Neraca
PT. BANK ABC (PERSERO), TBK.
JL. MONDAR-MANDIR KAV. 36-38, SURABAYA 12190
Telp. 12345, 678910,
per September 2011 dan 2010
(Dalam Jutaan Rupiah)
Pos-pos
Bank
09-2011
Konsolidasi
09-2010
09-2011
09-2010
ASET
Kas
9,307,834
7,731,297
10,373,407
8,604,599
48,938,757
16,499,066
53,820,862
19,229,800
19,444,028
22,765,153
20,902,199
23,851,015
197,019
175,259
198,023
175,711
87,286,282
92,136,994
90,863,619
95,601,595
4,835,345
5,229,364
5,899,423
5,818,250
58,795,638
63,358,534
59,145,346
63,820,747
23,645,966
23,549,096
25,809,517
25,962,598
9,333
9,333
2,193,959
8,380,736
2,194,583
8,382,785
7,642,222
3,795,256
7,642,222
3,795,256
259,036,223
207,305,434
293,934,774
230,059,832
259,036,223
207,305,434
293,934,774
230,059,832
3,510,160
1,864,312
9,772
4,999,336
4,052,560
6,482
7,952,088
6,810,254
12,044,372
12,041,554
13,415,977
13,294,718
163,386
110,526
224,400
170,582
10,597,906
10,433,376
11,844,196
11,714,490
1,283,080
1,497,652
1,347,381
1,409,646
1,388,085
1,243,690
1,388,085
1,243,690
1,090,335
1,036,742
1,090,335
1,036,742
8,880,298
8,171,782
9,872,763
8,991,536
3,770,640
3,718,972
4,305,726
4,167,942
Properti terbengkalai
188,790
200,968
189,023
201,201
128,797
133,614
151,819
156,678
2,306,242
4,499,765
2,306,242
4,499,765
20,220
23,359
20,220
23,359
1,248,715
1,932,246
1,271,970
1,954,926
Rekening tunda
Aset antarkantor
a. Melakukan kegiatan operasional di Indonesia
b. Melakukan kegiatan operasional di luar Indonesia
Cadangan kerugian penurunan nilai aset lainnya -/Penyisihan penghapusan aset non produktif -/Sewa pembiayaan
Aset pajak tangguhan
Rupa-rupa aset
TOTAL ASET
37,078
3,193,515
5,858,586
3,318,572
6,006,760
10,008,925
6,558,822
13,387,246
9,279,363
446,966,030
370,756,109
501,945,019
408,286,237
69,793,082
59,384,716
73,433,138
62,767,225
Tabungan
134,657,575
111,586,360
147,622,610
120,331,982
Simpanan berjangka
133,623,079
124,903,567
155,313,942
138,099,721
14,820
2,374,060
14,820
2,374,060
13,310,825
8,214,757
14,199,603
8,760,904
291,822
74,861
291,822
75,124
7,642,222
3,795,256
7,642,222
3,795,256
Kewajiban atas surat berharga yang dijual dengan janji dibeli kembali (repo)
Kewajiban akseptasi
Surat berharga yang diterbitkan
564
564
1,552,461
1,023,860
7,883,175
4,437,246
9,843,591
5,199,447
Setoran jaminan
1,222,039
993,200
1,222,039
993,200
317,798
83,033
317,798
83,033
4,444,272
3,825,595
4,444,272
3,825,595
(4,126,474)
(3,742,562)
(4,126,474)
(3,742,562)
566,928
319,717
Kewajiban antarkantor
a. Melakukan kegiatan operasional di Indonesia
b. Melakukan kegiatan operasional di luar Indonesia
Kewajiban pajak tangguhan
Penyisihan penghapusan transaksi rekening administratif
Kewajiban Kepada Pemegang Polis Unit Link
Rupa-rupa kewajiban
570,533
323,319
7,952,088
6,810,254
14,343,391
12,691,943
11,731,964
16,189,639
833,555
453,903
6,019,697
3,829,741
6,014,697
3,824,491
11,666,667
10,490,810
11,666,667
10,490,810
16,000,000
16,000,000
16,000,000
16,000,000
4,333,333
5,509,190
4,333,333
5,509,190
16,831,692
6,510,590
16,831,692
6,510,590
17,216,833
6,937,045
17,216,833
6,937,045
185,840
64,565
185,840
64,565
(570,981)
(499,854)
(570,981)
(499,854)
8,834
8,834
2,880,333
2,659,986
2,880,333
2,659,986
a. Cadangan umum
2,333,333
2,112,986
2,333,333
2,112,986
b. Cadangan tujuan
547,000
547,000
547,000
547,000
27,551,769
19,365,681
27,551,769
19,365,681
18,379,149
12,976,334
18,379,149
12,976,334
Laba/rugi
a. Tahun-tahun lalu
b. Tahun berjalan
TOTAL KEWAJIBAN DAN MODAL
9,172,620
6,389,347
9,172,620
6,389,347
446,966,030
370,756,109
501,945,019
408,286,237
Bank
Konsolidasi
09-2011
09-2010
09-2011
09-2010
24,155,136
22,592,459
27,512,123
25,088,831
22,585,689
21,097,132
25,863,874
23,492,342
1,569,447
1,495,327
1,648,249
1,596,489
9,721,756
9,253,676
11,248,158
10,274,730
9,564,110
9,013,728
11,075,110
10,008,267
157,646
239,948
173,048
266,463
Pendapatan Premi
b. Valuta Asing
3,684,889
380,695
Beban Klaim
1,230,267
187,756
14,433,380
13,338,783
18,718,587
15,007,040
8,428,679
5,556,524
8,700,500
5,854,970
386,511
308,617
380,554
303,678
5,957
4,939
380,554
303,678
380,554
303,678
95,914
127,558
97,422
147,408
95,914
127,558
97,422
147,408
97,294
108,327
99,292
119,838
4,481,103
3,596,763
4,587,399
3,797,179
198,137
115,387
3,169,720
1,415,259
3,420,446
1,486,867
11,195,029
10,495,805
15,117,722
12,324,237
1,263,775
24,664
1,263,775
24,664
1,890,709
i. Surat berharga
ii. Kredit
1,885,176
2,072,849
46,349
1,890,709
1,473,112
2,289,439
89,385
2,072,849
1,932,763
365,715
267,291
213,277
4,508
213,522
5,171
18,748
73,280
18,748
73,280
266,845
353,788
1,795
353,788
1,795
266,845
601,044
840,129
601,640
835,977
3,722,130
3,451,610
4,629,858
3,999,427
468,664
482,862
582,772
543,963
3,924,874
3,491,395
5,378,975
4,285,471
(2,766,350)
(4,939,281)
(6,417,222)
(6,469,267)
11,667,030
8,399,502
12,301,365
8,537,773
7,343
242
7,343
242
23,689
22,103
105,829
144,808
31,032
22,345
113,172
145,050
11,698,062
8,421,847
12,414,537
8,682,823
2,525,442
2,032,500
2,926,559
2,224,185
1,428,671
1,932,211
1,817,484
2,195,483
(1,096,771)
(100,289)
(1,109,075)
(28,702)
9,172,620
6,389,347
9,487,978
6,458,638
(315,358)
(69,291)
9,172,620
6,389,347
393.11
304.42
DIVIDEN
LABA (RUGI) BERSIH PER SAHAM *)
Bank
09-2011
Konsolidasi
09-2010
09-2011
09-2010
317,082
233,670
445,120
250,236
317,082
233,670
445,120
250,236
69,385,696
59,381,971
70,906,684
61,276,098
61,560,635
52,080,925
62,935,171
53,748,175
10,340,187
8,414,905
10,340,187
8,414,905
i. Committed
2,660,316
2,978,898
2,660,316
2,978,898
- Rupiah
2,331,956
2,469,670
2,331,956
2,469,670
- Valuta Asing
328,360
509,228
328,360
509,228
ii. Uncommitted
7,679,871
5,436,007
7,679,871
5,436,007
5,639,966
5,189,077
5,639,966
5,189,077
- Rupiah
- Valuta Asing
2,039,905
246,930
2,039,905
246,930
51,220,448
43,666,020
52,594,984
45,333,270
i. Committed
15,852,680
12,912,576
15,853,953
12,940,671
ii. Uncommitted
35,367,768
30,753,444
36,741,031
32,392,599
b. Lainnya
176,119
115,693
203,027
115,693
a. Committed
92,213
96,183
118,449
96,183
- Rupiah
92,213
79,673
118,449
79,673
- Valuta Asing
b. Uncommitted
- Rupiah
16,510
19,510
84,578
19,510
83,906
11,703
84,578
11,703
- Valuta Asing
3. Irrevocable L/C yang masih berjalan
16,510
83,906
7,807
7,807
7,237,212
7,052,035
7,355,753
7,113,155
5,067,794
5,292,293
5,119,155
5,321,417
2,169,418
1,759,742
2,236,598
1,791,738
411,730
133,318
412,733
299,075
9,614,241
8,646,412
9,714,342
8,701,620
4,397,396
3,392,603
4,400,139
3,394,167
376,283
251,925
376,383
252,025
4,021,113
3,140,678
4,023,756
3,142,142
5,184,116
5,221,080
5,281,474
5,274,724
5,132,085
5,184,149
5,135,528
5,185,554
52,031
36,931
145,946
89,170
32,729
32,729
32,729
32,729
26,680,670
20,947,559
27,139,174
21,220,185
26,600,107
20,911,791
26,931,543
21,184,417
a. Rupiah
13,248,165
10,637,619
13,476,350
10,843,494
b. Valuta Asing
13,351,942
10,274,172
13,455,193
10,340,923
80,563
35,768
207,631
35,768
2. Lainnya
09-2010
Pos-pos
L
DPK
KL
Jumlah
DPK
KL
Jumlah
I. PIHAK TERKAIT
1. Penempatan pada bank lain
238,977
238,977
233,205
233,205
238,977
238,977
233,205
233,205
a.Rupiah
b.Valuta Asing
2. Tagihan spot dan derivatif
a.Rupiah
b.Valuta Asing
3. Surat berharga
a.Rupiah
9,948
9,948
9,948
9,948
b.Valuta Asing
4. Surat Berharga yang dijual dengan janji dibeli kembal
i (Repo)
a.Rupiah
b.Valuta Asing
5. Tagihan atas surat berharga yang dibeli dengan janji
dijual kembali (Reverse Repo)
a. Rupiah
b.Valuta Asing
6. Tagihan Akseptasi
7. Kredit
1,396,949
1,396,955
792,378
280
792,659
1,275
1,275
2,582
40
2,622
1,275
1,275
2,582
40
2,622
1,395,674
1,395,680
789,796
240
790,037
1,306,911
1,306,917
551,906
240
552,147
88,763
237,890
237,890
515
515
515
515
88,763
2,947
1,962
4,999,143
2,941
4,999,143
4,049,077
67
4,049,077
2,030
138,701
138,701
88,380
88,380
127,411
127,411
82,185
82,185
11,290
11,290
6,195
6,195
19,131,080
73,971 19,205,051
22,420,509
111,439
22,531,948
111,439
21,285,198
2,433,214
2,433,214
1,246,750
16,697,866
73,971 16,771,837
21,173,759
1,246,750
197,019
197,019
175,259
175,259
196,047
196,047
175,209
175,209
b.Valuta Asing
3. Surat berharga
a.Rupiah
b.Valuta Asing
972
972
50
87,190,960
95,322 87,286,282
92,041,484
85,562
92,127,046
86,080,334
85,989 86,166,323
91,135,083
85,562
91,220,645
1,110,626
9,333
50
1,119,959
906,401
906,401
2,193,959
2,193,959
8,380,736
8,380,736
2,193,959
2,193,959
8,380,736
8,380,736
7,642,222
3,536,736
257,131
1,389
779,504
4,901,453
2,525,109
345,916
17,467
765,980
3,654,472
168,847
1,855,764
1,639,233
153,784
16,351
145,945
1,955,313
3,045,689
885,876
192,132
1,116
620,035
1,699,159
3,964,163
206,512,775
7,437,752
180,689
23,781
3,730,047
386,106
5,796
a.Rupiah
1,661,437
25,480
b.Valuta Asing
2,068,610
360,626
7. Kredit
5,796
610,657
600,
239,492,248 11,843,957
1,211,793
257,639,26
4,490,425
845
156,
28,820,907
3,795,256
1,505,953
139,280
700,943 31,323,980
26,093,640
779,641
29,800,921
689,003 30,676,470
25,766,763
777,073
29,446,948
2,568
353,973
3,184,522
176,711,854
130,221,614
1,683,149
141,619,559
897
i. Rupiah
156,
28,194,609
1,496,681
139,280
897
ii.Valuta Asing
b.Bukan debitur UMKM
626,298
9,272
11,940
443,
210,671,341 10,338,004
1,072,513
3,789,482
948
i. Rupiah
8,388,394
797,855
23,443
1,085
182,610,02
2,263,677
813
ii.Valuta Asing
326,877
429,
170,730,282
647,510
226,315,28
14,1
39,941,059
1,949,610
274,658
1,525,805 43,705,267
27,490,506
5,932,830 144,390
23,196
1,501,373
35,092,295
720,329 13,696,203
5,579,266
8,474,084 260,300
15,423
835,893
15,164,966
648,768
8,511,519
4,933,571
3,447,640 121,802
15,423
568,270
9,086,706
71,561
5,184,684
645,695
5,026,444 138,498
267,623
6,078,260
320,019 19,332,431
13,213,597
302,218
15,341,919
35
11,8
8,326,127
4,434,995
202,879
73
i. Rupiah
11,8
5,198,139
2,591,058
61,681
73
ii.Valuta Asing
d.Kredit Properti
3,127,988
1,843,937
141,198
16,851,552
2,019,769
71,293
69,7
1,723,650
53,862
48,592
98
8. Penyertaan
9. Penyertaan modal sementara
10.Komitmen dan Kontinjensi
193
193
3,483
3,483
9,58
52,011,488
256,759
164
25,833 52,303,827
27,354,092
419,041
96,030
6,283
27,875,446
18,672 31,202,499
11,832,602
154,872
94,640
6,045
12,088,159
7,161 21,101,328
15,521,490
264,169
1,390
238
15,787,287
a.Rupiah
b.Valuta Asing
31,021,763
161,339
164
561
9,02
20,989,725
95,420
2
128,797
128,797
133,614
133,614
12,044,372
12,041,554
11,629,221
11,226,141
15.74
14.38
5.47
4.98
65.06
29.82
63.31
28.29
13,804,298
13,282,580
1,321,673
2,144,790
2,823,405
1,312,293
CKPN
Individu
73,971
Kolektif
68,916
09-2010
Umum
193,701
CKPN
Khusus
Individu
73,971
111,439
Kolektif
90,276
1,338
94,706
68,680
65,845
Umum
226,537
Khusus
111,439
1,650
95,322
78,248
32,278
65,036
85,562
5,084
46,176
(Reverse Repo)
Tagihan akseptasi
38,738
28,413
74,378
1,059,174
13,008
37,300
Kredit
Penyertaan
Penyertaan modal sementara
764
96
12,602
167,617
799,679
980,158
6,585,514 7,159,748
51
18,472
35,367
12,733
25,251
785,895
3,273,628 2,207,640
7,620,732
115,216
96
1,741
13,065
50
1,741