11 BJBR PT Bank Pembangunan Daerah Jawa Barat dan Banten Tbk 1,552,396 1,564,492 1,689,996
12 BJTM PT Bank Pembangunan Daerah Jawa Timur Tbk 1,260,308 1,376,505 1,488,963
13 BMAS PT Bank Maspion Indonesia Tbk 71,014 59,747 66,968,471
14 BMRI PT Bank Mandiri (Persero) Tbk 25,851,937 28,455,592 14,155,319
15 BNBA PT Bank Bumi Arta Tbk 92,898 51,168 350,533,331
16 BNGA PT Bank CIMB Niaga Tbk 3,482,428 3,642,935 1,830,963
17 BNLI PT Bank Permata Tbk 901,252 1,500,420 367,904
18 BSIM PT Bank Sinarmas Tbk 50,472 6,752 62,548
19 BTPN PT Bank BTPN Tbk 2,257,884 2,992,418 1,393,730
20 MCOR PT Bank China Construction Bank Indonesia Tbk 89,860 78,967 49,979
21 MEGA PT Bank Mega Tbk 1,599,347 2,002,733 3,008,311
22 NOBU PT Bank Nationalnobu Tbk 44,748 45,794 53,607
23 SDRA PT Bank Woori Saudara Indonesia 1906 Tbk 537,971 499,791 536,001
24 BNII PT Maybank Indonesia Tbk 2,262,245 1,924,180 1,284,392
N ASSETS
(Dalam Jutaan Rupiah)
Total aset ROA
2018 2019 2020 2018 2019 2020
23,313,671 27,067,923 28,015,492,262 0.88 0.19 0.11
18,019,614 18,959,622 1,607,234 0.59 0.08 3.82
95,643,923 100,264,248 79,938,578 0.20 0.22 -4.08
12,093,079 12,900,219 14,159,755,232,533 2.20 1.92 2.30
808,572,011 845,605,208 891,337,425 1.87 1.83 0.37
1,296,898,292 1,416,758,840 1,511,804,628 2.50 2.43 1.23
306,436,194 311,776,828 361,208,406 0.92 0.07 0.44
186,762,189 193,533,970 200,890,068 2.20 2.19 0.54
4,497,122 4,809,743 5,365,456 0.12 0.25 0.06
3,854,174 5,262,429 8,437,685 0.30 0.14 0.23
120,191,387 123,536,474 14,093,002 1.29 1.27 11.99
62,689,118 76,715,290 83,619,452 2.01 1.79 1.78
6,694,024 7,569,580 10,110,519,691 1.06 0.79 0.66
1,202,252,094 1,318,246,335 1,429,334,484 2.15 2.16 0.99
7,297,273 7,607,654 76,375,243,258 1.27 0.67 0.46
266,781,498 274,467,227 280,943,605 1.31 1.33 0.65
152,892,866 161,451,259 197,726,097 0.59 0.93 0.14
30,748,742 36,559,556 44,612,045 0.16 0.02 0.76
101,919,301 181,631,385 183,165,978 2.22 1.65 0.20
15,992,475 18,893,684 25,235,573 0.56 0.42 2.68
83,761,946 100,803,831 112,202,653 1.91 1.99 0.39
11,793,981 13,147,503 13,737,934 0.38 0.35 1.41
29,631,693 36,940,436 38,053,939 1.82 1.35 1.41
177,532,858 169,082,830 173,224,412 1.27 1.14 0.74
Lampiran 4. Perhitungan Standar Deviasi ROA
1.00 3 0.33
0.36 3 0.12
0.09 3 0.03
8.52 3 2.84
6.85 3 2.28
12.15 3 4.05
0.84 3 0.28
9.64 3 3.21
0.08 3 0.03
0.11 3 0.04
3.27 3 1.09
7.26 3 2.42
1.75 3 0.58
9.28 3 3.09
2.07 3 0.69
3.47 3 1.16
1.21 3 0.40
0.03 3 0.01
7.62 3 2.54
0.49 3 0.16
7.59 3 2.53
0.27 3 0.09
5.13 3 1.71
2.92 3 0.97
Lampiran 2. Perhitungan Risk Taking
RISK TAKING
CAR ROA SDROA Lnz
No Bank
2018 2019 2020 2018 2019 2020 2018 2019 2020 2018 2019 2020
1 PT Bank Rakyat Indonesia Agrioniaga Tbk 28.34 24.28 24.24 0.88 0.19 0.11 0.33 0.33 0.33 82.75 72.58 72.69
2 PT Bank Capital Indonesia Tbk 18.66 12.67 18.54 0.59 0.08 3.82 0.12 0.12 0.12 152.13 105.97 123.91
3 PT Bank Bukopin Tbk 13.41 12.59 16.34 0.20 0.22 -4.08 0.03 0.03 0.03 459.88 430.73 710.75
4 PT Bank Mestika Dharma Tbk 2.20 3.86 47.11 2.20 1.92 2.30 2.84 2.84 2.84 0.00 0.68 15.78
5 PT Bank Negara Indonesia (Persero) Tbk 18.50 19.70 21.34 1.87 1.83 0.37 2.28 2.28 2.28 7.29 7.83 9.19
6 PT Bank Raykat Indonesia (Persero) 21.21 22.55 22.47 2.50 2.43 1.23 4.05 4.05 4.05 4.62 4.97 5.24
7 PT Bank Tabungan Negara (Persero) 18.21 17.32 15.46 0.92 0.07 0.44 0.28 0.28 0.28 61.46 61.32 53.38
8 PT Bank Danamon Indonesia Tbk 22.20 24.20 25.60 2.20 2.19 0.54 3.21 3.21 3.21 6.23 6.85 7.80
9 PT Bank Ganesha Tbk 31.85 32.84 38.01 0.12 0.25 0.06 0.03 0.03 0.03 1250.43 1284.66 1495.66
10 PT Bank Ina Perdana Tbk 55.03 37.40 39.95 0.30 0.14 0.23 0.04 0.04 0.04 1553.61 1057.75 1127.39
11 PT Bank Pembangunan Daerah Jawa Barat dan Banten Tbk 18.63 17.71 16.24 1.29 1.27 11.99 1.09 1.09 1.09 15.90 15.08 3.90
12 PT Bank Pembangunan Daerah Jawa Timur Tbk 24.21 21.77 24.54 2.01 1.79 1.78 2.42 2.42 2.42 9.17 8.25 9.40
13 PT Bank Maspion Indonesia Tbk 21.28 20.19 0.52 1.06 0.79 0.66 0.58 0.58 0.58 34.69 33.29 -0.25
14 PT Bank Mandiri (Persero) Tbk 20.95 21.39 23.42 2.15 2.16 0.99 3.09 3.09 3.09 6.08 6.21 7.25
15 PT Bank Bumi Arta Tbk 25.52 23.55 25.30 1.27 0.67 0.46 0.69 0.69 0.69 35.09 33.11 35.94
16 PT Bank CIMB Niaga Tbk 19.66 21.47 11.03 1.31 1.33 0.65 1.16 1.16 1.16 15.89 17.44 8.98
17 PT Bank Permata Tbk 19.04 21.38 17.10 0.59 0.93 0.14 0.40 0.40 0.40 45.70 50.66 42.00
18 PT Bank Sinarmas Tbk 19.40 19.90 29.19 0.16 0.02 0.76 0.01 0.01 0.01 2115.06 2186.06 3126.21
19 PT Bank BTPN Tbk 17.60 17.32 49.44 2.22 1.65 0.20 2.54 2.54 2.54 6.06 6.17 19.38
20 PT Bank China Construction Bank Indonesia Tbk 24.60 24.20 35.28 0.56 0.42 2.68 0.16 0.16 0.16 147.05 145.48 199.45
21 PT Bank Mega Tbk 15.69 35.71 20.41 1.91 1.99 1.02 2.53 2.53 2.53 5.44 13.32 7.66
22 PT Bank Nationalnobu Tbk 17.63 19.17 20.93 0.38 0.35 1.41 0.09 0.09 0.09 195.09 212.86 220.79
23 PT Bank Woori Saudara Indonesia 1906 Tbk 23.26 21.57 8.73 1.82 1.35 1.41 1.71 1.71 1.71 12.55 11.83 4.28
24 PT Maybank Indonesia Tbk 19.04 21.38 24.25 1.27 1.14 0.74 0.73 0.97 0.73 24.35 20.87 32.22
Lampiran 5. Perhitungan Free Cash Flow