UNUBW
\njna \ntu ]uons Intn Kujcna \cstbi Ubdobdmnjcnd Indnfbibd
mcsusud hjba6
Kbjhiphk Ubdyndoona
Inrtn \usndtc >>>?55=?
Pchjcdb Urcslcjjn >>>?5501
]ctndcn Wbzn R. >>>?55>?
\cdtayn Fudcnjcb >>>?55>0
FRWR\ND NKRD]ND\C
@NKRJ]N\ CJIR \H\CNJ MND ARINDCHWN
RDCPBW\C]N\ GRDMN IRJCN
FNKNW]N
7575
UBDMNARJRND
tnaud >31?. Krndwhrta Lancr Lhrphrntchd (KLL) mcmcrcknd hjba _bsthd Krndtz mnd
Kbvcd _bdtwhrta. Kndthr pusnt KLL tbrjbtnk mc Mbdvbr, Lhjhrnmh, mc knkc gukct
Uboududond Whlky. Unmn nwnj tnaud, KLL ibdoanscjknd kursc jcpnt gbrkunjctns
tcdooc yndo prnktcs mnd trbdmc, ydo mcrndlndo mnjni gbrgnonc ihmbj mbdond ibrbk
ibdoanscjknd kursc jcpnt mbdond gbrgnonc ukurnd, ihmbj, mbsncd, gnand, mnd
gbrgnonc `ctur tnignand yndo kbiumcnd mcfunj mbdond anron yndo gbrgbmn-g
gbrgbmn-gbmn.
bmn.
KLL fuon ibdnwnrknd gbgbrnpn prhmuk tbrknct sbpbrtc kursc tndpn sndmnrnd mnd
pbondond gbrknkc tcon yndo gcsn mcjcpnt, sh`n, rndfndo mnd gndoku stnmchd. KLL
Urhmuk KLL sbrcdo knjc mcpnibrknd pnmn pnibrnd dcnon pbrusnand mnd pbstn
pbst n
tncjontb pnmn nlnrn hjnarnon. Ubrusnannd ibdlntntnd nmn sbkctnr >.255 sthlk
kbbpcdo udct (\KR) gnrndo fnmc mnd gbrgnonc gnocnd kursc yndo pbrusnannd funj
pnmn pbrckjndnd mnd mbdond ibdnigna snjurnd mcstrcgusc. Unmn tnaud 755<,
Ibksckh mnd Lcdn udtuk ibind`nntknd gcnyn tbdnon kbrfn yndo jbgca rbdmna.
Andyn nmn gbgbrnpn `nscjctns pbrnkctnd mnd `nscjctns pbiguntnd sbsunc pbsndnd yndo
tbtnp nmn mc Mbdvbr. Unmn nwnjdyn KLL andyn ibdonjnic sbmckct pbrsncdond.
Mbsncd kursc mcjcdmudoc hjba jbgca mnrc 75 pntbd. Ubdfunjnd tuigua pbsnt, mnd
inrocd rntn “ rntn tcdooc, gbrkcsnr ndtnrn =5-25%, kbiumcnd mc tnaud-tnaud
Unmn tnaud >333, KLL ibicdfni $<5 futn knrbdn pnrn pbdmcrc kaususdyn
Kbvcd cdocd ibdonigcj sbfuijna gbsnr undo pbrusnannd udtuk mcrcdyn sbdmcrc.
Kbvcd tbrtnrck mbdond mudcn pbtbrdnknd, mnd cdocd ibigbjc pbtbrdnknd yndo jbgca
gbsnr mnd cn ibdfnmc fnrndo ibdyuigndoknd wnktudyn udtuk KLL. Jnyndnd utndo
pcdfnind ibdourndoc inrocd indnobr KLL mnjni ibjnkuknd kbsnjnand njcrnd kns
Unmn nkacr tnaud >335-nd, iudluj pbsncdo yndo sbgnocnd gbsnr mnrc dbonrn-
tnaud 7555-nd ibdybgngknd tcmnk tbrfnmcdyn pbrugnand npnpud pnmn pbdfunjnd mnd
cdsbdtc` gnck pnmn tnaud 755> inupud tnaud 7557. Kcdbrfn pnmn tnaud 755< sbmckct
ibignck. ]htnj pbdoanscjnd KLL mcprhybksc sbkctnr $?5 futn, gbrtnigna mnrc $01
Unmn tnaud 7557, kbvcd ibickcrknd pbrugnand yndo iudokcd gbrnsnj mnrc
pbrugnand struktur hrondcsnsc. Cn ibdcjnc gnawn indnfbr KLL anrus jbgca `hkus
jbgca gnck mnd ibigbrcknd pbjnyndnd yndo gnck kbpnmn khdsuibd. Cn fuon ibdcjnc
yndo gnru, mcgbdtuk mun mcvcsc ynctu, mcvcsc prhmuk blbrnd mnd mcvcsc prhmuk sbsunc
prhuk stndmnr udtuk thkh-thkh pbdoblbr. Mcvcsc prhmuk sbsunc pbsndnd nknd
ibdourus vhjuib pbdfunjnd sbsunc pbsndnd yndo jbgca kblcj. Kbmun mcvcsc yndo
ibdousujknd pbdoukurnd kcdbrfn mnd rbdlndn cdsbdtc` yndo gnru mnd jbgca gnck. Mc
gnwna rbdlndn gnru, pnrn indnfbr nknd mcgbrcknd pbdoanronnd tudnc ntns
pbdlnpncnd tnrobt
tnr obt tnaudnd yndo mctbtnpknd udtuk pbdobignjcnd
pbdobignjc nd yndo tb
tbrkbdmnjc
rkbdmnjc mc
tcdoknt mcvcsc mnd pbrusnannd. Rdtuk indnfbr mcvcsc, ghdus nknd mcmnsnrknd pnmn
?2% pnmn kcdbrfn mcvcsc mnd 72% pnmn kcdbrfn pbrusnannd. Fckn kcdbrfn gbdnr-gbdnr
ibjbgcac tnrobt, pbignynrnd mnpnt mctcdokntknd acdoon 25%. Dniud, tcmnk nknd
ibdmndnc 25% ndoonrnd W&M. Mc scsc jncd, mcvcsc prhmuk sbsunc pbsndnd ibdobjua
KNFCND ]BHWC
ndtnrn cdput mnd hutput. Ubdoukurnd cdput mnd hutput ibigbrcknd cd`hrinsc
kundtctntc` pnmn cd`hrinsc kunjctntc`. Cdput nmnjna suigbr mnyn yndo mcoudnknd
Khdsbp cdput mnd hutput mnpnt mcoudnknd udtuk ibdfbjnsknd nrtc b`cscbdsc mnd
b`bktc`ctns. B`cscbd nmnjna rntch ndtnrn cdput mbdond hutput, ntnu fuijna hutput yndo
mcanscjknd mnrc sbtcnp udct cdput yndo mcoudnknd. B`bktcvctns mctbdtuknd hjba
tbrsbgut. \blnrn rcdokns, suntu pusnt pbrtndooudofnwngnd nknd gbrsc`nt b`cscbd fckn
ibjnkuknd sbsuntu mbdond tbpnt, mnd nknd gbrsc`nt b`bktc` fckn ibjnkuknd anj-anj
yndo tbpnt.
yndo inscdo-inscdo mcwnkcjc hjba sbguna khtnk mnjni gnond hrondcsnsc. Uusnt-
indnfbr sbdchr ibdbtnpknd strntboc udtuk ibdlnpnc ohnj. Hgfbltcvb gbrgnonc pusnt
jnphrnd phscsc kbundond jcdb ctbis yndo mcgunt udtuk ibdoanscjknd rbturd
tbrsbgut.
pbdoukurnd kbundond mnrc cdput, ntnu suigbr mnyn yndo mcoudnknd hjba
pusnt pbrtndooudofnwngnd.
pbrtndooud ofnwngnd.
WRIR\ND IN\NJNA
Ibdlnpnc ]ufund8
Mcpnknc Gbrsnin8
UBIGNAN\ND
]bpnt8
mun pusnt jngn, Urhmuk blbrnd mnd Urhmuk sbsunc pbsndnd. \cstbi gnru
ibrbkn gbrtndooudo fnwng ntns kcdbrfn mnrc mcvcsc yndo mcpbondo. Ibskcpud
ibdobjhjn sbjurua mcvcsc inkn mnrc ctu pbrju nmndyn pbjntcand mnd ntnsnd yndo
gboctu snfn. Kbputusnd mbsbdtrnjcsnsc cdc ibrupnknd kbputusnd yndo tbpnt fckn
Khd`jck mnjni suntu pbrusnannd ibrupnknd anj yndo wnfnr mnjni suntu
pbrusnannd. Anj cdc mcknrbdnknd suntu hrondcsnsc tbrmcrc mnrc gndynk hrndo
sbtcnp insnjna mndond tbpnt. Gbgbrnpn anj yndo mnpnt mcjnkuknd pbrusnannd
nonr sbtcnp ndoohtn mnd sbtcnp mcvcsc mnpnt gbkbrfn snin mbdond gnck udtuk
jncddyn.
g. ]cmnk ibigbmnknd sntu mcvcsc mbdond mcvcsc jncddyn, knrbdn sbtcnp
KLL.
ibicdcinjcscr khd`jck.
b. Ibdonmnknd nlnrn mcjunr fni kbrfn nonr sbtcnp knrynwnd mnpnt
mcvcscdyn.
suigbr mnyn induscndyn sbdmcrc, nonr suigbr mnyn induscndyn nmn kbfbjnsnd
ntns tndooudo fnwng mnd ank yndo nknd ibrbkn tbrcin. \btcnp pbrusnannd
tufund mnd prhorni kbrfndyn tbrsbdmcrc, fckn tbrmnpnt suigbr mnyn yndo snin,
anj cdc mnpnt ibdybgngknd khd`jck kbpbdtcdond ndtnr mcvcsc, sbpbrtc njhknsc
yndo tcmnk tbpnt ntnu pbind`nntnd suigbr mnyn ndtnr mcvcsc, ntnu kbputusnd
inscdo-inscdo mcvcsc.
Kcdbrfn knrynwnd ibrupnknd anscj kbrfn yndo tbjna mclnpnc hjba sbhrndo
gbrckut.
g. Npnkna sbiun pbkbrfnnd sbjbsnc mbdond gnck mnd tbpnt wnktu8
l. Npnkna knrynwnd ibdhjnk ntnu ibdbrcin tuons tnignand mnrc ntnsnd8
mcgbrcknd mnjni gbdtuk `cdndlcnj inupud dhd `cdndlcnj. \bjncd cdsbdtc`, fckn
kcdbrfn mnrc knrynwnd mnd tufund pbrusnannd yndo tcmnk tbrlnpnc, pbrusnannd
fuon mnpnt ibgbrcknd sndksc tbranmnp knrynwnd nonr nmndyn scsc fbrn pnmn
knrynwnd tbrsbgut.
KB\CIURJND
ibdohptcinjcsnsc augudond ndtnrn cdput mnd hutput. Nonr cdput mnd hutput yndo
mcanscjknd mnpnt b`bktc` mnd b`cscbd, pbrusnannd pbrju nmndyn mbsbdtrnjcsnsc ntnu
pusnt pbrtndooudofnwngnd.
pbrtndooudofnwng nd. Uusnt pbrtndooudofnwngnd
pbrtndooudofnw ngnd nmnjna udct hrondcsnsc
hrondcsn sc yndo
mnd mcjnksndnknd mbdond tbpnt. Ibskcpud tbrmnpnt indnfbr yndo ibdfnmc pusnt mnrc
suntu mcvcsc, tbtnpc tbtnp anrus nmndyn pbdonwnsnd mnjni strntboc mnd anscj kcdbrfn
MN@]NW UR\]NKN