TABEL ANGSURAN

Harga Mobil OTR 284,700,000

Discount 35,000,000
Harga Mobil OTR setelah discount 249,700,000
Uang Muka Murni 15,000,000
Jumlah Pokok Pinjaman 234,700,000
Bunga Pinjaman per Tahun 7.00%
Jangka Waktu Pinjaman (bulan) 60
Mulai Pinjaman (bulan, tahun) December 2023
Angsuran Terakhir (bulan, tahun) November 2028

Angs. Total Angsuran

Bulan Tahun Bunga
ke- Angs. Pokok
1 1 December 2023 5,280,750 3,911,667 1,369,083
2 2 January 2024 5,280,750 3,911,667 1,369,083
3 3 February 2024 5,280,750 3,911,667 1,369,083
4 4 March 2024 5,280,750 3,911,667 1,369,083
5 5 April 2024 5,280,750 3,911,667 1,369,083
6 6 May 2024 5,280,750 3,911,667 1,369,083
7 7 June 2024 5,280,750 3,911,667 1,369,083
8 8 July 2024 5,280,750 3,911,667 1,369,083
9 9 August 2024 5,280,750 3,911,667 1,369,083
10 10 September 2024 5,280,750 3,911,667 1,369,083
11 11 October 2024 5,280,750 3,911,667 1,369,083
12 12 November 2024 5,280,750 3,911,667 1,369,083
13 13 December 2024 5,280,750 3,911,667 1,369,083
14 14 January 2025 5,280,750 3,911,667 1,369,083
15 15 February 2025 5,280,750 3,911,667 1,369,083
16 16 March 2025 5,280,750 3,911,667 1,369,083
17 17 April 2025 5,280,750 3,911,667 1,369,083
18 18 May 2025 5,280,750 3,911,667 1,369,083
19 19 June 2025 5,280,750 3,911,667 1,369,083
20 20 July 2025 5,280,750 3,911,667 1,369,083
21 21 August 2025 5,280,750 3,911,667 1,369,083
22 22 September 2025 5,280,750 3,911,667 1,369,083
23 23 October 2025 5,280,750 3,911,667 1,369,083
24 24 November 2025 5,280,750 3,911,667 1,369,083
25 25 December 2025 5,280,750 3,911,667 1,369,083
26 26 January 2026 5,280,750 3,911,667 1,369,083
27 27 February 2026 5,280,750 3,911,667 1,369,083
28 28 March 2026 5,280,750 3,911,667 1,369,083
29 29 April 2026 5,280,750 3,911,667 1,369,083
30 30 May 2026 5,280,750 3,911,667 1,369,083
31 31 June 2026 5,280,750 3,911,667 1,369,083
32 32 July 2026 5,280,750 3,911,667 1,369,083
33 33 August 2026 5,280,750 3,911,667 1,369,083
34 34 September 2026 5,280,750 3,911,667 1,369,083
35 35 October 2026 5,280,750 3,911,667 1,369,083
36 36 November 2026 5,280,750 3,911,667 1,369,083
37 37 December 2026 5,280,750 3,911,667 1,369,083
38 38 January 2027 5,280,750 3,911,667 1,369,083
39 39 February 2027 5,280,750 3,911,667 1,369,083
40 40 March 2027 5,280,750 3,911,667 1,369,083
41 41 April 2027 5,280,750 3,911,667 1,369,083
42 42 May 2027 5,280,750 3,911,667 1,369,083
43 43 June 2027 5,280,750 3,911,667 1,369,083
44 44 July 2027 5,280,750 3,911,667 1,369,083
45 45 August 2027 5,280,750 3,911,667 1,369,083
46 46 September 2027 5,280,750 3,911,667 1,369,083
47 47 October 2027 5,280,750 3,911,667 1,369,083
48 48 November 2027 5,280,750 3,911,667 1,369,083
49 49 December 2027 5,280,750 3,911,667 1,369,083
50 50 January 2028 5,280,750 3,911,667 1,369,083
51 51 February 2028 5,280,750 3,911,667 1,369,083
52 52 March 2028 5,280,750 3,911,667 1,369,083
53 53 April 2028 5,280,750 3,911,667 1,369,083
54 54 May 2028 5,280,750 3,911,667 1,369,083
55 55 June 2028 5,280,750 3,911,667 1,369,083
56 56 July 2028 5,280,750 3,911,667 1,369,083
57 57 August 2028 5,280,750 3,911,667 1,369,083
58 58 September 2028 5,280,750 3,911,667 1,369,083
59 59 October 2028 5,280,750 3,911,667 1,369,083
60 60 November 2028 5,280,750 3,911,667 1,369,083
 BIAYA-BIAYA (mohon dikoreksi)

Sisa Angsuran
No. Biaya Jumlah
Pokok
230,788,333 1. Administrasi Bank
226,876,667 a. Administrasi 750,000
222,965,000 b. Materai (9 buah) 90,000
219,053,333 2. Biaya Asuransi
215,141,667 a. Asuransi Kendaraan 5,718,130
211,230,000 b. Asuransi Jiwa Nasabah 2,347,000 1% dari pokok pinjaman
207,318,333 3. Biaya Notaris 300,000
203,406,667 4. Blokir BPKB 250,000
199,495,000 Sub Total 9,455,130
195,583,333
191,671,667
187,760,000 TOTAL UANG MUKA
183,848,333 1. Biaya Adm, Asuransi, Notaris, dll. 9,455,130
179,936,667 2. Setoran Awal Angsuran -
176,025,000 3. Uang Muka Murni 15,000,000
172,113,333 Total 24,455,130
168,201,667
164,290,000
160,378,333
156,466,667
152,555,000
148,643,333
144,731,667
140,820,000
136,908,333
132,996,667
129,085,000
125,173,333
121,261,667
117,350,000
113,438,333
109,526,667
105,615,000
101,703,333
97,791,667
93,880,000
89,968,333
86,056,667
82,145,000
78,233,333
74,321,667
70,410,000
66,498,333
62,586,667
58,675,000
54,763,333
50,851,667
46,940,000
43,028,333
39,116,667
35,205,000
31,293,333
27,381,667
23,470,000
19,558,333
15,646,667
11,735,000
7,823,333
3,911,667
0
20% 6.90% 12
30% 6.77% 24
40% 6.81% 36
50% 6.90% 48
7.00% 60

Kategori Uang Pertanggungan Wilayah 1 Wilayah 2

Kategori 1 Rp0-Rp125.000.000 3,82%–4,20% 3,26%–3,59%
Kategori 2 >Rp125.000.000-Rp200.000.000 2,67%–2,94% 2,47%–2,72%
Kategori 3 >Rp200.000.000-Rp400.000.000 2,18%–2,40% 2,08%–2,29%
Kategori 4 >Rp400.000.000-Rp800.000.000 1,20%–1,32% 1,20%–1,32%
Kategori 5 >Rp800.000.000 1,05%–1,16% 1,05%–1,16%

Wilayah 2: DKI Jakarta, Jawa Barat, dan Banten

 Wilayah 3
2,53%–2,78%
2,69%–2,96%
1,79%–1,97%
1,14%–1,25%
1,05%–1,16%
OTR 284,700,000 A
ASURANSI COMBINE 4.91% B
TENOR 6 TAHUN C
BUNGA 7.00% D
TOTAL DP (TANPA CP) 79,540,200 E =
CP + 2.31% 5,459,800 F =

TDP + CP 85,000,000 G = E+F

ANGSURAN REGULER H
ANGSURAN FIX 4,661,400 I
ANGSURAN CAP 4,750,000 J
PELUNASAN KE DEALER 199,700,000 K = A-G
PERHITUNGAN ADDB (ON LOAN)
DP MURNI 72,926,200 L = G - ( F + Z + AA + AC )
PH AWAL 211,773,800 M = A-L

ASURANSI 4.91% 13,990,158 N = 4,914% x A

PROVISI 5.00% 10,588,690 O = 5% x M

BUNGA 46.9% 99,268,112 P = ( ( Q x D ) / 12 ) x 72

PH AKHIR 236,352,648 Q = M+N+O

TOTAL PH 335,620,760 R = P+Q

ANGSURAN REGULER - S
ANGSURAN FIX 4,661,400 T =
ANGSURAN CAP 4,750,000 U =
TOTAL DP V
DP MURNI 72,926,200 W = L
ANGSURAN - X
ASURANSI - Y
POLIS 14,000 Z = 14,000
FIDUSIA 500,000 AA =
PROVISI - AB

ADM 6,100,000 AC =
OTR 278,900,000
DP 55,780,000
Pembiayaa 223,120,000
Provisi 11,156,000
Total 234,276,000