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Nomor Surat No.S.B.

073-MDC/02-2020
Nama Emiten PT Bank BRIsyariah Tbk
Kode Emiten BRIS
Perihal Penyampaian Laporan Keuangan Tahunan

Perseroan dengan ini menyampaikan laporan keuangan untuk Tahun Bulan yang berakhir pada 31/12/2019 dengan ikhtisar sebagai berikut :

Informasi mengenai anak perusahaan Perseroan sebagai berikut :

No Nama Kegiatan Lokasi Tahun Status Jumlah Aset Satuan Mata Persentase
Usaha Komersil Operasi Uang (%)
1

Dokumen ini merupakan dokumen resmi PT Bank BRIsyariah Tbk yang tidak memerlukan tanda tangan karena dihasilkan secara elektronik. PT

Bank BRIsyariah Tbk bertanggung jawab penuh atas informasi tertera di dalam dokumen ini.
[1000000] General information

Informasi umum General information


31 December 2019
Nama entitas PT Bank BRIsyariah Tbk Entity name
Penjelasan perubahan nama dari akhir Explanation of change in name from the
periode laporan sebelumnya end of the preceding reporting period
Kode entitas BRIS Entity code
Nomor identifikasi entitas AA744 Entity identification number
Industri utama entitas Keuangan dan Syariah / Entity main industry
Financial and Sharia
Sektor 8. Finance Sector
Subsektor 81. Bank Subsector
Informasi pemegang saham pengendali National Corporation Controlling shareholder information
Jenis entitas Local Company - Indonesia Type of entity
Jurisdiction
Jenis efek yang dicatatkan Saham dan Obligasi / Stock and Type of listed securities
Bond
Jenis papan perdagangan tempat Type of board on which the entity is
entitas tercatat listed
Apakah merupakan laporan keuangan Entitas tunggal / Single entity Whether the financial statements are of
satu entitas atau suatu kelompok entitas an individual entity or a group of entities
Periode penyampaian laporan Tahunan / Annual Period of financial statements
keuangan submissions
Tanggal awal periode berjalan January 01, 2019 Current period start date
Tanggal akhir periode berjalan December 31, 2019 Current period end date
Tanggal akhir tahun sebelumnya December 31, 2018 Prior year end date
Tanggal awal periode sebelumnya January 01, 2018 Prior period start date
Tanggal akhir periode sebelumnya December 31, 2018 Prior period end date
Mata uang pelaporan Rupiah / IDR Description of presentation currency
Kurs konversi pada tanggal pelaporan Conversion rate at reporting date if
jika mata uang penyajian selain rupiah presentation currency is other than
rupiah
Pembulatan yang digunakan dalam Jutaan / In Million Level of rounding used in financial
penyajian jumlah dalam laporan statements
keuangan
Jenis laporan atas laporan keuangan Diaudit / Audited Type of report on financial statements
Jenis opini auditor Wajar Tanpa Pengecualian / Type of auditor's opinion
Unqualified
Hal yang diungkapkan dalam paragraf Matters disclosed in emphasis-of-matter
pendapat untuk penekanan atas suatu or other-matter paragraph, if any
masalah atau paragraf penjelasan
lainnya, jika ada
Hasil penugasan review Result of review engagement
Tanggal laporan audit atau hasil laporan 3 Februari 2020 Date of auditor's opinion or result of
review review report
Auditor tahun berjalan Purwantono, Sungkoro & Surja Current year auditor
Nama partner audit tahun berjalan Muhammad Kurniawan, CPA Name of current year audit signing
partner
Lama tahun penugasan partner yang Number of years served as audit signing
menandatangani partner
Auditor tahun sebelumnya Purwantono, Sungkoro & Surja Prior year auditor
Nama partner audit tahun sebelumnya Danil Setiadi Handaja, CPA Name of prior year audit signing partner
Kepatuhan terhadap pemenuhan Ya / Yes Whether in compliance with BAPEPAM
peraturan BAPEPAM LK VIII G 11 LK VIII G 11 rules concerning
tentang tanggung jawab direksi atas responsibilities of board of directors on
laporan keuangan financial statements
Kepatuhan terhadap pemenuhan Ya / Yes Whether in compliance with BAPEPAM
peraturan BAPEPAM LK VIII A dua LK VIII A two rules concerning
tentang independensi akuntan yang independence of accountant providing
memberikan jasa audit di pasar modal audit services in capital market
[4220000] Statement of financial position presented using order of liquidity -
Financial and Sharia Industry

Laporan posisi Statement of financial


keuangan position
31 December 2019 31 December 2018
Aset Assets
Kas 262,485 231,268 Cash
Giro pada bank indonesia 1,327,895 1,498,333 Current accounts with bank
Indonesia
Giro pada bank lain Current accounts with other
banks
Giro pada bank lain pihak 6,815 36,038 Current accounts with other
ketiga banks third parties
Giro pada bank lain pihak 295,923 170,068 Current accounts with other
berelasi banks related parties
Penempatan pada bank Placements with bank
indonesia dan bank lain Indonesia and other banks
Penempatan pada bank 3,273,000 4,332,000 Placements with bank
indonesia dan bank lain Indonesia and other banks
pihak ketiga third parties
Efek-efek yang Marketable securities
diperdagangkan
Efek-efek yang 1,889,017 230,000 Marketable securities third
diperdagangkan pihak parties
ketiga
Efek-efek yang 8,379,253 8,868,114 Marketable securities
diperdagangkan pihak related parties
berelasi
Tagihan akseptasi Acceptance receivables
Tagihan akseptasi pihak 1,381 Acceptance receivables
ketiga third parties
Piutang murabahah Murabahah receivables
Piutang murabahah pihak 13,260,868 11,289,907 Murabahah receivables
ketiga third parties
Piutang murabahah pihak 298,849 285,163 Murabahah receivables
berelasi related parties
Cadangan kerugian ( 366,869 ) ( 204,194 ) Allowance for impairment
penurunan nilai pada losses for murabahah
piutang murabahah receivables
Piutang istishna Istishna receivables
Piutang istishna pihak 2,709 3,350 Istishna receivables third
ketiga parties
Cadangan kerugian (9) ( 138 ) Allowance for impairment
penurunan nilai pada losses for istishna
piutang istishna receivables
Piutang ijarah Ijarah receivables
Piutang ijarah pihak ketiga 19,589 0 Ijarah receivables third
parties
Cadangan kerugian ( 1,697 ) (0) Allowance for impairment
penurunan nilai pada losses for ijarah receivables
piutang ijarah
Pinjaman qardh Qardh funds
Pinjaman qardh pihak 137,519 140,643 Qardh funds third parties
ketiga
Pinjaman qardh pihak 269,135 226,361 Qardh funds related parties
berelasi
Cadangan kerugian ( 7,319 ) ( 2,644 ) Allowance for impairment
penurunan nilai pada losses for qardh funds
pinjaman qardh
Pembiayaan mudharabah Mudharabah financing
Pembiayaan mudharabah 219,458 367,321 Mudharabah financing third
pihak ketiga parties
Pembiayaan mudharabah 194,638 117,526 Mudharabah financing
pihak berelasi related parties
Cadangan kerugian ( 6,850 ) ( 9,547 ) Allowance for impairment
penurunan nilai pada losses for mudharabah
pembiayaan mudharabah financing
Pembiayaan musyarakah Musyarakah financing
Pembiayaan musyarakah 7,938,564 5,938,089 Musyarakah financing third
pihak ketiga parties
Pembiayaan musyarakah 3,444,457 1,810,040 Musyarakah financing
pihak berelasi related parties
Cadangan kerugian ( 363,148 ) ( 341,174 ) Allowance for impairment
penurunan nilai pada losses for musyarakah
pembiayaan musyarakah financing
Biaya dibayar dimuka 278,447 251,190 Prepaid expenses
Aset pajak tangguhan 238,999 163,670 Deferred tax assets
Aset ijarah 1,597,231 1,676,682 Ijarah assets
Aset tetap 224,050 221,444 Property and equipment
Agunan yang diambil alih 3,156 191,484 Foreclosed assets
Aset lainnya 305,942 378,183 Other assets
Jumlah aset 43,123,488 37,869,177 Total assets
Liabilitas, dana syirkah Liabilities, temporary syirkah
temporer dan ekuitas funds and equity
Liabilitas Liabilities
Liabilitas segera 61,253 64,827 Obligations due
immediately
Bagi hasil yang belum 52,503 57,896 Undistributed profit sharing
dibagikan
Simpanan nasabah Customers Deposits
Giro wadiah Wadiah demand
deposits
Giro wadiah pihak 1,626,551 1,508,535 Wadiah demand
ketiga deposits third parties
Giro wadiah pihak 403,347 770,701 Wadiah demand
berelasi deposits related
parties
Tabungan wadiah Wadiah savings
Tabungan wadiah 6,942,340 5,590,438 Wadiah savings third
pihak ketiga parties
Tabungan wadiah 9,348 11,373 Wadiah savings
pihak berelasi related parties
Simpanan dari bank lain 15,999 808,940 Other banks deposits
Liabilitas akseptasi 1,381 Acceptance payables
Estimasi kerugian 1,972 1,221 Estimated losses on
komitmen dan kontinjensi commitments and
contingencies
Utang pajak 80,926 32,265 Taxes payable
Liabilitas lainnya 2,641,184 1,958,346 Other liabilities
Kewajiban imbalan pasca 43,232 44,467 post-employment benefit
kerja obligations
Jumlah liabilitas 11,880,036 10,849,009 Total liabilities
Dana syirkah temporer Temporary syirkah funds
Bukan bank Non-banks
Giro mudharabah Mudharabah current
account
Giro mudharabah 9,096 219,783 Mudharabah current
pihak ketiga account third parties
Giro berjangka 4,071,707 73,481 Mudharabah current
mudharabah pihak account related
berelasi parties
Tabungan Mudharabah saving
mudharabah deposits
Tabungan 2,025,240 1,658,783 Mudharabah saving
mudharabah pihak deposits third parties
ketiga
Tabungan 114 326 Mudharabah saving
mudharabah pihak deposits related
berelasi parties
Deposito berjangka Mudharabah time
mudharabah deposits
Deposito berjangka 17,098,777 18,721,598 Mudharabah time
mudharabah pihak deposits third parties
ketiga
Deposito berjangka 1,950,482 319,557 Mudharabah time
mudharabah pihak deposits related
berelasi parties
Bank Bank
Giro mudharabah Mudharabah current
account
Deposito berjangka Mudharabah time
mudharabah deposits
Efek yang diterbitkan Bank securities issued
bank
Sukuk mudharabah 1,000,000 1,000,000 Subordinated
subordinasi mudharabah sukuk
Jumlah dana syirkah 26,155,416 21,993,528 Total temporary syirkah
temporer funds
Ekuitas Equity
Ekuitas yang Equity attributable to
diatribusikan kepada equity owners of parent
pemilik entitas induk entity
Saham biasa 4,858,057 4,858,057 Common stocks
Tambahan modal 517 517 Additional paid-in capital
disetor
Cadangan pembayaran 8,679 4,493 Reserve of share-based
berbasis saham payments
Cadangan pengukuran ( 2,181 ) 3,965 Reserve of
kembali program remeasurements of
imbalan pasti defined benefit plans
Saldo laba (akumulasi Retained earnings
kerugian) (deficit)
Saldo laba yang Appropriated
telah ditentukan retained earnings
penggunaanya
Cadangan umum 63,668 53,008 General and
dan wajib legal reserves
Saldo laba yang 159,296 106,600 Unappropriated
belum ditentukan retained earnings
penggunaannya
Jumlah ekuitas yang 5,088,036 5,026,640 Total equity attributable
diatribusikan kepada to equity owners of
pemilik entitas induk parent entity
Jumlah ekuitas 5,088,036 5,026,640 Total equity
Jumlah liabilitas, dana syirkah 43,123,488 37,869,177 Total liabilities, temporary
temporer dan ekuitas syirkah funds and equity
[4312000] Statement of profit or loss and other comprehensive income, OCI
components presented net of tax, by nature - Financial and Sharia Industry

Laporan laba rugi dan Statement of profit or


penghasilan loss and other
komprehensif lain comprehensive
income
31 December 2019 31 December 2018
Pendapatan dan beban Operating income and
operasional expenses
Pendapatan pengelolaan dana 3,374,863 3,120,307 Revenue from fund
oleh bank sebagai mudharib management as mudharib
Hak pihak ketiga atas bagi ( 1,320,886 ) ( 1,317,100 ) Third parties share on return of
hasil dana syirkah temporer temporary syirkah funds
Pendapatan operasional Other operating income
lainnya
Pendapatan operasional 250,534 174,182 Other operating income
lainnya
Pembentukan kerugian Allowances for impairment
penurunan nilai losses
Pembentukan penyisihan ( 622,672 ) ( 249,655 ) Allowances for impairment
kerugian penurunan nilai losses on earnings assets
aset produktif
Pembentukan penyisihan ( 230,377 ) ( 370,555 ) Allowances for impairment
kerugian penurunan nilai losses on non-earnings
aset non-produktif assets
Pembalikan (beban) estimasi ( 751 ) 913 Reversal (expense) of
kerugian komitmen dan estimated losses on
kontijensi commitments and
contingencies
Beban operasional lainnya Other operating expenses
Beban umum dan ( 463,646 ) ( 440,196 ) General and administrative
administrasi expenses
Beban operasional ( 868,687 ) ( 760,423 ) Other operating expenses
lainnya
Jumlah laba operasional 118,378 157,473 Total profit from operation
Pendapatan dan beban bukan Non-operating income and
operasional expense
Pendapatan bukan operasional 0 0 Non-operating income
Beban bukan operasional ( 1,513 ) ( 5,959 ) Non-operating expenses
Jumlah laba (rugi) sebelum pajak 116,865 151,514 Total profit (loss) before tax
penghasilan
Pendapatan (beban) pajak ( 42,849 ) ( 44,914 ) Tax benefit (expenses)
Jumlah laba (rugi) dari operasi 74,016 106,600 Total profit (loss) from continuing
yang dilanjutkan operations
Jumlah laba (rugi) 74,016 106,600 Total profit (loss)
Pendapatan komprehensif Other comprehensive income,
lainnya, setelah pajak after tax
Pendapatan komprehensif Other comprehensive
lainnya yang tidak akan income that will not be
direklasifikasi ke laba rugi, reclassified to profit or loss,
setelah pajak after tax
Pendapatan komprehensif ( 8,195 ) 686 Other comprehensive
lainnya atas pengukuran income for remeasurement
kembali kewajiban manfaat of defined benefit
pasti, setelah pajak obligation, after tax
Penyesuaian lainnya atas 2,049 ( 172 ) Other adjustments to other
pendapatan komprehensif comprehensive income that
lainnya yang tidak akan will not be reclassified to
direklasifikasi ke laba rugi, profit or loss, after tax
setelah pajak
Jumlah pendapatan ( 6,146 ) 514 Total other comprehensive
komprehensif lainnya yang income that will not be
tidak akan direklasifikasi ke reclassified to profit or loss,
laba rugi, setelah pajak after tax
Jumlah pendapatan ( 6,146 ) 514 Total other comprehensive
komprehensif lainnya, setelah income, after tax
pajak
Jumlah laba rugi komprehensif 67,870 107,114 Total comprehensive income
Laba (rugi) yang dapat Profit (loss) attributable to
diatribusikan
Laba (rugi) yang dapat 74,016 106,600 Profit (loss) attributable to
diatribusikan ke entitas induk parent entity
Laba rugi komprehensif yang Comprehensive income
dapat diatribusikan attributable to
Laba rugi komprehensif yang 67,870 107,114 Comprehensive income
dapat diatribusikan ke entitas attributable to parent entity
induk
Laba (rugi) per saham Earnings (loss) per share
Laba per saham dasar Basic earnings per share
diatribusikan kepada pemilik attributable to equity owners
entitas induk of the parent entity
Laba (rugi) per saham 7.62 12.81 Basic earnings (loss) per
dasar dari operasi yang share from continuing
dilanjutkan operations
Laba (rugi) per saham Diluted earnings (loss) per
dilusian share
Laba (rugi) per saham 7.62 12.81 Diluted earnings (loss) per
dilusian dari operasi yang share from continuing
dilanjutkan operations
[4410000] Statement of changes in equity - Financial and Sharia Industry - Current Year

31 December 2019

Laporan perubahan Statement of changes in


ekuitas equity
Saldo laba yang telah
Ekuitas yang dapat
Cadangan pembayaran Cadangan pengukuran kembali ditentukan Saldo laba yang belum
Saham biasa Tambahan modal disetor diatribusikan kepada entitas Ekuitas
berbasis saham program imbalan pasti penggunaannya-cadangan ditentukan penggunaannya
induk
umum dan wajib
Appropriated retained
Reserve of share-based Reserve of remeasurements of Unappropriated retained Equity attributable to parent
Common stocks Additional paid-in capital earnings-general and legal Equity
payments defined benefit plans earnings entity
reserves
Posisi ekuitas Equity position
Saldo awal periode sebelum 4,858,057 517 4,493 3,965 53,008 106,600 5,026,640 5,026,640 Balance before restatement at
penyajian kembali beginning of period
Posisi ekuitas, awal periode 4,858,057 517 4,493 3,965 53,008 106,600 5,026,640 5,026,640 Equity position, beginning of the
period
Laba (rugi) 74,016 74,016 74,016 Profit (loss)
Pendapatan komprehensif lainnya ( 6,146 ) ( 6,146 ) ( 6,146 ) Other comprehensive income
Pembentukan cadangan umum 10,660 ( 10,660 ) Allocation for general reserves
Distribusi dividen kas ( 10,660 ) ( 10,660 ) ( 10,660 ) Distributions of cash dividends
Transaksi ekuitas lainnya 4,186 4,186 4,186 Other equity transactions
Posisi ekuitas, akhir periode 4,858,057 517 8,679 ( 2,181 ) 63,668 159,296 5,088,036 5,088,036 Equity position, end of the period
[4410000] Statement of changes in equity - Financial and Sharia Industry - Prior Year

31 December 2018

Laporan perubahan Statement of changes in


ekuitas equity
Saldo laba yang telah
Ekuitas yang dapat
Cadangan pembayaran Cadangan pengukuran kembali ditentukan Saldo laba yang belum
Saham biasa Tambahan modal disetor diatribusikan kepada entitas Ekuitas
berbasis saham program imbalan pasti penggunaannya-cadangan ditentukan penggunaannya
induk
umum dan wajib
Appropriated retained
Reserve of share-based Reserve of remeasurements of Unappropriated retained Equity attributable to parent
Common stocks Additional paid-in capital earnings-general and legal Equity
payments defined benefit plans earnings entity
reserves
Posisi ekuitas Equity position
Saldo awal periode sebelum 1,979,000 3,451 42,899 577,491 2,602,841 2,602,841 Balance before restatement at
penyajian kembali beginning of period
Posisi ekuitas, awal periode 1,979,000 3,451 42,899 577,491 2,602,841 2,602,841 Equity position, beginning of the
period
Laba (rugi) 106,600 106,600 106,600 Profit (loss)
Pendapatan komprehensif lainnya 514 514 514 Other comprehensive income
Pembentukan cadangan umum 10,109 ( 10,109 ) Allocation for general reserves
Kenaikan (penurunan) ekuitas 4,493 4,493 4,493 Increase (decrease) in equity
melalui transaksi saham tresuri through treasury stock transactions
Transaksi ekuitas lainnya 2,879,057 517 ( 567,382 ) 2,312,192 2,312,192 Other equity transactions
Posisi ekuitas, akhir periode 4,858,057 517 4,493 3,965 53,008 106,600 5,026,640 5,026,640 Equity position, end of the period
[4510000] Statement of cash flows, direct method - Financial and Sharia Industry

Laporan arus kas Statement of cash


flows
31 December 2019 31 December 2018
Arus kas dari aktivitas operasi Cash flows from operating
activities
Arus kas sebelum Cash flows before changes
perubahan dalam aset dan in operating assets and
liabilitas operasi liabilities
Penerimaan pendapatan 3,370,838 3,048,880 Revenue receipts from fund
pengelolaan dana sebagai management as mudharib
mudharib
Pembayaran bagi hasil ( 1,326,279 ) ( 1,294,887 ) Payments of temporary
dana syirkah temporer syirkah funds
Pendapatan dari transaksi 250,534 191,517 Income from other
operasional lainnya operating transactions
Penerimaan pengembalian ( 61,519 ) ( 140,650 ) Refunds (payments) of
(pembayaran) pajak income tax
penghasilan
Pembayaran beban ( 1,317,195 ) ( 1,109,325 ) Payments for other
operasional lainnya operating expenses
Penerimaan pendapatan ( 2,263 ) ( 6,093 ) Receipts from
non-operasional non-operating income
Penerimaan (pengeluaran) ( 9,260 ) ( 12,089 ) Other cash inflows
kas lainnya dari aktivitas (outflows) from operating
operasi activities
Penurunan (kenaikan) aset Decrease (increase) in
operasi operating assets
Penurunan (kenaikan) ( 300,000 ) ( 450,000 ) Decrease (increase) in
penempatan pada bank lain placements with other
dan bank indonesia banks and bank indonesia
Penurunan (kenaikan) Decrease (increase) in
piutang dan pembiayaan sharia financing and
syariah receivables
Penurunan (kenaikan) ( 2,227,133 ) ( 688,105 ) Decrease (increase) in
piutang murabahah murabahah receivables
Penurunan (kenaikan) 91,785 1,071 Decrease (increase) in
piutang istishna istishna receivables
Penurunan (kenaikan) ( 39,731 ) 171,239 Decrease (increase) in
pinjaman qardh qardh funds
Penurunan (kenaikan) 400,787 373,172 Decrease (increase) in
pembiayaan mudharabah financing
mudharabah
Penurunan (kenaikan) ( 4,326,613 ) ( 2,170,909 ) Decrease (increase) in
pembiayaan musyarakah financing
musyarakah
Penurunan (kenaikan) 79,452 ( 812,211 ) Decrease (increase) in
aset ijarah ijarah assets
Penurunan (kenaikan) aset 13,569 ( 387,644 ) Decrease (increase) in
lainnya other assets
Kenaikan (penurunan) Increase (decrease) in
liabilitas operasi operating liabilities
Kenaikan (penurunan) ( 3,573 ) 11,133 Increase (decrease) in
liabilitas segera obligations due immediately
Kenaikan (penurunan) giro ( 237,422 ) 509,892 Increase (decrease) in
wadiah simpanan nasabah customers wadiah demand
deposits
Kenaikan (penurunan) 1,337,961 852,159 Increase (decrease) in
tabungan wadiah simpanan customers wadiah saving
nasabah deposits
Kenaikan (penurunan) ( 792,941 ) 794,607 Increase (decrease) in
simpanan dari bank lain other banks saving
deposits
Kenaikan (penurunan) giro 3,787,539 153,729 Increase (decrease) in
mudharabah mudharabah current
account
Kenaikan (penurunan) 366,245 388,625 Increase (decrease) in
tabungan mudharabah mudharabah savings
deposits
Kenaikan (penurunan) 8,104 611,086 Increase (decrease) in
dana syirkah temporer temporary syirkah funds
Kenaikan (penurunan) 736,896 609,786 Increase (decrease) in
liabilitas lainnya other liabilities
Jumlah arus kas bersih yang ( 200,219 ) 644,983 Total net cash flows received
diperoleh dari (digunakan from (used in) operating
untuk) aktivitas operasi activities
Arus kas dari aktivitas investasi Cash flows from investing
activities
Pencairan (penempatan) ( 1,170,156 ) ( 1,687,046 ) Withdrawal (placement) of
obligasi dan (atau) sukuk bonds and (or) sukuk
Penerimaan dari penjualan ( 20,554 ) ( 61,866 ) Proceeds from disposal
(perolehan) aset tetap (acquisition) of property and
equipment
Jumlah arus kas bersih yang ( 1,190,710 ) ( 1,748,912 ) Total net cash flows received
diperoleh dari (digunakan from (used in) investing
untuk) aktivitas investasi activities
Arus kas dari aktivitas Cash flows from financing
pendanaan activities
Penerimaan dari penerbitan 0 1,312,192 Proceeds from issuance of
saham baru new stocks
Penerimaan setoran modal 0 1,000,000 Proceeds from capital
contributions
Pembayaran dividen dari ( 10,660 ) (0) Dividends paid from financing
aktivitas pendanaan activities
Jumlah arus kas bersih yang ( 10,660 ) 2,312,192 Total net cash flows received
diperoleh dari (digunakan from (used in) financing
untuk) aktivitas pendanaan activities
Jumlah kenaikan (penurunan) ( 1,401,589 ) 1,208,263 Total net increase (decrease) in
bersih kas dan setara kas cash and cash equivalents
Kas dan setara kas arus kas, awal 5,567,707 4,359,444 Cash and cash equivalents cash
periode flows, beginning of the period
Kas dan setara kas arus kas, 4,166,118 5,567,707 Cash and cash equivalents cash
akhir periode flows, end of the period

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