Nomor Surat 01400/ASMI-CSEC/III/18

Nama Emiten PT Asuransi Kresna Mitra Tbk.

Kode Emiten ASMI
Perihal Penyampaian Laporan Keuangan Tahunan

Perseroan dengan ini menyampaikan laporan keuangan untuk Tahun Bulan yang berakhir pada 31/12/2017 dengan ikhtisar sebagai berikut :

Informasi mengenai anak perusahaan Perseroan sebagai berikut :

No Nama Kegiatan Lokasi Tahun Status Jumlah Aset Satuan Mata Persentase
Usaha Komersil Operasi Uang (%)
1

Dokumen ini merupakan dokumen resmi PT Asuransi Kresna Mitra Tbk. yang tidak memerlukan tanda tangan karena dihasilkan secara elektronik.

PT Asuransi Kresna Mitra Tbk. bertanggung jawab penuh atas informasi tertera di dalam dokumen ini.
[1000000] General information

Informasi umum General information

31 December 2017
Nama entitas PT Asuransi Kresna Mitra Tbk. Entity name
Penjelasan perubahan nama dari akhir Explanation of change in name from the
periode laporan sebelumnya end of the preceding reporting period
Kode entitas ASMI Entity code
Nomor identifikasi entitas AA672 Entity identification number
Industri utama entitas Asuransi / Insurance Entity main industry
Sektor 8. Finance Sector
Subsektor 84. Insurance Subsector
Informasi pemegang saham pengendali National Corporation Controlling shareholder information
Jenis entitas Local Company - Indonesia Type of entity
Jurisdiction
Jenis efek yang dicatatkan Saham / Stock Type of listed securities
Jenis papan perdagangan tempat Pengembangan / Development Type of board on which the entity is
entitas tercatat listed
Apakah merupakan laporan keuangan Entitas tunggal / Single entity Whether the financial statements are of
satu entitas atau suatu kelompok entitas an individual entity or a group of entities
Periode penyampaian laporan Tahunan / Annual Period of financial statements
keuangan submissions
Tanggal awal periode berjalan January 01, 2017 Current period start date
Tanggal akhir periode berjalan December 31, 2017 Current period end date
Tanggal akhir tahun sebelumnya December 31, 2016 Prior year end date
Tanggal awal periode sebelumnya January 01, 2016 Prior period start date
Tanggal akhir periode sebelumnya December 31, 2016 Prior period end date
Mata uang pelaporan Rupiah / IDR Description of presentation currency
Kurs konversi pada tanggal pelaporan Conversion rate at reporting date if
jika mata uang penyajian selain rupiah presentation currency is other than
rupiah
Pembulatan yang digunakan dalam Satuan Penuh / Full Amount Level of rounding used in financial
penyajian jumlah dalam laporan statements
keuangan
Jenis laporan atas laporan keuangan Diaudit / Audited Type of report on financial statements
Jenis opini auditor Wajar Tanpa Pengecualian / Type of auditor's opinion
Unqualified
Hal yang diungkapkan dalam paragraf Matters disclosed in emphasis-of-matter
pendapat untuk penekanan atas suatu or other-matter paragraph, if any
masalah atau paragraf penjelasan
lainnya, jika ada
Hasil penugasan review Result of review engagement
Tanggal laporan audit atau hasil laporan March 21, 2018 Date of auditor's opinion or result of
review review report
Auditor tahun berjalan Mirawati Sensi Idris Current year auditor
Nama partner audit tahun berjalan Ahmad Syakir Name of current year audit signing
partner
Lama tahun penugasan partner yang Number of years served as audit signing
menandatangani partner
Auditor tahun sebelumnya Mirawati Sensi Idris Prior year auditor
Nama partner audit tahun sebelumnya Jacinta Mirawati Name of prior year audit signing partner
Kepatuhan terhadap pemenuhan Ya / Yes Whether in compliance with BAPEPAM
peraturan BAPEPAM LK VIII G 11 LK VIII G 11 rules concerning
tentang tanggung jawab direksi atas responsibilities of board of directors on
laporan keuangan financial statements
Kepatuhan terhadap pemenuhan Ya / Yes Whether in compliance with BAPEPAM
peraturan BAPEPAM LK VIII A dua LK VIII A two rules concerning
tentang independensi akuntan yang independence of accountant providing
memberikan jasa audit di pasar modal audit services in capital market
[6220000] Statement of financial position presented using order of liquidity -
Insurance Industry

Laporan posisi Statement of financial

keuangan position
31 December 2017 31 December 2016
Aset Assets
Kas dan setara kas 3,063,169,002 4,959,849,789 Cash and cash equivalents
Piutang hasil investasi 2,813,964,941 3,097,608,529 Investment income receivables
Piutang premi 113,497,842,283 80,204,410,756 Premium receivables
Piutang reasuransi 13,986,354,548 6,917,702,169 Reinsurance receivables
Piutang lainnya 9,360,924,064 8,285,297,823 Other receivables
Aset reasuransi 123,016,373,814 87,374,493,215 Reinsurance assets
Investasi Investments
Investasi dalam deposito 203,559,267,612 112,352,394,569 Investments in time
berjangka deposits
Investasi pada efek dan 199,781,087,636 126,129,912,941 Investments on securities
reksadana yang diukur and mutual funds at fair
pada nilai wajar melalui value through profit or loss
laba rugi
Investasi pada efek yang 128,275,707,367 121,214,715,000 Investments on
tersedia untuk dijual available-for-sale securities
Investasi pada efek yang 1,901,731,313 Investments on
dimiliki hingga jatuh tempo held-to-maturity securities
Biaya dibayar dimuka 2,514,688,946 2,027,425,184 Prepaid expenses
Aset pajak tangguhan 5,687,745,272 6,915,288,366 Deferred tax assets
Aset tetap 24,028,162,241 26,849,671,031 Property and equipment
Aset imbalan pasca kerja 19,011,019,000 19,133,077,000 Post-employment benefit
assets
Aset lainnya 7,992,245,441 12,189,309,373 Other assets
Jumlah aset 858,490,283,480 617,651,155,745 Total assets
Liabilitas, dana tabarru, dan Liabilities, tabarru funds and
ekuitas equity
Liabilitas Liabilities
Utang reasuransi 75,196,735,698 50,600,491,147 Reinsurance payables
Utang komisi 15,136,268,055 10,565,769,455 Commission payables
Utang klaim 1,375,191,534 1,984,485,690 Claim payables
Utang pajak 723,823,941 727,360,006 Taxes payable
Beban akrual 7,446,009,759 8,471,879,627 Accrued expenses
Titipan premi 32,794,693,568 42,929,959,932 Premium deposits
Liabilitas kontrak Insurance contract
asuransi liabilities
Liabilitas asuransi atas 145,791,698,321 113,269,944,308 Insurance liabilities on
premi yang belum unearned premium
merupakan pendapatan
Liabilitas asuransi atas 76,712,978,081 63,300,442,396 Insurance liabilities on
estimasi liabilitas klaim estimated claims liability
Liabilitas asuransi atas 10,978,680,341 9,463,634,576 Insurance liabilities for
manfaat polis masa future policy benefits
depan
Kewajiban imbalan pasca 14,642,983,000 15,253,257,000 post-employment benefit
kerja obligations
Liabilitas lainnya 22,160,387,418 31,140,679,047 Other liabilities
Jumlah liabilitas 402,959,449,716 347,707,903,184 Total liabilities
Jumlah akumulasi dana 562,522,874 310,672,764 Total accumulated tabarru's
tabarru funds
Ekuitas Equity
Ekuitas yang Equity attributable to
diatribusikan kepada equity owners of parent
pemilik entitas induk entity
Saham biasa 179,167,609,200 144,669,104,000 Common stocks
Tambahan modal 126,625,766,848 36,929,653,328 Additional paid-in capital
disetor
Cadangan perubahan 4,135,303,724 ( 339,697,137 ) Reserve for changes in
nilai wajar aset fair value of
keuangan tersedia available-for-sale
untuk dijual financial assets
Saldo laba (akumulasi Retained earnings
kerugian) (deficit)
Saldo laba yang 200,000,000 150,000,000 Appropriated
telah ditentukan retained earnings
penggunaannya
Saldo laba yang 144,839,631,118 88,223,519,606 Unappropriated
belum ditentukan retained earnings
penggunaannya
Jumlah ekuitas yang 454,968,310,890 269,632,579,797 Total equity attributable
diatribusikan kepada to equity owners of
pemilik entitas induk parent entity
Jumlah ekuitas 454,968,310,890 269,632,579,797 Total equity
Jumlah liabilitas, dana tabarru 858,490,283,480 617,651,155,745 Total liabilities, tabarru funds
dan ekuitas and equity
[6312000] Statement of profit or loss and other comprehensive income, OCI
components presented net of tax, by nature - Insurance Industry

Laporan laba rugi dan Statement of profit or

penghasilan loss and other
komprehensif lain comprehensive
income
31 December 2017 31 December 2016
Pendapatan dari premi asuransi 319,898,594,611 297,375,114,591 Revenue from insurance
premiums
Premi reasuransi ( 171,691,292,498 ) ( 171,981,164,539 ) Reinsurance premiums
Penurunan (kenaikan) premi yang ( 23,742,031,254 ) 22,018,778,746 Decrease (increase) in unearned
belum merupakan pendapatan premiums
Pendapatan komisi 42,122,594,025 33,643,645,197 Commission income
Pendapatan bersih investasi 17,686,072,577 13,991,766,589 Net investment income
Laba (rugi) penjualan investasi 48,104,503,705 11,025,457,741 Gains (losses) on sale of
pada efek dan reksadana yang securities and mutual funds at fair
diukur pada nilai wajar melalui value through profit of loss
laba rugi
Laba (rugi) yang belum direalisasi 14,076,866,072 24,364,580,642 Unrealised fair value gains
dari efek dan reksadana pada (losses) on securities and mutual
nilai wajar melalui laba rugi funds at fair value through profit or
loss
Penghasilan underwriting lainnya ( 1,157,043,763 ) ( 378,892,760 ) Other underwriting income
Beban klaim ( 157,901,026,136 ) ( 121,915,784,041 ) Claim expenses
Klaim reasuransi 79,736,385,515 21,798,420,727 Reinsurance claims
Kenaikan (penurunan) estimasi 12,397,341,698 26,367,596,013 Increase (decrease) in estimated
liabilitas klaim claims liability
Beban komisi ( 41,100,923,286 ) ( 33,722,505,079 ) Commission expenses
Beban underwriting lainnya ( 928,687,127 ) ( 774,351,248 ) Other underwriting expenses
Beban umum dan administrasi ( 84,837,432,533 ) ( 77,394,584,391 ) General and administrative
expenses
Jumlah laba (rugi) sebelum pajak 52,663,921,606 44,418,078,188 Total profit (loss) before tax
penghasilan
Pendapatan (beban) pajak 79,890,156 ( 2,662,698,147 ) Tax benefit (expenses)
Jumlah laba (rugi) dari operasi 52,743,811,762 41,755,380,041 Total profit (loss) from continuing
yang dilanjutkan operations
Jumlah laba (rugi) 52,743,811,762 41,755,380,041 Total profit (loss)
Pendapatan komprehensif Other comprehensive income,
lainnya, setelah pajak after tax
Pendapatan komprehensif Other comprehensive
lainnya yang tidak akan income that will not be
direklasifikasi ke laba rugi, reclassified to profit or loss,
setelah pajak after tax
Pendapatan komprehensif 3,922,299,750 1,539,878,250 Other comprehensive
lainnya atas pengukuran income for remeasurement
kembali kewajiban manfaat of defined benefit
pasti, setelah pajak obligation, after tax
Jumlah pendapatan 3,922,299,750 1,539,878,250 Total other comprehensive
komprehensif lainnya yang income that will not be
tidak akan direklasifikasi ke reclassified to profit or loss,
laba rugi, setelah pajak after tax
Pendapatan komprehensif Other comprehensive
lainnya yang akan income that may be
direklasifikasi ke laba rugi, reclassified to profit or loss,
setelah pajak after tax
Keuntungan (kerugian) 4,475,000,861 ( 295,327,137 ) Unrealised gains (losses)
 yang belum direalisasi atas
perubahan nilai wajar aset
keuangan yang tersedia
untuk dijual, setelah pajak
Jumlah pendapatan
komprehensif lainnya yang
akan direklasifikasi ke laba
rugi, setelah pajak
Jumlah pendapatan
komprehensif lainnya, setelah
pajak
Jumlah laba rugi komprehensif
Laba (rugi) yang dapat
diatribusikan
Laba (rugi) yang dapat
diatribusikan ke entitas induk
Laba rugi komprehensif yang
dapat diatribusikan
Laba rugi komprehensif yang
dapat diatribusikan ke entitas
induk
Laba (rugi) per saham
Laba per saham dasar
diatribusikan kepada pemilik
entitas induk
Laba (rugi) per saham
dasar dari operasi yang
dilanjutkan
Laba (rugi) per saham
dilusian
Laba (rugi) per saham
dilusian dari operasi yang
dilanjutkan
on changes in fair value of
available-for-sale financial
assets, after tax
4,475,000,861 ( 295,327,137 ) Total other comprehensive
income that may be
reclassified to profit or loss,
after tax
8,397,300,611 1,244,551,113 Total other comprehensive
income, after tax
61,141,112,373 42,999,931,154 Total comprehensive income
Profit (loss) attributable to
52,743,811,762 41,755,380,041 Profit (loss) attributable to
parent entity
Comprehensive income
attributable to
61,141,112,373 42,999,931,154 Comprehensive income
attributable to parent entity
Earnings (loss) per share
Basic earnings per share
attributable to equity owners
of the parent entity
7 5.88 Basic earnings (loss) per
share from continuing
operations
Diluted earnings (loss) per
share
7 5.2 Diluted earnings (loss) per
share from continuing
operations
[6410000] Statement of changes in equity - Insurance Industry - Current Year

31 December 2017

Laporan perubahan Statement of changes in

ekuitas equity
Cadangan perubahan nilai Ekuitas yang dapat
Saldo laba yang telah Saldo laba yang belum
Saham biasa Tambahan modal disetor wajar aset keuangan tersedia diatribusikan kepada entitas Ekuitas
ditentukan penggunaannya ditentukan penggunaannya
untuk dijual induk
Reserve for changes in fair
Unappropriated retained Equity attributable to parent
Common stocks Additional paid-in capital value of available-for-sale Appropriated retained earnings Equity
earnings entity
financial assets
Posisi ekuitas Equity position
Saldo awal periode sebelum 144,669,104,000 36,929,653,328 ( 339,697,137 ) 150,000,000 88,223,519,606 269,632,579,797 269,632,579,797 Balance before restatement at
penyajian kembali beginning of period
Posisi ekuitas, awal periode 144,669,104,000 36,929,653,328 ( 339,697,137 ) 150,000,000 88,223,519,606 269,632,579,797 269,632,579,797 Equity position, beginning of the
period
Laba (rugi) 52,743,811,762 52,743,811,762 52,743,811,762 Profit (loss)
Pendapatan komprehensif lainnya 4,475,000,861 3,922,299,750 8,397,300,611 8,397,300,611 Other comprehensive income
Pembentukan cadangan umum 50,000,000 ( 50,000,000 ) Allocation for general reserves
Pelaksanaan waran 34,498,505,200 89,696,113,520 124,194,618,720 124,194,618,720 Exercise of warrants
Posisi ekuitas, akhir periode 179,167,609,200 126,625,766,848 4,135,303,724 200,000,000 144,839,631,118 454,968,310,890 454,968,310,890 Equity position, end of the period
[6410000] Statement of changes in equity - Insurance Industry - Prior Year

31 December 2016

Laporan perubahan Statement of changes in

ekuitas equity
Cadangan perubahan nilai Ekuitas yang dapat
Saldo laba yang telah Saldo laba yang belum
Saham biasa Tambahan modal disetor wajar aset keuangan tersedia diatribusikan kepada entitas Ekuitas
ditentukan penggunaannya ditentukan penggunaannya
untuk dijual induk
Reserve for changes in fair
Unappropriated retained Equity attributable to parent
Common stocks Additional paid-in capital value of available-for-sale Appropriated retained earnings Equity
earnings entity
financial assets
Posisi ekuitas Equity position
Saldo awal periode sebelum 144,282,690,000 35,924,976,928 ( 44,370,000 ) 100,000,000 44,978,261,315 225,241,558,243 225,241,558,243 Balance before restatement at
penyajian kembali beginning of period
Posisi ekuitas, awal periode 144,282,690,000 35,924,976,928 ( 44,370,000 ) 100,000,000 44,978,261,315 225,241,558,243 225,241,558,243 Equity position, beginning of the
period
Laba (rugi) 41,755,380,041 41,755,380,041 41,755,380,041 Profit (loss)
Pendapatan komprehensif lainnya ( 295,327,137 ) 1,539,878,250 1,244,551,113 1,244,551,113 Other comprehensive income
Pembentukan cadangan umum 50,000,000 ( 50,000,000 ) Allocation for general reserves
Pelaksanaan waran 386,414,000 1,004,676,400 1,391,090,400 1,391,090,400 Exercise of warrants
Posisi ekuitas, akhir periode 144,669,104,000 36,929,653,328 ( 339,697,137 ) 150,000,000 88,223,519,606 269,632,579,797 269,632,579,797 Equity position, end of the period
[6510000] Statement of cash flows, direct method - Insurance Industry
Laporan arus kas
Arus kas dari aktivitas operasi
Penerimaan premi asuransi
Penerimaan klaim reasuransi
Pembayaran komisi
Pembayaran premi reasuransi
Pembayaran klaim dan
manfaat asuransi
Pembayaran beban
underwriting lainnya
Pembayaran beban umum dan
administrasi
Pembayaran beban
pemasaran
Pembayaran gaji dan
tunjangan
Penerimaan (pengeluaran) kas
lainnya dari aktivitas operasi
Jumlah arus kas bersih yang
diperoleh dari (digunakan
untuk) aktivitas operasi
Arus kas dari aktivitas investasi
Penerimaan dari penjualan
investasi
Penerimaan dari penjualan
aset tetap
Pembayaran untuk perolehan
aset tetap
Penerimaan dividen dari
aktivitas investasi
Penerimaan bunga dari
aktivitas investasi
Penerimaan (pengeluaran) kas ( 1,209,903,772,152 )
lainnya dari aktivitas investasi
Jumlah arus kas bersih yang
diperoleh dari (digunakan
untuk) aktivitas investasi
Arus kas dari aktivitas
pendanaan
Penerimaan dari penerbitan
saham biasa
Jumlah arus kas bersih yang
diperoleh dari (digunakan
untuk) aktivitas pendanaan
Jumlah kenaikan (penurunan)
bersih kas dan setara kas
Kas dan setara kas arus kas, awal
periode
Kas dan setara kas arus kas,
Statement of cash
flows
31 December 2017 31 December 2016
Cash flows from operating
activities
246,486,576,420 270,403,697,678 Receipts from insurance
premiums
59,926,189,468 10,382,290,161 Receipts from reinsurance
claims
( 25,666,160,474 ) ( 22,205,293,430 ) Payments of commission
( 78,162,299,581 ) ( 104,203,419,739 ) Payments for reinsurance
premiums
( 159,034,474,155 ) ( 123,055,900,104 ) Payments for insurance claims
and benefits
( 11,806,343,298 ) ( 15,695,784,714 ) Payments for other
underwriting expenses
( 20,514,704,100 ) ( 19,859,929,180 ) Payments for general and
administrative expenses
( 19,095,621,928 ) ( 5,207,934,120 ) Payments for marketing
expenses
( 33,805,273,188 ) ( 35,136,648,507 ) Payments for salaries and
allowances
4,902,589,259 4,501,515,859 Other cash inflows (outflows)
from operating activities
( 36,769,521,577 ) ( 40,077,406,096 ) Total net cash flows received
from (used in) operating
activities
Cash flows from investing
activities
1,101,947,002,466 770,498,023,402 Proceeds from sales of
investments
212,050,000 75,450,000 Proceeds from disposal of
property and equipment
( 376,399,202 ) ( 156,248,200 ) Payments for acquisition of
property and equipment
1,427,629,913 893,617,535 Dividends received from
investing activities
17,371,711,045 13,002,414,132 Interests received from
investing activities
( 746,667,309,283 ) Other cash inflows (outflows)
from investing activities
( 89,321,777,930 ) 37,645,947,586 Total net cash flows received
from (used in) investing
activities
Cash flows from financing
activities
124,194,618,720 1,391,090,400 Proceeds from issuance of
common stocks
124,194,618,720 1,391,090,400 Total net cash flows received
from (used in) financing
activities
( 1,896,680,787 ) ( 1,040,368,110 ) Total net increase (decrease) in
cash and cash equivalents
4,959,849,789 6,000,217,899 Cash and cash equivalents cash
flows, beginning of the period
3,063,169,002 4,959,849,789 Cash and cash equivalents cash
akhir periode flows, end of the period