IKHTISAR DATA KEUANGAN FINTECH (Peer To Peer Lending)

No Deskripsi
Januari 2018

1. Jumlah Akumulasi Rekening Lender (Satuan akun)

a. Jawa (Lender dari Jawa) 87,728
b. Luar Jawa (Lender dari Luar Jawa) 26,430
c. Luar Negeri (Lender dari Luar Negeri) 1,781
d. Agregat (Total) 115,939

2. Jumlah Akumulasi Rekening Borrower (Satuan akun)

a. Jawa (Borrower dari Jawa) 300,785
b. Luar Jawa (Borrower dari Luar Jawa) 29,369
c. Agregat (Total) 330,154

3. Jumlah Akumulasi Transaksi Lender (Satuan Akun)

a. Jawa
b. Luar Jawa
c. Luar Negeri
d. Agregat (Total)

4. Jumlah Akumulasi Transaksi Borrower (Satuan Akun)

a. Jawa
b. Luar Jawa
c. Agregat (Total)

5. Akumulasi Jumlah Pinjaman (Rp)

a. Jawa (Borrower dari Jawa) 2,578,631,203,736
b. Luar Jawa (Borrower dari Luar Jawa) 423,918,733,493
d. Agregat (Total) 3,002,549,937,229

6. Rata-Rata Kualitas Pinjaman

Rasio Pinjaman Lancar (s.d. 30 hari) 94,65%
Rasio Pinjaman Tidak Lancar (30 hari s.d. 90 hari) 4,07%
Rasio Pinjaman Macet (>90 hari) 1,28%

7. Karakteristik Pinjaman
Nilai pinjaman terendah (Rp) 210,000
Rata-rata nilai pinjaman terendah (Rp) 12,816,250
Rata-rata nilai pinjaman yang disalurkan (Rp) 88,464,986
H (Peer To Peer Lending) PERIODE SEPTEMBER 2018

Februari 2018 Maret 2018 April 2018 Mei 2018

101,543 115,050 128,387 158,512

24,660 28,865 31,809 38,638
1,916 2,050 2,177 2,389
128,119 145,965 162,373 199,539

501,947 927,837 1,323,250 1,665,219

44,747 104,939 153,532 185,413
546,694 1,032,776 1,476,782 1,850,632

3,073,975,402,105 3,904,530,910,516 4,763,706,598,398 5,445,508,009,996

470,221,686,831 568,363,630,056 652,063,829,503 714,609,000,751
3,544,197,088,936 4,472,894,540,572 5,415,770,427,901 6,160,117,010,747

97,62% 98,65% 98,72% 98.18%

1,60% 0,81% 0,75% 1.18%
0,78% 0,55% 0,53% 0.64%

243,000 161,500 5,000 5,000

34,686,344 44,155,149 36,134,317 33,377,100
56,484,072 75,781,491 87,376,156 94,050,384
 Juni 2018 Juli 2018 Agustus 2018 September 2018

92,963 101,377 112,054 120,579

29,063 31,955 36,217 38,866
1,607 1,693 1,790 1,852
123,633 135,025 150,061 161,297

949,168 1,238,743 1,589,815 1,968,688

141,138 191,614 256,458 331,319
1,090,306 1,430,357 1,846,273 2,300,007

1,774,053 2,396,163 2,927,975 3,407,187

167,653 225,336 286,195 340,919
322,732 408,084 672,780 965,823
2,264,438 3,029,583 3,886,950 4,713,929

2,724,888 3,845,001 4,925,090 6,206,478

430,652 607,670 794,825 1,019,585
3,155,540 4,452,671 5,719,915 7,226,063

6,715,884,054,704 8,100,295,733,295 9,714,565,200,615 11,568,093,212,788

919,590,117,930 1,113,526,445,353 1,970,296,977,036 2,266,223,002,219
7,635,474,172,634 9,213,822,178,648 11,684,862,177,651 13,834,316,215,007

97.14% 96.16% 96.28% 96.73%

2.07% 2.54% 1.83% 2.07%
0.79% 1.40% 1.89% 1.20%

5,000 5,000 5,000 5,000

22,213,011 70,829,133 51,953,225 51,854,726
89,546,104 81,287,556 68,419,868 69,693,428