Perusahaan
Corporate Governance
115
Tata Kelola
Perusahaan
Corporate Governance
116
P ro p e r G C G i m p l e m e n t a t i o n a l s o s e r v e d
as a stimulus for the Bank to achieve sustainable growth
through compliant business practices, development
of appropriate technology, mitigation of risks to avoid
unexpected events and enhancement of management
responsibilities.
GCG Structure
117
118
General Meeting of
Shareholders
Nama | Name
Direktur Utama
Direktur
Board of Directors
President Director
Gimin Sumalim
Director
Direktur
Helena Suryawani
Director
Direktur
Endy Abdurrahman
Director
Direktur
Director
Direktur Kepatuhan
Dewan Komisaris
Nama | Name
Guy Daniel Harvey-Samuel
(Guy Harvey Samuel)
Komisaris Utama
Compliance Director
Board of Commissioners
President Commissioner
Hanny Wurangian
Komisaris Independen
Hariawan Pribadi
Independent Commissioner
Komisaris
Sia Leng Ho
Commissioner
119
Dewan Komisaris
Board of Commissioners
Pe n e ta p a n wewe n a n g d a n ta n g g u n g j a w a b
Dewan Komisaris dan Direksi merupakan masalah
pokok dalam implementasi tata kelola perusahaan.
Wewenang dan tanggung jawab Dewan Komisaris
dan Direksi Bank telah dijabarkan secara jelas sesuai
dengan fungsinya masing-masing sebagaimana diatur
dalam Anggaran Dasar Perusahaan, undang-undang
dan peraturan yang berlaku.
Jabatan
Komisaris Utama
Nama | Name
Guy Daniel Harvey-Samuel
Position
President Commissioner
Hanny Wurangian
Komisaris Independen
Hariawan Pribadi
Independent Commissioner
Komisaris
Commissioner
120
121
122
Hasil pengawasan
Dewan Komisaris telah secara aktif mengawasi
pengelolaan dan pengoperasian Bank. Dalam
pelaksanaan tugas dan tanggung jawabnya tersebut,
di tahun 2012 Dewan Komisaris melakukan hal-hal
sebagai berikut:
1. Memastikan terselenggaranya prinsip-prinsip GCG
dalam setiap kegiatan usaha Bank melalui:
a. Rapat Dewan Komisaris secara berkala sesuai
dengan Pedoman GCG Perusahaan.
b. Komite-komite yang dibentuk Dewan Komisaris,
yakni Komite Audit, Komite Pemantau Risiko,
dan Komite Remunerasi dan Nominasi, dan
terlibat aktif di dalam rapat-rapat komite
tersebut.
c. Pelaksanaan tugas secara efektif dari komitekomite yang dibentuk oleh Dewan Komisaris.
Monitoring Results
The Board of Commissioners has been actively
monitoring the management and operation of the
Bank. In 2012, the Board of Commissioners conducted
the following activities:
Direksi
Board of Directors
Jabatan
Direktur Utama
Direktur
Nama | Name
Antony Colin Turner
Gimin Sumalim
Position
President Director
Director
Direktur
Helena Suryawani
Director
Direktur
Endy Abdurrahman
Director
Direktur
Director
Direktur Kepatuhan
Compliance Director
123
124
12
12
Gimin Sumalim*
12
Helena Suryawani
12
12
Endy Abdurrahman
12
12
12
12
12
12
Nama | Name
Antony Colin Turner
Gimin Sumalim
Helena Suryawani
Endy Abdurrahman
Tjioe Mei Tjuen
Lenggono Sulistianto Hadi
Pelatihan | Training
Fasilitator | Facilitator
CEO Conference
HSBC
Tempat | Location
Hong Kong
CEO Conference
HSBC
Kuala Lumpur
GPS
Jakarta
Pricewaterhouse Coopers
Singapore
CFO Conference
HSBC
Hong Kong
CARM System
Jakarta
HSBC
Hong Kong
COO Conference
HSBC
Hong Kong
BSMR
Jakarta
125
126
Komite Audit
Audit Committee
Jabatan
Nama | Name
Ketua
Hanny Wurangian
Position
Chairman
Anggota Independen
Independent member
Anggota Independen
Independent member
Hanny Wurangian
127
128
Jabatan
Nama | Name
Position
Ketua
Hariawan Pribadi
Chairman
Anggota
Member
Anggota
Member
e. To p rov i d e re co m m e n d a t i o n s re g a rd i n g
independent candidates for Committee members
to be submitted to the Board of Commissioners.
129
130
Hariawan Pribadi
Jabatan
Ketua
Nama | Name
Position
Hariawan Pribadi
Chairman
Anggota independen
Independent member
Anggota independen
Iryanto Hutagaol
Independent member
Iryanto Hutagaol
Warga Negara Indonesia, 49 tahun, Sarjana Ekonomi
dari Universitas Diponegoro dan Pasca Sarjana dari
The Claremont Graduate University dan The Peter
F. Drucker & M. Ito Business School (Amerika).
Beliau mengawali karir pada tahun 1987-1988 sebagai
Assistant Controller di Divisi Keuangan Yoshida Kagyo
KK Japan (YKK Zipper Indonesia), pernah berprofesi
sebagai Auditor dan Konsultan Pajak di Ernst & Young,
menjabat sebagai bankir di beberapa bank seperti
Bank Exim, Bank Mandiri, dan Bank Internasional
Indonesia, pernah menduduki posisi sebagai Direktur
di PriceWaterhouseCoopers Jakarta, dan terakhir
beliau menjabat sebagai Group Managing Director
di Samudera Indonesia Group. Per efektif 17 September
2011, Iryanto Hutagaol bergabung sebagai anggota
Komite Audit Bank Ekonomi.
Iryanto Hutagaol
Indonesian citizen, 49 years, Bachelor degree
in Economics from Diponegoro University and a Post
Graduate degree from The Claremont Graduate
University and The Peter F. Drucker & M. Ito Business
School (USA). He started his career in 1987-1988 as an
Assistant Controller at the Finance Division of Yoshida
Kagyo KK, Japan (YKK Zipper Indonesia). He was
also an Auditor and Tax Consultant at Ernst & Young,
and also worked at various banks such as Bank Exim,
Bank Mandiri and Bank Internasional Indonesia. He has
held the post of Director at PriceWaterhouseCoopers,
Jakarta and most recently as Group Managing Director
at Samudera Indonesia Group. He joined as a member
of the Audit Committee of Bank Ekonomi effectively
on 17 September 2011.
131
132
Hariawan Pribadi
Iryanto Hutagaol
Komite Kredit
Credit Committee
133
134
12
12
Gimin Sumalim
12
12
Endy Abdurrahman
12
12
Helena Suryawani
12
12
12
12
12
12
Honny Koesmo
12
12
Laporan ALCO
Dewan Komisaris|
Board of
Commissioners
Orang
Person
Direksi | Board of
Directors
Rp Juta
IDR Million
Orang
Person
Rp Juta
IDR Million
9.317
29.785
10.589
31.520
209
2.243
Income Range
Kisaran Pendapatan
Jumlah Remunerasi per orang dalam 1 tahun
Amount of Remuneration per person in 1 year
Kisaran Pendapatan
Jumlah Komisaris
Commissioners
Jumlah Direksi
Directors
Di atas Rp 2 miliar
Di atas Rp 1 miliar s.d Rp 2 miliar
Income Range
6
2
Rasio Gaji
Rasio gaji pegawai yang tertinggi
dan terendah adalah
Rasio gaji Direksi yang tertinggi
dan terendah adalah
Rasio gaji Komisaris yang tertinggi
dan terendah adalah
Rasio gaji Direksi dan pegawai tertinggi adalah
Salary Ratio
1:90
1:2,02
1:1
1:2,05
135
136
Sekretaris Perusahaan
Company Secretary
Kedudukan SKAI
Position of SKAI
Fungsi SKAI
Function of SKAI
Tugas SKAI
Duties of SKAI
137
138
Responsibilities of SKAI
Wewenang SKAI
Authority of SKAI
139
140
Manajemen Risiko
Risk Management
Audit Eksternal
External Audit
Permasalahan Hukum
Litigation
Sanksi Administratif
Selama tahun 2012, tidak terdapat sanksi administratif
yang dikenakan kepada anggota Dewan Komisaris
dan Direksi Bank dan tidak ditemukan pelanggaran
terhadap ketentuan Bank Indonesia yang bersifat
material. Sanksi administratif berupa penalti dari
otoritas moneter selama tahun 2012 sebanyak
16 (enam belas) penalti, namun dapat dipastikan
karena kesalahan administrasi
Administrative sanctions
During 2012, there were no administrative sanctions
imposed upon members of the Board of Commissioners
and Board of Directors of the Bank and no material
violations of the provisions of Bank Indonesia
were found. There were 16 (sixteen) administrative
sanctions in penalties from the monetary authorities,
which were determined as clerical errors.
141
142
Budaya Perusahaan
Corporate Culture
a. Lending
b. Borrowing
c. Behaviour when obtaining a business/business
advisory
d. Personal benefits
e. Use of information
f. Investment
g. Leadership in outside employment
h. Reporting fraud, theft, bribery or illegal activities
i. Licensing and Copyright
j. Conflict of interest
k. Violations of the Employee Code of Conduct/
Claims
Opsi Saham
Stock Option
During 2012, the Bank did not buy back either shares
or bonds.
143
144
Whistleblowing System