JC[MYG
Lgpmrmjmsgs Brcvgkcruj
Urmmdhcjpsg kcf Mdhcjpsg
Dmhcgfcf hcjcfyc dmlcjghcf
Dmlcjghcf Mdtnpgd [mrbcfbbu
Dmhcgfcf Uhcsmftc kcf pmfkcrclcf cftmpcrtuj
Dmlcjghcf Bcfkc
Dmtuicf Umacl Kgfg
Umfycdgt hcgf ycfb jmjpmfbcrulg dmlcjghcf
Urmjcturgtcs
(Umrschgfcf prmtmrj)
Unstjcturgtcs
(Umrschgfcf Unst tmrj)
UYMJC[]YG[CQ
Umrschgfcf 8 12 jgfbbu
IIHY 8 9=55 brcj
UMFW]HG[ ?
C. Umrdmjicfbcf nrbcf vgtch imhuj smjpurfc
I. Kcyc tclcf tuiul rmfkcl gf`mdsg
A. Jmftch ‑ gftmhmdtuch rmfkcl imicf dmhucrbc
UMFWMICI UYMJC[]YG[CQ
3. Dnfkgsg ujuj
c) Dmckccf snsgch mdnfnjg rmfkcl cfmjgc, durcfb bgzg,
pmrndnd, ujur tmrhchu jukc/tuc
i) Umfycdgt giu
KJ, lgpmrtmfsg, ocftufb/pcru, mfkndrgf, rlmsus
9. Umfyuhgt dmigkcfcf
Lgkrcjfgnf, bcfkc, UM/M
Umrkcrclcf cftm pcrtuj
DUK
1. Dmhcgfcf hcgf
Dmhcgfcf cfctnjg / dnfbmfgtch rclgj
Gf`mdsg
UMY[NHNFBCF
]sclcdcf trcujc jgfgjch
Umfyuhgt ycfb jufbdgf tgjiuh
Umrkcrclcf gftrc drcfgch
Bcfbbucf pmrfcpcscf
Umrtnhnfbcf igkcf?
Dnfsmrvctg` gstgrclct, gsnhcsg & pmfbnictcf pmfycdgt
Dnfsuh kndtmr
Yuoudcf dm rujcl scdgt
UNQ[ JC[]YG[CQ
Dmlcjghcf hmwct wcdtu
Umrschgfcf 6 ;9 jgfbbu
Dmschclcf LUJ >
Dmockgcf ;-3=%
Dnf`grjcsg kmfbcf ]QB
UMYJCQCHCLCF UNQ[JC[]YG[CQ
Gfsu`gsgmfsg phcsmftc
ocfgf rgsgdn cs`gdsgc drnfgs / cdut
@mtch kmctl
Umrtujiulcf ocfgf tmrlcjict
Umruiclcf jmtcinhgsjm ocfgf
Cgr dmtuicf imrdurcfb
Qcct pmrschgfcf rmftcf cs`gdsgc
Ighc II hmigl pmrhu tgfkcdcf (vcduj / QA)
UMFWMICI UNQ[JC[]YG[CQ
Ntnt rclgj tgkcd smfsgtg` tmrlckcp ndsgtnsgf
Usgdnhnbgs
Dmhcgfcf rclgj
QGDCU IGKCF
Cfcjfmsgs
6 ;9 jgfbbu
Bmrcd ocfgf imrdurcfb / imrlmftg
Umjmrgdsccf
G]@K
(GF[YC
(GF [YC ][MYGFM
][MYGFM @M[
@M[CH
CH
KMC[L)
UYGFQGU KCQCY ?
Irckgdcrkg ? KOO durcfb kcrg 395/jmfgt
[cdgdcrkg ? KOO hmigl
hmigl kcrg 305/jmfgt
A[B
BCRC[ OCFGF/G]@K
BCRC[ O
BCR OCFGF
CFGF KCHCJ UMYQCH
UMYQCHGFCF
GFCF
KCUC[ [MYOCKG IGHC ?
Umrschgfcf imrhcfbsufb hcjc
Gfkudsg pmrschgfcf kmfbcf
ndsgtnsgf
Ckc pmrkcrclcf ctcu gf`mdsg
Gfsu`gsgmfsg phcsmftc ? pns
tmrj,prm mdhcjpsgc
UMFGHCGCF DHGFGD
[cfkc bcwct ocfgf ?
KOO cifnrjch
- ]jujfyc KOO ckchcl grmbuhmr,f
grmbuhmr,fcjuf
cjuf oudc tgkcd
dmjichg fnrjch smtmhcl dnftrcdsg---lgpndsgc
- Irckgdcrkgc kg hucr dnftrcdsg ctcu tgkcd jmfblghcfb
smtmhcl dnftrcdsg --dmbcwctcf ocfgf
- [cdlgdcrkg
[cdlgdcrkg kcpct jmrupcdcf rmcdsg tmrlckcp
ckcfyc ? kmjcj pckc giu,nict-nictcf
tndnhgtgd,cjfngfgtgs
- Ogdc giu tgkcd jmfbchcjg tcdlgdcrkgc,KOO
6305/jmfgt ---lgpndsgc
Jmdnfmuj
Lgocu dmftch---cgr dmtuicf oujhclfyc smkgdgt
Urmsmftcsg indnfb tgkcd jmjmrhudcf gftmrvmfsg
Jcschcl
- Giu tgkcd? jmrcscdcf bmrcdcf ocfgf
Kgcbfnsgs ?
Fghcg KOO
Ighc KOO tcd tmrkmfbcr
tmrkmfbcr,pcstgdcf
,pcstgdcf ckcfyc dmjctgcf
ocfgf kmfbcf knpphmr
knpphmr
Ighc KOO icgd,imrcrtg icyg tgkur
Ycfbscfb icyg kmfbcf sucrc (imh) ctcu kmfbcf
jmfbbnycfbdcf pmrut giu
Ighc KOO jmfgfbdct `rmdumfsgfyc smsucg kmfbcf
bmrcd ocfgf,jcdc ocfgf kcpct kgdctcdcf fnrjch
Ighc KOO amfkmrufb turuf scct ocfgf
imrbmrcd,jcdc kcpct kgsgjpuhdcf ckcfyc bcwct
ocfgf
DMJC[GCF OCFGF
Umfghcgcf Dhgfgd
Umrtujiulcf ocfgf imrdurcfb,icldcf ocfgf jmfbmagh
smlgfbbc [@] jmfuruf
KOO tcd tmrkmfbcr kmfbcf `mtnsdnp kcf kgpcstgdcf
kmfbcf knpphmr
Dmhulcf giu ? bmrcd ocfgf jmfblghcfb
II jmfuruf
[uhcfb dmpchc dnhcps
]QB
LAB urgf fmbctg`----imimrcpc lcrg smtmhcl dmjctgcf
ocfgf
DNJUHGDCQG ?
[rcujc mjnsgnfch ighc wcdtu cftcrc
dmjctgcf ocfgf kcf pmrschgfcf audup hcjc
Kcpct tmrockg gf`mdsg ighc dmtuicf pmacl
UMFCFBCFCF
Umjmrgdsccf kcrcl (CIN kcf Ylmsus)
Lgfkcrg pmjimrgcf gf`nrjcsg ycfb tgkcd tmpct
t mpct
Kudufbcf jmftch mjnsgnfch pmrhu kgimrgdcf
dmpckc pcsgmf
Ymfacfc pmrschgfcf pmrvcbgfc kmfbcf acrc gfkudsg
jcupuf mdspmdtctg`---kgigacrcdcf
mdspmdtctg`---kgigacrcdcf kmfbcf dmhucrbc
Umjmrgdsccf pctnhnbg phcsmftc cdcf jmfbufbdcp
G]BY
Km`gfgsg
Km`gfgsg jmfurut RLN (3707), ocfgf ycfb jmfbchcjg
pmrtujiulcf ycfb tmrlcjict ckchcl ocfgf ycfb
jmfbchcjg dmbcbchcf kchcj jmfacpcg imrct stcfkcrk
ctcu udurcf stcfkcrk ycfb smsucg kmfbcf usgc
dmlcjghcffyc.
Umrtujiulcf Ocfgf [mrlcjict ctcu Gftrc ]tmrgfm Brnwtl
Ymstrgatgnf ckchcl
Ymstrgatgnf ckchcl suctu dmckccf kgjcfc tmrockg bcfbbucf
futrgsg kcf pmrtujiulcf ocfgf ycfb jmfbcdgictdcf imrct
ickcf hclgr kgicwcl ictcscf tmrtmftu kcrg usgc
dmlcjghcffyc.
DMLCJGHCF BCFKC
bmjmhhy 3?<=
trgphmt 3?2,097
quckruphmt 3?0,2
qugftuphmt 3?;
Dmkuc ocfgf kchcj hmtcd jmjiuour kmfbcf
prmsmftcsg dmpchc
hmtcd jmjiuour kmfbcf prmsmftcsg dmpchc indnfb
dmkucfyc prmsmftcsg indnfb
hmtcd hgftcfb kcf prmsmftcsg dmpchc
hmtcd hgftcfb kcf prmsmftcsg indnfb
kuc-kucfyc hmtcd hgftcfb
hmtcd kcf prmsmftcsg 07.
Uckc cfcjfmsc
Giu jmfbctcdcf pmrut hmigl iufagt kcrg
smjmstgfyc tuc dmlcjghcf
bmrcdcf ocfgf hmigl icfycd kgrcscdcf giu lcjgh
utmrus tmrcsc hmigl ampct jmjimscr
pmrfcl lcjgh dmjicr ctcu ckc smocrcl dmturufcf.
dmscf utmrus hmigl imscr kcf ampct tujiulfyc
kcrg igcsc
tmrcic bmrcdcf-bmrcdcf ocfgf hmigl icfycd
icfycd icbgcf-icbgcf
icbgcf-icb gcf dmagh tmrcic
tmrcic tgbc icbgcf imscr ocfgf
tmrcic 9 ichntmjmf
Uckc pmjmrgdsccf
pm jmrgdsccf Cusduhtcsg
tmrkmfbcr kuc kmfyut ocftufb ocfgf pckc 9
tmjpct ycfb cbcd imroculcf kmfbcf
pmrimkccf dmampctcf
dmampc tcf smkgdgtfyc h5 kmfyut
pmr jmfgt.
]htrcsnfnbrc`g ? dmhglctcf 9 ocfgf pckc trgwuhcf
GG, kuc ocftufb ycfb imrkmfyut tmhcl kcpct
kgtmftudcf pckc trgwuhcf G.
Icyg cdcf tmrhclgr prmjcturm
Cfbdc dmjufbdgfcf tmrockg dmhcgfcf /
dmacactcf pckc icyg hmigl tgfbbg
cfbdc dmjctgcf tgfbbg
UMFWCDG[ DCYKGNPCQD]HMY
IC[CQCF
Urgfsgp? ocftufb tgkcd jcjjpu jmjimrgdcf
Cdgictfyc uftud icyg
Cdgictfyc uftud giu
Dmhcs
Dmhcs G ? tgkcd
tgkcd ckc
ckc dmhul
dmhulcf
cf
Dmhhcs GG
Dm ? im
imdm
dmrroc im
imrc
rctt-s
-smk
mkcf
cfb
b jm
jmfb
fbcd
cdgi
gicctd
tdcf
cf
smscd, kyspfnm k‗m``nrt
Dmhc
Dmhcss GGG
GGG ? dmr
dmroc
oc rg
rgfb
fbcf
cf jmf
jmfbc
bcdg
dgic
ictd
tdcf
cf sms
smscd
cd
Dmhhcs GP ? sm
Dm smsc
scd
d tmr
mrus
us jm
jmfm
fmru
russ
QCC[-QCC[ DYG[GQ
Lgpmrmjmsgs brcvgkcruj
QCC[-QCC[ DYG[GQ……
Ucrtus Dchc GG
QCC[-QCC[ DYG[GQ……
Uumrpmrguj
UMFC[CHCDQCFCCF
Rcdt
cdtuu CFA
CFA
Qcct gfpcrtu
Uumrpmrguj
Dmhucrbc Imrmfacfc
UMFC[CHCDQCFCCF……
Rcdtu CFA
UMFC[CHCDQCFCCF……
Qcct gfpcrtu
UMFC[CHCDQCFCCF……
Uumrpmrguj
UMFC[CHCDQCFCCF……
Dmhucrbc Imrmfacfc
CFMJGC
Ckchcl pmfurufcf dcpcsgtcs kcrcl kchcj jmjicwc
ndsgbmf4 lch tmrsmiut kcpct tmrockg cdgict pm ↑
kc f /ctcu pm ↑ LI
prnkudsg smh kcrcl jmrcl, kcf
kchcj kcrcl.
Kgkcpct?
-km`gsgmfsg imsg
-pmrkcrclcf
-dmbcfcscf ctcu pmrckcfbcf
-jmbchnihcstgd
-lmjnhgtgd
-cphcstgd
UMFWMICI CFM GC
Lmrmkgtmr?
-tlchcsmjgc
-iuhcf scigt
-lmjnbhniuhgfnpctg hcgf
-cfmjgc lmjnhgtgd lmrmkgtmr hcgf
rmfkcl
[gk
gkcd
cd lc
lcjg
jghh ? Li 39,
39,5
5 b/
b/kh
kh 4 LA
LA[
[ 10%
[rg
rgj
jms
msttmr 3 ? Li
Li 33,
33,5
5 b/
b/kh 4 LA[
LA[ 11
11%
%
[rg
rgj
jms
msttmr 9 ? Li 35
35,=
,= b/
b/kh
kh 4 LA
LA[
[ 19
19%%
[rg
rgj
jms
msttmr 1 ? L
Li
i 33,
33,5
5 b/
b/kh 4 LA[
LA[ 11
11%
%
Umfymici?
Durcfb csupcf @m
Bbf rmsnrisg kunkmfuj
Juch,juftcl,kgcrm
Umrkcrclcf giu lcjgh
Gf`mdsg nhml acagfb
Umfctchcdscfccf
(RLN) suphmjmf 15-05 jb/lcrg ,prn`ghcdtgd
395-9;5 jb/lcrg, pk px cfmjgc
Qmkgccf `mrus suh`ct (tcihmt 955 jb)
`mrus bhudnfct (tcihmt 155 jb)
CUMFKGQG[GQ CD][
Kgcbfnsgs?
cfnrmdsgc, juch, juftcl, pmrut dmjiufb
Kmjcj
Fymrg pmrut dcfcf iwl
Fymrg tmdcf kcf hmpcs pmrut dcfcf iwl
iwl
Fymrg tmdcf kcf hmpcs pmrut dcfcf iwl
iwl
- Hci? hmudnsgtnsgs
CUMFKGQG[GQ CD][
Umfcfbcfcf?
Cpmfkgdtnjg
Cftgigntgdc
Yninrcftgc kcf pmfbuct dcfkufbcf
LMJNYNGK
LMJNYNGK…..
Lmjnrngk kgicbg 9?
Lmjnrngk gftmrfch,
pmjimfbdcdcf kchcj rmdtuj slb
tgkcd igsc kghglct ctcu kgrcic.
Ycsc scdgt (-), pmrkcrclcf scct
ICI, ighc jmjimscr, dmhucr igigr
cfus fymrg
LMJNYNGK…..
Lmjnrngk mdstmrfch ? rcsc
scdgt (+),pmrgl, bctch
Giu lcjgh rmftcf lmjnrngk
LMJNYNGK…..
Umfcfbcfcf?
LMJNYNGK…..
Umfcfbcfcf?
[gkur audup
Ocfbcf kukud tmrhchu hcjc
Qmfcj/nhclrcbc rutgf
Umfbnictcf tcfpc npmrcsg? schmp kcf ctcu supnsgtnrgc
LMJNYNGK…..
DNHMQ[CQGQ NIQ[M[YGD
Kgcbfnsgs?
Ocufkgam
Cgr dmjgl bmhcp
Qtmctnrm
Bxfymrg pmrut, lhb fc`su jcdcf, juftcl,
kmjcj
DNHMQ[CQGQ NIQ[M[YGD……
dnhmstcsgs nistmtrgd
DNHMQ[CQGQ NIQ[M[YGD…….
Mjpmku imrdurcfb kchcj usus imrdurcfbfyc
k cf vgtcjgf K dnhmstcsgs
pmfymrcpcf dchsguj kcf
jmfmtcp pmfbmrnpnscf tuhcfb fymrg, pctcl
tuhcfb
DNHMQ[CQGQ NIQ[M[YGD…….
Ygsgdn jctmrfch?
`x lctg
Ururgtus kcf `x lctg cdcf F khj 1 ihf, ighc tkd
ruoud dm lmpctnhnbgs
DNHMQ[CQGQ NIQ[M[YGD…….
Ygsgdn `mtch? pmfgfbdctcf prmjcturgtcs, `mtch
kgstrmss, kcf dmjctgcf ocfgf
DNHMQ[CQGQ NIQ[M[YGD
Jcfcomjmf?
[mrjgfcsg dmlcjghcf usgc 12-1< jb
Umjcftcucf D[B smhcjc pmrschgfcf
Pgt D 35 jb/lcrg
Jcfcomjmf utcjc? tmrjgfcsg dmlcjghcf
[gj? cfcstmsgnhnb, nistmtrgdus smfgnr, lmpctnhnb,
tgj trcfspcftcsg lctg.
Qmtmhcl pmrschgfcf, px kgrcwct kg rucfjb gftmsg`
Bx? Qmscd fc`cs
ictud
wlmmzgfb irnfdndnfstrgdsg
Gfsgkmf cinrtus ↓
Dmhclgrcf prmjctur
IIHY
Lgpndsgc fmfntus
Dmjctgcf giu
Umfcfbcfcf?
Lgfkcrg `cdtnr pmjgau smrcfbcf
Nict-nictcf
[]IMYD]HNQGQ
kcf smichgdfyc
Ighc tkd kgnictg? IIHY, pmrschgfcf prmjctur
prmjctur,DJD,
,DJD,
Umfcfbcfcf?
RLN 4 pmjimrgcf ; rmbgjmf gsnfgczgk,
rg`cjpgsgf, mtcjiutnh