HEXGD\DDQ
5HSXEOLN,QGRQHVLD
,QGDKQ\D.HEHUVDPDDQ
%XNX7HPDWLN7HUSDGX.XULNXOXP3HQGLGLNDQ.KXVXV
7HPD
'LVXVXQ2OHK
6UL.XUQLDZDWL63G03G
/HO\%LQJDK6DUDVZDWL63VL
%XNX6LVZD6'/%
7XQDGDNVD.HODV
+DN&LSWDSDGD
.HPHQWHULDQ3HQGLGLNDQGDQ.HEXGD\DDQ
'LOLQGXQJL8QGDQJ8QGDQJ
0,/,.1(*$5$
7,'$.',3(5'$*$1*.$1
.$7$3(1*$17$5
3DGDWDKXQSHODMDUDQ.HPHQWHULDQ3HQGLGLNDQGDQ.HEXGD\DDQ
WHODK PHODNVDQDNDQ NXULNXOXP VHFDUD WHUEDWDV GL VHNRODKVHNRODK
UHJXOHU GL ,QGRQHVLD 6HGDQJNDQ XQWXN DQDNDQDN EHUNHEXWXKDQ NKXVXV
NXULNXOXP SHQGLGLNDQ NKXVXV PXODL GLWHUDSNDQ SDGD WDKXQ SHODMDUDQ
'HQJDQ NXULNXOXP LQL 3HPHULQWDK LQJLQ PHZXMXGNDQ DQDN
DQDN EHUNHEXWXKDQ NKXVXV GL ,QGRQHVLD WXPEXK PHQMDGL JHQHUDVL \DQJ
SURGXNWLI NUHDWLI GDQ EHUNDUDNWHU 0HWRGH SHPEHODMDUDQ GLVHVXDLNDQ
GHQJDQ NHPDMXDQ ]DPDQ \DQJ VHPXOD SROD SHPEHODMDUDQ VDWX DUDK
LQWHUDNVL JXUX SHVHUWD GLGLN PHQMDGL SHPEHODMDUDQ LQWHUDNWLI LQWHUDNWLI
JXUXSHVHUWDGLGLNPDV\DUDNDWOLQJNXQJDQDODPVXPEHUPHGLDODLQQ\D
3ROD SHPEHODMDUDQ \DQJ EHUSXVDW SDGD JXUX PHQMDGL SHPEHODMDUDQ
EHUSXVDWSDGDSHVHUWDGLGLN.XULNXOXPPHQHNDQNDQSHUXEDKDQSROD
SHPEHODMDUDQ GDUL WHULVRODVL PHQMDGL SHPEHODMDUDQ MHMDULQJ GDUL SROD
SHPEHODMDUDQ SDVLI PHQMDGL DNWLI VHUWD GDUL SROD SHPEHODMDUDQ VHQGLUL
PHQMDGL EHODMDU NHORPSRN EHUEDVLV WLP 6XGDK PHQMDGL NRPLWPHQ
EHUVDPDEDKZDKDPEDWDQ\DQJDGDSDGDDQDNEHUNHEXWXKDQNKXVXVWLGDN
EROHKPHQMDGLKDODQJDQXQWXNPHQ\LDSNDQPHUHNDPHQMDGLLQGLYLGX\DQJ
PDQGLULGDQEHUNRQWULEXVLEDJLSHPEDQJXQDQPDV\DUDNDWGDQEDQJVD
.XULNXOXP SHQGLGLNDQ NKXVXV GLVXVXQ GDQ GLODNVDQDNDQ GHQJDQ
PHQJDNRPRGDVL KDPEDWDQ SHVHUWD GLGLN PXODL GDUL NRPSHWHQVL LQWL
NRPSHWHQVL GDVDU GDQ VLODEXVQ\D 8QWXN MHQMDQJ SHQGLGLNDQ GDVDU SDGD
WDKXQDQJJDUDQWHODKGLVXVXQGDQGLFHWDNEXNXVLVZDEXNXJXUXGDQ
SDQGXDQSHODNVDQDDQNXULNXOXPEDJLSHVHUWDGLGLNWXQDQHWUDWXQDUXQJX
WXQDJUDKLWDWXQDGDNVDGDQDXWLVNHODVGDQ%XNX\DQJDGDGLWDQJDQ
SHPEDFDVHNDOLDQVDDWLQLDGDODKPHUXSDNDQEXNXNXULNXOXPSHQGLGLNDQ
NKXVXV\DQJGLSHUXQWXNNDQEDJLSHVHUWDGLGLNEHUNHEXWXKDQNKXVXV\DQJ
EHODMDU GL VHNRODK OXDU ELDVD DWDX GL VHNRODK UHJXOHU SDGD NHODV
NKXVXV6HPHQWDUD LWX EDJL SHVHUWD GLGLN EHUNHEXWXKDQ NKXVXV \DQJ
PHQJLNXWL SHPEHODMDUDQ GL VHNRODK UHJXOHU GHQJDQ PRGHO NHODV LQNOXVLI
PDNDPHUHNDEHODMDUGHQJDQPHQJLNXWLNXULNXOXPUHJXOHU
.DPLEHUKDUDSEXNXLQLGDSDWGLPDQIDDWNDQGHQJDQEDLNROHKSDUDJXUX
NHSDOD VHNRODK SHQJDZDV RUDQJ WXD GDQ SLKDNSLKDN ODLQ \DQJ
EHUNHSHQWLQJDQGDODPUDQJNDPHQLQJNDWNDQPXWXGDQOD\DQDQSHQGLGLNDQ
\DQJ VHPDNLQ PHUDWD GL ,QGRQHVLD NKXVXVQ\D XQWXN DQDNDQDN
EHUNHEXWXKDQNKXVXV7HULULQJXFDSDQWHULPDNDVLKNHSDGDVHPXDSLKDN\J
EHNHUMD NHUDV XQWXN PHPEDQWX PHZXMXGNDQ SHUDQJNDWSHUDQJNDW GDQ
GRNXPHQ NXULNXOXP WHUVHEXW NDPL MXJD PHQXQJJX VDUDQ GDQ PDVXNDQ
XQWXNSHUEDLNDQGRNXPHQNXULNXOXPLQLGLPDVD\DQJDNDQGDWDQJ
'LUHNWXU -HQGHUDO 3HQGLGLNDQ 'DVDU
+DPLG0XKDPPDG
1,3
L
'DIWDULVL
.DWD3HQJDQWDU L
'DIWDULVL LL
6XEWHPD
.HEHUDJDPDQ%XGD\D%DQJVDNX
6XEWHPD
.HEHUVDPDDQ'DODP.HUDJDPDQ
6XEWHPD
+LGXS'DODP.HEHUDJDPDQ
LL
6XEWHPD
.HEHUDJDPDQ%XGD\D%DQJVDNX
$\R0HQJDPDWL 3HPEHODMDUDQ
6XNX6XNXGL,QGRQHVLD
%DFDODKWHNVGRQJHQJEHULNXWLQLGHQJDQFHUPDW
$VDOXVXO1DPD6XNX7HQJJHU
6XNX7HQJJHUWLQJJDOGLVHNLWDU*XQXQJ%URPR
*XQXQJ%URPRWHUOHWDNGL3URYLQVL-DZD7LPXU
6XNX 7HQJJHU PHUXSDNDQ NHWXUXQDQ ODQJVXQJ GDUL
0DMDSDKLW
$VDOXVXOQDPD7HQJJHUGDULOHJHQGD
7HQJ DNKLUDQ QDPD 5RUR $QWHQJ GDQ JHU DNKLUDQ
QDPDGDUL-RNR6HJHU
1DPD EURPR EHUDVDO GDUL %UDKPD PDV\DUDNDW VHNLWDU
WHUELDVDPHQ\HEXWJXQXQJEURPRVDPSDLVHNDUDQJ
*XQXQJ%URPRGLSHUFD\DVHEDJDLJXQXQJVXFL
6DWX WDKXQ VHNDOL PDV\DUDNDW 7HQJJHU PHQJDGDNDQ
XSDFDUD<DGQ\D.DVDGDDWDX.DVRGR
6HWLDSEXODQSXUQDPDWDQJJDODWDXGLEXODQNDVRGR
NHVHSXOXKPHQXUXWSHQDQJJDODQ-DZD
6XPEHU KWWSLGZLNLSHGLDRUJZLNL6XNXB7HQJJHU GLDGDSWDVL VHSHUOXQ\D
ROHK/HO\
-DZDEODKSHUWDQ\DDQEHULNXWLQL
$SD KXEXQJDQ DQWDUD *XQXQJ %URPR GHQJDQ VXNX
7HQJJHU"
%DJDLPDQDEXGD\DVXNX7HQJJHU"6HEXWNDQFRQWRKQ\D
$\R0HQDQ\D
%HUFDNDSFDNDSODKWHQWDQJ
,VLWHNVGRQJHQJ§$VDOXVXO1DPD6XNX7HQJJHU¨
7HQWDQJ DVDO VXNX WHPDQWHPDQPX 7XOLVNDQ SDGD
WDEHO\DQJWHODKWHUVHGLD
1DPD 6XNX
5XGL -DZD
$\R0HQFRED
6HNDUDQJ FDULODK LQIRUPDVL GL SHUSXVWDNDDQ VHNRODKPX
3DWXKLODK WDWD WHUWLE GL GDODP SHUSXVWDNDDQ VHNRODKPX
7XOLVNDQ GDODP NRORP EHULNXW DSD VDMD WDWD WHUWLE GL
SHUSXVWDNDDQVHNRODKPX"
7DWDWHUWLENHJLDWDQGDODPSHUSXVWDNDDQVHNRODK
$\R0HQDODU
'DVDU QHJDUD ,QGRQHVLD DGDODK 3DQFDVLOD GHQJDQ
ODPEDQJQ\D*DUXGD3DQFDVLOD
6LOD NHWLJD GDUL 3DQFDVLOD DGDODK 3HUVDWXDQ ,QGRQHVLD
GLODPEDQJNDQGHQJDQJDPEDUSRKRQEHULQJLQ
*DPEDU SRKRQ EHULQJLQ EHUPDNQD VHEXDK SRKRQ EHVDU
7HPSDW EHUWHGXK EDQ\DN RUDQJ 0HPLOLNL EDQ\DN VXOXU
GDQ DNDU \DQJ PHQMDODU NH PDQDPDQD WDSL WHWDS GDUL
VDWXSRKRQ\DQJVDPD6HSHUWLKDOQ\DNHEHUDJDPDQ\DQJ
PHQ\DWX GDODP EDQJVD ,QGRQHVLD $QWDUD ODLQ
NHEHUDJDPDQVXNXEDQJVDGL,QGRQHVLD
6XPEHU KWWSVLGLGIDFHERRNFRP GLXQGXK WDQJJDO $SULO
'LDGDSWDVLROHK.XUQLD
6HWLDSSXODXPHPLOLNLVXNXVXNX\DQJEHUEHGD
6HWLDSVXNXPHPLOLNLEXGD\D\DQJEHUEHGDEHGD
6HWLDSVXNXPHPLOLNLFLULNKDV\DQJXQLNGDQPHQDULN
&LUL NKDV LWX WDPSDN SDGD EHQWXN UXPDK DGDW SDNDLDQ
DGDW EDKDVD WDULWDULDQ ODJX GDQ DODW PXVLN PDNDQDQ
PDVDNDQGDQODLQODLQ
'LVNXVLNDQLQIRUPDVLWHQWDQJVXNXVXNX\DQJWHUGDSDWGL
-DZD6XPDWUD.DOLPDQWDQ6XODZHVLGDQ3DSXD
$\R0HQJRPXQLNDVLNDQ
7XOLVNDQODK KDVLO GLVNXVLPX SDGD WDEHO \DQJ WHUVHGLD
EHULNXWLQL%DFDNDQGLGHSDQWHPDQWHPDQGDQJXUXPX
1DPD %XGD\D
1DPD
$VDO 0DNDQDQ
5XPDK GDQ
6XNX
3XODX .KDV
$GDW %DKDVD
3LOLKODK QDPDQDPD VXNX GDUL NRORP VHEHODK NDQDQ
WXOLVNDQSDGDNRORP\DQJVHVXDLDVDOSXODXQ\DGLVHEHODK
NLUL
6XNX
6XNXVXNX\DQJDGDGL3XODX-DZD
6XQGD
6XNX
$VPDW
6XNX
6XNXVXNX\DQJDGDGL3XODX6XPDWUD %HWDZL
6XNX
%XJLV
6XNX
6XNXVXNX\DQJDGDGL3XODX3DSXD -DPEL
6XNX
'D\DN
6XNX
$FHK
6XNXVXNX\DQJDGDGL3XODX 6XNX
.DOLPDQWDQ %DWDN
6XNX
0DGXUD
6XNX
$PERQ
6XNXVXNX\DQJDGDGL3XODX6XODZHVL
6XNX
0LQDQJ
6XNX
7HQJJHU
6HWLDS VXNX PHPLOLNL EDKDVD GDHUDK \DQJ EHUEHGDEHGD
7HWDSL PHUHND GDSDW VDOLQJ EHUNRPXQLNDVL GHQJDQ VDWX
EDKDVD \DLWX EDKDVD ,QGRQHVLD 6HOXUXK VXNX EDQJVD
\DQJ DGD GL ,QGRQHVLD PHQJLNDW VDWX MDQML -DQML VDWX
QXVD VDWX EDQJVD GDQ VDWX EDKDVD \DLWX EDKDVD
,QGRQHVLD
1\DQ\LNDQODKODJXEHULNXWGHQJDQVHPDQJDW
6DWX1XVD6DWX%DQJVD
/0DQLN
6DWXQXVDVDWXEDQJVDVDWXEDKDVD
NLWD
7DQDKDLUSDVWLMD\DXQWXNVODPD
ODPDQ\D
,QGRQHVLDSXVDND,QGRQHVLDWHUFLQWD
1XVDEDQJVDGDQEDKDVD
NLWDEHODEHUVDPD
5HIOHNVL
6HWHODKEHODMDUWHQWDQJEHUEDJDLVXNXEDQJVDGDQEDKDVD
\DQJDGDGL,QGRQHVLD
%DJDLPDQD SHQGDSDWPX ELOD PHOLKDW WHPDQPX VDOLQJ
EHUWHQJNDUNDUHQDEHUEHGDVXNX"
%DJDLPDQDSHUDVDDQPXELODPHQGHQJDUEHULWDWHQWDQJ
SHULVWLZDWDZXUDQDQWDUVXNX"
,QWHUDNVLGHQJDQ2UDQJWXD
&HULWDNDQ NHSDGD RUDQJ WXDPX WHQWDQJ SHODMDUDQ KDUL
LQL
3HUVDWXDQ ,QGRQHVLD DGDODK VLOD NHWLJD 3DQFDVLOD
/DPEDQJ VLOD NHWLJD SRKRQ EHULQJLQ 7DQ\DNDQ NHSDGD
RUDQJ WXDPX DSD SHQWLQJQ\D SHUVDWXDQ GDODP
NHEHUVDPDDQGDQNHEHUDJDPDQGL,QGRQHVLD"
%HNHUMDVDPDODK GHQJDQ RUDQJ WXDPX XQWXN PHQJHQDO
VXNXVXNXODLQGL,QGRQHVLD
3HPEHODMDUDQ
5XPDK$GDWGL,QGRQHVLD
$\R0HQJDPDWL
%HUGDVDUNDQJDPEDUGLDWDV
$SDNDKQDPDUXPDKDGDWGLDWDV"
5XPDKDGDWVHSHUWL\DQJWDPSDNSDGDJDPEDU GLDWDV
EDQ\DNNLWDWHPXLGLGDHUDKPDQD"
%DFDODKWHNVGRQJHQJEHULNXW
/HJHQGDGDUL0LQDQJNDEDX
'RQJHQJ LQL PHQFHULWDNDQ QHJHUL SHUWDPD GL
0LQDQJNDEDX 1HJHUL LWX DGDODK 1DJDUL 3DULDQJDQ \DQJ
WHUOHWDNGLNDNL*XQXQJ0DUDSL6DODKVDWXJXQXQJDSLGL
3HJXQXQJDQ%XNLW%DULVDQ
.HWLND EXPL GLODQGD EDQMLU EHVDU 0DKDUDMD 'LUDMD LQL
EHUOD\DU 3HOD\DUDQ VDPSDL PHQGDUDW GL 3XQFDN *XQXQJ
0DUDSL 6DDW EDQMLU VXUXW 0DKDUDMD GDQ SHQJLNXWQ\D
NHPXGLDQWXUXQ0HUHNDPHQFDULGDHUDKEHUPXNLP\DQJ
NLQLGLVHEXW1DJDUL3DULDQJDQ
1DJDUL 3DULDQJDQ NLQL EHUVWDWXV FDJDU EXGD\D 6HEXDK
OHPEDJD LQWHUQDVLRQDO EHUQDPD %XGJHW 7UDYHO EDKNDQ
PHPDVXNNDQQDJDULLQLVHEDJDLVDODKVDWXGDULOLPDGHVD
WHULQGDKGLGXQLD
6HODLQ ND\D GHQJDQ FHULWD VHMDUDK 3DULDQJDQ MXJD
PHQ\DMLNDQ NHND\DDQ DUVLWHNWXU UXPDK JDGDQJ GDQ
NHLQGDKDQDODP
6XPEHU KWWSQDVLRQDOQHZVYLYDFRLG GLXQGXK WDQJJDO $SULO
'LDGDSWDVLROHK.XUQLD
-DZDEODKSHUWDQ\DDQEHULNXW
'RQJHQJ DVDOXVXO 0LQDQJNDEDX WHUVHEXW
PHQFHULWDNDQDSD"
'LPDQDOHWDN1DJDUL3DULDQJDQ"
$SDVDMDNHND\DDQDODP1DJDUL3DULDQJDQ"
$\R0HQDQ\D
%HUFDNDSFDNDSODKGHQJDQWHPDQPXWHQWDQJ
,VLGRQJHQJ/HJHQGDGDUL0LQDQJNDEDX
5XPDKDGDWGDODPWHNV/HJHQGDGDUL0LQDQJNDEDX
%HUEDJDLUXPDKDGDW\DQJDGDGL,QGRQHVLD
$\R0HQFRED
-RJOR -DZD7HQJDK
6XPDWHUD%DUDW
6XODZHVL
.DOLPDQWDQ
,ULDQ-D\D
$\R0HQDODU
3HUKDWLNDQJDPEDUEHULNXW
0DFDPPDFDPEHQWXNUXPDKDGDWGL,QGRQHVLD
5XPDKDGDW/RQWLNGDUL5LDX
5XPDKDGDW/RQWLNGDUL5LDX
6XGXWODQFLS
6XGXWODQFLS
6XGXW7XPSXO
'LVNXVLNDQ GHQJDQ WHPDQ WHPDQPX
'LVNXVLNDQGHQJDQWHPDQWHPDQPX
%DJDLPDQD KXEXQJDQ EHQWXNEHQWXN UXPDK DGDW
WHUVHEXWGHQJDQEHQWXNEDQJXQGDWDU"
%DJDLPDQD EHQWXN VXGXWVXGXW SDGD EDQJXQ UXPDK
DGDWWHUVHEXW"
%DJDLPDQD EHQWXN DWDS UXPDK /RQWLN GDQ 5XPDK
3DQMDQJ"
%DJDLPDQDEHQWXNDWDSUXPDKDGDWVXNX'D\DN"
$\R%HODMDUWHQWDQJPDFDPPDFDPVXGXW
6XGXW6LNXVLNX
6XGXW VLNXVLNX DGDODK VXGXW \DQJ NDNLNDNL VXGXWQ\D
WHJDNOXUXVXNXUDQQ\DGHUDMDW
6XGXW6LNX VLNX
6XGXW/DQFLS
6XGXW7XPSXO
6XGXW6LNXVLNXWHUGDSDWSDGD
6XGXW7XPSXOWHUGDSDWSDGD
6XGXW/DQFLSWHUGDSDWSDGD
$\R0HQJRPXQLNDVLNDQ
.HPXNDNDQ KDVLO GLVNXVLPX NHSDGD WHPDQWHPDQ GDQ
JXUXGLGHSDQNHODVVHFDUDEHUJDQWLDQ
&HULWDNDQWHQWDQJPRGHOEDQJXQDQUXPDKVHNDUDQJ
5HIOHNVL
6HWHODKEHODMDUWHQWDQJPDFDPPDFDPUXPDKDGDW\DQJ
DGDGL,QGRQHVLD
%DJDLPDQD SHUDVDDQPX VHWHODK PHQJHWDKXL EDKZD
QHJDUDNLWDPHPLOLNLEXGD\D\DQJEHUDQHNDUDJDP"
%DJDLPDQDSHUDVDDQPXMLNDUXPDKDGDWLWXUXVDNGDQ
WLGDNWHUDZDW"
,QWHUDNVLGHQJDQ2UDQJWXD
&HULWDNDQ NHSDGD RUDQJ WXDPX WHQWDQJ SHODMDUDQ KDUL
LQL
0LQWDODKNHSDGDRUDQJ WXDPX XQWXN PHQFDUL JDPEDU
JDPEDUUXPDKDGDW\DQJDGDGL,QGRQHVLD
$\R0HQJDPDWL
3HPEHODMDUDQ
3DNDLDQ$GDWGL,QGRQHVLD
%DFDODKWHNVGRQJHQJEHULNXW
§$VDOXVXO8ORV%DWDN¨
8ORV DGDODK NDLQ WHQXQ NKDV
%DWDN EHUEHQWXN VHOHQGDQJ
8ORV EHUDUWL VHOLPXW \DQJ
PHQJKDQJDWNDQ WXEXK GDQ
PHOLQGXQJLQ\D GDUL WHUSDDQ
XGDUDGLQJLQ
0HQXUXWNHSHUFD\DDQOHOXKXU6XNX%DWDNDGDWLJDVXPEHU
\DQJ PHPEHUL SDQDV NHSDGD PDQXVLD \DLWX PDWDKDUL
DSL GDQ XORV 8ORV GLDQJJDS SDOLQJ Q\DPDQ GDQ DNUDE
GHQJDQ NHKLGXSDQ VHKDULKDUL 'DKXOX QHQHN PR\DQJ
6XNX %DWDN DGDODK PDQXVLDPDQXVLD JXQXQJ 0HUHND
PHPHUOXNDQSHOLQGXQJXQWXNPHODZDQGLQJLQQ\DFXDFD
'DUL VLQLODK VHMDUDK XORV EHUPXOD 3DGD DZDOQ\D OHOXKXU
PHUHND PHQJDQGDONDQ VLQDU PDWDKDUL GDQ DSL 7HUQ\DWD
NHGXDQ\D WLGDN EHJLWX SUDNWLV .DUHQD NHEXWXKDQ \DQJ
PHQGHVDN DNKLUQ\D PHUHND EHUSLNLU NHUDV PHQFDUL
DOWHUQDWLI\DQJOHELKSUDNWLV
0DND ODKLUODK XORV VHEDJDL SURGXN EXGD\D DVOL 6XNX
%DWDN +LQJJDVHNDUDQJ XORV PHQMDGL SDNDLDQ WUDGLVLRQDO
%DWDN
6XPEHU EDFDDQ KWWSQDWKDQKDPVWHUEORJVSRWFRP GLXQGXK WDQJJDO
$SULO'LDGDSWDVLROHK.XUQLD
-DZDEODKSHUWDQ\DDQEHULNXW
$SDLVLGRQJHQJGLDWDV"
$SDQDPDSDNDLDQDGDWGLGDHUDKPX"
$\R0HQDQ\D
%HUFDNDSFDNDSODKGHQJDQWHPDQPXWHQWDQJ
$VDOXVXOSDNDLDQDGDWXORV%DWDN
3DNDLDQDGDWGLGHUDKPX
$\R0HQFRED
'LVNXVLNDQJDPEDUJDPEDUSDNDLDQDGDWEHULNXW7XOLVODK
DVDOGDHUDKGDULSDNDLDQDGDWVHVXDLJDPEDU
3DNDLDQDGDWVXNX 3DNDLDQDGDWVXNX
3DNDLDQDGDWVXNX
3DNDLDQDGDWVXNX
3DNDLDQDGDWVXNX
3DNDLDQDGDWVXNX 3DNDLDQDGDWVXNX
3DNDLDQDGDWVXNX
3DNDLDQDGDWVXNX
$\R0HQDODU
.HEHUDJDPDQ VXNXVXNX PHPEXNWLNDQ LQGDKQ\D
NHEHUVDPDDQEDQJVD,QGRQHVLD
6HODLQ NHEHUDJDPDQ VXNX EDQJVD ,QGRQHVLD MXJD
PHPLOLNLNHEHUDJDPDQSDNDLDQGDHUDK
6DODK VDWXQ\D DGDODK SDNDLDQ XORV 3DGD PDVD QHQHN
PR\DQJVXNX%DWDNXORVKDQ\DEHUEHQWXNOHPEDUDQNDLQ
VHOHQGDQJ
'DODP SHUNHPEDQJDQ PDV\DUDNDW VHNDUDQJ XORV
GLJXQDNDQVHEDJDLSDNDLDQDGDW6XNX%DWDN
,QGRQHVLDND\DDNDQEXGD\DSDNDLDQDGDWGDHUDK
6HEXWNDQQDPDSDNDLDQDGDWGLGDHUDKPX
6HEXWNDQSDNDLDQDGDWGDHUDKODLQEHULNXWLQL
'LVNXVLNDQGHQJDQWHUWLESDVDQJDQJDPEDUEHULNXW
%HULWDQGDSHQJKXEXQJSDGDSDVDQJDQQ\D\DQJVHVXDL
$\R0HQJRPXQLNDVLNDQ
1DPD
$VDO'DHUDK .HJXQDDQQ\D
SDNDLDQDGDW
5HIOHNVL
6HWHODK PHQJHWDKXL EDKZD DGD EHUPDFDPPDFDP
SDNDLDQDGDWVXNXVXNX\DQJDGDGL,QGRQHVLD
%DJDLPDQDSHUDVDDQPXNHWLNDPHOLKDWVHRUDQJVHGDQJ
PHQJHQDNDQSDNDLDQDGDWGDODPVHEXDKDFDUD"
%DJDLPDQD SHUDVDDQPX NHWLND PHOLKDW DGD \DQJ
PHQJHMHNRUDQJEHUSDNDLDQDGDW"
,QWHUDNVLGHQJDQ2UDQJWXD
$\R0HQJDPDWL 3HPEHODMDUDQ
7DUL7UDGLVLRQDOGL,QGRQHVLD
%DFDODKGRQJHQJEHULNXW
§7DUL5HPR¨
7DUL5HPRPHUXSDNDQ
W DULWUDGLVLRQDOGDUL
6XUDED\D-DZD7LPXU
*HUDNGDODPWDULUHPR
0HODPEDQJNDQMLZD
NHSDKODZDQDQ
0HQFHULWDNDQSHUMXDQJDQVHRUDQJSDQJHUDQGDODPPHGDQ
DJDUVDQJSDQJHUDQPHUDLK
ODJD0HPEHULVHPDQJDW
NHPHQDQJDQ
3DGD DZDO WDKXQ DQ 7DUL 5HPR GLWDULNDQ ROHK ODNL
ODNL 3DGD SHUNHPEDQJDQQ\D 7DUL 5HPR GLWDULNDQ SXOD
ROHK SHUHPSXDQ 3DGD PDVD VHNDUDQJ 7DUL 5HPR
GLJXQDNDQ XQWXN EHUNRPXQLNDVL GHQJDQ PDV\DUDNDW
6HFDUD QDVLRQDO ELDVDQ\D GLWDPSLONDQ XQWXN PHQ\DPEXW
WDPX
6XPEHUKWWSVGRFVJHRJOHFRPGLXQGXKSDGD$SULO'LDGDSWDVLROHK
.XUQLD
-DZDEODKSHUWDQ\DDQEHULNXW
7DULDSDVDMD\DQJSHUQDKNDOLDQOLKDW"
3HUQDKNDKNDOLDQPHQ\DNVLNDQ7DUL5HPR"
$\R0HQDQ\D
%HUFDNDSFDNDSODKGHQJDQWHPDQPXWHQWDQJ
,VLGRQJHQJ7DUL5HPR
7DULWUDGLVLRQDO\DQJDGDGLGDHUDKPX
3HQJDODPDQPX PHQ\DNVLNDQ SHUWXQMXNDQ WDUL
WUDGLVLRQDOGLGDHUDKPX
$\R0HQFRED
$\R0HQDODU
7DUL.LSDV3DNDUHQD
7DUL .LSDV 3DNDUHQD PHUXSDNDQ N HVHQLDQ WDUL \DQJ
EHUDVDOGDUL*RZD6XODZHVL6HODWDQ
$\R%HODMDUJHUDNDQWDUL.LSDV3DNDUHQD
VXGXWGHUDMDW
VXGXWGHUDMDW
0HQJXNXU6XGXW
8QWXN PHQJXNXU VXGXW NDOLDQ GDSDW PHQJJXQDNDQ
SHQJJDULVEXVXUGHUDMDW
'LVNXVLNDQGHQJDQWHPDQPXNHJLDWDQEHULNXW
8NXUODKEHVDUVXGXWSDGDJDPEDUJDULVVXGXWEHULNXW
*XQDNDQSHQJJDULVEXVXUGHUDMDW
7XOLVNDQMDZDEDQPXSDGDWHPSDW\DQJWHUVHGLD
6XGXW
6XGXW
6XGXW
6XGXW
6XGXW
*XQDNDQ SHQJJDULV EXVXU GHUDMDW 8NXUODK SXOD EHUDSD
EHVDUVXGXWEHQGDEHQGDEHULNXWLQL"
^ƵĚƵƚ͙͘͘ĚĞƌĂũĂƚ
^ƵĚƵƚ͙͘͘ĚĞƌĂũĂƚ
^ƵĚƵƚ͙͘͘ĚĞƌĂũĂƚ
^ƵĚƵƚ͙͘͘ĚĞƌĂũĂƚ
$\R0HQJRPXQLNDVLNDQ
6DPSDLNDQKDVLOGLVNXVLPXWHQWDQJKDOEHULNXW
+DVLO SHQJXNXUDQ VXGXW GHQJDQ PHQHPSHONDQ SDGD
PDGLQJNHODV
0HPSHUDJDNDQ EHQGDEHQGD \DQJ PHQMDGL VXPEHU
EXQ\LPLVDOQ\DVHUXOLQJ
5HIOHNVL
.LWDWHODKEHODMDUPDFDPPDFDPWDULWUDGLVLRQDO
%DJDLPDQD SHUDVDDQPX VHWHODK PHQJHWDKXL EDKZD
QHJDUDNLWDPHPLOLNLEHUDQHNDPDFDPWDULWUDGLVLRQDO"
%DJDLPDQDSHUDVDDQPXVDDWPHQ\DNVLNDQSHUWXQMXNDQ
WDULWUDGLVLRQDO"
,QWHUDNVLGHQJDQ2UDQJWXD
&HULWDNDQNHSDGDRUDQJWXDPXWHQWDQJSHODMDUDQSDGD
KDULLQL
%HNHUMDVDPDODK GHQJDQ RUDQJ WXDPX XQWXN PHQFDUL
JDPEDUJDPEDU WHQWDQJ PDFDPPDFDP WDUL
WUDGLVLRQDO\DQJDGDGL,QGRQHVLD
$\R0HQJDPDWL 3HPEHODMDUDQ
/DPEDQJ1HJDUD,QGRQHVLD
.HSDOD %DQWHQJ PHODPEDQJNDQ VLOD
.H
NH .HUDN\DWDQ \DQJ GLSLPSLQ ROHK
NH
+LNPDW
+ NHELMDNVDQDDQ GDODP
SHUPXV\DZDUDWDQSHUZDNLODQ
SH
3DGL GDQ .DSDV PHODPEDQJNDQ VLOD
3D
NH .HDGLODQ VRVLDO EDJL VHOXUXK
NH
UDN\DW,QGRQHVLD
UD
-DZDEODKSHUWDQ\DDQEHULNXW
6HEXWNDQOLPDVLODGDODP3DQFDVLOD
6HEXWNDQVLPEROVLPEROGDULPDVLQJPDVLQJVLODGDODP
3DQFDVLOD
$\R0HQDQ\D
%HUFDNDSFDNDSODKGHQJDQWHPDQPXWHQWDQJ
6LPEROVLPEROGDODPVLOD3DQFDVLOD
0DNQDGDULVLPEROVLPERO3DQFDVLOD
&RQWRKFRQWRK SHULODNX \DQJ WHUNDLW VLPERO GDUL VLOD
VLOD3DQFDVLOD
$\R0HQFRED
1\DQ\LNDQODJXEHULNXWGHQJDQJDJDKEHUDQL
*DUXGD3DQFDVLOD
&LS6XGKDUQRWR
*DUXGD3DQFDVLODDNXODKSHQGXNXQJPX
3DWULRWSURNODPDVLVHGLDEHUNRUEDQXQWXNPX
3DQFDVLODGDVDU1HJDUD
5DN\DWDGLOPDNPXUVHQWRVD
3ULEDGLEDQJVDNXD\RPDMXPDMX
$\RPDMXPDMXD\RPDMXPDMX
/DNXNDQJHUDNDQVHQDPVHGHUKDQDPHQJLNXWLLUDPDODJX
*DUXGD3DQFDVLOD
$\R0HQDODU
6HWHODK EHODMDU WHQWDQJ NHEHUDJDPDQ VXNX GDQ EXGD\D
EDQJVD ,QGRQHVLD /DPEDQJ 1HJDUD NLWD DGDODK %XUXQJ
*DUXGD'DVDU1HJDUDNLWDDGDODK3DQFDVLOD
'LVNXVLNDQGHQJDQWHPDQPXWHQWDQJ
.DOLPDW\DQJWHUWXOLVSDGDSLWDGLNDNL%XUXQJ*DUXGD
$SDDUWLNDOLPDWWHUVHEXW"
$SDPDNQDVLPEROVLPEROGDODPVLOD3DQFDVLOD"
6HEXWNDQFRQWRKSHULODNX\DQJ VHVXDL GHQJDQ VLPERO
VLPEROVLOD3DQFDVLOD
$\R0HQJRPXQLNDVLNDQ
5HIOHNVL
6HWHODKEHODMDUWHQWDQJ3DQFDVLOD
0HVNLSXQ EHUDJDP VXNX GDQ EXGD\D WHWDSL WHWDS VDWX
\DLWXVHEDJDLEDQJVD,QGRQHVLD
%DJDLPDQD SHUDVDDQPX DSDELOD PHOLKDW WHPDQPX
EHUWHQJNDUNDUHQDEHUHEXWPDLQDQ"
,QWHUDNVLGHQJDQ2UDQJWXD
%HNHUMDVDPDODKGHQJDQRUDQJWXDPX
$MDNODK PHUHND XQWXN PHQ\DQ\LNDQ ODJX *DUXGD
3DQFDVLODEHUVDPDVDPD
%HUWDQ\DODK SDGD PHUHND FRQWRKFRQWRK SHULODNX GL
OLQJNXQJDQ UXPDK \DQJ VHVXDL GHQJDQ VLODVLOD
3DQFDVLOD
&HULWDNDQKDVLOQ\DNHSDGDWHPDQGDQJXUXGLNHODV
$\R0HQJDPDWL
3HPEHODMDUDQ
'DUL6DEDQJ6DPSDL0HUDXNH
'DUL 6DED J 6DPSDL 0HUD
UDXNH
%DFDODKWHNVEHULNXW
6LOD NH WLJD GDUL 3DQFDVLOD DGDODK 3HUVDWXDQ ,QGRQHVLD
6LPEROGDULVLODNHWLJD\DLWX3RKRQ%HULQJLQ
3RKRQ EHULQJLQ PHODPEDQJNDQ SHUVDWXDQ EDQJVD
,QGRQHVLD \DQJ WHUEHQWXN GDUL NHEHUDJDPDQ
.HEHUDJDPDQ EDQJVD ,QGRQHVLD NDUHQD PHPLOLNL ZLOD\DK
\DQJOXDV7HUGLULGDULEHULEXULEXSXODX
$GD SXODX EHVDU VHSHUWL 3XODX 6XPDWUD 3XODX ,ULDQ -D\D
$GD SXODX NHFLO VHSHUWL 3XODX %DOL 3XODX /RPERN 3XODX
5RWH3XODX6DZR3XODX0DGXUDGDQODLQODLQ
-DZDEODKSHUWDQ\DDQEHULNXW
$SDPDNQDGDULVLPEROVLODNHWLJD3DQFDVLOD"
6HEXWNDQQDPDQDPDSXODXGDODPJDPEDUGLDWDV
$\R0HQDQ\D
%HUFDNDSFDNDSODKGHQJDQWHPDQPXWHQWDQJ
0DNQDVLPEROVLPEROVLOD3DQFDVLODODLQQ\D
1DPDSXODXSXODX\DQJWHUGDSDWSDGDJDPEDUSHWD
$\R0HQFRED
'DUL6DEDQJ6DPSDL0HUDRNH
&LSW56XKDUMR
'DUL6DEDQJ6DPSDL0HUDRNH
EHUMDMDUSXODXSXODX
6DPEXQJPHQ\DPEXQJPHQMDGLVDWX
,WXODK,QGRQHVLD
,QGRQHVLDWDQDKDLUNXDNXEHUMDQMLSDGDPX
0HQMXQMXQJWDQDKDLUNX7DQDKDLUNX,QGRQHVD
/DNXNDQJHUDNDQVHQDPVHGHUKDQDPHQJLNXWLLUDPDODJX
'DUL6DEDQJ6DPSDL0HUDXNH
$\R0HQDODU
3HUJLODKNHSHUSXVWDNDDQVHNRODK
'LVNXVLNDQGHQJDQWHPDQWHPDQPX&DULODKSXODXSXODX
GL,QGRQHVLDSDGDJOREHDWODVDWDXSHWD,QGRQHVLD
3HUKDWLNDQODKGHQJDQWHOLWLSXODXDSDVDMD\DQJDGD"
7XOLVNDQ QDPD SXODXSXODX EHVDU GL ,QGRQHVLD \DQJ
QDPSDNSDGDSHWDGDODPWDEHOEHULNXW
1R *DPEDU3XODX 1DPD3XODX
7XOLVNDQ QDPD SXODXSXODX NHFLO GL ,QGRQHVLD \DQJ
QDPSDNGDODPSHWDGDODPWDEHOEHULNXW
1R 1DPD3XODX 1R 1DPD3XODX
6HWHODK PHQXOLVNDQ QDPDQDPD SXODX EHVDU GDQ QDPD
QDPDSXODXNHFLOSHUKDWLNDQJDPEDUEHULNXW
'LVNXVLNDQEHUVDPDWHPDQWHPDQPX
$SDVDMD\DQJWHUGDSDWGDODPJDPEDUEHULNXW"
DQJWHUGDSDWGDODPJDPEDUEHULNXW"
U
7XOLVNDQ KDVLO GLVNXVLPX GHQJDQ WHOLWL GDODP EXNX
WXOLVPX
$\R0HQJRPXQLNDVLNDQ
7XOLVNDQKDVLOGLVNXVLGLEXNXPX
%DFDNDQGLGHSDQWHPDQWHPDQ
5HIOHNVL
,QWHUDNVLGHQJDQ2UDQJWXD
&HULWDNDQ NHSDGD RUDQJ WXDPX WHQWDQJ SHODMDUDQ KDUL
LQL
$MDNODK RUDQJ WXDPX PHQ\DQ\LNDQ ODJX 'DUL 6DEDQJ
6DPSDL0HUDRNHEHUVDPDVDPD
6DPSDLNDQ KDVLO NHJLDWDQPX EHUVDPD RUDQJ WXD GL
UXPDKNHSDGDWHPDQGDQJXUXPXGLVHNRODK
(YDOXDVL
$ 3LOLKODK MDZDEDQ \DQJ EHQDU GHQJDQ FDUD PHPEHUL
WDQGDVLODQJ;SDGDKXUXIDEFDWDXG
6XNX7HQJJHUWHUGDSDWGL3XODX
D-DZD
E.DOLPDQWDQ
F6XODZHVL
G,ULDQ
6XNX$VPDWWHUGDSDWGL
6XNX$VPDWWHUGDSDWGL3XODX
D6XPDWUD
E,ULDQ-D\D
F.DOLPDQWDQ
G/RPERN
6XNX6DVDNWHUGDSDWGL3XODX
6XNX6DVDNWHUGDSDWGL3
D.DOLPDQWDQ
E6XPDWUD
F,ULDQ-D\D
G/RPERN
5XPDKDGDW6XNX'D\DNGLVHEXW
DUXPDK/RQWLN
EUXPDK*DGDQJ
FUXPDK3DQMDQJ
GUXPDK+RQDL
5XPDKDGDW6XNX0LQDQJ
5XPDKDGDW6XNX0LQDQJGLVHEXW
DUXPDK/RQWLN
EUXPDK*DGDQJ
FUXPDK3DQMDQJ
GUXPDK3DQJJXQJ
3DGD JDPEDU EHULNXW DGDODK
3DGD DG SDNDLDQ DGDW GDUL
VXNX
VXNX
D%DOL
E7LPR
F0DGXUD
G6XQGD
3DGD JDPEDU EHULNXW DGDODK SDNDLDQ DGDW GDUL VXNX
D%DOL
E7LPRU
F-DZD
G%HWDZL
5XPDK+RQDLDGDODKUXPDKDGDWVXNX
PDK+RQDLDGDODKUX
D-DZD
E3DSXD
F6XPDWUD
G'D\DN
5XPDKDGDW§7RQJNRQDQ¨DGDODKUXPDKDGDWVXNX
PDKDGDW§7RQJNRQD
D7RUDMD
E'D\DN
F%DWDN
G6DVDN
7DUL6DPDQEHUDVDOGDUL
D6XODZHVL E-DZD%DUDW
E$FHK G6XPDWUD%DUDW
5DGDSUDKD\XEHUDVDOGDUL
D.DOLPDQWDQ6HODWDQ E1XVD7HQJJDUD%DUDW
F,ULDQ-D\D F6XODZHVL
7DUL6HNDSXU6LULKEHUDVDOGDUL
D%DOL E/RPERN
F-DPEL G5LDX
7DUL6LSLWX&DZDQEHUDVDOGDUL
D.DOLPDQWDQ E6XPDWDUD8WDUD
F6XODZHVL G,ULDQ-D\D
7DUL3HQGHWEHUDVDOGDUL
D-DZD7HQJDK E%DOL
F6XPDWUD%DUDW G/RPERN
/DPEDQJQHJDUD,QGRQHVLDDGDODK
D%XUXQJ*DUXGD F%KLQHND7XQJJDO,ND
F*DUXGD3DQFDVLOD G%HQGHUD0HUDK3XWLK
6LODNHGDODP3DQFDVLODEHQEXQ\L
D.HWXKDQDQ\DQJ0DKD(VD
E.HPDQXVLDDQ\DQJDGLOGDQEHUDGDE
F3HUVDWXDQ,QGRQHVLD
G.HDGLODQVRVLDOEDJLVHOXUXKUDN\DW,QGRQHVLD
/DPEDQJ6LOD3HUVDWXDQ,QGRQHVLDDGDODK
D%LQWDQJ E5DQWDL
F3DGL.DSDV G3RKRQEHULQJLQ
:DODXSXQ EHUEHGDEHGD WHWDSL WHWDS VDWX MXD
0HUXSDNDQDUWLGDUL
D%KLQHND7XQJJDO,ND
E-HU%DVXNL0RZREHR
F%HUVDWXNLWDWHJXK
G%HUFHUDLNLWDUXQWXK
<DQJWHUPDVXNSXODXNHFLODGDODK
D3XODX6XPDWUD E3XODX6XODZHVL
F3XODX%DOL G3XODX-DZD
%8NXUODK EHUDSD EHVDUQ\D VXGXW SDGD EDQJXQ EHULNXW
LQL
%
$ &
%HVDUVXGXW$ GHUDMDW
%HVDUVXGXW% GHUDMDW
%HVDUVXGXW& GHUDMDW
'
&
%
$
%HVDUVXGXW$ GHUDMDW
%HVDUVXGXW% GHUDMDW
%HVDUVXGXW& GHUDMDW
%HVDUVXGXW' GHUDMDW
6XEWHPD
.HEHUVDPDDQGDODP.HUDJDPDQ
$\R0HQJDPDWL 3HPEHODMDUDQ
/DJX'DHUDK,QGRQHVLD
D GH
%DFDODKWHNVGRQJHQJODJX6DULQDQGH
FDODK WHNVGR JH J ODJX 6DUL
§'RQJHQJ/DJX6DULQDQGH¨
RQJHQJ/DJX 6DULQDQGH¨
/DJX 6DULQDQGH EHUDVDO GDUL
0DOXNX /DJX 6DULQDQGH
EHUFHULWD WHQWDQJ VHRUDQJ JDGLV
\DQJ PDWDQ\D EHQJNDN
7HUMDGL NHWLND 6DULQDQGH EHODMDU PHQLXS DSL GL WXQJNX
XQWXN PHPDVDN 6DULQDQGH PHQDQJLV 6DQJ ,EX
PHQJKLEXU 6DULQDQGH PHPEHUL VHPDQJDW 6DULQDQGH
WLGDN SXWXV DVD 'LD WHUXV EHODMDU PHODNXNDQQ\D ODJL
VDPSDLELVD
-HODVNDQNHPEDOLGRQJHQJGDULODJX6DULQDQGH
$\R0HQDQ\D
$\R0HQFRED
1\DQ\LNDQ EHUVDPD WHPDQ GDQ JXUXPX QRWDVL GDQ V\DLU
ODJX§6DULQDQGH¨EHUJDQWLDQ3HUKDWLNDQSDQMDQJSHQGHN
GDQWLQJJLUHQGDKQDGDQ\D
&
& 'R
'R
6XPEHU KWWSESEORJVSRWFRP GLXQGXK SDGD 0DUHW 'LDGDSWDVL
ROHK.XUQLD
$\R0HQDODU
'DULDVSHNEXGD\DGDQSHQGLGLNDQPDV\DUDNDW,QGRQHVLD
VXGDKPHQJDODPLSHUNHPEDQJDQ3DGDMDPDQSUDDNVDUD
EXGD\DEHUQ\DQ\LKDQ\D PHQJXFDSNDQ OLULNQ\D 6HNDUDQJ
VXGDK ELVD PHQ\DQ\L GHQJDQ QRWDVL DQJND .DOLDQ MXJD
KDUXV ELVD PHQ\DQ\LNDQ QRWDVL DQJND 'DODP DVSHN
SHQGLGLNDQSHQXOLVDQV\DLUSDGDMDPDQGXOXGLODNXNDQGL
GDXQDWDXGLDWDVEDWX6HNDUDQJNDOLDQGDSDWPHQXOLVNDQ
V\DLUODJXGDODPEXNXWXOLV
7HUGDSDW EHEHUDSD QRWDVL DQJND GDODP ODJX 6DULQDQGH
1RWDVL DQJND WHUVHEXW PHQJJXQDNDQ ODPEDQJ ELODQJDQ
GDQ
'LVNXVLNDQ EHUVDPD WHPDQWHPDQPX +LWXQJODK EHUDSD
EDQ\DNPDVLQJPDVLQJQRWDVLDQJNDWHUVHEXWPXQFXO
7XOLVNDQEDQ\DNNHPXQFXODQQ\DGDQKDVLOSHUNDOLDQQ\D
%DQ\DN
1RWDVL .HPXQFXODQ +DVLOSHUNDOLDQGHQJDQ
$QJND 'DODP/DJX EDQ\DNNHPXQFXODQ
6DULQDQGH ELODQJDQ
[
[
[
[
[
[
[
[
$\R0HQJRPXQLNDVLNDQ
6HWHODKNDOLDQPHQ\DQ\LNDQODJX6DULQDQGH
WXOLVNDQV\DLUODJX6DULQDQGHSDGDNRWDNEHULNXW
3HUKDWLNDQ OLULN ODJX 6DULQDQGH GHQJDQ VHNVDPD
&HULWDNDQNHPEDOLSDGDWHPDQWHPDQPXGLNHODV
'DULPDQDDVDOODJX6DULQDQGH"
$SDPDNQDGDULV\DLUODJX6DULQDQGH"
0HQXUXWPXPHQJDSDNLWDKDUXVEHUV\XNXU"
5HIOHNVL
$SDVDMD\DQJWHODKNDOLDQSHODMDULSDGDKDULLQL"
%DJDLPDQD SHUDVDDQPX NHWLND PHQ\DQ\LNDQ
ODJX6DULQDQGHEHUVDPDWHPDQPX"
6HWHODK NDOLDQ GDSDW PHQJKLWXQJ NHPXQFXODQ QRWDVL
DQJNDVDPSDLGHQJDQEDJDLPDQDSHUDVDDQNDOLDQ"
%DJDLPDQD SHUDVDDQ NDOLDQ DSDELOD PHQMDGL
6DULQDQGH"
0HQJDSDNDOLDQKDUXVPHPLOLNLUDVDV\XNXU"
,QWHUDNVLGHQJDQ2UDQJWXD
&HULWDNDQSDGDRUDQJWXDPXNHJLDWDQPXGLVHNRODK
%HNHUMDVDPDODK GHQJDQ RUDQJ WXDPX 7XOLVNDQ ODJX
GDULGDHUDK,QGRQHVLD\DQJODLQQ\D
6DPSDLNDQKDVLOQ\DSDGDWHPDQPX
1R -XGXOODJXGDHUDK $VDOGDHUDK
$\R0HQJDPDWL 3HPEHODMDUDQ
0DFDP0DFDP6XPEHU%XQ\L
%DFDODKWHNVGRQJHQJEHULNXW
§$VDO8VXO*DPHODQ¨
$ODW PXVLN JDPHODQ EHUDVDO
GDUL EXGD\D -DZD 6DPSDL
VHNDUDQJ PDVLK GLOHVWDULNDQ
GLNDODQJDQ NHUDWRQ
<RJ\DNDUWD GDQ 6XUDNDUWD
6HQL JDPHODQ -DZD
PHQJDQGXQJ QLODLQLODL
KLVWRULV GDQ ILORVRILV EDJL
EDQJVD,QGRQHVLD
0HQXUXW NHSHUFD\DDQ RUDQJ -DZD JDPHODQ GLFLSWDNDQ
ROHK 6DQJ +\DQJ *XUX (UD 6DND %HOLDX 'HZD \DQJ GXOX
PHQJXDVDL VHOXUXK WDQDK -DZD $ODW PXVLN LQL EHOLDX
FLSWDNDQ XQWXN PHPDQJJLO SDUD GHZD *DPHODQ MDZD GL
GDHUDK-DZDVHQGLULGLVHEXWNDUDZLWDQ
6HQL JDPHODQ -DZD WLGDN KDQ\D GLPDLQNDQ XQWXN
PHQJLULQJL VHQL VXDUD VHQL WDUL GDQ DWUDNVL ZD\DQJ
'LMDGLNDQ SXOD VHEDJDL PXVLN SHQJLULQJ NHJLDWDQ DGDW
WUDGLVL-DZD0LVDOQ\DWUDGLVLSHUQLNDKDQ
6XPEHU KWWSVELRULG GLXQGXK WDQJJDO 0DUHW
'LDGDSWDVLVHSHUOXQ\DROHK.XUQLD
-DZDEODKSHUWDQ\DDQEHULNXW
'DULPDQDDVDODODWPXVLNJDPHODQ"
$ODWPXVLNDSDVDMD\DQJWHUPDVXNJDPHODQ"
3DGDDFDUDDSDDODWPXVLNJDPHODQGLJXQDNDQ"
$\R0HQDQ\D
%HUFDNDSFDNDSODKGHQJDQWHPDQDWDXJXUXPXWHQWDQJ
,VLEDFDDQ§$VDOXVXO*DPHODQ¨
%HQGDEHQGD \DQJ PHQMDGL VXPEHU EXQ\L GDODP
JDPEDU
%HQGDEHQGD VXPEHU EXQ\L \DQJ GLWDPSLONDQ ROHK
JXUXPX
$\R0HQFRED
0HQFREDODKVHFDUDEHUJDQWLDQGDQEHUNHORPSRNGHQJDQ
WHPDQPX
%DJDLPDQD FDUD PHQJKDVLONDQ EXQ\L EHQGD
EHQGDEHULNXW"
$\R0HQDODU
6HWLDS PDFDP EXQ\L EHUDVDO GDUL EHQGD \DQJ EHUJHWDU
*HWDUDQ VXDWX EHQGD DNDQ PHQJDNLEDWNDQ XGDUD GL
VHNLWDUQ\D EHUJHWDU *HWDUDQ WHUVHEXW PHQLPEXONDQ
JHORPEDQJ EXQ\L GL XGDUD %HQGDEHQGD \DQJ EHUJHWDU
DNDQPHQJKDVLONDQEXQ\LGDQGLVHEXWVXPEHUEXQ\L
'LVNXVLNDQGHQJDQWHPDQPX
7DNVLUODKEHUDSDEDQ\DNEXQ\L\DQJGDSDWGLKDVLONDQROHK
EHQGDEHQGDWHUVHEXW7XOLVNDQSDGDNRORPEHULNXW
-XPODK%XQ\L<DQJ'DSDW
1R 1DPD%HQGD
'LKDVLONDQ
$\R0HQJRPXQLNDVLNDQ
1R
1DPD%HQGD &DUD0HQJKDVLONDQ%XQ\L
*LWDU GLSHWLN
5HIOHNVL
5HQXQJNDQDSD\DQJWHODKNDOLDQSHODMDULKDULLQL"
%DJDLPDQD SHUDVDDQPX NHWLND PHPDLQNDQ VXPEHU
EXQ\LEHUVDPDVDPDWHPDQPX"
%DJDLPDQD SHUDVDDQPX NHWLND KDUXV PHQDQWL
EHUJLOLUDQXQWXNPHQFREDPHQJKDVLONDQVXPEHUEXQ\L"
,QWHUDNVLGHQJDQ2UDQJWXD
6HWHODK EHODMDU WHQWDQJ VXPEHU EXQ\L SDGD KDUL LQL
%HNHUMDVDPDODKGHQJDQRUDQJWXDPX
7HPXNDQ EHQGDEHQGD ODLQ \DQJ DGD GL VHNLWDUPX
\DQJGDSDWPHQMDGLVXPEHUEXQ\L
3DVWLNDQ FDUD PHQJKDVLONDQ EXQ\L GDUL EHQGDEHQGD
WHUVHEXW
7XOLVNDQWHPXDQPXSDGDNRORPEHULNXW
6DPSDLNDQ DSD \DQJ WHODK NDOLDQ WHPXNDQ SDGD
WHPDQWHPDQGDQJXUXPX
1R
1DPD%HQGD &DUD0HQJKDVLONDQ%XQ\L
$\R0HQJDPDWL 3HPEHODMDUDQ
6LIDW%XQ\L0HUDPEDW
%DFDODKWHNVGRQJHQJEHULNXW
.HQGL¨
§%XUXQJ*DJDNGDQ6HEXDK.HQGL¨
3DGDVXDWXPXVLP
NHPDUDXSDQMDQJ
EXUXQJEXUXQJSXQ
VXOLWPHQGDSDWNDQ
DLUXQWXNGLPLQXP
6HHNRUEXUXQJJDJDN
PHQHPXNDQVHEXDK
NHQGLEHULVLVHGLNLWDLU
%XUXQJ JDJDN EHUXVDKD PHQFRED PHPLQXP DLU GD
GDODP
NHQGL
'LDWHWDSWLGDNGDSDWPHQFDSDLQ\D%XUXQJJDJDNKDPSLU
SXWXV DVD PHUDVD DNDQ PDWL NDUHQD NHKDXVDQ 7LEDWLED
PXQFXO LGH GDODP EHQDNQ\D 'LD PHQJDPELO NHULNLO GL
VDPSLQJ NHQGL 0HQMDWXKNDQ NHULNLO NH GDODP NHQGL VDWX
SHUVDWX6HWLDSNDOLGLDPHPDVXNNDQNHULNLONHGDODPNHQGL
WHUMDGLSHUXEDKDQ
3HUPXNDDQ DLU GDODP NHQGLSXQ EHUDQJVXU WLQJJL $LU
PHUDPEDWKLQJJDGDSDWGLPLQXPVDQJEXUXQJ*DJDN
7HUQ\DWD ZDODXSXQ VHGLNLW SHQJHWDKXDQ GDSDW PHQRORQJ
GLULSDGDVDDW\DQJWHSDW
6XPEHU EDFDDQ KWWSFHULWDIDEHOEORJVSRWFRP 'LXQGXK SDGD 0DUHW
'LDGDSWDVLVHSHUOXQ\DROHK.XUQLD
&HULWDNDQNHPEDOL
'RQJHQJ%XUXQJ*DJDN'DQ6HEXDK.HQGL
$\R0HQDQ\D
'DODP FHULWD EXUXQJ JDJDN GDQ VHEXDK NHQGL DLU GDSDW
PHUDPEDW$LUGDSDWPHUDPEDWNDUHQDDGDPHGLDQ\D
7LGDN KDQ\D DLU \DQJ GDSDW PHUDPEDW %XQ\L MXJD GDSDW
PHUDPEDWMLNDDGDPHGLDSHUDQWDUDQ\D
*DPEDU EHULNXW PHQXQMXNNDQ SHULVWLZD WHUMDGLQ\D
SHUDPEDWDQEXQ\L
XQ\L
*DPEDU WHUVHEXW PHQJJDPEDUNDQ VDODK VDWXVLIDW EXQ\L
6DODKVDWXVLIDWEXQ\LDGDODKEXQ\LPHUDPEDW%HUFDNDS
FDNDSODK GHQJDQ WHPDQPX WHQWDQJ VLIDW EXQ\L
PHUDPEDW
$\R0HQFRED
/DNXNDQSHUFREDDQEHULNXWGHQJDQWHPDQPX
3HUFREDDQ7HOHSRQ*HODV3ODVWLN
$ODWGDQEDKDQ
*HODVSODVWLNEXDK
%HQDQJNDVXU
3DNXJXUX\DQJDNDQPHQJJXQDNDQQ\D
/DQJNDKODQJNDK
%XDWODK VDWX OXEDQJ NHFLO GHQJDQ XMXQJ SDNX GL
WHQJDKGDVDUJHODVSODVWLN
3RWRQJODKWDOLNDVXUVHSDQMDQJVDPSDLPHWHU
0DVXNNDQEHQDQJNHGDODPJHODVSODVWLNPHODOXL
OXEDQJNHFLO
%XDWODKVLPSXODJDUWLGDNWHUOHSDV
%HUELFDUDODKGHQJDQWHPDQPXPHODOXLWHOHSRQJHODV
SODVWLN
6HNDUDQJFREDOHSDVNDQEHQDQJGDULJHODVSODVWLN
%HUELFDUDODKGHQJDQWHPDQPXPHODOXLWHOHSRQJHODV
SODVWLNWDQSDEHQDQJ%DJDLPDQDKDVLOQ\D"
3HUFREDDQ
$ODWGDQEDKDQ
(PEHUEHVDU
$LU
%DWXNRUDO
&RURQJNHFLO
/DQJNDKNHUMD
,VLHPEHUGHQJDQDLUKLQJJDSHQXK
0DVXNNDQFRURQJNHGDODPHPEHUKLQJJDEDJLDQ
EDZDKQ\DWHUHQGDP
8VDKDNDQ EDGDQ FRURQJ WLGDN PHQHPSHO SDGD
HPEHU
0LQWD EDQWXDQ WHPDQPX PHQJHWXN VDODK VDWX VLVL
HPEHUGHQJDQPHQJJXQDNDQEDWXVHFDUDSHUODKDQ
%HUVDPDDQLWXGHNDWNDQWHOLQJDPXSDGDEDJLDQDWDV
FRURQJ
'HQJDUNDQ
$\R0HQDODU
,VLODKWDEHOEHULNXWVHVXDLKDVLOSHUFREDDQWDGL
0HGLDDWDX %HUL WDQGD SDGD EXQ\L
3HUFREDDQ 3HUDQWDUD \DQJGLKDVLONDQ
3HUDPEDWDQ 7LGDN
NH
%XQ\L 7HUGHQJDU
7HUGHQJDU
$\R0HQJRPXQLNDVLNDQ
5HIOHNVL
$SD\DQJWHODKNDOLDQSHODMDULSDGDKDULLQL"
'HQJDQ PHPLOLNL WHOLQJD NDOLDQ GDSDW PHQGHQJDUNDQ
EXQ\LPHUDPEDW7LGDNVHPXDRUDQJGDSDWPHQGHQJDU
EXQ\L %DJDLPDQD SHUDVDDQ NDOLDQ DSDELOD DGD WHPDQ
\DQJ WLGDN GDSDW PHQGHQJDU DSDDSD" 0HQJDSD
NDOLDQKDUXVEHUV\XNXU"
$SD PDQIDDW SHUDPEDWDQ EXQ\L EDJL NHKLGXSDQ
VHKDULKDUL"
,QWHUDNVLGHQJDQ2UDQJWXD
%HNHUMDVDPDODKGHQJDQRUDQJWXDPX
/DNXNDQ SHUFREDDQ EXQ\L PHUDPEDW GHQJDQ PHGLD
\DQJODLQQ\D7XOLVNDQKDVLOQ\DSDGDWDEHOEHULNXW
&HULWDNDQ KDVLO SHUFREDDQ LWX NHSDGD WHPDQ GDQ
0HGLDDWDX %HUL WDQGD SDGD EXQ\L
3HUFREDDQ 3HUDQWDUD \DQJGLKDVLONDQ
3HUDPEDWDQ 7LGDN
NH
%XQ\L 7HUGHQJDU
7HUGHQJDU
$\R0HQJDPDWL 3HPEHODMDUDQ
3HUPDLQDQ7UDGLVLRQDO
%DFDODKWHNVGRQJHQJEHULNXW
)DKRPER%DWX
)DKRPER %DWX PHUXSDNDQ
WUDGLVL PHORPSRWL VXVXQDQ
%DWX GL 3XODX 1LDV 7UDGLVL
PHORPSDWL EDWX DWDX
)DKRPER %DWX EHUDVDO GDUL
6XNX 1LDV GL 6XPDWUD %DUDW
7UDGLVL )DKRPER %DWX KDQ\D
GLODNXNDQROHKNDXPODNLODNL
NKXVXVQ\DSDUDSHPXGD
0HUHNDKDUXVPHORPSDWLEDWX \DQJGLVXVXQVHWLQJJL
PWHEDOFP
7UDGLVLLQLEHUWXMXDQPHQXQMXNNDQ
NHNXDWDQ GDQ NHWDQJNDVDQ SDUD SHPXGD \DQJ
PHODNXNDQQ\D 3HPXGD \DQJ EHUKDVLO PHODNXNDQ
)DKRPER %DWX GLDQJJDS KHEDW +HEDW EDJL NHOXDUJD
PDV\DUDNDWGHVDQ\DPDXSXQGLULQ\DVHQGLUL
6XPEHUEDFDDQ%XNX6LVZD.HODV,96'0,WDKXQKDO
&HULWDNDQNHPEDOLWHQWDQJGRQJHQJ)DKRPER%DWX
$\R0HQDQ\D
$\R0HQFRED
7UDGLVL )DKRPER %DWX PHUXSDNDQ VDODK VDWX SHUPDLQDQ
WUDGLVLRQDO %DQ\DN SHUPDLQDQ WUDGLVLRQDO \DQJ DGD GL
,QGRQHVLD GLDQWDUDQ\D SHUPDLQDQ GDPGDPDQ %HULNXW
LQLDWXUDQWHQWDQJSHUPDLQDQGDPGDPDQ
6HWLDS SHPDLQ EHUJDQWLDQ
GDODP PHQMDODQNDQ SLRQ
SLRQQ\D 'DODP SHUPDLQDQ
GDPGDPDQ WLGDN DGD VNDN
PDWK<DQJDGDPDLQPDNDQ
DWDXGLPDNDQ
'DODP SHUPDLQDQ GDP¥GDPDQ VHPXD SLRQ GDSDW
EHUJHUDN VDPD \DLWX PDMX PXQGXU VHURQJ GDQ
NHVDPSLQJ 8QWXN GDSDW PHPDNDQ ODZDQ \DQJ EDQ\DN
KDUXV PHQJXPSDQ VDODK VDWX SLRQQ\D 6DDW GL EHUL
XPSDQ ODZDQ KDUXV PHPDNDQ GHQJDQ FDUD PHORPSDWL
PXVXKQ\D 3HUPDLQDQ EHUDNKLU DSDELOD SLRQ ODZDQQ\D
KDELVGLPDNDQROHKODZDQQ\D
6XPEHUKWWSVPDLQDQWUDGLVLRQDOLQGRQHVLDZRUGSUHVVFRP
'LXQGXKWDQJJDO0DUHW'LDGDSWDVLVHSHUOXQ\DROHK.XUQLD
6HWHODK PHQJHWDKXL SHUPDLQDQ GDPGDPDQ ODNXNDQ
SHUPDLQDQGDPGDPDQGHQJDQWHPDQPX ,NXWL SHWXQMXN
EHULNXW
%HUPDLQ'DP'DPDQ
*DPEDUODKSHWDNWHPSDW PDLQGDPGDPDQ
SDGDNHUWDV\DQJGLVHGLDNDQJXUXPX
&REDODKPHODNXNDQSHUPDLQDQGDPGDPDQ
/DNXNDQ SHUPDLQDQ GDPGDPDQ
EHUSDVDQJDQGHQJDQWHPDQDWDXJXUXPX
*XQDNDQEDWXNHULNLODWDXSRWRQJDQNHUWDV
XQWXNPHQMDGLSLRQQ\D
/DNXNDQ XQGLDQ §VXW¨ WDQJDQ XQWXN
PHQHQWXNDQVLDSD\DQJPHPXODLSHUPDLQDQ
/DNXNDQ SHUPDLQDQ VHVXDL GHQJDQ
DWXUDQQ\D
3DGD DNKLU SHUPDLQDQ SDVWL DGD \DQJ NDODK
GDQDGD\DQJPHQDQJ
%HUSHULODNXODKVDOLQJPHQJKDUJDL<DQJNDODK
WLGDN PHUDVD UXJL \DQJ PHQDQJ WLGDN EROHK
VRPERQJ
$\R0HQDODU
3HWDNSHWDN
W GDODP SHUPDLQDQ GDPGDPDQ PHUXSDNDQ
JDEXQJDQEHQWXNEDQJXQGDWDU
'LVNXVLNDQGHQJDQWHPDQWHPDQPX
%DQJXQGDWDUPDQDVDMD\DQJWHUGDSDWGDODPSHUPDLQDQ
GDPGDPDQ" +LWXQJ EDQ\DN EDQJXQ GDWDU \DQJ
PHPEHQWXNSHWDNSHUPDLQDQGDPGDPDQ
%HULODKWDQGDFHQWDQJSDGDNRORP\DDWDXWLGDN
0HPEHQWXN -XPODKEDQJXQ
*DPEDU SHWDNSHUPDLQDQ GDWDUGDODP
1R GDPGDPDQ
EDQJXQGDWDU SHUPDLQDQ
<D 7LGDN GDPGDPDQ
$\R0HQJRPXQLNDVLNDQ
5HIOHNVL
$SD\DQJWHODKNDOLDQSHODMDULSDGDKDULLQL"
'DODPSHUPDLQDQGDPGDPDQ SDVWL DGD \DQJ PHQDQJ
DWDX NDODK .HNDODKDQ DWDX NHPHQDQJDQ GDSDW
PHQ\HEDENDQ SHUWHQJNDUDQ %DJDLPDQD SHUDVDDQPX
PHQ\DNVLNDQWHPDQPXEHUWHQJNDU"
%DJDLPDQD SHUDVDDQPX NHWLND PHQMDGL SHPHQDQJ
GDODPSHUPDLQDQGDPGDPDQ"
%DJDLPDQDSHUDVDDQPXNHWLNDNDODK GDODPSHUPDLQDQ
GDPGDPDQ"
%DJDPDLQD SHUDVDDQPX NHWLND PHQ\DNVLNDQ WHPDQ
WHPDQPXEHUPDLQGDPGDPDQGHQJDQUXNXQ"
,QWHUDNVLGHQJDQ2UDQJWXD
&HULWDNDQODKSDGDRUDQJWXDPXNHJLDWDQPXSDGDKDULLQL
GLVHNRODK
/DNXNDQODKSHUPDLQDQGDPGDPDQGHQJDQRUDQJWXDPX
GLUXPDK
&HULWDNDQODKSDGDWHPDQGDQJXUXPX
%DJDLPDQD FDUD NDOLDQ EHUPDLQ GDPGDPDQ GHQJDQ
RUDQJWXD"
6LDSD\DQJPHQDQJGDODPSHUPDLQDQWHUVHEXW"
%DJDLPDQD SHUDVDDQ NDOLDQ NHWLND EHUPDLQ GDP
GDPDQGHQJDQRUDQJWXDPX"
$\R0HQJDPDWL
3HPEHODMDUDQ
%DQJXQ'DWDU6HJL%DQ\DN
6LPDNODKEDFDDQEHULNXW
-DP*DGDQJ
-DP *DGDQJ DGDODK QDPD PHQDUD MDP GL .RWD
%XNLWWLQJJL -DP *DGDQJ PHUXSDNDQ SHQDQGD .RWD
%XNLWWLQJJL
'DODP %DKDVD ,QGRQHVLD
*DGDQJ EHUDUWL MDP EHVDU
-DPJDGDQJ PHPDQJ
EHVDU 7LQJJLQ\D PHWHU
6DOLQODK WHNV EDFDDQ -DP *DGDQJ GDODP EXNX
WXOLVPX
$\R0HQDQ\D
$\R0HQFRED
$\R WHPXNDQ DSDNDK EDQJXQEDQJXQ GDWDU SDGD
MDP*DGDQJPHUXSDNDQVHJLEDQ\DN
%HULNXWLQLJDPEDUEHUEDJDLEDQJXQGDWDUVHJLEDQ\DN
+LWXQJODKEDQ\DNVHJLGDULPDVLQJPDVLQJEDQJXQ GDWDU
EHULNXW
%HULNXWLQLJDPEDUEDQJXQGDWDUVHJLEDQ\DN
%HUL WDQGD FHQWDQJ XQWXN EDQJXQ GDWDU \DQJ
PHUXSDNDQVHJLEDQ\DN%HULWDQGD¥XQWXNEDQJXQGDWDU
\DQJEXNDQVHJLEDQ\DN
$\R0HQJRPXQLNDVLNDQ
%DFDODKNHPEDOLWHNV-DP*DGDQJ
%DFDODKEHUJLOLUDQGHQJDQWHPDQPX
7XQJJXODK JLOLUDQPX XQWXN PHPEDFD GHQJDQ PHQ\LPDN
EDFDDQWHPDQPX
$\RFHULWDNDQNHPEDOLDSD\DQJWHODKNDPXSHODMDUL
$SDNDK-DP*DGDQJLWX"
'LPDQDOHWDN-DP*DGDQJ"
6HEXWNDQ SHQDPSDNDQ DODP EXDWDQ \DQJ ODLQQ\D GL
GDHUDKPXVHQGLUL"
5HIOHNVL
$SD\DQJWHODKNDPXSHODMDULSDGDKDULLQL"
$SD \DQJ NDPX UDVDNDQ VHWHODK PHQJHWDKXL
FHULWDWHQWDQJ-DP*DGDQJ"
6HWHODKPHPEDFDWHNV-DP*DGDQJGHQJDQEHUJLOLUDQ
EDJDLPDQD SHUDVDDQPX NHWLND KDUXV PHQXQJJX
JLOLUDQPHPEDFDWHNV-DP*DGDQJ"
%DJDLPDQD SHUDVDDQPX DSDELOD -DP *DGDQJ DGD GL
NRWDPX"
6HEDJDL SHQDQGD VHEXDK NRWD -DP *DGDQJ KDUXV
GLOHVWDULNDQ'LMDJDGDQGLSHOLKDUDNHXWXKDQQ\D
%DJDLPDQDSHUDVDDQPX MLND DGD RUDQJ \DQJ PHUXVDN
-DP*DGDQJ"
,QWHUDNVLGHQJDQ2UDQJWXD
'LVNXVLNDQGHQJDQRUDQJWXDPX
%HQWXNEHQWXNEDQJXQGDWDUVHJLEDQ\DNDSDVDMD\DQJ
GDSDW NDPX WHPXNDQ SDGD MDP *DGDQJ *DPEDU GDQ
WXOLVNDQEDQ\DNVXGXWQ\DSDGDNRORPEHULNXW
*DPEDU
%DQ\DN6HJL
%DQJXQ'DWDU6HJL%DQ\DN
6HJLOLPD
$\R0HQJDPDWL 3HPEHODMDUDQ
.DLQ7UDGLVLRQDO
%DFDODKWHNVEHULNXW
§.DLQ7HQXQ*HULQJVLQJ¨
.DLQ7HQXQ*HULQJVLQJ
EHUDVDOGDUL'HVD7HQJDQDQ
%DOL6DWXVDWXQ\DNDLQ
WHQXQWUDGLVLRQDO,QGRQHVLD
GHQJDQWHNQLNGREHOLNDW
0LWRV NDLQ 7HQXQ *HULQJVLQJ EHUDVDO GDUL 'HZD ,QGUD
%HOLDX GHZD SHOLQGXQJ GDQ JXUX NHKLGXSDQ EDJL
PDV\DUDNDW 7HQJDQDQ %HOLDX NDJXP DNDQ NHLQGDKDQ
ODQJLW GL PDODP KDUL %HOLDX PHPDSDUNDQQ\D PHODOXL
PRWLI7HQXQ*HULQJVLQJ.HPXGLDQPHQJDMDUNDQQ\DSDGD
UDN\DW 7HQJDQDQ .DWD *HULQJVLQJ EHUDVDO GDUL JHULQJ
\DQJ EHUDUWL §VDNLW¨ GDQ VLQJ \DQJ EHUDUWL §WLGDN¨
6HKLQJJDELODGLJDEXQJPHQMDGL§WLGDNVDNLW¨
0DV\DUDNDW 7HQJDQDQ PHQJJXQDNDQQ\D GDODP ULWXDO
NHDJDPDDQ DWDX DGDW 0HUHND PHPSHUFD\DL NDLQ 7HQXQ
*HULQJVLQJ PHPSXQ\DL NHNXDWDQ PDJLV 0HUHND
PHQJJXQDNDQQ\DVHEDJDLSHQRODNEDOD
6XPEHUEDFDDQ
KWWSLGZLNLSHGLDRUJZLNL.DLQBJULQJVLQJGLXQGXKWDQJJDO0DUHW
'LDGDSWDVLROHK.XUQLD
$\R0HQDQ\D
$\R0HQFRED
%HULNXW LQL EHUPDFDPPDFDP QDPD EDQJXQ GDWDU GDQ
EHQWXNQ\D*DPEDUNDQEHQWXNEDQJXQEHULNXW
0DFDPPDFDPEHQWXNEDQJXQGDWDU\DQJPHPLOLNLQDPD
EHUEHGD $QWDUD ODLQ VHJLWLJD SHUVHJL SDQMDQJ EHODK
NHWXSDW EXMXU VDQJNDU MDMDUDQ JHQMDQJ WUDSHVLXP GDQ
OLQJNDUDQ
6XPEHUKWWSVFLWUDSHGLDZRUGSUHVVFRP
'LXQGXKSDGDWDQJJDO0DUHW'LDGDSWDVLROHK.XUQLD
6HWHODK PHQJHQDO QDPDQDPD EDQJXQ GDWDU GDQ
EHQWXNQ\D JDPEDUODK EHUEDJDL EDQJXQ GDWDU VHVXDL
QDPDQ\D *DPEDUODK GDODP NRWDN EHULNXW VHEDQ\DN
MXPODK\DQJGLPLQWD
1DPD %DQ\DNQ\D
*DPEDU%HQWXN
1R %DQJXQ %DQJXQ
%DQJXQ'DWDU
'DWDU 'DWDU
6HJLWLJD
%XMXUVDQJNDU
3HUVHJL
SDQMDQJ
%HODK
NHWXSDW
/LQJNDUDQ
7UDSHVLXP
$\R
$\ $\R0HQDODU
0HQ\DQ\LNDQODJXELQWDQJNHFLO
§%LQWDQJ.HFLO¨
%LQWDQJNHFLOGLODQJLW\DQJWLQJJL
$PDWEDQ\DNPHQJKLDVDQJNDVD
$NXLQJLQWHUEDQJGDQPHQDUL
-DXKWLQJJLNHWHPSDWNDXEHUDGD
%LQWDQJGLODQJLWGLJDPEDUNDQGHQJDQEHQWXN
$SDQDPD\DQJWHSDWXQWXNEDQJXQ"
'LVNXVLNDQ EDQ\DN ELQWDQJ GDODP NRWDN \DQJ NRVRQJ
EHULNXW
;
;
;
$\R0HQJRPXQLNDVLNDQ
.DLQ WUDGLVLRQDO PHPSXQ\DL EHUEDJDL PRWLI \DQJ
EHUEHGD %HULNXW JDPEDU NDLQ WUDGLVLRQDO \DQJ PRWLIQ\D
EHUEHQWXNEDQJXQGDWDU
%HNHUMDVDPDODKGHQJDQWHPDQPX
7HPXNDQ EHUEDJDL EHQWXN EDQJXQ GDWDU GL VHNLWDUPX
7XOLVNDQ QDPD EHQGDEHQGD WHUVHEXW VHVXDL EHQWXNQ\D
/DSRUNDQKDVLOQ\D
1DPD%DQJXQ
1R 1DPD%HQGD%HQGD'L6HNLWDU
'DWDU
/LQJNDUDQ -DPGLQGLQJ
%XMXUVDQJNDU
3HUVHJLSDQMDQJ
%HODKNHWXSDW
7UDSHVLXP
5HIOHNVL
$SD\DQJWHODKNDOLDQSHODMDULSDGDKDULLQL"
%DJDLPDQD SHUDVDDQ NDOLDQ VHWHODK PHQJHWDKXL
EHUDJDPEXGD\D\DQJGLPLOLNLEDQJVD,QGRQHVLD"
'DODP NHJLDWDQ EHUGLVNXVL DGD EHUPDFDPPDFDP
SHQGDSDW \DQJ EHUEHGD GDUL WHPDQPX %DJDLPDQD
VLNDS NDOLDQ PHQJKDGDSL SHQGDSDW WHPDQWHPDQ
NDOLDQ\DQJEHUEHGDEHGDSHQGDSDW"
,QWHUDNVLGHQJDQ2UDQJWXD
%HNHUMDVDPDODKGHQJDQRUDQJWXDPX
%DQ\DNEHQGDEHQGDDWDXSXQEDQJXQDQGLVHNLWDUUXPDK
NDOLDQ7HPXNDQQDPDQDPDEHQWXNEDQJXQGDULEHQGD
EHQGDWHUVHEXW
&HULWDNDQSDGDJXUXGDQWHPDQWHPDQPXGLVHNRODK
7XOLVNDQKDVLOWHPXDQNDOLDQ GDODPNRORPEHULNXW
1DPD%HQGD%HQGD 1DPD%DQJXQ'DWDU
1R
'L6HNLWDU5XPDK
6DQJNDUEXUXQJ %XMXUVDQJNDU
(YDOXDVL
-DZDEODKSHUWDQ\DDQEHULNXW
7XOLVNDQODJXGDHUDKGDQDVDOXVXOGDHUDKQ\D
7XOLVNDQ PDFDPPDFDP VXPEHU EXQ\L GDQ FDUD
PHQJKDVLONDQEXQ\LQ\D
7XOLVNDQ FDUD PHODNXNDQ NHEHUVDPDDQ GDODP
NHEHUDJDPDQ
+LWXQJODKKDVLOSHUNDOLDQEHULNXW
[
[
[
[
[
-HODVNDQEDJDLPDQDEXQ\LGDSDWPHUDPEDW
-HODVNDQPDQIDDWSHUDPEDWDQEXQ\LGDODPNHKLGXSDQ
VHKDULKDUL
7XOLVNDQ FDUD EHUSHULODNX PHQJKDUJDL GDQ
EHUWDQJJXQJMDZDEWHUKDGDSEXGD\DEDQJVD
7XOLVNDQ PDFDP NHEHUDJDPDQ EXGD\D EDQJVD
,QGRQHVLD
7XOLVNDQ FDUD EHUSHULODNX MXMXU GDQ WHOLWL GDODP
SHULODNXVHKDULKDUL
7XOLVNDQQDPDPDFDPPDFDPEDQJXQGDWDUGHQJDQ
JDPEDUQ\D
6XEWHPD
+LGXSGDODP.HEHUDJDPDQ
$\R0HQJDPDWL 3HPEHODMDUDQ
0HQJXNXU6XGXW%DQJXQ'DWDU
%DFDODKGRQJHQJEHULNXW
'RQJHQJ3HUVDKDEDWDQ,NDQGDQ%XUXQJ
'L VHEXDK KXWDQ KLGXSODK EXUXQJ GDQ LNDQ .HGXDQ\D
EHUVDKDEDW GDQ VHODOX VDOLQJ PHPEDQWX .HGHNDWDQ
NHGXDQ\DWHUMDGLPHODOXLVXDWXNHMDGLDQ
,NDQ KLGXS GL VXQJDL WHSL KXWDQ 'L WHSL KXWDQ EDQ\DN
WXPEXK SRKRQ ELMLELMLDQ ,NDQ VDQJDW PHQJLQJLQNDQQ\D
WDSLWLGDNGDSDWPHPHWLNQ\D
6L EXUXQJ VHODOX KLQJJDS GL VDODK VDWX GDKDQ SRKRQ GL
SLQJJLU VXQJDL 'L GDVDU VXQJDL EDQ\DN FDFLQJ
EHUJHOLDWDQ 6DQJ EXUXQJ VDQJDW LQJLQ PHPDNDQQ\D WDSL
WLGDNGDSDWPHQ\HODP
%XUXQJ GDQ LNDQ WDKX NHLQJLQDQ PDVLQJPDVLQJ
$NKLUQ\D NHGXDQ\D EHUVHSDNDW VDOLQJ PHPEDQWX %XUXQJ
PHPHWLNNDQ EXDKEXDKDQ XQWXN GLEHULNDQ NHSDGD
VDKDEDWQ\D LNDQ ,NDQ PHPEHULNDQ FDFLQJFDFLQJ XQWXN
VDQJ EXUXQJ$NKLUQ\D LNDQ GDQ EXUXQJ PHQMDGL VDKDEDW
\DQJVDOLQJPHPEDQWX
3HVDQ PRUDO +LGXS GDODP NHEHUDJDPDQ ELVD PHQMDGL
LQGDKMLNDGLMDODQNDQGHQJDQSHUVDKDEDWDQ\DQJEDLN
6XPEHU KWWSFDWDWDQGHVV\EORJVSRWFRP GLXQGXK WDQJJDO $SULO
GLDGDSWDVLVHSHUOXQ\DROHK.XUQLD
%DFDODKEHUJLOLUDQGHQJDQWHPDQPX
-DZDEODKSHUWDQ\DDQGLEDZDKLQL
$SDMXGXOEDFDDQGLDWDV"
6LDSD\DQJPHQMDOLQSHUVDKDEDWDQSDGDGRQJHQJ
WHUVHEXW"
$SD\DQJPHQ\HEDENDQPHUHNDEHUVDKDEDW"
%DJDLPDQDEHQWXNSHUVDKDEDWDQPHUHND"
&HULWDNDQSHUVDKDEDWDQNDOLDQGLVHNRODK
$\R0HQDQ\D
+LWXQJODKEHUDSDEDQ\DNVXGXWSDGDVHWLDSEDQJXQGDWDU
EHULNXW
*DPEDU%DQJXQ'DWDU %DQ\DN6XGXW
/DQMXWNDQGHQJDQNHJLDWDQEHNHUMDVDPDPHQJXNXUEHVDU
VXGXW
*XQDNDQODK EXVXU GHUDMDW XQWXN PHQJXNXU EHVDU VXGXW
EDQJXQGDWDUEHULNXW
3HUKDWLNDQ KDVLO SHQJXNXUDQ WHPDQPX GDQ KDVLO
SHQJXNXUDQPX$GDNDKSHUEHGDDQQ\D"
%HQWXN%DQJXQ'DWDU %HVDU6XGXW
D
JEUWXOLVNDQ
E
DEFSDGD
F
PDVLQJ
VXGXWQ\D
D
JEUWXOLVNDQ
E
DEFGSDGD
F
PDVLQJ
G
VXGXWQ\D
D
JEUWXOLVNDQ
E
DEFGHI
F
SDGDPDVLQJ
G
VXGXWQ\D
H
I
D
JEUWXOLVNDQ
E
DEFGSDGD
F
PDVLQJ
G
VXGXWQ\D
D
JEU WXOLVNDQ E
DEF G SDGD
F
PDVLQJ
G
VXGXWQ\D
$\R0HQDODU
%HQWXN.HOHPEDJDDQ3HQGLGLNDQGL0DV\DUDNDW
6DODK VDWX EHQWXN OHPEDJD
D
SHQGLGLNDQ GL PDV\DUDNDW
DW
DGDODK VHNRODK %HQWXN
N
EDQJXQDQ VHNRODK PHPSXQ\DL
DL
XQVXU EDQJXQ GDWDU %DQJXQ
Q
GDWDU WHUVHEXW PHPLOLNL EHVDU
DU
VXGXW\DQJEHUEHGDEHGD
%HUGDVDUNDQ EHVDUQ\D EHQWXN VXGXW GLEHGDNDQ PHQMDGL
VXGXWODQFLSVXGXWWXPSXOGDQVXGXWVLNXVLNX
0HQJXNXUEHVDUVXGXWEDQJXQGDWDUGDSDWPHQJJXQDNDQ
EXVXUGHUDMDW
'LVNXVLNDQ GHQJDQ WHPDQPX 7HPXNDQ OLPD EHQGD \DQJ
PHPSXQ\DL VXGXW 7XOLVNDQ KDVLOQ\D SDGD NR ORP
EHULNXW
3HUNLUDDQ %HVDU6XGXW
1DPD
1R %HVDU +DVLO -HQLV6XGXW
%HQGD
6XGXW 3HQJXNXUDQ
8MXQJ
WXPSXO
EXNX
$\R0HQJRPXQLNDVLNDQ
&HULWDNDQ JDPEDU GHQJDQ PHQXOLVNDQ SDGD NRORP GL
VHEHODK
*DPEDUEDQJXQDQ &HULWDWHQWDQJJDPEDU
5HIOHNVL
$SDVDMD\DQJWHODKNDPXSHODMDULSDGDKDULLQL"
%DJDLPDQD SHUDVDDQPX VDDW EHNHUMDVDPD GHQJDQ
WHPDQPXGDODPPHQJXNXUEHVDUVXGXW"
%DJDLDPDQD SHUDVDDQPX VHWHODK PDPSX PHQJXNXU
VXGXW"
%DJDLPDQD SHUDVDDQPX VHWHODK GDSDW PHQFHULWDNDQ
EHQWXNEHQWXN NHOHPEDJDDQ SHQGLGLNDQ GL
PDV\DUDNDW"
,QWHUDNVLGHQJDQ2UDQJWXD
%HNHUMDVDPDODK GHQJDQ RUDQJ WXDPX /DSRUNDQ KDVLOQ\D
GLVHNRODKSDGDJXUXGDQWHPDQWHPDQPX
7HPXNDQEHQGDEHQGD GLUXPDK\DQJPHPLOLNLVXGXW
8NXUODK GDQ NHORPSRNNDQ EHQWXN VXGXWQ\D
EHUGDVDUNDQEHVDUQ\D
$\R0HQJDPDWL 3HPEHODMDUDQ
0DQIDDW.HEHUDJDPDQ
%DFDODKWHNVGRQJHQJEHULNXW
7LNXVGDQ6HPXWEHUVXNDFLWD
7LNXV GLEDZD NHOXDU KDODPDQ $NKLUQ\D WLNXV GDSDW
EHUEDULQJGLDQWDUDUHUXPSXWDQKDODPDQ6HPXWPHPEHUL
WLNXV DLU HPEXQ %HUV\XNXU DNKLUQ\D WLNXV VLXPDQ 7LNXV
SXQ EHUWHULPDNDVLK NHSDGD VHPXW 0HUHND NHPXGLDQ
PHPEXDW NHVHSDNDWDQ XQWXN NHUMDVDPD 0HUHND
EHNHUMDVDPD VDOLQJ PHQJXQWXQJNDQ GDQ EHUEDJL 7LNXV
GDQ 6HPXW EHUVXND FLWD GDQ EHUEDJL KDVLO PDNDQDQ
EHUVDPD
3HVDQPRUDO
+LGXS GDODP NHEHUDJDPDQ GDSDW PHQMDGL LQGDK
DSDELOD GLMDODQNDQ GHQJDQ NHEHUVDPDDQ GDQ VDOLQJ
PDXEHUEDJL
.HEHUVDPDDQELVDGLMDOLQGHQJDQSHUVDKDEDWDQ \DQJ
EDLNVDOLQJPHPEXWXKNDQGDQVDOLQJEHUEDJL
6XPEHUEDFDDQKWWSOHYLODQLEORJVSRWFRP 'LXQGXKWDQJJDO$SULO
'LDGDSWDVLVHSHUOXQ\DROHK.XUQLD
-DZDEODKSHUWDQ\DDQEHULNXW
%DJDLPDQDKXEXQJDQWLNXVGDQVHPXW"
'DODPKDODSDSHUVDKDEDWDQPHUHND"
&HULWDNDQWHQWDQJSHUVDKDEDWDQNDOLDQ
$\R0HQDQ\D
6HWHODK PHPEDFD GRQJHQJ 7LNXV GDQ 6HPXW EHUFDNDS
FDNDSODKGHQJDQJXUXDWDXWHPDQPXWHQWDQJ
,VLGRQJHQJ7LNXVGDQ6HPXW
0DQIDDWGDULSHUVDKDEDWDQ
$\R0HQFRED
6HPXWVHPXW.HFLO
6HPXWVHPXWNHFLOVD\DPDXWDQ\D
$SDNDKNDPXGLGDODPWDQDKWLGDNNHJHODSDQ
6HPXWVHPXWNHFLOVD\DPDXWDQ\D
$SDNDKNDPXGLGDODPWDQDKWLGDNWDNXWVHWDQ
2HRHLWXNDWDPX2HRHLWXMDZDEPX
6HPXWVHPXWNHFLOVD\DPDXWDQ\D
$SDNDKNDPXGLGDODPWDQDK
WLGDNWDNXWFDFLQJ
6HPXWVHPXWNHFLOVD\DPDXWDQ\D
$SDNDKNDPXGLGDODPWDQDK
SXQ\DPDPDSDSD
%HUJRWRQJUR\RQJFDUDNHUMDPX
6HSRWRQJURWLGLEDJLEDJL
%HUWHPXWHPDQVHODOXVDODPDQ
6HPXWVHPXWOXFXVHNDOL/DODODODODODODODOD
6XPEHUKWWSOLULNODJXDQDNFRP GLXQGXK SDGD WDQJJDO $SULO
'LDGDSWDVLVHSHUOXQ\DROHK.XUQLD
1\DQ\LNDQEHUVDPDWHPDQWHPDQDWDXVHQGLUL
$\R0HQDODU
0 HQJHQDO5XXPDK--RJOR
0HQJHQDO5XPDK-RJOR
5XPDK MRJOR DGDODK UXPDK $GDW GL -DZD 5XPDK MRJOR
MDPDQGXOX GLSDNDLXQWXN SXVDW SHUWHPXDQ DGDW 5XPDK
MRJOR EHUEHQWXN EXMXU VDQJNDU &LUL NKXVXV UXPDK MRJOR
DGDSDGDDWDSQ\D
%HQWXNDWDSQ\DPHUXSDNDQSHUSDGXDQEDQJXQGDWDU
<DLWX GXD EXDK ELGDQJ DWDS VHJLWLJD GHQJDQ GXD EXDK
ELGDQJ DWDS WUDSHVLXP 0DVLQJPDVLQJ PHPSXQ\DL
VXGXWNHPLULQJDQ\DQJEHUEHGDGDQWLGDNVDPDEHVDU
6XPEHU EDFDDQ KWWSS[DULIEORJVSRWFRP GLXQGXK WDQJJDO PDUHW
GLDGDSWDVLVHSHUOXQ\DROHK.XUQLD
7DNVLUODK EHUDSD EDQ\DN EHQWXN EDQJXQ GDWDU SDGD
UXPDKMRJOR%DJDLPDQDEHQWXNEHQWXNVXGXWQ\D"
7XOLVNDQWDNVLUDQPXSDGDNRORPEHULNXW
$\R0HQJRPXQLNDVLNDQ
6HWHODK NDOLDQ PHQJHQDO EXGD\D UXPDK MRJOR WXOLVNDQ
KDOKDOWHQWDQJUXPDKMRJOREHULNXWLQL
%DJDLPDQDEHQWXNUXPDKMRJOR"%DQJXQEDQJXQGDWDU
DSDVDMD\DQJWHUGDSDWGDODPEHQWXNUXPDKMRJOR"
$SDVDODKVDWXIXQJVLUXPDKMRJOR"
'DULPDQDDVDOEXGD\DUXPDKDGDWMRJOR"
*XQWLQJGDQWHPSHONDQODKJDPEDUUXPDKMRJORGLEXNX
WXOLVPX
7XOLVNDQNHPEDOLWHNVUXPDKMRJORGLEDZDKJDPEDUPX
5HIOHNVL
$SD\DQJWHODKNDOLDQSHODMDULSDGDKDULLQL"
%DJDLPDQD SHUDVDDQPX NHWLND PHQJHWDKXL EHUDJDP
EXGD\DUXPDKDGDWGL,QGRQHVLD"
%DJDLPDQD SHUDVDDQPX DSDELOD EXGD\D ,QGRQHVLD
GLFXULEDQJVDODLQ"
%DJDLPDQD FDUD NDOLDQ PHQV\XNXUL DQXJHUDK 7XKDQ
<DQJ 0DKD (VD DWDV NHEHUDJDPDQ EXGD\D EDQJVD
,QGRQHVLD"
,QWHUDNVLGHQJDQ2UDQJWXD
'LVNXVLNDQGHQJDQRUDQJWXDPX
.HEHUDJDPDQ EXGD\D UXPDK DGDW \DQJ DGD GL
,QGRQHVLD 7XOLVNDQ GDODP NRORP EHULNXW 6DPSDLNDQ
DSD\DQJWHODKNDOLDQNHWDKXLSDGD WHPDQWHPDQGDQ
JXUXPX
1R 1DPD5XPDK$GDW $VDO'DHUDK
7HPXNDQEHUEDJDLEHQWXNOHPEDJDODLQGLPDV\DUDNDW
VHSHUWL NHOHPEDJDDQ VRVLDO HNRQRPL SHQGLGLNDQ GDQ
EXGD\D
$\R0HQJDPDWL 3HPEHODMDUDQ
%XQ\L'DSDWGL'HQJDU
%DFDODKWHNVEHULNXW
%XQ\L'DSDWGL'HQJDU
6HPXD EXQ\L PHPEXDW XGDUD
VHNLWDU EHUJHWDU *HWDUDQ EXQ\L
PHQJHQDL JHQGDQJ WHOLQJD
6DDW LWXODK JHQGDQJ WHOLQJD
EHUJHWDU *HWDUDQ JHQGDQJ
WHOLQJD PHQMDGL OHELK EHVDU GL
WHOLQJDWHQJDK
*HWDUDQ WHUVHEXW GLXEDK PHQMDGL SHVDQSHVDQ GL WHOLQJD
GDODP .LWD ZDMLEEHUV\XNXU SDGD 7XKDQ <DQJ 0DKD (VD
7XKDQ PHQJDQXJHUDKNDQ NLWD LQGHUD SHQGHQJDU 0HODOXL
LQGHUD SHQGHQJDU NLWD GDSDW PHQJHWDKXL WHPSDW EXQ\L
EHUDVDO'DSDWPHQGHQJDUGDQPHQLNPDWLEHUDJDPNDU\D
VHQLEXGD\D
-DZDEODKSHUWDQ\DDQEHULNXW
%DJDLPDQDSURVHVEXQ\LGDSDWGLGHQJDUPDQXVLD"
$SDIXQJVLWHOLQJDEDJLPDQXVLD"
S
$\R0HQDQ\D
%HUFDNDSFDNDSODKGHQJDQWHPDQNDOLDQWHQWDQJ
%DJDLPDQDEXQ\LELVDNDOLDQGHQJDU"
$SDIXQJVLLQGHUDSHQGHQJDU"
%DJDLPDQDFDUDPHUDZDWWHOLQJD"
$\R0HQFRED
%HNHUMDVDPDODKGHQJDQWHPDQWHPDQNDOLDQ
/DNXNDQ SHUFREDDQ XQWXN PHQGHQJDUNDQ DVDO VXPEHU
EXQ\L.DOLDQELVDPHQJJXQDNDQSHOXLWDWDXVXPEHUEXQ\L
\DQJODLQQ\D
7XWXSNHGXDPDWDGDULVDODKVDWXWHPDQNDOLDQ
7HPDQ\DQJ GLWXWXS PDWDQ\D GXGXN PHQ\LPDN VXPEHU
EXQ\L
3LOLK VDODK VDWX WHPDQ \DQJ WLGDN GLWXWXS PDWDQ\D
PHPEXQ\LNDQ VXPEHU EXQ\L .DOLDQ EROHK
PHODNXNDQQ\DGDULOXDUNHODV
*XQDNDQEHUEDJDLPDFDPVXPEHUEXQ\L\DQJEHUEHGD
%XQ\LNDQVXPEHUEXQ\LWHUVHEXW/DNXNDQEHUXODQJGDQ
EHUSLQGDKSLQGDKWHPSDW
7HPDQ \DQJ GLWXWXS PDWDQ\D PHQHEDN DVDO VXPEHU
EXQ\L
/DNXNDQVHFDUDEHUJDQWLDQGHQJDQWHPDQWHPDQPX
6HODQMXWQ\DODNXNDQODKNHJLDWDQEHULNXWGLOXDUNHODV
1\DQ\LNDQODJXJXQGXOJXQGXOSDFXOEHUVDPDWHPDQ
GDQJXUXPX
/DNXNDQ JHUDNDQ VHQDP VHGHUKDQD GHQJDQ EHEDV
PHQJLNXWLLUDPDODJX*XQGXOJXQGXO3DFXO
§*XQGXOJXQGXO3DFXO¨
*XQGXOJXQGXOSDFXOFXOJHPEHOHQJDQ
1\XQJJLQ\XQJJLZDNXONXOJHPEHOHQJDQ
:DNXOJOLPSDQJVHJDQHGDGLVDNODWDU
:DNXOJOLPSDQJVHJDQHGDGLVDNODWDU;
$\R0HQDODU
6HWHODK PHODNXNDQ SHUFREDDQ PHQGHQJDUNDQ DVDO
VXPEHUEXQ\LGLVNXVLNDQKDVLOQ\DGHQJDQWHPDQPX
,VLODKWDEHOEHULNXWVHVXDLKDVLOSHUFREDDQWDGL
-XPODK%XQ\L -DZDEDQ
.HJLDWDQ $VDO
\DQJGLGHQJDU 7HPDQPX
3HUFREDDQ 6XPEHU
%XQ\LNH 3HUFRED -DZDE
%XQ\L %HQDU 6DODK
DQ NDOLDQ
$\R0HQJRPXQLNDVLNDQ
5HIOHNVL
$SD\DQJWHODKNDOLDQSHODMDULSDGDKDULLQL"
%DJDLPDQD SHUDVDDQPX NHWLND GHQJDQ PDWD WHUWXWXS
ELVDPHQ\HEXWNDQDVDOEXQ\LGHQJDQEHQDU"
&REDODK WXWXS WHOLQJDPX UDSDWUDSDW 0LQWDODK
WHPDQPX PHPEXQ\LNDQ EXQ\L SHOXLW DWDX ODLQQ\D
'DSDWNDKNDOLDQPHQGHQJDUNDQEXQ\LGLVHNLWDUPX"
%DJDLPDQD SHUDVDDQ NDOLDQ NHWLND WHOLQJD NDOLDQ WLGDN
ELVDPHQGHQJDUNDQEXQ\LEXQ\LDQ"
0HQJDSDNLWDZDMLEPHPLOLNLUDVDV\XNXUNHSDGD7XKDQ
<DQJ0DKD(VD"
,QWHUDNVLGHQJDQ2UDQJWXD
%HNHUMDVDPDODKGHQJDQRUDQJWXDPX/DNXNDQSHUFREDDQ
VHSHUWL GL VHNRODK *XQDNDQ VXPEHU EXQ\L \DQJ EHUEHGD
,VLODKWDEHOEHULNXWVHVXDLKDVLOSHUFREDDQPX
&HULWDNDQKDVLOSHUFREDDQPXNHSDGDWHPDQGDQJXUXPX
-XPODK%XQ\L -DZDEDQ
.HJLDWDQ $VDO
\DQJGLGHQJDU 7HPDQPX
3HUFREDDQ 6XPEHU
%XQ\LNH 3HUFRED -DZDE
%XQ\L %HQDU 6DODK
DQ NDOLDQ
; ; /XDUNHODV
$\R0HQJDPDWL
3HPEHODMDUDQ
&DQGL3HQDWDUDQ
6LPDNODKWHNVEHULNXW
'RQJHQJ&DQGL3HQDWDUDQ
WHPSDW ZLVDWD 0HPEDQWX PHQJDQJNDW SHUHNRQRPLDQ
SHQGXGXNGLVHNLWDUQ\D
6XPEHU KWWSZZZEOLWDUNDEJRLG GLXQGXK WDQJJDO 0DUHW
GLDGDSWDVLVHSHUOXQ\DROHK.XUQLD
0HQMDZDE3HUWDQ\DDQ
&HULWDNDQNHPEDOLWHQWDQJ'RQJHQJ&DQGL3HQDWDUDQ
$SDIXQJVL&DQGLSHQDWDUDQSDGD]DPDQGXOXGDQ
VHNDUDQJ"
$\R0HQDQ\D
%HUFDNDSFDNDSODKGHQJDQWHPDQPXWHQWDQJ
%HQWXN&DQGL3HQDWDUDQ
6HMDUDK&DQGL3HQDWDUDQ
0DQIDDWNHEHUDGDDQ&DQGL3HQDWDUDQVHNDUDQJ
$\R0HQFRED
$\R0HQDODU
.HEHUDGDDQ &DQGL 3HQDWDUDQ PHPEDQWX PHQJDQJNDW
SHUHNRQRPLDQ SHQGXGXN GL VHNLWDUQ\D 3HQGXGXN
PHPEXND NLRVNLRV EHUMXDODQ GL VHNLWDU FDQGL $\R
PHODNXNDQ SHQJKLWXQJDQ GHQJDQ PHQJJXQDNDQ QLODL
PDWDXDQJ
'HZL PHPEHOL VRXYHQLU JDQWXQJDQ NXQFL VHEDQ\DN
ELML 6HEXDK VRXYHQLU VHKDUJD 5S %HUDSD
UXSLDK 'HZL KDUXV PHPED\DU VHPXD VRXYHQLU \DQJ
GLEHOL"
/LQD PHPEHOL VRXYHQLU VDWX SDNHW PDQLNPDQLN
VHKDUJD 5S 6DWX SDNHW PDQLNPDQLN
WHUVHEXW EHULVL ELML PDQLNPDQLN -DGL EHUDSD KDUJD
VDWXELMLPDQLNPDQLN"
5XGL PHPEHOL ROHKROHK PDNDQDQ NKDV %OLWDU GL &DQGL
3HQDWDUDQ5XGLPHPED\DUGHQJDQXDQJ5S
GDQ PHQGDSDWNDQ NHPEDOLDQ 5S -DGL
EHUDSD MXPODKQ\D 5XGL PHPED\DU VHPXD ROHKROHK
\DQJGLEHOLQ\D"
7RQR GDQ 5XGL PHPEHOL GXD NDRV VRXYHQLU &DQGL
3HQDWDUDQ 0HUHND EHUGXD PHPED\DU 5S
-DGLPDVLQJPDVLQJKDUXVPHPED\DUEHUDSDUXSLDK"
7RQR PHPEHOLNDQ DGLNQ\D WRSL VRXYHQLU &DQGL
3HQDWDUDQ +DUJD WRSL 5S 7RQR PHPED\DU
GHQJDQ XDQJ 5S %HUDSD UXSLDK XDQJ
NHPEDOLGLWHULPD7RQR"
$\R0HQJRPXQLNDVLNDQ
&HULWDNDQNHPEDOLLVLWHNV&DQGL3HQDWDUDQ
'LPDQDOHWDN&DQGL3HQDWDUDQ"
0HUXSDNDQSHQLQJJDODQVHMDUDKPDVDDJDPDDSD"
.DSDQ&DQGL3HQDWDUDQPXODLGLEDQJXQ"
$SDPDQIDDW&DQGL3HQDWDUDQSDGD]DPDQGXOX"
6DDWLQL&DQGL3HQDWDUDQGLJXQDNDQXQWXNDSD"
%DJDLPDQDEHQWXNEHQWXNEDQJXQDQ&DQGL3HQDWDUDQ"
$SDSHQGDSDWPXWHQWDQJ&DQGL3HQDWDUDQ"
5HIOHNVL
$SD\DQJWHODKNDPXSHODMDULKDULLQL"
$SD \DQJ NDPX UDVDNDQ NHWLND GDSDW PHQFHULWDNDQ
WHQWDQJ&DQGL3HQDWDUDQ"
&DQGL 3HQDWDUDQ PHUXSDNDQ VDODK VDWX SHQLQJJDODQ
EXGD\D EDQJVD ,QGRQHVLD %DJDLPDQD SHUDVDDQPX
DSDELODFDQGLWHUVHEXWDGDRUDQJ\DQJPHUXVDN"
,QWHUDNVLGHQJDQ2UDQJWXD
'LVNXVLNDQ GHQJDQ RUDQJ WXDPX 7HPXNDQ WHPSDW
WHPSDW EHUVHMDUDK ODLQ \DQJ PHUXSDNDQ EXGD\D EDQJVD
,QGRQHVLD
7XOLVNDQGDQFHULWDNDQKDVLOQ\DSDGDJXUXGDQWHPDQPX
1 1DPD7HPSDW%HUVHMDUDK $VDO'DHUDK
0DNDP%XQJ.DUQR .RWD%OLWDU
$\R0HQJDPDWL 3HPEHODMDUDQ
0HQJHORPSRNNDQ0DFDP0DFDP%DQJXQ'DWDU
%DFDODKWHNVEHULNXW
'RQJHQJ'XD3HQJHPEDUDGDQ6HHNRU%HUXDQJ
'XDRUDQJEHUVDKDEDW
VL.XUXVGDQVL*HQGXW
PHQJHPEDUDEHUMDODQ
EHUVDPDPHODOXLVHEXDK
KXWDQ\DQJOHEDW7LED
WLEDVHHNRUEHUXDQJ\DQJ
VDQJDWEHVDUNHOXDUGDUL
VHPDNVHPDNGLGHNDW
PHUHNDEHUMDODQ
6DODK VDWX SHQJHPEDUD VL *HQGXW KDQ\D PHPLNLUNDQ
NHVHODPDWDQQ\D GDQ WLGDN PHQJKLUDXNDQ WHPDQQ\D
6HJHUD VL *HQGXW PHPDQMDW NH VHEXDK SRKRQ \DQJ
EHUDGDGHNDWGHQJDQQ\D
3HQJHPEDUD ODLQ VL .XUXV PHUDVD WLGDN GDSDW PHODZDQ
EHUXDQJ LWX VHQGLULDQ ,D PHOHPSDUNDQ GLULQ\D NH WDQDK
GDQ EHUEDULQJ GLDP VHRODKRODK WHODK PHQLQJJDO 'LD
VHULQJ PHQGHQJDU FHULWD EDKZD EHUXDQJ WLGDN DNDQ
PHQ\HQWXKKHZDQDWDXRUDQJ\DQJWHODKPHQLQJJDO
7HPDQQ\D VL*HQGXW\DQJEHUDGDGLSRKRQWLGDNEHUEXDW
DSDDSD XQWXN PHQRORQJ %HUXDQJ LWX VHMHQDN
PHQJHQGXVHQGXV GL GHNDW NHSDOD VL .XUXV %HUXDQJ
WHUOLKDW SXDV WDKX NRUEDQQ\D WHODK PHQLQJJDO
%HUXDQJSXQ EHUMDODQ SHUJL PHQLQJJDONDQ VL .XUXV
3HQJHPEDUD \DQJ EHUDGD GL DWDV SRKRQ NHPXGLDQ WXUXQ
GDUL SHUVHPEXQ\LDQQ\D 'LD NHKHUDQDQ PHOLKDW NHMDGLDQ
WHUVHEXW 3HQJHPEDUD \DQJ GDUL SRKRQ PHQDQ\DNDQ
NHDMDLEDQWHUVHEXWSDGDVL.XUXV
3HQJHPEDUD \DQJ EHUEDULQJ PHQJDWDNDQ EDKZD 6DQJ
EHUXDQJ EHUSHVDQ § WLGDN ELMDNVDQD EHUMDODQ EHUVDKDEDW
GHQJDQ VHVHRUDQJ \DQJ PHPELDUNDQ GDQ WLGDN
PHQJKLUDXNDQWHPDQQ\D\DQJEHUDGDGDODPEDKD\D
3HVDQ PRUDO PHPEDQJXQ NHEHUVDPDDQ WLGDN PXGDK
NHPDODQJDQGDSDWPHQJXMLVHEXDKSHUVDKDEDWDQ
6XPEHUEDFDDQKWWSZZZFHULWDNHFLOFRP'LXQGXKWDQJJDO$SULO
'LDGDSWDVLROHK.XUQLD
-DZDEODKSHUWDQ\DDQEHULNXW
%DJDLPDQDSHUVDKDEDWDQDQWDUDVL*HQGXWGDQ
VL.XUXV"
%DJDLPDQDSHVDQPRUDOGDULGRQJHQJWHUVHEXW"
%DJDLPDQD FHULWDSHUVDKDEDWDQ \DQJNDOLDQ
PLOLNL"
$\R0HQDQ\D
%HUFDNDSFDNDSODKGHQJDQWHPDQPXWHQWDQJ
.LVDK SHUVDKDEDWDQ GXD SHQJHPEDUD GDODP GRQJHQJ
GLDWDV
3HUVDKDEDWDQ\DQJGLPLOLNLROHK WHPDQWHPDQ
$\R0HQFRED
.DOLDQWHODKPHQJHQDOEHUEDJDLPDFDPEDQJXQGDWDU
:DUQDLODK EDQJXQ GDWDU EHULNXW VHVXDL GHQJDQ
EHUPDFDPPDFDPEHQWXNQ\D
$\R0HQDODU
§%DQJXQ'DWDUGL.HODVNX¨
%HQWXN EDQJXQ GDWDU
DQWDUD ODLQ VHJLWLJD
SHUVHJL SHUVHJL SDQMDQJ
GDQOLQJNDUDQ
'DODP UXDQJ NHODV
WHUGDSDW EDQ\DN EHQGD
EHUEHQWXNEDQJXQGDWDU
%HQGDEHQGD GDODP NHODV GDSDW GLNHORPSRNNDQ VHVXDL
EHQWXN EDQJXQQ\D 0LVDOQ\D DOPDUL GDQ SDSDQ WXOLV
EHUEHQWXN SHUVHJL SDQMDQJ -DP GLQGLQJ EHUEHQWXN
OLQJNDUDQ
-DZDEODKSHUWDQ\DDQEHULNXW
6HEXWNDQPDFDPPDFDPQDPDEDQJXQGDWDU
6HEXWNDQ EHEHUDSD EHQGD GDODP NHODV \DQJ PHPLOLNL
EHQWXNEDQJXQGDWDU
3HUKDWLNDQ JDPEDU EHQGDEHQGD EHULNXW 'LVNXVLNDQ
GHQJDQWHPDQPXEHQWXNEHQGDEHQGDEHULNXW
JDQWHPDQPX EHQWXNEHQGDEHQGDEHULNXW
7XOLVNDQ QRPRU GDUL EHQGDEHQGD WHUVHEXW PHQXUXW
EHQWXNQ\D
*DPEDUEHUEHQWXNVHJLWLJDQRPRU
*DPEDUEHUEHQWXNSHUVHJLQRPRU
*DPEDUEHUEHQWXNSHUVHJLSDQMDQJQRPRU
*DPEDUEHUEHQWXNOLQJNDUDQQRPRU
$\R0HQJRPXQLNDVLNDQ
1DPD%DQJXQ 0DFDP0DFDP1DPD%HQGD
1R
'DWDU 'L.HODV
/LQJNDUDQ -DPGLQGLQJ
5HIOHNVL
$SD\DQJWHODKNDOLDQSHODMDULSDGDKDULLQL"
%DJDLPDQD SHUDVDDQPX NHWLND ELVD PHQJHORPSRNNDQ
EDQJXQGDWDUVHVXDLGHQJDQPDFDPEHQWXNQ\D"
.DOLDQ WHODK PHQJHORPSRNNDQ EHQGDEHQGD GL NHODV
VHVXDL PDFDP EHQWXNQ\D .DOLDQ WHODK PHODNXNDQQ\D
GHQJDQ EHNHUMDVDPD %DJDLPDQD SHUDVDDQPX NHWLND
DGDWHPDQ\DQJWLGDNVHSHQGDSDWGHQJDQNDOLDQ"
,QWHUDNVLGHQJDQ2UDQJWXD
$\R0HQJDPDWL
3HPEHODMDUDQ
0HQJXUXWNDQ%HVDU%DQJXQ'DWDU
6LPDNODKWHNVEHULNXW
%HUNHOLOLQJ.RWD
-DZDEODKSHUWDQ\DDQEHULNXW
$SD\DQJGLODNXNDQROHK7RQRGDQ5XGL"
$SDVDMD\DQJGLOLKDW7RQRGDQ5XGL"
$\R0HQDQ\D
%HUFDNDSFDNDSODKGHQJDQWHPDQPXWHQWDQJ
%HQWXN EDQJXQDQGDQ EHQGDEHQGD GL VHNLWDUPX \DQJ
PHPSXQ\DLSHUPXNDDQEDQJXQGDWDU
3HQJHORPSRNDQ EHQGDEHQGD WHUVHEXW EHUGDVDUNDQ
XNXUDQQ\D
0HQJXUXWNDQEDQJXQGDWDUGDULEHVDUDWDXNHFLO
$\R0HQFRED
7RQRGDQ5XGLWHODKEHUNHOLOLQJNRWDGHQJDQQDLNEHFDN
$\RNHOXDUGDULNHODVEHQWXNODKEDULVDQEHUMDMDU
1\DQ\LNDQ ODJX §1DLN 'HOPDQ¨ EHUVDPD WHPDQ
WHPDQPX
/DNXNDQ JHUDNDQ VHQDP VHGHUKDQD PHQJLNXWL
LUDPDODJX\DQJNDOLDQQ\DQ\LNDQ
§1DLN'HOPDQ¨
3DGDKDUL0LQJJXNXWXUXWD\DKNHNRWD
1DLNGHOPDQLVWLPHZDNXGXGXNGLPXND
.XGXGXNGLVDPSLQJSDNNXVLU\DQJVHGDQJEHNHUMD
0HQJHQGDUDLNXGDVXSD\DEDLNMDODQQ\D
7XNWLNWDNWLNWXNWLNWDNWLNWXNWLNWDNWLNWXN
7XNWLNWDNWLNWXNWLNWDNWLNWXNWLNWDNWLNWXN
6XDUDVHSDWXNXGD
$\R0HQDODU
8UXWNDQEDQJXQGDWDUEHULNXWPHQXUXWXNXUDQQ\D
7XOLVNDQQRPRUQ\DVHVXDLXUXWDQPXODLGDULEDQJXQ\DQJ
WHUNHFLO
8UXWNDQEDQJXQGDWDUEHULNXWPHQXUXWXNXUDQQ\D
7XOLVNDQQRPRUQ\DVHVXDLXUXWDQPXODLGDULEDQJXQ\DQJ
WHUEHVDU
$\R0HQJRPXQLNDVLNDQ
6HWHODK EHODMDU PHQJXUXWNDQ EHVDU EDQJXQ¥ EDQJXQ
GDWDU3RWRQJODKJDPEDUJDPEDUEDQJXQGDWDUEHULNXW
8UXWNDQJDPEDUQ\DPXODLGDULEDQJXQ\DQJWHUNHFLO
7HPSHONDQSDGDOHPEDUPHQHPSHO
/HPEDUPHQHPSHONDQXUXWDQEHQWXNEDQJXQGDWDU
5HIOHNVL
$SD\DQJWHODKNDPXSHODMDULKDULLQL"
%DJDLPDQD SHUDVDDQPX NHWLND ELVD PHQJXUXWNDQ
EDQJXQGDWDUGHQJDQEHQDUVHVXDLXNXUDQQ\D"
.DPXWHODKPHQJJXQWLQJGDQPHQHPSHOXUXWDQEDQJXQ
GDWDU %DJDLPDQD SHUDVDDQPX DSDELOD WHPDQPX
PHUXVDNKDVLONDU\DPX"
,QWHUDNVLGHQJDQ2UDQJWXD
'LVNXVLNDQ GHQJDQ RUDQJ WXDPX 7XOLVNDQ QDPD EHQGD
EHQGD GL VHNLWDUPX \DQJ EHUEHQWXN EDQJXQ GDWDU
.HORPSRNNDQ XNXUDQ EHVDU DWDX NHFLO 7XOLVNDQ QDPD
EHQWXN EDQJXQ GDWDUQ\D 7XOLVNDQ EHUGDVDUNDQ XUXWDQ
\DQJWHUNHFLO
1DPDEHQGDEHQGD 1DPD%DQJXQ
1R
GLVHNLWDU 'DWDU
(YDOXDVL
-DZDEODKSHUWDQ\DDQEHULNXW
7XOLVNDQPDFDPQDPDVXGXWEHUGDVDUNDQEHVDUQ\D
*DPEDUNDQ FRQWRK EDQJXQ GDWDU GHQJDQ VXGXW
VXGXW\DQJEHUEHGDEHVDUQ\D
7XOLVNDQ FDUD PHODNXNDQ SHULODNX SHGXOL GDQ GLVLSOLQ
ZDNWXGDODPPHQJHUMDNDQWXJDV
7XOLVNDQNHEHUDJDPDQEXGD\D\DQJDGDGL,QGRQHVLD
6HEXWNDQDVDOGDHUDKQ\D
6HEXWNDQ FDUD EHUSHULODNX PHQV\XNXUL DQXJHUDK
7XKDQ <DQJ 0DKD (VD DWDV NHEHUDJDPDQ EDQJVD
,QGRQHVLD
-HODVNDQ EDJDLPDQD NDOLDQ GDSDW PHQGHQJDUNDQ DVDO
EXQ\L
7XOLVNDQ WHPSDWWHPSDW EHUVHMDUDK GDQ DVDO
GDHUDKQ\D
6HOHVDLNDQ VRDOVRDO SHQMXPODKDQ GHQJDQ
PHQJJXQDNDQPDWDXDQJEHULNXW
'HZLPHPEHOLVRXYHQLUJDQWXQJDQNXQFLVHEDQ\DN
ELML 6HEXDK VRXYHQLU VHKDUJD 5S %HUDSD
UXSLDK 'HZL KDUXV PHPED\DU VHPXD VRXYHQLU \DQJ
GLEHOLQ\D"
7RQR GDQ 5XGL PHPEHOL GXD NDRV VXYHQLU FDQGL
SHQDWDUDQ 0HUHND EHUGXD PHPED\DU 5S
-DGLPDVLQJPDVLQJKDUXVPHPED\DUEHUDSDUXSLDK"
.HORPSRNNDQ QDPDQDPD EHQGD GL VHNLWDUPX VHVXDL
EHQWXNEDQJXQGDWDU\DQJGLPLOLNLQ\D
1DPD%DQJXQ 0DFDP0DFDP1DPD%HQGD
1R
'DWDU 'L.HODV
/LQJNDUDQ -DPGLQGLQJ
%XMXUVDQJNDU
:DUQDLEDQJXQGDWDUEHULNXWVHVXDLNHORPSRNQ\D