viii
4.2 Deskripsi Variabel ......................................................................... 63
4.2.1 Dana Pihak Ketiga (DPK) .................................................. 63
4.2.2 Capital Adequacy Ratio (CAR) ......................................... 66
4.2.3 Return On Asset (ROA) .................................................... 69
4.3 Transformasi Data ......................................................................... 72
4.4 Uji Asumsi Klasik ......................................................................... 72
4.4.1 Uji Normalitas ................................................................... 72
4.4.2 Uji Multikolinearitas .......................................................... 73
4.4.3 Uji Heterokedastisitas ........................................................ 74
4.5 Hasil Analisis Regresi Berganda.................................................... 75
4.6 Hasil Pengujian Hipotesis .............................................................. 77
4.5.1 Koefisien Determinasi (R2) ............................................... 77
4.5.2 Uji Parsial (Uji t) ................................................................ 78
4.5.3 Uji Simultan (Uji F) ........................................................... 79
4.6 Pembahasan ................................................................................... 80
4.6.1 Pengaruh Dana Pihak Ketiga Terhadap Return On Asset .. 80
4.6.2 Pengaruh Capital Adequacy Ratio Terhadap Return On
Asset ................................................................................... 81
BAB V Kesimpulan Dan Saran ......................................................................... 84
5.1 Kesimpulan ................................................................................... 84
5.2 Keterbatasan Penelitian ................................................................ 85
5.3 Saran ............................................................................................. 85
DAFTAR PUSKATA
LAMPIRAN
ix
DAFTAR TABEL
x
DAFTAR GAMBAR
xi
DAFTAR LAMPIRAN
xii