- Besar pinjaman pada agustus 2022, ketika sekarang desember 2021 :
n FV =PV (1+i ) FV =Rp 20.000.000 ( 1+i )8 FV =Rp 21.514 .594,87 - FV diatas menjadi PV di dana pelunasan, Besar angsuran tiap bulan untuk dana pelunasan sebesar : i A= PV 1−( 1+ i )−n 11 % /12 A= Rp 21.514 .594,87 1−( 1+ 11% /12 )−24 A=Rp1.002 .749 - Tabel Dana Pelunasan
Periode Besar Angsuran Bunga Tabungan Saldo
Rp 0 - Rp Rp Rp Rp 1 1.002.749 - 1.002.749 1.002.749 Rp Rp Rp Rp 2 1.002.749 9.192 1.011.941 2.014.689 Rp Rp Rp Rp 3 1.002.749 18.468 1.021.217 3.035.906 Rp Rp Rp Rp 4 1.002.749 27.829 1.030.578 4.066.484 Rp Rp Rp Rp 5 1.002.749 37.276 1.040.025 5.106.509 Rp Rp Rp Rp 6 1.002.749 46.810 1.049.558 6.156.067 Rp Rp Rp Rp 7 1.002.749 56.431 1.059.179 7.215.247 Rp Rp Rp Rp 8 1.002.749 66.140 1.068.889 8.284.135 Rp Rp Rp Rp 9 1.002.749 75.938 1.078.687 9.362.822 Rp Rp Rp Rp 10 1.002.749 85.826 1.088.575 10.451.396 Rp Rp Rp Rp 11 1.002.749 95.804 1.098.553 11.549.950 Rp Rp Rp Rp 12 1.002.749 105.875 1.108.623 12.658.573 Rp Rp Rp Rp 13 1.002.749 116.037 1.118.786 13.777.359 Rp Rp Rp Rp 14 1.002.749 126.292 1.129.041 14.906.400 Rp Rp Rp Rp 15 1.002.749 136.642 1.139.391 16.045.791 Rp Rp Rp Rp 16 1.002.749 147.086 1.149.835 17.195.626 Rp Rp Rp Rp 17 1.002.749 157.627 1.160.375 18.356.001 Rp Rp Rp Rp 18 1.002.749 168.263 1.171.012 19.527.013 Rp Rp Rp Rp 19 1.002.749 178.998 1.181.746 20.708.760 Rp Rp Rp Rp 20 1.002.749 189.830 1.192.579 21.901.339 Rp Rp Rp Rp 21 1.002.749 200.762 1.203.511 23.104.850 Rp Rp Rp Rp 22 1.002.749 211.794 1.214.543 24.319.393 Rp Rp Rp Rp 23 1.002.749 222.928 1.225.677 25.545.069 Rp Rp Rp Rp 24 1.002.749 234.163 1.236.912 26.781.981 - Apabila bank memberikan biaya admin sebesar Rp 15.000, besar Angsuran sebesar Rp 1.017.749