Rp 50,000,000 10,000,000,000
Rp 55,000,000 9,900,000,000
Rp 60,000,000 9,000,000,000
Rp 65,000,000 9,750,000,000
Rp 70,000,000 9,100,000,000
Rp 75,000,000 7,500,000,000
55,250,000,000
55,250,000,000
PENDAPATAN YANG DITERIMA PEMBERI KREDITUR
KREDIT KONSUMTIF LEMBAGA PEMBIAYAAN ATAU KOPERASI
ER TAHUN)
5 6
(FLAT)
35% 42%
Rp 458,333 Rp 488,889
Rp 504,167 Rp 537,778
Rp 550,000 Rp 586,667
Rp 595,833 Rp 635,556
Rp 641,667 Rp 684,444
Rp 687,500 Rp 733,333
Rp 733,333 Rp 782,222
Rp 779,167 Rp 831,111
Rp 825,000 Rp 880,000
Rp 870,833 Rp 928,889
Rp 916,667 Rp 977,778
FUNGSI LOGIKA
TABEL BANTU FORMUL
fungsi SUM
JUMLAH
BIAYA TABEL BANTU VLOOKUP
SKS
KODE BIAYA PER
6 Rp 90,000 JURUSAN
JURUSAN SKS
18 Rp 261,000 MI Manajemen Informatika Rp 14,000
14 Rp 196,000 TK Teknik Komputer Rp 15,000
20 Rp 310,000 TI Teknik Informatika Rp 15,500
6 Rp 90,000 AK Akuntansi Komputer Rp 14,500
14 Rp 217,000
16 Rp 232,000 TABEL BANTU HLOOKUP
12 Rp 180,000 TAHUN 87 88
14 Rp 196,000 ANGKATAN 1987 1988
12 Rp 174,000
10 Rp 155,000
18 Rp 252,000
14 Rp 210,000
12 Rp 174,000
Rp 2,737,000
UP
LOOKUP
89 90
1989 1990
PENJUALAN RUMAH LKA-FEKON UNLAM
JL. KAYU TANGI 52 BANJARMASIN
LAMA
HARGA TUNAI
KREDIT
TABEL BANTU VLOOKUP
LAMA
Rp 130,000,000 0 KODE TYPE RUMAH HARGA TUNAI
KREDIT
Rp 120,000,000 2 C Cendrawasih 150,000,000 5
Rp 150,000,000 5 G Gelatik 140,000,000 4
Rp 140,000,000 0 N Nuri 130,000,000 3
Rp 120,000,000 0 P Parkit 120,000,000 2
Rp 150,000,000 0
Rp 150,000,000 5
Rp 140,000,000 0
Rp 130,000,000 3
Rp 150,000,000 0
DAFTAR PENJUALAN
PERSONAL COMPUTER TOKO SUKSES JAYA
DISCOUNT
TOTAL BAYAR
PENJUALAN
Rp 450,000 Rp 4,050,000
Rp - Rp 2,500,000
Rp 1,050,000 Rp 9,450,000
Rp 600,000 Rp 5,400,000
Rp 1,375,000 Rp 12,375,000
Rp 1,500,000 Rp 13,500,000
Rp - Rp 2,500,000
Rp 1,400,000 Rp 12,600,000
Rp - Rp 2,250,000
Rp 825,000 Rp 7,425,000
OTAL BAYAR Rp 72,050,000
ALAN TERTINGGI Rp 13,500,000
ALAN TERENDAH Rp 2,250,000
A-RATA HARGA Rp 7,205,000
UNIT PENJUALAN 27
DAFTAR HASL TEST
LEMBAGA KURSUS PANTANG MENYERAH
NILAI HURUF
NAMA NILAI NILAI HURUF KELULUSAN dg
NO CABANG dg FUNGSI
PEGAWAI ANGKA dg FUNGSI IF FUNGSI IF
VLOOKUP
VLOOKUP VLOOKUP(...;IF( IF
JUMLAH x
NO KODE MUSIK HARGA VOLUME DISKON
HARGA
1 1A POP Rp 30,000 3 Rp 90,000 Rp 18,000
2 1C MELAYU Rp 27,000 4 Rp 108,000 Rp 21,600
3 3A POP Rp 56,000 3 Rp 168,000 Rp 16,800
4 3D HIP HOP Rp 45,800 2 Rp 91,600 Rp 9,160
5 2C MELAYU Rp 31,400 3 Rp 94,200 Rp 14,130
6 3C MELAYU Rp 49,880 4 Rp 199,520 Rp 19,952
7 1D HIP HOP Rp 25,000 5 Rp 125,000 Rp 25,000
8 3A POP Rp 56,000 6 Rp 336,000 Rp 33,600
9 2D HIP HOP Rp 29,000 5 Rp 145,000 Rp 21,750
10 1D HIP HOP Rp 25,000 4 Rp 100,000 Rp 20,000
11 3B ROCK Rp 61,100 5 Rp 305,500 Rp 30,550
12 2A POP Rp 35,000 4 Rp 140,000 Rp 21,000
JUMLAH 48 Rp 1,902,820 Rp 251,542
KETERANGAN FUNGSI IF
DISKON
20%
15%
10%
DAFTAR PEMBAYARAN SLJJ PT. TOTO TENTREM
BULAN DESEMBER 1994
1 Pulsa =
NOMOR PULSA JAM JAM LAMA JML PULSA
KOTA TUJUAN ZONE
TELEPON (DETIK) MULAI SELESAI (DETIK) (DETIK)
024-2553 SEMARANG IV 3 8:15 9:00 2700 900
031-3148 SURABAYA IV 3 9:30 9:45 900 300
0274-861 YOGYAKARTA IV 3 10:15 10:20 300 100
0285-612 PEKALONGAN III 4 23:15 23:35 1200 300
0231-230 CIREBON II 5 11:05 11:25 1200 240
061-5105 MEDAN V 2 22:45 23:10 1500 750
021-4207 JAKARTA II 5 13:10 13:15 300 60
0511-614 BANJARMASIN V 6 14:20 14:30 600 100
0267-615 KERAWNG I 6 15:15 15:20 300 50
0911-413 AMBON V 2 21:30 21:45 900 450
O TENTREM
DESEMBER 2014
VLOOKUP IF(OR(
HARGA BUKU DISKON HARGA DISKON PENDAPATAN
Rp 180,000 Rp 36,000 Rp 144,000 Rp 14,400,000
Rp 200,000 Rp - Rp 200,000 Rp 24,000,000
Rp 130,000 Rp 26,000 Rp 104,000 Rp 6,240,000
Rp 150,000 Rp - Rp 150,000 Rp 22,500,000
Rp 180,000 Rp 36,000 Rp 144,000 Rp 14,400,000
Rp 125,000 Rp - Rp 125,000 Rp 6,250,000
Rp 130,000 Rp 26,000 Rp 104,000 Rp 18,720,000
Rp 200,000 Rp - Rp 200,000 Rp 20,000,000
Rp 120,000 Rp 24,000 Rp 96,000 Rp 3,840,000
Rp 110,000 Rp - Rp 110,000 Rp 5,500,000
Rp 200,000 Rp - Rp 200,000 Rp 16,000,000
Rp 100,000 Rp - Rp 100,000 Rp 10,000,000
Rp 180,000 Rp 36,000 Rp 144,000 Rp 4,320,000
Rp 105,000 Rp - Rp 105,000 Rp 5,250,000
UCT) Rp 171,420,000
A Rp 200,000
B Rp 180,000
C Rp 150,000
D Rp 130,000
E Rp 125,000
F Rp 120,000
G Rp 115,000
H Rp 110,000
I Rp 105,000
J Rp 100,000
EVALUASI PENJUALAN TOKO BUKU
A. BERDASARKAN ASAL PENERBIT
F PENERBIT PENDAPATAN %
U AGUNG MAS
N Rp 26,880,000 16%
G DUA SERANGKAI Rp 14,400,000 8%
S BUKIT AGUNG Rp 14,400,000 8%
I
GRIYA MEDIA Rp 46,250,000 27%
S INDAH JAYA Rp 20,000,000 12%
U PUSTAKA JAYA Rp 15,250,000 9%
M
I MEDIA KITA Rp 34,240,000 20%
F JUMLAH Rp 171,420,000 100%
A. BERDASARKAN JENIS BUKU
Limit Kredit yang dibutuhkan Konsumen 220,000,000 (di isi sesuai pengajuan kredit konsumen)
Tenor 120 bulan
Angsuran Cara Bunga Flat 6% (berdasarkan Kebijakan Bank)
Bunga Efektif 10.25% (berdasarkan Kebijakan Bank)
Angsuran Cara Bunga Flat 2,933,333
Angsuran Cara Bunga Effektif Rp2,937,858
Maksimal Limit Kredit ad Pendapatan 220,000,000
KESIMPULAN LIMIT KREDIT MAKSIMAL YNG DIPILIH DARI PILIHAN AD AGUNAN DAN AD PENDAPATAN :
Limit Kredit Maksimal yang Dapat Disetujui Rp 201,250,000
(Dipilih yang Terkecil diantara Limit Kredit Maksimal ad Agunan dan Maksimal ad Pendapatan )
KONSUMEN
kebijakan Bank)
Akseptasi Formula
Rp 8,000,000
Rp 500,000
Rp -
Rp 8,500,000
Akseptasi Formula
Rp 1,000,000
Rp 7,500,000
Kebijakan Bank)
Kebijakan Bank)
Kebijakan Bank)
N DAN AD PENDAPATAN :
TABEL ANGSURAN KREDIT KPR GRAHA MANDIR
Bunga = 10.50% (Fixed 12 bulan) - effektif
TAHUN JANGKA WAKTU K
LIMIT
KREDIT 1 2 3 4
45,000,000 Rp 3,966,687 Rp 2,086,922 Rp 1,462,610 Rp 1,152,152
50,000,000 Rp 4,407,430 Rp 2,318,802 Rp 1,625,122 Rp 1,280,169
55,000,000 Rp 4,848,173 Rp 2,550,682 Rp 1,787,634 Rp 1,408,186
60,000,000 Rp 5,288,916 Rp 2,782,562 Rp 1,950,147 Rp 1,536,203
65,000,000 Rp 5,729,659 Rp 3,014,443 Rp 2,112,659 Rp 1,664,220
70,000,000 Rp 6,170,402 Rp 3,246,323 Rp 2,275,171 Rp 1,792,237
75,000,000 Rp 6,611,145 Rp 3,478,203 Rp 2,437,683 Rp 1,920,253
80,000,000 Rp 7,051,888 Rp 3,710,083 Rp 2,600,195 Rp 2,048,270
85,000,000 Rp 7,492,631 Rp 3,941,964 Rp 2,762,708 Rp 2,176,287
90,000,000 Rp 7,933,374 Rp 4,173,844 Rp 2,925,220 Rp 2,304,304
95,000,000 Rp 8,374,117 Rp 4,405,724 Rp 3,087,732 Rp 2,432,321
100,000,000 Rp 8,814,860 Rp 4,637,604 Rp 3,250,244 Rp 2,560,338
105,000,000 Rp 9,255,603 Rp 4,869,484 Rp 3,412,757 Rp 2,688,355
110,000,000 Rp 9,696,346 Rp 5,101,365 Rp 3,575,269 Rp 2,816,372
115,000,000 Rp 10,137,089 Rp 5,333,245 Rp 3,737,781 Rp 2,944,389
120,000,000 Rp 10,577,832 Rp 5,565,125 Rp 3,900,293 Rp 3,072,406
125,000,000 Rp 11,018,575 Rp 5,797,005 Rp 4,062,805 Rp 3,200,422
130,000,000 Rp 11,459,318 Rp 6,028,885 Rp 4,225,318 Rp 3,328,439
135,000,000 Rp 11,900,061 Rp 6,260,766 Rp 4,387,830 Rp 3,456,456
140,000,000 Rp 12,340,804 Rp 6,492,646 Rp 4,550,342 Rp 3,584,473
145,000,000 Rp 12,781,547 Rp 6,724,526 Rp 4,712,854 Rp 3,712,490
150,000,000 Rp 13,222,290 Rp 6,956,406 Rp 4,875,367 Rp 3,840,507
URAN KREDIT KPR GRAHA MANDIRI
ANGSURAN ANGSURAN
ANGSEKE SALDO AWAL TOTAL SALDO AKHIR
POKOK BUNGA
1 100,000,000 3,825,970 733,333 4,559,303 96,174,030
2 96,174,030 3,854,027 705,276 4,559,303 92,320,003
3 92,320,003 3,882,290 677,013 4,559,303 88,437,713
4 88,437,713 3,910,760 648,543 4,559,303 84,526,953
5 84,526,953 3,939,439 619,864 4,559,303 80,587,514
6 80,587,514 3,968,328 590,975 4,559,303 76,619,186
7 76,619,186 3,997,429 561,874 4,559,303 72,621,756
8 72,621,756 4,026,744 532,560 4,559,303 68,595,013
9 68,595,013 4,056,273 503,030 4,559,303 64,538,739
10 64,538,739 4,086,019 473,284 4,559,303 60,452,720
11 60,452,720 4,115,983 443,320 4,559,303 56,336,737
12 56,336,737 4,146,167 413,136 4,559,303 52,190,569
13 52,190,569 4,176,572 382,731 4,559,303 48,013,997
14 48,013,997 4,207,201 352,103 4,559,303 43,806,796
15 43,806,796 4,238,053 321,250 4,559,303 39,568,743
16 39,568,743 4,269,133 290,171 4,559,303 35,299,610
17 35,299,610 4,300,440 258,864 4,559,303 30,999,171
18 30,999,171 4,331,976 227,327 4,559,303 26,667,195
19 26,667,195 4,363,744 195,559 4,559,303 22,303,451
20 22,303,451 4,395,745 163,559 4,559,303 17,907,706
21 17,907,706 4,427,980 131,323 4,559,303 13,479,726
22 13,479,726 4,460,452 98,851 4,559,303 9,019,274
23 9,019,274 4,493,162 66,141 4,559,303 4,526,112
24 4,526,112 4,526,112 33,191 4,559,303 -
JUMLAH 100,000,000 9,423,280 109,423,280
Gaji Pemohon/Penghasilan : Rp 10,000,000
Join Income : Rp 3,000,000
Tunjangan Lain-lain : Rp 1,000,000
Total Gaji/Penghasilan : Rp 14,000,000
:
Angsuran di Bank Lain : Rp 800,000
Angsuran di Lembaga Leasi : Rp 400,000
Angsuran Kartu Kredit : Rp 500,000
Angsuran di Banl Mandiri : Rp 2,000,000
Angsuran lainnya :
Total Angsuran : Rp 3,700,000
Total Gaji - Angsuran : Rp 10,300,000
DSR : Rp 35,000,000
DBR : Rp 25,750,000
Limit Kredit : Rp 100,000,000
LAPORAN PENJUAL
JL. KA
GOL KELAS
1 VIP
2 BISNIS
3 EKONOMI
LAPORAN PENJUALAN KONDOTEL KAYU TANGI TAHUN 2015
JL. KAYU TANGI 52 BANJARMASIN
DISKON UANG
HARGA CONDOTEL FASILITAS TOTAL BAYAR
MUKA
TUNAI 0 349,600,000
KREDIT 8 3,652,209
KREDIT 6 2,639,932
KREDIT 10 5,279,731
TUNAI 0 220,875,000
KREDIT 6 2,639,932
KREDIT 10 5,279,731
KREDIT 6 2,639,932
KREDIT 10 5,279,731
TUNAI 0 220,875,000
KREDIT 10 5,279,731
KREDIT 10 5,279,731
TUNAI 0 349,600,000
KREDIT 8 3,652,209
TUNAI 0 135,375,000
Pendapatan Penjualan Tunai (SUMF) Rp 1,276,325,000
Angsuran Diterima Perbulan (SUMIF) Rp 41,622,868
Penjualan VIP (SUMIF) Rp 2,800,000,000
Penjualan Bisnis (SUMIF) Rp 1,000,000,000
Penjualan EKONOMI (SUMIF) Rp 600,000,000
DAFTAR PENJUALAN ALAT TULIS KANTOR
PT. LINTANG KEMUKUS
Bulan : Jan-15
NAMA Gra
SEMARANG YOGYAKARTA SOLO BANDUNG SURABAYA Bul
BARANG
PENSIL 15 25 18 34 12 90
SPIDOL 55 45 78 85 35 80
TINTA 12 55 67 45 55 70
J 60
BUKU 11 12 32 24 44
U 50
KERTAS 45 65 34 77 25 M 40
L
A 30
H 20
10
Profil Pemilih PILKAD Thn 2015 0
SEMARANG
Kota Digital Palui
12,000
10,000
8,000
JUMLAH
6,000
P
4,000
K
2,000
-
<17 17-25 26-30 31-40 41-45 46-50 >50
100%
USIA PEMILIH 90%
80%
PERSENTASE
70%
PEREMPUAN LAKI-LAKI 60%
50%
40%
30%
20%
10%
0%
SEMARANG YOGYAKARTA SOLO BANDUNG SURABAYA <1
BUKU 11 12 32 24 44
Grafik Penjualan PT. Lintang Kemukus PROFIL PEMILIHAN PILKADA THN 2015
Bulan : Januari 2015 KOTA DIGITAL PALUI
90 USIA
80 <17
70 PENSIL 17-25
J 60 SPIDOL 26-30
U 50 TINTA
M 31-40
40 BUKU
L KERTAS 41-45
A 30
H 20 46-50
10 >50
0
SEMARANG YOGYAKARTA SOLO BANDUNG SURABAYA
CABANG PENJUALAN
100% 9%
36%
90%
80%
PERSENTASE
70%
60%
50%
40%
30% 20%
20%
10%
0%
<17 17-25 26-30 31-40 41-45 46-50 >50
USIA PEMILIH SEMARANG YOGYA
BANDUNG SURAB
ROFIL PEMILIHAN PILKADA THN 2015
OTA DIGITAL PALUI
PEREMPUAN LAKI-LAKI
5,098 10,312
6,657 9,312
9,876 9,225
8,876 7,093
7,789 10,312
7,776 5,534
6,756 7,093
9% 10%
36%
26%
20%