441
90
79
139
166
475
154
92
104
37
31
676
52.589
48.057
40.767
41.872
47.548
49.248
51.130
52.205 45.241
Jan
Feb
4.537 4.537
1.095 1.126
21.894 22.176
358
423
2.457 2.500
5.027 5.287
122
134
308
325
822
917
2.861 2.766
411
428
731
703
528
582
444
449
25
26
594
615
444
598
190
203
924
732
81
88
319
328
1.461 1.613
492
515
93
96
116
122
152
161
179
188
505
550
168
202
102
98
106
122
42
43
40
39
676
669
48.304
49.361
Mar
Sep
Location
Apr
Mei
Jun
Jul
Ags
4.300
1.064
24.107
368
2.775
5.408
132
334
946
2.660
444
665
540
415
32
655
589
204
876
82
294
1.581
508
100
121
162
191
545
192
102
131
49
42
356
4.512
1.143
24.630
375
2.952
5.461
123
348
977
2.668
461
709
610
384
32
718
604
214
902
92
313
1.650
533
102
128
178
202
579
195
109
136
52
53
354
4.719
1.208
25.307
400
3.063
6.315
137
363
1.050
2.754
476
711
690
403
36
783
617
229
1.080
97
343
1.772
538
107
133
178
211
584
204
118
158
54
54
352
4.564
1.173
24.179
383
3.074
6.085
144
364
1.074
2.717
487
700
682
396
37
791
614
221
906
101
347
1.740
533
108
135
181
217
587
209
105
160
47
54
344
4.700
1.213
24.180
396
3.147
6.429
153
366
1.124
2.792
506
739
737
410
41
777
616
226
981
135
360
1.743
546
111
141
178
224
583
202
111
170
55
53
343
4.847
1.239
25.445
402
3.092
6.391
160
357
1.159
2.797
519
837
753
464
42
795
648
227
1.071
139
373
1.805
550
116
146
164
230
569
203
112
171
56
55
325
4.901
1.244
25.104
383
3.002
6.209
150
354
1.157
2.739
511
808
776
473
41
798
619
221
1.065
137
348
1.773
529
119
144
164
227
562
198
119
172
60
54
346
Jawa Barat
Banten
DKI Jakarta
D.I Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Aceh
Sumatera Utara
Sumatera Barat
Riau
Kepulauan Riau
Sumatera Selatan
Bangka Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Papua Barat
Others
50.969
52.497
55.245
53.458
54.489
56.260
55.507
Total
61
Tabel 1.59 NPL Yang Penarikannya Menggunakan Kartu

(NPL Withdrawn by Credit Card)
Kelompok
Bank
2010
2005 2006 2007 2008
2009
2011
Sep
Okt
Nov
Des
Jan
Feb Mar
Apr
Mei
Jun
Jul
Ags
Group of
Bank
Sep
1. Bank Persero
270
196
131
143
144
146
155
158
154
157
139
154
161
143
147
1. State Owned Banks
2. BUSN Devisa
273
457
449
477
483
489
516
474
461
450
440
454
460
434
424
2. Foreign Exchange
Commercial Banks
3. BUSN Non Devisa
3. Non-Foreign Exchange
4. Regional Development Banks
Commercial Banks
4. BPD
5. Bank Campuran
157
226
172
219
240
241
231
228
219
212
214
219
211
221
221
5. Joint Venture Banks
6. Bank Asing
2.505
3.029
1.437
1.516
603
668
663
660
677
694
741
761
776
791
801
6. Foreign Owned Banks
7. Bank Umum
3.205
3.908
2.189
2.356
1.470
1.543
1.565
1.520
1.511
1.514
1.534
1.589
1.608
1.589
1.593
62
7. Commercial Banks
Tabel 1.60 Non Performing Loan MKM dan UMKM Menurut Kelompok Bank
(NPL of Micro, Small, and Medium & NPL of Micro, Small and Medium Entreprises based on Group Bank)
Kelompok
Bank
MKM
1. Bank Persero
2. Bank Pemerintah Daerah
2 0 1 0*)
2005 2006 2007 2008
2011
Group of
Bank
2009
Sep
Okt
Nov
Des
Jan
Feb
Mar
Aprr)
Mei
Jun
Jul
Ags
Sep
8.178
7.812
9.784
9.474
9.890
11.770
10.459
11.987
12.578
12.374
12.945
14.082
13.722
14.224
14.602
14.225
1.130
1.195
1.661
2.676
2.863
2.863
2.362
2.604
2.743
2.879
3.039
3.178
3.176
3.290
3.337
3.430

2. Regional Development
Banks
3. Bank Swasta Nasional
6.942
7.440
8.467
9.841
9.840
9.921
9.505
10.110
10.507
10.327
10.658
10.932
10.935
10.974
11.081
11.229
3. Foreign Exchange
Commercial Banks
4. Bank Asing dan
1.331
2.356
2.809
3.453
3.111
2.069
1.749
1.466
1.361
1.814
1.970
1.914
1.916
1.800
1.803
1.848
Foreign Owned Banks
Campuran
Jumlah
4. Joint Venture Banks and
17.581 18.803
22.720 25.443 25.704
26.167
27.189
27.394
28.612
30.106
29.749
30.289
30.823
30.732
Total
8.842
9.345
9.799
10.225
11.339
10.939
11.376
11.871
11.398
1.966
1.853
2.021
2.062
2.242
2.033
2.065
2.079
2.118
5.018
5.100
5.160
5.140
5.229
5.244
5.292
5.230
5.213
3. Foreign Exchange
26.623
1. Bank Persero
2. Bank Pemerintah Daerah
24.075
UMKM1)
Banks
Commercial Banks
4. Bank Asing dan
295
273
261
260
254
262
255
230
240
Foreign Owned Banks
Campuran
Jumlah
4. Joint Venture Banks and
Ket: Lihat penjelasan hal. iv

*)
Angka Sementara
r)
Revisi
1)
Sejak Januari 2011 menggunakan angka berdasarkan nilai wajar
16.122
16.571
17.241
17.687
19.064
18.478
18.987
19.411
18.969
Total
Note: See the explanation page iv

*)
Provisional
r)
Revised
1)
since January 2011, micro, small & medium credit are presented according to the fair value
63
Tabel 1.61 Non Performing Loan Rincian Kredit MKM dan UMKM Menurut Kelompok Bank
(NPL Detail of Micro, Small and medium & NPL Detail of Micro, Small and Medium Entreprises based on group of bank)
Kelompok
Bank
*)
2005 2006 2007 2008
MKM
1. Bank Persero
Mikro
Kecil
Menengah
2. BPD
2009
2010
Okt Nov
Sep
Des
Jan
Feb
Mar
2011
Apr
Mei Jun
r)
Jul
Ags
Sep
7.812
4.137
1.490
2.185
1.195
9.784
4.941
2.085
2.758
1.661
9.474
3.456
2.764
3.254
2.676
9.890 11.770 10.459

3.546 3.652 3.491
2.842 3.401 3.005
3.501 4.717 3.963
2.863 2.863 2.362
11.987 12.578 12.374 12.945

3.941 4.136 3.862 4.077
3.456 3.642 3.673 3.979
4.589 4.800 4.838 4.890
2.604 2.743 2.879 3.039
14.082
4.084
4.433
5.565
3.178
13.722
3.847
4.378
5.497
3.176
14.224 14.602
3.867 3.941
4.642 4.753
5.715 5.908
3.290 3.337
14.225
3.835
4.630
5.760
3.430
Mikro
Kecil
Menengah
Mikro
Kecil
Menengah
4. Bank Asing dan
Campuran
Mikro
Kecil
Menengah
494
482
219
7.440
1.829
2.313
3.299
2.356
540
697
424
8.467
2.132
2.399
3.936
2.809
738
1.083
856
9.841
2.136
3.054
4.650
3.453
764
1.127
972
9.840
2.137
3.069
4.635
3.111
762
1.100
1.001
9.921
2.218
3.125
4.578
2.069
501
961
900
9.505
2.665
2.851
3.989
1.748
505
566
547
588
1.053 1.116 1.150 1.227
1.046 1.061 1.181 1.224
10.110 10.507 10.327 10.658
2.732 2.950 2.883 2.896
3.066 3.209 3.138 3.310
4.311 4.349 4.307 4.452
1.466 1.361 1.814 1.970
602
1.303
1.273
10.932
2.971
3.475
4.485
1.914
602
1.313
1.261
10.935
3.015
3.528
4.392
1.916
625
636
1.362 1.392
1.304 1.310
10.974 11.081
2.927 2.943
3.604 3.685
4.443 4.453
1.800 1.803
694
1.437
1.299
11.229
2.944
3.738
4.547
1.848
1.567
151
638
1.888
211
711
2.439
564
450
2.061
577
473
1.143
451
475
832
457
459
1.267
450
253
1.197
465
252
1.213
481
222
Jumlah
- 18.803
26.167 27.189 27.394 28.612
30.106
UMKM1)
1. Bank Persero
Mikro
Kecil
Menengah
2. BPD
8.842
1.251
4.799
2.793
1.966
9.345
1.361
4.952
3.032
1.853
9.799 10.225
1.448 1.507
5.512 5.637
2.839 3.081
2.021 2.062
Mikro
Kecil
Menengah
Mikro
Kecil
Menengah
4. Bank Asing dan
Campuran
Mikro
Kecil
Menengah
190
1.206
570
5.018
661
1.556
2.801
295
194
1.302
357
5.100
727
1.593
2.780
273
204
1.298
519
5.160
734
1.592
2.834
261
42
22
231
36
17
220
37
20
204
Jumlah
Ket:
64
*)
r)
1)
Angka Sementara
22.720 25.443 25.704 26.623 24.075
Revisi
Sejak Februari 2011 menggunakan angka berdasarkan nilai wajar
642
448
377
687
418
256
1.147
442
225
1.098
484
219
Group of
Bank
Micro
Small
Medium
Banks
Micro
Small
Medium
3. Commercial Banks
Micro
Small
Medium
and Joint Venture Banks
Micro
Small
Medium
1.082
495
226
1.085
517
246
29.749
30.289 30.823
30.732
Total
11.339
1.550
6.523
3.266
2.242
10.939
1.574
6.364
3.001
2.033
11.376 11.871
1.641 1.761
6.616 6.014
3.119 4.096
2.065 2.079
11.398
1.711
5.856
3.831
2.118
206
1.298
558
5.140
731
1.636
2.773
260
207
1.314
720
5.229
736
1.648
2.845
254
219
1.310
504
5.244
755
1.700
2.789
262
246
1.332
487
5.292
771
1.680
2.841
255
222
1.366
492
5.230
721
1.736
2.774
230
270
1.346
502
5.213
682
1.747
2.785
240
34
20
205
32
20
201
34
25
203
34
24
197
31
21
178
30
19
191

Micro
Small
Medium
Banks
Micro
Small
Medium
3. Commercial Banks
Micro
Small
Medium
Micro
Small
Medium
16.122 16.571 17.241 17.687
19.064
18.478 18.987 19.411
18.969
Total
Note: Provisional
r)
Revised
1)
*)
Tabel 1.62 Non Performing Loan MKM dan UMKM Berdasarkan Jenis Penggunaan
(NPL of Micro, small and Medium & NPL of Micro, Small and Medium Entreprises based in type of Use)
Jenis
Penggunaan
*)
2005 2006 2007 2008
2009
2010
Okt Nov
Sep
Des
Jan
Feb
2011
Aprr) Mei
Mar
Jun
Jul
Ags
Sep
17.353
-
17.217
-
3.437
-
3.504
-
3.573
-
Investment
- Property
- Agro-business
- Others
9.653
-
9.884
-
9.966
-
9.942
-
Consumption
- Housing and
Apartement up to
Type 70
- Housing and
Apartement > Type 70
- Shop houses and
Shop-offices
- Others
24.075 26.167 27.189 27.394 28.612
30.106 29.749 30.289
30.823
30.732
Total
- 13.232 13.594 14.249 14.645
15.767 15.388 15.780
16.195
15.795
Working Capital
2.890
2.976
2.992
3.042
3.297
3.090
3.207
3.215
3.174
- 16.122 16.571 17.241 17.687
19.064 18.478 18.987
19.411
18.969
MKM
Modal Kerja
- Properti
- Agrobisnis
- Lainnya
- 10.393
171
271
- 9.951
Investasi
- Properti
- Agrobisnis
- Lainnya
2.365
70
518
1.777
2.841
64
597
2.181
2.797
243
33
2.520
2.949
217
37
2.695
2.983
237
36
2.710
2.682
216
30
2.436
3.046
-
3.146
-
3.069
-
3.207
-
3.407
-
3.294
-
Konsumsi
- KPR dan Apartemen
s.d Tipe 70
6.046
1.430
7.212
1.631
9.197
2.517
9.027
2.663
8.375
2.631
7.384
2.120
8.032
-
8.303
-
8.788
-
9.316
-
9.631
-
- KPR dan Apartemen

> Tipe 70
- Ruko dan Rukan
1.052
1.301
901
800
856
848
161
207
173
174
174
174
- Lainnya
3.403
4.073
5.605
5.390
4.714
4.242
Jumlah
- 18.803
UMKM 1)
Modal Kerja
Investasi
Tidak Teridentifikasi
Jumlah
Ket:
*)
r)
12.667 13.450 13.729 15.265

264 1.093 1.296 1.426
21
20
20
285
12.119 12.335 12.413 13.819
22.720 25.443 25.704 26.623
Angka Sementara
Revisi
1)
Type of
Use
14.009 15.088 15.740 15.536 16.089

1.142
16
12.851
-
17.068 16.802 16.967

-
Working Capital
- Property
- Agro-business
- Others
Investment
Un-identified
Total
Note:*) Provisional
r)
Revised
1)
65
Tabel 1.63 Non Performing Loan MKM dan UMKM Berdasarkan Sektor Ekonomi
(NPL of Micro, Small and Medium and NPL of Micro, Small and Medium Entreprises based on Economic Sector)
Sektor
Ekonomi
MKM
1. Pertanian, perburuan dan
sarana pertanian
2. Pertambangan
3. Perindustrian
5. Konstruksi
6. Perdagangan, restoran dan
hotel
7. Pengangkutan, pergudangan
dan komunikasi
8. Jasa Dunia usaha
10. Lain-lain
Jumlah
UMKM 1)
1. Pertanian, Perburuhan, dan
Kehutanan
2. Perikanan
3. Pertambangan dan
Penggalian
4. Industri Pengolahan
5. Listrik, Gas dan Air
6. Konstruksi
7. Perdagangan Besar dan
Eceran
8. Penyediaan Akomodasi dan
Penyedian Makan Minum
9. Transportasi, Pergudangan
dan Komunikasi
10. Perantara Keuangan
11. Real Estate, Usaha
Persewaan, dan jasa
perusahaan
12. Administrasi Pemerintahan,
Pertanahan Dan Jaminan
Sosial Wajib
13. Jasa Pendidikan
14. Jasa Kesehatan dan
Kegiatan Sosial
15. Jasa Kemasyarakatan,
Sosial Budaya, Hiburan dan
Perorangan Lainnya
16. Jasa Perorangan yang
Melayani Rumah Tangga
17. Kegiatan Usaha yang Belum
Jelas Batasannya
18. Bukan Lapangan Usaha Rumah Tangga
19. Bukan Lapangan Usaha Lainnya
20. Tidak Teridentifikasi
Total
Ket:
66
*)
r)
*)
2005 2006 2007 2008 2009
2010
Okt Nov
Sep
Des
Jan
Feb
2011
Apr
Mei Jun
*)
Mar
Jul
Ags
Economic
Sector
Sep
1.134
1.441
865
861
918
702
735
812
826
812
833
827
812
832
836
1.
100
3.774
8
888
6.301
93
2.603
18
1.183
7.879
195
2.598
20
1.251
8.192
104
2.637
21
1.421
8.250
110
2.681
28
1.573
9.503
124
2.454
30
1.270
8.758
137
2.662
30
1.347
9.406
130
2.857
32
1.400
9.604
131
2.665
27
1.429
9.747
128
2.819
43
1.514
9.894
124
2.843
43
1.558
10.724
134
2.740
38
1.583
10.492
144
2.654
42
1.615
10.679
148
2.742
43
1.624
11.017
141
2.757
44
1.745
10.827
2.
3.
4.
5.
6.
394
414
586
599
563
458
567
1.000
670
716
607
603
601
618
601
7.
1.108
270
6.736
1.396
292
7.401
1.044
994
9.698
1.106
1.185
9.520
1.125
1.015
9.107
1.335
929
8.015
932
1.749
8.603
593
1.854
8.906
584
1.929
9.386
592
2.166
9.929
678
2.402
10.294
590
2.404
10.338
597
2.536
10.609
597
2.523
10.679
571
2.496
10.714
Transportation, warehousing
and communications
9. Social Services
10. Others
20.712
22.720
25.443
25.704
26.623
24.075
26.167
27.189
27.394
28.612
30.106
29.750
30.289
30.823
30.732
Total
788
809
870
833
842
831
866
914
920
1.
92
159
84
112
76
162
74
162
79
180
88
112
137
119
184
113
189
97
2.
3.
Agriculture, hunting, and

forestry
Fishery
Mining and quarrying
2.316
41
1.403
7.905
2.478
51
1.308
8.179
2.520
28
1.363
8.509
2.605
23
1.392
8.599
2.596
13
1.574
9.590
2.526
12
1.458
9.126
2.620
13
1.474
9.302
2.559
13
1.501
9.637
2.347
14
1.545
9.395
4.
5.
6.
7.
Processing industry
Electricity, gas and water
Construction
Wholesale and retail trade
351
363
384
378
376
369
389
412
393
8.
432
428
427
451
471
511
469
540
622
9.
93
542
103
295
82
511
98
533
123
553
114
579
118
608
127
632
114
617
10.
11.
11
11
14
16
17
12.
18
237
20
233
27
251
29
260
29
104
29
250
31
244
31
247
25
254
13.
14.
564
576
615
617
640
596
618
641
622
15.
82
86
91
103
90
37
32
32
35
16.
46
54
52
56
65
62
17.
1.085
1.207
1.313
1.477
1.739
1.777
1.879
1.746
1.701
18.
19.
229
20.
Provision of accommodation and

theprovisionofeatinganddrinking
Transportation, warehousing
and communications
Financial intermediaries
Real estate, Business
Ownership, and Business
Services
Government
administration, defense and
compulsory social security
Education services
Health services and social
activities
Social services, social,
cultural, entertainment and
other individual
Individual services which
serve households
Business activities are not
clearly defined
Not the business field households
Not the business field other
Un-identified
16.571
17.241
17.687
19.064
18.478
18.987
19.411
18.969
16.122
Angka sementara
Revisi
1)
Note:
Agriculture, hunting and

Mining
Manufacturing
Construction
Trade, restaurants and hotels
Total
*)
r)
Provisional
Revised
1)
Tabel 1.64 Non Performing Loan Penerusan Kredit

(Non Performing Loan Channelling Credit) Off-Balance Sheet
Kelompok
Bank
Bank Persero
- Non Performing Penerusan
Kredit
- Total Penerusan Kredit
- Rasio Non Performing (%)
BUSN Devisa
2010
2005 2006 2007 2008
5.549
7.244
4.844
5.780
2009
4.895
2011
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
4.742
4.728
5.428
4.717
4.698
4.680
5.624
4.925
4.924
4.926
5.545
4.865
27.162 26.672
17,41 20,35
26.939
17,51
26.831
17,51
26.454 26.110 26.053 25.831

17,69 21,54 18,90 19,06
26.017
18,93
25.840
21,46
25.987
18,72
29.670 35.766 38.318 40.613 27.403 27.074

18,70 20,26
12,64 14,23
17,86 17,52
Sep

Kredit
BUSN Non Devisa
1.295
1.628
1.742
1.850
1.945
478
479
435
434
435
435
434
434
439
440
439
439
2.822
45,89
2.869
56,73
2.883
60,42
2.854
64,81
2.879
67,55
704
67,92
710
67,51
679
64,14
679
63,92
674
64,49
669
65,00
666
65,24
662
65,54
655
67,08
648
67,98
644
68,15
643
68,29

Kredit
BPD
Kredit
Bank Campuran
Kredit
Bank Asing
Kredit
Bank Umum
Kredit
15
12
12
11
21
21
21
21
21
21
34
34
34
34
34
34
42
34,52
41
30,03
41
29,95
39
28,89
18
23,66
62
34,15
62
34,18
62
34,19
62
33,27
50
41,23
63
32,53
63
54,16
63
54,08
63
54,14
63
54,26
63
54,33
63
54,27
1.150
1.196
1.202
1.359
1.404
1.461
1.449
1.453
1.456
1.446
1.475
1.444
1.454
1.561
1.417
1.446
1.415
1.982
58,04
2.035
58,80
2.280
52,73
2.389
56,88
2.593
54,14
2.243
65,15
2.212
65,50
2.308
62,97
2.479
58,73
2.492
58,02
2.835
52,04
2.527
57,14
2.276
63,88
2.611
59,79
2.217
63,92
2.172
66,57
2.534
55,83
8.009 10.081
7.801
9.000
8.247
6.703
6.677
7.337
6.628
6.599
6.611
7.537
6.847
6.959
6.818
7.464
6.753
30.145 29.720
22,15 24,69
30.160
21,98
30.048
21,96
30.021 29.367 29.054 29.161

22,02 25,67 23,57 23,86
28.945
23,56
28.720
25,99
29.228
23,11
34.517 40.710 43.675 45.962 32.893 30.083

23,20 24,76
17,86 19,58
25,07 22,28
Group of
Bank
State Owned Banks

4.880 - Non Performing Channelling
Credit
26.314 - Total Channelling Credit
18,55 - Non Performing Ratio (%)
Banks
440 - Non Performing Channelling
Credit
641 - Total Channelling Credit
Commercial Banks
55 - Non Performing Channelling
Credit
86 - Total Channelling Credit
Credit
Joint Venture Banks
- - Non Performing Channelling
Credit
- - Total Channelling Credit
- - Non Performing Ratio (%)
Foreign Owned Banks
- - Non Performing Channelling
Credit
- - Total Channelling Credit
- - Non Performing Ratio (%)
Commercial Banks
Credit
67
Tabel 1.65 Komposisi DPK Bank Umum

(Composition of Third Party Funds of Commercial Banks)
Desember 2006
Desember 2007
Desember 2008
Desember 2009
September 2010
Desember 2010
September 2011
Komposisi
thd Total
DPK (%)
Nominal (Composition
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Giro
Rupiah
Valas
338.011
249.564
88.447
26,26
19,39
6,87
405.551
309.335
96.216
26,84
20,47
6,37
430.000
307.743
122.257
24,53
17,55
6,97
465.222
332.198
133.024
23,85
17,03
6,82
504.230
352.122
152.108
23,52
16,42
7,09
535.855
383.808
152.047
580.558
425.895
154.663
22,81
16,74
6,08
Demand Deposits
Rupiah
Foreign Exchange
Deposito
Rupiah
Valas
615.163
510.008
105.155
47,79
39,62
8,17
666.708
540.982
125.726
44,13
35,81
8,32
824.704
675.983
148.722
47,04
38,56
8,48
899.783
761.844
137.939
46,13
39,05
7,07
986.243
841.815
144.429
46,00 1.069.811
39,26 928.089
6,74 141.723
45,74 1.167.294
39,68 1.017.894
6,06
149.401
45,87
40,00
5,87
Time Deposits
Rupiah
Foreign Exchange
Tabungan
Rupiah
Valas
333.928
333.873
55
25,94
25,94
0,00
438.574
434.480
4.095
29,03
28,76
0,27
498.587
476.717
21.870
28,44
27,19
1,25
585.707
544.411
41.295
30,03
27,91
2,12
653.591
600.368
53.223
30,48
28,00
2,48
31,35
29,02
2,33
797.009
739.636
57.373
31,32
29,06
2,25
Savings Deposits
Rupiah
Foreign Exchange
Total DPK
Rupiah
Valas
1.287.102
1.093.445
193.657
100 2.544.862
85,11 2.183.424
14,89
361.437
100
85,80
14,20
Total Third Party Funds

Rupiah
Foreign Exchange
Indikator
68
100 1.510.834
84,95 1.284.797
15,05 226.037
100 1.753.292
85,04 1.460.443
14,96
292.849
100 1.950.712
83,30 1.638.454
16,70 312.258
100 2.144.064
83,99 1.794.305
16,01 349.759
733.157
678.621
54.536
100 2.338.824
83,69 1.990.518
16,31 348.306
22,91
16,41
6,50
Indicator
Tabel 1.66 Komposisi DPK Bank Persero

(Composition of Third Party Funds of State Owned Banks)
Desember 2006
Desember 2007
Desember 2008
Desember 2009
September 2010
Desember 2010
September 2011
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Giro
Rupiah
Valas
112.324
88.947
23.377
23,38
18,52
4,87
146.613
121.749
24.865
25,68
21,32
4,35
151.767
123.438
28.329
22,66
18,43
4,23
172.602
136.512
36.090
22,03
17,43
4,61
151.694
106.581
45.113
19,59
13,76
5,83
194.533
152.770
41.763
21,65
17,00
4,65
182.987
134.819
48.167
20,35
14,99
5,36
Demand Deposits
Rupiah
Foreign Exchange
Deposito
Rupiah
Valas
207.536
176.718
30.818
43,20
36,79
6,42
215.871
179.313
36.559
37,81
31,40
6,40
280.614
235.219
45.395
41,89
35,12
6,78
332.201
274.965
57.236
42,41
35,10
7,31
339.066
286.127
52.939
43,79
36,95
6,84
380.106
328.677
51.429
42,31
36,58
5,72
372.520
324.000
48.520
41,42
36,03
5,40
Time Deposits
Rupiah
Foreign Exchange
Tabungan
Rupiah
Valas
160.534
160.496
38
33,42
33,41
0,01
208.524
208.490
33
36,52
36,51
0,01
237.446
230.047
7.399
35,45
34,34
1,10
278.581
268.894
9.687
35,56
34,32
1,24
283.625
271.835
11.789
36,63
35,10
1,52
323.767
311.891
11.876
36,04
34,72
1,32
343.815
331.513
12.301
38,23
36,86
1,37
Savings Deposits
Rupiah
Foreign Exchange
Total DPK
Rupiah
Valas
480.394
426.160
54.234
100
88,71
11,29
571.008
509.552
61.456
100
89,24
10,76
669.827
588.704
81.123
100
87,89
12,11
783.384
680.371
103.013
100
86,85
13,15
774.385
664.544
109.841
100
85,82
14,18
898.405
793.338
105.067
100
88,31
11,69
899.322
790.333
108.989
100
87,88
12,12

Rupiah
Foreign Exchange
Indikator
Indicator
69
Tabel 1.67 Komposisi DPK BUSN Devisa

(Composition of Third Party Funds of Foreign Exchange Commercial Banks)
Desember 2006
Desember 2007
Desember 2008
Desember 2009
September 2010
Desember 2010
September 2011
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Giro
Rupiah
Valas
104.100
68.884
35.216
19,82
13,12
6,71
128.178
91.502
36.676
21,12
15,08
6,04
137.481
89.607
47.875
19,59
12,77
6,82
153.929
104.102
49.827
19,71
13,33
6,38
181.673
122.629
59.043
20,37
13,75
6,62
195.216
133.895
61.322
20,02
13,73
6,29
203.071
145.426
57.645
18,75
13,43
5,32
Demand Deposits
Rupiah
Foreign Exchange
Deposito
Rupiah
Valas
279.736
244.890
34.845
53,27
46,63
6,63
294.304
252.222
42.082
48,49
41,56
6,93
361.058
309.732
51.326
51,45
44,14
7,31
372.792
326.063
46.729
47,73
41,75
5,98
418.888
361.224
57.664
46,98
40,51
6,47
464.038
407.603
56.435
47,58
41,79
5,79
521.443
460.235
61.208
48,16
42,50
5,65
Time Deposits
Rupiah
Foreign Exchange
Tabungan
Rupiah
Valas
141.341
141.324
17
26,91
26,91
0,00
184.450
184.429
21
30,39
30,39
0,00
203.171
198.120
5.051
28,95
28,23
0,72
254.350
238.632
15.718
32,56
30,55
2,01
291.124
269.390
21.734
32,65
30,21
2,44
316.054
294.034
22.020
32,41
30,15
2,26
358.288
333.940
24.348
33,09
30,84
2,25
Savings Deposits
Rupiah
Foreign Exchange
Total DPK
Rupiah
Valas
525.177
455.098
70.079
100
86,66
13,34
606.932
528.154
78.778
100
87,02
12,98
701.710
597.459
104.251
100
85,14
14,86
781.072
668.798
112.274
100
85,63
14,37
891.685
753.243
138.442
100
84,47
15,53
975.308
835.532
139.777
100 1.082.802
85,67 939.601
14,33 143.201
100
86,77
13,23

Rupiah
Foreign Exchange
Indikator
70
Indicator
Tabel 1.68 Komposisi DPK BUSN Non Devisa

(Composition of Third Party Funds of Non-Foreign Exchange Commercial Banks)
Indikator
Desember 2006
Desember 2007
Desember 2008
Desember 2009
September 2010
Desember 2010
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
September 2011
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Indicator
Giro
Rupiah
Valas
1.811
1.811
-
7,41
7,41
-
2.195
2.195
-
7,20
7,20
-
1.779
1.779
0
5,36
5,36
0
2.184
2.183
0
4,96
4,96
0
2.103
2.103
-
3,88
3,88
-
2.745
2.745
-
4,66
4,66
-
3.085
3.085
-
4,20
4,20
-
Demand Deposits
Rupiah
Foreign Exchange
Deposito
Rupiah
Valas
20.234
20.234
-
82,85
82,85
-
25.103
25.103
-
82,33
82,33
-
28.059
28.059
-
84,48
84,48
-
37.635
37.635
0
85,57
85,57
0
46.836
46.836
-
86,30
86,30
-
50.026
50.026
-
84,86
84,86
-
61.274
61.274
-
83,48
83,48
-
Time Deposits
Rupiah
Foreign Exchange
Tabungan
Rupiah
Valas
2.379
2.379
-
9,74
9,74
-
3.194
3.194
-
10,48
10,48
-
3.375
3.375
-
10,16
10,16
-
4.161
4.161
-
9,46
9,46
-
5.331
5.331
-
9,82
9,82
-
6.178
6.178
-
10,48
10,48
-
9.039
9.039
-
12,32
12,32
-
Savings Deposits
Rupiah
Foreign Exchange
Total DPK
Rupiah
Valas
24.423
24.423
-
100
100
-
30.491
30.491
-
100
100
-
33.213
33.213
0
100
100
0
43.980
43.979
0
100
100
0
54.271
54.271
-
100
100
-
58.950
58.950
-
100
100
-
73.398
73.398
-
100
100
-

Rupiah
Foreign Exchange
71
Tabel 1.69 Komposisi DPK BPD

(Composition of Third Party Funds of Regional Development Banks)
Indikator
Desember 2006
Desember 2007
Desember 2008
Desember 2009
September 2010
Desember 2010
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
September 2011
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Indicator
Giro
Rupiah
Valas
74.723
74.692
31
57,86
57,84
0,02
69.289
69.123
167
51,60
51,47
0,12
70.746
70.653
93
49,38
49,32
0,07
63.848
63.553
294
41,94
41,74
0,19
87.511
86.880
632
42,86
42,55
0,31
62.196
61.725
471
33,87
33,61
0,26
105.045
104.596
448
41,66
41,49
0,18
Demand Deposits
Rupiah
Foreign Exchange
Deposito
Rupiah
Valas
29.409
29.365
44
22,77
22,74
0,03
31.792
31.750
42
23,67
23,64
0,03
35.015
34.877
138
24,44
24,34
0,10
44.673
44.148
525
29,34
29,00
0,34
76.525
76.003
523
37,48
37,23
0,26
67.815
67.365
450
36,93
36,69
0,24
96.354
95.448
906
38,22
37,86
0,36
Time Deposits
Rupiah
Foreign Exchange
Tabungan
Rupiah
Valas
25.008
25.008
-
19,37
19,37
-
33.205
33.205
-
24,73
24,73
-
37.498
37.497
1
26,17
26,17
0,00
43.728
43.724
4
28,72
28,72
0,00
40.132
40.119
14
19,66
19,65
0,01
53.614
53.595
19
29,20
29,19
0,01
50.720
50.703
17
20,12
20,11
0,01
Savings Deposits
Rupiah
Foreign Exchange
Total DPK
Rupiah
Valas
129.141
129.065
75
100
99,94
0,06
134.287
134.077
209
100
99,84
0,16
143.262
143.027
235
100
99,84
0,16
152.251
151.425
826
100
99,46
0,54
204.169
203.001
1.168
100
99,43
0,57
183.624
182.685
939
100
99,49
0,51
252.118
250.746
1.372
100
99,46
0,54

Rupiah
Foreign Exchange
72
Tabel 1.70 Komposisi DPK Bank Campuran

(Composition of Third Party Funds of Joint Venture Banks)
Indikator
Desember 2006
Desember 2007
Desember 2008
Desember 2009
September 2010
Desember 2010
September 2011
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Indicator
Giro
Rupiah
Valas
10.125
2.715
7.410
28,18
7,56
20,62
13.267
4.112
9.155
24,15
7,48
16,67
18.872
4.976
13.896
24,54
6,47
18,07
21.472
7.136
14.336
22,66
7,53
15,13
22.849
8.892
13.956
24,04
9,36
14,68
22.280
7.984
14.295
22,70
8,13
14,56
22.957
9.172
13.785
22,75
9,09
13,66
Demand Deposits
Rupiah
Foreign Exchange
Deposito
Rupiah
Valas
24.577
12.173
12.405
68,41
33,88
34,53
40.196
21.197
18.999
73,17
38,59
34,59
55.007
29.691
25.315
71,53
38,61
32,92
65.871
43.203
22.668
69,51
45,59
23,92
58.155
37.340
20.815
61,19
39,29
21,90
61.374
40.151
21.223
62,52
40,90
21,62
61.380
39.721
21.659
60,81
39,35
21,46
Time Deposits
Rupiah
Foreign Exchange
Tabungan
Rupiah
Valas
1.224
1.224
-
3,41
3,41
-
1.471
1.471
-
2,68
2,68
-
3.023
3.023
-
3,93
3,93
-
7.418
3.983
3.436
7,83
4,20
3,63
14.033
6.441
7.593
14,77
6,78
7,99
14.507
6.156
8.351
14,78
6,27
8,51
16.595
7.418
9.177
16,44
7,35
9,09
Savings Deposits
Rupiah
Foreign Exchange
Total DPK
Rupiah
Valas
35.927
16.112
19.815
100
44,85
55,15
54.934
26.779
28.154
100
48,75
51,25
76.902
37.691
39.211
100
49,01
50,99
94.761
54.321
40.440
100
57,32
42,68
95.037
52.673
42.364
100
55,42
44,58
98.161
54.292
43.869
100
55,31
44,69
100.932
56.312
44.620
100
55,79
44,21

Rupiah
Foreign Exchange
73
Tabel 1.71 Komposisi DPK Bank Asing

(Composition of Third Party Funds of Foreign Owned Banks)
Indikator
Desember 2006
Desember 2007

Desember 2008 Desember 2009
September 2010
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Desember 2010
September 2011
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Indicator
Giro
Rupiah
Valas
34.927
12.515
22.412
37,95
13,60
24,35
46.009
20.655
25.353
40,65
18,25
22,40
49.354
17.290
32.064
38,44
13,47
24,98
51.854
19.242
32.612
44,10
16,36
27,73
58.400
25.036
33.364
46,90
20,11
26,79
58.886
24.689
34.197
47,35
19,85
27,49
63.414
28.796
34.618
46,53
21,13
25,40
Demand Deposits
Rupiah
Foreign Exchange
Deposito
Rupiah
Valas
53.671
26.629
27.042
58,31
28,93
29,38
59.443
31.398
28.045
52,52
27,74
24,78
64.952
38.405
26.547
50,59
29,92
20,68
48.537
32.267
16.270
41,28
27,44
13,84
46.772
34.284
12.487
37,56
27,53
10,03
46.452
34.265
12.187
37,35
27,55
9,80
54.323
37.216
17.107
39,86
27,31
12,55
Time Deposits
Rupiah
Foreign Exchange
Tabungan
Rupiah
Valas
3.442
3.442
-
3,74
3,74
-
7.730
3.690
4.040
6,83
3,26
3,57
14.071
4.654
9.417
10,96
3,63
7,34
17.203
6.222
10.982
14,63
5,29
9,34
19.345
7.252
12.093
15,54
5,82
9,71
19.038
6.768
12.270
15,31
5,44
9,87
18.553
7.023
11.530
13,61
5,15
8,46
Savings Deposits
Rupiah
Foreign Exchange
Total DPK
Rupiah
Valas
92.040
42.586
49.455
100
46,27
53,73
113.182
55.743
57.438
100
49,25
50,75
128.377
60.349
68.028
100
47,01
52,99
117.594
57.731
59.864
100
49,09
50,91
124.517
66.573
57.944
100
53,46
46,54
124.376
65.722
58.653
100
52,84
47,16
136.290
73.035
63.255
100
53,59
46,41

Rupiah
Foreign Exchange
74
Tabel 1.72 Peringkat Bank Berdasarkan Dana Pihak Ketiga

(Bank Rating Based on Third Party Funds)
Desember 2006
Peringkat
Nama Bank
(Bank Name)
Total
Aset
(Total
Assets)
Desember 2007
Pangsa
thd
Total
Aset
Bank
Umum
(%)
(Portion
to Total
Assets at
Commercial
Banks)
Nama Bank
(Bank Name)
Total
Aset
(Total
Assets)
Desember 2008
Pangsa
thd
Total
Aset
Bank
Umum
(%)
(Portion
to Total
Assets at
Commercial
Banks)
Nama Bank
(Bank Name)
Total
Aset
(Total
Assets)
Desember 2009
Pangsa
thd
Total
Aset
Bank
Umum
(%)
(Portion
to Total
Assets at
Commercial
Banks)
Nama Bank
(Bank Name)
Total
Aset
(Total
Assets)
September 2010
Pangsa
thd
Total
Aset
Bank
Umum
(%)
(Portion
to Total
Assets at
Commercial
Banks)
Nama Bank
(Bank Name)
Total
Aset
(Total
Assets)
Desember 2010
Pangsa
thd
Total
Aset
Bank
Umum
(%)
(Portion
to Total
Assets at
Commercial
Banks)
Nama Bank
(Bank Name)
September 2011
Pangsa
thd
Total
Aset
Bank
Total
Aset Umum
(%)
(Total
Assets) (Portion
to Total
Assets at
Commercial
Banks)
Nama Bank
(Bank Name)
Pangsa
thd
Total
Aset
Bank
Total
Aset Umum
(%)
(Total
Assets) (Portion
to Total
Assets at
Commercial
Banks)
Rating
PT Bank Mandiri
197.438
15,34
PT Bank Mandiri
235.802
15,61 PT Bank Mandiri
273.566
15,60 PT Bank Mandiri (Persero) Tbk
299.722
15,36
PT Bank Mandiri (Persero) Tbk
295.875
332.728
338.074
13,28
152.737
11,87
189.178
209.535
11,95 PT BRI (Persero) Tbk.
254.790
13,06
262.768
328.779
309.776
12,17
PT BNI Tbk
135.912
10,56
PT BRI
164.997
10,92 PT BRI
201.093
11,47 PT Bank Central Asia Tbk.
244.666
12,54
PT BRI (Persero) Tbk.
257.210
277.534
301.295
11,84
PT BRI
124.674
9,69
PT BNI Tbk
145.567
9,63 PT BNI Tbk
162.775
9,28 PT BNI (Persero),Tbk
188.656
9,67
PT BNI (Persero),Tbk
178.269
189.351
198.639
7,81
PT Bank Danamon Indonesia Tbk
54.378
4,22
58.047
3,84 PT Bank Danamon Indonesia Tbk
74.492
4,25 PT Bank Cimb Niaga, Tbk
86.258
4,42
106.612
4,97
117.820
126.336
4,96
PT Bank Niaga Tbk
39.148
3,04
PT Bank Niaga Tbk
45.108
2,99 PT Bank CIMB Niaga Tbk
51.560
67.782
3,47
69.810
80.225
86.057
3,38
PT BII Tbk
37.033
2,88
PT BII Tbk
37.006
2,45 PT Pan Indonesia Bank Tbk
46.254
2,64 PT Pan Indonesia Bank, Tbk
56.307
2,89
PT Pan Indonesia Bank, Tbk
69.204
75.055
78.901
3,10
PT Bank Permata Tbk
28.660
2,23
Citibank N.A
31.828
2,11 PT BII Tbk
43.712
2,49 PT BII Tbk
47.515
2,44
PT BII Tbk
55.507
2,59 PT BII Tbk
59.979
2,56 PT Bank Permata Tbk
72.260
2,84
Citibank N.A
27.062
2,10
PT Pan Indonesia Bank Tbk
31.364
42.803
45.751
2,35
PT Bank Permata Tbk
55.012
59.512
2,54 PT BII Tbk
66.860
2,63
10
PT Lippo Bank Tbk
26.693
2,07
PT Lippo Bank Tbk
30.366
2,01 Citibank N.A
34.289
1,96 PT BTN (Persero)
40.216
2,06
PT BTN (Persero), Tbk
43.031
2,01 PT BTN (Persero), Tbk
47.547
2,03 PT BTN (Persero), Tbk
52.833
2,08
10
Total
823.735
64,00
Total
969.264
64,15 Total
1.331.664
68,27
Total
1.631.030
64,09
1.140.078
65,03 Total
1.393.297
64,98 Total
1.568.529
67,06 Total
75
Tabel 1.73 Komposisi DPK Bank Umum Berdasarkan Lokasi Penghimpunan - September 2011
(Composition of Third Party Funds of Commercial Banks Based on Location - September 2011)
Giro
(Demand Deposits)
Lokasi
Rupiah
Valas
(Foreign
Exchange)
Tabungan
(Savings Deposits)
Rupiah
Valas
(Foreign
Exchange)
Deposito
(Time Deposits)
Rupiah
Valas
(Foreign
Exchange)
Total DPK
(Total Third Party Funds)
Rupiah
Valas
(Foreign
Exchange)
Total
Pangsa Thd
Total DPK
(%)
(Portion to
Total Third
Party (%)
Jawa Barat
Banten
DKI Jakarta
D.I Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Aceh
Sumatera Utara
Sumatera Barat
Riau
Sumatera Selatan
Kepulauan Riau
Bangka Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Barat
Gorontalo
Sulawesi Tenggara
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Papua Barat
Lainnya
30.720
10.177
202.720
3.266
16.161
33.265
1.432
3.024
7.688
18.320
5.222
10.381
6.893
4.367
1.608
3.973
6.039
4.734
12.706
3.522
1.572
6.056
2.158
552
399
1.778
2.177
6.969
2.804
1.445
9.886
873
3.006
2
5.715
2.707
114.927
363
2.391
6.952
40
310
100
3.689
437
1.191
1.226
3.654
416
340
772
445
2.994
149
56
829
227
1
8
111
81
1.897
48
41
1.460
27
23
1.037
79.883
21.513
199.305
12.581
55.973
91.989
3.307
8.200
8.419
46.518
10.218
19.813
18.463
8.178
5.348
9.684
13.328
13.736
23.136
5.498
4.487
22.064
6.007
1.188
1.374
4.270
5.203
18.378
5.614
2.962
8.339
1.845
2.813
5
3.840
913
32.179
313
2.232
6.495
24
152
66
2.916
129
450
543
963
67
253
311
391
1.697
31
56
543
334
0
12
136
86
1.380
52
38
106
9
53
603
76.953
25.679
592.738
8.535
39.230
87.578
1.173
4.319
3.736
44.026
6.416
11.899
20.908
4.815
3.043
4.752
5.655
6.783
19.381
2.843
1.858
11.775
4.522
122
788
1.654
2.424
13.443
3.281
1.883
3.829
670
1.177
6
7.334
4.982
113.524
780
2.314
7.729
11
74
53
4.731
133
381
637
569
134
221
176
124
1.783
21
26
613
199
0
9
13
46
734
28
40
375
9
51
1.545
187.556
57.369
994.764
24.382
111.365
212.831
5.911
15.543
19.843
108.863
21.855
42.094
46.263
17.360
10.000
18.408
25.022
25.254
55.223
11.863
7.916
39.894
12.688
1.862
2.561
7.702
9.805
38.790
11.699
6.290
22.054
3.387
6.996
13
16.889
8.603
260.630
1.457
6.937
21.176
75
536
220
11.336
699
2.021
2.406
5.187
616
814
1.260
960
6.473
201
138
1.985
760
1
29
260
213
4.011
128
119
1.942
44
127
3.185
204.444
65.972
1.255.394
25.839
118.301
234.007
5.986
16.079
20.063
120.200
22.554
44.115
48.668
22.547
10.616
19.222
26.282
26.213
61.696
12.064
8.054
41.879
13.447
1.863
2.590
7.962
10.018
42.801
11.827
6.409
23.996
3.431
7.123
3.198
8,03
2,59
49,33
1,02
4,65
9,20
0,24
0,63
0,79
4,72
0,89
1,73
1,91
0,89
0,42
0,76
1,03
1,03
2,42
0,47
0,32
1,65
0,53
0,07
0,10
0,31
0,39
1,68
0,46
0,25
0,94
0,13
0,28
0,13
Total
425.895
154.663
739.636
57.373
1.017.894
149.401
2.183.424
361.437
2.544.862
100
76
Location
Jawa Barat
Banten
DKI Jakarta
D.I Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Aceh
Sumatera Utara
Sumatera Barat
Riau
Sumatera Selatan
Kepulauan Riau
Bangka Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Barat
Gorontalo
Sulawesi Tenggara
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Papua Barat
Others
Total
Tabel 1.74 Penghimpunan DPK Bank Umum Berdasarkan Lokasi Penghimpunan

(Deposits of Third Party Funds of Commercial Bank Based on Location of Deposits)
2010
Lokasi
Jawa Barat
Banten
DKI Jakarta
D.I Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Aceh
Sumatera Utara
Sumatera Barat
Riau
Sumatera Selatan
Kepulauan Riau 1
Bangka Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Barat1
Gorontalo
Sulawesi Tenggara
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Papua Barat 1
Lainnya
Total
2005 2006 2007 2008
2009
2011
Location
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
154.212
39.103
995.417
19.679
91.223
193.720
3.967
10.843
19.215
94.458
17.728
30.892
34.119
17.088
7.469
14.836
18.164
18.995
43.719
7.708
6.301
34.271
10.082
1.440
1.909
5.207
7.101
32.247
9.119
5.101
16.344
2.673
5.334
3.358
170.138 175.575
46.631
49.655
1.075.943 1.094.360
21.464
21.734
100.554 100.552
202.293 203.256
4.643
4.688
12.440
12.439
18.952
18.129
102.485 103.951
18.569
18.711
35.424
34.960
37.835
38.218
19.293
19.085
8.293
8.294
16.122
15.861
20.327
20.248
21.562
21.728
49.366
48.690
9.139
9.005
7.018
7.018
35.081
35.219
11.218
11.038
1.594
1.696
2.183
2.171
5.769
5.935
7.904
8.110
35.734
36.500
9.829
9.737
5.440
5.403
18.761
19.885
2.765
2.773
5.513
5.279
3.780
3.983
177.719
54.273
1.115.796
22.309
101.166
207.935
4.718
12.550
17.716
105.506
18.952
34.598
38.779
18.838
8.538
16.143
20.695
22.287
47.573
8.935
7.154
36.028
11.347
1.658
2.154
5.958
8.087
36.962
10.373
5.406
19.548
2.720
5.752
4.043
186.368
56.531
1.197.604
22.919
105.605
214.993
4.691
13.254
18.851
108.612
20.829
37.142
40.559
20.228
8.645
16.748
21.572
23.071
49.911
8.889
7.460
38.038
11.554
1.622
2.191
5.972
8.473
37.848
10.208
5.710
19.534
2.750
5.747
4.694
183.904 183.688
55.391
56.882
1.166.975 1.141.149
23.186
23.005
104.892 105.040
213.054 213.282
4.944
5.035
13.606
14.338
18.030
18.106
109.493 110.086
20.503
20.204
36.322
39.149
40.373
41.651
19.801
20.518
8.759
9.004
16.706
16.801
21.550
21.579
23.435
23.720
49.294
52.444
9.233
9.463
7.465
7.430
37.519
37.432
11.702
11.659
1.698
1.691
2.278
2.305
6.369
6.407
8.584
8.445
38.356
38.213
10.651
10.684
5.690
5.777
19.902
20.004
2.978
3.002
5.741
5.908
3.673
3.741
186.128 185.745
59.183
58.921
1.180.064 1.164.689
23.276
23.577
109.545 110.668
216.775 217.690
5.188
5.316
14.478
14.699
17.922
17.887
112.139 112.630
20.206
20.461
40.188
39.073
42.744
43.609
20.659
21.172
9.523
9.448
17.454
17.563
22.383
22.447
24.264
24.641
53.331
51.586
9.862
10.631
7.464
7.425
38.224
38.170
11.929
12.059
1.672
1.746
2.343
2.353
6.583
6.787
8.664
8.872
38.536
38.864
10.791
11.021
5.909
6.008
21.515
21.584
3.123
3.187
5.912
6.366
3.382
3.316
188.931
60.305
1.197.538
23.981
112.896
221.755
5.482
14.897
19.276
114.365
20.836
40.114
44.695
21.380
9.727
17.988
23.158
25.089
53.126
11.090
7.685
38.688
12.341
1.825
2.416
7.006
9.176
39.542
11.292
6.096
21.174
3.184
6.449
3.674
196.846 196.230
62.217
63.126
1.202.544 1.225.583
24.323
24.840
115.121 116.897
226.753 228.094
5.686
5.752
15.437
15.440
19.295
18.554
115.920 117.380
20.960
21.164
42.534
41.856
46.538
45.517
22.303
22.143
10.277
10.458
18.599
18.568
24.285
24.442
25.524
25.538
56.831
56.446
11.505
11.394
8.003
7.818
39.908
40.205
12.738
12.805
1.854
1.816
2.426
2.411
7.165
7.170
9.379
9.574
40.340
40.965
11.423
11.537
6.219
6.131
21.704
21.391
3.274
3.258
6.523
6.249
3.559
3.331
197.080
63.586
1.230.557
24.776
111.322
225.597
5.640
15.335
17.958
115.577
20.704
41.415
46.887
22.173
10.235
18.354
24.374
25.481
57.158
11.456
7.767
40.088
12.802
1.773
2.389
7.479
9.298
41.124
11.522
6.126
20.564
3.194
6.910
3.201
204.444
65.972
1.255.394
25.839
118.301
234.007
5.986
16.079
20.063
120.200
22.554
44.115
48.668
22.547
10.616
19.222
26.282
26.213
61.696
12.064
8.054
41.879
13.447
1.863
2.590
7.962
10.018
42.801
11.827
6.409
23.996
3.431
7.123
3.198
Jawa Barat
Banten
DKI Jakarta
D.I Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Aceh
Sumatera Utara
Sumatera Barat
Riau
Sumatera Selatan
Kepulauan Riau 1
Bangka Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Barat1
Gorontalo
Sulawesi Tenggara
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Papua Barat 1
Others
1.127.937 1.287.102 1.510.834 1.753.292 1.973.042
2.144.064 2.173.884
2.212.215
2.338.824
2.302.056 2.287.844
2.351.357 2.340.213
2.397.179
2.438.011 2.464.083
2.459.898
2.544.862
Total
87.899
21.706
586.432
11.453
52.950
111.909
2.066
5.707
13.511
51.589
9.109
28.558
17.848
3.497
7.419
8.122
10.291
23.281
4.109
3.313
17.239
4.862
1.011
2.202
3.770
17.186
4.910
3.248
8.857
1.025
2.860
Ket: 1 Data tersedia mulai Januari 2007
104.431
27.317
620.919
13.908
62.701
127.851
2.760
7.535
21.956
60.126
11.490
40.074
21.068
4.728
9.496
10.813
12.793
30.596
5.510
4.448
21.952
6.057
1.392
3.218
4.441
19.030
6.628
3.993
15.096
2.184
2.596
119.504
28.310
751.466
15.323
70.139
143.778
3.482
9.321
18.341
71.021
13.974
30.155
24.867
13.587
6.384
14.789
12.798
14.965
34.316
6.530
5.171
24.794
7.133
1.076
1.641
3.977
5.402
23.522
7.296
4.413
13.276
2.576
4.506
3.000
135.580
33.011
868.803
16.834
80.782
171.426
4.143
10.069
20.464
83.941
15.349
31.760
30.058
16.341
6.828
21.559
16.026
17.570
41.518
6.909
5.721
29.013
8.941
1.451
1.833
4.563
6.363
28.524
8.005
4.671
14.227
2.800
5.084
3.126
Note: 1 Data available since January 2007
77
Tabel 1.75 Suku Bunga Rata-rata DPK Bank Umum

(Average of Interest Rate of Third Party Funds of Commercial Banks)
Persen (Percent)
2010
Indikator
Giro
Rupiah
Valas
Deposito
Deposito 1 Bulan
Rupiah
Valas
Deposito 3 Bulan
Rupiah
Valas
Deposito 6 Bulan
Rupiah
Valas
Deposito 12 Bulan
Rupiah
Valas
Tabungan
Rupiah
Valas
2005 2006 2007 2008 2009
Indicator
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
2,90
1,05
2,39
0,41
2,28
0,25
2,24
0,24
2,19
0,22
2,23
0,23
2,52
0,22
2,24
0,23
2,19
0,21
2,24
0,21
2,28
0,21
2,21
0,21
2,16
0,21
2,22
0,21
2,23
0,22
10,71
3,40
6,77
1,74
6,61
1,28
6,59
1,27
6,58
1,22
6,64
1,22
6,67
1,18
6,65
1,14
6,77
1,19
6,77
1,16
6,78
1,21
6,77
1,24
6,77
1,29
6,75
1,32
6,84
1,35
11,17
4,18
7,45
2,14
6,95
1,28
6,86
1,22
6,90
1,24
6,94
1,29
6,95
1,27
6,97
1,27
7,05
1,32
7,07
1,35
7,09
1,41
7,06
1,40
7,05
1,45
7,06
1,52
7,19
1,56
10,32
3,94
7,89
2,32
6,96
1,51
6,93
1,45
6,96
1,50
7,07
1,47
6,97
1,44
7,07
1,48
7,14
1,55
7,15
1,55
7,16
1,54
7,18
1,57
7,07
1,62
7,04
1,61
7,19
1,77
10,34
3,08
9,54
2,72
7,38
1,94
7,25
1,98
7,22
1,94
7,65
1,86
7,11
1,92
7,13
1,88
7,08
1,80
7,04
1,77
7,01
1,34
7,00
1,47
6,96
1,53
6,94
1,47
6,97
1,48
3,11
1,21
2,79
0,50
2,54
0,26
2,55
0,26
2,56
0,24
2,92
0,34
2,55
0,24
2,60
0,27
2,51
0,19
2,46
0,18
2,46
0,19
2,56
0,37
2,47
0,25
2,46
0,28
2,42
0,29
Ket.: Data tersedia mulai Januari 2008

r)
Revisi
78
2011
Demand Deposits
Rupiah
Foreign Exchange
Time Deposits
1 month deposit
Rupiah
Foreign Exchange
3 month deposit
Rupiah
Foreign Exchange
6 month deposit
Rupiah
Foreign Exchange
12 month deposit
Rupiah
Foreign Exchange
Savings Deposits
Rupiah
Foreign Exchange
Note: Data available since January 2008

r)
Revised
Tabel 1.76 Suku Bunga Rata-rata DPK Bank Persero

(Average of Interest Rate of Third Party Funds of State Owned Banks)
Persen (Percent)
2010
Indikator
Giro
Rupiah
Valas
Deposito
Deposito 1 Bulan
Rupiah
Valas
Deposito 3 Bulan
Rupiah
Valas
Deposito 6 Bulan
Rupiah
Valas
Deposito 12 Bulan
Rupiah
Valas
Tabungan
Rupiah
Valas
2005 2006 2007 2008 2009
2011
Indicator
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
3,23
1,24
2,52
0,42
2,16
0,15
2,14
0,14
2,12
0,42
2,22
0,11
2,92
0,11
2,22
0,15
2,17
0,11
2,12
0,11
2,10
0,09
2,01
0,11
1,97
0,11
2,09
0,11
2,00
0,11
10,07
3,99
6,49
2,44
6,34
1,44
6,37
1,44
6,66
1,32
6,43
1,36
6,40
1,29
6,47
1,22
6,55
1,26
6,54
1,17
6,54
1,25
6,51
1,29
6,48
1,33
6,53
1,30
6,58
1,30
10,44
5,28
7,34
3,20
6,70
1,64
6,66
1,61
6,71
1,52
6,74
1,66
6,71
1,67
6,77
1,64
6,84
1,68
6,82
1,63
6,90
1,65
6,90
1,65
6,87
1,62
6,89
1,61
6,89
1,55
10,59
3,99
7,70
2,95
6,60
1,68
6,56
1,68
6,71
1,57
6,55
1,64
6,51
1,63
6,55
1,73
6,56
1,74
6,57
1,69
6,58
1,68
6,59
1,66
6,60
1,67
6,62
1,60
6,64
1,71
11,32
3,59
9,35
2,74
7,10
2,29
7,09
2,28
6,52
1,71
6,93
2,16
6,89
1,96
6,98
2,07
7,01
1,82
6,98
1,76
6,97
1,11
6,97
1,31
6,98
1,41
6,96
1,38
6,99
1,37
2,79
2,80
2,62
0,53
2,33
0,23
2,33
0,23
2,68
0,39
2,37
0,23
2,30
0,23
2,42
0,36
2,25
0,02
2,23
0,00
2,23
0,00
2,48
0,76
2,28
0,23
2,27
0,23
2,22
0,23
Ket.:Data tersedia mulai Januari 2008
Demand Deposits
Rupiah
Foreign Exchange
Time Deposits
1 month deposit
Rupiah
Foreign Exchange
3 month deposit
Rupiah
Foreign Exchange
6 month deposit
Rupiah
Foreign Exchange
12 month deposit
Rupiah
Foreign Exchange
Savings Deposits
Rupiah
Foreign Exchange
Note:Data available since January 2008
79
Tabel 1.77 Suku Bunga Rata-rata DPK BUSN Devisa

(Average of Interest Rate of Third Party Funds of Foreign Exchange Commercial Banks)
Persen (Percent)
2010
Indikator
Giro
Rupiah
Valas
Deposito
Deposito 1 Bulan
Rupiah
Valas
Deposito 3 Bulan
Rupiah
Valas
Deposito 6 Bulan
Rupiah
Valas
Deposito 12 Bulan
Rupiah
Valas
Tabungan
Rupiah
Valas
2005 2006 2007 2008 2009
Indicator
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
2,61
1,80
2,09
0,68
2,03
0,47
2,11
0,45
2,12
0,42
2,11
0,44
2,11
0,44
2,06
0,44
2,00
0,40
2,11
0,40
2,26
0,40
2,07
0,41
2,16
0,40
2,11
0,39
2,15
0,42
11,20
4,18
6,85
1,71
6,60
1,35
6,66
1,35
6,66
1,32
6,75
1,32
6,69
1,26
6,69
1,25
6,78
1,28
6,76
1,22
6,78
1,27
6,78
1,27
6,79
1,38
6,76
1,39
6,92
1,46
11,55
4,82
7,31
1,85
6,66
1,46
6,72
1,39
6,71
1,52
6,78
1,53
6,79
1,44
6,82
1,40
6,89
1,43
6,92
1,41
6,91
1,50
6,85
1,51
6,79
1,62
6,79
1,71
7,11
1,81
9,86
4,26
7,68
2,06
6,73
1,61
6,74
1,60
6,71
1,57
6,72
1,53
6,71
1,44
6,77
1,40
6,79
1,42
6,85
1,39
6,86
1,36
6,91
1,53
6,73
1,66
6,68
1,79
6,95
2,06
9,56
3,10
9,09
3,04
6,61
1,45
6,51
1,74
6,52
1,71
6,39
1,71
6,40
1,65
6,47
1,62
6,55
1,62
6,55
1,63
6,55
1,61
6,54
1,67
6,55
1,62
6,63
1,66
6,73
1,67
3,32
0,82
2,88
0,79
2,65
0,43
2,67
0,43
2,68
0,39
2,70
0,37
2,71
0,37
2,70
0,37
2,69
0,37
2,59
0,36
2,59
0,37
2,55
0,38
2,53
0,39
2,50
0,42
2,48
0,40
80
2011
Demand Deposits
Rupiah
Foreign Exchange
Time Deposits
1 month deposit
Rupiah
Foreign Exchange
3 month deposit
Rupiah
Foreign Exchange
6 month deposit
Rupiah
Foreign Exchange
12 month deposit
Rupiah
Foreign Exchange
Savings Deposits
Rupiah
Foreign Exchange
Tabel 1.78 Suku Bunga Rata-rata DPK BUSN Non Devisa

(Average of Interest Rate of Third Party Funds of Non-Foreign Exchange Commercial Banks)
Persen (Percent)
2010
Indikator
Giro
Rupiah
Valas
Deposito
Deposito 1 Bulan
Rupiah
Valas
Deposito 3 Bulan
Rupiah
Valas
Deposito 6 Bulan
Rupiah
Valas
Deposito 12 Bulan
Rupiah
Valas
Tabungan
Rupiah
Valas
2005 2006 2007 2008 2009
2011
Indicator
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
4,68
-
3,59
0,94
3,48
-
3,52
-
3,83
-
3,60
-
3,76
-
3,70
-
4,02
-
3,73
-
3,64
-
3,91
-
4,09
-
3,93
-
3,61
-
11,64
-
8,65
-
7,87
-
8,19
-
8,16
-
8,17
-
8,00
-
6,92
-
8,15
-
8,19
-
8,13
-
8,09
-
8,11
-
8,05
-
7,99
-
11,77
-
9,00
-
8,77
-
8,82
-
8,87
-
8,90
-
8,71
-
8,36
-
8,62
-
8,59
-
8,52
-
8,46
-
8,49
-
8,48
-
8,40
-
11,35
-
9,44
2,00
8,95
-
9,01
-
9,08
-
9,11
-
9,06
-
8,89
-
9,00
-
8,94
-
8,89
-
8,82
-
8,78
-
8,73
-
8,70
-
11,52
-
10,49
-
9,26
-
9,22
-
9,23
-
9,22
-
9,19
-
8,95
-
9,16
-
9,18
-
9,13
-
8,98
-
8,89
-
8,79
-
8,69
-
4,28
-
3,33
-
3,28
-
3,23
-
3,43
-
3,56
-
3,61
-
3,69
-
3,73
-
3,63
-
3,66
-
3,78
-
3,72
-
3,86
-
3,95
-
Demand Deposits
Rupiah
Foreign Exchange
Time Deposits
1 month deposit
Rupiah
Foreign Exchange
3 month deposit
Rupiah
Foreign Exchange
6 month deposit
Rupiah
Foreign Exchange
12 month deposit
Rupiah
Foreign Exchange
Savings Deposits
Rupiah
Foreign Exchange
81
Tabel 1.79 Suku Bunga Rata-rata DPK Bank Pembangunan Daerah

(Average of Interest Rate of Third Party Funds of Regional Development Banks)
Persen (Percent)
2010
Indikator
Giro
Rupiah
Valas
Deposito
Deposito 1 Bulan
Rupiah
Valas
Deposito 3 Bulan
Rupiah
Valas
Deposito 6 Bulan
Rupiah
Valas
Deposito 12 Bulan
Rupiah
Valas
Tabungan
Rupiah
Valas
2005 2006 2007 2008 2009
Indicator
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
3,16
1,33
3,02
0,79
3,11
0,63
2,96
0,63
2,79
0,63
3,01
0,65
3,11
0,67
2,85
0,62
2,73
0,63
2,81
0,63
2,81
0,61
2,91
0,54
2,80
0,65
2,94
0,62
2,88
0,64
10,07
4,03
7,69
3,22
7,66
1,88
7,59
1,77
7,69
1,88
7,93
1,79
7,85
2,96
7,73
2,84
7,54
1,83
7,56
1,39
7,58
3,42
7,54
4,02
7,52
2,68
7,45
2,41
7,49
2,59
9,41
3,27
8,28
3,96
8,14
1,93
8,09
2,04
8,22
1,92
8,57
1,88
8,35
1,84
8,25
1,77
8,19
1,49
8,03
1,92
8,13
1,04
8,11
1,08
8,07
1,87
8,02
1,87
8,06
1,01
10,18
4,47
9,16
4,18
8,75
2,68
8,69
2,51
8,85
1,58
9,69
1,41
8,45
1,33
8,68
1,26
8,74
1,25
8,71
1,15
8,59
1,15
8,54
1,09
8,42
1,01
8,31
1,10
8,10
0,99
8,74
3,25
11,33
4,48
9,27
2,35
8,77
1,29
8,97
1,30
11,89
1,30
8,99
1,28r)
8,86
1,31
8,47
1,30
8,36
1,32
8,27
1,32
8,29
1,31
8,00
1,30
7,75
1,30
7,64
1,45
3,62
1,88
3,37
2,11
3,12
1,04
3,08
0,99
3,10
0,98
3,08
0,98
2,95
0,88
2,99
0,91
2,86
0,91
2,92
0,92
2,87
0,90
3,02
0,77
3,02
0,76
3,06
0,80
3,05
0,92

r)
revisi
82
2011
Demand Deposits
Rupiah
Foreign Exchange
Time Deposits
1 month deposit
Rupiah
Foreign Exchange
3 month deposit
Rupiah
Foreign Exchange
6 month deposit
Rupiah
Foreign Exchange
12 month deposit
Rupiah
Foreign Exchange
Savings Deposits
Rupiah
Foreign Exchange

r)
Revised
Tabel 1.80 Suku Bunga Rata-rata DPK Bank Campuran

(Average of Interest Rate of Third Party Funds of Joint Venture Banks)
Persen (Percent)
2010
Indikator
Giro
Rupiah
Valas
Deposito
Deposito 1 Bulan
Rupiah
Valas
Deposito 3 Bulan
Rupiah
Valas
Deposito 6 Bulan
Rupiah
Valas
Deposito 12 Bulan
Rupiah
Valas
Tabungan
Rupiah
Valas
2005 2006 2007 2008 2009
2011
Indicator
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
1,46
0,33
2,62
0,20
1,81
0,15
1,86
0,13
1,50
0,11
1,37
0,13
1,31
0,12
1,66
0,14
1,85
0,14
1,80
0,15
1,65
0,11
1,60
0,14
1,59
0,16
1,59
0,21
1,67
0,17
11,06
2,91
6,44
1,01
6,44
1,15
6,40
1,11
6,28
1,08
6,30
1,13
6,35
1,13
6,44
1,11
6,46
1,26
6,40
1,43
6,41
1,45
6,56
1,39
6,57
1,38
6,47
1,55
6,46
1,56
12,63
3,93
7,06
1,55
6,85
1,06
6,89
1,07
6,97
1,07
6,95
1,05
6,94
1,02
6,96
1,08
7,03
1,10
7,02
1,27
6,98
1,31
7,03
1,29
7,10
1,30
6,96
1,52
7,02
1,54
11,14
4,07
7,78
1,40
6,96
1,53
6,99
1,56
7,03
1,54
7,12
1,51
7,12
1,33
7,12
1,27
7,09
1,78
7,05
1,92
6,93
1,93
7,01
2,00
6,99
2,03
6,89
1,77
6,91
1,75
10,76
2,49
8,97
1,83
6,84
1,68
6,84
1,82
6,83
1,69
7,01
1,64
7,01
1,86
7,00
1,74
6,92
0,97
7,01
1,00
7,04
0,98
7,07
1,56
7,12
1,26
6,88
1,19
6,81
1,19
5,04
0,75
2,83
0,41
2,44
0,18
2,51
0,20
2,63
0,19
2,87
0,15
2,75
0,21
2,78
0,19
2,38
0,14
2,55
0,14
2,63
0,16
3,09
0,19
3,16
0,14
3,15
0,28
3,17
0,35
Demand Deposits
Rupiah
Foreign Exchange
Time Deposits
1 month deposit
Rupiah
Foreign Exchange
3 month deposit
Rupiah
Foreign Exchange
6 month deposit
Rupiah
Foreign Exchange
12 month deposit
Rupiah
Foreign Exchange
Savings Deposits
Rupiah
Foreign Exchange
83
Tabel 1.81 Suku Bunga Rata-rata DPK Bank Asing

(Average of Interest Rate of Third Party Funds of Foreign Owned Banks)
Persen (Percent)
Indikator
Giro
Rupiah
Valas
Deposito
Deposito 1 Bulan
Rupiah
Valas
Deposito 3 Bulan
Rupiah
Valas
Deposito 6 Bulan
Rupiah
Valas
Deposito 12 Bulan
Rupiah
Valas
Tabungan
Rupiah
Valas
2010
2005 2006 2007 2008 2009
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Indicator
Jul
Ags
Sep
1,16
0,10
0,86
0,09
1,20
0,03
0,90
0,02
1,18
0,03
1,17
0,04
1,22
0,03
1,14
0,03
1,29
0,04
1,41
0,04
1,54
0,06
1,47
0,03
0,81
0,03
1,30
0,03
1,33
0,03
10,03
1,23
5,85
0,28
5,44
0,29
3,80
0,17
3,69
0,17
3,76
0,19
5,26
0,29
5,41
0,29
5,65
0,35
5,63
0,35
5,70
0,37
5,56
0,44
5,61
0,45
5,42
0,71
5,18
0,77
11,65
2,39
6,57
0,66
6,33
0,62
4,68
0,42
4,68
0,37
4,70
0,38
6,10
0,55
6,21
0,60
6,39
0,63
6,48
0,70
6,54
0,90
6,62
0,91
6,69
0,92
6,68
0,93
6,36
1,02
10,64
2,63
7,18
0,77
6,45
0,79
5,51
0,37
5,56
0,38
5,46
0,43
6,42
0,70
6,43
0,67
6,49
0,66
6,53
0,64
6,62
0,63
6,66
0,63
6,71
0,61
6,75
0,60
6,75
0,59
9,87
3,45
9,67
2,42
6,70
2,09
4,98
1,13
4,35
1,21
4,46
0,88
5,94
1,43
6,25
0,77
6,25
1,54
6,28
1,54
6,30
1,32
6,32
1,08
6,59
1,76
6,73
1,77
6,72
2,04
3,98
0,17
2,67
0,08
2,52
0,03
2,54
0,04
2,36
0,02
2,67
0,02
2,40
0,04
2,22
0,04
2,27
0,03
2,27
0,03
2,26
0,04
2,23
0,04
2,14
0,03
2,01
0,05
1,94
0,06
84
Sep
2011
Demand Deposits
Rupiah
Foreign Exchange
Time Deposits
1 month deposit
Rupiah
Foreign Exchange
3 month deposit
Rupiah
Foreign Exchange
6 month deposit
Rupiah
Foreign Exchange
12 month deposit
Rupiah
Foreign Exchange
Savings Deposits
Rupiah
Foreign Exchange
Tabel 1.82 Peringkat Bank Berdasarkan Kredit

(Bank Rating Based on Credit)
Desember 2006
Peringkat
Nama Bank
(Bank Name)
Total
Kredit
(Total
Credits)
Desember 2007
Pangsa
Thd Total
Kredit
Bank
Umum
(%)
(Portion
to Total
Commercial Bank
Credit
(%))
Nama Bank
(Bank Name)
Total
Kredit
(Total
Credits)
Desember 2008
Pangsa
Thd Total
Kredit
Bank
Umum
(%)
(Portion
to Total
Commercial Bank
Credit
(%))
Nama Bank
(Bank Name)
Total
Kredit
(Total
Credits)
Desember 2009
Pangsa
Thd Total
Kredit
Bank
Umum
(%)
(Portion
to Total
Commercial Bank
Credit
(%))
Nama Bank
(Bank Name)
Total
Kredit
(Total
Credits)
September 2010
Pangsa
Thd Total
Kredit
Bank
Umum
(%)
(Portion
to Total
Commercial Bank
Credit
(%))
Nama Bank
(Bank Name)
Total
Kredit
(Total
Credits)
Desember 2010
Pangsa
Thd Total
Kredit
Bank
Umum
(%)
(Portion
to Total
Commercial Bank
Credit
(%))
Nama Bank
(Bank Name)
September 2011
Pangsa
Thd Total
Kredit
Bank
Total Umum
(%)
Kredit
(Total (Portion
Credits) to Total
Commercial Bank
Credit
(%))
Nama Bank
(Bank Name)
Total
Kredit
(Total
Credits)
Pangsa
Thd Total
Kredit
Bank
Umum
(%)
(Portion
to Total
Commercial Bank
Credit
(%))
Rating
PT Bank Mandiri Tbk
108.492
13,69
PT Bank Mandiri Tbk
125.280
12,50 PT BRI
161.130
206.117
14,53
PT Bank Mandiri (Persero) Tbk
295.874,64
241.020
276.299
13,29
PT BRI
90.295
11,40
PT BRI
114.361
11,41 PT Bank Mandiri Tbk
156.900
178.043
12,55
262.767,57
217.809
257.770
12,40
PT BNI Tbk
66.494
8,39
PT BNI Tbk
87.774
112.686
122.991
8,67
PT BRI (Persero) Tbk.
257.209,78
153.116
175.571
8,44
61.549
7,77
82.503
8,23 PT BNI Tbk
111.044
119.991
8,46
PT BNI (Persero),Tbk
178.269,14
132.431
154.674
7,44
41.062
5,18
51.107
64.376
4,92 PT Bank Cimb Niaga, Tbk
82.158
5,79
106.612,02
4,97
102.715
5,82
118.684
5,71
PT Bank Niaga Tbk
33.208
4,19
PT Bank Niaga Tbk
41.843
4,18 PT Bank CIMB Niaga Tbk
50.117
60.162
4,24
69.809,83
75.264
85.643
4,12
PT Bank Permata Tbk
23.825
3,01
29.026
2,90 PT Pan Indonesia Bank Tbk
36.588
41.284
2,91
PT Pan Indonesia Bank, Tbk
69.203,87
55.705
64.724
3,11
PT BII
21.190
2,67
PT BII
28.189
34.880
41.243
2,91
PT BII Tbk
55.506,81
51.529
62.942
3,03
Citibank N.A
20.849
2,63
PT Bank Permata Tbk
25.989
2,59 PT BII
34.757
40.719
2,87
PT Bank Permata Tbk
55.012,28
51.458
59.295
2,85
10
19.164
2,42
PT BTN
22.352
2,23 PT BTN
32.022
2,45 PT BII Tbk
37.114
2,62
PT BTN (Persero), Tbk
43.031,42
2,01 PT BII Tbk
50.065
2,84 PT BII Tbk
57.378
2,76
10
Total
486.126
61,36
Total
608.424
60,72 Total
794.500
60,76 Total
929.822
65,53
Total
1.312.981
63,15
1.393.297,34
64,98 Total
1.131.112
64,06 Total
85
Tabel 1.83 Suku Bunga Rata-rata Kredit Bank Umum Berdasarkan Sektor Ekonomi
(Average of Credit Interest Rates Commercial Bank Based on Economic Sector)
Persen (Percent)
Sektor
Ekonomi
- Rupiah
- Valas
2. Pertambangan
- Rupiah
- Valas
3. Perindustrian
- Rupiah
- Valas
- Rupiah
- Valas
5. Konstruksi
- Rupiah
- Valas
dan hotel
- Rupiah
- Valas
7. Pengangkutan,
pergudangan dan
komunikasi
- Rupiah
- Valas
8. Jasa Dunia usaha
- Rupiah
- Valas
- Rupiah
- Valas
10. Lain-lain
- Rupiah
- Valas
86
2010
2005 2006 2007 2008 2009
Sep
Okt
Nov
2011
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
14,38
7,73
13,10
5,60
11,66
4,69
11,60
4,65
11,55
4,59
11,46
4,58
11,49
4,59
11,43
4,58
11,31
4,36
11,29
4,19
11,31
4,41
10,02
4,35
11,46
4,50
11,52
4,47
11,44
4,46
14,83
5,44
10,95
4,47
10,27
4,06
10,43
4,16
10,34
4,10
10,57
3,76
10,76
3,81
11,36
3,64
10,01
3,42
10,28
3,40
10,31
3,32
10,21
3,43
11,49
3,61
11,44
3,52
11,24
3,50
13,92
6,62
11,81
5,43
10,87
4,47
10,84
4,22
10,83
4,24
10,75
4,34
10,74
4,34
10,70
4,29
10,42
4,07
10,43
4,07
10,38
4,03
10,30
3,96
10,64
4,05
10,52
4,08
10,44
4,15
11,27
6,28
9,42
4,29
8,55
3,85
8,53
3,71
8,44
3,63
8,48
3,87
8,43
3,83
8,22
3,70
6,05
4,13
6,19
4,05
6,23
4,10
5,87
3,45
7,27
3,91
6,74
3,93
6,68
3,91
14,18
6,89
13,30
6,07
11,97
5,51
12,04
5,24
12,01
5,38
12,19
5,43
12,08
5,50
12,07
5,63
11,65
5,49
11,62
5,21
11,63
5,25
11,52
5,21
11,93
6,02
11,92
5,92
11,90
5,86
15,69
7,58
14,67
6,20
13,95
5,14
13,87
5,02
13,78
4,84
13,63
4,86
13,67
4,89
13,64
4,75
12,42
4,52
12,49
4,59
12,49
4,55
11,50
4,67
13,55
4,77
13,54
4,66
13,42
4,78
12,72
6,49
10,45
5,76
10,27
5,68
10,29
5,68
10,19
5,59
10,29
5,92
10,39
5,58
10,41
5,47
10,02
5,34
10,07
5,41
10,10
5,34
9,88
5,15
10,45
5,31
10,38
5,05
10,38
5,19
14,22
6,52
13,01
4,94
12,11
3,33
12,07
3,35
12,02
3,55
12,07
3,44
11,99
3,33
11,96
3,26
11,95
3,26
11,90
3,38
11,96
3,26
11,97
3,23
12,02
3,18
11,92
3,10
11,79
3,24
14,67
5,02
14,59
5,49
14,51
3,39
14,55
4,10
14,42
4,20
14,50
4,46
14,32
4,65
14,28
5,23
14,21
4,19
13,98
4,15
13,87
3,98
13,28
4,44
13,67
4,47
13,61
4,45
13,56
4,51
15,71
3,85
15,74
0,67
13,89
3,03
13,83
2,54
13,84
2,82
13,73
2,20
13,56
1,98
13,55
1,93
14,77
1,05
14,85
0,75
14,82
0,68
10,37
0,21
13,63
2,49
13,66
1,56
13,59
1,67
Economic
Sector
- Rupiah
- Foreign Exchange
2. Mining
- Rupiah
- Foreign Exchange
3. Manufacturing
- Rupiah
- Foreign Exchange
4. Water, gas and electricity
- Rupiah
- Foreign Exchange
5. Construction
- Rupiah
- Foreign Exchange
hotels
- Rupiah
- Foreign Exchange
7. Transportation,
warehousing and
communications
- Rupiah
- Foreign Exchange
- Rupiah
- Foreign Exchange
9. Social Services
- Rupiah
- Foreign Exchange
10. Others
- Rupiah
- Foreign Exchange
Tabel 1.84 Suku Bunga Rata-rata Kredit Bank Umum Berdasarkan Jenis Penggunaan
(Average of Credit Interest Rates Commercial Bank Based on Type of Use)
Persen (Percent)
Jenis
Penggunaan
Modal Kerja
- Rupiah
- Valas
Investasi
- Rupiah
- Valas
Konsumsi
- Rupiah
- Valas
2010
2005 2006 2007 2008 2009
2011
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
14,63
6,44
13,27
5,02
12,58
4,16
12,57
4,01
12,51
4,02
12,39
4,00
12,45
3,98
12,44
3,87
11,69
3,52
11,81
3,54
11,79
3,48
11,77
3,57
12,29
3,71
12,22
3,67
12,11
3,70
13,99
7,01
12,55
5,88
11,93
5,03
11,91
5,02
11,87
5,10
11,86
5,02
11,85
5,04
11,79
4,96
11,81
5,04
11,80
4,99
11,81
4,96
11,75
4,88
11,75
4,77
11,74
4,70
11,70
4,83
15,82
3,85
15,81
0,67
13,88
1,68
13,81
1,31
13,80
0,43
13,79
0,43
13,50
0,44
13,48
0,42
14,77
0,42
14,74
0,35
14,72
0,34
14,63
0,26
13,57
1,07
13,50
0,97
13,44
0,28
Type of
Use
Working Capital
- Rupiah
- Foreign Exchange
Investment
- Rupiah
- Foreign Exchange
Consumption
- Rupiah
- Foreign Exchange
87
Tabel 1.85 Perkembangan Jumlah Bank dan Kantor Bank Umum

(Growth of Total Banks and Bank Offices)
Kelompok
Bank
Bank Persero
Jumlah Bank
Jumlah Kantor
2010
2005 2006 2007 2008 2009
5
2.171
5
2.548
5
2.765
5
3.134
4
3.854
Sep
Okt
4
4.058
4
4.082
Nov
4
4.122
2011
Des
Jan
Feb
4
4.189
4
4.205
4
4.210
Mar
4
4.214
Apr
4
4.216
Mei
4
4.236
Jun
Jul
Ags
Sep
4
4.245
4
4.246
4
4.248
4
4.289
State Owned Banks

Total Banks
Total Bank Offices
36
7.043
Foreign Exchange
Commercial Banks
Total Banks
Total Bank Offices
30
1.244
Commercial Banks
Total Banks
Total Bank Offices
Regional Development
Banks
Total Banks
Total Bank Offices
BUSN Devisa
Jumlah Bank
Jumlah Kantor
34
4.113
35
4.395
35
4.694
32
5.196
34
6.181
36
6.383
36
6.424
36
6.507
36
6.608
36
6.698
36
6.730
36
6.771
36
6.832
36
6.918
36
6.956
36
6.994
36
7.024
BUSN Non Devisa

Jumlah Bank
Jumlah Kantor
37
709
36
759
36
778
36
875
31
976
31
1.052
31
1.059
31
1.103
31
1.131
31
1.151
31
1.153
31
1.187
31
1.194
31
1.206
Group of
Bank
31
1.215
30
1.213
30
1.228
BPD
Jumlah Bank
Jumlah Kantor
26
1.107
26
1.217
26
1.205
26
1.310
26
1.358
26
1.399
26
1.404
26
1.409
26
1.413
26
1.434
26
1.434
26
1.437
26
1.438
26
1.440
26
1.444
26
1.444
26
1.447
26
1.448
Bank Campuran
Jumlah Bank
Jumlah Kantor
18
64
17
77
17
96
15
168
16
238
15
260
15
260
15
262
15
263
14
260
14
244
14
245
14
245
14
245
14
247
14
246
14
246
14
246
Joint Venture Banks

Total Banks
Total Bank Offices
Bank Asing
Jumlah Bank
Jumlah Kantor
11
72
11
114
11
142
10
185
10
230
10
227
10
227
10
230
10
233
10
222
10
222
10
215
10
215
10
214
10
214
10
204
10
201
10
203
Foreign Owned Banks

Total Banks
Total Bank Offices
131
8.236
130
9.110
1204)
120
14.347 14.394
120
14.473
Total
Jumlah Bank
Jumlah Kantor
130
124
9.680 10.868
121
122
122
122
122
12.837 13.379 13.456 13.633 13.837
1213)
121
121
121
121
121
13.970 13.993 14.069 14.140 14.259 14.321
Ket.: 1) termasuk BNI Syariah yang mulai beroperasi pada bulan Juni 2010
2)
Merger PT. Bank UOB Indonesia ke dalam PT. Bank UOB Buana
3)
Merger PT. Bank OCBC Indonesia ke dalam PT. Bank OCBC NISP, Tbk
4)
Pencabutan izin usaha atas permintaan pemilik atau pemegang saham PT. Bank Barclays Indonesia
88
Note:
1)
Total
Total Banks
Total Bank Offices
including BNI Syariah which began operating in June 2010

2)
Merger PT. Bank UOB Indonesia to PT. Bank UOB Buana
3)
Merger PT. Bank OCBC Indonesia to PT. Bank OCBC NISP, Tbk
4)
Tabel 1.86 Perkembangan Jumlah Kantor Cabang Bank Berdasarkan Lokasi Bank - September 2011
(Growth of Total Branch Offices Based on Banks Location - September 2011)
2010
Lokasi
Jawa Barat
Banten
DKI Jakarta
D.I Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Aceh
Sumatera Utara
Sumatera Barat
Riau
Sumatera Selatan
Kepulauan Riau
Bangka Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Barat
Gorontalo
Sulawesi Tenggara
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
PapuaBarat
Di Luar Indonesia
Total
2005 2006 2007 2008 2009
Sep
Okt
Nov
2011
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Location
Sep
282
53
428
41
232
334
17
36
48
130
65
60
58
33
11
39
52
49
72
23
24
92
44
8
15
20
31
70
35
20
31
11
14
17
292
57
435
42
247
339
18
39
50
135
66
62
60
40
12
43
53
49
79
26
25
92
48
8
13
21
32
70
39
22
32
11
14
18
309
59
442
44
258
350
19
39
53
141
67
65
63
45
13
43
54
51
84
27
28
100
48
8
10
22
33
72
39
23
35
12
15
18
324
61
464
47
263
355
21
41
57
146
70
69
64
47
17
45
55
58
87
33
29
111
49
9
11
23
36
73
40
24
38
13
18
18
337
66
506
51
271
365
21
44
65
161
71
76
67
49
20
45
63
62
98
36
32
111
52
11
12
25
35
72
43
25
41
13
19
17
360
71
532
53
286
386
22
45
67
171
73
83
73
51
21
49
66
64
101
38
34
114
53
12
13
25
37
73
46
30
46
14
22
17
353
72
530
53
284
385
22
45
70
172
73
83
73
51
21
48
66
65
100
38
34
114
53
12
13
25
37
73
46
29
46
14
22
17
353
73
529
53
285
385
22
45
70
173
74
83
74
52
21
48
67
65
100
38
34
114
53
12
13
27
37
74
46
29
46
14
22
17
354
73
534
53
285
390
22
45
70
174
74
84
76
52
22
48
69
66
100
40
35
116
54
12
13
27
39
74
46
32
47
14
22
17
357
73
538
53
287
392
22
45
70
174
74
84
76
52
22
49
69
66
102
40
36
116
54
12
13
28
39
74
46
32
48
14
22
17
357
74
539
53
289
393
22
45
70
173
74
84
76
52
22
49
69
66
102
40
36
116
54
12
13
28
39
74
46
32
48
14
22
17
357
75
541
54
289
391
22
46
70
173
75
84
78
51
22
48
69
66
103
42
36
117
54
12
13
29
39
75
46
32
48
14
22
17
359
75
543
55
290
391
22
46
71
174
75
85
78
51
22
48
69
66
104
42
36
118
53
12
14
29
39
76
46
32
48
14
22
17
362
76
543
54
290
391
22
46
71
174
75
86
78
51
22
49
69
66
104
42
36
117
53
12
14
29
40
77
47
32
48
14
22
17
364
79
543
54
292
392
22
47
71
174
75
85
78
51
22
49
68
67
103
42
37
119
53
13
14
29
40
80
49
32
49
14
22
17
361
76
532
54
291
392
22
48
71
173
75
85
77
51
22
49
69
67
102
42
36
120
53
13
14
29
41
80
49
31
50
14
22
17
362
76
532
54
295
392
22
48
71
174
75
86
77
51
22
49
69
68
102
42
36
119
53
13
14
29
41
80
49
31
50
14
22
17
363
77
533
54
296
393
22
48
71
176
75
86
78
51
22
49
69
68
103
42
36
119
53
13
15
30
41
80
49
31
54
14
22
17
2.495
2.589
2.689
2.816
2.982
3.148
3.139
3.148
3.179
3.196
3.200
3.210
3.222
3.229
3.246
3.228
3.235
3.250
Jawa Barat
Banten
DKI Jakarta
D.I Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Aceh
Sumatera Utara
Sumatera Barat
Riau
Sumatera Selatan
Kepulauan Riau
Bangka Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Barat
Gorontalo
Sulawesi Tenggara
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Papu Barat
Outside Indonesia
Total
89
90
DATA BANK SYARIAH
91
Tabel 2.1 Kegiatan Usaha Bank Umum Syariah (BUS) Dan Unit Usaha Syariah (UUS)
(Sharia Commercial Bank and Sharia Business Unit Operations)
Indikator
Penyaluran Dana
a. Pembiayaan
Rupiah
Valas
b. Antar Bank
c. Penempatan di BI
d. Surat Berharga (tidak termasuk
obligasi rekap)
e. Penyertaan
f. Tagihan Lainnya
Sumber Dana
a. DPK
Rupiah
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
Valas
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
b. Kewajiban Kepada BI
c. Antar Bank
d. Surat Berharga
Rupiah
Valas
g. Setoran Jaminan
Komponen Modal
a. Modal Disetor
b. Cadangan
d. L/R tahun Lalu
e. Perkiraan tambahan modal disetor
f. Modal Pinjaman
SWBI (BUS & UUS)
Total Aset
Jaringan Kantor
Jumlah Bank
Jumlah Kantor 1)
2010
2005 2006 2007 2008
2009
20.222
15.232
14.458
774
1.054
3.180
730
25.927
20.445
19.530
915
991
3.641
829
32.304
26.149
24.878
1.270
1.437
3.238
1.302
48.264
38.199
35.879
2.320
1.978
5.189
2.683
6
21
17.296
15.581
14.752
1.836
8.546
4.370
829
209
620
32
980
265
207
204
209
25
6
15
22.337
20.672
19.818
3.180
10.208
6.430
854
236
618
32
874
268
181
181
285
25
41
138
27.948
25.473
24.324
2.925
12.919
8.480
1.149
424
726
32
1.499
350
161
161
401
32
951
230
239
-76
132
2.395
991
268
355
27
142
2.358
20.880
22
436
Indicator
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
64.355
46.886
44.938
1.948
3.036
10.393
3.786
80.954
60.970
58.241
2.729
3.609
9.852
5.975
83.815
62.995
60.101
2.894
3.640
11.191
5.665
88.010
65.942
62.941
3.000
4.001
12.164
5.559
94.884
68.181
64.817
3.364
4.138
16.393
5.733
92.965
69.724
66.383
3.341
3.580
13.430
5.801
93.285
71.449
68.134
3.315
3.617
11.396
6.364
98.442
74.253
70.764
3.488
3.793
13.689
6.224
98.428 101.516
75.771 78.619
72.419 74.976
3.352
3.643
3.283
3.379
11.897 12.930
6.988
6.048
79
136
40.591
36.852
35.449
3.741
19.273
12.436
1.403
498
870
35
68
2.419
311
150
150
727
64
83
171
57.762
52.271
50.266
5.403
28.484
16.379
2.006
798
1.111
96
6
3.717
340
512
512
845
69
88
460
70.360
63.912
61.269
6.418
35.589
19.262
2.643
989
1.455
199
4
4.765
340
290
290
989
60
88
236
72.221
66.478
63.810
6.264
37.621
19.925
2.667
852
1.607
208
4
4.016
340
289
289
1.020
75
88
256
75.531
69.086
66.207
7.342
38.281
20.583
2.879
881
1.773
225
3
4.642
325
287
287
1.109
79
88
351
83.184
76.036
72.807
7.914
42.206
22.688
3.229
1.142
1.869
218
3
4.924
325
483
483
1.321
90
88
342
82.143
75.814
72.752
8.006
42.567
22.179
3.063
1.236
1.626
200
3
3.963
440
482
482
1.350
91
88
371
82.023
75.085
71.718
6.748
42.636
22.334
3.367
1.267
1.862
238
3
4.515
440
482
482
1.419
79
88
395
86.588
79.651
76.467
7.736
45.909
22.821
3.184
1.411
1.528
245
3
4.300
440
482
482
1.633
79
88
401
85.895
79.862
76.907
7.127
46.116
23.665
2.955
1.320
1.500
135
2
3.712
340
283
283
1.580
116
90
450
89.173
82.861
79.642
7.191
48.296
24.155
3.219
1.373
1.558
288
2
3.704
540
481
481
1.500
84
90
335
93.633
87.025
83.494
8.413
49.906
25.175
3.531
1.047
2.217
267
2
4.072
540
481
481
1.435
78
90
296
96.196
89.786
86.291
8.377
52.223
25.691
1.964
1.535
1.674
286
2
3.760
540
481
481
1.535
92
1.017
275
481
149
132
1.761
1.752
335
432
152
466
2.824
1.946
449
790
315
468
3.076
5.092
464
852
527
573
2.310
5.911
490
978
527
572
2.783
5.911
490
1.112
527
572
3.287
5.965
491
1.051
527
516
5.408
5.965
491
148
1.438
516
3.968
5.965
491
239
1.401
516
3.659
6.165
468
400
1.408
516
5.870
6.265
470
582
1.337
516
4.150
6.265
471
626
1.286
545
3.879
6.265
576
777
1.114
823
5.011
6.311
579
927
1.068
816
5.214
26.722
33.016
49.555
66.090
83.454
85.881
90.387
97.519
95.743
23
509
29
568
32
790
31
998
33
1.388
34
1.391
34
1.410
34
1.477
34
1.506
Ket : 1) Tidak Termasuk Gerai Muamalat
92
2011
Mei
95.987 101.189 100.568 104.333

34
1.533
34
1.575
34
1.591
34
1.578
Jun
Jul
Ags
Sep
106.736 109.583 113.079 118.917

82.616 84.556 90.540 92.839
78.727 80.506 86.322 88.912
3.889
4.051
4.217
3.928
3.506
3.435
4.313
3.716
14.203 15.242 12.068 16.148
5.986
5.963
5.823
5.924
47
47
288
242
99.769 106.115
92.021 97.741
88.471 94.303
7.872
9.116
53.854 57.369
26.744 27.817
3.550
3.438
1.360
1.188
1.914
1.980
277
269
1
1
5.053
5.365
540
540
481
780
1.581
1.588
92
99
6.311
579
1.051
1.068
816
3.647
6.311
578
1.205
1.068
816
5.885
109.750 112.864 116.807
23.881
34
1.640
34
1.603
34
1.632
34
1.649
Fund Disbursements
a. Financing
Rupiah
Foreign Exchange
b. Inter-Bank
c. Placements at BI
d. Money Instruments (not including
e. Equity participation
f. Other claims
Sources of Funds
Rupiah
Wadiah Demand Deposit
Mudharabah Time Deposits
Mudharabah Savings Accounts
Foreign Exchange
b. Liabilities at BI
c. Inter-Bank
d. Money Instruments
e. Loans received
Rupiah
Foreign Exchange
Capital Components
a. Paid-In Capital
b. Reserves
c. Current Earnings (Profit/Loss)
d. Retained Earnings (Profit/Loss)
e. Estimate of Additional Paid-In Capital
f. Capital Loans
Bank Indonesia Syariah Money
Certificates (BUS & UUS)
Total Assets
Office Network
Total Banks
Total Bank Offices 1)
Note : 1) Not including Muamalat Outlets
Tabel 2.2 Kegiatan Usaha Bank Umum Syariah (BUS)

(Sharia Commercial Bank Operations (BUS))
2010
Indikator
Penyaluran Dana
a. Pembiayaan
Rupiah
Valas
b. Antar Bank
c. Penempatan di BI
obligasi rekap)
e. Penyertaan
f. Tagihan Lainnya
Sumber Dana
a. DPK
Rupiah
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
Valas
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
c. Antar Bank
d. Surat Berharga
Rupiah
Valas
g. Setoran Jaminan
Komponen Modal
a. Modal Disetor
b. Cadangan
d. L/R tahun Lalu
f. Modal Pinjaman
SWBI (BUS & UUS)
Total Aset
Jaringan Kantor
Jumlah Bank
Jumlah Kantor 1)
2005 2006 2007 2008
2009
16.132 19.839
12.405 16.113
11.652 15.224
753
889
373
535
2.986
2.715
341
457
25.663 33.026
20.717 26.109
19.602 24.422
1.115
1.688
672
1.016
3.286
3.827
766
1.859
6
6
21
14
15.041 18.509
13.667 17.216
12.843 16.380
1.609
2.523
7.539
8.456
3.695
5.401
825
836
207
232
617
604
32
32
684
603
244
247
205
179
201
179
186
215
23
17
41
182
23.960
21.966
20.880
2.624
10.555
7.702
1.085
262
823
32
1.049
329
154
154
400
31
1.001
275
459
143
132
2.599
951
230
266
(43)
132
2.395
3
301
Indicator
Sep
Okt
Nov
Des
Jan
Feb Mar
Apr
Mei
Jun
Jul
Ags
Sep
46.386
34.452
33.190
1.261
1.415
7.345
2.922
65.298
50.190
48.285
1.906
1.771
7.344
5.450
68.035
51.988
49.903
2.085
1.972
8.620
5.140
71.216
54.666
52.499
2.168
2.131
9.054
5.040
76.602
56.357
53.864
2.493
1.968
12.642
5.203
75.505
58.062
55.307
2.755
1.682
10.059
5.272
75.573
59.480
56.744
2.736
1.787
8.127
5.730
80.486
61.904
59.020
2.884
1.777
10.741
5.580
79.402
62.916
60.015
2.901
1.540
8.983
5.485
82.222
65.086
62.150
2.937
1.604
9.590
5.401
85.921
68.147
65.032
3.114
1.638
10.341
5.380
88.000
69.262
66.056
3.206
1.639
11.365
5.356
90.752
74.413
71.085
3.328
2.316
8.486
5.211
95.273
76.168
73.192
2.976
1.781
11.724
5.312
79
136
30.546
27.734
26.498
2.250
14.588
9.659
1.237
465
772
68
1.736
311
150
150
513
35
83
169
43.858
39.624
37.881
3.612
21.510
12.759
1.743
683
1.060
6
3.005
340
112
112
735
36
88
455
59.798
54.721
52.337
5.170
30.398
16.769
2.384
952
1.431
1
4
3.717
340
87
87
888
42
88
226
61.170
56.440
54.054
5.119
31.679
17.256
2.386
819
1.566
1
4
3.306
340
86
86
942
53
88
237
63.744
58.467
55.872
5.921
32.168
17.783
2.595
853
1.740
2
3
3.788
325
85
85
1.018
58
88
344
69.992
64.335
61.404
6.620
35.350
19.435
2.931
1.095
1.834
2
3
3.944
325
81
81
1.236
69
88
342
68.918
64.022
61.406
6.673
35.689
19.044
2.616
1.193
1.421
2
3
3.143
340
81
81
1.257
72
88
361
68.787
63.018
60.216
5.316
35.736
19.164
2.802
1.228
1.572
2
3
3.980
340
80
80
1.306
60
88
395
73.485
67.982
65.209
6.675
38.871
19.664
2.773
1.362
1.410
2
3
3.494
340
80
80
1.523
63
88
391
72.261
67.446
64.746
5.816
39.020
19.911
2.700
1.235
1.463
2
2
2.974
340
80
80
1.343
75
90
450
75.171
70.105
67.287
5.888
40.821
20.578
2.818
1.329
1.487
2
2
3.187
340
80
80
1.385
72
90
326
78.601
73.381
70.313
6.876
41.953
21.484
3.068
1.002
2.064
2
2
3.434
340
80
80
1.297
66
90
287
80.636
75.647
72.623
6.908
43.957
21.757
1.494
1.493
1.529
3
2
3.105
340
80
80
1.391
71
47
279
83.753
77.518
74.458
6.193
45.717
22.547
3.060
1.301
1.755
3
1
4.342
340
80
80
1.399
72
47
242
88.796
82.175
79.213
7.244
48.566
23.403
2.962
1.140
1.817
4
1
4.398
340
379
379
1.426
76
1.701
335
499
138
466
2.824
1.946
449
499
295
468
3.076
5.092
464
607
499
573
2.310
5.911
490
703
499
572
2.783
5.911
490
803
499
572
3.287
5.965
491
776
499
516
5.408
5.965
491
108
1.305
516
3.968
5.965
491
167
1.316
516
3.659
6.165
468
298
1.343
516
5.870
6.265
470
388
1.254
516
4.150
6.265
471
474
1.270
545
3.879
6.265
576
567
1.099
823
5.011
6.311
579
667
1.052
816
5.214
6.311
579
759
1.052
816
3.647
6.311
578
861
1.052
816
5.885
27.286 34.036
48.014
67.783
70.108
73.532
79.186
78.203
78.126
83.198
81.981
85.040
88.834
90.734
94.325
99.480
6
711
10
1.151
11
1.154
11
1.171
11
1.215
11
1.242
11
1.253
11
1.268
11
1.276
11
1.280
11
1.319
11
1.304
11
1.332
11
1.349
991
268
310
24
142
2.358
17.111 21.151
2011
3
346
3
398
5
576
Fund Disbursements
a. Financing
Rupiah
Foreign Exchange
b. Inter-Bank
c. Placements at BI
f. Other claims
Sources of Funds
Rupiah
Foreign Exchange
c. Inter-Bank
e. Loans received
Rupiah
Foreign Exchange
CapitalComponents
a. Paid-In Capital
b. Reserves
f. Capital Loans
Bank Indonesia Syariah Money
Total Assets
Office Network
Total Banks
93
Tabel 2.3 Kegiatan Usaha Unit Usaha Syariah (UUS)

(Sharia Business Unit Operations (UUS))
2010
Indikator
Penyaluran Dana
a. Pembiayaan
Rupiah
Valas
b. Antar Bank
c. Penempatan di BI
obligasi rekap)
e. Penyertaan
f. Tagihan Lainnya
Sumber Dana
a. DPK
Rupiah
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
Valas
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
c. Antar Bank
d. Surat Berharga
Rupiah
Valas
g. Setoran Jaminan
Komponen Modal
a. Modal Disetor
b. Cadangan
d. L/R tahun Lalu
f. Modal Pinjaman
SWBI (BUS & UUS)
Total Aset
Jaringan Kantor
Jumlah Bank
Jumlah Kantor 1)
2005 2006 2007 2008
2011
Indicator
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
22.327 23.643 Fund Disbursements

a. Financing
16.127 16.672
Rupiah
15.237 15.720
Foreign Exchange
890
952
b. Inter-Bank
1.997 1.935
c. Placements at BI
3.582 4.424
613
613
f. Other claims
9
0
16.016 17.319 Sources of Funds
14.503 15.566
Rupiah
14.013 15.090
1.679 1.872
8.137 8.804
4.197 4.414
Foreign Exchange
490
476
59
48
158
163
273
265
c. Inter-Bank
711
966
200
200
e. Loans received
401
401
Rupiah
401
401
Foreign Exchange
182
163
20
23
Capital Components
a. Paid-In Capital
b. Reserves
292
344
15
15
f. Capital Loans
3.647 5.885 Bank Indonesia Syariah Money
Total Assets
22.482 23.881
4.090
2.827
2.807
20
681
194
389
6.087
4.332
4.305
26
457
926
372
10.099 15.238
7.227 12.090
6.910 11.457
318
632
996
962
1.254
1.362
622
824
17.969 15.656
12.435 10.780
11.748 9.956
687
823
1.621 1.838
3.048 2.509
864
524
15.780
11.006
10.198
809
1.668
2.570
525
16.793
11.275
10.443
833
1.870
3.109
519
18.282
11.824
10.953
871
2.170
3.751
530
17.461
11.662
11.076
586
1.898
3.371
529
17.712
11.970
11.390
580
1.831
3.269
634
17.956
12.349
11.744
605
2.016
2.948
644
19.027
12.856
12.405
451
1.743
2.914
1.503
19.294
13.533
12.827
706
1.774
3.339
648
20.815
14.469
13.695
774
1.868
3.862
606
21.582
15.294
14.449
845
1.795
3.877
607
2.258
1.914
1.909
228
1.007
675
5
2
3
296
21
3
2
23
2
1
3.828
3.456
3.438
657
1.752
1.030
18
4
14
271
21
1
1
70
8
7.061 10.044
6.045
9.118
6.003
8.952
836
1.490
3.416
4.684
1.751
2.777
42
166
29
33
13
98
35
902
684
21
1
0
1
0
73
214
19
29
1
5
13.903 10.561
12.648 9.191
12.385 8.932
1.791 1.248
6.974 5.191
3.620 2.493
263
259
116
37
51
24
96
198
712 1.048
400
203
400
203
111
101
33
19
10
11.050
10.038
9.756
1.144
5.942
2.669
282
33
41
207
710
203
203
78
22
19
11.787
10.619
10.335
1.422
6.113
2.801
284
28
33
223
854
202
202
91
21
7
13.191
11.702
11.403
1.294
6.856
3.253
298
47
35
217
981
402
402
86
21
0
13.225
11.792
11.346
1.333
6.878
3.135
447
43
205
198
819
100
401
401
93
20
10
13.236
12.067
11.502
1.432
6.901
3.170
565
38
290
236
535
100
401
401
114
20
0
13.103
11.669
11.258
1.062
7.039
3.158
411
49
119
243
806
100
401
401
111
16
10
13.634
12.416
12.161
1.311
7.096
3.754
255
86
36
133
738
203
203
236
41
0
14.002
12.756
12.355
1.303
7.475
3.577
401
45
70
286
518
200
401
401
116
12
9
15.032
13.644
13.181
1.537
7.953
3.691
463
45
152
265
638
200
401
401
138
12
9
15.560
14.138
13.668
1.470
8.265
3.933
470
42
145
283
655
200
401
401
144
22
(28)
(33)
2.395
45
3
2.358
16
81
6
2.599
244
28
2.310
274
28
2.783
309
28
3.287
275
28
5.408
40
133
3.968
71
85
3.659
102
64
5.870
195
83
4.150
151
15
3.879
210
15
5.011
260
15
5.214
3.596
5.571
9.252 15.519
18.076 15.671
15.773
16.856
18.333
17.540
17.861
17.991
18.587
19.293
20.916
22.130
19
133
20
163
23
237
23
239
23
262
23
264
23
280
23
307
23
315
23
298
23
321
23
299
94
2009
26
170
51
(66)
14
2.824
27
214
291
20
3.076
25
287
23
237
23
300
Sep
23
300
Office Network
Total Banks
Tabel 2.4 Perkembangan Aset Perbankan Syariah

(Growth of Assets of Sharia Banks)
Indikator
2010
2005 2006 2007 2008
Sep
Bank Umum Syariah
17.111
Unit Usaha Syariah
3.769
21.151 27.286
5.571
9.252
2011
Indicator
2009
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Juni
Jul
Ags
Sep
34.036
48.014 67.783 70.108
73.532
79.186
78.203 78.126
83.198
81.981 85.040
88.834 90.734
94.325
99.480
Syariah Commercial Banks
15.519
18.076 15.671 15.773
16.856
18.333
17.540 17.861
17.991
18.587 19.293
20.916 22.130
22.482
23.881
Syariah Business Units
95
Tabel 2.5 Aktiva Produktif Perbankan Syariah

(Earning Assets of Sharia Banks)
2010
Indikator
2005 2006 2007 2008
2009
2011
Indicator
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Pembiayaan
15.232
20.445
27.944
38.195
46.886 60.970
62.995 65.942
68.181
69.724
71.449 74.253
75.727
78.619 82.616
84.556
90.540 92.839
a. Lancar
41.931 54.240
56.237 59.092
63.006
63.600
64.694 68.148
69.252
71.928 75.572
77.029
82.573 84.679
Financing
a. Current
14.027
18.583
25.494
35.076
b. Dalam Perhatian Khusus
776
891
1.319
1.610
3.074
4.324
4.271
4.222
3.114
3.835
4.141
3.429
3.606
3.737
4.108
4.360
4.768
4.907
b. Special Mention
c. Kurang Lancar
201
353
525
435
833
1.098
1.230
677
797
1.020
1.064
1.072
1.051
1.030
1.116
1.078
1.473
c. Sub-Standard
73
236
582
352
328
330
332
361
382
359
419
424
396
463
465
348
155
383
543
759
865
1.221
1.060
1.068
1.052
1.130
1.213
1.252
1.377
1.480
1.510
1.589
1.655
1.432
429
971
1.131
1.509
1.882
2.406
2.486
2.628
2.061
2.288
2.615
2.675
2.869
2.955
2.937
3.168
3.198
3.253
2,82
4,75
4,05
3,95
4,01
d. Diragukan
e. Macet
Non Performing Financing
321
267
224
Financing (%)
96
e. Lost
(Nominal)
(Nominal)
d. Doubtful
3,95
3,95
3,99
3,02
3,28
3,66
3,60
3,79
3,76
3,55
3,75
3,53
3,50

Ratio (%)
Tabel 2.6 Komposisi DPK Perbankan Syariah

(Composition of Third Party Funds of Sharia Banks)
Desember 2006
Indikator
Giro Wadiah
Rupiah
Valas
Deposito Mudharabah
Rupiah
Valas
Tabungan Mudharabah
Rupiah
Valas
Total DPK
Rupiah
Valas
Nominal
Komposisi tdhp total

DPK (%)
(Composition to Total
Third Party Funds) (%)
Desember 2007
Nominal
2.847
2.562
285
14,71
13,24
1,47
3.750
3.459
291
10.656
10.109
546
55,08
52,25
2,82
5.845
5.845
19.347
18.516
831

DPK (%)
13,39
12,35
1,04
Desember 2008
Nominal

DPK (%)
Desember 2009
Nominal

DPK (%)
September 2010
Nominal

DPK (%)
Desember 2010
Nominal

DPK (%)
September 2011
Nominal

DPK (%)
Indicators
4.238
3.741
498
11,50
10,15
1,35
6.202
5.403
798
11,86
10,34
1,53
7.407
6.418
989
47,9%
10,5%
37,4%
9.056
7.914
1.142
11,91
10,41
1,50
10.305
9.116
1.188
10,54
9,33
1,22
Wadiah Current
Rupiah
Foreign Exchange
14.807
13.971
836
52,86 20.143
49,88 19.273
2,98
870
54,66
52,30
2,36
29.595
28.484
1.111
56,62
54,49
2,13
37.044
35.589
1.455
113,1%
58,1%
55,1%
44.075
42.206
1.869
57,97
55,51
2,46
59.350
57.369
1.980
60,71
58,69
2,03
Mudharabah Deposits
Rupiah
Foreign Exchange
30,21
30,21
0,00
9.453
9.453
-
33,75 12.471
33,75 12.436
0,00
35
33,84
33,74
0,10
16.475
16.379
96
31,52
31,33
0,18
19.461
19.262
199
39,0%
31,4%
7,5%
22.906
22.688
218
30,13
29,84
0,29
28.102
27.817
284
28,75
28,46
0,29
Mudharabah savings
Rupiah
Foreign Exchange
100
95,70
4,30
28.011
26.884
1.127
100 36.852
95,98 35.449
4,02
1.403
100
96,19
3,81
52.271
50.266
2.006
100
96,16
3,84
63.912
61.269
2.643
100,0%
95,9%
4,1%
76.036
72.807
3.229
100
95,75
4,25
97.756
94.303
3.453
100
96,47
3,53

Rupiah
Foreign Exchange
97
Tabel 2.7 Tingkat Bagi Hasil Rata-rata DPK Bank Syariah

(Average of Profit Sharing Rates of Third Party Fund of Sharia Banks)
Persen (Percent)
2010
Indikator
2005 2006 2007 2008
2009
Sep
Okt
Nov
2011
Des
Jan
Feb
Marr)
Apr
Mei
Jun
Jul
Ags
Sep
Indicator
Giro Wadiah
Rupiah
Valas
1,13
1,47
1,28
1,12
1,07
1,08
1,21
0,95
1,04
0,38
0,99
0,37
1,34
1,59
1,21
0,43
1,26
0,77
1,19
0,89
1,16
0,75
1,19
0,65
1,32
0,51
1,33
1,01
1,47
1,60
1,42
0,97
0,97
0,34
1,51
1,20
Wadiah Current
Rupiah
Foreign Exchange
Deposito Mudharabah
Rupiah
Valas
8,66
3,68
9,75
3,87
7,97
5,71
8,61
2,69
7,48
3,18
6,85
2,48
1,34
1,59
6,68
3,82
7,03
4,35
6,53
4,36
5,79
4,16
6,65
4,27
6,77
3,22
6,71
3,41
6,72
3,34
6,51
3,48
6,28
2,77
7,78
3,22
Mudharabah Deposits
Rupiah
Foreign Exchange
Tabungan Mudharabah
Rupiah
Valas
3,96
-
3,72
-
3,32
0,63
3,61
0,92
2,76
1,01
2,95
0,87
3,04
0,86
3,32
0,95
3,08
0,92
2,85
0,92
2,89
0,74
2,84
0,77
2,90
0,91
3,06
0,89
3,09
0,89
2,77
0,86
2,92
0,89
2,93
0,42
Mudharabah savings
Rupiah
Foreign Exchange
Ket : r) Revisi
98
Note : r) Revised
Tabel 2.8 Tingkat Margin Rata-rata Pembiayaan Berdasarkan Sektor Ekonomi

(Average of Margin Rates of Financing Based on Sector Economic)
Persen (Percent)
Sektor
Ekonomi
- Rupiah
- Valas
2. Pertambangan
- Rupiah
- Valas
3. Perindustrian
- Rupiah
- Valas
- Rupiah
- Valas
5. Konstruksi
- Rupiah
- Valas
dan hotel
- Rupiah
- Valas
7. Pengangkutan,
pergudangan dan
komunikasi
- Rupiah
- Valas
8. Jasa Dunia usaha
- Rupiah
- Valas
- Rupiah
- Valas
10. Lain-lain
- Rupiah
- Valas
2010
2005 2006 2007 2008
2009
Sep
Okt
Nov
2011
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
10,35
11,34
15,97
16,34
17,78
14,78
14,54
15,23
14,91
14,38
14,45
14,59
14,57
14,72
14,70
14,69
14,70
14,84
10,46
8,16
11,41
2,67
11,92
12,20
3,79
15,77
15,86
12,00
10,74
11,48
1,54
12,63
11,50
12,58
15,49
1,52
12,17
12,33
4,98
15,17
15,17
10,47
11,29
8,71
15,97
12,59
13,96
10,33
15,01
16,33
6,40
15,40
15,80
9,27
15,51
16,03
3,20
15,78
16,36
15,57
10,39
22,74
14,68
15,58
2,49
13,90
18,97
10,42
13,67
13,90
8,85
17,00
17,78
15,44
14,20
18,51
15,48
15,34
39,77
15,30
16,18
10,76
13,49
14,15
4,60
19,34
14,78
10,56
8,07
13,93
13,89
13,90
14,79
15,44
7,89
11,94
12,31
8,22
19,74
14,59
12,05
11,61
9,17
14,79
13,02
13,98
0,96
15,70
16,55
6,21
12,18
12,76
6,16
19,50
15,48
0,12
11,42
8,61
15,12
12,95
13,95
0,23
15,47
16,40
6,67
12,57
12,92
8,33
19,49
14,97
12,11
16,29
14,32
19,03
13,99
14,32
10,04
15,34
16,31
7,86
14,32
14,63
9,91
19,64
15,05
9,15
13,21
14,42
11,54
13,60
13,96
9,68
15,18
16,22
6,85
13,75
13,99
11,65
20,11
15,11
9,16
13,24
14,39
11,68
13,42
13,73
9,95
15,14
16,15
6,89
13,92
14,19
11,58
20,04
15,25
9,13
13,17
14,52
11,55
13,95
14,33
9,92
14,44
15,16
7,64
14,23
14,51
11,69
20,03
15,20
9,10
12,70
14,59
10,56
14,30
14,73
9,76
14,50
15,21
7,57
13,93
14,25
9,70
19,58
15,36
9,08
12,98
15,05
10,51
14,54
14,90
10,10
14,59
15,28
7,52
14,08
14,39
10,37
19,92
15,32
9,07
12,88
15,32
10,10
14,44
14,81
9,88
14,51
15,03
8,58
14,50
14,77
12,03
19,85
15,12
9,96
12,76
15,38
9,86
14,59
14,97
10,04
14,46
14,97
8,64
14,39
14,62
12,32
19,77
15,14
9,95
12,35
14,77
9,09
14,62
15,00
10,10
14,45
14,92
8,63
14,13
14,32
12,29
19,77
14,96
12,05
11,06
13,21
8,02
14,67
14,90
11,75
14,44
14,87
8,13
14,01
14,21
12,10
19,46
13,30
2,90
14,46
8,73
7,01
16,09
15,75
16,40
14,28
17,08
15,00
16,00
19,49
12,04
15,24
19,90
11,08
14,27
19,84
7,85
14,45
19,83
7,84
14,24
20,18
9,32
15,49
20,44
10,44
15,43
20,39
10,14
15,52
20,45
9,57
15,47
20,00
11,83
15,49
20,36
11,76
15,65
20,23
9,44
15,30
20,14
9,36
15,60
20,17
9,10
15,36
19,85
9,10
15,47
14,83
8,05
13,30
13,78
4,06
10,75
11,06
0,01
12,45
12,51
0,65
16,55
10,50
15,09
15,31
4,63
10,66
11,15
11,01
11,12
8,69
15,54
6,75
15,19
15,85
6,57
12,95
12,95
11,49
11,58
0,47
16,85
9,49
15,97
16,82
3,93
14,04
14,04
11,60
11,82
0,09
15,80
8,12
15,26
15,54
8,22
16,89
16,89
11,04
11,41
0,13
15,44
4,95
14,26
14,58
5,43
17,01
17,01
10,44
10,78
0,83
15,46
5,76
14,43
14,71
5,96
17,69
17,69
8,00
10,51
10,81
0,96
15,24
5,86
14,42
14,77
4,77
17,11
17,11
8,00
10,46
10,75
0,79
16,38
9,60
15,03
15,38
5,88
17,91
17,91
8,00
10,17
10,47
0,70
16,31
9,59
15,09
15,24
8,23
17,25
17,25
8,00
10,05
10,36
0,69
16,41
9,59
15,06
15,20
8,37
16,88
16,89
8,00
10,06
10,35
0,75
16,29
9,60
15,17
15,28
9,45
16,75
16,75
8,00
11,55
11,55
0,65
16,29
9,60
15,00
15,12
9,20
16,56
16,56
8,00
11,55
11,55
0,70
16,44
9,60
15,01
15,17
8,51
16,31
16,31
8,00
11,55
11,55
0,12
16,20
9,25
15,05
15,19
8,79
15,76
15,90
8,00
10,34
10,65
0,14
16,57
9,21
14,70
14,87
7,71
15,87
16,02
7,95
10,20
10,53
0,25
16,57
8,46
14,68
14,83
7,84
15,71
15,84
8,00
9,85
10,17
0,25
16,37
9,40
14,80
14,89
8,39
15,56
15,69
8,00
9,67
9,98
0,25
Economic
Sector
- Rupiah
- Foreign Exchange
2. Mining
- Rupiah
- Foreign Exchange
3. Manufacturing
- Rupiah
- Foreign Exchange
- Rupiah
- Foreign Exchange
5. Construction
- Rupiah
- Foreign Exchange
6. Trading, restaurants and
hotels
- Rupiah
- Foreign Exchange
7. Transportation,
warehousing and
communications
- Rupiah
- Foreign Exchange
- Rupiah
- Foreign Exchange
9. Social Services
- Rupiah
- Foreign Exchange
10. Others
- Rupiah
- Foreign Exchange
99
Tabel 2.9 Tingkat Margin Rata-rata Pembiayaan Berdasarkan Jenis Penggunaan

(Average of Margin Rates of Financing Based on Type of Use)
Persen (Percent)
Jenis
Penggunaan
2010
2005 2006 2007 2008
2009
2011
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Type of
Use
Modal Kerja
Rupiah
Valas
12,22
12,63
4,53
11,71
11,97
1,45
15,51
15,92
8,51
16,49
19,34
4,26
16,99
17,15
12,55
15,74
16,16
8,30
15,77
16,28
7,59
15,73
16,24
7,44
16,55
16,96
10,56
16,36
16,74
10,35
16,33
16,69
10,40
16,39
16,74
10,62
16,15
16,51
10,29
16,26
16,63
10,20
16,21
16,59
10,21
15,99
16,37
10,04
15,86
16,25
9,61
15,85
16,16
9,88
Working Capital
Rupiah
Foreign Exchange
Investasi
Rupiah
Valas
12,51
13,36
2,13
13,34
13,80
6,01
13,87
14,59
7,41
13,67
18,04
2,23
13,75
14,22
7,65
13,45
13,71
7,75
13,81
14,08
7,77
13,82
14,11
7,15
14,54
14,82
8,88
14,51
14,84
8,89
14,42
14,73
8,90
14,63
14,95
8,93
14,59
14,91
8,92
14,60
14,92
8,93
14,53
14,86
8,65
14,52
14,85
8,69
14,57
14,87
8,77
14,54
14,80
9,71
Investment
Rupiah
Foreign Exchange
Konsumsi
Rupiah
Valas
12,33
12,37
0,91
10,99
11,10
8,69
11,48
11,56
0,47
11,58
14,32
0,01
11,03
11,40
0,13
11,08
11,15
3,53
10,51
10,80
0,96
10,45
10,74
0,79
10,16
10,47
0,70
10,04
10,35
0,69
10,06
10,34
0,75
11,55
11,55
0,65
11,55
11,55
0,70
10,30
10,61
0,12
10,34
10,65
0,14
10,19
10,53
0,25
9,85
10,17
0,25
9,67
9,98
0,25
Consumption
Rupiah
Foreign Exchange
100
Tabel 2.10 Kegiatan Usaha BPR Syariah

(Sharia Rural Banks Operation)
Indikator
2010
2005 2006 2007 2008
2009
Sep
Okt
2011
Nov
Des
Jan
Feb
Mar
Apr
Mei
Indicator
Jun
Jul
Ags
Sep
Penyaluran dana
Pembiayaan
Antar Bank Aktiva
1.107
877
230
1.591
1.257
334
1.995
1.587
408
2.372
1.980
392
2.470
2.042
428
2.465
2.041
424
2.586
2.060
525
2.614
2.084
530
2.655
2.140
515
2.676
2.164
512
2.715
2.217
499
2.806
2.311
496
2.899
2.432
467
2.951
2.486
465
3.028
2.577
451
3.095 Distribution of funds

2.563
Financing
532
Interbank Assets
Sumber Dana
Dana Pihak Ketiga
Tabungan Wadiah
Tabungan Mudharabah
Deposito Mudharabah
Antar Bank Pasiva
Kewajiban lainnya
708
87
204
417
174
52
3
570
10
280
280
8
271
1.251
234
319
697
353
57
18
1.458
261
336
861
490
51
20
1.531
272
359
900
493
55
18
1.518
263
358
897
503
54
18
1.604
285
374
945
521
52
19
1.641
292
387
962
522
51
20
1.668
298
391
979
529
52
21
1.672
297
394
981
545
62
26
1.700
298
402
1.000
547
68
22
1.747
310
413
1.024
586
64
22
1.786
326
404
1.055
623
67
23
1.811
343
409
1.059
634
72
24
1.846
347
392
1.107
685
70
27
1.766
322
413
1.030
691
71
26
Beberapa komponen
modal
Modal disetor
Cadangan
L/R Tahun Berjalan
L/R Tahun lalu
176
21
27
-9
222
28
30
-15
751
456
55
-22
802
469
52
-23
806
469
63
-25
782
448
69
-25
806
459
70
-25
819
472
7
42
849
492
14
37
839
484
19
13
843
485
27
2
884
514
37
-17
891
514
45
-20
875
507
53
-19
388
58
59
-27
381
59
67
-26
Source of Funds
Third Party Funds
Wadiah Savings
Mudharabah Savings
Deposit Mudharabah
Interbank Liabilities
Loan received
Other Liabilities
Some Components of
Capital
Paid-In Capital
Reserves
Current Earnings (Profit/Loss)
Retained Earnings (Profit/Loss)
101
Tabel 2.11 Aset dan Pembiayaan BPR Syariah

(Asset and Financing of Sharia Rural Bank)
2010
Indikator
2005 2006 2007 2008
2009
Sep
Okt
Nov
2011
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Indicator
Aset
1.203
1.693
2.126
2.522
2.619
2.615
2.739
2.777
2.825
2.844
2.887
2.980
3.082
3.133
3.212
3.284
Assets
Pembiayaan
Lancar
Kurang Lancar
Diragukan
Macet
882
807
22
22
31
1.257
1.151
35
21
49
1.587
1.475
31
31
50
1.980
1.833
44
34
69
2.042
1.889
47
34
73
2.041
1.888
46
33
75
2.060
1.927
39
30
65
2.084
1.943
42
35
65
2.140
1.989
48
33
70
2.164
2.009
51
34
69
2.217
2.061
56
33
67
2.311
2.151
55
33
71
2.432
2.260
54
37
81
2.486
2.312
55
42
77
2.577
2.395
63
42
77
2.563
2.386
57
40
80
Financing
Current
Sub Standard
Doubtful
Lost
Non Performing
Financing (Nominal)
75
105
112
147
153
154
134
141
151
155
156
159
172
174
182
178
Non Performing
Financing (%)
8,56
8,38
7,03
7,42
7,48
7,53
6,50
6,79
7,04
7,15
7,02
6,90
7,09
7,00
7,05
6,94
102
Non Performing
Financing (Nominal)
Non Performing
Financing (%)
Tabel 2.12 Jaringan Kantor Perbankan Syariah

(Sharia Bank Office Network)
2010
Indikator
2005 2006 2007 2008
2009
Sep
Okt
2011
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Indicator
Bank Umum Syariah (BUS)

Jumlah Bank
Jumlah Kantor
3
301
3
346
3
398
5
576
6
711
10
1.151
11
1.154
11
1.171
11
1.215
11
1.242
11
1.253
11
1.268
11
1.276
11
1.280
11
1.319
11
1.304
11
1.332
11
1.349
Unit Usaha Syariah (UUS)

Jumlah Bank
Jumlah Kantor
19
133
20
163
26
170
27
214
25
287
23
237
23
237
23
239
23
262
23
264
23
280
23
307
23
315
23
298
23
321
23
299
23
300
23
300
Sharia Business Units

Total Banks
Total Bank Offices
114
185
131
202
139
223
146
278
148
282
149
283
150
286
151
290
151
291
153
293
153
293
154
300
154
300
154
300
154
300
154
362
Sharia Rural Bank

Total Banks
Total Bank Offices
BPR Syariah
Jumlah Bank
Jumlah Kantor
Sharia Commercial Banks

Total Banks
Total Bank Offices
103
Tabel 2.13 Kinerja Bank Umum Syariah

(Sharia Commercial Bank Performance)
2010
Indikator
CAR (%)
- Modal
- ATMR
KAP
Produktif (%)
- APYD
Rentabilitas
NOM (%)
- Pendapatan
Operasional bersih
- Rata-rata Aktiva
produktif
ROA (%)
- Laba
- Rata-Rata total aset
BOPO (%)
- Biaya Operasional
- Pendapatan
Operasional
Likuiditas
Short Term Mistmach (%)
- Aktiva Jangka Pendek
- Kewajiban Jangka
Pendek
FDR (%)
- Pembiayaan
- Dana Pihak Ketiga
2005 2006 2007 2008
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
14,58
7.692
52.752
15,74
8.605
54.672
15,49
8.710
56.246
16,76 20,23
9.578 9.033
57.156 44.643
15,17
9.295
61.265
16,17
9.489
58.684
16,61
9.398
56.586
19,58 16,59
9.497 9.965
48.511 60.051
15,83 15,43
10.050 10.170
63.509 65.888
95,75
96,12
96,07
96,84
96,93
96,37
96,70
96,46
96,39
96,27
2.525
59.355
2.385
61.431
2.511
63.905
2.121 1.569
67.230 51.108
2.535
69.941
2.457
74.364
2.567
72.454
2.674 2.787
74.017 77.974
1,76
826
1,70
833
1,89r)
963r)
1,54
832
1,71
962
1,85
1.087
1,55
948
46.993
48.952 50.880r)
53.024 54.100
56.320
58.843
61.131
1,64
919
56.133
81,83
1,77
999
56.608
80,62
1,74
1.021
58.722
80,14
1,59
2,09
960 1.632
60.268 78.203
82,38 78,89
1,65
1.289
78.165
81,98
1,89
1.505
79.843
78,85
1,98
1.582
79.998
79,92
2.978
3.640
3.395
4.211
3.835
4.785
453
574
893
1.089
1.335
1.694
1.840
2.302
19,55
9.643
49.315
20,61
10.323
50.077
19,81
10.269
51.839
16,76 19,95
9.578 11.267
57.156 56.478
21,19
11.921
56.263
20,40
12.481
61.169
17,92
10.829
60.435
91,72
50.190
54.721
92,11
51.988
56.440
93,50
54.666
58.467
87,60 90,69
56.357 58.062
64.335 64.022
94,39
59.480
63.018
93,28
62.916
67.446
93,28
62.916
67.446
Ket : Data tersedia mulai posisi Maret 2010
104
2009
2011
1,77
936
4.368
5.302
96,43
96,25
2.968 3.122
79.513 83.314
Sep
Indicator
16,18 CAR (%)

10.257
- Capital
63.405
Earning Assset Quality
3.225
- Classified Earning Assets
87.484
96,31
1,59
1.109
1,70
1.226
Profitability
NOM (%)
- Net Operations Income
63.921 65.812
67.681 69.752
72.051
- Average Earning Assets
1,71
1,65
1.390 1.361
81.081 82.564
80,35 80,41
1,65
1,63
1.379 1.360
83.731 83.337
80,20 80,60
1,64
1.426
86.697
80,52
1,62
1.038
1,79
1.181
1,50
1.018
3.794
4.707
4.318
5.363
ROA (%)
- Profit
- Average Assets
(Operations Expenses /
- Operations Income
18,90 18,74
11.867 12.386
62.793 66.091
18,55 21,50
12.555 15.206
67.681 70.711
21,66
16.459
76.005
Likuidity
Short Term Mistmach (%)
- Short-Term Assets
- Short-Term Liabilities
92,84 92,87
65.086 68.147
70.105 73.381
91,56 95,99
69.262 74.413
75.647 77.518
92,69
76.168
82.175
2.302
2.865
2.782
3.459
3.262
4.067
FDR (%)
- Financing
- Third Party Funds
Note : Data Available on March 2010
Tabel 2.14 Bank Umum Syariah Berdasarkan Tingkat Rasio

(Sharia Commercial Based on Ratios)
2010
Indikator
Modal Inti
<100 miliar
>100 miliar
CAR
<12%
>12%
NPL
<5%
>5%
ROA
<1,5%
>1,5%
LDR
<50%
>50%
2005 2006 2007 2008
2009
Sep
Okt
2011
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Indicator
Sep
10
11
11
11
11
11
11
11
11
11
11
11
11
3
7
3
8
3
8
3
8
11
1
10
2
9
1
10
11
1
10
1
10
1
10
1
10
9
1
11
-
11
-
11
-
11
-
11
-
11
-
11
-
11
-
11
-
11
-
10
1
10
1
6
4
6
5
6
5
6
5
6
5
5
6
4
7
4
7
5
6
5
6
5
6
5
6
6
5
1
9
1
10
1
10
1
10
1
10
1
10
1
10
1
10
1
10
1
10
1
10
1
10
1
10
Ket : Data tersedia mulai posisi Januari 2010
Tier One Capital

<100 billion
>100 billion
Capital Adequacy Ratio
<12%
>12%
Non Performing Loan Ratio
<5%
>5%
Return on Asset Ratio
<1,5%
>1,5%
Loan to Deposit Ratio
<50%
>50%
Note : Data Available on January 2010
105
106
DATA BPR
107
Tabel 3.1 Kegiatan Usaha Bank Perkreditan Rakyat

(Rural Bank Operations)
2010
Indikator
Penyaluran Dana
a. Kredit
b. Antar Bank Aktiva
Sumber Dana
a. DPK
Deposito
Tabungan
b. Antar Bank Pasiva
c. Pinjaman yang Diterima
d. Kewajiban Segera
Beberapa Komponen
Modal
a. Modal Disetor
b. Cadangan
c. L/R Tahun Berjalan
d. L/R Tahun Lalu
108
2005 2006 2007 2008
14.654 16.948
3.442 4.956
9.421 11.190
3.757 4.581
1.761 2.401
406
416
107
145
20.540
6.009
12.701
6.018
3.240
482
189
2009
25.472 28.001
5.841 8.075
14.204 17.280
7.135 8.272
4.214 3.947
542
541
250
328
2011
Indicator
Sep
Okt
Nov
32.834 33.284 33.580

8.215 8.788 9.238
20.299 20.768 21.060

9.047 9.292 9.482
4.569 4.437 4.572
486
640
621
274
303
304
Des
33.844
10.033
21.455
9.857
4.739
610
373
Jan
Feb
34.158 34.860
10.200 9.961
21.979 22.223
10.053 10.136
4.487 4.598
640
620
369
390
Mar
Apr
35.669 36.365
10.014 9.694
22.644 22.975
10.330 10.447
4.744 4.743
633
630
396
383
Mei
Jun
Jul
37.204 38.089 38.910

9.752 9.444 9.419
23.321 23.476 23.839

10.671 10.525 10.762
4.967 5.375 5.410
562
553
604
395
406
389
Ags
Sep
39.732
9.094
39.665
10.442
Fund Disbursements
a. Credits
b. Inter-Bank Assets
24.949
10.911
5.684
581
368
Source of Funds
Time Deposits
Savings Deposits
b. Inter-Bank Liabilities
c. Loans received
d. Immediate Liabilities
24.345
10.394
5.544
606
488
1.908
484
604
2.333
697
509
2.776
828
663
3.241
1.098
849
4.072
1.033
1.158
4.573
1.304
1.112
4.635
1.276
1.179
4.690
1.283
1.382
4.757
1.272
1.447
4.799
1.345
155
4.869
1.359
295
4.938
1.381
466
4.991
1.415
631
5.051
1.447
799
5.188
1.449
949
5.269
1.451
1.109
5.320
1.452
1.234
5.352
1.456
1.400
131
129
38
(100)
(118)
(124)
(126)
(141)
(157)
1.035
916
576
187
22
(15)
(43)
(53)
(66)
Several Components of
Capital
a. Paid-In Capital
b. Reserves
c. Current Earnings
(Profit/Loss)
d. Retained Earnings
(Profit/Loss)
Tabel 3.2 Kinerja Bank Perkreditan Rakyat

(Rural Bank Performance)
2010
Indikator
2011
Indicator
2005 2006 2007 2008
2009
LDR (%)
- Total Kredit
- Penghimpunan Dana
- Modal Inti
82,00 87,37
80,03
82,54
14.654 16.953 20.684 25.480
15.345 17.879 21.696 25.944
2.525 1.525 4.149 4.926
79,61
81,79
28.012 32.863
29.496 33.748
5.691
6.430
82,05 80,86
79,02 78,47
33.314 33.609 33.878 34.190
34.360 35.209 36.420 36.676
6.239 6.356
6.450 6.893
79,39 80,00 81,10

34.894 35.704 36.399
36.961 37.644 38.031
6.990 6.988 6.851
81,57
37.240
38.731
6.921
82,69 83,16 84,26

38.131 38.953 39.777
39.133 39.790 40.052
6.980 7.050 7.153
81,81 LDR (%)

39.711
- Total Credit
41.288
- Funds collected
7.251
- Core Capital
NPL (%)
- Kredit Non Lancar
- Total Kredit
7,97
9,73
7,98
9,88
1.169 1.649 1.639 2.516
14.654 16.948 20.540 25.472
6,90
6,78
1.932
2.226
28.001 32.834
6,79
6,78
6,12
6,45
2.259 2.277
2.070 2.202
33.284 33.580 33.844 34.158
6,52
6,41
6,44
2.274 2.286 2.342
34.860 35.669 36.365
6,29
2.341
37.204
6,21
6,17
6,09
2.367 2.401 2.419
38.089 38.910 39.732
6,09 NPL (%)

2.416
- Non Current Credits
39.665
- Total Credit
ROA (%)
- L/R Tahun Berjalan
- Total Aktiva
2,96
604
2,21
509
2,39
663
2,61
849
20.393 23.045 27.741 32.533
3,08
1.158
Sep
3,46
1.112
37.554 42.832
Okt
3,20
1.179
Nov
3,37
1.382
Des
3,16
1.447
Jan
4,03
155
44.165 44.726 45.742 46.291
Feb
3,77
295
Mar
3,92
466
Apr
Mei
3,95
631
3,92
799
46.819 47.627 48.001
48.940
Jun
3,83
949
Jul
3,77
1.109
Ags
3,63
1.234
49.580 50.476 51.016
ROE (%)
- L/R Tahun Berjalan
25,23
604
19,25
509
20,98
663
22,67
849
25,08
1.158
28,32
1.112
26,72
1.179
28,14
1.382
26,71
1.447
34,08
155
31,84
295
33,02
466
33,04
631
33,07
799
31,98
949
31,54
1.109
30,43
1.234
- Modal Disetor
- Cadangan Umum
1.908
484
2.333
312
2.776
384
3.241
506
4.072
546
4.573
665
4.635
661
4.690
667
4.757
661
4.799
671
4.869
681
4.938
712
4.991
741
5.051
750
5.188
750
5.269
760
5.320
762
Sep
3,57 ROA (%)

1.400
- Current Earnings (Profit/
Loss)
52.300
- Total Aktiva
30,53 ROE (%)
1.400
- Current Earnings (Profit/
Loss)
5.352
- Paid-In Capital
762
- General Reserve
109
Tabel 3.3 Perkembangan Aset BPR Berdasarkan Lokasi BPR

(Growth of Rural Bank Asset Based on Location)
2010
Lokasi
Jawa Barat
Banten
DKI Jakarta
D.I. Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Aceh
Sumatera Utara
Sumatera Barat
Riau
Kep. Riau
Sumatera Selatan
Bangka-Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Papua Barat
Lainnya
Total
2005 2006 2007 2008

4.098
372
228
997
5.069
2.788
15
62
36
341
413
231
241
134
9
2.975
94
180
72
1
61
76
113
19
13
260
1.236
20
84
165
1
-
4.354
388
350
1.101
5.665
3.145
15
140
38
376
537
247
428
206
10
3.038
107
307
99
3
89
119
131
31
22
321
1.467
23
127
162
1
-
20.402 23.045
2009
Sep
Okt
Nov
Des
Jan
7.061
737
708
1.848
9.190
4.739
25
244
121
580
1.025
601
1.349
520
20
3.037
250
577
233
28
254
336
241
65
2
26
535
2.663
109
210
215
2
-
8.071
850
822
2.121
10.218
5.354
27
305
100
639
1.052
688
1.927
626
21
3.345
292
674
251
45
289
379
326
66
3
28
562
3.142
137
215
237
5
16
-
8.557
860
841
2.158
10.505
5.460
28
312
100
658
1.073
711
2.025
632
22
3.444
298
673
253
45
288
388
336
67
3
29
551
3.234
141
212
238
5
21
-
8.405
877
859
2.194
10.704
5.516
28
317
101
671
1.107
738
2.077
629
24
3.500
327
681
250
46
290
423
354
67
3
29
581
3.310
147
214
226
5
24
-
8.511
907
922
2.250
10.899
5.607
30
323
104
677
1.157
735
2.161
645
25
3.539
348
670
272
46
309
457
395
68
3
29
585
3.431
153
217
231
8
29
-
27.741 32.533 37.554
42.832
44.165
44.726
45.742
4.818
512
489
1.409
6.723
3.616
18
216
54
419
733
392
620
336
8
3.516
167
403
154
7
134
194
171
47
23
375
1.851
35
160
137
1
-
5.868
632
571
1.634
7.790
4.030
23
205
110
495
901
491
855
394
9
3.563
260
511
193
10
209
272
194
57
3
21
456
2.318
64
210
184
1
-
Ket : Perubahan lokasi sesuai pemekaran daerah mulai Juni 2010
110
2011
Feb
Mar
Apr
Mei
8.539 8.602
928
929
965
984
2.245 2.254
11.014 11.055
5.630 5.672
29
30
328
334
106
105
686
699
1.157 1.170
753
770
2.231 2.301
676
689
26
25
3.600 3.665
327
364
692
737
265
260
48
46
328
308
461
472
398
415
66
62
3
3
27
27
591
592
3.520 3.583
153
155
213
222
244
248
7
8
32
34
-
8.727
945
1.004
2.292
11.208
5.743
30
346
106
702
1.185
790
2.367
691
27
3.689
395
741
255
49
339
492
423
71
3
28
601
3.722
159
207
249
8
36
-
8.885
956
1.002
2.313
11.277
5.793
30
349
107
702
1.190
800
2.398
686
27
3.651
399
714
251
51
342
500
424
71
3
28
614
3.778
158
201
250
8
40
-
8.989
978
1.061
2.343
11.483
5.895
30
355
108
704
1.210
811
2.449
725
31
3.713
415
722
256
65
330
525
453
73
3
28
623
3.886
161
207
254
10
43
-
46.291 46.819
47.627
48.001
48.940
Jun
Jul
Location
Ags
Sep
8.941 9.014
993 1.013
1.108 1.137
2.410 2.447
11.612 11.748
5.969 6.098
30
31
358
365
111
110
701
712
1.218 1.208
824
844
2.536 2.626
738
772
33
43
3.779 3.827
433
436
723
736
260
260
52
55
333
351
550
578
474
495
73
76
4
4
29
28
614
616
3.956 4.083
163
171
232
261
265
268
10
13
46
49
-
9.079
1.032
1.162
2.487
11.754
6.129
32
370
113
714
1.183
820
2.685
767
43
3.945
414
749
252
61
393
597
519
74
4
28
628
4.160
176
293
288
13
53
-
9.234
951
1.262
2.500
12.180
6.294
32
370
115
741
1.210
848
2.734
784
46
3.962
402
759
258
63
421
618
542
73
3
29
648
4.341
177
321
305
13
61
-
Jawa Barat
Banten
DKI Jakarta
D.I. Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Aceh
Sumatera Utara
Sumatera Barat
Riau
Kep. Riau
Sumatera Selatan
Bangka-Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Papua Barat
Others
49.580 50.476
51.016
52.300
Total
Note : Change location accordance region expansion since June 2010
Tabel 3.4 Jumlah BPR Berdasarkan Total Aset

(Rural Banks Based on Total Assets)
Total
Aset
Total Aset BPR
< 1 Miliar
Total Aset BPR
1 s.d 5 Miliar
Total Aset BPR
5 s.d 10 Miliar
Total Aset BPR
> 10 m
Total
2010
2005 2006 2007 2008
2009
Sep
Okt
2011
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Total
Asset
Sep
147
111
85
56
46
34
33
29
25
21
23
22
23
24
21
23
23
24
1.010
835
651
536
429
367
352
347
341
336
316
314
312
302
307
302
303
290
491
479
527
511
479
437
427
417
433
412
405
398
394
396
393
386
382
377
361
455
554
669
779
877
895
913
907
931
927
945
951
958
961
971
973
992
2.009
1.880
1.817
1.772
1.733
1.715
1.707
1.706
1.706
1.700
1.671
1.679
1.680
1.680
1.682
1.682
1.681
1.683
Total Asset Rural bank

< 1 Billion
1 up to 5 Billion
5 up to 10 Billion
> 10 Billion
Total
111
Tabel 3.5 Non Performing Loan Bank Perkreditan Rakyat

(NPL of Rural Bank)
2010
Kolektibilitas
Kredit
a. Lancar
2005 2006 2007 2008
2009
2011
Collektibility
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
14.654 16.948 20.540 25.472 28.001 32.834 33.284 33.580 33.844 34.158 34.860 35.669 36.365 37.204 38.089 38.910 39.732
39.665 Credit
13.485 15.299 18.901 22.956 26.068 30.609 31.025 31.303 31.775 31.956 32.586 33.383 34.023 34.864 35.722 36.509 37.312
37.249
a. Current
b. Kurang Lancar
404
473
407
1.039
457
623
635
624
514
610
647
633
646
644
622
617
640
623
b. Sub-Standard
c. Diragukan
494
482
319
342
335
410
413
423
398
418
434
437
476
458
477
484
477
479
c. Doubtful
d. Macet
271
694
913
1.135
1.140
1.192
1.211
1.230
1.158
1.173
1.193
1.217
1.220
1.239
1.268
1.299
1.302
1.314
1.169
1.649
1.639
2.516
1.932
2.226
2.259
2.277
2.070
2.202
2.274
2.286
2.342
2.341
2.367
2.401
2.419
7,98
9,73
7,98
9,88
6,90
6,78
6,79
6,78
6,12
6,45
6,52
6,41
6,44
6,29
6,21
6,17
6,09
6,09 Non Performing Ratio
Non Performing Loan

(Nominal)
Loan (%)
112
d. Lost
(Nominal)
(%)
Tabel 3.6 Non Performing Loan BPR Berdasarkan Lokasi

(NPL of Rural Banks Based On Location)
2010
Lokasi
Jawa Barat
Banten
DKI Jakarta
D.I. Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Nanggroe Aceh Darussalam
Sumatera Utara
Sumatera Barat
Riau
Kep. Riau
Sumatera Selatan
Bangka-Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Irian Jaya Barat
Lainnya
Total
2005 2006 2007 2008
2009
Sep
280
33
4
71
403
151
1
1
5
22
27
11
1
9
1
33
8
8
3
0
1
7
6
1
0
2
24
55
2
1
3
0
0
0
413
36
11
93
607
184
1
4
6
33
33
12
3
16
2
45
5
13
4
0
3
9
5
1
0
3
27
74
2
1
3
0
0
0
379
42
17
83
614
170
1
9
6
27
32
14
5
16
2
58
5
13
8
0
2
11
4
1
0
4
30
78
1
1
4
0
0
0
408
43
26
80
591
157
1
11
7
29
40
18
9
20
1
909
5
17
10
0
4
11
5
3
0
3
33
71
1
1
5
0
0
0
417
70
36
80
618
155
1
14
33
35
67
27
9
24
1
84
9
19
27
1
4
13
6
2
0
4
40
126
4
2
6
0
0
0
459
76
37
110
729
210
1
14
14
38
90
45
22
32
2
59
10
18
30
2
5
20
11
4
0
5
61
105
4
4
8
0
0
0
1.170
1.649
1.639
2.516
1.932
2.226
Ket. : Perubahan lokasi sesuai pemekaran daerah mulai Juni 2010
Okt
456
94
37
116
735
207
1
14
13
40
97
46
23
32
2
59
9
18
27
2
5
21
13
5
0
5
62
104
5
4
8
0
0
0
Nov
2011
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Location
Sep
461
86
43
119
741
203
1
14
11
41
96
45
26
33
2
58
10
18
30
2
5
20
13
5
0
5
69
104
5
5
9
0
0
0
427
81
46
103
658
176
1
14
10
39
87
40
22
31
2
52
8
17
30
2
4
19
12
6
0
5
64
98
5
6
6
0
0
0
434
84
50
116
705
203
1
14
11
37
91
44
26
31
2
55
9
17
30
2
4
18
13
6
0
4
67
111
6
5
7
0
0
0
447
88
55
121
704
215
1
14
9
36
96
47
33
34
2
63
10
18
30
2
4
18
14
6
0
4
67
121
6
5
6
0
0
0
446
91
57
124
707
215
1
15
9
37
94
44
31
33
1
59
10
18
30
3
4
17
15
7
0
4
71
127
6
5
6
0
0
0
449
90
57
129
753
221
1
14
9
41
86
47
36
34
1
48
9
17
29
3
4
17
15
7
0
3
73
130
6
6
6
0
0
0
446
92
62
134
750
224
1
14
10
40
83
47
41
30
1
47
9
17
30
2
4
16
17
8
0
4
73
122
7
7
6
0
0
0
476
96
62
133
750
227
1
14
10
41
84
45
39
29
1
45
12
18
29
2
6
17
15
8
0
3
72
114
7
6
6
0
0
0
481
96
62
133
750
225
1
14
9
41
85
49
46
32
1
53
28
17
29
2
5
16
16
7
0
4
71
111
7
6
5
0
0
0
483
99
51
129
764
230
1
14
9
45
83
50
50
28
1
54
23
17
29
2
6
18
17
8
0
4
71
116
6
6
5
0
0
0
492
95
57
128
760
230
1
14
9
44
80
51
48
29
1
53
20
17
29
2
6
18
17
9
0
4
70
113
6
6
5
0
0
0
2.259 2.277
2.070
2.202
2.274
2.286
2.342
2.341
2.367
2.401
2.419
2.416
Jawa Barat
Banten
DKI Jakarta
D.I. Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Sumatera Utara
Sumatera Barat
Riau
Kep. Riau
Sumatera Selatan
Bangka-Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Irian Jaya Barat
Others
Total
113
Tabel 3.7 Komposisi DPK Bank Perkreditan Rakyat

(Composition of Third Party Funds of Rural Bank)
Desember 2006
Jenis
Desember 2007
Komposisi
thd
Total DPK (%)
Desember 2008
Komposisi
thd
Total DPK (%)
Desember 2009
Komposisi
thd
Total DPK (%)
September 2010
Komposisi
thd
Total DPK (%)
Desember 2010
Komposisi
thd
Total DPK (%)
September 2011
Komposisi
thd
Total DPK (%)
Komposisi
thd
Total DPK (%)
Nominal (Composition Nominal (Composition Nominal (Composition Nominal (Composition Nominal (Composition Nominal (Composition Nominal (Composition
to Total Third
Party Funds)
(%)
to Total Third
Party Funds)
(%)
to Total Third
Party Funds)
(%)
to Total Third
Party Funds)
(%)
to Total Third
Party Funds)
(%)
to Total Third
Party Funds)
(%)
Jenis
to Total Third
Party Funds)
(%)
Deposito
11.190
70,95
12.701
67,85
14.204
66,56
17.280
67,63
20.299
69,17
21.455
68,52
24.949
69,57
Time Deposits
Tabungan
4.581
29,05
6.018
32,15
7.135
33,44
8.272
32,37
9.047
30,83
9.857
31,48
10.911
30,43
Savings Deposits
Total DPK
15.771
100
18.719
100
21.339
100
25.552
100
29.346
100
31.312
100
35.860
100
114
Tabel 3.8 Komposisi DPK BPR Berdasarkan Lokasi Penghimpunan - September 2011
(Composition of Third Party Funds of Rural Banks Based on Location - September 2011)
Lokasi
Tabungan
(Saving Deposits)
Deposito
(Demand Deposit)
Total DPK
(Total of
Third Party Funds)

Jawa Barat
Banten
DKI Jakarta
D.I. Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Sumatera Utara
Sumatera Barat
Riau
Kep. Riau
Sumatera Selatan
Bangka-Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Irian Jaya Barat
Lainnya
Total
Pangsa Thd
Total DPK (%)
(Portion of Total
Third Party Funds (%))
1.487
133
156
485
3.446
1.184
11
56
22
250
517
286
270
250
8
437
81
272
62
22
52
101
76
27
1
6
210
861
49
34
44
3
16
0
4.994
460
605
1.212
5.002
2.722
9
219
28
277
346
326
1.972
295
34
2.281
168
333
102
19
191
255
319
25
1
8
190
2.094
77
167
179
3
36
0
6.480
592
761
1.697
8.448
3.906
19
275
50
527
863
612
2.243
545
41
2.718
248
604
164
41
243
356
395
53
2
14
400
2.954
126
202
223
6
51
0
18,07
1,65
2,12
4,73
23,56
10,89
0,05
0,77
0,14
1,47
2,41
1,71
6,25
1,52
0,12
7,58
0,69
1,68
0,46
0,11
0,68
0,99
1,10
0,15
0,01
0,04
1,12
8,24
0,35
0,56
0,62
0,02
0,14
-
10.911
24.949
35.860
100
Location
Jawa Barat
Banten
DKI Jakarta
D.I. Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Sumatera Utara
Sumatera Barat
Riau
Kep. Riau
Sumatera Selatan
Bangka-Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Irian Jaya Barat
Others
Total
115
Tabel 3.9 DPK BPR Berdasarkan Lokasi Penghimpunan

(Third Party Funds of Rural Banks Based on Deposits Location)
2010
Lokasi
Jawa Barat
Banten
DKI Jakarta
D.I. Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Aceh
Sumatera Utara
Sumatera Barat
Riau
Kep. Riau
Sumatera Selatan
Bangka-Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Papua Barat
Lainnya
Total
2005 2006 2007 2008

2.806
210
143
712
3.446
1.740
7
34
23
242
270
126
203
97
6
1.663
56
138
49
1
39
44
69
16
5
139
787
7
50
56
0
-
2.995
214
218
805
4.041
2.077
9
101
26
273
330
183
357
156
7
2.045
65
247
64
2
40
72
97
28
7
172
949
9
64
119
0
-
3.305
274
288
1.043
4.712
2.349
11
161
34
307
475
293
476
258
8
2.287
97
319
89
6
54
122
126
42
9
209
1.179
17
71
95
0
-
4.035
308
305
1.142
5.395
2.476
15
146
57
357
580
350
657
308
8
2.140
144
399
114
6
93
128
145
50
2
7
260
1.455
38
100
119
0
-
2009
5.072
382
420
1.290
6.449
2.964
17
186
37
426
715
417
1.071
386
17
1.945
154
470
152
15
99
185
171
55
1
10
319
1.803
71
99
152
1
-
5.784
466
518
1.438
7.070
3.353
16
236
40
470
734
494
1.558
460
18
2.298
139
559
161
29
116
216
255
55
2
13
328
2.133
95
101
174
3
14
-
Okt
5.925
481
530
1.459
7.252
3.414
16
239
39
484
757
507
1.637
464
18
2.341
156
558
162
28
111
221
258
55
2
13
330
2.210
98
95
174
3
19
-
Nov
6.008
489
545
1.473
7.377
3.444
17
241
40
488
784
519
1.673
459
21
2.363
161
562
159
29
114
242
265
55
2
14
359
2.259
103
93
160
4
22
-
Des
6.061
509
600
1.511
7.529
3.497
18
244
41
493
829
525
1.758
471
21
2.427
177
547
177
28
130
259
282
56
2
14
366
2.331
108
105
166
4
26
-
Jan
6.106
522
646
1.520
7.701
3.545
18
248
43
499
850
543
1.827
492
23
2.520
183
567
170
30
143
266
289
54
2
14
372
2.420
108
101
179
5
29
-
Feb
6.145
532
642
1.528
7.729
3.564
18
249
43
507
864
559
1.884
504
22
2.535
195
607
163
27
145
268
303
50
2
14
371
2.455
111
111
180
5
30
-
Mar
6.274
545
640
1.548
7.812
3.596
18
256
43
517
887
580
1.942
501
23
2.547
217
619
157
30
181
272
308
50
2
15
379
2.559
114
116
187
5
32
-
Apr
6.392
559
637
1.576
7.940
3.670
18
264
44
517
889
595
1.966
497
24
2.535
232
586
155
31
188
278
308
50
2
15
390
2.610
116
110
188
5
37
-
13.184 15.771 18.719 21.339 25.552 29.346 30.060 30.542 31.312 32.032 32.360 32.974 33.422
Ket ) : Perubahan lokasi sesuai pemekaran daerah mulai Juni 2010
116
Sep
2011
Mei
6.471
570
673
1.584
8.045
3.736
18
270
45
517
891
605
2.018
505
27
2.560
250
592
160
46
174
303
330
52
2
14
397
2.673
116
111
190
6
38
-
Jun
Jul
6.341
553
697
1.621
8.004
3.724
18
267
46
508
881
610
2.090
513
29
2.597
266
585
164
32
172
318
349
53
2
15
384
2.670
118
132
198
6
39
-
6.353
563
735
1.653
8.119
3.788
18
272
44
515
867
626
2.169
540
38
2.615
265
599
163
34
185
330
353
52
2
14
387
2.782
123
151
198
6
41
-
Ags
6.358
565
757
1.669
8.037
3.759
19
274
47
511
832
599
2.229
534
38
2.654
255
605
160
40
217
350
374
51
2
14
391
2.831
127
176
213
6
45
-
Location
Sep
6.480
592
761
1.697
8.448
3.906
19
275
50
527
863
612
2.243
545
41
2.718
248
604
164
41
243
356
395
53
2
14
400
2.954
126
202
223
6
51
-
33.992 34.001 34.600 34.739 35.860
Jawa Barat
Banten
DKI Jakarta
D.I. Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Aceh
Sumatera Utara
Sumatera Barat
Riau
Kep. Riau
Sumatera Selatan
Bangka-Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Papua Barat
Others
Total
Note) : Change location accordance region expansion since June 2010
Tabel 3.10 Suku Bunga Rata-rata DPK Bank Perkreditan Rakyat

(Average of Third Party Interest Rates of Rural Banks)
Persen (Percent)
Indikator
2010
2005 2006 2007 2008
2009
Sep
Okt
Nov
2011
Des
Jan
Feb
Mar
Apr
Mei
Indicator
Jun
Jul
Ags
Sep
Tabungan
7,16
6,32
5,95
5,77
5,68
5,53
5,53
5,45
5,51
5,43
5,40
5,43
5,33
5,31
5,33
Deposito
12,43
10,81
10,34
10,23
10,20
10,25
10,09
10,18
9,60
10,27
10,10
10,11
10,10
10,05
10,09
Ket. Data tersedia mulai Desember 2008
Saving Deposits
Time Deposits
Note : Data available on December 2008
117
Tabel 3.11 Suku Bunga Rata-rata Kredit BPR Berdasarkan Sektor Ekonomi
(Average of Credit Interest Rates of Rural Banks Based on Economic Sector)
Persen (Percent)
Sektor
Ekonomi
2 0 1 01)
2005 2006 2007 2008
2009
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Economic
Sector
1. Pertanian, perburuan dan sarana

pertanian
38,70
39,21
39,12
39,07
38,99
38,85
38,76
38,92
38,84
38,71
38,34 1. Agriculture, hunting and

2. Perindustrian
32,87
32,38
32,38
32,25
32,47
31,78
31,60
31,57
31,55
31,38
31,16 2. Manufacturing
3. Perdagangan, restoran dan hotel
33,60
34,32
34,21
34,05
33,92
33,72
33,67
33,45
33,36
33,35
33,18 3. Trade, restaurants and hotels
31,61
31,67
31,18
31,08
30,92
30,58
30,56
30,42
30,23
30,05
29,85 4. Social Services
5. Lain-lain
29,50
29,33
29,24
29,08
28,98
28,87
28,70
28,59
28,51
28,38
28,27 5. Others
Ket.: Data tersedia mulai Desember 2008

1)
Data bulan Oktober 2010 bersambung di halaman 119 karena
terdapat perubahan sektor ekonomi dalam laporan bulanan BPR
118

October 2010 data continued on page 119 because there are
changes economic sector in the rural bank's monthly report
1)
Tabel 3.11 Suku Bunga Rata-rata Kredit BPR Berdasarkan Sektor Ekonomi
(Average of Credit Interest Rates of Rural Banks Based on Economic Sector)
Persen (Percent)
2 0 1 01)
Sektor Ekonomi
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
1)
Pertanian, Perburuhan, dan Kehutanan

Perikanan
Pertambangan dan Penggalian
Industri Pengolahan
Listrik, Gas dan Air
Konstruksi
Perdagangan Besar dan Eceran
Penyediaan Akomodasi dan
Transportasi, Pergudangan dan
Komunikasi
Perantara Keuangan
Real Estate
Administrasi Pemerintahan, Pertanahan
Dan Jaminan Sosial Wajib
Jasa Pendidikan
Jasa Kesehatan dan Kegiatan Sosial
Jasa Kemasyarakatan, Sosial Budaya,
Hiburan dan Perorangan Lainnya
Jasa Perorangan yang Melayani
Rumah Tangga
Kegiatan Usaha yang
Belum Jelas Batasannya
Bukan Lapangan Usaha
- Rumah Tangga
Bukan Lapangan Usaha - Lainnya
Merupakan sambungan halaman 118
Okt
Nov
2011
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
38,42
38,25
29,21
32,60
36,65
32,28
32,85
26,75
36,76
32,65
27,89
31,18
32,00
32,09
33,03
27,76
38,29
33,39
28,29
30,67
34,43
31,41
33,14
27,99
37,94
33,10
29,02
30,01
31,71
30,19
32,78
27,02
38,05
33,01
27,01
29,89
33,19
30,80
32,84
26,58
37,61
31,83
29,95
29,21
30,13
30,60
32,72
26,58
37,89
31,88
27,71
30,16
33,95
30,83
32,63
27,13
37,74
32,73
28,68
29,63
33,47
30,92
32,58
27,77
37,31
32,28
28,61
29,29
33,01
30,52
32,48
27,91
37,26
32,16
29,60
29,26
33,53
30,15
32,46
28,39
37,36
31,75
28,32
29,53
33,31
30,04
32,55
28,37
37,20
31,77
28,14
29,02
31,99
29,51
32,55
27,89
32,61
30,15
30,12
29,46
29,17
29,51
29,13
29,01
31,03
27,81
28,17
28,14
26,42
27,99
29,68
24,36
27,31
34,99
25,28
27,26
35,78
24,61
25,47
34,70
24,58
25,86
34,68
24,48
25,80
36,12
23,39
25,98
38,80
24,53
26,69
38,56
25,29
26,27
38,97
23,75
26,51
38,78
23,79
26,04
38,29
23,73
22,95
37,92
33,11
31,00
30,64
31,29
30,40
29,41
31,61
30,51
29,05
30,24
29,86
28,65
31,74
29,97
27,90
28,97
29,72
28,31
30,24
29,87
28,29
29,74
30,73
27,85
30,01
31,35
27,14
29,64
31,11
28,64
30,28
31,26
28,66
29,30
31,20
28,60
32,82
33,62
31,07
30,50
30,65
30,60
30,60
30,14
30,56
30,71
34,15
32,93
29,26
29,49
29,35
30,33
30,54
29,11
30,16
29,81
29,34
29,70
29,20
29,26
28,74
28,44
28,12
28,30
27,95
24,97
28,18
28,20
27,90
27,96
27,88
27,78
28,94
28,09
27,71
27,31
27,57
27,57
27,08
27,46
27,55
27,46
27,30
27,38
Economic Sector
1.
2.
3.
4.
5.
6.
7.
8.
Agriculture, hunting, and forestry

Fishery
Processing industry
Construction
the provision of eating and drinking
9. Transportation, warehousing and
communications
10. Financial intermediaries
11. Real estate
12. Government administration, land and
13. Education services
14. Health services and social activities
15. Social services, social, cultural,
entertainment and other individual
16. Individual services which serve
households
17. Business activities are
not clearly defined
18. Not the business field households
19. Not the business field - other
1)
Continue from page 118
119
Tabel 3.12 Suku Bunga Rata-rata Kredit BPR Berdasarkan Jenis Penggunaan
(Average of Credit Interest Rates of Rural Banks Based on Type of Use)
Persen (Percent)
Jenis
Penggunaan
2010
2005 2006 2007 2008
2009
Sep
Okt
Nov
2011
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Type of
Use
Modal Kerja
34,43
34,83
33,66
33,31
33,35
33,21
32,90
32,85
32,65
32,78
32,67
32,54
32,58
32,67
32,55
Investasi
27,67
30,37
29,26
29,95
27,81
29,01
28,78
28,85
28,78
28,88
28,75
28,60
28,48
28,70
28,43
Total Investment
Konsumsi
29,57
29,14
27,98
28,82
28,18
27,81
27,55
27,67
26,97
27,33
27,63
27,63
21,53
27,43
27,47
Total Consumption
Ket. Data tersedia mulai Desember 2008
120
Tabel 3.13 Perkembangan Jumlah Bank Perkreditan Rakyat

(Growth of Total Rural Bank)
2010
Keterangan
2005 2006 2007 2008
2009
2011
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Information
Jumlah BPR
2.009
1.880
1.817
1.772
1.733
1.715
1.707
1.706
1.706
1.700
1.671
1.679
1.680
1.680
1.682
1.682
1.681
1.683
Total Rural Banks
Jumlah Kantor
3.110
3.173
3.250
3.367
3.644
3.816
3.833
3.880
3.910
3.922
3.928
3.970
3.996
4.021
4.043
4.074
4.102
4.114
Total Bank Offices
121
Tabel 3.14 Perkembangan Jumlah BPR dan Kantor BPR Berdasarkan Lokasi - September 2011
(Growth of Total Rural Bank and Rural Bank Offices Based on Location - September 2011)
BPR (Rural Bank)
Lokasi
Jawa Barat
Banten
DKI Jakarta
D.I. Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Aceh
Sumatera Utara
Sumatera Barat
Riau
Kep. Riau
Sumatera Selatan
Bangka-Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Papua Barat
Lainnya
Jumlah
KP
Total
KPK
Location
341
70
27
54
263
332
3
13
5
53
101
31
39
18
1
25
22
19
13
2
9
22
17
12
1
4
29
137
9
2
6
2
1
-
217
28
8
20
458
168
4
5
13
27
33
6
16
9
2
27
3
4
7
10
5
18
4
2
46
27
1
4
7
-
154
33
26
113
297
465
4
3
13
21
9
2
7
6
1
4
5
5
4
9
2
4
61
1
2
1
-
712
131
61
187
1.018
965
11
21
18
93
155
46
57
34
3
58
26
27
25
2
24
31
44
18
1
6
79
225
11
8
14
2
1
-
Jawa Barat
Banten
DKI Jakarta
D.I. Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Aceh
Sumatera Utara
Sumatera Barat
Riau
Kep. Riau
Sumatera Selatan
Bangka-Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Papua Barat
Others
1.683
1.179
1.252
4.114
Jumlah
122
KC
Note : Change location accordance region expansion since Juni 2010
DATA PERKREDITAN
123
Tabel 4.1 Kredit Bank Umum Berdasarkan Sektor Ekonomi

(Credit of Commercial Banks Based on Economic Sector)
Sektor
Ekonomi
2. Pertambangan
3. Perindustrian
5. Konstruksi
dan hotel
7. Pengangkutan,
pergudangan dan
komunikasi
8. Jasa Dunia usaha
10. Lain-lain
Jumlah
124
2010
2005 2006 2007 2008
67.202
2009
77.412
2011
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
87.522
87.743
89.002
90.999
90.204
90.807
91.660 93.586
61.365 60.052
275.404 272.820
34.116 34.401
63.500 61.425
339.639 323.647
62.299
276.832
34.885
62.717
326.994
Mei
Jun
Ags
Sep
99.141
101.492
69.053 75.334
305.394 315.570
46.924 54.073
70.404 71.213
354.197 367.296
78.743
324.930
54.155
74.916
379.510
37.178
45.180
56.901
8.127
171.288
5.367
26.986
135.837
14.086
184.023
7.224
33.088
163.443
26.212
205.610
7.920
44.088
216.874
19.829
27.068
36.807
72.628
10.029
208.378
78.455
12.040
227.690
109.748
13.882
283.970
695.648
792.297 1.002.012 1.307.688 1.437.930 1.659.145 1.675.633 1.706.403 1.765.845 1.746.005 1.773.889 1.814.846 1.843.538 1.889.465 1.950.727 1.973.599 2.031.614 2.079.261
32.215 42.894
271.187 247.440
18.475 24.560
58.753 64.225
259.632 301.382
62.579
73.213
152.302 150.843
15.747 17.038
369.596 438.923
53.991 53.124 57.112

261.339 259.112 264.012
29.146 30.281 31.339
64.259 65.370 66.669
318.569 318.181 325.737
74.493
74.409
74.775
160.830 162.984 170.330

46.897 48.353 46.086
562.099 576.077 581.340
75.142
73.756
73.677
179.398 179.878
44.232 44.612
602.049 605.210
182.433
45.262
617.984
65.526
278.298
34.123
65.045
331.782
95.389 97.050
Jul
69.335 71.403 70.759

283.210 292.447 300.141
34.247 34.424 40.584
63.275 65.484 69.107
332.671 343.117 355.555
78.533 78.815
79.747 84.538
186.094 193.014 197.053 201.433

46.974 49.320 49.272 49.953
636.810 646.065 661.129 681.607
95.638
83.730
87.575
87.057
203.247 211.753
50.752 53.423
694.259 696.237
217.069
54.985
706.405
Economic
Sector
2. Mining
3. Manufacturing
5. Construction
hotels
7. Transportation,
warehousing and
communications
9. Social Services
10. Others
Total
Tabel 4.2 Kredit Bank Persero Berdasarkan Sektor Ekonomi

(Credit of State Owned Banks Based on Economic Sector)
Sektor
Ekonomi
2. Pertambangan
3. Perindustrian
5. Konstruksi
dan hotel
7. Pengangkutan,
pergudangan dan
komunikasi
8. Jasa Dunia usaha
10. Lain-lain
Jumlah
2010
2005 2006 2007 2008
22.407
25.993
31.275
3.364
67.369
3.880
12.572
51.530
4.961
72.736
5.221
13.966
62.439
11.288 15.473
74.594 98.878
4.762 12.702
17.325 23.178
86.775 103.680
5.890
8.113
12.572
3.219
73.611
12.604
4.429
77.450
256.413 287.910
2011
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
49.914
49.390
49.655
49.474
48.950
49.454
48.433
49.447
50.594 52.079
18.124 21.568 21.076

94.201 94.531 91.884
15.175 13.979 14.600
25.792 21.242 21.793
131.454 116.940 113.798
23.968
92.876
15.347
22.114
113.581
Jul
Sep
53.688
55.781
26.763
16.340 25.356
4.371
3.345
95.564 126.723
23.227 18.139 19.406

3.772
9.851
9.769
157.513 234.590 243.133
22.397
9.464
245.525
24.761 24.777 24.745

9.341 9.542
9.351
257.664 255.676 261.790
24.158 24.992 26.253 27.850 28.342

9.759 11.519 11.329 11.722 12.218
273.742 277.546 284.912 296.919 302.805
34.124 35.127
13.395 13.899
289.907 292.300
356.151 470.665
544.870 605.795 610.383
621.691
642.718 629.622 637.831
656.897 665.361 681.752 710.769 717.161
733.460 748.038
Total
28.517
25.040
26.462 26.114 25.884

94.975 93.140 94.392
17.816 17.870 18.277
20.541 20.332 20.741
114.607 107.659 107.741
27.076
25.563
25.456
26.493 28.773 30.707

94.792 95.968 96.824
17.603 17.381 17.414
22.155 22.724 23.576
111.022 108.504 111.083
28.740
28.508
51.332
Ags
25.534
22.880
47.095
Jun
Economic
Sector
2. Mining
3. Manufacturing
5. Construction
hotels
7. Transportation,
warehousing and
communications
9. Social Services
10. Others
13.857
38.451
2009
31.281 28.982
99.608 98.284
22.388 28.134
24.472 24.876
113.865 112.622
29.061 30.585
29.565
32.079 31.962
100.238 104.149
34.401 34.036
25.410 26.958
119.528 124.694
30.691
29.132
125
Tabel 4.3 Kredit BUSN Devisa Berdasarkan Sektor Ekonomi

(Credit of Foreign Exchange Commercial Banks Based on Economic Sector)
Sektor
Ekonomi
2.Pertambangan
3.Perindustrian
5.Konstruksi
6.Perdagangan,
restoran dan hotel
7.Pengangkutan,
pergudangan dan
komunikasi
8.Jasa Dunia usaha
10. Lain-lain
Jumlah
126
2010
2005 2006 2007 2008
15.212
19.032
2009
Okt
Nov
25.359
26.744 27.313
Des
Jan
Feb
Mar
Apr
Mei
Jun
29.033
28.718
28.482
30.096
30.732
31.568
31.245
Jul
Economic
Sector
Ags
Sep
31.242
31.151 1.Agriculture, hunting

and agricultural facilities
27.924 2.Mining
134.599 3.Manufacturing
13.270 4.Electricity, gas and water
31.241 5.Construction
197.689 6.Trade, restaurants and
hotels
41.644 7.Transportation,
warehousing and
communications
113.861 8.Business Services
30.656 9.Social Services
232.881 10. Others
8.713
11.156
3.232
53.980
1.291
10.175
67.870
6.421
60.322
1.787
12.322
81.018
11.027
13.028
37.061
4.687
79.555
42.303
5.182
81.717
59.648 79.004
6.487
7.564
101.159 131.768
80.482 88.140 89.071 92.639 97.000 95.815 97.741 98.520 105.047 107.475 108.526 109.812 111.785
7.912 26.308 26.635 26.244 26.235 26.319 27.196 27.035 28.011 28.002 28.772 28.525 29.369
149.051 176.472 180.149 182.978 189.679 192.515 196.458 200.916 203.222 207.202 211.829 216.068 227.057
277.591
315.256
407.742 524.295
555.617 660.785 668.876 686.115 718.639 708.824 728.002 741.401 756.128 774.377 798.019 804.203 830.444 854.915 Total
10.612 11.069
72.330 95.520
2.770
5.140
18.167 23.303
103.927 125.572
17.429
26.323
20.229
Sep
2011
14.403 19.277 19.223

87.315 98.245 98.273
7.449
9.923 10.307
25.640 28.410 28.002
131.868 154.151 156.592
31.269
34.500
30.391
19.665 20.649 20.484 22.249 24.005 25.146 24.619 25.140 25.060 26.862
102.327 108.878 106.773 111.036 112.837 114.747 120.376 124.371 125.976 129.950
10.491 10.574 10.719 10.897 11.371 11.692 11.790 11.919 12.402 12.989
28.537 28.423 27.914 28.821 29.749 27.343 28.293 30.246 30.521 30.097
162.463 174.537 166.094 170.657 170.724 173.511 177.823 186.726 186.182 190.685
33.879 33.458
33.630
33.472
34.465
36.148
36.677
37.230
39.245
39.267
40.407
Tabel 4.4 Kredit BUSN Non Devisa Berdasarkan Sektor Ekonomi

(Credit of Non-Foreign Exchange Commercial Banks Based on Economic Sector)
Sektor
Ekonomi
2. Pertambangan
3. Perindustrian
5. Konstruksi
dan hotel
7. Pengangkutan,
pergudangan dan
komunikasi
8. Jasa Dunia usaha
10. Lain-lain
Jumlah
2010
2005 2006 2007 2008
2009
Sep
Okt
Nov
2011
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Economic
Sector
829
274
323
153
374
457
445
396
418
405
413
404
393
417
463
471
480
500
35
1.217
4
247
3.229
39
1.215
4
307
4.647
75
1.529
6
422
4.826
161
1.618
11
442
5.083
340
2.208
54
713
6.547
310
2.762
69
981
7.378
319
2.399
70
1.152
7.456
328
2.406
69
1.082
7.547
353
2.476
84
1.112
7.710
359
2.442
84
1.131
8.057
360
2.664
84
1.162
8.143
342
2.680
86
1.118
8.422
347
2.694
113
1.061
8.790
324
2.721
113
1.067
9.279
321
2.794
97
1.172
9.315
334
2.820
85
1.173
9.605
358
2.916
84
1.379
9.933
423
3.050
85
1.388
10.329
633
617
690
817
1.506
1.312
1.307
1.318
1.387
1.426
1.320
1.283
1.267
1.263
1.462
1.535
1.509
1.611
2.092
531
8.025
1.921
659
9.430
2.335
929
12.728
2.540
1.382
14.915
3.938 7.233
1.917 1.393
18.103 24.041
7.197
1.390
24.582
7.360
1.401
25.407
7.755
1.444
26.019
7.571
1.446
26.699
7.747
1.453
27.103
8.448
1.561
27.531
8.694
1.591
28.100
9.148
1.675
28.600
9.295
1.995
29.467
9.792
2.114
29.979
10.066
2.261
31.629
10.219
2.297
32.222

2. Mining
3. Manufacturing
5. Construction
hotels
7. Transportation,
warehousing and
communications
9. Social Services
10. Others
16.842
19.114
23.863
27.122
35.700
46.318
47.313
48.757
49.619
50.450
51.873
53.050
54.607
56.380
57.909
60.615
62.124
Total
45.936
127
Tabel 4.5 Kredit BPD Berdasarkan Sektor Ekonomi

(Credit of Regional Development Banks Based on Economic Sector)
Sektor
Ekonomi
2. Pertambangan
3. Perindustrian
5. Konstruksi
dan hotel
7. Pengangkutan,
pergudangan dan
komunikasi
8. Jasa Dunia usaha
10. Lain-lain
Jumlah
128
2010
2005 2006 2007 2008
1.640
2.030
2.275
3.182
56
421
11
2.503
7.539
58
462
11
3.790
8.242
43
631
29
5.140
9.619
270
815
213
6.458
12.060
375
400
463
1.655
1.774
925
29.686
1.802
862
38.299
2.198
967
50.515
44.931
55.955
71.881
2009
3.721
Sep
Nov
Des
Jan
4.210
4.439
4.498
4.495
675
757
764
1.146 2.836 2.812
787 1.243 1.285
7.704 10.010 10.398
15.280 16.366 16.048
801
2.925
1.378
10.837
17.147
992
2.969
1.409
9.179
17.426
916
2.903
1.442
7.762
17.271
1.649
1.803
1.806
1.853
3.401
1.528
66.803
5.264 2.868 2.871

1.951 5.451 6.452
82.340 93.888 95.550
3.035
5.168
96.424
3.114
5.164
97.150
96.385
120.754 139.450 142.040
1.887
4.367
Okt
2011
1.664
Feb
4.882
Mar
Apr
4.916
5.155
903
947
2.824 2.946
1.448 1.548
7.963 8.304
17.468 18.041
967
3.015
1.588
8.538
18.565
1.855
1.898
2.018
Mei
5.049
Jun
Ags
Sep
5.450
5.675
5.642
857 1.078 1.092

3.042 3.404 3.553
1.607 1.689 1.734
8.918 9.612 10.402
19.407 19.814 20.457
1.138
3.582
1.757
10.877
20.995
1.270
3.633
1.810
11.753
20.757
2.449
2.530
2.176
5.409
Jul
2.267
2.434
3.045
3.067 3.470
3.437
3.124 3.527 3.293
3.023
3.548
5.097
5.083 4.970
5.006
5.039 4.697 4.476
4.556
4.494
98.611 100.454 102.387 104.592 107.591 110.156 111.861 113.579 114.916
143.956 143.707 143.395 145.945 149.427 152.882 156.810 161.654 164.753 167.633 170.352
Economic
Sector
2. Mining
3. Manufacturing
5. Construction
hotels
7. Transportation,
warehousing and
communications
9. Social Services
10. Others
Total
Tabel 4.6 Kredit Bank Campuran Berdasarkan Sektor Ekonomi

(Credit of Joint Venture Banks Based on Economic Sector)
Sektor
Ekonomi
2. Pertambangan
3. Perindustrian
5. Konstruksi
dan hotel
7. Pengangkutan,
pergudangan dan
komunikasi
8. Jasa Dunia usaha
10. Lain-lain
Jumlah
2010
2005 2006 2007 2008
2009
Sep
1.908
2.331
4.597
4.018
4.143
4.777
477
18.989
56
954
3.631
755
17.451
186
1.520
4.467
1.753
23.774
313
1.167
6.691
2.196
30.568
256
1.487
7.108
3.899
29.258
286
1.900
9.808
3.946
29.552
534
1.767
13.818
1.043
2.588
2.330
5.147
6.815
8.093
6.989
376
2.513
7.823
396
3.315
13.516
461
3.917
18.200
602
6.267
16.329
973
7.565
19.047
2.649
10.922
36.937
40.833
58.520
75.849
80.977
Okt
4.621
Nov
2011
Des
Jan
4.737
5.108
5.115
4.132 4.246
30.636 30.157
554
561
1.871 1.880
14.049 15.152
4.299
32.155
584
2.051
15.370
4.328
31.922
633
2.006
14.955
7.416
7.049
6.727
18.841 18.451
2.740 2.585
10.986 11.194
20.165
872
11.367
95.106 96.567 96.378
99.019
8.138
Feb
5.107
Mar
Apr
Mei
Jun
Jul
Ags
Sep
5.020
5.037
5.066
5.493
5.457
5.593
5.789
4.245 4.498
30.090 29.860
618
590
1.808 1.741
13.520 13.996
4.540
30.510
575
1.714
13.925
4.739
31.819
610
1.735
14.881
5.120
32.569
591
1.873
15.243
5.203
33.327
667
1.909
15.159
5.819
35.597
697
1.964
15.501
5.756
36.990
709
2.068
15.188
5.830
5.878
5.796
6.139
5.982
6.199
6.152
20.603
959
11.597
20.573 22.116
942 1.249
11.772 11.921
21.613
1.234
12.334
21.869
1.278
12.568
22.683
1.184
12.683
22.630
1.345
12.701
23.555
1.353
13.030
24.416
1.351
13.315
98.845
94.606 96.821
97.360 100.362 103.579 104.378 109.307 111.733
5.930
Economic
Sector
2. Mining
3. Manufacturing
5. Construction
hotels
7. Transportation,
warehousing and
communications
9. Social Services
10. Others
Total
129
Tabel 4.7 Kredit Bank Asing Berdasarkan Sektor Ekonomi

(Credit of Foreign Owned Banks Based on Economic Sector)
Sektor
Ekonomi
2. Pertambangan
3. Perindustrian
5. Konstruksi
dan hotel
7. Pengangkutan,
pergudangan dan
komunikasi
8. Jasa Dunia usaha
10. Lain-lain
Jumlah
130
2010
2005 2006 2007 2008
2009
Sep
Okt
Nov
2011
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
1.681
3.397
3.220
2.366
1.850
2.647
2.334
2.462
2.468
2.520
2.468
2.791
2.822
2.694
2.360
2.537
963
29.311
125
536
2.038
1.852
31.837
15
1.183
2.631
2.440
32.753
40
1.866
5.035
3.047
43.788
153
3.885
6.130
5.453
33.312
809
2.478
6.426
8.134
33.413
3.398
1.849
9.915
7.610
33.107
3.464
2.154
10.237
8.104
33.321
3.493
2.220
9.849
8.609
33.950
3.649
2.195
9.990
7.851
35.640
3.652
2.280
9.611
8.657
35.826
3.561
2.222
9.465
9.241
35.184
2.925
1.977
9.578
9.562
36.277
2.898
1.895
9.376
10.157
37.665
2.891
1.896
10.644
7.819
37.395
3.899
1.732
10.592
8.382
41.434
3.901
1.524
10.172
862
2.322
2.039
5.756
3.218
3.884
3.901
4.017
4.194
4.716
4.651
4.634
4.468
4.221
4.840
4.946
12.139
291
14.989
12.002
512
17.479
15.711
666
20.086
23.801
1.326
23.120
21.603
512
24.351
25.402
1.246
22.185
25.598
1.368
21.678
26.449
1.223
19.813
26.602
1.177
20.169
28.067
1.249
20.113
28.561
1.237
20.407
29.384
2.399
20.313
29.232
1.959
20.270
29.184
1.949
20.257
29.552
1.584
20.553
29.377
2.074
20.845
62.935
73.230
83.856 113.372 100.011 112.073
111.449 110.950 113.004
Ags
2.462
Sep
2.628
9.079 11.408
43.288 42.509
4.144 4.245
1.485 1.509
10.655 10.853
6.319
5.988
29.199 29.899
2.489 2.288
21.035 20.771
115.700 117.054 118.427 118.757 121.557 120.327 125.194 130.156 132.098
Economic
Sector
2. Mining
3. Manufacturing
5. Construction
hotels
7. Transportation,
warehousing and
communications
9. Social Services
10. Others
Total
Tabel 4.8 Kredit Bank Umum Berdasarkan Sektor Ekonomi per Lokasi Bank Penyalur - September 2011
(Credit of Commercial Banks Based on Economic Sector by Region - September 2011)
Lokasi
Jawa Barat
Banten
DKI Jakarta
D.I Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Sumatera Utara
Sumatera Barat
Riau
Kepulauan Riau
Sumatera Selatan
Bangka Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Irian Jaya Barat
Lainnya
Total
Pertanian,
perburuan
dan sarana
Perindustrian
pertanian
Pertambangan
(Manufactur(Agriculture,
(Mining)
ing)
hunting and
agricultural
facilities)
Listrik, Gas
dan Air
(Electricity,
Gas and
Water)
Konstruksi
(Construction)
Pengangkutan,
Perdagangan,
pergudangan
restoran
dan komunikasi
dan hotel
(Transportation,
(Trade,
warehousing
restaurants
and
and hotels)
communications)
Jasa Dunia
usaha
(Business
Services)
Jasa sosial/
masyarakat
(Social
Services)
Lain-lain
(Others)
Location
2.221
146
49.747
232
1.700
3.778
223
1.219
152
12.624
2.502
5.266
4.017
148
115
2.701
2.078
2.415
1.725
4.315
210
823
323
125
54
211
65
590
25
55
115
30
31
1.511
933
267
68.765
16
188
936
114
59
94
339
237
344
111
207
426
66
672
104
2.129
4
43
265
69
1
2
14
9
100
7
3
46
2
3
2.169
23.666
4.601
182.211
828
20.674
48.489
270
857
1.045
20.765
1.283
1.655
1.964
2.979
331
2.364
1.201
866
1.201
240
197
2.937
357
24
24
66
70
1.000
24
24
510
31
86
2.092
228
68
50.872
48
87
597
12
31
8
851
5
77
51
150
40
10
149
143
130
7
3
159
18
0
0
2
2
34
7
9
17
0
0
336
4.820
1.591
38.899
215
2.152
5.616
169
442
870
3.168
304
1.077
2.225
1.070
331
439
883
466
2.929
344
257
2.252
518
47
117
283
316
679
354
285
959
156
446
241
31.145
5.767
136.936
3.468
31.703
42.461
1.728
3.267
3.535
22.965
5.442
7.040
7.305
2.944
851
6.453
4.382
3.922
7.495
1.602
3.123
14.052
4.451
821
1.310
2.022
2.578
9.938
1.739
1.080
2.882
636
1.227
3.239
6.297
254
60.042
161
1.496
4.989
86
148
33
2.189
364
1.101
401
1.185
20
746
1.037
745
2.859
75
95
1.346
96
17
77
45
51
180
44
41
100
16
61
660
8.366
5.335
164.259
1.079
4.933
8.036
206
629
412
2.940
985
2.078
1.368
1.159
45
825
1.425
814
4.023
134
237
2.585
599
37
24
216
224
1.633
98
69
320
72
140
1.761
3.882
1.363
29.328
474
2.022
3.659
107
201
339
1.411
338
734
460
313
73
811
311
213
2.385
105
191
1.639
168
136
161
132
159
1.133
331
119
590
98
71
1.525
80.244
29.850
240.831
7.770
49.574
61.238
4.038
7.395
12.102
31.452
11.987
14.511
15.320
6.821
2.297
7.959
8.098
8.459
14.404
4.378
6.325
23.990
8.704
1.480
2.535
4.590
8.062
12.779
7.052
3.097
4.996
1.826
1.651
588
Jawa Barat
Banten
DKI Jakarta
D.I Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Sumatera Utara
Sumatera Barat
Riau
Kepulauan Riau
Sumatera Selatan
Bangka Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Irian Jaya Barat
Others
101.492
78.743
324.930
54.155
74.916
379.510
87.057
217.069
54.985
706.405
Total
131
Tabel 4.9 Kredit Bank Umum Berdasarkan Jenis Penggunaan

(Credit of Commercial Banks Based on Type of Use)
Jenis
Penggunaan
2010
2005 2006 2007 2008
2009
Sep
Okt
Nov
2011
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Type of
Use
Sep
Total Modal Kerja
354.557 414.749
533.240
684.672 703.002 818.168 819.581 853.121 880.208 855.120 857.854 870.605 882.824 906.284 940.339 950.041
982.210 1.014.741
Total Investasi
134.400 151.209
186.218
255.900 297.939 327.658 332.986 330.066 348.518 342.131 357.049 375.849 383.425 394.351 407.063 413.450
423.877 429.404
Total Investment
Total Konsumsi
206.691 226.339
282.553
367.117 436.989 513.319 523.066 523.216 537.118 548.754 558.986 568.392 577.289 588.830 603.325 610.108
625.527 635.116
Total Consumption
Total
695.648 792.297 1.002.012 1.307.688 1.437.930 1.659.145 1.675.633 1.706.403 1.765.844 1.746.005 1.773.889 1.814.846 1.843.538 1.889.465 1.950.727 1.973.599 2.031.614 2.079.261
132
Total
Tabel 4.10 Kredit Bank Persero Berdasarkan Jenis Penggunaan

(Credit of State Owned Banks Based on Type of Use)
Jenis
Penggunaan
Total Modal Kerja
2010
2005 2006 2007 2008
2009
Sep
Okt
Nov
2011
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Type of
Use
Sep
122.724 148.675 188.052 249.782 269.867 309.786 309.259 322.530 333.006 313.665 318.136 332.867 336.217 346.205 365.311 371.391 384.215
396.903
Total Investasi
61.413 62.928
73.733
96.237 118.994 106.601 108.129 108.555 113.896 113.644 114.149 115.569 117.773 120.395 124.379 124.667 126.687
126.746
Total Investment
Total Konsumsi
72.276 76.307
94.366 124.646 156.009 189.408 192.995 190.606 195.816 202.314 205.547 208.463 211.370 215.152 221.079 221.103 222.558
224.389
Total Consumption
256.413 287.910 356.151 470.665 544.870 605.795 610.383 621.691 642.718 629.622 637.831 656.899 665.361 681.752 710.769 717.161 733.460
748.038
Total
Total
133
Tabel 4.11 Kredit BUSN Devisa Berdasarkan Jenis Penggunaan

(Credit of Foreign Exchange Commercial Banks Based on Type of Use)
Jenis
Penggunaan
Total Modal Kerja
2010
2011
Sep
Type of
Use
140.508 165.997 218.715 277.345 282.916 328.090 329.544 340.177 360.823 348.203 353.793 346.737 355.286 365.179 379.849 379.042 390.046
403.380
2005 2006 2007 2008
2009
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Total Investasi
57.821 67.699
88.028 115.543 123.993 158.702 161.345 165.054 170.096 170.050 179.418 195.600 199.556 203.886 208.185 210.869 216.023
221.277
Total Investment
Total Konsumsi
79.262 81.561 101.000 131.406 148.709 173.993 177.986 180.884 187.720 190.571 194.791 199.064 201.287 205.311 209.986 214.292 224.375
230.259
Total Consumption
277.591 315.256 407.742 524.295 555.617 660.785 668.876 686.115 718.639 708.824 728.003 741.401 756.128 774.377 798.019 804.203 830.444
854.915
Total
Total
134
Tabel 4.12 Kredit BUSN Non Devisa Berdasarkan Jenis Penggunaan

(Credit of Non-Foreign Exchange Commercial Banks Based on Type of Use)
Jenis
Penggunaan
2010
2005 2006 2007 2008
2009
2011
Jan
Feb
Mar
15.212
15.443
16.187 16.656
7.490
7.729
7.927
Sep
Okt
Nov
Des
14.881 15.277
Apr
Type of
Use
Mei
Jun
Jul
Ags
Sep
16.928
17.792
18.557
19.256
19.861
8.324
9.112
9.167
9.426
9.794
10.121
Total Investment
Total Modal Kerja
6.693
7.861
8.952
9.609
12.113
14.890
14.557
Total Investasi
2.142
1.836
2.208
2.609
5.549
7.031
7.206
Total Konsumsi
8.007
9.417
12.704
14.904
18.037
24.014
24.555
25.382 25.991
26.678
27.080
27.503 28.070
28.566
29.421
29.926
31.566
32.141
Total Consumption
16.842 19.114
23.863
27.122
35.700
45.936
46.318
47.313 48.757
49.619
50.450
51.873 53.050
54.607
56.380
57.909
60.615
62.124
Total
Total
7.051
8.183
135
Tabel 4.13 Kredit BPD Berdasarkan Jenis Penggunaan

(Credit of Regional Development Banks Based on Type of Use)
2010
Jenis
Penggunaan
2005 2006 2007 2008
Total Modal Kerja
11.249 13.120
2009
Sep
Okt
2011
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Type of
Use
15.709
20.717 25.268
30.430 30.912
31.172
29.719
27.714 27.866
29.297 30.049
30.964 32.734
33.753
34.716
35.812
4.574
5.690
8.896 13.169
15.509 15.923
16.719
17.205
17.501 17.946
18.071 18.530
18.534 19.013
19.412
19.599
19.897
Total Investment
Total Konsumsi
29.645 38.261
50.481
66.773 82.317
93.512 95.205
96.064
96.782
98.180 100.133
102.059 104.302
107.312 109.907 111.588
113.317 114.643
Total Consumption
Total
44.931 55.955 71.881 96.385 120.754 139.450 142.040 143.956 143.706 143.396 145.945
149.427 152.882
156.810 161.654 164.753
167.633 170.352
Total
Total Investasi
136
4.036
Tabel 4.14 Kredit Bank Campuran Berdasarkan Jenis Penggunaan

(Credit of Joint Venture Banks Based on Type of Use)
Jenis
Penggunaan
Total Modal Kerja
2010
2005 2006 2007 2008
Sep
Okt
Nov
2011
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Type of
Use
44.477
50.449 51.867
61.525 62.441 63.071
65.169
64.757 62.665 64.398
64.647
67.034 68.789
68.558
72.240
74.090
19.133 21.544
22.710 23.203 22.195
22.530
22.538 20.214 20.545
20.422
20.804 22.120
23.132
24.050
24.384
Total Investment
7.565
10.870 10.923 11.113
11.321
11.550 11.727 11.878
12.291
12.524 12.670
12.687
13.018
13.260
Total Consumption
36.937 40.833 58.520 75.849 85.471
80.303 80.977 80.247
94.779
98.845 94.606 96.821
97.360 100.362 103.579
104.378
28.592 29.882
Total Investasi
5.832
7.636
10.126
Total Konsumsi
2.513
3.315
3.917
Total
2009
6.267
109.307 111.733
Total
137
Tabel 4.15 Kredit Bank Asing Berdasarkan Jenis Penggunaan

(Credit of Foreign Owned Banks Based on Type of Use)
Jenis
Penggunaan
2010
2005 2006 2007 2008
2009
Sep
Okt
Nov
2011
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Type of
Use
57.336
76.771 60.971
73.447
72.868 81.290
76.215
85.569
79.950
81.119
79.969
79.973
75.865 78.740
81.737
84.695
6.536
6.434
13.481 14.690
17.105
17.180 10.493
17.301
10.670
17.396
17.881
18.819
21.619
24.200 25.943
27.725
26.980
Total Investment
Total Konsumsi
14.989 17.479
20.086
23.120 22.871
21.521
21.402 19.168
19.488
19.471
19.709
19.427
19.969
19.965
20.262 20.511
20.694
20.423
Total Consumption
Total
62.935 73.230 83.856 113.372 98.531 112.073 111.449 110.950
Total Modal Kerja

Total Investasi
138
44.791 49.214
3.156
113.004 115.710 117.054 118.427 118.757
121.557 120.327 125.194
130.156 132.098
Total
Tabel 4.16 Kredit Bank Umum Berdasarkan Jenis Penggunaan per Lokasi Bank - September 2011
(Credit of commercial Banks Based on Type of Use by Location of Banks - September 2011)
Lokasi
Jawa Barat
Banten
DKI Jakarta
D.I Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Aceh
Sumatera Utara
Sumatera Barat
Riau
Kepulauan Riau
Sumatera Selatan
Bangka Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Papua Barat
Lainnya
Total
Modal Kerja
(Working Capital)
Investasi
Konsumsi
(Investment)
(Consumption)
Location
71.559
16.486
530.578
5.526
63.363
106.411
2.574
5.961
6.520
49.322
9.025
12.174
13.402
6.674
2.060
11.308
7.173
6.126
14.723
2.500
4.674
18.896
5.080
1.079
1.366
2.592
3.169
11.266
2.616
1.599
4.750
1.003
1.904
11.284
18.731
4.072
267.233
2.004
11.386
23.080
704
2.291
1.115
20.624
3.591
9.122
6.545
3.804
530
4.507
5.353
4.334
10.952
4.597
819
8.774
2.227
256
752
674
834
5.378
486
516
1.184
227
343
2.358
71.514
28.684
224.080
6.763
39.780
50.309
3.674
5.997
10.953
28.758
10.831
12.586
13.274
6.497
1.939
6.558
7.711
7.687
13.606
4.107
5.187
22.379
7.997
1.355
2.187
4.314
7.534
11.421
6.580
2.667
4.601
1.638
1.470
479
Jawa Barat
Banten
DKI Jakarta
D.I Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Aceh
Sumatera Utara
Sumatera Barat
Riau
Kepulauan Riau
Sumatera Selatan
Bangka Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Papua Barat
Others
1.014.741
429.404
635.116
Total
139
Tabel 4.17 Kredit Bank Umum Berdasarkan Lokasi Bank Penyalur

(Credit of Commercial Bank Based on Location of Banks)
2010
2011
2005 2006 2007 2008
2009
Jawa Barat
Banten
DKI Jakarta
D.I Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Sumatera Utara
Sumatera Barat
Riau
Kepulauan Riau
Sumatera Selatan
Bangka Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Irian Jaya Barat
Lainnya
54.179
13.645
355.076
5.723
42.105
67.082
1.648
3.592
3.396
34.047
7.614
17.655
9.072
968
6.242
5.765
4.836
11.093
2.130
3.036
15.019
4.054
1.581
952
3.091
9.549
2.580
833
2.502
440
6.143
63.398
17.957
396.230
6.487
47.801
74.028
2.086
4.347
4.610
40.784
8.838
20.454
10.617
1.635
7.919
6.899
5.448
12.458
2.576
3.588
17.734
5.133
1.993
1.126
3.677
10.606
3.196
1.064
3.420
648
5.541
113.367
31.399
709.804
10.162
82.752
128.479
4.747
9.117
12.496
72.315
15.787
24.186
21.987
11.890
2.658
16.089
13.745
11.461
24.976
5.689
7.255
32.760
10.630
1.711
2.670
4.725
7.272
19.498
6.663
2.980
6.352
1.665
2.398
8.242
Total
695.648
792.297 1.002.012 1.307.688 1.437.930 1.660.801 1.675.633 1.706.403 1.765.845 1.746.005 1.773.889 1.814.846 1.843.538
Lokasi
140
77.007 97.419
20.754 28.254
507.496 674.870
7.843
9.138
56.736 72.972
92.270 115.892
2.956
4.232
5.641
7.593
6.606
9.334
53.439 65.643
11.247 13.553
15.787 20.304
13.566 17.524
8.136 10.605
1.474
2.359
11.657 14.737
9.020 11.803
6.830
9.182
15.731 20.474
3.293
4.319
4.600
5.936
21.478 27.205
6.650
9.048
998
1.693
1.515
2.065
2.783
3.788
4.747
5.976
12.592 16.298
4.202
5.404
1.427
2.168
3.536
4.905
837
1.246
1.196
1.786
7.959
9.964
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
131.376
36.573
812.941
11.662
94.026
148.951
5.435
10.764
14.880
83.141
18.536
27.837
26.159
13.140
3.180
18.461
16.170
13.790
30.002
8.241
8.597
38.655
12.227
2.057
3.355
5.527
8.958
22.504
8.129
3.661
7.929
2.075
2.858
9.007
133.117
37.161
816.583
11.786
94.458
149.391
5.539
11.080
15.343
84.176
18.788
28.352
26.733
13.305
3.269
18.596
16.386
14.088
30.846
8.336
8.752
39.420
12.406
2.088
3.433
5.779
9.144
22.881
8.234
3.760
8.096
2.165
2.877
9.267
135.657
37.742
831.198
11.939
96.283
151.315
5.651
11.269
15.620
85.698
19.154
28.926
27.058
13.598
3.338
19.029
16.673
14.679
31.653
8.393
8.902
39.983
12.671
2.110
3.521
5.893
9.286
23.487
8.013
3.851
8.228
2.224
2.928
10.431
139.218
41.465
864.130
12.174
99.042
155.238
5.751
11.641
16.171
87.117
20.052
29.326
27.553
14.494
3.737
19.018
17.180
15.287
32.513
8.838
9.109
41.658
13.037
2.171
3.638
6.095
9.511
24.321
7.877
3.989
8.412
2.243
3.043
10.795
138.392
41.242
850.589
12.154
98.445
151.883
5.722
11.750
16.161
87.448
19.753
29.120
27.548
14.423
3.415
18.926
17.057
15.253
32.252
9.073
9.034
41.435
12.827
2.199
3.629
6.120
9.505
24.089
7.714
3.926
8.173
2.254
2.954
11.540
140.285
41.735
860.517
12.363
100.997
156.235
5.852
11.992
16.671
89.620
20.360
29.440
28.317
14.432
3.505
19.415
17.304
15.467
32.945
9.165
9.156
42.276
12.996
2.244
3.704
6.239
9.709
24.493
7.879
4.004
8.403
2.315
2.991
10.862
144.976
42.365
874.284
12.620
104.697
161.297
6.092
12.372
17.160
90.119
21.198
30.338
29.051
14.816
3.633
20.029
17.898
15.633
34.118
9.480
9.566
43.989
13.510
2.360
3.866
6.522
10.191
24.828
8.213
4.223
8.971
2.420
3.202
10.809
146.592
42.898
891.357
12.836
105.160
162.442
6.289
12.715
17.459
90.537
21.600
30.782
29.510
15.402
3.671
20.177
18.101
16.037
34.681
10.213
9.754
44.509
13.732
2.425
3.949
6.652
10.344
25.209
8.386
4.319
9.194
2.522
3.294
10.790
149.838
44.077
913.994
13.082
106.743
166.762
6.474
13.023
17.742
93.412
22.168
31.416
30.430
15.558
3.805
20.739
18.557
16.717
35.535
10.467
9.963
45.551
14.067
2.490
4.028
6.815
10.607
25.691
8.663
4.470
9.466
2.583
3.379
11.155
154.578
45.360
943.960
13.493
110.515
171.952
6.663
13.435
18.163
95.743
22.739
32.418
31.562
16.080
3.959
21.520
19.111
17.261
36.765
10.908
10.237
47.117
14.553
2.559
4.134
7.073
10.922
26.534
8.888
4.608
9.957
2.655
3.530
11.648
155.727
45.536
955.448
13.604
111.930
173.035
6.763
13.782
18.296
96.567
22.913
32.849
32.318
16.305
4.044
21.679
19.385
17.515
37.288
11.014
10.323
47.522
14.762
2.601
4.207
7.233
11.112
26.712
9.211
4.672
10.141
2.722
3.565
12.819
Ags
Location
Sep
158.795 161.803
48.129
49.241
996.778 1.021.891
13.977
14.292
111.403 114.529
174.478 179.800
6.872
6.951
14.226
14.249
18.447
18.589
98.055
98.704
23.192
23.447
33.560
33.882
32.641
33.221
16.648
16.976
4.488
4.529
21.782
22.373
19.638
20.236
17.889
18.146
38.103
39.281
11.145
11.204
10.481
10.680
48.631
50.049
15.023
15.304
2.649
2.690
4.252
4.305
7.432
7.581
11.321
11.537
27.512
28.065
9.417
9.682
4.748
4.782
10.232
10.535
2.787
2.867
3.554
3.717
13.331
14.122
1.889.465 1.950.600 1.973.599 2.031.614 2.079.261
Jawa Barat
Banten
DKI Jakarta
D.I Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Sumatera Utara
Sumatera Barat
Riau
Kepulauan Riau
Sumatera Selatan
Bangka Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Irian Jaya Barat
Others
Total
Tabel 4.18 Kredit Bank Umum Berdasarkan Hubungan Dengan Bank

(Credit of Commercial Banks Based on Bank Relationship)
2010
Indikator
2005 2006 2007 2008
Indicator
Sep
Kredit Kepada Pihak Tidak
2011
2009
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
681.214 779.716
987.064 1.298.182 1.419.711 1.640.214 1.657.723 1.687.962 1.742.472 1.726.711 1.753.922 1.798.440 1.826.093 1.869.530 1.930.364 1.952.922 2.010.037 2.056.000
570.781 669.203
885.304 1.181.095 1.290.058 1.497.021 1.513.434 1.542.865 1.613.938 1.585.586 1.601.139 1.660.752 1.684.812 1.728.565 1.787.652 1.810.169 1.858.706 1.912.160
Terkait
a. Lancar
parties
b. DPK
59.346
62.683
61.070
75.304
82.184
94.073
93.226
93.038
83.538
c. Kurang Lancar
15.395
9.181
5.866
8.119
9.738
10.699
11.890
11.004
d. Diragukan
11.066
5.868
3.487
5.402
8.127
8.074
8.218
e. Macet
24.626
32.781
31.337
28.262
29.605
30.347
51.087
47.829
40.690
41.784
47.469
7,36
6,04
0,00
0,00
0,00
Non Performing Loan Pihak
87.025
89.069
86.033
89.557
88.503
95.384
88.636
b. Special Mention
8.983
10.560
9.929
10.194
10.000
11.196
9.578
9.281
10.142
10.828
c. Sub-Standard
9.060
7.657
7.919
8.735
9.176
8.502
8.955
8.794
9.040
8.082
7.677
30.955
31.995
28.356
29.581 30.398
31.294
33.710
34.781
34.783
35.930
37.723
36.699
49.120
51.063
52.060
44.996
48.061 49.062
50.664
52.212
54.932
53.155
54.250
55.947
55.204
0,00
0,00
0,00
0,00
0,00
0,00
0,00
0,00
0,00
0,00
0,00
0,00
12.912
12.582
14.948
9.506
18.219
18.931 17.910
18.440
23.373
19.293 19.968
16.405
17.445
19.935
20.323
20.677
21.577
23.261
11.710
11.601
14.791
9.150
17.925
18.241 17.408
17.945
22.916
18.891 19.504
15.963
16.946
19.477
19.864
20.267
21.017
22.805
913
753
80
267
215
623
435
350
213
159
164
137
194
146
155
171
247
154
c. Kurang Lancar
43
57
34
29
31
97
197
200
253
81
82
82
79
20
93
89
d. Diragukan
15
21
182
182
20
16
11
10
232
224
68
28
40
18
30
41
40
39
39
43
41
210
208
209
209
206
289
228
77
89
79
68
68
146
245
243
300
305
306
312
303
240
312
303
0,04
0,03
0,00
0,00
0,00
0,00
0,00
0,00
0,00
0,00
0,00
0,00
0,00
0,00
0,00
0,00
0,00
0,00
b. DPK
e. Macet
Non Performing Loan Pihak
Pihak Terkait (%)
Non Performing Loan of non
Loan for connected

parties
Terkait
e. Lost
connected parties ratio (%)
Terkait
a. Lancar
d. Doubtful
connected parties
0,00
Pihak Tidak Terkait (%)

Kredit Kepada Pihak
a. Current
93.065 103.721
Tidak Terkait
Loan for non connected
a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Lost
connected parties
connected parties ratio (%)
141
Tabel 4.19 Kredit yang Penarikannya Menggunakan Kartu

(Credit Withdrawn by Credit Card)
2010
Indikator
2005 2006 2007 2008
2009
Sep
Okt
Nov
Jan
Mar
Feb
Apr
Mei
Jun
Jul
Ags
Sep
Indicator
6.000
6.045
6.228
6.741
6.366
6.312
6.613
6.261
6.944
6.931
6.885
11.284
11.548
11.562
11.216
10.884
11.546
11.357
11.870
11.905
12.556
3.122
3.382
3.400
3.353
3.370
3.366
3.281
3.267
3.280
3.345
3.317
3.312
15.000 12.810 12.539
11.761
12.212
12.054
12.256
11.982
12.133
12.283
12.461
12.659
12.690
Banks
2 4. Regional Development Banks
3.328 5. Joint Venture Banks
12.470 6. Foreign Owned Banks
32.492
33.345
33.728
33.206
32.461
33.561
33.184
34.623
34.814
35.446
35.301 7. Commercial Bank
1. Bank Persero
4.652
2. BUSN Devisa
9.501
3. BUSN Non Devisa
4. BPD
5. Bank Campuran
2.259
2.851
6. Bank Asing
13.287
7. Bank Umum
29.701
36.051 32.972 33.051
142
Des
12.055 11.276 11.126
6.143
5.761
2011
6.952 1. State Owned Banks

12.549 2. Foreign Exchange Commercial Banks
- 3. Non-Foreign Exchange Commercial
Tabel 4.20 Penerusan Kredit (Off - Balance Sheet ) Bank Umum Berdasarkan Sektor Ekonomi
(Channelling Credit of Commercial Banks Based on Economic Sector)
Sektor
Ekonomi
1. Pertanian,perburuandan
2010
2005 2006 2007 2008
2009
Sep
Okt
2011
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
6.874
7.707
7.680
7.694
7.585
2.144
2.136
2.135
2.039
2.034
2.092
2.100
1.693
1.831
1.716
1.717
1.728
1.723
1.173
1.536
1.461
884
618
231
227
208
208
200
153
151
1.027
441
149
148
296
304
1.603
1.188
1.193
1.363
1.205
2.493
2.493
2.464
2.480
2.487
2.504
2.476
2.507
2.476
2.353
2.297
2.309
2.972
3. Manufacturing
10.144
9.668
10.995
12.550
7.588
6.025
5.892
5.704
5.699
5.698
5.608
5.536
5.551
5.471
5.859
5.679
10.492
9.984
2.878 11.946
13.204
15.957
8.940
6.204
6.344
6.208
6.339
6.338
6.210
6.038
5.467
5.979
6.053
6.135
794
781
saranaPertanian
2. Pertambangan
3. Perindustrian
4. Listrik,gasdanair
5. Konstruksi
Economic
Sector
2. Mining
5. Construction
6. Perdagangan,restorandanhotel
379
908
1.217
766
630
4.075
4.162
4.111
4.168
4.154
4.083
4.007
3.983
3.972
3.964
4.043
4.065
4.167
6. Trade, restaurants and hotels
7. Perdagangan,restorandanhotel
2.626
2.105
2.684
2.873
2.472
2.341
2.371
2.318
2.343
2.264
2.230
2.202
2.218
2.190
2.204
2.147
2.740
2.798
7. Transportation, warehousing
and communications
8. JasaDuniausaha
575
541
684
580
370
217
201
207
198
243
234
241
239
229
229
230
231
230
9. Jasasosial/masyarakat
153
192
301
213
281
808
810
917
960
768
801
800
795
785
937
924
920
936
9. Social Services
8.112
4.919
4.258
3.083
3.204
5.544
5.510
5.449
5.726
5.861
6.105
5.816
5.574
5.787
5.480
5.401
5.653
5.453
34.517 40.710
43.675
45.962
32.893 30.083
30.145
29.720
30.160
30.048
30.021
29.367
29.054
29.161
28.945
28.720
29.228
29.345
10.Lain-lain
Total
10. Others
Total
143
Tabel 4.21 Penerusan Kredit (Off - Balance Sheet) Bank Umum Berdasarkan Jenis Kredit dan Golongan Penyalur
(Channelling Credit of Commercial Banks Based on Type of Credit and Type of Creditor)
2010
Indikator
Berdasarkan Jenis Kredit
1. Kredit Usaha Kecil
a. Dalam rangka
penerusan kredit
dari BI
b. Lainnya
2. Bukan KUK
a. Kredit Kelolaan
b. Dalam rangka
penerusan kredit dari BI
c. Bantuan Proyek
d. Kredit kelolaan di luar
bantuan proyek
3. Mudharabah Muqayaddah
Berdasarkan Golongan
Penyalur
1. Koperasi
2. Lembaga Swadaya
Masyarakat
3. Swasta Lainnya
Total
144
2005 2006 2007 2008
2.915
3.034
8.624
3.043
2009
2011
Indicator
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
2.972
2.839
1.097
1.092
1.101
1.101
1.099
1.098
1.110
1.110
1.112
1.108
1.120
1.121
1.142
9.976
11.359 13.386
6.203
6.056
6.060
5.930
6.001
5.992
6.131
5.836
5.835
5.796
5.660
5.636
5.691
5.708
21.031 26.328
297
405
27.797 28.434
424
261
23.355
331
13.927
73
13.906
73
13.631
72
13.834
72
13.693
71
13.567
71
13.396
71
13.196
71
13.152
71
13.258
71
13.092
71
13.131
71
13.337
76
800
534
240
365
310
221
306
200
83
199
57
10
94
24
57
10
57
17
57
44
57
8
57
8
65
8
65
8
66
14
24
8
24
8
24
7
316
362
522
403
346
8.864
8.897
8.918
9.078
9.090
9.088
8.888
8.769
8.956
8.768
8.769
9.181
9.051
4.552
493
5.505
649
5.496
641
5.519
597
5.615
599
799
8.231
772
8.308
772
8.234
771
8.300
803
8.300
803
8.214
801
8.148
801
8.134
930
8.103
854
8.148
806
8.182
805
8.225
806
8.311
29.471 34.555
37.538 39.846
27.142
21.053
21.065
20.714
21.090
20.945
21.004
20.418
20.119
20.128
19.942
19.732
20.197
20.228
34.517 40.710
43.675 45.962
33.356
30.083
30.145
29.720
30.160
30.048
30.021
29.367
29.054
29.161
28.945
28.720
29.228
29.345
Based on the type of credit

1. Small business loans
a. within the framework
of channeling credit
from BI
b.Other
2. Not KUK
a. Loans
b.natural order channeling
credit from BI
c. Aid Project
d.Credit Channeling
outside assistance project
3. Mudharabah Muqayaddah
Based Distribution
Group
1. Cooperation
2. Non-Governmental
Organization
3. Other Private
Total
Tabel 4.22 Kredit Berdasarkan Nilai

(Credit Based on Value)
2010
Indikator
Nilai Nominal Kredit
1. Bank Persero
2. BUSN Devisa
2005 2006 2007 2008
2009
Indicator
Sep
Okt
549.619 611.650
518.552 654.605
3. BUSN Non Devisa
4. BPD
5. Bank Campuran
6. Bank Asing
7. Bank Umum
- 128.398 139.505
76.154 95.981
92.706 111.537
- 1.404.232 1.657.417
3. BUSN Non Devisa
4. BPD
5. Bank Campuran
6. Bank Asing
7. Bank Umum
- 129.858 141.073
76.130 95.937
92.668 111.449
- 1.659.145 1.675.633
Nilai Wajar Kredit

1. Bank Persero
2. BUSN Devisa
r)
Data Revisi
2011
38.803
44.139
548.177 610.383
518.200 653.939
39.134
44.464
Nov
Des
623.121
686.775
644.093 628.071
719.285 619.014
46.989
Mar
639.834
764.117
651.772 660.338
742.180 758.617
48.700
49.619
50.450
52.984
Jun
656.897 665.361
741.401 756.127
51.873
53.050
Jul
676.230 706.066 711.494

775.998 822.498 805.732
159.609
103.623
120.556
1.968.888
637.831
728.002
51.752
Mei
142.180 141.904 137.934 143.862 147.381 151.920 154.632

96.459 99.082 99.573
96.150
96.918 97.432 100.403
111.431 113.503 115.887 117.253 118.641 118.966 121.937
1.706.955 1.766.284 1.640.693 1.811.489 1.808.644 1.840.257 1.883.822
642.718 629.622
718.566 708.824
50.273
Apr
56.536
47.313
40.214
Feb
54.622
621.691
686.108
48.417
Jan
58.152
56.380
143.956 143.687 143.395 145.945 149.427 152.882 156.810

96.378 99.020 98.845
94.606
96.821 97.360 100.362
110.950 113.004 115.700 117.054 118.427 118.757 121.557
1.706.403 1.765.845 1.746.005 1.773.889 1.814.846 1.843.537 1.889.470
161.654
103.579
120.327
1.950.727
Sep
723.766 741.250
765.558 853.823
49.290
62.470
162.494 160.980
104.425 108.627
125.412 130.364
1.967.709 1.938.584
168.034
111.744
132.372
2.069.693
681.752 710.769 717.161

774.382 798.019 804.203
54.607
Ags
57.909
733.460 748.038
830.444 854.915
60.615
62.124
164.753 167.632
104.378 109.307
125.194 130.156
1.973.599 2.031.614
170.352
111.733
132.098
2.079.261
Nominal Value of Credit

2. Foreign Exchange
Commercial Banks)
Commercial Banks)
4. Development Banks
7. Commercial Banks
Fair Value of Credit
2. Foreign Exchange
Commercial Banks)
Commercial Banks)
4. Development Banks
7. Commercial Banks
r)
Revised
145
Tabel 4.23 Pembiayaan Perbankan Syariah

(Financing of Syariah Banks)
2010
Indikator
2005 2006 2007 2008
Indicator
Sep
Pembiayaan Musyarakah
3.124
2.335
4.406
7.411
Pembiayaan Mudharabah
1.898
4.062
5.578
6.205
Piutang Murabahah
9.487
12.624
16.553 22.486
2011
2009
Okt
Nov
Des
10.412 13.305
13.943
14.353
14.624 14.600
8.292
8.411
8.895
26.321 33.967
34.831
36.214
6.597
Jan
8.631
Feb
Mar
14.677
14.988 15.057
8.560
8.606
37.508 37.855
38.983
Mei
Apr
8.767
Jun
15.396
8.843
9.077
40.877 42.453
44.118
Jul
Ags
16.295 16.421
Sep
17.131 17.379
Musyarakah Financing
9.766
9.989 10.020
Mudharabah Financing
46.161 47.453
49.455 49.883
Murabahah Accounts
9.549
Receivable
-
Piutang Istishna
282
337
351
369
423
380
391
395
347
351
360
328
315
317
322
319
319
335
Lainnya
441
1.087
1.056
1.724
3.134
5.025
5.418
6.084
7.071
8.358
8.824
9.293
9.058
9.710
10.289 10.597
13.645 15.222
Others
15.232
20.445
46.886 60.970
62.995
65.942
68.181 69.724
71.449
74.253 75.726
78.619
82.616 84.556
90.540 92.839
Total
Piutang Salam
Total
146
27.944 38.195
Salam Accounts Receivable

Istishna Accounts Receivable
Tabel 4.24 Pembiayaan Perbankan Syariah Berdasarkan Sektor Ekonomi

(Financing of Syariah Banks Based on Economic Sector)
Sektor
Ekonomi
2. Pertambangan
3. Perindustrian
5. Konstruksi
dan hotel
7. Pengangkutan,
pergudangan dan
komunikasi
8. Jasa Dunia usaha
10. Lain-lain
Total
2010
2005 2006 2007 2008
2011
Economic
Sector
2009
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
687
701
837
1.177
1.331
1.671
1.707
1.992
1.762
1.959
1.946
1.981
1.986
2.005
2.063
1.979
1.948
1.904
395
933
66
1.548
1.716
375
940
17
1.637
3.041
511
1.371
166
2.371
4.152
965
1.340
248
3.368
4.426
1.047
1.579
698
3.516
5.000
1.096
2.126
1.134
4.015
7.136
1.051
2.158
1.234
4.322
7.404
1.057
2.282
1.317
4.202
7.422
1.120
2.337
1.354
4.194
7.609
955
2.336
1.376
4.541
7.306
968
2.633
1.401
4.563
7.305
1.015
2.549
1.857
4.680
7.689
1.026
2.472
1.944
4.664
7.837
1.063
2.596
1.970
4.831
7.929
1.130
2.783
1.954
5.163
8.143
1.227
2.869
1.988
5.234
8.250
1.323
2.906
2.044
5.637
8.482
1.581
2.898
2.090
5.539
8.736
1.261
1.165
1.569
2.759
3.349
3.435
3.433
3.545
3.696
3.718
3.558
3.768
3.793
3.882
3.693
3.683
3.595
3.474
4.504
1.208
2.952
5.458
1.456
5.655
8.425 11.757
1.904 2.463
6.639 9.693
13.664 18.517 18.848 19.880 20.233

2.694
2.862 2.910 2.975
2.661
14.042 19.146 19.975 21.335 22.902
19.844
3.069
24.620
20.204
3.135
25.737
20.210
3.407
27.098
20.660 21.228
3.551 3.645
27.792 29.470
22.440
4.031
31.215
23.272
3.852
32.204
24.263 24.262
4.015 4.037
36.328 38.319

2. Mining
3. Manufacturing
5. Construction
hotels
7. Transport,
cargo storage and
communications
9. Social Services
10. Others
15.270 20.445
27.944 38.195
46.886 60.970 62.995 65.942 68.181
69.724
71.449
74.253
75.726 78.619
82.616
84.556
90.540 92.839
Total
147
Tabel 4.25 Pembiayaan Perbankan Syariah Berdasarkan Lokasi Bank Penyalur

(Financing of Syariah Banks Based on Banks Location)
2010
Lokasi
2005 2006 2007 2008
Location
Sep
DI Aceh
Sumatera Utara
Sumatera Barat
Sumatera Selatan
Bangka Belitung
Jambi
Bengkulu
Riau
Kepulauan Riau
Lampung
DKI Jakarta
Jawa Barat
Banten
Jawa Tengah
DI Yogyakarta
Jawa Timur
Bali
Kalimantan Barat
Kalimantan Tengah
Kalimantan Timur
Kalimantan Selatan
Sulawesi Utara
Gorontalo
Sulawesi Barat
Sulawesi Tengah
Sulawesi Tenggara
Sulawesi Selatan
Maluku
Maluku Utara
NTB
NTT
Irian Jaya Barat
Papua
Di Luar Indonesia
Total
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
279
1.668
398
509
39
145
175
696
297
235
12.959
3.065
962
1.240
318
1.774
44
364
21
575
570
73
71
98
161
858
14
33
200
15
35
53
-
538
849 1.368
2.369
2.840 3.402
602
833 1.272
761
1.052 1.453
101
41
37
591
275
411
289
201
235
893
1.047 1.417
732
337
401
789
368
515
18.172 21.158 24.447
3.766
4.666 6.959
841
1.111 1.827
1.958
2.611 3.640
808
508
629
2.566
3.519 4.811
248
73
115
688
476
588
69
25
37
706
1.048 1.490
795
847 1.113
218
114
145
148
63
86
38
7
324
136
163
181
180
157
978
1.098 1.575
13
16
13
57
36
35
511
261
396
56
24
33
82
42
62
251
77
140
2
3
1.455 1.535
3.403 4.479
1.327 1.387
1.481 1.523
124
129
615
647
297
309
1.463 1.519
760
815
833
865
25.214 25.711
7.293 7.575
1.868 1.969
3.770 3.900
822
831
4.984 5.215
263
281
702
714
74
103
1.533 1.578
1.115 1.134
226
235
152
160
44
48
341
363
182
182
1.636 1.653
18
22
73
83
523
541
65
70
84
86
254
262
2
17
1.617
1.734
3.133
3.549
1.833
1.549
1.566
1.614
135
145
712
737
311
311
1.589
1.642
852
877
922
910
26.900 27.220
8.029
8.106
2.086
2.207
4.170
4.332
868
899
5.627
5.960
298
304
720
746
772
113
924
1.578
1.156
1.174
240
237
168
168
53
56
390
403
187
187
1.672
1.689
28
28
87
88
556
570
75
78
89
87
272
276
145
148
1.844
3.627
1.639
1.647
158
782
314
1.703
911
951
27.735
8.295
2.321
4.469
913
6.030
319
759
117
1.589
1.192
242
172
62
413
191
1.736
29
90
599
80
89
286
145
1.937 1.979
3.714 3.800
1.725 1.744
1.712 1.740
180
193
817
854
319
332
1.772 1.832
977 1.021
1.011 1.037
28.272 30.062
8.621 8.408
2.857 2.918
4.622 4.189
950
955
6.267 6.323
333
337
800
806
126
130
1.632 1.667
1.244 1.254
246
257
176
182
67
69
453
469
202
209
1.823 1.920
33
35
94
98
631
663
91
106
93
97
312
315
142
140
2.037 2.101
3.678 4.097
1.867 1.993
1.815 1.894
206
219
886
924
340
357
1.890 1.972
1.073 1.136
1.094 1.159
30.909 32.386
8.761 9.237
2.877 2.750
4.341 4.551
997 1.047
6.661 7.096
368
431
832
877
136
140
1.720 1.861
1.294 1.305
271
285
188
195
75
81
493
515
218
220
2.040 2.131
38
43
101
107
695
721
121
131
102
104
323
381
171
169
2.138
4.175
2.026
1.928
228
960
369
2.039
1.178
1.177
33.087
9.531
2.810
4.664
1.076
7.218
401
921
150
1.900
1.341
302
201
85
535
223
2.180
46
112
753
131
107
369
195
2.235
4.525
2.205
2.031
239
1.023
386
2.180
1.251
1.294
34.926
10.269
3.118
5.198
1.213
7.894
434
952
158
2.031
1.411
320
210
62
563
231
2.480
50
116
781
135
110
312
197
2.300
4.649
2.302
2.082
249
1.045
393
2.231
1.299
1.330
35.071
10.720
3.245
5.432
1.343
8.224
474
966
168
2.088
1.440
322
212
105
551
238
2.617
53
118
805
135
110
349
176
27.944
38.195 46.886 60.970
62.995 65.942
68.181
71.449
74.253 76.142
78.619 82.616
84.556
90.540
92.839
Ket : Data tersedia mulai 2007
148
2011
2009
69.724
DI Aceh
Sumatera Utara
Sumatera Barat
Sumatera Selatan
Bangka Belitung
Jambi
Bengkulu
Riau
Kepulauan Riau
Lampung
DKI Jakarta
Jawa Barat
Banten
Jawa Tengah
DI Yogyakarta
Jawa Timur
Bali
Kalimantan Barat
Kalimantan Tengah
Kalimantan Timur
Kalimantan Selatan
Sulawesi Utara
Gorontalo
Sulawesi Barat
Sulawesi Tengah
Sulawesi Tenggara
Sulawesi Selatan
Maluku
Maluku Utara
NTB
NTT
Irian Jaya Barat
Papua
Outside Indonesia
Total
Note : Data available since 2007
Tabel 4.26 Kredit Bank Perkreditan Rakyat Berdasarkan Sektor Ekonomi

(Credit of Rural Banks Based on Economic Sector)
Sektor
Ekonomi
2010
2005 2006 2007 2008
2009
Jan
r)
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Economic
Sector
Sep
1. Pertanian
886
1.058
1.340
1.745
2.002
2.032
2.084
2.126
2.214
2.259
2.302
2.360
2.398
2.390
2. Perindustrian
222
258
333
427
505
506
513
531
540
538
546
557
576
589
6.042
6.715
7.717
9.328
9.786
9.859 10.084 10.258 10.425 10.631 10.846 11.050 11.342 11.234
3. Trading, restaurants and hotels
4. Jasa-jasa
1.458
1.769
2.096
2.676
3.053
3.083
4. Social Services
5. Lain-lain
6.046
7.149
9.055 11.296
12.653 12.852 13.048 13.320 13.649 13.958 14.239 14.437 14.751 14.797
14.654 16.948
20.540 25.472
28.001 28.332 28.894 29.482 30.195 30.858 31.495 32.066 32.835 32.834
3. Perdagangan, rumah makan dan
1. Agriculture
2. Manufacturing
penginapan
Total
Ket : r) Revisi
Data bulan Oktober 2010 bersambung di halaman 150 karena terdapat
perubahan sektor ekonomi dalam laporan bulanan BPR
1)
3.165
3.248
3.367
3.473
3.562
3.662
3.769
3.824
5. Others
Total
Note : r) Revised
October 2010 data continued on page 150 because there are changes economic
sector in the rural bank's monthly report
1)
149
Tabel 4.26 Kredit Bank Perkreditan Rakyat Berdasarkan Sektor Ekonomi

(Credit of Rural Banks Based on Economic Sector)
2010
2011
Sektor Ekonomi
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
Pertanian, Perburuhan, dan Kehutanan

Perikanan
Pertambangan dan Penggalian
Industri Pengolahan
Listrik, Gas dan Air
Konstruksi
Perdagangan Besar dan Eceran
Penyediaan Akomodasi dan
Transportasi, Pergudangan dan
Komunikasi
Perantara Keuangan
Real Estate, Usaha Persewaan, dan
Jasa Perusahaan
Administrasi Pemerintahan,
Pertanahan Dan Jaminan Sosial Wajib
Jasa Pendidikan
Jasa Kesehatan dan Kegiatan Sosial
Jasa Kemasyarakatan, Sosial Budaya,
Hiburan dan Perorangan Lainnya
Jasa Perorangan yang Melayani
Rumah Tangga
Kegiatan Usaha yang
Belum Jelas Batasannya
Bukan Lapangan Usaha - Rumah Tangga
Bukan Lapangan Usaha - Lainnya
Total
1)
Economic Sector
Okt1)
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
2.526
27
30
505
16
227
10.869
286
2.701
37
37
550
15
257
10.591
284
2.565
40
37
478
14
259
10.342
288
2.574
41
35
495
16
286
10.428
282
2.588
45
42
500
16
307
10.572
325
2.664
55
39
517
18
345
10.911
307
2.728
55
50
583
19
375
11.139
310
2.825
58
47
531
19
388
11.312
297
2.908
61
48
561
20
417
11.567
285
2.975
62
47
567
21
440
11.888
282
3.069
66
46
581
22
454
12.013
294
2.925
63
46
576
23
478
11.792
297
439
568
577
601
611
680
676
688
707
922
899
897
29
60
31
69
32
66
34
97
32
111
34
128
35
115
37
120
37
129
39
137
40
137
40
171
88
130
120
128
119
145
109
109
109
111
113
113
51
82
1.899
60
81
1.845
56
81
1.807
63
89
1.751
59
91
1.841
69
95
1.731
66
100
1.736
68
100
1.764
74
100
1.786
74
98
1.560
77
96
1.563
79
96
1.543
275
290
275
302
324
320
348
348
363
378
411
372
1.639
1.631
1.683
1.643
1.654
1.667
1.615
1.841
1.754
1.824
1.921
1.780
4.038
10.199
3.833
10.571
3.785
11.341
3.639
11.651
3.816
11.807
3.704
12.242
3.700
12.607
3.849
12.802
4.032
13.131
4.087
13.398
3.992
13.937
4.354
14.020
18. Not the business field - households

19. Not the business field - other
33.284
33.580
33.844
34.158
34.860
35.669
36.365
37.204
38.089
38.910
39.732
39.665
Total
Merupakan sambungan halaman 149 karena terdapat perubahan

sektor ekonomi dalam laporan bulanan BPR
150
1)
1.
2.
3.
4.
5.
6.
7.
8.

Fishery
Processing industry
Construction
the provision of eating and drinking
and communications
11. Real estate, Business ownership,
and Business Services
12. Government administration, defense
and compulsory social security
14. Health services and social activities
15. Social services, social, cultural,
entertainment and other individual
16. Individual services which serve
households
17. Business activities are not clearly defined
Continue from page 149 because there are changes economic sector
in the rural bank's monthly report
Tabel 4.27 Kredit Bank Perkreditan Rakyat Berdasarkan Jenis Penggunaan

(Credit of Rural Banks Based on Type of Use)
Jenis
Penggunaan
Modal Kerja
- Pertanian
- Perindustrian
- Perdagangan, rumah
makan, dan penginapan
- Jasa-jasa
- Lain-lain
Total Modal Kerja
Investasi
- Pertanian
- Perindustrian
- Perdagangan, rumah
makan, dan penginapan
- Jasa-jasa
- Lain-lain
Total Investasi
Konsumsi
- Kredit pemilikan rumah
(KPR) yang dijamin
dgn hak tanggungan
pertama dgn tujuan
untuk dihuni
- Kredit pemilikan
kendaran bermotor
- Kredit konsumsi lainnya
Total Konsumsi
Total
2010
2005 2006 2007 2008
Type of
Use
2009
Jan
Feb
Mar
1.871
420
9.318
845
215
5.877
969
239
6.326
1.198
311
7.049
1.514
396
8.523
1.763
400
8.892
1.791
398
8.951
1.837
403
9.151
1.176
516
8.630
1.452
508
9.494
1.678
540
10.776
2.053
521
13.007
2.19
918
14.169
2.286
932
14.359
2.266
930
14.587
41
7
165
89
19
389
142
22
667
231
31
805
226
29
512
225
27
505
233
29
516
238
30
514
282
78
572
317
88
902
418
129
1.379
623
156
1.846
594
210
1.571
517
218
1.491
595
228
1.601
75
127
168
237
246
310
456
615
880
5.452
5.452
6.167
6.553
7.802
8.386
9.836
10.619
14.654
16.948
20.540
25.472
Apr
Mei
Jun
Jul
Ags
Sep
Working Capital
- Agriculture
- Manufacturing
- Trading, restaurants and
hotels
- Social Services
- Others
1.949
422
9.458
1.994
421
9.647
2.030
424
9.837
2.084
430
10.020
2.122
450
10.253
2.113
460
10.128
2.326
2.398
976
1.047
14.912 15.274
2.490
1.066
15.618
2.551
1.030
15.872
2.611
1.082
16.227
2.707
1.113
16.645
2.741
1.140
16.582
248
33
532
247
33
532
255
32
573
259
34
584
257
31
605
258
31
602
597
237
1.616
633
235
1.680
631
240
1.682
649
257
1.766
670
274
1.821
658
268
1.819
649
276
1.816
242
239
263
279
281
309
324
327
905
916
932
978
954
872
817
828
848
11.143
12.261
11.331
12.482
11.547
12.706
11.782
12.000
12.954 13.241
12.326
13.559
12.703
13.856
12.891
14.018
13.220
14.371
13.261
14.437
- Other consumer credit

Total Consumption
28.001
28.332
28.894
29.482 30.195
30.858
31.495
32.066
32.835
32.834
Total
Investments
- Agriculture
- Manufacturing
- Trading, restaurants and
hotels
- Social Services
- Others
Total Investments
Consumption
- Housing Loan (mortgage)
secured by first
mortgage in
order to live
- Vehicle Loans
151
Tabel 4.27 Kredit Bank Perkreditan Rakyat Berdasarkan Jenis Penggunaan

(Credit of Rural Banks Based on Type of Use)
2010
2011
Sektor Ekonomi
Economic Sector
Okt
Modal Kerja
- Pertanian, Perburuhan, dan Kehutanan
- Perikanan
- Pertambangan dan Penggalian
- Industri Pengolahan
- Listrik, Gas dan Air
- Konstruksi
- Perdagangan Besar dan Eceran
- Penyediaan Akomodasi dan Penyedian Makan Minum
- Transportasi, Pergudangan dan Komunikasi
- Perantara Keuangan
- Real Estate, Usaha Persewaan dan Jasa Perusahaan
- Administrasi Pemerintahan, Pertanahan Dan
Jaminan Sosial Wajib
- Jasa Pendidikan
- Jasa Kesehatan dan Kegiatan Sosial
- Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan
Perorangan Lainnya
- Jasa Perorangan yang Melayani Rumah Tangga
- Kegiatan Usaha yang Belum Jelas Batasannya
- Bukan Lapangan Usaha - Rumah Tangga
- Bukan Lapangan Usaha - Lainnya
Total Modal Kerja
Investasi
- Pertanian, Perburuhan, dan Kehutanan
- Perikanan
- Pertambangan dan Penggalian
- Industri Pengolahan
- Listrik, Gas dan Air
- Konstruksi
- Perdagangan Besar dan Eceran
- Penyediaan Akomodasi dan Penyedian Makan Minum
- Transportasi, Pergudangan dan Komunikasi
- Perantara Keuangan
- Real Estate, Usaha Persewaan dan Jasa Perusahaan
- Administrasi Pemerintahan, Pertanahan Dan
Jaminan Sosial Wajib
- Jasa Pendidikan
- Jasa Kesehatan dan Kegiatan Sosial
- Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan
Perorangan Lainnya
- Jasa Perorangan yang Melayani Rumah Tangga
- Kegiatan Usaha yang Belum Jelas Batasannya
- Bukan Lapangan Usaha - Rumah Tangga
- Bukan Lapangan Usaha - Lainnya
Total Investasi
Konsumsi
- Kredit pemilikan rumah (KPR) yang dijamin dengan hak
tanggungan pertama dengan tujuan untuk dihuni
- Kredit pemilikan kendaraan bermotor
- Kredit konsumsi lainnya
Total Konsumsi
Total
152
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
2.273
25
26
446
14
207
10.160
238
310
26
56
82
2.260
36
32
455
14
230
9.790
243
380
26
64
122
2.277
38
32
451
13
238
9.679
249
387
27
59
111
2.292
39
31
468
15
265
9.783
244
400
31
88
119
2.286
43
36
473
15
286
9.898
287
402
29
99
110
2.355
52
33
489
17
325
10.232
266
453
31
116
131
2.400
52
43
548
17
347
10.454
267
441
33
101
101
2.486
56
40
499
16
355
10.616
253
441
33
104
102
2.554
58
41
519
18
382
10.876
241
455
33
113
102
2.613
58
39
528
19
402
11.180
237
462
36
120
103
2.686
61
39
534
19
409
11.310
247
471
36
121
105
2.538
59
39
538
21
433
11.083
252
476
36
155
103
41
58
1.431
47
62
1.329
44
62
1.437
53
70
1.376
46
71
1.444
56
74
1.319
52
80
1.318
54
80
1.338
58
78
1.359
57
76
1.342
60
75
1.347
62
75
1.327
217
1.391
0
22
17.021
253
1.382
0
0
16.724
241
1.446
0
0
16.790
279
1.400
0
0
16.954
300
1.400
0
0
17.227
297
1.417
0
0
17.663
320
1.364
0
17.937
321
1.592
0
18.385
332
1.491
0
18.710
344
1.573
0
19.189
373
1.660
0
19.555
331
1.530
0
19.058
253
2
4
59
2
20
709
48
129
3
4
7
441
2
5
95
1
27
801
42
188
5
5
8
288
2
5
28
1
22
663
39
190
5
7
9
282
2
5
28
1
22
645
38
201
3
9
9
302
2
6
27
1
21
674
38
209
3
12
9
309
2
6
29
1
19
679
41
227
2
12
14
328
3
7
35
3
28
685
43
235
3
13
7
339
3
8
32
2
32
697
45
247
3
16
8
354
3
8
42
3
35
691
45
252
3
15
8
361
4
8
40
3
39
708
45
459
3
17
8
382
5
7
47
3
45
703
46
429
4
16
9
387
4
7
38
2
45
710
45
421
4
16
9
10
24
468
13
19
515
12
19
370
11
19
375
13
20
397
13
21
412
15
20
417
14
21
426
16
22
427
17
22
218
16
21
216
16
21
216
58
249
0
13
2.061
37
250
0
0
2.453
33
237
0
0
1.929
23
242
0
0
1.914
23
254
0
0
2.011
23
249
0
0
2.061
28
251
0
0
2.121
27
248
0
0
2.168
31
263
0
0
2.217
34
250
0
0
2.235
38
261
2.248
41
250
2.233
361
373
382
396
404
423
435
458
474
478
497
504
677
13.164
14.201
651
13.380
14.403
1.072
13.672
15.126
1.106
13.788
15.290
1.174
14.045
15.623
1.126
14.396
15.945
1.167
14.704
16.306
1.180
15.014
16.651
1.192
15.496
17.162
1.229
15.778
17.485
1.283
16.148
17.929
1.319
16.551
18.374
Working Capital
- Agriculture, hunting, and forestry
- Fishery
- Mining and quarrying
- Processing industry
- Electricity, gas and water
- Construction
- Wholesale and retail trade
- Provision of accommodation and the provision of eating and drinking
- Transportation, warehousing and communications
- Financial intermediaries
- Real estate, Business Ownership, and Business Services
- Government administration, defense and
- Education services
- Health services and social activities
- Social services, social, cultural, entertainment and
other individual
- Individual services which serve households
- Business activities are not clearly defined
- Not the business field households
- Not the business field other
Investment
- Agriculture, hunting, and forestry
- Fishery
- Mining and quarrying
- Processing industry
- Electricity, gas and water
- Construction
- Wholesale and retail trade
- Provision of accommodation and the provision of eating and drinking
- Transportation, warehousing and communications
- Financial intermediaries
- Real estate, Business Ownership, and Business Services
- Government administration, defense and
- Education services
- Health services and social activities
- Social services, social, cultural, entertainment and
other individual
- Individual services which serve households
- Business activities are not clearly defined
- Not the business field - households
- Not the business field - other
Total Investment
Consumption
- Housing Loan (mortgage) secured by first mortgage
in order to live
- Vehicle Loans
- Other consumer credit
Total consumption
33.284
33.580
33.844
34.158
34.860
35.669
36.365
37.204
38.089
38.910
39.732
39.665
Total
Tabel 4.28 Kredit Bank Perkreditan Rakyat Berdasarkan Lokasi Bank Penyalur
(Credit of Rural Banks Based on Banks Location)
2010
Lokasi
2005 2006 2007 2008
Location
Sep
Jawa Barat
Banten
DKI Jakarta
D.I. Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Sumatera Utara
Sumatera Barat
Riau
Kep. Riau
Sumatera Selatan
Bangka-Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Irian Jaya Barat
Lainnya
Total
2.769
282
141
819
3.901
2.059
10
45
26
257
287
118
118
97
5
1.951
78
117
50
1
54
58
84
13
8
197
949
17
73
75
1
-
3.096
301
254
852
4.399
2.274
11
95
26
283
372
163
232
136
7
2.247
76
173
71
3
75
89
106
20
13
237
1.091
17
111
118
1
-
3.515
402
365
1.047
5.280
2.557
12
144
26
319
514
222
376
204
5
2.787
105
219
96
4
113
142
131
32
14
283
1.347
25
137
115
1
-
4.401
480
423
1.289
6.355
2.977
17
161
64
382
660
316
554
280
7
3.398
180
281
132
9
180
218
158
42
3
15
341
1.777
50
167
154
1
-
14.659
16.948
20.540
25.472
2011
2009
Ket : ) Lokasi disesuaikan dgn daerah pemekaran mulai Juni 2010
4.803
575
473
1.481
7.399
3.564
19
183
99
438
757
385
828
345
12
2.281
196
309
155
19
188
263
203
51
2
20
424
2.092
88
167
182
1
-
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
5.645
676
560
1.730
8.381
4.181
21
210
81
480
824
483
1.272
423
15
2.799
219
335
175
38
210
319
247
51
3
21
449
2.487
116
166
201
3
13
-
5.782
684
577
1.750
8.441
4.170
21
212
81
487
829
491
1.311
429
15
2.877
219
335
178
36
213
334
261
51
3
21
437
2.542
118
158
201
3
16
-
5.783
692
590
1.758
8.479
4.157
21
214
78
488
829
497
1.350
434
15
2.930
239
340
177
35
206
349
281
52
3
21
457
2.616
123
155
189
4
18
-
5.862
697
592
1.766
8.516
4.150
21
214
76
493
829
501
1.376
449
15
2.899
250
347
178
34
221
364
288
51
3
20
464
2.666
122
161
193
5
20
-
5.923
704
633
1.761
8.540
4.130
21
217
77
489
833
508
1.415
448
16
2.953
250
354
171
36
239
379
295
50
3
18
469
2.714
117
171
197
5
22
-
6.080
717
658
1.782
8.609
4.202
21
219
79
492
848
514
1.445
467
17
3.023
292
357
178
37
245
394
308
50
3
19
479
2.791
119
181
204
6
25
-
6.243
736
657
1.818
8.775
4.301
22
222
82
499
864
524
1.498
480
18
3.075
306
369
178
41
277
414
322
49
3
19
486
2.862
124
162
209
7
29
-
6.397
764
657
1.851
8.946
4.387
22
227
85
507
872
534
1.541
500
19
3.026
320
381
181
39
284
429
344
50
3
19
495
2.953
126
157
211
7
32
-
6.522
774
674
1.887
9.131
4.502
22
235
88
513
889
546
1.587
516
20
3.117
333
400
185
42
266
448
366
52
3
19
501
3.038
127
149
210
7
35
-
6.670
794
677
1.936
9.350
4.618
22
241
90
511
915
564
1.638
529
21
3.138
340
423
186
39
273
469
384
53
3
19
514
3.103
131
172
221
7
37
-
6.824
814
680
1.974
9.526
4.755
22
246
91
527
944
579
1.690
556
22
3.166
334
435
188
42
265
487
393
54
3
19
522
3.153
134
195
221
7
39
-
6.959
831
677
2.002
9.699
4.876
23
254
90
532
949
587
1.729
547
24
3.272
303
458
185
48
303
501
407
54
3
20
529
3.223
141
218
237
9
42
-
6.955
850
674
1.993
9.586
4.823
24
256
89
531
947
584
1.756
549
25
3.194
297
475
188
49
326
511
420
54
3
19
529
3.266
145
241
254
9
44
-
28.001 32.834
33.284
33.580
33.844
34.158
34.860
35.669
36.365
37.204
38.089
38.910
39.732
39.665
Jawa Barat
Banten
DKI Jakarta
D.I. Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Sumatera Utara
Sumatera Barat
Riau
Kep. Riau
Sumatera Selatan
Bangka-Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Irian Jaya Barat
Lainnya
Total
Note : Change location accordance region expansion since Juni 2010
153
Tabel 4.29 Kredit MKM dan UMKM Menurut Sektor Ekonomi

(Micro, Small, and Medium Credit & Micro, Small, and Medium Entreprises credit based on Economic Sector)
Sektor
Ekonomi
2 0 1 0*)
Okt
Nov
2011
Mei
Jun
Economic
Sector
2005 2006 2007 2008
2009
12.642
971
32.480
245
7.709
87.515
6.485
20.657
5.292
180.912
13.924
1.311
36.647
1.483
10.123
107.288
6.605
23.514
6.020
203.528
16.114
1.527
37.796
286
13.241
134.574
7.200
30.519
6.670
254.870
19.424
1.823
46.045
560
17.114
157.132
8.639
40.851
7.586
334.773
22.592 17.640 17.057

4.261
6.317
6.585
44.083 53.771 53.388
705
968
1.866
19.291 21.845 22.854
187.980 192.389 190.067
9.306 12.068 12.325
44.128 52.817 53.461
8.746 29.150 30.194
396.293 492.767 505.628
16.844 17.128 16.940

5.875
6.617
7.041
53.733 55.434 53.184
1.358
964
908
23.205 21.655 20.008
193.706 195.489 190.509
12.395 12.398 13.548
53.764 56.679 35.860
28.292 28.299 68.768
516.631 531.695 514.438
17.106 17.920
6.648
6.538
55.988 56.780
1.047
1.047
20.676 21.420
190.898 196.560
14.309 14.834
38.518 39.255
71.223 78.933
521.952 541.875
17.716 17.879 18.560 18.733

7.946
8.294
7.200
5.499
58.598 59.111 61.102 63.632
1.049
935
980
1.008
22.132 22.946 23.690 24.579
197.086 201.217 206.320 206.609
15.598 14.974 16.117 16.277
39.971 41.464 42.840 42.811
81.410 83.704 86.466 88.538
548.683 559.430 571.837 582.589
Total
UMKM1)
1. Pertanian, Perburuan dan Kehutanan
2. Perikanan
3. Pertambangan dan Penggalian
4. Industri Pengolahan
5. Listrik, Gas dan Air
6. Konstruksi
7. Perdagangan Besar dan Eceran
8. Penyediaan Akomodasi dan
Penyediaan Makan Minum
354.908
410.442
502.796
633.945
737.385 879.731 893.425
906.545 926.782 920.038
938.365 975.161
990.190 1.009.954 1.035.111 1.050.275 1.076.469 1.094.794
- 16.447
2.086
3.117
- 41.421
1.156
- 19.299
- 160.407
7.005
16.922 18.417
2.088
2.216
3.219
3.563
42.166 44.186
1.173
1.083
20.095 20.746
162.038 170.695
7.128
7.681
17.183 18.046 19.174 18.486

2.160
2.240
2.360
2.300
3.200
3.467
3.616
3.764
43.332 45.991 47.333 48.086
1.027
1.106
1.050
1.081
20.364 21.375 21.618 22.385
164.366 173.181 178.294 176.227
7.504
8.368
8.184
8.414
9. Transportasi, Pergudangan dan

Komunikasi
10. Perantara Keuangan
11. Real Estate, Usaha Persewaan,
dan Jasa Perusahaan
12. Administrasi Pemerintahan,
Pertahanan, dan Jaminan
Sosial Wajib
13. Jasa Pendidikan
14. Jasa Kesehatan dan Kegiatan
Sosial
15. Jasa Kemasyarakatan, Sosial
Budaya, Hiburan dan
Perorangan Lainnya
16. Jasa Perorangan yang Melayani
Rumah Tangga
17. Badan Internasional dan Badan
Ekstra Internasional Lainnya
18. Kegiatan yang Belum Jelas
Batasannya
19. Penerima Kredit Bukan
Lapangan Usaha
20 Tidak Teridentifikasi
12.733
12.845
13.703
13.132
16.046
16.482
16.249
17.078
17.072
6.254
20.256
7.053
12.217
7.661
20.416
7.598
19.495
8.335
20.403
8.925
20.890
8.999
21.035
9.542
21.450
10.052
20.358
195
178
260
254
316
410
345
323
405
1.214
2.555
1.225
2.535
1.277
2.643
1.182
2.600
1.307
2.434
1.426
2.596
1.391
2.635
1.384
2.782
1.353
2.787
19.983
20.368
20.490
20.929
20.977
21.015
21.221
22.071
23.418
1.209
1.267
1.278
1.217
1.209
1.049
838
776
680
88
95
130
1.300
1.365
1.384
1.464
1.716
1.892
44.923
47.225
55.311
56.314
59.006
61.813
64.496
60.705
59.016
324
7.953
- 360.673
MKM
1. Pertanian
2. Pertambangan
3. Perindustrian
4. Listrik
5. Konstruksi
6. Perdagangan
7. Pengangkutan
8. Jasa Dunia Usaha
9. Jasa Sosial
10. Lain-lain
Jumlah
Sep
Ket: lihat penjelasan hal. iv

* Sementara
1)
154
Jan
Des
Feb
Mar
Apr
367.790 391.759
Jul
Ags
383.161 405.172 417.621 419.417
Sep
20.191 21.001
8.629
9.526
63.924 65.348
1.090
1.159
24.975 25.924
214.868 220.029
17.096 17.447
44.680 44.993
86.806 86.761
594.210 602.607
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
Agriculture
Mining
Manufacturing
Electricity
Construction
Trading
Transportation
Business Services
Social Services
Others
Total
19.823 21.816 1.
2.438
2.469 2.
3.617
3.676 3.
48.610 48.591 4.
1.061
1.463 5.
22.721 23.920 6.
183.757 188.223 7.
8.681
8.807 8.
428.536 436.000

Fishery
Processing industry
Construction
Provision of accommodation
and the provision of eating and
drinking
and communications
11. Real estate, Business
Ownership, and Business Services
12. Government administration,
defense and compulsory
social security
14. Health services and social
activities
15. Social services, social,
cultural, entertainment and
other individual
16. Individual services which
serve households
17. International agencies and other
International extra intitutions
18. Business activities are not
clearly defined
19. Debtor is not the business
field - other
20. Un-identified
Total
Note: see explanation page iv

* Provisional
1)
Tabel 4.30 Kredit MKM dan UMKMMenurut Jenis Penggunaan

(MKM Credit and SMEs Credit Based on Type of Use)
Jenis
Penggunaan
2010
*)
2011
2005 2006 2007 2008
2009
142.633 171.118 204.765 247.442
279.264 337.936 340.147 346.006 353.218 340.589 349.389 363.729 368.724 375.801 386.096 388.654
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jun
Ags
Type of
Use
Sep
MKM
Total Modal Kerja
Total Investasi
33.049
37.147
44.578
54.209
63.762
79.795 82.027
82.627
84.590
87.257
89.079
92.262
94.959
400.366 408.748
96.897 100.149 102.876
106.206 107.584
Total Investment
569.897 578.462
Total Consumption
Total Konsumsi
179.225 202.177 253.453 332.294
394.359 462.001 471.250 477.912 488.974 492.191 499.897 519.170 526.507 537.255 548.867 558.745
Jumlah
354.908 410.442 502.796 633.945
737.385 879.731 893.425 906.545 926.782 920.038 938.365 975.161 990.190 1.009.954 1.035.113 1.050.275 1.076.469 1.094.794
Total
UMKM1)
Total Modal Kerja
Total Investasi
Total Konsumsi
Jumlah
- 282.705 287.275 306.949 299.448 316.218 327.509 328.161
77.960
80.342
84.808
83.713
88.953
90.110
91.256
93.437
94.930
Total Consumption
173
Un-identified
- 360.673 367.790 391.759 383.161 405.172 417.621 419.417

* Sementara
1)
335.098 341.069
428.536 436.000

Total Invtestment
Total

* Provisional
1)
155
Tabel 4.31 Kredit MKM dan UMKM Menurut Kelompok Bank

(MKM Credit & SMEs Credit Based on Group of Bank)
Kelompok
Bank
2 0 1 0*)
2005 2006 2007 2008
2011
2009
Sep
Okt
Des
Nov
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Category of
Bank
MKM
360.995
365.643 372.923
381.938
384.967
393.444
397.915
87.655 107.675 123.957
125.957 127.218 126.561 128.710 131.144 133.920
136.960 140.631
144.567
147.466
149.963
151.887
3. Bank Swasta Nasional 176.421 195.326 238.211 290.731 315.369 382.406
388.718 395.918 404.986 410.820 420.946 430.063
435.475 445.033
455.860
463.384
475.761
485.700
3. Foreign Exchange
52.113 51.366
52.747
54.459
57.300
59.292
1. Bank Persero
2. BPD
122.189 144.935 176.740 230.152 285.134 321.090 324.973 334.095 343.990 334.667 337.020
42.462
52.859
67.774
Banks
Commercial Banks
4. Bank Asing dan
13.836
17.322
20.073
25.406
29.208
52.278
53.777
49.314
51.246
45.841
49.254
50.184

and Foreign Owned
Campuran
Banks)
Jumlah
354.908 410.442 502.796 633.945 737.385 879.731
893.425 906.545 926.782 920.038 938.365 975.161
990.190 1.009.954 1.035.112 1.050.275 1.076.469 1.094.794
Total
UMKM1)
1. Bank Persero
- 163.252 164.829 186.447
175.768 193.791
202.232
201.448
208.081
211.612
2. BPD
31.771
31.832 32.546
30.244
31.105
31.116
31.803
- 159.151 163.871 166.331
167.136 170.108
176.237
179.215
182.039
185.723
4. Bank Asing dan
8.908
7.649
7.300
6.863
30.143
31.330

Banks
3. Foreign Exchange
Commercial Banks
8.127
7.760
7.210
8.426
8.727

and Foreign Owned
Campuran
Banks)
Jumlah

* Sementara
1)
156
- 360.673 367.790 391.759
383.161 405.172
417.621
419.417
428.536
436.000
Total

* Provisional
1)
Tabel 4.32 Kredit MKM dan UMKM Menurut Lokasi Proyek Per Daerah Tingkat I
(MKM Credit and SMEs Credit based on Project Location)
2010
Lokasi
MKM
Jawa Barat
Banten
DKI Jakarta
D.I. Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Aceh
Sumatera Utara
Sumatera Barat
Riau
Kep. Riau
Sumatera Selatan
Bangka-Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Papua Barat
Lainnya
Total
2005 2006 2007 2008
71.749
85.170
4.729
33.047
44.009
1.623
3.250
3.338
18.564
5.948
11.736
7.616
5.269
4.635
4.232
7.671
1.525
2.958
12.156
4.785
1.590
3.259
8.797
2.479
824
2.407
497
1.046
81.153
97.807
5.345
38.186
49.836
2.080
3.904
4.438
21.270
6.920
14.449
9.386
6.552
5.257
4.961
9.003
1.818
3.415
14.467
5.565
1.965
3.912
9.708
3.271
1.080
3.127
647
920
77.588
21.447
114.979
6.421
46.220
60.790
2.956
5.409
6.249
26.192
8.899
12.171
10.234
6.041
1.229
8.315
6.589
6.149
11.194
2.544
4.356
17.186
5.950
1.061
1.380
2.755
4.892
11.537
4.282
1.457
3.149
818
1.129
1.227
97.334
29.250
136.823
7.843
56.964
74.109
4.312
7.604
9.080
34.076
11.593
16.681
14.006
7.566
1.740
10.759
8.795
7.669
13.959
3.522
5.609
22.143
8.214
1.780
2.022
3.873
6.310
14.532
5.558
2.161
4.376
1.228
1.486
967
112.595
30.899
155.459
8.956
64.538
85.526
5.291
9.018
12.045
39.380
13.629
19.799
17.995
8.419
2.247
13.052
10.434
9.440
16.303
4.731
6.795
26.785
9.676
1.805
3.002
4.716
7.664
17.115
6.808
2.857
5.620
1.646
2.043
1.097
Location
Sep
Okt
Nov
131.181
38.846
205.189
10.121
72.773
97.381
5.931
9.866
14.026
44.728
16.257
22.265
21.569
9.985
2.710
14.929
12.199
11.202
19.827
5.707
7.961
30.749
13.109
2.035
1.298
5.367
9.173
19.527
7.815
3.464
6.738
1.771
2.294
1.737
131.630 128.613
39.453 39.364
216.763 255.696
10.147
9.732
72.751 68.040
97.338 93.595
5.940
5.596
9.875
9.393
14.156 13.731
44.648 43.665
16.201 15.652
22.951 22.626
21.823 21.299
9.451
9.107
2.749
2.654
14.825 14.325
12.208 11.867
11.292 11.085
19.859 19.553
5.727
5.331
7.911
6.961
31.034 28.419
13.186 12.362
2.086
2.473
1.284
1.087
5.429
4.801
9.128
8.489
19.643 19.231
7.826
6.959
3.601
3.273
6.818
6.377
1.852
1.749
2.333
1.552
1.509
1.886
354.908 410.442 502.796 633.945 737.385 879.731 893.425 906.545

* Sementara
2011
2009
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
129.981
43.277
266.146
9.837
68.762
95.098
5.633
9.483
14.069
43.171
15.858
22.881
20.834
9.258
2.695
14.583
11.881
11.391
19.660
5.418
6.969
29.859
12.510
1.350
1.078
4.859
8.520
19.595
6.865
3.250
6.330
1.773
1.548
2.362
128.291
42.405
262.550
9.959
68.205
94.515
5.657
9.439
14.298
43.566
16.009
23.055
20.772
9.274
2.675
14.831
11.879
11.332
19.309
5.374
6.850
29.754
10.681
1.387
2.872
4.772
8.519
19.656
6.782
3.231
6.160
1.801
1.491
2.687
140.166
42.424
195.403
10.930
77.976
105.552
6.632
11.016
16.086
47.681
18.091
24.801
23.534
10.171
2.962
16.460
13.290
12.417
21.133
6.223
8.813
33.698
12.820
2.408
3.585
6.149
10.012
21.452
8.079
3.888
7.486
2.069
2.385
12.572
144.889
43.386
200.516
11.289
81.557
109.624
6.977
11.555
16.938
49.239
18.981
25.725
24.526
10.458
3.080
17.106
14.122
12.944
21.938
6.609
9.426
35.500
13.526
2.570
3.728
6.595
10.623
22.373
8.556
4.201
7.892
2.340
2.767
13.605
147.848
42.581
201.703
11.550
83.535
113.590
7.349
12.035
17.494
50.385
19.680
26.466
25.233
10.691
2.938
17.774
14.338
13.364
22.421
6.790
9.639
36.612
13.897
2.702
3.656
6.816
10.894
22.829
8.757
4.241
8.004
2.454
2.871
9.051
150.827
43.486
206.532
11.789
84.916
114.295
7.534
12.317
17.789
51.396
20.230
27.104
25.892
11.031
3.031
17.858
14.661
13.786
23.003
6.962
9.856
37.324
14.258
2.774
3.688
6.999
11.098
23.369
9.031
4.255
8.202
2.549
2.976
9.133
154.421
44.219
210.988
11.949
86.886
116.309
7.751
12.687
18.109
52.518
20.717
27.873
26.744
11.277
3.106
18.197
15.029
14.251
23.620
7.160
10.102
38.216
14.681
2.844
3.796
7.236
11.376
24.036
9.303
4.365
8.592
2.626
3.132
10.997
156.736
45.027
212.175
12.085
88.031
117.831
7.882
13.007
18.318
53.462
21.072
28.401
27.452
11.400
3.451
18.512
15.234
14.479
24.020
7.311
10.268
38.754
14.930
2.895
3.875
7.425
11.537
24.242
9.539
4.426
8.810
2.695
3.180
11.812
161.619
47.079
215.897
12.484
90.031
119.717
8.147
13.479
18.498
54.620
21.497
29.269
28.086
11.685
3.425
18.919
15.761
14.798
24.797
7.691
10.471
39.823
15.241
2.956
4.003
7.689
11.857
24.757
9.735
4.583
8.916
2.777
3.174
12.988
165.344
48.132
214.432
12.774
91.944
122.334
8.437
13.963
18.635
55.438
21.881
30.067
29.093
11.901
3.591
19.614
16.245
15.208
25.539
7.856
10.656
40.664
15.557
3.038
4.071
7.933
12.081
25.352
10.022
4.606
9.181
2.848
3.357
13.003
926.782 920.038 938.365 975.161 990.190 1.009.954 1.035.112 1.050.275
Jawa Barat
Banten
DKI Jakarta
D.I. Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Aceh
Sumatera Utara
Sumatera Barat
Riau
Kep. Riau
Sumatera Selatan
Bangka-Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Papua Barat
Others
1.076.469 1.094.794 Total

* Provisional
157
Tabel 4.32 Kredit MKM dan UMKM Menurut Lokasi Proyek Per Daerah Tingkat I
(MKM Credit and SMEs Credit based on Project Location)
2010
Lokasi
2005 2006 2007 2008
Location
Total
* Sementara
1)
158
2011
2009
Sep
UMKM1)
Jawa Barat
Banten
DKI Jakarta
D.I. Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Aceh
Sumatera Utara
Sumatera Barat
Riau
Kep. Riau
Sumatera Selatan
Bangka-Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Papua Barat
Lainnya
*)
Okt
Des
Nov
Jan
37.990
12.434
100.015
3.465
27.550
47.791
1.872
4.089
4.017
18.632
5.643
9.571
7.675
3.244
1.292
6.397
4.046
3.904
13.348
1.920
3.230
12.623
3.726
536
1.050
1.479
2.197
8.886
1.858
1.117
2.630
629
849
185
4.786
Feb
43.679
12.932
72.737
4.065
33.363
53.387
2.118
4.578
4.630
21.113
6.466
10.548
8.904
3.540
1.448
7.052
4.665
4.502
14.223
2.308
3.661
14.125
4.319
961
1.199
1.726
2.505
9.787
2.047
1.244
3.151
729
1.243
169
4.665
Mar
46.794
13.450
75.277
4.431
36.277
56.271
2.274
4.970
5.004
22.598
7.009
11.290
9.377
3.713
1.532
7.438
5.155
4.990
15.208
2.571
3.917
14.877
4.978
1.048
1.156
2.081
2.729
10.584
2.159
1.408
3.538
809
1.471
183
5.194
Apr
46.316
12.910
72.485
4.497
36.637
55.131
2.262
5.412
5.080
22.432
7.086
11.316
9.361
3.553
1.398
7.389
5.332
4.770
15.085
2.579
3.760
14.600
4.959
1.075
1.136
2.093
2.760
10.817
2.172
1.452
3.557
885
1.427
167
1.270
Mei
51.190
13.086
75.537
5.011
38.703
57.470
2.441
5.756
5.842
23.204
7.574
11.926
10.029
3.693
1.435
7.851
5.582
5.224
15.709
2.857
4.168
15.101
5.318
1.134
1.186
2.419
2.867
11.395
2.271
1.559
3.814
965
1.460
175
1.222
Jun
52.985
13.202
78.729
5.056
40.256
59.072
2.539
6.027
6.000
23.955
7.861
12.531
10.983
3.787
1.492
7.917
5.837
5.729
13.489
2.995
4.367
15.683
5.531
1.185
1.241
2.533
2.941
11.761
2.327
1.652
4.004
1.001
1.588
170
1.192
Jul
52.985
13.165
77.966
5.134
41.070
60.297
2.576
5.501
6.072
23.865
7.803
12.674
10.817
3.847
1.518
8.103
5.925
5.637
13.496
2.961
4.434
15.961
5.506
1.227
1.286
2.601
2.981
11.774
2.456
1.676
4.089
1.028
1.603
214
1.172
Ags
54.566
13.352
78.101
5.190
42.112
61.393
2.638
5.664
6.067
24.381
7.975
12.919
10.993
3.997
1.767
8.109
6.147
5.769
13.892
3.296
4.664
16.537
5.738
1.260
1.374
2.692
3.132
12.085
2.513
1.724
4.398
1.066
1.666
190
1.168
Sep
54.906
13.686
80.703
5.236
42.671
61.293
2.678
5.817
6.044
24.848
8.209
13.001
11.588
3.990
1.858
8.227
6.206
6.182
14.212
3.387
4.715
16.678
5.925
1.271
1.396
2.701
3.252
12.405
2.553
1.730
4.529
1.068
1.742
230
1.062
- 360.673 367.790 391.759 383.161 405.172 417.621 419.417 428.536 436.000 Total
* Provisional
1)
Jawa Barat
Banten
DKI Jakarta
D.I. Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Aceh
Sumatera Utara
Sumatera Barat
Riau
Kep. Riau
Sumatera Selatan
Bangka-Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Papua Barat
Others
Un-identified
Tabel 4.33 Rincian Kredit MKM dan UMKM Menurut Kelompok Bank
(Detail of MKM Credit and Detail of SMEs Credit based on Group of Bank)
Kelompok
Bank
MKM
1. Bank Persero
Mikro
Kecil
Menengah
2. BPD
2010
2005 2006 2007 2008
2009
*)
2011
Sep
Okt
Nov
Des
Jan
321.090
107.306
131.839
81.945
123.957
324.973
107.537
135.149
82.287
125.957
334.095
109.321
139.642
85.133
127.218
343.990
110.715
144.647
88.629
126.561
334.667
107.130
141.985
85.552
128.710
230.152
99.483
71.190
59.479
87.655
285.134
114.355
98.306
72.474
107.675
Mikro
Kecil
Menengah
Mikro
Kecil
Menengah
4. Bank Asing dan
Campuran
Mikro
Kecil
Menengah
39.019
43.377
5.258
290.731
65.411
96.410
128.911
25.406
38.657 38.420 38.281

61.922 76.823 78.696
8.980
8.715
7.095
315.369 382.406 388.718
70.346 80.014 80.811
110.221 141.933 145.435
134.802 160.458 162.472
29.208 52.278 53.777
12.211
3.227
9.968
Jumlah
633.945
UMKM1)
1. Bank Persero
Mikro
Kecil
Menengah
2. BPD
Mikro
Kecil
Menengah
Mikro
Kecil
Menengah
4. Bank Asing dan
Campuran
Mikro
Kecil
Menengah
Jumlah
12.004
4.857
12.347
34.780
6.031
11.466
36.086
6.101
11.590
31.031
6.225
12.058
32.644
6.248
12.354
30.099
5.929
9.813
Mar
Apr
Mei
Jun
337.020
105.935
144.489
86.597
131.144
360.995
115.709
155.302
89.984
133.920
365.643
116.152
158.897
90.594
136.960
372.923
117.163
162.746
93.014
140.631
381.938
117.023
167.757
97.158
144.567
37.242 37.255
85.930 88.301
7.972
8.363
420.946 430.063
86.565 87.715
157.835 161.377
176.547 180.970
49.254 50.184
36.775
91.617
8.568
435.475
86.870
164.039
184.565
52.113
36.494 36.289
95.103 98.651
9.035
9.627
445.033 455.860
87.987 89.418
167.807 171.368
189.240 195.074
51.366 52.747
Sep
384.967
116.616
171.547
96.804
147.466
393.444
119.877
175.737
97.830
149.963
397.915
121.386
176.978
99.550
151.887
36.406
100.957
10.103
463.384
90.721
175.375
197.287
54.459
35.933
103.404
10.627
475.761
92.506
181.419
201.836
57.300
35.891
104.953
11.043
485.700
94.007
185.004
206.688
59.292
37.716
5.904
10.840
40.144
6.017
11.139
41.901
5.905
11.485
938.365 975.161
990.190
1.009.954 1.035.112
- 163.252
- 41.010
- 80.448
- 41.794
- 30.143
164.829 186.447
41.429 50.034
81.084 92.499
42.316 43.914
31.330 31.771
175.768
48.314
86.415
41.038
31.832
193.791 202.232
51.956 53.366
92.268 97.689
49.567 51.177
32.546 30.244
201.448
54.924
97.227
49.297
31.105
208.081
58.618
80.389
69.074
31.116
211.612
59.149
80.877
71.585
31.803
3.466
- 17.545
9.133
- 159.151
- 22.790
- 29.986
- 106.375
8.127
3.508
3.759
18.216 18.237
9.606
9.775
163.871 166.331
23.958 23.612
31.227 32.049
108.685 110.669
7.760
7.210
3.872
17.960
10.000
167.136
24.214
32.492
110.430
8.426
4.044
4.210
18.204 18.590
10.298
7.444
170.108 176.237
24.625 25.461
33.348 35.296
112.136 115.480
8.727
8.908
4.749
18.879
7.476
179.215
25.198
36.994
117.024
7.649
4.532
19.180
7.404
182.039
25.770
39.406
116.863
7.300
4.764
19.195
7.844
185.723
26.001
40.240
119.482
6.863
371
636
7.901
217
611
6.820
208
469
6.623
249
471
6.143
- 360.673
405.172 417.621
419.417
428.536
436.000
506
899
6.723
383
692
6.685
380
671
6.159
379
650
7.397
367.790 391.759
383.161
34.934
5.841
10.591
Ags
36.086
5.846
10.181
906.545 926.782 920.038
34.407
5.464
9.383
Jul
34.927
5.612
9.645
737.385 879.731 893.425

* Sementara
1)
38.183 37.484 37.384

79.905 80.667 83.494
9.130
8.409
7.832
395.918 404.986 410.820
81.014 83.332 83.960
148.436 150.890 154.666
166.468 170.764 172.194
49.314 51.246 45.841
Feb
378
664
7.685
36.351
5.883
10.513
1.050.275 1.076.469 1.094.794
Category of
Bank
MKM
Micro
Small
Medium
Banks
Micro
Small
Medium
3. Commercial Banks
Micro
Small
Medium
Micro
Small
Medium
Total
UMKM1)
Micro
Small
Medium
Banks
Micro
Small
Medium
3. Commercial Banks
Micro
Small
Medium
Micro
Small
Medium
Total

* Provisional
1)
159
KA
TA PENGANT
AR
KAT
PENGANTAR
GRAFIK
159
Gr
afik 1. Kredit dan NPL K
elompok Bank
Grafik
Kelompok
September 2011
Asing
Campuran
BPD
BUSN Non Devisa
BUSN Devisa
Persero
0
100.00 200.00 300.00 400.00 500.00 600.00 700.00 800.00 900.00

0
0
0
0
0
0
0
0
0
Kredit, Miliar Rp
Kredit
NPL
Gr
afik 2. Dana Pihak K
etiga dan SBI K
elompok Bank
Grafik
Ketiga
Kelompok
September 2011
Miliar Rp
1.200.000
1.000.000
800.000
600.000
400.000
200.000
0
Persero
BUSN
Devisa
BUSN Non
Devisa
DPK
160
BPD
SBI
Campuran
Asing
Gr
afik 3. P
endapatan dan Beban Oper
asional K
elompok Bank
Grafik
Pendapatan
Operasional
Kelompok
September 2011
Miliar Rp
120000
100000
80000
60000
40000
20000
0
Kelompok
Bank
Persero
BUSN
Devisa
BUSN Non
Devisa
BPD
Campuran
Asing
Penda pa tan Operas i onal

Beba n Opera s i onal
Seri es 3
Gr
afik 4. P
embia
yaan, DPK dan Aset P
erbankan Sy
ariah
Grafik
Pembia
embiay
Perbankan
Syariah
September 2011
Miliar Rp
100.000
80.000
60.000
40.000
20.000
0
Pembiayaan
DPK
BUS
Aset
UUS
161
CLAR
Gr
afi k 5. K
olektibilitas Kredit BPR
Grafi
Kolektibilitas
September 2011
2%
1%3%
94%
Lancar
Kurang Lancar
Diragukan
Macet
Gr
afik 6. Kredit MKM K
elompok Bank
Grafik
Kelompok
September 2011
5%
36%
45%
14%
Persero
162
BUSN
BPD
Campuran & Asing

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VOL: 9 No.

STATISTIK PERBANKAN INDONESIA

Statistik Perbankan Indonesia (SPI) merupakan

The Indonesian Banking Statistics (SPI) is a

media publikasi yang menyajikan data mengenai

media publication that provides data regarding the

perbankan Indonesia. Buku SPI ini diterbitkan secara

banking industry in Indonesia. This publication is

berkala (bulanan) oleh Direktorat Perizinan dan

published monthly by Directorate of Bank Licensing

Kredit UMKM Berdasarkan Undang-Undang No.20

enhanced with the addition of new data on micro,

Tahun 2008 tentang UMKM.

small and medium enterprises in accordance with Law

Dengan penyempurnaan SPI ini, kami berharap

No.20 of 2008 concerning micro, small and medium

Statistik Perbankan Indonesia, Vol. 9, No. 10, September 2011

Jadwal Publikasi Kedepan

Advance Release Calender (ARC)

Tanda-tanda, dan Sumber Data

Notes, Symbols and Sources of Data

Tanda koma pada angka-angka harap dibaca sebagai

Commas in the numbers please read as point and

Sumber Data : Bank Indonesia kecuali jika dinyatakan

Data Source : Bank Indonesia unless mentioned

Alamat untuk berlangganan :

Address for Subscription :

Data dalam publikasi Bank Indonesia ini juga

The data in Bank Indonesia publication are also

Alamat penyampaian pertanyaan :

Address for queries :

Indonesian Banking Statistics, Vol. 9, No. 10, September 2011

DATA BANK UMUM

COMMERCIAL BANK DATA

DATA PERBANKAN SYARIAH

SHARIA BANK DATA

DATA BANK PERKREDITAN RAKYAT (BPR)

RURAL BANK DATA

Statistik Perbankan Indonesia, Vol. 9, No. 10, September 2011

1. Data yang digunakan dalam Publikasi Statistik

1. The data used in the Indonesian Banking Statistics

Perbankan Indonesia bersumber dari Laporan

is derive from Commercial Bank Monthly Reports,

Bulanan Bank Umum (LBU) Laporan Bulanan Bank

Sharia Bank Monthly Reports and Rural Bank

Umum Syariah (LBUS) dan Laporan Bulanan Bank

Perkreditan Rakyat (Lapbul BPR) kecuali

2. The entire data on Commercial banks includes

2. Semua jenis data Bank Umum mencakup pula

from conventional commercial banks data

data Bank Umum Syariah dan unit usaha syariah

because the bank reports are processed by the

dari bank umum konvensional, hal ini disebabkan

banking information system as a whole. For

karena pelaporan perbankan diolah sistem

statistical purposes of sharia banking, specific

perbankan sebagai satu kesatuan. Untuk

sharia data are presented separately.

keperluan statistik perbankan syariah, disajikan

3. Commercial Bank Performance Data refer to the

3. Data kinerja Bank Umum mengacu pada SE No.6/

regarding the rating system for commercial banks

23/DPNP tanggal 31 Mei 2004 perihal sistem