TABULASI DATA

NPL
Kredit Bermasalah (Jutaan) Total Kredit NPL
Tahun No KODE
Kurang Lancar Diragukan Macet Total (Jutaan) (%)
1 BBRI 1,043,082 1,201,996 3,974,665 6,219,743 495,097,288 1.26
2 BMRI 36,056 40,092 6,056 82,204 523,101,817 0.02
2014
3 BBNI 391,745 851,119 4,193,876 5,436,740 277,622,281 1.96 Rata-Rata
4 BBTN 298,237 418,149 3,424,425 4,140,811 106,271,277 3.90 1.78
5 BBRI 1,160,311 1,224,930 4,213,597 6,598,838 564,480,538 1.17
6 BMRI 874,044 606,329 3,125,227 4,605,600 586,675,437 0.79
2015
7 BBNI 2,722,628 848,223 5,138,759 8,709,610 326,105,149 2.67 Rata-Rata
8 BBTN 219,943 330,050 3,636,165 4,186,158 127,732,158 3.28 1.98
9 BBRI 1,056,103 1,128,476 4,605,802 6,790,381 643,470,975 1.06
10 BMRI 8,644,843 934,997 6,648,291 16,228,131 649,322,953 2.50
2016
11 BBNI 1,593,966 838,648 9,211,661 11,644,275 393,275,392 2.96 Rata-Rata
12 BBTN 218,410 312,162 3,554,562 4,085,134 150,221,960 2.72 2.31
13 BBRI 1,290,701 1,408,731 5,216,546 7,915,978 718,982,668 1.10
14 BMRI 5,772,873 2,128,789 8,445,077 16,346,739 712,037,865 2.30
2017
15 BBNI 1,271,410 1,592,039 7,234,126 10,097,575 441,313,566 2.29 Rata-Rata
16 BBTN - 20,618 378,942 399,560 181,002,783 0.22 1.48
17 BBRI 1,573,704 1,777,038 6,280,707 9,631,449 820,010,157 1.17
18 BMRI 3,141,824 1,197,101 10,133,476 14,472,401 799,557,188 1.81
2018
19 BBNI 2,028,042 3,009,125 5,001,135 10,038,302 512,778,497 1.96 Rata-Rata
20 BBTN 313,999 148,137 466,620 928,756 215,716,247 0.43 1.34
 Kriteria NPL
BBRI BMRI BBNI BBTN
Tahun
Hasil Kriteria Hasil Kriteria Hasil Kriteria Hasil Kriteria
2014 1.26 Sangat Sehat 0.02 Sangat Sehat 1.96 Sangat Sehat 3.90 Sehat
2015 1.17 Sangat Sehat 0.79 Sangat Sehat 2.67 Sehat 3.28 Sehat
2016 1.06 Sangat Sehat 2.50 Sehat 2.96 Sehat 2.72 Sehat
2017 1.10 Sangat Sehat 2.30 Sehat 2.29 Sehat 0.22 Sangat Sehat
2018 1.17 Sangat Sehat 1.81 Sangat Sehat 1.96 Sangat Sehat 0.43 Sangat Sehat
 TABULASI DATA
LDR
Jumlah Kredit Dana Pihak Ketiga (Jutaan) Total DPK LDR
Tahun No KODE
(Jutaan) Giro Tabungan Deposito Berjangka (Jutaan) (%)
1 BBRI 495,097,288 89,430,267 232,722,519 283,457,544 605,610,330 81.75
2 BMRI 523,101,817 128,053,558 231,461,256 223,934,097 583,448,911 89.66
2014
3 BBNI 277,622,281 82,743,186 114,969,594 102,552,029 300,264,809 92.46 Rata-Rata
4 BBTN 106,271,277 22,001,200 25,230,736 50,491,284 97,723,220 108.75 93.15
5 BBRI 564,480,538 113,429,343 268,058,865 267,884,404 649,372,612 86.93
6 BMRI 586,675,437 172,154,488 248,951,639 201,226,204 622,332,331 94.27
2015
7 BBNI 326,105,149 90,763,359 129,364,312 133,809,209 353,936,880 92.14 Rata-Rata
8 BBTN 127,732,158 29,152,160 29,402,734 58,049,240 116,604,134 109.54 95.72
9 BBRI 643,470,975 141,419,020 298,110,406 293,029,378 732,558,804 87.84
10 BMRI 649,322,953 186,983,328 277,169,824 237,907,078 702,060,230 92.49
2016
11 BBNI 393,275,392 122,076,228 151,784,973 141,591,883 415,453,084 94.66 Rata-Rata
12 BBTN 150,221,960 42,643,680 32,776,835 69,536,953 144,957,468 103.63 94.66
13 BBRI 718,982,668 145,529,168 343,420,737 326,417,937 815,367,842 88.18
14 BMRI 712,037,865 202,864,860 308,711,908 238,007,214 749,583,982 94.99
2017
15 BBNI 441,313,566 142,232,656 174,040,609 176,474,683 492,747,948 89.56 Rata-Rata
16 BBTN 181,002,783 50,019,826 38,217,936 85,481,932 173,719,694 104.19 94.23
17 BBRI 820,010,157 178,097,981 379,918,705 357,413,513 915,430,199 89.58
18 BMRI 799,557,188 199,823,756 307,282,353 258,902,784 766,008,893 104.38
2018
19 BBNI 512,778,497 168,106,953 196,253,601 187,811,648 552,172,202 92.87 Rata-Rata
20 BBTN 215,716,247 53,673,188 38,350,839 115,462,283 207,486,310 103.97 97.70
 Kriteria LDR
BBRI BMRI BBNI BBTN
Tahun
Hasil Kriteria Hasil Kriteria Hasil Kriteria Hasil Kriteria
2014 81.75 Sehat 89.66 Sehat 92.46 Sehat 108.75 Tidak Sehat
2015 86.93 Sehat 94.27 Sehat 92.14 Sehat 109.54 Tidak Sehat
2016 87.84 Sehat 92.49 Sehat 94.66 Sehat 103.63 Sehat
2017 88.18 Sehat 94.99 Sehat 89.56 Sehat 104.19 Sehat
2018 89.58 Sehat 104.38 Sehat 92.87 Sehat 103.97 Sehat
 TABULASI DATA
ROA

Laba Sebelum Pajak Total Asset ROA

Tahun No KODE
(Jutaan) (Jutaan) (%)
1 BBRI 30,859,073 801,955,021 3.85
2 BMRI 26,008,015 855,039,673 3.04
2014
3 BBNI 13,524,310 416,573,708 3.25 Rata-Rata
4 BBTN 1,546,212 144,575,961 1.07 2.80
5 BBRI 32,494,018 878,426,312 3.70
6 BMRI 26,369,430 910,063,409 2.90
2015
7 BBNI 11,466,148 508,595,288 2.25 Rata-Rata
8 BBTN 2,541,886 171,807,592 1.48 2.85
9 BBRI 33,973,770 1,003,644,426 3.39
10 BMRI 18,572,965 1,038,706,009 1.79
2016
11 BBNI 14,302,905 603,031,880 2.37 Rata-Rata
12 BBTN 3,330,084 214,168,479 1.55 2.64
13 BBRI 37,023,236 1,127,447,489 3.28
14 BMRI 27,156,863 1,124,700,847 2.41
2017
15 BBNI 17,165,387 709,330,084 2.42 Rata-Rata
16 BBTN 3,861,555 261,365,267 1.48 2.79
17 BBRI 41,753,694 1,296,898,292 3.22
18 BMRI 33,943,369 1,202,252,094 2.82
2018
19 BBNI 19,820,715 808,572,011 2.45 Rata-Rata
20 BBTN 3,610,275 306,436,194 1.18 2.79
 Kriteria ROA
BBRI BMRI BBNI BBTN
Tahun
Hasil Kriteria Hasil Kriteria Hasil Kriteria Hasil Kriteria
2014 3.85 Sangat Sehat 3.04 Sangat Sehat 3.25 Sangat Sehat 1.07 Sehat
2015 3.70 Sangat Sehat 2.90 Sangat Sehat 2.25 Sangat Sehat 1.48 Sehat
2016 3.39 Sangat Sehat 1.79 Sangat Sehat 2.37 Sangat Sehat 1.55 Sangat Sehat
2017 3.28 Sangat Sehat 2.41 Sangat Sehat 2.42 Sangat Sehat 1.48 Sehat
2018 3.22 Sangat Sehat 2.82 Sangat Sehat 2.45 Sangat Sehat 1.18 Sehat
 TABULASI DATA
ROE

Laba Sebelum Pajak Total Equity ROE

Tahun No KODE
(Jutaan) (Jutaan) (%)
1 BBRI 30,859,073 97,737,429 31.57
2 BMRI 26,008,015 104,844,562 24.81
2014
3 BBNI 13,524,310 61,021,308 22.16 Rata-Rata
4 BBTN 1,546,212 12,206,406 12.67 22.80
5 BBRI 32,494,018 113,127,179 28.72
6 BMRI 26,369,430 119,491,841 22.07
2015
7 BBNI 11,466,148 78,438,222 14.62 Rata-Rata
8 BBTN 2,541,886 13,860,107 18.34 24.10
9 BBRI 33,973,770 146,812,590 23.14
10 BMRI 18,572,965 153,369,723 12.11
2016
11 BBNI 14,302,905 89,254,000 16.02 Rata-Rata
12 BBTN 3,330,084 19,130,536 17.41 21.76
13 BBRI 37,023,236 168,007,778 22.04
14 BMRI 27,156,863 170,006,132 15.97
2017
15 BBNI 17,165,387 100,903,304 17.01 Rata-Rata
16 BBTN 3,861,555 21,663,434 17.83 22.56
17 BBRI 41,753,694 185,275,331 22.54
18 BMRI 33,943,369 184,960,305 18.35
2018
19 BBNI 19,820,715 110,373,789 17.96 Rata-Rata
20 BBTN 3,610,275 23,840,448 15.14 22.95
 Kriteria ROE
BBRI BMRI BBNI BBTN
Tahun
Hasil Kriteria Hasil Kriteria Hasil Kriteria Hasil Kriteria
2014 31.57 Sangat Sehat 24.81 Sangat Sehat 22.16 Sangat Sehat 12.67 Sehat
2015 28.72 Sangat Sehat 22.07 Sangat Sehat 14.62 Sehat 18.34 Sehat
2016 23.14 Sangat Sehat 12.11 Cukup Sehat 16.02 Sehat 17.41 Sehat
2017 22.04 Sangat Sehat 15.97 Sehat 17.01 Sehat 17.83 Sehat
2018 22.54 Sangat Sehat 18.35 Sehat 17.96 Sehat 15.14 Sehat
 TABULASI DATA
BOPO

Total BO Total PO BOPO

Tahun No KODE Nama Emiten
(Jutaan) (Jutaan) (%)
1 BBRI Bank Rakyat Indonesia Agro Niaga Tbk 26,660,314 60,741,550 43.89
2 BMRI Bank MNC Internasional Tbk 25,374,351 56,500,809 44.91
2014
3 BBNI Bank Central Asia Tbk 16,103,374 33,091,657 48.66 Rata-Rata
4 BBTN Bank Negara Indonesia (Persero) Tbk 4,041,294 6,359,401 63.55 50.25
5 BBRI Bank Rakyat Indonesia (Persero) Tbk 31,275,696 72,135,251 43.36
6 BMRI Bank Tabungan Negara (Persero) Tbk 28,754,543 66,878,851 42.99
2015
7 BBNI Bank J Trust Indonesia Tbk 16,509,898 35,258,239 46.83 Rata-Rata
8 BBTN BPD Jawa Barat dan Banten Tbk 4,490,187 7,917,602 56.71 63.36
9 BBRI Bank Mandiri (Persero) Tbk 37,098,320 84,789,126 43.75
10 BMRI Bank CIMB Niaga Tbk 31,268,198 73,764,225 42.39
2016
11 BBNI Bank Internasional Indonesia Tbk 19,216,843 41,299,306 46.53 Rata-Rata
12 BBTN Bank Permata Tbk 5,386,604 9,446,367 57.02 61.60
13 BBRI Bank Sinarmas Tbk 38,614,076 92,674,795 41.67
14 BMRI Bank Tabungan Pensiunan Nasional Tbk 34,989,097 77,283,843 45.27
2017
15 BBNI Bank Victoria International Tbk 20,396,392 44,745,390 45.58 Rata-Rata
16 BBTN Bank Artha Graha International Tbk 6,170,567 10,946,871 56.37 61.48
17 BBRI Bank Mayapada Internasional Tbk 41,990,284 102,036,924 41.15
18 BMRI Bank OCBC NISP Tbk 37,566,139 85,001,830 44.19
2018
19 BBNI Bank Rakyat Indonesia Agro Niaga Tbk 21,782,961 48,770,771 44.66 Rata-Rata
20 BBTN Bank MNC Internasional Tbk 6,852,544 12,160,771 56.35 60.68
 Kriteria BOPO
BBRI BMRI BBNI BBTN
Tahun
Hasil Kriteria Hasil Kriteria Hasil Kriteria Hasil Kriteria
2014 43.89 Sangat Sehat 44.91 Sangat Sehat 48.66 Sangat Sehat 63.55 Sangat Sehat
2015 43.36 Sangat Sehat 42.99 Sangat Sehat 46.83 Sangat Sehat 56.71 Sangat Sehat
2016 43.75 Sangat Sehat 42.39 Sangat Sehat 46.53 Sangat Sehat 57.02 Sangat Sehat
2017 41.67 Sangat Sehat 45.27 Sangat Sehat 45.58 Sangat Sehat 56.37 Sangat Sehat
2018 41.15 Sangat Sehat 44.19 Sangat Sehat 44.66 Sangat Sehat 56.35 Sangat Sehat
 TABULASI DATA
CAR
Modal Bank (Jutaan) ATMR (Jutaan) CAR
Tahun No KODE
Modal I Modal P Total ATMR Kredit ATMR Operasional ATMR Pasar Total (%)
1 BBRI 82,108,763 3,597,794 85,706,557 381,065,044 83,790,585 3,326,447 468,182,076 18.31

2014
2 BMRI 79,052,150 6,427,547 85,479,697 445,254,441 67,786,852 1,863,243 514,904,536 16.60
3 BBNI 50,352,050 - 50,352,050 268,430,052 310,485,402 269,257,784 848,173,238 5.94 Rata-Rata
4 BBTN 10,735,782 435,676 11,171,458 66,250,928 9,855,703 226,010 76,332,641 14.64 13.87
5 BBRI 89,992,393 20,588,224 110,580,617 438,295,934 96,206,873 2,572,131 537,074,938 20.59

2015
6 BMRI 93,252,808 14,135,338 107,388,146 497,912,789 78,627,774 805,426 577,345,989 18.60
7 BBNI 73,798,800 - 73,798,800 329,342,843 378,564,646 330,818,593 1,038,726,082 7.10 Rata-Rata
8 BBTN 12,171,623 1,721,403 13,893,026 70,474,182 11,185,168 222,737 81,882,087 16.97 15.82
9 BBRI 136,670,139 6,240,293 142,910,432 502,423,401 111,898,899 9,535,428 623,857,728 22.91

2016
10 BMRI 130,356,495 7,075,719 137,432,214 549,646,704 91,932,008 1,800,778 643,379,490 21.36
11 BBNI 84,278,075 - 84,278,075 378,715,505 435,353,579 381,255,562 1,195,324,646 7.05 Rata-Rata
12 BBTN 16,443,159 3,776,478 20,219,637 86,188,782 12,899,251 343,820 99,431,853 20.34 17.91
13 BBRI 154,668,699 7,083,240 161,751,939 566,659,194 130,967,728 6,889,063 704,515,985 22.96

2017
14 BMRI 145,616,420 7,561,895 153,178,315 589,631,509 104,792,639 13,367,349 707,791,497 21.64
15 BBNI 95,306,890 - 95,306,890 450,705,555 514,476,829 453,083,625 1,418,266,009 6.72 Rata-Rata
16 BBTN 18,726,949 3,367,995 22,094,944 101,494,102 14,933,824 664,340 117,092,266 18.87 17.55
17 BBRI 164,924,546 8,693,875 173,618,421 659,319,661 148,209,848 11,078,731 818,608,240 21.21

2018
18 BMRI 158,442,446 9,115,536 167,557,982 677,717,804 115,067,839 6,449,454 799,235,097 20.96
19 BBNI 104,254,095 - 104,254,095 491,757,871 563,439,969 494,956,320 1,550,154,160 6.73 Rata-Rata
20 BBTN 20,460,086 2,868,360 23,328,446 109,507,283 17,623,217 1,007,249 128,137,749 18.21 16.78
 Kriteria CAR
BBRI BMRI BBNI BBTN
Tahun
Hasil Kriteria Hasil Kriteria Hasil Kriteria Hasil Kriteria
2014 18.31 Sangat Sehat 16.60 Sangat Sehat 5.94 Tidak Sehat 14.64 Sangat Sehat
2015 20.59 Sangat Sehat 18.60 Sangat Sehat 7.10 Kurang Sehat 16.97 Sangat Sehat
2016 22.91 Sangat Sehat 21.36 Sangat Sehat 7.05 Kurang Sehat 20.34 Sangat Sehat
2017 22.96 Sangat Sehat 21.64 Sangat Sehat 6.72 Kurang Sehat 18.87 Sangat Sehat
2018 21.21 Sangat Sehat 20.96 Sangat Sehat 6.73 Kurang Sehat 18.21 Sangat Sehat