TABEL RENCANA KEUANGAN KELUARGA

PENDAPATAN KELUARGA
Gaji dan Penghasilan Abah
Gaji Harmoni Rp 2,900,000
Honor Dapodik & BOS Rp 700,000
Sertifikasi Rp 1,500,000
Gaji dari SPS Rp 4,000,000

Gaji dan Penghasilan Ibu

Gaji Harmoni Rp 2,000,000
Insentif non-sertifikasi Rp 500,000

TOTAL PENDAPATAN KELUARGA

Zakat (2,5%)
Sedekah (2,5%)
TOTAL PENDAPATAN SETELAH ZAKAT SEDEKAH
SAVING DAN INVESTASI
SAVING DAN INVESTASI (10% dari Income) Budget
Dana Darurat 4% Rp 464,000
Dana Pensiun 3% Rp 348,000
Dana Sosial 3% Rp 348,000
Total Rp 1,160,000

PENGELUARAN (EXPENSES)
PENGELUARAN TETAP PENGELUARAN VARIABEL
CICILAN Budget Actual UTILITIES Budget
KPR Rumah Rp 3,278,400 Listrik Rp 400,000
Utang Motor Rp 1,000,000 Air Rp 120,000
TV Kabel Rp 85,000
Paket Internet Rp 450,000
Listik Mamak Rp 200,000
Air Mamak Rp 60,000

Total Rp 4,278,400 Rp - Total Rp 1,315,000

PENGELUARAN RUTIN Budget Actual GROCERIES Budget

Uang Dapur Rp 1,000,000 Sabun+Sampoo Rp 120,000
Bensin Rp 500,000 Sabun+shampo Mamak Rp 120,000
Pampers Rp 260,000 Makeup ibu Rp 500,000
Susu Zydan Rp 600,000 Minyak telon Rp 60,000
Obat-obatan Rp 494,000 Detergen+Krispay Rp 72,000
Kopi dan Gula Rp 60,000 Sunligh + pengharum ruangan Rp 50,000
Entertaiment Rp 500,000
Total Rp 2,914,000 Total Rp 1,422,000

Total Pendapatan Rp 11,020,000 TARGET KEUANGAN KAMI

Total Pengeluaran Rp 11,089,400 1. Mempunyai dana pendidikan Anak-anak
Net Balance -Rp 69,400 2. mempunyai dana darurat
 Total

Rp 9,100,000

Rp 2,500,000

Rp 11,600,000
Rp 290,000
Rp 290,000
Rp 11,020,000

Actual

Actual

Actual

*
Tanggal Deskripsi Debit Credit Saldo

5/1/2021 Bayar Rumah Rp 3,200,000

5/2/2021 Bayar Motor Rp 1,000,000
5/3/2021 Bayar air Rp 1,000,000
5/4/2021 Bayar listrik Rp 390,000
5/5/2021 entertaiment Rp 490,000
5/6/2021 Investment Rp 750,000
5/7/2021
5/8/2021
5/9/2021
5/10/2021 Rp 6,830,000
5/11/2021
5/12/2021
5/13/2021
5/14/2021
5/15/2021
5/16/2021
5/17/2021
5/18/2021
5/19/2021
5/20/2021
5/21/2021
5/22/2021
5/23/2021
5/24/2021
5/25/2021
5/26/2021
5/27/2021
5/28/2021
5/29/2021
5/30/2021
5/31/2021
6/1/2021
6/2/2021
6/3/2021
6/4/2021
6/5/2021
6/6/2021
6/7/2021
6/8/2021
6/9/2021
6/10/2021
6/11/2021
6/12/2021
6/13/2021
6/14/2021
6/15/2021
6/16/2021
6/17/2021
6/18/2021
6/19/2021
6/20/2021
6/21/2021
6/22/2021
6/23/2021
6/24/2021
6/25/2021
6/26/2021
6/27/2021
6/28/2021
6/29/2021
Tanggal Deskripsi Debit Credit Saldo

6/1/2021
6/2/2021
6/3/2021
6/4/2021
6/5/2021
6/6/2021
6/7/2021
6/8/2021
6/9/2021
6/10/2021
6/11/2021
6/12/2021
6/13/2021
6/14/2021
6/15/2021
6/16/2021
6/17/2021
6/18/2021
6/19/2021
6/20/2021
6/21/2021
6/22/2021
6/23/2021
6/24/2021
6/25/2021
6/26/2021
6/27/2021
6/28/2021
6/29/2021
6/30/2021
7/1/2021
7/2/2021
7/3/2021
7/4/2021
7/5/2021
7/6/2021
7/7/2021
7/8/2021
7/9/2021
7/10/2021
7/11/2021
7/12/2021
7/13/2021
7/14/2021
7/15/2021
7/16/2021
7/17/2021
7/18/2021
7/19/2021
7/20/2021
7/21/2021
7/22/2021
7/23/2021
7/24/2021
7/25/2021
7/26/2021
7/27/2021
7/28/2021
7/29/2021
7/30/2021