24,97% 1,34%
SNAPSHOT
BOPO
79,01%
PERBANKAN SYARIAH NPF Gross
3,06%
INDONESIA
ROA
1,97%
2021 FDR
81,52%
Posisi September 2021
20%
15%
10%
5%
0%
Des-17 Des-18 Des-19 Des-20 Sep-21
Pertumbuhan Aset (yoy) 18,97% 12,57% 9,93% 13,11% 12,22%
Pertumbuhan PYD (yoy) 15,27% 12,17% 10,89% 8,08% 7,45%
Pertumbuhan DPK (yoy) 19,89% 11,14% 11,93% 11,88% 9,41%
6,52% 32,74%
64,80%
Bank Umum
12 2.028 418,77 256,87 341,33
Syariah
Unit Usaha
21 409 211,57 145,10 151,79
Syariah
Bank
Pembiayaan 165 670 15,87 11,34 10,71
Rakyat Syariah
JUMLAH
Lainnya 0,00%
5 SEKTOR TERBESAR
Rp413,31 TRILIUN
1 RUMAH TANGGA 48,10%
JUMLAH REKENING
2 PERDAGANGAN BESAR &
ECERAN
10,91% 6,07 JUTA
3 KONSTRUKSI 9,24%
PYD
4 INDUSTRI PENGOLAHAN 6,61%
5 PERTANIAN, PERBURUAN,
3,98%
KEHUTANAN
Rp503,83 TRILIUN
3 BULAN 19,39%
6 BULAN 8,21%
13,88%
Giro
Tabungan
52,19% 33,93%
Deposito
7 5 8
2
NANGGROE ACEH
3 5.99% 8 NTB 2,25%
DARUSSALAM
Kantor
Pertumbuhan Pertumbuhan Pertumbuhan
Regional Provinsi FDR NPF
Aset (yoy) PYD (yoy) DPK (yoy)
OJK
Banten 27,05% 20,12% 31,28% 72,51% 2,38%
1
DKI Jakarta 6,74% 2,29% 9,51% 74,03% 2,33%
2 Jawa Barat 7,67% 11,96% 8,52% 82,74% 2,94%
DI Yogyakarta 4,41% 7,33% 8,04% 61,11% 3,53%
3
Jawa Tengah 3,33% 4,74% 9,01% 83,41% 7,91%
4 Jawa Timur 5,43% 8,24% 7,18% 88,33% 4,77%
Kepulauan Riau 12,45% 12,67% 25,25% 126,46% 1,21%
Nanggroe Aceh Darussalam -2,10% 7,68% 0,87% 83,16% 2,56%
5 Riau 32,93% 22,01% 27,98% 84,16% 1,51%
Sumatera Barat 14,13% 12,43% 16,83% 77,49% 1,80%
Sumatera Utara 17,52% 16,09% 12,17% 80,76% 6,90%
Gorontalo 20,05% 40,27% -8,08% 138,41% 0,86%
Maluku 14,07% 29,43% 9,68% 53,10% 0,19%
Papua 2,32% -6,21% 7,40% 58,25% 0,58%
Maluku Utara 12,05% 25,99% 9,54% 72,68% 0,51%
Papua Barat 7,23% 14,92% 7,17% 29,31% 0,50%
6
Sulawesi Tengah 16,58% 20,15% 6,00% 139,79% 6,10%
Sulawesi Selatan 11,06% 13,66% 14,32% 112,65% 3,19%
Sulawesi Utara 22,49% 22,51% 6,78% 238,25% 1,07%
Sulawesi Barat 16,66% 23,99% 1,46% 176,47% 0,18%
Sulawesi Tenggara 11,11% 23,73% 6,46% 116,34% 1,61%
Bangka Belitung 27,49% 21,68% 35,94% 73,78% 0,76%
Bengkulu 11,06% 11,32% 34,34% 120,14% 2,31%
7 Jambi 15,18% 5,47% 3,36% 145,20% 2,21%
Lampung 4,62% 10,56% 11,37% 105,61% 1,78%
Sumatera Selatan -0,44% 12,57% -8,36% 110,45% 3,22%
Nusa Tenggara Barat 14,25% 17,90% 4,59% 103,92% 1,55%
8 Bali 2,83% -1,01% 3,24% 153,31% 4,30%
Nusa Tenggara Timur 17,68% 15,44% 7,85% 142,64% 0,79%
Kalimantan Selatan 6,43% -1,67% 10,85% 68,31% 3,35%
Kalimantan Barat 13,11% 11,46% 13,66% 161,81% 1,45%
9
Kalimantan Timur 4,34% 14,26% -0,63% 67,42% 3,98%
Kalimantan Tengah 4,33% 3,07% 6,39% 134,13% 0,90%
Luar Indonesia -14,64% 2,95% 14,78% 65,70% 0,00%
0 0%
Septe
Market Share 2017 2018 2019 2020 mber
Keuangan Syariah Indonesia 2021
Perbankan Syariah 435,02 489,69 538,32 608,90 646,21
IKNB Syariah 99,13 97,02 105,61 116,34 117,83
Pasar Modal Syariah 595,61 702,96 824,19 1076,22 1229,38
Growth (yoy, RHS) 26,41% 14,15% 13,84% 22,79% 16,56%