Periode Ke Anuitas Bunga Pembayaran Pokok Sisa Hutang
0 Rp 10,000,000 1 Rp 510,193 Rp 300,000 Rp 210,193 Rp 9,789,807 2 Rp 510,193 Rp 293,694 Rp 216,498 Rp 9,573,309 3 Rp 510,193 Rp 287,199 Rp 222,993 Rp 9,350,316 4 Rp 510,193 Rp 280,509 Rp 229,683 Rp 9,120,633 5 Rp 510,193 Rp 273,619 Rp 236,574 Rp 8,884,059 6 Rp 510,193 Rp 266,522 Rp 243,671 Rp 8,640,388 7 Rp 510,193 Rp 259,212 Rp 250,981 Rp 8,389,407 8 Rp 510,193 Rp 251,682 Rp 258,510 Rp 8,130,897 9 Rp 510,193 Rp 243,927 Rp 266,266 Rp 7,864,631 10 Rp 510,193 Rp 235,939 Rp 274,254 Rp 7,590,377 11 Rp 510,193 Rp 227,711 Rp 282,481 Rp 7,307,896 12 Rp 510,193 Rp 219,237 Rp 290,956 Rp 7,016,941 13 Rp 510,193 Rp 210,508 Rp 299,684 Rp 6,717,256 14 Rp 510,193 Rp 201,518 Rp 308,675 Rp 6,408,581 15 Rp 510,193 Rp 192,257 Rp 317,935 Rp 6,090,646 16 Rp 510,193 Rp 182,719 Rp 327,473 Rp 5,763,173 17 Rp 510,193 Rp 172,895 Rp 337,297 Rp 5,425,875 18 Rp 510,193 Rp 162,776 Rp 347,416 Rp 5,078,459 19 Rp 510,193 Rp 152,354 Rp 357,839 Rp 4,720,620 20 Rp 510,193 Rp 141,619 Rp 368,574 Rp 4,352,046 21 Rp 510,193 Rp 130,561 Rp 379,631 Rp 3,972,415 22 Rp 510,193 Rp 119,172 Rp 391,020 Rp 3,581,395 23 Rp 510,193 Rp 107,442 Rp 402,751 Rp 3,178,644 24 Rp 510,193 Rp 95,359 Rp 414,833 Rp 2,763,811 25 Rp 510,193 Rp 82,914 Rp 427,278 Rp 2,336,533 26 Rp 510,193 Rp 70,096 Rp 440,097 Rp 1,896,436 27 Rp 510,193 Rp 56,893 Rp 453,300 Rp 1,443,137 28 Rp 510,193 Rp 43,294 Rp 466,898 Rp 976,238 29 Rp 510,193 Rp 29,287 Rp 480,905 Rp 495,333 30 Rp 510,193 Rp 14,860 Rp 495,333 Rp 0
0 1 R=(Aˣi)/(1-(1+i)^(-n)) b1= A*i a1=R-b1 2 bunga 8,8% per tahun Anuitas Per bulan
Periode Ke Anuitas Bunga Pembayaran Pokok Sisa Hutang
0 Rp 50,000,000 1 Rp 1,585,337 Rp 366,667 Rp 1,218,670 Rp 48,781,330 2 Rp 1,585,337 Rp 357,730 Rp 1,227,607 Rp 47,553,723 3 Rp 1,585,337 Rp 348,727 Rp 1,236,609 Rp 46,317,114 4 Rp 1,585,337 Rp 339,659 Rp 1,245,678 Rp 45,071,436 5 Rp 1,585,337 Rp 330,524 Rp 1,254,813 Rp 43,816,623 6 Rp 1,585,337 Rp 321,322 Rp 1,264,015 Rp 42,552,609 7 Rp 1,585,337 Rp 312,052 Rp 1,273,284 Rp 41,279,325 8 Rp 1,585,337 Rp 302,715 Rp 1,282,622 Rp 39,996,703 9 Rp 1,585,337 Rp 293,309 Rp 1,292,027 Rp 38,704,676 10 Rp 1,585,337 Rp 283,834 Rp 1,301,502 Rp 37,403,173 11 Rp 1,585,337 Rp 274,290 Rp 1,311,047 Rp 36,092,127 12 Rp 1,585,337 Rp 264,676 Rp 1,320,661 Rp 34,771,466 13 Rp 1,585,337 Rp 254,991 Rp 1,330,346 Rp 33,441,120 14 Rp 1,585,337 Rp 245,235 Rp 1,340,102 Rp 32,101,018 15 Rp 1,585,337 Rp 235,407 Rp 1,349,929 Rp 30,751,089 16 Rp 1,585,337 Rp 225,508 Rp 1,359,829 Rp 29,391,260 17 Rp 1,585,337 Rp 215,536 Rp 1,369,801 Rp 28,021,460 18 Rp 1,585,337 Rp 205,491 Rp 1,379,846 Rp 26,641,614 19 Rp 1,585,337 Rp 195,372 Rp 1,389,965 Rp 25,251,649 20 Rp 1,585,337 Rp 185,179 Rp 1,400,158 Rp 23,851,491 21 Rp 1,585,337 Rp 174,911 Rp 1,410,426 Rp 22,441,066 22 Rp 1,585,337 Rp 164,568 Rp 1,420,769 Rp 21,020,297 23 Rp 1,585,337 Rp 154,149 Rp 1,431,188 Rp 19,589,109 24 Rp 1,585,337 Rp 143,653 Rp 1,441,683 Rp 18,147,426 25 Rp 1,585,337 Rp 133,081 Rp 1,452,255 Rp 16,695,170 26 Rp 1,585,337 Rp 122,431 Rp 1,462,905 Rp 15,232,265 27 Rp 1,585,337 Rp 111,703 Rp 1,473,633 Rp 13,758,632 28 Rp 1,585,337 Rp 100,897 Rp 1,484,440 Rp 12,274,192 29 Rp 1,585,337 Rp 90,011 Rp 1,495,326 Rp 10,778,866 30 Rp 1,585,337 Rp 79,045 Rp 1,506,292 Rp 9,272,574 31 Rp 1,585,337 Rp 67,999 Rp 1,517,338 Rp 7,755,237 32 Rp 1,585,337 Rp 56,872 Rp 1,528,465 Rp 6,226,772 33 Rp 1,585,337 Rp 45,663 Rp 1,539,674 Rp 4,687,098 34 Rp 1,585,337 Rp 34,372 Rp 1,550,965 Rp 3,136,134 35 Rp 1,585,337 Rp 22,998 Rp 1,562,338 Rp 1,573,795 36 Rp 1,585,337 Rp 11,541 Rp 1,573,795 Rp 0 bunga 8,8% satu tahun bunga 10% tahun ke dua Anuitas Per bulan
Periode Ke Anuitas Bunga Pembayaran Pokok
0 1 Rp 4,559,303 Rp 733,333 Rp 3,825,970 2 Rp 4,559,303 Rp 705,276 Rp 3,854,027 3 Rp 4,559,303 Rp 677,013 Rp 3,882,290 4 Rp 4,559,303 Rp 648,543 Rp 3,910,760 5 Rp 4,559,303 Rp 619,864 Rp 3,939,439 6 Rp 4,559,303 Rp 590,975 Rp 3,968,328 7 Rp 4,559,303 Rp 561,874 Rp 3,997,429 8 Rp 4,559,303 Rp 532,560 Rp 4,026,744 9 Rp 4,559,303 Rp 503,030 Rp 4,056,273 10 Rp 4,559,303 Rp 473,284 Rp 4,086,019 11 Rp 4,559,303 Rp 443,320 Rp 4,115,983 12 Rp 4,559,303 Rp 413,136 Rp 4,146,167 13 Rp 2,408,330 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 Sisa Hutang Rp 100,000,000 Rp 96,174,030 Rp 92,320,003 Rp 88,437,713 Rp 84,526,953 Rp 80,587,514 Rp 76,619,186 Rp 72,621,756 Rp 68,595,013 Rp 64,538,739 Rp 60,452,720 Rp 56,336,737 Rp 52,190,569 bunga 8,8% per tahun Anuitas Per bulan
Periode Ke Anuitas Bunga Pembayaran Pokok Sisa Hutang
0 Rp 500,000,000 1 Rp 10,330,712 Rp 3,666,667 Rp 6,664,045 Rp 493,335,955 2 Rp 10,330,712 Rp 3,617,797 Rp 6,712,915 Rp 486,623,040 3 Rp 10,330,712 Rp 3,568,569 Rp 6,762,143 Rp 479,860,897 4 Rp 10,330,712 Rp 3,518,980 Rp 6,811,732 Rp 473,049,165 5 Rp 10,330,712 Rp 3,469,027 Rp 6,861,685 Rp 466,187,481 6 Rp 10,330,712 Rp 3,418,708 Rp 6,912,004 Rp 459,275,477 7 Rp 10,330,712 Rp 3,368,020 Rp 6,962,692 Rp 452,312,786 8 Rp 10,330,712 Rp 3,316,960 Rp 7,013,751 Rp 445,299,034 9 Rp 10,330,712 Rp 3,265,526 Rp 7,065,186 Rp 438,233,849 10 Rp 10,330,712 Rp 3,213,715 Rp 7,116,997 Rp 431,116,852 11 Rp 10,330,712 Rp 3,161,524 Rp 7,169,188 Rp 423,947,664 12 Rp 10,330,712 Rp 3,108,950 Rp 7,221,762 Rp 416,725,902 13 Rp 10,330,712 Rp 3,055,990 Rp 7,274,722 Rp 409,451,180 14 Rp 10,330,712 Rp 3,002,642 Rp 7,328,070 Rp 402,123,110 15 Rp 10,330,712 Rp 2,948,903 Rp 7,381,809 Rp 394,741,301 16 Rp 10,330,712 Rp 2,894,770 Rp 7,435,942 Rp 387,305,359 17 Rp 10,330,712 Rp 2,840,239 Rp 7,490,472 Rp 379,814,886 18 Rp 10,330,712 Rp 2,785,309 Rp 7,545,403 Rp 372,269,484 19 Rp 10,330,712 Rp 2,729,976 Rp 7,600,736 Rp 364,668,748 20 Rp 10,330,712 Rp 2,674,237 Rp 7,656,474 Rp 357,012,274 21 Rp 10,330,712 Rp 2,618,090 Rp 7,712,622 Rp 349,299,652 22 Rp 10,330,712 Rp 2,561,531 Rp 7,769,181 Rp 341,530,471 23 Rp 10,330,712 Rp 2,504,557 Rp 7,826,155 Rp 333,704,316 24 Rp 10,330,712 Rp 2,447,165 Rp 7,883,547 Rp 325,820,769 25 Rp 10,330,712 Rp 2,389,352 Rp 7,941,359 Rp 317,879,410 26 Rp 10,330,712 Rp 2,331,116 Rp 7,999,596 Rp 309,879,814 27 Rp 10,330,712 Rp 2,272,452 Rp 8,058,260 Rp 301,821,554 28 Rp 10,330,712 Rp 2,213,358 Rp 8,117,354 Rp 293,704,200 29 Rp 10,330,712 Rp 2,153,831 Rp 8,176,881 Rp 285,527,319 30 Rp 10,330,712 Rp 2,093,867 Rp 8,236,845 Rp 277,290,475 31 Rp 10,330,712 Rp 2,033,463 Rp 8,297,248 Rp 268,993,226 32 Rp 10,330,712 Rp 1,972,617 Rp 8,358,095 Rp 260,635,131 33 Rp 10,330,712 Rp 1,911,324 Rp 8,419,387 Rp 252,215,744 34 Rp 10,330,712 Rp 1,849,582 Rp 8,481,130 Rp 243,734,614 35 Rp 10,330,712 Rp 1,787,387 Rp 8,543,325 Rp 235,191,290 36 Rp 10,330,712 Rp 1,724,736 Rp 8,605,976 Rp 226,585,314 37 Rp 10,330,712 Rp 1,661,626 Rp 8,669,086 Rp 217,916,228 38 Rp 10,330,712 Rp 1,598,052 Rp 8,732,659 Rp 209,183,569 39 Rp 10,330,712 Rp 1,534,013 Rp 8,796,699 Rp 200,386,870 40 Rp 10,330,712 Rp 1,469,504 Rp 8,861,208 Rp 191,525,662 41 Rp 10,330,712 Rp 1,404,522 Rp 8,926,190 Rp 182,599,471 42 Rp 10,330,712 Rp 1,339,063 Rp 8,991,649 Rp 173,607,822 43 Rp 10,330,712 Rp 1,273,124 Rp 9,057,588 Rp 164,550,235 44 Rp 10,330,712 Rp 1,206,702 Rp 9,124,010 Rp 155,426,225 45 Rp 10,330,712 Rp 1,139,792 Rp 9,190,919 Rp 146,235,305 46 Rp 10,330,712 Rp 1,072,392 Rp 9,258,320 Rp 136,976,986 47 Rp 10,330,712 Rp 1,004,498 Rp 9,326,214 Rp 127,650,772 48 Rp 10,330,712 Rp 936,106 Rp 9,394,606 Rp 118,256,166 49 Rp 10,330,712 Rp 867,212 Rp 9,463,500 Rp 108,792,666 50 Rp 10,330,712 Rp 797,813 Rp 9,532,899 Rp 99,259,767 51 Rp 10,330,712 Rp 727,905 Rp 9,602,807 Rp 89,656,960 52 Rp 10,330,712 Rp 657,484 Rp 9,673,227 Rp 79,983,733 53 Rp 10,330,712 Rp 586,547 Rp 9,744,164 Rp 70,239,568 54 Rp 10,330,712 Rp 515,090 Rp 9,815,622 Rp 60,423,947 55 Rp 10,330,712 Rp 443,109 Rp 9,887,603 Rp 50,536,344 56 Rp 10,330,712 Rp 370,600 Rp 9,960,112 Rp 40,576,232 57 Rp 10,330,712 Rp 297,559 Rp 10,033,153 Rp 30,543,079 58 Rp 10,330,712 Rp 223,983 Rp 10,106,729 Rp 20,436,350 59 Rp 10,330,712 Rp 149,867 Rp 10,180,845 Rp 10,255,505 60 Rp 10,330,712 Rp 75,207 Rp 10,255,505 Rp 0