Plafon 440,000,000

Bunga 0.83% flat 60

Bulan Pokok pinjaman Bunga Cicilan Saldo

1 7,333,333 3,666,629 10,999,962 432,666,667
2 7,333,333 3,666,629 10,999,962 425,333,333
3 7,333,333 3,666,629 10,999,962 418,000,000
4 7,333,333 3,666,629 10,999,962 410,666,667
5 7,333,333 3,666,629 10,999,962 403,333,333
6 7,333,333 3,666,629 10,999,962 396,000,000
7 7,333,333 3,666,629 10,999,962 388,666,667
8 7,333,333 3,666,629 10,999,962 381,333,333
9 7,333,333 3,666,629 10,999,962 374,000,000
10 7,333,333 3,666,629 10,999,962 366,666,667
11 7,333,333 3,666,629 10,999,962 359,333,333
12 7,333,333 3,666,629 10,999,962 352,000,000
13 7,333,333 3,666,629 10,999,962 344,666,667
14 7,333,333 3,666,629 10,999,962 337,333,333
15 7,333,333 3,666,629 10,999,962 330,000,000
16 7,333,333 3,666,629 10,999,962 322,666,667
17 7,333,333 3,666,629 10,999,962 315,333,333
18 7,333,333 3,666,629 10,999,962 308,000,000
19 7,333,333 3,666,629 10,999,962 300,666,667
20 7,333,333 3,666,629 10,999,962 293,333,333
21 7,333,333 3,666,629 10,999,962 286,000,000
22 7,333,333 3,666,629 10,999,962 278,666,667
23 7,333,333 3,666,629 10,999,962 271,333,333
24 7,333,333 3,666,629 10,999,962 264,000,000
25 7,333,333 3,666,629 10,999,962 256,666,667
26 7,333,333 3,666,629 10,999,962 249,333,333
27 7,333,333 3,666,629 10,999,962 242,000,000
28 7,333,333 3,666,629 10,999,962 234,666,667
29 7,333,333 3,666,629 10,999,962 227,333,333
30 7,333,333 3,666,629 10,999,962 220,000,000
31 7,333,333 3,666,629 10,999,962 212,666,667
32 7,333,333 3,666,629 10,999,962 205,333,333
33 7,333,333 3,666,629 10,999,962 198,000,000
34 7,333,333 3,666,629 10,999,962 190,666,667
35 7,333,333 3,666,629 10,999,962 183,333,333
36 7,333,333 3,666,629 10,999,962 176,000,000
37 7,333,333 3,666,629 10,999,962 168,666,667
38 7,333,333 3,666,629 10,999,962 161,333,333
39 7,333,333 3,666,629 10,999,962 154,000,000
40 7,333,333 3,666,629 10,999,962 146,666,667
41 7,333,333 3,666,629 10,999,962 139,333,333
42 7,333,333 3,666,629 10,999,962 132,000,000
43 7,333,333 3,666,629 10,999,962 124,666,667
44 7,333,333 3,666,629 10,999,962 117,333,333
45 7,333,333 3,666,629 10,999,962 110,000,000
46 7,333,333 3,666,629 10,999,962 102,666,667
47 7,333,333 3,666,629 10,999,962 95,333,333
48 7,333,333 3,666,629 10,999,962 88,000,000
49 7,333,333 3,666,629 10,999,962 80,666,667
50 7,333,333 3,666,629 10,999,962 73,333,333
51 7,333,333 3,666,629 10,999,962 66,000,000
52 7,333,333 3,666,629 10,999,962 58,666,667
53 7,333,333 3,666,629 10,999,962 51,333,333
54 7,333,333 3,666,629 10,999,962 44,000,000
55 7,333,333 3,666,629 10,999,962 36,666,667
56 7,333,333 3,666,629 10,999,962 29,333,333
57 7,333,333 3,666,629 10,999,962 22,000,000
58 7,333,333 3,666,629 10,999,962 14,666,667
59 7,333,333 3,666,629 10,999,962 7,333,333
60 7,333,333 3,666,629 10,999,962 0
 800,000 25,000 50,000
880,000 27,500 55,000
968,000 30,250 60,500
1,064,800 33,275 66,550
1,171,280 36,603 73,205
1,288,408 40,263 80,526
1,417,249 44,289 88,578
1,558,974 48,718 97,436
1,558,974 48,718 97,436
1,714,871 53,590 107,179

1,000,000 1,250,000 2,500,000

1,100,000 1,375,000 2,625,000
1,210,000 1,512,500 2,756,250
1,331,000 1,663,750 2,894,063
1,464,100 1,830,125 3,038,766
1,610,510 2,013,138 3,190,704
1,771,561 2,214,451 3,350,239
1,948,717 2,435,896 3,517,751
2,143,589 2,679,486 3,693,639
2,357,948 2,947,435 3,878,321

IRR
NPV
Payback Pe
Net Cash F
 Keterangan Tahun 1
Pendapatan :
-Sewa Kamar 240,000,000
-Service Charge (Kebersihan & Keamanan) 7,500,000
-Jasa Listrik 15,000,000
-Jasa Internet 10,800,000

Total Pendapatan 273,300,000

Biaya-Biaya :
Iuran PDAM 12,000,000
Iuran Listrik 15,000,000
Iuran Internet 9,000,000
Iuran Keamanan 1,200,000
Iuran Kebersihan 600,000
Gaji Penjaga 30,000,000
Bunga Pinjaman 43,999,544
Total Biaya 99,799,544

Total Laba 229,300,456

Pokok Cicilan Bank 88,000,000

Cash Flow 141,300,456

1
(1,110,000,000) 141,300,456
(968,699,544)
25%
Rp840,977,871.57
5.23
3,098,659,779
 Tahun 2 Tahun 3 Tahun 4 Tahun 5 Tahun 6

295,680,000 348,480,000 383,328,000 393,550,080 463,826,880

9,240,000 10,890,000 11,979,000 11,859,210 14,494,590
18,480,000 21,780,000 23,958,000 24,596,880 28,989,180
14,520,000 13,200,000 16,500,000 18,480,000 19,140,000

337,920,000 394,350,000 435,765,000 448,486,170 526,450,650

13,200,000 14,520,000 14,520,000 15,972,000 17,569,200

16,500,000 18,150,000 19,965,000 21,961,500 24,157,650
10,200,000 10,200,000 10,200,000 11,400,000 11,400,000
1,200,000 1,200,000 1,250,000 1,250,000 1,400,000
600,000 600,000 600,000 720,000 720,000
31,500,000 33,075,000 34,728,750 36,465,188 38,288,447
43,999,544 43,999,544 43,999,544 43,999,544
103,999,544 107,224,544 110,743,294 115,796,232 75,966,097

293,920,456 350,350,456 391,765,456 404,486,626 526,450,650

88,000,000 88,000,000 88,000,000 88,000,000

205,920,456 262,350,456 303,765,456 316,486,626 526,450,650

2 3 4 5 6
205,920,456 262,350,456 303,765,456 316,486,626 526,450,650
(762,779,088) (500,428,632) (196,663,176) 119,823,450 646,274,100
 Tahun 7 Tahun 8 Tahun 9 Tahun 10

493,202,582 523,815,156 561,230,525 596,775,125

15,412,581 16,369,224 17,538,454 16,953,839
30,825,161 32,738,447 35,076,908 33,907,678
19,800,000 19,140,000 19,800,000 19,800,000

559,240,325 592,062,827 633,645,887 667,436,641

19,326,120 21,258,732 23,384,605 25,723,066

26,573,415 29,230,757 32,153,832 35,369,215
11,400,000 12,000,000 12,000,000 12,000,000
1,400,000 1,400,000 1,500,000 1,500,000
720,000 720,000 720,000 840,000
40,202,869 42,213,013 44,323,663 46,539,846

80,296,284 85,563,769 90,697,495 96,249,062

559,240,325 592,062,827 633,645,887 667,436,641

559,240,325 592,062,827 633,645,887 667,436,641

7 8 9 10
559,240,325 592,062,827 633,645,887 667,436,641
1,205,514,425 1,797,577,252 2,431,223,138 3,098,659,779
 Total

4,299,888,348
132,236,897
265,352,254
171,180,000

4,868,657,499

177,473,723
239,061,369
109,800,000
13,300,000
6,840,000
377,336,776

966,335,865

4,648,659,779
440,000,000

4,208,659,779