Sski Eksternal - Juli 2021

Keterangan, Tanda-tanda dan Sumber Data Notes, Symbols and Sources of Data
r Angka diperbaiki (revisi) r Revised Figures

* Angka Sementara * Preliminary Figures
** Angka Sangat Sementara ** Very Preliminary Figures
*** Angka Sangat Sangat Sementara *** Very Very Preliminary Figures
- Angka tidak ada - Not Available
… Data belum tersedia … Figures are Not Available Yet
nap Data tidak dapat dihitung nap Not Applicable
- Tanda koma pada angka-angka harap dibaca sebagai titik, dan sebaliknya tanda titik - Commas in number please read as point, and vice versa, please read the point as a
harap dibaca sebagai koma comma.
- Suatu jumlah tidak selalu sama besarnya dengan penjumlahan angka-angka yang
bersangkutan karena pembulatan - An amount is not always equal to the sum of the respective figures due to rounding up.
- Sumber data: Bank Indonesia, kecuali dinyatakan lain - Data source: Bank Indonesia, unless mentioned otherwise.
Disusun dan diseminasikan oleh Compiled and disseminated by:

Departemen Statistik, Bank Indonesia Statistics Department, Bank Indonesia
Menara Sjafruddin Prawiranegara, Lantai 14 Sjafruddin Prawiranegara Tower, 14 Floor
Jl. MH Thamrin No. 2, Jakarta 10350 Jl. MH Thamrin No. 2, Jakarta 10350
Telepon +62-21-2981-8165/4182/5237 Phone +62-21-2981-8165/4182/5237
Faksimili +62-21-3864932 Fax +62-21-3864932
SINGKATAN/ ABBREVIATION
AFS Available for Sale

APBN Anggaran Pendapatan dan Belanja Negara/ State Budget
APMK Alat Pembayaran dengan Menggunakan Kartu/ Card Based Payment Instruments
APYD Aktiva Produktif Yang Diklasifikasikan/ Classified Earnings Assets
ATM Anjungan Tunai Mandiri/ AutomatedTeller Machine
ATM Average Time to Maturity
ATMR Aset Tertimbang Menurut Risiko/ Risk Weighted Assets
AUD Australian Dollar
BBM Bahan Bakar Minyak/ Bio Fuels
BBN Bahan Bakar Nabati/ Fuel Oil
BEI Bursa Efek Indonesia/ Indonesia Stock Exchange
BI Bank Indonesia
BI RTGS Bank Indonesia - Real Time Gross Settlement
BI SSSS Bank Indonesia - Scripless Securities Settlement System
BIS Bank for International Settlements
BOPO
Biaya Operasional terhadap Pendapatan Operasional/ Operations Expenses to Operations Income
BPJS Badan Penyelenggara Jaminan Sosial
BPS Basis Points
BPS Badan Pusat Statistik/ Statistics Indonesia
BPR Bank Perkreditan Rakyat/ Rural Banks
BUMN Badan Usaha Milik Negara/ State Owned Enterprises
CAR Capital Adequacy Ratio
CDS Credit Default Swap
CKPN Cadangan Kerugian Penurunan Nilai/ Allowance for Impairment Losses
CNY Chinese Yuan
CPO Crude Palm Oil
CSR Currency Substitution Ratio
DER Debt to Equity Ratio
DN Dalam Negeri/ Domestic
DPK Dana Pihak Ketiga/ Third Party Funds
DSR Debt to Service Ratio
EBA Efek Beragun Aset/ Asset Backed Securities
EDC Electronic Data Capture
EUR Euro
FASBI Fasilitas Simpanan Bank Indonesia/ Bank Indonesia Deposit Facility
FASBIS Fasilitas Simpanan Bank Indonesia Syariah/ Bank Indonesia Sharia Deposit Facility
FTK Fine Tuning Kontraksi/ Fine Tuning Contraction
HKD Hong Kong Dollar
IHPR Indeks Harga Properti Residensial/ Residential Property Price Index
IHSG Indeks Harga Saham Gabungan/ Composite Stock Price Index
IKK Indeks Keyakinan Konsumen/ Consumer Confidence Index
IKNB Institusi Keuangan Non Bank/ Non-Bank Financial Institution
IMF International Monetary Fund
IPO Initial Public Offering
ISSK Indeks Stabilitas Sistem Keuangan/ Financil System Stability Index
JISDOR Jakarta Interbank Spot Dollar Rate
JPY Japanese Yen
KAP Kualitas Aktiva Produktif/ Earnings Assets Quality
KEMENKEUKementerian Keuangan/ Ministry of Finance
KPMM Kewajiban Penyediaan Modal Minimum/ Capital Adequacy Ratio
KPP Kredit Pemilikan Properti/ Real Estate Loans
KPR Kredit Kepemilikan Rumah/ Mortgage Loans
KPRS Kredit Pemilikan Rumah Susun/ Mortgage Loans for Flat/Small Apartment
KPwLN Kantor Perwakilan Luar Negri/ Representative Office Abroad
KUPVA Kegiatan Usaha Penukaran Valuta Asing/ Foreign Exchange Business Activities
LIBOR London Interbank Offered Rate
LN Luar Negeri/ Foreign/ External
LPEI Lembaga Pembiayaan Ekspor Indonesia/ Indonesia Export Financing Agency
LPG Liquid Petroleum Gas
LPS Lembaga Penjamin Simpanan/ Indonesia Deposit Insurance Corporation
LTV Loan to Value
MYR Malaysian Ringgit
NAB Nilai Aktiva Bersih/ Net Asset Value
NIM Net Interest Margin
NOM Net Operating Margin
NPF Non Performing Financing
NPL Non Performing Loan
O/N Overnight
OJK Otoritas Jasa Keuangan/ Financial Services Authority
ON Obligasi Negara/ Government Bond
PDB Produk Domestik Bruto/ Gross Domestic Products
PK Pembiayaan Konsumen/ Consumer Financing
PP Perusahaan Pembiayaan/ Finacing Institutions
PUAB Pasar Uang Antar Bank/ Inter Bank Money Market
PUAS Pasar Uang Antar Bank Syariah/ Inter Sharia Bank Money Market
REPO Repurchase Agreement
ROA Return On Assets
ROE Return On Equity
RRH Rata-Rata Harian/ Daily Average
RRT Rata - Rata Tertimbang/ Weighted Average
RT Rumah Tangga/ Households
RTGS Real Time Gross Settlement
SAR Saudi Arabian Riyal
SBI Sertifikat Bank Indonesia/ Bank Indonesia Sertificates
SBSN Surat Berharga Syariah Nasional/ Sharia Government Securities
SDA Sumber Daya Alam/ Natural Resource
SGD Singapore Dollar
SGU Sewa Guna Usaha/ Lease
SIBOR Singapore Interbank Offered Rate
SKNBI Sistem Kliring Nasional Bank Indonesia/ Bank Indonesia National Clearing System
SLA Service Level Agreement
SPN Surat Perbendaharaan Negara/ Treasury Note
SPN-S Surat Perbendaharaan Negara Syariah/ Sharia Treasury Note
SUN Surat Utang Negara/ Government Securities
THB Thai Baht
UE Uang Elektronik/ Money Electronics
UKA Uang Kertas Asing/ Foreign Currency
ULN Utang Luar Negri/ External Debt
UMKM Usaha Mikro Kecil dan Menengah/ Micro, Small, Medium Enterprises (MSMEs)
UP Unit Penyertaan/ Mutual Fund Units
USD US Dollar
UUS Unit Usaha Syariah/ Sharia Business Unit Operations
UYD Uang Yang Diedarkan/ Currency in Circulation
Valas Valuta Asing/ Foreign Exchange
WTI West Texas Intermediate
YOY Year on year
KATA PENGANTAR/ FOREWORD
Dalam rangka mendukung tugas-tugas terkait kebijakan Makroprudensial/ Stabilitas In order to support related tasks Macroprudential policy/ Financial System Stability, Bank
Sistem Keuangan (SSK), Bank Indonesia (BI) menyusun dan menerbitkan Statistik Indonesia (BI) compiles and publishes the Indonesia Financial System Statistics (IFSS). BI
Sistem Keuangan Indonesia (SSKI). BI mempublikasikan SSKI secara bulanan sejak publishes IFSS on a monthly basis starting in March 2016 edition where the previous edition
edisi Maret 2016 dimana pada publikasi sebelumnya diterbitkan secara triwulanan. SSKI was published on a quarterly basis. IFSS is a collection of indicators that describe the
merupakan kumpulan indikator yang menggambarkan perkembangan berbagai elemen development of various economic elements related to the financial system that became the
ekonomi terkait sistem keuangan yang menjadi fokus kebijakan Makroprudensial/ SSK focus of Macroprudential policy/ Financial System Stability in Indonesia. IFSS include a
(Stabilitas Sistem Keuangan) di Indonesia. SSKI mencakup kumpulan indikator terkait collection of indicators related to financial institutions, financial markets (money and capital
lembaga keuangan (terutama bank), pasar keuangan (pasar uang dan modal), infrastruktur markets), financial infrastructure (payment system, clearing and settlement), including related
keuangan (sistem pembayaran, kliring dan setelmen), termasuk elemen ekonomi terkait economic institutions (government, non-financial corporations and households). In addition,
(pemerintah, korporasi dan rumah tangga). Selain itu, SSKI juga menyajikan beberapa IFSS also presents several indicators related to the development of Financial Inclusion (FI),
indikator yang berkaitan dengan perkembangan Keuangan Inklusif (KI), UMKM serta Micro, Small, Medium Enterprises (MSMEs) and property sector which is an integral part in
sektor properti yang merupakan bagian yang tak terpisahkan dalam mendukung kebijakan supporting Macroprudential policy/ Financial System Stability in Indonesia.
Makroprudensial/ SSK di Indonesia.
Penyusunan SSKI bekerjasama IFSS is compiled in cooperation with authorities/ institutions that provide data sources such as
dengan otoritas/ lembaga lain yang menyediakan sumber data seperti Kementerian Ministry of Finance, the Financial Services Authority and the Indonesia Stock Exchange.
Keuangan, Otoritas Jasa Keuangan dan PT. Bursa Efek Indonesia. Selanjutnya, untuk Furthermore, to maintain quality standards and comparability with similar statistics in other
menjaga standar kualitas dan bisa diperbandingkan dengan statistik yang sama di negara countries, some tables or indicators in IFSS refers to the methodology/ statistical standard that
lain, beberapa tabel atau indikator di SSKI mengacu kepada metodologi/ standar statistik is widely used by other countries and international institutions. For some tables or other
yang banyak digunakan oleh beberapa negara lain maupun lembaga internasional. Untuk indicators using standards that are commonly used and accoring to the user needs in
beberapa tabel atau indikator lainnya menggunakan standar yang sudah umum digunakan Indonesia.
dan sesuai kebutuhan di Indonesia.
With the publication of IFSS is expected to provide more benefits for stakeholders as well as
Dengan diterbitkannya SSKI ini diharapkan dapat memberikan manfaat lebih bagi being one of important reference for all those who need statistics relating to Macroprudential
stakeholders serta menjadi salah satu referensi bagi semua pihak yang membutuhkan policy/ Financial System Stability. Suggestions, constructive criticisms and comments from all
statistik yang berkaitan dengan kebijakan makroprudensial/ SSK. Saran, kritik dan parties is ecpected to further improve the coverage and quality of this IFSS onward.
komentar yang konstruktif dari semua pihak sangat diharapkan guna lebih
menyempurnakan cakupan dan kualitas SSKI ini ke depan.
DEPARTEMEN STATISTIK STATISTICS DEPARTMENT

DAFTAR ISI/ TABLE OF CONTENT
KETERANGAN EXPLANATION
DAFTAR SINGKATAN LIST OF ABBREVIATION
KATA PENGANTAR FOREWORD
DAFTAR ISI TABLE OF CONTENT
TABEL: TABLE:
A. INDIKATOR UTAMA SISTEM KEUANGAN A. MAIN INDICATORS OF FINANCIAL SYSTEM
Tabel 1. Indikator Utama (Ringkasan) Table 1. Main Indicators (Summary)
B. INDIKATOR MAKROEKONOMI B. MACROECONOMIC INDICATORS
Tabel 2. Indikator Makroekonomi Table 2. Macroeconomic Indicators
C. INDIKATOR INSTITUSI KEUANGAN C. INDICATORS OF FINANCIAL INSTITUTION
C.1 INDIKATOR SEKTOR PERBANKAN C.1 INDICATORS OF BANKING SECTORS
Tabel 3. Indikator Sektor Perbankan Table 3. Indicators of Banking Sector
Tabel 4. Financial Soundness Indicators (FSI) Table 4. Financial Soundness Indicators (FSI)
Tabel 5a. Total Locational Banking Statistics (LBS) Indonesia Table 5a. Total Locational Banking Statistics (LBS) Indonesia
Tabel 5b. Total Locational Banking Statistics (LBS) Indonesia Berdasarkan Jenis Instrumen Table 5b. Total Locational Banking Statistics (LBS) Indonesia By Type Of Instruments
Tabel 5c. Locational Banking Statistics (LBS) Indonesia Terhadap Nonresiden (Cross-Border) Berdasarkan Jenis Table 5c. Locational Banking Statistics (LBS) Indonesia Vis a Vis Nonresident (Cross-Border) By Type Of
Instrumen Instruments
Tabel 5d. Locational Banking Statistics (LBS) Indonesia Terhadap Nonresiden (Cross-Border) Berdasarkan Sektor Tabel 5d. Locational Banking Statistics (LBS) Indonesia Vis a Vis Nonresident (Cross-Border) By
Lawan Counterparty Sector
Tabel 5d.1. Locational Banking Statistics (LBS) Indonesia Terhadap Nonresiden (Cross-Border) Pada Sektor Bank Table 5d.1. Locational Banking Statistics (LBS) Indonesia Vis a Vis Nonresident (Cross-Border) In Banking
Berdasarkan Sub-Sektor Lawan Sector By Counterparty Sub-Sector
Tabel 5d.2. Locational Banking Statistics (LBS) Indonesia Terhadap Nonresiden (Cross-Border) Pada Sektor Table 5d.2. Locational Banking Statistics (LBS) Indonesia Vis a Vis Nonresident (Cross-Border) In the
Nonbank Berdasarkan Sub-sektor Lawan Nonbank Sector By Counterparty Sub-Sector
C.2 INDIKATOR INSTITUSI KEUANGAN NON BANK (IKNB) C.2 INDICATORS OF NON BANK FINANCIAL INSTITUTION
Tabel 6. Indikator Asuransi Table 6. Indicators of Insurance
Tabel 7. Indikator Perusahaan Pembiayaan Table 7. Indicators of Finance Company
Tabel 8. Indikator Dana Pensiun Table 8. Indicators of Pension Funds
Tabel 9. Indikator Perusahaan Modal Ventura Table 9. Indicators of Venture Capital
Tabel 10. Indikator Lembaga Penjaminan Table 10. Indicators of Guarantee Institution
Tabel 11. Indikator Perusahaan Pembiayaan Infrastruktur Table 11. Indicators of Infrastructure Finance Company
D. INDIKATOR PASAR KEUANGAN D. INDICATORS OF FINANCIAL MARKET
D.1. INDIKATOR PASAR UANG D.1. INDICATORS OF MONEY MARKET
Tabel 12. Indikator Pasar Uang Table 12. Indicators of Money Market
D.2. INDIKATOR PASAR MODAL D.2. INDICATORS OF CAPITAL MARKET
Tabel 13. Indikator Pasar Modal Table 13. Indicators of Capital Market
E. INDIKATOR PEMERINTAH PUSAT DAN SEKTOR RIIL E. INDICATORS OF CENTRAL GOVERNMENT AND REAL SECTOR
Tabel 14. Indikator Utang Sektor Pemerintah Pusat Table 14. Indicators of Central Government Debt
Tabel 15. Indikator Sektor Korporasi Table 15. Indicators of Corporate Sector
Tabel 16. Indikator Penunjang Sektor Rumah Tangga Table 16. Indicators of Household Support Sector
Tabel 17. Indikator Sektor Properti Table 17. Indicators of Property Sector
F. INDIKATOR INFRASTRUKTUR KEUANGAN F. INDICATORS OF FINANCIAL INFRASTRUCTURE
Tabel 18. Media yang Digunakan Sebagai Alat Pembayaran oleh Bank dan Non Bank Table 18. Settlement Media used by Bank and Non-Bank
Tabel 19. Uang Kartal yang Diedarkan Table 19. Currency in Circulation
Tabel 20. Pelayanan Jasa Pembayaran Kepada Bukan Bank Table 20. Payment Services to Non-Banks
Tabel 21. Alat Pembayaran Menggunakan Kartu (APMK), Uang Elektronik (UE) dan Penunjangnya Table 21. Card Based Payment Instruments, Electronic Money and Accepting Devices
Tabel 22. Real Time Gross Settlement (RTGS) dan Sistem Kliring Nasional (SKN) BI Table 22. BI Real Time Gross Settlement (RTGS) and BI National Clearing System
G. INDIKATOR KEUANGAN INKLUSIF DAN UMKM G. INDICATORS OF FINANCIAL INCLUSION AND MICRO, SMALL AND MEDIUM ENTERPRISE
Tabel 23. Indikator Keuangan Inklusif Table 23. Indicators of Financial Inclusion
Tabel 24. Indikator UMKM Table 24. Indicators of Micro, Small and Medium Enterprises (MSMEs)
DAFTAR ISTILAH GLOSSARY
TABEL 1. INDIKATOR UTAMA (RINGKASAN)
TABLE 1. SUMMARY
2018 2019 2020 2021

KOMPONEN SATUAN/ UNIT 2013 2014 2015 2016 2017 2018 2019 2020 COMPONENTS
Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun
1 Makroekonomi Macroeconomic 1
2 Pertumbuhan Ekonomi (PDB) %, yoy 5.56 5.01 4.88 5.03 5.07 5.17 5.18 5.02 - - 5.06 - - 5.05 - - 5.01 - - 4.96 -2.07 - - 2.97 - - -5.32 - - -3.49 - - -2.19 - - -0.74 - - … Growth Domestic Product 2
3 BI 7-day (Reverse) Repo Rate % - - - 4.75 4.25 6.00 6.00 5.00 6.00 6.00 6.00 6.00 6.00 6.00 5.75 5.50 5.25 5.00 5.00 5.00 3.75 5.00 4.75 4.50 4.50 4.50 4.25 4.00 4.00 4.00 4.00 3.75 3.75 3.75 3.50 3.50 3.50 3.50 3.50 BI 7-day (Reverse) Repo Rate 3
4 Kurs USD (Jakarta Interbank Spot Dollar Rate) Rp/USD 12,189 12,440 13,795 13,436 13,548 14,481 14,481 13,901 14,072 14,062 14,244 14,215 14,385 14,141 14,026 14,237 14,174 14,008 14,102 13,901 14,105 13,662 14,234 16,367 15,157 14,733 14,302 14,653 14,554 14,918 14,690 14,128 14,105 14,084 14,229 14,572 14,468 14,310 14,496 USD exchange rate (Jakarta Interbank Spot Dollar Rate) 4
5 Transaksi Berjalan terhadap PDB Harga Berlaku % -3.19 -3.09 -2.03 -1.82 -1.60 -2.94 -3.72 -2.71 - - -2.45 - - -2.95 - - -2.60 - - -2.82 -0.41 - - -1.24 - - -1.18 - - 0.41 - - 0.33 - - -0.36 - - … Current Account to GDP at Current Price 5
6 6
7 Perbankan Bank Industries 7
8 Aset Perbankan terhadap Aset Sektor Keuangan % 77.10 76.61 76.59 75.66 77.28 77.71 77.71 77.31 77.14 77.22 77.36 77.30 77.23 77.22 77.15 77.07 77.17 77.10 77.25 77.31 77.98 77.05 77.42 78.22 77.99 77.96 78.10 78.14 78.13 78.59 78.46 78.18 77.98 77.58 77.60 77.91 77.69 … … Banks Assets to Financial Sector Assets 8
9 Non Performing Loan (NPL) Gross Bank Umum % 1.77 2.16 2.49 2.93 2.59 2.37 2.37 2.53 2.56 2.59 2.51 2.57 2.61 2.50 2.55 2.60 2.66 2.73 2.77 2.53 3.06 2.77 2.79 2.77 2.89 3.00 3.11 3.22 3.22 3.14 3.15 3.18 3.06 3.17 3.21 3.17 3.22 3.31 * 3.20 * Aggregate NPL, Gross 9
10 Current Account Saving Account (CASA) terhadap DPK Bank Umum % 56.21 52.84 54.01 55.33 55.48 55.77 55.77 56.86 54.55 54.12 54.05 54.37 54.70 55.74 55.35 54.77 55.37 54.97 55.90 56.86 57.92 55.78 55.51 57.01 56.72 56.88 57.04 56.28 56.87 57.53 56.69 57.70 57.92 57.56 58.08 58.52 58.37 58.78 * 59.44 * Current Account Saving Account (CASA) to Third Party Funds 10
Kewajiban Penyediaan Modal Minimum (KPMM) Bank Umum
11 % 18.13 19.57 21.39 22.93 23.18 22.97 22.97 23.40 23.22 23.45 23.42 23.21 22.43 22.63 23.19 23.93 23.28 23.54 23.77 23.40 23.89 22.83 22.33 21.67 22.08 22.20 22.55 23.03 23.50 23.52 23.83 24.25 23.89 24.50 24.53 24.04 24.21 … … Minimum Capital Adequacy Ratio (CAR) 11
Konvensional
Modal Inti Terhadap Aset Tertimbang Menurut Risiko (ATMR) Bank Umum
12 % 16.36 18.01 19.00 21.19 21.50 21.29 21.29 21.86 21.53 21.70 21.77 21.59 20.83 21.05 21.55 22.15 21.70 21.97 22.20 21.86 22.24 21.20 20.67 19.95 20.33 20.53 20.89 21.36 21.76 21.83 22.06 22.48 22.24 22.85 22.85 22.24 22.43 … … Core Capital to Risk Weighted-Assets 12
Konvensional
13 Loan to Deposit Ratio (LDR) Bank Umum Konvensional % 89.70 89.42 92.11 90.70 90.04 94.78 94.78 94.43 93.97 94.12 94.00 94.25 96.19 94.98 94.48 94.66 94.34 93.96 93.50 94.43 82.54 93.36 92.50 92.55 92.18 90.94 89.10 88.09 85.38 83.46 83.07 82.33 82.54 82.44 81.80 80.93 80.83 81.82 * 81.33 * Loan to Deposit Ratio of Conventional Commercial Banks 13
14 Return on Assets (ROA) Bank Umum Konvensional % 3.08 2.85 2.32 2.23 2.45 2.55 2.55 2.47 2.59 2.45 2.60 2.42 2.41 2.51 2.50 2.49 2.48 2.48 2.47 2.47 1.59 2.70 2.49 2.57 2.34 2.06 1.94 1.90 1.90 1.76 1.70 1.64 1.59 2.17 1.97 1.87 1.86 … … Return On Assets (ROA) 14
Biaya Operasional Terhadap Pendapatan Operasional (BOPO) Bank Umum
15 % 74.08 76.29 81.49 82.22 78.64 77.86 77.86 79.39 87.79 85.33 82.92 83.48 81.51 80.24 81.08 80.60 80.50 80.65 79.67 79.39 86.58 83.49 83.62 88.84 84.85 84.96 84.94 85.09 84.97 86.15 86.27 86.04 86.58 84.55 85.24 86.44 85.61 … … 15
Konvensional Operating Expenses towards Operational Revenue
16 16
17 Institusi Keuangan Non Bank (IKNB) 2)
Non Bank Financial Institutions (NBFI) 2)
17
18 Aset IKNB terhadap Aset Sektor Keuangan % 22.90 23.39 23.41 24.34 22.72 22.29 22.29 22.69 22.86 22.78 22.64 22.70 22.77 22.78 22.81 22.93 22.83 22.90 22.75 22.69 22.02 22.95 22.58 21.78 22.01 22.04 21.90 21.86 21.87 21.41 21.54 21.82 22.02 22.42 22.40 22.09 22.31 … … NBFI Assets to Financial Sector Assets 18
19 19
20 Pasar Uang dan Pasar Modal Money Market and Capital Market 20
21 Rata-Rata Harian (RRH) Volume Transaksi PUAB Rupiah Overnight Rp Miliar/ Billions of Rp 6,014 6,903 6,869 7,187 8,411 11,922 9,790 12,664 13,870 11,464 12,403 12,936 13,992 12,856 12,246 13,826 11,808 12,072 12,344 12,059 6,982 10,688 10,451 9,117 6,023 6,749 6,067 6,306 4,399 5,490 6,356 6,050 5,557 5,474 4,898 4,643 4,701 4,616 4,542 Daily Average Volume of Transactions Interbank Money Market Rupiah 21
22 RRH Volume Transaksi PUAB Valas Dalam Negeri Overnight USD Ribu/Thousands of USD 209,093 279,741 227,161 196,665 217,875 198,613 133,750 166,791 209,955 189,421 133,990 99,184 245,619 203,933 145,848 121,250 120,060 175,522 157,452 207,225 123,362 144,477 168,860 201,119 141,476 121,938 172,238 146,432 143,889 98,477 58,026 38,881 33,605 49,925 41,421 58,864 36,143 64,000 78,667 Daily Average Volume of Transaction Interbank Money Market Forex D 22
23 RRH Volume Transaksi Repo Tenor 1 Minggu Rp Miliar/ Billions of Rp 23 128 221 307 390 333 363 339 597 246 415 503 264 367 480 391 239 134 182 258 187 357 964 447 78 107 22 44 38 27 23 32 86 343 691 555 499 306 182 Daily Average Volume of Transaction Repo Tenor 1 Week 23
24 Indeks Harga Saham Gabungan (IHSG) Akhir Periode Poin/ Point 4,274 5,227 4,593 5,297 6,356 6,194 6,194 6,300 6,533 6,443 6,469 6,455 6,209 6,359 6,391 6,328 6,169 6,228 6,012 6,300 5,979 5,940 5,453 4,539 4,716 4,754 4,905 5,150 5,238 4,870 5,128 5,612 5,979 5,862 6,242 5,986 5,996 5,947 5,985 Composite Stock Price Indexs (CSPI) end period 24
25 Nilai Kapitalisasi Pasar Saham Rp Miliar/ Billions of Rp 4,219,020 5,228,043 4,872,702 5,753,613 7,052,389 7,023,497 7,023,497 7,265,016 7,415,934 7,326,933 7,356,380 7,342,986 7,072,081 7,243,045 7,328,987 7,259,735 7,090,422 7,162,655 6,919,502 7,265,016 6,970,009 6,864,267 6,304,025 5,247,669 5,453,503 5,497,202 5,678,323 5,968,165 6,073,865 5,663,917 5,958,186 6,527,873 6,970,009 6,829,294 7,355,579 7,071,300 7,096,073 7,038,655 7,107,007 Stock Market Capitalization 25
26 Price Earning Ratio (PER), average Kali/ Times 14.24 19.52 12.53 16.05 14.49 13.59 13.59 17.09 15.47 13.26 17.21 14.69 16.30 15.15 17.71 19.10 19.10 18.24 18.06 17.09 10.22 16.52 15.70 13.54 13.82 12.73 9.35 10.35 11.54 11.56 11.86 9.75 10.22 9.45 11.62 11.10 11.29 11.35 12.74 Price Earning Ratio (PER), average 26
27 Rata-rata Nilai Transaksi Harian Saham Rp Miliar/ Billions of Rp 6,238 6,006 5,764 7,498 7,603 8,500 9,984 9,185 10,758 9,474 8,757 12,126 8,909 10,464 8,476 8,404 8,190 8,797 7,397 8,165 9,210 6,367 6,570 7,905 6,833 9,823 9,031 7,707 9,602 7,759 8,494 13,163 18,428 20,513 15,591 11,935 9,437 10,986 12,139 Average Daily Trading 27
28 Nilai Neto Transaksi Beli Saham oleh Investor Asing Rp Miliar/ Billions of Rp -20,646 42,598 -22,589 16,168 -39,870 -50,746 -5,159 49,195 13,825 -3,357 1,664 53,111 -7,403 10,959 -257 -9,292 -7,316 -3,798 -6,926 7,985 -47,816 33 -4,757 -5,591 -8,818 8,031 -4,545 -3,852 -8,506 -15,590 -3,707 3,444 -3,958 10,942 3,625 -2,702 -3,545 3,526 4,871 Net Value of Foreign Investor Transaction 28
29 29
30 Pemerintah Pusat Central Government 30
31 Utang Pemerintah terhadap PDB Harga Berlaku % 24.88 24.68 27.46 28.35 29.38 30.07 30.07 30.19 - - 30.23 - - 29.70 - - 30.10 - - 30.19 39.43 - - 32.51 - - 33.54 - - 37.08 - - 39.43 - - 41.63 - - … Government Debt to GDP at Current Price 31
32 32
33 Korporasi 3) Corporation 3) 33
34 Debt to Equity Ratio (DER) kali/ Times 1.22 1.21 1.10 1.09 1.10 1.22 1.22 1.16 - - 1.15 - - 1.20 - - 1.14 - - 1.16 1.23 - - 1.26 - - 1.23 - - 1.23 - - 1.23 - - 1.09 - - … Debt to Equity Ratio (DER) 34
35 Return on Assets (ROA) % 4.74 4.87 3.63 4.52 5.12 4.65 4.65 3.88 - - 4.18 - - 4.18 - - 3.82 - - 3.88 1.38 - - 2.74 - - 2.42 - - 1.81 - - 1.38 - - 2.66 - - … Return on Assets (ROA) 35
36 Return on Equity (ROE) % 10.33 10.68 7.97 9.44 10.88 10.14 10.14 8.40 - - 8.99 - - 9.11 - - 8.30 - - 8.40 3.10 - - 6.20 - - 5.42 - - 4.06 - - 3.10 - - 5.56 - - … Return on Equity (ROE) 36
37 37
38 Rumah Tangga Households 38
39 NPL Sektor Rumah Tangga (Kredit dari Perbankan) % 1.41 1.48 1.55 1.59 1.65 1.59 1.59 1.68 1.74 1.81 1.76 1.81 1.80 1.84 1.84 1.88 1.85 1.83 1.84 1.68 1.87 1.84 1.89 1.96 2.11 2.25 2.32 2.36 2.32 2.20 2.10 2.01 1.87 1.95 1.99 1.95 2.00 2.07 * 2.02 * NPL of Household Sector (Loans from Banks) 39
40 Indeks Keyakinan Konsumen (IKK) Poin/ Point 113.07 117.92 109.95 115.42 126.36 127.02 127.02 126.37 125.46 125.12 124.54 128.11 128.17 126.38 124.77 123.14 121.84 118.40 124.21 126.37 96.50 121.67 117.65 113.78 84.83 77.80 83.78 86.19 86.90 83.36 79.02 92.03 96.50 84.85 85.82 93.37 101.48 104.43 107.36 Consumer Confidence Index (CCI) 40
41 41
42 Properti Property 42
43 NPL Kredit Pemilikan Properti % 2.15 2.53 2.42 2.35 2.46 2.40 2.40 2.62 2.64 2.77 2.67 2.75 2.70 2.78 2.78 2.84 2.84 2.81 2.83 2.62 2.78 2.88 2.97 3.08 3.31 3.40 3.48 3.49 3.42 3.25 3.12 2.99 2.78 2.86 2.90 2.81 2.84 2.89 2.80 NPL of Property
Composite LoansProperty Price Index
Residential 43
44 IHPR Gabungan Poin/ Point 170.90 181.64 190.02 194.54 201.36 207.3 207.30r 210.97 - - 208.42r - - 209.29r - - 210.33 - - 210.97 213.98 - - 211.93 - - 212.61 - - 213.50 - - 213.98 - - 214.80 - - 214.95 * 44
45 45
46 Infrastruktur Keuangan 4) Financial Infrastructure 4) 46
47 Posisi Kas Siap Edar BI terhadap Rata-rata Outflow Bulanan dalam Satu Bulan/ Month 2 3.82 6.06 4.27 3.13 3.54 3.54 5.85 13.51 8.99 6.83 5.84 3.35 3.62 4.70 5.13 5.75 6.30 6.63 5.85 7.09 13.98 12.33 9.38 8.80 7.36 8.26 7.96 8.42 8.93 8.57 8.99 7.09 37.87 24.31 17.99 8.59 7.46 * 9.37 * 47
Tahun Ratio of Position of Cash to be Circulated to Monthly Average Outflow
48 Nilai Transaksi RTGS Rp Miliar/ Billions of Rp 90,960,520 110,797,424 112,971,196 111,827,354 118,531,922 121,641,845 11,327,752 127,596,112 11,426,333 9,084,230 9,564,892 11,317,674 12,981,776 8,978,749 11,030,657 10,144,093 9,773,864 11,209,612 10,580,072 11,504,161 156,997,380 11,804,079 9,772,487 12,079,909 11,152,540 10,552,914 11,649,920 13,380,199 14,191,608 16,645,964 14,543,842 15,283,103 15,940,816 14,200,882 12,747,202 15,898,756 14,824,320 13,632,145 17,211,544 Value of RTGS Transactions 48
49 Volume Transaksi RTGS Satuan/ Unit 17,633,567 17,742,216 11,044,277 7,657,448 10,228,881 11,087,188 1,000,630 11,273,180 967,323 848,031 921,693 920,582 1,067,158 690,169 1,058,119 998,602 914,075 984,196 915,579 987,653 9,632,283 890,703 802,802 860,808 742,702 634,501 765,014 808,835 744,623 840,218 743,640 876,917 921,520 774,612 722,648 869,786 855,303 726,531 852,379 Volume of RTGS Transactions 49
50 Turnover Ratio kali/ Times 1.14 1.22 0.87 1.08 1.13 1.25 1.25 1.33 1.36 1.32 1.26 1.38 1.28 1.39 1.36 1.29 1.23 1.18 1.33 1.33 1.40 1.34 1.29 1.36 1.03 1.94 1.84 1.83 2.08 1.81 1.79 1.86 1.40 1.35 1.29 1.34 1.33 1.26 1.09 Turnover Ratio 50
51 Throughput Guidelines Throughput Guidelines 51
52 Periode Pagi (Pkl. 06.30- Pkl 10.30 WIB) % 34.17 33.50 33.32 30.54 30.92 30.42 31.58 31.41 31.72 30.51 29.23 30.00 31.67 29.30 30.70 32.30 31.90 33.20 33.30 33.10 34.30 33.30 30.87 31.72 39.07 35.06 36.14 36.34 33.82 33.94 34.73 33.69 32.97 33.35 33.08 31.95 34.53 33.18 32.38 Morning session (06.30 - 10.30 WIB) 52
53 Periode Siang (Pkl. 10.30 - Pkl. 14.30 WIB) % 39.65 39.43 37.94 39.15 39.98 40.32 39.83 40.97 39.54 39.74 40.32 42.00 42.31 41.90 41.30 40.70 41.60 40.90 41.00 40.30 49.54 40.60 40.56 43.18 52.70 55.73 52.90 53.09 53.27 53.17 52.78 49.15 47.34 47.23 48.64 46.59 47.67 48.87 47.68 Noon session (10.30 - 14.30 WIB) 53
54 Periode Sore (Pkl. 14.30 - Pkl.16.30 WIB) % 26.18 27.07 28.74 30.31 29.18 29.26 28.59 27.62 28.74 29.75 30.45 28.00 26.02 28.80 28.00 27.00 26.50 25.90 25.70 26.60 16.10 26.00 28.47 25.10 8.23 9.21 10.96 10.56 12.90 12.89 12.00 17.16 19.69 19.42 18.28 21.46 17.80 17.96 19.94 Afternoon session (14.30 - 16.30 WIB) 54
55 Nilai Transaksi APMK dan UE Rp Miliar/ Billions of Rp 4,023,647 4,703,450 5,183,621 5,911,992 6,510,568 7,288,311 686,296 7,962,672 654,923 609,443 656,226 651,623 774,207 581,627 717,314 660,561 635,999 666,644 650,984 703,119 7,360,688 649,963 624,781 625,238 528,043 584,870 507,207 617,291 615,247 605,162 643,256 641,993 717,637 642,496 598,739 690,090 702,443 713,335 … Value of Card Based Payment Instruments and Electronic Money 55
56 56
57 Keuangan Inklusif dan UMKM Financial Inclusion and Micro, Small, Medium Enterprises (MSMEs) 57
58 Jumlah Kantor Layanan Bank per 100 ribu Penduduk Dewasa Unit 15 15 16 16 16 16 16 16 16 16 16 16 16 16 16 16 16 16 16 16 18 16 16 16 16 16 16 16 17 17 18 18 18 18 * 18 * 18 * 18 * 18 * … Number of Office Bank per 100 thousand Adults 58
59 Jumlah Mesin ATM per 100 ribu Penduduk Dewasa Unit 42 50 53 55 56 55 55 54 55 55 55 55 55 55 55 54 54 54 54 54 53 54 54 54 54 54 53 53 53 53 53 53 53 51 * 51 * 51 * 51 * 51 * … Number of ATM Machine per 100 thousand Adults 59
60 Jumlah Rekening DPK Perbankan per 1.000 Penduduk Dewasa Rekening/ Account 863 904 952 1,057 1,565 1,589 1,589 1,632 1,510 1,520 1,536 1,558 1,567 1,573 1,588 1,581 1,599 1,610 1,633 1,632 1,909 1,643 1,649 1,660 1,691 1,712 1,719 1,734 1,775 1,821 1,849 1,873 1,909 1,937 * 1,945 * 1,970 * 1,999 * 2,004 * … Number of Third Party Funds per 1.000 Adults 60
61 Jumlah Rekening Kredit Perbankan per 1.000 Penduduk Dewasa Rekening/ Account 217 221 222 222 222 230 230 241 228 229 231 232 234 235 236 236 238 240 241 241 247 241 242 243 238 235 232 243 241 242 244 249 247 247 * 250 * 253 * 255 * 257 * … Number of Account Credit per 1.000 Adults 61
62 Kredit UMKM terhadap PDB Harga Berlaku % 6.02 6.93 6.86 6.91 6.93 6.96 6.96 7.02 - - 6.88 - - 7.04 - - 7.05 - - 7.02 7.07 - - 7.03 - - 6.91 - - 7.04 - - 7.07 - - 7.04 - - … MSMEs Credit to GDP at Current Price 62
63 Kredit UMKM terhadap Total Kredit Perbankan % 19.15 19.74 19.32 19.42 19.71 19.27 19.27 19.55 19.32 19.37 19.45 19.63 19.50 19.58 19.61 19.87 19.71 19.89 19.87 19.55 19.67 19.70 19.88 19.41 19.47 19.09 19.30 19.31 19.39 19.51 19.71 19.82 19.67 19.74 19.72 19.61 19.74 19.65 * 19.62 * MSMEs Credit to Total Credit 63
Keterangan: Note
1)
Merupakan ISSK Revisit yang terdiri dari 3 Sub-Indeks, yakni Indeks Ketahanan, Indeks Intermediasi, dan Indeks Efisiensi. ISSK Revisit mencakup perubahan pada indikator dan pembobotan. Cakupan indikator ISSK Revisit lebih luas, karena selain mencakup indikator perbankan dan pasar Keuangan, ISSK Revisit juga telah mencakup indikator IKNB (Perusahaan Pembiayaan). ISSK Revisit juga dilengkapi dengan indikator Intermediasi Pasar Keuangan (IPO, Right Issue, dan Penerbitan Obligasi) yang belum tercakup di ISSK sebelumnya. 1) It is a Revisit ISSK which consists of 3 Sub-Indices, namely the Resistance Index, the Intermediation Index, and the Efficiency Index. Revisit ISSK includes changes to indicators and weightings. The scope of the ISSK Revis
2)
IKNB dalam perhitungan ini mencakup Dana Pensiun, Perusahaan Pembiayaan, Modal Ventura, Pembiayaan Infrastruktur, Asuransi, Reksadana, Perusahaan Penjaminan, Perusahaan Ekspor Impor, dan Pegadaian 2)
OFC consist of Pension Funds, Finance Company, Venture Capitals, Infrastructure Finance Company, Insurance, Mutual Funds, Credit Guaranteed Coorporation, Expor Impor Company, and Pawn Shop
3)
Korporasi Non Keuangan yang terdaftar di BEI dengan kapitalisasi pasar terbesar. Angka terkini merupakan angka sementara 3) Non Financial Corporation listed in IDX with largest market capitalisation. Current figures is preliminary figures
4)
Transaksi RTGS termasuk transaksi RTGS Bank Indonesia Including RTGS transactions by Bank Indonesia
4)
Sumber: Bank Indonesia (BI), Biro Pusat Statistik (BPS), Bursa Efek Indonesia (BEI), Kementrian Keuangan (Kemenkeu), Otoritas Jasa Keuangan (OJK) diolah Source: Bank Indonesia (BI), Statistics Indonesia, Indonesia Stock Exchange (IDX), Ministry of Finance (MoF), Financial Service Authority (FSA) processed
2
TABEL 2. INDIKATOR MAKROEKONOMI
TABLE 2. INDICATORS OF MACROECONOMIC
2019 2020 2021

KOMPONEN SATUAN/ UNIT 2014 2015 2016 2017 2018 2019 2020 COMPONENTS
Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun
1 Transaksi Berjalan terhadap PDB Harga Berlaku % -3.09 -2.03 -1.82 -1.60 -2.94 -2.71 -2.45 - - -2.95 - - -2.60 - - -2.82 -0.41 - - -1.24 - - -1.18 - - 0.41 - - 0.33 - - -0.36 - - … Current Account to GDP at Current Price 1
2 Aset Finansial Luar Negeri terhadap PDB Harga Berlaku % 22.68 24.67 32.22 33.32 33.27 33.54 34.28 - - 34.17 - - 33.67 - - 33.54 38.18 - - 32.63 - - 34.98 - - 36.47 - - 38.18 - - 38.55 - - … External Financial Assets to GDP at Current Price 2
3 Aset Finansial Luar Negeri terhadap Ekspor % 96.00 115.12 165.42 161.31 148.51 170.49 157.12 - - 161.05 - - 165.06 - - 170.49 208.37 - - 168.11 - - 185.11 - - 198.06 - - 208.37 - - 206.31 - - … External Financial Assets to Export 3
4 Kewajiban Finansial Luar Negeri terhadap PDB Harga Berlaku % 65.81 68.44 68.00 65.16 63.69 63.74 65.60 - - 64.92 - - 63.48 - - 63.74 64.70 - - 55.17 - - 60.40 - - 60.81 - - 64.70 - - 63.80 - - … External Financial Liabilities to GDP at Current Price 4
5 Kewajiban Finansial Luar Negeri terhadap Ekspor % 278.56 319.34 349.15 315.47 284.32 323.99 300.68 - - 305.96 - - 311.20 - - 323.99 353.14 - - 284.20 - - 319.61 - - 330.27 - - 353.14 - - 341.45 - - … External Financial Liabilities to Export 5
6 Utang Luar Negeri (ULN) Menurut Jangka Waktu Sisa terhadap PDB Harga % 32.95 36.09 34.30 34.71 36.02 36.07 36.74 - - 36.49 - - 36.09 - - 36.07 39.32 - - 34.37 - - 37.24 - - 38.06 - - 39.32 - - 39.05 - - … External Debt by remaining maturity to GDP at Current Price
Berlaku 6
7 Jangka Pendek (≤ 1 Tahun) % 6.66 6.45 5.86 5.40 5.77 5.66 5.94 - - 5.75 - - 5.09 - - 5.66 6.14 - - 5.36 - - 5.78 - - 6.26 - - 6.14 - - 6.42 - - … Short term (≤ 1 year) 7
8 Pemerintah % 0.84 0.81 0.80 0.81 1.23 0.98 1.05 - - 0.91 - - 0.89 - - 0.98 1.33 - - 0.88 - - 1.15 - - 1.44 - - 1.33 - - 1.39 - - … Government 8
9 Bank Sentral % 0.32 0.27 0.07 0.05 0.03 0.03 0.01 - - 0.03 - - 0.01 - - 0.03 0.00 - - 0.00 - - 0.00 - - 0.00 - - 0.00 - - 0.00 - - … Central Bank 9
10 Swasta % 5.49 5.36 5.00 4.54 4.51 4.65 4.88 - - 4.81 - - 4.18 - - 4.65 4.81 - - 4.47 - - 4.63 - - 4.81 - - 4.81 - - 5.03 - - … Private 10
11 Jangka Panjang (> 1 Tahun) % 26.29 29.64 28.44 29.31 30.25 30.41 30.80 - - 30.74 - - 31.01 - - 30.41 33.18 - - 29.02 - - 31.46 - - 31.80 - - 33.18 - - 32.63 - - … Long term (> 1 year) 11
12 Pemerintah % 13.06 15.14 15.81 16.65 16.34 16.88 16.80 - - 17.16 - - 16.94 - - 16.88 18.15 - - 15.18 - - 16.81 - - 16.98 - - 18.15 - - 17.76 - - … Government 12
13 Bank Sentral % 0.34 0.34 0.30 0.28 0.26 0.24 0.26 - - 0.26 - - 0.25 - - 0.24 0.27 - - 0.24 - - 0.25 - - 0.26 - - 0.27 - - 0.26 - - … Central Bank 13
14 Swasta % 12.88 14.16 12.34 12.38 13.64 13.28 13.74 - - 13.32 - - 13.82 - - 13.28 14.76 - - 13.60 - - 14.41 - - 14.57 - - 14.76 - - 14.60 - - … Private 14
15 Utang Luar Negeri terhadap Ekspor % 139.46 168.39 176.14 168.04 160.82 183.32 168.39 - - 171.99 - - 176.96 - - 183.32 214.61 - - 177.07 - - 197.05 - - 206.75 - - 214.61 - - 208.99 - - … External Debt to Export 15
Utang Luar Negeri Jangka Pendek menurut Jangka Waktu Sisa terhadap
16 % 28.18 30.08 30.11 26.14 25.78 28.76 27.22 - - 27.11 - - 24.95 - - 28.76 33.53 - - 27.59 - - 30.58 - - 34.00 - - 33.53 - - 34.38 - - … Short term External Debt by remaining maturity to Export 16
Ekspor
17 Rasio Pembayaran Utang Luar Negeri % 52.59 62.95 61.56 53.54 54.05 54.12 51.12 - - 65.85 - - 48.70 - - 51.40 52.59 - - 52.14 - - 60.28 - - 47.48 - - 51.63 - - 44.06 - - … External Debt Service Ratio (DSR) 17
Posisi Cadangan Devisa dalam Bulan Impor dan Pembayaran ULN Bulan/ Month
18 6.45 7.39 8.43 8.27 6.50 7.30 6.80 6.80 6.70 6.80 7.00 7.10 7.00 7.10 7.20 7.30 9.80 7.50 7.40 7.00 7.50 8.00 8.10 8.60 9.00 9.10 9.30 9.50 9.80 10.00 10.00 9.70 9.60 9.10 … Reserves in month of import and official debt repayment
Pemerintah 18
19 19
20 Indikator Makroekonomi Internasional International Macroeconomic Indicators 20
21 Pertumbuhan Ekonomi Dunia1) %, yoy 3.43 3.20 3.10 3.70 3.60 2.80 - - - - - - - - - 2.80 -3.30 - - - - - - - - - - - -3.30 6.00 * - - - - - World Economic Growth 1) 21
22 Suku Bunga Internasional Internasional Interest Rate 22
23 London Interbank Offered Rate (LIBOR) 3 Bulan % per tahun/ per year 0.26 0.61 0.99 1.69 2.81 1.91 2.60 2.58 2.50 2.32 2.27 2.14 2.09 1.90 1.91 1.91 0.24 1.75 1.46 1.45 0.56 0.34 0.30 0.25 0.24 0.23 0.22 0.23 0.24 0.20 0.19 0.19 0.18 0.13 0.15 London Interbank Offered Rate (LIBOR) 3 month 23
24 Singapore Interbank Offered Rate (SIBOR) 3 Bulan2) % per tahun/ per year - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Singapore Interbank Offered Rate (SIBOR) 3 month 24
25 Credit Default Swap (CDS) Negara Kawasan Tenor 5 Tahun 5-year Credit Default Swap (CDS) of Selected Countries in the Region 25
26 Jepang bps 66.33 46.74 30.00 26.19 24.85 19.96 21.64 20.34 22.72 21.03 20.72 22.56 22.89 21.29 21.16 19.96 16.27 17.28 21.28 40.69 35.34 23.74 18.10 18.58 17.45 17.95 17.41 16.51 16.27 16.18 16.27 17.28 17.68 17.56 16.97 * Japan 26
27 China bps 94.83 109.28 113.67 50.09 66.85 31.21 49.81 40.98 58.17 43.52 40.35 46.18 47.70 39.88 38.56 31.21 27.96 42.00 51.21 51.64 45.17 56.93 50.37 43.13 34.47 49.06 40.18 31.04 27.96 32.02 31.68 34.66 37.51 36.96 36.18 China 27
28 Malaysia bps 113.00 180.22 138.38 58.37 109.81 34.76 65.90 54.10 71.70 54.82 47.95 51.20 51.98 42.99 41.34 34.76 37.52 41.79 59.05 115.22 105.91 89.58 72.86 58.02 45.65 55.22 47.19 36.49 37.52 42.77 40.99 44.81 45.75 45.82 43.49 Malaysia 28
29 Thailand bps 107.00 136.84 81.60 45.00 44.00 25.30 42.59 36.13 37.39 35.72 32.59 32.77 30.34 28.11 27.73 25.30 36.80 25.03 38.39 65.07 59.87 48.86 44.21 41.52 39.75 47.77 47.06 38.60 36.80 40.29 39.41 40.57 43.68 42.93 38.94 Thailand 29
30 Harga Komoditas Internasional International Commodity Price 30
31 Batubara USD/Metric Ton 59.09 50.73 47.05 59.85 80.79 61.36 82.49 78.82 72.91 59.59 61.21 63.50 62.55 65.11 64.66 61.36 54.06 58.40 59.15 56.58 54.96 54.68 56.07 52.10 54.37 58.59 59.50 51.98 54.06 54.61 55.75 59.35 59.99 59.70 61.81 Coal 31
32 Minyak Kelapa Sawit USD/Metric Ton 738.30 559.59 719.13 589.26 440.64 685.57 464.12 490.20 467.77 471.43 457.07 499.95 499.45 510.32 604.21 685.57 899.45 727.81 644.95 552.22 521.20 490.08 566.07 604.07 673.19 705.71 728.85 836.89 899.45 934.70 967.53 989.89 1034.41 1097.27 926.18 Crude Palm Oil (CPO) 32
33 Minyak West Texas Intermediate (WTI) USD/ barel 93.03 48.68 52.01 57.94 48.95 59.82 58.15 63.87 60.84 54.68 57.52 54.84 56.95 53.98 57.06 59.82 47.05 57.52 50.53 29.88 16.52 28.56 38.30 40.75 42.36 39.60 39.53 41.10 47.05 52.10 59.06 62.35 61.71 65.18 71.38 Oil West Texas Intermediate (WTI) 33
34 Karet USD/kg 2.23 1.78 2.16 1.87 1.59 1.88 2.24 2.30 2.22 2.28 1.97 1.79 1.79 1.74 1.82 1.88 2.44 1.93 1.88 1.73 1.62 1.71 1.92 1.87 1.91 2.00 2.38 2.55 2.44 2.32 2.49 2.81 2.56 2.62 2.31 Rubber 34
35 Kopi Robusta USD cent/pound 1.06 0.94 1.04 0.92 0.81 0.83 0.81 0.78 0.77 0.80 0.80 0.78 0.79 0.78 0.83 0.83 0.81 0.79 0.77 0.77 0.74 0.75 0.75 0.78 0.82 0.81 0.77 0.81 0.81 0.81 0.85 0.86 0.91 0.94 … Coffee Robusta 35
36 36
37 Indikator Makroekonomi Domestik Domestic Macroeconomic Indicators 37
38 Pertumbuhan Ekonomi Indonesia %, yoy 5.01 4.88 5.03 5.07 5.17 5.02 5.06 - - 5.05 - - 5.01 - - 4.96 -2.07 - - 2.97 - - -5.32 - - -3.49 - - -2.19 - - -0.74 - - … Growth Domestic Product 38
39 Produk Domestik Bruto (PDB) Harga Konstan Rp Miliar/ Billions of Rp 8,564,867 8,982,517 9,434,613 9,912,928 10,425,852 10,949,038 2,625,126 - - 2,735,403 - - 2,818,722 - - 2,769,788 10,722,443 - - 2,703,149 - - 2,589,818 - - 2,720,479 - - 2,708,997 - - 2,683,112 - - … Gross Domestic Bruto (GDP), constant price 39
40 Produk Domestik Bruto (PDB) Harga Berlaku Rp Miliar/ Billions of Rp 10,569,705 11,526,333 12,401,729 13,589,826 14,838,756 15,832,535 3,782,627 - - 3,964,191 - - 4,067,227 - - 4,018,491 15,434,152 - - 3,922,557 - - 3,687,807 - - 3,894,617 - - 3,929,171 - - 3,969,078 - - … Gross Domestic Bruto (GDP), current price 40
41 Produk Domestik Bruto (PDB) Harga Berlaku, Annualized Rp Miliar/ Billions of Rp 10,569,705 11,526,333 12,401,729 13,589,826 14,838,756 15,832,535 15,111,020 - - 15,388,375 - - 15,613,258 - - 15,832,535 15,434,152 - - 15,972,465 - - 15,696,081 - - 15,523,471 - - 15,434,152 - - 15,480,673 - - … Gross Domestic Bruto (GDP), current price, Annualized 41
42 Konsumsi Rumah Tangga Harga Berlaku Rp Miliar/ Billions of Rp 5,915,194 6,490,930 7,027,023 7,623,056 8,274,214 8,965,837 2,150,541 - - 2,213,275 - - 2,298,377 - - 2,303,644 8,900,011 - - 2,280,069 - - 2,133,196 - - 2,232,065 - - 2,254,681 - - 2,259,443 - - … Household Consumption, current price 42
43 BI Rate % 7.75 7.50 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - BI Rate 43
44 BI 7-day (Reverse) Repo Rate3) % - - 4.75 4.25 6.00 5.00 6.00 6.00 6.00 6.00 5.75 5.50 5.25 5.00 5.00 5.00 3.75 5.00 4.75 4.50 4.50 4.50 4.25 4.00 4.00 4.00 4.00 3.75 3.75 3.75 3.50 3.50 3.50 3.50 3.50 BI 7-day (Reverse) Repo Rate3) 44
45 Inflasi (yoy) %, yoy 8.36 3.35 3.02 3.61 3.13 2.72 2.48 2.83 3.32 3.28 3.32 3.49 3.39 3.13 3.00 2.72 1.68 2.68 2.98 2.96 2.67 2.19 1.96 1.54 1.32 1.42 1.44 1.59 1.68 1.55 1.38 1.37 1.42 1.68 1.33 Inflation Rate 45
46 Inflasi (mtm) %, mtm - - - - - - 0.11 0.44 0.68 0.55 0.31 0.12 -0.27 0.02 0.14 0.34 - -24.98 0.28 0.10 0.08 0.07 0.18 -0.10 -0.05 -0.05 0.07 0.28 0.45 0.26 0.10 0.08 0.13 0.32 -0.16 Inflation Rate 46
47 IndONIA (Indonesian Overnight Index Average)4) % - - - 4.16 4.75 5.53 5.88 5.94 5.88 5.85 5.75 5.54 5.24 5.04 4.83 4.83 3.90 4.81 4.75 4.49 4.31 4.33 4.22 3.64 3.31 3.29 3.29 3.20 3.04 3.04 2.96 2.79 2.79 2.80 2.79 IndONIA (Indonesian Overnight Index Average)4) 47
48 JIBOR (Jakarta Interbank Offered Rate) 5) JIBOR (Jakarta Interbank Offered Rate)5) 48
49 Overnight % 5.86 5.84 4.82 4.20 4.80 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Overnight 49
50 1 Minggu % 6.33 6.12 5.55 4.68 5.44 5.87 6.23 6.26 6.30 6.26 6.11 5.85 5.52 5.26 5.06 5.05 4.37 5.05 4.98 4.74 4.60 4.60 4.51 4.22 4.00 4.00 4.00 3.92 3.75 3.75 3.67 3.50 3.50 3.50 3.50 1 Week 50
51 1 Bulan % 7.52 7.06 6.82 5.59 6.22 6.37 7.02 7.01 7.02 6.88 6.40 6.04 5.83 5.54 5.31 5.37 4.53 5.40 5.26 4.93 4.80 4.81 4.71 4.42 4.08 4.06 4.06 3.97 3.81 3.80 3.72 3.56 3.56 3.56 3.56 1 Month 51
52 Kurs USD (Jakarta Interbank Spot Dollar Rate) Rp/USD 12,440 13,795 13,436 13,548 14,481 13,901 14,244 14,215 14,385 14,141 14,026 14,237 14,174 14,008 14,102 13,901 14,105 13,662 14,234 16,367 15,157 14,733 14,302 14,653 14,554 14,918 14,690 14,128 14,105 14,084 14,229 14,572 14,468 14,310 14,496 USD exchange rate (Jakarta Interbank Spot Dollar Rate) 52
53 Kurs Jual Rp/USD 12,502 13,864 13,503 13,616 14,553 13,971 14,315 14,286 14,457 14,212 14,096 14,308 14,245 14,078 14,173 13,971 14,176 13,730 14,305 16,449 15,233 14,807 14,374 14,726 14,627 14,993 14,763 14,199 14,176 14,154 14,300 14,645 14,540 14,382 14,568 Selling rate 53
54 Kurs Beli Rp/USD 12,378 13,726 13,369 13,480 14,409 13,832 14,173 14,144 14,313 14,070 13,956 14,166 14,103 13,938 14,031 13,832 14,034 13,594 14,163 16,285 15,081 14,659 14,230 14,580 14,481 14,843 14,617 14,057 14,034 14,014 14,158 14,499 14,396 14,238 14,424 Buying rate 54
55 Currency Substitution Ratio Currency Substitution Ratio 55
56 Giro valas terhadap Uang Beredar dalam Arti Sempit (M1) % 26.00 25.84 20.96 17.79 19.17 20.06 18.34 16.92 16.09 18.61 20.50 19.52 19.93 19.47 18.83 20.06 … 20.78 20.50 24.20 21.83 23.01 21.11 21.36 21.09 21.19 19.91 20.74 19.59 20.97 22.02 23.54 22.78 21.50 … Foreign Currency Demand Deposits to Narrow Money Supply (M1) 56
(Foreign Currency Demand Deposits + Foreign Currency Time
57 (Giro valas + Deposito valas) terhadap (M1+ Deposito Rupiah) % 20.66 20.07 17.54 16.06 17.08 16.92 17.45 16.56 15.47 16.19 16.96 16.78 17.01 16.95 16.27 16.92 … 16.66 17.16 19.33 17.15 17.69 16.87 17.46 17.36 17.28 16.78 16.29 15.68 16.12 16.44 17.46 16.90 16.54 …
Deposits) to (M1+ Rp Time Deposits) 57
(Foreign Currency Demand Deposits + Foreign Currency Time
(Giro valas + Deposito Valas + Tabungan Valas) terhadap (M1 + Deposito
58 % 16.56 16.62 14.88 13.42 13.97 13.63 14.33 13.76 12.77 13.45 13.87 13.84 14.13 13.94 13.41 13.63 … 13.64 14.16 15.83 14.15 14.47 13.88 14.37 14.43 14.33 14.03 13.65 13.07 13.33 13.62 14.39 13.77 13.51 … Deposits + Foreign Currency Savings) to (M1 + RpTime Depositos
Rupiah + Tabungan Rupiah)
+ Rp Savings ) 58
59 Posisi Investasi Internasional Indonesia (Net) USD Juta/ Millions of USD -383,973 -376,834 -333,782 -323,365 -317,051 -337,919 -329,236 - - -327,502 - - -324,881 - - -337,919 -281,009 - - -253,981 - - -278,219 - - -260,773 - - -281,009 - - -268,597 - - … Indonesia International Investment Position (Net) 59
60 Aset Finansial Luar Negeri USD Juta/ Millions of USD 201,907 212,436 300,533 338,346 346,696 375,320 360,339 - - 363,985 - - 366,965 - - 375,320 404,453 - - 367,774 - - 382,895 - - 390,680 - - 404,453 - - 410,026 - - … External Financial Assets 60
61 Kewajiban Finansial Luar Negeri USD Juta/ Millions of USD 585,880 589,270 634,315 661,711 663,747 713,239 689,575 - - 691,486 - - 691,846 - - 713,239 685,462 - - 621,756 - - 661,115 - - 651,452 - - 685,462 - - 678,623 - - … External Financial Liabilities 61
62 Neraca Pembayaran Indonesia Indonesia Balance of Payments 62
63 Transaksi berjalan USD Juta/ Millions of USD -27,510 -17,519 -16,952 -16,196 -30,633 -30,279 -6,550 - - -8,199 - - -7,481 - - -8,048 -4,341 - - -3,426 - - -2,889 - - 1,081 - - 892 - - -997 - - … Current Account 63
64 a.l Neraca Perdagangan USD Juta/ Millions of USD 6,982.57 14,049 15,318 18,814 -228 3507.73 1269 - - 571 - - 1362 - - 305.79 28,214 - - 4,507 - - 3,952 - - 9,791 - - 9,964 - - 7,911 - - … o/w. Trade Balance 64
65 Ekspor Barang USD Juta/ Millions of USD 175,293 149,124 144,470 168,883 180,725 168,455 41,213 - - 40,209 - - 43,670 - - 43,364 163,355 - - 41,737 - - 34,627 - - 40,804 - - 46,187 - - 49,370 - - … Export 65
66 Impor Barang USD Juta/ Millions of USD -168,310 -135,076 -129,152 -150,069 -180,953 -164,948 -39,944 - - -39,638 - - -42,308 - - -43,058 -135,141 - - -37,231 - - -30,675 - - -31,013 - - -36,223 - - -41,458 - - … Import 66
67 Transaksi Modal dan Finansial USD Juta/ Millions of USD 44,943 16,860 29,346 28,732 25,219 36,603 9,876 - - 6,744 - - 7,434 - - 12,549 7,645 - - -3,024 - - 10,808 - - 870 - - -1,010 - - 5,562 - - … Capital and Financial Account 67
68 a.l Transaksi Finansial USD Juta/ Millions of USD 44,916 16,843 29,306 28,686 25,122 36563.59 9,875 - - 6,739 - - 7,421 - - 12,529 7607.69 - - -3,025 - - 10,802 - - 864 - - -1,033 - - 5,560 - - … o/w Financial Account 68
69 Aset USD Juta/ Millions of USD -10,786 -21,489 15,920 -18,410 -19,186 -15,339 -6,829 - - -3,799 - - -3,779 - - -932 -16,809 - - -4,680 - - -1,313 - - -2,471 - - -8,346 - - -3,659 - - … Assets 69
70 Kewajiban USD Juta/ Millions of USD 55,702 38,332 13,386 47,096 44,308 51,903 16,704 - - 10,538 - - 11,200 - - 13,461 24,417 - - 1,655 - - 12,115 - - 3,335 - - 7,312 - - 9,219 - - … Liabilities 70
71 1. Investasi Langsung USD Juta/ Millions of USD 14,733 10,704 16,136 18,502 12,511 20531.07 5,907 - - 5,766 - - 5,246 - - 3,613 13,650 - - 4,288 - - 4,198 - - 934 - - 4,229 - - 4,147 - - … 1. Direct Investment 71
72 Aset USD Juta/ Millions of USD -10,388 -9,075 11,594 -2,008 -6,399 -4,462 -826 - - -1,606 - - -615 - - -1,415 -5,035 - - -702 - - -725 - - -2,751 - - -857 - - -982 - - … Assets 72
73 Kewajiban USD Juta/ Millions of USD 25,121 19,779 4,542 20,510 18,910 24,994 6,733 - - 7,371 - - 5,862 - - 5,028 18,685 - - 4,990 - - 4,924 - - 3,685 - - 5,086 - - 5,128 - - … Liabilities 73
74 2. Investasi Portofolio USD Juta/ Millions of USD 26,067 16,183 18,996 21,059 9,312 21,990 5,525 - - 4,587 - - 4,600 - - 7,278 3,368 - - -6,343 - - 9,744 - - -1,985 - - 1,952 - - 4,902 - - … 2. Portfolio Investment 74
75 Aset USD Juta/ Millions of USD 2,587 -1,268 2,218 -3,356 -5,171 410 123 - - -1 - - -44 - - 332 -1,199 - - -88 - - -181 - - -277 - - -653 - - -323 - - … Assets 75
76 Kewajiban USD Juta/ Millions of USD 23,480 17,451 16,778 24,415 14,483 21,581 5,402 - - 4,588 - - 4,644 - - 6,946 4,566 - - -6,255 - - 9,924 - - -1,708 - - 2,605 - - 5,225 - - … Liabilities 76
77 3. Derivatif Finansial USD Juta/ Millions of USD -156 20 -9.05 -128 34 186 81 - - 10 - - 86 - - 9.21 18 - - -326 - - 125 - - 18 - - 201 - - 110 - - … 3. Financial Derivative 77
78 4. Investasi Lainnya USD Juta/ Millions of USD 4,272 -10,064 -5,817 -10,747 3,266 -6,144 -1638 - - -3624 - - -2511 - - 1628 -9,427 - - -644 - - -3,264 - - 1,896 - - -7,416 - - -3,599 - - … 4. Other Investment 78
79 Aset USD Juta/ Millions of USD -3,427 -11,812 1,499 -13,487 -8,233 -12,203 -6,459 - - -2,321 - - -3,295 - - -129 -11,885 - - -4,182 - - -1,064 - - 454 - - -7,093 - - -2,705 - - … Assets 79
80 Kewajiban USD Juta/ Millions of USD 7,699 1,748 -7,316 2,740 11,499 6,059 4,821 - - -1,303 - - 784 - - 1,757 2,457 - - 3,539 - - -2,201 - - 1,442 - - -323 - - -894 - - … Liabilities 80
81 Neraca keseluruhan USD Juta/ Millions of USD 15,249 -1,098 12,394 12,536 -5,414 6,324 3,326 - - -1,456 - - -47 - - 4,500 3,303 - - -6,450 - - 7,919 - - 1,952 - - -117 - - 4,565 - - … Overall Balance 81
82 Posisi Cadangan Devisa USD Juta/ Millions of USD 111,862 105,931 116,362 130,196 120,654 129,183 124,539 124,294 120,347 123,823 125,900 126,441 124,332 126,694 126,633 129,183 135,897 131,704 130,444 120,969 127,880 130,544 131,718 135,077 137,041 135,153 133,663 133,556 135,897 138,005 138,787 137,095 138,799 136,398 137,093 Reserves Position 82
83 Credit Default Swap (CDS) Indonesia tenor 5 tahun bps 178.00 229.92 157.90 85.25 137.45 67.72 91.77 94.80 114.31 102.31 81.96 89.72 77.03 75.78 73.54 67.72 67.78 65.98 94.36 210.40 211.23 175.89 133.60 115.29 103.61 116.25 99.31 89.60 67.78 77.35 76.92 88.54 77.05 76.07 74.31 Indonesia 5-year Credit Default Swap (CDS) 83
Utang Luar Negeri (ULN) Menurut Jangka Waktu Sisa dan Kelompok
84 Peminjam External Debt by Remaining Maturity and Group of Borrower 84
85 Total USD Juta/ Millions of USD 293,328 310,730 320,006 352,469 375,430 403,563 386,186 387,960 384,880 388,713 393,045 391,046 393,403 399,967 401,015 403,563 416,566 409,025 405,227 387,383 398,260 402,554 407,602 408,815 411,935 407,807 412,448 415,265 416,566 420,295 421,854 415,354 417,641 414,989 … Total 85
86 Utang Jangka Pendek (≤ 1 Tahun) USD Juta/ Millions of USD 59,263 55,502 54,711 54,822 60,174 63,313 62,426 65,172 62,019 61,279 57,865 55,912 55,460 56,997 61,815 63,313 65,078 59,578 59,135 60,361 60,048 63,061 63,265 67,250 66,903 67,056 66,368 66,629 65,078 66,918 69,340 68,321 67,873 67,389 … Short term debt (≤ 1 year) 86
87 Utang Jangka Panjang (> 1 Tahun) USD Juta/ Millions of USD 234,065 255,229 265,295 297,646 315,256 340,249 323,760 322,788 322,861 327,434 335,180 335,134 337,943 342,970 339,201 340,249 351,487 349,447 346,093 327,022 338,212 339,493 344,337 341,565 345,032 340,751 346,080 348,636 351,487 353,377 352,514 347,033 349,769 347,601 … Long term debt (> 1 year) 87
88 Pemerintah USD Juta/ Millions of USD 123,806 137,396 154,875 177,318 183,197 199,876 187,685 186,689 186,297 192,548 194,541 193,514 194,355 199,167 198,633 199,876 206,375 204,945 200,111 180,953 189,715 192,136 196,532 198,977 200,140 197,374 199,808 203,696 206,375 210,763 209,223 203,676 206,048 203,422 … Government 88
91 Bank Sentral USD Juta/ Millions of USD 5,930 5,212 3,408 3,304 3,078 2,996 2,780 3,034 2,954 2,996 2,982 2,775 2,783 2,784 2,723 2,996 2,871 2,819 2,717 2,802 2,721 2,725 2,754 2,793 2,816 2,794 2,814 2,829 2,871 2,868 2,883 2,823 2,865 2,870 … Central Bank 91
92 Utang Jangka Pendek (≤ 1 Tahun) USD Juta/ Millions of USD 2,871 2,323 635 491 351 283 58 327 258 270 284 89 105 82 29 283 21 119 29 41 45 45 46 32 32 9 9 10 21 21 20 20 20 12 … Short term debt (≤ 1 year) 92
94 Swasta USD Juta/ Millions of USD 163,592 168,123 161,722 171,847 189,155 200,690 195,722 198,237 195,630 193,170 195,522 194,758 196,265 198,015 199,659 200,690 207,320 201,261 202,400 203,628 205,824 207,693 208,316 207,045 208,978 207,639 209,826 208,739 207,320 206,665 209,749 208,855 208,729 208,698 … Private 94
95 Bank USD Juta/ Millions of USD 31,673 31,920 30,247 30,300 34,367 35,245 38,038 39,721 36,140 36,135 35,448 34,527 34,048 34,344 35,082 35,245 33,638 35,234 35,319 35,624 35,914 34,658 34,814 34,608 34,629 33,709 34,392 33,867 33,638 33,407 34,071 34,081 33,514 34,382 … Bank 95
98 Nonbank USD Juta/ Millions of USD 131,920 136,203 131,476 141,547 154,788 165,445 157,683 158,516 159,490 157,035 160,074 160,231 162,217 163,671 164,577 165,445 173,682 166,027 167,081 168,004 169,910 173,035 173,502 172,437 174,349 173,930 175,434 174,872 173,682 173,258 175,677 174,774 175,215 174,316 … Non Bank 98
101 Total Aset Sektor Keuangan Rp Miliar/ Bilions of Rp 7,447,059 8,140,107 9,045,198 9,721,783 10,557,778 11,270,373 10,687,317 10,681,456 10,708,814 10,854,689 10,883,751 10,884,272 10,966,447 11,013,239 11,079,994 11,270,373 11,968,846 11,078,162 11,216,973 11,432,958 11,278,093 11,237,268 11,290,138 11,357,142 11,591,112 11,721,009 11,758,637 11,775,622 11,968,846 11,809,083 11,955,089 12,108,444 12,071,770 … 0 Total Asset of Financial Sector 101
102 Perbankan Rp Miliar/ Bilions of Rp 5,705,028 6,234,297 6,843,301 7,513,089 8,204,039 8,712,597 8,267,966 8,257,096 8,270,281 8,382,498 8,400,953 8,388,278 8,463,060 8,491,432 8,559,399 8,712,597 9,332,969 8,535,278 8,683,653 8,942,864 8,795,715 8,760,641 8,817,279 8,873,962 9,055,736 9,211,678 9,225,542 9,206,761 9,332,969 9,161,941 9,277,480 9,433,353 9,379,046 ... ... Bank 102
103 Institusi Keuangan Non Bank (IKNB) 6) Rp Miliar/ Bilions of Rp 1,742,031 1,905,811 2,201,897 2,208,694 2,353,739 2,557,776 2,419,352 2,424,360 2,438,533 2,472,191 2,482,798 2,495,993 2,503,387 2,521,807 2,520,594 2,557,776 2,635,877 2,542,884 2,533,320 2,490,094 2,482,378 2,476,627 2,472,860 2,483,180 2,535,375 2,509,330 2,533,095 2,568,861 2,635,877 2,647,142 2,677,609 2,675,091 2,692,724 2,702,642 … Non Bank Financial Institution (NBFI) 6) 103
Keterangan: Note:
- PDB menggunakan Tahun Dasar 2010. Penetapan angka sangat sementara, sementara, dan angka tetap, sesuai dengan publikasi BPS. - GDP by Base Year 2010. Forecast, preliminary, and fixed figures statement refers to BPS publications
- PDB yang digunakan dalam perhitungan rasio menggunakan PDB Harga Berlaku. - GDP as denominator is at current price
- Ekspor yang digunakan dalam perhitungan rasio merupakan ekspor yang terdiri dari ekspor barang, jasa, penerimaan pendapatan primer dan penerimaan jasa sekunder pada Neraca Pembayaran Indonesia. - Export as denominator includes goods, services, income & current transfer based on BOP
1)
Angka terkini merupakan angka proyeksi untuk keseluruhan tahun 2020 berdasarkan WEO April 2020 (Update). Angka proyeksi merupakan angka perkiraan untuk keseluruhan tahun yang dipublikasikan melalui World Economic Outlook IMF tiap April dan Oktober. 1)
Current datum is estimated growth based on World Economic Outlook - IMF period of January 2019 (Update). Estimated growth is estimation for annual growth published by IMF on April and October.
2)
Monetary Authority of Singapore memutuskan menghentikan perhitungan SIBOR 3 bulan sejak Januari 2014. 2)
Monetary Authority of Singapore decided to discontinue calculation of SIBOR 3 M with effect from 1 January 2014
3)
Penggunaan BI 7-Day Repo Rate sebagai suku bunga acuan berlaku mulai tanggal 19 Agustus 2016. Sebelum periode tersebut, suku bunga acuan menggunakan BI Rate. 3)
The BI 7-Day (Reverse) Repo Rate, effective from 19th August 2016. Before 19th August 2016, BI Rate as policy rate
4)
Data IndONIA pada periode 2 Januari 2017 – 31 Juli 2018 adalah data suku bunga rata-rata tertimbang transaksi PUAB overnight, yang dimaknai sama dengan IndONIA. Sejak 2 Januari 2019, benchmark rate JIBOR overnight digantikan dengan indeks suku bunga antarbank untuk jangka waktu overnight di Indonesia atau IndONIA (Indonesia Overnight Index Average). 4)
Historical data of IndONIA from January 2nd, 2017 until July 31st, 2018 are the volume-weighted average of interest rate of rupiah unsecured transactions in Indonesia interbank money market of which could be considered the same as definition of IndONIA. Since January 2nd, 2019, JIB
5)
Rata-rata harian. 5)
Daily Average
6)
Sejak posisi Januari 2017 terdapat perubahan cakupan total Aset IKNB. Cakupan OFC ditambah PT. SMF, PT. Danareksa, PT. PNM, LKM, dan Jasa Penunjang Asuransi dan Reasuransi. Perubahan angka tersebut karena angka PT.Danareksa diganti dengan Reksadana yang sebelumnya digunakan sebagai pendekatan mutual fund. Selain itu, Angka Jasa Penunjang masih menggunakan angka Desember 2016 dan angka Lembaga Keuangan Khusus masih menggunakan angka periode sebelumnya. 6)
Since January 2017, data coverage of asset IKNB has been changed. OFCs' coverage includes PT. Sarana Multigriya Finance, PT. Danareksa/Mutual Funds, PT. Permodalan Nasional Madani, LKM and Insurance Supporting Services. The figures changed due to PT.Danareksa replace R
Sumber: BI, BPS, Kemenkeu, IMF, OJK, dan Bloomberg (diolah) Source: BI, Statistics Indonesia, MoF, IMF, FSA, and Bloomberg (processed)
4
2019 2020 2021
1 Jumlah Bank Umum Unit 119 118 116 115 115 110 114 113 112 112 111 111 110 110 110 110 109 110 110 110 110 110 110 110 110 110 110 110 109 109 107 107 107 … … Number of Commercial Banks 1
4 Jumlah Bank Perkreditan Rakyat Unit 1,643 1,637 1,633 1,619 1,597 1,545 1,586 1,586 1,582 1,581 1,579 1,579 1,578 1,554 1,552 1,545 1,506 1,542 1,542 1,537 1,533 1,533 1,526 1,520 1,517 1,512 1,511 1,509 1,506 1,503 1,500 1,498 1,497 … … Number of Rural Banks 2
5 Aset Bank Umum 5,615,150 6,132,583 6,729,799 7,387,144 8,068,346 8,562,974 8,130,604 8,119,598 8,132,837 8,242,987 8,258,904 8,245,050 8,318,280 8,344,887 8,410,906 8,562,974 9,177,894 8,385,407 8,533,127 8,793,204 8,648,896 8,614,839 8,670,413 8,725,913 8,906,965 9,061,864 9,074,478 9,053,446 9,177,894 9,006,974 9,121,696 9,276,449 9,223,025 … … Commercial Banks Assets 3
6 Aset BPR 89,878 101,713 113,501 125,945 135,693 149,623 137,362 137,497 137,444 139,512 142,048 143,229 144,779 146,545 148,493 149,623 155,075 149,872 150,526 149,659 146,819 145,802 146,866 148,048 148,771 149,814 151,064 153,315 155,075 154,967 155,784 156,905 156,020 … … Rural Banks Assets 4
8 % 76.61 76.59 75.66 77.28 77.71 77.31 77.36 77.30 77.23 77.22 77.19 77.07 77.17 77.10 77.25 77.31 77.98 77.05 77.42 78.22 77.99 77.96 78.10 78.14 78.13 78.59 78.46 78.18 77.98 77.58 77.60 77.91 77.69 … … 5
9 6
10 Komposisi Penyaluran Dana Allocation of Funds 7
11 Penempatan pada BI % 10.40 11.49 10.92 9.76 9.82 9.26 8.66 9.18 8.28 8.35 8.41 8.36 8.56 8.34 8.72 9.26 8.52 8.78 8.46 9.32 8.85 7.91 8.45 9.27 9.23 9.83 7.99 8.44 8.52 7.61 8.09 8.48 8.37 … … Placement at Bank Indonesia 8
12 Penempatan pada Bank Lain % 3.34 3.55 3.15 3.28 2.83 2.96 3.56 3.37 3.06 3.44 3.31 3.09 3.23 3.40 3.15 2.96 2.78 2.96 3.02 2.89 2.68 2.76 2.59 2.67 2.49 2.42 2.70 2.39 2.78 2.54 2.65 2.65 2.67 … … Placement at Other Banks 9
13 Surat Berharga % 11.64 11.07 13.10 14.43 12.06 12.23 13.45 13.10 12.03 12.13 12.73 13.14 12.78 13.07 13.48 12.23 16.12 12.83 12.83 12.18 13.09 13.82 14.39 15.02 15.23 15.28 16.02 16.25 16.12 16.90 17.31 17.12 17.68 … … Marketable Securities 10
14 Kredit yang Diberikan % 67.77 68.56 67.17 66.63 68.60 68.64 67.72 68.09 69.89 69.00 68.70 68.90 68.87 68.46 68.13 68.64 60.98 67.32 66.65 66.72 66.58 66.45 65.31 64.79 63.34 62.11 61.68 61.17 60.98 60.87 60.23 59.88 60.23 … … Extended Credit 11
15 Lainnya % 6.84 5.33 5.66 5.90 6.68 6.91 6.62 6.26 6.75 7.08 6.85 6.50 6.55 6.74 6.53 6.91 11.60 8.11 9.03 8.89 8.80 9.06 9.26 8.25 9.72 10.36 11.61 11.75 11.60 12.09 11.72 11.86 11.06 … … Others 12
16 13
17 Komposisi Portofolio Kewajiban Composition of Liabilities Portfolio to Total Assets 14
18 a.l. Dana Pihak Ketiga % 73.27 71.96 71.87 71.60 69.78 70.05 69.77 69.83 69.73 70.36 70.37 70.49 70.83 70.75 70.72 70.05 72.62 70.86 70.73 70.67 70.85 71.68 72.20 72.29 72.84 73.39 72.95 73.29 72.62 72.94 72.86 73.35 73.71 … … o.w Third Party Funds 15
19 Giro % 15.84 16.10 16.71 16.70 16.30 17.12 16.19 16.45 15.81 17.06 16.82 16.47 17.14 16.83 17.34 17.12 18.38 16.95 17.09 18.32 17.91 17.86 18.32 18.00 18.82 19.59 18.75 19.10 18.38 18.43 19.18 19.94 19.41 … … Demand Deposits 16
20 Tabungan % 22.87 22.76 23.06 23.03 22.62 22.72 21.52 21.52 22.33 22.15 22.13 22.14 22.08 22.07 22.19 22.72 23.68 22.58 22.18 21.97 22.28 22.91 22.87 22.68 22.60 22.63 22.61 23.18 23.68 23.55 23.14 22.99 23.61 … … Saving Accounts 17
21 Deposito % 34.56 33.09 32.11 31.88 30.86 30.22 32.06 31.86 31.59 31.14 31.42 31.88 31.61 31.86 31.18 30.22 30.56 31.33 31.47 30.38 30.67 30.91 31.02 31.60 31.41 31.17 31.60 31.00 30.56 30.96 30.54 30.42 30.69 … … Term Deposits 18
22 Kewajiban kepada Bank Indonesia % 0.04 0.01 0.01 0.02 0.03 0.03 0.02 0.03 0.02 0.01 0.02 0.01 0.01 0.01 0.02 0.03 0.07 0.01 0.02 0.02 0.03 0.03 0.04 0.04 0.04 0.03 0.04 0.07 0.07 0.06 0.07 0.07 0.06 … … Obligations to Bank Indonesia 19
23 Kewajiban kepada Bank Lain % 2.37 2.63 2.50 2.50 2.39 2.31 2.44 2.46 2.35 2.58 2.46 2.21 2.34 2.39 2.29 2.31 1.93 2.27 2.16 2.18 1.96 1.81 1.89 1.86 1.70 1.64 1.64 1.50 1.93 1.67 1.81 1.79 1.76 … … Obligations to Other Banks 20
24 Surat Berharga yang diterbitkan % 0.97 1.07 1.39 1.53 1.43 1.58 1.46 1.57 1.57 1.58 1.55 1.56 1.54 1.51 1.59 1.58 1.36 1.63 1.62 1.56 1.54 1.64 1.57 1.48 1.42 1.41 1.40 1.39 1.36 1.36 1.31 1.31 1.36 … … Marketable Securities Issued 21
25 Pinjaman yang Diterima % 2.60 2.90 2.67 2.69 3.68 3.49 3.70 3.67 3.66 3.48 3.62 3.60 3.31 3.21 3.37 3.49 2.94 3.48 3.42 3.60 3.45 3.44 3.27 3.23 3.19 3.13 3.16 2.97 2.94 2.87 2.81 2.73 2.70 … … Loans received 22
26 23
27 Permodalan Bank Umum Konvensional Capital of Commercial Banks 24
45 Kewajiban Penyediaan Modal Minimum (KPMM) % 19.57 21.39 22.93 23.18 22.97 23.40 23.42 23.21 22.43 22.63 23.19 23.93 23.28 23.54 23.77 23.40 23.89 22.83 22.33 21.67 22.08 22.20 22.55 23.03 23.50 23.52 23.83 24.25 23.89 24.50 24.53 24.04 24.21 … … Minimum Capital Adequacy Ratio (CAR) 25
46 Modal Inti terhadap ATMR % 18.01 19.00 21.19 21.50 21.29 21.86 21.77 21.59 20.83 21.05 21.55 22.15 21.70 21.97 22.20 21.86 22.24 21.20 20.67 19.95 20.33 20.53 20.89 21.36 21.76 21.83 22.06 22.48 22.24 22.85 22.85 22.24 22.43 … … Core Capital to Risk Weighted-Assets 26
47 Modal Inti terhadap Total Modal % 92.05 88.84 92.38 92.73 92.68 93.42 92.96 93.03 92.88 93.00 92.93 92.56 93.18 93.33 93.39 93.42 93.09 92.85 92.59 92.07 92.05 92.51 92.67 92.77 92.60 92.80 92.60 92.71 93.09 93.24 93.15 92.52 92.64 … … Core Capital to Total Capital 27
48 28
49 Permodalan Bank Umum Syariah Capital of Sharia Banks 29
50 Kewajiban Penyediaan Modal Minimum (KPMM) % 15.74 15.02 16.63 17.91 20.39 20.59 20.10 19.61 19.62 19.56 19.72 20.36 20.39 20.53 20.48 20.59 21.64 20.27 20.45 20.36 20.47 20.62 21.20 20.92 20.37 20.41 20.41 21.16 21.64 21.88 24.92 24.45 24.41 … … Minimum Capital Adequacy Ratio (CAR) 30
51 % 4.78 5.19 4.27 4.22 3.04 2.77 3.42 3.58 3.49 3.45 3.43 3.50 3.41 3.09 3.11 2.77 2.65 3.02 2.92 3.07 3.16 2.88 3.18 3.18 3.11 3.02 2.93 2.78 2.65 2.83 2.76 2.79 3.01 … … 31
52 32
53 Rentabilitas Bank Umum Konvensional Profitability of Commercial Banks 33
54 BUKU I Group of Business Acitivies I 34
55 Return On Assets (ROA) % 1.87 1.59 1.43 1.49 1.39 1.17 1.52 0.78 0.97 1.34 1.41 1.13 1.20 1.24 1.17 1.17 -0.38 0.69 0.55 0.51 0.19 0.10 -0.99 -0.73 -0.64 -0.68 -0.19 -2.64 -0.38 - - - - - - Return On Assets (ROA) 35
56 Net Interest Margin (NIM) % 5.82 5.89 6.30 5.50 5.60 4.87 5.20 5.15 5.32 5.33 5.47 5.27 4.88 4.85 4.84 4.87 3.37 4.71 4.74 4.99 4.62 4.70 4.68 4.68 4.65 4.69 4.68 3.50 3.37 - - - - - - Net Interest Margin (NIM) 36
57 Biaya Operasional terhadap Pendapatan Operasional (BOPO) % 85.26 86.36 88.09 87.31 87.90 89.55 86.99 93.51 92.13 88.89 88.21 90.95 89.61 89.33 89.81 89.55 103.91 93.62 95.43 95.53 99.44 100.07 111.02 108.48 106.81 107.47 102.56 127.65 103.91 - - - - - - Operating Expenses towards Operational Revenue 37
58 BUKU II Group of Business Acitivies II 38
59 Return On Assets (ROA) % 2.38 1.48 1.66 1.51 1.54 1.42 1.64 1.33 1.26 1.61 1.55 1.52 1.53 1.49 1.43 1.42 1.31 1.82 1.61 1.47 1.36 1.21 1.35 1.33 1.30 1.26 1.23 1.30 1.31 1.10 1.12 1.21 1.06 … … Return On Assets (ROA) 39
60 Net Interest Margin (NIM) % 3.54 4.71 5.08 5.17 5.08 4.81 4.82 4.81 4.80 4.78 4.78 4.80 4.81 4.80 4.78 4.81 4.57 4.54 4.44 4.67 4.68 4.66 4.62 4.62 4.57 4.54 4.52 4.52 4.57 4.51 4.41 4.50 4.51 … … Net Interest Margin (NIM) 40
61 Biaya Operasional terhadap Pendapatan Operasional (BOPO) % 81.04 89.43 85.38 86.40 86.21 88.32 85.73 88.46 88.92 87.35 86.82 86.86 86.62 86.86 87.26 88.32 91.71 88.60 89.00 93.96 93.95 93.76 92.58 92.45 92.19 92.16 92.04 91.37 91.71 89.21 89.29 89.38 90.30 … … Operating Expenses towards Operational Revenue 41
62 BUKU III Group of Business Acitivies III 42
66 BUKU IV Group of Business Acitivies IV 46
70 Agregat Aggregate 50
71 % 2.85 2.32 2.23 2.45 2.55 2.47 2.60 2.42 2.41 2.51 2.50 2.49 2.48 2.48 2.47 2.47 1.59 2.70 2.49 2.57 2.34 2.06 1.94 1.90 1.90 1.76 1.70 1.64 1.59 2.17 1.97 1.87 1.86 … … Return On Assets (ROA) 51
72 % 4.23 5.39 5.63 5.32 5.14 4.91 4.86 4.87 4.90 4.90 4.90 4.90 4.90 4.90 4.89 4.91 4.45 4.96 4.81 4.31 4.57 4.50 4.46 4.44 4.43 4.41 4.41 4.41 4.45 4.66 4.55 4.62 4.64 … … Net Interest Margin (NIM) 52
76 54
77 55
78 % 0.41 0.49 0.63 0.63 1.28 1.73 1.46 1.52 1.56 1.61 1.62 1.64 1.66 1.65 1.67 1.73 1.40 1.88 1.85 1.86 1.55 1.44 1.40 1.38 1.36 1.36 1.35 1.35 1.40 1.79 2.18 2.06 1.97 … … Return On Assets (ROA) 56
79 % 0.52 0.52 0.68 0.67 1.42 1.91 1.65 1.70 1.75 1.81 1.82 1.82 1.83 1.82 1.85 1.91 1.45 2.03 1.95 1.72 1.48 1.33 1.32 1.33 1.35 1.36 1.37 1.37 1.45 1.90 2.30 2.20 2.13 … … Net Operations Margin (NOM) 57
83 59
84 Risiko Likuiditas Liquidity Risk 60
98 % 89.42 92.11 90.70 90.04 94.78 94.43 94.00 94.25 96.19 94.98 94.48 94.66 94.34 93.96 93.50 94.43 82.54 93.36 92.50 92.55 92.18 90.94 89.10 88.09 85.38 83.46 83.07 82.33 82.54 82.44 81.80 80.93 80.83 81.82 * 81.33 * Loan to Deposit Ratio of Conventional Commercial Banks 61
99 % 52.84 54.01 55.33 55.48 55.77 56.86 54.05 54.37 54.70 55.74 55.35 54.77 55.37 54.97 55.90 56.86 57.92 55.78 55.51 57.01 56.72 56.88 57.04 56.28 56.87 57.53 56.69 57.70 57.92 57.56 58.08 58.52 58.37 58.78 * 59.44 * Current Account Saving Account (CASA) to Third Party Funds 62
103 63
104 Risiko Pasar Market Risk 64
106 Komposisi Surat Berharga Berdasarkan Kategori Pengukuran Composition of Securities by Measurement 65
107 Diukur pada Nilai Wajar % 7.10 8.20 5.62 6.46 4.78 6.97 7.53 7.83 7.85 7.25 8.55 8.56 7.45 7.75 7.93 6.97 7.90 6.84 8.00 6.92 7.36 6.73 7.04 7.03 6.39 6.39 7.13 7.56 7.90 7.73 8.40 7.06 7.71 7.72 … Measured at Fair Value Derived through Income Statement 66
108 i. Diperdagangkan % 6.92 7.79 5.14 5.83 4.70 6.92 7.48 7.78 7.83 7.22 8.49 8.49 7.39 7.58 7.82 6.92 7.83 6.72 7.88 6.87 7.23 6.61 6.99 6.94 6.27 6.34 7.03 7.48 7.83 7.66 8.12 6.99 7.58 7.62 … i. Trading 67
109 ii. Ditetapkan untuk Diukur pada Nilai Wajar % 0.18 0.41 0.48 0.63 0.08 0.05 0.05 0.05 0.03 0.03 0.05 0.07 0.06 0.17 0.11 0.05 0.06 0.12 0.12 0.05 0.14 0.12 0.05 0.09 0.12 0.05 0.10 0.08 0.06 0.07 0.28 0.07 0.13 0.11 … ii. Set to be measured at fair value 68
110 Tersedia untuk Dijual % 60.96 57.70 64.58 68.45 61.67 61.81 62.54 62.97 61.20 62.40 61.57 62.19 63.06 63.13 62.82 61.81 61.29 62.38 60.80 61.82 61.56 62.57 62.60 63.75 64.06 63.75 62.41 62.55 61.29 61.84 61.43 61.84 61.22 60.58 … Available for Sale 69
111 Dimiliki Hingga Jatuh Tempo % 27.82 31.06 27.02 22.01 27.27 25.85 24.86 24.23 25.45 24.81 24.75 24.05 24.39 24.38 24.49 25.85 30.51 27.04 27.88 27.95 28.50 30.48 30.16 29.05 29.39 29.70 30.32 29.60 30.51 30.10 29.84 30.99 30.95 31.57 … Held to Maturity 70
112 Pinjaman yang Diberikan (Piutang) % 4.12 3.04 2.78 3.08 6.28 5.38 5.06 4.96 5.50 5.54 5.13 5.20 5.10 4.73 4.76 5.38 0.30 3.74 3.32 3.31 2.57 0.23 0.20 0.17 0.16 0.16 0.15 0.28 0.30 0.33 0.32 0.11 0.12 0.12 … Loans and receivables 71
113 Komposisi Surat Berharga Berdasarkan Jenis Composition of Marketable Securities by Type 72
114 Surat Berharga Pasar Uang % 36.85 21.13 30.01 32.98 27.42 23.78 26.17 25.05 27.05 26.74 25.76 23.70 23.88 23.46 22.53 23.78 14.06 20.50 20.98 20.60 18.33 16.58 14.82 14.88 12.55 12.67 13.58 13.13 14.06 12.79 13.01 12.79 12.24 12.84 … Money Market Securities 73
115 Sertifikat Bank Indonesia % 17.78 6.06 11.11 1.93 4.27 6.81 9.07 9.00 10.09 10.01 9.97 8.58 8.92 7.96 6.48 6.81 1.28 4.41 4.50 2.51 2.28 2.14 1.75 1.98 1.37 1.07 1.29 1.39 1.28 1.04 1.10 1.29 1.24 1.22 … Certificates of Bank Indonesia 74
116 Sertifikat Deposito Bank Indonesia % 10.31 5.25 8.59 20.13 7.15 3.53 4.43 4.21 4.18 4.39 4.26 4.36 2.85 3.54 3.29 3.53 1.47 2.82 3.21 3.87 3.29 2.94 2.23 2.44 1.78 1.47 1.48 1.32 1.47 1.34 1.27 1.51 1.69 1.46 … Deposit Certificates of Bank Indonesia 75
117 Surat Pembendaharaan Negara % 3.05 4.00 3.65 5.14 6.61 3.77 4.59 4.35 4.67 4.02 2.95 2.42 3.86 3.89 4.12 3.77 3.82 3.70 3.88 4.88 4.79 4.00 3.37 2.99 2.82 3.24 3.49 3.76 3.82 3.70 3.97 3.64 3.60 3.67 … Treasury Bills 76
118 Lainnya % 5.71 5.83 6.66 5.79 9.38 9.67 8.08 7.49 8.11 8.32 8.58 8.35 8.24 8.06 8.64 9.67 7.49 9.56 9.38 9.35 7.97 7.49 7.47 7.47 6.57 6.89 7.32 6.66 7.49 6.70 6.67 6.35 5.71 6.50 … Others 77
119 Surat Berharga Pasar Modal % 62.98 78.85 69.99 67.02 72.58 76.22 73.83 74.95 72.95 73.26 74.24 76.30 76.12 76.54 77.47 76.22 85.94 79.50 79.02 79.40 81.67 83.42 85.18 85.12 87.45 87.33 86.42 86.87 85.94 87.21 86.99 87.21 87.76 87.16 … Capital Market Securities 78
120 Obligasi dalam Rangka Program Rekapitulasi Bank Umum % 15.60 12.51 8.42 6.43 5.68 1.87 2.84 2.81 2.51 2.33 2.57 2.31 2.43 2.38 2.29 1.87 0.09 1.68 1.68 1.69 1.59 1.56 1.49 0.10 0.10 0.10 0.09 0.09 0.09 0.09 0.09 0.09 0.09 0.09 … Recapitalization Bonds 79
121 Obligasi Negara % 22.44 40.14 39.15 40.13 42.70 52.73 50.88 51.46 47.95 49.00 49.97 53.22 52.59 53.69 55.11 52.73 70.84 56.91 56.36 58.04 62.61 64.74 67.35 69.31 71.88 71.62 71.08 72.15 70.84 72.44 72.75 73.22 73.38 72.36 … Government Bonds 80
122 Obligasi Ritel Indonesia % 6.37 8.95 7.88 6.47 5.05 3.41 3.37 3.37 3.72 3.78 3.48 3.26 3.50 2.93 2.92 3.41 3.26 3.15 3.01 2.68 2.21 2.53 2.65 2.59 2.64 2.92 2.57 2.68 3.26 3.23 3.19 3.06 3.50 3.53 … Indonesia Retail Bonds 81
123 Lainnya % 17.65 17.25 14.54 14.00 19.15 18.22 16.74 17.30 18.77 18.15 18.22 17.51 17.60 17.55 17.15 18.22 11.74 17.77 17.97 16.99 15.25 14.59 13.69 13.12 12.84 12.69 12.67 11.95 11.74 11.45 10.96 10.84 10.80 11.18 … Others 82
124 Lain-lain % 0.17 0.02 0.04 0.27 1.69 0.01 0.90 0.86 0.94 0.92 0.36 0.00 0.01 0.01 0.01 0.01 0.12 0.01 0.02 0.03 0.04 0.04 0.02 0.02 0.03 0.06 0.09 0.10 0.12 0.16 0.17 0.19 0.19 0.21 … Others 83
125 Risiko Kredit Credit Risk 84
130 NPL Gross Agregat % 2.16 2.49 2.93 2.59 2.37 2.53 2.51 2.57 2.61 2.50 2.55 2.60 2.66 2.73 2.77 2.53 3.06 2.77 2.79 2.77 2.89 3.00 3.11 3.22 3.22 3.14 3.15 3.18 3.06 3.17 3.21 3.17 3.22 3.31 * 3.20 * Aggregate NPL, Gross 85
131 Berdasarkan Jenis Penggunaan By Type of Use 86
132 Kredit Investasi % 2.35 2.61 3.21 2.63 2.43 2.29 2.35 2.42 2.44 2.16 2.21 2.26 2.56 2.69 2.72 2.29 2.95 2.40 2.39 2.30 2.43 2.47 2.58 2.81 2.80 2.83 2.95 3.15 2.95 2.99 2.98 3.01 3.07 3.14 * 3.00 * Investment 87
133 Kredit Modal Kerja % 2.49 2.99 3.59 3.18 2.82 3.22 3.09 3.16 3.23 3.12 3.20 3.27 3.25 3.36 3.43 3.22 3.92 3.63 3.65 3.60 3.71 3.84 3.96 4.04 4.05 3.95 3.97 3.97 3.92 4.12 4.19 4.09 4.15 4.23 * 4.10 * Working Capital 88
134 Kredit Konsumsi % 1.41 1.50 1.53 1.58 1.54 1.60 1.71 1.75 1.74 1.77 1.77 1.79 1.75 1.73 1.74 1.60 1.79 1.74 1.79 1.85 2.00 2.14 2.22 2.29 2.26 2.14 2.03 1.93 1.79 1.85 1.89 1.85 1.89 1.96 * 1.91 * Consumption 89
138 Berdasarkan 10 Lapangan Usaha Utama By 10 Main Sector of Loan Recipients 90
139 Sektor Perdagangan Besar dan Eceran % 3.18 3.53 4.25 4.08 3.62 3.45 3.78 3.73 3.92 3.74 3.88 3.94 3.86 3.92 3.98 3.45 4.43 3.95 3.99 4.01 4.19 4.29 4.59 4.73 4.76 4.58 4.58 4.56 4.43 4.68 4.71 4.52 4.58 4.63 * 4.33 * Wholesale and Retail Sector 91
140 Sektor Industri Pengolahan % 1.86 2.50 3.44 2.70 2.53 3.88 2.78 2.98 3.04 2.87 2.93 3.08 3.65 4.12 4.19 3.88 4.58 4.21 4.22 4.05 4.17 4.39 4.57 4.62 4.66 4.53 4.56 4.65 4.58 4.79 4.88 4.73 4.71 5.35 * 5.32 * Manufacturing Sector 92
141 Sektor Pertanian, Perburuan, dan Kehutanan % 1.80 1.90 2.21 1.36 1.32 1.53 1.34 1.42 1.42 1.32 1.33 1.32 1.46 1.47 1.45 1.53 1.94 1.74 1.70 1.44 1.51 1.49 1.77 1.82 1.87 2.02 2.00 2.01 1.94 1.83 1.77 1.78 1.82 2.08 * 2.13 * Agriculture, Hunting and Forestry Sector 93
142 Sektor Transportasi, Pergudangan dan Komunikasi % 3.21 3.84 4.83 3.74 2.68 1.64 2.35 2.39 2.22 2.07 2.10 2.12 2.16 2.13 2.09 1.64 2.16 1.72 1.73 2.19 2.25 2.12 2.05 2.01 2.03 2.06 2.01 2.10 2.16 2.26 2.02 2.49 2.56 2.48 * 2.41 * Transportation, Storage and Communication Sector 94
143 Sektor Perantara Keuangan % 0.94 0.64 1.25 0.77 1.17 0.50 1.21 1.18 1.09 1.29 1.46 1.46 1.30 0.77 0.85 0.50 0.50 0.67 0.64 0.59 0.60 0.49 0.48 0.50 0.52 0.53 0.57 0.64 0.50 0.49 0.51 1.05 1.09 0.78 * 0.74 * Financial Intermediary Sector 95
144 Sektor Real Estate, Usaha Persewaan dan Jasa Perusahaan % 2.05 2.61 2.60 2.47 1.86 2.30 1.82 1.92 2.19 2.01 1.95 2.24 2.03 2.01 2.28 2.30 3.10 2.66 2.68 2.65 2.80 2.34 2.45 2.77 2.65 2.57 2.97 3.26 3.10 3.25 3.28 3.31 3.47 3.62 * 3.53 * Real Estate, Leasing and Business Services Sector 96
145 Sektor Konstruksi % 4.61 4.05 3.86 3.67 3.14 3.55 3.67 3.86 3.79 3.67 3.71 3.58 3.55 3.66 3.78 3.55 3.45 3.82 3.81 3.83 3.93 3.91 3.84 3.90 3.78 3.69 3.70 3.62 3.45 3.61 3.68 3.48 3.60 3.60 * 3.52 * Construction, Mining and Quarrying Sector 97
146 Sektor Listrik, Gas dan Air % 1.91 2.30 1.64 1.08 1.33 0.89 1.03 0.95 0.89 0.86 0.94 0.95 0.94 0.94 0.98 0.89 1.24 0.92 0.92 0.94 0.91 0.88 0.81 0.86 0.91 1.06 1.10 1.11 1.24 1.29 1.30 1.26 1.28 1.26 * 1.19 * Electricity, Gas and Water Sector 98
147 Sektor Penyediaan Akomodasi dan Penyediaan Makan Minum % 1.44 2.29 2.71 4.33 5.53 5.56 6.12 5.92 6.18 5.82 5.83 6.07 6.07 5.86 5.83 5.56 5.39 5.90 5.66 5.05 5.67 6.21 5.89 6.29 6.37 6.32 6.36 6.25 5.39 5.42 5.93 5.99 6.04 6.00 * 5.78 * Accomodation, Food and Beverages Services 99
149 Berdasarkan Bukan Lapangan Usaha By Non-Economic Sector 100
150 a.l Rumah Tangga % 1.48 1.55 1.59 1.65 1.59 1.68 1.76 1.81 1.80 1.84 1.84 1.88 1.85 1.83 1.84 1.68 1.87 1.84 1.89 1.96 2.11 2.25 2.32 2.36 2.32 2.20 2.10 2.01 1.87 1.95 1.99 1.95 2.00 2.07 * 2.02 * o/w Household 101
151 Berdasarkan Wilayah By Regions 102
152 a.l Sumatra % 2.70 2.81 2.69 2.63 2.47 2.79 2.74 2.84 2.95 2.90 3.07 3.06 2.99 2.96 2.86 2.79 2.99 3.09 3.11 3.09 3.27 3.28 3.43 3.44 3.40 3.35 3.33 3.24 2.99 2.99 2.91 3.05 3.07 3.03 * 2.97 * o/w Sumatra 103
153 Jawa % 2.01 2.36 2.96 2.51 2.32 2.51 2.44 2.49 2.51 2.41 2.45 2.51 2.53 2.63 2.79 2.51 3.21 2.77 2.81 2.79 2.89 3.04 3.15 3.31 3.32 3.24 3.26 3.30 3.21 3.35 3.42 3.36 3.41 3.53 * 3.42 * Jawa 104
154 Bali & Nusa Tenggara % 1.20 1.98 2.03 2.40 2.11 2.18 2.43 2.49 2.56 2.48 2.52 2.49 2.47 2.37 2.35 2.18 1.83 2.27 2.23 2.15 2.24 2.20 2.20 2.18 2.08 2.05 2.04 1.97 1.83 1.86 1.85 1.74 1.83 1.87 * 1.74 * Bali & Nusa Tenggara 105
155 Kalimantan % 2.97 3.83 4.44 3.72 3.16 2.76 3.25 3.33 3.55 2.89 2.93 2.98 2.89 2.89 2.81 2.76 3.07 3.04 2.94 2.99 3.46 3.54 3.59 3.70 3.68 3.51 3.47 3.50 3.07 3.22 3.17 3.11 3.24 3.40 * 3.20 * Kalimantan 106
156 Sulawesi % 2.93 2.99 2.58 3.15 3.00 3.05 3.26 3.35 3.35 3.30 3.35 3.35 4.75 4.73 3.30 3.05 2.52 3.04 2.99 2.97 3.03 3.00 3.04 2.92 2.78 2.76 2.74 2.72 2.52 2.69 2.74 2.70 2.82 2.76 * 2.63 * Sulawesi 107
157 Maluku & Papua % 3.68 4.13 3.57 4.33 2.27 2.04 2.51 2.52 2.65 2.68 2.65 2.69 2.64 2.62 2.55 2.04 1.92 2.24 2.20 2.12 2.22 2.33 2.42 2.27 2.17 2.10 2.13 2.09 1.92 2.18 2.21 2.12 2.17 2.22 * 2.17 * Maluku & Papua 108
158 Berdasarkan Golongan Debitur By Type of Debtor 109
160 Pemerintah % 0.01 0.00 0.00 0.00 0.01 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.01 0.01 0.08 0.01 0.02 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.01 0.02 0.02 0.01 0.01 0.00 0.00 … Government 110
161 Swasta % 2.15 2.47 2.92 2.70 2.63 2.51 2.51 2.57 2.61 2.50 2.54 2.59 2.64 2.71 2.69 2.51 3.04 2.75 2.78 2.85 2.88 2.88 3.09 3.21 3.20 3.13 3.14 3.16 3.04 3.14 3.19 3.15 3.21 3.34 … Private 111
162 Institusi Keuangan Non Bank % 0.06 0.03 0.06 0.03 1.10 0.03 0.04 0.04 0.04 0.04 0.05 0.05 0.04 0.04 0.05 0.03 0.03 0.04 0.04 0.04 0.04 0.04 0.03 0.03 0.04 0.04 0.04 0.04 0.03 0.03 0.03 0.05 0.05 0.05 … Non-Bank Financial Institutions (NBFI) 112
163 Bukan Lembaga Keuangan % 1.10 1.36 1.81 1.60 3.19 1.42 1.38 1.40 1.43 1.34 1.36 1.40 1.40 1.47 1.51 1.42 1.83 1.54 1.52 1.56 1.57 1.57 1.72 1.84 1.84 1.81 1.84 1.86 1.83 1.87 1.87 1.84 1.85 1.96 … Non-Financial Institutions 113
164 Perseorangan % 0.98 1.09 1.05 1.06 2.23 1.06 1.08 1.13 1.14 1.11 1.14 1.14 1.19 1.20 1.13 1.06 1.18 1.18 1.22 1.25 1.27 1.27 1.34 1.33 1.32 1.28 1.26 1.26 1.18 1.24 1.28 1.26 1.31 1.33 … Individuals 114
165 Lainnya % 0.01 0.01 0.01 0.01 0.91 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 … Others 115
166 116
167 a.l. Sektor Konstruksi % 0.00 0.00 0.00 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - o/w Construction Sector 117
168 Sektor Jasa-jasa Dunia Usaha % 0.04 0.08 0.08 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Business Services Sector 118
169 Sektor Jasa-jasa Sosial Masyarakat % 0.01 0.29 0.02 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Social Services Sector 119
170 100 Largest Corporate Debtors 120
171 Sektor Perdagangan, Hotel, dan Restoran % 3.24 3.26 8.13 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Trade, Hotel and Restaurant Sector 121
172 Sektor Perindustrian % 0.00 0.70 2.60 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Industrial Sector 122
173 Sektor Jasa Dunia Usaha % 0.00 1.00 1.16 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Business Services Sector 123
174 Sektor Pertanian, Perburuan dan Sarana Pertanian % 0.53 0.00 0.00 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Agriculture, Hunting and Forestry 124
175 Sektor Pengangkutan, Pergudangan dan Komunikasi % 0.46 2.69 4.32 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Transportation, Storage and Communication Sector 125
176 Sektor Jasa-jasa Sosial Masyarakat % 3.87 7.30 5.14 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Social Services Sector 126
177 Sektor Konstruksi % 0.45 0.28 1.47 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Construction Sector 127
178 Sektor Pertambangan % 2.14 2.89 6.56 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Mining Sector 128
179 Sektor Listrik, Gas dan Air % 2.18 3.03 2.35 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Electricity, Gas and Water Sector 129
180 LQ 45 Companies (by 18 Main Sectors) 130
181 a.l. Sektor Perdagangan Besar dan Eceran % - - - 0.00 0.01 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 … … o/w Wholesale and Retail Sector 131
182 Sektor Real Estate, Usaha Persewaan, dan Jasa Perusahaan % - - - 0.03 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 … … Real Estate, Leasing and Business Services Sector 132
183 Kegiatan yang Belum Jelas Batasannya % - - - 94.85 0.09 0.08 0.08 0.08 0.21 0.11 0.00 0.00 0.00 0.07 0.08 0.08 2.25 0.12 0.00 0.00 0.00 0.07 0.00 0.58 0.32 0.30 0.23 0.17 2.25 2.33 1.44 1.49 1.55 … … Activities without Clear Category 133
184 Pertanian, Perburuan, dan Kehutanan % - - - 0.00 0.00 - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 - 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 … … Agricultures, Hunting, and Forestry Sector 134
185 100 Largest Corporate Debtors 135
187 Pertanian, Perburuan dan Kehutanan % - - - 0.00 0.51 1.40 0.49 0.48 0.46 0.50 0.49 0.49 0.49 0.88 0.89 1.40 1.81 1.36 0.56 0.00 1.27 1.25 1.74 1.78 1.78 1.28 1.79 1.80 1.81 0.53 0.51 0.52 0.52 … … Agriculture, Hunting and Forestry Sector 136
188 Perikanan % - - - 4.50 9.33 17.36 18.76 19.20 17.31 14.68 15.31 11.39 9.90 17.73 17.87 17.36 13.25 19.88 10.43 11.56 19.86 21.60 21.86 21.74 21.44 12.34 12.40 12.49 13.25 12.67 12.79 12.82 14.00 … … Fishery Sector 137
189 Pertambangan dan Penggalian % - - - 6.62 6.72 10.17 8.23 8.44 7.97 5.91 4.41 2.61 1.80 9.33 10.15 10.17 6.76 3.97 2.89 4.60 4.19 5.04 4.36 4.91 4.60 4.83 5.07 6.50 6.76 6.56 6.65 6.81 6.84 … … Mining and Quarrying Sector 138
190 Industri Pengolahan % - - - 0.75 0.84 6.03 0.92 1.48 5.37 1.43 1.35 2.06 3.64 6.12 7.18 6.03 5.13 6.77 5.29 4.50 5.82 5.84 6.13 6.23 6.68 5.85 5.88 5.45 5.13 5.31 5.26 5.24 5.49 … … Manufacturing Sector 139
191 Listrik, Gas dan Air % - - - 0.92 2.84 2.02 1.91 1.87 1.56 1.32 1.39 0.91 0.61 1.88 2.04 2.02 1.06 0.88 0.67 0.86 0.68 0.66 0.65 0.75 0.77 0.86 0.95 0.95 1.06 0.83 1.09 1.14 1.13 … … Electricity, Gas and Water Sector 140
192 Konstruksi % - - - 1.39 2.94 2.51 2.39 2.33 1.91 2.06 1.61 1.49 1.18 2.28 2.51 2.51 0.27 0.00 0.33 0.37 0.31 0.30 0.29 0.28 0.29 0.28 0.28 0.28 0.27 0.27 0.27 0.27 0.27 … … Construction Sector 141
193 Perdagangan Besar dan Eceran % - - - 5.18 6.36 9.12 6.72 6.88 5.68 5.30 5.82 2.84 2.55 8.69 9.11 9.12 5.45 2.98 2.36 3.55 2.94 3.42 4.58 5.88 6.02 5.10 5.06 5.11 5.45 5.67 5.22 4.67 4.66 … … Wholesale and Retail Sector 142
194 Penyediaan Akomodasi dan Makan Minum % - - - 5.93 9.45 10.02 9.14 9.06 9.50 9.74 9.98 11.08 10.75 10.49 10.31 10.02 6.60 8.15 7.10 6.51 6.92 8.59 7.95 8.65 8.54 8.36 8.28 8.17 6.60 6.55 7.92 7.77 7.80 … … Provision of Accomodation and Water Supply Sector 143
195 Transportasi, Pergudangan, dan Komunikasi % - - - 2.50 3.45 5.27 3.85 3.72 3.54 2.98 3.01 1.42 0.93 5.29 5.18 5.27 1.51 0.79 0.43 1.44 1.55 1.13 1.09 1.06 1.07 1.48 1.25 1.20 1.51 1.52 1.49 1.90 2.13 … … Transportation, Storage and Communication Sector 144
196 Perantara Keuangan % - - - 0.17 1.10 1.80 1.88 1.37 1.34 1.39 1.22 1.34 0.77 1.96 2.00 1.80 0.36 0.65 0.25 0.21 0.46 0.24 0.25 0.26 0.26 0.28 0.27 0.33 0.36 0.36 0.38 0.57 0.86 … … Financial Intermediary Sector 145
197 Real Estate, Usaha Persewaan, dan Jasa Perusahaan % - - - 0.84 0.65 2.68 1.04 2.43 0.91 0.98 0.61 0.67 0.57 1.71 1.75 2.68 1.17 1.20 1.54 2.14 1.51 0.36 0.36 0.85 0.49 0.49 1.19 1.18 1.17 1.17 1.15 1.16 1.59 … … Real Estate, Leasing and Business Services Sector 146
198 Administrasi Pemerintahan, Pertahanan dan Jaminan Sosial Wajib % - - - 0.08 0.21 0.24 0.23 0.24 0.19 0.29 0.28 0.00 0.00 0.29 0.28 0.24 0.13 0.04 0.03 0.00 0.01 0.01 0.02 0.02 0.19 0.29 0.45 0.53 0.13 0.13 0.14 0.13 0.10 … … General Government, Defense and Mandatory Social Secu 147
199 Jasa Pendidikan % - - - 1.10 0.42 1.16 0.39 0.04 0.03 0.03 0.03 1.68 0.03 0.82 1.08 1.16 1.65 0.43 0.42 0.48 1.13 1.87 0.72 2.14 2.14 2.14 2.12 1.77 1.65 1.70 1.68 1.69 1.69 … … Education Services Sector 148
200 Jasa Kesehatan dan Kegiatan Sosial % - - - 2.23 2.04 1.56 2.02 2.13 1.80 1.95 1.85 1.59 1.57 2.06 2.04 1.56 1.45 1.16 1.04 1.41 1.04 1.04 1.51 1.51 1.49 1.47 1.33 1.41 1.45 0.12 0.62 0.61 0.66 … … Healthcare Services and Social Activities Sector 149
201 % - - - 0.51 4.29 3.83 3.29 5.95 2.85 2.96 3.88 1.17 1.03 6.27 6.23 3.83 2.94 0.00 0.00 0.00 0.22 0.99 0.85 0.82 1.45 0.88 1.60 3.12 2.94 2.94 2.83 2.01 1.99 … … Social Services, Socio-cultural, Entertainment Services a 150
202 Jasa Perorangan yang Melayani Rumah Tangga % - - - 2.01 19.63 22.80 19.88 17.41 18.56 18.64 21.69 7.15 10.08 28.71 27.14 22.80 0.29 5.09 3.66 3.20 3.14 2.00 1.38 1.52 1.58 1.82 1.84 1.95 0.29 0.30 1.18 1.12 2.36 … … Other Personal Service Activities 151
203 Badan Internasional dan Badan Ekstra Internasional Lainnya % - - - 38.07 2.74 3.39 0.17 0.17 0.41 0.41 1.57 0.08 0.07 9.04 8.92 3.39 0.01 0.01 0.01 0.00 0.0
5
244 SBN 25,444 30,816 28,325 38,664 28,216 47,289 50,341 49,280 41,865 35,955 46,479 55,619 46,881 49,115 59,671 47,289 92,122 45,422 50,984 52,346 63,364 59,318 66,608 63,619 60,926 66,872 74,496 82,409 92,122 92,118 106,479 88,772 100,293 96,220 … Government Securities (SBN) 179
245 Korporasi 17,102 20,142 11,690 21,924 12,228 13,601 12,233 15,137 13,521 16,670 19,714 15,726 12,566 15,823 15,208 13,601 17,980 19,922 25,847 17,542 15,241 15,133 17,343 21,834 19,714 16,694 21,524 21,137 17,980 20,451 17,946 15,710 15,791 17,066 … Corporate Bonds 180
246 Available For Sale (AFS) 315,833 352,187 480,491 693,878 557,494 581,353 605,280 590,251 519,288 546,599 566,830 605,595 600,843 622,988 652,181 581,353 888,435 635,696 630,502 637,762 672,779 722,489 764,827 814,530 851,133 869,857 892,069 905,784 888,435 927,418 958,106 972,663 986,858 957,663 … Available For Sale (AFS) 181
247 SBN 181,723 254,791 323,660 404,298 359,019 409,936 427,944 418,671 350,733 375,008 387,877 425,675 436,444 449,125 479,848 409,936 736,973 467,022 461,233 471,833 514,443 564,706 617,706 662,588 703,660 719,811 735,831 754,680 736,973 780,619 810,893 822,527 833,501 805,673 … Government Securities (SBN) 182
248 Korporasi 134,109 97,396 156,831 289,580 198,475 171,416 177,336 171,580 168,556 171,591 178,953 179,920 164,399 173,863 172,333 171,416 151,463 168,674 169,270 165,929 158,337 157,783 147,121 151,942 147,474 150,046 156,238 151,104 151,463 146,798 147,213 150,136 153,356 151,990 … Corporate Bonds 183
252 184
253 Komposisi Surat Berharga Berdasarkan Kategori Pengukuran 636,590 660,828 859,722 1,034,992 942,172 1,012,695 1,062,435 1,031,632 943,302 971,890 1,021,651 1,054,186 1,035,718 1,061,903 1,104,095 1,012,695 1,466,904 1,061,093 1,078,838 1,055,596 1,115,974 1,175,067 1,237,921 1,299,935 1,344,754 1,377,859 1,442,615 1,465,624 1,466,904 1,515,811 1,575,724 1,589,155 1,627,141 1,592,122 … Composition of Securities by Measurement 185
254 Diukur pada Nilai Wajar Melalui Laporan Laba/Rugi 45,220 54,189 48,282 66,877 45,000 70,562 80,019 80,824 74,087 70,462 87,313 90,257 77,139 82,319 87,593 70,562 115,831 72,558 86,301 73,025 82,173 79,077 87,180 91,337 85,908 87,994 102,788 110,843 115,831 117,177 132,434 112,176 125,467 122,984 … Measured by Fair Value Via Income Statement 186
255 i. Diperdagangkan 44,068 51,447 44,174 60,342 44,273 70,085 79,461 80,276 73,830 70,185 86,763 89,521 76,518 80,501 86,337 70,085 114,900 71,254 84,993 72,532 80,664 77,690 86,523 90,205 84,358 87,369 101,370 109,650 114,900 116,065 127,960 111,013 123,302 121,293 … i. Trading 187
256 ii. Ditetapkan untuk Diukur pada Nilai Wajar 1,153 2,742 4,108 6,535 727 477 558 548 257 277 550 736 621 1,819 1,256 477 931 1,304 1,308 494 1,509 1,386 657 1,133 1,550 625 1,418 1,193 931 1,112 4,474 1,163 2,165 1,692 … ii. Set to be measured at fair value 188
257 Tersedia untuk Dijual 388,041 381,283 555,215 708,419 581,060 625,904 664,447 649,649 577,277 606,471 629,006 655,588 653,137 670,414 693,631 625,904 899,120 661,913 655,936 652,583 687,019 735,190 774,956 828,726 861,447 878,417 900,272 916,812 899,120 937,444 967,959 982,714 996,063 964,546 … Available for Sale 189
258 Dimiliki Hingga Jatuh Tempo 177,126 205,238 232,285 227,842 256,976 261,742 264,173 249,994 240,045 241,118 252,880 253,574 252,602 258,912 270,365 261,742 447,591 286,930 300,766 295,001 318,058 358,143 373,332 377,636 395,253 409,195 437,441 433,836 447,591 456,211 470,215 492,475 503,666 502,623 … Held to Maturity 190
259 Pinjaman yang Diberikan (Piutang) 26,203 20,118 23,941 31,853 59,136 54,487 53,796 51,164 51,893 53,838 52,452 54,767 52,840 50,258 52,507 54,487 4,362 39,692 35,836 34,987 28,723 2,657 2,453 2,235 2,147 2,253 2,114 4,133 4,362 4,979 5,115 1,790 1,944 1,968 … Loans and Receivables 191
260 Komposisi Surat Berharga Berdasarkan Jenis 636,590 660,828 859,389 1,032,235 926,522 1,012,576 1,052,979 1,022,790 934,511 963,043 1,018,034 1,054,186 1,035,598 1,061,783 1,103,976 1,012,576 1,465,103 1,060,972 1,078,670 1,055,287 1,115,537 1,174,655 1,237,643 1,299,676 1,344,379 1,377,063 1,441,332 1,464,222 1,465,103 1,513,420 1,573,016 1,586,171 1,624,031 1,588,860 … Composition of Securities by Type 192
261 Surat Berharga Pasar Uang 234,556 139,652 257,869 340,449 254,036 240,799 275,594 256,216 252,818 257,545 262,214 249,869 247,277 249,064 248,704 240,799 206,012 217,464 226,263 217,412 204,523 194,743 183,389 193,410 168,668 174,522 195,783 192,290 206,012 193,589 204,674 202,936 198,738 204,014 … Money Market Securities 193
262 Sertifikat Bank Indonesia 113,155 40,017 95,485 19,901 39,573 68,974 95,457 92,043 94,282 96,393 101,481 90,409 92,395 84,561 71,554 68,974 18,785 46,841 48,588 26,483 25,435 25,111 21,704 25,780 18,484 14,779 18,579 20,351 18,785 15,754 17,279 20,453 20,160 19,350 … Certificates of Bank Indonesia 194
263 Sertifikat Deposito Bank Indonesia 65,608 34,677 73,805 207,766 66,278 35,722 46,661 43,068 39,066 42,310 43,414 45,950 29,531 37,591 36,272 35,722 21,574 29,874 34,655 40,823 36,728 34,592 27,551 31,708 23,898 20,258 21,385 19,360 21,574 20,342 19,939 24,027 27,474 23,170 … Deposit Certificates of Bank Indonesia 195
264 Surat Pembendaharaan Negara 19,418 26,443 31,386 53,056 61,245 38,212 48,381 44,468 43,672 38,714 29,997 25,510 39,975 41,281 45,452 38,212 55,922 39,292 41,817 51,464 53,433 47,038 41,653 38,859 37,894 44,664 50,330 55,033 55,922 56,025 62,488 57,806 58,433 58,240 … Treasury Bills 196
265 Lainnya 36,374 38,515 57,193 59,727 86,939 97,890 85,095 76,637 75,797 80,127 87,323 88,000 85,375 85,631 95,426 97,890 109,731 101,458 101,203 98,643 88,927 88,001 92,481 97,063 88,392 94,821 105,489 97,546 109,731 101,468 104,968 100,650 92,671 103,254 … Others 197
266 Surat Berharga Pasar Modal 400,900 521,061 601,519 691,786 672,487 771,777 777,385 766,575 681,693 705,498 755,820 804,317 788,322 812,719 855,272 771,777 1,259,091 843,507 852,407 837,874 911,014 979,912 1,054,254 1,106,265 1,175,711 1,202,541 1,245,548 1,271,932 1,259,091 1,319,831 1,368,341 1,383,235 1,425,293 1,384,846 … Capital Market Securities 198
267 Obligasi dalam Rangka Program Rekapitulasi Bank Umum 99,303 82,677 72,396 66,358 52,672 18,904 29,895 28,758 23,425 22,419 26,144 24,304 25,169 25,218 25,278 18,904 1,379 17,830 18,144 17,811 17,712 18,280 18,429 1,317 1,319 1,316 1,361 1,388 1,379 1,374 1,361 1,354 1,432 1,435 … Recapitalization Bonds 199
268 Obligasi Negara 142,848 265,261 336,444 414,191 395,612 533,896 535,743 526,328 448,122 471,906 508,753 560,994 544,627 570,033 608,376 533,896 1,037,881 603,775 607,988 612,468 698,483 760,515 833,538 900,784 966,289 986,278 1,024,462 1,056,409 1,037,881 1,096,336 1,144,352 1,161,402 1,191,687 1,149,736 … Government Bonds 200
269 Obligasi Negara 42,102 59,147 67,717 66,764 46,799 34,501 35,468 34,512 34,745 36,412 35,402 34,399 36,287 31,152 32,276 34,501 47,825 33,417 32,492 28,317 24,707 29,717 32,802 33,633 35,494 40,234 37,098 39,172 47,825 48,895 50,214 48,608 56,834 56,008 … Indonesia Retail Bonds 201
270 Lainnya 116,646 113,976 124,963 144,473 177,403 184,476 176,280 176,977 175,401 174,761 185,520 184,620 182,239 186,316 189,342 184,476 172,005 188,485 193,783 179,279 170,111 171,399 169,486 170,531 172,609 174,713 182,627 174,963 172,005 173,225 172,414 171,871 175,340 177,667 … Others 202
271 Lain-lain 1,134 114 334 2,757 15,650 120 9,456 8,841 8,791 8,847 3,617 0 120 120 120 120 1,801 121 168 309 438 412 278 259 375 795 1,283 1,403 1,801 2,392 2,708 2,984 3,110 3,262 … Others 203
272 204
273 Kredit yang Diberikan Loans 205
274 Total Kredit yang Diberikan 3,706,501 4,092,104 4,413,414 4,781,959 5,358,012 5,683,757 5,350,336 5,363,823 5,479,484 5,528,589 5,511,985 5,525,792 5,580,714 5,561,328 5,582,019 5,683,757 5,547,618 5,567,040 5,603,979 5,781,564 5,676,052 5,651,483 5,617,711 5,607,297 5,594,105 5,602,034 5,553,639 5,516,904 5,547,618 5,460,998 5,482,054 5,556,955 5,543,358 5,575,627 * 5,644,857 * Total Loans 206
275 Berdasarkan Jenis Valuta 3,706,501 4,092,104 4,413,414 4,781,959 5,358,012 5,683,757 5,350,336 5,363,823 5,479,484 5,528,589 5,511,985 5,525,792 5,580,714 5,561,328 5,582,019 5,683,757 5,547,618 5,567,040 5,603,979 5,781,564 5,676,052 5,651,483 5,617,711 5,607,297 5,594,105 5,602,034 5,553,639 5,516,904 5,547,618 5,460,998 5,482,054 5,556,955 5,543,358 5,575,627 * 5,644,857 * By Type of Currency 207
276 Rupiah 3,077,064 3,444,623 3,759,592 4,072,161 4,535,707 4,878,763 4,528,066 4,560,499 4,663,635 4,704,707 4,695,882 4,709,659 4,772,237 4,772,660 4,792,427 4,878,763 4,776,163 4,777,757 4,777,418 4,823,484 4,813,791 4,798,995 4,788,531 4,761,530 4,749,179 4,759,424 4,745,332 4,745,775 4,776,163 4,703,463 4,713,074 4,762,732 4,765,091 4,792,250 * 4,841,451 * Rupiah 208
277 Valas 629,436 647,481 653,822 709,798 822,305 804,994 822,270 803,324 815,849 823,883 816,103 816,132 808,477 788,668 789,591 804,994 771,455 789,283 826,562 958,080 862,261 852,488 829,181 845,767 844,926 842,611 808,307 771,129 771,455 757,535 768,980 794,222 778,267 783,378 * 803,406 * Foreign Reserves 209
278 Kepada Bank Lain 32,192 34,200 36,220 43,987 63,130 66,766 59,105 57,855 60,831 60,944 59,472 60,822 56,524 55,168 57,839 66,766 66,058 64,229 65,829 69,524 66,069 65,554 68,473 71,131 72,239 71,440 73,368 69,414 66,058 63,875 62,909 60,535 61,187 61,227 * 63,068 * To Other Bank 210
279 Kepada Pihak Ketiga 3,674,308 4,057,904 4,377,195 4,737,972 5,294,882 5,616,992 5,291,231 5,305,967 5,418,653 5,467,646 5,452,514 5,464,970 5,524,190 5,506,161 5,524,180 5,616,992 5,481,560 5,502,812 5,538,150 5,712,040 5,609,983 5,585,929 5,549,239 5,536,166 5,521,867 5,530,594 5,480,271 5,447,491 5,481,560 5,397,123 5,419,145 5,496,419 5,482,170 5,514,400 * 5,581,789 * To Third Party 211
280 Berdasarkan Jenis Penggunaan 3,674,308 4,057,904 4,377,195 4,737,972 5,294,882 5,616,992 5,291,231 5,305,967 5,418,653 5,467,646 5,452,514 5,464,970 5,524,190 5,506,161 5,524,180 5,616,992 5,481,560 5,502,812 5,538,150 5,712,040 5,609,983 5,585,929 5,549,239 5,536,166 5,521,867 5,530,594 5,480,271 5,447,491 5,481,560 5,397,123 5,419,145 5,496,419 5,482,170 5,514,400 * 5,581,789 * By Type of Use 212
281 Kredit Investasi 903,194 1,035,889 1,125,467 1,179,761 1,308,747 1,481,226 1,355,509 1,372,533 1,406,013 1,404,000 1,411,211 1,424,155 1,429,921 1,434,655 1,447,226 1,481,226 1,468,687 1,471,984 1,481,653 1,540,560 1,497,154 1,501,989 1,482,827 1,494,821 1,489,154 1,487,495 1,462,872 1,455,503 1,468,687 1,461,514 1,463,207 1,473,734 1,460,647 1,459,404 * 1,476,705 * Investment Credit 213
282 Kredit Modal Kerja 1,757,449 1,916,256 2,049,098 2,222,809 2,512,476 2,576,497 2,448,237 2,441,113 2,508,642 2,561,030 2,532,525 2,526,839 2,567,513 2,536,346 2,534,003 2,576,497 2,465,419 2,473,086 2,492,500 2,603,316 2,559,281 2,546,101 2,528,907 2,510,706 2,502,891 2,504,927 2,480,867 2,451,565 2,465,419 2,393,802 2,411,247 2,471,661 2,463,098 2,496,242 * 2,537,492 * Working Capital Credit 214
283 Kredit Konsumsi 1,013,666 1,105,759 1,202,630 1,335,402 1,473,659 1,559,269 1,487,484 1,492,321 1,503,999 1,502,616 1,508,778 1,513,976 1,526,756 1,535,159 1,542,951 1,559,269 1,547,454 1,557,742 1,563,997 1,568,164 1,553,548 1,537,838 1,537,506 1,530,639 1,529,822 1,538,172 1,536,532 1,540,423 1,547,454 1,541,807 1,544,691 1,551,024 1,558,425 1,558,754 * 1,567,592 * Consumption Credit 215
284 Berdasarkan 10 Lapangan Usaha Utama 2,395,088 2,692,729 2,926,323 3,148,628 3,526,026 3,744,145 3,506,742 3,522,487 3,618,152 3,666,888 3,644,900 3,650,817 3,700,223 3,669,739 3,682,836 3,744,145 3,625,417 3,637,338 3,664,675 3,814,962 3,739,166 3,726,805 3,688,124 3,673,731 3,655,672 3,666,471 3,624,898 3,597,873 3,625,417 3,546,863 3,562,970 3,632,440 3,612,247 3,638,173 * 3,686,122 * By 10 Main Sector Loan Recipients (Excludes Household) 216
285 Sektor Perdagangan Besar dan Eceran 716,733 792,503 841,384 885,454 975,995 1,006,069 972,700 981,744 987,292 999,851 992,997 987,028 1,002,342 997,224 994,104 1,006,069 942,188 975,541 974,243 999,463 972,219 960,548 947,590 939,542 938,110 940,905 941,240 936,117 942,188 920,781 924,307 940,703 941,945 941,555 * 953,558 * Wholesale and Retail Sector 217
286 Sektor Industri Pengolahan 660,536 760,048 781,765 824,109 899,088 931,727 868,891 867,740 885,407 902,052 901,643 909,124 917,459 900,067 903,943 931,727 893,642 891,896 904,083 961,569 931,054 933,269 913,107 916,574 910,487 916,260 897,899 881,020 893,642 865,303 871,568 893,584 885,147 891,004 * 898,559 * Manufacturing Sector 218
287 Sektor Pertanian, Perburuan, dan Kehutanan 212,386 254,954 283,827 317,379 354,878 369,903 354,080 357,066 363,350 362,564 364,136 364,925 370,141 365,080 370,334 369,903 385,586 366,712 372,109 383,091 379,363 377,036 378,182 375,091 378,779 386,281 383,139 382,421 385,586 381,697 386,046 390,498 390,736 393,920 * 399,890 * Agriculture, Hunting and Forestry Sector 219
288 Sektor Transportasi, Pergudangan dan Komunikasi 171,805 177,546 171,795 182,628 217,323 246,935 213,971 212,876 224,302 232,460 230,719 226,032 232,235 236,911 241,651 246,935 266,189 244,517 246,485 253,160 248,352 249,865 255,643 258,299 256,134 258,541 261,913 261,514 266,189 262,371 266,255 277,333 275,990 283,407 * 289,327 * Transportation, Storage and Communication Sector 220
289 Sektor Perantara Keuangan 166,182 164,681 193,946 214,185 244,486 249,782 232,258 236,007 252,788 250,017 239,432 240,206 243,991 242,095 241,673 249,782 216,297 239,087 242,558 263,848 261,482 253,227 241,269 237,528 231,089 220,049 215,133 214,928 216,297 207,929 205,614 209,749 206,185 210,944 * 215,268 * Financial Intermediary Sector 221
290 Sektor Real Estate, Usaha Persewaan dan Jasa Perusahaan 165,466 184,755 209,999 221,923 248,218 269,360 253,836 247,853 251,480 258,474 261,947 261,064 262,477 262,892 265,690 269,360 259,978 263,860 264,190 272,235 268,749 266,507 263,607 264,511 263,302 264,874 262,135 260,732 259,978 256,045 256,034 258,015 256,780 257,659 * 256,984 * Real Estate, Leasing and Business Services Sector 222
291 Sektor Konstruksi 147,266 172,934 214,757 258,931 316,097 362,271 323,777 327,078 342,552 348,339 354,136 360,756 367,268 362,870 361,726 362,271 376,473 349,490 350,050 353,292 354,195 360,526 363,687 365,045 365,665 370,879 374,226 373,621 376,473 370,737 370,590 373,467 370,429 373,947 * 381,404 * Construction, Mining and Quarrying Sector 223
292 Sektor Listrik, Gas dan Air 81,130 99,447 135,461 146,133 170,190 198,255 186,861 191,167 206,802 208,928 195,552 196,472 197,443 195,485 195,052 198,255 168,881 196,748 199,749 215,082 211,590 213,069 212,884 203,495 197,115 192,246 172,241 170,049 168,881 165,766 165,385 170,345 166,847 167,528 * 172,240 * Electricity, Gas and Water Sector 224
293 Sektor Penyediaan Akomodasi dan Penyediaan Makan Minum 73,583 85,861 93,390 97,886 99,751 109,842 100,369 100,958 104,180 104,203 104,338 105,211 106,868 107,115 108,663 109,842 116,183 109,487 111,210 113,223 112,163 112,757 112,153 113,646 114,990 116,436 116,973 117,471 116,183 116,233 117,171 118,748 118,188 118,209 * 118,892 * Accomodation, Food and Beverages Services 225
295 Berdasarkan Bukan Lapangan Usaha By Non-economy Sector 226
296 a.l Rumah Tangga 832,752 916,252 980,338 1,102,085 1,237,818 1,319,340 1,254,415 1,258,891 1,272,241 1,270,170 1,277,106 1,281,462 1,292,697 1,300,938 1,307,796 1,319,340 1,320,209 1,320,053 1,324,845 1,331,179 1,322,009 1,310,048 1,310,437 1,303,068 1,301,224 1,307,434 1,307,898 1,312,182 1,320,209 1,316,153 1,319,725 1,324,855 1,331,407 1,332,959 * 1,342,056 * o/w Household 227
297 Berdasarkan Golongan Debitur 3,674,308 4,057,904 4,377,195 4,737,972 5,294,882 5,616,992 5,291,231 5,305,967 5,418,653 5,467,646 5,452,514 5,464,970 5,524,190 5,506,161 5,524,180 5,616,992 5,481,560 5,502,812 5,538,150 5,712,040 5,609,983 5,585,929 5,549,239 5,536,166 5,521,867 5,530,594 5,480,271 5,447,491 5,481,560 5,397,123 5,419,145 5,496,419 5,482,170 5,514,402 … By Type of Debtor 228
298 Pemerintah 258,742 296,991 357,135 388,404 537,436 573,347 539,475 532,542 569,883 587,254 580,569 581,629 574,177 551,655 556,893 573,347 534,566 546,676 550,036 577,320 579,304 592,757 601,560 596,793 598,127 578,128 557,019 536,991 534,566 529,123 530,937 535,949 533,063 544,220 … Government 229
299 Swasta 3,412,290 3,756,312 4,015,924 4,340,110 4,751,935 5,028,094 4,747,267 4,768,019 4,843,988 4,868,833 4,860,586 4,873,435 4,936,189 4,940,418 4,958,126 5,028,094 4,922,443 4,938,230 4,969,442 5,113,691 5,014,585 4,976,864 4,933,306 4,927,294 4,909,448 4,935,259 4,907,749 4,892,812 4,922,443 4,842,045 4,862,443 4,932,955 4,921,969 4,944,845 … Private 230
300 Institusi Keuangan Non Bank 162,544 142,835 164,354 180,960 196,178 188,767 184,067 186,411 196,350 193,200 187,180 188,517 188,783 188,415 189,238 188,767 165,938 182,468 188,748 203,976 198,770 191,158 179,030 176,159 171,591 167,926 166,149 166,507 165,938 159,670 156,489 156,840 154,814 158,037 … Non-Bank Financial Institutions (NBFI) 231
301 Bukan Lembaga Keuangan 1,563,701 1,794,215 1,896,711 2,033,647 2,221,537 2,341,525 2,199,720 2,204,734 2,246,632 2,269,271 2,255,801 2,252,427 2,285,305 2,279,811 2,289,197 2,341,525 2,244,348 2,273,209 2,284,198 2,395,107 2,333,889 2,325,452 2,295,153 2,291,296 2,274,739 2,282,103 2,251,896 2,226,271 2,244,348 2,182,155 2,192,447 2,243,051 2,218,562 2,239,467 … Non-Financial Institutions 232
302 Perseorangan 1,686,044 1,819,262 1,954,859 2,125,502 2,334,221 2,497,801 2,363,480 2,376,875 2,401,006 2,406,363 2,417,606 2,432,492 2,462,101 2,472,192 2,479,692 2,497,801 2,512,157 2,482,552 2,496,495 2,514,607 2,481,927 2,460,253 2,459,124 2,459,839 2,463,119 2,485,230 2,489,705 2,500,034 2,512,157 2,500,220 2,513,507 2,533,064 2,548,593 2,547,340 … Individuals 233
303 Lainnya 3,277 4,601 4,135 9,458 5,510 15,551 4,488 5,406 4,782 11,559 11,358 9,906 13,825 14,087 9,160 15,551 24,551 17,906 18,673 21,029 16,094 16,308 14,372 12,080 14,291 17,207 15,504 17,688 24,551 25,955 25,765 27,516 27,138 25,338 … Others 234
304 Berdasarkan Wilayah 3,640,143 4,009,323 4,322,023 4,672,624 5,221,348 5,529,840 5,218,349 5,236,376 5,348,031 5,390,168 5,375,027 5,383,158 5,439,756 5,426,379 5,444,178 5,529,840 5,380,702 5,410,863 5,440,480 5,600,410 5,508,411 5,485,045 5,449,685 5,434,352 5,419,109 5,428,047 5,381,971 5,351,014 5,380,702 5,297,351 5,315,631 5,390,611 5,375,385 5,575,627 * 5,644,857 * By Regions 235
305 a.l Sumatra 457,102 494,072 526,861 567,775 607,751 634,942 608,051 609,825 616,665 617,023 617,701 618,883 624,550 623,011 627,909 634,942 634,939 622,244 626,825 635,884 627,035 621,119 621,906 622,150 624,190 631,781 630,812 630,816 634,939 629,389 632,178 636,942 639,172 643,759 * 646,379 * o/w Sumatra 236
306 Jawa 2,741,051 3,029,201 3,259,167 3,514,941 3,986,616 4,220,909 3,978,161 3,990,388 4,085,651 4,123,489 4,105,197 4,107,301 4,150,120 4,133,356 4,144,524 4,220,909 4,053,157 4,121,520 4,141,808 4,285,568 4,209,489 4,195,727 4,158,718 4,140,538 4,120,660 4,115,473 4,068,097 4,033,590 4,053,157 3,980,845 3,993,127 4,051,101 4,032,995 4,116,392 * 4,168,886 * Jawa 237
307 Bali & Nusa Tenggara 93,819 104,438 120,338 132,450 142,403 158,450 144,457 145,631 147,994 149,123 150,205 151,602 153,670 157,353 157,978 158,450 166,781 157,450 158,937 164,557 162,327 161,299 161,316 162,520 163,267 164,896 165,731 166,026 166,781 166,073 167,217 168,759 169,261 170,633 * 172,099 * Bali & Nusa Tenggara 238
308 Kalimantan 152,963 162,910 174,750 192,031 200,659 212,883 200,127 201,113 204,920 205,923 206,403 208,022 210,796 210,977 213,168 212,883 213,924 210,381 211,676 210,925 208,226 206,605 206,022 207,542 207,819 209,615 210,615 211,577 213,924 211,555 211,742 214,153 215,335 216,986 * 219,725 * Kalimantan 239
309 Sulawesi 155,022 175,001 192,017 211,855 225,144 237,593 228,343 229,886 232,233 233,710 234,160 235,526 238,167 238,787 236,782 237,593 244,080 235,459 236,702 238,412 236,598 235,667 236,874 236,658 237,711 239,945 240,277 242,208 244,080 242,533 244,028 251,365 249,957 251,324 * 253,556 * Sulawesi 240
310 Maluku & Papua 40,186 43,702 48,889 53,571 58,775 65,062 59,210 59,532 60,567 60,899 61,360 61,824 62,453 62,895 63,818 65,062 67,820 63,810 64,532 65,065 64,735 64,628 64,849 64,945 65,462 66,338 66,439 66,797 67,820 66,956 67,339 68,291 68,665 68,784 * 69,436 * Maluku & Papua 241
311 74,859 104,566 107,951 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 242
Credit to LQ 45 Companies
312 Sektor Pertanian, Perburuan dan Sarana Pertanian 2,555 6,718 3,288 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Agriculture, Hunting, and Agricultural Infrastructure Sect 243
313 Sektor Pertambangan 5,677 4,597 9,480 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Mining Sector 244
314 Sektor Perindustrian 27,582 38,774 36,699 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Industrial Sector 245
315 Sektor Listrik, Gas dan Air - 2,881 2,445 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Electricity, Gas and Water Sector 246
316 Sektor Konstruksi 4,737 9,303 25,995 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Construction Sector 247
317 Sektor Perdagangan, Restoran dan Hotel 2,458 2,455 7,270 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Trade, Restaurant and Hotel Sector 248
318 Sektor Pengangkutan, Pergudangan dan Komunikasi 16,778 17,957 4,908 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Transportation, Warehouse and Communication Sector 249
319 Sektor Jasa-jasa Dunia Usaha 8,230 12,378 11,416 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Business Services Sector 250
320 Sektor Jasa-jasa Sosial Masyarakat 1,591 3,733 614 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Social Services Sector 251
321 Sektor Lain-lain 5,251 5,770 5,836 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Other Sector 252
341 1,799,588 963,247 1,087,760 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 253
Credit to 100 Largest Corporate Debtors
342 Sektor Pertanian, Perburuan dan Sarana Pertanian 88,545 102,578 109,714 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Agriculture, Hunting, and Agricultural Infrastructure Sect 254
343 Sektor Pertambangan 90,095 100,300 97,447 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Mining Sector 255
344 Sektor Perindustrian 169,859 239,941 251,814 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Industrial Sector 256
345 Sektor Listrik, Gas dan Air 75,060 88,872 126,352 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Electricity, Gas and Water Sector 257
346 Sektor Konstruksi 45,829 58,191 81,001 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Construction Sector 258
347 Sektor Perdagangan, Restoran dan Hotel 77,406 95,318 103,060 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Trade, Restaurant and Hotel Sector 259
348 Sektor Pengangkutan, Pergudangan dan Komunikasi 73,587 86,632 88,188 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Transportation, Warehouse and Communication Sector 260
349 Sektor Jasa-jasa Dunia Usaha 122,206 133,874 174,756 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Business Services Sector 261
350 Sektor Jasa-jasa Sosial Masyarakat 46,167 43,868 44,400 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Social Services Sector 262
351 Sektor Lain-lain 10,833 13,672 11,028 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Other Sector 263
352 Rp Miliar/ Billions of Rp - - - 1,228,823 1,528,694 1,740,678 1,565,276 1,560,020 1,794,087 1,769,640 1,649,234 1,647,454 1,670,934 1,692,453 1,693,256 1,740,678 1,778,146 1,701,971 1,677,775 1,727,907 1,847,677 1,883,569 1,868,626 1,863,155 1,848,702 1,828,849 1,795,850 1,757,665 1,778,146 1,741,113 1,752,957 1,763,988 1,752,803 … … 100 Largest Corporate Debtors 264
353 Pertanian, Perburuan dan Kehutanan Rp Miliar/ Billions of Rp - - - 112,697 127,976 126,153 132,978 134,595 140,348 129,146 130,753 133,154 133,153 132,211 130,248 126,153 132,549 130,755 130,007 127,049 137,539 139,589 138,525 135,473 135,473 136,500 134,922 133,535 132,549 132,160 136,032 133,470 135,150 … … Agriculture, Hunting and Forestry Sector 265
354 Perikanan Rp Miliar/ Billions of Rp - - - 4,559 5,419 5,729 5,111 5,227 5,795 5,659 5,621 5,291 5,543 5,687 5,645 5,729 6,236 6,477 5,142 4,642 6,625 6,300 6,198 6,370 6,428 6,401 6,361 6,297 6,236 6,175 6,124 6,050 5,981 … … Fishery Sector 266
355 Pertambangan dan Penggalian Rp Miliar/ Billions of Rp - - - 73,029 115,520 121,692 113,947 114,400 123,069 130,556 125,959 124,663 116,473 118,582 112,843 121,692 114,685 126,281 113,698 131,070 142,020 152,038 140,211 143,304 146,882 140,688 132,134 119,697 114,685 114,435 114,455 113,523 112,446 … … Mining and Quarrying Sector 267
356 Industri Pengolahan Rp Miliar/ Billions of Rp - - - 253,087 292,139 309,917 266,349 260,275 334,931 326,929 282,741 290,917 298,048 291,535 299,282 309,917 354,120 304,011 291,623 333,065 336,405 352,525 347,426 354,177 348,426 351,000 341,378 339,669 354,120 341,472 345,941 347,807 340,853 … … Manufacturing Sector 268
357 Listrik, Gas dan Air Rp Miliar/ Billions of Rp - - - 98,264 157,527 201,608 186,419 189,944 218,716 212,969 203,667 198,514 198,532 208,645 197,456 201,608 164,408 191,145 190,293 190,847 206,719 208,279 207,787 198,547 192,563 187,605 168,057 163,932 164,408 161,302 160,734 162,824 163,034 … … Electricity, Gas and Water Sector 269
358 Konstruksi Rp Miliar/ Billions of Rp - - - 95,282 148,300 188,812 175,635 178,463 208,763 189,475 203,383 184,626 191,008 209,637 189,301 188,812 238,408 191,500 195,073 176,001 209,416 216,467 224,854 227,320 226,571 227,919 232,798 232,232 238,408 239,241 240,255 240,546 240,146 … … Construction Sector 270
359 Perdagangan Besar dan Eceran Rp Miliar/ Billions of Rp - - - 97,486 130,479 133,818 131,710 130,834 145,526 139,992 127,424 127,250 129,914 129,160 141,646 133,818 123,295 123,064 105,282 121,060 138,195 137,973 132,684 129,760 125,556 124,757 124,690 121,810 123,295 118,459 115,024 116,965 116,986 … … Wholesale and Retail Sector 271
360 Penyediaan Akomodasi dan Makan Minum Rp Miliar/ Billions of Rp - - - 32,101 33,119 37,743 34,550 34,846 35,274 33,417 32,590 35,932 36,303 36,225 36,884 37,743 40,730 37,877 37,853 34,787 39,299 40,060 39,754 40,757 41,292 42,215 42,564 41,847 40,730 41,003 41,217 41,957 41,427 … … Provision of Accomodation and Water Supply Sector 272
361 Transportasi, Pergudangan, dan Komunikasi Rp Miliar/ Billions of Rp - - - 85,100 109,194 136,899 109,024 108,310 120,613 129,872 119,456 118,957 119,726 126,849 132,779 136,899 169,635 139,796 144,120 134,016 146,106 149,436 155,661 158,932 157,633 158,589 162,287 166,773 169,635 167,849 171,744 179,689 177,174 … … Transportation, Storage and Communication Sector 273
362 Perantara Keuangan Rp Miliar/ Billions of Rp - - - 163,386 212,038 242,578 207,840 210,133 253,233 269,502 236,743 237,073 236,587 235,761 238,174 242,578 237,310 233,675 241,719 255,315 267,292 267,457 260,799 258,468 254,872 241,180 241,547 235,338 237,310 226,519 225,504 225,634 223,016 … … Financial Intermediary Sector 274
363 Real Estate, Usaha Persewaan, dan Jasa Perusahaan Rp Miliar/ Billions of Rp - - - 71,102 86,367 99,155 93,451 92,253 104,027 97,436 92,017 93,736 93,152 100,096 97,668 99,155 109,150 102,375 103,659 101,815 106,189 106,145 105,844 107,380 106,872 107,302 106,747 108,036 109,150 108,957 110,972 109,910 109,264 … … Real Estate, Leasing and Business Services Sector 275
364 Rp Miliar/ Billions of Rp - - - 6,846 11,531 15,100 10,809 10,181 11,139 10,892 11,313 10,778 11,952 12,312 12,810 15,100 2,530 2,645 2,241 2,185 2,165 2,230 1,891 1,774 1,722 1,565 1,614 1,561 2,530 2,519 2,439 3,187 3,879 … … General Government, Defense and Mandatory Social Secu 276
365 Jasa Pendidikan Rp Miliar/ Billions of Rp - - - 4,460 5,406 6,714 5,734 5,829 5,995 6,024 6,045 6,107 6,185 6,273 6,309 6,714 7,587 6,599 6,715 5,819 6,847 6,810 6,992 7,025 7,032 7,020 7,078 7,088 7,587 7,353 7,432 7,412 7,387 … … Education Services Sector 277
366 Jasa Kesehatan dan Kegiatan Sosial Rp Miliar/ Billions of Rp - - - 8,782 9,739 17,025 10,257 11,321 11,724 11,557 12,133 12,226 12,548 12,724 12,845 17,025 15,111 13,138 13,961 14,072 14,586 14,696 14,994 15,004 15,220 15,473 15,577 15,452 15,111 15,238 15,038 15,196 14,106 … … Healthcare Services and Social Activities Sector 278
367 Rp Miliar/ Billions of Rp - - - 83,426 24,607 35,841 24,065 20,280 32,534 32,447 20,198 20,184 19,876 20,753 21,392 35,841 43,067 35,977 37,093 36,912 36,652 36,643 41,395 40,843 39,984 39,866 40,977 41,310 43,067 43,053 44,811 44,843 4
5
TABEL 4. FINANCIAL SOUNDNESS INDICATORS (FSI)1)
2019 2020 2021

Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 Q1
1 INDICATORS INDICATORS 1
2 DEPOSIT TAKERS DEPOSIT TAKERS 2
3 Permodalan Capital 3
4 Total Regulatory Capital to Risk-Weighted Assets % 18.72 21.28 22.69 23.01 22.89 23.31 23.30 22.53 23.32 23.31 23.81 21.63 22.50 23.41 23.81 24.05 Total Regulatory Capital to Risk-Weighted Assets 4
5 Regulatory Tier 1 Capital to Risk-Weighted Assets % 17.84 18.76 22.22 22.65 21.20 21.77 21.65 20.94 21.72 21.77 22.16 19.91 20.85 21.72 22.16 22.26 Regulatory Tier 1 Capital to Risk-Weighted Assets 5
6 Non Performing Loans Net of Provisions to Capital % 5.48 5.89 5.66 4.98 4.38 4.98 4.71 5.14 5.01 4.98 3.94 4.43 5.11 4.50 3.94 4.18 Non Performing Loans Net of Provisions to Capital 6
7 Capital to Assets % 12.76 13.61 14.41 15.22 15.12 15.63 15.47 15.22 15.65 15.63 14.80 14.99 14.61 14.45 14.80 14.50 Capital to Assets 7
8 8
9 Rentabilitas Profitability 9
10 Return on Assets % 2.74 2.25 2.12 2.41 2.51 2.48 2.56 2.50 2.48 2.48 1.50 2.38 1.86 1.66 1.50 1.84 Return on Assets 10
11 Return on Equity % 21.35 17.34 14.48 15.85 16.73 15.96 16.41 16.19 16.02 15.96 10.23 16.13 12.66 11.32 10.23 12.37 Return on Equity 11
12 Interest Margin to Gross Income % 69.01 70.33 67.98 69.31 69.75 65.31 64.72 66.09 65.88 65.31 60.96 54.10 61.27 61.39 60.96 58.71 Interest Margin to Gross Income 12
13 Non-Interest Expenses to Gross Income % 50.27 50.04 46.63 49.70 48.12 46.30 44.44 45.79 45.92 46.30 46.95 44.28 46.05 46.49 46.95 40.67 Non-Interest Expenses to Gross Income 13
14 Trading Income to Gross Income % 2.73 2.75 1.23 3.77 2.66 4.16 3.85 4.35 4.23 4.16 6.62 8.37 6.53 5.65 6.62 3.50 Trading Income to Gross Income 14
15 Personnel Expenses to Non-Interest Expenses % 40.41 40.72 41.77 40.71 41.87 41.71 44.96 44.09 42.85 41.71 40.55 43.88 43.55 42.66 40.55 44.16 Personnel Expenses to Non-Interest Expenses 15
16 16
17 Risiko Kredit Credit Risk 17
18 Non Performing Loans to Total Gross Loans % 2.07 2.43 2.90 2.56 2.29 2.43 2.41 2.40 2.56 2.43 2.75 2.62 2.90 2.85 2.75 2.83 Non Performing Loans to Total Gross Loans 18
19 Sectoral Distribution of Loans Sectoral Distribution of Loans 19
20 Loans to Residents % 99.59 99.53 99.55 99.45 99.51 99.31 99.51 99.41 99.38 99.31 99.26 99.20 99.34 99.34 99.26 99.25 Loans to Residents 20
21 Loans to Deposit Takers % 1.64 1.52 1.55 1.51 1.58 1.56 1.27 1.42 1.27 1.56 1.62 1.45 1.49 1.42 1.62 1.34 Loans to Deposit Takers 21
22 Loans to Central Bank % 2.34 0.12 0.39 0.98 0.83 1.56 2.12 2.26 1.86 1.56 7.55 3.14 4.35 6.86 7.55 8.42 Loans to Central Bank 22
23 Loans to Other Financial Corporations % 4.94 4.93 4.59 4.65 4.75 4.49 4.41 4.52 4.35 4.49 3.82 4.50 4.19 3.78 3.82 3.66 Loans to Other Financial Corporations 23
24 Loans to General Government % 0.69 0.75 0.70 0.62 0.57 0.65 0.60 0.55 0.56 0.65 0.81 0.76 0.83 0.85 0.81 0.87 Loans to General Government 24
25 Loans to Nonfinancial Corporations % 45.65 47.82 47.50 46.95 48.48 47.78 47.70 48.03 47.94 47.78 43.69 47.19 46.62 45.08 43.69 43.26 Loans to Nonfinancial Corporations 25
26 Loans to Other Domestic Sectors % 44.33 44.39 44.82 44.73 43.30 43.27 43.40 42.64 43.39 43.27 41.77 42.16 41.86 41.35 41.77 41.70 Loans to Other Domestic Sectors 26
27 Loans to Nonresidents % 0.41 0.47 0.45 0.55 0.49 0.69 0.49 0.59 0.62 0.69 0.74 0.80 0.66 0.66 0.74 0.75 Loans to Nonresidents 27
28 Large Exposures to Capital % 1.09 0.42 0.48 0.39 0.37 0.42 0.46 0.44 0.43 0.42 1.92 0.44 0.44 0.42 1.92 1.78 Large Exposures to Capital 28
29 Geographical Distribution of Loans Geographical Distribution of Loans 29
30 Loans to Domestic Economy % 99.10 98.83 98.77 98.65 98.66 98.51 98.68 98.73 98.53 98.51 98.35 98.15 98.33 98.32 98.35 98.28 Loans to Domestic Economy 30
31 Loans to Advanced Economies, excluding China % 0.20 0.32 0.32 0.38 0.45 0.50 0.50 0.48 0.56 0.50 0.56 0.63 0.57 0.57 0.56 0.57 Loans to Advanced Economies, excluding China 31
Loans to Other Emerging Market & Developing Countries, Loans to Other Emerging Market & Developing Countries
32 including China % 0.70 0.85 0.92 0.97 0.89 1.00 0.82 0.80 0.91 1.00 1.09 1.22 1.10 1.12 1.09 1.15
32
33 Loans to Africa % 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Loans to Africa 33
34 Loans to Developing Asia, including China % 0.40 0.57 0.65 0.76 0.71 0.85 0.65 0.63 0.76 0.85 0.95 1.05 0.95 0.96 0.95 0.97 Loans to Developing Asia, including China 34
35 Loans to Western Hemisphere % 0.20 0.27 0.27 0.20 0.18 0.14 0.17 0.17 0.15 0.14 0.14 0.17 0.15 0.15 0.14 0.18 Loans to Western Hemisphere 35
36 Gross Asset Position in Financial Derivatives to Capital % 2.45 2.48 1.43 0.72 1.84 1.57 1.39 1.68 1.25 1.57 2.29 2.49 2.46 1.59 2.29 1.54 Gross Asset Position in Financial Derivatives to Capital 36
37 Gross Liability Position in Financial Derivatives to Capital % 2.64 3.33 1.50 0.60 2.17 1.17 1.55 1.64 1.17 1.17 1.76 2.18 2.17 1.62 1.76 1.43 Gross Liability Position in Financial Derivatives to Capital 37
38 Foreign-Currency-Denominated Loans to Total Loans % 16.34 15.58 14.77 14.75 15.04 13.78 14.89 14.41 14.08 13.78 12.65 15.87 13.93 13.83 12.65 12.88 Foreign-Currency-Denominated Loans to Total Loans 38
39 Foreign-Currency-Denominated Liabilities to Total Liabilities % 22.94 24.06 20.87 19.30 19.99 18.93 20.19 19.54 19.73 18.93 18.18 22.22 18.98 19.31 18.18 18.89 Foreign-Currency-Denominated Liabilities to Total Liabilities 39
40 40
41 Risiko Likuiditas Liquidity Risk 41
42 Liquid Assets (core) to Total Assets % 22.88 23.87 22.38 21.69 21.86 20.88 21.30 21.11 21.06 20.88 18.95 21.64 19.29 20.15 18.95 17.96 Liquid Assets (core) to Total Assets 42
43 Liquid Assets (core) to Short-Term Liabilities % 33.34 35.05 32.62 31.66 31.97 30.76 31.69 31.20 31.10 30.76 27.43 31.84 27.99 28.96 27.43 25.99 Liquid Assets (core) to Short-Term Liabilities 43
44 Customer Deposits to Total (Non Interbank) Loans % 100.11 99.56 103.72 103.87 98.09 97.12 97.36 96.10 96.97 97.12 103.20 97.72 99.81 103.58 103.20 104.37 Customer Deposits to Total (Non Interbank) Loans 44
45 Deposit Taker's Financial Assets to Total Financial Assets 2) % 62.17 62.35 61.63 62.04 63.23 63.24 63.15 63.36 63.43 63.24 61.47* 62.84 62.96 62.46 61.47 61.17 Deposit Taker's Financial Assets to Total Financial Assets 2) 45
46 46
47 Risiko Pasar Market Risk 47
48 Net Open Position in Foreign Exchange to Capital % 2.49 0.91 1.78 1.59 1.68 1.59 2.15 2.13 1.91 1.59 0.89 1.05 1.00 0.81 0.89 1.25 Net Open Position in Foreign Exchange to Capital 48
49 49
50 OTHER FINANCIAL CORPORATIONS (OFC) OTHER FINANCIAL CORPORATIONS (OFC) 50
51 OFC's Financial Assets to Total Financial Assets % 14.81 17.70 19.16 18.27 17.93 18.36 18.26 18.49 18.56 18.36 16.99* 17.34 17.49 16.73 16.99 16.80 OFC's Financial Assets to Total Financial Assets 51
52 OFC's Financial Assets to Gross Domestic Product % 14.85 14.78 16.17 15.37 14.96 15.22 15.09 15.16 15.12 15.22 15.88* 14.67 14.81 15.14 15.88 15.91 OFC's Financial Assets to Gross Domestic Product 52
53 53
54 NON FINANCIAL CORPORATIONS NON FINANCIAL CORPORATIONS 54
55 Total Debt to Equity % 121.16 109.52 109.07 110.39 121.97 116.22 115.36 120.45 114.19 116.22 123.27 * 126.05 * 122.95 * 123.31 * 123.27 * 108.60 * Total Debt to Equity 55
56 Return on Equity % 12.20 9.07 9.99 11.32 10.88 9.23 * 10.02 10.43 9.09 9.23 3.28 * 7.21 6.50 4.85 3.28 * 6.47 * Return on Equity 56
57 57
58 HOUSEHOLDS HOUSEHOLDS 58
59 Household Debt to Gross Domestic Product % 17.96 17.67 17.45 17.28 17.32 17.38 17.24 17.28 17.39 17.38 17.57 17.31 17.09 17.34 17.57 17.62 Household Debt to Gross Domestic Product 59
60 60
61 REAL ESTATE MARKETS REAL ESTATE MARKETS 61
62 Residential Real Estate Prices Index %, yoy 6.29 4.62 2.38 3.50 2.95 1.77 2.06 1.71 1.80 1.77 1.43 1.68 1.59 1.51 1.43 1.35 Residential Real Estate Prices Index 62
63 Residential Real Estate Loans to Total Gross Loans % 8.20 8.17 8.28 8.49 8.50 8.60 8.58 8.52 8.66 8.60 8.52 8.36 8.47 8.33 8.52 8.53 Residential Real Estate Loans to Total Gross Loans 63
64 Commercial Real Estate Loans to Total Gross Loans % 6.80 7.40 8.46 8.85 9.11 9.46 9.15 9.32 9.63 9.46 9.31 9.02 9.33 9.25 9.31 9.14 Commercial Real Estate Loans to Total Gross Loans 64
65 65
66 FINANCIAL STATEMENT FINANCIAL STATEMENT 66
67 DEPOSIT TAKERS DEPOSIT TAKERS 67
68 Balance Sheet Balance Sheet 68
69 Assets Rp Miliar/ Billions of Rp 5,599,303 6,111,070 6,633,398 7,280,221 8,034,104 8,527,082 8,096,498 8,206,880 8,283,132 8,527,082 9,136,111 8,751,167 8,629,510 9,022,355 9,136,111 9,232,299 Assets 69
70 Financial Assets Rp Miliar/ Billions of Rp 5,535,567 6,002,155 6,452,493 7,090,571 7,825,997 8,300,493 7,887,019 7,995,598 8,064,052 8,300,493 8,868,510 8,491,173 8,366,421 8,775,165 8,868,510 8,969,475 Financial Assets 70
71 Currency and Deposits Rp Miliar/ Billions of Rp 863,551 1,014,887 1,025,023 1,036,886 1,110,435 1,146,717 1,056,841 1,046,998 1,049,140 1,146,717 1,170,150 1,173,208 1,041,965 1,193,897 1,170,150 1,130,252 Currency and Deposits 71
72 Loans (After Specific Provisions) Rp Miliar/ Billions of Rp 3,811,241 4,103,296 4,353,124 4,743,339 5,396,848 5,764,692 5,446,834 5,643,781 5,661,349 5,764,692 5,984,764 5,936,710 5,844,648 5,979,184 5,984,764 6,048,449 Loans (After Specific Provisions) 72
73 Gross Loans Rp Miliar/ Billions of Rp 3,851,709 4,155,309 4,427,275 4,811,215 5,469,062 5,840,407 5,520,873 5,716,491 5,743,190 5,840,407 6,099,268 6,036,979 5,952,896 6,094,507 6,099,268 6,166,736 Gross Loans 73
74 Interbank Loans Rp Miliar/ Billions of Rp 63,507 63,634 69,520 74,251 87,269 93,209 70,933 81,871 74,417 93,209 100,641 89,249 90,172 87,920 100,641 84,867 Interbank Loans 74
75 Residents Rp Miliar/ Billions of Rp 63,240 63,137 68,464 72,811 86,514 91,103 70,287 81,118 73,154 91,103 98,977 87,622 88,630 86,359 98,977 82,930 Residents 75
76 Non Residents Rp Miliar/ Billions of Rp 267 497 1,057 1,440 755 2,106 646 753 1,263 2,106 1,664 1,627 1,541 1,561 1,664 1,937 Non Residents 76
77 Noninterbank Loans Rp Miliar/ Billions of Rp 3,788,202 4,091,675 4,357,754 4,736,964 5,381,792 5,747,198 5,449,940 5,634,620 5,668,773 5,747,198 5,998,628 5,947,730 5,862,724 6,006,587 5,998,628 6,081,869 Noninterbank Loans 77
78 Central Bank Rp Miliar/ Billions of Rp 90,173 5,122 17,107 47,283 45,584 91,223 117,210 129,212 106,788 91,223 460,442 189,390 258,832 417,859 460,442 519,527 Central Bank 78
79 General
Other Government
Financial Rp Miliar/ Billions of Rp 26,386 31,054 30,982 29,838 30,906 37,966 33,324 31,375 32,030 37,966 49,484 46,094 49,278 52,013 49,484 53,444 General
Other Government
Financial 79
80 Corporations
Nonfinancial Rp Miliar/ Billions of Rp 190,275 204,757 203,367 223,732 259,856 262,502 243,411 258,119 250,012 262,502 232,931 271,881 249,516 230,551 232,931 225,542 Corporations
Nonfinancial 80
81 Corporations Rp Miliar/ Billions of Rp 1,758,300 1,987,253 2,103,029 2,258,672 2,651,252 2,790,646 2,633,450 2,745,787 2,753,347 2,790,646 2,664,721 2,848,599 2,774,958 2,747,419 2,664,721 2,667,721 Corporations 81
82 Other Domestic Sectors Rp Miliar/ Billions of Rp 1,707,420 1,844,567 1,984,258 2,152,220 2,368,328 2,526,905 2,396,190 2,437,361 2,492,187 2,526,905 2,547,875 2,545,335 2,492,127 2,519,819 2,547,875 2,571,445 Other Domestic Sectors 82
83 Nonresidents Rp Miliar/ Billions of Rp 15,648 18,923 19,011 25,219 25,866 37,955 26,355 32,766 34,410 37,955 43,175 46,431 38,013 38,926 43,175 44,190 Nonresidents 83
84 Spesific Provisions Rp Miliar/ Billions of Rp 40,468 52,013 74,150 67,876 72,214 75,715 74,039 72,710 81,841 75,715 114,504 100,269 108,247 115,323 114,504 118,287 Spesific Provisions 84
85 Debt Securities Rp Miliar/ Billions of Rp 765,173 789,877 991,296 1,191,488 1,173,920 1,235,177 1,237,300 1,165,570 1,209,566 1,235,177 1,622,173 1,216,771 1,387,708 1,502,547 1,622,173 1,722,155 Debt Securities 85
86 Shares and Other Equity Rp Miliar/ Billions of Rp 11,904 14,297 20,989 23,597 23,312 28,524 23,742 24,249 27,618 28,524 28,446 27,920 27,882 28,008 28,446 28,262 Shares and Other Equity 86
87 Financial Derivatives Rp Miliar/ Billions of Rp 17,484 20,611 13,693 7,938 22,390 20,952 17,364 20,939 16,147 20,952 30,961 32,647 r 31,033 20,713 30,961 20,556 Financial Derivatives 87
88 Other Assets Rp Miliar/ Billions of Rp 66,214 59,188 48,367 87,323 99,093 104,432 104,938 94,061 100,231 104,432 32,016 103,916 r 33,184 50,817 32,016 19,801 Other Assets 88
89 Nonfinancial Assets Rp Miliar/ Billions of Rp 63,736 108,914 180,906 189,650 208,108 226,588 209,479 211,283 219,080 226,588 267,600 259,994 263,090 247,190 267,600 262,824 Nonfinancial Assets 89
90 Liabilities Rp Miliar/ Billions of Rp 4,884,730 5,279,605 5,677,811 6,172,340 6,819,723 7,194,103 6,844,248 6,957,722 6,986,488 7,194,103 7,784,024 7,439,014 7,368,855 7,718,822 7,784,024 7,893,948 Liabilities 90
91 Debt Rp Miliar/ Billions of Rp 4,865,857 5,251,878 5,663,509 6,165,675 6,793,327 7,178,497 6,824,779 6,937,208 6,971,358 7,178,497 7,760,229 7,410,357 7,341,496 7,697,643 7,760,229 7,874,782 Debt 91
92 Currency and Deposits Rp Miliar/ Billions of Rp 4,252,306 4,573,378 4,994,692 5,464,780 5,817,945 6,185,440 5,863,021 6,006,208 6,076,415 6,185,440 6,842,757 6,396,505 6,414,113 6,793,621 6,842,757 6,973,252 Currency and Deposits 92
93 Customer Deposits Rp Miliar/ Billions of Rp 3,792,500 4,073,547 4,520,006 4,920,427 5,279,153 5,581,799 5,306,255 5,414,836 5,497,008 5,581,799 6,190,727 5,812,085 5,851,575 6,221,368 6,190,727 6,347,878 Customer Deposits 93
94 Interbank Deposits Rp Miliar/ Billions of Rp 131,050 152,997 151,571 167,268 180,232 179,787 183,418 199,594 177,770 179,787 170,319 175,704 147,264 136,138 170,319 162,379 Interbank Deposits 94
95 Other Currency and Deposits Rp Miliar/ Billions of Rp 328,756 346,834 323,116 377,085 358,561 423,854 373,348 391,778 401,637 423,854 481,710 408,716 415,274 436,114 481,710 462,995 Other Currency and Deposits 95
96 Loans Rp Miliar/ Billions of Rp 184,873 217,770 212,191 248,327 418,165 416,301 360,487 374,957 335,105 416,301 348,825 368,758 337,743 322,606 348,825 299,283 Loans 96
97 Debt Securities Rp Miliar/ Billions of Rp 137,884 143,212 177,493 202,339 212,513 222,916 212,827 209,572 211,124 222,916 187,617 224,664 209,211 194,881 187,617 182,399 Debt Securities 97
98 Other Liabilities Rp Miliar/ Billions of Rp 290,793 317,517 279,133 250,229 344,704 353,839 388,445 346,471 348,715 353,839 381,030 420,429 380,429 386,536 381,030 419,848 Other Liabilities 98
99 Financial Derivatives Rp Miliar/ Billions of Rp 18,874 27,728 14,302 6,665 26,396 15,606 19,469 20,514 15,130 15,606 23,795 28,658 27,359 21,178 23,795 19,167 Financial Derivatives 99
100 Capital (incl. Reserves) Rp Miliar/ Billions of Rp 714,572 831,464 955,587 1,107,881 1,214,381 1,332,979 1,252,249 1,249,159 1,296,643 1,332,979 1,352,086 1,312,153 1,260,656 1,303,534 1,352,086 1,338,351 Capital (incl. Reserves) 100
101 Income and Expense Statement Income and Expense Statement 101
102 Net Income After Extraordinary Items and Taxes Rp Miliar/ Billions of Rp 114,306 99,326 94,478 128,633 152,191 156,644 42,094 81,601 121,291 156,644 92,891 38,818 60,453 81,448 92,891 28,907 Net Income After Extraordinary Items and Taxes 102
Net Income Before Extraordinary Items and Taxes
103 Net Income Before Extraordinary Items and Taxes Rp Miliar/ Billions of Rp 142,168 132,266 133,886 166,341 190,978 203,099 50,910 100,491 150,796 203,099 131,437 50,782 79,566 107,777 131,437 41,800 103
104 Gross income Rp Miliar/ Billions of Rp 397,392 438,444 504,359 516,680 540,831 595,627 144,327 288,259 438,076 595,627 626,484 182,076 305,016 457,489 626,484 176,119 Gross income 104
105 Interest Margin Rp Miliar/ Billions of Rp 274,226 308,355 342,838 358,103 377,250 388,988 93,408 190,518 288,609 388,988 381,902 98,499 186,885 280,862 381,902 103,404 Interest Margin 105
106 Interest Income Rp Miliar/ Billions of Rp 567,876 646,614 681,460 717,668 742,327 828,225 207,559 411,929 619,607 828,225 794,091 208,944 398,679 596,355 794,091 201,760 Interest Income 106
107 Interest Expense Rp Miliar/ Billions of Rp 293,650 338,259 338,622 359,566 365,077 439,236 114,151 221,411 330,998 439,236 412,189 110,445 211,794 315,493 412,189 98,356 Interest Expense 107
108 Noninterest Income Rp Miliar/ Billions of Rp 123,166 130,089 161,520 158,578 163,581 206,639 50,919 97,741 149,467 206,639 244,581 83,577 118,131 176,627 244,581 72,715 Noninterest Income 108
109 Fees and Commissions Receivable Rp Miliar/ Billions of Rp 46,712 52,630 56,793 61,413 67,367 72,906 16,929 34,533 53,334 72,906 69,573 18,811 34,243 51,243 69,573 18,037 Fees and Commissions Receivable 109
110 Gains or Losses on Financial Instruments Rp Miliar/ Billions of Rp 10,861 12,059 6,208 19,462 14,398 24,787 5,552 12,543 18,510 24,787 41,453 15,242 19,927 25,827 41,453 6,163 Gains or Losses on Financial Instruments 110
111 Other Income Rp Miliar/ Billions of Rp 65,594 65,400 98,519 77,703 81,816 108,946 28,437 50,666 77,623 108,946 133,554 49,525 63,960 99,557 133,554 48,515 Other Income 111
112 Noninterest Expenses Rp Miliar/ Billions of Rp 199,780 219,399 235,189 256,766 260,240 275,775 64,134 131,991 201,143 275,775 294,147 80,623 140,463 212,691 294,147 71,630 Noninterest Expenses 112
113 Personnel Costs Rp Miliar/ Billions of Rp 80,724 89,342 98,240 104,534 108,962 115,017 28,837 58,199 86,189 115,017 119,265 35,381 61,173 90,728 119,265 31,633 Personnel Costs 113
114 Other Expenses Rp Miliar/ Billions of Rp 119,056 130,057 136,949 152,232 151,278 160,758 35,296 73,792 114,954 160,758 174,882 45,242 79,290 121,963 174,882 39,997 Other Expenses 114
115 Memorandum Items Memorandum Items 115
116 Supervisory Data Supervisory Data 116
117 Total Regulatory Capital Rp Miliar/ Billions of Rp 744,712 943,078 1,079,572 1,197,116 1,306,380 1,418,275 1,346,553 1,336,554 1,387,093 1,418,275 1,407,230 1,353,343 1,348,605 1,397,956 1,407,230 1,414,745 Total Regulatory Capital 117
118 Tier 1 Capital Rp Miliar/ Billions of Rp 709,944 831,482 1,057,196 1,178,693 1,210,121 1,324,267 1,251,039 1,242,300 1,291,891 1,324,267 1,309,620 1,245,976 1,249,540 1,296,955 1,309,620 1,309,458 Tier 1 Capital 118
119 Tier 2 Capital Rp Miliar/ Billions of Rp 64,266 111,625 120,798 126,862 96,259 94,008 95,514 94,254 95,202 94,008 97,610 107,367 99,065 101,001 97,610 105,288 Tier 2 Capital 119
120 Tier 3 Capital Rp Miliar/ Billions of Rp 11 - - - - - - - - - - - - - - - Tier 3 Capital 120
121 Supervisory Deductions Rp Miliar/ Billions of Rp 29,509 50,048 98,421 108,439 - - - - - - - - - - - - Supervisory Deductions 121
122 Risk-weighted Assets Rp Miliar/ Billions of Rp 3,978,640 4,432,448 4,758,779 5,203,510 5,706,881 6,083,795 5,778,780 5,932,088 5,948,716 6,083,795 5,909,964 6,258,042 5,993,426 5,970,387 5,909,964 5,882,449 Risk-weighted Assets 122
123 Value of Large Exposures Rp Miliar/ Billions of Rp 7,774 3,973 5,154 4,688 4,827 5,912 6,154 5,912 5,912 5,912 27,019 5,912 5,912 5,912 27,019 25,239 Value of Large Exposures 123
124 Liquid Assets (Core) Rp Miliar/ Billions of Rp 1,281,136 1,458,788 1,484,241 1,579,218 1,756,008 1,780,842 1,724,914 1,732,511 1,744,026 1,780,842 1,731,607 1,893,821 1,664,871 1,818,000 1,731,607 1,658,162 Liquid Assets (Core) 124
125 Liquid Assets (Broad Measure) Rp Miliar/ Billions of Rp 1,918,319 2,124,045 2,346,231 2,618,558 2,726,371 2,812,142 2,792,924 2,727,809 2,794,703 2,812,142 3,224,261 2,957,256 2,913,079 3,197,983 3,224,261 3,251,952 Liquid Assets (Broad Measure) 125
126 Short-term Liabilities 3) Rp Miliar/ Billions of Rp 3,843,143 4,162,249 4,549,884 4,988,124 5,493,275 5,788,810 5,443,335 5,552,133 5,608,356 5,788,810 6,313,667 5,947,043 5,949,064 6,278,012 6,313,667 6,380,008 Short-term Liabilities 3) 126
127 Nonperforming Loans Rp Miliar/ Billions of Rp 79,608 101,017 128,229 123,023 125,355 142,082 132,993 136,939 146,821 142,082 167,767 158,372 172,615 173,955 167,767 174,229 Nonperforming Loans 127
128 Nonperforming Loans Net of Provisions Rp Miliar/ Billions of Rp 39,139 49,004 54,079 55,147 53,141 66,367 58,955 64,229 64,980 66,367 53,263 58,103 64,367 58,632 53,263 55,942 Nonperforming Loans Net of Provisions 128
129 Residential Real Estate Loans Rp Miliar/ Billions of Rp 316,153 339,345 366,570 408,352 465,109 502,251 473,569 487,220 497,233 502,251 519,429 504,821 504,289 507,426 519,429 526,150 Residential Real Estate Loans 129
130 Commercial Real Estate Loans Rp Miliar/ Billions of Rp 263,679 307,506 374,417 425,972 498,483 552,434 505,114 532,867 552,980 552,434 567,874 544,390 555,328 563,759 567,874 563,650 Commercial Real Estate Loans 130
131 Foreign Currency Loans Rp Miliar/ Billions of Rp 629,436 647,481 653,822 709,798 822,305 804,994 822,270 823,883 808,477 804,994 771,455 958,080 829,181 842,611 771,455 794,222 Foreign Currency Loans 131
132 Foreign Currency Liabilities Rp Miliar/ Billions of Rp 1,120,664 1,270,284 1,184,851 1,191,012 1,363,404 1,361,830 1,381,756 1,359,645 1,378,732 1,361,830 1,415,524 1,653,015 1,398,754 1,490,133 1,415,524 1,491,315 Foreign Currency Liabilities 132
133 Net Open Position in Foreign Exchange Rp Miliar/ Billions of Rp 17,760 8,571 19,215 18,984 22,008 22,539 28,897 28,413 26,533 22,539 12,546 14,144 13,455 11,259 12,546 17,694 Net Open Position in Foreign Exchange 133
134 Net Open Position in Foreign Currency for On-balance-sheet Items Rp Miliar/ Billions of Rp 31,412 30,514 49,643 48,380 61,589 47,805 65,390 56,767 61,919 47,805 44,252 74,386 68,702 59,663 44,252 49,673 Net Open Position in Foreign Currency for On-balance-sheet Items 134
135 0 135
136 OTHER FINANCIAL CORPORATIONS OTHER FINANCIAL CORPORATIONS 136
137 OFCs' Financial Assets Rp Miliar/ Billions of Rp 1,565,514 1,703,743 2,005,558 2,088,411 2,220,124 2,410,307 2,279,893 2,332,951 2,360,259 2,410,307 2,450,545 * 2,342,519 2,324,118 2,349,906 2,450,545 2,463,485 OFCs' Financial Assets 137
138 138
139 NON FINANCIAL CORPORATIONS NON FINANCIAL CORPORATIONS 139
140 Total debt Rp Miliar/ Billions of Rp 1,751,257 1,737,787 1,890,203 2,183,969 2,640,502 2,732,628 2,638,064 2,667,668 2,686,923 2,732,628 2,941,724 * 3,097,855 * 2,912,054 * 2,962,117 * 2,941,724 * 2,096,562 * Total Debt 140
141 Equity Rp Miliar/ Billions of Rp 1,445,427 1,586,698 1,748,132 1,978,404 2,164,958 2,351,176 2,286,825 2,214,696 2,353,070 2,351,176 2,386,410 * 2,457,554 * 2,368,468 * 2,402,162 * 2,386,410 * 1,930,559 * Equity 141
142 Earnings Before Interest and Tax (EBIT) Rp Miliar/ Billions of Rp 176,409 143,949 177,923 223,881 235,501 216,969 229,156 230,888 213,830 216,969 78,373 * 177,179 * 153,866 * 116,479 * 78,373 * 124,914 * Earnings Before Interest and Tax (EBIT) 142
143 143
144 HOUSEHOLDS HOUSEHOLDS 144
145 Household Debt Rp Miliar/ Billions of Rp 1,897,900 2,037,115 2,164,044 2,347,717 2,569,451 2,751,749 2,605,721 2,659,079 2,715,603 2,751,749 2,711,178 2,764,578 2,681,894 2,692,264 2,711,178 2,728,372 Household Debt 145
Keterangan: Note:
- Revisi angka Aset Finansial OFC disebabkan oleh perubahan data asuransi pada website OJK (sejak Januari 2017) dan cakupan data Pegadaian (Pegadaian swasta telah dimasukkan sejak Maret 2017) pada website OJK. - Revision of OFC Financial Assets figures are due to changes to insurance data presented in OJK's website ( since Januari 2017) and coverage of pawnshop companies (since March 2017)
-
Perubahan perhitungan KPMM sejak posisi September 2016 sesuai POJK No.34/POJK.03/2016. - Changes in calculation of Capital Adequacy Ratio (CAR) since September 2016 pursuant to POJK No.34/POJK.03/2016
1)
- FSI merupakan kumpulan indikator lembaga keuangan (bank dan IKNB), korporasi, rumah tangga, properti, maupun likuiditas pasar. Khusus untuk indikator likuiditas pasar dapat dilihat pada tabel indikator pasar modal. 1)
FSI is a set of indicators for financial sectors (bank and non bank), non financial sectors, households, property, and market likuidity. In particular, market likuidity is presented in Capital Market Table
- Berdasarkan metodologi Financial Soundness Indicators (FSI) Compilation Guide dari IMF: Based on FSI Compilation Guide from IMF:
a. Assets tidak termasuk penyertaan antar bank a. Assets excluding interbank investments
b. Total Gross Loans (dengan kategori debitur termasuk bank) dengan cakupan berupa Kredit, Surat Berharga Repo, dan Beberapa Rupa-rupa Aset. b. Total Gross Loans (including bank as debtor) consists of Loans, Debt Securities, and Other Assets
c. Specific Provision mencakup CKPN khusus kualitas 3,4,5 dari Kredit, Surat Berharga Repo, dan Beberapa Rupa-Rupa Aset. c. Specific Provision including allowance for impairment losses of loans, repo securities and other assets classified as substandard, doubtful and loss
d. Customer Deposits mencakup Giro, Tabungan, dan Deposito hanya yang dimiliki oleh pihak ketiga bukan Bank, bukan lembaga keuangan. d. Customer deposits including demand deposits, saving, and time deposits by third parties (non bank and non financial sectors)
e. Liquid Assets termasuk Penempatan pada Bank Lain dan Tagihan Spot & Derivatif. e. Liquid assets including Placement with Other Banks and Derivative and spot receivables
f. Perhitungan Return on Equity pada Non Financial Corporations menggunakan Earnings Before Interest and Tax (EBIT). f. Return on Equity for Non Financial Corporations calculated using Earnings Before Interest and Taxes (EBIT)
g. Value of Large Exposures merupakan jumlah kredit yang melampaui ketentuan Batas Maksimum Pemberian Kredit. f. Value of Large Exposures is the amount of credit that exceeds the Legal Lending Limit
2)
Pada Total Financial Assets terdiri dari Bank Sentral, Perbankan (Bank Umum), dan IKNB. Untuk OFC's Financial Assets (IKNB) a.l mencakup Asuransi (sejak 2014, termasuk BPJS), Perusahaan Pembiayaan, dan Dana Pensiun. 2)
Financial sectors for total financial assets including Central Banks, Banks (commercial banks), and other financial sectors (OFC). OFC's financial assets consists of Insurance (including BPJS), financing institutions, pension funds, pawn shops, credit insurance company, infrastructures financing company, and Venture Capital company
-Sejak Q1-2014, cakupan OFC ditambah LPEI, Pegadaian, Perusahaan Penjaminan, Perusahaan Pembiayaan Infrastruktur, dan Modal Ventura. -Since Q1-2014, OFCs' coverage includes Expor Impor Company,Pawn Shop, Credit Guaranteed Coorporation, Infrastructure Finance Company, and Venture Capital
3)
Short term Liabilities merupakan utang dalam jangka ≤ 1 tahun (tidak termasuk kewajiban kepada bank lain). 3)
Short term liabilities is debt with maturity ≤ 1 year (excluding liabilities to other banks)
Source: BI and FSA (processed)
TABEL 5a. TOTAL LOCATIONAL BANKING STATISTICS (LBS) INDONESIA 1)
TABLE 5a. TOTAL LOCATIONAL BANKING STATISTICS (LBS) INDONESIA 1)
2019 2019 2019 2019 2019 2019 2019 2020 2020 2020 2020 2020 2020 2020 2020 2020 2020 2020 2020 2021 2021 2021 2021 2021 2021
2014 2015 2016 2017 2018 2019 2020
Negara Mitra, Sektor Satuan/Unit Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan * Feb * Mar * Apr * May * Jun * Counterparty Countries
Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities
1 Seluruh Negara USD Juta/ Millions of USD 437,513 426,534 428,633 416,754 456,122 442,573 522,671 506,421 531,943 519,218 586,466 571,114 557,477 540,696 563,110 546,073 554,173 536,709 562,339 543,758 571,009 550,973 571,562 551,877 586,466 571,114 626,668 598,883 589,686 566,989 575,039 551,277 515,016 497,987 547,774 525,966 561,064 541,612 584,923 562,571 574,102 548,285 590,318 563,312 587,401 560,645 595,907 567,404 620,171 589,383 626,668 598,765 618,215 587,459 620,687 588,968 633,484 601,436 617,026 588,088 628,085 597,797 628,305 595,468 All Countries 1
2 Luar Negeri (Nonresiden) USD Juta/ Millions of USD 11,950 45,770 14,276 44,788 13,630 45,042 17,380 45,560 15,652 49,873 16,407 52,624 17,239 52,149 16,635 52,016 16,681 50,525 17,751 50,268 17,628 50,528 16,646 51,110 16,407 52,624 19,063 53,447 17,000 52,179 18,200 51,002 17,731 48,934 17,359 49,622 17,930 50,783 17,898 51,365 17,616 51,880 17,546 52,342 17,049 50,993 19,231 52,148 18,965 53,126 19,063 53,620 19,472 53,328 19,837 53,709 20,002 53,526 19,147 52,923 20,292 54,153 19,238 52,251 Cross-Border (Nonresident) 2
3 Bank USD Juta/ Millions of USD 11,404 37,284 13,667 37,903 13,272 38,233 16,151 38,144 13,896 42,141 14,558 43,220 15,480 43,049 14,850 43,257 14,920 41,887 16,007 41,476 15,849 41,307 14,879 42,008 14,558 43,220 18,033 43,516 15,023 42,480 16,330 41,634 16,261 40,130 15,612 40,663 16,147 40,491 15,971 40,903 16,602 42,523 16,638 42,840 16,178 41,507 18,307 42,471 17,904 43,203 18,033 43,725 18,508 43,673 18,870 43,680 19,091 42,949 18,236 42,105 19,308 43,216 18,281 41,577 Bank 3
4 a.l. : Antar-Kantor USD Juta/ Millions of USD 5,389 29,774 6,739 29,575 7,036 29,993 7,847 29,890 6,847 32,620 6,314 34,456 6,152 34,489 5,869 34,626 6,050 33,935 6,568 33,797 6,486 33,482 6,285 33,314 6,314 34,456 8,323 35,436 6,701 33,596 6,318 33,031 7,287 32,155 7,503 32,549 7,490 33,123 7,162 33,257 7,111 35,267 6,972 35,627 6,570 34,645 7,369 34,915 7,826 35,370 8,323 35,645 7,711 35,601 7,694 35,259 7,925 34,695 8,126 33,789 8,360 34,172 7,707 33,177 of which: Related Offices 4
5 Non-Bank USD Juta/ Millions of USD 543 8,483 604 6,883 353 6,808 1,180 7,415 1,734 7,732 1,849 9,377 1,758 9,098 1,783 8,753 1,759 8,627 1,742 8,778 1,779 9,202 1,766 9,080 1,849 9,377 1,030 9,930 1,977 9,684 1,870 9,353 1,469 8,799 1,746 8,952 1,782 10,279 1,926 10,444 1,014 9,357 908 9,503 871 9,486 924 9,677 1,060 9,923 1,030 9,895 963 9,655 967 10,028 911 10,577 910 10,818 983 10,936 956 10,674 Non-Bank 5
6 Institusi Keuangan Non-Bank USD Juta/ Millions of USD 38 5,276 26 3,891 28 3,619 833 4,577 818 4,933 909 6,251 889 6,161 899 5,961 902 5,859 868 5,911 882 6,417 882 6,091 909 6,251 74 6,234 931 6,679 894 6,498 784 6,007 959 6,082 973 6,695 993 6,864 42 5,730 32 5,772 30 5,775 41 5,927 81 6,119 74 6,234 57 6,068 39 6,085 37 6,526 38 6,788 57 6,836 37 6,729 Non-Bank Financial Institutio 6
7 Sektor Non-Finansial USD Juta/ Millions of USD 504 3,207 578 2,992 325 3,189 347 2,838 915 2,799 940 3,126 869 2,937 884 2,792 857 2,768 874 2,867 897 2,785 884 2,989 940 3,126 956 3,696 1,046 3,006 976 2,855 685 2,792 787 2,870 809 3,584 934 3,580 972 3,627 876 3,730 841 3,711 883 3,750 980 3,804 956 3,661 906 3,587 928 3,943 875 4,051 872 4,030 927 4,100 919 3,946 Non-Financial Sector 7
8 Indonesia (Residen) USD Juta/ Millions of USD 425,516 380,764 414,276 371,232 442,468 396,778 505,284 460,040 516,291 468,659 570,056 517,775 540,232 487,845 546,472 493,349 537,490 485,486 544,585 492,790 553,377 499,736 554,914 500,063 570,056 517,775 607,603 545,294 572,686 514,083 556,838 499,577 497,283 448,446 530,414 475,689 543,132 490,693 567,023 511,065 556,482 496,268 572,768 510,831 570,348 509,518 576,672 515,119 601,203 536,114 607,603 545,003 598,740 533,988 600,847 535,118 613,473 547,772 597,877 535,026 607,791 543,504 609,065 543,079 Indonesia (Resident) 8
9 Bank USD Juta/ Millions of USD 88,522 38,081 79,936 40,829 88,197 45,380 99,303 21,725 94,029 28,774 103,445 28,343 96,576 26,321 97,368 25,368 91,572 23,575 93,166 22,618 95,837 22,811 95,403 22,020 103,445 28,343 124,547 50,842 102,386 23,964 102,664 23,011 92,593 22,080 94,287 22,673 93,095 22,884 101,043 23,166 99,918 44,859 109,425 44,077 115,938 43,130 114,207 43,618 120,587 44,641 124,547 50,550 116,513 45,087 118,815 46,248 124,753 45,051 117,127 43,648 120,396 43,291 123,931 42,923 Bank 9
10 a.l. : Antar-Kantor USD Juta/ Millions of USD 1,176 21,636 1,142 23,636 1,183 28,759 798 2,003 619 2,091 350 1,834 419 2,061 343 1,915 162 1,713 187 1,634 195 1,732 206 1,719 350 1,834 1,840 28,448 491 2,157 320 1,849 358 1,728 419 1,809 504 1,969 515 2,050 1,552 25,653 1,493 26,278 1,423 25,948 1,620 26,583 1,728 27,975 1,840 28,153 1,826 28,561 1,657 28,537 1,924 27,871 1,758 26,708 1,772 27,549 1,714 27,504 of which: Related Offices 10
11 Non-Bank USD Juta/ Millions of USD 335,280 341,220 332,522 329,181 352,249 350,038 404,032 436,950 419,925 438,363 464,537 487,955 441,488 460,107 446,782 466,492 443,547 460,397 449,325 468,716 455,182 475,484 457,255 476,580 464,537 487,955 480,547 492,989 467,985 488,602 451,938 473,909 402,837 424,560 433,887 451,490 447,654 466,275 463,696 486,297 454,147 449,767 460,774 465,140 452,109 464,891 459,890 469,964 477,967 489,939 480,547 492,989 479,478 487,370 479,241 487,355 486,051 500,569 477,998 489,892 484,517 498,331 482,417 498,392 Non-Bank 11
12 Institusi Keuangan Non-Bank USD Juta/ Millions of USD 20,338 30,198 19,866 29,479 20,177 26,809 24,085 43,415 26,168 41,855 27,188 49,672 26,418 45,320 26,401 46,601 25,809 45,750 25,854 46,623 26,652 47,409 26,650 47,286 27,188 49,672 24,516 47,465 26,996 50,257 25,884 48,306 22,909 42,414 24,382 45,119 24,462 46,043 24,529 47,476 23,927 42,246 24,087 43,348 22,563 42,676 23,362 44,113 24,389 46,834 24,516 47,465 24,186 48,244 23,512 46,940 23,057 45,117 22,713 44,375 23,367 46,374 23,464 45,695 Non-Bank Financial Institutio 12
13 Sektor Non-Finansial USD Juta/ Millions of USD 314,942 311,022 312,656 299,701 332,072 323,229 379,947 393,535 393,757 396,508 437,349 438,283 415,069 414,786 420,381 419,891 417,738 414,648 423,472 422,093 428,530 428,076 430,605 429,294 437,349 438,283 456,031 445,524 440,989 438,345 426,054 425,603 379,928 382,146 409,505 406,371 423,192 420,233 439,167 438,821 430,220 407,521 436,688 421,792 429,546 422,215 436,528 425,851 453,579 443,105 456,031 445,524 455,291 439,126 455,729 440,415 462,993 455,452 455,284 445,516 461,149 451,956 458,953 452,697 Non-Financial Sector 13
14 Lokasi Tidak Teridentifikasi USD Juta/ Millions of USD 46 0 81 734 25 753 7 821 1 686 3 714 6 702 3 708 3 697 3 700 3 709 3 704 3 714 2 142 0 727 1 697 1 607 2 655 2 136 2 141 4 137 3 139 3 135 3 137 3 142 2 142 2 143 2 141 9 138 2 139 2 141 2 138 Unallocated by Location 14
Keterangan: Note:
1)
LBS ini menggambarkan aset dan kewajiban pada laporan keuangan (neraca) bank dalam LBS describes outstanding claims and liabilities of banks located
1)
negeri terhadap Bukan Penduduk dalam semua jenis instrumen, sesuai in Indonesia to non resident for each instruments breakdown,
dengan Guidelines Bank for International Settlements (BIS) based on Guidelines Bank for International Settlements (BIS)
Sumber: LBU Source: Banking Report
TABEL 5b. TOT AL L OCATIONAL BANKING STATISTICS (LBS) INDONESIA BERDASARKAN JENIS INSTRUMEN 1)
1)
TABLE 5b. TOTAL LOCATIONAL BANKING STATISTICS (LBS) INDONESI A BY TYP E OF INSTRUMENTS
2019 2019 2019 2019 2019 2019 2019
2014 2015 2016 2017 2018 2019
Jun Jul Aug Sep Oct Nov Dec
Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims
Negara Mitra, Sektor Satuan/Unit
Total Loan & Debt Other Total Loan & Debt Other Total Loan & Debt Other Total Loan & Debt Other Total Loan & Debt Other Total Loan & Debt Other Total Loan & Debt Other Total Loan & Debt Other Total Loan & Debt Other Total Loan & Debt Other Total Loan & Debt Other Total Loan & Debt Other Total Loan & Debt Other Total Loan & Debt Other Total Loan & Debt Other Total Loan & Debt Other Total Loan & Debt Other Total Loan & Debt Other Total Loan & Debt Other Total Loan & Debt Other Total Loan & Debt Other Total Loan & Debt Other Total Loan & Debt Other Total Loan & Debt Other Total
Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments
1 Seluruh Negara USD Juta/ Millions of USD 437,513 367,661 60,255 9,597 426,534 371,204 10,919 44,412 428,633 361,924 55,980 10,729 416,754 361,117 9,751 45,885 456,122 375,165 69,307 11,650 442,573 378,238 11,458 52,877 522,671 423,625 85,371 13,675 506,421 431,995 14,354 60,072 531,943 438,295 77,651 15,997 519,218 440,100 14,424 64,694 586,466 483,916 85,893 16,657 571,114 484,208 14,717 72,189 557,477 462,892 79,148 15,437 540,696 460,631 13,925 66,140 563,110 465,297 82,555 15,258 546,073 464,735 13,877 67,461 554,173 455,079 83,627 15,467 536,709 455,526 13,782 67,401 562,339 464,324 82,282 15,733 543,758 461,967 13,728 68,063 571,009 470,234 84,109 16,665 550,973 467,506 13,708 69,759 571,562 469,371 86,192 16,000 551,877 467,370 14,588 69,920 586,466
2 Luar Negeri (Nonresiden) USD Juta/ Millions of USD 11,950 8,347 1,433 2,171 45,770 28,221 4,675 12,873 14,276 9,790 1,390 3,096 44,788 27,631 4,542 12,614 13,630 9,572 960 3,098 45,042 26,325 4,215 14,503 17,380 11,244 1,135 5,002 45,560 25,848 3,858 15,853 15,652 8,366 1,760 5,526 49,873 29,877 3,494 16,502 16,407 9,828 1,401 5,178 52,624 30,681 3,965 17,978 17,239 10,632 1,541 5,066 52,149 31,193 4,037 16,919 16,635 10,382 1,527 4,726 52,016 30,774 3,994 17,248 16,681 10,274 1,516 4,890 50,525 29,447 3,919 17,159 17,751 11,085 1,575 5,090 50,268 29,080 3,910 17,278 17,628 10,780 1,549 5,299 50,528 29,023 3,865 17,641 16,646 10,016 1,464 5,166 51,110 29,534 4,000 17,576 16,407
3 Bank USD Juta/ Millions of USD 11,404 8,347 914 2,143 37,284 23,877 4,023 9,384 13,667 9,784 831 3,052 37,903 24,672 3,904 9,328 13,272 9,572 644 3,056 38,233 23,881 3,614 10,738 16,151 11,243 804 4,103 38,144 23,580 3,719 10,844 13,896 8,365 883 4,649 42,141 27,486 3,274 11,382 14,558 9,827 539 4,192 43,220 28,031 2,420 12,769 15,480 10,625 737 4,118 43,049 28,432 2,475 12,141 14,850 10,375 706 3,770 43,257 28,487 2,445 12,324 14,920 10,266 702 3,952 41,887 27,184 2,387 12,316 16,007 11,085 731 4,191 41,476 26,748 2,357 12,371 15,849 10,780 703 4,366 41,307 26,345 2,314 12,648 14,879 10,015 613 4,250 42,008 26,965 2,452 12,591 14,558
4 a.l. : Antar-Kantor USD Juta/ Millions of USD 5,389 3,404 17 1,968 29,774 19,262 1,281 9,231 6,739 4,043 7 2,689 29,575 19,205 1,392 8,978 7,036 4,232 25 2,779 29,993 18,196 1,301 10,496 7,847 4,066 15 3,767 29,890 18,126 1,247 10,516 6,847 2,558 31 4,258 32,620 20,871 695 11,054 6,314 2,621 13 3,680 34,456 21,855 148 12,453 6,152 2,413 20 3,719 34,489 22,226 450 11,813 5,869 2,492 20 3,357 34,626 22,221 414 11,991 6,050 2,460 19 3,570 33,935 21,569 393 11,972 6,568 2,812 18 3,737 33,797 21,332 400 12,065 6,486 2,591 22 3,873 33,482 20,988 156 12,338 6,285 2,506 18 3,762 33,314 20,880 147 12,287 6,314
5 Non-Bank USD Juta/ Millions of USD 543 0 518 24 8,483 4,345 651 3,487 604 7 558 39 6,883 2,960 638 3,285 353 0 316 36 6,808 2,444 600 3,764 1,180 0 330 849 7,415 2,268 139 5,008 1,734 1 877 856 7,732 2,391 221 5,120 1,849 1 862 986 9,377 2,650 1,545 5,182 1,758 7 804 947 9,098 2,761 1,562 4,775 1,783 7 821 955 8,753 2,287 1,548 4,918 1,759 8 814 937 8,627 2,263 1,532 4,832 1,742 0 844 898 8,778 2,333 1,553 4,893 1,779 0 846 932 9,202 2,677 1,551 4,974 1,766 0 851 914 9,080 2,569 1,548 4,962 1,849
6 Institusi Keuangan No USD Juta/ Millions of USD 38 0 25 13 5,276 2,085 556 2,634 26 0 10 16 3,891 1,004 551 2,335 28 0 10 18 3,619 516 512 2,591 833 0 - 833 4,577 632 48 3,897 818 - - 818 4,933 829 20 4,084 909 0 - 909 6,251 685 1,374 4,192 889 - - 889 6,161 983 1,386 3,792 899 - - 899 5,961 652 1,380 3,930 902 0 - 902 5,859 579 1,376 3,903 868 0 - 868 5,911 573 1,383 3,955 882 0 - 882 6,417 995 1,380 4,041 882 0 - 882 6,091 686 1,379 4,026 909
7 Sektor Non-Finansial USD Juta/ Millions of USD 504 0 493 11 3,207 2,260 95 853 578 7 548 23 2,992 1,955 87 950 325 0 306 18 3,189 1,928 88 1,172 347 0 330 16 2,838 1,636 91 1,111 915 1 877 37 2,799 1,562 201 1,036 940 1 862 77 3,126 1,965 172 990 869 7 804 58 2,937 1,778 176 984 884 7 821 56 2,792 1,635 169 988 857 8 814 35 2,768 1,684 156 929 874 0 844 30 2,867 1,760 170 937 897 0 846 50 2,785 1,682 171 932 884 0 851 33 2,989 1,883 169 936 940
8 Indonesia (Residen) USD Juta/ Millions of USD 425,516 359,269 58,822 7,426 380,764 342,982 6,244 31,539 414,276 352,053 54,590 7,633 371,232 333,485 5,209 32,538 442,468 365,568 68,347 8,552 396,778 351,912 7,244 37,621 505,284 412,374 84,237 8,673 460,040 406,146 10,496 43,399 516,291 429,929 75,891 10,471 468,659 410,223 10,930 47,506 570,056 474,085 84,492 11,479 517,775 453,527 10,752 53,497 540,232 452,254 77,607 10,371 487,845 429,438 9,888 48,519 546,472 454,912 81,028 10,532 493,349 433,961 9,884 49,505 537,490 444,803 82,111 10,577 485,486 426,079 9,862 49,545 544,585 453,235 80,707 10,643 492,790 432,887 9,819 50,085 553,377 459,451 82,560 11,366 499,736 438,483 9,843 51,410 554,914 459,352 84,728 10,834 500,063 437,836 10,587 51,640 570,056
9 Bank USD Juta/ Millions of USD 88,522 66,625 19,708 2,190 38,081 13,356 2,602 22,123 79,936 61,744 15,810 2,383 40,829 13,890 2,590 24,349 88,197 62,060 23,650 2,486 45,380 12,718 3,579 29,082 99,303 67,662 29,856 1,785 21,725 15,530 4,598 1,598 94,029 69,039 22,634 2,355 28,774 20,775 5,525 2,474 103,445 75,820 25,177 2,448 28,343 21,106 4,860 2,376 96,576 70,725 23,579 2,272 26,321 19,283 4,475 2,563 97,368 71,286 23,810 2,273 25,368 18,521 4,395 2,453 91,572 66,281 23,062 2,228 23,575 16,841 4,371 2,362 93,166 69,021 21,969 2,176 22,618 16,208 4,337 2,074 95,837 71,600 21,901 2,337 22,811 16,344 4,248 2,219 95,403 72,596 20,640 2,168 22,020 15,273 4,706 2,041 103,445
10 a.l. : Antar-Kantor USD Juta/ Millions of USD 1,176 239 18 919 21,636 293 90 21,252 1,142 288 17 836 23,636 481 54 23,101 1,183 168 38 976 28,759 265 20 28,474 798 650 30 119 2,003 793 30 1,179 619 375 166 78 2,091 592 72 1,427 350 281 25 44 1,834 300 13 1,521 419 327 46 46 2,061 448 82 1,532 343 279 21 43 1,915 397 47 1,471 162 105 15 42 1,713 137 44 1,532 187 131 14 43 1,634 168 21 1,445 195 141 11 43 1,732 224 12 1,496 206 129 35 42 1,719 205 25 1,488 350
11 Non-Bank USD Juta/ Millions of USD 335,280 292,634 39,114 3,532 341,220 329,612 3,641 7,967 332,522 290,300 38,781 3,441 329,181 319,583 2,619 6,978 352,249 303,491 44,697 4,061 350,038 339,183 3,664 7,191 404,032 344,681 54,380 4,970 436,950 390,606 5,898 40,447 419,925 360,851 53,257 5,817 438,363 389,351 5,405 43,606 464,537 398,239 59,315 6,983 487,955 432,413 5,891 49,651 441,488 381,497 54,028 5,963 460,107 410,145 5,413 44,549 446,782 383,606 57,219 5,957 466,492 415,430 5,489 45,573 443,547 378,492 59,049 6,006 460,397 409,228 5,491 45,678 449,325 384,194 58,738 6,394 468,716 416,669 5,482 46,565 455,182 387,822 60,659 6,701 475,484 422,129 5,595 47,760 457,255 386,722 64,088 6,445 476,580 422,555 5,881 48,144 464,537
12 Institusi Keuangan No USD Juta/ Millions of USD 20,338 15,202 3,918 1,219 30,198 27,009 2,256 933 19,866 14,765 3,845 1,256 29,479 26,484 1,962 1,034 20,177 13,819 4,665 1,692 26,809 23,144 2,849 817 24,085 16,384 5,801 1,900 43,415 29,240 4,330 9,845 26,168 17,867 6,507 1,794 41,855 26,852 4,048 10,955 27,188 18,724 5,980 2,484 49,672 32,787 4,257 12,628 26,418 18,199 6,223 1,997 45,320 29,788 4,127 11,405 26,401 17,455 6,787 2,159 46,601 30,726 4,206 11,669 25,809 17,304 6,377 2,128 45,750 29,850 4,155 11,744 25,854 17,505 6,104 2,244 46,623 30,602 4,049 11,972 26,652 17,761 6,559 2,332 47,409 30,978 4,180 12,251 26,650 17,838 6,593 2,219 47,286 30,566 4,343 12,377 27,188
13 Sektor Non-Finansial USD Juta/ Millions of USD 314,942 277,433 35,197 2,313 311,022 302,603 1,385 7,034 312,656 275,535 34,936 2,185 299,701 293,100 657 5,944 332,072 289,672 40,032 2,368 323,229 316,040 816 6,374 379,947 328,297 48,579 3,070 393,535 361,366 1,568 30,601 393,757 342,984 46,750 4,022 396,508 362,499 1,357 32,651 437,349 379,515 53,335 4,499 438,283 399,625 1,634 37,023 415,069 363,298 47,805 3,966 414,786 380,357 1,285 33,144 420,381 366,151 50,432 3,798 419,891 384,704 1,283 33,904 417,738 361,188 52,672 3,877 414,648 379,378 1,336 33,934 423,472 366,688 52,633 4,150 422,093 386,067 1,433 34,593 428,530 370,061 54,101 4,368 428,076 391,151 1,415 35,510 430,605 368,885 57,495 4,226 429,294 391,989 1,538 35,767 437,349
14 Lokasi Tidak Teridentifikasi USD Juta/ Millions of USD 46 46 - - 0 0 - 0 81 81 - - 734 1 - 734 25 25 - - 753 0 - 753 7 7 - - 821 1 - 820 1 1 - - 686 0 - 686 3 3 - - 714 0 - 714 6 6 - - 702 0 - 702 3 3 - - 708 0 - 708 3 3 - - 697 0 - 697 3 3 - - 700 0 - 700 3 3 - - 709 0 - 709 3 3 - - 704 0 - 704 3
Keterangan:
1)
LBS ini menggambarkan aset dan kewajiban pada laporan keuangan (neraca) bank dalam
negeri terhadap Bukan Penduduk dalam semua jenis instrumen, sesuai
dengan Guidelines Bank for International Settlements (BIS)
Sumber: LBU
2019 2020 2020 2020 2020 2020 2020 2020 2020 2020 2020 2020
2020
Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov
Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities
Loan & Debt Other Total Loan & Debt Other Total Loan & Debt Other Total Loan & Debt Other Total Loan & Debt Other Total Loan & Debt Other Total Loan & Debt Other Total Loan & Debt Other Total Loan & Debt Other Total Loan & Debt Other Total Loan & Debt Other Total Loan & Debt Other Total Loan & Debt Other Total Loan & De bt Othe r Total Loan & D ebt Other Total Loan & Debt Other Total Loan & Debt Other Total Loan & Debt Other Total Loan & D ebt Other Total Loan & D ebt Other Total Loan & Debt Other Total Loan & Debt Other Total Loan & De bt Othe r Total Loan & De bt Othe r Total Loan & Debt Other Total Loan & Debt Other
Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Se curities Instr uments De posits Se curities Instr uments Deposits Securities Instruments Deposits Securities Instruments D eposits Sec urities Instrume nts De posits Sec urities Instrume nts Deposits Securitie s Instruments Deposits Securities Instruments De posits Secur ities Instruments Deposits Secur ities Instrumen ts Deposits Se curitie s Instr uments D eposits Se curitie s Instruments Deposits Securities Instruments Deposits Securities Instruments D eposits Sec urities Instrume nts De posits Sec urities Instr uments
483,916 85,893 16,657 571,114 484,208 14,717 72,189 626,668 495,096 112,059 19,513 598,883 517,797 13,264 67,822 589,686 487,184 85,202 17,300 566,989 481,016 16,282 69,691 575,039 474,288 83,769 16,981 551,277 468,714 15,719 66,843 515,016 424,771 71,491 18,754 497,987 422,114 13,700 62,173 547,774 447,950 81,415 18,410 525,966 448,088 14,030 63,848 561,064 455,608 87,623 17,833 541,612 463,082 14,533 63,997 584,923 472,807 93,903 18,213 562,571 482,028 14,614 65,929 574,102 460,957 95,404 17,742 548,285 473,188 13,733 61,364 590,318 474,110 98,248 17,959 563,312 487,760 13,247 62,304 587,401 472,858 97,772 16,771 560,645 486,459 12,993 61,194 595,907 474,737 103,496 17,675 567,404 491,897 13,049 62,459 620,171 492,777 108,783 18,611 589,383 510,201 13,267 65,914
9,828 1,401 5,178 52,624 30,681 3,965 17,978 19,063 11,823 1,658 5,581 53,447 27,675 4,020 21,752 17,000 10,368 1,520 5,112 52,179 29,964 4,254 17,962 18,200 11,516 1,532 5,151 51,002 29,165 4,222 17,615 17,731 10,544 1,234 5,952 48,934 29,031 3,862 16,042 17,359 9,478 1,253 6,628 49,622 29,156 3,854 16,613 17,930 10,418 1,201 6,310 50,783 28,614 4,149 18,019 17,898 10,092 1,400 6,406 51,365 28,859 4,129 18,378 17,616 10,750 1,504 5,362 51,880 28,573 4,046 19,261 17,546 10,893 1,453 5,200 52,342 28,987 3,866 19,489 17,049 10,752 1,477 4,821 50,993 27,986 3,976 19,031 19,231 12,764 1,525 4,942 52,148 28,631 3,946 19,571 18,965 12,291 1,632 5,042 53,126 28,735 3,902 20,490
9,827 539 4,192 43,220 28,031 2,420 12,769 18,033 11,821 787 5,424 43,516 24,469 2,084 16,964 15,023 10,367 564 4,092 42,480 27,281 2,409 12,790 16,330 11,509 592 4,228 41,634 26,727 2,357 12,550 16,261 10,544 566 5,151 40,130 26,441 2,293 11,396 15,612 9,477 518 5,617 40,663 26,434 2,318 11,912 16,147 10,418 456 5,274 40,491 25,676 2,231 12,584 15,971 10,090 523 5,358 40,903 25,856 2,196 12,850 16,602 10,750 553 5,300 42,523 25,752 2,125 14,646 16,638 10,892 605 5,140 42,840 26,057 1,943 14,840 16,178 10,751 645 4,782 41,507 24,981 2,056 14,470 18,307 12,763 678 4,866 42,471 25,598 2,032 14,842 17,904 12,289 730 4,885 43,203 25,616 1,967 15,619
2,621 13 3,680 34,456 21,855 148 12,453 8,323 2,997 138 5,188 35,436 18,481 211 16,744 6,701 3,092 13 3,596 33,596 20,907 123 12,566 6,318 2,516 15 3,787 33,031 20,628 119 12,284 7,287 2,585 19 4,683 32,155 20,940 139 11,076 7,503 2,312 34 5,157 32,549 20,742 128 11,679 7,490 2,611 35 4,844 33,123 20,611 145 12,368 7,162 2,137 61 4,964 33,257 20,465 160 12,633 7,111 2,084 41 4,985 35,267 20,716 137 14,414 6,972 2,058 54 4,860 35,627 20,809 205 14,613 6,570 1,976 78 4,516 34,645 20,214 156 14,275 7,369 2,597 114 4,658 34,915 20,053 213 14,649 7,826 3,074 121 4,631 35,370 19,756 211 15,403
1 862 986 9,377 2,650 1,545 5,182 1,030 2 871 157 9,930 3,206 1,936 4,788 1,977 1 956 1,020 9,684 2,683 1,845 5,157 1,870 7 940 923 9,353 2,438 1,866 5,050 1,469 1 669 800 8,799 2,589 1,569 4,641 1,746 1 736 1,010 8,952 2,722 1,536 4,693 1,782 0 746 1,036 10,279 2,938 1,918 5,423 1,926 1 877 1,048 10,444 3,002 1,933 5,509 1,014 1 952 61 9,357 2,821 1,921 4,615 908 1 848 59 9,503 2,931 1,923 4,649 871 1 832 39 9,486 3,005 1,920 4,560 924 1 847 76 9,677 3,033 1,914 4,729 1,060 1 902 157 9,923 3,119 1,934 4,871
0 - 909 6,251 685 1,374 4,192 74 - - 74 6,234 1,410 1,802 3,022 931 0 - 930 6,679 847 1,674 4,158 894 0 - 894 6,498 768 1,701 4,029 784 0 - 784 6,007 943 1,417 3,647 959 - - 959 6,082 1,018 1,375 3,688 973 - - 973 6,695 1,028 1,791 3,877 993 0 - 993 6,864 1,049 1,803 4,012 42 0 - 42 5,730 1,020 1,796 2,914 32 - - 32 5,772 1,027 1,800 2,945 30 - - 30 5,775 1,082 1,800 2,894 41 - - 41 5,927 1,151 1,792 2,984 81 - - 81 6,119 1,247 1,807 3,065
1 862 77 3,126 1,965 172 990 956 2 871 83 3,696 1,797 134 1,765 1,046 1 956 90 3,006 1,836 171 999 976 7 940 29 2,855 1,669 165 1,021 685 1 669 16 2,792 1,646 152 993 787 1 736 51 2,870 1,704 161 1,005 809 0 746 63 3,584 1,910 127 1,547 934 1 877 55 3,580 1,953 130 1,497 972 1 952 20 3,627 1,801 125 1,701 876 1 848 28 3,730 1,903 123 1,704 841 1 832 9 3,711 1,924 120 1,667 883 1 847 35 3,750 1,882 123 1,745 980 1 902 76 3,804 1,871 127 1,806
474,085 84,492 11,479 517,775 453,527 10,752 53,497 607,603 483,271 110,400 13,932 545,294 490,122 9,245 45,928 572,686 476,815 83,682 12,188 514,083 451,052 12,028 51,002 556,838 462,771 82,237 11,830 499,577 439,549 11,497 48,531 497,283 414,225 70,257 12,801 448,446 393,083 9,838 45,525 530,414 438,470 80,162 11,782 475,689 418,932 10,176 46,580 543,132 445,188 86,422 11,523 490,693 434,467 10,385 45,841 567,023 462,713 92,504 11,807 511,065 453,170 10,485 47,410 556,482 450,202 93,899 12,380 496,268 444,615 9,687 41,966 572,768 463,214 96,795 12,759 510,831 458,773 9,381 42,677 570,348 462,103 96,295 11,950 509,518 458,473 9,017 42,028 576,672 461,969 101,971 12,732 515,119 463,266 9,103 42,751 601,203 480,484 107,151 13,568 536,114 481,467 9,366 45,282
75,820 25,177 2,448 28,343 21,106 4,860 2,376 124,547 100,690 19,644 4,213 50,842 17,117 4,463 29,261 102,386 80,213 19,475 2,698 23,964 15,370 5,976 2,618 102,664 79,785 19,816 3,064 23,011 14,780 5,738 2,493 92,593 71,211 16,143 5,239 22,080 13,010 4,867 4,202 94,287 73,526 17,472 3,289 22,673 13,862 5,143 3,668 93,095 71,927 18,271 2,897 22,884 14,649 5,209 3,026 101,043 80,418 17,751 2,874 23,166 14,772 5,392 3,002 99,918 78,562 17,730 3,626 44,859 13,584 5,061 26,213 109,425 89,584 16,189 3,652 44,077 12,594 4,671 26,812 115,938 96,956 15,443 3,540 43,130 12,296 4,464 26,370 114,207 94,058 16,560 3,590 43,618 12,189 4,501 26,928 120,587 100,269 16,161 4,157 44,641 11,301 4,525 28,815
281 25 44 1,834 300 13 1,521 1,840 615 20 1,205 28,448 344 79 28,025 491 421 26 43 2,157 513 14 1,630 320 252 27 41 1,849 268 8 1,573 358 288 33 36 1,728 329 9 1,391 419 357 23 39 1,809 284 21 1,504 504 431 32 41 1,969 392 47 1,530 515 451 22 42 2,050 394 67 1,590 1,552 431 25 1,095 25,653 325 40 25,288 1,493 356 24 1,113 26,278 295 49 25,934 1,423 300 24 1,099 25,948 319 36 25,593 1,620 467 24 1,129 26,583 383 83 26,118 1,728 530 12 1,187 27,975 311 118 27,546
398,239 59,315 6,983 487,955 432,413 5,891 49,651 480,547 382,551 90,756 7,240 492,989 472,993 4,781 15,215 467,985 396,562 64,207 7,216 488,602 435,674 6,052 46,876 451,938 382,947 62,422 6,570 473,909 424,762 5,759 43,389 402,837 342,962 54,114 5,761 424,560 380,066 4,971 39,523 433,887 364,891 62,689 6,307 451,490 405,063 5,033 41,394 447,654 373,213 68,150 6,290 466,275 419,805 5,176 41,294 463,696 382,249 74,752 6,695 486,297 438,385 5,093 42,819 454,147 371,593 76,169 6,385 449,767 431,019 4,625 14,123 460,774 373,581 80,607 6,587 465,140 446,166 4,710 14,264 452,109 365,102 80,853 6,155 464,891 446,165 4,553 14,173 459,890 367,865 85,411 6,615 469,964 451,065 4,602 14,296 477,967 380,173 90,990 6,805 489,939 470,154 4,841 14,944
18,724 5,980 2,484 49,672 32,787 4,257 12,628 24,516 16,408 5,532 2,576 47,465 36,634 3,487 7,345 26,996 18,088 6,249 2,659 50,257 33,447 4,367 12,443 25,884 17,546 6,070 2,269 48,306 31,886 4,201 12,219 22,909 16,477 4,559 1,873 42,414 27,050 3,667 11,696 24,382 17,547 4,719 2,116 45,119 29,322 3,828 11,970 24,462 17,598 4,683 2,181 46,043 30,659 3,978 11,405 24,529 17,324 4,899 2,306 47,476 31,704 3,955 11,817 23,927 16,637 5,084 2,206 42,246 31,951 3,492 6,803 24,087 16,538 5,279 2,269 43,348 32,977 3,430 6,942 22,563 15,332 5,089 2,142 42,676 32,359 3,399 6,918 23,362 15,521 5,583 2,258 44,113 33,778 3,398 6,937 24,389 16,188 5,670 2,531 46,834 35,970 3,539 7,325
379,515 53,335 4,499 438,283 399,625 1,634 37,023 456,031 366,143 85,224 4,664 445,524 436,359 1,295 7,870 440,989 378,474 57,958 4,557 438,345 402,227 1,685 34,433 426,054 365,401 56,352 4,301 425,603 392,876 1,558 31,170 379,928 326,484 49,556 3,888 382,146 353,016 1,304 27,827 409,505 347,343 57,971 4,191 406,371 375,741 1,205 29,425 423,192 355,616 63,467 4,109 420,233 389,146 1,198 29,889 439,167 364,925 69,853 4,389 438,821 406,681 1,139 31,002 430,220 354,956 71,085 4,179 407,521 399,067 1,133 7,321 436,688 357,042 75,327 4,318 421,792 413,190 1,280 7,322 429,546 349,770 75,764 4,013 422,215 413,806 1,154 7,255 436,528 352,343 79,828 4,357 425,851 417,287 1,204 7,359 453,579 363,985 85,320 4,274 443,105 434,184 1,302 7,619
3 - - 714 0 - 714 2 2 - - 142 0 - 142 0 0 - - 727 0 - 727 1 1 - - 697 0 - 697 1 1 - - 607 0 - 607 2 2 - - 655 0 - 655 2 2 - - 136 0 - 136 2 2 - - 141 0 - 140 4 4 - - 137 0 - 137 3 3 - - 139 1 - 138 3 3 - - 135 0 - 135 3 3 - - 137 0 - 137 3 3 - - 142 0 - 142
2020 2021 2021 2021 2021 2021 2021
Dec Jan * Feb * Mar * Apr * May * Jun *
Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities
Counterparty Countries
Total Loan & D ebt Other Total Loan & D ebt Other Total Loan & Debt Other Total Loan & Debt Other Total Loan & Debt Other Total Loan & Debt Other Total Loan & Debt Other Total Loan & Debt Other Total Loan & Debt Other Total Loan & Debt Other Total Loan & Debt Other Total Loan & Debt Other Total Loan & Debt Other Total Loan & Debt Other
De posits Secur ities Instruments Deposits Secur ities Instrume nts Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments
626,668 495,096 112,059 19,513 598,765 517,797 13,268 67,700 618,215 485,837 113,205 19,173 587,459 506,853 12,840 67,766 620,687 484,455 116,966 19,265 588,968 508,932 12,710 67,327 633,484 496,729 118,278 18,477 601,436 522,502 12,447 66,487 617,026 480,102 118,128 18,796 588,088 510,468 12,856 64,764 628,085 492,678 116,278 19,129 597,797 518,905 12,581 66,311 628,305 489,759 120,118 18,428 595,468 517,949 12,223 65,296 All Countries 1
19,063 11,823 1,658 5,581 53,620 27,675 4,020 21,925 19,472 12,479 1,597 5,396 53,328 27,988 4,027 21,314 19,837 12,950 1,700 5,187 53,709 28,373 4,309 21,026 20,002 13,028 1,751 5,224 53,526 28,132 4,295 21,099 19,147 12,046 1,672 5,428 52,923 27,160 4,769 20,994 20,292 12,982 1,625 5,685 54,153 28,143 4,679 21,330 19,238 12,166 1,695 5,378 52,251 26,696 4,751 20,805 Cross-Border (Nonresident) 2
18,033 11,821 787 5,424 43,725 24,469 2,084 17,172 18,508 12,477 779 5,252 43,673 24,932 2,109 16,632 18,870 12,933 846 5,091 43,680 24,964 2,367 16,350 19,091 13,011 935 5,145 42,949 24,427 2,360 16,162 18,236 12,029 867 5,341 42,105 23,439 2,558 16,108 19,308 12,965 777 5,566 43,216 24,366 2,459 16,391 18,281 12,149 833 5,300 41,577 22,905 2,537 16,135 Bank 3
8,323 2,997 138 5,188 35,645 18,481 211 16,953 7,711 2,482 168 5,061 35,601 18,944 243 16,413 7,694 2,593 190 4,910 35,259 18,888 245 16,126 7,925 2,751 210 4,964 34,695 18,533 216 15,946 8,126 2,734 223 5,169 33,789 17,683 205 15,901 8,360 2,756 210 5,393 34,172 17,824 166 16,182 7,707 2,373 239 5,095 33,177 17,089 155 15,932 of which: Related Offices 4
1,030 2 871 157 9,895 3,206 1,936 4,752 963 3 818 143 9,655 3,057 1,917 4,681 967 17 855 95 10,028 3,410 1,942 4,676 911 17 815 79 10,577 3,705 1,935 4,937 910 17 806 87 10,818 3,721 2,211 4,886 983 17 848 119 10,936 3,777 2,221 4,939 956 17 862 77 10,674 3,791 2,214 4,669 Non-Bank 5
74 - - 74 6,234 1,410 1,802 3,022 57 - - 57 6,068 1,242 1,783 3,042 39 0 - 39 6,085 1,250 1,809 3,025 37 0 - 37 6,526 1,783 1,805 2,937 38 0 - 37 6,788 1,760 2,081 2,947 57 0 - 57 6,836 1,765 2,088 2,984 37 0 - 37 6,729 1,692 2,083 2,954 Non-Bank Financial Instituti 6
956 2 871 83 3,661 1,797 134 1,730 906 3 818 86 3,587 1,814 135 1,639 928 17 855 57 3,943 2,159 133 1,651 875 17 815 42 4,051 1,922 130 1,999 872 17 806 49 4,030 1,961 131 1,939 927 17 848 62 4,100 2,012 133 1,955 919 17 862 40 3,946 2,099 131 1,716 Non-Financial Sector 7
607,603 483,271 110,400 13,932 545,003 490,122 9,248 45,633 598,740 473,356 111,607 13,777 533,988 478,865 8,814 46,309 600,847 471,503 115,266 14,078 535,118 480,558 8,401 46,159 613,473 483,693 116,527 13,253 547,772 494,370 8,152 45,250 597,877 468,054 116,456 13,368 535,026 483,308 8,087 43,630 607,791 479,694 114,653 13,444 543,504 490,762 7,901 44,840 609,065 477,591 118,423 13,050 543,079 491,253 7,473 44,353 Indonesia (Resident) 8
124,547 100,690 19,644 4,213 50,550 17,117 4,467 28,967 116,513 96,098 16,349 4,066 45,087 11,792 4,044 29,251 118,815 96,629 17,595 4,591 46,248 13,194 3,918 29,136 124,753 101,457 18,968 4,328 45,051 12,917 3,881 28,253 117,127 94,727 18,204 4,196 43,648 12,754 3,769 27,125 120,396 98,032 18,088 4,276 43,291 12,043 3,545 27,703 123,931 100,517 19,253 4,161 42,923 12,024 3,306 27,593 Bank 9
1,840 615 20 1,205 28,153 344 79 27,731 1,826 507 99 1,220 28,561 333 50 28,178 1,657 426 16 1,215 28,537 280 55 28,203 1,924 670 19 1,236 27,871 325 113 27,433 1,758 496 14 1,248 26,708 324 105 26,279 1,772 490 12 1,270 27,549 394 93 27,062 1,714 452 18 1,244 27,504 372 66 27,066 of which: Related Offices 10
480,547 382,551 90,756 7,240 492,989 472,993 4,781 15,215 479,478 377,227 95,259 6,992 487,370 467,061 4,770 15,540 479,241 374,838 97,671 6,732 487,355 467,353 4,483 15,519 486,051 382,208 97,559 6,284 500,569 481,442 4,271 14,856 477,998 373,295 98,252 6,451 489,892 470,543 4,319 15,030 484,517 381,627 96,565 6,324 498,331 478,707 4,356 15,268 482,417 377,043 99,171 6,204 498,392 479,218 4,167 15,007 Non-Bank 11
24,516 16,408 5,532 2,576 47,465 36,634 3,487 7,345 24,186 15,888 5,730 2,568 48,244 37,311 3,438 7,495 23,512 15,658 5,459 2,396 46,940 36,188 3,234 7,518 23,057 15,658 5,149 2,250 45,117 34,792 3,189 7,135 22,713 15,104 5,332 2,277 44,375 33,910 3,222 7,243 23,367 15,542 5,454 2,371 46,374 35,826 3,176 7,373 23,464 15,614 5,590 2,260 45,695 35,449 3,031 7,215 Non-Bank Financial Instituti 12
456,031 366,143 85,224 4,664 445,524 436,359 1,295 7,870 455,291 361,338 89,529 4,424 439,126 429,750 1,332 8,045 455,729 359,180 92,213 4,336 440,415 431,165 1,249 8,001 462,993 366,550 92,409 4,034 455,452 446,650 1,082 7,721 455,284 358,191 92,919 4,174 445,516 436,633 1,096 7,787 461,149 366,085 91,111 3,953 451,956 442,881 1,181 7,895 458,953 361,429 93,581 3,944 452,697 443,770 1,136 7,791 Non-Financial Sector 13
2 2 - - 142 0 - 142 2 2 - - 143 0 - 143 2 2 - - 141 0 - 141 9 9 - - 138 0 - 138 2 2 - - 139 0 - 139 2 2 - - 141 0 - 141 2 2 - - 138 0 - 138 Unallocated by Location 14
Note:
LBS describes outstanding claims and liabilities of banks located
1)
in Indonesia to non resident for each instruments breakdown,

based on Guidelines Bank for International Settlements (BIS)
Source: Banking Report
TABEL 5c. LOCATIONAL BANKING STATISTICS (LBS) INDONESIA TERHADAP NONRESIDEN (CROSS-BORDER) BERDASARKAN JENIS INSTRUMEN 1)
TABEL 5c. LOCATIONAL BANKING STATISTICS (LBS) INDONESIA VIS A VIS NONRESIDENT (CROSS-BORDER) BY TYPE OF INSTRUMENTS 1)
2019 2019 2019 2019
2014 2015 2016 2017 2018 2019
Jun Jul Aug Sep
Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims
Negara Mitra Satuan/Unit
Loans & Debt Other Loans & Debt Other Loans & Debt Other Loans & Debt Other Loans & Debt Other Loans & Debt Other Loans & Debt Other Loans & Debt Other Loans & Debt Other Loans & Debt Other Loans & Debt Other Loans & Debt Other Loans & Debt Other Loans & Debt Other Loans & Debt Other Loans & Debt Other Loans & Debt Other Loans & Debt Other Loans & Debt
Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total
Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities
1 Seluruh Negara Mitra USD Juta/ Millions of USD 11,950 8,347 1,433 2,171 45,770 28,221 4,675 12,873 14,276 9,790 1,390 3,096 44,788 27,631 4,542 12,614 13,630 9,572 960 3,098 45,042 26,325 4,215 14,503 17,380 11,244 1,135 5,002 45,560 25,848 3,858 15,853 15,652 8,366 1,760 5,526 49,873 29,877 3,494 16,502 16,407 9,828 1,401 5,178 52,624 30,681 3,965 17,978 17,239 10,632 1,541 5,066 52,149 31,193 4,037 16,919 16,635 10,382 1,527 4,726 52,016 30,774 3,994 17,248 16,681 10,274 1,516 4,890 50,525 29,447 3,919 17,159 17,751 11,085 1,575
2 Amerika
3 Amerika Serikat USD Juta/ Millions of USD 5,606 4,079 487 1,039 8,675 7,071 681 923 6,053 3,991 423 1,638 5,637 4,160 626 851 5,629 3,750 334 1,545 5,049 3,445 671 932 6,944 4,638 289 2,017 3,926 2,267 678 981 6,700 3,983 438 2,278 4,011 2,509 624 878 5,639 3,726 155 1,759 4,118 2,883 274 962 7,810 5,741 150 1,920 4,421 3,153 341 927 7,464 5,630 155 1,679 4,605 3,300 337 968 7,043 5,058 139 1,847 4,040 2,749 329 963 7,719 5,636 159
4 Kanada USD Juta/ Millions of USD 9.54 8.92 0.25 0.37 105 59.08 37.27 8.74 16.94 16.04 0.36 0.53 24.59 10.52 1.59 12.47 35 33 1 1 106 90 2 13 20 18 0 1 157 136 1 20 21.46 21.09 0.26 0.10 190 169 9.63 11.75 20.45 19.77 0.68 0.00 44.66 27.46 7.63 9.57 21.22 21.14 0.08 - 34.05 12.12 8.85 13.09 20.40 18.22 1.32 0.86 33.48 12.49 8.57 12.42 22.43 21.17 0.15 1.11 32.65 12.92 9.68 10.05 19.21 18.52 0.66
5 Brazil USD Juta/ Millions of USD 1.43 - 1.43 - 1.74 0.85 0.89 - 0.11 - 0.11 - 0.78 0.54 0.24 - 1 - 1 - 1 1 0 - 0 - 0 - 2 1 1 - 0.07 - 0.07 - 2.35 2.22 0.13 - 0.85 - 0.85 - 3.28 3.14 0.14 - 1.41 - 1.41 - 3.42 3.03 0.39 - 0.67 - 0.67 - 3.95 3.31 0.64 - 0.43 - 0.43 - 4.27 3.63 0.64 - 0.81 - 0.81
6 Eropa
7 Belanda USD Juta/ Millions of USD 164 91.73 72.29 0.19 220 89.50 20.76 109 104 26.93 77.00 0.27 191 85.46 8.11 97.33 65 16 49 0 239 82 38 119 57 34 22 1 298 144 35 119 38.06 12.37 9.65 16.04 421 310 13.56 97.71 143.29 66.90 3.36 73.03 267 136 10.41 121.27 42.73 7.22 5.81 29.70 609 507 5.28 96.61 106.84 72.59 3.74 30.51 589 487 5.57 97.01 58.20 22.88 3.19 32.13 564 439 6.84 118.57 134.33 84.51 3.28
8 Belgia USD Juta/ Millions of USD 32.76 30.81 1.62 0.34 93.45 73.31 13.77 6.37 49.22 47.97 0.86 0.40 107 97.63 2.18 7.09 175 174 1 0 190 166 21 3 85 84 1 0 138 110 25 3 75.57 74.49 0.40 0.68 123 99.07 21.44 2.08 58 57 0.67 0.10 150 137 11.64 1.10 250 250 0.21 0.21 162 146 13.74 1.96 208 207 0.74 0.27 162 148 12.70 1.94 165 164 0.36 0.16 144 132 11.17 1.71 103 103 0.33
9 Inggris USD Juta/ Millions of USD 576 345 52.07 179 3,660 2,075 343 1,243 851 582 53.81 215 3,618 2,154 304 1,159 885 612 2 270 3,225 1,834 260 1,131 787 468 3 316 3,403 1,673 263 1,468 623 296 1.43 325 3,703 1,588 661 1,455 919 631 2.12 286 2,968 1,138 334 1,497 560 277 0.87 282 3,040 1,240 395 1,406 688 439 0.91 248 3,065 1,248 377 1,440 802 547 0.89 254 2,955 1,149 382 1,424 639 377 2.45
10 Jerman USD Juta/ Millions of USD 263 249 7.59 5.87 558 322 58.80 177 492 472 12.61 6.90 628 335 80.62 213 407 370 6 32 645 427 54 164 722 687 19 15 771 547 55 169 356 320 8.63 27.25 743 430 105 208 523 495 0.50 27.10 838 519 102 217 576 543 0.86 32.68 778 429 107 243 367 332 1.27 33.83 1,064 707 105 252 472 437 1.14 33.90 886 516 117 253 403 374 0.41
11 Norwegia USD Juta/ Millions of USD 55.86 55.84 0.02 - 14.89 3.19 1.25 10.45 10.65 10.61 0.04 - 34.36 18.75 0.60 15.01 1 1 0 - 13 1 0 12 72 71 0 - 16 3 1 12 81.48 81.48 - - 11.72 0.83 0.64 10.25 21 21 0.03 - 32.61 1.20 5.88 25.53 86 86 0.03 - 18.06 1.19 3.60 13.27 96 96 0.04 - 17.37 0.95 2.66 13.76 71 71 - - 20.73 1.14 2.67 16.92 1 1 0.01
12 Perancis USD Juta/ Millions of USD 30.13 8.13 4.22 17.79 288 127 6.92 154 174 165 3.31 5.87 294 144 7.03 143 29 24 2 2 469 279 17 173 20 13 2 5 593 377 20 197 109 100 2.23 6.92 1,033 615 19.83 398 268 257 1.89 8.80 766 310 26.24 430 170 157 3.09 9.49 967 486 29.14 452 228 215 3.30 10.34 863 430 28.85 404 226 213 3.48 9.72 893 461 32.71 399 269 258 3.96
13 Swiss (termasuk BIS) USD Juta/ Millions of USD 22.92 18.59 3.95 0.37 226 39.76 125 62.11 25.86 23.74 1.00 1.11 88.26 39.24 43.85 5.17 25 24 0 0 75 41 29 5 55 43 11 1 144 56 82 6 29.11 25.92 1.75 1.44 70.29 19.65 44.25 6.39 45.04 33.67 2.19 9.18 85 16.03 56.97 12.17 127.01 113.71 9.97 3.33 114 18.73 86.60 8.36 27.55 20.39 2.52 4.64 96 13.35 73.78 8.82 25.20 23.59 0.11 1.50 83 16.12 59.06 7.60 37.33 30.51 0.15
14 Afrika dan Timur Tengah
15 Arab Saudi USD Juta/ Millions of USD 34.18 31.49 1.88 0.82 41.87 9.61 0.76 31.49 44.39 24.62 2.08 17.69 44.40 23.58 - 20.82 21 19 2 0 18 11 0 7 74 37 8 29 37 11 0 25 82.31 52.44 4.59 25.29 29.70 6.71 0.55 22.44 112 76 3.24 32.46 33.13 9.02 0.35 23.75 153 122 5.81 25.89 32.34 8.46 0.43 23.45 110 73 5.65 31.46 33.32 8.20 0.35 24.78 115 78 5.06 32.08 48.33 24.52 0.44 23.37 112 76 3.70
16 Kuwait USD Juta/ Millions of USD 10.67 - 10.67 - 27.21 1.84 - 25.37 12.58 - 12.50 0.08 24.76 1.42 - 23.35 0 - 0 - 6 2 1 4 0 - 0 - 30 2 1 28 0.55 0.03 0.07 0.45 27.59 1.12 - 26.48 0.08 0.03 - 0.05 38.58 1.36 12.21 25.01 0.31 0.03 0.27 - 38.84 1.42 12.00 25.42 0.20 0.03 0.17 - 38.96 1.35 12.00 25.61 0.07 0.03 0.03 0.01 38.12 1.57 11.92 24.63 0.91 0.03 0.44
17 Mesir USD Juta/ Millions of USD 2.47 - 1.09 1.39 7.63 2.84 4.79 - 1.75 - 0.73 1.02 17.23 2.92 14.31 - 0 - 0 - 7 1 6 - 1 - 1 - 8 1 7 - 1.39 - 1.39 - 5.11 0.72 4.39 - 2.80 - 2.80 - 5.15 0.62 4.53 - 1.69 - 1.64 0.05 5.32 0.83 4.49 - 1.18 - 1.18 - 5.42 0.93 4.49 - 1.39 - 1.39 - 0.92 0.92 - - 2.42 - 2.14
18 Qatar USD Juta/ Millions of USD 0.09 0.03 - 0.06 289 152 - 137 5.77 5.66 - 0.12 361 228 - 133 29 6 0 23 294 33 - 261 73 1 0 72 357 2 - 355 66.14 0.04 0.37 65.73 381 2.51 0.92 378 68.65 0.04 0.07 68.53 487 78.24 15.89 393 70.94 0.04 0.30 70.60 480 78.81 14.63 387 71.29 0.04 0.19 71.06 483 78.01 14.90 390 70.75 0.04 0.19 70.53 478 78.84 14.75 384 69.62 0.04 0.17
19 Uni Emirat Arab USD Juta/ Millions of USD 1.89 0.87 0.88 0.13 27.41 8.69 16.60 2.12 5.16 2.78 1.66 0.73 33.46 17.31 11.12 5.03 6 3 3 - 54 37 12 5 10 3 6 1 35 13 16 6 565 8.49 555 1.27 138 10.85 122 5.14 581 1.72 578 0.89 201 8.90 122 70.02 576 5.25 571 0.36 136 9.91 121 4.26 584 5.36 575 4.09 202 9.48 123 69.97 569 1.89 565 1.46 199 10.01 121 68.57 570 2.00 567
20 Asia dan Pasifik
21 Australia USD Juta/ Millions of USD 189 164 23.66 1.96 1,149 113 128 908 187 154 30.34 2.39 1,012 85.98 108 818 204 174 26 4 1,084 122 137 825 210 136 63 11 1,135 144 140 851 247 202 27.58 17.73 1,134 189 86.80 858 237 194 32.47 10.39 1,270 265 96.42 909 199 150 32.62 16.32 1,166 203 78.12 885 222 173 35.65 13.11 1,195 229 73.42 893 251 197 34.60 18.70 1,208 245 73.64 889 283 231 35.50
22 Brunai Darusalam USD Juta/ Millions of USD 0.40 0.23 0.15 0.02 1.65 1.03 - 0.61 0.51 0.48 - 0.03 1.60 1.41 - 0.20 0 0 - - 1 1 - 0 0 0 - - 1 1 - 0 0.43 0.43 - - 1.07 0.98 - 0.09 0.29 0.29 - - 1.34 1.29 - 0.05 0.39 0.39 - - 1.03 0.93 - 0.10 0.32 0.32 - - 0.84 0.75 - 0.10 0.33 0.33 - - 0.93 0.84 - 0.10 0.30 0.30 -
23 Filipina USD Juta/ Millions of USD 6.56 0.00 6.31 0.25 9.59 4.66 4.93 0.00 1.44 0.01 1.07 0.37 17.32 16.41 0.79 0.13 1 0 1 - 18 17 1 0 3 0 2 0 47 47 0 0 6.84 0.10 6.00 0.74 13.12 12.96 0.15 0.02 11.97 0.44 11.24 0.29 24.47 23.11 1.32 0.05 2.64 0.16 1.93 0.55 26.72 24.93 1.78 0.01 4.76 0.22 3.20 1.35 27.89 25.21 2.67 0.01 3.96 0.27 3.26 0.43 26.89 24.26 2.62 0.01 1.09 0.32 0.16
24 India USD Juta/ Millions of USD 46.77 0.17 12.93 33.67 141 42.17 24.80 74.52 69.62 0.08 29.21 40.32 192 14.26 31.82 146 91 0 41 50 186 14 30 143 102 0 49 53 204 61 33 110 180 0.38 128 51.64 169 20.83 37.99 111 68 0.31 21.19 46.63 156 22.50 17.35 116 152 0.40 101.54 50.23 154 20.67 20.24 113 140 0.44 91.19 48.46 155 20.85 19.88 114 118 0.68 71.33 46.22 153 19.78 20.50 113 113 0.36 65.92
25 Jepang USD Juta/ Millions of USD 381 297 12.19 71.61 8,952 6,396 219 2,337 437 319 12.29 106 9,057 6,430 231 2,396 520 427 8 84 9,614 6,570 190 2,854 1,507 550 27 930 9,756 6,363 284 3,109 1,242 276 11.29 954 9,945 6,354 218 3,373 1,517 514 3.88 999 10,123 6,488 210 3,425 1,322 329 13.88 979 10,052 6,729 176 3,146 1,365 373 6.79 986 9,920 6,474 227 3,219 1,374 395 10.69 969 9,841 6,431 207 3,203 1,469 467 5.75
26 Kamboja USD Juta/ Millions of USD 0.08 - - 0.08 0.08 0.08 - - 0.26 - 0.02 0.24 0.15 0.15 - - 0 - 0 0 0 0 - - 0 - 0 - 0 0 - - 0.14 - - 0.14 0.13 0.13 - - 0.03 - 0.03 - 0.09 0.09 - - 0.07 - - 0.07 0.34 0.34 - - 0.04 - 0.03 0.01 0.37 0.37 - - 0.16 - 0.02 0.14 0.24 0.24 - - 0.21 - 0.02
27 Korea Selatan USD Juta/ Millions of USD 13.24 6.32 2.79 4.13 730 369 128 233 12.66 4.29 2.85 5.52 920 459 115 346 42 7 2 32 1,234 638 171 425 94 19 27 47 1,606 713 224 669 111 28.49 28.30 54.35 2,099 1,186 194 719 72.05 12.66 13.63 45.76 1,975 926 133 916 82.04 23.37 11.81 46.87 2,211 1,130 178 902 84.35 31.01 14.34 39.00 2,282 1,186 158 939 92.20 44.58 12.81 34.82 2,234 1,198 151 885 119.60 70.50 12.43
28 Laos USD Juta/ Millions of USD - - - - 0.08 0.08 - - - - - - 0.00 0.00 - - - - - - 0 0 - - - - - - 0 0 - - - - - - 0.41 0.41 - - - - - - 0.50 0.50 - - - - - - 0.38 0.38 - - - - - - 0.37 0.37 - - - - - - 0.31 0.31 - - - - -
29 Malaysia USD Juta/ Millions of USD 27.59 2.96 11.96 12.68 2,997 685 164 2,148 50.92 6.15 16.61 28.16 2,622 518 126 1,978 34 4 13 18 3,041 572 71 2,397 53 9 8 36 3,148 768 51 2,329 75.78 14.01 5.93 55.85 3,334 874 60.33 2,399 61.98 12.04 6.80 43.14 3,243 446 84.47 2,713 65.80 13.36 9.46 42.98 3,235 622 72.77 2,540 68.94 11.62 13.02 44.30 3,151 499 77.42 2,574 61.15 12.20 7.48 41.48 3,142 517 81.49 2,544 63.58 10.96 9.61
30 Myanmar USD Juta/ Millions of USD - - - - 0.75 0.75 - - - - - - 0.32 0.32 - - - - - - 1 1 - - - - - - 1 1 - - 0.00 - - 0.00 1.65 1.65 - - - - - - 1.61 1.61 - - - - - - 1.39 1.39 - - - - - - 1.36 1.36 - - - - - - 1.41 1.41 - - - - -
31 Selandia Baru USD Juta/ Millions of USD 13.38 13.38 - 0.00 19.41 9.24 10.05 0.13 11.26 11.05 0.22 - 15.31 8.82 6.38 0.11 22 22 0 0 18 9 10 0 28 28 0 0 15 8 7 0 14.72 14.72 - 0.01 12.38 6.02 6.11 0.25 17.03 17.03 - 0.01 12.05 6.99 4.87 0.19 26.14 26.05 0.08 0.01 12.09 6.73 5.16 0.20 15.48 15.37 0.11 0.01 13.42 6.92 6.29 0.21 27.32 27.22 0.10 0.01 12.31 6.85 5.30 0.17 27.79 27.67 0.10
32 Taiwan USD Juta/ Millions of USD 7.76 2.56 2.81 2.39 429 136 75.79 217 16.15 2.98 11.79 1.38 411 113 51.49 246 340 332 6 2 392 47 43 301 8 1 5 2 416 62 45 309 5.97 2.01 0.79 3.17 463 29.85 65.70 368 5.77 1.22 1.41 3.14 536 55.02 135 346 4.96 1.66 1.65 1.65 484 34.59 135 314 6.31 0.95 2.48 2.89 489 35.79 133 321 6.96 1.30 2.93 2.73 514 46.58 146 321 7.31 1.72 1.81
33 Thailand USD Juta/ Millions of USD 24.59 4.17 19.87 0.55 2,334 1,894 62.42 378 26.74 2.55 23.96 0.23 1,709 1,280 72.60 356 31 6 23 2 1,373 926 75 372 52 7 42 3 1,310 876 62 372 73.42 6.53 60.06 6.83 1,632 1,227 65.59 339 47.59 6.29 33.18 8.12 1,704 1,304 50.37 349 87.13 8.04 66.75 12.34 1,701 1,280 38.77 382 82.28 8.39 60.44 13.45 1,758 1,338 34.58 385 70.46 11.62 49.09 9.75 1,765 1,340 39.86 385 74.18 11.14 54.03
34 Timor Leste USD Juta/ Millions of USD - - - - 1.90 1.90 - - - - - - 51.17 51.17 - - - - - - 46 46 - - - - - - 42 42 - - 121 - - 121 139 139 - - 52.23 - - 52.23 82.15 82.15 - - 35.26 - - 35.26 70.31 70.31 - - 40.52 - - 40.52 52.03 52.03 - - 44.01 - - 44.01 64.92 64.92 - - 37.22 - -
35 Tiongkok USD Juta/ Millions of USD 615 121 462 31.62 1,190 575 299 316 652 243 374 33.95 4,877 3,482 1,009 386 376 43 295 38 4,796 3,521 747 529 440 164 234 42 5,139 3,723 750 665 403 210 154 38.79 4,584 3,725 194 665 446 148 246 52.52 4,484 3,549 211 724 426 159 219 47.52 4,774 3,870 216 688 502 265 187 49.98 4,690 3,794 210 686 498 214 232 52.12 4,688 3,770 225 693 507 177 278
36 Vietnam USD Juta/ Millions of USD 1.70 - 1.36 0.34 12.79 0.61 12.18 - 9.71 - 9.02 0.69 16.91 0.33 16.57 - 13 - 10 3 19 1 18 - 31 - 28 2 19 1 18 - 41.29 0.02 40.15 1.13 21.92 0.65 21.27 - 12.49 0.12 11.04 1.33 26.57 0.94 25.63 - 7.80 0.07 6.29 1.45 15.80 1.10 14.70 - 10.56 0.08 7.14 3.34 17.92 1.25 16.67 - 7.36 0.08 5.96 1.32 17.99 0.99 17.00 - 6.55 0.09 5.64
37 Offshore centres
38 Hong Kong USD Juta/ Millions of USD 571 307 62.28 202 677 521 124 32.18 1,650 1,303 56.82 290 1,090 856 226 7.71 1,119 752 38 330 1,542 1,403 127 12 1,593 1,079 72 443 2,172 2,041 109 22 1,244 750 58.16 435 2,658 2,564 83.06 10.72 1,321 819 98.07 404 3,570 2,892 553 125.09 1,085 616 55.38 414 3,009 2,380 562 66.39 797 349 79.28 368 2,952 2,263 578 111.76 1,122 627 92.91 403 2,866 2,175 573 118.26 1,212 691 97.47
39 Cayman, Kepulauan USD Juta/ Millions of USD 1,046 838 0.05 208 9.36 6.52 0.32 2.51 1,112 881 - 231 13.85 11.30 - 2.54 1,083 846 - 237 10 6 - 4 1,206 728 72 406 13 8 - 5 1,019 532 115 372 9.01 5.79 - 3.22 1,042 381 90 571 22.31 20.56 - 1.75 843 284 112 447 21.37 19.47 - 1.90 772 208 112 453 14.39 12.58 - 1.80 791 234 112 445 17.42 16.03 - 1.39 853 223 112
40 Singapura USD Juta/ Millions of USD 2,025 1,662 109 254 11,354 6,288 2,061 3,005 2,041 1,481 204 356 10,387 6,114 1,399 2,874 2,286 1,913 60 314 10,218 5,301 1,441 3,476 2,966 2,400 104 462 9,551 5,107 836 3,608 1,943 1,306 68.64 569 11,535 7,026 753 3,756 2,919 2,300 55 563 14,255 8,648 1,366 4,241 2,228 1,625 117 487 13,187 7,964 1,323 3,900 2,330 1,736 143 451 12,979 7,705 1,276 3,998 2,286 1,717 128 440 12,467 7,269 1,209 3,989 2,661 2,111 114
41 Lainnya USD Juta/ Millions of USD 171 9 59 102 1,524 1,140 52 332 153 13 28 112 1,292 871 50 371 158 11 36 111 1,060 682 42 336 168 26 36 106 1,069 541 113 415 174 47 31 96 1,231 749 80 401 175 36 25 113 1,098 680 93 325 225 74 41 110 1,190 737 73 380 220 102 20 98 1,054 681 75 298 285 154 32 99 1,118 725 69 324 232 101 37
Keterangan:
1)
Sumber: LBU
2019 2019 2019 2019 2020 2020 2020 2020 2020 2020
2020
Sep Oct Nov Dec Jan Feb Mar Apr May Jun
Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims
Other Loans & Debt Other Loans & Debt Other Loans & Debt Other Loans & Debt Other Loans & Debt Other Loans & Debt Other Loans & Debt Other Loans & Debt Other Loans & Debt Other Loans & Debt Other Loans & Debt Other Loans & Debt Other Loans & Debt Other
Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total
Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instrumen
5,090 50,268 29,080 3,910 17,278 17,628 10,780 1,549 5,299 50,528 29,023 3,865 17,641 16,646 10,016 1,464 5,166 51,110 29,534 4,000 17,576 16,407 9,828 1,401 5,178 52,624 30,681 3,965 17,978 19,063 11,823 1,658 5,581 53,447 27,675 4,020 21,752 17,000 10,368 1,520 5,112 52,179 29,964 4,254 17,962 18,200 11,516 1,532 5,151 51,002 29,165 4,222 17,615 17,731 10,544 1,234 5,952 48,934 29,031 3,862 16,042 17,359 9,478 1,253 6,628 49,622 29,156 3,854 16,613 17,930 10,418 1,201 6,310 50,783 28,614 4,149 18,019 17,898 10,092 1,400
1,924 3,849 2,580 335 933 7,452 5,339 140 1,973 3,755 2,522 279 954 6,344 4,211 167 1,966 3,982 2,706 308 969 5,639 3,726 155 1,759 4,118 2,883 274 962 7,881 5,059 201 2,622 4,552 3,397 265 891 5,579 3,639 232 1,708 4,200 2,878 324 998 6,929 4,826 280 1,823 4,613 3,255 381 977 6,403 4,146 74 2,183 4,247 3,017 393 837 5,428 3,074 123 2,231 4,927 3,618 430 880 6,419 3,966 133 2,321 4,271 3,016 389 866 6,647 3,931 251
0.03 32.33 12.49 10.10 9.74 18.71 17.52 1.19 - 32.90 12.70 10.69 9.51 22.04 21.23 0.81 - 34.05 15.54 8.88 9.62 20.45 19.77 0.68 0.00 44.66 27.46 7.63 9.57 68.69 68.34 0.23 0.12 28.16 17.85 1.12 9.19 22.88 22.02 0.76 0.10 29.98 14.64 5.56 9.79 51.09 50.03 1.06 0.00 30.24 14.96 4.83 10.46 85.03 84.43 0.44 0.16 30.20 15.76 4.04 10.40 26.22 25.23 0.74 0.25 26.46 14.43 3.00 9.03 34.80 34.53 0.26 - 28.63 16.53 3.17 8.94 37.75 37.44 0.19
- 3.95 3.59 0.36 - 0.98 - 0.98 - 3.85 3.42 0.43 - 1.25 - 1.25 - 3.55 3.00 0.56 - 0.85 - 0.85 - 3.28 3.14 0.14 - 0.17 - 0.17 - 4.64 4.48 0.15 - 0.43 - 0.43 - 3.49 3.30 0.19 - 0.84 - 0.84 - 4.01 3.71 0.30 - 1.21 - 1.21 - 4.08 3.65 0.43 - 0.62 - 0.62 - 3.91 3.66 0.25 - 0.63 - 0.63 - 3.95 3.67 0.28 - 0.19 - 0.19
46.54 437 311 6.50 119.39 109.20 51.51 1.25 56.44 369 237 10.44 121.10 234.80 165.80 2.42 66.57 290 157 12.81 120.29 143.29 66.90 3.36 73.03 267 136 10.41 121.27 7.40 5.02 2.34 0.04 61 40 9.83 11.46 199.90 118.37 3.90 77.63 222 90 9.01 123.46 191.23 113.27 3.06 74.90 217 90 8.30 118.56 161.88 94.30 1.57 66.02 216 105 8.54 103.08 78.73 5.14 1.01 72.57 208 85 11.87 111.28 83.99 5.25 0.66 78.08 182 57 11.69 113.39 101.32 5.35 0.71
0.31 143 131 10.36 1.76 92 91 0.60 0.10 137 128 7.03 1.77 105 104 0.51 0.13 197 184 10.82 1.69 58 57 0.67 0.10 150 137 11.64 1.10 43 43 0.33 0.05 178 173 4.19 0.67 224 223 1.54 0.17 169 157 10.83 1.31 95 93 1.74 0.40 263 245 16.88 1.29 110 108 1.55 0.30 259 244 14.02 1.03 50 49 0.56 0.06 195 182 11.77 1.06 64 63 0.23 0.11 225 210 14.02 0.87 55 55 0.05
260 2,912 1,117 371 1,424 567 281 6.21 279 2,991 1,148 372 1,471 915 658 3.39 254 2,975 1,147 357 1,471 919 631 2.12 286 2,968 1,138 334 1,497 1,052 609 3.10 440 3,225 1,291 399 1,535 602 317 1.72 283 3,098 1,247 305 1,546 793 510 1.64 282 3,091 1,280 289 1,522 672 246 1.59 424 2,915 1,287 262 1,366 1,024 428 1.55 595 2,883 1,134 273 1,476 850 354 2.13 493 3,108 1,175 419 1,513 884 420 1.60
28.73 879 501 121 258 444 412 0.38 31.98 873 479 124 270 577 555 0.56 21.74 751 425 109 217 523 495 0.50 27.10 838 519 102 217 349 311 3.04 34.59 682 345 45 293 655 623 0.74 31.15 841 515 91 235 697 683 0.76 13.25 828 510 89 229 422 418 0.72 3.84 600 312 74 214 504 500 1.20 2.40 716 399 78 238 610 585 0.43 25.42 764 440 72 253 447 423 0.25
- 24.76 1.08 3.56 20.12 121 121 0.03 - 29.91 1.30 5.21 23.41 76 76 - - 29.99 1.00 4.66 24.32 21 21 0.03 - 32.61 1.20 5.88 25.53 116 116 0.00 - 25.03 4.75 0.70 19.58 71 71 - - 35.60 1.19 7.59 26.81 92 92 - - 36.10 1.04 7.43 27.64 90 90 0.02 - 32.01 1.03 6.78 24.20 99 99 0.04 - 33.17 1.07 6.75 25.35 105 105 0.02 - 31.60 0.99 7.30 23.31 135 135 0.04
6.53 872 435 33.28 404 109 98 3.41 7.70 907 451 32.88 423 284 275 2.25 6.36 799 346 30.91 422 268 257 1.89 8.80 766 310 26.24 430 418 409 2.30 6.48 703 237 21.07 445 261 252 2.04 7.25 775 310 24.77 441 304 283 2.77 18.32 732 278 23.92 430 375 351 2.30 21.92 697 285 25.21 387 368 348 2.23 17.17 660 217 25.27 417 319 303 1.90 13.35 640 201 26.24 412 266 253 2.10
6.67 80 19.38 52.42 8.48 31.63 23.90 0.12 7.60 508 445.91 53.37 8.56 40.72 31.55 0.35 8.82 86 21.10 53.00 11.45 45.04 33.67 2.19 9.18 85 16.03 56.97 12.17 26.23 24.43 0.03 1.78 147 21.55 113.40 12.19 31.78 25.05 1.12 5.60 82 17.40 51.89 12.45 32.53 27.86 4.66 0.01 84 22.41 49.54 12.00 89.62 89.53 0.08 0.01 68 14.23 45.91 7.92 107.14 101.78 - 5.36 72 17.20 47.18 7.61 25.18 25.17 - 0.00 99 17.60 73.65 7.35 116.78 110.44 2.91
31.91 34.94 10.40 0.52 24.02 120 84 3.28 32.72 31.66 8.01 0.34 23.32 94 59 3.52 31.63 32.56 8.92 0.28 23.37 112 76 3.24 32.46 33.13 9.02 0.35 23.75 77 71 4.60 2.18 34.95 14.21 - 20.73 102 74 2.36 25.43 33.61 9.15 0.32 24.15 119 93 1.56 24.33 32.47 9.04 0.22 23.21 99 76 2.54 20.81 29.30 8.69 0.32 20.29 101 75 4.59 21.90 32.85 10.16 0.53 22.16 103 75 3.85 23.66 35.26 13.06 0.34 21.87 89 63 3.17
0.43 37.82 1.15 11.97 24.70 0.83 0.03 0.80 - 38.12 1.09 12.11 24.92 0.44 0.03 0.28 0.13 38.18 1.49 12.03 24.65 0.08 0.03 - 0.05 38.58 1.36 12.21 25.01 0.55 0.03 0.52 - 38.40 1.29 12.79 24.32 0.03 0.03 - - 39.34 1.42 12.42 25.51 0.11 0.03 0.01 0.06 38.70 1.90 12.25 24.56 0.13 0.03 0.02 0.08 46.79 1.07 24.44 21.27 0.05 0.03 0.02 - 49.29 1.23 25.06 23.00 0.45 0.03 0.23 0.19 36.88 1.08 12.03 23.76 0.58 0.03 0.55
0.27 4.94 0.96 3.98 - 2.44 - 2.44 - 4.61 0.64 3.98 - 2.55 - 2.20 0.35 9.10 0.66 8.44 - 2.80 - 2.80 - 5.15 0.62 4.53 - 1.26 - 1.26 - 2.03 1.98 0.05 - 1.81 - 1.79 0.02 4.39 0.75 3.64 - 2.31 - 2.31 - 4.38 0.71 3.67 - 0.89 - 0.52 0.37 4.43 0.80 3.63 - 1.85 - 1.16 0.69 0.90 0.90 - - 1.58 - 0.55 1.03 0.97 0.96 0.01 - 1.23 - 0.86
69.40 480 78.47 15.42 386 91.85 20.58 0.07 71.20 485 79.00 15.43 390 74.00 2.21 0.13 71.67 483 79.77 15.54 388 68.65 0.04 0.07 68.53 487 78.24 15.89 393 154.15 0.04 15.17 138.94 441 2.02 19.58 419 106.00 0.05 0.04 105.91 498 79.10 18.83 400 137.30 35.74 0.14 101.43 478 79.72 14.67 384 89.62 0.23 0.13 89.26 428 78.96 15.27 334 112.41 0.07 0.25 112.10 451 76.87 13.76 361 117.34 0.07 0.31 116.97 431 44.91 14.58 371 132.58 0.07 0.30
1.00 198 8.53 121 68.90 579 3.15 574 1.70 200 8.64 122 69.67 573 1.16 571 0.90 204 12.85 122 69.15 581 1.72 578 0.89 201 8.90 122 70.02 600 0.80 599 0.59 227 11.81 142 72.85 595 5.81 587 1.91 205 9.63 124 71.10 566 1.54 564 0.36 209 8.35 132 68.25 493 2.58 490 0.41 183 8.38 115 59.35 534 3.45 529 0.96 201 9.44 127 63.80 550 4.25 545 0.99 203 10.18 127 65.51 566 3.02 562
16.11 1,215 253 70.15 892 247 194 39.84 13.51 1,231 252 77.09 901 252 203 37.34 11.08 1,240 260 81.64 898 237 194 32.47 10.39 1,270 265 96.42 909 368 323 36.25 8.92 787 87 56.60 643 224 187 31.16 6.22 1,250 258 79.83 912 236 191 30.53 15.26 1,206 236 79.34 891 261 192 29.78 38.86 1,102 198 80.75 823 303 228 34.62 40.44 1,134 200 77.83 856 339 284 30.43 23.96 1,165 219 69.09 877 328 281 31.61
- 0.96 0.87 - 0.09 0.31 0.29 - 0.02 1.40 1.31 - 0.09 0.24 0.24 - - 0.96 0.87 - 0.09 0.29 0.29 - - 1.34 1.29 - 0.05 0.41 0.39 0.02 0.00 1.29 1.29 - - 0.32 0.32 - - 1.36 1.31 - 0.05 0.29 0.29 - - 1.05 1.01 - 0.04 0.79 0.79 - - 1.17 1.14 - 0.04 0.88 0.87 0.01 - 1.26 1.23 - 0.03 0.97 0.95 0.02 - 0.77 0.77 - 0.00 0.65 0.63 0.02
0.60 30.74 28.09 2.64 0.01 6.63 0.38 5.65 0.60 26.92 24.35 2.55 0.01 3.69 0.38 2.15 1.16 28.60 26.17 2.42 0.01 11.97 0.44 11.24 0.29 24.47 23.11 1.32 0.05 3.75 0.01 3.66 0.08 37.76 32.68 5.07 0.01 4.14 0.50 3.22 0.43 24.25 23.20 1.04 0.01 9.52 0.22 8.84 0.46 24.53 23.52 0.99 0.01 5.47 0.19 4.90 0.38 26.26 25.39 0.86 0.01 1.90 0.19 1.64 0.07 27.58 26.48 1.10 0.01 1.70 0.19 1.49 0.02 30.47 29.30 1.17 0.00 0.70 0.12 0.41
47.13 152 20.73 17.36 114 87 0.40 37.41 49.14 157 22.25 19.45 115 54 0.39 6.61 46.75 158 22.63 20.23 115 68 0.31 21.19 46.63 156 22.50 17.35 116 56 0.28 6.64 48.66 171 26.43 16.46 128 71 0.41 21.14 49.22 159 21.42 18.46 119 96 7.02 37.24 51.69 158 22.39 21.06 114 73 0.43 27.82 44.74 146 21.71 24.52 100 72 0.55 26.60 45.08 157 24.83 25.84 107 64 0.31 18.78 44.85 166 26.77 27.61 111 57 0.29 11.13
996 9,949 6,480 208 3,261 1,704 679 14.55 1,011 10,000 6,490 174 3,335 1,541 564 13.21 963 10,061 6,484 236 3,341 1,517 514 3.88 999 10,123 6,488 210 3,425 744 444 4.96 296 13,485 6,397 112 6,976 1,518 499 2.87 1,016 10,169 6,501 201 3,467 1,448 512 7.10 928 10,071 6,551 156 3,365 1,338 506 8.82 824 9,757 6,435 158 3,164 1,461 475 5.75 979 9,936 6,329 192 3,415 1,503 426 8.19 1,069 10,782 6,486 132 4,164 1,512 402 5.33
0.19 0.32 0.32 - - 0.04 - 0.04 - 0.15 0.15 - - 0.35 - 0.14 0.22 0.12 0.12 - - 0.03 - 0.03 - 0.09 0.09 - - - - - - 0.06 0.06 - - 0.03 - 0.03 - 0.08 0.08 - - 0.04 - 0.04 - 0.23 0.23 - - 0.12 - 0.04 0.08 0.15 0.15 - - 0.19 - 0.03 0.17 0.19 0.19 - - 0.03 - 0.03 - 0.10 0.10 - - 0.03 - 0.03
36.67 2,028 990 144 894 107.37 57.64 10.98 38.76 1,996 949 137 910 89.44 39.00 12.81 37.62 1,984 986 130 868 72.05 12.66 13.63 45.76 1,975 926 133 916 296.36 78.48 129.00 88.88 2,621 1,191 86 1,344 87.01 29.14 19.33 38.54 1,924 889 126 909 80.14 28.05 15.39 36.70 1,835 835 127 874 65.40 13.50 14.44 37.46 1,835 914 118 804 88.55 12.62 27.83 48.10 1,915 944 111 860 105.39 23.13 26.43 55.83 1,981 975 101 905 103.79 23.27 24.91
- 0.47 0.47 - - - - - - 0.65 0.65 - - - - - - 0.57 0.57 - - - - - - 0.50 0.50 - - - - - - 0.40 0.40 - - - - - - 0.42 0.42 - - - - - - 0.40 0.40 - - - - - - 0.48 0.48 - - - - - - 0.50 0.50 - - - - - - 0.51 0.51 - - - - -
43.01 3,379 714 81.19 2,584 55.49 8.96 3.48 43.05 3,378 652 87.42 2,638 60.17 10.91 5.66 43.61 3,442 724 79.29 2,639 61.98 12.04 6.80 43.14 3,243 446 84.47 2,713 72.63 20.39 12.15 40.09 3,113 362 99.84 2,651 65.27 9.75 12.25 43.27 3,136 587 87.87 2,461 64.20 11.05 11.90 41.25 3,060 533 81.21 2,446 97.09 26.38 25.89 44.82 2,860 646 78.13 2,136 91.20 25.25 14.37 51.57 2,852 605 76.99 2,169 81.36 24.52 5.20 51.64 2,920 583 93.74 2,243 105.18 30.91 19.99
- 1.43 1.43 - - - - - - 1.46 1.46 - - - - - - 1.39 1.39 - - - - - - 1.61 1.61 - - - - - - 1.67 1.67 - - - - - - 1.17 1.17 - - 0.00 - - 0.00 1.23 1.23 - - 0.00 - - 0.00 1.14 1.14 - 0.00 - - - - 1.15 1.13 0.03 0.00 - - - - 1.09 1.06 0.03 0.00 0.00 - -
0.03 12.26 6.59 5.49 0.18 22.60 22.49 0.10 0.01 13.25 6.88 6.19 0.18 17.31 17.31 - 0.01 13.70 7.25 6.27 0.18 17.03 17.03 - 0.01 12.05 6.99 4.87 0.19 15.96 15.96 - 0.00 10.28 7.64 2.47 0.17 17.47 17.46 - 0.01 11.88 7.31 4.29 0.27 17.31 17.29 0.01 0.01 11.31 6.41 4.65 0.26 15.01 14.92 0.08 0.00 10.16 5.01 4.94 0.21 17.08 16.91 0.17 0.00 11.49 5.65 5.67 0.17 20.50 20.33 0.17 0.00 11.88 6.30 5.40 0.18 21.88 21.70 0.17
3.78 515 44.72 143 327 5.71 2.14 1.34 2.23 529 50.88 142 337 8.31 2.18 2.37 3.76 521 52.25 136 333 5.77 1.22 1.41 3.14 536 55.02 135 346 11.60 7.35 2.65 1.61 524 147.46 155 221 8.06 1.92 3.32 2.82 512 57.88 137 317 9.88 5.42 2.18 2.28 497 57.87 131 308 19.87 15.80 1.99 2.08 447 52.02 126 269 22.62 16.01 2.31 4.30 469 57.06 129 283 18.21 15.20 1.45 1.57 521 58.54 168 294 20.19 15.76 2.41
9.01 1,791 1,360 40.25 391 78.56 8.33 60.44 9.79 1,875 1,429 46.17 400 69.68 7.29 55.05 7.35 1,839 1,400 43.55 396 47.59 6.29 33.18 8.12 1,704 1,304 50.37 349 110.13 6.53 70.45 33.15 2,058 32 34.42 1,992 64.10 7.31 33.65 23.15 1,679 1,280 45.33 354 64.43 8.90 42.48 13.05 1,681 1,290 41.85 348 205.08 8.09 42.02 154.97 1,583 1,279 50.62 253 400.05 8.82 33.77 357.45 1,778 1,464 53.07 261 190.26 8.54 21.92 159.80 2,003 1,488 47.95 468 181.83 8.40 9.39
37.22 76.14 76.14 - - 39.41 - - 39.41 41.61 41.61 - - 35.54 - - 35.54 106.47 106.47 - - 52.23 - - 52.23 82.15 82.15 - - 30.28 - - 30.28 44.97 44.97 - - 50.74 - - 50.74 39.57 39.57 - - 53.25 - - 53.25 25.59 25.59 - - 64.59 - - 64.59 30.64 30.64 - - 53.81 - - 53.81 49.70 49.70 - - 59.13 - - 59.13 27.95 27.95 - - 59.26 - -
51.80 4,577 3,664 219 695 465 145 265 55.45 4,548 3,626 218 704 451 134 263 53.51 4,519 3,573 230 716 446 148 246 52.52 4,484 3,549 211 724 660 342 266 52.87 3,611 2,552 273 786 485 175 252 57.76 4,379 3,423 224 732 493 208 233 51.46 3,640 2,798 179 663 678 397 230 51.04 3,261 2,505 179 578 592 348 192 52.88 3,243 2,423 191 628 645 419 174 52.15 3,191 2,364 177 651 660 355 249
0.82 18.50 1.08 17.41 - 6.10 0.10 4.44 1.55 23.09 1.05 22.04 - 12.34 0.16 11.57 0.61 25.34 0.92 24.42 - 12.49 0.12 11.04 1.33 26.57 0.94 25.63 - 47.39 - 47.24 0.14 110.91 100.42 10.49 - 11.16 0.14 10.57 0.46 23.60 0.86 22.73 - 17.72 0.14 16.56 1.03 19.65 0.82 18.82 - 16.58 0.14 16.04 0.40 17.34 0.80 16.54 - 12.29 0.14 11.59 0.56 19.33 0.73 18.60 - 6.41 0.14 5.98 0.30 16.53 0.71 15.81 - 5.19 0.10 5.09
424 3,010 2,319 577 114.27 1,053 519 110.50 424 2,914 2,235 566 112.80 1,324 797 100.96 426 3,645 2,962 574 108.59 1,321 819 98.07 404 3,570 2,892 553 125.09 1,984 1,236 86.13 662 3,552 2,754 667 130.94 1,601 1,092 127.76 381 3,304 2,656 566 81.14 1,192 651 132.78 408 3,533 2,810 591 133.20 1,408 855 122.81 430 3,644 2,938 568 138.61 1,346 849 61.51 435 3,522 2,810 589 123.85 1,163 688 46.71 428 3,750 2,807 734 209.12 1,031 555 43.42
518 21.18 19.78 - 1.39 886 251 112 522 26.45 24.63 - 1.82 994 379 94 520 18.35 16.67 - 1.67 1,042 381 90 571 22.31 20.56 - 1.75 588 220 39 328 17.96 12.81 - 5.15 953 356 90 507 30.78 29.10 - 1.68 945 358 60 527 16.13 14.59 - 1.55 926 356 60 511 15.46 14.10 - 1.36 839 281 59 499 25.44 13.48 - 11.96 857 288 38 531 27.38 14.66 - 12.73 803 273 38
436 12,386 7,171 1,215 4,000 2,865 2,242 110 513 12,264 6,964 1,227 4,073 2,230 1,664 69 498 12,421 7,041 1,293 4,087 2,919 2,300 55 563 14,255 8,648 1,366 4,241 3,106 2,370 90 645 11,674 7,399 1,357 2,918 3,083 2,498 45 540 14,101 8,086 1,660 4,354 3,249 2,668 23 558 13,288 7,303 1,680 4,304 3,184 2,366 31 787 13,348 7,853 1,401 4,093 3,348 2,472 91 785 12,685 7,490 1,262 3,934 3,412 2,634 112 666 12,975 7,462 1,337 4,175 3,242 2,509 115
94 1,113 718 73 322 258 105 40 114 1,137 724 91 322 162 36 35 90 1,170 758 90 321 175 36 25 113 1,098 680 93 325 174 43 31 99 1,276 962 110 204 306 125 31 150 1,197 769 89 339 215 43 46 126 1,271 855 78 338 280 86 43 152 1,089 730 63 296 274 33 25 216 1,335 940 68 328 179 64 22 93 1,154 855 69 230 285 180 17
2020 2020 2020 2020 2020 2020 2020 2021 2021 2021 2021
Jun Jul Aug Sep Oct Nov Dec Jan * Feb * Mar * Apr *
Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims
Other Loans & Debt Other Loans & Debt Other Loans & Debt Other Loans & Debt Other Loans & Debt Other Loans & Debt Other Loans & Debt Other Loans & Debt Other Loans & Debt Other Loans & Debt Other Loans & Debt Other Loans &
Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total
Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits
6,406 51,365 28,859 4,129 18,378 17,616 10,750 1,504 5,362 51,880 28,573 4,046 19,261 17,546 10,893 1,453 5,200 52,342 28,987 3,866 19,489 17,049 10,752 1,477 4,821 50,993 27,986 3,976 19,031 19,231 12,764 1,525 4,942 52,148 28,631 3,946 19,571 18,965 12,291 1,632 5,042 53,126 28,735 3,902 20,490 19,063 11,823 1,658 5,581 53,620 27,675 4,020 21,925 19,472 12,479 1,597 5,396 53,448 27,988 4,027 21,314 19,837 12,950 1,700 5,187 53,709 28,373 4,309 21,026 20,002 13,028 1,751 5,224 53,526 28,132 4,295 21,099 19,147 12,046 1,672
2,465 4,491 3,172 409 910 7,614 4,849 316 2,449 4,258 3,010 343 905 7,509 4,864 227 2,418 4,148 2,945 274 928 6,870 4,451 204 2,215 3,831 2,644 342 845 8,465 6,052 199 2,214 4,044 2,894 284 866 7,559 5,108 237 2,214 4,224 3,051 263 910 7,881 5,059 201 2,622 4,552 3,397 265 891 8,033 5,226 137 2,670 4,268 3,097 257 913 8,324 5,587 170 2,568 4,435 3,242 314 878 8,533 5,799 141 2,593 4,470 3,057 538 875 8,003 5,172 141
0.12 32.59 19.65 3.36 9.58 24.86 23.80 1.06 0.00 27.54 16.51 1.84 9.19 23.89 23.66 0.19 0.04 30.26 18.82 1.37 10.07 120.60 120.00 0.37 0.23 28.82 18.05 1.02 9.75 108.86 108.47 0.39 0.00 27.07 15.85 1.16 10.06 123.73 123.50 0.23 0.00 28.58 17.02 1.76 9.79 68.69 68.34 0.23 0.12 28.16 17.85 1.12 9.19 130.00 129.95 0.05 0.00 34.39 21.89 1.13 11.37 28.19 27.85 0.26 0.08 29.32 16.52 1.28 11.52 27.45 27.17 0.20 0.08 29.65 15.75 2.63 11.28 21.72 20.94 0.72
- 3.89 3.77 0.12 - - - - - 3.94 3.94 - - - - - - 4.31 4.08 0.23 - 0.38 - 0.38 - 4.31 4.09 0.23 - 0.32 - 0.32 - 4.27 4.16 0.11 - 0.47 - 0.47 - 4.83 4.56 0.27 - 0.17 - 0.17 - 4.64 4.48 0.15 - 0.28 - 0.28 - 4.84 4.38 0.46 - 0.15 - 0.15 - 4.70 4.44 0.27 - - - - - 4.99 4.64 0.35 - - - -
95.27 200 57 11.23 131.78 205.29 111.66 0.44 93.19 182 43 9.87 129.34 208.79 112.64 0.40 95.76 184 44 9.56 130.54 204.65 110.24 0.85 93.56 62 43 9.55 10.19 100.80 4.85 0.83 95.13 63 44 9.46 9.69 212.61 112.56 0.99 99.07 63 42 9.59 10.51 7.40 5.02 2.34 0.04 61 40 9.83 11.46 113.64 113.48 0.16 0.00 71 46 13.33 11.54 114.94 114.45 0.18 0.31 75 49 14.59 11.38 110.46 110.03 0.40 0.03 74 48 15.67 11.28 88.99 88.79 0.19
0.09 210 200 8.97 0.75 94 94 0.14 0.11 188 181 5.68 1.02 60 60 0.22 0.14 221 213 6.89 0.74 65 64 0.42 0.17 180 172 7.31 0.77 87 86 0.58 0.20 164 158 5.14 0.68 98 98 0.52 0.15 222 216 4.97 0.72 43 43 0.33 0.05 178 173 4.19 0.67 71 71 - 0.05 182 177 4.65 0.59 75 75 - 0.12 176 169 6.42 0.40 76 76 0.03 0.08 199 192 7.20 0.35 63 62 0.23
462 3,078 1,114 455 1,508 763 380 0.32 382 3,138 1,217 456 1,465 730 361 6.72 362 3,165 1,221 464 1,480 945 579 1.81 364 3,069 1,170 457 1,442 899 481 2.80 415 3,142 1,230 438 1,474 948 496 5.65 447 3,182 1,244 400 1,537 1,052 609 3.10 440 3,189 1,291 399 1,499 999 577 1.83 420 3,261 1,324 412 1,526 993 606 1.94 384 3,261 1,305 423 1,533 977 603 1.13 372 3,304 1,381 418 1,504 937 548 1.31
23.90 776 454 56 266 492 455 0.56 36.43 780 455 57 268 367 337 0.69 28.84 717 401 42 273 353 336 0.69 16.73 695 356 68 271 395 373 2.92 19.21 723 364 84 275 377 344 1.06 32.10 745 375 76 294 349 311 3.04 34.59 682 345 45 293 433 399 1.16 33.21 705 356 60 289 393 374 1.49 18.18 705 341 70 294 330 310 2.84 17.12 657 306 62 289 298 276 2.49
- 30.15 1.08 6.75 22.33 21 21 0.05 - 26.81 1.50 4.56 20.75 86 86 0.03 - 29.43 4.34 3.59 21.50 96 96 0.04 - 27.36 5.51 2.27 19.57 106 106 0.03 - 25.18 6.62 0.45 18.11 131 131 0.01 - 26.01 5.83 0.33 19.85 116 116 0.00 - 25.03 4.75 0.70 19.58 111 111 - - 25.25 4.88 1.47 18.90 102 102 - - 25.04 6.31 1.83 16.89 76 76 - - 23.17 4.06 1.79 17.32 97 97 -
10.61 677 227 26.24 424 381 367 1.90 12.76 667 228 23.40 416 385 372 1.89 10.88 667 223 21.10 423 419 406 3.26 10.33 664 230 21.05 413 413 401 2.89 9.52 675 234 19.22 422 401 389 3.55 8.84 672 207 19.36 446 418 409 2.30 6.48 703 237 21.07 445 412 403 3.22 5.79 724 248 29.48 447 415 405 2.73 7.12 793 322 28.40 442 265 256 2.68 6.96 749 297 25.05 427 438 428 2.42
3.42 114 15.67 85.40 12.84 94.20 91.82 0.31 2.07 136 17.98 105.73 12.51 31.75 31.71 0.02 0.02 137 17.43 106.67 12.58 23.30 23.24 0.02 0.04 126 15.31 98.84 12.08 21.71 21.65 0.02 0.03 125 19.37 93.73 12.01 28.96 23.67 2.65 2.64 142 20.34 109.00 12.30 26.23 24.43 0.03 1.78 147 21.55 113.40 12.19 51.81 51.47 - 0.35 123 21.13 89.12 12.29 28.21 28.16 - 0.05 123 24.64 86.27 12.08 23.78 23.72 - 0.05 117 25.59 79.32 11.90 23.91 23.84 -
23.47 30.67 8.81 0.29 21.57 69 58 7.59 3.11 35.04 14.12 0.22 20.70 62 55 6.10 0.79 30.93 10.12 0.14 20.67 65 59 4.02 1.47 31.84 11.74 0.15 19.95 62 58 3.84 0.72 31.44 11.06 0.05 20.33 64 60 3.84 0.24 32.80 12.10 - 20.70 77 71 4.60 2.18 34.95 14.21 - 20.73 62 58 3.70 1.16 33.88 11.98 0.25 21.65 60 54 2.73 3.04 38.34 15.71 0.25 22.37 81 77 2.76 1.21 35.74 13.59 0.14 22.02 51 47 2.63
- 36.95 1.01 12.00 23.94 1.13 0.03 1.03 0.07 36.57 1.26 11.93 23.38 1.01 0.03 0.62 0.36 36.71 1.05 12.12 23.54 0.63 0.03 0.60 - 35.84 1.05 11.83 22.96 0.63 0.03 0.60 - 36.68 1.35 12.01 23.32 0.50 0.03 0.44 0.03 38.04 0.98 12.77 24.29 0.55 0.03 0.52 - 38.40 1.29 12.79 24.32 0.89 0.03 0.74 0.11 38.22 0.99 12.53 24.70 0.53 0.03 0.50 - 38.03 1.18 12.40 24.45 0.17 0.03 0.14 - 25.01 1.14 - 23.88 0.36 0.03 0.31
0.37 4.64 0.77 3.88 - 1.77 - 1.65 0.12 7.86 0.87 6.99 - 3.68 - 2.70 0.98 3.98 0.85 3.13 - 4.01 - 3.77 0.24 0.89 0.89 - - 4.27 - 4.03 0.24 1.10 0.94 0.16 - 2.33 - 2.33 - 1.20 0.98 0.22 - 1.26 - 1.26 - 2.03 1.98 0.05 - 0.45 - 0.45 - 1.99 1.89 0.10 - 2.11 - 2.11 - 2.09 1.99 0.10 - 1.30 - 1.30 - 2.34 2.19 0.15 - 0.92 - 0.92
132.22 442 45.20 15.01 382 148.57 0.07 0.21 148.29 413 25.12 14.95 373 150.78 0.07 0.03 150.69 417 24.84 16.57 376 149.50 0.03 0.01 149.45 405 24.12 14.87 366 154.46 0.04 0.01 154.41 422 2.23 17.17 402 167.39 20.03 - 147.36 437 1.80 17.02 418 154.15 0.04 15.17 138.94 441 2.02 19.58 419 172.30 0.04 30.03 142.24 437 2.16 15.58 420 175.21 0.04 30.29 144.89 433 2.06 15.87 415 188.77 0.04 40.00 148.73 423 2.16 15.40 406 193.84 0.04 40.15
0.62 207 9.51 130 67.33 569 2.76 564 2.34 199 10.17 123 65.73 585 3.57 582 0.21 202 8.64 127 66.13 576 2.15 574 0.01 197 9.72 123 64.38 588 12.58 576 0.13 201 10.32 125 65.42 600 1.56 597 1.33 214 10.11 131 72.73 600 0.80 599 0.59 227 11.81 142 72.85 601 1.41 599 0.49 222 10.05 139 73.02 595 1.01 593 0.54 221 10.67 139 71.72 582 1.64 580 0.26 218 12.59 136 70.03 587 1.76 585
15.19 1,152 199 75.59 878 230 181 33.18 15.39 896 196 72.14 628 265 220 34.37 10.77 867 173 66.91 627 270 225 33.51 12.22 810 139 56.91 615 261 217 34.06 9.96 796 126 51.40 619 316 273 35.09 7.66 797 105 49.06 643 368 323 36.25 8.92 787 87 56.60 643 354 310 36.34 7.90 793 90 62.18 641 316 270 37.09 9.70 815 112 72.65 630 333 285 36.08 11.77 868 154 98.30 616 295 237 36.89
- 0.88 0.87 - 0.00 0.62 0.61 0.01 0.00 1.12 1.12 - - 0.60 0.60 - - 1.16 1.16 - - 0.62 0.61 0.01 0.00 1.04 1.04 - - 0.65 0.64 0.01 0.00 1.04 1.04 - - 0.35 0.35 - - 1.09 1.09 - - 0.41 0.39 0.02 0.00 1.29 1.29 - - 0.48 0.48 - 0.00 1.39 1.39 - - 0.59 0.57 0.01 0.00 1.37 1.37 - - 0.47 0.43 0.04 0.01 2.73 2.73 - - 0.52 0.50 -
0.18 28.40 27.23 1.17 0.01 3.92 0.08 3.79 0.04 28.41 26.71 1.70 0.00 4.50 0.12 4.37 0.01 28.27 27.08 1.18 0.01 2.22 0.10 2.12 0.00 31.63 30.47 1.15 0.01 2.35 0.10 2.25 - 34.15 30.76 3.38 0.01 3.53 0.01 3.52 - 45.97 42.75 3.22 0.01 3.75 0.01 3.66 0.08 37.76 32.68 5.07 0.01 2.08 0.04 1.71 0.32 40.84 32.74 8.09 0.01 2.71 0.01 0.27 2.43 40.65 33.15 7.50 0.00 3.59 0.02 3.26 0.32 40.62 36.07 4.54 0.01 1.03 0.02 1.01
45.52 163 25.73 22.18 115 54 0.42 8.18 45.21 160 26.58 21.23 112 50 0.28 3.80 46.10 162 26.48 21.89 113 54 0.26 5.71 48.07 155 26.14 17.89 111 53 0.37 6.93 45.55 156 26.99 16.12 113 54 0.23 6.24 47.57 170 26.78 19.36 124 56 0.28 6.64 48.66 171 26.43 16.46 128 53 0.43 6.70 46.31 170 27.91 18.13 124 59 0.34 5.41 53.46 163 29.95 14.55 118 61 0.40 5.30 55.07 164 29.51 16.74 118 58 0.29 8.50
1,105 10,820 6,457 121 4,241 635 359 3.47 273 13,165 6,410 110 6,645 637 409 7.69 220 13,260 6,445 83 6,732 548 374 3.93 170 13,188 6,483 74 6,630 597 391 4.73 202 13,337 6,463 98 6,776 701 451 6.62 243 13,556 6,416 106 7,033 744 444 4.96 296 13,623 6,397 112 7,113 683 433 5.48 245 13,675 6,386 102 7,187 700 502 10.01 188 13,679 6,412 136 7,131 772 527 4.77 241 13,564 6,376 125 7,062 689 438 5.27
- 0.15 0.15 - - - - - - 0.16 0.16 - - 0.07 - - 0.07 0.10 0.10 - - 0.02 - - 0.02 0.17 0.17 - - 0.01 - 0.01 - 0.08 0.08 - - 0.01 - 0.01 - 0.09 0.09 - - - - - - 0.06 0.06 - - - - - - 0.17 0.17 - - - - - - 0.21 0.21 - - 0.13 - - 0.13 0.16 0.16 - - 0.21 - -
55.61 2,084 1,133 93 858 107.24 20.65 27.43 59.16 2,226 1,159 94 973 129.96 28.70 36.09 65.17 2,453 1,383 85 985 170.23 47.91 64.66 57.66 2,411 1,148 86 1,176 202.40 49.95 91.94 60.51 2,606 1,220 88 1,299 240.08 63.91 105.84 70.33 2,613 1,171 85 1,357 296.36 78.48 129.00 88.88 2,621 1,191 86 1,344 338.13 98.24 171.79 68.11 2,608 1,243 84 1,280 378.44 122.72 186.29 69.43 2,486 1,240 100 1,146 408.09 136.21 208.25 63.63 2,551 1,249 106 1,196 475.69 191.82 214.94
- 0.45 0.45 - - - - - - 0.34 0.34 - - - - - - 0.32 0.32 - - - - - - 0.32 0.32 - - - - - - 0.35 0.35 - - - - - - 0.29 0.29 - - - - - - 0.40 0.40 - - - - - - 0.01 0.01 - - - - - - 0.01 0.01 - - - - - - 0.31 0.31 - - - - -
54.29 3,066 645 92.03 2,328 79.43 18.73 27.96 32.75 3,330 723 93.28 2,514 59.20 14.25 7.66 37.30 3,301 659 93.00 2,549 57.70 14.08 3.82 39.80 3,239 687 97.07 2,455 75.37 14.04 21.71 39.63 3,192 579 95.57 2,517 74.32 13.02 22.48 38.82 3,218 460 99.44 2,658 72.63 20.39 12.15 40.09 3,113 362 99.84 2,651 55.03 12.30 5.89 36.83 3,444 667 98.75 2,679 64.41 13.62 9.32 41.47 3,215 450 95.97 2,669 69.60 20.28 7.70 41.62 3,376 669 87.66 2,619 74.33 18.17 17.40
0.00 1.34 1.31 0.03 - 0.00 - - 0.00 1.11 1.11 - - 0.00 - - 0.00 1.24 1.24 - - - - - - 1.22 1.22 - - - - - - 1.06 1.06 - - - - - - 1.50 1.50 - - - - - - 1.67 1.67 - - - - - - 1.52 1.52 - - - - - - 0.88 0.88 - - - - - - 1.00 1.00 - - - - -
0.00 11.37 6.17 5.05 0.15 17.55 17.38 0.17 0.00 10.25 6.45 3.68 0.12 24.26 24.09 0.17 0.00 10.41 6.57 3.73 0.11 26.50 26.40 0.08 0.01 10.36 6.76 3.45 0.15 23.92 23.91 - 0.00 9.86 7.08 2.64 0.15 14.44 14.43 - 0.00 10.38 7.09 3.12 0.17 15.96 15.96 - 0.00 10.28 7.64 2.47 0.17 20.21 20.21 - 0.00 11.55 7.81 3.57 0.16 20.93 20.93 - 0.01 12.68 7.93 4.62 0.13 23.06 23.05 - 0.01 13.04 8.31 4.60 0.13 16.19 16.19 -
2.02 525 62.37 160 303 19.46 15.80 1.89 1.78 430 61.06 155 213 14.98 11.96 1.55 1.47 442 68.16 159 215 11.15 7.95 1.08 2.12 427 57.35 160 210 10.28 7.37 1.73 1.18 512 142.51 156 213 13.21 7.34 4.75 1.12 516 143.76 150 222 11.60 7.35 2.65 1.61 524 147.46 155 221 11.19 7.47 2.76 0.96 529 142.66 163 223 11.38 7.62 3.04 0.72 523 142.65 159 222 10.23 7.13 1.75 1.35 487 156.65 114 217 11.64 7.38 2.19
164.05 2,006 1,491 35.17 480 168.43 8.70 19.75 139.99 1,988 1,488 30.49 469 186.30 10.42 38.20 137.68 1,998 1,497 28.84 472 166.33 4.43 40.01 121.89 2,085 1,597 28.00 461 183.91 6.62 53.21 124.08 2,031 1,490 35.59 506 190.37 8.11 58.34 123.91 2,055 1,497 31.71 526 110.13 6.53 70.45 33.15 2,130 32 34.42 2,063 121.79 5.40 82.33 34.06 2,127 713 33.34 1,380 112.73 8.19 72.21 32.34 2,127 719 37.86 1,370 113.13 11.02 75.77 26.35 2,166 773 49.72 1,343 106.36 13.50 64.54
59.26 49.44 49.44 - - 56.83 - - 56.83 54.32 54.32 - - 60.22 - - 60.22 40.55 40.55 - - 30.32 - - 30.32 74.06 74.06 - - 48.18 - - 48.18 36.07 36.07 - - 50.60 - - 50.60 56.81 56.81 - - 30.28 - - 30.28 44.97 44.97 - - 64.83 - - 64.83 150.82 150.82 - - 86.95 - - 86.95 107.80 107.80 - - 35.83 - - 35.83 33.63 33.63 - - 52.20 - -
55.94 3,300 2,451 170 680 817 494 271 52.59 3,429 2,392 175 861 641 321 267 53.55 3,566 2,508 183 875 734 403 278 53.42 3,404 2,375 181 848 771 462 257 52.17 3,569 2,525 172 872 547 245 249 52.67 3,613 2,544 162 907 660 342 266 52.87 3,611 2,552 273 786 759 453 251 55.63 3,598 2,541 261 796 732 434 245 52.73 3,622 2,554 272 796 497 194 246 57.28 3,407 2,415 209 783 495 210 220
- 42.36 30.72 11.64 - 18.58 0.10 18.39 0.10 80.28 70.49 9.79 - 33.47 0.10 32.49 0.89 90.37 80.76 9.61 - 36.97 0.10 36.84 0.03 92.32 80.59 11.74 - 34.34 0.10 33.82 0.42 111.87 100.39 11.48 - 40.60 - 40.29 0.31 110.63 100.76 9.86 - 47.39 - 47.24 0.14 110.91 100.42 10.49 - 33.34 0.09 32.76 0.49 112.17 100.54 11.63 - 41.26 0.09 40.15 1.02 103.99 90.99 12.99 - 33.38 0.01 32.89 0.49 75.83 60.81 15.02 - 40.03 0.02 39.98
433 3,433 2,546 727 159.06 1,006 520 38.69 447 3,268 2,426 716 125.74 1,018 501 38.22 478 3,447 2,646 678 122.31 987 510 45.87 432 3,138 2,346 676 115.62 1,513 970 67.16 476 3,375 2,566 692 117.79 1,758 1,233 79.19 446 3,552 2,756 669 126.90 1,984 1,236 86.13 662 3,552 2,754 667 130.94 1,811 1,217 81.96 512 3,580 2,776 678 126.51 1,799 1,226 75.71 497 3,704 2,910 672 122.11 1,852 1,251 79.42 521 3,814 3,136 534 144.32 1,552 944 76.50
493 35.33 21.79 - 13.54 692 272 28 392 25.98 12.30 - 13.68 621 268 28 325 32.95 19.15 - 13.80 600 256 28 316 29.76 16.38 - 13.38 521 226 28 267 40.69 28.28 - 12.41 528 220 39 268 26.66 14.14 - 12.52 588 220 39 328 17.96 12.81 - 5.15 585 219 39 327 25.15 20.12 - 5.04 638 272 39 326 44.79 39.73 - 5.06 718 352 39 326 16.97 12.17 - 4.80 759 397 39
618 13,092 7,447 1,324 4,320 3,082 2,353 107 622 11,423 7,317 1,330 2,775 3,368 2,670 103 595 11,373 7,271 1,295 2,806 3,182 2,480 103 598 11,325 7,290 1,348 2,687 3,266 2,579 95 591 11,281 7,214 1,347 2,720 3,455 2,719 92 645 11,203 6,939 1,373 2,891 3,106 2,370 90 645 11,674 7,399 1,357 2,918 3,237 2,523 84 630 11,057 6,767 1,369 2,920 3,357 2,595 152 610 11,419 7,042 1,497 2,880 3,514 2,680 217 617 11,278 6,684 1,516 3,077 3,468 2,666 149
88 1,220 932 67 221 148 34 20 94 1,264 976 68 219 229 108 22 99 1,276 996 69 212 279 156 35 88 1,210 922 76 212 263 112 34 117 1,373 1,079 87 206 263 136 32 95 1,549 1,242 94 213 174 43 31 99 1,276 962 110 204 150 38 18 94 1,394 992 98 183 211 103 18 89 1,285 969 113 203 287 180 21 86 1,334 970 114 249 248 142 20
2021 2021 2021
Apr * May * Jun *
Claims Liabilities Claims Liabilities Claims Liabilities
Other Loans & Debt Other Loans & Debt Other Loans & Debt Other Loans & Debt Other Loans & Debt Other
Total Total Total Total Total
Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments Deposits Securities Instruments
5,428 52,923 27,160 4,769 20,994 20,292 12,982 1,625 5,685 54,153 28,143 4,679 21,330 19,238 12,166 1,695 5,378 52,251 26,696 4,751 20,805 All Counterparty Countries 1
America 2
2,691 4,262 2,856 562 844 8,642 5,648 150 2,844 4,302 2,895 534 872 7,992 5,142 153 2,697 4,243 2,933 498 812 United States of America 3
0.06 36.34 16.06 8.71 11.57 120.81 120.64 0.16 0.01 58.27 35.80 10.69 11.78 30.52 30.19 0.33 0.00 41.71 17.13 12.60 11.98 Canada 4
- 4.72 4.60 0.12 - - - - - 4.80 4.53 0.27 - - - - - 5.67 4.92 0.76 - Brazil 5
Europe 6
0.01 84 55 17.70 10.85 1.91 1.60 0.30 0.01 96 66 18.61 11.30 8.01 1.64 0.42 5.95 120 91 17.97 11.33 Netherlands 7
0.17 238 223 14.24 0.39 41 41 - 0.15 268 254 13.79 0.41 60 60 0.05 0.24 189 175 13.80 0.43 Belgium 8
388 3,386 1,433 459 1,494 909 494 1.04 413 3,542 1,541 483 1,519 920 557 2.78 360 3,289 1,331 489 1,470 United Kingdom 9
20.04 679 308 70 301 604 585 1.07 18.26 782 404 71 307 730 701 0.99 28.04 806 428 76 302 Germany 10
- 22.24 3.88 1.32 17.04 61 61 - - 22.85 4.96 0.75 17.13 91 91 - - 22.52 5.62 0.04 16.86 Norway 11
7.18 713 254 25.89 433 390 381 2.36 7.40 755 290 24.75 440 291 282 1.16 7.87 690 230 25.84 435 France 12
0.07 132 24.48 95.32 12.32 82.40 82.32 - 0.08 131 29.64 88.40 12.76 50.82 50.76 - 0.06 130 17.67 89.06 23.70 Switzerland (including BIS) 13
Africa and Middle East 14
2.06 35.68 13.25 0.20 22.23 47 43 3.00 0.47 41.35 17.62 1.02 22.71 50 48 2.54 0.19 37.01 13.25 1.45 22.31 Saudi Arabia 15
0.02 25.21 1.25 - 23.96 0.59 0.03 0.56 - 25.59 1.36 - 24.23 0.56 0.03 0.53 - 25.16 1.22 - 23.94 Kuwait 16
- 2.40 2.22 0.18 - 1.09 - 0.73 0.35 2.42 2.21 0.21 - 1.62 - 1.26 0.35 2.27 2.06 0.21 - Egypt 17
153.66 421 2.13 10.28 409 201.59 0.04 40.36 161.19 431 1.79 15.42 413 201.68 0.04 25.29 176.36 419 1.82 11.05 406 Qatar 18
0.22 218 8.15 140 70.06 594 1.72 592 0.83 226 13.53 142 70.63 583 1.67 581 0.37 222 13.74 139 69.43 United Arab Emirates 19
Asia and Pacific 20
21.32 863 133 111.42 618 314 262 36.53 15.20 882 137 119.19 626 374 321 38.00 15.28 833 122 105.02 606 Australia 21
0.02 1.99 1.99 - - 0.53 0.52 - 0.01 1.42 1.42 - - 0.36 0.35 - 0.01 1.18 1.18 - - Brunei Darussalam 22
0.00 39.49 35.49 3.99 0.01 1.38 0.02 1.33 0.03 38.58 36.74 1.84 0.01 2.46 0.02 0.25 2.20 37.19 34.66 2.53 0.00 Philippines 23
49.51 161 31.83 13.08 116 56 0.26 6.30 49.87 164 32.33 14.24 117 56 0.26 6.41 49.11 162 32.44 15.40 114 India 24
246 13,514 6,396 104 7,014 761 465 3.88 292 13,624 6,398 95 7,131 572 325 7.32 240 13,582 6,369 150 7,062 Japan 25
0.21 0.21 0.21 - - - - - - 0.20 0.20 - - 0.10 - 0.10 - 0.29 0.29 - - Cambodia 26
68.93 2,513 1,258 116 1,138 455.41 170.46 213.14 71.81 2,578 1,320 103 1,156 523.95 211.40 231.30 81.25 2,534 1,275 115 1,144 South Korea 27
- 0.28 0.28 - - - - - - 0.24 0.24 - - - - - - 0.22 0.22 - - Lao PDR 28
38.76 3,150 464 92.10 2,594 82.79 16.33 20.43 46.04 3,403 645 104.45 2,653 70.33 22.65 23.04 24.64 3,207 484 102.60 2,620 Malaysia 29
- 0.99 0.99 - - - - - - 0.82 0.82 - - - - - - 0.87 0.87 - - Myanmar 30
0.01 10.75 7.59 3.04 0.13 18.14 18.13 - 0.00 11.98 8.63 3.23 0.12 19.75 19.74 - 0.00 9.94 7.30 2.52 0.12 New Zealand 31
2.08 490 158.29 113 219 11.26 7.19 1.63 2.44 490 157.46 112 220 9.86 5.00 2.24 2.62 482 157.10 108 217 China, Taipei 32
28.32 2,196 777 72.53 1,347 97.06 9.33 59.61 28.12 2,214 778 70.29 1,366 117.95 9.56 83.26 25.13 2,202 777 67.86 1,357 Thailand 33
52.20 58.43 58.43 - - 59.29 - - 59.29 70.68 70.68 - - 41.59 - - 41.59 23.97 23.97 - - Timor Leste 34
65.05 3,385 2,325 263 797 488 205 222 61.44 3,078 2,086 207 785 549 237 246 66.51 3,101 2,091 230 781 China 35
0.04 57.98 41.02 16.96 - 53.28 0.02 52.84 0.42 16.64 0.96 15.68 - 99.55 0.00 95.44 4.10 17.85 0.93 16.93 - Vietnam 36
Offshore centres 37
531 3,778 2,985 647 146.38 1,652 1,046 71.48 535 4,041 3,262 635 144.22 1,148 553 70.63 524 3,713 2,973 628 111.97 Hong Kong 38
323 56.70 51.92 - 4.79 726 363 39 323 38.93 34.13 - 4.80 712 361 39 312 27.84 21.68 - 6.16 Cayman Islands 39
653 11,056 6,244 1,711 3,101 3,538 2,784 88 665 11,359 6,510 1,694 3,155 3,619 2,921 69 628 10,719 6,048 1,735 2,936 Singapore 40
87 1,331 983 99 249 280 175 17 89 1,453 1,102 101 249 311 215 13 84 1,354 1,011 98 245 Others 41
Note:
1)

TABEL 5d. LOCATIONAL BANKING STATISTICS (LBS) INDONESIA TERHADAP NONRESIDEN (CROSS-BORDER) BERDASARKAN SEKTOR LAWAN 1)
TABEL 5d. LOCATIONAL BANKING STATISTICS (LBS) INDONESIA VIS A VIS NONRESIDENT (CROSS-BORDER) BY COUNTERPARTY SECTOR 1 )
2019 2019 2019 2019 2019 2019 2019 2020
2014 2015 2016 2017 2018 2019 2020
Jun Jul Aug Sep Oct Nov Dec Jan
Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims
Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks
1 Seluruh Negara Mitra USD Juta/ Millions of USD 11,950 11,404 543 45,770 37,284 8,483 14,276 13,667 604 44,788 37,903 6,883 13,630 13,272 353 45,042 38,233 6,808 17,380 16,151 1,180 45,560 38,144 7,415 15,652 13,896 1,734 49,873 42,141 7,732 16,407 14,558 1,849 52,624 43,220 9,377 17,239 15,480 1,758 52,149 43,049 9,098 16,635 14,850 1,783 52,016 43,257 8,753 16,681 14,920 1,759 50,525 41,887 8,627 17,751 16,007 1,742 50,268 41,476 8,778 17,628 15,849 1,779 50,528 41,307 9,202 16,646 14,879 1,766 51,110 42,008 9,080 16,407 14,558 1,849 52,624 43,220 9,377 19,063 18,033 1,030 53,447 43,516 9,930 17,000 15,023 1,977
2 Amerika
3 Amerika Serikat USD Juta/ Millions of USD 5,606 5,526 76 8,675 7,951 722 6,053 5,839 209 5,637 5,095 541 5,629 5,494 130 5,049 4,641 406 6,944 6,887 56 3,926 3,427 499 6,700 6,603 95 4,011 3,593 418 5,639 5,544 95 4,118 3,701 417 7,810 7,770 39 4,421 4,009 411 7,464 7,433 30 4,605 4,209 396 7,043 7,013 29 4,040 3,659 380 7,719 7,665 54 3,849 3,475 374 7,452 7,408 43 3,755 3,382 373 6,344 6,257 85 3,982 3,602 379 5,639 5,544 95 4,118 3,701 417 7,881 7,697 184 4,552 4,024 528 5,579 5,386 192
4 Kanada USD Juta/ Millions of USD 10 9 0 105 88 17 17 17 0 25 10 14 35 35 0 106 94 12 20 20 - 157 134 23 21 21 - 190 170 20 20 20 - 45 10 35 21 21 - 34 12 22 20 20 0 33 11 22 22 22 - 33 12 21 19 19 - 32 12 20 19 19 - 33 13 20 22 22 - 34 11 23 20 20 - 45 10 35 69 69 0 28 3 25 23 23 -
5 Brazil USD Juta/ Millions of USD 1 1 - 2 1 1 0 0 - 1 0 1 1 1 - 1 0 1 0 0 - 2 1 1 0 0 - 2 0 2 1 1 - 3 0 3 1 1 - 3 0 3 1 1 - 4 1 3 0 0 - 4 1 4 1 1 - 4 0 4 1 1 - 4 0 3 1 1 - 4 1 3 1 1 - 3 0 3 0 0 - 5 0 4 0 0 -
6 Eropa
7 Belanda USD Juta/ Millions of USD 164 106 58 220 160 60 104 38 66 191 146 45 65 21 44 239 205 34 57 41 17 298 232 66 38 16 22 421 374 47 143 70 73 267 227 40 43 8 35 609 567 42 107 73 34 589 540 49 58 25 34 564 524 40 134 86 48 437 394 43 109 53 56 369 315 54 235 168 67 290 247 43 143 70 73 267 227 40 7 7 - 61 22 40 200 123 77
8 Belgia USD Juta/ Millions of USD 33 33 0 93 83 10 49 49 0 107 97 10 175 175 0 190 181 9 85 85 1 138 126 12 76 76 0 123 113 10 58 58 0 150 141 9 250 250 0 162 151 11 208 207 0 162 152 10 165 165 0 144 131 14 103 103 0 143 134 10 92 92 0 137 127 10 105 105 0 197 189 8 58 58 0 150 141 9 43 43 0 178 168 10 224 224 0
9 Inggris USD Juta/ Millions of USD 576 527 48 3,660 3,321 339 851 848 3 3,618 3,400 218 885 884 1 3,225 3,012 213 787 736 2 3,403 3,073 330 623 602 0 3,703 3,378 325 919 915 4 2,968 2,442 500 560 550 10 3,040 2,468 570 688 678 10 3,065 2,505 555 802 795 7 2,955 2,446 499 639 637 2 2,912 2,397 501 567 561 5 2,991 2,463 510 915 914 1 2,975 2,453 499 919 915 4 2,968 2,442 500 1,052 1,048 4 3,225 2,540 684 602 600 2
10 Jerman USD Juta/ Millions of USD 263 263 - 558 513 45 492 492 - 628 579 50 407 404 3 645 601 44 722 720 1 771 719 52 356 352 4 743 676 67 523 520 3 838 759 79 576 572 4 778 705 73 367 362 5 1,064 986 78 472 468 4 886 805 82 403 400 4 879 800 79 444 442 3 873 792 80 577 575 3 751 675 77 523 520 3 838 759 79 349 349 0 682 637 46 655 650 6
11 Norwegia USD Juta/ Millions of USD 56 56 - 15 1 13 11 11 - 34 8 26 1 1 - 13 8 5 72 72 - 16 10 5 81 81 - 12 6 5 21 21 - 33 12 21 86 86 - 18 10 8 96 96 - 17 8 9 71 71 - 21 7 13 1 1 - 25 8 17 121 121 - 30 10 20 76 76 - 30 9 21 21 21 - 33 12 21 116 116 - 25 7 18 71 71 -
12 Perancis USD Juta/ Millions of USD 30 30 0 288 213 75 174 174 - 294 228 67 29 29 0 469 419 50 20 19 1 593 537 56 109 105 5 1,033 980 54 268 263 5 766 654 112 170 165 5 967 851 117 228 224 5 863 770 94 226 221 5 893 795 97 269 264 5 872 776 96 109 104 5 907 801 106 284 279 5 799 693 106 268 263 5 766 654 112 418 414 4 703 635 68 261 257 5
13 Swiss (termasuk BIS) USD Juta/ Millions of USD 23 23 - 226 118 108 26 26 - 88 67 22 25 25 - 75 60 14 55 44 11 144 120 24 29 29 - 70 50 20 45 45 0 85 33 52 127 127 0 114 64 50 28 28 0 96 48 48 25 25 0 83 36 46 37 37 0 80 33 47 32 32 0 508 35 473 41 41 0 86 34 51 45 45 0 85 33 52 26 26 0 147 85 63 32 32 0
15 Arab Saudi USD Juta/ Millions of USD 34 34 - 42 14 28 44 44 - 44 28 17 21 21 - 18 15 3 74 48 27 37 12 24 82 58 24 30 9 21 112 81 30 33 12 21 153 131 23 32 11 21 110 80 30 33 11 22 115 85 30 48 27 21 112 82 29 35 14 21 120 90 30 32 10 22 94 65 29 33 11 21 112 81 30 33 12 21 77 77 - 35 12 23 102 80 22
16 Kuwait USD Juta/ Millions of USD 11 0 11 27 26 2 13 0 12 25 23 2 0 0 - 6 3 3 0 0 - 30 27 3 1 1 - 28 26 2 0 0 - 39 37 1 0 0 - 39 37 2 0 0 - 39 37 2 0 0 - 38 36 2 1 1 - 38 37 1 1 1 - 38 37 1 0 0 - 38 37 2 0 0 - 39 37 1 1 1 - 38 37 1 0 0 -
17 Mesir USD Juta/ Millions of USD 2 2 0 8 5 3 2 1 0 17 14 3 0 0 - 7 6 1 1 1 0 8 7 1 1 1 - 5 4 1 3 3 - 5 5 1 2 2 - 5 4 1 1 1 - 5 4 1 1 1 - 1 - 1 2 2 - 5 4 1 2 2 - 5 4 1 3 3 - 9 8 1 3 3 - 5 5 1 1 1 - 2 0 2 2 2 -
18 Qatar USD Juta/ Millions of USD 0 0 - 289 287 3 6 6 - 361 358 3 29 29 - 294 292 2 73 73 - 357 355 2 66 66 - 381 379 2 69 69 - 487 470 18 71 71 - 480 462 18 71 71 - 483 465 17 71 71 - 478 459 18 70 70 - 480 462 18 92 92 - 485 467 18 74 74 - 483 464 19 69 69 - 487 470 18 154 154 - 441 424 17 106 106 -
19 Uni Emirat Arab USD Juta/ Millions of USD 2 2 0 27 17 10 5 4 1 33 20 13 6 6 - 54 42 12 10 6 4 35 20 15 565 13 552 138 16 122 581 6 575 201 10 192 576 10 566 136 11 125 584 14 571 202 11 191 569 7 562 199 11 188 570 6 565 198 11 188 579 8 571 200 10 190 573 5 567 204 11 193 581 6 575 201 10 192 600 33 567 227 13 214 595 9 586
20 Asia dan Pasifik
21 Australia USD Juta/ Millions of USD 189 189 - 1,149 996 153 187 187 - 1,012 859 152 204 204 - 1,084 891 193 210 192 18 1,135 954 181 247 247 0 1,134 931 202 237 237 0 1,270 941 329 199 199 0 1,166 900 266 222 222 0 1,195 906 288 251 251 0 1,208 906 301 283 283 0 1,215 898 317 247 247 0 1,231 923 307 252 252 0 1,240 916 324 237 237 0 1,270 941 329 368 368 0 787 630 157 224 224 0
22 Brunai Darusalam USD Juta/ Millions of USD 0 0 - 2 0 2 1 1 - 2 0 2 0 0 - 1 0 1 0 0 - 1 0 1 0 0 - 1 0 1 0 0 - 1 0 1 0 0 - 1 0 1 0 0 - 1 0 1 0 0 - 1 0 1 0 0 - 1 0 1 0 0 - 1 0 1 0 0 - 1 0 1 0 0 - 1 0 1 0 0 0 1 0 1 0 0 -
23 Filipina USD Juta/ Millions of USD 7 7 - 10 5 5 1 1 - 17 12 5 1 1 - 18 14 4 3 3 - 47 27 20 7 7 0 13 6 7 12 12 0 24 4 20 3 3 0 27 7 20 5 5 0 28 9 19 4 4 0 27 8 19 1 1 0 31 12 19 7 7 0 27 7 20 4 4 0 29 8 20 12 12 0 24 4 20 4 4 - 38 17 21 4 4 0
24 India USD Juta/ Millions of USD 47 47 0 141 101 40 70 68 1 192 181 11 91 91 0 186 172 15 102 99 3 204 141 63 180 180 0 169 149 21 68 68 0 156 133 24 152 152 0 154 132 22 140 140 0 155 133 22 118 118 0 153 132 21 113 113 0 152 130 22 87 87 0 157 134 23 54 54 0 158 134 24 68 68 0 156 133 24 56 55 0 171 133 38 71 71 0
25 Jepang USD Juta/ Millions of USD 381 374 7 8,952 8,759 192 437 430 7 9,057 8,900 156 520 510 10 9,614 9,332 281 1,507 698 809 9,756 9,133 622 1,242 479 762 9,945 9,257 688 1,517 729 788 10,123 9,841 282 1,322 514 808 10,052 9,518 533 1,365 547 818 9,920 9,650 270 1,374 559 815 9,841 9,590 250 1,469 696 773 9,949 9,659 290 1,704 922 782 10,000 9,720 280 1,541 765 775 10,061 9,777 284 1,517 729 788 10,123 9,841 282 744 727 17 13,485 10,263 3,222 1,518 708 810
26 Kamboja USD Juta/ Millions of USD 0 0 - 0 - 0 0 0 - 0 - 0 0 0 - 0 - 0 0 0 - 0 - 0 0 0 0 0 - 0 0 0 - 0 - 0 0 0 0 0 - 0 0 0 - 0 - 0 0 0 - 0 - 0 0 0 - 0 - 0 0 0 - 0 - 0 0 0 - 0 - 0 0 0 - 0 - 0 - - - 0 - 0 0 0 -
27 Korea Selatan USD Juta/ Millions of USD 13 13 0 730 635 95 13 13 0 920 854 66 42 42 0 1,234 1,075 159 94 76 18 1,606 1,557 49 111 106 5 2,099 2,028 71 72 72 1 1,975 1,780 196 82 78 5 2,211 1,987 224 84 84 0 2,282 2,035 247 92 92 0 2,234 2,035 199 120 120 0 2,028 1,829 200 107 107 0 1,996 1,794 202 89 89 0 1,984 1,796 188 72 72 1 1,975 1,780 196 296 296 0 2,621 2,312 309 87 87 0
28 Laos USD Juta/ Millions of USD - - - 0 - 0 - - - 0 - 0 - - - 0 - 0 - - - 0 - 0 - - - 0 - 0 - - - 1 - 1 - - - 0 - 0 - - - 0 - 0 - - - 0 - 0 - - - 0 - 0 - - - 1 - 1 - - - 1 - 1 - - - 1 - 1 - - - 0 - 0 - - -
29 Malaysia USD Juta/ Millions of USD 28 17 10 2,997 2,164 833 51 34 17 2,622 2,023 599 34 33 2 3,041 2,680 361 53 49 3 3,148 2,464 684 76 69 7 3,334 2,662 672 62 53 8 3,243 2,501 742 66 56 9 3,235 2,509 726 69 55 14 3,151 2,416 734 61 52 9 3,142 2,419 724 64 53 11 3,379 2,631 747 55 51 5 3,378 2,640 738 60 54 6 3,442 2,529 913 62 53 8 3,243 2,501 742 73 63 10 3,113 2,679 435 65 52 14
30 Myanmar USD Juta/ Millions of USD - - - 1 - 1 - - - 0 - 0 - - - 1 - 1 - - - 1 - 1 0 - 0 2 - 2 - - - 2 - 2 - - - 1 - 1 - - - 1 - 1 - - - 1 - 1 - - - 1 - 1 - - - 1 - 1 - - - 1 - 1 - - - 2 - 2 - - - 2 - 2 - - -
31 Selandia Baru USD Juta/ Millions of USD 13 13 - 19 12 7 11 11 0 15 9 7 22 22 - 18 10 9 28 28 - 15 9 6 15 15 - 12 6 6 17 17 0 12 5 7 26 26 0 12 5 7 15 15 0 13 6 7 27 27 0 12 5 7 28 28 0 12 6 7 23 23 0 13 6 7 17 17 0 14 6 7 17 17 0 12 5 7 16 16 - 10 3 8 17 17 0
32 Taiwan USD Juta/ Millions of USD 8 7 1 429 299 130 16 16 0 411 265 146 340 340 0 392 247 145 8 4 4 416 78 338 6 6 0 463 77 386 6 6 0 536 94 442 5 5 0 484 77 407 6 6 0 489 75 414 7 7 0 514 99 415 7 7 0 515 95 420 6 6 0 529 98 431 8 8 0 521 93 428 6 6 0 536 94 442 12 11 0 524 168 356 8 8 0
33 Thailand USD Juta/ Millions of USD 25 24 1 2,334 1,385 949 27 27 0 1,709 1,292 417 31 31 0 1,373 1,362 11 52 50 2 1,310 1,282 28 73 73 1 1,632 1,488 144 48 47 1 1,704 1,680 24 87 84 4 1,701 1,681 20 82 79 3 1,758 1,735 22 70 67 3 1,765 1,746 18 74 71 3 1,791 1,775 17 79 76 3 1,875 1,856 18 70 67 2 1,839 1,823 17 48 47 1 1,704 1,680 24 110 110 0 2,058 2,046 12 64 53 11
34 Timor Leste USD Juta/ Millions of USD - - - 2 - 2 - - - 51 50 1 - - - 46 45 1 - - - 42 40 2 121 121 - 139 137 2 52 52 - 82 80 2 35 35 - 70 69 2 41 41 - 52 50 2 44 44 - 65 63 2 37 37 - 76 74 2 39 39 - 42 40 2 36 36 - 106 105 2 52 52 - 82 80 2 30 30 - 45 42 3 51 51 -
35 Tiongkok USD Juta/ Millions of USD 615 343 272 1,190 1,011 179 652 411 240 4,877 4,716 161 376 240 136 4,796 4,527 270 440 397 43 5,139 5,003 136 403 312 91 4,584 4,458 126 446 408 38 4,484 4,349 135 426 355 71 4,774 4,637 137 502 423 79 4,690 4,554 135 498 431 67 4,688 4,548 140 507 450 58 4,577 4,432 145 465 419 46 4,548 4,410 138 451 408 43 4,519 4,384 134 446 408 38 4,484 4,349 135 660 616 44 3,611 3,365 246 485 453 32
36 Vietnam USD Juta/ Millions of USD 2 2 0 13 12 1 10 10 - 17 17 0 13 13 0 19 18 1 31 30 0 19 18 1 41 41 - 22 21 1 12 12 - 27 26 1 8 8 - 16 15 1 11 11 - 18 17 1 7 7 - 18 17 1 7 7 - 18 17 1 6 6 - 23 22 1 12 12 - 25 24 1 12 12 - 27 26 1 47 47 - 111 110 1 11 11 -
37 Offshore centres
38 Hong Kong USD Juta/ Millions of USD 571 561 10 677 563 114 1,650 1,639 11 1,090 987 103 1,119 1,108 11 1,542 1,413 129 1,593 1,578 16 2,172 2,124 47 1,244 1,234 10 2,658 2,605 52 1,321 1,263 58 3,570 3,038 532 1,085 1,074 11 3,009 2,568 441 797 773 24 2,952 2,471 481 1,122 1,089 33 2,866 2,379 487 1,212 1,168 44 3,010 2,520 490 1,053 998 55 2,914 2,420 493 1,324 1,265 59 3,645 3,149 496 1,321 1,263 58 3,570 3,038 532 1,984 1,949 35 3,552 2,848 704 1,601 1,552 48
39 Cayman, Kepulauan USD Juta/ Millions of USD 1,046 1,046 - 9 0 9 1,112 1,112 - 14 0 14 1,083 1,083 - 10 0 9 1,206 1,134 72 13 2 11 1,019 904 115 9 1 8 1,042 952 90 22 0 22 843 731 112 21 2 19 772 660 112 14 1 14 791 680 112 17 1 17 853 741 112 21 1 21 886 774 112 26 0 26 994 899 94 18 0 18 1,042 952 90 22 0 22 588 548 39 18 0 18 953 863 90
40 Singapura USD Juta/ Millions of USD 2,025 2,004 21 11,354 8,379 2,975 2,041 2,014 28 10,387 7,417 2,970 2,286 2,279 7 10,218 6,673 3,545 2,966 2,903 63 9,551 6,261 3,291 1,943 1,907 37 11,535 8,140 3,395 2,919 2,844 75 14,255 9,880 4,374 2,228 2,178 50 13,187 9,160 4,027 2,330 2,288 42 12,979 9,049 3,931 2,286 2,245 41 12,467 8,578 3,889 2,661 2,627 35 12,386 8,433 3,953 2,865 2,806 60 12,264 8,352 3,912 2,230 2,205 26 12,421 8,397 4,024 2,919 2,844 75 14,255 9,880 4,374 3,106 2,995 111 11,674 9,876 1,798 3,083 3,009 74
41 Lainnya USD Juta/ Millions of USD 171 145 26 1,524 165 1,360 153 146 8 1,292 249 1,043 158 151 7 1,060 194 866 168 161 7 1,069 248 821 174 171 3 1,231 400 830 175 170 5 1,098 357 740 225 217 8 1,190 421 769 220 212 8 1,054 388 666 285 276 8 1,118 409 709 232 231 1 1,113 406 707 258 255 3 1,137 418 719 162 159 2 1,170 420 750 175 170 5 1,098 357 740 174 160 13 1,276 418 858 306 297 9
Keterangan:
1)
Sumber: LBU
2020 2020 2020 2020 2020 2020 2020 2020 2020 2020 2020 2020 2021 2021 2021 2021 2021
Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan * Feb * Mar * Apr * May *
Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities
Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Total
52,179 42,480 9,684 18,200 16,330 1,870 51,002 41,634 9,353 17,731 16,261 1,469 48,934 40,130 8,799 17,359 15,612 1,746 49,622 40,663 8,952 17,930 16,147 1,782 50,782 40,491 10,279 17,898 15,971 1,926 51,365 40,903 10,444 17,616 16,602 1,014 51,880 42,523 9,357 17,546 16,638 908 52,342 42,840 9,503 17,049 16,178 871 50,993 41,507 9,486 19,231 18,307 924 52,148 42,471 9,677 18,965 17,904 1,060 53,126 43,203 9,923 19,063 18,033 1,030 53,620 43,725 9,895 19,472 18,508 963 53,328 43,673 9,655 19,837 18,870 967 53,520 43,450 10,070 20,002 19,091 911 53,526 42,949 10,577 19,147 18,236 910 52,923 42,105 10,818 20,292 19,308 983 54,153
4,200 3,686 513 6,929 6,684 244 4,613 4,067 545 6,403 6,360 42 4,247 3,772 475 5,428 5,337 91 4,927 4,372 555 6,419 6,324 95 4,271 3,736 535 6,647 6,460 187 4,491 3,941 550 7,614 7,345 269 4,258 3,715 543 7,509 7,339 169 4,148 3,623 524 6,870 6,702 168 3,831 3,302 529 8,465 8,295 169 4,044 3,514 529 7,559 7,352 207 4,224 3,681 543 7,881 7,697 184 4,552 4,024 528 8,033 7,914 118 4,268 3,718 550 8,324 8,184 140 4,435 3,931 504 8,533 8,440 93 4,470 3,749 721 8,003 7,913 89 4,262 3,548 713 8,642 8,535 106 4,302
30 8 22 51 51 - 30 6 24 85 85 0 30 7 23 26 26 - 26 5 22 35 35 - 29 5 24 38 38 - 33 5 27 25 25 0 28 4 24 24 24 0 30 3 27 121 121 0 29 3 26 109 109 0 27 3 24 124 124 0 29 4 25 69 69 0 28 3 25 130 130 0 34 5 29 28 28 0 29 6 23 27 27 0 30 7 23 22 22 0 36 13 23 121 121 0 58
3 0 3 1 1 - 4 0 4 1 1 - 4 0 4 1 1 - 4 0 4 1 1 - 4 0 4 0 0 - 4 0 4 - - - 4 - 4 - - - 4 0 4 0 0 - 4 0 4 0 0 - 4 0 4 0 0 - 5 0 5 0 0 - 5 0 4 0 0 - 5 0 4 0 0 - 5 0 4 - - - 5 0 5 - - - 5 0 5 - - - 5
222 179 43 191 116 75 217 172 45 162 96 66 216 158 58 79 6 72 208 169 40 84 6 78 182 141 41 101 6 95 200 160 41 205 205 0 182 140 42 209 209 0 184 141 43 205 205 0 62 20 42 101 101 - 63 20 43 213 213 0 63 21 42 7 7 - 61 22 40 114 114 0 71 26 45 115 115 0 75 27 48 110 110 0 74 28 46 89 89 0 84 29 55 2 2 0 96
169 160 9 95 95 0 263 253 10 110 110 0 259 250 9 50 50 0 195 186 9 64 64 0 225 215 10 55 55 0 210 198 12 94 94 0 188 179 9 60 60 0 221 211 10 65 65 0 180 170 10 87 87 0 164 155 9 98 98 0 222 213 9 43 43 0 178 168 10 71 71 0 182 173 10 75 75 0 176 164 12 76 76 0 199 189 10 63 63 0 238 227 11 41 41 0 268
3,098 2,578 506 793 793 0 3,091 2,554 523 672 667 5 2,915 2,409 501 1,024 995 29 2,883 2,368 507 850 829 21 3,108 2,474 622 884 869 15 3,078 2,434 626 763 756 7 3,138 2,478 660 730 729 1 3,165 2,488 678 945 942 3 3,069 2,417 652 899 893 5 3,142 2,487 655 948 937 11 3,182 2,523 658 1,052 1,048 4 3,189 2,540 649 999 997 2 3,261 2,614 647 993 991 2 3,303 2,590 713 977 975 1 3,304 2,596 708 937 934 3 3,386 2,626 761 909 901 8 3,542
841 759 82 697 695 2 828 745 82 422 422 - 600 544 56 504 503 0 716 674 41 610 610 0 764 718 46 447 447 1 776 725 51 492 492 1 780 731 49 367 366 1 717 663 54 353 353 0 695 650 45 395 394 0 723 679 44 377 376 1 745 699 46 349 349 0 682 637 46 433 432 1 705 665 39 393 393 0 705 661 44 330 328 1 657 612 46 298 298 0 679 632 47 604 604 0 782
36 14 21 92 92 - 36 16 20 90 90 - 32 14 18 99 99 - 33 14 19 105 105 - 32 15 17 135 135 - 30 14 16 21 21 - 27 11 15 86 86 - 29 11 19 96 96 - 27 9 18 106 106 - 25 7 19 131 131 - 26 7 19 116 116 - 25 7 18 111 111 - 25 8 17 102 102 - 25 7 18 76 76 - 23 6 17 97 97 - 22 5 17 61 61 - 23
775 687 89 304 299 4 732 659 73 375 371 4 697 636 61 368 364 4 660 589 71 319 314 4 640 581 59 266 262 4 677 611 66 381 377 4 667 601 67 385 380 4 667 597 70 419 415 4 664 596 68 413 409 4 675 601 74 401 397 4 672 604 68 418 414 4 703 635 68 412 408 4 724 652 72 415 411 4 793 719 74 265 261 4 749 641 108 438 434 4 713 619 95 390 386 4 755
82 28 53 33 33 0 84 32 52 90 90 0 68 25 43 107 107 0 72 27 45 25 25 0 99 43 55 117 117 0 114 53 61 94 94 0 136 75 61 32 32 0 137 75 62 23 23 0 126 67 60 22 22 0 125 64 61 29 29 0 142 79 63 26 26 0 147 85 63 52 51 0 123 60 62 28 28 0 123 60 63 24 24 0 117 70 47 24 24 0 132 74 58 82 82 0 131
34 11 22 119 98 21 32 11 22 99 80 18 29 8 21 101 81 20 33 11 22 103 82 21 35 13 22 89 68 21 31 9 22 69 69 - 35 14 21 62 62 - 31 10 21 65 65 - 32 10 22 62 62 - 31 9 22 64 64 - 33 10 23 77 77 - 35 12 23 62 62 - 34 11 23 60 60 - 38 15 24 81 81 - 36 12 24 51 51 - 36 11 24 47 47 - 41

39 38 2 0 0 - 39 37 2 0 0 - 47 46 1 0 0 - 49 48 1 0 0 - 37 36 1 1 1 - 37 36 1 1 1 - 37 35 1 1 1 - 37 36 1 1 1 - 36 35 1 1 1 - 37 35 1 0 0 - 38 37 1 1 1 - 38 37 1 1 1 - 38 37 1 1 1 - 38 37 1 0 0 - 25 24 1 0 0 - 25 24 1 1 1 - 26
4 4 1 2 2 - 4 4 1 1 1 - 4 4 1 2 2 - 1 - 1 2 2 - 1 0 1 1 1 - 5 4 1 2 2 - 8 7 1 4 3 1 4 3 1 4 4 - 1 - 1 4 4 - 1 0 1 2 2 - 1 0 1 1 1 - 2 0 2 0 0 - 2 0 2 2 2 - 2 0 2 1 1 - 2 0 2 1 1 - 2 0 2 1 1 - 2
498 479 19 137 137 0 478 460 18 90 90 - 428 411 17 112 112 - 451 435 17 117 117 - 431 413 17 133 133 - 442 425 18 149 149 - 413 396 17 151 151 - 417 400 17 150 150 - 405 389 16 154 154 - 422 405 17 167 167 - 437 421 17 154 154 - 441 424 17 172 172 - 437 421 17 175 175 - 433 417 17 189 189 - 423 412 11 194 194 - 421 410 12 202 202 - 431
205 10 195 566 4 562 209 12 197 493 4 489 183 10 173 534 6 528 201 14 187 550 7 543 203 10 192 566 7 559 207 10 197 569 23 546 199 6 193 585 36 550 202 9 193 576 40 536 197 8 190 588 44 545 201 8 193 600 34 566 214 10 204 600 33 567 227 13 214 601 33 568 222 9 212 595 33 562 221 10 211 582 33 549 218 10 208 587 34 554 218 13 205 594 34 560 226
1,250 934 316 236 236 0 1,206 911 296 261 261 0 1,102 851 250 303 303 0 1,134 878 256 339 339 0 1,165 904 261 328 327 0 1,152 891 261 230 230 0 896 642 254 265 265 0 867 632 235 270 270 0 810 611 200 261 261 0 796 612 185 316 316 0 797 625 172 368 368 0 787 630 157 354 354 0 793 633 160 316 316 0 815 633 182 333 333 0 868 647 221 295 295 0 863 663 200 314 314 0 882
1 0 1 0 0 - 1 0 1 1 1 - 1 0 1 1 1 - 1 0 1 1 1 - 1 0 1 1 1 - 1 0 1 1 1 0 1 0 1 1 1 - 1 0 1 1 1 0 1 0 1 1 1 0 1 0 1 0 0 - 1 0 1 0 0 0 1 0 1 0 0 0 1 0 1 1 1 0 1 0 1 0 0 0 3 0 3 1 1 0 2 0 2 1 1 0 1
24 5 19 10 10 0 25 5 20 5 5 0 26 7 19 2 2 0 28 8 20 2 2 0 30 10 20 1 1 0 28 7 21 4 4 0 28 8 20 5 4 0 28 8 21 2 2 0 32 11 21 2 2 - 34 13 21 4 4 - 46 25 21 4 4 - 38 17 21 2 2 - 41 21 20 3 3 0 41 20 20 4 3 1 41 21 20 1 1 0 39 20 19 1 1 1 39
159 136 22 96 90 6 158 134 24 73 73 0 146 124 23 72 72 0 157 131 26 64 64 0 166 138 28 57 57 0 163 136 27 54 54 - 160 133 28 50 50 - 162 134 27 54 54 - 155 128 27 53 53 - 156 128 28 54 54 0 170 136 34 56 55 0 171 133 38 53 53 0 170 135 35 59 52 7 163 130 33 61 51 10 164 131 33 58 58 0 161 129 32 56 56 0 164
10,169 9,892 277 1,448 668 780 10,071 9,826 246 1,338 659 679 9,757 9,511 246 1,461 710 750 9,936 9,674 262 1,503 706 797 10,782 9,857 925 1,512 714 798 10,820 9,934 886 635 628 7 13,165 10,123 3,042 637 629 8 13,260 10,165 3,095 548 547 1 13,188 10,079 3,109 597 589 8 13,337 10,163 3,174 701 687 14 13,556 10,362 3,194 744 727 17 13,623 10,401 3,222 683 668 15 13,675 10,444 3,231 700 688 12 13,533 10,337 3,196 772 762 10 13,564 10,487 3,077 689 676 13 13,514 10,405 3,109 761 749 13 13,624
0 - 0 0 0 - 0 - 0 0 0 - 0 - 0 0 0 - 0 - 0 0 0 - 0 - 0 0 0 - 0 - 0 - - - 0 - 0 0 0 - 0 - 0 0 0 - 0 - 0 0 0 - 0 - 0 0 0 - 0 - 0 - - - 0 - 0 - - - 0 - 0 0 0 - 0 - 0 0 0 - 0 - 0 0 0 - 0 - 0 - - - 0
1,924 1,727 197 80 80 0 1,835 1,661 175 65 65 0 1,835 1,677 158 89 89 0 1,915 1,719 196 105 105 0 1,981 1,752 229 104 103 1 2,084 1,921 163 107 107 1 2,226 2,029 197 130 130 0 2,453 2,252 201 170 170 0 2,411 2,213 198 202 202 0 2,606 2,296 310 240 240 0 2,613 2,298 315 296 296 0 2,621 2,312 309 338 338 0 2,608 2,380 228 378 378 0 2,486 2,257 229 408 408 0 2,551 2,254 297 476 476 0 2,513 2,282 231 455 455 0 2,578
0 - 0 - - - 0 - 0 - - - 0 - 0 - - - 1 - 1 - - - 1 - 1 - - - 0 - 0 - - - 0 - 0 - - - 0 - 0 - - - 0 - 0 - - - 0 - 0 - - - 0 - 0 - - - 0 - 0 - - - 0 - 0 - - - 0 - 0 - - - 0 - 0 - - - 0 - 0 - - - 0
3,136 2,367 769 64 52 12 3,060 2,293 768 97 71 26 2,860 2,223 636 91 76 15 2,852 2,163 689 81 77 4 2,920 2,204 716 105 92 13 3,066 2,319 747 79 62 18 3,330 2,911 419 59 52 7 3,301 2,855 446 58 55 3 3,239 2,838 401 75 59 17 3,192 2,773 419 74 62 13 3,218 2,793 425 73 63 10 3,113 2,679 435 55 49 6 3,444 3,019 425 64 54 10 3,215 2,804 411 70 62 7 3,376 2,946 429 74 62 12 3,150 2,717 433 83 65 18 3,403
1 - 1 0 - 0 1 - 1 0 - 0 1 - 1 - - - 1 0 1 - - - 1 0 1 0 - 0 1 0 1 0 - 0 1 - 1 0 - 0 1 - 1 - - - 1 - 1 - - - 1 - 1 - - - 2 - 2 - - - 2 - 2 - - - 2 - 2 - - - 1 - 1 - - - 1 - 1 - - - 1 - 1 - - - 1
12 4 7 17 17 0 11 5 6 15 15 0 10 5 5 17 17 0 11 6 6 21 21 0 12 6 6 22 22 0 11 5 6 18 18 - 10 4 6 24 24 0 10 4 7 26 26 - 10 4 7 24 24 - 10 3 7 14 14 - 10 3 7 16 16 - 10 3 8 20 20 - 12 4 8 21 21 0 13 5 8 23 23 0 13 5 8 16 16 0 11 3 8 18 18 0 12
512 97 416 10 10 0 497 93 404 20 20 0 447 87 360 23 23 0 469 93 376 18 18 0 521 95 426 20 20 0 525 87 439 19 19 0 430 83 346 15 15 0 442 86 356 11 11 0 427 78 349 10 10 0 512 157 354 13 13 0 516 157 359 12 11 0 524 168 356 11 11 0 529 162 366 11 11 0 523 164 359 10 10 0 487 149 338 12 12 0 490 153 337 11 11 0 490
1,679 1,661 18 64 53 11 1,681 1,664 17 205 191 14 1,583 1,565 18 400 385 15 1,778 1,760 18 190 174 16 2,003 1,984 19 182 163 19 2,006 1,986 19 168 168 0 1,988 1,971 16 186 186 0 1,998 1,979 19 166 166 0 2,085 2,068 17 184 184 0 2,031 2,013 18 190 190 0 2,055 2,036 18 110 110 0 2,130 2,117 12 122 122 0 2,127 2,114 13 113 113 0 2,043 2,029 13 113 113 0 2,166 2,063 103 106 106 0 2,196 2,092 104 97 97 0 2,214
40 38 2 53 53 - 26 24 2 65 65 - 31 29 2 54 54 - 50 48 2 59 59 - 28 26 2 59 59 - 49 46 3 57 57 - 54 52 3 60 60 - 41 38 3 30 30 - 74 71 3 48 48 - 36 33 3 51 51 - 57 54 3 30 30 - 45 42 3 65 65 - 151 148 3 87 87 - 108 105 3 36 36 - 34 31 3 52 52 - 58 55 3 59 59 - 71
4,379 4,236 143 493 462 31 3,640 3,503 137 678 654 24 3,261 3,136 125 592 576 17 3,243 3,110 133 645 622 22 3,191 3,055 136 660 615 45 3,300 3,165 135 817 752 66 3,429 3,091 338 641 569 73 3,566 3,226 340 734 669 66 3,404 3,069 335 771 705 66 3,569 3,227 342 547 492 55 3,613 3,254 358 660 616 44 3,611 3,365 246 759 703 56 3,598 3,352 246 732 667 65 3,622 3,376 246 497 416 81 3,407 3,163 244 495 417 79 3,385 3,136 249 488 399 89 3,078
24 23 1 18 18 - 20 19 1 17 17 - 17 16 1 12 12 - 19 19 1 6 6 - 17 16 1 5 5 - 42 42 1 19 19 - 80 79 1 33 33 - 90 90 1 37 37 - 92 91 1 34 34 - 112 111 1 41 41 - 111 110 1 47 47 - 111 110 1 33 33 - 112 111 1 41 41 0 104 103 1 33 33 0 76 75 1 40 40 - 58 57 1 53 52 1 17
3,304 2,772 532 1,192 1,149 43 3,533 3,005 529 1,408 1,374 33 3,644 3,154 491 1,346 1,315 31 3,522 3,009 513 1,163 1,134 29 3,750 3,085 665 1,031 1,002 29 3,433 2,761 672 1,006 983 23 3,268 2,608 660 1,018 998 19 3,447 2,765 682 987 973 14 3,138 2,469 669 1,513 1,492 21 3,375 2,698 677 1,758 1,726 32 3,552 2,878 674 1,984 1,949 35 3,552 2,848 704 1,811 1,779 32 3,580 2,816 764 1,799 1,758 40 3,704 2,976 728 1,852 1,810 42 3,814 2,991 823 1,552 1,517 35 3,778 2,837 940 1,652 1,617 35 4,041
31 0 31 945 885 60 16 1 15 926 866 60 15 0 15 839 781 59 25 0 25 857 819 38 27 0 27 803 765 38 35 0 35 692 664 28 26 0 26 621 593 28 33 0 33 600 571 28 30 0 29 521 493 28 41 0 40 528 488 39 27 0 26 588 548 39 18 0 18 585 546 39 25 1 25 638 598 39 45 1 44 718 679 39 17 0 17 759 720 39 57 0 56 726 687 39 39
14,101 9,573 4,528 3,249 3,233 16 13,288 8,967 4,320 3,184 3,175 9 13,348 9,097 4,250 3,348 3,234 114 12,685 8,548 4,138 3,412 3,300 112 12,975 8,525 4,450 3,242 3,142 100 13,092 8,450 4,642 3,082 3,039 43 11,423 9,829 1,593 3,368 3,325 44 11,373 9,748 1,625 3,182 3,135 48 11,325 9,558 1,767 3,266 3,212 54 11,281 9,709 1,572 3,455 3,348 107 11,203 9,572 1,631 3,106 2,995 111 11,674 9,876 1,798 3,237 3,128 109 11,057 9,510 1,547 3,357 3,293 65 11,419 9,474 1,944 3,514 3,461 53 11,278 9,194 2,083 3,468 3,405 63 11,056 8,906 2,150 3,538 3,451 87 11,359
1,197 374 823 215 214 1 1,271 496 775 280 279 1 1,089 354 735 274 274 1 1,335 585 751 179 179 0 1,153 435 718 285 284 1 1,220 528 692 148 147 1 1,264 569 695 229 226 3 1,276 589 688 279 278 1 1,210 545 665 263 258 5 1,373 546 827 263 251 12 1,549 592 957 174
2021 2021
May * Jun *
Liabilities Claims Liabilities
Banks Nonbanks Total Banks Nonbanks Total Banks Nonbanks Unallocated
43,216 10,936 19,238 18,281 956 52,251 41,577 10,674 0 All Cross-Border (Nonresident) 1
America 2
3,576 726 7,992 7,896 96 4,243 3,530 714 0 United States of America (US) 3
15 43 31 31 0 42 18 24 - Canada (CA) 4
0 5 - - - 6 1 5 - Brazil (BR) 5
Europe 6
29 67 8 8 0 120 29 92 - Netherlands (NL) 7
257 11 60 60 0 189 177 13 - Belgium (BE) 8
2,746 796 920 915 5 3,289 2,574 715 - United Kingdom (GB) 9
735 47 730 730 1 806 761 45 - Germany (DE) 10
5 18 91 91 - 23 4 19 - Norway (NO) 11
652 103 291 287 4 690 590 100 - France (FR) 12
72 59 51 51 0 130 61 70 - Switzerland, including BIS (CH) 13
17 24 50 50 - 37 13 24 - Saudi Arabia (SA) 15
24 1 1 1 - 25 24 1 - Kuwait (KW) 16
0 2 2 2 - 2 0 2 - Egypt (EG) 17
420 11 202 202 - 419 408 11 - Qatar (QA) 18
13 213 583 33 550 222 12 210 - United Arab Emirates (AE) 19
Asia and Pacific 20
677 206 374 374 0 833 643 190 - Australia (AU) 21
0 1 0 0 0 1 0 1 - Brunei Darussalam (BN) 22
19 20 2 2 0 37 17 20 - Philippines (PH) 23
131 33 56 56 0 162 128 33 - India (IN) 24
10,461 3,164 572 562 10 13,582 10,469 3,113 0 Japan (JP) 25
- 0 0 0 - 0 - 0 - Cambodia (KH) 26
2,347 231 524 523 1 2,534 2,303 231 - South Korea (KR) 27
- 0 - - - 0 - 0 - Lao PDR (LA) 28
2,954 449 70 50 20 3,207 2,719 488 - Malaysia (MY) 29
- 1 - - - 1 - 1 - Myanmar (MM) 30
4 8 20 20 0 10 3 7 - New Zealand (NZ) 31
152 338 10 10 0 482 146 336 - China, Taipei (TW) 32
2,109 104 118 118 0 2,202 2,098 104 - Thailand (TH) 33
68 3 42 42 - 24 21 3 - Timor Leste (TL) 34
2,828 250 549 436 113 3,101 2,855 247 - China (CN) 35
16 1 100 100 - 18 17 1 - Vietnam (VN) 36
Offshore centres 37
3,111 930 1,148 1,099 49 3,713 2,801 912 - Hong Kong (HK) 38
1 38 712 673 39 28 0 27 - Cayman Islands (KY) 39
9,262 2,098 3,619 3,568 51 10,719 8,709 2,010 - Singapore (SG) 40
517 935 311 293 18 1,354 448 906 - Others 41
Note:
1)LBS describes outstanding claims and liabilities of banks located
TABEL 5d.1. LOCATIONAL BANKING STATISTICS (LBS) INDONESIA TERHADAP NONRESIDEN (CROSS-BORDER) PADA SEKTOR BANK BERDASARKAN SUB-SEKTOR LAWAN 1 )
TABEL 5d.1. LOCATIONAL BANKING STATISTICS (LBS) INDONESIA VIS A VIS NONRESIDENT (CROSS-BORDER) IN BANKING SECTOR BY COUNTERPARTY SUB-SECTOR 1)
2019 2019 2019 2019 2019 2019 2019 2020 2020 2020 2020 2020 2020
2014 2015 2016 2017 2018 2019 2020
Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun
Negara Mitra Satuan/Unit Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims
Related Related Related Related Related Related Related Related Related Related Related Related Related Related Related Related Related Related Related Related Related Related Related Related Related Related Related Related Related Related Related Related Related Related Related Related Related Related Related
Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total
Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices
1 Seluruh Negara Mitra USD Juta/ Millions of USD 11,404 5,389 37,284 29,774 13,667 6,739 37,903 29,575 13,272 7,036 38,233 29,993 16,151 7,847 38,144 29,890 13,896 6,847 42,141 32,620 14,558 6,314 43,220 34,456 15,480 6,152 43,049 34,489 14,850 5,869 43,257 34,626 14,920 6,050 41,887 33,935 16,007 6,568 41,476 33,797 15,849 6,486 41,307 33,482 14,879 6,285 42,008 33,314 14,558 6,314 43,220 34,456 18,033 8,323 43,516 35,436 15,023 6,701 42,480 33,596 16,330 6,318 41,634 33,031 16,261 7,287 40,130 32,155 15,612 7,503 40,663 32,549 16,147 7,490 40,491 33,123 15,971 7,162
2 Amerika
3 Amerika Serikat USD Juta/ Millions of USD 5,526 2,502 7,951 5,513 5,839 2,337 5,095 4,572 5,494 2,461 4,641 4,185 6,887 2,855 3,427 3,020 6,603 2,643 3,593 3,133 5,544 2,265 3,701 3,411 7,770 2,746 4,009 3,485 7,433 2,795 4,209 3,473 7,013 2,451 3,659 3,290 7,665 2,606 3,475 3,086 7,408 2,672 3,382 3,041 6,257 2,430 3,602 3,144 5,544 2,265 3,701 3,411 7,697 3,389 4,024 3,358 5,386 2,223 3,686 3,277 6,684 2,141 4,067 3,366 6,360 2,596 3,772 3,238 5,337 2,618 4,372 3,253 6,324 2,948 3,736 3,289 6,460 3,022
4 Kanada USD Juta/ Millions of USD 9.46 1.39 87.84 - 16.71 6.30 10.40 1.06 34.84 1.76 93.99 0.28 20 4 134 0 21.46 2.51 170 - 20.45 5.15 10.11 0.10 21.22 4.84 11.82 0.02 20.39 5.11 11.46 - 22.43 6.55 11.93 0.03 19.21 5.09 12.40 0.04 18.71 4.59 12.88 0.01 22.04 5.32 11.29 0.07 20.45 5.15 10.11 0.10 68.69 6.20 3.32 0.01 22.88 5.30 7.80 0.09 51.09 5.28 6.48 0.03 84.91 5.11 6.75 - 26.22 4.92 4.70 - 34.80 5.43 4.84 - 37.75 5.36
5 Brazil USD Juta/ Millions of USD 1.43 - 0.90 - 0.11 - 0.24 0.03 1.17 - 0.23 - 0 - 1 - 0.07 - 0.13 - 0.85 - 0.14 - 1.41 - 0.39 - 0.67 - 0.64 - 0.43 - 0.64 - 0.81 - 0.36 - 0.98 - 0.43 - 1.25 - 0.56 - 0.85 - 0.14 - 0.17 - 0.15 - 0.43 - 0.19 - 0.84 - 0.30 - 1.21 - 0.43 - 0.62 - 0.25 - 0.63 - 0.28 - 0.19 -
6 Eropa
7 Belanda USD Juta/ Millions of USD 106 78.60 160 138 38.31 3.27 146 133 20.59 11.99 205 169 41 3 232 201 15.91 5.54 374 350 70 0.04 227 206 8 0.85 567 533 73 0.14 540 513 25 0.50 524 497 86 1.18 394 366 53 0.64 315 294 168 0.57 247 224 70 0.04 227 206 7 - 22 1 123 0.14 179 158 116 0.01 172 153 96 - 158 140 6 - 169 147 6 - 141 120 6 -
8 Belgia USD Juta/ Millions of USD 32.71 - 83.47 1.40 49.18 - 97.34 - 175 - 181 - 85 - 126 - 75.52 - 113 - 58 - 141 - 250 - 151 - 207 - 152 - 165 - 131 - 103 - 134 - 92 - 127 - 105 - 189 - 58 - 141 - 43 - 168 - 224 - 160 - 95 - 253 - 110 - 250 - 50 - 186 - 64 - 215 - 55 -
9 Inggris USD Juta/ Millions of USD 527 359 3,321 2,902 848 537 3,400 2,844 884 600 3,012 2,615 736 569 3,073 2,635 602 458 3,378 2,341 915 392 2,442 2,138 550 400 2,468 2,049 678 320 2,505 2,082 795 451 2,446 2,091 637 374 2,397 2,088 561 444 2,463 2,134 914 455 2,453 2,113 915 392 2,442 2,138 1,048 622 2,540 2,231 600 337 2,578 2,237 793 357 2,554 2,199 667 515 2,409 1,989 995 632 2,368 2,132 829 545 2,474 2,173 869 567
10 Jerman USD Juta/ Millions of USD 263 52.90 513 340 492 72.75 579 402 404 117 601 485 720 245 719 663 352 145 676 570 520 212 759 655 572 118 705 608 362 73 986 891 468 186 805 696 400 170 800 689 442 162 792 677 575 141 675 573 520 212 759 655 349 72 637 605 650 230 759 677 695 252 745 665 422 111 544 479 503 173 674 605 610 213 718 658 447 203
11 Norwegia USD Juta/ Millions of USD 55.86 0.07 1.46 - 10.65 0.06 8.08 - 1.35 0.06 7.61 - 72 0 10 - 81 0.28 6.30 - 20.98 0.28 11.57 - 85.90 0.29 10.18 - 95.96 0.28 8.02 - 70.69 0.27 7.46 - 0.57 0.27 7.92 - 121.26 0.27 10.18 - 76.01 0.29 9.35 - 20.98 0.28 11.57 - 115.78 0.28 7.36 - 70.83 0.26 14.18 - 91.71 0.26 15.69 - 90.40 0.23 13.90 - 98.97 0.23 14.42 - 104.99 0.25 14.82 - 135.47 0.25
12 Perancis USD Juta/ Millions of USD 29.78 25.29 213 152 174 9.52 228 168 28.54 5.62 419 346 19 17 537 389 105 101.52 980 608 263 98 654 576 165 101 851 660 224 119 770 590 221 117 795 586 264 99 776 596 104 99 801 610 279 115 693 608 263 98 654 576 414 108 635 556 257 92 687 604 299 100 659 552 371 104 636 491 364 103 589 498 314 101 581 502 262 97
13 Swiss (termasuk BIS) USD Juta/ Millions of USD 22.92 1.10 118 - 25.86 0.50 66.56 0.50 24.57 1.13 60.31 0.58 44 0 120 4 29.11 0.54 50 0.38 45.03 0.54 32.82 0.37 126.98 1.14 63.60 5.32 27.52 1.21 47.86 5.22 25.18 0.53 36.41 5.20 37.31 0.76 33.03 4.92 31.61 0.42 34.83 0.92 40.70 0.95 34.28 0.91 45.03 0.54 32.82 0.37 26.01 0.35 84.54 0.06 31.76 0.50 28.43 - 32.52 0.51 32.19 0.01 89.61 0.53 24.74 - 107.14 0.50 26.84 - 25.17 0.59 43.12 - 116.77 0.49
15 Arab Saudi USD Juta/ Millions of USD 34.18 0.06 13.66 4.77 44.39 17.27 27.80 0.01 21.12 - 15.12 0.01 48 - 12 0 58.20 - 8.76 0.00 81 - 11.82 0.00 131 - 11.30 0.00 80 - 11.31 0.02 85 - 27.31 8.37 82 - 13.98 0.00 90 - 10.14 0.00 65 - 11.22 0.00 81 - 11.82 0.00 77 - 11.65 0.00 80 - 11.37 0.00 98 - 10.67 0.00 80 - 8.22 0.00 81 - 10.55 0.00 82 - 12.83 0.00 68 -
16 Kuwait USD Juta/ Millions of USD 0.07 - 25.59 - 0.10 - 23.15 - 0.02 - 3.30 - 0 - 27 - 0.55 0.03 25.68 - 0.08 0.03 37.09 - 0.31 0.03 36.80 12 0.20 0.03 36.99 12 0.07 0.03 36.42 12 0.91 0.03 36.55 12 0.83 0.03 36.91 - 0.44 0.03 36.56 - 0.08 0.03 37.09 - 0.55 0.03 36.99 - 0.03 0.03 37.80 - 0.11 0.03 36.68 - 0.13 0.03 45.61 - 0.05 0.03 47.95 - 0.45 0.03 35.67 - 0.58 0.03
17 Mesir USD Juta/ Millions of USD 2.18 - 4.79 - 1.32 - 14.31 - 0.09 - 6.20 - 1 - 7 - 1.39 - 4.39 - 2.80 0.38 4.53 - 1.69 - 4.49 - 1.18 - 4.49 - 1.39 - - - 2.42 - 3.98 - 2.44 0.19 3.98 - 2.55 0.19 8.44 - 2.80 0.38 4.53 - 1.26 - 0.05 - 1.81 0.32 3.64 - 2.31 0.32 3.67 - 0.89 - 3.63 - 1.85 - - - 1.58 - 0.01 - 1.23 -
18 Qatar USD Juta/ Millions of USD 0.09 - 287 137 5.77 - 358 358 29.16 23.33 292 291 73 72 355 355 66.14 65.58 379 378 68.65 68.53 470 469 70.94 70.37 462 462 71.29 70.84 465 465 70.75 70.44 459 459 69.62 69.38 462 461 91.85 91.52 467 465 74.00 73.80 464 463 68.65 68.53 470 469 154.15 138.94 424 419 106.00 105.81 479 475 137.30 136.98 460 460 89.62 89.28 411 409 112.41 111.87 435 434 117.34 116.61 413 413 132.58 131.99
19 Uni Emirat Arab USD Juta/ Millions of USD 1.82 - 17.01 0.65 4.46 - 20.25 0.74 5.89 - 42.13 - 6 - 20 1 12.58 0.01 16.31 - 5.52 0.01 9.67 - 10.36 0.01 10.67 1.99 13.55 0.01 11.44 1.00 6.65 0.01 11.04 0.99 5.79 0.01 10.76 1.00 7.98 0.01 10.44 - 5.38 0.01 10.67 - 5.52 0.01 9.67 - 32.83 0.00 13.07 - 9.13 0.00 9.65 - 3.55 0.00 11.90 - 4.48 0.00 10.23 - 5.81 0.00 13.94 - 7.25 0.00 10.24 - 6.69 0.00
20 Asia dan Pasifik
21 Australia USD Juta/ Millions of USD 189 16.32 996 889 187 17.12 859 745 204 24.62 891 751 192 24 954 807 247 29.51 931 852 237 43.44 941 849 199 24.76 900 821 222 30.32 906 837 251 29.40 906 832 283 51.95 898 836 247 36.69 923 845 252 39.94 916 840 237 43.44 941 849 368 88.09 630 580 224 20.51 934 851 236 46.05 911 826 261 97.84 851 748 303 92.39 878 796 339 132.73 904 820 327 106.46
22 Brunai Darusalam USD Juta/ Millions of USD 0.40 - 0.03 0.01 0.51 - 0.02 0.01 0.38 - 0.04 0.02 0 - 0 0 0.43 - 0.03 0.01 0.29 - 0.06 0.01 0.39 - 0.09 0.01 0.32 - 0.04 0.01 0.33 - 0.04 0.01 0.30 - 0.04 0.01 0.31 - 0.07 0.01 0.24 - 0.07 0.01 0.29 - 0.06 0.01 0.41 - 0.06 - 0.32 - 0.05 0.01 0.29 - 0.06 0.01 0.79 - 0.03 0.01 0.88 - 0.02 0.01 0.97 - 0.04 0.01 0.65 -
23 Filipina USD Juta/ Millions of USD 6.56 - 4.93 - 1.44 - 12.48 - 1.12 - 14.39 - 3 - 27 - 6.83 - 6.41 - 11.96 - 4.21 - 2.63 - 7.19 1 4.75 - 8.78 1 3.95 - 7.99 1 1.08 - 11.73 1 6.61 - 6.98 - 3.69 - 8.16 - 11.96 - 4.21 - 3.75 - 17.03 - 4.13 - 4.79 - 9.52 - 4.60 - 5.46 - 7.09 - 1.89 - 7.84 - 1.70 - 10.05 - 0.69 -
24 India USD Juta/ Millions of USD 46.76 33.06 101 80.05 68.24 37.67 181 165 91.12 49.04 172 145 99 51 141 113 180 60.15 149 111 68 46.37 133 118 152 47.74 132 113 140 47.95 133 115 118 46.52 132 114 113 46.84 130 115 87 47.02 134 118 54 46.24 134 118 68 46.37 133 118 55 46.52 133 119 71 48.91 136 119 90 48.16 134 116 73 43.71 124 101 72 44.80 131 107 64 45.11 138 113 57 45.67
25 Jepang USD Juta/ Millions of USD 374 92.64 8,759 8,548 430 166 8,900 8,651 510 311.21 9,332 9,156 698 317 9,133 8,750 479 275 9,257 8,962 729 309 9,841 9,519 514 258 9,518 9,248 547 283 9,650 9,314 559 266 9,590 9,274 696 325 9,659 9,365 922 323 9,720 9,454 765 312 9,777 9,447 729 309 9,841 9,519 727 351 10,263 10,154 708 242 9,892 9,673 668 221 9,826 9,627 659 217 9,511 9,334 710 335 9,674 9,508 706 349 9,857 9,718 714 335
26 Kamboja USD Juta/ Millions of USD 0.08 - - - 0.26 - - - 0.20 - - - 0 - - - 0 - - - 0.03 - - - 0.07 - - - 0.04 - - - 0.16 - - - 0.21 - - - 0.04 - - - 0.35 - - - 0.03 - - - - - - - 0.03 - - - 0.04 - - - 0.12 - - - 0.19 - - - 0.03 - - - 0.03 -
27 Korea Selatan USD Juta/ Millions of USD 13.11 - 635 484 12.50 - 854 748 41.73 30.96 1,075 893 76 38 1,557 1,342 106.14 39.37 2,028 1,811 71.52 41.21 1,780 1,650 77.51 38.49 1,987 1,803 84.32 38.96 2,035 1,875 92.18 38.91 2,035 1,881 119.59 38.93 1,829 1,682 107.36 39.84 1,794 1,656 89.40 38.42 1,796 1,665 71.52 41.21 1,780 1,650 296.28 197.29 2,312 2,228 86.98 38.14 1,727 1,604 79.70 38.52 1,661 1,529 65.39 39.01 1,677 1,522 88.51 53.39 1,719 1,604 105.11 51.98 1,752 1,645 103.21 52.39
28 Laos USD Juta/ Millions of USD - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -
29 Malaysia USD Juta/ Millions of USD 17.26 10.52 2,164 2,094 34.11 24.91 2,023 1,953 32.53 17.76 2,680 2,618 49 33 2,464 2,133 68.56 40.84 2,662 2,238 53.49 37.33 2,501 2,302 56.37 41.08 2,509 2,418 55.26 41.00 2,416 2,344 52.42 37.94 2,419 2,360 52.59 39.10 2,631 2,338 50.60 38.96 2,640 2,318 53.68 37.11 2,529 2,393 53.49 37.33 2,501 2,302 63.13 33.84 2,679 2,591 51.67 37.93 2,367 2,031 52.16 37.06 2,293 2,031 71.15 37.53 2,223 1,862 76.14 44.83 2,163 1,845 76.99 43.58 2,204 1,931 91.92 46.54
30 Myanmar USD Juta/ Millions of USD - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 0.03 - - - 0.03 - - -
31 Selandia Baru USD Juta/ Millions of USD 13.38 4.37 12.37 2.31 11.22 4.85 8.79 2.38 22.31 7.50 9.57 1.45 28 6 9 2 14.72 2.53 6.31 0.07 17.03 3.88 5.03 0.41 26.13 3.89 5.30 0.63 15.48 3.69 6.47 0.66 27.32 7.96 5.48 0.10 27.79 9.00 5.65 0.62 22.60 4.80 6.32 0.87 17.31 3.76 6.37 0.45 17.03 3.88 5.03 0.41 15.96 4.96 2.65 0.02 17.47 5.28 4.50 0.02 17.31 3.62 4.87 0.11 15.01 3.72 5.12 0.31 17.08 3.95 5.81 0.88 20.50 2.75 5.65 0.66 21.88 4.31
32 Taiwan USD Juta/ Millions of USD 7.13 2.06 299 190 16.05 1.20 265 184 340 330 247 195 4 1 78 14 5.65 1.62 76.83 11.41 5.76 0.97 93.71 11.10 4.94 1.24 77.07 30.24 6.30 0.43 75.46 29.73 6.94 0.66 99.18 29.58 7.30 0.89 95.45 29.75 5.70 1.24 98.02 10.95 8.19 1.57 92.99 10.96 5.76 0.97 93.71 11.10 11.42 0.94 167.90 10.94 8.06 1.07 96.59 11.24 9.87 1.13 93.07 10.76 19.86 1.41 86.56 9.39 22.61 1.43 93.13 10.13 18.21 0.42 94.73 10.47 20.18 0.60
33 Thailand USD Juta/ Millions of USD 23.74 3.35 1,385 1,324 26.57 2.12 1,292 1,235 30.69 4.86 1,362 1,289 50 6 1,282 1,234 72.72 4.92 1,488 1,429 46.66 5.66 1,680 1,631 83.59 4.18 1,681 1,648 79.15 4.09 1,735 1,703 67.24 10.46 1,746 1,710 71.50 3.56 1,775 1,738 76.01 7.48 1,856 1,813 67.22 6.18 1,823 1,781 46.66 5.66 1,680 1,631 110.08 32.56 2,046 2,014 53.07 6.67 1,661 1,617 53.07 8.28 1,664 1,614 191.47 135.67 1,565 1,497 384.83 344.80 1,760 1,701 174.13 147.69 1,984 1,935 163.27 147.64
34 Timor Leste USD Juta/ Millions of USD - - - - - - 49.97 49.97 - - 45.12 45.12 - - 40 40 121 121 137.16 136.78 52.23 52.23 80 80 35.26 35.26 69 68 40.52 40.52 50 50 44.01 44.01 63 63 37.22 37.22 74 74 39.41 39.41 40 40 35.54 35.54 105 105 52.23 52.23 80 80 30.28 30.28 42 42 50.74 50.74 38 37 53.25 53.25 24 23 64.59 64.59 29 28 53.81 53.81 48 48 59.13 59.13 26 26 59.26 59.26
35 Tiongkok USD Juta/ Millions of USD 343 72 1,011 684 411 41.34 4,716 1,200 240 64.15 4,527 1,394 397 73 5,003 1,843 312 57.35 4,458 1,599 408 107.57 4,349 1,813 355 132.68 4,637 1,920 423 127.93 4,554 1,913 431 90.75 4,548 1,915 450 87.28 4,432 1,878 419 120.68 4,410 1,874 408 127.68 4,384 1,841 408 107.57 4,349 1,813 616 188.87 3,365 1,635 453 139.76 4,236 1,693 462 192.26 3,503 1,758 654 180.55 3,136 1,548 576 153.20 3,110 1,527 622 241.75 3,055 1,477 615 184.10
36 Vietnam USD Juta/ Millions of USD 1.52 0.03 11.82 - 9.71 0.03 16.57 0.56 12.82 0.16 18.15 0.14 30 0 18 - 41.29 - 21.22 - 12.49 0.20 25.60 0.96 7.80 - 14.70 - 10.56 - 16.67 - 7.36 0.30 17.00 - 6.55 0.40 17.38 - 6.10 0.22 22.00 - 12.34 0.07 24.38 - 12.49 0.20 25.60 0.96 47.39 - 110.10 99.73 11.16 0.20 22.73 0.67 17.72 0.23 18.78 0.47 16.58 0.35 16.50 0.04 12.29 0.31 18.56 0.53 6.41 0.21 15.78 1.02 5.19 0.21
37 Offshore centres
38 Hong Kong USD Juta/ Millions of USD 561 389 563 256 1,639 1,456 987 310 1,108 996 1,413 179 1,578 1,410 2,124 1,093 1,234 1,022 2,605 1,481 1,263 1,078 3,038 1,396 1,074 881 2,568 1,344 773 644 2,471 1,310 1,089 945 2,379 1,254 1,168 1,030 2,520 1,382 998 804 2,420 1,334 1,265 1,086 3,149 1,357 1,263 1,078 3,038 1,396 1,949 1,619 2,848 881 1,552 1,358 2,772 1,305 1,149 994 3,005 1,215 1,374 1,125 3,154 1,247 1,315 1,147 3,009 1,268 1,134 1,024 3,085 1,361 1,002 846
39 Cayman, Kepulauan USD Juta/ Millions of USD 1,046 1,045 0.22 0.22 1,112 1,110 0.30 0.27 1,083 1,057 0.50 0.10 1,134 1,010 2 2 904 758 0.62 0.05 952 611 0.35 0.18 731 522 1.90 1.27 660 461 0.66 0.17 680 473 0.63 0.15 741 479 0.64 0.15 774 457 0.45 0.18 899 568 0.32 0.14 952 611 0.35 0.18 548 496 0.32 0.15 863 531 0.25 0.14 885 577 1.24 1.15 866 560 0.26 0.18 781 486 0.27 0.18 819 528 0.29 0.20 765 515
40 Singapura USD Juta/ Millions of USD 2,004 686 8,379 5,942 2,014 870 7,417 5,777 2,279 900 6,673 5,143 2,903 1,095 6,261 5,133 1,907 962 8,140 6,341 2,844 887 9,880 7,435 2,178 661 9,160 6,990 2,288 714 9,049 6,863 2,245 727 8,578 6,593 2,627 1,053 8,433 6,821 2,806 1,028 8,352 6,546 2,205 728 8,397 6,386 2,844 887 9,880 7,435 2,995 875 9,876 7,642 3,009 1,144 9,573 7,030 3,233 1,042 8,967 6,634 3,175 1,271 9,097 7,280 3,234 938 8,548 6,606 3,300 897 8,525 6,619 3,142 763
41 Lainnya USD Juta/ Millions of USD 145 15 165 91 146 23 249 76 151 21 194 89 161 18 248 118 171 50 400 269 170 49 357 194 217 59 421 267 212 48 388 239 276 49 409 264 231 40 406 232 255 62 418 251 159 33 420 243 170 49 357 194 160 22 418 270 297 82 374 196 214 63 496 249 279 88 354 230 274 160 585 458 179 36 435 313 284 28
Keterangan:
1)
Sumber: LBU
2020 2020 2020 2020 2020 2020 2020 2021 2021 2021 2021 2021 2021
Jun Jul Aug Sep Oct Nov Dec Jan * Feb * Mar * Apr * May * Jun *
Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Counterparty Countries
Related Related Related Related Related Related Related Related Related Related Related Related Related Related Related Related Related Related Related Related Related Related Related Related Related
Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total Total
Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices Offices
40,903 33,257 16,602 7,111 42,523 35,267 16,638 6,972 42,840 35,627 16,178 6,570 41,507 34,645 18,307 7,369 42,471 34,915 17,904 7,826 43,203 35,370 18,033 8,323 43,725 35,645 18,508 7,711 43,673 35,601 18,870 7,694 43,680 35,259 19,091 7,925 42,949 34,695 18,236 8,126 42,105 33,789 19,308 8,360 43,216 34,172 18,281 7,707 41,577 33,177 All Counterparty Countries 1
America 2
3,941 3,383 7,345 2,924 3,715 3,352 7,339 2,831 3,623 3,316 6,702 2,889 3,302 2,978 8,295 3,045 3,514 3,213 7,352 3,087 3,681 3,303 7,697 3,389 4,024 3,358 7,914 3,102 3,718 3,320 8,184 2,966 3,931 3,311 8,440 3,045 3,749 3,205 7,913 3,261 3,548 3,066 8,535 3,276 3,576 3,018 7,896 3,080 3,530 2,964 United States of America 3
5.26 - 24.86 5.65 3.62 0.00 23.86 5.33 3.42 0.01 120.60 6.75 2.66 0.03 108.86 6.60 2.84 0.00 123.73 6.12 3.62 - 68.69 6.20 3.32 0.01 130.00 6.28 5.47 0.00 28.18 6.08 5.88 0.05 27.44 6.02 7.10 - 21.72 6.72 13.33 - 120.80 5.10 15.47 0.07 30.52 6.01 17.73 0.01 Canada 4
0.12 - - - - - - - 0.23 - 0.38 - 0.23 - 0.32 - 0.11 - 0.47 - 0.27 - 0.17 - 0.15 - 0.28 - 0.46 - 0.15 - 0.27 - - - 0.35 - - - 0.12 - - - 0.27 - - - 0.76 - Brazil 5
Europe 6
160 139 205 93.06 140 120 209 95.72 141 121 205 93.48 20 1 101 95.13 20 1 213 98.99 21 1 7 - 22 1 114 - 26 2 115 - 27 2 110 - 28 3 89 - 29 1 2 - 29 1 8 - 29 1 Netherlands 7
198 - 94 - 179 - 60 - 211 - 65 11.76 170 - 87 0.32 155 - 98 - 213 - 43 - 168 - 71 - 173 - 75 3.11 164 - 76 0.60 189 - 63 - 227 - 41 - 257 - 60 0.22 177 - Belgium 8
2,434 2,123 756 459 2,478 2,144 729 464 2,488 2,157 942 504 2,417 2,110 893 471 2,487 2,181 937 517 2,523 2,212 1,048 622 2,540 2,231 997 534 2,614 2,257 991 515 2,590 2,251 975 534 2,596 2,215 934 483 2,626 2,214 901 495 2,746 2,250 915 460 2,574 2,185 United Kingdom 9
725 681 492 225 731 683 366 140 663 634 353 96 650 595 394 112 679 604 376 125 699 635 349 72 637 605 432 75 665 618 393 59 661 604 328 59 612 562 298 60 632 577 604 151 735 677 730 183 761 697 Germany 10
14.06 - 20.98 0.27 11.31 - 86.12 0.28 10.59 - 95.69 0.26 9.15 - 105.71 0.26 6.66 - 131.16 0.27 6.84 - 115.78 0.28 7.36 - 111.00 0.28 8.07 - 101.53 0.28 6.81 - 76.25 0.28 6.47 - 96.76 0.29 5.48 - 61.26 0.29 4.57 - 91.04 0.28 3.87 - Norway 11
611 526 377 112 601 514 380 119 597 510 415 108 596 512 409 102 601 521 397 96 604 529 414 108 635 556 408 101 652 566 411 100 719 604 261 54 641 558 434 121 619 529 386 119 652 510 287 82 590 506 France 12
52.59 - 94.19 0.37 75.09 - 31.73 0.34 74.94 - 23.26 0.22 66.67 - 21.68 0.49 64.46 - 28.94 0.32 78.87 - 26.01 0.35 84.54 0.06 51.47 0.19 60.34 0.06 28.16 0.63 59.93 0.23 23.72 0.64 70.29 0.71 23.85 0.28 73.91 1.02 82.33 0.51 71.87 0.79 50.76 0.64 60.81 0.33 Switzerland (including BIS) 13
8.71 0.00 69 - 13.98 0.00 62 - 9.52 0.00 65 - 9.62 0.00 62 - 9.04 0.16 64 - 9.94 0.00 77 - 11.65 0.00 62 - 10.58 0.00 60 - 14.57 0.00 81 - 11.86 0.00 51 - 11.40 0.15 47 - 16.91 2.31 50 - 12.86 0.04 Saudi Arabia 15
35.82 - 1.13 0.03 35.19 - 1.01 0.03 35.54 - 0.63 0.03 34.67 - 0.63 0.03 35.21 - 0.50 0.03 36.94 - 0.55 0.03 36.99 - 0.89 0.03 37.10 - 0.53 0.03 36.73 - 0.17 0.03 23.76 - 0.36 0.03 23.84 - 0.59 0.03 24.11 - 0.56 0.03 23.69 - Kuwait 16
3.88 - 1.77 - 6.99 - 3.11 - 3.13 - 4.01 - - - 4.27 - 0.16 - 2.33 - 0.22 - 1.26 - 0.05 - 0.45 - 0.10 - 2.11 - 0.10 - 1.30 - 0.15 - 0.92 - 0.18 - 1.09 - 0.21 - 1.62 - 0.21 - Egypt 17
425 424 148.57 148.18 396 395 150.78 150.65 400 398 149.50 149.42 389 388 154.46 154.39 405 402 167.39 167.33 421 418 154.15 138.94 424 419 172.30 142.22 421 420 175.21 144.71 417 416 188.77 148.73 412 406 193.84 153.63 410 409 201.59 161.13 420 413 201.68 176.36 408 406 Qatar 18
9.77 - 22.98 0.00 5.82 - 35.67 0.00 8.60 - 40.17 0.00 7.53 - 43.64 0.00 7.85 - 33.88 0.00 10.10 - 32.83 0.00 13.07 - 32.63 0.00 9.43 - 32.61 0.00 10.31 - 32.70 0.00 10.27 - 33.70 - 12.70 - 34.43 - 13.00 - 33.11 - 12.12 - United Arab Emirates 19
Asia and Pacific 20
891 814 230 42.56 642 566 265 43.74 632 565 270 52.56 611 553 261 52.68 612 559 316 90.81 625 578 368 88.09 630 580 354 89.22 633 578 316 101.90 633 571 333 61.39 647 561 295 60.53 663 566 314 55.54 677 575 374 68.28 643 554 Australia 21
0.04 0.01 0.62 - 0.05 0.01 0.60 - 0.03 - 0.62 - 0.05 - 0.65 - 0.04 - 0.35 - 0.03 - 0.41 - 0.06 - 0.48 - 0.04 - 0.58 - 0.03 - 0.46 - 0.08 - 0.51 - 0.05 - 0.52 - 0.05 - 0.35 - 0.03 - Brunei Darussalam 22
7.44 - 3.92 - 7.98 - 4.50 - 7.55 - 2.22 - 11.07 - 2.35 - 13.47 - 3.53 - 25.21 - 3.75 - 17.03 - 2.08 - 21.02 - 2.71 - 20.32 - 2.63 - 20.56 - 1.03 - 20.17 - 0.59 - 18.79 - 2.46 - 17.05 - Philippines 23
136 116 54 45.62 133 114 50 46.28 134 115 54 45.57 128 113 53 45.78 128 115 54 46.19 136 119 55 46.52 133 119 53 46.46 135 119 52 46.23 130 117 51 45.58 131 115 58 49.23 129 116 56 50.01 131 117 56 48.87 128 114 India 24
9,934 9,809 628 307 10,123 10,009 629 262 10,165 10,080 547 231 10,079 10,000 589 245 10,163 10,064 687 279 10,362 10,258 727 351 10,401 10,292 668 287 10,444 10,348 688 245 10,483 10,352 762 333 10,487 10,364 676 292 10,405 10,297 749 361 10,461 10,361 562 299 10,469 10,317 Japan 25
- - - - - - 0.07 - - - 0.02 - - - 0.01 - - - 0.01 - - - - - - - - - - - - - - - 0.13 - - - 0.21 - - - - - - - 0.10 - - - Cambodia 26
1,921 1,822 106.59 69.07 2,029 1,933 129.65 78.89 2,252 2,165 170.17 113.27 2,213 2,127 202.29 145.23 2,296 2,157 240.05 163.00 2,298 2,216 296.28 197.29 2,312 2,228 338.10 229.04 2,380 2,297 378.39 250.24 2,257 2,151 408.04 266.20 2,254 2,147 475.61 278.50 2,282 2,170 455.29 268.38 2,347 2,230 523.44 321.34 2,303 2,179 South Korea 27
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Lao PDR 28
2,319 1,942 61.58 24.44 2,911 2,510 52.22 31.54 2,855 2,529 54.98 30.57 2,838 2,511 58.73 36.77 2,773 2,620 61.59 32.75 2,793 2,703 63.13 33.84 2,679 2,591 49.30 29.66 3,019 2,788 54.22 29.12 2,804 2,718 62.32 30.46 2,946 2,709 62.27 31.36 2,717 2,542 64.54 31.89 2,954 2,694 49.98 16.49 2,719 2,571 Malaysia 29
0.03 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Myanmar 30
5.30 1.56 17.55 1.61 3.88 0.63 24.26 2.73 3.91 1.17 26.50 6.36 3.66 0.76 23.92 7.02 2.82 0.43 14.44 4.06 3.28 0.77 15.96 4.96 2.65 0.02 20.21 4.74 3.73 0.33 20.93 5.39 4.77 1.01 23.06 5.24 4.73 0.89 16.19 5.10 3.18 0.03 18.14 4.91 4.43 1.18 19.74 5.85 2.66 0.03 New Zealand 31
86.71 10.72 19.45 0.68 83.20 10.43 14.98 0.92 86.22 10.44 11.14 0.87 78.32 10.23 10.18 0.99 157.08 10.48 13.20 0.97 156.71 10.90 11.42 0.94 167.90 10.94 11.18 0.95 162.44 10.94 11.36 1.03 164.28 10.94 9.94 0.95 148.93 10.71 11.62 1.04 152.85 12.87 11.23 1.02 151.90 13.02 9.83 1.06 145.80 12.75 China, Taipei 32
1,986 1,949 168.41 142.49 1,971 1,943 186.29 138.25 1,979 1,952 166.32 122.79 2,068 2,042 183.88 126.78 2,013 1,980 190.13 126.08 2,036 2,007 110.08 32.56 2,117 2,085 121.71 34.58 2,114 2,046 112.66 35.57 2,114 2,041 113.13 33.15 2,063 2,013 106.33 34.99 2,092 2,020 96.97 33.13 2,109 2,040 117.92 31.29 2,098 2,030 Thailand 33
46 46 56.83 56.83 52 51 60.22 60.22 38 37 30.32 30.32 71 71 48.18 48.18 33 33 50.60 50.60 54 54 30.28 30.28 42 42 64.83 64.83 148 147 86.95 86.95 105 104 35.83 35.83 31 30 52.20 52.20 55 55 59.29 59.29 68 67 41.59 41.59 21 20 Timor Leste 34
3,165 1,513 752 311.72 3,091 1,499 569 228.35 3,226 1,612 669 162.48 3,069 1,594 705 167.69 3,227 1,612 492 184.27 3,254 1,641 616 188.87 3,365 1,635 703 143.03 3,352 1,641 667 118.02 3,376 1,649 416 124.85 3,163 1,635 417 165.31 3,136 1,550 399 158.19 2,828 1,296 436 192.64 2,855 1,303 China 35
41.51 30.92 18.58 0.21 79.44 69.85 33.47 0.13 89.59 80.05 36.97 0.14 91.47 79.80 34.34 0.14 111.03 99.56 40.60 0.09 109.81 100.06 47.39 - 110.10 99.73 33.34 - 111.25 99.74 41.08 - 103.06 90.07 33.01 - 74.82 59.81 40.03 - 56.89 39.98 52.04 - 15.64 - 99.55 - 16.86 - Vietnam 36
Offshore centres 37
2,761 1,031 983 891 2,608 917 998 893 2,765 938 973 754 2,469 772 1,492 1,201 2,698 761 1,726 1,415 2,878 760 1,949 1,619 2,848 881 1,779 1,430 2,816 858 1,758 1,398 2,976 875 1,810 1,447 2,991 988 1,517 1,205 2,837 810 1,617 1,334 3,111 854 1,099 794 2,801 837 Hong Kong 38
0.26 0.16 664 468 0.27 0.17 593 429 0.25 0.14 571 419 0.26 0.16 493 436 0.24 0.14 488 426 0.31 0.14 548 496 0.32 0.15 546 520 0.59 0.16 598 523 0.60 0.18 679 603 0.33 0.17 720 657 0.49 0.33 687 627 0.68 0.52 673 612 0.45 0.33 Cayman Islands 39
8,450 6,495 3,039 751 9,829 8,001 3,325 924 9,748 7,978 3,135 721 9,558 7,773 3,212 824 9,709 7,586 3,348 895 9,572 7,417 2,995 875 9,876 7,642 3,128 848 9,510 7,232 3,293 1,038 9,474 7,164 3,461 1,065 9,194 6,862 3,405 1,186 8,906 6,574 3,451 1,146 9,262 6,805 3,568 1,263 8,709 6,248 Singapore 40
528 401 147 30 569 433 226 28 589 429 278 22 545 412 258 44 546 393 251 15 592 407 160 22 418 270 137 23 423 253 191 21 392 224 268 24 434 250 230 21 418 238 259 20 517 245 293 24 448 231 Others 41
Note:
1)

TABEL 5d.2. LOCATIONAL BANKING STATISTICS (LBS) INDONESIA TERHADAP NONRESIDEN (CROSS-BORDER) PADA SEKTOR NON-BANK BERDASARKAN SUB-SEKTOR LAWAN 1)
TABEL 5d.2. LOCATIONAL BANKING STATISTICS (LBS) INDONESIA VIS A VIS NONRESIDENT (CROSS-BORDER) IN THE NONBANK SECTOR BY COUNTERPARTY SUB-SECTOR 1)
2019 2019
2014 2015 2016 2017 2018 2019
Jun Jul
Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities
Non-Bank Non-Financial Non-Bank Non-Financial Non-Bank Non-F
Total Others Total Others Total Others Total Others Total Others Total Others Total Others Total Others Total Others Total Others Total Others Total Others Total Others Total Others Total Others Total
Financial Ins. Corporations Financial Ins. Corporations Financial Ins.
1 Seluruh Negara Mitra USD Juta/ Millions of USD 543 38.23 428 76.74 8,483 5,276 2,415 793 604 25.83 364 215 6,883 3,891 2,297 695 353 27.94 207 117 6,808 3,619 2,516 673 1,180 833 314 32.78 7,415 4,577 2,074 764 1,734 818 815 100.07 7,732 4,933 2,006 792 1,849 909 873 67.49 9,377 6,251 2,218 908 1,758 889 816 53.10 9,098 6,161 1,997 940 1,783 899 849 35.45 8,753
2 Amerika
3 Amerika Serikat USD Juta/ Millions of USD 76.34 0.01 1.73 74.60 722 591 51.79 78.86 209 0.00 4.34 204 541 360 127 53.54 130 0.00 14.72 115 406 222 142 43.35 56.27 0.00 23.72 32.54 499 310 148 40.75 95.17 0.00 13.08 82.08 418 214 150 53.65 94.82 - 60.34 34.48 417 262 96 59.08 38.61 0.01 7.53 31.07 411 243 111 56.96 30.35 0.02 10.50 19.83 396
4 Kanada USD Juta/ Millions of USD 0.08 - 0.08 - 17.25 6.06 3.18 8.01 0.22 - 0.22 - 14.19 1.43 4.74 8.02 0.32 0.00 0.31 - 11.61 1.03 4.54 6.05 - - - - 22.63 2.92 11.79 7.92 - - - - 20.41 2.00 9.91 8.51 - - - - 34.55 1.86 20.05 12.64 - - - - 22.23 2.94 7.55 11.74 0 0 - - 22.03
5 Brazil USD Juta/ Millions of USD - - - - 0.84 - 0.06 0.78 - - - - 0.53 - 0.03 0.50 - - - - 0.86 - 0.04 0.82 - - - - 1.35 - 0.05 1.30 - - - - 2.22 - 0.06 2.16 - - - - 3.14 - 0.04 3.10 - - - - 3.03 - 0.09 2.94 - - - - 3.31
6 Eropa
7 Belanda USD Juta/ Millions of USD 58.07 24.89 33.17 - 59.58 8.02 22.32 29.24 65.89 9.95 55.95 - 45.12 1.99 17.53 25.61 44.42 9.87 34.55 - 34.36 4.22 8.49 21.65 16.85 - 16.85 - 65.60 23.50 17.30 24.80 22.14 16.02 6.12 0.01 47.37 10.78 16.56 20.03 73.03 73.03 - 0.01 40.20 8.61 8.84 22.75 34.57 28.97 5.59 0.01 42.08 6.72 12.15 23.21 33.65 30.11 3.53 0.01 49.36
8 Belgia USD Juta/ Millions of USD 0.05 - 0.05 - 9.98 1.63 0.17 8.18 0.04 - 0.04 - 9.56 0.77 0.20 8.59 0.04 - 0.04 - 8.69 0.17 0.18 8.34 0.86 - 0.86 - 11.58 0.21 0.30 11.06 0.04 - 0.04 - 9.50 0.21 0.24 9.05 0.05 - 0.04 0.00 8.68 0.20 0.20 8.28 0.06 - 0.05 0.01 11.10 1.55 0.29 9.26 0.05 - 0.04 0.01 9.87
9 Inggris USD Juta/ Millions of USD 48.36 0.00 48.35 - 339 251 59.70 27.91 3.17 1.62 1.55 - 218 134 57.65 26.42 1.16 1.15 0.01 - 213 136 50.32 26.39 2.33 1.12 1.22 - 330 249 49.07 31.87 0.07 0.03 0.03 0.01 325 246 45.17 33.14 3.99 2.13 1.85 0.01 500 450 15.51 34.61 10.03 6.26 3.75 0.03 570 510 24.88 34.94 10.00 5.94 4.05 0.02 555
10 Jerman USD Juta/ Millions of USD - - - - 45.26 32.21 2.11 10.94 - - - - 49.72 30.09 9.62 10.01 2.97 - 2.97 - 44.00 30.56 3.45 9.99 1.37 - 1.36 0.00 51.81 34.97 4.42 12.42 3.75 0.00 3.74 0.00 66.53 35.21 16.09 15.23 2.90 - 2.90 - 79.05 46.87 13.76 18.42 4.06 - 4.06 0.00 72.90 47.12 8.12 17.66 4.99 - 4.98 0.00 77.60
11 Norwegia USD Juta/ Millions of USD - - - - 13.44 10.45 1.27 1.72 - - - - 26.28 7.81 17.94 0.52 - - - - 5.23 4.56 0.25 0.42 - - - - 5.31 1.81 0.70 2.81 - - - - 5.42 0.98 0.49 3.95 - - - - 21.05 4.17 0.13 16.75 - - - - 7.88 0.04 0.57 7.28 - - - - 9.35
12 Perancis USD Juta/ Millions of USD 0.35 - 0.35 - 75.31 16.93 9.30 49.07 - - - - 66.88 24.25 2.84 39.79 0.00 0.00 - - 50.22 6.89 2.48 40.86 0.54 0.00 0.54 - 56.23 8.97 2.24 45.03 4.82 4.48 0.34 0.00 53.68 5.56 1.20 46.91 4.73 4.20 0.53 0.00 112.06 32.25 27.95 51.86 4.83 4.58 0.24 0.01 116.83 38.33 27.69 50.81 4.73 4.62 0.10 0.00 93.67
13 Swiss (termasuk BIS) USD Juta/ Millions of USD - - - - 108 4.26 92.46 11.56 - - - - 21.71 4.91 8.41 8.39 - - - - 14.27 1.93 6.41 5.93 11.30 - 11.30 - 24.47 2.14 15.79 6.55 - - - - 19.93 1.49 8.39 10.05 0.02 - - 0.02 52.34 34.12 7.90 10.33 0.03 0.00 - 0.03 50.09 33.61 8.65 7.83 0.03 - - 0.03 48.09
15 Arab Saudi USD Juta/ Millions of USD - - - - 28.21 26.96 0.09 1.16 - - - - 16.60 15.54 0.68 0.38 - - - - 2.93 0.26 1.47 1.20 26.70 26.70 - - 24.38 18.90 4.16 1.32 24.10 24.10 - - 20.94 17.92 1.97 1.04 30.07 30.07 - - 21.32 18.55 1.17 1.60 22.86 22.86 - - 21.04 17.90 2.34 0.81 29.61 29.61 - - 22.01
16 Kuwait USD Juta/ Millions of USD 10.60 - 10.60 - 1.63 1.25 0.05 0.32 12.47 - 12.47 - 1.62 0.74 0.68 0.20 - - - - 3.08 1.26 1.46 0.36 - - - - 2.60 1.60 1.00 0.01 - - - - 1.92 0.90 0.80 0.22 - - - - 1.49 1.03 0.13 0.32 - - - - 2.04 1.20 0.62 0.23 - - - - 1.97
17 Mesir USD Juta/ Millions of USD 0.30 - 0.30 - 2.84 - 0.04 2.80 0.43 - 0.43 - 2.92 - 0.04 2.88 - - - - 0.68 - 0.07 0.61 0.12 - 0.12 - 0.96 - 0.08 0.88 - - - - 0.72 - - 0.72 - - - - 0.62 - - 0.62 - - - - 0.83 - 0.00 0.82 - - - - 0.93
18 Qatar USD Juta/ Millions of USD - - - - 2.87 2.77 0.00 0.10 - - - - 3.05 2.72 - 0.33 - - - - 2.43 2.12 - 0.30 - - - - 2.01 0.72 - 1.29 - - - - 2.30 0.90 - 1.41 - - - - 17.67 15.34 - 2.33 - - - - 18.15 16.21 - 1.95 - - - - 17.34
19 Uni Emirat Arab USD Juta/ Millions of USD 0.07 - 0.07 - 10.40 5.20 0.14 5.06 0.70 - 0.70 - 13.21 3.68 0.54 9.00 - - - - 11.57 3.36 0.20 8.02 3.73 - 3.73 - 15.43 3.66 1.62 10.15 552.45 - 552.45 - 122.17 4.35 111.35 6.46 575 - 575 - 192 4.45 182 5.55 566 - 566 - 125 4.60 114 6.49 571 - 571 - 191
20 Asia dan Pasifik
21 Australia USD Juta/ Millions of USD - - - - 153 80.99 21.70 49.96 - - - - 152 68.82 36.80 46.85 - - - - 193 71.50 70.50 50.96 18.36 - 18.36 - 181 75.15 45.34 60.70 0.02 - - 0.02 202 68.57 71.11 62.54 0.01 - - 0.01 329 69.84 186 73.67 0.02 0.00 - 0.02 266 69.92 128 68.69 0.01 - - 0.01 288
22 Brunai Darusalam USD Juta/ Millions of USD - - - - 1.62 0.84 0.13 0.65 - - - - 1.58 0.40 0.70 0.48 - - - - 0.74 0.41 0.08 0.25 - - - - 1.16 0.21 0.81 0.13 - - - - 1.04 0.05 0.89 0.10 - - - - 1.28 0.05 0.97 0.27 - - - - 0.94 0.08 0.63 0.23 - - - - 0.81
23 Filipina USD Juta/ Millions of USD - - - - 4.66 0.00 0.64 4.02 - - - - 4.84 0.00 0.97 3.87 - - - - 3.83 0.00 0.51 3.32 - - - - 19.79 0.00 0.63 19.16 0.01 - - 0.01 6.71 0.00 0.17 6.54 0.01 - - 0.01 20.25 0.00 0.15 20.11 0.02 - - 0.02 19.53 0.00 0.15 19.37 0.01 - - 0.01 19.11
24 India USD Juta/ Millions of USD 0.00 - - 0.00 40.31 0.01 16.21 24.09 1.37 - 1.36 0.02 11.39 0.00 0.65 10.74 0.05 - 0.05 0.00 14.56 0.00 2.38 12.18 3.36 - 3.35 0.01 62.87 0.01 35.33 27.53 0.10 - 0.10 0.00 20.91 - 0.40 20.51 0.01 - - 0.01 23.59 1.02 1.03 21.55 0.01 - - 0.01 21.67 1.00 0.49 20.17 0.01 - - 0.01 21.83
25 Jepang USD Juta/ Millions of USD 7.16 - 7.16 - 192 87.78 27.48 77.03 6.95 0.01 6.94 - 156 62.35 33.26 60.75 9.99 - 9.99 - 281 135 63.22 82.71 809 787 22.34 0.00 622 461 87.70 73.30 762 756 6.63 0.09 688 490 115 83 788 784 3.15 0.04 282 42.86 148 91 808 807 0.86 0.11 533 305.64 122 105 818 817 1.42 0.09 270
26 Kamboja USD Juta/ Millions of USD - - - - 0.08 - 0.01 0.07 - - - - 0.15 - 0.00 0.15 - - - - 0.14 - 0.01 0.14 - - - - 0.09 - 0.02 0.07 0.00 - - 0.00 0.13 - 0.02 0.10 - - - - 0.09 - 0.01 0.08 0.00 - - 0.002 0.34 - 0.03 0.31 - - - - 0.37
27 Korea Selatan USD Juta/ Millions of USD 0.13 - 0.13 - 95.14 1.01 2.45 91.69 0.16 - 0.16 - 66.35 0.07 2.73 63.56 0.06 - 0.06 - 159 3.53 54.40 101 17.96 5.05 12.89 0.02 49.33 3.64 10.85 34.85 4.99 4.45 0.53 0.02 71.12 12.11 7.34 51.67 0.53 - 0.51 0.02 196 80.69 51.09 64 4.53 4.50 - 0.03 224 17.97 145.74 60 0.04 - 0.01 0.02 247
28 Laos USD Juta/ Millions of USD - - - - 0.08 - - 0.08 - - - - 0.00 - - 0.00 - - - - 0.17 - - 0.17 - - - - 0.38 - - 0.38 - - - - 0.41 - - 0.41 - - - - 0.50 - - 0.50 - - - - 0.38 - - 0.38 - - - - 0.37
29 Malaysia USD Juta/ Millions of USD 10.34 2.03 8.31 - 833 532 248 53.41 16.81 1.83 14.98 - 599 309 233 56.27 1.88 1.88 - - 361 112 209 40.09 3.48 1.86 1.62 - 684 387 228 68.94 7.22 1.74 5.44 0.05 672 398 198 76.38 8.50 1.81 6.65 0.04 742 444 196 102 9.43 1.78 7.58 0.07 726 407 207 111 13.68 1.80 11.83 0.05 734
30 Myanmar USD Juta/ Millions of USD - - - - 0.75 - 0.04 0.71 - - - - 0.32 - 0.03 0.29 - - - - 1.00 - 0.04 0.97 - - - - 0.76 - 0.01 0.76 0.00 - - 0.00 1.65 - - 1.65 - - - - 1.61 - - 1.61 - - - - 1.39 - - 1.39 - - - - 1.36
31 Selandia Baru USD Juta/ Millions of USD - - - - 7.04 0.12 0.12 6.80 0.04 - 0.04 - 6.52 - 0.19 6.33 - - - - 8.71 - 1.81 6.91 - - - - 6.43 0.06 0.42 5.94 - - - - 6.07 0.11 0.22 5.74 0.00 - - 0.00 7.01 0.08 0.26 6.67 0.00 - - 0.00 6.79 0.16 0.29 6.34 0.00 - - 0.00 6.95
32 Taiwan USD Juta/ Millions of USD 0.62 - 0.48 0.14 130 0.71 46.98 81.95 0.10 - 0.07 0.03 146 0.99 79.56 65.55 0.37 - 0.37 0.00 145 1.13 110 33.66 3.90 - 3.90 - 338 281 23.23 33.42 0.32 - 0.32 0.01 386 287 72.67 26.43 0.01 - - 0.01 442 389 22.54 30.74 0.02 - - 0.02 407 356 24.03 27.24 0.02 - - 0.02 414
33 Thailand USD Juta/ Millions of USD 0.86 - 0.86 - 949 888 54.76 6.50 0.17 - 0.17 - 417 337 74.24 5.65 0.08 - 0.08 - 11.25 0.00 4.62 6.63 2.26 - 2.26 - 27.94 8.17 12.07 7.70 0.70 0.03 0.67 0.00 143.64 124.66 6.80 12.18 0.93 - 0.93 0.01 24.08 - 12.77 11.31 3.55 - 3.54 0.01 19.87 - 7.49 12.38 3.13 0.01 3.11 0.01 22.30
34 Timor Leste USD Juta/ Millions of USD - - - - 1.90 0.93 0.69 0.27 - - - - 1.20 0.31 0.01 0.88 - - - - 0.65 - 0.03 0.62 - - - - 1.86 - 0.07 1.79 - - - - 1.87 - 0.18 1.69 - - - - 1.89 - 0.01 1.88 - - - - 1.74 - 0.01 1.73 - - - - 1.72
35 Tiongkok USD Juta/ Millions of USD 272 - 272 - 179 5.06 143 31.40 240 - 240 - 161 0.48 132 28.08 136 - 136 - 270 0.41 240 29.12 43.42 - 43.42 - 136 0.16 86.41 49.37 90.58 - 90.57 0.00 126 4.94 83.08 38.41 38.27 - 38.27 0.00 135 5.79 79.94 49.72 71.05 - 71.05 0.00 137 5.66 88.20 43.33 78.99 - 78.99 0.00 135
36 Vietnam USD Juta/ Millions of USD 0.18 - 0.18 - 0.97 - 0.37 0.60 - - - - 0.33 - 0.00 0.33 0.03 - 0.03 - 0.51 - 0.01 0.50 0.24 - 0.24 - 0.72 - 0.03 0.69 - - - - 0.69 - 0.05 0.65 - - - - 0.97 - 0.04 0.93 - - - - 1.10 0.42 0.01 0.67 - - - - 1.25
37 Offshore centres
38 Hong Kong USD Juta/ Millions of USD 10.27 10.01 0.19 0.07 114 18.05 82.33 13.17 10.81 10.80 0.00 0.01 103 12.79 78.68 11.12 10.79 10.68 0.10 0.01 129 14.66 104 10.66 15.76 10.83 4.93 0.01 47.40 21.47 15.30 10.63 10.41 9.49 0.92 0.00 52.45 28.45 13.69 10.31 58.07 10.81 47.26 - 532 437 87.90 6.75 11.02 10.99 - 0.03 441 415 20.24 5.28 23.72 9.04 14.68 - 481
39 Cayman, Kepulauan USD Juta/ Millions of USD - - - - 9.14 3.18 5.95 - - - - - 13.55 3.56 9.83 0.16 - - - - 9.23 3.84 5.21 0.18 72.04 - 72.04 - 10.62 4.09 6.34 0.19 115.22 - 115.22 - 8.40 2.23 6.12 0.04 90 - 90 - 21.96 6.71 15.20 0.05 112 - 112 - 19.47 2.19 17.24 0.05 112 - 112 - 13.73
40 Singapura USD Juta/ Millions of USD 20.92 1.07 17.95 1.91 2,975 2,251 669 55.04 27.60 1.06 16.27 10.27 2,970 2,238 652 79.73 7.05 1.62 3.02 2.41 3,545 2,787 697 61.65 62.77 1.16 61.41 0.20 3,291 2,576 617 98.31 36.95 2.60 16.59 17.77 3,395 2,745 536 115 74.98 1.17 41.00 32.81 4,374 3,658 616 100 49.92 2.41 25.94 21.57 4,027 3,418 460 149 42.03 1.37 25.36 15.30 3,931
41 Lainnya USD Juta/ Millions of USD 25.80 0.23 25.56 0.01 1,359.59 448.07 851.70 59.82 7.90 0.58 7.32 - 1,042.60 269.17 713.10 60.33 7.32 2.75 4.57 - 865.70 76.19 732.65 56.87 7.31 0.04 7.27 - 821.02 100.54 648.51 71.97 2.64 0.00 2.63 0.00 830.17 231.34 532.06 66.77 5.03 1.14 3.87 0.03 740.42 237.57 426.97 75.89 8.00 0.00 7.94 0.06 769.08 237.07 458.26 73.75 7.77 0.00 7.73 0.04 665.60
Keterangan:
Sumber: LBU
2019 2019 2019 2019 2019 2019 2020 2020
2020
Jul Aug Sep Oct Nov Dec Jan Feb
Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities
Others Total Others Total Others Total Others Total Others Total Others Total Others Total Others Total Others Total Others Total Others Total Others Total Others Total Others Total Others Total Others Total Others
5,961 1,868 924 1,759 902 832 25.33 8,627 5,859 1,802 967 1,742 868 831 43.71 8,778 5,911 1,888 979 1,779 882 844 52.68 9,202 6,417 1,853 932 1,766 882 847 37.76 9,080 6,091 2,007 982 1,849 909 873 67.49 9,377 6,251 2,218 908 1,030 74 791 164 9,930 6,234 2,601.37 1,095 1,977 931 898 148.10 9,684 6,679 2,043 962 1,870 894 753 223.27 9,353 6,498 1,864 990
226 112 56.83 28.93 0.00 9.16 19.77 380 229 94 57.71 53.64 0.00 15.76 37.88 374 219 94 60.91 43.38 0.01 8.58 34.79 373 209 101 62.51 85.22 0.00 50.52 34.71 379 224 95 60.28 94.82 - 60.34 34.48 417 262 96 59.08 184 11 13 159 528 378 86 63 192.15 0.10 72.27 119.79 513 353 100 60.44 244.34 0.07 27.54 216.73 545 382 103 60.81
2.82 7.26 11.95 - - - - 20.71 2.67 5.74 12.30 - - - - 19.93 2.16 5.35 12.42 - - - - 20.01 2.19 5.13 12.69 - - - - 22.76 2.13 7.49 13.14 - - - - 34.55 1.86 20.05 12.64 0.00 - - 0.00 24.84 0.59 7.16 17.09 - - - - 22.18 2.28 7.57 12.33 - - - - 23.76 2.24 8.86 12.66
- 0.08 3.23 - - - - 3.63 - 0.06 3.58 - - - - 3.59 - 0.07 3.52 - - - - 3.42 - 0.08 3.34 - - - - 3.00 - 0.06 2.94 - - - - 3.14 - 0.04 3.10 - - - - 4.48 - 0.02 4.47 - - - - 3.30 - 0.05 3.24 - - - - 3.71 - 0.03 3.69
9.51 16.28 23.57 33.65 32.13 1.52 0.00 40.36 6.27 10.88 23.21 48.06 46.53 1.53 0.00 43.14 5.82 11.80 25.52 56.44 56.43 - 0.00 53.80 8.19 22.11 23.49 66.57 66.57 - 0.00 42.96 8.51 11.42 23.03 73.03 73.03 - 0.01 40.20 8.61 8.84 22.75 - - - - 40 6 7 27.06 77.31 77.20 0.11 0.01 43.05 9.35 9.56 24.14 74.82 74.81 - 0.01 44.73 9.35 11.72 23.67
0.24 0.29 9.34 0.05 - 0.04 0.01 13.78 4.12 0.10 9.56 0.05 - 0.04 0.01 9.53 0.19 0.15 9.19 0.05 - 0.04 0.01 9.67 0.22 0.16 9.29 0.05 - 0.04 0.00 8.35 0.18 0.17 8.00 0.05 - 0.04 0.00 8.68 0.20 0.20 8.28 0 - 0.05 - 10 1 0 9 0.05 - 0.04 0.00 8.82 0.17 0.39 8.26 0.05 - 0.04 0.00 9.76 0.84 0.40 8.53
496 25.07 34.23 7.39 7.37 0.00 0.01 499 444 20.84 34.32 2.39 2.38 - 0.01 501 447 20.24 33.56 5.16 5.16 0.00 0.01 510 433 42.59 34.45 1.18 1.17 - 0.01 499 444 21.36 33.91 3.99 2.13 1.85 0.01 500 450 15.51 34.61 4 3 0.08 0 684 582 55 47 2.23 2.22 - 0.01 506 455 15.51 34.95 0.35 0.34 0.01 0.00 523 473 14.79 34.42
47.44 11.44 18.72 3.91 - 3.91 0.00 81.56 47.17 16.78 17.61 3.72 - 3.72 0.00 78.87 47.17 14.37 17.33 2.62 - 2.62 - 80.48 46.97 15.99 17.52 2.74 - 2.74 - 76.59 46.85 12.80 16.94 2.90 - 2.90 - 79.05 46.87 13.76 18.42 0 - 0.39 - 46 21 4 21 5.55 - 5.55 - 81.83 47.00 16.27 18.56 1.92 - 1.92 - 82.41 46.94 17.43 18.05
0.57 0.46 8.32 - - - - 13.27 1.65 0.12 11.50 - - - - 16.84 2.30 0.12 14.42 - - - - 19.73 2.91 0.14 16.69 - - - - 20.64 4.03 0.13 16.48 - - - - 21.05 4.17 0.13 16.75 - - - - 17.67 5 2 9.99 - - - - 21.42 4.54 0.19 16.70 - - - - 20.41 4.71 0.41 15.30
13.68 27.95 52.04 4.79 4.56 0.22 0.00 97.47 17.47 27.64 52.37 4.57 4.57 - 0.00 96.21 16.47 28.00 51.75 4.94 4.63 0.31 0.00 105.94 24.13 28.27 53.55 4.85 4.59 0.26 0.00 105.79 25.30 28.26 52.24 4.73 4.20 0.53 0.00 112.06 32.25 27.95 51.86 4 4 0.14 - 68 10 3 54.42 4.62 4.27 0.35 - 88.52 23.08 12.74 52.70 4.30 4.12 0.18 0.00 72.75 13.51 8.82 50.42
32.46 8.41 7.21 0.02 - - 0.02 46.38 31.86 7.59 6.93 0.02 - - 0.02 47.25 32.04 7.46 7.75 0.02 - - 0.02 473.01 458.55 7.27 7.19 0.02 - - 0.02 51.27 33.69 7.53 10.05 0.02 - - 0.02 52.34 34.12 7.90 10.33 0.22 - 0.19 0.03 62.60 42.97 10 9.35 0.01 - - 0.01 53.32 34.54 7.38 11.40 0.01 - - 0.01 51.77 33.30 7.68 10.79
18.52 2.38 1.11 30.01 30.01 - - 21.02 18.10 1.30 1.62 29.47 29.47 - - 20.96 18.17 1.35 1.44 29.83 29.83 - - 21.53 18.36 1.17 2.00 29.46 29.46 - - 21.34 18.24 1.17 1.93 30.07 30.07 - - 21.32 18.55 1.17 1.60 - - - - 23.29 17.63 1 4.96 21.93 21.93 - - 22.24 18.87 1.19 2.18 21.08 21.08 - - 21.81 18.13 1.14 2.54
1.12 0.62 0.23 - - - - 1.70 1.33 0.12 0.24 - - - - 1.27 0.90 0.12 0.25 - - - - 1.22 0.85 0.13 0.25 - - - - 1.62 1.19 0.13 0.30 - - - - 1.49 1.03 0.13 0.32 - - - - 1.41 1 0.13 0.32 - - - - 1.54 1.09 0.13 0.33 - - - - 2.02 1.57 0.12 0.33
- 0.02 0.91 - - - - 0.92 - 0.02 0.90 - - - - 0.96 - - 0.96 - - - - 0.64 - - 0.64 - - - - 0.66 - - 0.66 - - - - 0.62 - - 0.62 - - - - 1.98 - - 1.98 - - - - 0.75 - - 0.75 - - - - 0.71 - - 0.71
15.39 - 1.95 - - - - 18.25 16.31 - 1.94 - - - - 17.60 15.64 - 1.96 - - - - 18.17 15.90 - 2.27 - - - - 18.96 16.69 - 2.27 - - - - 17.67 15.34 - 2.33 - - - - 17 16 - 0.79 - - - - 18.64 16.23 0.04 2.37 0 0 - - 18.33 15.97 0.04 2.32
4.38 180 6.27 562 - 562 - 188 5.48 177 5.68 565 - 565 - 188 3.79 178 5.91 571 - 571 - 190 3.79 180 5.85 567 - 567 - 193 3.85 183 5.61 575 - 575 - 192 4.45 182 5.55 567.18 - 567.18 - 213.61 5.41 201 7.10 586 0 586 - 195 5.08 185 5.64 562 - 562 - 197 4.06 188 5.46
69.90 151 68.00 0.01 - - 0.01 301 68.67 164 68.64 0.01 - - 0.01 317 68.95 179 68.67 0.01 0.00 - 0.01 307 69.70 167 70.49 0.01 - - 0.01 324 69.18 183 71.97 0.01 - - 0.01 329 69.84 186 73.67 0 - - 0 157 73 9 76.26 0.00 - - 0.00 316 70.74 169 76.45 0.02 - - 0.02 296 67.70 153 74.71
0.04 0.54 0.23 - - - - 0.90 0.10 0.56 0.23 - - - - 0.92 0.06 0.61 0.25 - - - - 1.33 0.08 0.95 0.29 - - - - 0.89 0.08 0.54 0.28 - - - - 1.28 0.05 0.97 0.27 0.00 - - 0.00 1.23 0.74 0 0.36 - - - - 1.32 0.88 0.13 0.31 - - - - 0.99 0.55 0.09 0.35
0.00 0.16 18.94 0.01 - - 0.01 18.90 0.00 0.15 18.75 0.01 - - 0.01 19.01 0.00 0.15 18.86 0.01 - 0.00 0.01 19.93 0.00 0.15 19.78 0.01 - - 0.01 20.44 0.00 0.17 20.27 0.01 - - 0.01 20.25 0.00 0.15 20.11 - - - - 20.73 0 0 20.53 0.01 - - 0.01 19.45 0.00 0.14 19.31 0.00 - - 0.00 19.92 0.00 0.15 19.77
1.00 0.44 20.39 0.03 - 0.02 0.01 20.76 0.99 0.32 19.45 0.03 - 0.03 0.01 21.74 1.00 0.55 20.19 0.01 - - 0.01 23.32 1.01 0.79 21.52 0.01 - - 0.01 23.74 1.00 1.04 21.70 0.01 - - 0.01 23.59 1.02 1.03 21.55 0 0.26 - 0.00 38 12 1 25.60 0.00 - - 0.00 22.46 1.04 1.07 20.35 6.31 - - 6.31 23.53 0.99 0.99 21.55
36.54 125 108 815 813 2.51 0.07 250 35.93 110 104 773 772 0.80 0.07 290 35.88 147 107 782 773 8.94 0.05 280 36.39 134 110 775 767 7.85 0.05 284 39.57 136 108 788 784 3.15 0.04 282 42.86 148 91 17 0 17.01 0 3,222 2,343 779 100 810 808 1.87 0.04 277 43.86 141 92 780 779 0.84 0.03 246 48.50 107 90
- 0.03 0.34 - - - - 0.24 - 0.01 0.23 - - - - 0.32 - 0.01 0.31 - - - - 0.15 - 0.01 0.14 - - - - 0.12 - 0.01 0.11 - - - - 0.09 - 0.01 0.08 - - - - 0 - 0 0 - - - - 0.08 - 0.01 0.07 - - - - 0.23 - 0.01 0.22
85.38 101.95 60 0.02 - - 0.02 199 84.16 54.06 61 0.02 - - 0.02 200 84.52 50.50 65 0.01 - - 0.01 202 85.47 51.08 66 0.03 - 0.02 0.01 188 44.19 50.63 93 0.53 - 0.51 0.02 196 80.69 51.09 64 0.09 - 0.06 0.03 309 6 157.77 145 0.03 - - 0.03 197 84.10 40.65 72 0.45 - 0.42 0.02 175 67.06 39.73 68
- - 0.37 - - - - 0.31 - - 0.31 - - - - 0.47 - - 0.47 - - - - 0.65 - - 0.65 - - - - 0.57 - - 0.57 - - - - 0.50 - - 0.50 - - - - 0 - - 0 - - - - 0.42 - - 0.42 - - - - 0.40 - - 0.40
421 209 104 8.73 1.77 6.91 0.05 724 416 195 112 10.99 1.78 9.15 0.06 747 418 220 110 4.90 1.80 3.06 0.04 738 430 203 104 6.48 1.79 4.66 0.04 913 493 317 103 8.50 1.81 6.65 0.04 742 444 196 102 9.50 1.79 7.70 0.02 435 101 201 132 13.60 1.84 11.73 0.03 769 458 201 109 12.04 1.77 10.25 0.02 768 442 212 114
- - 1.36 - - - - 1.41 - - 1.41 - - - - 1.43 - - 1.43 - - - - 1.46 - - 1.46 - - - - 1.39 - - 1.39 - - - - 1.61 - - 1.61 - - - - 1.67 - 0 1.67 - - - - 1.17 - - 1.17 0.00 - - 0.00 1.23 - - 1.23
0.14 0.32 6.50 0.00 - - 0.00 6.84 0.11 0.22 6.50 0.00 - - 0.00 6.60 0.14 0.22 6.24 0.00 - - 0.00 6.93 0.04 0.27 6.63 0.00 - - 0.00 7.33 0.07 0.26 7.00 0.00 - - 0.00 7.01 0.08 0.26 6.67 - - - - 7.64 0.14 0 7.26 0.00 - - 0.00 7.38 0.12 0.26 7.00 0.00 - - 0.00 6.44 0.09 0.25 6.09
362 22.87 28.74 0.02 - - 0.02 415 363 21.86 30.01 0.01 - - 0.01 420 368 20.67 31.18 0.01 - - 0.01 431 379 21.78 30.99 0.12 - 0.11 0.01 428 376 21.35 31.31 0.01 - - 0.01 442 389 22.54 30.74 0.18 - 0.18 0.01 356.05 292.69 29 34.50 0.01 - - 0.01 416 360 23.38 32.38 0.01 - - 0.01 404 350 24.29 29.13
- 10.15 12.15 3.22 0.01 3.20 0.01 18.24 - 7.55 10.69 2.68 0.01 2.66 0.01 16.60 - 5.98 10.63 2.55 - 2.54 0.01 18.46 - 6.11 12.35 2.47 - 2.46 0.01 16.95 - 5.68 11.27 0.93 - 0.93 0.01 24.08 - 12.77 11.31 0.06 0.05 - 0.00 12 0 1 10.93 11.03 - 11.03 0.00 18.48 - 6.94 11.54 11.36 - 11.36 0.00 16.69 - 4.99 11.70
- 0.01 1.72 - - - - 1.71 - 0.01 1.71 - - - - 1.72 - 0.00 1.72 - - - - 1.76 - 0.00 1.75 - - - - 1.75 - 0.01 1.74 - - - - 1.89 - 0.01 1.88 - - - - 3 - 0 2.92 - - - - 1.91 - 0.01 1.90 - - - - 1.83 - 0.01 1.83
4.78 82.45 48.23 67.41 - 67.41 0.00 140 6.13 83.54 50.26 57.54 - 57.54 0.00 145 8.49 86.11 50.23 45.93 - 45.92 0.00 138 4.51 83.05 50.67 43.11 0.00 43.11 0.00 134 5.30 79.22 49.97 38.27 - 38.27 0.00 135 5.79 79.94 49.72 44 - 43.92 - 246 8 169 68 31.58 - 31.58 0.00 143 5.90 83.20 53.83 30.84 - 30.84 0.00 137 4.99 78.01 54.19
0.58 0.00 0.67 - - - - 0.99 - 0.30 0.70 - - - - 1.12 - 0.32 0.80 - - - - 1.09 - 0.27 0.82 - - - - 0.96 - 0.25 0.71 - - - - 0.97 - 0.04 0.93 - - - - 0.81 - 0.08 0.73 - - - - 0.86 - 0.27 0.60 - - - - 0.86 - 0.26 0.61
410 66.18 5.08 33.50 10.50 23.00 - 487 408 68.55 10.20 44.15 10.83 33.32 - 490 412 73.15 4.82 54.86 9.85 45.02 - 493 414 72.77 6.78 58.62 10.64 47.98 - 496 417 72.33 6.24 58.07 10.81 47.26 - 532 437 87.90 6.75 35 14 20.65 - 704 563 129 12 48.30 11.11 37.19 - 532 435 90.07 6.30 42.58 11.65 30.92 - 529 433 86.59 9.23
4.38 9.30 0.05 112 - 112 - 16.79 2.31 14.43 0.05 112 - 112 - 20.54 3.86 16.64 0.05 112 - 112 - 26.00 5.39 20.56 0.05 94 - 94 - 18.02 4.45 13.53 0.05 90 - 90 - 21.96 6.71 15.20 0.05 39 - 39.21 - 17.64 2.18 15.42 0.04 90 - 90 - 30.54 19.57 10.92 0.05 60 - 60 - 14.89 2.1
2020 2020 2020 2020 2020 2020 2020 2020 2020
Mar Apr May Jun Jul Aug Sep Oct Nov
Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims
Total Others Total Others Total Others Total Others Total Others Total Others Total Others Total Others Total Others Total Others Total Others Total Others Total Others Total Others Total Others Total Others Total
1,469 784 649 35.96 8,799 6,007 1,842 950 1,746 959 698 89.41 8,952 6,082 1,924 946 1,782 973 717 92.20 10,279 6,695 2,588 996 1,926 993 748 185.51 10,444 6,864 2,640 940 1,014 42 712 260 9,357 5,730 2,695.45 932 908 32 715 161 9,503 5,772 2,776.92 953 871 30 681 160 9,486 5,775 2,716.09 995 924 41 722 161 9,677 5,927 2,662.14 1,088 1,060 81 789
42.16 0.12 6.64 35.41 475 323 83 68.73 90.59 0.04 6.56 83.99 555 402 90 62.87 94.63 0.02 9.75 84.87 535 379 93 62.75 186.63 0.05 8.16 178.42 550 384 98 67.67 269 - 10 260 543 392 89 62 169 0 9 160 524 370 93 61 168 0 8 160 529 382 89 57 169 0 10 159 529 372 94 63 207 9 12
0 0 - - 23.44 1.60 10.34 11.51 - - - - 21.76 1.62 7.95 12.19 - - - - 23.79 1.41 9.44 12.95 - - - - 27.33 1.09 12.09 14.15 0.00 - - 0.00 23.92 0.99 8.75 14.18 0.04 - 0.04 0.00 26.84 0.99 11.99 13.86 0.00 - - 0.00 26.16 0.97 9.57 15.61 0.00 - - 0.00 24.23 1.00 7.52 15.71 0.00 - -
- - - - 3.65 - 0.05 3.60 - - - - 3.66 - 0.03 3.62 - - - - 3.67 - 0.03 3.64 - - - - 3.77 - 0.03 3.74 - - - - 3.94 - 0.03 3.91 - - - - 4.08 - 0.03 4.06 - - - - 4.09 - 0.02 4.07 - - - - 4.16 - 0.02 4.14 - - -
66.02 66.01 - 0.01 57.81 6.52 29.38 21.92 72.40 72.38 - 0.01 39.51 8.70 7.64 23.16 78.08 78.07 - 0.01 40.95 9.42 6.81 24.73 95.27 95.26 - 0.01 40.82 9.53 7.36 23.93 0 - 0.05 0 42 10 7 24.98 0 - 0.00 0 43 10 7 25.45 0 - - 0 42 10 7 25.05 - - - - 43 11 7 25.97 0 0.01 -
0.05 - 0.04 0.00 8.80 0.17 0.28 8.35 0.05 - 0.04 0.00 8.93 0.18 0.20 8.56 0.05 - 0.04 0.00 9.72 0.65 0.30 8.77 0.05 - 0.04 0.00 12.06 3.27 0.29 8.51 0 - 0.05 0 9 1 1 8 0 - 0.05 0 10 1 1 8 0 - 0.05 - 10 1 1 8 0 - 0.05 - 9 1 0 8 0 - 0.05
4.61 4.60 0.01 0.01 501 453 12.00 36.43 29.06 29.05 0.01 0.01 507 459 15.59 32.55 21.08 20.97 0.10 0.00 622 573 16.00 33.23 15.01 14.94 0.07 0.01 626 575 16.31 35.10 7 7 0.04 0 660 589 35 35 1 1 - 0 678 600 36 42 3 2 0.10 0 652 575 34 43 5 5 0.02 0 655 571 41 43 11 11 0.08
- - - - 55.98 15.38 24.95 15.65 0.49 - 0.49 - 41.39 15.92 8.22 17.25 0.50 - 0.50 - 45.55 20.55 6.98 18.02 0.60 - 0.60 - 51.21 20.77 11.42 19.02 1 - 0.81 - 49 21 9 20 1 - 0.54 - 54 21 13 20 0 - 0.27 - 45 20 5 19 0 - 0.41 - 44 21 3 20 1 0 0.62
- - - - 18.10 4.09 0.79 13.22 - - - - 18.76 4.42 0.84 13.49 - - - - 16.78 4.51 0.87 11.40 - - - - 16.09 5.93 0.66 9.49 - - - - 15.50 5 1 9.67 - - - - 18.84 6 3 9.98 - - - - 18.21 5 4 8.93 - - - - 18.53 4 4 9.70 - - -
3.69 3.57 0.12 0.00 60.74 7.24 8.34 45.16 3.97 3.85 0.12 0.00 70.60 20.72 3.40 46.47 4.23 4.00 0.23 0.00 59.29 8.13 3.53 47.64 4.37 4.08 0.29 0.00 65.99 14.84 3.69 47.45 4 4 0.27 - 67 15 4 48.51 4 4 0.41 0.00 70 17 4 49.08 4 4 0.15 0.00 68 14 4 50.55 4 4 0.14 - 74 19 4 51.26 4 4 -
0.01 - - 0.01 43.32 29.59 6.00 7.73 0.00 - - 0.00 45.15 31.43 6.11 7.60 0.00 - - 0.00 55.47 41.87 6.12 7.49 0.01 - - 0.01 61.33 42.12 11.63 7.58 0.01 - - 0.01 61.14 41.94 11 7.96 0.02 - - 0.02 61.74 42.39 11 8.31 0.04 - - 0.04 59.57 41.67 10 7.75 0.03 - - 0.03 60.64 41.93 10 8.48 0.03 - -
18.43 18.43 - - 21.08 15.95 1.27 3.85 19.98 19.98 - - 22.31 17.22 1.54 3.55 20.62 20.62 - - 22.43 17.68 1.43 3.32 21.45 21.45 - - 21.97 17.72 1.43 2.82 - - - - 21.05 17.29 1 2.82 - - - - 21.41 17.47 1 3.18 - - - - 22.22 16.98 1 4.47 - - - - 22.40 17.27 1 4.45 - - -
- - - - 1.18 0.76 0.11 0.31 - - - - 1.35 0.92 0.12 0.31 - - - - 1.20 0.76 0.12 0.32 - - - - 1.14 0.68 0.12 0.34 - - - - 1.38 1 0.12 0.34 - - - - 1.17 1 0.12 0.34 - - - - 1.17 1 0.12 0.32 - - - - 1.47 1 0.12 0.32 - - -
- - - - 0.80 - - 0.80 - - - - 0.90 - - 0.90 - - - - 0.96 - - 0.96 - - - - 0.77 - 0.02 0.74 - - - - 0.87 - 0 0.87 0.57 - 0.57 - 0.85 - 0 0.85 - - - - 0.89 - 0 0.89 - - - - 0.94 - 0 0.94 - - -
- - - - 17.17 14.77 0.03 2.37 - - - - 16.64 15.93 - 0.71 - - - - 17.44 16.70 - 0.74 - - - - 17.62 16.85 - 0.77 - - - - 17 17 - 0.72 - - - - 17 16 - 0.83 - - - - 16 16 - 0.78 - - - - 17 16 - 0.78 - - -
489 - 489 - 173 3.94 163 5.59 528 0 528 - 187 4.71 176 5.84 543 - 543 - 192 5.31 181 6.04 559 - 559 - 197 4.02 187 6.23 545.96 - 545.96 - 193.35 5.01 182 5.92 549.68 - 549.68 - 193.05 3.34 184 6.04 536.27 0.01 536.27 - 189.67 4.11 179 6.36 544.59 - 544.59 - 193.05 4.55 182 6.49 566.25 - 566.25
0.02 - - 0.02 250 58.73 127 64.70 0.02 - - 0.02 256 63.35 127 65.60 0.02 - - 0.02 261 68.31 125 67.36 0.02 - - 0.02 261 70.28 126 64.91 0 - - 0 254 69 118 67.10 0 - - 0 235 68 97 69.08 0 0.01 - 0 200 67 64 68.90 0 - - 0 185 68 46 71.10 0 - -
- - - - 1.14 0.72 0.16 0.26 - - - - 1.24 0.91 0.06 0.27 - - - - 0.73 0.41 0.05 0.27 - - - - 0.83 0.52 0.04 0.27 0.00 - - 0.00 1.07 0.68 0 0.30 - - - - 1.12 0.80 0 0.26 0.00 - - 0.00 0.99 0.52 0 0.36 0.00 - - 0.00 1.01 0.55 0 0.35 - - -
0.00 - - 0.00 19.16 0.00 0.15 19.01 0.00 - - 0.00 19.75 0.00 0.12 19.62 0.00 - - 0.00 20.42 0.00 0.16 20.26 0.01 - 0.00 0.01 20.96 0.00 0.18 20.78 0.00 - - 0.00 20.43 0 0 20.26 0.00 - - 0.00 20.72 0 0 20.54 0.00 - - 0.00 20.56 0 0 20.36 - - - - 20.68 0 0 20.46 - - -
0.00 - - 0.00 22.62 0.87 1.04 20.72 0.01 - - 0.01 25.81 0.93 1.85 23.03 0.00 - - 0.00 27.83 1.00 1.92 24.91 0.00 - - 0.00 26.81 1.00 0.86 24.96 - - - - 28 1 1 25.47 - - - - 27 1 1 25.82 - - - - 27 1 1 25.43 - - - - 28 1 1 26.25 0 - -
679 677 2.16 0.03 246 43.74 121 81 750 733 17.10 0.04 262 46.65 127 88 797 769 28.01 0.02 925 47.16 785 93 798 796 2.09 0.03 886 49.39 743 93 7 - 7.12 0 3,042 2,229 720 93 8 - 7.94 0 3,095 2,268 732 95 1 0 0.69 0 3,109 2,268 721 119 8 - 8.19 0 3,174 2,301 776 97 14 0 13.87
- - - - 0.15 - 0.02 0.13 - - - - 0.19 - 0.01 0.18 - - - - 0.10 - 0.01 0.10 - - - - 0.15 - 0.01 0.14 - - - - 0 - 0 0 - - - - 0 - 0 0 - - - - 0 - 0 0 - - - - 0 - 0 0 - - -
0.02 - - 0.02 158 8.90 44.63 105 0.04 - 0.02 0.02 196 9.66 74.97 111 0.28 - 0.27 0.01 229 5.74 95.66 127 0.58 - 0.57 0.01 163 5.60 78.83 79 0.64 - 0.62 0.03 197 6 133.48 57 0.30 - 0.28 0.03 201 6 134.49 61 0.06 - 0.03 0.03 198 6 131.37 61 0.11 - 0.08 0.03 310 40 133.09 137 0.03 - -
- - - - 0.48 - - 0.48 - - - - 0.50 - - 0.50 - - - - 0.51 - - 0.51 - - - - 0.45 - - 0.45 - - - - 0 - - 0 - - - - 0 - - 0 - - - - 0 - - 0 - - - - 0 - - 0 - - -
25.93 1.54 24.37 0.03 636 357 180 100 15.06 1.66 13.36 0.03 689 388 193 107 4.37 1.71 2.63 0.03 716 396 199 121 13.26 1.76 11.46 0.05 747 414 212 120 17.86 1.72 16.11 0.03 419 94 196 129 6.98 1.74 5.21 0.03 446 93 222 131 2.72 1.69 0.99 0.04 401 92 202 108 16.64 1.72 14.90 0.03 419 94 195 131 12.73 1.78 10.94
0.00 - - 0.00 1.14 - - 1.14 - - - - 1.13 - - 1.13 - - - - 1.06 - - 1.06 0.00 - - 0.00 1.31 - - 1.31 0.00 - - 0.00 1.11 - 0 1.10 0.00 - - 0.00 1.24 - 0 1.23 - - - - 1.22 - 0 1.22 - - - - 1.06 - 0 1.05 - - -
0.00 - - 0.00 5.04 0.15 0.20 4.68 0.00 - - 0.00 5.67 0.22 0.20 5.26 0.00 - - 0.00 6.23 0.14 0.23 5.86 0.00 - - 0.00 6.08 0.06 0.16 5.85 - - - - 6.37 0.07 0 6.16 0.00 - - 0.00 6.50 0.10 0 6.20 - - - - 6.70 0.12 0 6.29 - - - - 7.04 0.40 0 6.47 - - -
0.01 - - 0.01 360 310 23.39 27.01 0.01 - - 0.01 376 325 22.96 28.18 0.01 - - 0.01 426 372 24.52 29.87 0.01 - - 0.01 439 381 26.26 31.46 0.01 - - 0.01 346.50 291.97 23 31.37 0.01 - - 0.01 355.97 294.84 27 33.94 0.01 - - 0.01 349.11 289.03 26 33.82 0.10 - 0.10 0.00 354.48 293.72 26 34.39 0.00 - -
13.62 - 13.62 0.00 18.17 - 6.08 12.09 15.22 - 15.22 0.00 18.06 - 6.36 11.70 16.13 - 16.13 0.00 19.16 0.47 6.53 12.16 18.56 0.00 18.55 0.00 19.39 0.48 6.49 12.43 0.01 0.01 - 0.00 16 1 4 11.76 0.01 0.00 - 0.00 19 1 6 12.07 0.00 - - 0.00 17 1 6 10.81 0.04 0.03 - 0.00 18 1 6 11.42 0.23 0.23 -
- - - - 1.64 - 0.01 1.63 - - - - 1.75 - 0.01 1.74 - - - - 1.91 - 0.01 1.90 - - - - 3.15 - 0.01 3.14 - - - - 3 - 0 2.76 - - - - 3 - 0 2.81 - - - - 3 - 0 2.73 - - - - 3 - 0 2.76 - - -
24.05 - 24.05 0.00 125 4.45 68.49 52.37 16.69 - 16.69 0.00 133 4.00 73.25 55.85 22.40 - 22.40 0.00 136 4.02 75.28 56.45 45.24 - 45.24 0.00 135 2.34 76.76 55.75 66 - 65.94 0 338 8 272 58 73 - 72.67 - 340 8 274 57 66 - 65.50 - 335 8 269 58 66 - 66.50 - 342 8 274 60 55 - 54.57
- - - - 0.84 - 0.04 0.80 - - - - 0.77 - 0.13 0.64 - - - - 0.74 - 0.08 0.66 - - - - 0.85 - 0.13 0.72 - - - - 0.83 - 0.15 0.68 - - - - 0.78 - 0.15 0.64 - - - - 0.85 - 0.12 0.73 - - - - 0.83 - 0.11 0.72 - - -
33.42 8.59 24.83 - 491 404 74.69 11.82 30.96 10.30 20.66 - 513 410 92.40 10.21 29.19 10.32 18.87 - 665 561 94.85 9.58 28.77 12.60 16.17 - 672 562 98.91 11.18 23 12 11.20 - 660 552 96 12 19 11 7.96 - 682 558 111 13 14 12 2.68 - 669 561 97 11 21 14 6.94 - 677 563 102 12 32 11 20.98
60 - 60 - 15.19 2.64 12.51 0.04 59 - 59 - 25.17 2.80 22.34 0.04 38 - 38 - 27.10 3.61 23.45 0.04 38 - 38 - 35.07 4.65 30.37 0.05 28 - 28.06
2020 2020 2021 2021 2021 2021 2021 2021
Nov Dec Jan * Feb * Mar * Apr * May * Jun *
Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities Claims Liabilities
Non-Bank Non-Financial Non-Bank Non-Financial Non-Bank Non-Financial Non-Bank Non-Financial Non-Bank Non-Financial Non-Bank Non-Financial Non-Bank Non-Financial Non-Bank Non-Financial Non-Bank Non-Financial Non-Bank Non-Financial Non-Bank Non-Financial Non-Bank Non-Financial Non-Bank Non-Financial Non-Bank Non-Financial Non-Bank Non-Financial
Others Total Others Total Others Total Others Total Others Total Others Total Others Total Others Total Others Total Others Total Others Total Others Total Others Total Others Total Others Total Others
Financial Ins. Corporations Financial Ins. Corporations Financial Ins. Corporations Financial Ins. Corporations Financial Ins. Corporations Financial Ins. Corporations Financial Ins. Corporations Financial Ins. Corporations Financial Ins. Corporations Financial Ins. Corporations Financial Ins. Corporations Financial Ins. Corporations Financial Ins. Corporations Financial Ins. Corporations Financial Ins. Corporations
191 9,923 6,119 2,695.42 1,109 1,030 74 791 164 9,895 6,234 2,566 1,095 963 57 793 113.01 9,655 6,068 2,568 1,019 967 39 795 133.33 10,028 6,085 2,906 1,037 911 37 787 87.53 10,577 6,526 2,963 1,088 910 38 794 78.66 10,818 6,788 2,946 1,084 983 57 825 101.41 10,936 6,836 2,992 1,108 956 37 828 91.20 10,674 6,729 2,712 1,234 All Counterparty Countries 1
America 2
185 543 386 94 63 184 11 13 159 528 378 86 63 118.09 6.49 11.96 99.65 550 391 87 72.33 139.69 1.44 13.12 125.13 504 353 85 65.98 92.56 1.00 12.07 79.49 721 571 85 65.41 89.32 1.64 17.69 70.00 713 563 85 65.15 106.19 2.75 13.15 90.29 726 571 88 66.61 95.57 0.56 12.40 82.61 714 560 88 65.85 United States of America 3
0.00 24.96 0.60 7.45 16.91 0.00 - - 0.00 24.84 0.59 7.16 17.09 0 - - 0 28.92 0.71 12.18 16.02 0 - - 0 23.44 0.75 7.02 15.68 0 - - 0 22.54 0.88 6.69 14.98 0 - - 0 23.01 0.92 7.46 14.62 0 0 - 0 42.80 1.03 26.71 15.07 0 - - 0 23.98 1.07 7.49 15.42 Canada 4
- 4.56 - 0.02 4.54 - - - - 4.48 - 0.02 4.47 - - - - 4.38 - 0.02 4.36 - - - - 4.44 - 0.01 4.43 - - - - 4.64 - 0.01 4.64 - - - - 4.60 - 0.01 4.58 - - - - 4.53 - 0.01 4.52 - - - - 4.92 - 0.00 4.91 Brazil 5
Europe 6
- 42 9 7 25.76 - - - - 40 6 7 27.06 0.00 - - 0.00 44.53 8.43 10.57 25.54 0.18 - 0.18 0.00 47.61 8.93 13.01 25.67 0.01 - - 0.01 46.22 6.59 15.22 24.41 0.01 - - 0.01 55.26 4.97 26.55 23.74 0.01 - - 0.01 66.63 5.37 36.93 24.33 0.02 - 0.01 0.01 91.72 7.05 60.44 24.23 Netherlands 7
- 9 1 0 8 0 - 0.05 - 10 1 0 9 0.05 - 0.05 - 9.51 0.58 0.32 8.61 0.05 - 0.05 - 11.76 2.11 0.48 9.17 0.05 - 0.05 - 10.24 0.56 0.41 9.27 0.05 - 0.05 - 10.79 1.34 0.23 9.22 0.05 - 0.05 - 11.36 0.90 0.30 10.16 0.05 - 0.05 - 12.85 0.81 0.28 11.76 Belgium 8
0 658 576 36 46 4 3 0.08 0 649 582 19 47 2.08 1.97 0.10 0.01 647 582 18.74 46.86 1.77 1.76 0.00 0.01 670 606 17.04 47.62 1.43 1.41 0.00 0.02 708 646 17.41 44.00 3.19 3.14 0.02 0.03 761 679 35.61 46.56 8.27 8.14 0.10 0.03 796 715 33.57 47.38 5.14 5.10 0.00 0.03 715 642 27.24 45.83 United Kingdom 9
- 46 21 4 21 0 - 0.39 - 46 21 4 21 1.07 - 1.07 0.00 39.28 15.56 3.67 20.05 0.49 - 0.49 0.00 43.97 21.14 3.36 19.46 1.23 - 1.23 0.00 45.52 21.34 4.99 19.20 0.35 - 0.35 0.00 46.96 23.03 4.21 19.72 0.40 - 0.40 0.00 46.90 23.15 3.93 19.82 0.75 - 0.75 0.00 45.25 22.95 2.86 19.44 Germany 10
- 19.17 6 4 10.06 - - - - 17.67 5 2 9.99 - - - - 17.18 4.82 2.79 9.57 - - - - 18.23 4.61 3.95 9.67 - - - - 16.71 4.50 1.87 10.34 - - - - 16.75 4.54 2.05 10.16 - - - - 18.27 4.59 2.65 11.04 - - - - 18.65 4.51 3.21 10.93 Norway 11
- 68 12 4 53.29 4 4 0.14 - 68 10 3 54.42 4.29 4.14 0.14 0.00 72.00 13.11 3.45 55.45 4.41 4.12 0.29 0.00 74.23 13.32 3.45 57.46 4.21 4.07 0.15 - 108.02 48.17 3.31 56.54 4.04 4.04 - 0.01 94.91 36.54 3.31 55.05 4.10 4.09 - 0.01 102.87 46.37 3.36 53.14 4.19 4.01 0.17 0.01 100.34 44.10 3.13 53.11 France 12
0.03 62.77 43.11 10 9.22 0.22 - 0.19 0.03 62.60 42.97 10 9.35 0.35 0.00 0.30 0.04 62.20 43.11 10.25 8.85 0.05 - - 0.05 63.06 42.90 10.01 10.15 0.05 - - 0.05 46.51 27.04 9.59 9.88 0.06 0.00 - 0.06 58.20 38.21 9.93 10.07 0.07 0.01 - 0.06 58.92 39.23 9.92 9.78 0.06 - - 0.06 69.62 43.25 16.73 9.65 Switzerland (including BIS) 13
- 22.87 17.60 1 4.55 - - - - 23.29 17.63 1 4.96 - - - - 23.30 17.66 0.73 4.91 - - - - 23.77 17.48 0.82 5.47 - - - - 23.88 17.07 0.81 6.00 - - - - 24.28 17.22 0.85 6.22 - - - - 24.44 17.40 0.85 6.19 - - - - 24.15 17.10 2.41 4.64 Saudi Arabia 15
- 1.11 1 0.13 0.32 - - - - 1.41 1 0.13 0.32 - - - - 1.11 0.68 0.13 0.31 - - - - 1.30 0.87 0.12 0.31 - - - - 1.26 0.82 0.12 0.32 - - - - 1.37 0.83 0.12 0.42 - - - - 1.48 0.96 0.12 0.39 - - - - 1.47 0.82 0.25 0.40 Kuwait 16
- 0.98 - 0 0.98 - - - - 1.98 - - 1.98 - - - - 1.89 - 0.00 1.89 - - - - 1.99 - 0.00 1.99 - - - - 2.19 - 0.00 2.19 - - - - 2.22 - 0.01 2.21 - - - - 2.21 - 0.01 2.20 - - - - 2.06 - 0.00 2.05 Egypt 17
- 17 16 - 0.80 - - - - 17 16 - 0.79 - - - - 16.70 15.90 - 0.79 - - - - 16.71 15.83 - 0.88 - - - - 11.40 10.53 - 0.86 - - - - 11.50 10.61 - 0.90 - - - - 11.14 10.25 - 0.89 - - - - 11.19 10.31 0.00 0.88 Qatar 18
- 204.17 3.69 193 7.14 567.18 - 567.18 - 213.61 5.41 201 7.10 568 - 568 - 212 3.75 201 6.98 562 - 562 - 211 3.83 199 7.54 549 - 549 - 208 5.79 195 7.47 554 - 554 - 205 6.21 196 2.58 560 - 560 - 213 5.99 204 2.91 550 - 550 - 210 6.01 200 3.17 United Arab Emirates 19
Asia and Pacific 20
0 172 72 25 74.82 0 - - 0 157 73 9 76.26 0.01 - - 0.01 160 72.96 12 75.22 0.03 0.01 - 0.02 182 72.58 34 74.89 0.02 - - 0.02 221 71.43 75 74.34 0.02 0.00 - 0.02 200 72.40 54 73.79 0.02 0.00 - 0.02 206 73.78 58 74.01 0.01 - - 0.01 190 72.18 47 70.12 Australia 21
- 1.06 0.56 0 0.35 0.00 - - 0.00 1.23 0.74 0 0.36 0.00 - - 0.00 1.35 0.89 0.12 0.34 0.00 - - 0.00 1.33 0.81 0.10 0.42 0.01 - - 0.01 2.65 2.11 0.09 0.45 0.01 - - 0.01 1.94 1.16 0.09 0.70 0.01 - - 0.01 1.37 0.27 0.10 1.01 0.01 - - 0.01 1.15 0.27 0.09 0.79 Brunei Darussalam 22
- 20.77 0 0 20.55 - - - - 20.73 0 0 20.53 - - - - 19.82 0.00 0.21 19.60 0.00 - - 0.00 20.33 0.00 0.21 20.12 0.96 - 0.95 0.00 20.06 0.00 0.19 19.86 0.00 - - 0.00 19.32 0.00 0.16 19.15 0.79 - 0.78 0.00 19.79 0.00 0.21 19.58 0.01 - - 0.01 20.14 0.00 0.16 19.98 Philippines 23
0.00 34 7 1 26.09 0 0.26 - 0.00 38 12 1 25.60 0.00 - - 0.00 35.03 6.94 1.35 26.74 7.37 7.37 - 0.00 32.56 2.45 1.45 28.65 9.56 9.56 - 0.00 32.50 2.92 1.46 28.12 0.00 - - 0.00 31.90 - 1.58 30.32 0.01 - - 0.01 33.00 0.03 1.66 31.31 0.01 - - 0.01 33.12 - 1.44 31.68 India 24
0 3,194 2,346 750 98 17 0 17.01 0 3,222 2,343 779 100 15 0 14.53 0.06 3,231 2,368.10 762 100 12 0 11.87 0.07 3,196 2,333.31 758 105 10 - 9.97 0.07 3,077 2,249.49 723 105 13 - 12.79 0.06 3,109 2,276.78 725 107 13 0 12.66 0.07 3,164 2,315.46 741 107 10 - 9.70 0.05 3,113 2,287.54 719 106 Japan 25
- 0 - 0 0 - - - - 0 - 0 0 - - - - 0.17 - 0.02 0.15 - - - - 0.21 - 0.02 0.20 - - - - 0.16 - 0.02 0.14 - - - - 0.21 - 0.02 0.19 - - - - 0.20 - 0.02 0.18 - - - - 0.29 - 0.02 0.28 Cambodia 26
0.03 315 41 138.71 135 0.09 - 0.06 0.03 309 6 157.77 145 0.04 - - 0.04 228 5.79 159.11 63 0.05 - - 0.05 229 6.34 156.82 66 0.05 - - 0.05 297 9.09 221.81 66 0.08 - - 0.08 231 12.94 154.28 64 0.11 - 0.03 0.08 231 12.36 156.03 63 0.51 - 0.43 0.08 231 11.61 154.97 65 South Korea 27
- 0 - - 0 - - - - 0 - - 0 - - - - 0.01 - - 0.01 - - - - 0.01 - - 0.01 - - - - 0.31 - - 0.31 - - - - 0.28 - - 0.28 - - - - 0.24 - - 0.24 - - - - 0.22 - - 0.22 Lao PDR 28
0.02 425 95 209 121 9.50 1.79 7.70 0.02 435 101 201 132 5.72 1.79 3.89 0.05 425 97 202 126 10.19 1.77 8.36 0.07 411 95 202 115 7.28 1.73 5.48 0.07 429 100 206 123 12.06 1.74 10.25 0.06 433 103 209 122 18.25 1.89 16.27 0.09 449 104 219 126 20.36 1.73 18.55 0.08 488 97 215 175 Malaysia 29
- 1.50 - 0 1.50 - - - - 1.67 - 0 1.67 - - - - 1.52 - 0.00 1.52 - - - - 0.88 - 0.00 0.88 - - - - 1.00 - 0.00 0.99 - - - - 0.99 - 0.00 0.99 - - - - 0.82 - 0.00 0.82 - - - - 0.87 - 0.01 0.87 Myanmar 30
- 7.10 0.13 0 6.72 - - - - 7.64 0.14 0 7.26 - - - - 7.82 0.17 0.16 7.49 0.00 - - 0.00 7.92 0.23 0.17 7.52 0.00 - - 0.00 8.31 0.27 0.19 7.85 0.00 - - 0.00 7.57 0.24 0.19 7.15 0.00 - - 0.00 7.55 0.40 0.19 6.96 0.00 - - 0.00 7.28 0.17 0.21 6.90 New Zealand 31
0.00 358.92 293.90 30 35.46 0.18 - 0.18 0.01 356.05 292.69 29 34.50 0.01 - - 0.01 366 303 27.35 35.70 0.02 - - 0.02 359 295 27.66 35.81 0.29 - 0.28 0.02 338 263 30.01 45.77 0.02 - - 0.02 337 263 28.12 45.66 0.03 - 0.02 0.01 338 266 26.66 45.57 0.03 - 0.02 0.01 336 263 29.38 43.76 China, Taipei 32
0.00 18 0 6 11.40 0.06 0.05 - 0.00 12 0 1 10.93 0.08 0.07 0.01 0.00 12.77 0.49 1.06 11.22 0.07 0.07 - 0.00 13.16 0.55 0.75 11.86 0.00 - - 0.00 103.23 90.36 0.81 12.06 0.03 0.03 0.00 0.00 103.59 90.58 1.01 12.00 0.09 0.08 0.01 0.00 104.10 90.50 1.33 12.27 0.03 0.03 0.00 0.00 104.30 90.36 1.60 12.34 Thailand 33
- 3 - 0 2.88 - - - - 3 - 0 2.92 - - - - 2.94 - 0.01 2.93 - - - - 2.96 - 0.01 2.95 - - - - 2.89 - 0.01 2.88 - - - - 2.93 - 0.01 2.92 - - - - 2.97 - 0.01 2.95 - - - - 2.92 - 0.01 2.91 Timor Leste 34
- 358 8 283 67 44 - 43.92 - 246 8 169 68 55.87 - 48.13 7.75 246 8.26 170.03 67.42 64.51 0.00 56.73 7.78 246 8.26 171.87 66.08 81.04 - 73.41 7.64 244 10.77 167.22 65.71 78.67 - 70.91 7.77 249 11.06 168.92 69.21 88.68 - 80.79 7.89 250 4.81 171.41 73.44 112.96 - 105.22 7.74 247 4.87 167.27 74.49 China 35
- 0.82 - 0.09 0.74 - - - - 0.81 - 0.08 0.73 - - - - 0.92 - 0.07 0.85 0.17 - 0.17 - 0.92 - 0.07 0.86 0.37 - 0.37 - 1.01 - 0.10 0.91 - - - - 1.08 - 0.12 0.97 1.24 - 1.24 - 1.00 - 0.09 0.91 - - - - 1.00 - 0.15 0.85 Vietnam 36
Offshore centres 37
- 674 560 102 12 35 14 20.65 - 704 563 129 12 32.06 11.07 21.00 - 764 581 158.46 23.95 40.08 11.38 28.70 - 728 563 124.58 40.49 41.66 11.09 30.57 - 823 653 124.23 45.86 34.90 10.27 24.63 - 940 741 150.57 48.87 34.81 12.21 22.61 - 930 741 137.05 52.25 48.98 10.01 38.97 - 912 746 112.98 52.65 Hong Kong 38
- 26.35 2.32 23.99 0.05 39 - 39.21 - 17.64 2.18 15.42 0.04 39 - 39 - 24.56 1.84 22.72 0.01 39 - 39 - 44.19 1.87 42.32 - 39 - 39 - 16.64 1.99 14.65 - 39 - 39 - 56.21 2.04 54.17 - 39 - 39 - 38.25 2.01 36.24 - 39 - 39 - 27.40 1.86 25.54 - Cayman Islands 39
6 1,631 1,147 352 132 111 28 79 5 1,798 1,288 423 87 109.23 21.87 82.04 5.32 1,547 1,073 395 78 64.53 8.55 55.95 0.03 1,944 1,177 685 83 53.11 6.09 47.01 0.01 2,083 1,282 704 97 62.85 15.40 46.97 0.48 2,150 1,394 663 93 87.16 23.46 60.93 2.77 2,098 1,348 650 99 50.53 14.66 35.44 0.42 2,010 1,365 461 184 Singapore 40
0 957 453 413 90 13 11 2 0 858 458 310 90 12.62 9.97 2.57 0.08 850.96 450.82 304.00 96.15 19.68 2.35 17.24 0.08 893.52 438.33 357.81 97.37 18.93 1.62 17.24 0.07 899.37 429.95 353.84 115.59 18.38 1.25 17.08 0.06 912.52 433.33 365.30 113.89 21.39 4.27 17.07 0.06 935.35 436.13 382.88 116.33 18.11 1.18 16.88 0.05 905.90 428.51 363.55 113.84 Others 41
Note:
1)
TABEL 6. INDIKATOR ASURANSI/
TABLE 6. INDICATORS OF INSURANCE
2019 2020 2021

KOMPONEN SATUAN/ UNIT PERIODE/ PERIOD 2014 2015 2016 2017 2018 2019 2020 COMPONENT
Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr
1 Jumlah Asuransi Konvensional Unit Bulanan/Monthly 141 146 138 139 138 137 139 139 139 138 138 138 138 138 138 138 137 135 137 137 139 139 139 139 139 139 139 137 137 135 135 135 135 136 Number of Coventional Insurance 1
2 Asuransi Jiwa Unit Bulanan/Monthly 50 55 52 54 53 53 53 53 53 53 53 53 53 53 53 53 53 52 53 53 54 54 54 54 54 54 54 53 53 52 52 52 52 53 Life Insurance 2
3 Asuransi Umum Unit Bulanan/Monthly 81 80 76 74 74 73 75 75 75 74 74 74 74 74 74 74 73 72 73 73 74 74 74 74 74 74 74 73 73 72 72 72 72 72 General Insurance 3
4 Reasuransi Unit Bulanan/Monthly 5 6 5 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 6 Reinsurance 4
5 Penyelenggara Program Asuransi Sosial Unit Bulanan/Monthly 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 Social Insurance Issuers 5
6 Penyelenggara Program Asuransi Wajib Unit Bulanan/Monthly 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 Mandatory Insurance Issuers 6
7 Aset Asuransi terhadap Aset Sektor Keuangan % Bulanan/Monthly … 7.25 7.61 8.78 8.61 8.97 8.86 8.82 8.88 8.85 8.96 8.99 8.99 8.92 8.99 8.92 8.97 9.01 9.04 8.77 8.12 8.37 8.50 8.56 8.73 8.72 8.47 8.65 8.97 9.01 9.21 9.26 9.14 … Assets of Insurance to Assets of Financial Sector 7
8 Tingkat Penetrasi Asuransi Jiwa Konvensional dan BPJS % Triwulanan/ Quarterly … 2.29 2.61 … - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Conventional Life Insurance & Social Insurance Penetration 8
9 Tingkat Densitas Asuransi Jiwa Konvensional dan BPJS Ribu Rp Triwulanan/ Quarterly … 1,014 1,259 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Conventional Life Insurance & Social Insurance Density 9
10 10
11 RASIO KINERJA Bulanan/Monthly RATIO 11
12 ASURANSI JIWA KONVENSIONAL Bulanan/Monthly CONVENTIONAL LIFE INSURANCE 12
13 Komposisi Portofolio Investasi Asuransi Jiwa Konvensional Composition of Portfolio Investment of Conventional Life Insurance 13
14 Deposito Berjangka dan Sertifikat Deposito % Bulanan/Monthly 16.26 16.65 11.79 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Time Deposit and Certificate of Deposits 14
15 Deposito Berjangka % Bulanan/Monthly - - - 9.19 7.70 7.02 7.44 7.28 6.89 7.28 7.38 7.10 7.50 6.93 6.79 6.89 7.02 6.65 6.76 7.46 8.08 7.99 8.01 7.45 6.90 6.35 6.81 6.39 6.39 6.65 6.26 6.07 6.49 6.28 Time Deposit 15
16 Sertifikat Deposito % Bulanan/Monthly - - - 0.03 0.00 0.00 0.01 0.01 0.01 0.01 0.01 0.01 0.03 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Certificate of Deposits 16
17 Saham % Bulanan/Monthly 32.15 29.53 32.79 30.48 30.47 30.25 30.23 30.50 31.00 30.30 30.81 30.64 29.80 29.52 29.76 29.65 30.25 28.96 29.51 27.45 25.19 25.54 25.03 26.89 27.27 27.57 25.94 26.91 27.85 28.96 28.64 29.85 28.14 28.23 Stocks 17
18 Surat Utang Korporasi dan Sukuk Korporasi % Bulanan/Monthly 6.96 8.08 7.81 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Corporate Bonds and Sukuk 18
19 Obligasi Korporasi % Bulanan/Monthly - - - 6.74 5.55 5.60 5.95 5.63 5.18 5.27 5.64 5.80 5.76 5.86 5.81 5.98 5.60 5.43 5.72 6.04 6.58 6.34 6.46 6.38 6.24 6.34 6.43 6.23 5.94 5.43 5.39 7.00 5.34 5.38 Bonds 19
20 MTN % Bulanan/Monthly - - - 0.39 0.55 1.64 0.31 0.62 0.68 0.69 0.68 0.84 0.68 0.82 0.82 0.94 1.64 2.27 1.79 1.92 2.09 2.08 2.25 2.19 2.14 2.16 2.32 2.26 2.38 2.27 2.29 0.43 2.27 2.28 Medium Term Note 20
21 Surat Berharga yang Diterbitkan oleh Negara RI % Bulanan/Monthly 14.85 14.98 15.31 13.07 13.76 15.21 13.84 13.97 13.97 14.32 14.51 14.71 14.92 15.17 15.23 15.44 15.21 16.56 15.55 15.87 17.03 16.77 16.99 16.73 17.01 17.00 17.51 17.43 16.97 16.56 17.08 16.78 17.09 17.49 Marketable Securities Issued by Government 21
22 Reksa Dana % Bulanan/Monthly 25.10 25.90 27.95 35.88 36.02 34.02 36.34 36.24 36.53 36.31 35.29 35.19 35.50 35.44 35.37 34.88 34.02 33.62 34.15 34.50 33.58 33.85 33.87 33.41 33.71 33.80 34.03 33.89 33.82 33.62 33.84 33.49 34.23 34.04 Mutual Funds 22
23 Lainnya % Bulanan/Monthly 4.68 4.86 4.55 4.21 5.95 6.26 5.88 5.75 5.74 5.82 5.69 5.70 5.82 6.27 6.22 6.21 6.26 6.52 6.53 6.76 7.44 7.43 7.39 6.95 6.73 6.78 6.96 6.90 6.65 6.52 6.50 6.38 6.45 6.29 Others 23
24 Rasio Investasi terhadap Cadangan Teknis % Bulanan/Monthly … … 115.44 115.39 113.29 112.45 113.15 113.23 111.65 111.76 112.44 111.99 112.37 111.90 112.39 111.66 112.45 110.79 111.88 111.24 108.16 108.75 109.48 109.90 110.51 110.41 110.26 110.34 110.65 110.79 109.47 110.00 110.27 109.57 Investment to Technical Reserves Ratio 24
25 Rasio Kecukupan Premi terhadap Pembayaran Klaim % Bulanan/Monthly … … 175.22 158.81 130.69 120.92 121.83 121.66 116.56 115.42 117.23 119.28 119.27 120.74 117.86 122.44 120.92 114.62 112.04 111.10 109.08 109.15 110.34 110.88 110.10 110.69 113.45 115.31 116.30 114.62 139.33 133.63 131.93 131.55 Premium Income to Claims Paid Ratio 25
26 Rasio Kecukupan Premi terhadap Pembayaran Klaim dan Biaya Umum % Bulanan/Monthly … … 146.90 138.51 116.46 107.92 108.33 108.22 103.96 103.00 104.18 106.18 106.41 107.63 105.42 109.47 107.92 102.43 100.43 99.81 98.39 97.35 97.59 98.06 97.69 98.19 100.40 102.10 103.04 102.43 125.81 120.31 118.77 117.73 Premium Income to Claims Paid and General Expenses Ratio 26
27 Rasio Kecukupan Premi dan Hasil Investasi terhadap Pembayaran Klaim % Bulanan/Monthly … … 205.06 200.06 135.34 135.18 145.42 149.16 136.59 122.51 138.03 136.83 131.09 129.49 129.05 129.89 135.18 126.40 66.01 41.92 -7.70 23.90 45.32 76.25 94.81 105.07 97.95 107.74 120.07 126.40 146.62 164.99 139.05 143.53 Premium Income and Investment Yields to Claims Paid Ratio 27
Rasio Kecukupan Premi dan Hasil Investasi terhada
28 % Bulanan/Monthly … … 171.93 174.50 120.61 120.65 129.30 132.68 121.84 109.33 122.66 121.81 116.95 115.43 115.43 116.13 120.65 112.96 59.17 37.66 -6.95 21.32 40.09 67.44 84.12 93.20 86.69 95.40 106.39 112.96 132.38 148.54 125.18 128.45 Premium Income and Investment Yields to Claims Paid and General Expenses 28
29 Rasio Sesi Asuransi % Bulanan/Monthly … … 3.02 2.61 2.77 3.15 4.36 4.05 3.90 3.72 3.67 3.46 3.34 3.27 3.27 3.20 3.15 3.39 5.26 4.78 4.58 4.59 4.40 4.07 3.94 3.81 3.76 3.59 3.46 3.39 3.93 3.32 3.11 3.12 Cession Ratio 29
30 30
31 ASURANSI SOSIAL SOCIAL INSURANCE 31
32 Komposisi Portofolio Investasi Asuransi Sosial Composition of Portfolio Investment of Social Insurance 32
33 Deposito % Bulanan/Monthly … 24.47 13.02 12.79 12.61 11.37 11.50 11.42 10.63 10.28 11.70 10.85 9.75 9.19 9.17 10.16 11.37 13.02 11.36 10.34 10.64 11.08 12.65 12.77 13.59 13.57 12.37 12.27 11.80 13.02 12.91 12.52 12.48 12.37 Deposit 33
34 Saham % Bulanan/Monthly … 20.59 17.81 18.63 18.26 18.79 17.80 17.93 18.66 18.35 18.34 18.53 18.92 19.22 18.93 18.42 18.79 15.27 17.80 16.53 13.70 13.80 13.54 14.11 14.59 14.81 13.59 14.19 15.22 15.27 14.02 14.07 13.60 13.25 Stocks 34
35 Sukuk atau Obligasi % Bulanan/Monthly … 7.38 11.12 11.43 11.49 12.33 11.64 11.61 11.96 12.25 12.10 12.03 12.17 12.59 12.84 12.75 12.33 16.49 12.97 13.47 14.27 14.37 14.12 14.18 14.04 14.17 14.93 14.88 16.48 16.49 16.75 16.84 16.82 16.67 Sharia Bonds or Corporate Bonds 35
36 Surat Berharga Yang Diterbitkan Negara RI % Bulanan/Monthly … 38.79 50.01 46.76 46.66 47.21 47.55 47.68 47.31 47.87 46.69 47.64 48.34 48.36 48.47 48.45 47.21 46.27 48.14 50.33 53.50 52.79 51.75 50.75 49.33 48.95 51.30 50.64 47.86 46.27 47.66 47.74 48.66 49.23 Marketable Securities Issued by Government 36
37 Reksa Dana % Bulanan/Monthly … 7.77 7.29 9.50 10.17 9.64 10.74 10.60 10.69 10.50 10.45 10.25 10.11 9.95 9.90 9.55 9.64 8.41 9.07 8.66 7.20 7.28 7.27 7.54 7.82 7.89 7.19 7.42 8.06 8.41 8.10 8.27 7.89 7.94 Mutual Funds 37
38 Lainnya % Bulanan/Monthly … 0.99 0.74 0.90 0.80 0.66 0.78 0.76 0.75 0.74 0.72 0.71 0.70 0.69 0.68 0.68 0.66 0.56 0.66 0.67 0.69 0.68 0.66 0.64 0.63 0.62 0.62 0.60 0.58 0.56 0.56 0.55 0.54 0.54 Others 38
39 39
40 ASURANSI JIWA KONVENSIONAL CONVENTIONAL LIFE INSURANCE 40
41 ASET Bulanan/Monthly 349,987 356,306 424,152 512,948 520,633 553,215 528,819 534,752 532,932 531,143 544,825 544,595 541,995 539,318 546,050 543,887 553,215 544,204 545,600 533,332 496,227 498,231 501,836 502,436 514,810 522,114 510,396 518,930 536,658 544,204 546,918 554,384 549,632 552,080 ASSETS 41
42 INVESTASI Bulanan/Monthly 302,095 308,073 372,061 458,590 463,962 488,184 469,774 474,047 469,656 463,926 477,268 478,164 474,182 471,693 477,231 475,582 488,184 481,659 477,937 462,867 421,301 423,238 426,240 440,924 453,398 457,486 445,979 452,696 468,839 481,659 481,100 491,333 487,169 490,212 INVESTMENT 42
43 Deposito Berjangka dan Sertifikat Deposito Bulanan/Monthly 49,132 51,284 43,861 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Time Deposit and Certificate of Deposits 43
44 Bulanan/Monthly - - - 42,165 35,705 34,290 34,929 34,508 32,377 33,762 35,226 33,930 35,544 32,668 32,421 32,781 34,290 32,029 32,329 34,522 34,045 33,818 34,137 32,854 31,281 29,047 30,370 28,940 29,938 32,029 30,109 29,821 31,598 30,806 44
45 Bulanan/Monthly - - - 120 20 10 39 39 39 39 39 32 143 10 10 10 10 - 10 - - - - - - - - - - - - - - 4 45
46 Saham Bulanan/Monthly 97,112 90,984 122,005 139,784 141,370 147,686 141,991 144,574 145,607 140,577 147,061 146,531 141,290 139,234 142,028 141,023 147,686 139,467 141,023 127,045 106,141 108,079 106,702 118,557 123,621 126,138 115,679 121,830 130,580 139,467 137,772 146,685 137,099 138,396 Stocks 46
47 Surat Utang Korporasi dan Sukuk Korporasi Bulanan/Monthly 21,015 24,899 29,055 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Corporate Bonds and Sharia Bonds 47
48 Bulanan/Monthly - - - 30,888 25,768 27,335 27,942 26,689 24,315 24,441 26,920 27,743 27,327 27,664 27,734 28,439 27,335 26,147 27,318 27,978 27,707 26,842 27,526 28,123 28,307 29,020 28,689 28,209 27,869 26,147 25,927 34,411 25,991 26,354 48
49 Bulanan/Monthly - - - 1,809 2,555 7,994 1,468 2,961 3,177 3,215 3,249 4,025 3,234 3,883 3,904 4,487 7,994 10,932 8,533 8,897 8,826 8,793 9,597 9,671 9,723 9,864 10,349 10,210 11,171 10,932 11,039 2,108 11,052 11,193 49
50 Surat Berharga yang Diterbitkan oleh Negara RI Bulanan/Monthly 44,870 46,138 56,947 59,945 63,827 74,243 65,038 66,227 65,617 66,425 69,231 70,362 70,733 71,533 72,668 73,420 74,243 79,774 74,325 73,435 71,754 70,968 72,417 73,764 77,127 77,781 78,080 78,890 79,543 79,774 82,156 82,450 83,246 85,746 Marketable Securities Issued by Government 50
51 Surat Berharga yang Diterbitkan oleh Negara Selain Negara RI Bulanan/Monthly 1,858 1,285 830 884 900 245 866 527 383 267 246 244 268 261 255 255 245 29 255 280 340 317 303 295 311 298 307 294 285 29 1 1 1 1 Marketable Securities Issued by Non Government 51
52 Surat Berharga yang Diterbitkan oleh Bank Indonesia Bulanan/Monthly 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Marketable Securities Issued by Central Bank 52
53 Surat Berharga yang Diterbitkan oleh Lembaga Multinasional Bulanan/Monthly 1 0 742 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Marketable Securities Issued by Multinational 53
54 Reksa Dana Bulanan/Monthly 75,817 79,805 103,988 164,555 167,105 166,075 170,733 171,790 171,580 168,471 168,407 168,272 168,332 167,146 168,803 165,894 166,075 161,915 163,213 159,688 141,467 143,287 144,366 147,295 152,825 154,640 151,773 153,399 158,539 161,915 162,826 164,535 166,737 166,865 Mutual Funds 54
55 Kontrak Investasi Kolektif Efek Beragun Aset Bulanan/Monthly 5 3 2 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Collective Investment Contract - Assets Backed Securities 55
56 Rp Miliar/ Billions of Rp Bulanan/Monthly - - - 173 207 436 209 204 203 202 197 196 183 431 432 448 436 397 449 451 422 425 430 415 420 412 404 408 412 397 404 394 381 383 56
57 Bulanan/Monthly - - - - 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 57
58 Dana Investasi Real Estat Bulanan/Monthly 11 12 11 9 9 48 8 46 44 46 48 51 51 51 52 56 48 8 47 46 48 42 43 35 35 37 7 8 8 8 7 8 8 8 Real Estate Investment Funds 58
59 Penyertaan Langsung Bulanan/Monthly 3,405 3,930 4,653 5,121 7,748 9,850 7,723 7,622 7,399 7,385 7,533 7,502 7,747 9,417 9,459 9,348 9,850 11,872 10,222 10,219 10,238 10,486 10,486 10,646 10,641 11,155 11,174 11,371 11,364 11,872 11,702 11,695 11,622 11,090 Direct Placement 59
60 Bangunan dengan Hak Strata atau Tanah dengan Bangunan untuk Investasi Bulanan/Monthly 8,310 9,093 9,922 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Property 60
61 Bulanan/Monthly - - - 10,229 15,505 16,123 15,543 15,563 15,580 15,600 15,566 15,682 15,701 15,706 15,724 15,699 16,123 15,254 16,148 16,168 16,188 16,208 16,210 15,227 15,230 15,233 15,233 15,238 15,241 15,254 15,265 15,269 15,280 15,291 61
62 Pembelian Piutang untuk Perusahaan Pembiayaan dan/atau Bank Bulanan/Monthly 0 110 147 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Refinancing 62
63 Bulanan/Monthly - - - 275 320 320 320 320 320 345 320 320 320 320 320 320 320 368 445 445 320 320 337 337 337 337 368 368 368 368 368 368 368 368 63
64 Emas Murni Bulanan/Monthly 0 0 0 - 0 0 0 0 0 0 0 0 0 0 0 0 0 7 0 0 0 0 0 0 0 0 0 0 0 7 0 0 0 0 Gold 64
65 Pinjaman yang Dijamin dengan Hak Tanggungan Bulanan/Monthly 160 159 196 130 164 101 169 168 175 165 165 168 171 171 170 101 101 139 167 165 161 159 156 154 159 158 159 157 155 139 141 139 140 137 Mortgage 65
66 - - - 1,971 2,147 2,185 2,138 2,136 2,089 2,131 2,150 2,140 2,145 2,168 2,181 2,203 2,185 2,193 2,183 2,213 2,318 2,307 2,288 2,248 2,273 2,289 2,311 2,294 2,251 2,193 2,204 2,213 2,197 2,099 66
- - - - - - - - - - - - 40 - - 40 40 40 40 40 40 40 40 40 40 36 35 35 35
155 - - 30 55 85 85 85 85 85 85 155 260 155 155 280 265 262 262 262 262 262 262 262 260 260 263 272 256
67 Investasi Lain Bulanan/Monthly 400 371 444 532 612 1,089 659 672 718 797 824 882 908 947 987 1,011 1,089 828 1,116 1,160 1,006 881 940 1,001 806 774 774 775 813 828 883 940 1,141 1,181 Other Investments 67
68 68
69 BUKAN INVESTASI Bulanan/Monthly 47,892 46,484 52,091 54,358 56,671 65,031 59,045 60,705 63,276 67,217 67,557 66,430 67,813 67,625 68,818 68,305 65,031 62,546 67,663 70,465 74,926 74,993 75,596 61,511 61,412 64,628 64,417 66,234 67,819 62,546 65,818 63,051 62,462 61,868 NON INVESTMENT 69
70 Kas dan Bank Bulanan/Monthly 5,866 6,098 6,520 7,125 8,059 13,712 8,894 9,452 9,559 13,805 14,115 14,839 15,400 15,705 14,536 14,765 13,712 9,615 14,247 15,400 20,287 16,176 16,930 10,354 9,443 11,345 9,918 10,832 12,882 9,615 11,846 10,831 9,719 9,354 Cash and Bank 70
71 Tagihan Premi Penutupan Langsung Bulanan/Monthly 4,618 4,821 4,210 3,798 3,517 3,180 4,456 4,187 4,778 4,084 4,182 3,776 3,640 3,443 3,459 3,155 3,180 3,776 5,085 4,846 4,598 4,986 4,512 4,056 4,185 4,033 3,932 3,904 3,752 3,776 5,251 4,560 4,164 4,526 Premium Receivables 71
72 Bulanan/Monthly - - - 541 1 1 1 2 2 294 2 2 2 2 2 2 1 2 2 1 1 2 2 2 24 2 2 3 2 2 3 2 2 3 72
73 Bulanan/Monthly - - - 2,779 3,574 3,688 3,853 3,943 3,940 3,580 3,642 3,581 3,539 3,663 3,655 3,666 3,688 3,966 3,800 3,901 3,898 3,951 3,890 4,034 4,079 4,055 4,003 4,033 4,010 3,966 4,274 4,376 4,379 4,328 73
74 Tagihan Klaim Koasuransi Bulanan/Monthly 5 10 10 13 55 116 59 16 66 86 80 89 97 108 123 123 116 104 114 101 106 113 101 102 108 113 104 108 112 104 92 93 90 88 Coinsurance Claim Receivables 74
75 Tagihan Klaim Reasuransi Bulanan/Monthly - - - 1,479 2,232 3,180 2,484 2,424 2,654 2,996 3,084 2,977 3,138 3,134 3,444 3,455 3,180 3,847 3,087 3,232 3,452 3,419 3,555 3,679 3,687 3,654 3,826 3,861 3,986 3,847 4,091 4,408 3,494 3,728 Reinsurance Claim Receivable 75
76 Tagihan Reasuransi Bulanan/Monthly 3,429 16,094 4,590 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Reinsurance Receivables 76
77 Tagihan Investasi Bulanan/Monthly 287 114 465 168 1,361 337 324 686 1,284 1,317 886 264 411 190 446 466 337 479 187 714 509 153 585 678 801 637 665 1,123 563 479 580 513 459 393 Investment Receivables 77
78 Tagihan Hasil Investasi Bulanan/Monthly 2,191 2,310 2,686 2,860 3,431 3,373 3,527 3,485 3,629 3,750 3,775 3,591 3,695 3,569 3,795 3,405 3,373 2,614 3,245 3,821 3,049 3,143 2,354 2,681 2,739 3,500 3,551 3,221 2,395 2,614 2,389 2,349 2,703 2,658 Investment Yield Receivables 78
79 Pinjaman Polis Bulanan/Monthly 3,480 4,823 1,893 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 79
80 Bulanan/Monthly 3,770 1,833 5,868 4,991 4,984 5,302 5,102 5,282 5,303 5,256 5,261 5,224 5,212 5,206 5,363 5,417 5,302 5,453 5,290 5,283 5,418 5,269 5,277 5,284 5,280 5,269 5,264 5,404 5,441 5,453 5,450 5,441 5,427 5,423 Property 80
81 Bulanan/Monthly - - - 16 111 279 120 132 136 141 168 183 195 208 247 256 279 473 284 298 307 305 300 313 323 348 365 377 407 473 522 545 546 544 81
82 Aset Tetap Lain Bulanan/Monthly 1,177 1,541 1,517 1,838 1,938 2,333 1,996 2,118 2,200 2,242 2,243 2,249 2,208 2,218 2,262 2,231 2,333 2,550 2,380 2,360 2,356 2,344 2,325 2,367 2,369 2,303 2,400 2,453 2,451 2,550 2,531 2,502 2,515 2,498 Other Fixed Assets 82
83 Aset Lain Bulanan/Monthly 23,069 10,589 24,331 28,751 27,409 29,529 28,230 28,979 29,726 29,666 30,119 29,655 30,277 30,180 31,487 31,365 29,529 29,665 29,941 30,508 30,945 35,133 35,765 27,961 28,373 29,370 30,387 30,916 31,819 29,665 28,790 27,431 28,964 28,326 Other Assets 83
84 84
85 LIABILITAS DAN EKUITAS Bulanan/Monthly 349,987 356,306 424,152 512,948 520,633 553,215 528,819 534,752 532,932 531,143 544,825 544,595 541,995 539,318 546,050 543,887 553,215 544,204 545,600 533,332 496,227 498,231 501,836 502,436 514,810 522,114 510,396 518,930 536,658 544,204 546,918 554,384 549,632 552,080 LIABILITIES AND EQUITY 85
86 LIABILITAS Bulanan/Monthly 277,761 286,576 346,860 421,957 445,653 482,553 454,038 459,659 463,132 457,904 468,957 469,496 468,588 465,808 472,617 473,956 482,553 499,643 476,408 466,431 440,886 441,403 443,831 455,862 466,344 472,887 462,113 470,127 485,703 499,643 500,238 505,124 496,069 496,750 LIABILITIES 86
87 UTANG Bulanan/Monthly 16,933 16,634 20,170 24,543 36,107 48,407 38,847 40,982 42,482 42,798 44,506 42,513 46,614 44,290 48,013 48,025 48,407 64,885 49,221 50,349 51,382 52,206 54,508 54,650 56,058 58,548 57,618 59,837 61,987 64,885 60,739 58,451 54,263 49,369 PAYABLES 87
88 Utang Klaim Bulanan/Monthly 2,600 2,509 3,303 3,417 10,413 20,572 11,598 12,800 14,482 15,599 16,741 16,358 18,824 17,427 18,986 19,485 20,572 29,480 21,520 22,066 22,560 22,867 24,790 25,981 26,839 27,809 27,895 27,774 28,026 29,480 29,064 28,239 25,677 22,537 Claim Payables 88
89 Utang Koasuransi Bulanan/Monthly 5 8 10 48 60 90 68 24 71 73 33 35 66 28 36 39 90 18 72 43 39 47 29 29 33 33 22 27 28 18 24 22 21 26 Coinsurance Payables 89
90 Utang Reasuransi Bulanan/Monthly 1,081 1,377 2,008 2,453 2,618 3,195 3,263 3,286 3,419 3,574 3,429 3,334 3,525 3,480 3,687 3,578 3,195 3,618 3,433 3,644 3,821 3,785 3,919 3,922 3,957 3,863 3,986 3,947 3,906 3,618 4,147 4,327 3,459 3,630 Reinsurance Payables 90
91 Utang Komisi Bulanan/Monthly 1,459 1,375 1,428 1,843 1,828 1,976 1,690 1,680 1,497 1,368 1,597 1,595 1,727 1,852 1,813 1,823 1,976 2,327 1,844 1,956 1,632 1,614 1,556 1,730 1,776 1,848 1,941 1,884 2,081 2,327 2,077 1,743 1,951 1,869 Commission Payables 91
92 Utang Pajak Bulanan/Monthly 672 662 604 1,037 884 643 1,020 1,039 546 591 600 741 927 1,022 1,271 659 643 1,636 938 910 755 476 593 861 874 951 840 971 1,104 1,636 1,650 1,662 1,758 840 Tax Payables 92
93 Biaya yang Masih Harus Dibayar Bulanan/Monthly 2,581 3,066 3,544 4,321 4,999 5,443 5,189 4,928 4,612 4,443 4,499 4,509 4,820 4,928 5,445 5,147 5,443 5,331 5,336 5,560 5,286 4,748 4,485 4,617 4,789 4,875 5,001 5,071 5,301 5,331 5,511 5,675 5,349 4,452 Accrued Expenses 93
94 Utang Lain Bulanan/Monthly 8,535 7,636 9,272 11,424 15,305 16,487 16,019 17,226 17,856 17,151 17,607 15,941 16,725 15,553 16,776 17,293 16,487 22,475 16,077 16,170 17,288 18,668 19,136 17,511 17,791 19,167 17,932 20,163 21,542 22,475 18,267 16,783 16,046 16,015 Other Payables 94
95 CADANGAN TEKNIS Bulanan/Monthly 260,828 269,942 326,691 397,414 409,546 434,146 415,192 418,677 420,650 415,106 424,452 426,983 421,974 421,519 424,604 425,931 434,146 434,758 427,187 416,082 389,504 389,198 389,324 401,211 410,285 414,339 404,495 410,290 423,716 434,758 439,499 446,673 441,807 447,381 TECHNICAL RESERVES 95
96 Cadangan Premi Bulanan/Monthly 256,122 265,040 321,133 390,981 401,292 425,519 406,044 409,966 411,636 406,314 415,701 418,020 413,247 412,908 416,098 417,548 425,519 424,895 417,299 406,275 379,786 378,974 379,055 390,694 399,504 403,767 393,909 399,874 413,666 424,895 427,988 435,246 430,532 435,239 Premium Reserves 96
97 Cadangan Atas Premi Yang Belum Merupakan Pendapatan Bulanan/Monthly 2,036 1,999 2,277 2,581 2,917 3,121 4,088 3,966 4,330 4,134 4,021 4,170 3,929 3,759 3,562 3,304 3,121 3,163 4,486 4,389 4,313 4,869 4,713 4,477 4,580 4,280 4,040 3,732 3,382 3,163 4,482 4,426 4,231 4,654 Unearned Premium Reserves 97
98 Cadangan Klaim Bulanan/Monthly 2,670 2,902 3,281 3,835 5,232 5,403 5,016 4,700 4,640 4,614 4,685 4,746 4,751 4,806 4,897 5,030 5,403 6,582 5,350 5,367 5,351 5,301 5,502 5,870 6,083 6,178 6,433 6,570 6,554 6,582 6,908 6,875 6,914 7,351 Claim Reserves 98
99 Bulanan/Monthly - - - 17 105 102 44 44 44 45 45 47 47 46 47 49 102 118 52 52 53 53 53 171 118 114 114 114 115 118 120 126 129 138 99
100 Tabungan Peserta Bulanan/Monthly - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Saving Account Participants 100
101 PINJAMAN SUBORDINASI Bulanan/Monthly 1,688 537 558 558 539 537 540 539 538 538 538 538 537 537 537 537 537 1 539 539 537 544 544 544 9 9 1 1 1 1 1 1 1 1 SUBORDINATE LOANS 101
102 102
103 EKUITAS Bulanan/Monthly 70,538 69,194 76,734 90,434 74,442 70,125 74,242 74,555 69,262 72,701 75,330 74,561 72,870 72,973 72,896 69,395 70,125 44,560 68,652 66,362 54,805 56,283 57,460 46,030 48,458 49,218 48,281 48,802 50,954 44,560 46,679 49,259 53,561 55,329 EQUITY 103
104 Modal Disetor Bulanan/Monthly 15,235 14,130 18,920 24,589 26,442 27,833 27,412 27,521 27,531 27,531 27,531 27,611 27,641 27,748 27,753 27,753 27,833 33,844 27,943 28,268 28,480 28,479 28,478 33,920 33,945 33,947 34,090 33,873 33,885 33,844 33,703 33,846 34,016 34,181 Paid in Capital 104
105 Agio Saham Bulanan/Monthly 17,384 19,672 21,139 19,799 19,775 19,945 19,775 19,775 19,775 19,775 19,775 19,775 19,775 19,670 19,915 19,915 19,945 19,915 19,915 19,915 19,915 19,915 19,915 19,915 19,915 19,915 19,915 19,915 19,915 19,915 19,915 19,915 23,671 23,671 Additional Paid In Capital 105
106 Saldo Laba Bulanan/Monthly 27,568 27,492 26,026 27,316 13,312 9,985 25,922 24,744 19,404 17,725 17,431 15,636 13,461 13,821 13,256 9,973 9,985 7,394 26,118 25,319 25,612 26,317 25,505 12,528 12,968 14,376 14,153 14,265 14,171 7,394 12,541 13,203 12,345 11,723 Profit / Loss 106
107 Komponen Ekuitas Lainnya Bulanan/Monthly 10,351 7,899 10,650 18,730 14,913 12,362 1,132 2,516 2,553 7,670 10,593 11,540 11,994 11,735 11,972 11,754 12,362 -16,593 -5,323 -7,140 -19,202 -18,428 -16,437 -20,333 -18,370 -19,020 -19,876 -19,252 -17,017 -16,593 -19,481 -17,705 -16,471 -14,246 Other Equity Components 107
108 108
109 PENDAPATAN Bulanan/Monthly 143,230 124,477 188,825 232,061 193,690 207,393 33,727 53,347 67,492 75,960 99,044 117,594 131,099 146,153 166,458 179,992 207,393 187,507 7,708 9,352 -4,336 9,653 23,538 51,981 79,096 101,416 102,112 127,739 159,223 187,507 18,590 41,207 52,225 70,992 REVENUES 109
110 a.l Pendapatan Premi Bulanan/Monthly 104,493 126,860 157,728 183,845 186,047 185,333 29,183 44,276 58,790 73,181 85,646 104,246 120,847 136,780 152,363 169,859 185,333 171,932 15,257 28,090 40,763 51,956 64,006 79,423 95,131 109,604 121,222 139,358 156,393 171,932 19,090 34,608 50,869 65,102 o.w. Premium Income 110
111 Hasil Investasi Bulanan/Monthly 39,585 -1,581 31,408 47,758 6,624 21,854 5,650 10,009 10,106 4,493 15,200 15,342 11,974 9,913 14,469 10,332 21,854 17,676 -6,268 -17,491 -43,641 -40,579 -37,716 -24,804 -13,213 -5,564 -16,556 -9,147 5,073 17,676 998 8,120 2,747 5,929 Investment Yields 111
112 112
113 BEBAN Bulanan/Monthly 128,709 110,973 178,032 194,605 186,052 189,367 28,861 43,967 59,319 72,510 84,972 104,437 121,889 137,819 157,123 170,252 189,367 187,253 17,103 32,450 45,570 50,866 62,841 81,977 102,412 118,291 126,790 144,972 166,036 187,253 17,734 33,084 47,824 65,308 EXPENSES 113
114 a.l Klaim dan Manfaat Dibayar Bulanan/Monthly 69,618 80,247 93,135 69,389 85,699 82,436 12,070 19,619 27,451 35,360 41,086 48,108 55,327 61,657 69,420 75,351 82,436 74,028 6,211 11,256 17,169 22,538 28,667 35,445 42,481 48,797 52,083 60,146 66,080 74,028 4,641 9,802 16,001 20,831 o.w. Claims and Benefits Paid 114
115 Bulanan/Monthly - - - 46,376 56,660 70,828 11,883 16,774 22,988 28,043 31,974 39,291 45,992 51,632 59,858 63,376 70,828 75,978 7,407 14,026 20,200 25,064 29,342 36,182 43,923 50,220 54,769 60,708 68,398 75,978 9,060 16,096 22,557 28,657 115
116 Beban Pemasaran Bulanan/Monthly 2,014 2,334 2,676 2,381 2,266 2,628 368 601 823 1,046 1,265 1,505 1,751 2,027 2,263 2,457 2,628 2,089 228 390 672 825 985 1,155 1,789 2,171 2,321 2,611 2,873 2,089 197 361 484 611 Marketing Expenses 116
117 Beban Umum dan Administrasi Bulanan/Monthly 9,482 10,998 13,463 14,581 15,121 15,838 2,618 3,919 5,287 6,596 7,888 9,271 10,502 11,768 12,984 13,985 15,838 15,764 1,346 2,472 3,391 4,945 6,591 8,212 9,192 10,439 11,562 13,029 14,422 15,764 1,276 2,507 3,790 5,200 General and Administration Expenses 117
118 Beban Pegawai dan Pengurus Bulanan/Monthly … 4,944 5,693 6,780 6,983 7,576 1,289 1,932 2,528 3,253 3,841 4,434 5,042 5,610 6,190 6,724 7,576 7,719 649 1,275 1,834 2,494 3,163 3,702 4,354 4,940 5,772 6,430 7,122 7,719 603 1,175 1,824 2,470 Employee and Member Expenses 118
119 Beban Pendidikan dan Pelatihan Bulanan/Monthly … 266 304 279 261 304 51 79 95 114 130 155 186 211 246 263 304 216 32 51 74 85 96 108 128 145 165 189 196 216 13 30 38 52 Education and Training Expenses 119
120 Beban Umum dan Administrasi Lainnya Bulanan/Monthly … 5,788 7,466 7,522 7,876 7,958 1,277 1,907 2,663 3,229 3,917 4,683 5,273 5,947 6,548 6,999 7,958 7,829 665 1,146 1,483 2,366 3,332 4,402 4,711 5,354 5,625 6,411 7,103 7,829 659 1,302 1,927 2,677 Other General and Administration Expenses 120
121 Laba (Rugi) Setelah Pajak Bulanan/Monthly … 11,409 8,662 11,123 -2,173 -8,646 -186 -431.2 -4,292.4 -5,282.7 -4,176.0 -6,390.0 -6,845.9 -6,356.9 -6,510.8 -9,029.9 -8,646.2 378 -1,141.0 -1,688.6 -844.9 159.7 411.6 -898.9 -148.3 1,728.1 1,625.5 2,354.8 2,895.8 377.8 571.2 1,322.4 1,779.3 1,522.6 Income (Loss) After Tax 121
122 122
123 ASURANSI SOSIAL SOCIAL INSURANCE 123
124 ASET Bulanan/Monthly … 233,610 263,886 341,089 388,796 457,351 400,721 407,650 415,620 416,227 427,664 433,927 436,493 438,402 444,433 444,146 457,351 534,456 456,016 450,873 431,978 445,799 453,484 464,132 476,193 488,213 481,848 497,632 519,278 534,456 540,566 552,520 557,033 566,961 ASSETS 124
125 INVESTASI Bulanan/Monthly … 215,333 257,025 324,504 372,288 439,819 381,690 390,016 394,036 398,242 409,163 414,663 417,154 419,227 425,050 426,679 439,819 495,063 435,897 429,313 410,943 420,797 429,581 438,003 448,544 456,777 449,415 461,913 481,431 495,063 492,048 497,924 499,035 503,678 INVESTMENT 125
126 Deposito Bulanan/Monthly … 52,695 33,466 41,514 46,949 49,995 43,888 44,546 41,895 40,944 47,874 44,987 40,685 38,524 38,990 43,333 49,995 64,439 49,526 44,395 43,722 46,614 54,355 55,934 60,972 61,968 55,594 56,655 56,831 64,439 63,538 62,354 62,280 62,318 Deposit 126
127 Saham Bulanan/Monthly … 44,345 45,776 60,446 67,987 82,659 67,928 69,940 73,511 73,083 75,053 76,820 78,940 80,561 80,482 78,604 82,659 75,577 77,570 70,976 56,282 58,053 58,160 61,788 65,424 67,628 61,064 65,540 73,281 75,577 68,969 70,053 67,873 66,740 Stocks 127
128 Sukuk atau Obligasi Bulanan/Monthly … 15,887 28,593 37,083 42,764 54,249 44,417 45,278 47,108 48,791 49,514 49,883 50,758 52,791 54,577 54,397 54,249 81,628 56,523 57,816 58,643 60,481 60,667 62,120 62,965 64,710 67,120 68,744 79,320 81,628 82,431 83,856 83,936 83,975 Sharia Bond or Corporate Bonds 128
129 Surat Berharga Yang Diterbitkan Negara RI Bulanan/Monthly … 83,528 128,535 151,727 173,727 207,644 181,478 185,940 186,430 190,639 191,021 197,531 201,672 202,749 206,036 206,710 207,644 229,041 209,846 216,069 219,870 222,152 222,303 222,292 221,269 223,607 230,546 233,931 230,413 229,041 234,503 237,725 242,842 247,952 Marketable Securities Issued by Government 129
130 Reksa Dana Bulanan/Monthly … 16,737 18,741 30,818 37,876 42,390 40,993 41,355 42,140 41,833 42,774 42,518 42,175 41,703 42,065 40,730 42,390 41,619 39,551 37,175 29,580 30,653 31,249 33,047 35,089 36,038 32,294 34,252 38,793 41,619 39,854 41,186 39,390 39,987 Mutual Funds 130
131 Efek Beragun Aset Bulanan/Monthly … 221 116 666 730 609 729 699 692 691 666 663 662 637 634 639 609 479 607 607 572 568 571 548 548 546 519 515 517 479 472 471 433 427 Assets-Backed Securities 131
132 Dana Investasi Real Estate Bulanan/Monthly … 0 0 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Real Estate Investment Funds 132
133 Penyertaan Langsung Bulanan/Monthly … 27 109 27 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 Direct Placement 133
134 Bulanan/Monthly … 1,893 1,689 2,225 2,256 2,271 2,256 2,257 2,259 2,260 2,260 2,260 2,261 2,262 2,265 2,266 2,271 2,279 2,274 2,274 2,274 2,275 2,274 2,274 2,276 2,279 2,276 2,276 2,276 2,279 2,279 2,279 2,279 2,278 Building or Lands for Investments 134
135 Pembelian Piutang Perusahaan Pembiayaan/Bank Bulanan/Monthly … 0 0 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Purchase of Receivables to the Finance Company and/ Bank 135
136 Emas Murni Bulanan/Monthly … 0 0 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Gold 136
137 Pinjaman yang Dijamin Dengan Hak Tangguhan Bulanan/Monthly … 0 0 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Mortgage 137
138 Investasi Lain Bulanan/Monthly … 0 0 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Other Investments 138
139 NON INVESTASI Bulanan/Monthly … 18,277 6,860 16,584 16,508 17,532 19,030 17,634 21,584 17,986 18,501 19,264 19,338 19,175 19,383 17,467 17,532 39,393 20,119 21,560 21,034 25,002 23,903 26,129 27,650 31,436 32,433 35,719 37,847 39,393 48,519 54,597 57,999 63,284 NON INVESTMENT 139
140 LIABILITAS Bulanan/Monthly … 30,030 36,859 51,196 67,273 90,491 71,992 74,486 79,163 82,729 81,206 85,763 87,393 92,214 93,172 86,194 90,491 41,028 87,682 87,667 85,395 57,973 54,366 49,298 46,482 44,871 42,353 40,686 40,753 41,028 41,760 44,043 44,682 45,595 LIABILITIES 140
141 EKUITAS DAN ASET NETO Bulanan/Monthly … 203,581 249,421 289,893 321,523 366,860 328,729 333,164 336,457 333,499 346,459 348,164 349,100 346,188 351,261 357,953 366,860 493,428 368,334 363,206 346,583 387,826 399,118 414,834 429,711 443,343 439,494 456,946 478,525 493,428 498,806 508,477 512,351 521,367 EQUITY AND ASSET (NETT) 141
142 PREMI BRUTO Bulanan/Monthly … 90,030 116,282 130,486 146,899 179,219 24,600 37,985 51,467 65,949 78,592 93,253 107,621 121,407 135,552 159,919 179,219 211,780 16,519 35,059 53,624 72,891 90,387 107,449 125,033 142,859 159,348 176,769 194,484 211,780 16,746 34,557 53,198 71,230 GROSS PREMIUM 142
143 KLAIM BRUTO Bulanan/Monthly … 74,990 86,803 109,809 123,014 143,860 21,327 33,336 46,238 60,149 67,881 81,202 93,155 105,044 117,451 129,861 143,860 131,957 10,412 22,858 35,817 48,268 58,113 68,859 80,418 90,414 101,335 111,432 121,607 131,957 9,372 19,004 29,590 40,302 GROSS CLAIM 143
Keterangan: Note:
- Hanya menyajikan jenis asuransi yang memiliki aset terbesar. Khusus data Total Aset Asuransi merupakan gabungan total aset Asuransi Jiwa dan Asuransi Sosial. - Only presents a type of insurance that has the greatest asset. For insurance assets consist of assets of Life Assurance and Social Insurance
- Perhitungan rasio berdasarkan publikasi OJK. - Calculation of ratio based on FSA
Sumber: OJK (diolah) Source: FSA (Processed)

TABEL 7. INDIKATOR PERUSAHAAN PEMBIAYAAN/
TABLE 7. INDICATORS OF FINANCE COMPANY
2019 2020 2021

KOMPONEN SATUAN 2014 2015 2016 2017 2018 2019 2020 COMPONENT
Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May
1 Jumlah Perusahaan Pembiayaan unit 200 203 200 193 185 184 186 183 183 183 183 183 183 185 184 184 176 184 184 183 183 183 182 182 182 181 180 179 176 175 173 173 171 169 Number of Finance Company 1
2 Aset Perusahaan Pembiayaan terhadap Aset Sektor Keuangan % 5.64 5.23 4.90 4.91 4.78 4.60 4.76 4.74 4.80 4.73 4.67 4.72 4.71 4.69 4.67 4.60 3.81 4.62 4.62 4.75 4.63 4.51 4.35 4.28 4.13 4.05 3.98 3.91 3.81 3.81 3.75 3.63 3.63 … Assets of Finance Company to Assets of Financial Sector 2
3 Komposisi Pembiayaan Composition of Financing 3
4 Sewa Guna Usaha (SGU) % 30.30 29.01 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Lease 4
5 Anjak Piutang (AP) % 2.57 2.96 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Factoring 5
6 Kartu Kredit (KK) % 0.01 0.03 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Credit Card 6
7 Pembiayaan Konsumen (PK) % 67.12 68.01 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Consumer Finance 7
8 Piutang Pembiayaan Konvensional - Neto % - - 80.43 80.91 82.57 84.20 83.17 83.59 83.78 83.49 84.21 84.23 84.09 83.99 84.53 84.20 78.55 84.65 84.22 80.45 80.60 80.01 80.03 79.23 79.14 78.76 78.61 79.00 78.55 78.84 78.50 80.08 80.70 80.47 Convensional Financing- Neto 8
9 Piutang Pembiayaan Investasi - Neto % - - 29.48 30.83 32.68 30.90 32.47 32.14 32.07 31.56 31.42 31.52 31.56 31.26 31.17 30.90 30.97 30.69 30.85 31.73 31.63 31.77 31.37 31.67 31.62 31.82 31.48 31.44 30.97 30.76 30.79 30.89 30.79 30.64 Investment Financing - Neto 9
10 Piutang Pembiayaan Modal Kerja - Neto % - - 5.89 5.91 5.77 6.07 5.53 5.49 5.51 5.71 5.61 5.74 5.76 6.10 6.11 6.07 6.88 6.09 6.42 6.22 6.08 5.97 5.92 6.01 6.26 6.27 6.43 6.62 6.88 7.04 7.23 7.55 7.76 7.64 Working Capital Financing - Neto 10
11 Piutang Pembiayaan Multiguna - Neto % - - 64.63 63.22 61.52 62.99 61.97 62.34 62.39 62.70 62.94 62.71 62.65 62.60 62.69 62.99 62.10 63.18 62.69 62.01 62.25 62.23 62.67 62.28 62.08 61.87 62.05 61.89 62.10 62.15 61.92 61.51 61.40 61.67 Multipurpose Financing - Neto 11
12 Piutang Pembiayaan Lainnya Berdasarkan Persetujuan OJK - Other Financing - Neto
- - 0.01 0.03 0.03 0.04 0.03 0.03 0.03 0.03 0.03 0.03 0.03 0.03 0.03 0.04 0.05 0.04 0.04 0.04 0.04 0.04 0.04 0.04 0.04 0.04 0.04 0.04 0.05 0.05 0.05 0.05 0.05 0.06 12
Neto %
13 Piutang Pembiayaan Berdasarkan Prinsip Syariah - Neto % - - 7.08 6.03 3.86 3.07 3.55 3.50 3.49 3.34 3.35 3.27 3.22 3.18 3.12 3.07 2.53 3.09 3.04 2.84 2.91 2.86 2.84 2.77 2.75 2.64 2.59 2.56 2.53 2.54 2.50 2.56 2.58 2.59 Sharia Financing- Neto 13
14 Piutang Pembiayaan Jual Beli Berdasarkan Prinsip Syariah - Trading Financing - Neto
- - 94.82 88.12 84.31 89.29 84.15 83.97 84.33 90.93 90.91 90.26 89.95 89.60 89.41 89.29 86.27 89.02 88.52 88.96 88.91 88.66 88.30 87.83 87.63 87.23 86.96 86.40 86.27 86.09 85.78 85.59 85.14 85.63 14
Neto %
15 Piutang Pembiayaan Investasi Berdasarkan Prinsip Syariah - Investment Financing - Neto
- - 0.00 0.05 0.24 0.63 0.23 0.38 0.48 0.51 0.44 0.46 0.46 0.59 0.60 0.63 0.65 0.74 0.74 0.43 0.40 0.41 0.42 0.45 0.47 0.49 0.52 0.54 0.65 0.66 0.54 0.55 0.54 0.54 15
Neto %
16 Piutang Pembiayaan Jasa Berdasarkan Prinsip Syariah - Neto % - - 5.18 11.83 15.45 10.07 15.63 15.65 15.19 8.56 8.65 9.28 9.59 9.81 9.99 10.07 13.08 10.24 10.75 10.61 10.69 10.93 11.28 11.72 11.90 12.28 12.52 13.06 13.08 13.25 13.68 13.86 14.32 13.83 Services Financing - Neto 16
17 17
18 NERACA BALANCE SHEET 18
19 ASET Rp Miliar/ Bilions of Rp 420,315 425,716 442,768 477,166 504,763 518,138 508,364 506,267 514,433 513,216 508,787 514,070 516,730 516,929 517,110 518,138 456,061 512,237 518,264 543,258 521,730 507,111 490,616 485,761 478,632 474,606 467,827 460,925 456,061 449,447 447,926 440,116 437,919 436,686 ASSETS 19
20 a.l. Pembiayaan Rp Miliar/ Bilions of Rp 366,138 363,273 387,505 414,836 436,267 452,216 440,862 440,932 448,912 445,646 445,482 449,805 451,117 450,594 453,246 452,216 369,758 449,445 452,255 452,476 435,684 420,254 406,562 398,310 391,964 386,301 379,902 375,914 369,758 365,723 362,794 363,704 364,711 362,712 o.w. Financing 20
21 Sewa Guna Usaha (SGU) Rp Miliar/ Bilions of Rp 110,951 105,370 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Lease 21
22 Anjak Piutang (AP) Rp Miliar/ Bilions of Rp 9,419 10,747 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Factoring 22
23 Kartu Kredit (KK) Rp Miliar/ Bilions of Rp 29 95 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Credit Card 23
24 Pembiayaan Konsumen (PK) Rp Miliar/ Bilions of Rp 245,738 247,061 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Consumer Finance 24
25 Piutang Pembiayaan Konvensional - Neto Rp Miliar/ Bilions of Rp - - 356,138 386,080 416,794 436,294 422,808 423,206 430,982 428,492 428,461 433,001 434,495 434,162 437,100 436,294 358,235 433,632 436,477 437,027 420,502 405,755 392,624 384,867 378,797 373,776 367,768 364,135 358,235 354,322 351,618 352,427 353,399 351,396 Convensional Financing- Neto 25
26 Piutang Pembiayaan Investasi - Neto Rp Miliar/ Bilions of Rp - - 104,986 119,041 136,208 134,825 137,267 136,015 138,220 135,250 134,609 136,485 137,143 135,718 136,251 134,825 110,958 133,095 134,661 138,649 132,994 128,918 123,173 121,902 119,784 118,946 115,756 114,483 110,958 108,986 108,280 108,872 108,809 107,671 Investment Financing - Neto 26
27 Piutang Pembiayaan Modal Kerja - Neto Rp Miliar/ Bilions of Rp - - 20,977 22,827 24,037 26,474 23,399 23,243 23,740 24,446 24,041 24,854 25,012 26,504 26,708 26,474 24,634 26,416 28,028 27,196 25,584 24,203 23,253 23,118 23,710 23,424 23,650 24,115 24,634 24,954 25,436 26,604 27,407 26,833 Working Capital Financing - Neto 27
28 Piutang Pembiayaan Multiguna - Neto Rp Miliar/ Bilions of Rp - - 230,154 244,084 256,417 274,836 262,010 263,817 268,892 268,666 269,682 271,531 272,207 271,806 273,999 274,836 222,467 273,956 273,621 271,014 261,766 252,485 246,059 239,712 235,158 231,248 228,197 225,373 222,467 220,206 217,727 216,776 216,990 216,690 Multipurpose Financing - Neto 28
Rp Miliar/ Bilions of Rp - - 21 128 133 159 132 130 131 130 130 131 133 134 141 159 176 164 168 168 159 149 139 136 146 158 164 164 176 176 175 175 193 202 29
Neto
30 Piutang Pembiayaan Berdasarkan Prinsip Syariah - Neto Rp Miliar/ Bilions of Rp - - 31,367 28,757 19,472 15,922 18,053 17,726 17,930 17,154 17,021 16,804 16,623 16,432 16,146 15,922 11,523 15,813 15,778 15,449 15,182 14,499 13,939 13,443 13,167 12,525 12,135 11,779 11,523 11,401 11,176 11,277 11,311 11,316 Sharia Financing- Neto 30
Rp Miliar/ Bilions of Rp - - 29,742 25,339 16,418 14,218 15,191 14,885 15,119 15,598 15,473 15,167 14,951 14,723 14,436 14,218 9,941 14,077 13,966 13,743 13,498 12,854 12,308 11,807 11,538 10,925 10,552 10,177 9,941 9,815 9,587 9,653 9,631 9,690 31
Neto
Rp Miliar/ Bilions of Rp - - 0 15 47 101 41 68 86 88 74 78 77 97 97 101 75 118 116 66 61 60 59 61 61 62 63 64 75 75 60 62 61 61 32
Neto
33 Piutang Pembiayaan Jasa Berdasarkan Prinsip Syariah - Neto Rp Miliar/ Bilions of Rp - - 1,625 3,402 3,008 1,604 2,822 2,773 2,724 1,469 1,473 1,559 1,594 1,613 1,613 1,604 1,507 1,618 1,696 1,640 1,623 1,585 1,572 1,575 1,567 1,538 1,520 1,539 1,507 1,511 1,528 1,563 1,619 1,565 Services Financing - Neto 33
34 Pertumbuhan Pembiayaan %, yoy 5.20 -0.78 6.67 7.05 5.17 3.66 5.17 4.52 5.03 4.29 3.84 4.14 3.53 3.46 4.47 3.66 -18.23 2.42 2.82 2.63 -1.19 -6.38 -8.77 -10.59 -12.86 -14.37 -15.69 -17.06 -18.23 -18.63 -19.78 -19.62 -16.29 -13.69 Growth of Financing 34
35 Sewa Guna Usaha (SGU) %, yoy -5.46 -5.03 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Lease 35
36 Anjak Piutang (AP) %, yoy 22.37 14.10 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Factoring 36
37 Kartu Kredit (KK) %, yoy 626.70 222.54 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Credit Card 37
38 Pembiayaan Konsumen (PK) %, yoy 10.21 0.54 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Consumer Finance 38
39 Piutang Pembiayaan Konvensional - Neto %, yoy - - - 8.41 7.96 4.68 7.60 6.82 7.05 6.21 5.54 5.71 4.92 4.65 5.58 4.68 -17.89 3.30 3.60 3.36 -0.64 -5.85 -8.37 -10.17 -12.52 -13.97 -15.29 -16.69 -17.89 -18.29 -19.44 -19.36 -15.96 -13.40 Convensional Financing- Neto 39
40 Piutang Pembiayaan Investasi - Neto %, yoy - - - 13.39 14.42 -1.02 10.66 9.94 9.47 7.36 5.54 4.77 1.22 -0.31 0.41 -1.02 -17.70 -2.19 -1.49 1.01 -2.22 -6.73 -8.93 -9.44 -12.24 -13.27 -14.71 -15.98 -17.70 -18.11 -19.59 -21.48 -18.18 -16.48 Investment Financing - Neto 40
41 Piutang Pembiayaan Modal Kerja - Neto %, yoy - - - 8.82 5.30 10.14 2.42 -0.17 1.60 5.50 1.49 5.89 4.78 9.23 11.87 10.14 -6.95 11.26 16.46 16.23 10.07 1.95 -4.88 -3.84 -4.60 -6.35 -10.77 -9.71 -6.95 -5.54 -9.25 -2.18 7.13 10.86 Working Capital Financing - Neto 41
42 Piutang Pembiayaan Multiguna - Neto %, yoy - - - 6.05 5.05 7.18 6.55 5.93 6.35 5.71 5.92 6.18 6.91 6.87 7.75 7.18 -19.05 5.44 5.07 3.44 -0.78 -6.10 -8.41 -11.11 -13.40 -15.05 -16.04 -17.75 -19.05 -19.62 -20.43 -20.01 -17.11 -14.18 Multipurpose Financing - Neto 42
- - - 500 4 20 -3 -3 -4 -4 -5 -4 -2 -1 6 20 11 24 25 27 21.76 14.13 6.82 4.44 11.13 19.32 22.13 16.22 11.02 7.28 4.37 4.40 21.26 35.51 43
Neto %, yoy
44 Piutang Pembiayaan Berdasarkan Prinsip Syariah - Neto %, yoy - - - -8.32 -32.29 -18.23 -31.27 -31.00 -27.72 -28.18 -26.14 -24.78 -23.09 -20.52 -18.75 -18.23 -27.63 -16.90 -14.74 -14.43 -14.36 -19.13 -18.75 -21.02 -21.64 -24.65 -26.15 -27.04 -27.63 -27.90 -29.17 -27.00 -25.49 -21.95 Sharia Financing- Neto 44
- - - -14.80 -35.21 -13.40 -33.40 -32.90 -28.88 -23.35 -20.71 -19.58 -17.67 -16.40 -13.81 -13.40 -30.08 -11.97 -10.45 -9.53 -9.32 -14.98 -21.09 -23.70 -23.92 -26.93 -28.33 -29.50 -30.08 -30.28 -31.35 -29.76 -28.65 -24.62 45
Neto %, yoy
- - - 250,217 206 117 129 106 140 156 111 127 107 158 154 117 -25.71 157 181 63 -10.50 -30.61 -33.13 -17.86 -20.95 -19.66 -34.77 -34.41 -25.71 -36.32 -48.07 -7.31 1.29 2.66 46
Neto %, yoy
47 Piutang Pembiayaan Jasa Berdasarkan Prinsip Syariah - Neto %, yoy - - - 109.39 -11.59 -46.69 -18.02 -20.09 -22.37 -58.07 -57.83 -54.73 -53.34 -46.70 -47.74 -46.69 -6.02 -45.90 -40.85 -41.89 -41.48 -41.83 7.00 6.94 0.52 -3.53 -5.77 -4.59 -6.02 -6.63 -9.86 -4.68 -0.22 -1.26 Services Financing - Neto 47
48 48
49 LIABILITAS LIABILITIES 49
50 a.l. Pendanaan/ Utang Rp Miliar/ Bilions of Rp 308,639 306,272 312,742 335,855 356,579 347,680 350,715 348,517 356,894 352,689 348,330 351,353 351,854 350,469 347,350 347,680 288,054 338,059 343,577 370,928 354,927 342,866 325,412 323,110 314,757 311,021 302,135 292,122 288,054 280,085 275,810 270,505 269,279 267,944 o.w. Financing/ Loans 50
51 Pinjaman Yang Diterima Rp Miliar/ Bilions of Rp 255,068 244,909 242,278 260,117 285,016 278,241 276,596 277,332 289,941 285,276 279,592 281,868 283,112 281,627 277,100 278,241 231,997 268,805 276,215 305,961 294,588 281,932 267,475 264,823 256,177 249,448 241,049 234,957 231,997 224,363 219,663 219,189 218,510 222,722 Loans received 51
52 Pinjaman Bank/ Lainnya Dalam Negeri Rp Miliar/ Bilions of Rp 140,725 137,703 159,538 177,080 180,231 178,418 171,773 174,483 184,498 180,344 174,229 175,744 177,190 177,258 174,768 178,418 140,202 170,940 174,050 187,861 184,284 175,020 165,155 155,211 150,899 145,470 142,393 142,131 140,202 134,956 130,836 132,131 132,489 136,940 Bank Loans/ Others from Domestic 52
53 Pinjaman Bank/ Lainnya Luar Negeri Rp Miliar/ Bilions of Rp 114,344 107,206 82,740 83,037 104,785 99,822 104,823 102,849 105,442 104,932 105,363 106,124 105,922 104,369 102,332 99,822 91,796 97,865 102,165 118,099 110,304 106,912 102,319 109,611 105,278 103,979 98,656 92,825 91,796 89,407 88,827 87,058 86,022 85,782 Banks Loans/ Others from Abroad 53
54 Surat Berharga yang Diterbitkan Rp Miliar/ Bilions of Rp 53,160 60,788 69,792 74,977 70,505 68,603 73,179 70,247 65,989 66,452 67,780 68,516 67,786 67,891 69,223 68,603 55,071 68,424 66,519 64,079 59,471 60,076 57,089 57,428 57,723 60,709 60,226 56,269 55,071 54,851 55,255 50,424 49,898 44,283 Issued Securities 54
55 Subordinasi Rp Miliar/ Bilions of Rp 411 575 673 760 1,058 837 940 938 964 961 957 969 956 951 1,027 837 985 830 842 888 868 857 849 859 857 864 860 896 985 872 892 891 871 940 Subordination 55
56 56
57 EKUITAS EQUITY 57
58 Modal Sendiri Rp Miliar/ Bilions of Rp 87,296 96,013 103,191 112,809 119,588 133,899 124,204 124,217 125,793 124,807 125,976 128,091 129,790 130,447 132,232 133,899 134,055 134,046 136,852 136,348 132,563 131,972 131,719 131,361 131,651 132,615 132,724 133,738 134,055 133,384 135,324 133,931 133,761 133,529 Paid in Capital 58
59 Penyertaan Modal Rp Miliar/ Bilions of Rp 648 726 704 1,083 1,207 1,314 1,435 1,410 1,429 1,217 1,223 1,229 1,237 1,281 1,287 1,314 1,334 1,315 1,328 1,316 1,318 1,322 1,326 1,336 1,339 1,345 1,348 1,333 1,334 1,350 1,324 1,327 1,320 1,311 Equity Capital 59
60 60
61 Pendapatan Operasional Rp Miliar/ Bilions of Rp 76,580 80,605 90,362 96,929 105,174 112,259 27,353 36,430 45,879 54,817 64,193 73,964 83,215 92,823 102,448 112,259 98,867 9,698 19,497 29,310 37,532 45,678 53,124 61,102 67,593 76,642 84,426 91,565 98,867 8,658 14,308 22,605 30,145 37,864 Operating Income 61
62 a.l. Pendapatan Bunga Rp Miliar/ Bilions of Rp 63,830 67,900 76,242 81,299 88,216 94,468 23,193 30,635 38,465 46,058 53,877 62,096 69,886 78,543 86,445 94,468 84,773 8,175 16,495 24,813 32,034 39,252 46,182 53,154 58,550 66,397 73,009 79,043 84,773 7,428 12,146 19,148 25,554 32,174 a.l. Interest Income 62
63 63
64 Beban Operasional Rp Miliar/ Bilions of Rp 63,275 68,794 74,791 78,958 84,898 88,604 21,658 28,834 36,377 43,533 50,842 58,542 66,010 73,540 80,936 88,604 90,058 7,464 15,075 23,610 32,868 41,724 49,138 56,270 62,150 69,772 77,011 83,530 90,058 7,400 12,350 18,763 25,270 31,733 Operating Expenses 64
65 a.l. Beban Bunga Rp Miliar/ Bilions of Rp 23,455 23,482 24,323 25,493 26,650 27,557 6,978 9,284 11,664 13,947 16,193 18,666 20,907 23,022 25,296 27,557 23,129 2,192 4,422 6,722 8,828 10,856 12,778 14,744 16,395 18,144 19,911 21,510 23,129 1,819 3,058 4,595 6,068 7,535 a.l. Interest Expenses 65
66 66
67 Laba Sebelum Pajak Rp Miliar/ Bilions of Rp 15,659 14,229 16,680 18,521 21,510 24,516 5,965 7,951 9,988 11,864 14,037 16,228 18,364 20,443 22,085 24,516 9,799 2,352 4,652 5,994 4,905 4,299 4,483 5,344 5,955 7,470 8,165 8,865 9,799 1,316 2,149 4,059 5,179 6,649 Income before Tax 67
68 Laba Setelah Pajak Rp Miliar/ Bilions of Rp 12,216 10,670 11,979 13,266 16,025 18,131 4,473 6,012 7,525 8,954 10,656 12,436 13,961 15,543 16,645 18,131 7,027 1,898 3,597 4,233 3,304 2,661 2,885 3,475 3,996 5,145 5,639 6,291 7,027 1,053 1,704 3,238 3,999 5,181 Income after Tax 68
Keterangan: Note:
- Data pendapatan dan Biaya serta Laba Rugi merupakan data akumulasi pada tahun yang bersangkutan - Income and Expense statement accumulated in the current year
- Sejak September 2016 Piutang Pembiayaan dirinci sebagaimana publikasi OJK. - Since September 2016 the detail of Financing have been accustemed to be in conformity with th FSA publication.
- Revisi sejak September 2016 cakupan indikator Modal Sendiri ditambahkan dengan Komponen Ekuitas Lainnya. - Since September 2016 data coverage of equity has been changed. Own equity coverage includes other component of equity.
Sumber: OJK (diolah) Source: FSA (processed)
20
TABEL 8. INDIKATOR DANA PENSIUN/
TABLE 8. INDICATORS OF PENSION FUNDS
2019 2020 2021

KOMPONEN SATUAN/ UNIT 2014 2015 2016 2017 2018 2019 2020 COMPONENT
Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May
1 Jumlah Perusahaan Dana Pensiun Unit 267 260 249 236 232 224 227 226 227 227 226 225 225 225 224 215 224 222 219 219 219 219 217 216 216 217 216 215 215 215 214 211 210 Number of Pension Funds 1
2 DPPK-PPIP Unit 47 45 44 44 44 41 41 41 41 41 42 41 41 41 41 44 42 42 43 43 43 43 43 43 44 45 45 44 44 44 44 44 43 DPPK-PPIP 2
3 DPPK-PPMP Unit 195 190 180 169 164 158 162 162 162 162 159 159 159 159 158 148 158 156 153 153 153 153 151 150 149 149 148 148 148 148 147 144 144 DPPK-PPMP 3
4 DPLK Unit 25 25 25 23 24 25 24 23 24 24 25 25 25 25 25 23 24 24 23 23 23 23 23 23 23 23 23 23 23 23 23 23 23 DPLK 4
5 Aset Dana Pensiun terhadap Aset Sektor Keuangan % 2.61 2.55 2.61 2.68 2.55 2.59 2.60 2.59 2.60 2.61 2.60 2.60 2.61 2.58 2.59 2.63 2.63 2.58 2.45 2.51 2.53 2.56 2.59 2.57 2.52 2.54 2.60 2.63 2.66 2.65 2.59 2.61 … Assets Pension Funds to Assets of Financial Sector 5
6 6
7 Return on Assets (ROA) % … 7.93 8.27 7.16 7.25 7.12 2.42 3.11 3.76 4.32 4.90 5.76 6.15 6.69 7.12 5.86 0.54 1.13 1.50 1.98 2.47 3.04 3.54 4.08 4.67 5.09 5.50 5.86 0.59 1.04 1.59 2.20 2.74 Return on Assets (ROA) 7
8 Return on Investment (ROI) % … - 8.56 7.42 7.49 7.65 2.51 3.22 3.90 4.48 5.08 5.97 6.53 7.06 7.65 6.51 0.56 1.16 1.52 2.03 2.55 3.18 3.75 4.37 4.94 5.44 5.99 6.51 0.61 1.08 1.63 2.28 2.84 Return on Investment (ROI) 8
9 Rasio Investasi terhadap Aset (RITA) % … 95.96 97.05 97.52 96.82 96.91 96.40 96.69 96.62 96.51 96.72 96.46 96.43 96.95 96.91 97.19 96.84 96.62 96.16 96.35 96.78 96.48 96.36 96.19 96.27 96.11 96.57 97.19 96.89 96.76 96.80 96.65 97.02 Investment to Assets Ratio 9
10 Komposisi Investasi Dana Pensiun Investment Composition of Pension Funds 10
11 Surat Berharga Pemerintah % 16.82 18.06 24.05 22.95 22.74 23.88 23.33 23.59 23.67 23.53 23.31 23.78 23.99 24.15 23.88 24.57 24.16 24.11 24.21 24.19 24.29 24.55 24.62 24.57 24.93 25.18 24.98 24.57 25.26 25.33 26.09 26.95 27.18 Government Securities 11
12 Tabungan % 0.08 0.08 0.19 0.11 0.15 0.16 0.25 0.16 0.21 0.22 0.22 0.18 0.18 0.27 0.16 0.22 0.20 0.23 0.22 0.20 0.20 0.20 0.22 0.20 0.21 0.25 0.24 0.22 0.23 0.23 0.25 0.20 0.26 Saving 12
13 Deposito On Call % 0.78 0.73 0.40 0.46 0.41 0.36 0.58 0.61 0.66 0.51 0.46 0.48 0.46 0.43 0.36 0.34 0.47 0.46 0.36 0.53 0.68 0.44 0.53 0.76 0.50 0.49 0.65 0.34 0.37 0.56 0.47 0.35 0.55 Deposit On Call 13
14 Deposito Berjangka % 30.09 29.75 25.20 26.35 26.19 28.23 26.39 26.06 26.58 26.88 26.90 27.59 27.50 27.63 28.23 28.23 28.61 28.79 30.31 30.16 29.52 29.22 29.03 28.51 28.53 27.78 27.57 28.23 28.13 27.92 27.20 26.67 26.90 Time Deposit 14
15 Sertifikat Deposito % 0.00 0.02 0.45 0.62 0.57 0.18 0.57 0.55 0.27 0.27 0.27 0.27 0.27 0.26 0.18 0.00 0.18 0.16 0.17 0.09 0.11 0.11 0.04 0.02 0.02 0.00 0.00 0.00 0.00 0.03 0.00 0.00 0.00 Deposit Certificate 15
16 Sertifikat Bank Indonesia % 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Bank Indonesia Certificate 16
17 Saham % 15.69 13.72 12.64 12.43 11.73 10.83 11.96 11.71 12.02 11.95 11.63 11.17 11.15 10.52 10.83 10.52 10.32 9.65 7.67 7.84 7.91 8.23 8.74 9.16 8.35 9.01 9.88 10.52 10.08 10.64 9.94 9.86 9.52 Stock 17
18 Obligasi % 20.55 21.42 20.74 20.73 21.20 20.77 20.83 21.29 20.78 20.84 21.11 21.00 20.89 21.18 20.77 20.63 20.75 21.22 21.46 21.33 21.77 21.39 21.05 21.04 22.02 21.76 21.21 20.63 20.58 19.93 20.73 20.82 20.48 Bond 18
19 Sukuk % 0.67 0.77 0.70 1.19 1.28 1.41 1.19 1.20 1.17 1.19 1.35 1.41 1.43 1.42 1.41 1.49 1.34 1.47 1.48 1.47 1.47 1.40 1.41 1.43 1.51 1.50 1.50 1.49 1.56 1.58 1.61 1.46 1.47 Sharia bond 19
20 Unit Penyertaan Reksadana % 6.21 6.48 6.10 6.26 6.47 5.37 5.90 5.79 5.79 5.77 5.72 5.55 5.57 5.36 5.37 5.62 5.17 5.01 4.88 5.08 5.03 5.58 5.44 5.54 5.07 5.26 5.39 5.62 5.42 5.44 5.30 5.31 5.31 Mutual Fund Units 20
21 Efek Beragun Aset dari KIK EBA % 0.13 0.10 0.22 0.45 0.39 0.36 0.36 0.36 0.34 0.34 0.31 0.34 0.33 0.38 0.36 0.32 0.36 0.36 0.37 0.36 0.35 0.34 0.33 0.30 0.28 0.28 0.27 0.32 0.31 0.31 0.29 0.29 0.28 Assets Backed Securities from CICABS 21
22 Unit Penyertaan Dana Investasi Real Estate berbentuk KIK % 0.03 0.08 0.07 0.05 0.04 0.02 0.04 0.05 0.04 0.04 0.02 0.02 0.02 0.02 0.02 0.01 0.02 0.02 0.02 0.02 0.02 0.02 0.02 0.02 0.02 0.02 0.02 0.01 0.01 0.01 0.01 0.01 0.01 Real Estate Investment Funds in the form of CIC 22
23 Penempatan Langsung pada Saham % 3.56 3.50 3.30 3.22 3.59 3.47 3.49 3.50 3.52 3.50 3.50 3.28 3.29 3.42 3.47 3.31 3.49 3.53 3.67 3.61 3.58 3.53 3.47 3.42 3.49 3.47 3.44 3.31 3.30 3.29 3.33 3.33 3.31 Direct Placement to Stock 23
24 Tanah % 1.50 1.68 2.03 1.85 1.56 1.50 1.56 1.56 1.51 1.51 1.56 1.55 1.50 1.50 1.50 1.56 1.52 1.53 1.59 1.57 1.55 1.54 1.70 1.68 1.69 1.67 1.62 1.56 1.57 1.57 1.58 1.58 1.57 Land 24
25 Bangunan % 0.69 0.79 0.92 0.78 0.97 0.72 0.91 0.84 0.78 0.77 0.79 0.79 0.79 0.79 0.72 0.65 0.72 0.73 0.75 0.74 0.73 0.73 0.72 0.71 0.71 0.71 0.67 0.65 0.65 0.65 0.65 0.65 0.65 Building 25
26 Tanah dan Bangunan % 3.19 2.84 2.98 2.55 2.68 2.72 2.63 2.71 2.68 2.67 2.60 2.61 2.63 2.68 2.72 2.51 2.70 2.73 2.84 2.82 2.78 2.73 2.69 2.66 2.66 2.63 2.57 2.51 2.53 2.53 2.54 2.52 2.50 Land and Building 26
27 27
28 ASET Rp Miliar/ Billions of Rp 194,221 207,879 236,287 260,959 269,508 291,649 278,198 277,120 282,377 283,533 283,251 284,699 286,971 286,061 291,649 314,670 291,311 289,407 279,720 282,788 284,527 289,006 293,604 297,840 295,044 299,010 306,037 314,670 313,811 316,424 313,743 315,075 315,883 ASSETS 28
29 INVESTASI (Nilai Wajar) Rp Miliar/ Billions of Rp 186,137 200,346 229,180 254,482 260,944 282,635 268,185 267,958 272,821 273,634 273,962 274,615 276,713 277,342 282,635 305,832 282,101 279,637 268,967 272,457 275,371 278,840 282,913 286,499 284,026 287,369 295,548 305,832 304,067 306,175 303,706 304,526 306,456 INVESTMENT (Fair Value) 29
30 Surat Berharga Pemerintah Rp Miliar/ Billions of Rp 31,302 36,177 55,116 58,357 59,297 67,410 62,514 63,177 64,533 64,348 63,807 65,263 66,340 66,920 67,410 75,045 68,072 67,339 65,051 65,835 66,825 68,377 69,579 70,304 70,737 72,282 73,723 75,045 76,699 77,450 79,140 81,963 83,193 Government Bond 30
31 Tabungan Rp Miliar/ Billions of Rp 146 159 437 289 399 459 683 424 564 589 615 497 491 748 459 671 573 629 591 546 550 559 631 565 588 705 696 671 683 704 770 605 806 Saving 31
32 Deposito On Call Rp Miliar/ Billions of Rp 1,459 1,458 924 1,174 1,060 1,028 1,551 1,623 1,796 1,402 1,273 1,314 1,272 1,186 1,028 1,034 1,312 1,292 980 1,438 1,868 1,222 1,490 2,180 1,421 1,414 1,928 1,034 1,112 1,711 1,429 1,057 1,685 Deposit On Call 32
33 Deposito Berjangka Rp Miliar/ Billions of Rp 56,015 59,596 57,757 67,002 68,308 79,700 70,719 69,790 72,463 73,515 73,621 75,715 76,050 76,554 79,700 86,215 80,598 80,399 81,441 82,075 81,208 81,395 82,034 81,585 80,951 79,763 81,358 86,215 85,420 85,365 82,485 81,118 82,337 Time Deposit 33
34 Sertifikat Deposito Rp Miliar/ Billions of Rp 0 47 1,034 1,587 1,495 501 1,525 1,476 738 745 747 733 743 722 501 0 504 453 455 256 307 309 109 60 60 0 0 0 0 79 0 0 0 Certificate of Deposit 34
35 Sertifikat Bank Indonesia Rp Miliar/ Billions of Rp 0 0 0 0 0 0 0 0 0 0 684 0 0 0 0 0 4 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Certificate of Central Bank 35
36 Saham Rp Miliar/ Billions of Rp 29,202 27,479 28,974 31,613 30,601 30,579 32,055 31,366 32,774 32,674 31,828 30,649 30,823 29,141 30,579 32,139 29,086 26,944 20,593 21,341 21,763 22,919 24,688 26,202 23,703 25,881 29,157 32,139 30,592 32,521 30,143 29,977 29,151 Share 36
37 Obligasi Rp Miliar/ Billions of Rp 38,257 42,907 47,526 52,702 55,291 58,631 55,813 57,018 56,646 56,994 57,776 57,624 57,776 58,686 58,631 63,014 58,461 59,271 57,653 58,036 59,871 59,566 59,497 60,223 62,462 62,468 62,603 63,014 62,491 60,924 62,863 63,317 62,681 Bond 37
38 Sukuk Rp Miliar/ Billions of Rp 1,245 1,548 1,604 3,023 3,335 3,993 3,201 3,211 3,178 3,263 3,689 3,861 3,943 3,938 3,993 4,562 3,775 4,095 3,964 4,005 4,048 3,891 3,995 4,103 4,288 4,301 4,424 4,562 4,728 4,836 4,888 4,439 4,501 Sharia bond 38
39 Unit Penyertaan Reksadana Rp Miliar/ Billions of Rp 11,564 12,990 13,991 15,917 16,884 15,168 15,819 15,514 15,788 15,771 15,664 15,222 15,413 14,854 15,168 17,170 14,558 13,993 13,113 13,817 13,839 15,544 15,383 15,841 14,385 15,107 15,892 17,170 16,448 16,624 16,081 16,151 16,252 Mutual Fund Units 39
40 Efek Beragun Aset dari KIK EBA Rp Miliar/ Billions of Rp 245 195 505 1,139 1,010 1,028 970 954 940 917 852 926 918 1,058 1,028 965 1,025 1,017 982 971 965 937 922 856 806 798 785 965 952 949 890 882 856 Assets Backed Securities from CICABS 40
41 Unit Penyertaan Dana Investasi Real Estate berbentuk KIK Rp Miliar/ Billions of Rp 48 154 156 120 112 45 117 137 105 110 45 45 45 45 45 46 45 45 45 44 44 46 46 45 45 45 46 46 45 22 25 36 25 Real Estate Investment Funds in the Form of CIC 41
42 Penempatan Langsung pada Saham Rp Miliar/ Billions of Rp 6,621 7,009 7,558 8,183 9,373 9,789 9,362 9,384 9,583 9,580 9,584 9,003 9,103 9,490 9,789 10,100 9,824 9,867 9,864 9,829 9,835 9,826 9,801 9,795 9,897 9,962 10,143 10,100 10,019 10,050 10,110 10,140 10,119 Direct Placement in Share 42
43 Tanah Rp Miliar/ Billions of Rp 2,799 3,372 4,662 4,707 4,080 4,238 4,170 4,175 4,116 4,129 4,264 4,262 4,160 4,155 4,238 4,775 4,285 4,284 4,283 4,278 4,271 4,302 4,795 4,800 4,788 4,784 4,787 4,775 4,774 4,789 4,785 4,798 4,800 Land 43
44 Bangunan Rp Miliar/ Billions of Rp 1,288 1,573 2,115 1,985 2,531 2,033 2,450 2,250 2,113 2,112 2,174 2,176 2,179 2,179 2,033 1,980 2,034 2,033 2,003 2,009 2,015 2,020 2,029 2,028 2,028 2,028 1,982 1,980 1,984 1,984 1,977 1,976 1,975 Building 44
45 Tanah dan Bangunan Rp Miliar/ Billions of Rp 5,946 5,682 6,820 6,481 6,997 7,692 7,045 7,268 7,294 7,294 7,114 7,149 7,270 7,429 7,692 7,672 7,601 7,626 7,636 7,666 7,656 7,610 7,605 7,604 7,560 7,562 7,571 7,672 7,676 7,721 7,706 7,667 7,664 Land and Building 45
46 NON INVESTASI (Nilai Wajar) Rp Miliar/ Billions of Rp 8,084 7,533 7,107 6,477 8,564 9,013 10,013 9,162 9,556 9,898 9,288 10,084 10,258 8,719 9,013 8,839 9,210 9,770 10,753 10,331 9,156 10,166 10,691 11,340 11,018 11,641 10,489 8,839 9,744 10,249 10,037 10,549 9,426 NON INVESTMENT (Fair Value) 46
47 LIABILITAS Rp Miliar/ Billions of Rp 1,326 1,539 1,823 1,489 1,624 1,912 2,079 2,125 2,460 2,331 2,151 2,343 2,107 2,118 1,912 2,385 2,047 2,633 2,621 2,624 1,955 2,240 2,172 2,500 2,541 1,935 2,095 2,385 2,398 2,856 2,176 1,929 1,855 LIABILITIES 47
48 TOTAL ASET BERSIH Rp Miliar/ Billions of Rp 192,895 206,510 234,464 259,470 267,884 289,737 276,119 274,995 279,917 281,202 281,099 282,356 284,865 283,942 289,737 312,285 289,263 286,774 277,099 280,164 282,573 286,765 291,432 295,339 292,503 297,074 303,942 312,285 311,413 313,568 311,567 313,146 314,027 TOTAL NET ASSETS 48
49 49
Keterangan: Note:
- Revisi berdasarkan Statistik Dana Pensiun tahun 2016 - Revision based on Pension Fund Statistics 2016
- Liabilitas merupakan liabilitas diluar liabilitas aktuaria yang terdiri dari Hutang Manfaat Pensiun Jatuh Tempo, - Liabilities excluding actuarial liability that consists of benefit payables,
Hutang
- DPPK Investasi,
PPMP : DanaPendapatan Diterima
Pensiun Pemberi Dimuka,
Kerja ProgramBeban yang
Pensiun MasihPasti
Manfaat Harus Dibayar, dan Liabilitas di luar Liabilitas Manfaat Pensiun Lain investment debt, deffered revenue, accrued expenses, and others liabilities
- EPF DBPP: Employer Pension Funds Defined Benefit Pension Plan
- DPPK PPIP : Dana Pensiun Pemberi Kerja Program Pensiun Iuran Pasti - EPF DCPP: Employer Pension Funds Defined Contribution Pension Plan
- DPLK : Dana Pensiun Lembaga Keuangan - FIPF: Financial Institution Pension Funds
- KIK EBA: Kontrak Investasi Kolektif Efek Beragun Aset - CICABS: Collective Investment Contract Asset Backed Securities
- Perhitungan rasio berdasarkan publikasi OJK - Calculation of ratio based on FSA
- Sejak bulan Desember 2016, terdapat penambahan komposisi aset yaitu MTN dan Repo - Since Desember 2016, OJK add two component in assets, Medium Term Notes and Repo

TABEL 9. INDIKATOR PERUSAHAAN MODAL VENTURA/
TABLE 9. INDICATORS OF VENTURE CAPITAL
2018 2019 2020

KOMPONEN SATUAN 2013 2014 2015 2016 2017 2018 2019 COMPONENT
Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep
1 Jumlah Perusahaan Modal Ventura Konvensional Unit 73 69 61 62 63 65 61 62 62 65 65 60 66 66 62 62 61 61 61 61 61 61 61 60 61 61 61 61 61 61 61 61 61 Number of Conventional Venture Capital Company 1
2 Aset Modal Ventura terhadap Aset Sektor Keuangan % 0.13 0.12 0.11 0.12 0.11 0.11 0.11 0.11 0.11 0.11 0.11 0.17 0.11 0.12 0.13 0.13 0.14 0.13 0.14 0.15 0.15 0.15 0.15 0.17 0.17 0.17 0.17 0.17 0.17 0.17 0.16 0.16 … Assets of Venture Capitals to Assets of Financial Sector 2
3 Return on Assets % 4.21 3.14 2.51 1.88 1.92 1.93 1.16 1.34 1.38 1.64 1.93 3.22 3.50 0.74 1.88 1.81 2.27 2.54 2.58 2.67 2.87 2.86 3.13 3.22 4.74 4.82 3.86 3.47 2.57 2.89 2.82 2.68 2.74 Return on Assets 3
4 Return on Equity % 10.12 7.74 5.55 4.31 4.10 3.37 1.71 2.10 2.11 2.71 3.37 5.81 6.68 0.66 3.04 2.85 3.73 4.63 4.76 4.84 5.27 5.21 5.78 5.81 7.77 8.14 6.67 5.94 4.62 5.28 5.12 4.82 4.99 Return on Equity 4
5 NPF % 21.23 16.35 15.57 16.26 6.67 4.50 5.03 5.35 5.24 4.83 4.50 3.18 4.36 4.56 4.36 4.19 3.97 4.02 5.73 3.88 3.88 3.83 3.89 3.18 3.42 3.44 3.45 4.31 3.90 4.23 4.23 4.80 6.31 NPF 5
6 Rasio Investasi dan Pembiayaan terhadap Total Aset (IFAR) % 69.86 73.26 76.66 72.15 61.05 71.98 71.77 70.93 71.27 71.77 71.98 68.23 72.91 68.14 66.07 68.59 69.87 69.82 67.56 67.36 67.51 67.76 67.75 68.23 67.32 67.42 68.38 68.51 69.09 67.38 67.74 67.47 68.00 Investment and Financing to Assets Ratio (IFAR) 6
7 Biaya Operasional Terhadap Pendapatan Operasional (BOPO) % 93.21 96.09 93.25 97.26 92.46 91.49 96.72 94.29 93.50 92.37 91.49 89.85 82.66 101.09 96.23 95.47 93.69 95.23 94.36 93.29 92.21 92.10 90.38 89.85 78.76 78.50 84.39 85.71 89.50 90.32 90.81 91.73 91.17 Operational Revenue to Operational Expense (BOPO) 7
8 Rasio Gearing Kali 1.36 1.44 0.81 0.49 0.55 0.75 0.81 0.80 0.80 0.75 0.75 0.48 0.68 0.61 0.66 0.71 0.82 0.71 0.55 0.59 0.59 0.62 0.59 0.48 0.41 0.42 0.42 0.44 0.43 0.43 0.38 0.40 0.39 Gearing Ratio 8
9 Komposisi Penyertaan Modal Ventura Composition of Share and Other Equity of Venture Capitals 9
10 Penyertaan Saham % 21.30 19.59 19.44 23.80 18.82 17.15 16.90 17.21 17.07 16.80 17.15 14.96 17.31 15.86 14.44 14.88 13.84 13.85 17.30 17.01 16.87 16.47 16.27 14.96 16.79 16.73 18.04 18.90 18.95 20.24 20.48 20.05 19.73 Equity Investments 10
11 Obligasi Konversi % 12.22 10.42 6.31 7.08 7.02 5.39 6.11 6.01 5.96 5.84 5.39 4.01 5.46 5.74 5.50 5.10 4.94 4.90 4.80 4.79 4.76 4.74 4.47 4.01 3.96 3.98 4.02 4.12 4.12 4.17 4.26 4.79 5.00 Converted Bonds 11
12 Pembiayaan Bagi Hasil (Net) % 66.47 69.99 74.25 69.12 74.17 77.45 76.99 76.78 76.98 77.37 77.45 81.03 77.23 78.40 80.06 80.01 81.22 81.25 77.89 78.20 78.37 78.79 79.26 81.03 79.25 79.29 77.94 76.97 76.93 75.59 75.27 75.16 75.27 Profit Sharing Financing (Net) 12
13 13
14 ASET Rp Miliar /Billions of Rp 8,278 8,990 8,982 11,283 11,089 11,753 11,226 11,372 11,409 11,480 11,753 18,649 11,715 12,471 13,437 13,842 14,568 14,522 15,726 16,093 16,324 16,570 16,792 18,649 19,364 19,576 19,501 19,040 18,931 18,882 18,690 19,076 18,929 ASSETS 14
15 Aset Lancar Rp Miliar /Billions of Rp 1,177 1,151 1,064 1,608 2,590 1,499 1,435 1,557 1,496 1,458 1,499 3,818 1,427 1,896 2,465 2,265 2,263 2,275 2,989 3,134 3,193 3,248 3,346 3,818 4,178 4,291 4,073 3,919 3,787 4,126 3,974 4,347 4,057 Current Assets 15
16 Kas Bank Rp Miliar /Billions of Rp 195 227 332 293 735 545 558 644 569 595 545 1,515 530 568 1,001 688 689 667 1,458 818 932 1,036 1,031 1,515 1,175 1,400 1,754 1,615 1,458 1,599 1,509 1,586 1,714 Bank Cash 16
17 Surat Berharga Rp Miliar /Billions of Rp 29 17 8 69 143 168 101 97 81 81 168 89 81 80 91 85 87 95 78 79 83 77 77 89 78 71 68 64 61 63 63 62 58 Securities 17
18 Deposito Rp Miliar /Billions of Rp 446 382 466 923 1,380 477 434 519 551 459 477 1,563 473 646 778 902 864 853 830 1,605 1,546 1,505 1,575 1,563 2,058 1,917 1,330 1,333 1,355 1,501 1,433 1,520 1,249 Deposit 18
19 Piutang Rp Miliar /Billions of Rp 347 327 163 172 167 176 152 156 149 174 176 246 178 180 182 176 206 235 202 203 196 184 221 246 282 237 258 218 243 244 242 280 318 Claim 19
20 Aset Lancar Lain-lain Rp Miliar /Billions of Rp 160 199 95 152 165 133 190 141 146 150 133 405 164 422 413 414 417 425 421 429 436 447 441 405 586 665 662 688 669 719 728 899 718 Other Current Assets 20
21 21
22 Pembiayaan/Penyertaan Modal Ventura Rp Miliar /Billions of Rp 5,783 6,586 6,886 8,141 6,769 8,460 8,057 8,066 8,131 8,240 8,460 12,724 8,541 8,498 8,878 9,494 10,179 10,139 10,625 10,840 11,020 11,227 11,376 12,724 13,036 13,198 13,334 13,043 13,079 12,722 12,661 12,871 12,872 Financing/ Share and Other Equity of Venture Capital 22
23 Penyertaan Saham Rp Miliar /Billions of Rp 1,232 1,290 1,339 1,938 1,274 1,451 1,362 1,388 1,388 1,384 1,451 1,904 1,478 1,348 1,282 1,413 1,409 1,405 1,839 1,843 1,859 1,849 1,851 1,904 2,189 2,208 2,406 2,466 2,478 2,575 2,592 2,581 2,540 Shares 23
24 Obligasi Konversi Rp Miliar /Billions of Rp 707 686 434 576 475 456 492 485 484 481 456 510 466 487 488 484 503 496 510 519 524 533 508 510 517 526 536 538 540 530 539 617 643 Convertible Bonds 24
25 Pembiayaan Bagi Hasil (Net) Rp Miliar /Billions of Rp 3,844 4,610 5,113 5,627 5,021 6,553 6,203 6,193 6,259 6,375 6,553 10,310 6,597 6,663 7,108 7,596 8,267 8,238 8,276 8,477 8,637 8,846 9,017 10,310 10,330 10,465 10,393 10,040 10,062 9,617 9,530 9,673 9,689 Profit Sharing Financing (Net) 25
26 Pembiayaan Bagi Hasil (Bruto) Rp Miliar /Billions of Rp 3,969 4,737 5,240 5,811 5,222 6,630 6,290 6,279 6,350 6,448 6,630 10,450 6,681 6,751 7,201 7,696 8,354 8,324 8,372 8,579 8,739 8,954 9,136 10,450 10,470 10,611 10,571 10,223 10,241 9,865 9,770 9,938 9,982 Profit Sharing Financing (Gross) 26
27 Akumulasi Penyisihan Rp Miliar /Billions of Rp 125 127 127 184 201 78 87 86 91 73 78 140 84 89 93 100 87 86 96 102 103 108 119 140 139 147 178 183 180 248 240 265 293 Accumulated provisions 27
28 28
29 Aset Tetap (Net) Rp Miliar /Billions of Rp 125 145 114 159 207 270 246 247 247 253 270 591 269 608 609 602 595 589 584 579 578 576 573 591 692 596 589 576 566 553 563 572 565 Fixed Assets (Net) 29
30 Aset Tetap (Bruto) Rp Miliar /Billions of Rp - 231 225 268 332 435 400 404 407 415 435 877 436 808 819 821 822 825 829 831 839 846 851 877 987 903 907 905 1,269 901 921 941 944 Fixed Assets (Gross) 30
31 Akumulasi Penyusutan Rp Miliar /Billions of Rp - 87 93 108 125 164 154 157 160 162 164 286 167 201 210 219 227 235 245 252 261 270 278 286 295 308 318 329 702 348 358 369 379 Accumulated Depreciation 31
32 32
33 Aset Lain-lain Rp Miliar /Billions of Rp 1,193 1,108 901 1,375 1,523 1,524 1,489 1,502 1,535 1,529 1,524 1,517 1,479 1,470 1,485 1,481 1,530 1,518 1,528 1,541 1,533 1,519 1,498 1,517 1,459 1,492 1,505 1,501 1,498 1,481 1,492 1,286 1,435 Other Assets 33
34 Penyertaan pada Anak Perusahaan Rp Miliar /Billions of Rp 953 960 770 761 826 743 734 734 736 737 743 743 744 746 744 743 745 743 746 746 747 747 747 743 744 757 763 761 759 781 781 755 720 Shares on Subsidiaries 34
35 Aset Pajak Tangguhan Rp Miliar /Billions of Rp 27 31 26 46 84 39 41 41 43 40 39 36 39 39 40 41 37 32 40 39 38 39 37 36 38 39 41 47 49 65 66 70 76 Defered Tax Assets 35
36 Aset yang Diambil Alih (AYDA) Rp Miliar /Billions of Rp 123 40 40 101 114 98 101 101 102 100 98 92 102 102 98 102 103 107 105 105 105 93 92 92 92 92 92 91 93 94 98 98 98 Repossessed Assets 36
37 Rupa-rupa Aset Rp Miliar /Billions of Rp 90 77 64 466 498 645 613 626 654 652 645 646 594 583 603 595 645 637 637 651 643 640 621 646 585 604 609 602 597 540 547 363 540 Other Assets 37
38 38
39 LIABILITAS Rp Miliar /Billions of Rp 4,833 5,339 4,924 6,357 5,890 6,968 6,548 6,625 6,650 6,631 6,968 9,618 6,805 6,977 7,709 8,076 8,760 8,674 8,687 9,019 9,206 9,510 9,461 9,618 9,666 9,806 9,693 9,232 9,150 9,081 8,847 9,227 9,027 LIABILITIES 39
40 Utang Lancar Rp Miliar /Billions of Rp 764 786 1,237 3,402 2,356 2,680 2,175 2,230 2,260 2,389 2,680 4,021 2,563 2,721 3,045 3,111 3,115 3,096 3,412 3,520 3,658 3,749 3,713 4,021 4,407 4,413 4,293 3,705 3,641 3,666 3,828 4,004 4,054 Current Liabilities 40
41 Pinjaman Jangka Pendek Rp Miliar /Billions of Rp 503 388 750 2,574 1,328 1,602 1,364 1,399 1,398 1,515 1,602 2,544 1,615 1,627 1,865 1,917 2,042 2,003 2,263 2,302 2,328 2,381 2,291 2,544 2,554 2,522 2,389 2,152 2,084 2,192 2,370 2,465 2,617 Short term Liabilities 41
42 Utang Lancar Lain-lain Rp Miliar /Billions of Rp 260 398 488 828 1,028 1,079 811 831 861 874 1,079 1,488 948 1,094 1,180 1,194 1,072 1,094 1,149 1,218 1,330 1,369 1,422 1,488 1,853 1,890 1,904 1,554 1,556 1,474 1,458 1,539 1,437 Other Current Liabilities 42
43 Utang/Pinjaman Jangka Panjang Rp Miliar /Billions of Rp 3,536 4,031 3,238 2,398 2,781 3,562 3,770 3,758 3,763 3,579 3,562 4,273 3,283 3,299 3,727 4,026 4,717 4,113 3,796 4,119 4,161 4,338 4,263 4,273 3,976 4,107 4,119 4,240 4,206 4,133 3,716 3,926 3,850 Loan/Long term Liabilities 43
44 Bank Rp Miliar /Billions of Rp 641 752 686 581 541 706 755 771 790 798 706 774 702 717 702 681 796 771 774 823 806 820 833 774 743 752 747 751 807 728 687 638 640 Bank 44
45 Bank Dalam Negeri Rp Miliar /Billions of Rp - 707 642 535 462 660 699 715 734 742 660 655 656 671 656 635 693 677 680 694 677 691 704 655 591 602 603 605 652 612 581 544 525 On-Shore 45
46 Bank Luar Negeri Rp Miliar /Billions of Rp - 45 44 46 79 46 56 56 56 56 46 119 46 46 46 46 104 94 94 129 129 129 129 119 152 73 143 146 155 116 106 94 116 Off-Shore 46
47 Industri Keuangan Non Bank Rp Miliar /Billions of Rp 369 719 666 811 1,281 1,955 2,150 2,128 2,104 1,914 1,955 3,103 1,659 1,689 2,135 2,441 3,027 3,019 2,712 2,970 3,020 3,185 3,094 3,103 2,926 3,037 2,992 3,260 3,204 3,189 2,816 3,081 2,985 Non Bank Financial Industry 47
48 Dalam Negeri Rp Miliar /Billions of Rp - 316 313 308 418 931 953 944 982 936 931 1,202 647 677 741 789 954 993 993 1,212 1,214 1,254 1,157 1,202 930 929 856 1,386 1,348 1,317 1,248 1,289 1,307 On-Shore 48
49 Luar Negeri Rp Miliar /Billions of Rp - 404 352 502 863 1,025 1,197 1,184 1,122 978 1,025 1,902 1,012 1,012 1,394 1,652 2,073 2,025 1,719 1,758 1,805 1,932 1,937 1,902 1,995 2,109 2,136 1,874 1,856 1,872 1,568 1,792 1,678 Off-Shore 49
50 Badan Usaha / Lembaga Rp Miliar /Billions of Rp 2,525 2,560 1,887 1,006 959 901 865 859 869 867 901 395 922 894 890 904 893 324 310 326 335 332 337 395 308 318 380 227 195 216 213 207 224 Other Industries / Institutions 50
51 Dalam Negeri Rp Miliar /Billions of Rp - 1,790 1,773 839 910 851 815 810 819 817 851 395 870 842 840 854 843 324 310 326 335 332 337 395 308 318 380 227 195 216 213 207 224 On-Shore 51
52 Luar Negeri Rp Miliar /Billions of Rp - 770 114 167 50 50 50 50 50 50 50 - 52 52 50 50 50 - - - - - 17 - - - - - - - - - - Off-Shore 52
53 Pinjaman Subordinasi Rp Miliar /Billions of Rp 374 352 269 0 166 150 98 118 117 141 150 69 150 149 149 149 158 178 177 70 70 70 70 69 69 69 69 69 69 69 84 91 84 Subordinate Loans 53
54 Liabilitas Lainnya Rp Miliar /Billions of Rp 160 171 179 557 587 575 506 520 511 522 575 1,244 809 807 788 789 770 1,287 1,302 1,310 1,317 1,353 1,415 1,244 1,214 1,217 1,212 1,223 1,234 1,213 1,219 1,205 1,039 Other Liabilities 54
55 55
56 EKUITAS Rp Miliar /Billions of Rp 3,445 3,651 4,058 4,926 5,199 4,785 4,678 4,747 4,758 4,849 4,785 9,031 4,910 5,494 5,727 5,766 5,808 5,848 7,040 7,075 7,118 7,060 7,331 9,031 9,698 9,770 9,808 9,805 9,781 9,802 9,843 9,850 9,903 EQUITY 56
57 Modal Disetor Rp Miliar /Billions of Rp 2,327 2,381 2,397 3,081 3,143 3,313 3,235 3,295 3,320 3,348 3,313 7,132 3,311 3,911 4,132 4,165 4,163 4,164 5,325 5,330 5,330 5,294 5,501 7,132 7,217 7,217 7,217 7,118 7,219 7,220 7,227 7,232 7,233 Paid-up Capital 57
58 Agio (Disagio) Rp Miliar /Billions of Rp 132 131 131 130 130 142 142 142 142 142 142 141 142 142 142 147 148 148 148 148 148 148 141 141 141 141 144 241 141 143 142 142 144 Agio (Disagio) 58
59 Cadangan Rp Miliar /Billions of Rp 148 145 168 174 177 177 177 177 177 177 177 206 177 179 184 184 206 204 204 204 204 204 204 206 206 206 205 208 207 218 218 218 220 Reserves 59
60 Laba Ditahan Rp Miliar /Billions of Rp 519 719 1,154 1,326 1,445 958 953 952 953 982 958 1,015 1,167 1,172 1,145 1,133 1,107 1,105 1,103 1,101 1,101 996 1,001 1,015 1,658 1,672 1,966 1,936 1,931 1,878 1,877 1,848 1,842 Retained Profit (Loss) 60
61 Laba (Rugi) Tahun Berjalan Rp Miliar /Billions of Rp 319 283 225 213 213 163 55 76 85 120 163 379 27 6 41 52 86 129 161 192 241 268 333 379 63 132 163 193 188 258 293 314 367 Current Profit (Loss) 61
62 Komponen Equitas Lainnya Rp Miliar /Billions of Rp 0.19 -8 -17 2 91 33 117 105 82 81 33 158 86 84 84 85 98 97 98 99 94 150 150 158 413 402 112 110 94 84 87 95 96 Other Component Equity 62
63 63
64 PENDAPATAN Rp Miliar /Billions of Rp 1,463 1,534 1,578 1,772 1,803 1,990 1,230 1,404 1,574 1,765 1,990 2,959 211 314 593 804 1,052 1,283 1,525 1,774 2,030 2,311 2,611 2,959 319 637 932 1,214 1,398 1,697 1,942 2,192 2,475 REVENUES 64
65 Pendapatan Operasional Rp Miliar /Billions of Rp 812 907 1,082 1,240 1,500 1,898 1,180 1,333 1,508 1,690 1,898 2,738 212 297 556 761 992 1,172 1,401 1,639 1,877 2,142 2,430 2,738 303 599 865 1,134 1,306 1,553 1,776 1,997 2,265 Operational Revenues 65
66 Penyertaan Saham Rp Miliar /Billions of Rp 76 4 0 0.27 19.06 41 28.22 31.06 38.13 40.06 41.32 241.62 4.34 12.81 20.89 33.09 61.89 89.29 109.41 133.33 157.66 185.50 215.62 241.62 34.37 70.09 104.12 129.14 152.10 185.21 214.12 245.66 295.95 Shares 66
67 Obligasi Konversi Rp Miliar /Billions of Rp 20 3 1 0.09 0.11 0.80 0.34 0.41 0.56 0.63 0.80 4.05 0.04 0.07 0.37 0.65 0.60 1.31 1.47 1.74 1.88 4.12 2.21 4.05 0.16 0.70 1.10 1.54 1.96 2.47 3.04 24.57 27.03 Convertible Bonds 67
68 Pembiayaan Bagi Hasil Rp Miliar /Billions of Rp 717 900 1,082 1,239 1,481 1,856 1,152 1,301 1,470 1,649 1,856 2,492 208 284 535 728 929 1,081 1,290 1,504 1,717 1,953 2,212 2,492 269 528 760 1,003 1,152 1,366 1,558 1,726 1,942 Profit / Revenue Sharing 68
69 Pendapatan Non Operasional Rp Miliar /Billions of Rp 651 627 496 532 303 92 50 71 66 75 92 221 -2 17 37 43 60 111 124 135 154 169 181 221 15 38 66 80 92 143 167 196 210 Non Operational Revenues 69
70 70
71 BEBAN Rp Miliar /Billions of Rp 1,061 1,188 1,260 1,502 1,544 1,770 1,143 1,291 1,444 1,595 1,770 2,475 176 299 534 727 927 1,113 1,318 1,524 1,723 1,965 2,189 2,475 242 481 744 990 1,191 1,419 1,627 1,851 2,083 EXPENSES 71
72 Beban Operasional Rp Miliar /Billions of Rp 757 871 1,009 1,206 1,387 1,736 1,142 1,257 1,410 1,561 1,736 2,460 176 300 535 727 929 1,116 1,322 1,529 1,730 1,973 2,196 2,460 239 470 730 972 1,169 1,403 1,612 1,832 2,065 Operational Expenses 72
73 Bunga Rp Miliar /Billions of Rp 327 379 452 450 460 557 402 409 458 503 557 706 58 76 140 194 254 311 371 431 491 573 638 706 66 134 202 273 337 404 470 527 588 Interest 73
74 Pegawai Rp Miliar /Billions of Rp 239 301 358 467 639 785 516 587 655 724 785 1,046 80 132 244 327 421 504 589 677 762 853 944 1,046 101 207 310 420 505 594 687 779 863 Employees 74
75 Umum dan Administrasi Rp Miliar /Billions of Rp 102 108 135 223 195 233 168 154 172 191 233 339 22 43 71 96 105 123 175 204 232 269 298 339 34 60 88 116 136 154 180 204 228 General and Administration 75
76 Penyisihan Rp Miliar /Billions of Rp 23 24 24 12 10 62 34 37 44 48 62 127 5 10 21 30 28 36 49 61 68 77 94 127 17 26 62 74 81 113 111 133 185 Reserves 76
77 Amortisasi/Penyusutan Rp Miliar /Billions of Rp 19 20 22 24 28 39 25 28 32 35 39 113 4 18 29 38 46 56 65 74 84 93 103 113 10 23 34 45 56 68 79 91 102 Amortization/Depreciation 77
78 Lain-lain Rp Miliar /Billions of Rp 46 41 17 30 56 61 -3 42 49 60 61 129 6 21 30 42 74 86 72 83 94 107 119 129 10 23 34 44 53 70 85 98 99 Others 78
79 Beban Non Operasional Rp Miliar /Billions of Rp 305 316 251 296 157 34 2 34 34 34 34 15 1 -1 -1 0 -2 -3 -4 -5 -8 -8 -8 15 3 10 14 18 23 16 15 19 18 Non Operational Expenses 79
80 LABA (RUGI) SEBELUM PAJAK Rp Miliar /Billions of Rp 402 346 318 270 260 220 87 114 130 170 220 484 34 15 59 77 125 171 207 250 308 346 423 484 76 156 188 224 207 277 315 341 392 PROFIT (LOSS) BEFORE TAX 80
81 TAKSIRAN PAJAK PENGHASILAN Rp Miliar /Billions of Rp 53 64 93 57 46 57 32 37 45 50 57 106 7 9 18 25 38 41 46 58 67 78 90 106 14 24 25 31 19 19 22 27 25 INCOME TAX ESTIMATION 81
82 LABA (RUGI) SETELAH PAJAK Rp Miliar /Billions of Rp 349 283 225 213 213 163 55 76 85 120 163 379 27 6 41 52 86 129 161 192 241 268 333 379 63 132 163 193 188 258 293 314 367 PROFIT (LOSS) AFTER TAX 82
83 PENDAPATAN KOMPREHENSIF LAIN Rp Miliar /Billions of Rp - - 0 5 0 -2.22 -1.63 -1.86 -1.79 -2.40 -2.22 -7.74 0.75 0.75 0.87 1.21 -2.20 -2.97 -3.92 -4.74 5.29 -6.10 -6.10 -7.74 -0.52 -0.65 -14.74 -11.88 -9.93 -0.87 4.49 -1.12 -1.19 OTHER COMPREHENSIVE INCOME 83
84 LABA BERSIH KOMPREHENSIF TAHUN BERJALAN Rp Miliar /Billions of Rp - - 225 218 213 160 54 74 83 118 160 371 28 6 42 53 84 127 157 188 246 262 327 371 62 131 148 181 178 257 297 313 366 CURRENT COMPREHENSIVE NETT PROFIT 84
Keterangan: Note:
10
TABEL 9a. INDIKATOR PERUSAHAAN MODAL VENTURA
TABLE 9a. INDICATORS OF VENTURE CAPITAL COMPANY
2019 2020 2021

KOMPONEN SATUAN 2020 COMPONENT
Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Okt Nov Dec Jan Feb Mar Apr May
1 Jumlah Perusahaan Modal Ventura Unit 61 60 61 61 61 61 61 61 61 61 61 61 61 61 61 61 61 61 61 61 Number of Conventional Venture Capital Company 1
2 Aset Modal Ventura terhadap Aset Sektor Keuangan % 0.15 0.17 0.16 0.17 0.17 0.17 0.17 0.17 0.17 0.16 0.16 0.16 0.16 0.16 0.16 0.18 0.18 0.18 0.18 … Assets of Venture Capitals to Assets of Financial Sector 2
3 3
4 Return on Assets % 3.13 3.22 2.31 4.74 4.82 3.86 3.47 2.57 2.89 2.82 2.68 2.74 2.45 2.40 2.31 1.68 1.02 1.03 1.43 0.17 Return on Assets 4
5 Return on Equity % 5.78 5.81 4.28 7.77 8.14 6.67 5.94 4.62 5.28 5.12 4.82 4.99 4.56 4.44 4.28 4.67 2.69 2.50 2.67 0.46 Return on Equity 5
6 NPF % 3.89 3.18 5.60 3.42 3.44 3.45 4.31 3.90 4.23 4.23 4.80 6.31 4.78 5.03 5.60 4.68 4.89 4.83 4.76 4.86 NPF 6
7 Rasio Investasi dan Pembiayaan terhadap Total Aset (IFAR) % 67.75 68.23 69.04 67.32 67.42 68.38 68.51 69.09 67.38 67.74 67.47 68.00 69.01 69.21 69.04 71.66 72.80 72.90 74.46 74.66 Investment and Financing to Assets Ratio (IFAR) 7
8 Biaya Operasional Terhadap Pendapatan Operasional (BOPO) % 90.38 89.85 90.70 78.76 78.50 84.39 85.71 89.50 90.32 90.81 91.73 91.17 89.25 89.98 90.70 93.69 95.48 96.61 94.54 102.78 Operational Revenue to Operational Expense (BOPO) 8
9 Rasio Gearing Kali 0.59 0.48 0.79 0.41 0.42 0.42 0.44 0.43 0.43 0.38 0.40 0.39 0.72 0.74 0.79 0.68 0.67 0.71 0.72 0.71 Gearing Ratio 9
10 Komposisi Penyertaan Modal Ventura Composition of Share and Other Equity of Venture Capitals 10
11 Penyertaan Saham % 16.27 14.96 22.81 16.79 16.73 18.04 18.90 18.95 20.24 20.48 20.05 19.73 21.83 22.58 22.81 31.56 31.34 31.83 32.04 32.36 Equity Investments 11
12 Obligasi Konversi % 4.47 4.01 5.20 3.96 3.98 4.02 4.12 4.12 4.17 4.26 4.79 5.00 5.12 5.16 5.20 4.74 4.70 4.60 4.54 4.64 Converted Bonds 12
13 Pembiayaan Bagi Hasil (Net) % 79.26 81.03 71.99 79.25 79.29 77.94 76.97 76.93 75.59 75.27 75.16 75.27 73.04 72.26 71.99 63.68 63.95 63.54 63.39 62.97 Profit Sharing Financing (Net) 13
14 14
15 ASET Rp Miliar /Billions of Rp 16,792 18,649 19,479 19,364 19,576 19,501 19,040 18,931 18,882 18,690 19,076 18,929 18,970 19,270 19,479 21,181 21,166 21,711 21,711 21,433 ASSETS 15
16 Kas dan Setara Kas Rp Miliar /Billions of Rp 2,606 3,078 2,510 3,233 3,317 3,084 2,948 2,813 3,100 2,942 3,106 2,964 2,442 2,529 2,510 2,389 2,352 2,459 2,176 1,984 Cash and cash equivalents 16
17 Kas Rp Miliar /Billions of Rp 1,031 1,515 417 1,175 1,400 1,754 1,615 1,458 1,599 1,509 1,586 1,714 381 447 417 232 48 63 28 55 Cash 17
18 Simpanan pada Bank Dalam Negeri Rp Miliar /Billions of Rp 1,575 1,563 2,092 2,058 1,917 1,330 1,333 1,355 1,501 1,433 1,520 1,249 2,060 2,082 2,092 2,157 2,305 2,396 2,148 1,929 Deposits at Domestic Banks 18
19 Giro Rp Miliar /Billions of Rp - - 491 - - - - - - - - - 484 535 491 744 967 1,053 979 881 Giro 19
20 Simpanan Lainnya Rp Miliar /Billions of Rp 1,575 1,563 1,601 2,058 1,917 1,330 1,333 1,355 1,501 1,433 1,520 1,249 1,576 1,547 1,601 1,413 1,338 1,343 1,169 1,047 Other Savings 20
21 Simpanan Pada Bank Luar Negeri Rp Miliar /Billions of Rp - - 0 - - - - - - - - - 0 0 0 0 0 0 0 0 Deposits at Foreign Banks 21
22 Giro Rp Miliar /Billions of Rp - - 0 - - - - - - - - - 0 0 0 0 0 0 0 0 Giro 22
23 Simpanan Lainnya Rp Miliar /Billions of Rp - - - - - - - - - - - - - - - - - - - - Other Savings 23
24 Aset Tagihan Derivatif Rp Miliar /Billions of Rp - - 24 - - - - - - - - - 28 24 24 29 29 21 17 15 Derivative Collectible Assets 24
25 Pembiayaan/Penyertaan Modal Ventura Rp Miliar /Billions of Rp 11,376 12,724 12,622 13,036 13,198 13,334 13,043 13,079 12,722 12,661 12,871 12,872 12,645 12,506 12,622 14,247 14,421 14,854 15,206 15,058 Financing/ Investment of Venture Capital 25
26 Penyertaan Saham Rp Miliar /Billions of Rp 1,851 1,904 2,879 2,189 2,208 2,406 2,466 2,478 2,575 2,592 2,581 2,540 2,761 2,824 2,879 4,496 4,520 4,729 4,872 4,873 Investment in Shares 26
27 Penyertaan Melalui Pembelian Obligasi Konversi (Neto) Rp Miliar /Billions of Rp 508 510 656 517 526 536 538 540 530 539 617 643 648 645 656 675 677 683 690 699 Investment through Convertible Bonds (Net) 27
28 Pembiayaan Melalui Pembelian Surat Utang yang Diterbitkan Pasangan Rp Miliar /Billions of Rp - - - - - - - - - - - - - - - 4 2 4 5 5 Financing through Debt Securities issued by Business Partner at St 28
29 Pembiayaan Usaha Produktif (Neto) Rp Miliar /Billions of Rp 9,017 10,310 9,087 10,330 10,465 10,393 10,040 10,062 9,617 9,530 9,673 9,689 9,236 9,038 9,087 9,072 9,222 9,439 9,640 9,481 Financing in Productive Business 29
30 Investasi Modal Ventura Berdasarkan Prinsip Syariah Rp Miliar /Billions of Rp - - 826 - - - - - - - - - 446 830 826 931 988 974 960 945 Investment in Venture Capital Based on Sharia Principles 30
31 Penyertaan pada Dana Ventura Rp Miliar /Billions of Rp - - 51 - - - - - - - - - 51 51 51 92 92 92 92 92 Investments in the Venture Fund 31
32 Piutang Pengelolaan Dana Ventura Rp Miliar /Billions of Rp - - 3 - - - - - - - - - 1 2 3 2 2 1 3 2 Receivables of Venture Fund Management 32
33 Tagihan Terkait Kegiatan Usaha Lain Rp Miliar /Billions of Rp - - 3 - - - - - - - - - 3 3 3 5 19 19 19 20 Claims Related to Other Business Activities 33
34 Investasi dalam Surat Berharga Rp Miliar /Billions of Rp 77 89 194 78 71 68 64 61 63 63 62 58 71 72 194 183 66 42 43 41 Investment on Securities 34
35 Aset Tetap dan Inventaris - Neto Rp Miliar /Billions of Rp 573 591 547 692 596 589 576 566 553 563 572 565 555 550 547 569 566 555 546 538 Fixed Assets and Inventory (Net) 35
36 Aset Tetap dan Inventaris Bruto Rp Miliar /Billions of Rp 851 877 950 987 903 907 905 1,269 901 921 941 944 944 949 950 988 997 999 1,000 1,006 Fixed Assets and Inventory (Gross) 36
37 Akumulasi Penyusutan Aset Tetap dan Inventaris Rp Miliar /Billions of Rp 278 286 403 295 308 318 329 702 348 358 369 379 389 399 403 420 431 443 454 467 Accumulated Depreciation of Fixed Assets and Inventory 37
38 Aset Pajak Tangguhan Rp Miliar /Billions of Rp 37 36 108 38 39 41 47 49 65 66 70 76 90 93 108 117 127 132 109 117 Defered Tax Assets 38
39 Rupa-Rupa Aset Rp Miliar /Billions of Rp 2,123 2,132 2,593 2,288 2,355 2,385 2,361 2,362 2,378 2,395 2,396 2,394 2,639 2,610 2,593 2,618 2,505 2,562 2,540 2,621 Other Assets 39
40 40
41 LIABILITAS Rp Miliar /Billions of Rp 9,461 9,618 9,478 9,666 9,806 9,693 9,235 9,150 9,081 8,847 9,227 9,027 9,066 9,342 9,478 9,522 9,487 9,995 10,028 9,840 LIABILITIES 41
42 Liabilitas Segera Rp Miliar /Billions of Rp 1,422 1,488 814 1,853 1,890 1,904 1,556 1,556 1,474 1,458 1,539 1,437 747 814 814 826 856 868 756 799 Immediate Liabilities 42
43 Liabilitas Derivatif Rp Miliar /Billions of Rp - - 8 - - - - - - - - - 7 7 8 9 9 8 7 7 Derivative Liabilities 43
44 Utang Pajak Rp Miliar /Billions of Rp - - 36 - - - - - - - - - 38 38 36 35 37 38 51 44 Tax Liabilities 44
45 Pinjaman yang diterima Rp Miliar /Billions of Rp 6,554 6,816 7,022 6,530 6,629 6,508 6,387 6,291 6,325 6,087 6,391 6,467 6,836 7,077 7,022 6,993 6,910 7,388 7,539 7,352 Loan 45
46 Pinjaman/Pendanaan yang Diterima dari Dalam Negeri Rp Miliar /Billions of Rp 2,433 2,532 5,570 2,110 2,193 2,103 2,455 2,424 2,386 2,302 2,311 2,344 5,482 5,636 5,570 5,672 5,727 5,963 6,081 5,931 Domestic Loans/Financing 46
47 Pinjaman/Pendanaan Yang Diterima dari Bank Rp Miliar /Billions of Rp 956 935 3,477 871 947 866 842 881 853 842 815 812 3,493 3,432 3,477 3,465 3,499 3,710 3,869 3,756 Bank Loans/Financing 47
48 Pinjaman/Pendanaan yang Diterima dari Lembaga Jasa Keuanga Rp Miliar /Billions of Rp 1,157 1,202 543 930 929 856 1,386 1,348 1,317 1,248 1,289 1,307 477 683 543 673 655 659 663 663 Non Bank Financial Industry Loans/Financing 48
49 Pinjaman/Pendanaan yang Diterima Lainnya Rp Miliar /Billions of Rp 320 395 1,549 308 318 380 227 195 216 213 207 224 1,512 1,522 1,549 1,534 1,573 1,594 1,549 1,512 Other Loans/Financing 49
50 Pinjaman/Pendanaan yang Diterima dari Luar Negeri Rp Miliar /Billions of Rp 4,121 4,284 1,452 4,420 4,436 4,405 3,932 3,867 3,939 3,784 4,080 4,124 1,354 1,440 1,452 1,321 1,182 1,425 1,458 1,421 Foreign Loans/Financing 50
51 Pinjaman/Pendanaan yang Diterima dari Bank Rp Miliar /Billions of Rp 198 195 194 229 158 215 210 218 182 178 168 194 150 184 194 208 188 190 261 254 Bank Loans/Financing 51
52 Pinjaman/Pendanaan yang Diterima dari Lembaga Jasa Keuanga Rp Miliar /Billions of Rp 2,257 2,258 1,050 2,353 2,462 2,470 2,175 2,148 2,179 1,900 2,137 2,045 962 1,018 1,050 997 952 1,200 1,162 1,133 Non Bank Financial Industry Loans/Financing 52
53 Pinjaman/Pendanaan yang Diterima Lainnya Rp Miliar /Billions of Rp 1,666 1,831 209 1,839 1,816 1,720 1,547 1,501 1,578 1,707 1,775 1,885 242 239 209 117 42 35 35 35 Other Loans/Financing 53
54 Surat Berharga yang Diterbitkan Rp Miliar /Billions of Rp - - 886 - - - - - - - - - 251 251 886 886 903 903 868 852 Issued Securities 54
55 Liabilitas Pajak Tangguhan Rp Miliar /Billions of Rp - - 0 - - - - - - - - - 0 0 0 0 0 0 0 0 Deffered Tax Liabilities 55
56 Pinjaman/Pendanaan Subordinasi Rp Miliar /Billions of Rp 70 69 36 69 69 69 69 69 69 84 91 84 127 126 36 37 41 42 42 41 Subordinate Loans/Financing 56
57 Pinjaman/Pendanaan Subordinasi Dalam Negeri Rp Miliar /Billions of Rp - - 22 - - - - - - - - - 22 22 22 23 27 27 27 27 Domestic Subordinate Loans/Financing 57
58 Pinjaman/Pendanaan Subordinasi Luar Negeri Rp Miliar /Billions of Rp - - 14 - - - - - - - - - 105 104 14 14 14 15 14 14 Foreign Subordinate Loans/Financing 58
59 Rupa-Rupa Liabilitas Rp Miliar /Billions of Rp 1,415 1,244 675 1,214 1,217 1,212 1,223 1,234 1,213 1,219 1,205 1,039 1,060 1,028 675 736 732 748 765 744 Other Liabilities 59
60 60
61 EKUITAS Rp Miliar /Billions of Rp 7,331 9,031 10,001 9,698 9,770 9,808 9,805 9,781 9,802 9,843 9,850 9,903 9,905 9,928 10,001 11,659 11,679 11,716 11,684 11,593 EQUITY 61
62 Modal Rp Miliar /Billions of Rp 5,642 7,274 7,549 7,359 7,359 7,361 7,359 7,361 7,363 7,369 7,374 7,377 7,458 7,458 7,549 7,574 7,575 7,578 7,582 7,582 Capital 62
63 Modal Disetor Rp Miliar /Billions of Rp 5,501 7,132 7,325 7,217 7,217 7,217 7,118 7,219 7,220 7,227 7,232 7,233 7,235 7,235 7,325 7,344 7,346 7,350 7,353 7,354 Paid-up Capital 63
64 Simpanan Pokok dan Simpanan Wajib Rp Miliar /Billions of Rp - - - - - - - - - - - - - - - - - - - - Main Savings and Mandatory Savings 64
65 Tambahan modal Disetor Rp Miliar /Billions of Rp 141 141 224 141 141 144 241 141 143 142 142 144 222 223 224 230 229 229 229 229 Additional Paid-up Capital 65
66 Disagio Rp Miliar /Billions of Rp - - - - - - - - - - - - - - - - - - - - Disagio 66
67 Modal Saham Diperoleh Kembali Rp Miliar /Billions of Rp - - 0 - - - - - - - - - 0 0 0 0 0 0 0 0 Share Capital Recoverable 67
68 Selisih Nilai Transaksi Restrukturisasi Entitas Sepengendali Rp Miliar /Billions of Rp - - 0 - - - - - - - - - - 0 0 0 0 0 0 0 Difference in Restructuring Transactions Value between Common Contro 68
69 Cadangan Rp Miliar /Billions of Rp 204 206 182 206 206 205 208 207 218 218 218 220 220 220 182 182 182 183 182 182 Reserves 69
70 Saldo Laba (Rugi) yang Ditahan Rp Miliar /Billions of Rp 1,001 1,015 1,835 1,658 1,672 1,966 1,936 1,931 1,878 1,877 1,848 1,842 1,840 1,836 1,835 3,845 3,858 3,870 3,804 3,793 Retained Profit (Loss) 70
71 Laba (Rugi) Bersih Setelah Pajak Rp Miliar /Billions of Rp 333 379 421 63 132 163 193 188 258 293 314 367 373 400 421 45 52 73 104 22 Profit (Loss) after Tax 71
72 Komponen Ekuitas Lainnya Rp Miliar /Billions of Rp 150 158 14 413 402 112 110 94 84 87 95 96 14 14 14 12 12 12 12 13 Other Component Equity 72
73 TOTAL LIABILITAS DAN EKUITAS Rp Miliar /Billions of Rp 16,792 18,649 19,479 19,364 19,576 19,501 19,040 18,931 18,882 18,690 19,076 18,929 18,970 19,270 19,479 21,181 21,166 21,711 21,711 21,433 TOTAL LIABILITIES AND EQUITY 73
74 74
75 PENDAPATAN Rp Miliar /Billions of Rp 2,611 2,959 3,275 319 637 932 1,214 1,398 1,697 1,942 2,192 2,475 2,746 3,007 3,275 378 502 796 1,081 1,302 REVENUES 75
76 Pendapatan Operasional Rp Miliar /Billions of Rp 2,430 2,738 2,603 303 599 865 1,134 1,306 1,553 1,776 1,997 2,265 2,182 2,374 2,603 323 406 640 861 1,033 Operational Revenues 76
77 Pendapatan dari Kegiatan Operasi Rp Miliar /Billions of Rp - - 2,521 - - - - - - - - - 2,153 2,320 2,521 312 394 619 830 991 Income from Operating Activities 77
78 Pendapatan Dividen dari Kegiatan Penyertaan Saham Rp Miliar /Billions of Rp 216 242 24 34 70 104 129 152 185 214 246 296 48 47 24 0 0 0 3 3 Dividend Income from Share Investment Activities 78
79 Pendapatan dari Keuntungan Penjualan Aset Penyertaan atau SuraRp Miliar /Billions of Rp - - 38 - - - - - - - - - 1 1 38 37 9 15 21 30 Profit Income from Investment Assets Sales or Securities 79
80 Pendapatan Bunga dari Kegiatan Penyertaan Melalui Pembelian Rp Miliar /Billions of Rp 2 4 7 0 1 1 2 2 2 3 25 27 5 6 7 1 2 4 5 6 Interest Income from Investment through Convertible Bonds 80
81 Pendapatan Bunga dari Kegiatan Pembiayaan Melalui PembelianRp Miliar /Billions of Rp - - 0 - - - - - - - - - 0 0 0 0 - 0 0 0 Interest Income from Financing through Debt Securities issued b 81
82 Pendapatan Bunga dari Kegiatan Pembiayaan Usaha Produktif Rp Miliar /Billions of Rp 2,212 2,492 2,452 269 528 760 1,003 1,152 1,366 1,558 1,726 1,942 2,099 2,266 2,452 273 383 600 800 951 Interest Income from Financing in Productive Business 82
83 Pendapatan dari Kegiatan Operasi Berdasarkan Prinsip Syariah Rp Miliar /Billions of Rp - - 66 - - - - - - - - - 24 46 66 5 11 18 25 29 Income from Operating Activities Based on Sharia Principles 83
84 Pendapatan dari Penyertaan pada Dana Ventura Rp Miliar /Billions of Rp - - 0 - - - - - - - - - 0 0 0 - - 0 0 0 Income from Investments in Venture Funds 84
85 Pendapatan dari Kegiatan Pengelolaan Dana Ventura Rp Miliar /Billions of Rp - - - - - - - - - - - - - - - - - 0 0 0 Income from Venture Fund Management Activities 85
86 Pendapatan dari Kegiatan Usaha Lain Rp Miliar /Billions of Rp - - 16 - - - - - - - - - 4 7 16 7 1 2 6 13 Income from Other Business Activities 86
87 Pendapatan Fee/Imbal Jasa dari Kegiatan Penerusan Pembiayaan (Chan Rp Miliar /Billions of Rp - - - - - - - - - - - - - - - - - - - - Income / Service Fee from Channeling Activities 87
88 Pendapatan Operasional Lain Terkait Pembiayaan Rp Miliar /Billions of Rp - - 91 - - - - - - - - - 63 75 91 12 11 17 23 29 Other Operating Income Related to Financing 88
89 Pendapatan Operasional Lainnya Rp Miliar /Billions of Rp - - 375 - - - - - - - - - 335 371 375 34 69 105 147 184 Other Operational Revenues 89
90 Pendapatan Non Operasional Rp Miliar /Billions of Rp 181 221 205 15 38 66 80 92 143 167 196 210 165 186 205 8 16 34 51 57 Non Operational Revenues 90
91 91
92 BEBAN Rp Miliar /Billions of Rp 2,189 2,475 2,833 242 481 744 990 1,191 1,419 1,627 1,851 2,083 2,355 2,588 2,833 348 466 741 979 1,287 EXPENSES 92
93 Beban Operasional Rp Miliar /Billions of Rp 2,196 2,460 2,784 239 470 730 972 1,169 1,403 1,612 1,832 2,065 2,303 2,538 2,784 346 464 736 974 1,280 Operational Expenses 93
94 Beban Bunga dan/atau Imbal Hasil Rp Miliar /Billions of Rp 638 706 789 66 134 202 273 337 404 470 527 588 645 708 789 119 118 185 249 321 Interest Expenses 94
95 Beban Premi Atas Transaksi SWAP Rp Miliar /Billions of Rp - - - - - - - - - - - - - - - - - - - - Premium on SWAP Transaction Expenses 95
96 Beban Premi Asuransi Rp Miliar /Billions of Rp - - 10 - - - - - - - - - 9 10 10 2 5 8 10 13 Insurance Premium Expenses 96
97 Beban Tenaga Kerja Rp Miliar /Billions of Rp 944 1,046 1,182 101 207 310 420 505 594 687 779 863 993 1,089 1,182 130 199 317 406 509 Employees Expenses 97
98 Beban Pemasaran Rp Miliar /Billions of Rp - - 2 - - - - - - - - - 1 1 2 0 0 1 1 1 Marketing Expenses 98
99 Beban Penyisihan/Penyusutan Rp Miliar /Billions of Rp 198 240 413 27 48 96 119 138 181 190 224 287 326 370 413 43 69 114 160 254 Allowance/Depreciation Expenses 99
100 Beban Sewa Rp Miliar /Billions of Rp - - 43 - - - - - - - - - 32 36 43 8 7 10 13 16 Rent Expenses 100
101 Beban Pemeliharaan dan Perbaikan Rp Miliar /Billions of Rp - - 11 - - - - - - - - - 9 10 11 1 2 4 4 5 Maintenance Expenses 101
102 Beban Administrasi dan Umum Rp Miliar /Billions of Rp 298 339 291 34 60 88 116 136 154 180 204 228 249 269 291 35 52 80 107 129 General and Administration Expenses 102
103 Beban Operasional Lainnya Rp Miliar /Billions of Rp 119 129 44 10 23 34 44 53 70 85 98 99 40 45 44 8 13 18 24 32 Others Expenses 103
104 Beban Non Operasional Rp Miliar /Billions of Rp (8) 15 49 3 10 14 18 23 16 15 19 18 52 50 49 2 2 5 5 7 Non Operational Expenses 104
105 LABA (RUGI) SEBELUM PAJAK Rp Miliar /Billions of Rp 423 484 442 76 156 188 224 207 277 315 341 392 390 420 442 30 36 55 102 15 PROFIT (LOSS) BEFORE TAX 105
106 TAKSIRAN PAJAK PENGHASILAN Rp Miliar /Billions of Rp - - - - - - - - - - - - INCOME TAX ESTIMATION 106
107 Pajak Tahun Berjalan Rp Miliar /Billions of Rp 90 106 53 14 24 25 31 19 19 22 27 25 45 51 53 1 2 5 6 8 Current Tax 107
108 Pendapatan (Beban) Pajak Tangguhan Rp Miliar /Billions of Rp - - 33 - - - - - - - - - 28 31 33 17 19 23 8 15 Deffered Tax Revenues (Expenses) 108
109 LABA (RUGI) SETELAH PAJAK Rp Miliar /Billions of Rp 333 379 421 63 132 163 193 188 258 293 314 367 373 400 421 45 52 73 104 22 PROFIT (LOSS) AFTER TAX 109
110 Laba rugi setelah pajak (TTM) Rp Miliar /Billions of Rp 376 379 421 414 505 501 520 481 507 510 501 505 483 445 421 404 341 331 332 255 110
111 KEUNTUNGAN (KERUGIAN) KOMPEREHENSIF LAINNYA PERIODE Rp Miliar /Billions of Rp -6.10 -7.74 2.67 -0.52 -0.65 -14.74 -11.88 -9.93 -0.87 4.49 -1.12 -1.19 2.28 2.68 2.67 1.36 1.04 1.21 1.21 1.59 OTHER CURRENT COMPREHENSIVE PROFIT (LOSS) 111
112 LABA (RUGI) BERSIH KOMPREHENSIF TAHUN BERJALAN Rp Miliar /Billions of Rp 327 371 424 62 131 148 181 178 257 297 313 366 375 402 424 47 53 74 105 24 CURRENT COMPREHENSIVE NETT PROFIT 112
Keterangan: Note:
- Tabel 9a. Indikator Perusahaan Modal Ventura ini merupakan format baru yang menyesuaikan perubahan pos-pos pada publikasi OJK per Oktober 2020. - Table 9a. Indicators of Venture Capital Company is a new format that adapts to changes to posts in OJK publications since October 2020.
Data tersedia sejak November 2019 Data available since November 2019.
- Data termasuk syariah - Data including Sharia
10
TABEL 10. INDIKATOR LEMBAGA PENJAMINAN/
TABLE 10. INDICATORS OF GUARANTEE INSTITUTION
2019 2020 2021

1 Jumlah Lembaga Penjaminan Unit … … … 21 20 20 20 20 20 20 20 20 20 20 20 20 20 21 21 21 21 21 21 21 21 20 20 20 20 20 20 20 20 Number of Guarantee Institutions 1
2 Aset Lembaga Penjaminan terhadap Aset Sektor Keuangan % 0.15 0.17 0.17 0.17 0.17 0.17 0.18 0.18 0.18 0.18 0.18 0.18 0.18 0.18 0.17 0.18 0.17 0.16 0.16 0.17 0.17 0.17 0.18 0.18 0.18 0.19 0.18 0.18 0.19 0.22 0.24 0.24 … Assets of Guarantee Institutions to Assets of Financial Sector 2
Porsi Outstanding Penjaminan Usaha Produktif terhadap Oustanding Ratio Outstanding Credit Guarantee of Productive Business to
3 % 39.32 42.55 55.36 59.29 56.22 55.84 54.99 55.09 54.31 54.96 55.45 55.61 55.47 56.09 55.84 60.39 55.36 55.09 56.99 56.67 55.96 55.47 56.44 57.05 58.34 59.72 58.34 60.39 60.39 61.98 63.25 64.26 64.97 3
Penjaminan Oustanding Credit Guarantee
4 4
5 KINERJA KEUANGAN FINANCIAL PERFORMANCE 5
6 ASET Rp Miliar/ Billions of Rp 11,227 13,642 15,379 16,858 18,085 19,682 18,998 19,119 19,333 19,482 19,223 19,414 19,648 19,639 19,682 22,114 18,435 18,317 18,483 19,093 19,297 19,507 20,990 20,862 21,258 21,784 21,113 22,114 22,337 25,758 29,480 29,256 29,576 Assets 6
7 Kas & Giro Bank Rp Miliar/ Billions of Rp 138 363 698 405 351 273 354 358 387 362 334 358 314 314 273 458 280 582 307 277 281 329 311 343 332 318 347 458 423 3,434 3,448 3,441 2,840 Cash & banks 7
8 Investasi Rp Miliar/ Billions of Rp 3,830 10,038 10,361 10,958 11,744 12,377 12,053 12,188 12,329 12,441 12,514 12,600 12,706 12,599 12,377 13,409 12,388 12,269 12,403 12,410 12,388 12,538 12,623 12,344 12,661 13,358 13,475 13,409 13,270 13,249 13,336 13,592 14,194 Investment 8
9 Piutang IJP Rp Miliar/ Billions of Rp 1,082 1,451 2,365 2,479 2,705 2,928 2,787 2,700 2,654 2,666 2,725 2,706 2,791 2,860 2,928 2,517 1,648 1,481 1,712 2,285 1,913 1,936 3,245 3,382 3,241 3,029 2,117 2,517 2,665 2,941 3,129 3,137 3,360 RGS receivables 9
10 Pendapatan yang masih harus diterima Rp Miliar/ Billions of Rp 2 2 3 7 12 14 12 9 9 10 12 14 15 13 14 10 14 14 15 17 13 13 15 15 14 15 11 10 13 14 14 15 12 Accrued income 10
11 Beban dibayar di muka Rp Miliar/ Billions of Rp 606 884 1,105 1,335 1,447 1,923 1,659 1,708 1,728 1,772 1,725 1,767 1,806 1,850 1,923 2,097 1,925 1,940 1,989 2,017 2,026 2,037 2,105 2,004 2,051 2,090 2,136 2,097 2,120 2,156 2,181 2,249 2,256 Prepaid expenses 11
12 Piutang dalam rangka restrukturisasi penjaminan Rp Miliar/ Billions of Rp 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Restructuring guarantee receivables 12
13 Piutang co-guarantee/reasuransi/penjaminan ulang Rp Miliar/ Billions of Rp 70 104 127 305 369 446 553 579 669 700 388 427 441 443 446 458 430 286 341 366 516 490 530 469 494 465 330 458 487 504 1023 451 476 Co-guarantee / reinsurance / re-guarantee receivables 13
14 Aset tetap - netto Rp Miliar/ Billions of Rp 66 420 475 497 501 543 507 508 503 508 511 517 518 523 543 589 547 548 549 552 554 550 551 559 557 557 589 589 588 588 585 589 584 Fixed assets - net 14
15 Aset tidak berwujud - netto Rp Miliar/ Billions of Rp 1 5 5 4 4 5 4 4 4 4 4 4 4 3 5 43 5 5 42 43 42 41 40 39 38 37 37 43 42 40 40 38 37 Intangible assets - net 15
16 Aset pajak tangguhan Rp Miliar/ Billions of Rp 124 176 186 183 210 238 238 238 238 238 238 238 238 238 238 816 238 219 219 220 730 730 701 701 701 701 701 816 816 816 816 819 824 Deffered tax assets 16
17 Aset lainnya Rp Miliar/ Billions of Rp 88 119 347 686 741 935 832 827 812 781 773 784 815 796 935 1,718 958 972 905 905 834 842 869 1,006 1,169 1,213 1,371 1,718 1,913 2,016 4,908 4,923 4,993 Other assets 17
19 Utang klaim Rp Miliar/ Billions of Rp 10 15 14 75 88 15 122 100 105 54 37 38 30 22 15 10 11 18 14 14 12 14 15 15 15 17 19 10 15 18 18 18 19 Claim liabilities 19
20 IJP yang ditangguhkan Rp Miliar/ Billions of Rp 1,065 1,744 2,606 2,822 3,977 4,830 4,410 4,597 4,645 4,722 4,767 4,813 4,846 4,824 4,830 7,461 4,852 4,884 5,070 5,405 5,361 5,449 5,735 6,062 6,267 6,527 7,005 7,461 7,480 7,673 10,698 10,896 10,980 Deffered RGS 20
21 Utang pajak Rp Miliar/ Billions of Rp … … … 172 12 29 13 10 10 4 6 21 25 26 29 178 21 16 18 11 20 13 13 20 13 13 46 178 186 204 218 194 213 Tax expenses 21
22 Utang premi reasuransi Rp Miliar/ Billions of Rp 0 2 2 79 137 210 317 288 365 404 90 161 192 186 210 384 231 177 244 658 243 376 1,377 1,334 1,370 1,448 265 384 467 486 434 475 517 Reinsurance premium liabilities 22
23 Utang komisi Rp Miliar/ Billions of Rp 0 1 1 2 3 5 3 3 4 4 4 4 5 5 5 6 4 5 6 6 6 5 5 5 8 6 6 6 2 2 1 2 2 Comission liabilities 23
24 Utang IJP Ulang (IJPU) Rp Miliar/ Billions of Rp … … 36 35 51 58 75 74 81 79 62 59 59 61 58 40 52 54 60 64 169 55 57 53 49 52 27 40 39 44 652 55 57 RGS co-guarantee (RGSC) liabilities 24
25 Cadangan klaim Rp Miliar/ Billions of Rp 409 355 465 445 473 444 471 483 484 489 475 479 523 519 444 917 502 991 763 758 761 775 796 842 842 850 889 917 1,071 1,141 1,183 1,141 1,213 Claim reserves 25
26 Beban yang masih harus dibayar Rp Miliar/ Billions of Rp 3 13 12 9 9 7 16 12 12 8 10 9 6 6 7 11 10 10 11 12 12 12 11 11 14 15 18 11 12 11 15 11 9 Accrued expenses 26
27 Liabilitas pajak tangguhan Rp Miliar/ Billions of Rp 6 5 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 Deffered tax liabilities 27
28 Utang imbalan pasca kerja Rp Miliar/ Billions of Rp 0 3 11 2 4 4 5 5 5 5 5 5 5 5 4 80 41 37 38 39 65 69 70 72 73 74 80 80 81 81 83 85 86 Post-employment benefit liabilities 28
29 Obligasi wajib konversi Rp Miliar/ Billions of Rp 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Mandatory convertible bonds 29
30 Liabilitas lainnya Rp Miliar/ Billions of Rp 142 138 191 283 403 430 348 338 292 318 339 356 375 386 430 529 398 427 488 432 372 381 769 242 394 507 387 529 532 569 656 671 680 Other liabilities 30
31 31
32 EKUITAS Rp Miliar/ Billions of Rp 9,553 11,252 12,060 12,933 12,927 13,651 13,217 13,209 13,330 13,393 13,428 13,467 13,581 13,598 13,651 12,499 12,312 11,698 11,772 11,693 12,276 12,358 12,141 12,206 12,214 12,275 12,371 12,499 12,452 15,530 15,522 15,709 15,800 EQUITY 32
33 Modal Rp Miliar/ Billions of Rp 7,755 8,848 9,747 9,446 9,296 9,330 9,303 9,303 9,328 9,328 9,328 9,328 9,329 9,329 9,330 9,560 9,330 9,455 9,456 9,456 9,457 9,457 9,473 9,498 9,507 9,487 9,560 9,560 9,560 12,560 12,555 12,580 12,580 Capital 33
34 Modal disetor Rp Miliar/ Billions of Rp 7,755 8,825 9,743 9,446 9,297 9,330 9,303 9,303 9,328 9,328 9,328 9,328 9,329 9,329 9,330 9,560 9,330 9,455 9,456 9,456 9,457 9,457 9,473 9,498 9,508 9,488 9,560 9,560 9,560 12,560 12,555 12,580 12,580 Paid-up capital 34
35 Agio Rp Miliar/ Billions of Rp 0 23 5.00 0.46 -0.34 0.42 -0.15 0.13 0.32 0.30 0.30 0.35 0.41 0.42 0.42 0.00 0.48 0.48 0.45 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Agio 35
36 Disagio Rp Miliar/ Billions of Rp 0 0 0.00 -0.12 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 -0.23 0.00 0.00 0.00 -0.23 0.00 -0.23 -0.23 -0.23 -0.23 -0.23 -0.23 -0.23 -0.23 -0.23 -0.17 -0.17 -0.17 Disagio 36
37 Cadangan Rp Miliar/ Billions of Rp 1,140 1,530 1,891 2,497 3,220 3,568 3,235 3,236 3,571 3,570 3,570 3,570 3,570 3,570 3,568 2,218 2,179 1,406 1,533 1,536 2,014 2,021 2,209 2,206 2,206 2,208 2,209 2,218 2,218 2,223 2,225 2,233 2,252 Reserves 37
38 Cadangan umum Rp Miliar/ Billions of Rp 870 1,147 1,505 2,106 2,824 3,167 2,832 2,832 3,167 3,167 3,167 3,167 3,167 3,167 3,167 1,827 1,778 1,005 1,141 1,146 1,624 1,626 1,814 1,814 1,814 1,817 1,818 1,827 1,828 1,828 1,832 1,840 1,860 General reserves 38
39 Cadangan tujuan Rp Miliar/ Billions of Rp 191 302 303 304 316 318 319 314 314 314 313 313 313 313 318 305 318 318 307 307 307 309 310 306 306 306 306 305 305 310 306 307 307 Specific reserves 39
40 Cadangan lainnya Rp Miliar/ Billions of Rp 79 80 83 87 81 83 84 89 89 89 90 90 90 90 83 85 83 83 85 83 83 85 85 85 85 85 85 85 85 85 87 86 85 Other reserves 40
41 Hibah Rp Miliar/ Billions of Rp 0 0 0.00 0.51 0.10 0.10 0.10 0.10 0.10 0.10 0.10 0.10 0.10 0.10 0.10 0.10 0.10 0.10 0.10 0.10 0.00 0.10 0.10 0.10 0.10 0.10 0.10 0.10 0.10 0.14 0.14 0.14 0.14 Grant 41
42 Saldo laba / (rugi) Rp Miliar/ Billions of Rp -9 18 2 -12 -7 -15 373 361 -15 -14 -14 -16 -16 -16 -15 28 604 612 645 636 607 597 32 33 40 40 37 28 470 466 457 426 423 Retained profit / (loss) 42
43 Laba / (rugi) tahun berjalan Rp Miliar/ Billions of Rp 683 659 736 768 397 603 179 225 277 320 385 442 531 582 603 417 62 36 115 55 185 223 347 364 390 420 376 417 -5 90 149 308 387 Profit / (loss) current period 43
44 Pendapatan komprehensif lainnya Rp Miliar/ Billions of Rp 0 0 0 234 20 164 127 84 168 189 158 142 166 133 164 276 135 189 24 10 13 60 80 106 70 119 189 276 208 192 136 162 157 Other comprehensive income 44
45 45
46 PENDAPATAN Rp Miliar/ Billions of Rp 2,321 2,471 2,922 2,894 2,639 3,570 1,060 1,355 1,625 1,925 2,205 2,520 2,843 3,185 3,570 4,093 322 454 622 761 1,075 1,363 1,804 2,085 2,375 2,629 2,889 4,093 379 802 1,374 1,810 2,278 INCOME 46
47 Pendapatan Operasional Rp Miliar/ Billions of Rp 2,098 2,163 2,917 2,569 2,185 3,056 918 1,176 1,417 1,674 1,913 2,188 2,468 2,747 3,056 4,082 287 398 611 776 1,128 1,431 1,926 2,264 2,595 2,969 3,343 4,082 379 799 1,371 1,807 2,275 Operational Income 47
48 Pendapatan IJP Bersih Rp Miliar/ Billions of Rp 1,504 1,437 1,886 1,862 1,411 2,205 627 803 978 1,161 1,333 1,529 1,739 1,956 2,205 2,892 188 237 469 578 844 1,039 1,399 1,622 1,872 2,116 2,317 2,892 299 610 1,095 1,428 1,794 Net RGS revenue 48
49 Pendapatan Operasional Lainnya Rp Miliar/ Billions of Rp 594 726 1,031 707 774 851 291 374 440 513 580 659 729 791 851 1,191 99 161 142 197 284 392 527 642 723 853 1,026 1,191 80 190 276 379 481 Other Operasional Income 49
50 Pendapatan Non Operasional Rp Miliar/ Billions of Rp 223 308 5 325 453 514 141 179 208 251 293 332 375 438 514 11 35 56 12 -14 -53 -68 -122 -179 -220 -340 -454 11 1 3 3 3 4 Non Operational Income 50
51 51
52 BEBAN Rp Miliar/ Billions of Rp 1,450 1,619 1,620 1,859 2,126 2,819 837 1,076 1,283 1,528 1,734 1,965 2,186 2,468 2,819 3,496 249 400 483 685 847 1,086 1,364 1,618 1,874 2,091 2,355 3,496 361 662 1,152 1,398 1,756 EXPENSE 52
53 Beban Operasional Rp Miliar/ Billions of Rp 1,450 1,619 1,628 1,858 2,125 2,816 837 1,075 1,282 1,527 1,733 1,964 2,184 2,465 2,816 2,989 248 398 481 684 845 1,084 1,362 1,616 1,871 2,088 2,352 2,989 315 572 1,021 1,217 1,510 Operating Expenses 53
54 Beban Klaim Rp Miliar/ Billions of Rp 1,043 966 979 1,051 1,229 1,804 488 614 732 885 985 1,128 1,300 1,555 1,804 2,201 157 220 366 506 589 756 971 1,165 1,348 1,510 1,699 2,201 249 436 804 923 1,134 Claim Expenses 54
55 Beban Operasional lainnya Rp Miliar/ Billions of Rp 407 653 649 807 896 1,011 348 461 551 641 748 836 884 910 1,011 788 91 179 115 178 256 328 391 451 523 578 653 788 67 136 217 294 376 Other Operating Expenses 55
56 Beban Non Operasional Rp Miliar/ Billions of Rp 0 0 -8.00 0.43 0.71 3.10 0.53 0.56 0.80 1.26 1.25 1.37 1.84 2.50 3.10 506.63 0.37 1.43 1.62 1.68 1.78 2.16 2.35 2.52 2.60 2.73 2.87 507 45.72 89.78 130.77 180.93 246.40 Non Operating Expenses 56
57 57
58 Laba/ (rugi) Operasional Rp Miliar/ Billions of Rp 648 544 1,005 711 60 240 82 101 135 147 180 224 284 282 240 1093 38 -0.08 130 92 283 347 564 648 724 881 991 1093 63 227 350 589 765 Operating profit / (loss) 58
59 Laba/ (rugi) sebelum pajak penghasilan Rp Miliar/ Billions of Rp 870 845 1,002 1,035 513 751 222 280 342 396 471 555 657 717 751 597 73 54 140 76 228 276 439 467 501 538 534 597 18 140 222 412 522 Proft/ (loss) before tax 59
60 Pajak Penghasilan Rp Miliar/ Billions of Rp 190 210 259 267 117 148 42 54 64 76 86 112 126 135 148 180 11 18 25 21 43 54 93 103 111 118 158 180 23 50 73 104 135 Income tax 60
61 Laba (Rugi) Bersih Rp Miliar/ Billions of Rp 741 898 836 769 397 603 179 225 277 321 386 443 531 582 603 417 62 36 115 55 185 223 347 364 390 420 376 417 -5 90 149 308 387 Income (Loss) Net 61
62 Pendapatan komprehensif lainnya Rp Miliar/ Billions of Rp 61 220 -121 79 -203 84 57 14 99 120 89 73 99 62 84 152 -25 -22 -151 -154 -126 -86 -40 -14 -50 -1 69 152 -56 -73 -129 -107 -110 Other comprehensive income 62
63 Laba/ (rugi) komprehensif Rp Miliar/ Billions of Rp 741 894 621 848 193 687 236 240 376 440 475 515 630 644 687 569 37 14 -36 -99 58 137 307 350 340 419 445 569 -61 17 20 201 278 Comprehensive profit / (loss) 63
64 64
65 KINERJA OPERASIONAL OPERATIONAL PERFORMANCE 65
66 Outstanding Penjaminan - Usaha Produktif Rp Miliar/ Billions of Rp 37,673 43,275 73,937 106,054 115,139 132,890 122,441 126,300 124,378 126,762 128,712 130,383 130,816 134,179 132,890 153,800 125,027 123,056 133,829 133,277 129,518 125,991 129,659 131,739 137,643 144,454 137,643 153,800 153,800 157,959 165,616 172,468 177,813 Outstanding Credit Guarantee - Productive Business 66
67 Outstanding Penjaminan - Usaha Non Produktif Rp Miliar/ Billions of Rp 58,147 58,436 59,610 72,814 89,672 105,109 100,238 102,954 104,627 103,871 103,405 104,078 105,016 105,032 105,109 100,874 100,828 100,332 100,991 101,884 101,930 101,158 100,066 99,182 98,293 97,430 98,293 100,874 100,874 96,892 96,242 95,927 95,876 Outstanding Credit Guarantee - Non Productive Business 67
68 Total Outstanding Penjaminan Rp Miliar/ Billions of Rp 95,820 101,711 133,547 178,868 204,811 238,000 222,679 229,254 229,006 230,633 232,118 234,461 235,832 239,211 238,000 254,674 225,855 223,388 234,820 235,161 231,448 227,148 229,725 230,921 235,936 241,884 235,936 254,674 254,674 254,851 261,858 268,395 273,689 Total Outstanding Credit Guarantee 68
Keterangan: Note:
- Income & Expense statement and Profit/ Loss statement accumulated in the current
- Data pendapatan dan biaya serta laba rugi merupakan data akumulasi pada tahun yang bersangkutan. year
- Perhitungan rasio berdasarkan publikasi OJK. - Calculation of ratio based on OJK
- Sejak November 2017, komponen indikator tabel lembaga penjaminan dijabarkan lebih detail sehingga sejalan dengan publikasi OJK. - Since November 2017, the indicators of guarantee institutions tables are in detailed in order to be in line with OJK publications
10
TABEL 11. INDIKATOR PERUSAHAAN PEMBIAYAAN INFRASTRUKTUR/
TABLE 11. INDICATORS OF INFRASTRUCTURE FINANCE COMPANY
2019 2020 2021

1 Jumlah Perusahaan Pembiayaan Infrastruktur Unit … … 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 Number of Infrastructure Finance Company 1
Aset Perusahaan Pembiayaan Infrastruktur terhadap Aset Sektor Assets of Infrastructure Finance Company to Assets of Financial
2 % 0.19 0.47 0.61 0.70 0.69 0.78 0.70 0.71 0.73 0.73 0.78 0.77 0.79 0.77 0.78 0.97 0.80 0.78 0.80 0.79 0.80 0.80 0.81 0.80 0.81 0.81 0.77 0.97 1.00 0.98 0.96 1.04 … 2
Keuangan Sector
3 Komposisi Aset Composition of Assets 3
4 Penempatan pada Bank % 29.68 17.78 21.08 28.36 10.81 13.90 10.07 6.80 7.78 6.77 12.98 13.03 15.98 13.82 13.90 15.51 13.73 11.47 10.24 10.43 9.68 10.89 10.49 12.45 16.34 16.72 12.12 15.51 16.57 15.48 16.34 15.00 18.25 Banks 4
5 Surat Berharga yang Dimiliki % 4.30 19.02 8.37 8.55 10.68 7.58 10.32 10.43 9.86 9.38 8.67 8.21 8.01 8.11 7.58 6.15 7.53 7.92 7.92 7.84 8.05 7.66 7.86 7.86 7.93 8.15 8.16 6.15 5.72 6.39 6.07 5.76 5.20 Securities 5
6 Pendapatan yang Masih Akan Diterima % 0.60 0.31 0.39 0.57 0.81 0.70 1.08 1.07 1.13 1.09 0.92 0.83 0.92 0.94 0.70 1.08 0.98 0.98 0.92 0.98 1.16 1.06 1.18 1.39 1.19 1.41 1.68 1.08 1.32 1.41 1.15 1.12 1.20 Accrued Income 6
7 Pinjaman yang Diberikan % 59.61 60.64 67.93 57.97 71.58 73.50 72.96 76.28 76.22 77.69 72.56 73.18 70.65 72.68 73.50 59.41 73.92 75.71 77.26 76.92 77.31 76.82 76.90 74.75 71.28 69.43 73.22 59.41 57.70 58.14 57.83 52.98 51.02 Loans 7
8 Pinjaman Langsung % 34.31 51.02 61.41 49.93 60.78 60.89 61.58 63.38 63.04 63.85 59.45 60.05 58.30 60.00 60.89 48.13 61.38 62.91 64.28 64.19 63.98 63.26 63.26 61.29 57.87 56.16 59.33 48.13 46.58 46.86 46.54 42.57 40.95 Direct Financing 8
9 Refinancing % 7.80 2.43 1.71 3.46 4.52 5.92 4.41 5.67 6.29 7.36 6.91 6.63 6.09 6.22 5.92 4.80 5.89 6.01 6.01 5.94 6.07 6.02 6.20 6.12 6.01 5.97 6.22 4.80 4.72 4.79 4.76 4.40 4.24 Refinancing 9
10 Pinjaman Subordinasi % 17.49 7.18 4.80 4.58 6.28 6.69 6.97 7.23 6.89 6.48 6.20 6.50 6.25 6.46 6.69 6.48 6.66 6.79 6.96 6.80 7.26 7.54 7.45 7.34 7.40 7.30 7.66 6.48 6.40 6.49 6.52 6.01 5.83 Subordinate Loan 10
11 Penyertaan Modal % 5.95 2.11 1.49 3.95 5.28 4.68 5.18 5.03 4.85 4.88 4.75 4.79 4.62 4.71 4.68 3.59 4.59 4.53 4.31 4.33 4.34 4.35 4.27 4.22 4.13 4.12 4.41 3.59 3.38 3.19 3.18 2.93 2.82 Equity Capital 11
12 Lain-lain % -0.13 0.13 0.75 0.60 0.84 -0.36 0.40 0.39 0.16 0.19 0.13 -0.04 -0.17 -0.26 -0.36 7.99 -0.75 -0.61 -0.65 -0.50 -0.54 -0.78 -0.71 -0.67 -0.87 -0.81 -0.99 7.99 8.97 8.33 8.11 14.81 14.22 Others 12
13 13
14 ASET Rp Miliar/ Billions of Rp 13,920 38,237 55,169 68,301 73,056 88,194 74,441 76,478 79,691 79,040 84,480 84,109 87,138 85,391 88,194 115,740 88,089 87,623 91,077 89,625 89,849 90,014 92,022 93,170 94,599 94,963 90,153 115,740 118,083 116,774 116,768 125,894 130,270 ASSETS 14
15 Kas Rp Miliar/ Billions of Rp 0.07 0.10 0.06 0.13 0.14 0.12 0.13 0.12 0.12 0.12 0.12 0.13 0.13 0.13 0.12 0.13 0.13 0.13 0.14 0.13 0.13 0.13 0.14 0.14 0.14 0.13 0.13 0.13 0.14 0.12 0.13 0.13 0.13 Cash 15
16 Penempatan pada Bank Rp Miliar/ Billions of Rp 4,131 6,798 11,628 19,369 7,896 12,262 7,496 5,200 6,202 5,349 10,962 10,957 13,929 11,800 12,262 17,956 12,091 10,048 9,329 9,346 8,696 9,806 9,653 11,597 15,458 15,879 10,929 17,956 19,562 18,072 19,080 18,879 23,773 Banks 16
17 Surat Berharga yang Dimiliki Rp Miliar/ Billions of Rp 598 7,274 4,616 5,841 7,804 6,682 7,679 7,976 7,858 7,417 7,326 6,906 6,979 6,924 6,682 7,117 6,634 6,939 7,212 7,023 7,237 6,893 7,237 7,325 7,503 7,739 7,360 7,117 6,755 7,464 7,087 7,254 6,777 Securities 17
18 Pendapatan yang Masih Akan Diterima Rp Miliar/ Billions of Rp 83 120 216 391 591 619 804 815 901 860 773 700 801 804 619 1,252 862 862 837 877 1,039 951 1,089 1,294 1,123 1,337 1,511 1,252 1,564 1,643 1,340 1,406 1,562 Accrued Income 18
19 Pinjaman yang Diberikan Rp Miliar/ Billions of Rp 8,297 23,186 37,474 39,595 52,292 64,825 54,313 58,337 60,739 61,407 61,298 61,553 61,559 62,061 64,825 76,019 65,119 66,341 70,366 68,942 69,461 69,152 70,768 69,648 67,433 66,868 67,270 76,019 75,616 76,135 76,084 76,024 75,952 Loans 19
20 Pinjaman Langsung Rp Miliar/ Billions of Rp 4,776 19,509 33,882 34,100 44,402 53,704 45,841 48,475 50,238 50,471 50,224 50,506 50,804 51,232 53,704 55,706 54,070 55,126 58,548 57,526 57,486 56,947 58,212 57,107 54,747 53,330 53,492 55,706 55,002 54,715 54,342 53,596 53,352 Direct Financing 20
21 Refinancing Rp Miliar/ Billions of Rp 1,086 931 943 2,366 3,305 5,222 3,280 4,335 5,014 5,815 5,838 5,576 5,309 5,310 5,222 5,553 5,187 5,264 5,476 5,322 5,449 5,421 5,705 5,700 5,683 5,667 5,609 5,553 5,569 5,590 5,564 5,537 5,517 Refinancing 21
22 Pinjaman Subordinasi Rp Miliar/ Billions of Rp 2,435 2,746 2,650 3,129 4,585 5,899 5,192 5,528 5,487 5,122 5,236 5,471 5,446 5,519 5,899 7,500 5,862 5,952 6,341 6,095 6,526 6,784 6,852 6,841 7,002 6,933 6,907 7,500 7,557 7,582 7,618 7,565 7,591 Subordinate Loan 22
23 Lain-lain Rp Miliar/ Billions of Rp 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 7,260 0 0 0 0 0 0 0 0 0 938 1,262 7,260 7,487 8,248 8,560 9,326 9,493 Others 23
24 Penyertaan Modal Rp Miliar/ Billions of Rp 828 809 821 2,695 3,861 4,124 3,852 3,850 3,862 3,854 4,009 4,025 4,022 4,022 4,124 4,150 4,046 3,970 3,927 3,883 3,898 3,914 3,930 3,933 3,907 3,914 3,978 4,150 3,997 3,728 3,708 3,690 3,678 Share 24
25 Cadangan Kerugian Penurunan Nilai Aset Keuangan Rp Miliar/ Billions of Rp -132 -147 -327 -734 -973 -1,420 -1,010 -1,042 -1,087 -1,075 -1,077 -1,315 -1,311 -1,321 -1,420 -2,127 -1,832 -1,859 -1,981 -1,929 -1,915 -1,937 -1,944 -1,942 -2,044 -2,032 -2,052 -2,127 -2,042 -2,017 -2,068 -2,044 -2,021 Allowance for Impairment Losses of Financial Asset 25
26 Pinjaman yang Diberikan Rp Miliar/ Billions of Rp -132 -147 -327 -734 -973 -1,377 -1,010 -1,042 -1,087 -1,075 -1,077 -1,315 -1,311 -1,321 -1,377 -2,032 -1,751 -1,782 -1,895 -1,849 -1,832 -1,858 -1,863 -1,855 -1,957 -1,945 -1,967 -2,032 -1,934 -1,914 -1,983 -1,959 -1,935 Loans 26
27 Aset Tidak Berwujud (Net) Rp Miliar/ Billions of Rp 16 34 44 48 51 48 47 46 47 46 45 45 43 48 48 47 49 48 47 47 46 46 45 46 45 45 45 47 47 44 41 43 43 Intangible Assets (Net) 27
28 Aset Tetap (Net) Rp Miliar/ Billions of Rp 20 17 45 728 734 689 719 715 711 707 704 700 696 693 689 653 686 682 679 675 674 670 666 662 661 658 658 653 649 648 646 652 648 Fixed Assets (Net) 28
29 Aset Pajak Tangguhan Rp Miliar/ Billions of Rp 28 40 46 77 137 146 120 129 129 136 138 142 142 143 146 157 152 162 208 192 186 170 178 189 190 173 166 157 162 130 128 139 139 Deferred Tax Assets 29
30 Aset lain-lain Rp Miliar/ Billions of Rp 50 107 606 291 663 218 420 452 329 338 302 397 276 217 218 10,514 282 429 452 568 527 350 399 418 322 383 288 10,514 11,773 10,927 10,721 19,851 19,720 Other Assets 30
31 31
33 Beban yang Masih Harus Dibayar Rp Miliar/ Billions of Rp 76 111 238 299 365 491 439 424 373 482 390 402 527 417 491 551 595 498 527 595 515 487 611 499 500 600 530 551 656 657 578 687 695 Accrued Expenses 33
34 Utang Pajak Rp Miliar/ Billions of Rp 18 19 41 37 82 200 110 115 116 178 203 146 155 151 200 267 195 194 149 4 27 47 70 104 110 126 110 267 274 224 303 11 9 Tax Payable 34
35 Pendapatan Diterima Dimuka Rp Miliar/ Billions of Rp 0 1 14 18 101 93 109 98 99 98 95 106 99 97 93 11 93 90 79 81 78 78 78 78 82 9 8 11 11 24 21 25 25 Prepaid Income 35
36 Liabilitas Lancar Lainnya Rp Miliar/ Billions of Rp 11 9 12 3 9 5 12 38 6 9 11 7 16 21 5 6 11 12 7 11 13 12 17 23 129 11 10 6 9 11 8 14 11 Other Current Liability 36
37 Surat Berharga yang Diterbitkan Rp Miliar/ Billions of Rp 996 1,843 8,828 15,740 15,930 24,257 16,933 16,934 19,031 18,206 23,300 23,300 26,107 23,609 24,257 23,202 24,257 24,258 24,019 24,020 24,021 24,022 25,333 25,333 24,448 25,946 20,837 23,202 25,270 25,291 25,343 25,329 29,589 Issued Securities 37
38 Pinjaman yang Diterima Rp Miliar/ Billions of Rp 5,945 8,437 12,642 15,461 18,508 23,608 17,940 19,869 21,345 21,208 21,449 21,144 20,923 21,709 23,608 51,184 23,590 23,201 26,666 25,468 25,443 25,815 26,247 27,043 28,928 28,152 28,187 51,184 51,150 50,020 49,567 59,195 58,982 Borrowings 38
39 Pemerintah Republik Indonesia Rp Miliar/ Billions of Rp 2,435 2,713 2,616 2,609 3,358 4,050 3,258 3,590 3,545 3,524 3,543 3,532 3,470 3,487 4,050 23,970 4,007 4,090 4,474 4,221 4,646 4,569 4,631 4,592 4,656 5,560 5,800 23,970 23,966 23,969 24,028 33,975 33,948 Indonesia Government 39
40 Bank/Lembaga Keuangan Bank/Financial Institution 40
41 Dalam Negeri Rp Miliar/ Billions of Rp 2,441 2,955 3,606 6,835 13,705 17,002 13,263 14,253 15,101 15,008 15,188 14,906 14,778 15,529 17,002 18,809 17,071 16,493 19,182 18,459 18,094 17,791 18,076 18,934 15,287 13,742 13,872 18,809 18,788 17,564 16,843 16,583 16,486 Domestic 41
42 Luar Negeri Rp Miliar/ Billions of Rp 1,069 2,770 6,420 6,018 1,445 2,556 1,418 2,026 2,699 2,677 2,718 2,706 2,675 2,693 2,556 8,405 2,512 2,618 3,010 2,788 2,703 3,455 3,540 3,517 8,985 8,850 8,515 8,405 8,396 8,487 8,696 8,638 8,548 Foreign 42
43 Imbalan Pasca Kerja Rp Miliar/ Billions of Rp 17 31 48 89 96 153 115 119 126 130 132 140 145 149 153 160 155 157 157 158 158 131 131 131 132 132 125 160 161 161 161 161 161 Employment Benefits Liabilities 43
44 Liabilitas Lain-lain Rp Miliar/ Billions of Rp 138 143 170 164 257 318 298 311 384 250 266 248 319 228 318 307 364 247 698 227 257 362 223 408 697 251 358 307 359 385 686 250 416 Other Liabilities 44
45 45
46 EKUITAS Rp Miliar/ Billions of Rp 6,718 27,643 33,177 36,490 37,709 39,069 38,484 38,570 38,213 38,478 38,634 38,616 38,847 39,009 39,069 40,051 38,830 38,965 38,774 39,061 39,337 39,061 39,312 39,551 39,572 39,735 39,989 40,051 40,194 40,002 40,102 40,222 40,382 EQUITY 46
47 Modal Rp Miliar/ Billions of Rp 5,797 26,386 30,546 32,546 32,546 32,546 32,546 32,546 32,546 32,546 32,546 32,546 32,546 32,546 32,546 32,546 32,546 32,546 32,546 32,546 32,546 32,546 32,546 32,546 32,546 32,546 32,546 32,546 32,546 32,546 32,546 32,546 32,546 Capital 47
48 Modal Disetor Rp Miliar/ Billions of Rp 5,771 26,357 30,517 32,517 32,517 32,517 32,517 32,517 32,517 32,517 32,517 32,517 32,517 32,517 32,517 32,517 32,517 32,517 32,517 32,517 32,517 32,517 32,517 32,517 32,517 32,517 32,517 32,517 32,517 32,517 32,517 32,517 32,517 Subscribed Capital Stock 48
49 Agio Rp Miliar/ Billions of Rp 26 30 30 30 30 29.8 29.8 29.8 29.8 29.8 29.8 29.8 29.8 29.8 29.8 29.8 29.8 29.8 29.8 29.8 29.8 29.8 29.8 29.8 29.8 29.8 29.8 29.8 29.8 29.8 29.8 29.8 29.8 Agio 49
50 Modal Saham Dipesan Rp Miliar/ Billions of Rp 0 0 0 0 - 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Booked Capital Share 50
51 Cadangan Rp Miliar/ Billions of Rp 184 306 459 849 1,209 1,470 1,209 1,209 1,470 1,470 1,470 1,470 1,470 1,470 1,470 1,981 1,470 1,470 1,470 1,470 1,470 1,981 1,981 1,981 1,981 1,981 1,981 1,981 1,981 1,981 1,981 1,981 1,985 Reserves 51
52 Cadangan Umum Rp Miliar/ Billions of Rp 184 306 459 823 1,183 1,443 1,183 1,183 1,443 1,443 1,443 1,443 1,443 1,443 1,443 1,954 1,443 1,443 1,443 1,443 1,443 1,954 1,954 1,954 1,954 1,954 1,954 1,954 1,954 1,954 1,954 1,954 1,954 General Reserves 52
53 Cadangan Tujuan Rp Miliar/ Billions of Rp 0 0 0 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 26 31 Spesific Reserves 53
54 Saldo Laba (Rugi) Rp Miliar/ Billions of Rp 333 548 776 1,426 1,988 2,699 3,476 3,476 2,703 2,703 2,703 2,702 2,702 2,702 2,699 3,234 4,246 4,246 4,246 4,246 4,246 3,239 3,239 3,239 3,245 3,245 3,245 3,234 5,209 5,183 5,183 5,183 5,178 Retained Earnings (Loss) 54
55 Laba (Rugi) Periode Berjalan Rp Miliar/ Billions of Rp 349 383 1,357 1,193 1,491 1,783 678 798 1,019 1,291 1,476 1,475 1,661 1,808 1,783 1,974 187 347 398 601 806 1,005 1,260 1,520 1,584 1,758 1,970 1,974 208 359 467 614 774 Retained Earnings (Loss) Current Period 55
56 Pendapatan Komprehensif Lainnya Rp Miliar/ Billions of Rp 54 20 39 475 474 572 575 540 475 468 439 423 468 483 572 315 381 356 114 198 269 289 286 265 215 205 246 315 250 -67 -75 -102 -102 Other Comprehensive Income 56
57 Keuntungan Rp Miliar/ Billions of Rp 54 20 57 475 504 597 586 570 509 498 495 468 506 516 597 335 397 391 229 295 359 368 354 325 316 303 323 335 335 12 5 -19 -16 Income 57
58 Kerugian Rp Miliar/ Billions of Rp 0 0 -17 0 -30 -25 -12 -30 -33 -30 -57 -45 -38 -33 -25 -20 -16 -35 -115 -97 -90 -78 -69 -61 -101 -98 -77 -20 -85 -79 -80 -83 -86 Loss 58
59 TOTAL LIABILITAS DAN EKUITAS Rp Miliar/ Billions of Rp 13,920 38,237 55,169 68,301 73,056 88,194 74,441 76,478 79,691 79,040 84,480 84,109 87,138 85,391 88,194 115,740 88,089 87,623 91,077 89,625 89,849 90,014 92,022 93,170 94,599 94,963 90,153 115,740 118,083 116,774 116,768 125,894 130,270 TOTAL LIABILITIES AND EQUITY 59
60 60
61 PENDAPATAN OPERASIONAL Rp Miliar/ Billions of Rp … 1,109 2,796 3,780 4,646 6,114 1,878 2,366 2,940 3,493 4,058 4,570 5,069 5,576 6,114 6,563 584 1,198 1,686 2,255 2,817 3,368 3,933 4,541 4,856 5,364 5,925 6,563 479 1,008 1,535 2,017 2,533 OPERATIONAL INCOME 61
62 Pendapatan bunga, provisi, dan fee pinjaman yang diberikan Interest income, fees, and fee loans 62
63 Pinjaman Langsung Rp Miliar/ Billions of Rp … 659 1,827 2,531 2,917 3,781 958 1,317 1,636 2,001 2,417 2,746 3,078 3,422 3,781 4,291 349 735 1,102 1,448 1,820 2,172 2,516 2,918 3,267 3,588 3,908 4,291 332 655 990 1,283 1,582 Direct Loans 63
64 Refinancing Rp Miliar/ Billions of Rp … 87 54 228 139 401 102 129 161 198 240 281 322 361 401 417 39 74 113 150 186 222 253 289 322 355 386 417 32 61 92 122 153 Refinancing 64
65 Pinjaman Subordinasi Rp Miliar/ Billions of Rp … 44 61 160 334 783 459 500 542 580 619 659 699 739 783 563 45 83 129 174 222 269 321 371 420 464 512 563 44 92 141 191 242 Subordinated Loans 65
66 Lainnya Rp Miliar/ Billions of Rp … 3 8 13 14 15 4 4 4 4 5 8 8 9 15 39 0 3 4 4 4 4 7 7 15 15 20 39 3 8 14 18 21 Others 66
67 Pendapatan jasa konsultasi Rp Miliar/ Billions of Rp … 4 13 24 28 23 4 8 12 14 18 17 16 21 23 26 4 4 4 5 7 14 16 16 17 19 19 26 0 1 4 5 6 Consulting Services Revenue 67
68 Pendapatan bunga investasi Rp Miliar/ Billions of Rp … 278 742 726 1,049 969 284 347 508 572 629 734 812 887 969 1,169 76 139 136 227 332 456 599 716 774 875 1,029 1,169 67 185 282 386 506 Interest Income Investments 68
69 Peningkatan nilai wajar aset keuangan Rp Miliar/ Billions of Rp … 0 1 0 67 42 12 30 34 44 48 35 41 42 42 0 67 145 174 223 218 200 188 188 0 0 0 0 0 0 0 0 0 Increase in Fair Value of Financial Assets 69
70 Penurunan nilai wajar kewajiban keuangan Rp Miliar/ Billions of Rp … 0 0 0 - 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Decrease in Fair Value of Financial Liabilities 70
71 Keuntungan penjualan aset keuangan Rp Miliar/ Billions of Rp … 0 3 89 0 5 1 1 2 2 2 4 5 5 5 8 1 7 7 7 7 7 7 7 7 7 8 8 0 2 2 2 2 Gains on Sale of Financial Assets 71
72 Keuntungan dari penyertaan modal dengan metode ekuitas Rp Miliar/ Billions of Rp … 16 33 -22 -12 5 0 1 2 2 2 3 3 4 5 13 1 2 3 4 5 5 6 7 9 9 11 13 1 2 3 4 6 Gains from Equity Investments under Equity Method 72
73 Pendapatan operasional lainnya Rp Miliar/ Billions of Rp … 18 54 31 103 82 51 26 34 71 73 78 78 79 82 32 1 5 14 14 15 19 20 21 26 32 31 32 0 2 6 6 12 Other Operational Income 73
74 74
75 BEBAN OPERASIONAL Rp Miliar/ Billions of Rp … 606 1,195 2,331 2,897 3,908 1,071 1,359 1,682 1,981 2,259 2,816 3,099 3,422 3,908 4,059 359 761 1,178 1,509 1,833 2,164 2,434 2,735 2,975 3,260 3,586 4,059 226 565 965 1,291 1,619 OPERATIONAL EXPENSES 75
76 Bunga pinjaman, provisi dan fee Rp Miliar/ Billions of Rp … Interest on Loans, fees, and fee 76
77 Bunga pinjaman Rp Miliar/ Billions of Rp … 264 568 1,270 1,955 2,673 793 992 1,212 1,422 1,635 1,907 2,140 2,397 2,673 3,107 244 500 782 1,024 1,280 1,550 1,785 2,046 2,332 2,578 2,821 3,107 257 577 899 1,176 1,472 Interest on Loans 77
78 Beban provisi dan fee Rp Miliar/ Billions of Rp … 5 6 22 13 17 9 10 11 12 13 14 15 16 17 13 1 5 3 4 4 5 6 8 9 10 10 13 1 10 15 15 16 Fees and Fee Expenses 78
79 Beban klaim penjaminan Rp Miliar/ Billions of Rp … 0 0 - - 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 Insurance Claims Expense 79
80 Penurunan nilai wajar aset keuangan Rp Miliar/ Billions of Rp … 37 14 4 83 35 43 21 28 37 40 28 33 35 35 0 71 149 177 227 221 204 191 191 0 0 0 0 0 0 0 0 0 Decrease in Fair Value of Financial Assets 80
81 Beban penurunan nilai aset keuangan Expense Impairment of Financial Assets 81
82 Penempatan pada bank Rp Miliar/ Billions of Rp … 0 0 0 0 0 0 0 0 0 0 0 0 0 0 11 0 -1 -1 -1 -1 0 -1 2 2 1 -2 11 8 1 -18 -17 -17 Banks 82
83 Surat berharga yang dimiliki Rp Miliar/ Billions of Rp … 0 0 0 0 0 0 0 0 0 0 0 0 0 0 5 0 7 9 5 6 3 10 7 8 8 6 5 -1 7 -10 -10 -10 Securities 83
84 Pinjaman yang diberikan Rp Miliar/ Billions of Rp … 14 176 399 211 438 22 48 103 95 90 332 332 337 438 248 -15 -1 38 32 29 69 63 58 148 143 181 248 -97 -128 -71 -91 -109 Loans 84
85 Lainnya Rp Miliar/ Billions of Rp … 0 0 - 0 0 0 0 0 0 0 0 0 0 0 7 0 0 7 4 6 2 4 8 6 8 10 7 4 6 7 7 8 Others 85
86 Beban gaji dan tunjangan Rp Miliar/ Billions of Rp … 173 260 300 328 419 110 176 198 227 259 287 321 353 419 409 34 62 95 123 175 204 225 247 287 311 339 409 29 58 92 144 179 Salaries and Allowances 86
87 Beban Pengembangan Usaha Rp Miliar/ Billions of Rp … 34 60 70 95 88 21 36 40 49 58 66 70 75 88 66 3 9 14 18 24 28 30 34 36 40 48 66 12 8 11 13 15 Business Development Expense 87
88 Beban Depresiasi dan Amortisasi Rp Miliar/ Billions of Rp … 11 19 35 51 64 21 26 32 37 42 47 53 58 64 60 5 10 16 21 26 31 37 42 47 53 56 60 6 11 16 22 27 Depreciation and Amortization Expense 88
89 Beban umum dan administrasi Rp Miliar/ Billions of Rp … 62 77 105 100 111 24 34 39 49 67 78 76 90 111 129 10 17 38 51 60 63 82 90 96 106 112 129 8 13 23 31 37 General and Administration Expense 89
90 Beban operasional lainnya Rp Miliar/ Billions of Rp … 5 14 10 59 62 25 14 19 54 54 55 60 61 62 4 5 4 1 2 2 5 2 2 3 3 3 4 0 0 1 1 2 Other Operational Expense 90
91 TOTAL OPERATIONAL INCOME AND EXPENSES 91
92 LABA (RUGI) OPERASIONAL Rp Miliar/ Billions of Rp … 503 1,600 1,450 1,749 2,206 807 1,007 1,257 1,512 1,799 1,754 1,969 2,153 2,206 2,504 225 438 508 746 984 1,204 1,499 1,806 1,881 2,104 2,339 2,504 253 443 570 727 914 OPERATIONAL PROFIT (LOSS) 92
93 LABA (RUGI) SEBELUM PAJAK PENGHASILAN Rp Miliar/ Billions of Rp … 499 1,611 1,459 1,756 2,261 841 993 1,241 1,593 1,831 1,806 2,033 2,212 2,261 2,502 227 436 498 739 977 1,201 1,496 1,802 1,879 2,100 2,323 2,502 254 436 555 723 909 PROFIT (LOSS) BEFORE INCOME TAX 93
94 LABA (RUGI) SETELAH PAJAK PENGHASILAN Rp Miliar/ Billions of Rp … 383 1,357 1,193 1,491 1,783 678 798 1,019 1,291 1,476 1,475 1,661 1,808 1,783 1,974 187 347 398 601 806 1,005 1,260 1,520 1,584 1,758 1,970 1,974 208 359 467 614 774 PROFIT (LOSS) AFTER INCOME TAX 94
Keterangan: Note:
- Data pendapatan dan biaya serta laba rugi merupakan data akumulasi pada tahun yang bersangkutan - Income & Expense statement and Profit/ Loss statement accumulated in the current year
1) Sejak publikasi Maret 2018, dilakukan perubahan metode perhitungan ROA & ROE yaitu dengan menyetahunkan laba bersih menggunakan metode trailing 12 months. 1) Since publication of March 2018, the method for calculating ROA and ROE is modified, in which henceforwards, the component of net profit is calculated using Trailing Twelve Months method.

TABEL 12. INDIKATOR PASAR UANG/
TABLE 12. INDICATORS OF MONEY MARKET
2019 2020 2021

Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun
1 INDIKATOR KEDALAMAN PASAR KEUANGAN INDICATORS OF FINANCIAL DEEPENING 1
2 PASAR UANG 1) MONEY MARKET 1) 2
3 PASAR UANG RUPIAH RUPIAH MONEY MARKET 3
4 PUAB2) INTERBANK MONEY MARKET 2) 4
5 RRH Volume Transaksi Daily Average of Volume of Transactions 5
6 Seluruh Tenor Rp Miliar/ Billions of Rp 11,121 11,652 11,773 12,890 18,551 19,018 19,199 18,950 20,025 17,954 18,117 17,958 17,597 9,608 15,122 14,050 12,785 9,216 9,854 8,308 8,640 6,251 6,863 7,564 7,784 8,241 7,202 6,464 6,727 6,898 6,542 6,319 All Tenor 6
7 a.l.: o.w.: 7
8 Overnight Rp Miliar/ Billions of Rp 6,903 6,869 7,187 8,411 11,922 12,664 12,856 12,246 13,826 11,808 12,072 12,344 12,059 6,982 10,688 10,451 9,117 6,023 6,749 6,067 6,306 4,399 5,490 6,356 6,050 5,557 5,474 4,898 4,643 4,701 4,616 4,542 Overnight 8
9 1 minggu Rp Miliar/ Billions of Rp 2,189 2,480 2,087 2,532 3,234 3,215 3,418 3,213 2,719 3,135 3,191 3,301 2,265 1,285 2,525 2,005 1,919 1,862 1,815 1,072 1,223 906 302 219 343 1,218 721 515 836 828 674 539 1 week 9
10 1 bulan Rp Miliar/ Billions of Rp 215 197 197 179 117 150 60 259 108 53 28 51 304 70 142 129 25 31 37 36 47 39 2 36 64 263 114 90 50 59 64 52 1 month 10
11 RRH Frekuensi Transaksi Daily Average of Frequency of Transactions 11
12 Seluruh Tenor Juta transaksi/ Millions transaction 145 153 147 159 212 209 209 210 213 198 208 201 179 105 170 161 143 99 96 95 99 75 76 76 80 84 72 77 82 81 77 71 All Tenor 12
13 a.l.: o.w.: 13
14 Overnight Juta transaksi/ Millions transaction 84 87 86 102 132 130 127 128 139 125 133 131 112 69 108 107 93 59 59 61 65 48 56 58 56 52 50 55 52 50 51 46 Overnight 14
15 1 minggu Juta transaksi/ Millions transaction 32 35 29 32 40 39 43 37 32 35 38 39 29 17 34 30 25 23 21 16 19 13 4 3 4 15 9 8 13 11 9 8 1 week 15
16 1 bulan Juta transaksi/ Millions transaction 2 2 3 2 1 2 1 2 1 0 0 1 4 1 2 2 0 0 0 0 1 0 0 0 0 2 0 0 0 0 0 0 1 month 16
Daily Average of Interest Rate Spread Highest and
RRH Spread Suku Bunga Tertinggi dan Terendah Lowest Interbank Money Market Rupiah
17 bps 17 33 26 17 29 25 34 33 26 15 15 15 14 14 15 15 14 10 14 21 36 26 5 6 4 5 2 4 3 2 5 3 17
PUAB Rupiah (overnight) (Overnight)
18 Jumlah Pelaku satuan/ unit 105 106 107 99 101 98 89 89 89 88 88 88 89 91 88 87 88 77 76 75 78 73 71 69 72 72 74 66 74 75 66 67 Number of players 18
19 PUAS SHARIA INTERBANK MONEY MARKET 19
21 Seluruh Tenor Rp Miliar/ Billions of Rp 615 275 376 510 894 677 866 589 436 552 531 678 1,086 758 814 844 874 498 678 851 802 793 541 622 769 1,018 842 660 777 968 895 769 All Tenor 21
22 a.l.: o.w.: 22
23 Overnight Rp Miliar/ Billions of Rp 332 113 128 239 373 337 338 387 261 282 337 520 552 284 390 468 467 212 273 294 290 277 197 221 158 144 249 103 197 320 238 270 Overnight 23
25 Seluruh Tenor Juta transaksi/ Millions transaction 9 6 9 12 16 13 16 12 9 11 10 13 19 16 16 17 16 9 11 15 16 16 14 18 18 21 19 17 20 21 17 12 * All Tenor 25
26 a.l.: o.w.: 26
27 Overnight Juta transaksi/ Millions transaction 4 2 4 6 8 7 6 7 6 6 6 10 10 6 8 9 9 5 6 8 7 7 5 6 4 3 3 2 4 5 4 5* Overnight 27
28 Jumlah Pelaku satuan/ unit 39 39 42 42 44 42 33 31 26 26 24 27 33 43 27 28 33 27 29 29 32 33 30 28 28 30 28 27 27 27 27 27 Number of Players 28
29 REPO 3) REPO 3) 29
31 Seluruh Tenor Rp Miliar/ Billions of Rp 446 527 0 1,152 858 1,113 1,326 1,439 1,178 871 473 548 976 515 824 1,169 851 354 557 97 169 78 100 208 322 1,448 3,227 5,654 4,700 4,519 4,245 3,466 All Tenor 31
32 a.l.: o.w.: 32
33 Overnight Rp Miliar/ Billions of Rp 0 - 73 225 62 129 286 74 130 25 0 45 46 42 0 9 44 20 0 0 2 0 0 68 127 242 2,105 3,311 2,763 2,513 2,932 2,407 Overnight 33
34 1 minggu Rp Miliar/ Billions of Rp 128 221 307 390 333 339 367 480 391 239 134 182 258 187 357 964 447 78 107 22 44 38 27 23 32 86 343 691 555 499 306 182 1 week 34
35 1 bulan Rp Miliar/ Billions of Rp 179 80 87 104 125 259 360 580 322 324 256 118 92 85 40 0 55 25 32 0 83 19 34 39 44 676 171 53 55 22 0 13 1 month 35
36 Frekuensi Transaksi Frequency of Transaction 36
37 Seluruh Tenor transaksi/transaction 742 719 766 1,414 1,233 1,122 65 127 123 112 55 55 63 538 82 114 89 30 41 15 19 11 11 16 29 83 188 336 369 310 218 318 All Tenor 37
38 a.l.: o.w.: 38
39 Overnight transaksi/transaction 0 0 0 190 51 83 15 4 6 2 0 2 2 30 0 1 2 1 0 0 1 0 0 4 8 13 109 163 158 159 135 164 Overnight 39
40 1 minggu transaksi/transaction 159 250 351 558 432 379 17 44 46 37 20 19 20 240 38 95 43 10 18 7 7 7 2 2 5 7 23 62 83 46 17 38 1 week 40
41 1 bulan transaksi/transaction 236 128 101 116 155 244 17 48 28 37 21 14 8 73 5 0 7 3 2 0 8 2 4 4 4 34 15 5 7 3 0 2 1 month 41
43 PASAR UANG VALAS FOREX MONEY MARKET 43
44 PUAB Valas DN (Mata Uang USD) DOMESTIC FOREX INTERBANK MONEY MARKET (in USD 44
46 Seluruh Tenor USD Ribu/Thousands of USD 367,713 253,814 325,012 345,267 309,991 263,645 314,867 209,626 190,909 182,867 242,150 277,107 330,300 192,396 240,182 257,035 318,131 192,800 204,063 233,238 217,591 211,278 144,932 112,526 84,262 81,921 110,250 98,368 132,545 95,310 149,412 131,405 All Tenor 46
47 a.l.: o.w.: 47
48 Overnight USD Ribu/Thousands of USD 279,741 227,161 196,665 217,875 198,613 166,791 203,933 145,848 121,250 120,060 175,522 157,452 207,225 123,362 144,477 168,860 201,119 141,476 121,938 172,238 146,432 143,889 98,477 58,026 38,881 33,605 49,925 41,421 58,864 36,143 64,000 78,667 Overnight 48
49 1 minggu USD Ribu/Thousands of USD 36,963 28,524 17,119 29,041 33,070 29,533 44,233 22,170 18,023 18,081 24,074 31,464 26,150 21,955 36,250 31,375 29,226 17,800 24,875 11,952 17,705 22,528 14,636 25,947 13,714 18,605 20,125 26,211 33,341 25,762 42,618 7,333 1 week 49
50 1 bulan USD Ribu/Thousands of USD 12,306 11,093 1,521 2,645 789 2,678 3,000 1,565 1,091 2,762 2,337 3,500 7,900 1,764 1,000 1,250 2,190 0 1,000 48 455 556 455 3,684 5,762 5,053 7,475 4,737 4,977 6,167 7,059 3,810 1 month 50
51 RRH Frekuensi Transaksi Frequency of Transaction 51
53 a.l.: o.w.: 53
58 PUAB Valas LN (Mata Uang USD) OVERSEAS FOREIGN INTERBANK MONEY MARKET (in US 58
60 Seluruh Tenor USD Ribu/Thousands of USD 2,653,456 2,771,774 1,243,170 1,364,415 1,670,918 1,595,784 1,638,365 1,362,679 1,723,052 1,480,946 1,535,903 1,810,488 1,567,582 1,282,877 1,284,228 1,468,669 1,144,806 1,125,090 1,246,141 1,510,893 1,077,876 1,550,692 1,045,035 1,006,624 1,618,774 1,355,703 1,256,993 1,401,073 1,039,518 1,032,161 1,567,853 784,976 All Tenor 60
61 a.l.: o.w.: 61
62 Overnight USD Ribu/Thousands of USD 1,790,098 2,091,290 721,668 815,442 1,014,620 976,731 1,125,620 923,239 1,050,923 1,046,681 1,035,700 972,867 951,820 742,807 855,686 775,475 765,152 706,833 755,494 834,910 701,050 776,772 670,450 554,358 726,748 786,447 781,200 625,526 613,068 592,524 636,235 467,643 Overnight 62
63 1 minggu USD Ribu/Thousands of USD 258,432 182,965 124,105 76,604 111,203 95,950 127,830 74,789 67,684 78,953 86,152 44,462 40,561 79,425 26,001 19,211 17,678 66,240 142,944 68,333 57,182 129,261 82,159 129,868 88,810 160,816 51,850 149,947 127,227 109,571 193,176 43,571 1 week 63
64 1 bulan USD Ribu/Thousands of USD 49,155 48,029 37,931 37,529 42,573 46,026 51,591 39,694 38,821 29,327 43,081 57,470 80,250 91,875 71,568 80,400 58,048 55,589 85,116 94,470 94,130 111,965 92,676 117,598 108,898 140,677 142,568 132,231 112,313 96,804 93,000 87,905 1 month 64
65 RRH Frekuensi Transaksi Frequency of Transaction 65
67 a.l.: o.w.: 67
72 PUAS Valas USD SHARIA INTERBANK MONEY MARKET (in USD currenc 72
74 Seluruh Tenor USD Ribu/Thousands of USD 7,531 7,769 271 633 342 572 0 333 0 0 0 0 0 213 0 0 1,095 1,119 0 0 0 111 136 0 0 0 1,075 0 227 524 471 214 All Tenor 74
75 a.l.: o.w.: 75
76 Overnight USD Ribu/Thousands of USD 0 2,000 22 8 0 33 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 875 0 0 0 0 0 Overnight 76
79 a.l.: o.w.: 79
82 INDIKATOR SUKU BUNGA PASAR UANG INDICATORS OF INTEREST RATE OF MONEY MARKET 82
83 PASAR UANG 1) MONEY MARKET 1) 83
84 PASAR UANG RUPIAH RUPIAH MONEY MARKET 84
85 PUAB2) INTERBANK MONEY MARKET 2) 85
86 RRH Suku Bunga Rata-rata Tertimbang Interest Rates Weighted Average 86
87 a.l.: o.w.: 87
88 Overnight % 5.85 5.81 4.80 4.16 4.74 5.53 5.85 5.75 5.54 5.24 5.04 4.83 4.83 3.90 4.81 4.75 4.49 4.31 4.33 4.22 3.64 3.31 3.29 3.29 3.20 3.04 3.04 2.96 2.79 2.79 2.80 2.79 Overnight 88
89 1 minggu % 6.27 6.07 5.44 4.64 5.36 5.84 6.24 6.09 5.82 5.49 5.24 5.04 5.04 4.38 5.03 4.97 4.74 4.59 4.61 4.50 4.22 3.97 3.99 4.03 3.94 3.72 3.69 3.52 3.29 3.26 3.38 3.26 1 week 89
90 1 bulan % 5.36 4.89 6.56 5.68 6.43 6.46 6.85 6.40 6.00 5.74 5.45 5.35 5.40 4.79 5.41 5.27 4.89 4.83 4.85 6.04 4.18 4.13 4.20 4.45 4.61 3.94 4.30 4.83 5.00 4.29 5.00 4.75 1 month 90
91 PUAS SHARIA INTERBANK MONEY MARKET 91
92 RRH Imbal Hasil Rata-rata Tertimbang Daily Average Yields Weighted Average 92
93 Overnight Overnight 93
94 Tingkat Imbalan Instrumen PUAS % 5.99 4.63 4.43 4.03 4.76 4.82 5.76 5.14 4.94 2.28 2.79 4.33 3.98 2.25 3.73 2.12 1.84 2.44 3.55 2.19 2.05 1.72 1.82 1.43 1.95 2.21 1.94 2.72 2.46 2.34 2.23 1.99 * Yield of Sharia Interbank Money Mar 94
95 REPO REPO 95
96 Repo Rate Repo Rate 96
97 a.l o.w.: 97
98 Overnight % - - 4.89 4.22 - 5.80 5.90 5.83 5.71 5.15 - 4.90 4.85 3.41 - 4.90 4.65 4.35 - - 3.30 - - 3.30 3.22 3.05 3.03 2.96 2.78 2.78 2.78 2.78 Overnight 98
99 1 minggu % 6.26 6.08 5.41 4.62 5.30 5.85 6.18 6.10 5.78 5.50 5.23 5.05 5.04 4.63 5.03 4.97 4.80 4.48 4.54 4.41 4.10 4.17 3.94 3.65 3.99 3.79 3.66 3.50 3.36 3.36 3.24 3.41 1 week 99
100 1 bulan % 7.23 6.87 6.16 5.45 6.17 6.26 6.64 6.29 6.01 5.79 5.51 5.21 5.35 4.31 5.27 - 4.89 4.79 4.78 - 4.04 4.00 4.09 4.09 4.09 3.81 3.76 3.60 3.58 3.56 0.00 3.54 1 month 100
Keterangan : Notes:
1)
Transaksi dengan jangka waktu s.d 1 tahun. 1)
Transaction with maturity ≤ 1 year
2)
PUAB meliputi transaksi uncollateralized interbank call money. 2)
Interbank Money Market including uncollateralized interbank call money Transactions
3)
Repo menggunakan underlying instrumen surat berharga (SBN, SBI dan SDBI) yang ditatausahakan di BI-SSSS. Transaksi repo dan suku bunga repo 1 minggu merupakan gabungan dari transaksi repo tenor 5-10 hari.
3) As underlying Transactions for Repos are securities (Government Securities, Bank Indonesia Certificate and Bank Indonesia Deposit Certificate) which are administered/ settled by BI - SSSS. 1 week-tenure of repo's transactions and repo's rate consists of 5 to 10 days-tenure.
Sumber: Bank Indonesia Source: Bank Indonesia
10
TABEL 13. INDIKATOR PASAR MODAL/
TABLE 13. INDICATORS OF CAPITAL MARKET
2019 2020 2021

KOMPONEN SATUAN 2014 2015 2016 2017 2018 2019 2020 COMPONENTS
1 1
2 PASAR SAHAM CAPITAL MARKET 2
3 IHSG (akhir periode) Poin/Point 5,227 4,593 5,297 6,356 6,194 6,300 6,469 6,455 6,209 6,359 6,391 6,328 6,169 6,228 6,012 6,300 5,979 5,940 5,453 4,539 4,716 4,754 4,905 5,150 5,238 4,870 5,128 5,612 5,979 5,862 6,242 5,986 5,996 5,947 5,985 Jakarta Composite Stock Price Index (end of period) 3
4 Jumlah Emiten Perusahaan/Company 506 521 537 566 619 668 626 629 630 634 649 647 652 656 661 668 713 674 680 685 690 691 692 697 700 709 709 708 713 716 720 724 728 729 734 Number of Listed Companies 4
5 Pertumbuhan Jumlah Emiten %, yoy 4.76 2.96 3.07 5.40 9.36 7.92 10.02 9.77 8.43 8.38 9.26 8.19 8.67 7.72 7.48 7.92 6.74 8.01 8.80 9.42 9.70 9.68 9.15 7.40 8.19 8.74 8.08 7.11 6.74 6.23 5.88 5.69 5.51 5.50 6.07 Growth of Number of Emiten 5
6 Nilai Penerbitan Saham Perdana (IPO) Rp Miliar/ Billions of Rp 9,122 11,308 12,105 9,556 15,665 14,779 33 411 305 506 6,899 0 1,806 925 800 1,945 5,578 989 469 1,285 743 88 40 222 336 1,050 0 0 357 1,202 1,507 341 288 134 3,673 Value of Initial Public Offerings (IPO) 6
7 Nilai Kapitalisasi Pasar Saham Rp Miliar/ Billions of Rp 5,228,043 4,872,702 5,753,613 7,052,389 7,023,497 7,265,016 7,356,380 7,342,986 7,072,081 7,243,045 7,328,987 7,259,735 7,090,422 7,162,655 6,919,502 7,265,016 6,970,009 6,864,267 6,304,025 5,247,669 5,453,503 5,497,202 5,678,323 5,968,165 6,073,865 5,663,917 5,958,186 6,527,873 6,970,009 6,829,294 7,355,579 7,071,300 7,096,073 7,038,655 7,107,007 Value of Market Capitalization 7
8 Nilai Kapitalisasi Pasar Saham Terhadap PDB Harga Berlaku % 49.46 42.27 46.39 51.89 47.33 45.89 48.68 - - 47.07 - - 45.41 - - 45.89 45.16 - - 32.85 - - 36.18 - - 36.49 - - 45.16 - - 45.68 - - … Value of Market Capitalization to Gross Domestic Bruto (GDP) 8
9 Pertumbuhan Kapitalisasi Pasar Saham %, yoy 23.92 -6.80 18.08 22.57 -0.41 3.44 6.85 10.23 5.54 11.23 9.56 7.02 5.24 8.62 0.89 3.44 -4.06 -7.44 -13.96 -28.67 -25.73 -22.27 -21.60 -18.57 -16.33 -20.12 -16.82 -5.66 -4.06 -0.51 16.68 34.75 30.12 28.04 25.16 Growth of Market Capitalization 9
10 Price Earning Ratio (PER), average kali/ Times 19.52 12.53 16.05 14.49 13.59 17.09 17.21 14.69 16.30 15.15 17.71 19.10 19.10 18.24 18.06 17.09 10.22 16.52 15.70 13.54 13.82 12.73 9.35 10.35 11.54 11.56 11.86 9.75 10.22 9.45 11.62 11.10 11.29 11.35 12.74 Price Earning Ratio (PER), average 10
11 Pertanian kali/ Times 19.34 -1.21 19.38 2.40 19.27 27.21 21.44 17.29 17.08 17.90 7.87 -4.25 6.68 23.36 18.33 27.21 19.50 27.21 26.64 13.64 14.94 11.77 2.41 -1.07 9.60 10.04 16.85 21.57 19.50 10.57 10.51 13.63 9.64 - - Agriculture 11
12 Pertambangan kali/ Times 2.90 7.77 11.35 6.26 -1.03 12.00 4.04 6.51 6.91 11.61 21.79 22.10 13.80 8.20 11.30 12.00 11.14 11.17 10.46 9.72 11.04 4.43 4.15 5.43 8.00 11.14 11.18 8.39 11.14 9.77 9.89 8.64 8.23 - - Mining 12
13 Industri Dasar dan Kimia kali/ Times 16.60 5.32 14.32 13.10 13.74 19.21 15.82 11.01 11.63 11.35 13.69 17.21 16.99 22.54 21.98 19.21 7.57 17.12 14.92 16.72 19.61 16.17 7.61 13.23 16.15 11.21 12.70 7.66 7.57 7.86 8.24 9.79 11.76 - - Basic Industry and Chemical 13
14 Aneka Industri kali/ Times 14.44 3.24 12.86 4.78 16.15 17.50 18.23 21.07 14.26 16.10 23.20 18.68 19.01 17.58 12.90 17.50 6.41 17.47 17.08 15.48 7.29 2.65 5.16 15.13 18.89 19.38 14.95 7.23 6.41 5.66 6.23 12.10 8.37 - - Miscellaneous Industry 14
15 Industri Barang Konsumsi kali/ Times 24.22 17.69 18.77 18.48 24.94 10.02 27.61 23.54 13.18 14.25 18.80 16.77 20.80 20.92 19.09 10.02 17.25 11.89 10.57 10.23 11.91 18.24 14.36 15.06 18.94 21.65 16.77 14.90 17.25 18.14 18.72 18.13 14.46 - - Consumer Goods Industry 15
16 Properti, Real Estate dan Konstruksi Bangunan kali/ Times 16.29 18.09 23.88 14.52 27.07 10.86 26.57 18.07 18.60 16.52 18.85 13.28 11.68 16.60 12.12 10.86 7.53 9.91 11.75 8.30 4.02 5.84 2.32 -1.18 -0.04 0.09 7.04 5.47 7.53 3.94 8.00 8.56 8.59 - - Property, Real Estate and Building Construction 16
17 Infrastruktur, Utilitas dan Transportasi kali/ Times 16.84 14.49 10.04 16.02 9.50 23.36 16.89 21.34 23.47 24.50 23.80 28.43 30.42 26.66 23.99 23.36 16.30 18.70 17.74 13.83 17.11 15.80 14.84 15.86 13.81 13.88 15.74 15.05 16.30 15.64 15.17 11.68 13.17 - - Infrastructure, Utility and Transportation 17
18 Keuangan kali/ Times 28.71 22.08 20.63 19.10 25.63 23.90 25.04 22.63 24.17 19.91 19.88 25.90 24.38 20.60 24.92 23.90 27.58 23.68 23.81 22.05 21.81 22.29 23.16 26.05 25.18 28.59 26.16 29.44 27.58 26.76 33.72 30.81 29.67 - - Finance 18
19 Perdagangan, Jasa dan Investasi kali/ Times 21.54 12.60 18.33 17.44 5.25 14.58 10.83 6.50 16.05 11.23 13.96 16.98 13.80 13.06 15.19 14.58 -1.48 15.74 13.71 11.13 13.17 11.33 5.38 4.04 3.90 2.17 2.22 -1.53 -1.48 -0.60 2.56 0.99 3.80 - - Trade, Services and Investment 19
20 IDX Sektor Energi kali/ Times - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 3.91 8.41 IDX Sector Energy 20
21 IDX Sektor Barang Baku kali/ Times - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 8.34 15.26 IDX Sector Basic Materials 21
22 IDX Sektor Perindustrian kali/ Times - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 10.17 14.95 IDX Sector Industrials 22
23 IDX Sektor Barang Konsumen Primer kali/ Times - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 11.92 12.24 IDX Sector Consumer Non-Cyclicals 23
24 IDX Sektor Barang Konsumen Non-Primer kali/ Times - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -0.10 0.45 IDX Sector Consumer Cyclicals 24
25 IDX Sektor Kesehatan kali/ Times - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 17.52 18.60 IDX Sector Healthcare 25
26 IDX Sektor Keuangan kali/ Times - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 30.26 27.58 IDX Sector Financials 26
27 IDX Sektor Properti & Real Estat kali/ Times - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 7.98 16.03 IDX Sector Properties & Real Estate 27
28 IDX Sektor Teknologi kali/ Times - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 30.59 22.58 IDX Sector Technology 28
29 IDX Sektor Infrastruktur kali/ Times - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 14.59 8.80 IDX Sector Infrastructures 29
30 IDX Sektor Transportasi & Logistik kali/ Times - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - 10.19 5.13 IDX Sector Transportation & Logistic 30
31 Transaksi Saham Stock Trading 31
32 Rata-rata Volume Transaksi Harian Juta Saham/ Milllion Shares 5,484 5,928 7,827 11,953 10,568 14,709 15,038 15,264 13,552 15,025 17,418 15,396 14,622 16,665 10,860 12,536 11,374 7,470 6,116 6,823 7,547 8,574 9,436 9,408 12,061 11,028 11,737 19,769 27,571 23,619 18,522 17,551 15,134 16,703 20,897 Average Daily Trading Volume 32
33 Pertumbuhan Rata-rata Volume Transaksi Harian %, yoy -0.35 8.10 32.03 52.72 -11.59 39.18 32.32 69.82 46.53 46.77 88.49 69.72 56.04 69.03 10.56 -8.47 -22.67 -44.01 -57.30 -54.63 -50.56 -36.73 -37.20 -45.99 -21.67 -24.58 -29.57 82.03 119.95 216.16 202.84 157.21 100.53 94.81 121.47 Growth of Average Daily Trading Volume 33
34 Rata-rata Nilai Transaksi Harian Rp Miliar/ Billions of Rp 6,006 5,764 7,498 7,603 8,500 9,185 8,757 12,126 8,909 10,464 8,476 8,404 8,190 8,797 7,397 8,165 9,210 6,367 6,570 7,905 6,833 9,823 9,031 7,707 9,602 7,759 8,494 13,163 18,428 20,513 15,591 11,935 9,437 10,986 12,139 Average Daily Trading 34
35 Pertumbuhan Rata-rata Nilai Transaksi Harian %, yoy -3.72 -4.03 30.09 1.40 11.80 8.05 -16.93 73.66 -2.22 11.48 18.12 -4.14 16.17 29.71 -16.14 -18.21 0.27 -40.82 -30.66 -9.73 -43.65 10.25 -13.70 -9.07 14.25 -5.26 -3.44 77.96 125.68 222.20 137.32 50.98 38.12 11.83 34.41 Growth of Average Daily Trading 35
36 Nilai Neto Transaksi Beli Investor Asing Rp Miliar/ Billions of Rp 42,598 -22,589 16,168 -39,870 -50,746 49,195 1,664 53,111 -7,403 10,959 -257 -9,292 -7,316 -3,798 -6,926 7,985 -47,816 33 -4,757 -5,591 -8,818 8,031 -4,545 -3,852 -8,506 -15,590 -3,707 3,444 -3,958 10,942 3,625 -2,702 -3,545 3,526 4,871 Net Value of Foreign Investor Transaction 36
37 Nilai Transaksi Beli Investor Asing Rp Miliar/ Billions of Rp 611,017 596,329 688,491 642,946 728,937 747,924 58,802 111,223 67,057 53,005 53,913 51,632 45,831 51,321 53,161 57,133 677,314 48,596 53,826 70,376 53,088 78,878 56,107 42,763 42,146 40,505 40,507 78,182 72,340 78,643 73,452 74,188 57,214 59,005 65,284 Foreign Investor Buying 37
38 Nilai Transaksi Jual Investor Asing Rp Miliar/ Billions of Rp 568,419 618,918 672,322 682,816 779,683 698,729 57,138 58,112 74,460 42,046 54,170 60,924 53,147 55,119 60,087 49,148 725,130 48,563 58,583 75,967 61,906 70,847 60,652 46,615 50,652 56,095 44,214 74,738 76,298 67,701 69,827 76,890 60,759 55,479 60,413 Foreign Investor Selling 38
39 Rata-rata Frekuensi Transaksi Harian kali 212,635 221,583 264,127 311,974 388,927 467,682 411,083 416,253 415,749 471,272 491,522 469,552 519,557 507,681 515,009 480,730 681,332 427,180 402,402 496,690 538,598 547,606 678,290 661,290 751,370 641,564 680,549 984,416 1,366,028 1,580,829 1,392,170 1,189,597 966,802 1,026,402 1,191,793 Average Frequency Daily Trading 39
40 Pertumbuhan Rata-rata Frekuensi Transaksi Harian %, yoy 38.36 4.21 19.20 18.11 24.67 20.25 8.28 8.32 0.27 6.97 31.86 24.49 44.91 42.06 26.99 19.96 45.68 -8.03 -10.43 20.82 29.39 31.72 43.93 34.54 60.02 23.48 34.05 91.15 184.16 270.06 245.96 139.51 79.50 87.43 75.71 Growth of Average Frequency Daily Trading 40
41 41
42 PASAR OBLIGASI BONDS MARKET 42
43 Rata-rata Volume Transaksi Harian Rp Miliar/ Billions of Rp 12,316 14,584 15,644 17,293 22,047 29,638 31,611 30,304 31,321 31,700 33,757 26,039 24,026 26,678 26,447 34,267 45,463 45,450 41,459 48,744 26,559 29,979 39,157 37,492 45,638 44,568 50,939 57,365 78,445 83,258 74,255 69,470 51,832 55,601 59,631 Average Daily Trading Volume 43
44 Korporasi Rp Miliar/ Billions of Rp 687 763 905 1,349 1,354 1,579 1,464 1,562 1,433 1,889 1,731 1,631 1,655 1,676 1,765 1,864 1,560 1,059 1,622 1,566 1,248 1,415 1,518 1,512 1,449 1,735 1,994 1,608 2,054 1,142 1,759 1,465 1,581 1,486 1,498 Corporation 44
45 Rata-rata Nilai Transaksi Harian Rp Miliar/ Billions of Rp 12,246 14,582 16,035 17,822 21,608 29,230 31,597 30,298 30,830 31,647 34,349 26,222 24,223 27,061 26,868 34,543 46,253 46,338 42,921 49,631 25,988 29,542 39,388 37,993 46,781 45,478 51,771 59,078 80,261 84,152 75,547 69,492 51,872 55,888 60,098 Average Daily Trading Corporate Bonds 45
46 Korporasi Rp Miliar/ Billions of Rp 679 756 908 1,355 1,354 1,570 1,450 1,562 1,432 1,880 1,732 1,613 1,606 1,668 1,761 1,862 1,566 1,065 1,645 1,576 1,251 1,397 1,521 1,512 1,454 1,744 2,012 1,636 2,031 1,159 1,783 1,484 1,611 1,513 1,530 Corporation 46
47 Rata-rata Frekuensi Transaksi Harian kali/ Times 744 781 959 1,017 1,079 1,272 1,272 1,017 1,227 1,970 1,640 1,275 1,072 1,300 1,349 1,180 2,091 1,525 1,855 1,951 1,512 1,864 2,225 1,923 2,241 2,130 1,900 2,765 3,296 2,692 2,189 2,230 2,501 2,052 2,576 Average Frequency Daily Trading 47
48 Korporasi kali/ Times 91.00 91.00 98.00 126 125 149 147 152 127 166 163 150 134 183 167 152 156 139 193 153 110 145 138 163 156 182 168 148 182 134 140 135 150 130 143 Corporation 48
49 Posisi Obligasi Rp Miliar/ Billions of Rp 1,432,782 1,675,873 2,084,958 2,487,735 2,777,208 3,197,840 2,951,074 2,926,758 2,931,013 2,933,495 3,009,993 3,066,691 3,101,874 3,147,773 3,153,686 3,197,840 4,296,467 3,228,723 3,274,664 3,276,267 3,318,401 3,486,702 3,535,610 3,576,489 3,760,568 3,876,467 4,042,900 4,154,415 4,296,467 4,398,183 4,505,911 4,588,528 4,677,837 4,639,990 4,705,334 Outstanding of Bonds 49
50 Korporasi Rp Miliar/ Billions of Rp 222,820 249,880 311,679 387,969 411,857 445,101 424,081 424,745 429,735 417,257 429,625 441,076 437,544 440,511 446,424 445,101 425,709 441,994 448,735 442,909 435,603 435,957 429,715 421,479 425,228 440,735 439,731 424,427 425,709 426,185 426,362 432,931 435,786 432,647 422,711 Corporation 50
51 Pertumbuhan Posisi Obligasi %, yoy 18.07 16.97 24.41 19.32 11.64 15.15 15.08 12.39 13.10 12.85 14.37 14.32 13.80 15.11 12.89 15.15 34.36 14.18 13.62 11.02 13.38 18.96 20.53 18.82 22.63 24.97 28.44 31.73 34.36 36.22 37.60 40.05 40.97 33.08 33.08 Growth of Bonds 51
52 Korporasi %, yoy 2.11 12.14 24.73 24.48 6.16 8.07 5.89 4.89 5.51 3.65 5.91 7.91 4.43 4.51 7.03 8.07 -4.36 6.60 6.78 4.44 2.56 1.45 2.99 -1.90 -3.59 0.73 -0.18 -4.93 -4.36 -3.58 -4.99 -2.25 0.04 -0.76 -1.63 Corporation 52
53 REKSA DANA MUTUAL FUND 53
54 Jumlah Reksa Dana Produk/ Product 894 1,091 1,425 1,777 2,098 2,181 2,098 2,082 2,089 2,092 2,112 2,184 2,194 2,174 2,163 2,181 2,216 2,205 2,184 2,196 2,220 2,204 2,217 2,215 2,210 2,214 2,212 2,217 2,216 2,231 2,231 2,221 2,213 2,205 2,207 Total Mutual Funds 54
55 Nilai Aktiva Bersih Rp Miliar/ Billions of Rp 242,251 271,969 338,750 457,506 505,390 542,196 515,088 510,146 506,087 512,585 536,881 538,067 540,912 553,213 544,416 542,196 573,542 537,279 525,278 472,772 477,676 476,283 482,549 503,258 520,836 510,149 529,868 547,841 573,542 571,212 571,746 579,681 568,020 536,271 546,276 Net Asset Value 55
56 Jumlah Unit Penyertaan (UP) Beredar Ribu Unit/ Thousand of Unit 143,783,145 182,980,303 240,237,855 324,223,922 373,725,898 424,796,068 383,000,728 383,285,302 383,330,056 381,680,563 399,719,197 405,225,158 414,711,350 422,537,886 431,947,713 424,796,068 435,143,042 428,005,049 423,321,110 408,562,387 408,650,654 405,710,381 405,912,840 413,619,382 426,569,784 423,964,221 430,696,397 433,402,002 435,143,042 440,040,812 434,766,124 439,209,478 437,204,235 399,383,994 406,888,194 Mutual Fund Units 56
57 Subscription Rp Miliar/ Billions of Rp 181,588 254,347 350,645 527,062 611,649 711,217 62,955 64,583 59,021 37,659 79,444 53,456 59,854 56,298 60,471 51,661 637,505 53,056 47,994 46,269 36,912 29,117 45,062 58,015 55,219 57,575 51,098 … … 78,798 56,684 55,332 53,127 … … Subscription 57
58 Redemption Rp Miliar/ Billions of Rp 164,365 213,346 302,720 458,791 540,156 656,327 55,432 62,487 58,183 42,268 56,499 45,851 54,468 48,032 65,993 62,575 602,144 48,924 47,606 67,690 36,074 33,016 43,880 48,369 42,171 56,112 40,060 … … 75,545 60,760 51,938 54,047 … … Redemption 58
Sumber: BEI dan OJK (diolah) Source: IDX and FSA (Processed)
TABEL 14. INDIKATOR UTANG SEKTOR PEMERINTAH PUSAT/
TABLE 14. INDICATORS OF CENTRAL GOVERNMENT DEBT
2019 2020 2021

KOMPONEN SATUAN/UNIT PERIODE/ PERIOD 2014 2015 2016 2017 2018 2019 2020 COMPONENTS
1 Utang Pemerintah Pusat terhadap PDB Harga Berlaku % Triwulanan/ Quarterly 24.68 27.46 28.35 29.38 30.07 30.19 30.23 - - 29.70 - - 30.10 - - 30.19 39.43 - - 32.51 - - 33.54 - - 37.08 - - 39.43 - - 41.63 - - … Government Debt to GDP at Current Price 1
2 Utang Luar Negeri Pemerintah Pusat terhadap Cadangan Devisa % Bulanan/ Monthly 110.68 129.70 133.10 136.19 151.84 154.72 150.70 150.20 154.80 155.50 154.52 153.05 156.32 157.20 156.86 154.72 151.86 155.61 153.41 149.59 148.35 147.18 149.21 147.31 146.04 146.04 149.49 152.52 151.86 152.72 150.75 148.57 148.45 149.14 … Government External Debt to Reserves Position 2
3 3
4 Komposisi Utang Pemerintah Composition of Government Debt 4
5 Residen % Bulanan/ Monthly 40.83 40.02 40.76 39.84 40.58 41.86 41.47 41.40 41.38 40.42 40.73 41.13 41.39 41.34 41.82 41.86 52.16 41.87 42.28 42.96 44.50 46.17 46.60 46.35 47.94 48.85 50.06 51.31 52.16 52.38 53.20 54.01 54.35 54.67 54.51 Resident 5
6 Non Residen % Bulanan/ Monthly 59.17 59.98 59.24 60.16 59.42 58.14 58.53 58.60 58.62 59.58 59.27 58.87 58.61 58.66 58.18 58.14 47.84 58.13 57.72 57.04 55.50 53.83 53.40 53.65 52.06 51.15 49.94 48.69 47.84 47.62 46.80 45.99 45.65 45.33 45.49 Non Resident 6
7 Pinjaman % Bulanan/ Monthly 25.97 23.86 20.90 18.63 18.06 16.00 17.32 17.24 17.12 17.19 17.00 17.06 16.70 16.22 15.99 16.00 14.02 15.61 16.10 17.33 16.12 15.51 15.04 15.43 15.18 15.01 14.44 13.97 14.02 13.63 13.56 13.37 13.26 13.06 12.86 Loan 7
10 SBN % Bulanan/ Monthly 74.03 76.14 79.10 81.37 81.94 84.00 82.68 82.76 82.88 82.81 83.00 82.94 83.30 83.78 84.01 84.00 85.98 84.39 83.90 82.67 83.88 84.49 84.96 84.57 84.82 84.99 85.56 86.03 85.98 86.37 86.44 86.63 86.74 86.94 87.14 Government Securities (SBN) 10
13 Refixing Rate 1) % Bulanan/ Monthly 21.00 21.08 17.76 19.46 19.73 16.13 18.82 17.34 16.44 16.33 16.17 15.98 16.51 15.96 16.41 16.13 21.04 15.57 15.49 14.92 14.10 15.80 15.63 16.96 18.30 18.70 19.76 19.63 21.04 21.17 20.75 20.78 21.02 21.09 22.12 Refixing Rate 1) 13
14 Average Time to Maturity Tahun/ Year Bulanan/ Monthly 9.73 9.28 9.02 8.55 8.36 8.52 8.52 8.62 8.54 8.58 8.57 8.53 8.52 8.57 8.55 8.52 8.47 8.58 8.51 8.55 8.78 8.81 8.75 8.69 8.61 8.59 8.55 8.58 8.47 8.70 8.58 8.62 8.60 8.70 8.70 Average Time to Maturity 14
15 15
16 Utang Pemerintah Rp Miliar/Billions of Rp Bulanan/ Monthly 2,608,776 3,165,130 3,515,457 3,992,647 4,461,747 4,779,284 4,567,335 4,528,454 4,571,894 4,570,168 4,603,623 4,680,187 4,700,279 4,756,136 4,814,310 4,779,284 6,085,065 4,817,550 4,948,181 5,192,561 5,172,479 5,258,567 5,264,073 5,434,857 5,594,814 5,756,866 5,877,990 5,910,635 6,085,065 6,233,142 6,361,018 6,445,071 6,528,871 6,419,502 6,554,555 Government Debt 16
17 Pinjaman Loan Agreement 17
18 Berdasarkan Sumber Rp Miliar/Billions of Rp Bulanan/ Monthly 677,557 755,119 734,846 743,714 805,617 764,480 791,217 780,713 782,541 785,609 782,720 798,280 784,745 771,540 770,041 764,480 852,910 751,898 796,882 899,829 834,042 815,663 791,849 838,598 849,336 864,294 848,854 825,593 852,910 849,592 862,383 861,909 865,745 838,131 842,762 By Source 18
19 Residen Rp Miliar/Billions of Rp Bulanan/ Monthly 3,224 4,081 5,133 5,518 6,578 8,377 7,135 6,731 6,904 6,972 7,416 7,687 7,741 7,378 8,086 8,377 11,968 9,561 10,143 10,228 9,918 9,944 9,805 10,527 10,866 11,321 11,083 11,547 11,968 12,531 12,512 12,524 12,320 12,319 12,524 Resident 19
20 Non Residen Rp Miliar/Billions of Rp Bulanan/ Monthly 674,333 751,038 729,713 738,196 799,039 756,103 784,082 773,982 775,637 778,638 775,304 790,593 777,004 764,162 761,954 756,103 840,942 742,336 786,739 889,600 824,124 805,719 782,044 828,071 838,470 852,973 837,770 814,046 840,942 837,061 849,871 849,384 853,425 825,812 830,239 Non Resident 20
21 Berdasarkan Denominasi Rp Miliar/Billions of Rp Bulanan/ Monthly 677,557 755,119 734,846 743,714 805,617 764,480 791,217 780,713 782,541 785,609 782,720 798,280 784,745 771,540 770,041 764,480 852,910 751,898 796,882 899,829 834,042 815,663 791,849 838,598 849,336 864,294 848,854 825,593 852,910 849,592 862,383 861,909 865,745 838,131 842,762 By Denomination 21
22 Rupiah Rp Miliar/Billions of Rp Bulanan/ Monthly 3,224 4,081 5,133 5,518 6,578 8,377 7,135 6,731 6,904 6,972 7,416 7,687 7,741 7,378 8,086 8,377 11,968 9,561 10,143 10,228 9,918 9,944 9,805 10,527 10,866 11,321 11,083 11,547 11,968 12,531 12,512 12,524 12,320 12,319 12,524 Rupiah 22
23 Valas Rp Miliar/Billions of Rp Bulanan/ Monthly 674,333 751,038 729,713 738,196 799,039 756,103 784,082 773,982 775,637 778,638 775,304 790,593 777,004 764,162 761,954 756,103 840,942 742,336 786,739 889,600 824,124 805,719 782,044 828,071 838,470 852,973 837,770 814,046 840,942 837,061 849,871 849,384 853,425 825,812 830,239 Foreign Exchange 23
24 SBN Government Securities (SBN) 24
25 Berdasarkan Jenis, Denominasi dan Sumber Rp Miliar/Billions of Rp Bulanan/ Monthly 1,931,218 2,410,011 2,780,611 3,248,933 3,656,130 4,014,804 3,776,118 3,747,741 3,789,353 3,784,558 3,820,902 3,881,906 3,915,535 3,984,596 4,044,270 4,014,804 5,232,155 4,065,652 4,151,299 4,292,732 4,338,437 4,442,904 4,472,224 4,596,259 4,745,477 4,892,573 5,029,136 5,085,042 5,232,155 5,383,550 5,498,635 5,583,162 5,663,127 5,581,371 5,711,793 By Type of Intrument, Denomination, and Source 25
26 SBN Rupiah Rp Miliar/Billions of Rp Bulanan/ Monthly 1,474,603 1,751,094 2,014,027 2,341,103 2,601,634 2,961,287 2,761,180 2,735,780 2,741,104 2,735,755 2,788,301 2,833,427 2,874,038 2,923,623 2,978,740 2,961,287 4,036,121 2,990,466 3,031,859 3,036,960 3,112,150 3,248,234 3,280,017 3,351,131 3,510,239 3,629,036 3,782,972 3,891,920 4,036,121 4,133,384 4,235,554 4,311,573 4,392,964 4,353,564 4,430,869 Rupiah Government Securities 26
27 Residen Rp Miliar/Billions of Rp Bulanan/ Monthly 1,013,252 1,192,573 1,348,219 1,504,955 1,708,383 1,899,429 1,794,056 1,775,435 1,791,542 1,747,000 1,775,265 1,823,831 1,844,649 1,865,150 1,910,938 1,899,429 3,062,213 1,913,408 1,983,697 2,110,054 2,187,390 2,316,401 2,343,017 2,405,338 2,568,297 2,695,888 2,828,026 2,921,413 3,062,213 3,146,062 3,264,150 3,360,168 3,428,362 3,396,107 3,453,555 Resident 27
28 Dapat Diperdagangkan Rp Miliar/Billions of Rp Bulanan/ Monthly 748,610 903,324 1,107,471 1,263,619 1,475,200 1,690,883 1,560,868 1,541,669 1,556,877 1,542,284 1,567,333 1,616,021 1,634,942 1,656,221 1,702,392 1,690,883 2,896,849 1,709,673 1,777,770 1,906,453 1,986,040 2,118,911 2,168,895 2,231,216 2,393,396 2,528,248 2,661,194 2,759,480 2,896,849 2,984,675 3,108,144 3,204,191 3,277,448 3,249,885 3,305,308 Traded 28
29 Tidak Dapat Diperdagangkan Rp Miliar/Billions of Rp Bulanan/ Monthly 264,642 289,248 240,748 241,337 233,183 208,546 233,187 233,766 234,665 204,717 207,933 207,811 209,706 208,929 208,546 208,546 165,365 203,735 205,928 203,601 201,351 197,490 174,122 174,122 174,901 167,640 166,833 161,933 165,365 161,387 156,006 155,977 150,914 146,222 148,246 Non Traded 29
30 Non Residen Rp Miliar/Billions of Rp Bulanan/ Monthly 461,351 558,521 665,808 836,147 893,251 1,061,858 967,125 960,345 949,562 988,755 1,013,036 1,009,596 1,029,389 1,058,473 1,067,802 1,061,858 973,908 1,077,058 1,048,161 926,906 924,760 931,834 937,000 945,793 941,942 933,148 954,946 970,507 973,908 987,322 971,404 951,406 964,602 957,457 977,315 Non Resident 30
31 SUN Rp Miliar/Billions of Rp Bulanan/ Monthly 1,330,702 1,550,077 1,729,036 1,958,893 2,168,007 2,431,965 2,295,133 2,260,501 2,290,436 2,275,288 2,313,834 2,346,867 2,374,828 2,405,123 2,446,468 2,431,965 3,310,782 2,455,154 2,485,831 2,520,003 2,579,403 2,650,697 2,665,480 2,718,093 2,854,219 2,973,009 3,102,145 3,181,642 3,310,782 3,380,505 3,463,718 3,510,469 3,577,610 3,606,071 3,657,591 Government Debt Securities (SUN) 31
32 Residen Rp Miliar/Billions of Rp Bulanan/ Monthly 879,993 999,694 1,072,095 1,143,944 1,293,800 1,398,552 1,346,491 1,315,320 1,354,499 1,303,355 1,319,034 1,356,026 1,365,712 1,374,504 1,404,326 1,398,552 2,354,361 1,410,778 1,473,535 1,624,066 1,681,835 1,743,661 1,754,981 1,800,692 1,935,098 2,057,927 2,166,968 2,230,979 2,354,361 2,412,763 2,514,126 2,580,493 2,635,904 2,664,441 2,697,669 Resident 32
33 Dapat Diperdagangkan Rp Miliar/Billions of Rp Bulanan/ Monthly 648,548 752,227 870,629 941,828 1,101,260 1,233,794 1,152,073 1,119,323 1,160,238 1,139,042 1,151,505 1,190,582 1,198,372 1,207,941 1,239,568 1,233,794 2,227,775 1,247,831 1,308,362 1,459,271 1,517,790 1,583,445 1,616,133 1,661,843 1,798,454 1,928,543 2,038,392 2,102,403 2,227,775 2,290,153 2,393,804 2,460,200 2,518,674 2,549,300 2,582,529 Traded 33
35 Non Residen Rp Miliar/Billions of Rp Bulanan/ Monthly 450,709 550,383 656,941 814,948 874,206 1,033,413 948,643 945,182 935,937 971,933 994,800 990,841 1,009,116 1,030,620 1,042,142 1,033,413 956,420 1,044,376 1,012,296 895,937 897,568 907,036 910,498 917,401 919,121 915,082 935,176 950,662 956,420 967,742 949,592 929,976 941,706 941,630 959,922 Non Resident 35
36 SPN Rp Miliar/Billions of Rp Bulanan/ Monthly 39,950 65,384 41,040 104,857 77,650 57,550 64,700 57,620 60,490 53,890 51,370 55,100 58,300 57,850 61,550 57,550 41,380 48,550 43,500 52,000 50,670 43,320 35,290 32,310 30,860 34,610 41,610 42,580 41,380 40,730 42,430 39,610 37,685 38,435 40,535 Treasury Bills (SPN) 36
38 Dapat Diperdagangkan Rp Miliar/Billions of Rp Bulanan/ Monthly 30,600 33,744 37,609 71,500 70,577 50,191 60,493 54,415 56,829 49,437 45,742 50,769 52,597 52,011 56,335 50,191 39,988 44,724 41,360 47,323 47,775 41,406 33,839 31,172 29,690 33,430 38,418 39,379 39,988 39,034 40,689 37,408 35,552 36,427 38,338 Traded 38
39 Tidak Dapat Diperdagangk Rp Miliar/Billions of Rp Bulanan/ Monthly - 22,434 - 10,107 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Non Traded 39
41 Obligasi Negara Rp Miliar/Billions of Rp Bulanan/ Monthly 1,290,752 1,484,693 1,687,996 1,854,035 2,090,357 2,374,415 2,230,433 2,202,881 2,229,946 2,221,398 2,262,464 2,291,767 2,316,528 2,347,273 2,384,918 2,374,415 3,269,402 2,406,604 2,442,331 2,468,003 2,528,733 2,607,377 2,630,190 2,685,783 2,823,359 2,938,399 3,060,535 3,139,062 3,269,402 3,339,775 3,421,288 3,470,859 3,539,925 3,567,636 3,617,056 Government Bond (ON) 41
43 Dapat Diperdagangkan Rp Miliar/Billions of Rp Bulanan/ Monthly 617,948 718,482 833,020 870,328 1,030,683 1,183,603 1,091,581 1,064,909 1,103,409 1,089,605 1,105,763 1,139,813 1,145,775 1,155,930 1,183,233 1,183,603 2,187,788 1,203,107 1,267,002 1,411,948 1,470,015 1,542,039 1,582,293 1,630,671 1,768,763 1,895,113 1,999,974 2,063,024 2,187,788 2,251,120 2,353,115 2,422,792 2,483,121 2,512,873 2,544,191 Traded 43
44 Tidak Dapat Diperdagangk Rp Miliar/Billions of Rp Bulanan/ Monthly 231,445 225,033 201,466 192,009 192,541 164,758 194,417 195,996 194,261 164,313 167,529 165,444 167,340 166,563 164,758 164,758 126,586 162,947 165,174 164,796 164,046 160,216 138,849 138,849 136,644 129,384 128,576 128,576 126,586 122,609 120,322 120,293 117,230 115,141 115,141 Non Traded 44
45 Non Residen Rp Miliar/Billions of Rp Bulanan/ Monthly 441,359 541,177 653,510 791,699 867,133 1,026,054 944,435 941,976 932,276 967,480 989,172 986,509 1,003,413 1,024,781 1,036,927 1,026,054 955,028 1,040,550 1,010,156 891,260 894,672 905,122 909,048 916,264 917,952 913,902 931,984 947,461 955,028 966,046 947,851 927,774 939,574 939,622 957,725 Non Resident 45
46 SBSN Rp Miliar/Billions of Rp Bulanan/ Monthly 143,901 201,017 284,991 382,210 433,627 529,321 466,047 475,279 450,667 460,467 474,467 486,560 499,210 518,500 532,271 529,321 725,340 535,311 546,028 516,957 532,747 597,537 614,537 633,037 656,020 656,028 680,828 710,278 725,340 752,880 771,836 801,104 815,354 747,494 773,278 Government Islamic Securitites (SBSN) 46
48 Dapat Diperdagangkan Rp Miliar/Billions of Rp Bulanan/ Monthly 100,062 151,098 236,842 321,790 373,940 457,089 408,795 422,345 396,639 403,242 415,827 425,439 436,570 448,280 462,824 457,089 669,074 461,842 469,408 447,183 468,250 535,466 552,762 569,372 594,943 599,705 622,802 657,077 669,074 694,521 714,340 743,991 758,774 700,585 722,780 Traded 48
51 SBN Valas 2) Rp Miliar/Billions of Rp Bulanan/ Monthly 456,616 658,917 766,585 907,830 1,054,497 1,053,517 1,014,938 1,011,961 1,048,249 1,048,803 1,032,601 1,048,479 1,041,497 1,060,973 1,065,530 1,053,517 1,196,033 1,075,186 1,119,440 1,255,772 1,226,287 1,194,669 1,192,207 1,245,128 1,235,239 1,263,536 1,246,163 1,193,122 1,196,033 1,250,166 1,263,081 1,271,589 1,270,162 1,227,806 1,280,924 Foreign Currencies Denominated Government Securi 51
53 Non Residen Rp Miliar/Billions of Rp Bulanan/ Monthly 408,016 588,795 687,000 827,495 959,093 960,519 922,208 919,452 954,680 955,555 940,288 954,863 948,389 967,302 971,365 960,519 1,096,069 980,938 1,021,284 1,145,159 1,122,084 1,093,182 1,091,762 1,141,741 1,132,430 1,158,303 1,142,471 1,093,269 1,096,069 1,144,005 1,155,760 1,163,202 1,162,184 1,126,659 1,173,982 Non Resident 53
54 54
55 Kepemilikan SBN Rupiah yang Diperdagangkan Rp Miliar/Billions of Rp Bulanan/ Monthly 1,209,961 1,461,846 1,773,279 2,099,766 2,368,451 2,752,741 2,527,993 2,502,014 2,506,439 2,531,039 2,580,369 2,625,616 2,664,332 2,714,694 2,770,194 2,752,741 3,870,757 2,786,731 2,825,931 2,833,359 2,910,799 3,050,745 3,105,895 3,177,008 3,335,338 3,461,396 3,616,140 3,729,987 3,870,757 3,971,997 4,079,548 4,155,596 4,242,050 4,207,342 4,282,623 Ownerships of Traded Rupiah Government Bonds (SBN Rp) 55
57 Bank3) Rp Miliar/Billions of Rp Bulanan/ Monthly 375,551 350,070 399,458 491,606 481,333 581,369 649,099 606,506 503,898 588,769 605,877 608,154 637,123 674,156 704,105 581,369 1,375,567 739,659 804,407 763,385 816,303 949,349 1,034,348 989,946 1,197,320 1,288,603 1,416,966 1,453,380 1,375,567 1,507,755 1,513,087 1,573,133 1,526,938 1,528,573 1,391,979 Bank3) 57
58 Institusi Negara4) Rp Miliar/Billions of Rp Bulanan/ Monthly 41,633 148,915 134,248 141,827 253,472 262,490 132,033 153,005 252,297 153,877 150,575 186,358 167,986 142,092 145,908 262,490 454,361 120,262 115,128 255,098 261,714 248,167 208,267 288,126 224,907 234,786 208,471 252,477 454,361 378,089 447,954 442,680 541,783 504,348 677,952 Government Institution 4) 58
59 Non-Bank Rp Miliar/Billions of Rp Bulanan/ Monthly 331,426 404,340 573,765 630,186 740,396 847,024 779,736 782,158 800,681 799,638 810,881 821,509 829,833 839,973 852,379 847,024 1,066,921 849,752 858,234 887,969 908,023 921,395 926,280 953,143 971,168 1,004,859 1,035,757 1,053,623 1,066,921 1,098,831 1,147,103 1,188,378 1,208,727 1,216,965 1,235,377 Non-Bank 59
60 Reksadana Rp Miliar/Billions of Rp Bulanan/ Monthly 45,794 61,603 85,659 103,996 118,633 130,863 113,048 109,019 107,083 106,743 120,270 118,665 125,443 125,765 131,164 130,863 161,321 130,336 130,191 129,437 132,514 133,553 136,094 139,687 150,027 150,139 152,167 155,891 161,321 166,170 164,797 163,099 161,682 128,605 135,401 Mutual Fund 60
61 Asuransi Rp Miliar/Billions of Rp Bulanan/ Monthly 150,599 171,622 238,239 150,800 201,595 215,015 208,349 211,020 213,180 212,785 214,469 215,846 215,547 215,960 218,051 215,015 275,598 216,967 218,205 226,193 267,991 277,618 277,757 278,533 279,838 285,346 266,681 268,248 275,598 281,554 289,784 297,799 306,610 308,656 310,682 Insurance 61
62 Dana Pensiun Rp Miliar/Billions of Rp Bulanan/ Monthly 43,302 49,827 87,276 198,064 212,879 256,655 226,131 230,451 235,951 237,044 241,720 246,650 250,436 255,033 255,824 256,655 267,219 259,775 264,295 271,891 228,126 228,180 230,154 231,560 233,039 238,086 262,447 266,637 267,219 276,144 281,557 287,396 293,256 298,698 299,378 Pension Fund 62
63 Sekuritas 5) Rp Miliar/Billions of Rp Bulanan/ Monthly 812 257 - - - - - - - - - - - - - - - - - - - - Securities Firms5) 63
64 Individu Rp Miliar/Billions of Rp Bulanan/ Monthly 30,408 42,526 57,751 59,844 73,069 81,170 82,569 82,840 84,196 77,219 75,145 76,404 77,699 81,354 82,666 81,170 131,210 79,143 78,653 86,973 91,642 95,657 92,876 113,222 115,443 137,184 149,025 146,068 131,210 139,194 167,572 189,333 190,420 193,780 192,211 Individual 64
65 Lain-lain 6) Rp Miliar/Billions of Rp Bulanan/ Monthly 60,511 78,504 104,841 117,482 134,220 163,322 149,638 148,828 160,272 165,849 159,277 163,944 160,707 161,862 164,674 163,322 231,572 163,532 166,890 173,475 187,749 186,387 189,400 190,142 192,821 194,104 205,436 216,779 231,572 235,768 243,393 250,751 256,759 287,226 297,706 Others 6) 65
66 Non Residen/ Asing Rp Miliar/Billions of Rp Bulanan/ Monthly 461,351 558,521 665,808 836,147 893,251 1,061,858 967,125 960,345 949,562 988,755 1,013,036 1,009,596 1,029,389 1,058,473 1,067,802 1,061,858 973,908 1,077,058 1,048,161 926,906 924,760 931,834 937,000 945,793 941,942 933,148 954,946 970,507 973,908 987,322 971,404 951,406 964,602 957,457 977,315 Non Resident 66
67 67
68 Yield SBN Yield SBN 68
69 SUN Seri Benchmark7) Benchmark Series7) 69
70 5 Tahun 8) % Bulanan/ Monthly 7.70 8.79 7.56 5.91 7.76 6.36 7.16 7.29 7.45 6.81 6.78 6.74 6.68 6.40 6.49 6.36 5.18 5.99 6.12 7.15 7.16 6.78 6.48 5.90 5.47 5.76 5.48 5.03 5.18 5.16 5.70 5.90 5.61 5.42 5.36 5 Year8) 70
71 10 Tahun 9) % Bulanan/ Monthly 7.82 8.82 7.99 6.29 7.97 7.07 7.66 7.80 7.88 7.33 7.35 7.30 7.27 6.98 7.06 7.07 5.93 6.66 6.87 7.87 7.82 7.31 7.17 6.78 6.84 6.88 6.58 6.16 5.93 6.21 6.60 6.77 6.45 6.38 6.56 10 Year 9) 71
Keterangan: Note:
- PDB yang digunakan dalam perhitungan rasio menggunakan PDB Harga Berlaku yang menggunakan Tahun Dasar 2010. Penetapan angka sangat sementara, sementara, dan angka tetap, sesuai dengan publikasi BPS. -GDP as denominator is at current price with base year 2010. Forecast, preliminary, and fixed figures statement refers to BPS publications
- Data SBN berdasarkan data BI-SSSS kecuali SBN Valas yang merupakan data hasil penerbitan di pasar perdana (primary market). - Government Securities Data based on BI-SSSS (except for Foreign Currencies Denominated Government Securities published in primary market)
1)
Refixing rate adalah porsi utang Pemerintah Pusat yang terekspos perubahan tingkat bunga dalam waktu setahun mendatang. 1)
Refixing rate is Central Government debt portion exposed to interest rates changes within the next year
2) Posisi Desember 2015, termasuk INDO 26 dan INDO 46, dalam rangka pre funding 2016. 2) In December 2015, in order to pre-funding in 2016, the position in December 2015, including INDO26 and INDO 46
3)
Termasuk SBN yang digunakan dalam operasi moneter dengan Bank Indonesia. 3)
Including the government securities used in monetary operation with Bank Indonesia
4) Angka net, tidak termasuk SBN yang digunakan dalam operasi moneter dengan Bank. 4) net figures, excluding governement securities used in monetary operations with Banks
5)
Mulai Januari 2016, Angka Sekuritas dimasukkan ke dalam kelompok lain-lain. 5)
Starting from January 2016, Securities included in a group of others
6)
Lain-lain diantaranya Perusahaan Sekuritas, Korporasi dan Yayasan. 6)
Others such as Securities Company, Corporation, and Foundation
7)
Sumber dari rata-rata tengah kuotasi Dealer Utama. 7)
Source: Primary Dealers' quotations mid average
8) SUN seri Benchmark tenor 5 tahun : 2012 = FR0060, 2013 = FR0066, 2014 dan 2015 = FR0069, 2016 = FR0053, 2017 = FR0061, 2018 = FR0063. 8) Benchmark series tenor 5 year : 2012 = FR0060, 2013 = FR0066, 2014 and 2015 = FR0069, 2016 = FR0053, 2017 = FR0061, 2018 = FR0063.
9)
SUN seri Benchmark tenor 10 tahun : 2012 = FR0061, 2013 = FR0063, 2014 dan 2015 = FR0070, 2016 = FR0056, 2017 = FR0059, 2018 = FR0064. 9)
Benchmark series tenor 10 year : 2012 = FR0061, 2013 = FR0063, 2014 and 2015 = FR0070, 2016 = FR0056, 2017 = FR0059, 2018 = FR0064.
10)
SUN seri Benchmark tenor 15 tahun : 2012 = FR0059, 2013 = FR0064, 2014 dan 2015 = FR0071, 2016 = FR0073, 2017 = FR0074, 2018 = FR0065. 10)
Benchmark series tenor 15 year : 2012 = FR0059, 2013 = FR0064, 2014 and 2015 = FR0071, 2016 = FR0073, 2017 = FR0074, 2018 = FR0065.
11)
SUN seri Benchmark tenor 20 tahun : 2012 = FR0058, 2013 = FR0065, 2014 dan 2015 = FR0068, 2016 dan 2017 = FR0072, 2018 = FR0075. 11)
Benchmark series tenor 20 year : 2012 = FR0058, 2013 = FR0065, 2014 and 2015 = FR0068, 2016 and 2017 = FR0072, 2018 = FR0075.
Sumber: BI, Kemenkeu, dan BPS (diolah) Source: BI, MoF and Statistics Indonesia (Processed)
TABEL 15.INDIKATOR SEKTOR KORPORASI/
TABLE 15. INDICATORS OF CORPORATE SECTOR
2019 2020 2021

KOMPONEN SATUAN/ UNIT 2013 2014 2015 2016 2017 2018 2019 2020* COMPONENTS
Q1 Q2 Q3 Q4 Q1* Q2* Q3* Q4* Q1*
1 Jumlah Emiten Non Keuangan Perusahaan/ Company 409 424 438 452 480 531 585.00 538 548 568 585 628.00 597 605 623 628 631 Number of Listed Non Financial Corporation 1
2 Cakupan Emiten Non Keuangan dalam Perhitungan Rasio Kinerja 1)
Perusahaan/ Company 405 420 408 424 448 493 550.00 523 509 545 550 541.00 572 578 550 541 604 Number of Listed Non Financial Corporation for Performance Ratio Calculation 21)
3 NPL Korporasi Non Keuangan (Kredit dari Sektor Perbankan) 2) % 1.67 2.25 2.74 3.62 3.04 2.59 2.82 2.71 2.62 2.79 2.82 3.68 2.98 3.37 3.59 3.68 3.70 NPL Non Financial Corporation 2) 3
4 4
5 RASIO KINERJA KEUANGAN FINANCIAL PERFORMANCE RATIO 5
6 SEKTOR PERTANIAN AGRICULTURE SECTOR 6
7 Rasio Solvabilitas Solvability Ratio 7
8 Debt to Equity Ratio (Total Kewajiban/Ekuitas) Kali/ Times 1.05 1.09 1.29 1.20 1.10 1.18 1.27 1.19 1.24 1.19 1.27 1.28 1.45 1.34 1.37 1.28 1.33 Debt to Equity Ratio (Total Liabilities/Total Equity) 8
9 Debt To Asset Ratio (Total Kewajiban/ Total Aset) Kali/ Times 0.51 0.52 0.56 0.55 0.52 0.54 0.56 0.54 0.55 0.54 0.56 0.56 0.59 0.57 0.58 0.56 0.57 Debt To Asset Ratio (Total Liabilities/Total Assets) 9
10 Rasio Likuiditas Kali/ Times Liquidity Ratio 10
11 Current Ratio (Aset Lancar/Kewajiban Lancar) Kali/ Times 0.96 0.92 0.88 0.92 0.98 1.04 0.86 0.97 0.87 0.87 0.86 1.01 0.84 0.89 0.94 1.01 1.03 Current Ratio (Current Assets/Current Liabilities) 11
12 Quick Ratio ((Aset Lancar - Persediaan)/Kewajiban Lancar) Kali/ Times 0.67 0.65 0.59 0.59 0.67 0.69 0.54 0.65 0.56 0.56 0.54 0.72 0.55 0.62 0.65 0.72 0.70 Quick Ratio ((Current Assets - Inventory)/Current Liabi 12
13 Turn Over Ratio Turn Over Ratio 13
14 Inventory Turn Over (Total Penjualan (Disetahunkan)/Persediaan)Kali/ Times 7.83 8.77 7.85 6.33 7.71 6.26 6.48 6.50 6.77 6.67 6.48 6.95 6.32 7.42 6.86 6.95 6.46 Inventory Turn Over (Total Sales (Annualized)/Invento 14
15 Asset Turn Over (Total Penjualan (Disetahunkan)/Total Aset) Kali/ Times 0.59 0.63 0.55 0.50 0.56 0.53 0.53 0.53 0.55 0.51 0.53 0.54 0.51 0.53 0.53 0.54 0.57 Asset Turn Over (Total Sales (Annualized)/Total Assets 15
16 Rasio Profitabilitas Profitability Ratio 16
17 Return on Assets (Pendapatan Bersih (Disetahunkan)/Rata-rata Aset) % 2.79 5.07 0.31 1.91 3.05 0.99 -2.80 0.56 -0.03 -0.99 -2.80 -0.31 -4.49 -2.63 -2.25 -0.31 2.50 Return on Assets (Net Income (Annualized)/Average As 17
18 Return on Equity (Pendapatan Bersih (Disetahunkan)/Rata-rata Ekuitas)
% 5.45 10.43 0.68 4.16 6.67 2.11 -6.21 1.23 -0.06 -2.20 -6.21 -0.74 -10.99 -6.29 -5.37 -0.74 5.82 Return on Equity (Net Income (Annualized)/Average Eq 18
19 19
20 SEKTOR PERTAMBANGAN MINING SECTOR 20
24 Rasio Likuiditas Liquidity Ratio 24
31 Return on Assets (Pendapatan Bersih (Disetahunkan)/Rata-rata Aset) % -0.60 0.85 0.24 3.32 7.16 6.38 3.06 4.78 4.56 3.79 3.06 0.96 1.99 1.55 1.12 0.96 3.64 Return on Assets (Net Income (Annualized)/Average As 31
% -1.68 2.35 0.63 7.77 17.24 14.82 7.26 11.31 10.93 8.85 7.26 2.22 4.89 3.69 2.63 2.22 6.39 Return on Equity (Net Income (Annualized)/Average Eq 32
33 33
34 SEKTOR INDUSTRI DASAR BASIC INDUSTRY SECTOR 34
45 Return on Assets (Pendapatan Bersih (Disetahunkan)/Rata-rata Aset) % 5.32 4.29 2.32 4.66 3.93 4.90 1.76 4.01 3.15 2.30 1.76 1.82 1.75 1.52 1.40 1.82 2.84 Return on Assets (Net Income (Annualized)/Average As 45
% 11.31 9.02 4.81 9.32 7.68 10.19 3.81 8.51 6.72 4.96 3.81 3.95 3.85 3.30 3.04 3.95 5.80 Return on Equity (Net Income (Annualized)/Average Eq 46
47 47
48 SEKTOR ANEKA INDUSTRI MISCELLANEOUS INDUSTRY SECTOR 48
61 61
62 SEKTOR INDUSTRI BARANG KONSUMEN CONSUMER GOODS INDUSTRY SECTOR 62
75 75
76 SEKTOR PROPERTI PROPERTY SECTOR 76
87 Return on Assets (Pendapatan Bersih (Disetahunkan)/Rata-rata Aset) % 7.45 7.16 5.30 4.10 4.51 4.03 1.96 3.34 3.30 2.25 1.96 -2.38 0.94 0.69 -0.08 -2.38 -1.98 Return on Assets (Net Income (Annualized)/Average As 87
% 15.08 14.61 10.85 8.34 9.48 8.84 4.16 7.17 7.15 4.83 4.16 -5.30 2.06 1.52 -0.18 -5.30 -4.64 Return on Equity (Net Income (Annualized)/Average Eq 88
89 89
90 SEKTOR INFRASTRUKTUR, UTILITI DAN TRANSPORTASI INFRASTRUCTURE, UTILITY AND TRANSPORTATION SECTOR 90
103 103
104 SEKTOR PERDAGANGAN TRADE SECTOR 104
25
117 117
118 DATA KINERJA KEUANGAN FINANCIAL PERFORMANCE DATA 118
119 SEKTOR PERTANIAN AGRICULTURE SECTOR 119
120 Aset Lancar Rp Miliar/ Billions of Rp 34,765 39,962 39,673 43,041 43,500 50,691 39,673 51,007 44,045 39,862 39,673 54,827 45,478 44,994 49,053 54,827 54,096 Current Assets 120
121 Persediaan Rp Miliar/ Billions of Rp 10,497 12,028 13,016 15,616 13,762 17,081 15,033 16,687 15,771 14,253 15,033 15,694 15,654 13,751 15,101 15,694 17,087 Inventory 121
122 Total Aset Rp Miliar/ Billions of Rp 139,773 166,650 186,080 196,205 189,385 200,148 183,480 205,328 193,376 185,033 183,480 203,308 194,752 191,868 194,581 203,308 193,390 Total Assets 122
123 Rata-rata Aset Rp Miliar/ Billions of Rp 129,424 151,688 176,239 190,758 189,582 195,361 191,804 205,328 199,352 189,204 191,804 196,127 194,752 193,310 193,734 196,127 193,390 Average Assets 123
124 Kewajiban Lancar Rp Miliar/ Billions of Rp 36,331 43,290 45,011 46,613 44,549 48,713 45,934 52,418 50,683 45,614 45,934 54,336 54,382 50,330 52,425 54,336 52,701 Current Liabilities 124
125 Total Kewajiban Rp Miliar/ Billions of Rp 71,320 87,061 104,716 107,111 99,152 108,409 102,500 111,758 107,022 100,735 102,500 114,263 115,112 109,833 112,346 114,263 110,392 Total Liabilities 125
126 Total Ekuitas Rp Miliar/ Billions of Rp 68,065 79,590 81,363 89,093 90,233 91,739 80,980 93,570 86,354 84,298 80,980 89,045 79,639 82,035 82,235 89,045 82,998 Total Equity 126
127 Rata-rata Ekuitas Rp Miliar/ Billions of Rp 66,161 73,682 79,470 87,350 86,560 91,503 86,300 93,570 89,962 85,326 86,300 83,239 79,639 80,837 81,303 83,239 82,998 Average Equity 127
128 Total Penjualan (Disetahunkan) Rp Miliar/ Billions of Rp 82,161 105,434 102,186 98,855 106,060 106,929 97,438 108,440 106,728 95,104 97,438 109,049 98,873 101,971 103,618 109,049 110,455 Total Sales(Annualized) 128
129 Pendapatan Bersih (Disetahunkan) Rp Miliar/ Billions of Rp 3,606 7,687 540 3,637 5,776 1,927 -5,363 1,151 -53 -1,876 -5,363 -615 -8,749 -5,084 -4,367 -615 4,834 Net Income (Annualized) 129
130 130
131 SEKTOR PERTAMBANGAN MINING SECTOR 131
141 Pendapatan Bersih (Disetahunkan) Rp Miliar/ Billions of Rp -2,584 3,871 1,033 12,333 33,475 38,540 20,681 31,673 30,356 25,758 20,681 6,613 15,507 11,356 8,003 6,613 3,543 Net Income (Annualized) 141
142 142
143 SEKTOR INDUSTRI DASAR BASIC INDUSTRY SECTOR 143
153 Pendapatan Bersih (Disetahunkan) Rp Miliar/ Billions of Rp 18,146 16,972 10,391 21,730 20,255 31,778 12,645 28,484 22,282 16,536 12,645 13,757 13,911 11,615 10,672 13,757 9,446 Net Income (Annualized) 153
154 154
155 SEKTOR ANEKA INDUSTRI IN MISCELLANEOUS INDUSTRY SECTOR 155
166 166
167 SEKTOR INDUSTRI BARANG KONSUMEN CONSUMER GOODS INDUSTRY SECTOR 167
178 178
179 SEKTOR PROPERTI PROPERTY SECTOR 179
189 Pendapatan Bersih (Disetahunkan) Rp Miliar/ Billions of Rp 22,371 25,023 22,158 20,411 28,256 30,739 16,412 27,077 26,782 18,919 16,412 -20,420 8,259 6,100 -717 -20,420 (16,497) Net Income (Annualized) 189
190 190
191 SEKTOR INFRASTRUKTUR, UTILITI DAN TRANSPORTASI INFRASTRUCTURE, UTILITY AND TRANSPORTATION SEC 191
194 Total Aset Rp Miliar/ Billions of Rp 514,421 597,933 646,700 701,828 781,893 815,104 870,481 841,646 833,470 847,324 870,481 1,032,679 1,048,633 1,028,942 984,660 1,032,679 721,993 Total Assets 194
195 Rata-rata Aset Rp Miliar/ Billions of Rp 476,546 598,535 642,068 671,165 735,259 808,071 848,277 841,646 837,652 840,397 848,277 1,023,729 1,048,633 1,038,788 1,020,745 1,023,729 721,993 Average Assets 195
202 202
203 SEKTOR PERDAGANGAN TRADE SECTOR 203
214 214
215 INDIKATOR HASIL SURVEI 3) INDICATORS OF SURVEY RESULTS 3) 215
216 Prompt Manufacturing Index (PMI) Indeks/ Index 52.99 48.89 48.23 50.91 48.75 52.58 51.50 52.65 52.66 52.04 51.50 47.29 45.64 28.55 44.91 47.29 50.01 Prompt Manufacturing Index (PMI) 216
217 Kondisi Likuiditas SB/ NB, qtq, % 40.28 23.44 29.70 37.35 37.62 30.59 24.17 26.68 30.59 25.47 24.17 8.59 14.94 -18.13 -2.82 8.59 8.01 Likuidity 217
218 Kondisi Rentabilitas SB/ NB, qtq, % 36.59 21.74 28.99 37.35 42.16 28.53 23.24 23.73 27.41 23.41 23.24 5.66 11.53 -25.56 -6.34 5.66 4.58 Profitability 218
219 Kapasitas Produksi Terpakai % 73.10 79.78 75.23 76.28 75.05 75.18 74.41 76.10 77.18 75.42 74.41 71.96 74.09 69.28 71.77 71.96 73.38 Production Capacity Utilisation 219
220 Perkembangan Realisasi Kegiatan Usaha SBT/ WNB, qtq, % 12.61 11.03 3.02 3.13 7.40 6.19 7.79 8.65 19.17 13.39 7.79 -3.90 -5.56 -35.75 -5.97 -3.90 4.50 Business Activity at Current Period 220
221 Perkiraan Kegiatan Usaha Triwulan Mendatang SBT/ WNB, qtq, % 22.33 26.28 8.59 6.73 13.96 9.35 10.70 21.42 16.19 21.42 10.70 7.68 2.13 0.52 2.21 7.68 18.98 Business Activity Expectations for the Next Quarter 221
Keterangan: Note:
- Perhitungan indikator kinerja keuangan dilakukan secara agregasi terhadap seluruh emiten saham non Keuangan di BEI pada periode bersangkutan. Data periode terkini merupakan data sementara dan non audited, kecuali data periode Q4 yang bersifat final dan audited. - An aggregate calculation from entire non financial companies listed in IDX in the reporting period. The current data is preliminary figure (non audited), except for data in Q4 which is final and audited.
- Data Penjualan dan Pendapatan Bersih pada data kinerja keuangan Tw I s.d Tw III disetahunkan ( annualized). - Sales and Net Income are annualized
- SB : Saldo Bersih = % Jawaban Meningkat - % Jawaban Menurun. Jika X > 0, artinya kegiatan usaha meningkat dibanding periode sebelumnya, X < 0 kegiatan usaha menurun, X = 0 sama - Net Balance= % of 'increasing' responses - % of 'decreasing' responses. If x>0, means that business activities increase compared to those previous quarter, x,0 means that business activities decrease, and x=0 means that business activity remain stable
- SBT: Saldo Bersih Tertimbang = ∑ Saldo Bersih x Bobot. Bobot dihitung dari pangsa sektor dalam PDB tahun dasar 2000. - Weighted Net Balance = sum of net balance x weight (calculated based on sector segment in GDP)
1)
Jumlah emiten yang diperhitungkan merupakan jumlah perusahaan yang sudah melapor pada IDX saat periode penyusunan. 1)
Listed companies which have submitted financial statements to IDX during SSKI preparation period
2)
Kredit perbankan kepada korporasi non keuangan baik go public maupun non go public. 2)
Banking loans to non financial corporations (listed and non listed companies)
3)
- Indikator ini merupakan hasil Survei Kegiatan Dunia Usaha (SKDU) yang dilakukan oleh Bank Indonesia yang mencakup seluruh sektor ekonomi. 3)
- Based on Business Activity Survey conducted by Bank Indonesia and covered all economic sectors
- Untuk indikator PMI hanya mencakup industri pengolahan sedangkan kapasitas produksi terpakai mencakup Pertanian, Pertambangan dan Penggalian, Industri Pengolahan, Listrik, Gas & Air Bersih. - PMI only consist of manufaturing industry sector while calculation of production capacity utilisations covered Agriculture sector, mining and quarrying sector, manufacturing industry sector, and electricity, gas, and water supply sector
- Kondisi terkini merupakan angka sementara. - The current figure is preliminary data
Sumber: BI, BEI dan Bloomberg (diolah) Source: BI, IDX and Bloomberg (Processed)
25
TABEL 16. INDIKATOR PENUNJANG SEKTOR RUMAH TANGGA/
TABLE 16. INDICATORS OF HOUSEHOLD SUPPORT SECTOR
2019 2020 2021

KOMPONEN SATUAN 2014 2015 2016 2017 2018 2019 2020 COMPONENTS
Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun
1 NPL Pembiayaan Sektor Rumah Tangga 1) NPL Financing Households Sector 1) 1
2 a.l.: o.w.: 2
3 NPL Kredit yang Diberikan dari Perbankan r % 1.48 1.55 1.59 1.65 1.59 1.68 1.81 1.80 1.84 1.84 1.88 1.85 1.83 1.84 1.68 1.87 1.84 1.89 1.96 2.11 2.25 2.32 2.36 2.32 2.20 2.10 2.01 1.87 1.95 1.99 1.95 2.00 2.07 * 2.02 * NPL of Loans from Banks 3
4 NPL Kredit KPR Rumah Tangga % 2.14 2.34 2.54 2.63 2.42 2.62 2.77 2.70 2.78 2.78 2.83 2.81 2.78 2.81 2.62 2.65 2.85 2.92 3.00 3.22 3.29 3.32 3.30 32.20 3.09 2.97 2.85 2.65 2.72 2.75 2.67 2.67 2.70 2.63 NPL of Mortgage Loans for Households 4
5 NPL Kredit Kendaraan Bermotor % 1.07 2.79 1.32 1.31 1.37 1.36 1.56 1.58 1.61 1.65 1.65 1.56 1.54 1.51 1.36 2.05 1.43 1.49 1.59 1.79 2.40 2.88 2.99 2.83 2.58 2.31 2.14 2.05 2.08 2.11 2.04 2.27 2.76 2.72 NPL of Auto Loans 5
6 NPL Kredit Multiguna % 0.91 0.88 0.83 0.89 0.94 0.97 1.06 1.08 1.09 1.09 1.12 1.11 1.10 1.11 0.97 1.19 1.09 1.14 1.19 1.26 1.33 1.36 1.42 1.43 1.37 1.31 1.28 1.19 1.26 1.32 1.30 1.37 1.42 1.38 NPL of Nonpurpose Loans 6
7 NPL Kredit Peralatan Rumah Tangga % 2.33 1.73 1.74 1.45 1.67 1.32 1.21 1.31 1.33 1.32 1.32 1.32 1.37 1.41 1.32 2.19 1.45 1.53 1.76 2.16 2.56 2.71 3.47 3.64 3.99 3.03 2.42 2.19 2.34 2.37 2.61 2.63 2.80 2.61 NPL of Home Appliance Loans 7
8 NPL Kredit Rumah Tangga Lainnya % 1.21 1.24 1.21 1.26 1.23 1.13 1.43 1.42 1.38 1.35 1.32 1.23 1.19 1.20 1.13 1.32 1.20 1.24 1.27 1.37 1.53 1.66 1.84 1.89 1.79 1.62 1.45 1.32 1.33 1.36 1.35 1.36 1.36 1.30 NPL of Other Households Credit 8
9 NPL Kartu Kredit Perbankan untuk Rumah Tangga % 1.89 2.59 2.67 2.60 2.52 2.09 2.48 2.52 2.52 2.53 2.37 2.30 2.22 2.16 2.09 2.85 2.25 2.26 2.44 2.83 3.13 3.72 4.38 4.43 4.18 3.61 3.21 2.85 2.81 2.81 2.71 2.76 2.61 2.58 NPL of Credit Card for Household 9
10 NPF Pembiayaan Konsumen dari Perusahaan Pembiayaan % 1.44 1.51 2.58 2.25 2.14 1.86 2.20 2.16 2.18 2.09 2.16 1.97 1.94 1.94 1.86 3.18 2.06 2.13 2.90 2.56 3.84 4.22 5.02 r 4.63 r 4.48 4.11 3.67 3.18 3.33 3.41 3.35 3.42 … … NPF of Consumer Financing from Financing Institutions 10
11 Pertumbuhan Kredit Rumah Tangga dari Perbankan % yoy 21.03 10.03 6.99 12.42 12.32 6.59 10.41 10.14 9.31 9.02 8.50 8.28 7.94 7.42 6.59 0.07 7.10 6.85 6.12 5.01 2.97 3.17 2.03 1.54 1.14 0.53 0.34 0.07 -0.30 -0.39 -0.48 0.71 1.75 * 2.41 * Growth of Households Loans from Banks 11
12 Kredit KPR Rumah Tangga % yoy 11.89 6.96 7.67 10.53 12.67 7.32 12.67 12.39 11.83 11.41 10.45 9.99 9.93 8.14 7.32 2.82 7.03 6.85 5.96 4.78 2.15 2.94 2.83 2.83 1.54 1.89 3.04 2.82 3.00 3.17 3.69 4.84 6.60 6.61 Mortgage Loans for Households 12
13 Kredit Kendaraan Bermotor % yoy 17.91 -2.12 -2.01 5.40 12.80 -0.04 8.21 7.26 5.15 3.35 2.94 0.89 1.48 0.18 -0.04 -24.66 0.49 1.09 0.87 -1.91 -6.66 -9.86 -11.90 -15.22 -18.21 -21.46 -23.08 -24.66 -25.77 -27.41 -28.88 -27.60 -24.94 -23.19 Vehicle Loans 13
14 Kredit Multiguna % yoy 33.19 14.04 8.24 14.30 14.76 9.16 11.59 11.16 9.87 9.93 9.47 9.76 9.08 10.30 9.16 4.50 10.20 9.61 8.88 8.24 6.14 8.18 6.15 5.89 6.86 5.89 4.59 4.50 3.77 3.76 3.41 4.12 5.11 4.37 Multipurpose Loans 14
15 Kredit Peralatan Rumah Tangga % yoy 57.63 12.05 45.27 44.94 45.89 11.62 19.99 25.22 26.44 29.90 30.18 26.27 19.14 12.03 11.62 -9.47 24.91 24.07 21.56 12.82 6.92 4.73 2.16 -0.08 -3.44 -6.38 -8.06 -9.47 -10.58 -11.84 -11.44 -5.78 -3.87 -2.62 Home Appliance Loans 15
16 Kredit Rumah Tangga Lainnya % yoy 22.36 46.44 12.36 24.81 -10.45 -7.47 -10.89 -9.65 -6.67 -6.25 -4.80 -3.04 -4.39 -7.19 -7.47 -8.59 -6.87 -6.80 -7.71 -7.83 3.14 -10.75 -10.78 -10.73 -10.68 -10.04 -8.81 -8.59 -7.86 -6.85 -6.91 -3.17 -13.53 * 1.37 * Other Household Loans 16
17 Komposisi Kredit Rumah Tangga dari Perbankan Composition of Households Loans from Banks 17
18 Kredit KPR Rumah Tangga % 41.08 39.94 40.19 39.51 39.64 39.91 40.00 40.19 40.32 40.34 40.39 40.37 40.25 39.93 39.91 41.01 39.78 39.74 39.71 39.91 39.87 40.23 40.66 40.90 40.53 40.79 41.01 41.01 41.09 41.16 41.37 41.55 41.77 41.88 Mortgage Loans for Households 18
19 Kredit Kendaraan Bermotor % 14.79 13.16 12.05 11.30 11.35 10.64 11.25 11.23 11.19 11.05 11.03 10.88 10.83 10.74 10.64 8.01 10.75 10.78 10.75 10.51 10.18 9.78 9.54 9.21 8.80 8.46 8.24 8.01 8.00 7.86 7.68 7.56 7.51 7.33 Auto Loans 19
20 Kredit Multiguna % 39.85 41.30 41.78 42.48 43.41 44.46 43.57 43.46 43.30 43.46 43.45 43.65 43.85 44.31 44.46 46.43 44.59 44.61 44.78 44.91 44.79 45.40 45.21 45.31 46.12 46.18 46.19 46.43 46.41 46.47 46.53 46.42 46.27 46.27 Multipurpose Loans 20
21 Kredit Peralatan Rumah Tangga % 0.29 0.30 0.40 0.52 0.68 0.71 0.64 0.66 0.67 0.68 0.69 0.69 0.70 0.71 0.71 0.64 0.71 0.72 0.72 0.69 0.68 0.68 0.68 0.68 0.66 0.65 0.65 0.64 0.64 0.64 0.64 0.65 0.64 0.64 Home Appliance Loans 21
22 Kredit Rumah Tangga Lainnya % 3.99 6.70 5.57 6.19 4.93 4.28 4.53 4.47 4.53 4.48 4.45 4.41 4.37 4.31 4.28 3.91 4.18 4.14 4.05 3.98 4.48 3.92 3.91 3.91 3.90 3.91 3.92 3.91 3.86 3.87 3.78 3.82 3.81 * 3.88 * Other Household Loans 22
23 Rata-rata DPK Rumah Tangga per Rekening di Perbankan Rp Juta/ Millions of Rp 14.59 14.68 13.92 9.67 10.03 10.29 9.99 10.19 10.23 10.16 10.22 10.14 10.02 9.97 10.29 9.70 10.08 10.13 10.24 10.01 10.07 10.13 10.08 9.93 9.82 9.66 9.61 9.70 9.33 9.19 9.11 9.27 9.14 9.27 Average Third Party Funds of Households per Account at Banks 23
24 Giro Rp Juta/ Millions of Rp 69.82 70.48 75.40 60.45 30.33 62.56 58.39 57.37 57.04 58.70 60.36 62.99 55.69 56.23 62.56 67.32 55.85 65.79 64.42 56.67 56.30 60.36 60.05 62.81 66.63 67.40 64.00 67.32 65.57 61.74 49.60 81.04 67.28 74.56 Demand Deposit 24
25 Tabungan Rp Juta/ Millions of Rp 7.76 7.93 7.63 5.39 5.67 5.79 5.46 5.67 5.66 5.61 5.62 5.58 5.56 5.54 5.79 5.50 5.61 5.58 5.64 5.53 5.61 5.61 5.56 5.51 5.45 5.36 5.41 5.50 5.31 5.24 5.20 5.27 5.30 5.37 Saving 25
26 Deposito Rp Juta/ Millions of Rp 306.71 296.47 304.67 303.99 301.97 300.40 303.73 301.88 307.06 302.81 303.68 300.96 299.49 300.18 300.40 303.01 301.92 303.94 305.16 305.16 300.95 299.98 300.89 300.19 302.58 302.45 297.94 303.01 297.35 295.63 298.75 299.83 297.70 298.56 Time Deposit 26
27 Kredit Rumah Tangga dari Perbankan Rp Miliar/ Billions of Rp 832,752 916,252 980,338 1,102,085 1,237,818 1,319,340 1,258,891 1,272,241 1,270,170 1,277,106 1,281,462 1,292,697 1,300,938 1,307,796 1,319,340 1,320,209 1,320,053 1,324,845 1,331,179 1,322,009 1,310,048 1,310,437 1,303,068 1,301,224 1,307,434 1,307,898 1,312,182 1,320,209 1,316,153 1,319,725 1,324,855 1,331,407 1,332,959 * 1,342,056 * Households Loans from Banks 27
28 Kredit KPR Rumah Tangga Rp Miliar/ Billions of Rp 342,121 365,924 393,997 435,471 490,657 526,591 503,591 511,258 512,127 515,187 517,539 521,802 523,661 522,181 526,591 541,433 525,063 526,492 528,590 527,665 522,257 527,178 529,784 532,166 529,861 533,551 538,071 541,433 540,830 543,167 548,070 553,178 556,743 562,023 Mortgage Loans for Households 28
29 Kredit Kendaraan Bermotor Rp Miliar/ Billions of Rp 123,165 107,817 118,133 124,510 140,449 140,399 141,679 142,848 142,118 141,060 141,325 140,637 140,832 140,497 140,399 105,772 141,856 142,848 143,058 138,969 133,334 128,111 124,271 119,814 115,021 110,602 108,077 105,772 105,297 103,689 101,747 100,614 100,081 98,405 Auto Loans 29
30 Kredit Multiguna Rp Miliar/ Billions of Rp 331,841 378,438 409,634 468,203 537,299 586,522 548,474 552,870 549,942 555,012 556,765 564,235 570,460 579,515 586,522 612,911 588,600 591,063 596,142 593,659 586,825 594,944 589,142 589,535 602,930 604,050 606,141 612,911 610,818 613,315 616,459 618,093 616,792 620,952 Multipurpose Loans 30
31 Kredit Peralatan Rumah Tangga Rp Miliar/ Billions of Rp 2,431 2,724 3,958 5,737 8,370 9,342 8,089 8,349 8,481 8,680 8,845 8,958 9,146 9,229 9,342 8,457 9,387 9,548 9,541 9,126 8,927 8,882 8,868 8,839 8,650 8,562 8,485 8,457 8,394 8,417 8,449 8,599 8,581 8,649 Home Appliance Loans 31
32 Kredit Rumah Tangga Lainnya Rp Miliar/ Billions of Rp 33,193 61,348 54,617 68,165 61,043 56,486 57,058 56,916 57,502 57,167 56,988 57,065 56,839 56,374 56,486 51,636 55,147 54,895 53,849 52,591 58,705 51,323 51,004 50,872 50,971 51,133 51,409 51,636 50,813 51,137 50,130 50,923 50,762 * 52,026 * Other Household Loans 32
33 33
34 DPK Rumah Tangga di Perbankan Rp Miliar/ Billions of Rp 2,338,951 2,487,237 2,707,761 2,850,332 3,043,048 3,259,420 3,018,903 3,096,900 3,122,141 3,131,297 3,134,007 3,142,437 3,130,452 3,157,567 3,259,420 3,599,334 3,213,501 3,242,101 3,299,350 3,285,061 3,349,044 3,380,450 3,391,317 3,422,959 3,475,259 3,470,841 3,495,392 3,599,334 3,510,768 3,477,288 3,491,721 3,604,162 3,563,883 3,623,356 Average Third Party Funds of Households per Account at Banks 34
35 Giro Rp Miliar/ Billions of Rp 139,476 144,197 176,931 150,439 167,069 166,298 160,056 158,899 155,053 158,252 158,016 164,288 146,241 153,371 166,298 207,885 147,449 159,343 173,496 155,605 156,298 167,866 167,877 176,193 187,995 190,548 196,238 207,885 193,048 182,020 195,936 247,823 195,321 218,347 Demand Deposit 35
36 Tabungan Rp Miliar/ Billions of Rp 1,203,736 1,299,489 1,439,388 1,556,020 1,666,748 1,793,743 1,612,103 1,683,808 1,687,822 1,690,603 1,684,992 1,691,671 1,698,263 1,716,524 1,793,743 2,000,075 1,748,311 1,746,412 1,778,503 1,775,617 1,825,446 1,831,389 1,831,164 1,858,770 1,886,585 1,885,190 1,928,190 2,000,075 1,958,673 1,943,622 1,948,753 2,010,098 2,025,725 2,057,751 Saving 36
37 Deposito Rp Miliar/ Billions of Rp 995,740 1,043,551 1,091,442 1,143,873 1,209,231 1,299,380 1,246,743 1,254,193 1,279,265 1,282,443 1,290,999 1,286,478 1,285,949 1,287,672 1,299,380 1,391,374 1,317,741 1,336,347 1,347,351 1,353,839 1,367,300 1,381,195 1,392,277 1,387,996 1,400,678 1,395,104 1,370,965 1,391,374 1,359,046 1,351,646 1,347,033 1,346,241 1,342,837 1,347,257 Time Deposit 37
38 Jumlah Rekening Perbankan Juta Rekening / Millions of Account 160 169 195 295 303 317 302 304 305 308 307 310 312 317 317 371 319 320 322 328 332 334 337 345 354 359 364 371 376 378 383 389 390 391 Total of Account at Banks 38
39 Giro Juta Rekening / Millions of Account 2 2 2 2 6 3 3 3 3 3 3 3 3 3 3 3 3 2 3 3 3 3 3 3 3 3 3 3 3 3 4 3 3 3 Demand Deposit 39
40 Tabungan Juta Rekening / Millions of Account 155 164 189 288 294 310 295 297 298 301 300 303 305 310 310 363 312 313 315 321 325 326 329 337 346 352 356 363 369 371 375 381 382 383 Saving 40
41 Deposito Juta Rekening / Millions of Account 3 4 4 4 4 4 4 4 4 4 4 4 4 4 4 5 4 4 4 4 5 5 5 5 5 5 5 5 5 5 5 4 5 5 Time Deposit 41
42 42
43 Indikator Hasil Survei Indicators of Survey Result 43
44 Indeks Penjualan Riil Poin/ Point 177.19 197.34 218.00 219.52 236.34 235.10 229.35 249.79 233.58 221.23 216.56 212.36 215.71 216.58 235.10 190.06 217.54 216.36 219.90 190.66 198.30 193.57 194.06 196.65 193.83 183.47 181.34 190.06 181.97 177.13 187.87 220.41 223.90 * 202.33 * Real Sales Index 44
45 Indeks Keyakinan Konsumen Poin/ Point 117.92 109.95 115.42 126.36 127.02 126.37 128.11 128.17 126.38 124.77 123.14 121.84 118.40 124.21 126.37 96.50 121.67 117.65 113.78 84.83 77.80 83.78 86.19 86.90 83.36 79.02 92.03 96.50 84.85 85.82 93.37 101.48 104.43 107.36 Consumer Confidence Index 45
46 Indeks Kondisi Ekonomi Saat Ini Poin/ Point 112.51 99.28 102.87 115.09 111.93 113.09 111.41 113.47 114.71 111.18 110.27 107.49 104.75 109.27 113.09 68.64 109.61 105.46 103.30 62.81 50.75 45.75 50.66 55.60 54.14 51.46 60.14 68.64 63.04 65.15 72.62 80.35 86.81 90.31 Current Economic Condition Index 46
47 Indeks Ekspektasi Konsumen Poin/ Point 123.32 120.62 127.96 137.63 142.10 139.65 144.81 142.86 138.06 138.36 136.01 136.18 132.05 139.15 139.65 124.35 133.74 129.84 124.26 106.85 104.86 121.80 121.72 118.20 112.58 106.57 123.91 124.35 106.67 106.50 114.12 122.61 122.06 124.41 Consumer Expectation Index 47
48 Indeks Pembelian Barang Tahan Lama (Durable Goods) Poin/ Point 110.07 96.89 102.09 123.29 117.72 117.51 113.96 115.58 116.59 113.61 113.89 111.67 109.78 113.64 117.51 78.80 113.69 112.28 109.93 83.69 73.22 65.99 68.53 71.84 69.47 69.17 73.18 78.80 76.62 76.92 80.02 84.61 87.68 91.04 Purchasing Durable Goods Index 48
49 Indeks Perkiraan Penghasilan 6 bulan Mendatang Poin/ Point 135.44 138.04 141.24 149.65 158.73 152.71 152.77 150.37 146.21 150.15 146.96 148.86 146.39 151.20 152.71 130.16 145.99 143.93 138.17 116.10 113.82 126.94 125.36 124.70 122.18 118.68 131.25 130.16 115.78 117.11 121.50 126.69 124.95 129.17 Income Estimates Next 6 months Index 49
50 Indeks Perkiraan Posisi Pinjaman 6 bulan Mendatang Poin/ Point 161.73 157.72 162.16 154.28 168.20 161.31 155.41 155.33 159.09 162.28 161.17 159.57 153.02 161.07 161.31 … 162.23 161.59 160.20 … … … … … … … … … … … … … … Outstanding Loans Estimates Next 6 months Index 50
51 Komposisi Pengeluaran Rumah Tangga Composition of Households Expenditure 51
52 Konsumsi % 69.04 68.22 69.80 65.01 67.24 69.20 68.47 69.05 69.38 68.76 68.61 68.80 67.95 68.93 69.20 69.04 68.12 69.17 69.04 … … … … 67.35 68.80 69.36 68.80 69.04 73.16 73.50 74.39 75.51 75.83 75.48 Consumption 52
53 Cicilan Pinjaman % 13.22 13.41 13.00 13.83 12.32 11.25 11.53 11.57 11.17 12.18 12.50 11.57 12.23 11.75 11.25 10.16 12.52 12.76 12.32 … … … … 12.23 11.45 11.31 11.82 10.16 11.52 11.36 10.96 9.70 9.59 9.62 Loan Repayments 53
54 Tabungan % 17.74 18.37 17.20 21.17 20.45 19.55 20.00 19.38 19.46 19.06 19.16 19.37 19.81 19.32 19.55 20.80 19.37 18.06 18.65 … … … … 20.42 19.75 19.33 19.37 20.80 15.32 15.14 14.65 14.79 14.58 14.90 Saving 54
Keterangan: Note:
- Indikator Hasil Survei diperoleh berdasarkan hasil Survei Penjualan Eceran dan Survei Konsumen Bank Indonesia (30 kota). - Indicators based on survey refers to Retail Sales Survey and Consumer Survey conducted by Bank Indonesia
- Angka periode terkini pada Indeks Penjualan Riil merupakan angka sementara. - The current figure on Real Sales Index is preliminary data
Pembagian dilakukan berdasarkan tujuan penggunaan.
1)
Disaggregation based on the purpose of use
1)

TABEL 17. INDIKATOR SEKTOR PROPERTI/
TABLE 17. INDICATORS OF PROPERTY SECTOR
2018 2019 2020 2021

Komponen SATUAN PERIODE/ PERIOD 2013 2014 2015 2016 2017 2018 2019 2020 COMPONENTS
Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun
1 NPL Kredit Properti % Bulanan/Monthly 2.15 2.53 2.42 2.35 2.46 2.40 2.40 2.62 2.64 2.77 2.67 2.75 2.70 2.78 2.78 2.84 2.84 2.81 2.83 2.62 2.78 2.88 2.97 3.08 3.31 3.40 3.48 3.49 3.42 3.25 3.12 2.99 2.78 2.86 2.90 2.81 2.84 2.89 2.80 NPL of Real Estate Loans 1
2 Kredit Properti Rumah Tapak % Bulanan/Monthly 2.20 2.21 2.38 2.28 2.39 2.30 2.30 2.52 2.53 2.66 2.57 2.65 2.61 2.69 2.69 2.74 2.74 2.71 2.72 2.52 2.72 2.76 2.86 2.98 3.21 3.29 3.37 3.39 3.31 3.15 3.03 2.90 2.72 2.78 2.81 2.74 2.77 2.80 2.72 Real Estate Loans for Landed House 2
3 Kredit Pemilikan Rumah Tapak % Bulanan/Monthly 2.15 2.16 2.32 2.45 2.53 2.31 2.31 2.53 2.53 2.67 2.56 2.66 2.61 2.69 2.69 2.73 2.71 2.69 2.69 2.53 2.57 2.75 2.82 2.89 3.12 3.18 3.20 3.18 3.10 2.97 2.87 2.76 2.57 2.63 2.65 2.57 2.57 2.59 2.53 Mortgage Loans for Landed House 3
4 KPR Tipe >70 m2 % Bulanan/Monthly 1.53 1.70 2.20 2.70 3.02 3.00 3.00 3.05 3.19 3.43 3.26 3.32 3.19 3.41 3.38 3.36 3.33 3.26 3.18 3.05 3.25 3.21 3.22 3.43 3.84 4.06 4.20 4.20 4.11 3.88 3.71 3.55 3.25 3.37 3.50 3.37 3.39 3.48 3.42 Mortgage Loans Type >70 m 2 4
5 KPR Tipe 22 s.d 70 m 2 % Bulanan/Monthly 2.43 2.42 2.40 2.31 2.26 1.97 1.97 2.26 2.19 2.28 2.20 2.32 2.30 2.32 2.32 2.39 2.38 2.38 2.41 2.26 2.21 2.50 2.60 2.59 2.74 2.74 2.71 2.68 2.62 2.52 2.45 2.35 2.21 2.24 2.21 2.16 2.14 2.14 2.07 Mortgage Loans Type 22-70 m 2 5
6 KPR Tipe s.d 21 m2 % Bulanan/Monthly 3.23 2.64 2.29 2.30 2.47 2.10 2.10 2.60 2.48 2.70 2.61 2.79 2.75 2.71 2.93 2.99 3.04 3.09 3.16 2.60 3.23 2.97 3.09 3.31 3.49 3.31 3.34 3.21 3.18 3.38 3.34 3.44 3.23 3.37 3.42 3.42 3.60 3.49 3.52 Mortgage Loans Type < 21 m2 6
7 Kredit Konsumsi Beragun Rumah Tapak % Bulanan/Monthly 2.80 2.81 3.14 1.76 1.91 2.29 2.29 2.48 2.56 2.62 2.60 2.60 2.61 2.69 2.70 2.78 2.81 2.78 2.83 2.48 3.32 2.82 3.03 3.30 3.58 3.75 4.04 4.20 4.12 3.84 3.64 3.50 3.32 3.42 3.49 3.43 3.61 3.72 3.54 Consumer Loans Backed Landed House 7
8 Kredit Properti Rumah Susun % Bulanan/Monthly 0.88 1.20 1.32 2.08 2.03 1.81 1.81 1.84 1.85 1.74 1.64 1.70 1.68 1.73 1.77 1.78 1.93 1.92 2.18 1.84 2.17 2.10 2.21 2.34 2.38 2.65 2.82 2.74 3.10 2.62 2.49 2.42 2.17 2.48 2.38 2.47 2.47 2.73 2.72 Real Estate Loans for Flat/Small Apartment 8
9 Kredit Pemilikan Rumah Susun % Bulanan/Monthly 0.76 1.09 1.35 2.25 2.13 1.83 1.83 1.56 1.82 1.74 1.63 1.67 1.61 1.62 1.70 1.67 1.64 1.62 1.95 1.56 2.22 1.79 2.11 2.32 2.32 2.64 2.86 2.75 2.76 2.61 2.48 2.42 2.22 2.51 2.41 2.49 2.49 2.69 2.70 Mortgage Loans for Flat/Small Apartment 9
10 KPRS Tipe >70 m2 % Bulanan/Monthly 0.33 0.83 0.86 1.81 1.44 1.32 1.32 1.25 1.30 1.34 1.09 1.14 1.10 1.19 1.10 1.17 1.02 1.24 2.13 1.25 2.56 1.61 2.30 2.67 2.55 3.21 3.43 3.04 3.03 2.84 2.77 2.74 2.56 3.34 3.03 3.13 3.20 3.38 3.38 Mortgage Loans Type >70 m 2 10
11 KPRS Tipe 22 s.d 70 m 2 % Bulanan/Monthly 0.98 1.08 1.64 2.39 2.19 1.71 1.71 1.70 1.93 1.81 1.80 1.85 1.77 1.77 1.96 1.89 1.93 1.81 1.77 1.70 1.98 1.88 1.97 2.08 2.15 2.25 2.48 2.58 2.61 2.45 2.27 2.16 1.98 1.96 2.01 2.09 2.05 2.24 2.26 Mortgage Loans Type 22-70 m 2 11
12 KPRS Tipe s.d 21 m2 % Bulanan/Monthly 2.18 2.90 2.56 3.71 6.32 7.39 7.39 2.44 4.97 4.23 4.20 3.99 3.95 3.54 3.46 3.27 3.35 2.48 2.64 2.44 2.48 2.10 2.34 2.25 2.52 2.69 2.63 2.46 2.43 2.70 2.81 2.95 2.48 2.62 2.43 2.47 2.37 2.87 2.83 Mortgage Loans Type < 21 m2 12
13 Kredit Konsumsi Beragun Rumah Susun % Bulanan/Monthly 1.89 1.95 1.06 1.33 1.62 1.73 1.73 3.16 1.97 1.75 1.68 1.84 1.98 2.19 2.12 2.27 3.22 3.32 3.22 3.16 1.90 3.58 2.68 2.43 2.67 2.70 2.64 2.67 2.74 2.67 2.55 2.42 1.90 2.28 2.21 2.33 2.33 2.98 2.83 Consumer Loans Backed Flat/Small Apartment 13
14 Kredit Properti Ruko/Rukan % Bulanan/Monthly 2.24 2.65 3.34 3.28 3.59 4.30 4.30 5.10 4.86 5.11 4.97 5.06 4.98 5.07 5.06 5.28 5.23 5.14 5.30 5.10 4.66 5.55 5.41 5.49 5.72 5.98 6.10 6.15 5.98 5.70 5.38 5.14 4.66 4.77 5.18 4.71 4.78 4.88 4.82 Real Estate Loans for Shophouse/Officehouse 14
15 Kredit Pemilikan Ruko/Rukan % Bulanan/Monthly 2.13 2.51 3.11 3.88 4.27 4.80 4.80 5.56 5.33 5.53 5.46 5.52 5.45 5.53 5.58 5.77 5.61 5.59 5.84 5.56 4.88 5.86 5.75 5.81 6.17 6.31 6.33 6.41 6.21 6.03 5.60 5.39 4.88 5.08 5.30 5.10 5.07 5.15 5.12 Mortgage Loans for Shophouse/Officehouse 15
16 Kredit Konsumsi Beragun Ruko/Rukan % Bulanan/Monthly 3.04 3.43 4.78 1.95 2.07 3.17 3.17 4.02 3.80 4.18 3.86 4.04 3.92 4.03 3.89 4.19 4.36 4.11 4.05 4.02 4.10 4.84 4.63 4.77 4.68 5.16 5.55 5.53 5.41 4.90 4.84 4.52 4.10 4.00 4.88 3.70 4.03 4.19 4.03 Consumer Loans Backed Shophouse/Officehouse 16
17 Kredit Konstruksi Perumahan Construction Loans for Housing 17
18 Nominal Rp Miliar/ Billions of Rp Bulanan/Monthly 20,180 25,380 30,602 41,839 47,211 53,091 53,091 54,135 52,072 52,376 52,739 52,883 53,283 52,941 53,028 53,804 54,183 54,313 54,231 54,135 47,878 53,419 50,215 45,310 47,572 46,869 46,914 49,713 49,632 49,185 49,129 47,817 47,878 47,230 46,119 45,171 44,481 44,887 44,642 Nominal 18
19 Pertumbuhan %, yoy Bulanan/Monthly 11.47 25.77 20.58 36.72 12.84 12.45 12.45 1.97 12.02 12.08 9.94 9.91 9.21 8.17 7.66 8.36 9.32 3.88 5.11 1.97 -11.56 2.59 -4.13 -14.09 -10.04 -12.04 -11.38 -6.25 -7.75 -9.23 -9.55 -11.83 -11.56 -11.58 -8.16 -0.31 -6.50 -4.23 -4.84 Growth 19
20 NPL % Bulanan/Monthly 5.39 5.08 4.06 3.34 3.28 3.66 3.66 7.48 4.43 5.54 6.21 7.02 6.58 6.12 6.85 6.31 5.90 6.00 6.74 7.48 10.63 9.15 9.28 10.68 10.72 10.81 10.18 10.25 10.24 10.57 10.67 11.08 10.63 11.28 11.86 11.10 11.35 11.41 11.20 NPL 20
21 Pertumbuhan Kredit Properti %, yoy Bulanan/Monthly 25.65 13.27 6.20 30.88 8.83 11.37 11.37 6.11 11.32 11.92 10.80 11.38 10.82 10.28 9.89 9.16 8.33 8.33 7.14 6.11 0.34 5.77 5.47 4.76 3.41 1.06 1.28 0.96 0.71 -0.24 -0.14 0.54 0.34 0.51 0.65 0.86 1.88 3.28 3.72 Growth of Real Estate Loans 21
22 Kredit Properti Rumah Tapak %, yoy Bulanan/Monthly 25.95 13.79 7.24 32.03 9.26 12.10 12.10 6.67 12.10 12.72 11.58 12.27 11.54 10.83 10.42 9.68 8.82 9.05 7.73 6.67 1.05 6.33 6.08 5.33 3.93 1.60 1.88 1.60 1.37 0.37 0.43 1.28 1.05 1.21 1.37 1.60 2.63 3.97 4.38 Real Estate Loans for Landed House 22
23 Kredit Pemilikan Rumah Tapak %, yoy Bulanan/Monthly 27.09 12.71 7.73 8.37 11.10 13.31 13.31 7.80 13.03 13.28 12.85 13.44 12.96 12.28 11.81 10.77 10.34 10.54 8.62 7.80 3.47 7.53 7.34 6.44 5.23 3.61 3.46 3.38 3.40 2.05 2.44 3.71 3.47 3.63 3.86 4.30 5.55 6.23 7.22 23
24 KPR Tipe >70 m2 %, yoy Bulanan/Monthly 19.73 9.23 3.78 3.45 3.90 7.88 7.88 6.02 8.01 7.83 7.98 8.00 6.28 5.36 5.00 4.46 3.87 6.59 6.00 6.02 -0.64 5.83 5.61 4.59 3.77 1.91 1.32 0.82 0.38 -0.36 -0.45 -0.49 -0.64 -0.48 -0.19 0.34 1.64 2.87 4.40 Mortgage Loans Type >70 m 2 24
25 KPR Tipe 22 s.d 70 m 2 %, yoy Bulanan/Monthly 32.21 15.07 13.80 14.31 18.41 17.65 17.65 10.62 17.29 18.30 17.86 18.14 18.59 18.14 17.58 16.21 15.93 14.66 12.13 10.62 7.09 10.27 9.93 9.08 7.62 5.76 5.88 5.77 5.95 5.02 5.65 7.40 7.09 7.21 7.32 7.56 8.81 9.35 9.99 Mortgage Loans Type 22-70 m 2 25
26 KPR Tipe s.d 21 m2 %, yoy Bulanan/Monthly 34.74 15.14 -6.18 -5.34 -7.02 2.41 2.41 -11.20 0.58 -3.38 -6.56 -1.83 -4.00 -5.66 -6.23 -7.27 -8.61 -8.71 -12.00 -11.20 -16.01 -11.21 -10.41 -11.66 -12.57 -10.83 -11.73 -9.37 -8.77 -19.05 -18.86 -15.92 -16.01 -15.59 -14.91 -13.16 -12.51 -13.62 -12.09 Mortgage Loans Type < 21 m2 26
27 Kredit Konsumsi Beragun Rumah Tapak %, yoy Bulanan/Monthly 13.41 27.14 1.93 305.98 3.59 8.07 8.07 2.73 8.96 10.83 7.31 8.36 6.78 5.96 5.77 5.99 3.68 3.97 4.63 2.73 -7.79 2.13 1.64 1.43 -0.64 -5.55 -3.74 -4.75 -5.86 -5.70 -6.86 -7.49 -7.79 -7.70 -7.86 -8.41 -8.24 -4.82 -6.46 Consumer Loans Backed Landed House 27
28 Kredit Properti Rumah Susun %, yoy Bulanan/Monthly 17.65 13.04 -3.08 7.47 21.47 26.21 26.21 11.19 24.07 22.76 19.78 18.74 20.49 22.10 21.95 20.34 18.70 14.24 13.12 11.19 -0.29 10.71 9.76 8.71 6.80 4.02 2.53 1.26 0.62 -0.43 -0.42 -0.49 -0.29 0.04 -0.13 0.24 1.49 3.37 5.29 Real Estate Loans for Flat/Small Apartment 28
29 Kredit Pemilikan Rumah Susun %, yoy Bulanan/Monthly 17.03 10.08 -1.66 -0.73 19.48 28.98 28.98 12.03 25.95 24.15 22.02 21.03 24.20 25.23 25.26 23.71 21.21 15.37 13.67 12.03 2.31 11.45 11.76 10.13 8.43 5.88 4.41 3.47 3.21 2.02 1.73 2.44 2.31 2.89 1.88 2.40 3.84 5.51 7.66 Mortgage Loans for Flat/Small Apartment 29
30 KPRS Tipe >70 m2 %, yoy Bulanan/Monthly 46.36 7.67 -5.35 -3.33 14.32 23.97 23.97 10.38 21.81 21.76 21.50 21.25 24.05 26.62 26.13 23.92 21.39 14.13 11.96 10.38 -1.37 9.78 9.69 7.47 5.69 3.09 1.90 0.51 -0.43 -1.34 -1.93 -0.92 -1.37 -0.33 -1.76 -1.28 0.29 1.88 3.45 Mortgage Loans Type >70 m 2 30
31 KPRS Tipe 22 s.d 70 m 2 %, yoy Bulanan/Monthly 1.15 12.38 1.92 -0.57 28.95 35.86 35.86 13.29 31.58 27.91 23.96 22.30 25.09 25.26 25.24 23.90 21.28 16.50 15.05 13.29 4.89 12.56 13.28 12.31 10.38 7.89 6.08 5.37 5.54 4.64 4.47 4.85 4.89 5.13 4.33 4.39 5.83 7.57 10.07 Mortgage Loans Type 22-70 m 2 31
32 KPRS Tipe s.d 21 m2 %, yoy Bulanan/Monthly -11.30 11.20 -1.46 14.75 -10.56 2.82 2.82 11.15 3.24 5.31 6.14 6.17 15.63 14.44 18.62 20.00 18.92 12.48 11.90 11.15 2.11 12.13 11.01 6.63 8.17 5.43 5.67 5.61 5.97 -0.98 -0.45 1.64 2.11 2.70 2.62 8.71 8.98 10.09 12.90 Mortgage Loans Type < 21 m2 32
33 Kredit Konsumsi Beragun Rumah Susun %, yoy Bulanan/Monthly 22.96 37.31 -12.42 68.13 30.16 15.11 15.11 7.41 16.27 16.85 10.42 9.22 5.88 9.51 8.80 7.00 8.47 9.31 10.70 7.41 -12.51 7.42 0.77 2.14 -0.73 -4.56 -6.13 -8.89 -11.20 -11.59 -10.34 -13.91 -12.51 -13.30 -10.18 -10.51 -10.34 -7.54 -6.79 Consumer Loans Backed Flat/Small Apartment 33
34 Kredit Properti Ruko/Rukan %, yoy Bulanan/Monthly 26.66 8.12 -0.40 28.86 -1.28 -5.43 -5.43 -5.83 -5.37 -4.42 -4.63 -4.90 -4.68 -4.28 -4.75 -5.04 -5.22 -6.13 -5.55 -5.83 -11.68 -6.24 -6.94 -7.07 -7.48 -9.82 -9.68 -9.88 -10.28 -10.58 -9.89 -11.50 -11.68 -11.64 -11.46 -12.08 -11.54 -9.59 -9.93 Real Estate Loans for Shophouse/Officehouse 34
35 Kredit Pemilikan Ruko/Rukan %, yoy Bulanan/Monthly 24.98 3.95 2.35 3.17 -1.11 -5.79 -5.79 -4.73 -5.49 -5.09 -4.73 -4.63 -4.32 -4.02 -4.21 -3.90 -3.85 -4.48 -4.33 -4.73 -9.60 -5.38 -5.65 -5.97 -6.51 -7.57 -8.10 -8.09 -8.42 -8.69 -8.26 -9.40 -9.60 -9.36 -9.49 -9.52 -8.88 -8.17 -7.23 Mortgage Loans for Shophouse/Officehouse 35
36 Kredit Konsumsi Beragun Ruko/Rukan %, yoy Bulanan/Monthly 39.67 37.07 -14.88 191.65 -1.68 -4.61 -4.61 -8.29 -5.11 -2.87 -4.42 -5.50 -5.48 -4.86 -5.95 -7.53 -8.21 -9.72 -8.22 -8.29 -16.49 -8.17 -9.81 -9.54 -9.64 -14.87 -13.22 -13.92 -14.50 -14.88 -13.65 -16.34 -16.49 -16.89 -16.03 -18.04 -17.73 -13.07 -16.33 Consumer Loans Backed Shophouse/Officehouse 36
37 Kredit Properti 1) Rp Miliar/ Billions of Rp Bulanan/Monthly 332,571 328,841 400,055 523,576 569,830 634,624 634,624 673,416 633,604 635,980 642,632 649,375 658,276 658,788 662,671 665,587 669,237 670,693 669,374 673,416 675,688 670,182 670,759 673,214 671,498 665,269 667,189 669,062 670,336 667,619 669,737 672,987 675,688 673,570 675,151 678,977 684,102 687,058 692,027 Real Estate Loans1) 37
38 Kredit Properti Rumah Tapak Rp Miliar/ Billions of Rp Bulanan/Monthly 290,506 330,560 354,505 468,041 511,393 573,255 573,255 611,481 572,464 574,649 581,119 587,717 596,245 596,807 600,574 603,513 607,075 608,695 607,356 611,481 617,904 608,718 609,570 612,120 610,841 605,764 608,039 610,165 611,758 609,314 611,325 615,135 617,904 616,103 617,908 621,926 626,925 629,786 634,698 Real Estate Loans for Landed House 38
39 Kredit Pemilikan Rumah Tapak Rp Miliar/ Billions of Rp Bulanan/Monthly 268,763 302,916 326,328 353,648 392,897 445,196 445,196 479,928 445,204 447,244 453,079 457,672 464,990 465,903 468,810 471,126 475,263 477,098 475,662 479,928 496,603 478,747 480,073 482,255 481,630 481,796 482,032 484,657 487,134 485,013 488,760 493,302 496,603 496,135 498,591 502,987 508,363 511,791 516,828 Mortgage Loans for Landed House 39
40 KPR Tipe >70 m2 Rp Miliar/ Billions of Rp Bulanan/Monthly 109,022 119,086 123,586 127,845 132,830 143,293 143,293 151,919 142,970 142,823 144,300 144,855 146,770 146,701 147,569 148,229 148,880 149,812 150,534 151,919 150,951 151,308 150,840 150,921 150,316 149,568 148,632 148,781 148,797 148,343 149,142 149,792 150,951 150,575 150,547 151,441 152,788 153,854 155,174 Mortgage Loans Type >70 m 2 40
41 KPR Tipe 22 s.d 70 m 2 Rp Miliar/ Billions of Rp Bulanan/Monthly 131,667 151,505 172,414 197,095 233,374 274,566 274,566 303,735 275,098 277,784 282,376 286,423 292,086 293,307 295,507 297,342 301,079 302,098 300,830 303,735 325,264 303,346 305,370 308,011 308,239 308,924 310,541 312,552 315,023 316,187 319,180 323,081 325,264 325,222 327,737 331,293 335,386 337,805 341,559 Mortgage Loans Type 22-70 m 2 41
42 KPR Tipe s.d 21 m2 Rp Miliar/ Billions of Rp Bulanan/Monthly 28,074 32,325 30,328 28,709 26,693 27,337 27,337 24,274 27,136 26,637 26,402 26,393 26,134 25,895 25,735 25,555 25,304 25,187 24,297 24,274 20,388 24,093 23,864 23,323 23,075 23,305 22,858 23,324 23,314 20,483 20,437 20,429 20,388 20,338 20,307 20,254 20,189 20,131 20,095 Mortgage Loans Type < 21 m2 42
43 Kredit Konsumsi Beragun Rumah Tapak Rp Miliar/ Billions of Rp Bulanan/Monthly 21,743 27,644 28,177 114,393 118,497 128,060 128,060 131,554 127,260 127,405 128,040 130,046 131,255 130,904 131,764 132,387 131,811 131,597 131,694 131,554 121,301 129,971 129,496 129,865 129,210 123,967 126,007 125,509 124,624 124,301 122,565 121,832 121,301 119,969 119,317 118,940 118,562 117,995 117,870 Consumer Loans Backed Landed House 43
44 Kredit Properti Rumah Susun Rp Miliar/ Billions of Rp Bulanan/Monthly 13,488 15,246 14,777 15,882 19,292 24,348 24,348 27,073 24,409 24,639 24,913 25,295 25,766 25,965 26,360 26,490 26,781 26,886 26,973 27,073 26,993 27,025 27,044 27,083 27,014 26,803 26,621 26,691 26,655 26,667 26,774 26,840 26,993 27,035 27,009 27,149 27,417 27,707 28,029 Real Estate Loans for Flat/Small Apartment 44
45 Kredit Pemilikan Rumah Susun Rp Miliar/ Billions of Rp Bulanan/Monthly 12,024 13,236 13,017 12,922 15,439 19,913 19,913 22,309 19,977 20,163 20,491 20,785 21,179 21,316 21,635 21,736 21,969 22,108 22,126 22,309 22,826 22,264 22,533 22,566 22,537 22,424 22,257 22,386 22,434 22,413 22,490 22,667 22,826 22,907 22,957 23,107 23,403 23,658 23,962 Mortgage Loans for Flat/Small Apartment 45
46 KPRS Tipe >70 m2 Rp Miliar/ Billions of Rp Bulanan/Monthly 5,655 6,089 5,763 5,571 6,369 7,896 7,896 8,715 7,883 7,971 8,101 8,207 8,352 8,397 8,511 8,555 8,621 8,668 8,650 8,715 8,596 8,654 8,744 8,706 8,674 8,610 8,557 8,555 8,518 8,505 8,501 8,571 8,596 8,625 8,590 8,595 8,699 8,772 8,852 Mortgage Loans Type >70 m 2 46
47 KPRS Tipe 22 s.d 70 m 2 Rp Miliar/ Billions of Rp Bulanan/Monthly 5,547 6,233 6,352 6,316 8,145 11,066 11,066 12,537 11,144 11,227 11,423 11,609 11,825 11,920 12,106 12,145 12,286 12,384 12,428 12,537 13,150 12,544 12,718 12,830 12,815 12,758 12,644 12,757 12,817 12,856 12,937 13,031 13,150 13,187 13,268 13,392 13,562 13,724 13,918 Mortgage Loans Type 22-70 m 2 47
48 KPRS Tipe s.d 21 m2 Rp Miliar/ Billions of Rp Bulanan/Monthly 823 915 901 1,034 925 951 951 1,057 951 965 966 969 1,002 1,000 1,017 1,036 1,063 1,057 1,048 1,057 1,080 1,066 1,071 1,030 1,048 1,056 1,056 1,074 1,098 1,052 1,052 1,066 1,080 1,095 1,099 1,120 1,142 1,163 1,193 Mortgage Loans Type < 21 m2 48
49 Kredit Konsumsi Beragun Rumah Susun Rp Miliar/ Billions of Rp Bulanan/Monthly 1,464 2,010 1,760 2,960 3,853 4,435 4,435 4,763 4,432 4,476 4,422 4,510 4,588 4,648 4,725 4,754 4,812 4,778 4,847 4,763 4,167 4,761 4,511 4,517 4,477 4,379 4,363 4,305 4,221 4,254 4,283 4,173 4,167 4,127 4,052 4,042 4,014 4,048 4,067 Consumer Loans Backed Flat/Small Apartment 49
50 Kredit Properti Ruko/Rukan Rp Miliar/ Billions of Rp Bulanan/Monthly 28,576 30,896 30,773 39,653 39,145 37,021 37,021 34,862 36,731 36,692 36,600 36,363 36,265 36,016 35,737 35,583 35,382 35,113 35,044 34,862 30,791 34,440 34,146 34,011 33,644 32,703 32,529 32,206 31,924 31,638 31,638 31,012 30,791 30,432 30,234 29,902 29,760 29,565 29,300 Real Estate Loans for Shophouse/Officehouse 50
51 Kredit Pemilikan Ruko/Rukan Rp Miliar/ Billions of Rp Bulanan/Monthly 24,981 25,969 26,579 27,421 27,117 25,548 25,548 24,340 25,405 25,315 25,277 25,134 25,089 24,907 24,743 24,677 24,570 24,455 24,393 24,340 22,004 24,039 23,886 23,769 23,497 23,188 22,888 22,742 22,598 22,435 22,435 22,101 22,004 21,788 21,618 21,507 21,412 21,294 21,234 Mortgage Loans for Shophouse/Officehouse 51
52 Kredit Konsumsi Beragun Ruko/Rukan Rp Miliar/ Billions of Rp Bulanan/Monthly 3,595 4,928 4,194 12,233 12,028 11,473 11,473 10,522 11,325 11,376 11,323 11,229 11,176 11,109 10,995 10,907 10,812 10,658 10,651 10,522 8,787 10,400 10,260 10,242 10,146 9,514 9,641 9,464 9,326 9,203 9,203 8,911 8,787 8,644 8,616 8,395 8,348 8,271 8,067 Consumer Loans Backed Shophouse/Officehouse 52
53 53
54 Indikator Hasil Survei Indicators of Survey Result 54
55 Pertumbuhan Indeks Harga Properti Residensial (IHPR) %, yoy Triwulanan/Quarterly 11.51 6.29 4.62 2.38 3.5 2.95 2.95r 1.77 - - 2.06r - - 1.71r - - 1.80 - - 1.77 1.43 - - 1.68 - - 1.59 - - 1.51 - - 1.43 - - 1.35 - - 1.10 * Growth of Residential Property Price Index (RPPI) 55
56 IHPR Gabungan 2) Poin/ Point Triwulanan/Quarterly 170.90 181.64 190.02 194.54 201.36 207.3 207.30r 210.97 - - 208.42r - - 209.29r - - 210.33 - - 210.97 213.98 - - 211.93 - - 212.61 - - 213.50 - - 213.98 - - 214.80 - - 214.95 * RPPI 2) 56
57 Kecil ( ≤ 36 m 2 ) Poin/ Point Triwulanan/Quarterly 186.18 199.28 212.82 219.80 232.08 243.13 243.13r 250.00 - - 244.60r - - 246.98r - - 249.36 - - 250.00 254.68 - - 251.53 - - 252.80 - - 254.16 - - 254.68 - - 256.00 - - 256.30 * Small ( ≤ 36 m 2 ) 57
58 Menengah ( >36 m 2 s.d 70 m2 ) Poin/ Point Triwulanan/Quarterly 168.86 180.56 187.70 192.68 198.94 204.01 204.01r 206.94 - - 205.33r - - 205.67r - - 206.28 - - 206.94 210.28 - - 208.13 - - 208.59 - - 209.69 - - 210.28 - - 211.16 - - 211.28 * Medium ( >36 m2 up to 70 m2 ) 58
59 Besar ( >70 m2) Poin/ Point Triwulanan/Quarterly 155.08 162.69 167.74 169.82 172.7 175.41 175.41r 177.22 - - 176.05r - - 176.23r - - 176.66 - - 177.22 178.65 - - 177.56 - - 177.97 - - 178.32 - - 178.65 - - 179.03 - - 179.10 * Large ( >70 m2) 59
60 IHPR Gabungan (diluar Jabodebek-Banten) Poin/ Point Triwulanan/Quarterly 143.99 149.29 154.03 156.89 159.35 162.27 162.27r … - - 162.98r - - 163.43r - - 164.00 - - … … - - … - - … - - … - - … - - … - - … RPPI (outside Jabodebek-Banten) 60
61 Kecil ( ≤ 36 m 2 ) Poin/ Point Triwulanan/Quarterly 137.67 142.72 148.91 152.09 154.79 159.95 159.95r … - - 160.67r - - 161.93r - - 163.15 - - … … - - … - - … - - … - - … - - … - - … Small ( ≤ 36 m 2 ) 61
62 Menengah ( >36 m 2 s.d 70 m2 ) Poin/ Point Triwulanan/Quarterly 162.12 168.93 173.24 177.13 180.21 182.46 182.46r … - - 183.45r - - 183.44r - - 183.65 - - … … - - … - - … - - … - - … - - … - - … Medium ( >36 m2 up to 70 m2 ) 62
63 Besar ( >70 m2) Poin/ Point Triwulanan/Quarterly 134.72 139.02 142.70 144.38 146.03 147.39 147.39r … - - 147.85r - - 147.94r - - 148.20 - - … … - - … - - … - - … - - … - - … - - … Large ( >70 m2) 63
64 IHPR Jabodebek-Banten Poin/ Point Triwulanan/Quarterly 190.28 199.91 205.52 207.66 215.62 222.20 222.20 225.30 - - 222.84 - - 223.71 - - 224.69 - - 225 228 - - 226 - - 227 - - 227 - - 228 - - 229 - - 229 * RPPI Jabodebek-Banten 64
65 Kecil ( ≤ 36 m 2 ) Poin/ Point Triwulanan/Quarterly 227.76 242.75 254.30 259.96 279.45 290.75 290.75 296.14 - - 292.03 - - 293.61 - - 295.40 - - 296 300 - - 298 - - 299 - - 299 - - 300 - - 302 - - 302 * Small ( ≤ 36 m 2 ) 65
66 Menengah ( >36 m 2 s.d 70 m2 ) Poin/ Point Triwulanan/Quarterly 184.53 194.27 199.63 201.25 207.19 214.94 214.94 218.51 - - 215.55 - - 216.62 - - 217.75 - - 219 223 - - 221 - - 221 - - 222 - - 223 - - 224 - - 224 * Medium ( >36 m2 up to 70 m2 ) 66
67 Besar ( >70 m2) Poin/ Point Triwulanan/Quarterly 163.24 168.69 170.23 170.42 172.26 174.63 174.63 175.77 - - 174.90 - - 175.11 - - 175.44 - - 176 177 - - 176 - - 177 - - 176 - - 177 - - 177 - - 176 * Large ( >70 m2) 67
68 Sumber Pembiayaan Konsumen … … Source of Consumer Financing 68
69 KPR % Triwulanan/Quarterly 71.99 72.20 75.77 77.22 75.93 76.73 76.73 71.88 - - 74.16 - - 74.32 - - 76.02 - - 71.88 75.31 - - 74.73 - - 78.41 - - 76.02 - - 75.31 - - 73.67 - - … Mortgage Loans 69
70 Tunai Bertahap % Triwulanan/Quarterly 15.34 18.78 16.82 15.91 16.77 15.86 15.86 20.23 - - 17.33 - - 19.05 - - 17.96 - - 20.23 17.85 - - 17.15 - - 16.22 - - 17.67 - - 17.85 - - 18.26 - - … Gradual Cash 70
71 Tunai % Triwulanan/Quarterly 12.67 9.02 7.41 6.88 7.3 7.41 7.41 7.89 - - 8.51 - - 6.64 - - 6.02 - - 7.89 6.84 - - 8.12 - - 5.37 - - 6.31 - - 6.84 - - 8.07 - - … Cash 71
72 Komposisi Sumber Pembiayaan yang Digunakan oleh Developer … … Composition of Source of Financing Used by Developer 72
73 Dana Internal % Triwulanan/Quarterly 57.79 61.97 61.52 50.80 56.18 58.02 58.02 58.8 - - 60.30 - - 60.57 - - 60.44 - - 58.80 65.46 - - 61.63 - - 67.67 - - 66.87 - - 65.46 - - 65.45 - - … Internal Funds 73
74 Bank % Triwulanan/Quarterly 28.57 26.32 28.66 37.47 26.97 31.18 31.18 26.59 - - 29.56 - - 27.54 - - 26.87 - - 26.59 22.93 - - 25.14 - - 21.25 - - 22.17 - - 22.93 - - 23.49 - - … Banks 74
75 IKNB % Triwulanan/Quarterly 1.33 1.32 0.80 1.64 1.72 0.8 0.8 … - - … - - … - - … - - … … - - … - - … - - - - - … - - … - - … NBFI 75
76 Nasabah % Triwulanan/Quarterly 10.69 8.81 7.31 9.18 12.28 9.19 9.19 10.67 - - 7.72 - - 9.80 - - 9.83 - - 10.67 8.37 - - 11.39 - - 8.11 - - 8.56 - - 8.37 - - 8.58 - - … Customer 76
77 Lainnya % Triwulanan/Quarterly 0.84 1.58 1.71 0.92 2.84 0.82 0.82 … - - … - - … - - … - - … … - - … - - … - - - - - … - - … - - … Others 77
Keterangan: Note:
- KPP terdiri dari KPR (untuk pemilikan Rumah Tapak), KPRS (untuk pemilikan Rumah Susun), dan KPRukan/ Ruko (untuk pemilikan Rukan/ Ruko). - KPP consists of KPR (loans for landed house), KPRS (loans for condominium/ apartment), and KPRukan/ Ruko (loans for commercial building)
- Data KKBP (Kredit Konsumsi Beragun Properti) adalah merupakan data sementara. - KKBP data (Consumer Loans with property collateral) is preliminary figure
1)
Definisi mengacu pada PBI LTV No.17/10/PBI/2015 tanggal 18 Juni 2015. 1)
Refers to PBI LTV No.17/10/PBI/2015 dated June 18, 2015
IHPR Gabungan merupakan indeks komposit Survei Harga Properti Residensial (SHPR) Primer yang dilaksanakan oleh Bank Indonesia di beberapa kota. IHPR Gabungan ini termasuk IHPR Jakarta, Bogor, Depok, Bekasi, dan Banten (Jabodebek-Banten).
2) 2)
Composite index of Residential Property Price Survey conducted by Bank Indonesia in several cities including Jakarta, Bogor, Depok, Bekasi, and
Sumber : Bank Indonesia Source : Bank Indonesia
TABEL 18. MEDIA YANG DIGUNAKAN SEBAGAI ALAT PEMBAYARAN OLEH BANK DAN NON BANK/
TABLE 18. SETTLEMENT MEDIA USED BY BANK AND NON-BANK
2019 2020 2021

KOMPONEN SATUAN/ UNIT PERIODE/ PERIOD 2014 2015 2016 2017 2018 2019 2020 COMPONENTS
1 Rasio Uang Beredar dalam Arti Sempit (M1) Terhadap PDB Harga Berlaku % Triwulanan/ Quarterly 8.91 9.16 9.98 10.23 9.82 9.89 37.77 - - 38.18 - - 37.10 - - 38.95 12.02 - - 42.03 - - 44.41 - - 45.72 - - 47.23 - - 46.04 - - … Ratio of Narrow Money Supply (M1) to GDP at Current Price 1
2 2
3 Media yang digunakan sebagai alat pembayaran oleh Bank Settlement Media Used by Banks 3
4 Saldo Giro Positif Bank pada Bank Sentral Rp Miliar/ Billions of Rp Bulanan/ Monthly 287,484 308,756 288,824 306,361 319,653 316,598 319,302 316,553 297,577 301,972 303,579 301,434 310,971 307,120 307,525 316,598 246,807 * 291,342 * 293,950 * 303,465 * 289,861 * 170,108 * 206,215* 163,492* 169,975* 198,273* 175,915* 180,618* 246,807* 172,949* 186,961* 191,042* 193,648* 240,123* 235,722* Transferable Balances Held at the Central Bank 4
5 Penempatan pada Bank Lain Rp Miliar/ Billions of Rp Bulanan/ Monthly 182,432 211,901 207,050 235,595 220,990 245,271 280,929 265,653 239,708 275,558 265,561 247,874 261,767 275,916 258,341 245,271 252,800 244,368 254,310 250,077 228,467 234,440 222,864 231,100 219,694 218,718 243,431 215,159 252,800 227,473 241,157 245,945 245,290 … … Transferable Balances Held at Other Banks 5
6 6
7 Media yang Digunakan sebagai Alat Pembayaran oleh Non Bank Settlement Media Used by Non-Banks 7
8 Uang Beredar dalam Arti Sempit (M1) Rp Miliar/ Billions of Rp Bulanan/ Monthly 942,221 1,055,285 1,237,643 1,390,807 1,457,150 1,565,358 1,428,607 1,454,279 1,508,040 1,513,520 1,487,802 1,475,544 1,508,818 1,504,156 1,553,134 1,565,358* 1,855,625* 1,484,403* 1,505,491* 1,648,681* 1,576,401* 1,653,611* 1,637,751* 1,683,194* 1,765,264* 1,780,721* 1,782,244* 1,799,087* 1,855,625* 1,762,294* 1,784,762* 1,827,373* 1,851,165* 1,861,887* … Narrow Money Supply (M1) 8
9 Uang yang Diedarkan di Masyarakat Rp Miliar/ Billions of Rp Bulanan/ Monthly 419,262 469,534 508,124 586,576 625,370 654,683 585,579 592,935 675,635 625,354 619,652 622,452 614,231 611,081 622,384 654,683* 760,045* 616,129* 607,961* 620,353* 634,149* 685,044* 651,818* 668,108* 666,793* 674,441* 707,854* 712,636* 760,045* 712,527* 698,225* 692,460* 732,858* 743,655* 740,018* Currency in Circulation Outside Commercial and Rural Banks 9
10 Transferable Deposits Transferable Deposits 10
11 a.l. Simpanan Giro Rupiah pada Bank Rp Miliar/ Billions of Rp Bulanan/ Monthly 522,960 585,906 729,519 804,231 831,779 910,675 843,027 861,343 832,405 888,166 868,149 853,092 894,587 893,075 930,751 910,675* 1,095,580* 868,273* 897,529* 1,028,328* 942,253* 968,566* 985,933* 1,015,085* 1,098,471* 1,106,280* 1,074,390* 1,086,451* 1,095,580* 1,049,766* 1,086,537* 1,134,913* 1,118,307* 1,118,233* … o.w Demand Deposits in Rupiah 11
12 12
13 Memo: Memo: 13
Instrumen Uang Elektronik Berbasis Kartu dan Server yang Diterbitkan oleh Juta Instrumen/
14 Bulanan/ Monthly 18.80 11.37 19.00 41.02 108 226 130 139 139 149 171 188 193 204 213 226 357 247 252 262 343 277 283 288 304 321 337 346 357 366 380 393 404 418 … Electronic Money Instrument based on Card and Server issued by Non-b 14
Non Bank Millions of Instruments
15 Simpanan Giro Valuta Asing pada Bank Rp Miliar/ Billions of Rp Bulanan/ Monthly 245,005 272,678 259,420 247,374 279,284 314,056 262,022 246,107 242,667 281,713 304,950 287,962 306,386 292,878 292,455 314,056* 363,468* 308,392* 308,628* 398,949* 344,075* 380,414* 345,798* 359,519* 372,277* 377,300* 354,805* 373,098* 363,468* 369,483* 392,974* 430,224* 421,741* 400,338* … Demand Deposits in Foreign Currency 15
Keterangan: Notes:
- Sebagian besar mengikuti metodologi Committee on Payments and Market Infrastructures - BIS. - Mainly refers to Committee on Payments and Market Infrastructures - BIS methodology
TABEL 19. UANG KARTAL YANG DIEDARKAN
TABLE 19. CURRENCY IN CIRCULATION
2019 2020 2021

KOMPONEN SATUAN/ UNIT PERIODE/PERIOD 2014 2015 2016 2017 2018 2019 2020 COMPONENTS
1 UYD terhadap PDB Harga Berlaku % Triwulanan/ Quarterly 5.00 5.09 4.94 5.11 5.05 5.01 4.48 - - 4.73 - - 4.55 - - 5.01 5.82 - - 4.55 - - 4.75 - - 4.91 - - 5.82 - - 5.06 - - … Currency in Circulation to GDP at Current Price 1
2 UYD terhadap Konsumsi Rumah Tangga Harga Berlaku % Triwulanan/ Quarterly 8.94 9.04 8.72 9.11 9.05 8.85 8.02 - - 8.45 - - 8.09 - - 8.85 10.10 - - 8.00 - - 8.26 - - 8.52 - - 10.10 - - 8.81 - - … Currency in Circulation to Household Consumption at Current Price 2
3 Uang Kartal yang Beredar di Masyarakat terhadap DPK Rupiah % Bulanan/ Monthly 12.21 12.81 12.42 12.92 12.96 12.68 12.09 12.18 13.78 12.53 12.41 12.46 12.16 12.06 12.14 12.68 13.20 12.03 11.75 11.82 12.08 12.98 12.12 12.37 12.01 11.85 12.47 12.48 13.20 12.58 12.23 11.92 12.56 12.63 … Currency Outside Commercial and Rural Banks to Rupiah Third Party Fund 3
4 Posisi Kas Siap Edar BI terhadap Rata-rata Outflow Bulanan Bulan/ Month Bulanan/ Monthly 3.82 6.06 4.27 3.13 3.54 5.85 6.83 5.84 3.35 3.62 4.70 5.13 5.75 6.30 6.63 5.85 7.09 13.98 12.33 9.38 8.80 7.36 8.26 7.96 8.42 8.93 8.57 8.99 7.09 37.87 24.31 17.99 8.59 7.46 * 9.37 * Ratio of Position of Cash to be Circulated to Monthly Average Outflow 4
5 % Bulanan/ Monthly 23.04 31.43 35.96 42.10 27.42 27.49 34.39 28.18 32.98 11.40 33.23 32.66 34.85 36.62 32.02 37.15 27.89 19.99 30.36 29.37 20.33 19.97 22.60 42.31 28.91 34.80 37.45 28.12 41.12 13.41 30.76 33.89 34.49 16.16 35.34
Pemusnahan Uang terhadap Transaksi Penyetoran Uang Rupiah (Inflow) Destruction of Unfit Rupiah Currency to Deposits Transaction of Rupiah C 5
6 6
7 Uang Kartal yang Diedarkan (UYD) Rp Miliar/ Billions of Rp Bulanan/ Monthly 528,537 586,763 612,545 694,830 749,167 793,727 676,389 699,585 850,049 727,856 718,402 720,227 710,946 703,901 716,563 793,727 898,870 * 716,512* 699,948* 727,325 * 743,586 * 798,557 * 744,902 * 762,755 * 762,119 * 762,127 * 806,701 * 804,925 * 898,870 * 803,171 * 783,610 * 782,682 * 843,410 * 851,259 * 832,385 * Currency in Circulation 7
8 Masyarakat Rp Miliar/ Billions of Rp Bulanan/ Monthly 419,262 469,534 508,124 586,576 625,370 654,683 585,579 592,935 675,635 625,354 619,652 622,452 614,231 611,081 622,384 654,683 760,045 * 616,129* 607,961* 620,353 * 634,149 * 685,044 * 651,818 * 668,108 * 666,793 * 674,441 * 707,854 * 712,636 * 760,045 * 712,527 * 698,225 * 692,460 * 732,858 * 743,655 * 740,018 * Outside Commercial and Rural Banks 8
9 Perbankan Rp Miliar/ Billions of Rp Bulanan/ Monthly 109,275 117,228 104,421 108,253 123,797 139,043 90,810 106,649 174,414 102,502 98,750 97,775 96,716 92,820 94,179 139,043 138,826 * 100,382* 91,987* 106,971 * 109,437 * 113,513 * 93,084 * 94,646 * 95,327 * 87,686 * 98,848 * 92,289 * 138,826 * 90,644 * 85,385 * 90,222 * 110,552 * 107,604 * 92,367 * Cash in Banks Vaults 9
10 Rata-rata Outflow Bulanan dalam 1 Tahun Rp Miliar/ Billions of Rp Bulanan/ Monthly 42,673 47,194 50,870 57,077 60,734 65,864 41,127 49,550 78,118 67,584 65,691 64,796 62,520 61,368 61,625 65,864 58,654 27,390 33,346 45,015 48,109 57,490 51,241 52,669 51,720 51,055 53,774 53,235 58,654 12,700 21,376 29,673 47,946 57,237 53,593 1 Year-Monthly Average of Outflow 10
11 11
12 Pertumbuhan Transaksi Penarikan Uang Rupiah (Outflow) %, yoy Bulanan/ Monthly 4.50 10.59 7.79 12.20 6.27 8.59 -0.72 46.47 74.44 -87.17 60.44 3.79 6.55 8.13 18.62 14.84 -11.07 44.85 -10.16 12.23 -23.43 -50.62 33.49 12.57 -23.31 2.94 53.27 -25.69 5.13 -53.60 -23.31 -32.26 79.37 -0.63 77.67 Growth of Withdrawal Transaction of Rupiah Currency (Outflow) 12
13 Bank Umum %, yoy Bulanan/ Monthly 0.97 9.96 3.68 5.03 5.82 10.26 2.12 51.79 76.75 -88.78 68.20 6.48 7.20 11.03 22.86 22.26 -9.89 53.73 -9.12 14.15 -22.41 -51.95 24.31 26.23 -23.48 5.38 65.17 -28.40 7.16 -53.47 -23.12 -34.61 86.66 2.74 93.96 Commercial Banks 13
14 Non Bank %, yoy Bulanan/ Monthly -13.39 28.08 10.05 12.89 4.42 -13.30 -27.60 -34.08 0.62 -23.07 -8.20 -10.92 9.50 -3.35 5.89 -10.90 -24.79 47.87 15.84 24.31 -36.85 -57.11 -27.44 -49.68 -53.48 -42.93 -36.73 -13.80 6.85 -38.88 -37.64 -23.39 67.35 36.04 77.07 Non-Bank 14
15 Kas Keliling dalam Rangka Penukaran %, yoy Bulanan/ Monthly 13.75 25.66 38.98 -3.35 -23.19 12.35 -9.12 -27.19 82.08 -81.54 24.49 9.31 92.27 65.44 14.31 15.90 -82.02 35.56 20.73 -31.87 -99.08 -100 -100 -100 -100 -100 -99.93 -100 -100 -100.00 -92.20 -0.33 57,924 nap nap Mobile Cashier Services 15
16 Kas Titipan di Bank Umum %, yoy Bulanan/ Monthly 93.41 26.51 49.60 72.24 10.18 -4.09 -14.95 27.01 59.96 -74.74 40.73 -7.93 -12.13 -20.02 -11.16 -23.39 -11.21 5.42 -18.16 2.38 -26.03 -40.06 76.13 -28.56 -20.13 12.56 30.72 0.50 3.22 -54.95 -26.50 -21.13 7.05 -29.86 30.14 Cash Custodian at Commercial Banks 16
17 Lainnya %, yoy Bulanan/ Monthly 0.10 -40.02 48.42 -31.93 -31.22 270.76 28.90 110.64 114.20 -54.49 33.19 96.69 803.63 829.88 702.13 747.85 -75.44 45.43 46.73 -20.71 -81.40 -75.41 -74.73 -75.97 -72.99 -82.58 -87.22 -84.90 -85.61 -34.64 53.86 169.33 5,651 807 581 Others 17
18 18
19 Transaksi Penarikan Uang Rupiah (Outflow) Rp Miliar/ Billions of Rp Bulanan/ Monthly 512,077 566,329 610,438 684,924 727,842 790,363 60,861 74,822 192,389 14,913 54,334 58,528 44,313 50,999 64,199 112,488 702,860 27,371 39,188 68,305 57,293 95,000 19,907 61,166 44,887 45,615 78,164 47,706 118,258 12,700 30,053 46,267 102,763 94,405 35,369 Withdrawal Transaction of Rupiah Currency (Outflow) 19
20 Bank Umum Rp Miliar/ Billions of Rp Bulanan/ Monthly 468,178 514,791 533,738 560,583 593,205 654,093 51,713 60,876 165,571 11,596 41,212 47,605 34,409 40,837 52,715 96,032 589,394 23,285 33,065 59,031 47,234 79,562 14,415 52,021 36,425 36,259 67,448 37,742 102,908 10,834 25,421 38,603 88,164 81,740 27,960 Commercial Banks 20
21 Non Bank Rp Miliar/ Billions of Rp Bulanan/ Monthly 317 405 446 504 526 456 29.23 34.37 41.76 21.79 43.15 47.74 45.95 50.25 52.51 48.94 342.98 22.94 28.78 36.34 21.70 17.91 15.81 21.71 22.21 26.22 31.79 45.26 52.29 14.02 17.95 27.84 36.32 24.37 28.00 Non-Bank 21
22 Kas Keliling dalam Rangka Penukaran Rp Miliar/ Billions of Rp Bulanan/ Monthly 1,466 1,842 2,560 2,474 1,901 2,135 141 115 604 49.28 130 122 234 235 153 126 384 117 169 96 1 0 0 0 0 0 0 0 0 0 13 96 613 271 31 Mobile Cashier Services 22
23 Kas Titipan di Bank Umum Rp Miliar/ Billions of Rp Bulanan/ Monthly 36,116 45,691 68,351 117,726 129,709 124,406 8,759 13,491 25,418 3,087 12,680 10,471 8,045 7,988 9,620 14,584 110,461 3,582 5,619 8,967 9,979 15,236 5,436 9,059 8,363 9,055 10,442 9,668 15,054 1,614 4,130 7,073 10,683 10,687 7,075 Cash Custodian at Commercial Banks 23
24 Lainnya Rp Miliar/ Billions of Rp Bulanan/ Monthly 6,001 3,600 5,342 3,636 2,501 9,273 219 305 754 160 269 282 1,579 1,889 1,659 1,698 2,278 364 305 174 57 185 40 65 76 275 241 251 244 238 470 467 3,266 1,683 275 Others 24
25 25
26 Pertumbuhan Transaksi Penyetoran Uang Rupiah (Inflow) %, yoy Bulanan/ Monthly 10.84 5.29 14.66 3.25 12.42 9.91 15.16 8.31 4.91 32.66 -19.86 12.21 5.19 8.34 11.19 14.85 -19.72 9.00 7.48 -15.15 -20.30 -3.98 -46.28 -31.92 -19.38 -14.68 -42.00 -3.78 -31.40 3.64 -11.19 15.46 2.33 116.14 -26.32 Growth of Deposits Transactions of Rupiah Currency (Inflow) 26
27 Bank Umum %, yoy Bulanan/ Monthly 9.89 5.77 14.36 0.76 12.85 10.48 17.00 8.29 4.42 33.75 -19.34 12.59 5.50 7.90 12.05 13.99 -19.09 10.91 9.54 -14.62 -18.76 -1.85 -46.06 -32.22 -18.35 -14.49 -41.36 -3.46 -31.64 4.96 -11.44 15.26 -6.05 113.93 -25.21 Commercial Banks 27
28 Non Bank %, yoy Bulanan/ Monthly -6.54 30.37 3.53 7.51 2.29 83.48 -25.81 118.54 83.28 148.50 53.31 56.76 103.23 151.32 173.82 109.36 -45.80 214.80 101.38 124.42 -56.34 -78.12 -63.20 -69.82 -73.93 -59.13 -72.53 -46.04 -34.86 -69.96 -55.06 -56.81 24.43 90.01 110.97 Non-Bank 28
29 Kas Keliling dalam Rangka Penukaran %, yoy Bulanan/ Monthly 13.75 25.66 38.98 -3.35 -23.19 12.35 -9.12 -27.19 82.08 -81.54 24.49 9.31 92.27 65.44 14.31 15.90 -82.02 35.56 20.73 -31.87 -99.08 -100.00 -100.00 -100.00 -100.00 -99.92 -99.93 -100.00 -100.00 -99.06 -92.20 -0.33 57,924 nap nap Mobile Cashier Services 29
30 Kas Titipan di Bank Umum %, yoy Bulanan/ Monthly 40.58 6.43 17.50 58.70 12.54 0.29 -7.51 5.31 -14.54 26.46 -30.64 3.61 -4.25 10.39 -5.62 21.74 -24.48 -9.97 -18.64 -22.43 -35.02 11.23 -48.71 -20.77 -27.50 -13.48 -50.51 -2.45 -21.79 -8.55 -9.10 7.80 -24.86 84.43 -49.27 Cash Custodian at Commercial Banks 30
31 Lainnya %, yoy Bulanan/ Monthly 0.17 -40.04 23.93 -18.39 -31.28 46.92 28.88 110.56 114.14 -54.48 33.09 96.67 35.62 44.23 44.24 84.18 -37.99 29.74 46.76 -20.67 -81.41 -75.41 -74.71 -75.95 -72.97 16.06 -17.56 -15.89 -33.77 -34.93 53.89 169.28 5,652 807 581 Others 31
32 32
33 Transaksi Penyetoran Uang Rupiah (Inflow) Rp Miliar/ Billions of Rp Bulanan/ Monthly 484,225 509,860 584,603 603,613 678,554 745,802 48,296 51,560 41,725 137,105 63,753 56,706 53,607 58,060 51,572 35,459 598,749 104,616 55,866 40,981 41,093 40,065 73,652 43,401 45,716 45,739 33,675 49,622 24,323 108,420 49,615 47,317 42,051 86,598 54,266 Deposits Transactions of Rupiah Currency (Inflow) 33
34 Bank Umum Rp Miliar/ Billions of Rp Bulanan/ Monthly 455,307 481,580 550,754 554,947 626,269 691,924 45,096 48,012 38,313 128,013 59,874 52,716 50,001 54,246 48,569 33,134 559,806 95,894 52,017 38,504 39,005 37,603 69,056 40,582 43,044 42,755 31,810 46,887 22,650 100,647 46,067 44,379 36,644 80,445 51,644 Commercial Banks 34
35 Non Bank Rp Miliar/ Billions of Rp Bulanan/ Monthly 35.78 46.65 48.29 51.92 53.11 97.44 3.30 8.26 8.86 7.47 7.11 6.75 8.32 14.15 13.59 16.17 52.81 3.06 4.97 7.41 3.61 1.94 2.75 2.15 1.76 3.40 3.89 7.33 10.54 0.92 2.24 3.20 4.49 3.68 5.80 Non-Bank 35
36 Kas Keliling dalam Rangka Penukaran Rp Miliar/ Billions of Rp Bulanan/ Monthly 1,466 1,842 2,560 2,474 1,901 2,135 141 115 604 49.28 130 122 234 235 153 126 384 117 169 96.34 1.06 0.00 0.00 0.00 0.00 0.20 0.18 0.00 0.00 1.10 13.20 96.02 613.37 270.65 31.40 Mobile Cashier Services 36
37 Kas Titipan di Bank Umum Rp Miliar/ Billions of Rp Bulanan/ Monthly 21,412 22,790 26,779 42,498 47,829 47,968 2,837 3,119 2,045 8,875 3,473 3,578 3,126 3,272 2,538 1,813 36,226 8,238 3,369 2,200 2,027 2,275 4,553 2,752 2,594 2,705 1,619 2,476 1,418 7,534 3,062 2,372 1,523 4,196 2,309 Cash Custodian at Commercial Banks 37
38 Lainnya Rp Miliar/ Billions of Rp Bulanan/ Monthly 6,005 3,600 4,462 3,642 2,503 3,677 219 305 754 160 269 282 237 293 299 369 2,280 364 306 174 56.79 185 40.37 64.73 76.35 275.35 242 251 245 237 470 468 3,266 1,683 275 Others 38
39 39
The Gap between Deposits Transactions and Withdrawal Transactions of
40 Selisih antara Transaksi Penyetoran dengan Penarikan Uang Rupiah Rp Miliar/ Billions of Rp Bulanan/ Monthly 27,852 56,469 25,835 81,311 49,287 44,561 12,565 23,262 150,664 -122,192 -9,420 1,822 -9,294 -7,061 12,627 77,029 104,111 -77,245 -16,678 27,323 16,200 54,935 -53,745 17,765 -829 -124 44,489 -1,916 93,935 -95,720 -19,562 -1,050 60,712 7,807 -18,897 40
Rupiah Currency
41 Bank Umum Rp Miliar/ Billions of Rp Bulanan/ Monthly 12,872 33,211 -17,016 5,636 -33,064 -37,831 6,617 12,863 127,259 -116,417 -18,662 -5,111 -15,592 -13,409 4,146 62,898 29,588 -72,609 -18,952 20,527 8,229 41,959 -54,641 11,439 -6,618 -6,496 35,638 -9,145 80,258 -89,813 -20,646 -5,775 51,520 1,295 -23,684 Commercial Banks 41
42 Non Bank Rp Miliar/ Billions of Rp Bulanan/ Monthly 281 359 398 452 473 359 25.93 26.11 32.90 14.32 36.04 40.99 37.64 36.09 38.92 32.77 290.17 19.87 23.81 28.92 18.10 15.97 13.06 19.57 20.45 22.82 27.91 37.93 41.76 13.10 15.71 24.64 31.83 20.68 22.20 Non-Bank 42
43 Kas Keliling Rp Miliar/ Billions of Rp Bulanan/ Monthly 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 -1.10 0.00 0.00 0.00 0.00 0.00 Mobile Cashier Services 43
44 Kas Titipan Rp Miliar/ Billions of Rp Bulanan/ Monthly 14,704 22,901 41,572 75,229 81,880 76,438 5,922 10,372 23,372 -5,789 9,207 6,892 4,918 4,717 7,081 12,771 74,235 -4,656 2,250 6,767 7,953 12,961 884 6,307 5,769 6,350 8,823 7,192 13,636 -5,920 1,068 4,701 9,161 6,491 4,765 Cash Custodian at Commercial Banks 44
45 Lainnya Rp Miliar/ Billions of Rp Bulanan/ Monthly -3.87 -0.96 880 -5.14 -1.66 5,596 -0.17 -0.07 -0.05 -0.04 -0.10 -0.17 1,342 1,596 1,361 1,328 -2.03 -0.14 -0.22 -0.24 0.00 -0.02 -0.05 -0.08 -0.12 -0.18 -0.20 -0.62 -0.18 0.98 -0.42 -0.55 -0.37 -0.23 -0.20 Others 45
46 46
47 Komposisi UYD berdasarkan Pecahan Rp Miliar/ Billions of Rp Bulanan/ Monthly 528,537 586,763 612,545 694,830 749,167 793,727 676,389 699,585 850,049 727,856 718,402 720,227 710,946 703,901 716,563 793,727 898,870 716,512 699,948 727,325 743,586 798,557 744,902 762,755 762,119 762,127 806,701 804,925 898,870 803,171 783,610 782,682 843,410 851,259 832,385 Composition of Currency in Circulation by Denomination 47
48 Uang Kertas Rp Miliar/ Billions of Rp Bulanan/ Monthly 522,640 580,081 604,909 686,374 739,843 783,653 666,841 689,937 840,303 718,074 708,563 710,320 701,010 693,920 706,537 783,653 888,420 706,391 689,791 717,133 733,345 788,291 734,620 752,455 751,805 751,791 796,333 794,525 888,420 792,688 773,092 772,123 832,773 840,598 821,692 Bank notes 48
49 Rp 100,000 Rp Miliar/ Billions of Rp Bulanan/ Monthly 328,367 368,310 398,088 454,232 494,072 535,485 445,796 459,412 545,172 468,704 471,837 477,095 476,256 471,651 483,726 535,485 622,544 482,404 472,617 495,189 504,055 536,295 505,561 522,228 523,551 525,862 557,096 558,719 622,544 557,350 543,988 544,516 576,010 577,328 571,197 Rp 100,000 49
54 ≤Rp 2,000 Rp Miliar/ Billions of Rp Bulanan/ Monthly 8,087 8,460 8,924 9,413 9,980 10,770 9,790 10,023 12,138 12,015 11,484 11,139 10,738 10,613 10,475 10,770 10,778 10,741 10,608 10,503 11,009 11,656 11,309 10,973 10,777 10,614 10,520 10,506 10,778 10,735 10,704 10,640 12,038 12,262 11,997 ≤Rp 2,000 54
55 55
56 Uang Logam Rp Miliar/ Billions of Rp Bulanan/ Monthly 5,897 6,682 7,636 8,456 9,325 10,073 9,548 9,647 9,746 9,782 9,839 9,907 9,936 9,981 10,026 10,073 10,450 10,121 10,158 10,192 10,241 10,266 10,282 10,300 10,314 10,337 10,368 10,400 10,450 10,483 10,518 10,559 10,637 10,661 10,693 Coins 56
58 Rp 500 Rp Miliar/ Billions of Rp Bulanan/ Monthly 2,947 3,228 3,503 3,766 4,054 4,292 4,126 4,162 4,196 4,206 4,220 4,238 4,248 4,261 4,286 4,292 4,422 4,308 4,321 4,333 4,349 4,357 4,363 4,369 4,373 4,382 4,392 4,403 4,422 4,434 4,445 4,459 4,487 4,496 4,508 Rp 500 58
59 Rp 200 Rp Miliar/ Billions of Rp Bulanan/ Monthly 500 551 605 668 738 806 755 763 770 773 779 785 790 795 801 806 840 810 813 815 818 820 822 824 826 829 832 836 840 843 846 849 857 859 862 Rp 200 59
60 ≤Rp 100 Rp Miliar/ Billions of Rp Bulanan/ Monthly 598 620 655 684 726 754 731 734 737 738 741 745 746 748 750 754 776 756 758 759 762 764 765 766 768 769 771 774 776 778 780 782 787 788 791 ≤Rp 100 60
61 61
Keterangan : Note:
- Sebagian indikator mengikuti metodologi Committee on Payments and Market Infrastructures - BIS. - Partly indicators refers to Committee on Payments and Market Infrastructures - BIS methodology
TABEL 20. PELAYANAN JASA PEMBAYARAN KEPADA BUKAN BANK/
TABLE 20. PAYMENT SERVICES TO NON-BANKS
2019 2020 2021

May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun
1 Rasio Dana Float terhadap Jumlah Kartu Uang Elektronik Rp/Unit 13,833 21,501 19,185 26,957 24,120 21,015 27,094 26,275 24,421 23,234 20,067 23,917 22,911 21,015 18,260 21,746 22,792 23,272 19,674 25,142 26,229 18,373 17,769 17,360 18,286 17,520 18,260 17,300 16,873 15,799 15,910 15,949 … Ratio of Outstanding Value on e-Money to the Number of e-Money 1
2 2
3 Bank Sentral Central Bank 3
4 Jumlah Kantor (kecuali KPw LN) Kantor/ Office 43 45 45 46 46 46 46 46 46 46 46 46 46 46 46 46 46 46 46 46 46 46 46 46 46 46 46 46 46 46 46 46 46 Number of CB Regional Offices (exclude Representative Office Abroad) 4
5 5
6 Bank Banks 6
7 Jumlah Bank Umum Bank 0 0 0 115 115 110 112 112 111 111 110 110 110 110 109 110 110 110 110 110 110 110 110 110 110 110 109 109 107 107 107 * … … Number of Commercial Banks 7
8 Jumlah Kantor Bank Umum 1) Kantor/ Office 39,769 41,287 42,557 43,045 42,905 43,111 42,960 42,957 43,175 43,129 43,004 42,958 42,976 43,111 46,839 43,484 43,583 43,505 43,604 43,588 43,564 43,479 45,195 45,083 46,772 46,870 46,839 47,798 47,824 47,448 47,453 47,418 … Number of Commercial Bank Offices 1) 8
9 Sumatra Kantor/ Office 7,913 8,381 8,607 8,738 8,645 8,740 8,696 8,704 8,709 8,689 8,675 8,687 8,711 8,740 9,868 8,791 8,887 8,871 9,027 9,037 9,040 9,032 9,790 9,767 9,832 9,907 9,868 9,954 9,871 9,622 9,711 9,704 … Sumatra 9
10 Jawa Kantor/ Office 23,604 24,141 24,818 24,929 24,830 24,873 24,790 24,783 24,973 24,969 24,870 24,826 24,809 24,873 27,001 25,135 25,127 25,072 25,017 24,992 24,963 24,884 25,478 25,389 26,992 27,010 27,001 27,739 27,795 27,715 27,639 27,616 … Jawa 10
11 Bali & Nusa Tenggara Kantor/ Office 1,930 2,044 2,064 2,091 2,065 2,085 2,066 2,066 2,080 2,079 2,079 2,080 2,078 2,085 2,266 2,086 2,088 2,088 2,087 2,088 2,095 2,097 2,247 2,248 2,264 2,262 2,266 2,274 2,295 2,287 2,279 2,277 … Bali & Nusa Tenggara 11
12 Kalimantan Kantor/ Office 2,863 3,012 3,174 3,267 3,251 3,290 3,286 3,283 3,291 3,282 3,278 3,274 3,277 3,290 3,399 3,326 3,332 3,324 3,326 3,323 3,316 3,319 3,383 3,382 3,394 3,395 3,399 3,486 3,494 3,485 3,484 3,485 … Kalimantan 12
13 Sulawesi Kantor/ Office 2,480 2,631 2,739 2,835 2,872 2,867 2,874 2,874 2,871 2,860 2,853 2,847 2,855 2,867 2,998 2,889 2,888 2,886 2,884 2,885 2,885 2,885 2,990 2,991 2,986 2,990 2,998 3,024 3,042 3,016 3,015 3,011 … Sulawesi 13
14 Maluku & Papua Kantor/ Office 979 1,078 1,155 1,185 1,242 1,256 1,248 1,247 1,251 1,250 1,249 1,244 1,246 1,256 1,307 1,257 1,261 1,264 1,263 1,263 1,265 1,262 1,307 1,306 1,304 1,306 1,307 1,321 1,327 1,323 1,325 1,325 … Maluku & Papua 14
15 15
16 Jumlah Kantor Bank Pengelola Kas Titipan Kantor/ Office 30 35 62 114 113 95 112 111 108 107 104 99 96 95 85 95 95 95 95 94 92 92 93 94 92 88 85 85 86 85 86 86 … Number of Bank Offices to Manage Deposit Cash 16
17 Sumatra Kantor/ Office 7 9 17 33 33 27 33 33 32 31 30 29 28 27 21 27 27 27 27 27 27 27 28 28 28 24 21 21 22 22 22 22 … Sumatra 17
18 Jawa Kantor/ Office 0 1 5 14 14 8 14 13 11 11 10 9 8 8 1 8 8 8 8 6 4 4 4 4 2 1 1 1 1 1 1 1 … Jawa 18
19 Bali & Nusa Tenggara Kantor/ Office 4 4 8 11 11 11 11 11 11 11 11 11 11 11 12 11 11 11 11 12 12 12 12 12 12 12 12 12 12 12 12 12 … Bali & Nusa Tenggara 19
20 Kalimantan Kantor/ Office 7 9 13 20 20 17 20 20 20 20 19 18 17 17 18 17 17 17 17 17 17 17 17 18 18 18 18 18 18 18 18 18 … Kalimantan 20
21 Sulawesi Kantor/ Office 8 8 10 21 20 18 20 20 20 20 20 18 18 18 18 18 18 18 18 18 18 18 18 18 18 18 18 18 18 18 18 18 … Sulawesi 21
22 Maluku & Papua Kantor/ Office 4 4 9 15 15 14 14 14 14 14 14 14 14 14 15 14 14 14 14 14 14 14 14 14 14 15 15 15 15 14 15 15 … Maluku & Papua 22
23 23
24 Jumlah Kantor Bank Anggota Kas Titipan Kantor/ Office 293 341 510 867 851 718 865 842 796 786 765 739 723 718 586 718 718 718 718 699 676 676 685 690 650 612 586 586 590 585 590 590 … Number of Bank Offices as Member Deposit Cash 24
25 Sumatra Kantor/ Office 98 126 172 275 275 221 274 274 264 254 244 237 226 221 166 221 221 221 221 218 218 218 227 227 217 192 166 166 171 171 170 170 … Sumatra 25
26 Jawa Kantor/ Office 0 9 54 166 166 99 169 146 110 110 104 101 99 99 8 99 99 99 99 78 55 55 55 55 21 8 8 8 8 8 8 8 … Jawa 26
27 Bali & Nusa Tenggara Kantor/ Office 17 17 41 57 57 61 61 61 61 61 61 61 61 61 66 61 61 61 61 66 66 66 66 66 66 66 66 66 66 66 66 66 … Bali & Nusa Tenggara 27
28 Kalimantan Kantor/ Office 70 87 105 139 139 127 143 143 143 143 138 134 127 127 132 127 127 127 127 127 127 127 127 127 132 132 132 132 132 132 132 132 … Kalimantan 28
29 Sulawesi Kantor/ Office 71 65 82 146 130 132 140 140 140 140 140 128 132 132 132 132 132 132 132 132 132 132 132 137 132 132 132 132 132 132 132 132 … Sulawesi 29
30 Maluku & Papua Kantor/ Office 37 37 56 84 84 78 78 78 78 78 78 78 78 78 82 78 78 78 78 78 78 78 78 78 82 82 82 82 81 76 82 82 … Maluku & Papua 30
31 31
32 Non Bank2) Non-Banks 2) 32
33 Jumlah Institusi Institusi/ Institution 118 108 111 115 138 172 151 150 150 150 165 165 172 172 197 173 180 190 193 195 194 194 193 193 193 195 197 195 198 203 206 206 … Number of Institutions 33
34 Volume Transaksi Volume of Transactions 34
35 Pengiriman Uang ke LN Ribu Transaksi/ Thousand of Transactions 267 322 372 384 437 633 63 146 42 39 37 41 38 39 395 36 35 30 22 26 37 Outgoing Transfer to Abroad 35
37 30 33 36 34 37 44 42 51 45 47 …
36 Pengiriman Uang dari LN Ribu Transaksi/ Thousand of Transactions 6,207 10,954 13,317 11,654 13,946 37,140 3,495 3,164 3,358 3,121 18,614 Incoming Transfer from Abroad 36
3,007 3,241 3,622 3,764 3,483 3,652 1,282 1,163 991 1,198 1,221 1,152 1,131 1,131 1,047 1,162 1,110 1,155 1,340 1,252 1,422 …
37 Pengiriman Uang dalam Wilayah Indonesia Ribu Transaksi/ Thousand of Transactions 7,679 15,187 12,402 13,164 32,036 218,891 15,189 13,965 19,430 25,601 325,896 Transfers within Indonesia Regions 37
23,378 36,936 32,987 25,907 14,970 21,797 25,537 21,386 20,355 24,608 30,777 26,631 31,918 30,912 33,623 43,382 40,104 41,038 50,419 32,473 56,479 …
38 38
39 Komposisi Volume Transaksi Composition of Volume of Transactions 39
40 Pengiriman Uang ke LN % 1.89 1.22 1.43 1.52 0.94 0.25 0.34 0.84 0.19 0.15 0.09 0.11 0.13 0.13 0.11 0.20 0.14 0.11 0.10 0.12 0.14 0.12 0.11 0.10 0.11 0.10 0.08 0.11 0.10 0.10 0.13 0.08 … Outgoing Transfer to Abroad 40
41 Pengiriman Uang dari LN % 43.86 41.39 51.04 46.24 30.04 14.47 18.64 18.32 14.71 11.38 8.06 9.88 10.85 12.67 5.40 18.84 14.33 4.77 5.15 4.64 4.64 3.81 4.14 3.42 3.53 3.02 2.61 2.69 2.73 2.59 3.71 2.45 … Incoming Transfer from Abroad 41
42 Pengiriman Uang dalam Wilayah Indonesia % 54.25 57.39 47.53 52.23 69.01 85.28 81.02 80.84 85.11 88.47 91.85 90.01 89.01 87.20 94.49 80.97 85.53 95.11 94.75 95.24 95.22 96.07 95.75 96.48 96.36 96.88 97.31 97.20 97.17 97.32 96.16 97.46 … Transfers within Indonesia Regions 42
43 43
44 Nilai Transaksi Value of Transactions 44
45 Pengiriman Uang ke LN Rp Miliar/ Billions of Rp 6,648 6,432 8,558 9,101 116,520 31,584 2,551 2,033 3,096 2,736 2,964 3,018 2,947 3,142 50,602 3,346 3,147 9,934 2,401 2,302 3,664 3,716 3,387 4,004 3,790 5,685 5,225 6,706 5,634 5,823 5,416 7,613 … Outgoing Transfer to Abroad 45
46 Pengiriman Uang dari LN Rp Miliar/ Billions of Rp 23,688 43,764 54,563 51,458 60,587 59,086 6,243 3,814 4,772 4,709 4,739 5,374 5,130 5,729 70,877 5,194 5,601 7,013 6,374 4,649 5,664 6,602 6,208 6,168 5,854 5,574 5,975 7,072 6,199 8,086 7,736 7,609 … Incoming Transfer from Abroad 46
47 Pengiriman Uang dalam Wilayah Indonesia Rp Miliar/ Billions of Rp 16,385 30,457 22,614 18,557 32,720 80,475 5,648 5,568 7,217 7,212 7,712 10,423 10,163 11,238 142,206 9,846 9,797 11,111 9,032 10,195 9,966 12,606 9,157 13,160 13,294 15,915 18,128 22,522 22,861 25,177 12,296 30,446 … Transfers within Indonesia Regions 47
48 48
49 Komposisi Nilai Transaksi Composition of Value of Transactions 49
50 Pengiriman Uang ke LN % 14.23 7.97 9.98 11.50 55.53 18.45 17.67 17.81 20.52 18.67 19.23 16.04 16.16 15.63 19.19 18.20 16.97 35.40 13.49 13.42 18.99 16.21 18.06 17.16 16.52 20.92 17.82 18.47 16.24 14.90 21.28 16.67 … Outgoing Transfer to Abroad 50
51 Pengiriman Uang dari LN % 50.70 54.26 63.64 65.04 28.87 34.52 43.23 33.41 31.63 32.13 30.74 28.56 28.12 28.49 26.88 28.25 30.20 24.99 35.80 27.11 29.36 28.80 33.11 26.44 25.52 20.51 20.37 19.48 17.87 20.69 30.40 16.66 … Incoming Transfer from Abroad 51
52 Pengiriman Uang dalam Wilayah Indonesia % 35.07 37.76 26.38 23.45 15.59 47.02 39.11 48.78 47.84 49.21 50.03 55.40 55.72 55.88 53.93 53.55 52.83 39.60 50.72 59.46 51.65 54.99 48.83 56.40 57.96 58.57 61.81 62.05 65.89 64.41 48.32 66.67 … Transfers within Indonesia Regions 52
53 53
54 Penyelenggara Uang Elektronik Bank dan Non Bank Operators of Electronic Money (Banks and Non-Banks) 54
55 Jumlah Institusi Institusi/ Institution 19 20 21 27 34 40 37 37 38 38 39 39 40 40 55 42 42 48 51 51 51 51 51 51 51 55 55 56 56 56 57 57 … Total Institutions 55
56 Jumlah Dana Float3) Rp Miliar/ Billions of Rp 494 738 982 2,421 4,033 6,143 5,386 5,515 5,674 5,820 5,159 6,442 6,368 6,143 7,893 6,824 7,277 7,689 8,107 8,721 9,274 6,608 6,684 6,838 7,509 7,366 7,893 7,657 7,706 7,438 7,690 7,946 … Outstanding Value on e-money 3) 56
57 Dana Float Penerbit Uang Elektronik Bank Rp Miliar/ Billions of Rp 423 630 784 1,561 2,564 2,812 2,902 2,953 2,749 2,640 2,686 2,692 2,663 2,812 3,017 2,731 2,762 2,695 2,658 2,651 2,787 2,831 2,846 2,862 2,917 2,936 3,017 2,943 2,967 2,992 3,023 3,059 … Outstanding Value on E-money Issued by Bank 57
58 Dana Float seluruh Penerbit Uang Elektronik Non Bank Rp Miliar/ Billions of Rp 71.71 108 198 860 1,469 3,331 2,484 2,562 2,925 3,179 2,472 3,750 3,704 3,331 4,877 4,093 4,515 4,994 5,449 6,070 6,487 3,778 3,838 3,976 4,592 4,429 4,877 4,714 4,740 4,446 4,667 4,887 … Outstanding Value on E-money Issued by Non Bank 58
Keterangan: Notes:
- Sebagian besar mengikuti metodologi Committee on Payments and Market Infrastructures - BIS. - Mainly refers to Committee on Payments and Market Infrastructures - BIS methodology
- Sejak dibukanya KPw BI Provinsi Sulawesi Barat pada akhir September 2015, kantor Kas Titipan di Mamuju-Sulawesi Barat (13 bank anggota) ditutup. - Since KPw BI Provinsi Sulawesi Barat opened in late September 2015, deposit cash offices in Mamuju- Sulawesi Barat ( 13 member deposit cash) was closed.
1)
Termasuk Kantor Pusat Non Operasional dan Kantor Wilayah serta Kantor Bank Umum di Luar Negeri. 1)
Including Non Operational Head office, Domestic Branches and Foreign Branches
2)
Sejak Q3 2014, 3 (tiga) institusi penyedia transfer dana yang memiliki share jasa transaksi pengiriman uang >50%, mulai melaporkan kegiatan transaksinya ke Bank Indonesia. 2)
Since Q3 2014, 3 remittance service providers (with market share of remittance services more than 50%), started to report their business transactions to Bank Indonesia
3)
Dana float merupakan nilai uang elektronik yang diterima penerbit atas hasil penerbitan uang elektronik dan/ atau pengisian ulang yang masih merupakan kewajiban penerbit kepada pemegang dan pedagang. 3)
Outstanding value on e-money storages is the difference between the value of cash loaded onto an e-money storage and the value spent.
r
Terjadi revisi pada sumber data
Sumber: Bank Indonesia dan OJK (diolah) Source: BI and FSA (processed)
TABEL 21. ALAT PEMBAYARAN MENGGUNAKAN KARTU (APMK), UANG ELEKTRONIK (UE) DAN SARANA PENUNJANGNYA
TABLE 21. CARD BASED PAYMENT INSTRUMENTS, ELECTRONIC MONEY AND ACCEPTING DEVICES
2019 2020 2021

May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May
1 Alat Pembayaran Menggunakan Kartu (APMK) 1) Card-Based Payment Instruments 1) 1
2 Jumlah Kartu Juta Unit/ Millions of Unit 122 137 154 182 179 201 188 190 193 193 197 199 201 201 231 203 204 207 211 213 215 217 219 222 225 230 231 233 235 237 237 239 Number of Cards 2
3 Volume Transaksi Juta Transaksi/ Millions of Transaction 4,332 4,856 5,502 6,021 6,746 7,376 663 587 640 595 601 667 612 650 6,933 607 584 588 497 546 480 582 586 581 611 608 663 600 553 638 632 650 Volume of Transactions 3
4 Nilai Transaksi Rp Miliar/ Billions of Rp 4,700,131 5,178,338 5,904,941 6,498,199 7,241,113 7,817,507 761,391 569,753 704,375 647,682 622,179 650,274 634,903 686,149 7,155,779 634,090 609,603 610,202 510,491 569,836 492,252 601,191 598,016 587,480 624,463 622,652 695,502 621,750 579,550 668,669 679,595 689,675 Value of Transactions 4
5 5
6 Kartu ATM dan ATM+Debet ATM Cards dan ATM+Debet 6
8 ATM Juta Unit/ Millions of Unit 7.19 7.33 8.36 8.82 8.85 8.98 9.42 9.51 9.70 9.36 9.24 9.44 9.46 8.98 9.50 9.00 9.07 9.34 9.60 9.50 9.58 9.33 9.41 9.40 8.59 9.42 9.50 9.90 10.00 10.24 9.90 10.12 ATM 8
9 ATM+Debet Juta Unit/ Millions of Unit 98.64 113 128 156 152 174 161 163 166 168 170 172 174 174 204 176 178 180 183 186 188 191 193 196 200 204 204 207 208 210 211 212 ATM+Debet 9
10 Pertumbuhan Volume Transaksi Kartu ATM+Debet %, yoy 17.81 12.18 13.60 9.56 12.54 9.67 16.01 6.80 11.99 3.95 8.45 14.56 4.78 3.32 -5.24 2.72 4.82 -3.63 -16.83 -16.82 -17.84 -8.01 -0.56 -2.14 -7.24 0.53 3.58 0.36 -4.38 9.33 27.55 18.92 Growth of Volume of Transactions ATM Cards+Debet 10
11 Volume Transaksi Tunai %, yoy 14.91 9.66 12.08 6.43 11.37 11.81 17.71 13.98 15.30 5.16 10.19 18.96 7.24 4.71 -7.17 4.94 7.44 -0.67 -17.12 -17.29 -23.63 -10.11 -3.05 -5.47 -12.83 -4.56 -0.32 -5.46 -10.48 2.67 22.91 13.10 Volume of Cash Transactions 11
12 Volume Transaksi Belanja %, yoy 20.26 19.41 21.66 18.13 15.02 17.26 27.57 5.41 18.51 16.80 15.28 19.48 18.80 17.35 -4.25 19.38 27.48 3.42 -26.38 -29.14 -20.79 -7.69 -0.44 -5.51 -1.49 -0.88 -1.59 -5.58 -7.58 12.84 66.24 73.59 Volume of Shopping Transactions 12
13 Volume Transaksi Transfer Intrabank %, yoy 22.40 20.88 13.64 11.56 12.34 2.72 7.78 -6.35 3.85 -1.16 3.91 7.39 -2.41 -2.86 0.02 -5.78 -5.34 -9.24 -12.25 -11.94 -3.86 -1.66 6.41 7.90 4.00 15.19 17.21 20.18 14.69 28.84 30.79 20.91 Volume of Intrabank Transfer Transactions 13
14 Volume Transaksi Transfer Antarbank %, yoy 29.52 5.07 17.97 19.85 18.57 4.64 13.40 -8.77 3.90 -4.40 0.80 -2.23 -7.63 -6.21 -4.97 -8.81 -9.97 -16.61 -15.77 -11.63 0.66 -8.35 0.94 1.81 2.06 4.66 6.74 4.91 1.37 9.33 16.59 5.22 Volume of Interbank Transfer Transactions 14
15 Volume Transaksi Kartu ATM dan ATM+Debet Juta Transaksi/ Millions of Transaction 4,078 4,574 5,197 5,693 6,407 7,027 634 559 610 566 573 637 582 617 6,659 577 557 561 477 527 460 561 563 561 591 585 639 579 533 614 609 627 Volume of Transactions ATM Cards and ATM+Debet 15
16 Volume Transaksi Tunai Juta Transaksi/ Millions of Transaction 2,645 2,900 3,251 3,460 3,853 4,308 386 358 373 348 352 401 358 377 3,999 354 345 348 287 319 273 336 337 333 349 342 376 334 309 358 352 361 Volume of Cash Transactions 16
17 Volume Transaksi Belanja Juta Transaksi/ Millions of Transaction 292 349 424 501 577 676 60.85 56.36 58.17 55.86 55.35 58.10 58.39 66.85 647.29 62.60 59.43 56.15 38.83 43.12 44.64 53.70 55.62 52.30 57.24 57.88 65.79 59.10 54.93 63.36 64.55 74.85 Volume of Shopping Transactions 17
18 Volume Transaksi Transfer Intrabank Juta Transaksi/ Millions of Transaction 800 968 1,100 1,227 1,378 1,416 127 101 123 113 116 128 117 121 1,416 111 107 109 105 112 96.94 120.96 120.14 124.66 132.75 134.21 142.23 133.96 122.16 140.41 137.32 135.47 Volume of Intrabank Transfer Transactions 18
19 Volume Transaksi Transfer Antarbank Juta Transaksi/ Millions of Transaction 340 358 422 506 600 628 59.84 44.61 55.06 49.57 49.74 50.56 48.80 51.88 596.43 48.80 46.03 47.85 46.77 52.88 44.90 50.47 50.04 50.64 51.60 51.07 55.38 51.20 46.66 52.32 54.53 55.64 Volume of Interbank Transfer Transactions 19
20 Pertumbuhan Nilai Transaksi Kartu ATM dan ATM+Debet %, yoy 17.06 10.18 14.83 10.25 11.71 7.91 21.64 -5.38 13.27 4.14 4.33 3.17 2.27 0.48 -7.46 -2.51 1.05 -5.35 -19.35 -24.10 -12.63 -13.55 -6.40 -4.13 -2.21 -0.57 3.21 -0.33 -3.66 10.44 33.37 20.77 Growth of Value of Transactions ATM Cards+Debet 20
21 Nilai Transaksi Tunai %, yoy 14.73 9.37 12.03 7.45 12.21 12.93 32.68 -0.87 22.88 7.29 10.98 9.34 9.79 4.88 -6.66 2.36 4.28 1.60 -15.21 -21.35 -18.99 -14.35 -3.60 -6.28 -2.15 -3.76 1.31 -5.97 -9.70 3.83 27.86 14.06 Value of Cash Transactions 21
22 Nilai Transaksi Belanja %, yoy 22.79 16.47 19.71 13.65 2.31 13.69 26.31 3.14 16.88 13.95 12.22 17.43 12.65 12.99 -14.46 12.05 21.59 -6.67 -43.39 -45.41 -27.66 -18.90 -10.71 -14.83 -11.14 -9.75 -8.05 -11.14 -14.21 10.77 92.16 81.09 Value of Shopping Transactions 22
23 Nilai Transaksi Transfer Intrabank %, yoy 13.12 8.35 14.82 9.26 11.61 2.39 10.14 -10.37 5.42 3.71 -1.78 -3.48 -4.01 -3.99 -7.30 -6.70 -1.09 -8.01 -19.87 -25.32 -5.35 -11.54 -10.70 -1.82 -1.92 2.39 5.85 5.62 2.32 18.23 35.37 26.21 Value of Intrabank Transfer Transactions 23
24 Nilai Transaksi Transfer Antarbank %, yoy 36.23 15.76 21.41 18.98 13.29 6.54 19.69 -8.93 7.10 -4.52 -0.14 0.22 -4.04 -3.73 -7.99 -8.70 -6.92 -15.09 -21.83 -23.32 -5.26 -14.21 -2.65 -0.50 -0.58 4.09 5.96 5.07 2.70 11.16 32.52 17.01 Value of Interbank Transfer Transactions 24
25 Nilai Transaksi Kartu ATM dan ATM+Debet Rp Miliar/ Billions of Rp 4,445,073 4,897,794 5,623,916 6,200,438 6,926,819 7,474,824 730,939 543,845 674,511 619,442 594,507 620,972 606,203 653,319 6,916,875 605,500 583,733 586,043 494,528 554,747 475,150 583,121 579,779 569,952 607,251 602,759 674,310 603,530 562,353 647,234 659,567 669,968 Value of Transactions ATM Cards and ATM+Debet 25
26 Nilai Transaksi Tunai Rp Miliar/ Billions of Rp 1,920,781 2,100,785 2,353,440 2,528,879 2,837,544 3,204,459 321,913 247,422 296,306 261,828 259,760 265,921 263,517 282,368 2,990,972 263,374 255,308 256,187 212,945 253,193 200,446 253,800 252,401 243,445 260,191 253,618 286,065 247,662 230,551 266,011 272,280 288,788 Value of Cash Transactions 26
27 Nilai Transaksi Belanja Rp Miliar/ Billions of Rp 180,641 210,386 251,849 286,214 292,830 332,906 32,307 26,697 29,000 27,011 26,528 27,918 28,180 32,608 284,784 29,414 27,881 24,940 15,144 17,638 19,314 23,519 24,118 22,594 24,809 25,432 29,982 26,136 23,918 27,626 29,101 31,939 Value of Shopping Transactions 27
28 Nilai Transaksi Transfer Intrabank Rp Miliar/ Billions of Rp 1,705,170 1,847,494 2,121,259 2,317,678 2,586,868 2,648,794 247,834 177,482 233,217 230,707 209,984 222,928 214,669 228,596 2,455,410 212,210 204,955 207,350 178,929 185,086 167,995 206,294 206,016 206,167 218,645 219,792 241,971 224,132 209,717 245,148 242,221 233,598 Value of Intrabank Transfer Transactions 28
29 Nilai Transaksi Transfer Antarbank Rp Miliar/ Billions of Rp 638,482 739,128 897,368 1,067,666 1,209,577 1,288,665 128,885 92,245 115,988 99,895 98,236 104,206 99,837 109,747 1,185,710 100,502 95,589 97,566 87,510 98,831 87,396 99,508 97,245 97,747 103,607 103,917 116,292 105,600 98,166 108,450 115,965 115,642 Value of Interbank Transfer Transactions 29
30 30
31 Kartu Kredit Credit Cards 31
32 Jumlah Kartu Juta Unit/ Millions of Unit 16.04 16.86 17.41 17.24 17.28 17.49 17.20 17.22 17.27 17.30 17.35 17.37 17.38 17.49 16.94 17.54 17.61 17.60 17.78 17.47 17.32 17.19 17.20 17.02 16.95 16.95 16.94 16.84 16.80 16.76 16.71 16.67 Number of Cards 32
33 Pertumbuhan Volume Transaksi Kartu Kredit %, yoy 6.37 10.62 8.43 7.32 3.35 3.21 0.19 -1.97 7.17 3.25 8.62 1.61 4.19 6.80 -21.34 3.35 3.52 -3.76 -33.50 -36.63 -22.97 -28.95 -21.01 -28.71 -32.80 -22.40 -27.90 -28.74 -24.97 -10.50 20.07 26.07 Growth of Volume of Credit Cards Transactions 33
34 Volume Transaksi Tunai %, yoy 11.00 74.92 11.79 9.49 1.44 9.28 -3.39 18.90 12.97 11.30 18.64 7.18 9.36 14.01 -27.79 11.45 12.75 10.25 -19.18 -41.71 -29.28 -38.19 -37.00 -45.64 -50.58 -45.41 -51.59 -51.76 -50.88 -42.42 -32.92 -11.52 Volume of Cash Transactions 34
35 Volume Transaksi Belanja %, yoy 6.30 9.65 8.35 7.27 3.40 3.06 0.27 -2.38 7.03 3.05 8.36 1.46 4.05 6.63 -21.17 3.14 3.27 -4.13 -33.88 -36.51 -22.82 -28.71 -20.57 -28.23 -32.29 -21.76 -27.30 -28.08 -24.20 -9.54 21.78 26.87 Volume of Shopping Transactions 35
36 Volume Transaksi Kartu Kredit Juta Transaksi/ Millions of Transaction 254 281 305 327 338 349 29.35 27.12 30.35 28.48 28.54 30.16 29.68 32.73 274.68 29.98 27.38 27.17 19.36 18.60 20.89 21.56 22.49 20.35 20.27 23.03 23.60 21.37 20.54 24.32 23.25 23.45 Volume of Credit Cards Transactions 36
37 Volume Transaksi Tunai Juta Transaksi/ Millions of Transaction 3.78 6.61 7.39 8.09 8.20 8.96 0.66 0.62 0.76 0.77 0.79 0.83 0.81 0.80 6.47 0.84 0.79 0.79 0.61 0.39 0.44 0.47 0.48 0.43 0.41 0.44 0.39 0.40 0.39 0.46 0.41 0.34 Volume of Cash Transactions 37
38 Volume Transaksi Belanja Juta Transaksi/ Millions of Transaction 251 275 298 319 330 340 28.69 26.50 29.58 27.71 27.75 29.32 28.87 31.92 268.21 29.15 26.59 26.38 18.76 18.22 20.45 21.09 22.01 19.92 19.85 22.59 23.21 20.96 20.16 23.86 22.84 23.11 Volume of Shopping Transactions 38
39 Pertumbuhan Nilai Transaksi Kartu Kredit %, yoy 14.19 9.99 0.17 5.96 5.55 9.03 12.63 1.99 11.69 7.90 13.49 4.52 5.32 8.60 -30.28 2.02 0.21 -14.00 -42.55 -50.45 -33.99 -39.49 -35.42 -36.66 -41.26 -30.68 -35.45 -36.27 -33.52 -11.27 25.47 30.61 Growth of Value of Credit CardsTransactions 39
40 Nilai Transaksi Tunai %, yoy 12.37 51.68 9.00 9.67 2.76 10.40 3.30 14.93 14.21 11.32 19.54 7.50 9.51 16.30 -26.77 12.93 13.57 10.67 -15.86 -37.52 -27.98 -38.37 -37.31 -45.32 -49.69 -43.70 -51.10 -50.51 -48.78 -26.75 -14.89 0.87 Value of Cash Transactions 40
41 Nilai Transaksi Belanja %, yoy 14.22 9.18 -0.07 5.85 5.64 8.99 12.90 1.67 11.62 7.80 13.30 4.42 5.19 8.40 -30.39 1.69 -0.20 -14.73 -43.37 -50.80 -34.16 -39.52 -35.37 -36.38 -40.99 -30.27 -35.00 -35.79 -32.99 -10.68 27.32 31.61 Value of Shopping Transactions 41
42 Nilai Transaksi Kartu Kredit Rp Miliar/ Billions of Rp 255,057 280,544 281,025 297,761 314,294 342,683 30,453 25,908 29,864 28,241 27,672 29,301 28,700 32,830 238,904 28,591 25,870 24,158 15,963 15,089 17,102 18,070 18,237 17,527 17,212 19,893 21,192 18,220 17,198 21,435 20,029 19,707 Value of Credit Cards Transactions 42
43 Nilai Transaksi Tunai Rp Miliar/ Billions of Rp 4,880 7,402 8,068 8,848 9,093 10,038 787 715 864 853 867 915 889 923 7,350 935 865 893 698 492 515 532 535 474 460 500 451 463 443 654 594 496 Value of Cash Transactions 43
45 45
46 Uang Elektronik Electronic Money 46
47 Jumlah Kartu Juta Unit/ Millions of Unit 35.74 34.31 51.20 90.00 167 292 199 210 232 250 257 269 278 292 432 314 319 330 412 347 354 360 376 394 411 420 432 443 457 471 483 498 Number of Cards 47
48 Volume Transaksi Belanja Juta Transaksi/ Millions of Transaction 203 536 683 943 2,923 5,227 423 394 476 492 490 510 483 515 4,626 458 431 401 325 298 340 382 387 367 393 406 438 382 360 421 422 450 Volume of Shopping Transactions 48
49 Nilai Transaksi Belanja Rp Miliar/ Billions of Rp 3,320 5,283 7,064 12,369 47,199 145,165 12,816 11,875 12,939 12,878 13,820 16,371 16,081 16,970 204,909 15,872 15,179 15,036 17,552 15,034 14,955 16,100 17,231 17,682 18,793 19,341 22,135 20,746 19,189 21,421 r 22,848 23,660 Value of Shopping Transactions 49
50 50
51 Total APMK + Uang Elektronik Total Card-Based Payment Instruments + Electronic Money 51
53 Volume Transaksi Juta Transaksi/ Millions of Transaction 4,535 5,391 6,185 6,964 9,668 12,603 1,086 980 1,116 1,087 1,092 1,177 1,095 1,165 11,559 1,064 1,016 989 821 844 820 964 972 948 1,004 1,015 1,101 982 913 1,058 1,054 1,101 Volume of Transactions 53
54 Volume Transaksi Tunai Juta Transaksi/ Millions of Transaction 2,649 2,907 3,258 3,468 3,861 4,317 387 358 374 349 353 401 359 378 4,005 355 346 349 287 320 274 336 338 333 350 343 376 335 309 358 353 361 Volume of Cash Transactions 54
55 Volume Transaksi Belanja Juta Transaksi/ Millions of Transaction 746 1,159 1,405 1,764 3,829 6,243 512 477 564 576 573 597 570 614 5,541 550 517 484 382 360 405 456 464 439 470 487 527 462 435 508 509 548 Volume of Shopping Transactions 55
56 Volume Transaksi Transfer Intrabank Juta Transaksi/ Millions of Transaction 800 968 1,100 1,227 1,378 1,416 127 101 123 113 116 128 117 121 1,416 111 107 109 105 112 96.94 120.96 120.14 124.66 132.75 134.21 142.23 133.96 122.16 140.41 137.32 135.47 Volume of Intrabank Transfer Transactions 56
57 Volume Transaksi Transfer Antarbank Juta Transaksi/ Millions of Transaction 340 358 422 506 600 628 59.84 44.61 55.06 49.57 49.74 50.56 48.80 51.88 596.43 48.80 46.03 47.85 46.77 52.88 44.90 50.47 50.04 50.64 51.60 51.07 55.38 51.20 46.66 52.32 54.53 55.64 Volume of Interbank Transfer Transactions 57
58 Nilai Transaksi Rp Miliar/ Billions of Rp 4,703,450 5,183,621 5,911,992 6,510,568 7,288,311 7,962,672 774,207 581,627 717,314 660,561 635,999 666,644 650,984 703,119 7,360,688 649,963 624,781 625,238 528,043 584,870 507,207 617,291 615,247 605,162 643,256 641,993 717,637 642,496 598,739 690,090 702,443 713,335 Value of Transactions 58
59 Nilai Transaksi Tunai Rp Miliar/ Billions of Rp 1,925,661 2,108,187 2,361,518 2,537,728 2,846,636 3,214,497 322,701 248,137 297,170 262,681 260,626 266,836 264,406 283,291 2,998,323 264,309 256,173 257,080 213,643 253,685 200,961 254,332 252,935 243,919 260,651 254,118 286,516 248,124 230,994 266,665 272,874 289,285 Value of Cash Transactions 59
61 Nilai Transaksi Transfer Intrabank Rp Miliar/ Billions of Rp 1,705,170 1,847,494 2,121,259 2,317,678 2,586,868 2,648,794 247,834 177,482 233,217 230,707 209,984 222,928 214,669 228,596 2,455,410 212,210 204,955 207,350 178,929 185,086 167,995 206,294 206,016 206,167 218,645 219,792 241,971 224,132 209,717 245,148 242,221 233,598 Value of Intrabank Transfer Transactions 61
62 Nilai Transaksi Transfer Antarbank Rp Miliar/ Billions of Rp 638,482 739,128 897,368 1,067,666 1,209,577 1,288,665 128,885 92,245 115,988 99,895 98,236 104,206 99,837 109,747 1,185,710 100,502 95,589 97,566 87,510 98,831 87,396 99,508 97,245 97,747 103,607 103,917 116,292 105,600 98,166 108,450 115,965 115,642 Value of Interbank Transfer Transactions 62
63 63
64 Sarana Penunjang APMK dan Uang Elektronik Devices 64
65 Jumlah Mesin ATM Unit 90,678 99,286 103,419 106,653 106,901 106,649 108,064 108,192 107,822 106,394 106,591 106,684 106,446 106,649 104,654 106,595 106,560 105,774 105,744 105,747 105,478 105,110 104,622 104,520 104,290 104,299 104,654 101,650 101,317 101,009 100,653 100,559 Number of ATM Machine 65
66 Jumlah Mesin EDC Unit 842,651 1,005,193 1,050,248 1,237,309 1,045,903 1,070,960 1,002,932 932,682 937,532 929,479 985,109 1,028,475 1,037,323 1,070,960 1,362,234 1,250,807 1,264,826 1,279,612 1,291,528 1,371,597 1,371,410 1,369,064 1,367,875 1,387,455 1,375,704 1,389,628 1,362,234 1,371,560 1,373,706 1,512,822 1,510,091 1,275,244 Number of EDC Machine 66
67 Jumlah Reader Uang Elektronik Unit 206,826 281,988 374,861 691,331 923,624 516,642 718,934 726,910 660,460 696,303 728,873 496,467 504,386 516,642 608,739 516,819 545,260 554,804 611,014 617,590 567,019 537,756 582,664 590,793 598,134 604,082 608,739 641,046 650,162 649,735 652,185 651,503 Number of Reader Electronic Money 67
68 Jumlah Merchant Unit 462,327 567,554 602,460 698,482 584,368 661,080 581,672 510,062 517,699 527,691 579,855 624,110 632,538 661,080 934,648 804,213 815,749 820,454 822,908 887,983 895,847 898,352 906,186 929,647 918,675 930,548 934,648 934,162 932,787 1,068,494 1,062,483 849,684 Number of Merchant 68
69 Transaksi Mesin EDC 2) EDC Machine 2) Transactions 69
70 Volume Transaksi On Us Juta Transaksi/ Millions of Transaction 857 971 1,161 1,153 1,652 1,387 125 102 105 75.39 79.09 77.16 75.22 88.37 1,531 154 146 135 91.67 94.11 113 143 142 122 125 127 137 122 112 126 123 128 Volume of On Us Transaction 70
71 Volume Transaksi Off Us Domestik Juta Transaksi/ Millions of Transaction 290 273 293 307 331 320 31.00 27.58 25.72 19.62 22.88 23.78 23.75 32.02 227.83 25.19 22.43 20.27 12.30 13.99 15.54 18.11 19 17.37 19.02 20.91 23.24 20.07 18.48 22.00 21.61 26.05 Volume of Off Us Domestic Transaction 71
72 Volume Transaksi Off Us Intranasional Juta Transaksi/ Millions of Transaction 31.22 20.96 25.06 29.20 35.49 38.87 3.03 2.91 3.77 3.75 3.59 3.33 2.93 3.55 14.52 3.85 3.01 2.20 0.53 0.48 0.53 0.56 0.60 0.54 0.57 0.76 0.89 0.86 0.80 0.93 0.91 1.00 Volume of Off Us Intranational Transaction 72
73 Nilai Transaksi On Us Rp Miliar/ Billions of Rp 573,223 657,229 778,448 775,367 773,616 590,819 65,414 45,557 43,702 27,757 27,152 29,330 28,377 36,298 349,365 35,124 33,956 31,136 19,849 22,690 24,768 28,703 29,111 28,048 29,413 31,112 35,454 29,598 28,161 34,965 34,669 37,075 Value of On Us Transaction 73
74 Nilai Transaksi Off Us Domestik Rp Miliar/ Billions of Rp 231,284 237,599 238,303 255,734 265,422 265,423 27,387 22,006 22,835 17,983 18,777 19,659 19,814 26,197 173,167 18,541 17,103 16,049 10,256 11,570 12,218 13,833 14,328 13,123 13,996 15,269 16,881 14,562 12,931 15,710 15,335 17,434 Value of Off Us Domestic Transaction 74
75 Nilai Transaksi Off Us Intranasional Rp Miliar/ Billions of Rp 73,929 96,243 127,223 137,550 83,018 62,394 5,790 5,870 6,901 5,850 5,144 4,894 4,056 5,121 16,556 5,235 3,395 2,270 733 447 516 541 608 549 568 759 933 870 769 880 872 905 Value of Off Us Intranational Transaction 75
Keterangan: Note:
- Sebagian besar mengikuti metodologi Committee on Payments and Market Infrastructures - BIS. - Mainly refers to Committee on Payments and Market Infrastructures - BIS Methodology
1)
Alat Pembayaran Menggunakan Kartu (APMK) terdiri atas Kartu ATM, Kartu ATM+Debet dan Kartu Kredit. 1)
Card-Based Payment Instruments consists of ATM Cards, ATM+Debet and Credit Cards
2)
On Us : transaksi yang menggunakan mesin EDC dan kartu dari penerbit yang sama. 2)
On Us : transaction of card by using EDC machine wheras owner of the EDC machine and card issuer are the same institution.
Off Us Domestik : transaksi menggunakan mesin EDC dan kartu dari penerbit yang berbeda, dimana kartu diterbitkan oleh penerbit Dalam Negeri. Off Us Domestik : transaction of card by using EDC machine wheras owner of the EDC machine and card issuer are the different institution and the card issuer is domestic issuer.
Off Us Intranasional : transaksi menggunakan mesin EDC dan kartu dari penerbit yang berbeda, dimana kartu diterbitkan oleh penerbit Luar Negeri. Off Us Intranational : transaction of card by using EDC machine wheras owner of the EDC machine and card issuer are the different institution and the card issuer is foreign issuer.
Sumber: BI dan OJK (diolah) Source: BI and FSA (processed)

TABEL 22. REAL TIME GROSS SETTLEMENT (RTGS) DAN SISTEM KLIRING NASIONAL (SKN)-BI
TABLE 22. BI REAL TIME GROSS SETTLEMENT (RTGS) AND BI - NATIONAL CLEARING SYSTEM
2019 2020 2021

1 RTGS RTGS 1
2 Turnover Ratio 1) kali/ times 1.22 0.87 1.08 1.13 1.25 1.33 1.39 1.36 1.29 1.23 1.18 1.33 1.33 1.40 1.34 1.29 1.36 1.03 1.94 1.84 1.83 2.08 1.81 1.79 1.86 1.40 1.35 1.29 1.34 1.33 1.26 1.09 Turnover Ratio 2
3 Throughput Guidelines Throughput Guidelines 3
4 Periode Pagi (Pkl. 06.30- Pkl 10.30 WIB) % 33.50 33.32 30.54 30.92 30.42 31.41 29.30 30.70 32.30 31.90 33.20 33.30 33.10 34.30 33.30 30.87 31.72 39.07 35.06 36.14 36.34 33.82 33.94 34.73 33.69 32.97 33.35 33.08 31.95 34.53 33.18 32.38 Morning Session (06.30 - 10.30 WIB) 4
5 Periode Siang (Pkl. 10.30 - Pkl. 14.30 WIB) % 39.43 37.94 39.15 39.98 40.32 40.97 41.90 41.30 40.70 41.60 40.90 41.00 40.30 49.54 40.60 40.56 43.18 52.70 55.73 52.90 53.09 53.27 53.17 52.78 49.15 47.34 47.23 48.64 46.59 47.67 48.87 47.68 Noon Session (10.30 - 14.30 WIB) 5
6 Periode Sore (Pkl. 14.30 - Pkl.16.30 WIB) % 27.07 28.74 30.31 29.18 29.26 27.62 28.80 28.00 27.00 26.50 25.90 25.70 26.60 16.10 26.00 28.47 25.10 8.23 9.21 10.96 10.56 12.90 12.89 12.00 17.16 19.69 19.42 18.28 21.46 17.80 17.96 19.94 Afternoon Session (14.30 - 16.30 WIB) 6
7 Jumlah Peserta 2) Satuan/ Unit 186 145 143 141 141 138 141 141 140 140 140 140 138 138 138 138 138 138 138 138 138 138 138 138 138 138 138 138 138 138 138 138 Number of Participants 1) 7
8 Bank Satuan/ Unit 141 140 138 136 136 130 133 133 132 132 132 132 130 130 130 130 130 130 130 130 130 130 130 130 130 130 130 130 130 130 130 130 Bank 8
9 Bank Sentral Satuan/ Unit 41 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 Central Bank 9
10 Lainnya Satuan/ Unit 4 4 4 4 4 7 7 7 7 7 7 7 7 7 7 7 7 7 7 7 7 7 7 7 7 7 7 7 7 7 7 7 Others 10
11 Pertumbuhan Nilai Transaksi RTGS %, yoy 21.81 1.96 -1.01 6.00 2.62 4.89 3.56 5.48 4.70 3.56 8.05 7.09 1.56 23.04 3.31 7.58 26.29 -1.46 -18.71 29.75 21.30 39.90 70.31 29.74 44.45 38.57 20.30 30.44 31.61 32.92 29.18 47.74 Growth of Value of Transactions 11
12 Pengelolaan Moneter %, yoy 26.92 -7.16 -10.79 2.64 -12.40 -3.56 -6.87 -12.60 -11.10 -13.58 2.22 6.56 -9.40 88.98 11.41 17.44 69.22 27.49 -2.50 68.90 115.42 199.75 251.85 152.51 151.71 106.74 59.88 86.56 91.88 55.05 48.52 89.28 Monetary Management 12
13 Lainnya %, yoy 16.53 12.21 8.09 8.58 13.53 9.63 10.30 15.35 12.33 12.83 10.91 7.34 9.25 -9.45 -1.54 2.77 9.78 -17.06 -29.17 8.36 -17.63 -21.15 -4.92 -25.80 -5.49 -1.16 -6.47 -0.79 -4.13 14.59 12.00 12.36 Others 13
14 Nilai Transaksi RTGS Rp Miliar/ Billions of Rp 110,797,424 112,971,196 111,827,354 118,531,922 121,641,845 127,596,112 8,978,749 11,030,657 10,144,093 9,773,864 11,209,612 10,580,072 11,504,161 156,997,380 11,804,079 9,772,487 12,079,909 11,152,540 10,552,914 11,649,920 13,380,199 14,191,608 16,645,964 14,543,842 15,283,103 15,940,816 14,200,882 12,747,202 15,898,756 14,824,320 13,632,145 17,211,544 Value of Transactions 14
15 Pengelolaan Moneter Rp Miliar/ Billions of Rp 58,646,276 54,450,053 48,573,956 49,854,001 43,672,759 42,119,510 3,172,273 3,227,614 2,803,575 2,863,493 3,492,034 3,361,160 4,235,817 79,597,131 4,763,502 3,493,830 4,496,793 5,053,597 4,964,187 5,358,103 6,952,931 8,403,850 10,075,252 8,817,719 8,460,349 8,757,018 7,615,697 6,518,251 8,628,669 7,835,545 7,372,801 10,142,080 Monetary Management 15
16 Lainnya Rp Miliar/ Billions of Rp 52,151,147 58,521,143 63,253,398 68,677,920 77,969,086 85,476,601 5,806,476 7,803,043 7,340,518 6,910,371 7,717,579 7,218,912 7,268,344 77,400,249 7,040,577 6,278,657 7,583,116 6,098,943 5,588,727 6,291,818 6,427,268 5,787,758 6,570,712 5,726,122 6,822,754 7,183,798 6,585,186 6,228,952 7,270,088 6,988,775 6,259,343 7,069,465 Others 16
17 Pertumbuhan Volume Transaksi RTGS %, yoy 0.62 -37.75 -30.67 33.58 8.39 1.68 2.05 7.44 3.59 3.06 -4.76 -6.07 -1.30 -14.56 -7.92 -5.33 -6.61 -19.32 -40.54 10.84 -23.56 -25.43 -8.08 -24.44 -4.22 -6.70 -13.03 -9.98 1.04 15.16 14.50 11.42 Grrowth of Volume of Transactions 17
18 Pengelolaan Moneter %, yoy -14.49 10.15 48.83 10.11 -14.67 -2.63 1.31 -5.57 6.21 9.91 9.22 8.49 -1.48 69.91 7.09 24.77 41.41 49.59 16.11 87.19 77.79 147.34 173.15 83.52 83.03 59.33 30.12 32.87 45.34 40.60 31.77 96.50 Monetary Management 18
19 Lainnya %, yoy 0.69 -37.94 -31.23 33.94 8.68 1.72 2.06 7.57 3.57 3.00 -4.88 -6.20 -1.29 -15.35 -8.08 -5.63 -7.04 -19.90 -41.02 10.13 -24.46 -26.96 -9.78 -25.54 -5.12 -7.37 -13.58 -10.54 0.44 14.76 14.22 10.06 Others 19
20 Volume Transaksi RTGS Satuan/ Unit 17,742,216 11,044,277 7,657,448 10,228,881 11,087,188 11,273,180 690,169 1,058,119 998,602 914,075 984,196 915,579 987,653 9,632,283 890,703 802,802 860,808 742,702 634,501 765,014 808,835 744,623 840,218 743,640 876,917 921,520 774,612 722,648 869,786 855,303 726,531 852,379 Volume of Transactions 20
21 Pengelolaan Moneter Satuan/ Unit 70,395 77,542 115,403 127,072 108,435 105,585 6,418 9,310 8,774 8,514 9,882 9,333 9,970 179,397 11,185 10,347 11,552 11,414 10,273 12,014 16,552 21,702 23,256 18,135 17,082 15,885 14,554 13,748 16,790 16,048 13,537 23,608 Monetary Management 21
22 Lainnya Satuan/ Unit 17,671,821 10,966,735 7,542,045 10,101,809 10,978,753 11,167,595 683,751 1,048,809 989,828 905,561 974,314 906,246 977,683 9,452,886 879,518 792,455 849,256 731,288 624,228 753,000 792,283 722,921 816,962 725,505 859,835 905,635 760,058 708,900 852,996 839,255 712,994 828,771 Others 22
23 23
24 SKNBI Bank Indonesia - National Clearing System 24
25 Jumlah Peserta Kliring Satuan/ Unit 139 138 137 134 134 131 132 132 131 131 131 131 131 130 130 130 130 130 130 130 130 130 130 130 130 130 129 129 129 129 129 129 Number of Clearing Participants 25
26 Volume Transaksi 3) Ribu Transaksi/ Thousands of Transaction 107,660 113,530 124,529 127,908 138,816 155,095 9,194 13,848 13,154 13,277 14,735 13,850 15,267 166,384 13,213 12,792 13,744 12,109 11,557 12,283 13,112 12,700 17,858 12,563 18,253 16,199 12,026 11,781 14,314 14,188 13,208 14,153 Volume of Transactions 3) 26
27 Kliring Kredit Ribu Transaksi/ Thousands of Transaction 66,984 76,454 91,315 102,707 118,365 136,851 8,081 12,196 11,672 11,755 13,116 12,423 13,723 152,726 11,811 11,484 12,302 10,968 10,669 11,245 12,076 11,656 16,752 11,603 17,049 15,112 11,045 10,909 13,262 13,265 12,427 13,263 Credit Clearing 27
28 Kliring Debit Ribu Transaksi/ Thousands of Transaction 40,676 37,076 33,214 25,202 20,451 18,244 1,113 1,652 1,482 1,522 1,619 1,426 1,544 13,636 1,402 1,287 1,442 1,141 888 1,038 1,036 1,044 1,106 960 1,204 1,088 981 872 1,052 923 781 890 Debit Clearing 28
29 Nilai Transaksi 3) Rp Miliar/ Billions of Rp 2,866,054 3,240,966 4,164,069 3,402,245 3,589,038 3,976,386 232,026 340,185 323,408 352,511 393,109 372,193 410,264 4,258,359 372,457 352,469 375,914 335,005 291,353 338,585 343,649 328,484 372,974 333,304 399,545 414,620 353,157 337,454 427,603 412,928 372,233 400,695 Value of Transactions 3) 29
30 Kliring Kredit Rp Miliar/ Billions of Rp 1,204,702 1,693,295 2,720,663 2,384,563 2,739,856 3,215,849 182,292 270,384 260,975 290,555 326,671 312,960 345,764 3,683,979 312,300 299,639 318,061 287,545 253,115 293,651 299,652 284,604 326,585 292,801 348,740 367,286 308,803 297,609 379,337 369,562 333,405 357,506 Credit Clearing 30
31 Kliring Debit Rp Miliar/ Billions of Rp 1,661,352 1,547,671 1,443,406 1,017,682 849,182 760,537 49,733 69,801 62,433 61,956 66,437 59,233 64,500 574,379 60,157 52,831 57,854 47,460 38,238 44,934 43,997 43,880 46,389 40,503 50,805 47,334 44,354 39,845 48,266 43,366 38,827 43,189 Debit Clearing 31
Keterangan: Note:
- Sebagian besar indikator mengikuti metodologi Committee on Payments and Market Infrastructures - BIS. -Mainly refers to Committee on Payments and Market Infrastructures - BIS
- Revisi sejak April 2018 s.d Jan 2019 pada angka Nilai dan Volume Transaksi RTGS dikarenakan perbedaan metode perhitungan. - Revisions from April 2018 to Jan 2019 on Value and Volume of RTGS Transaction due to different calculation methods
1)
April komponen
Sejak Agustus 2017 rumus penghitungan Turnover Ratio (TOR) mengalami perubahan dengan memasukkan Penempatan pada Operasi Moneter sebagai Mei
pengurang Transaksi Outgoing. Backasting data berdasarkan rumus yang baru sudah dilakukan hingga Januari 2016. Sejak bulan Desember 2020 perhitungan TOR menggunakan metode baru (Moving Average 10hk)
1)
Since August 2017 the formulation of Turnover Ratio (TOR) has been changed so that Placement on Monetary Operation is subtracted from the Total Outg
2)
Peserta RTGS dimaksud adalah Peserta Langsung. Sejak November 2015 jumlah peserta RTGS bank sentral hanya 1 (satu) karena adanya sentralisasi dalam rangka RTGS Generasi II. 2)
Direct participants. Since November 2015 the number of participants from central bank is 1 (one) (centralization) due to the implementation of RTGS Gen
3)
Nilai Transaksi dan Volume Transaksi SKNBI mengecualikan transaksi bulk
3)
Value and Volume Transaction of National Clearing System excluding bulk transaction
TABEL 23. INDIKATOR KEUANGAN INKLUSIF/
TABLE 23. INDICATORS OF FINANCIAL INCLUSION
2019 2020 2021

Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May
1 DPK Perbankan terhadap PDB Harga Berlaku % Triwulanan/Quarterly 38.93 38.29 39.00 38.92 37.94 37.89 37.54 - - 37.69 - - 37.74 - - 37.89 43.19 - - 38.91 - - 39.89 - - 42.84 - - 43.19 - - 43.96 - - Third Party Funds to GDP at Current Price 1
2 Kredit Perbankan terhadap PDB Harga Berlaku % Triwulanan/Quarterly 35.07 35.50 35.59 35.19 36.11 35.90 35.41 - - 35.93 - - 35.74 - - 35.90 35.94 - - 36.20 - - 35.79 - - 36.09 - - 35.94 - - 35.90 - - Total Credit Bank to GDP at Current Price 2
3 Jumlah Kantor Layanan Bank per 100 ribu Penduduk Dewasa Unit Bulanan/Monthly 15 16 16 16 16 16 16 16 16 16 16 16 16 16 16 16 18 16 16 16 16 16 16 16 17 17 18 18 18 18 * 18 * 18 * 18 * 18 * Number of Office Bank per 100 thousand Adults 3
4 Sumatera Unit Bulanan/Monthly 15 15 15 15 15 15 15 15 15 15 15 15 15 15 15 15 18 15 16 16 16 16 16 16 19 18 18 18 18 18 * 18 * 18 * 18 * 18 * Sumatera 4
5 Jawa Unit Bulanan/Monthly 16 16 16 16 16 16 16 16 16 16 16 16 16 16 16 16 18 16 16 16 16 16 16 16 16 16 18 18 18 18 * 18 * 18 * 18 * 18 * Jawa 5
6 Bali & Nusa Tenggara Unit Bulanan/Monthly 13 14 14 14 14 14 14 14 14 14 14 14 14 14 14 14 15 14 14 14 14 14 14 14 15 15 15 15 15 15 * 15 * 15 * 15 * 15 * Bali & Nusa Tenggara 6
7 Kalimantan Unit Bulanan/Monthly 18 18 19 19 19 19 19 19 19 19 19 19 19 19 19 19 20 19 19 19 19 19 19 19 17 20 20 20 20 21 * 21 * 21 * 21 * 21 * Kalimantan 7
8 Sulawesi Unit Bulanan/Monthly 13 14 14 14 14 14 14 14 14 14 14 14 14 14 14 14 15 14 14 14 14 14 14 14 16 15 15 15 15 16 * 16 * 16 * 16 * 16 * Sulawesi 8
9 Maluku & Papua Unit Bulanan/Monthly 13 15 15 15 17 16 16 16 16 16 16 16 16 16 16 16 17 16 16 16 16 16 16 16 17 17 17 17 17 18 * 18 * 18 * 18 * 18 * Maluku & Papua 9
10 10
11 Jumlah Mesin ATM per 100 ribu Penduduk Dewasa Unit Bulanan/Monthly 50 53 55 56 55 54 55 55 55 55 55 54 54 54 54 54 53 54 54 54 54 54 53 53 53 53 53 53 53 51 * 51 * 51 * 51 * 51 * Number of ATM Machine per 100 thousand Adults 11
12 Sumatera Unit Bulanan/Monthly 36 40 42 42 42 41 42 42 42 42 42 42 42 42 42 41 41 41 41 41 41 41 41 41 44 41 40 40 41 41 * 40 * 40 * 40 * 40 * Sumatera 12
13 Jawa Unit Bulanan/Monthly 57 60 61 62 61 60 61 61 61 61 60 60 60 60 60 60 58 60 60 59 59 59 59 59 59 59 59 59 58 56 * 56 * 56 * 55 * 55 * Jawa 13
14 Bali & Nusa Tenggara Unit Bulanan/Monthly 47 50 52 54 53 53 53 53 53 53 53 53 53 53 53 53 52 53 53 53 53 53 52 52 45 52 52 52 52 50 * 50 * 50 * 50 * 50 * Bali & Nusa Tenggara 14
15 Kalimantan Unit Bulanan/Monthly 47 55 57 58 58 57 58 58 58 58 58 56 56 56 56 57 57 57 57 56 56 56 56 56 48 56 56 56 57 57 * 57 * 57 * 56 * 56 * Kalimantan 15
16 Sulawesi Unit Bulanan/Monthly 39 43 44 45 46 44 46 46 46 46 46 45 45 45 45 44 45 45 45 44 44 44 44 44 48 44 44 44 45 44 * 45 * 45 * 45 * 44 * Sulawesi 16
17 Maluku & Papua Unit Bulanan/Monthly 38 41 44 44 45 43 43 43 43 43 43 43 43 43 43 43 44 43 43 43 43 43 43 43 43 43 43 43 44 44 * 44 * 44 * 44 * 44 * Maluku & Papua 17
18 18
19 Jumlah Agen LKD per 100 ribu Penduduk Dewasa Unit Bulanan/Monthly - 37 71 107 198 255 203 212 220 219 219 206 195 229 245 255 306 267 264 266 269 258 262 274 284 288 293 297 306 303 * 298 * 311 * 320 * 299 * Number of Digital Financial Services Agent per 100 thousand Adults 19
20 Sumatera Unit Bulanan/Monthly - 38 69 85 166 222 176 188 200 199 200 185 172 198 213 222 278 233 232 234 237 210 216 228 239 248 257 266 278 281 * 279 * 291 * 301 * 280 * Sumatera 20
21 Jawa Unit Bulanan/Monthly - 37 68 121 218 277 216 228 236 234 231 218 206 246 266 277 313 291 286 288 290 284 286 295 303 305 305 306 313 316 * 303 * 323 * 330 * 302 * Jawa 21
22 Bali & Nusa Tenggara Unit Bulanan/Monthly - 30 66 63 156 191 156 164 173 176 175 163 153 172 183 191 285 199 199 204 206 199 202 221 238 251 262 273 285 260 * 279 * 259 * 264 * 274 * Bali & Nusa Tenggara 22
23 Kalimantan Unit Bulanan/Monthly - 41 74 104 181 215 201 211 190 187 194 185 174 204 210 215 301 221 220 224 227 219 229 246 261 270 280 290 301 285 * 296 * 301 * 314 * 309 * Kalimantan 23
24 Sulawesi Unit Bulanan/Monthly - 41 92 104 209 284 246 225 247 253 259 249 241 275 280 284 365 294 295 297 298 293 304 325 341 345 351 356 365 340 * 354 * 352 * 363 * 364 * Sulawesi 24
25 Maluku & Papua Unit Bulanan/Monthly - 37 92 73 115 169 121 114 122 128 139 136 137 157 163 169 248 176 178 181 183 176 181 197 209 218 227 235 248 236 * 236 * 242 * 252 * 245 * Maluku & Papua 25
26 26
27 Jumlah Kantor Layanan Bank per 1000 km 2 Unit Bulanan/Monthly 15 15 16 16 16 16 16 16 16 16 16 16 16 16 16 16 18 16 16 16 16 16 16 16 17 17 18 18 18 19 19 19 19 19 Number of Office Bank per 1000 km2 27
28 Sumatera Unit Bulanan/Monthly 12 12 13 13 13 13 13 13 13 13 13 13 13 13 13 13 16 13 13 13 14 14 14 14 16 15 15 16 16 16 16 15 15 15 Sumatera 28
29 Jawa Unit Bulanan/Monthly 131 133 138 138 139 140 140 139 139 139 140 140 140 140 140 140 158 142 142 142 142 141 141 141 145 145 158 158 158 163 163 163 162 162 Jawa 29
30 Bali & Nusa Tenggara Unit Bulanan/Monthly 18 19 19 19 20 20 20 20 20 20 20 20 20 20 20 20 22 20 20 20 20 20 20 20 21 22 22 22 22 22 22 22 22 22 Bali & Nusa Tenggara 30
31 Kalimantan Unit Bulanan/Monthly 3 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 5 5 5 5 5 Kalimantan 31
32 Sulawesi Unit Bulanan/Monthly 9 10 10 10 11 11 11 11 11 11 11 11 11 11 11 11 11 11 11 11 11 11 11 11 12 11 11 11 11 12 12 12 12 12 Sulawesi 32
33 Maluku & Papua Unit Bulanan/Monthly 1 1 1 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 2 Maluku & Papua 33
34 34
35 Jumlah Mesin ATM per 1000 km2 Unit Bulanan/Monthly 47 52 54 56 56 56 57 56 56 57 56 56 56 56 56 56 55 56 56 55 55 55 55 55 55 55 54 55 55 53 53 53 53 53 Number of ATM Machine per 1000 km2 35
36 Sumatera Unit Bulanan/Monthly 28 32 34 35 36 36 37 36 36 37 37 36 36 36 36 36 35 36 36 35 35 35 35 35 38 35 35 35 35 35 35 35 35 35 Sumatera 36
37 Jawa Unit Bulanan/Monthly 470 504 521 537 531 530 537 536 535 536 533 527 528 528 528 530 516 530 529 525 524 524 523 521 518 517 517 517 516 495 494 492 489 489 Jawa 37
38 Bali & Nusa Tenggara Unit Bulanan/Monthly 62 68 71 75 76 76 76 76 76 76 76 76 76 77 76 76 75 76 76 76 76 76 76 75 64 75 75 75 75 72 72 72 72 72 Bali & Nusa Tenggara 38
39 Kalimantan Unit Bulanan/Monthly 9 11 12 12 12 12 13 13 13 13 13 12 12 12 12 12 12 12 12 12 12 12 12 12 10 12 12 12 12 12 12 12 12 12 Kalimantan 39
40 Sulawesi Unit Bulanan/Monthly 27 30 31 33 34 33 34 34 34 34 34 33 33 33 33 33 34 33 34 33 33 33 33 33 36 33 33 33 34 33 33 33 33 33 Sulawesi 40
42 42
43 Jumlah Agen LKD per 1000 km2 Unit Bulanan/Monthly - 36 70 107 201 263 210 219 228 227 226 213 201 237 253 263 316 275 272 275 277 266 270 283 293 298 302 306 316 313 308 321 330 309 Number of Digital Financial Services Agent per 1000 km2 43
44 Sumatera Unit Bulanan/Monthly - 30 56 71 141 191 152 162 173 171 173 160 148 171 184 191 240 201 200 202 204 181 187 197 206 214 222 230 240 242 240 251 259 242 Sumatera 44
45 Jawa Unit Bulanan/Monthly - 313 581 1,043 1,896 2,446 1,909 2,015 2,087 2,070 2,038 1,921 1,817 2,175 2,349 2,446 2,765 2,568 2,524 2,545 2,564 2,504 2,524 2,606 2,674 2,688 2,695 2,701 2,765 2,787 2,673 2,852 2,915 2,668 Jawa 45
46 Bali & Nusa Tenggara Unit Bulanan/Monthly - 40 90 87 221 275 224 236 250 253 252 235 221 248 263 275 410 287 287 294 297 286 290 319 343 362 378 394 410 374 402 373 380 395 Bali & Nusa Tenggara 46
47 Kalimantan Unit Bulanan/Monthly - 8 15 22 39 47 44 46 42 41 43 40 38 45 46 47 66 48 48 49 50 48 50 54 57 59 61 63 66 62 65 66 69 68 Kalimantan 47
48 Sulawesi Unit Bulanan/Monthly - 28 66 75 154 213 184 168 185 189 194 186 180 206 210 213 274 220 221 222 224 219 228 243 256 259 263 267 274 254 265 264 272 273 Sulawesi 48
49 Maluku & Papua Unit Bulanan/Monthly - 3 9 7 12 18 13 12 13 14 15 15 15 17 17 18 27 19 19 19 20 19 19 21 22 23 24 25 27 25 25 26 27 26 Maluku & Papua 49
50 50
51 Jumlah Rekening DPK Perbankan per 1.000 Penduduk Dewasa Rekening/ Account Bulanan/Monthly 904 952 1,057 1,565 1,589 1,632 1,536 1,558 1,567 1,573 1,588 1,581 1,599 1,610 1,633 1,632 1,909 1,643 1,649 1,660 1,691 1,712 1,719 1,734 1,775 1,821 1,849 1,873 1,909 1,937 * 1,945 * 1,970 * 1,999 * 2,004 * Number of Account Third Party Funds per 1.000 Adults 51
52 Jumlah Rekening Kredit Perbankan per 1.000 Penduduk Dewasa Rekening/ Account Bulanan/Monthly 221 222 222 222 230 241 231 232 234 235 236 236 238 240 241 241 247 241 242 243 238 235 232 243 241 242 244 249 247 247 * 250 * 253 * 255 * 257 * Number of Account Credit per 1.000 Adults 52
53 Jumlah Rekening Kredit UMKM Perbankan per 1.000 Penduduk Dewasa Rekening/ Account Bulanan/Monthly 60 64 72 73 75 81 75 76 77 78 79 79 80 80 81 81 81 80 81 82 80 79 79 78 78 78 80 80 81 80 * 80 * 80 * 81 * 81 * Number of Account MSMEs Credit per 1.000 Adults 53
54 Jumlah Uang Elektronik per 1.000 Penduduk Dewasa Unit Bulanan/Monthly 196 185 272 470 860 1,479 1,024 1,015 1,006 1,062 1,176 1,267 1,301 1,301 1,406 1,479 2,187 1,588 1,616 1,672 2,085 1,755 1,789 1,820 1,903 1,993 2,078 2,127 2,187 2,188 … … … … Number of Electronic Money per 1.000 Adults 54
55 55
Jumlah Rekening Uang Elektronik Register pada Agen LKD per 1.000 Number of Account Registered Money Electronic at Digital Financial
56 Rekening/ Account Bulanan/Monthly - 6 7 8 58 282 221 240 254 274 284 288 423 427 282 282 75 64 65 66 66 58 68 69 70 71 72 73 75 70 * 71 * 79 * 82 * 84 * 56
Penduduk Dewasa Services Agent per 1.000 Adult Population
57 Sumatera Rekening/ Account Bulanan/Monthly - 1 1 2 7 32 26 27 30 48 49 48 48 52 32 32 4 4 4 4 4 3 4 4 4 4 4 4 4 4* 4* 5* 5* 5* Sumatera 57
58 Jawa Rekening/ Account Bulanan/Monthly - 10 10 12 95 465 364 396 419 444 461 467 702 703 465 465 125 108 108 110 110 97 113 115 117 119 121 123 125 117 * 119 * 133 * 137 * 141 * Jawa 58
59 Bali & Nusa Tenggara Rekening/ Account Bulanan/Monthly - 2 2 3 8 19 15 16 17 19 19 19 19 19 19 19 8 8 8 8 8 8 8 8 8 8 8 8 8 6* 6* 8* 8* 8* Bali & Nusa Tenggara 59
60 Kalimantan Rekening/ Account Bulanan/Monthly - 2 2 2 4 30 24 25 27 33 34 34 34 47 30 30 5 4 4 4 4 4 4 4 4 5 5 5 5 4* 4* 6* 6* 6* Kalimantan 60
61 Sulawesi Rekening/ Account Bulanan/Monthly - 1 1 2 7 38 32 33 36 53 54 55 54 67 38 38 8 7 7 7 7 7 7 8 8 8 8 8 8 7* 7* 8* 8* 9* Sulawesi 61
62 Maluku & Papua Rekening/ Account Bulanan/Monthly - 0 0 0 6 20 18 18 19 19 20 20 20 26 20 20 5 5 5 5 5 5 5 5 5 5 5 5 5 5* 5* 6* 6* 6* Maluku & Papua 62
63 63
64 Jumlah Kantor Layanan Bank Unit Bulanan/Monthly 27,926 28,935 30,035 30,256 30,817 30,992 30,969 30,924 30,807 30,809 31,032 30,980 30,913 30,884 30,904 30,992 34,923 31,397 31,522 31,450 31,556 31,532 31,507 31,446 33,178 33,128 34,860 34,945 34,923 35,938 35,975 35,653 35,704 35,721 Number of Office Bank 64
65 Sumatera Unit Bulanan/Monthly 5,545 5,866 6,070 6,131 6,239 6,299 6,309 6,306 6,279 6,288 6,296 6,274 6,256 6,264 6,283 6,299 7,454 6,350 6,470 6,447 6,602 6,614 6,616 6,613 7,721 7,370 7,426 7,495 7,454 7,643 7,569 7,326 7,426 7,423 Sumatera 65
66 Jawa Unit Bulanan/Monthly 16,898 17,225 17,845 17,850 18,043 18,140 18,079 18,048 17,965 17,959 18,153 18,149 18,108 18,097 18,095 18,140 20,422 18,431 18,426 18,374 18,325 18,288 18,259 18,196 18,803 18,758 20,408 20,424 20,422 21,041 21,096 21,048 21,003 21,028 Jawa 66
67 Bali & Nusa Tenggara Unit Bulanan/Monthly 1,280 1,370 1,382 1,412 1,442 1,450 1,441 1,440 1,440 1,440 1,453 1,451 1,450 1,447 1,446 1,450 1,629 1,453 1,454 1,454 1,453 1,453 1,460 1,463 1,551 1,614 1,624 1,624 1,629 1,604 1,627 1,620 1,612 1,611 Bali & Nusa Tenggara 67
68 Kalimantan Unit Bulanan/Monthly 1,901 1,991 2,121 2,173 2,236 2,255 2,258 2,249 2,254 2,254 2,263 2,253 2,248 2,244 2,244 2,255 2,378 2,293 2,298 2,298 2,301 2,300 2,294 2,298 2,015 2,361 2,375 2,375 2,378 2,490 2,499 2,491 2,491 2,491 Kalimantan 68
69 Sulawesi Unit Bulanan/Monthly 1,690 1,802 1,889 1,940 2,016 1,996 2,038 2,030 2,018 2,018 2,016 2,003 2,002 1,988 1,992 1,996 2,141 2,020 2,020 2,018 2,017 2,019 2,019 2,020 2,190 2,128 2,131 2,130 2,141 2,206 2,225 2,212 2,214 2,210 Sulawesi 69
71 71
72 Jumlah Mesin ATM Unit Bulanan/Monthly 90,678 99,286 103,419 106,653 106,901 106,649 108,269 108,107 108,064 108,192 107,822 106,394 106,591 106,684 106,446 106,649 104,654 106,595 106,560 105,774 105,744 105,747 105,478 105,110 104,622 104,520 104,290 104,299 104,654 101,650 101,317 101,009 100,653 100,559 Number of ATM Machine 72
73 Sumatera Unit Bulanan/Monthly 13,575 15,442 16,365 16,877 17,274 17,145 17,557 17,539 17,545 17,551 17,553 17,354 17,367 17,401 17,275 17,145 16,877 17,124 17,128 17,065 17,064 17,050 17,020 16,958 18,092 16,865 16,720 16,732 16,877 16,961 16,752 16,643 16,677 16,640 Sumatera 73
74 Jawa Unit Bulanan/Monthly 60,777 65,245 67,449 69,452 68,751 68,620 69,482 69,354 69,304 69,415 69,051 68,240 68,360 68,379 68,299 68,620 66,814 68,570 68,509 67,899 67,860 67,882 67,674 67,416 67,035 66,950 66,884 66,880 66,814 64,095 63,920 63,720 63,357 63,320 Jawa 74
75 Bali & Nusa Tenggara Unit Bulanan/Monthly 4,509 4,964 5,213 5,482 5,533 5,557 5,584 5,583 5,577 5,579 5,569 5,544 5,575 5,598 5,557 5,557 5,493 5,560 5,559 5,540 5,538 5,537 5,522 5,509 4,712 5,494 5,494 5,499 5,493 5,252 5,277 5,275 5,279 5,282 Bali & Nusa Tenggara 75
76 Kalimantan Unit Bulanan/Monthly 5,062 6,010 6,361 6,570 6,764 6,737 6,867 6,846 6,848 6,852 6,852 6,668 6,690 6,700 6,714 6,737 6,783 6,738 6,730 6,703 6,709 6,709 6,702 6,686 5,696 6,683 6,650 6,649 6,783 6,735 6,740 6,735 6,719 6,709 Kalimantan 76
77 Sulawesi Unit Bulanan/Monthly 5,041 5,687 5,933 6,128 6,331 6,283 6,481 6,482 6,481 6,486 6,487 6,293 6,296 6,297 6,295 6,283 6,334 6,295 6,324 6,262 6,268 6,261 6,252 6,235 6,781 6,222 6,227 6,223 6,334 6,272 6,296 6,307 6,295 6,279 Sulawesi 77
78 Maluku & Papua Unit Bulanan/Monthly 1,714 1,938 2,098 2,144 2,248 2,307 2,298 2,303 2,309 2,309 2,310 2,295 2,303 2,309 2,306 2,307 2,353 2,308 2,310 2,305 2,305 2,308 2,308 2,306 2,306 2,306 2,315 2,316 2,353 2,335 2,332 2,329 2,326 2,329 Maluku & Papua 78
79 79
80 Jumlah Agen LKD Unit Bulanan/Monthly - 69,548 133,811 204,960 385,158 503,443 401,499 419,043 435,544 433,621 432,289 407,137 384,761 453,356 484,739 503,443 603,855 526,969 521,094 526,178 530,661 509,015 517,398 540,947 560,744 569,813 578,251 586,159 603,855 598,926 588,591 615,213 631,850 591,681 Number of Digital Financial Services Agent 80
81 Sumatera Unit Bulanan/Monthly - 14,568 27,022 33,962 67,606 92,066 72,955 78,036 83,100 82,440 83,052 76,929 71,372 82,120 88,228 92,066 115,333 96,452 96,044 97,121 98,160 87,158 89,681 94,644 99,050 102,836 106,748 110,469 115,333 116,393 115,530 120,475 124,648 116,137 Sumatera 81
82 Jawa Unit Bulanan/Monthly - 40,519 75,168 135,015 245,442 316,619 247,140 260,807 270,195 267,915 263,732 248,620 235,230 281,586 304,093 316,619 357,953 332,346 326,722 329,413 331,867 324,118 326,645 337,374 346,158 347,963 348,891 349,608 357,953 360,726 345,983 369,123 377,368 345,385 Jawa 82
83 Bali & Nusa Tenggara Unit Bulanan/Monthly - 2,905 6,582 6,384 16,173 20,084 16,375 17,248 18,246 18,497 18,446 17,191 16,121 18,134 19,210 20,084 29,986 20,951 20,937 21,466 21,702 20,893 21,217 23,293 25,033 26,443 27,616 28,765 29,986 27,315 29,389 27,225 27,777 28,842 Bali & Nusa Tenggara 83
84 Kalimantan Unit Bulanan/Monthly - 4,460 8,245 11,811 21,126 25,547 23,874 25,101 22,593 22,294 23,127 22,005 20,771 24,302 24,950 25,547 35,789 26,332 26,228 26,631 27,033 26,101 27,245 29,271 31,118 32,156 33,337 34,487 35,789 33,974 35,177 35,799 37,334 36,824 Kalimantan 84
85 Sulawesi Unit Bulanan/Monthly - 5,372 12,361 14,216 29,033 40,131 34,690 31,760 34,925 35,672 36,515 35,131 33,986 38,875 39,575 40,131 51,577 41,517 41,675 41,934 42,161 41,364 42,948 45,882 48,236 48,795 49,570 50,300 51,577 47,967 49,958 49,724 51,298 51,425 Sulawesi 85
86 Maluku & Papua Unit Bulanan/Monthly - 1,724 4,433 3,572 5,778 8,996 6,465 6,091 6,485 6,803 7,417 7,261 7,281 8,339 8,683 8,996 13,217 9,371 9,488 9,613 9,738 9,381 9,662 10,483 11,149 11,620 12,089 12,530 13,217 12,551 12,554 12,867 13,425 13,068 Maluku & Papua 86
87 87
Number of Account Registered Money Electronic at Digital Financial 88
88 Jumlah Rekening Uang Elektronik Register pada Agen LKD Juta Rekening/ Millions of Account Bulanan/Monthly - 1.15 1.25 1.46 11.24 55.71 43.64 47.38 50.24 54.19 56.14 56.86 83.65 84.36 55.71 55.71 14.79 12.70 12.80 12.96 13.04 11.44 13.40 13.60 13.84 14.06 14.28 14.51 14.79 13.75 14.03 15.65 16.20 16.61 Services Agent
89 Sumatera Sumatera 89
Juta Rekening/ Millions of Account Bulanan/Monthly - 0.04 0.04 0.09 0.27 1.31 1.07 1.14 1.23 1.98 2.04 1.99 1.99 2.15 1.31 1.31 0.18 0.16 0.16 0.16 0.16 0.12 0.17 0.17 0.17 0.17 0.18 0.18 0.18 0.15 0.15 0.20 0.21 0.21
90 Jawa Jawa 90
91 Bali & Nusa Tenggara Bali & Nusa Tenggara 91
92 Kalimantan Kalimantan 92
93 Sulawesi Sulawesi 93
94 Maluku & Papua Maluku & Papua 94
95 95
96 Jumlah Rekening DPK Perbankan Number of Account Third Party Funds 96
Juta Rekening/ Millions of Account Bulanan/Monthly 165 174 199 300 309 323 303 308 310 311 314 312 316 318 323 323 377.36 325 326 328 334 338 340 343 351 360 365 370 377 383 384 389 395 396
97 Jumlah Rekening Kredit Perbankan Number of Account of Total Credit 97
Juta Rekening/ Millions of Account Bulanan/Monthly 40.41 41.15 41.86 42.51 44.83 47.63 45.58 45.89 46.17 46.41 46.58 46.72 46.98 47.43 47.61 47.63 48.91 47.62 47.81 48.12 47.08 46.36 45.88 47.99 47.66 47.84 48.25 49.19 48.91 48.91 49.49 49.97 50.40 50.78
98 Jumlah Rekening Kredit UMKM Number of Account of Total MSMEs Credit 98
Juta Rekening/ Millions of Account Bulanan/Monthly 10.98 11.93 13.64 14.03 14.62 15.92 14.91 15.04 15.27 15.37 15.54 15.68 15.85 15.86 15.93 15.92 15.97 15.91 16.05 16.12 15.78 15.62 15.56 15.44 15.37 15.48 15.77 15.90 15.97 15.89 15.85 15.81 15.91 15.92
99 99
100 Jumlah Penduduk Dewasa Juta Orang/ Million People Tahunan/Yearly 183 186 189 192 195 198 198 198 198 198 198 198 198 198 198 198 197.62 197.62 * 197.62 * 197.62 * 197.62 * 197.62 * 197.62 * 197.62 * 197.62 * 197.62 * 197.62 * 197.62 * 197.62 * 197.62 * 197.62 * 197.62 * 197.62 * 197.62 * Total Adults 100
101 Sumatera Juta Orang/ Million People Tahunan/Yearly 37.87 38.59 39.31 40.03 40.75 41.47 41.47 41.47 41.47 41.47 41.47 41.47 41.47 41.47 41.47 41.47 41.47 41.47 * 41.47 * 41.47 * 41.47 * 41.47 * 41.47 * 41.47 * 41.47 * 41.47 * 41.47 * 41.47 * 41.47 * 41.47 * 41.47 * 41.47 * 41.47 * 41.47 * Sumatera 101
102 Jawa Juta Orang/ Million People Tahunan/Yearly 107 108 110 111 113 114 114 114 114 114 114 114 114 114 114 114 114.27 114.27 * 114.27 * 114.27 * 114.27 * 114.27 * 114.27 * 114.27 * 114.27 * 114.27 * 114.27 * 114.27 * 114.27 * 114.27 * 114.27 * 114.27 * 114.27 * 114.27 * Jawa 102
103 Bali & Nusa Tenggara Juta Orang/ Million People Tahunan/Yearly 9.67 9.84 9.98 10.18 10.35 10.52 10.52 10.52 10.52 10.52 10.52 10.52 10.52 10.52 10.52 10.52 10.52 10.52 * 10.52 * 10.52 * 10.52 * 10.52 * 10.52 * 10.52 * 10.52 * 10.52 * 10.52 * 10.52 * 10.52 * 10.52 * 10.52 * 10.52 * 10.52 * 10.52 * Bali & Nusa Tenggara 103
104 Kalimantan Juta Orang/ Million People Tahunan/Yearly 10.74 10.90 11.15 11.40 11.65 11.90 11.90 11.90 11.90 11.90 11.90 11.90 11.90 11.90 11.90 11.90 11.90 11.90 * 11.90 * 11.90 * 11.90 * 11.90 * 11.90 * 11.90 * 11.90 * 11.90 * 11.90 * 11.90 * 11.90 * 11.90 * 11.90 * 11.90 * 11.90 * 11.90 * Kalimantan 104
105 Sulawesi Juta Orang/ Million People Tahunan/Yearly 13.01 13.24 13.47 13.69 13.91 14.12 14.12 14.12 14.12 14.12 14.12 14.12 14.12 14.12 14.12 14.12 14.12 14.12 * 14.12 * 14.12 * 14.12 * 14.12 * 14.12 * 14.12 * 14.12 * 14.12 * 14.12 * 14.12 * 14.12 * 14.12 * 14.12 * 14.12 * 14.12 * 14.12 * Sulawesi 105
106 Maluku & Papua Juta Orang/ Million People Tahunan/Yearly 4.56 4.68 4.79 4.91 5.03 5.32 5.32 5.32 5.32 5.32 5.32 5.32 5.32 5.32 5.32 5.32 5.32 5.32 * 5.32 * 5.32 * 5.32 * 5.32 * 5.32 * 5.32 * 5.32 * 5.32 * 5.32 * 5.32 * 5.32 * 5.32 * 5.32 * 5.32 * 5.32 * 5.32 * Maluku & Papua 106
107 Luas Wilayah Km 2 Tahunan/Yearly 1,913,579 1,913,579 1,913,579 1,913,579 1,913,579 1,913,579 1,913,579 1,913,579 1,913,579 1,913,579 1,913,579 1,913,579 1,913,579 1,913,579 1,913,579 1,913,579 1,913,579 1,913,579 1,913,579 1,913,579 1,913,579 1,913,579 1,913,579 1,913,579 1,913,579 1,913,579 1,913,579 1,913,579 1,913,579 1,913,579 1,913,579 1,913,579 1,913,579 1,913,579 Area 107
108 Sumatera Km 2 Tahunan/Yearly 480,793 480,793 480,793 480,793 480,793 480,793 480,793 480,793 480,793 480,793 480,793 480,793 480,793 480,793 480,793 480,793 480,793 480,793 480,793 480,793 480,793 480,793 480,793 480,793 480,793 480,793 480,793 480,793 480,793 480,793 480,793 480,793 480,793 480,793 Sumatera 108
109 Jawa Km 2 Tahunan/Yearly 129,438 129,438 129,438 129,438 129,438 129,438 129,438 129,438 129,438 129,438 129,438 129,438 129,438 129,438 129,438 129,438 129,438 129,438 129,438 129,438 129,438 129,438 129,438 129,438 129,438 129,438 129,438 129,438 129,438 129,438 129,438 129,438 129,438 129,438 Jawa 109
110 Bali & Nusa Tenggara Km 2 Tahunan/Yearly 73,070 73,070 73,070 73,070 73,070 73,070 73,070 73,070 73,070 73,070 73,070 73,070 73,070 73,070 73,070 73,070 73,070 73,070 73,070 73,070 73,070 73,070 73,070 73,070 73,070 73,070 73,070 73,070 73,070 73,070 73,070 73,070 73,070 73,070 Bali & Nusa Tenggara 110
111 Kalimantan Km 2 Tahunan/Yearly 544,150 544,150 544,150 544,150 544,150 544,150 544,150 544,150 544,150 544,150 544,150 544,150 544,150 544,150 544,150 544,150 544,150 544,150 544,150 544,150 544,150 544,150 544,150 544,150 544,150 544,150 544,150 544,150 544,150 544,150 544,150 544,150 544,150 544,150 Kalimantan 111
112 Sulawesi Km 2 Tahunan/Yearly 188,522 188,522 188,522 188,522 188,522 188,522 188,522 188,522 188,522 188,522 188,522 188,522 188,522 188,522 188,522 188,522 188,522 188,522 188,522 188,522 188,522 188,522 188,522 188,522 188,522 188,522 188,522 188,522 188,522 188,522 188,522 188,522 188,522 188,522 Sulawesi 112
113 Maluku & Papua Km 2 Tahunan/Yearly 497,604 497,604 497,604 497,604 497,604 497,604 497,604 497,604 497,604 497,604 497,604 497,604 497,604 497,604 497,604 497,604 497,604 497,604 497,604 497,604 497,604 497,604 497,604 497,604 497,604 497,604 497,604 497,604 497,604 497,604 497,604 497,604 497,604 497,604 Maluku & Papua 113
Komponen/ Components Unit 2011 2017

Hasil Survei/ Survey Result
Persentase penduduk dewasa yang memiliki rekening pada lembaga keuangan
formal/ percentage of adults with an account at a formal financial
institution % 19.58 48.90
Persentase penduduk dewasa yang menabung di lembaga keuangan formal/

percentage of adults with at least one deposit outstanding from a regulated % 15.30 …
financial institution
Persentase penduduk dewasa yang memiliki pinjaman di lembaga keuangan
formal/ percentage of adults with at least one loan outstandingfrom a % 8.50 …
regulated financial institution
Keterangan: Note:
- Data agen bersifat sementara, karena sedang dalam proses perbaikan data oleh salah satu bank penyelenggara LKD. - Digital Finance Services (DFS) Agent data is temporary, due to the process of repairing data by one of the DFS's managing banks
- PDB dalam perhitungan rasio menggunakan PDB Harga Berlaku annualized. - GDP as denominator is annualized at current price
- Jumlah Penduduk Dewasa berdasarkan Data Proyeksi Penduduk Indonesia 2010 - 2035, Kementerian PPN/Bappenas, BPS dan United Nations Population Funds (UNPF) Tahun 2013. - Number of Adult based on Indonesian Population Projection (2010-2035) by Kementerian PPN/Bappenas, BPS and United Nations Population Funds (UNPF) in 2013
- Luas wilayah Indonesia berdasarkan Data Kementerian Dalam Negeri Tahun 2013. - Indonesia Land Areas refers to Ministry of Home Affairs (in 2013)
- Klasifikasi indikator mengikuti metodologi Financial Access Survey (FAS) IMF, Global Financial Index (Global Findex) World Bank dan Alliance for Financial Inclusion (AFI). - Refers to Financial Access Survey (FAS)-IMF methodology, Global Financial Index (Global Findex) World Bank and Alliance for Financial Inclusion (AFI)
- Data survei menggunakan hasil survei Global Findex-World Bank yang dilaksanakan setiap 3 tahun sekali oleh World Bank. - Based on Global Findex Survey held by World Bank for every 3 years (triannual)
Sumber: Bank Indonesia, OJK, Kementerian Dalam Negeri, BPS (diolah), dan World Bank Source: BI, FSA, Ministry of Home Affairs, Statistics Indonesia, and The World Bank
TABEL 24. INDIKATOR UMKM/
TABLE 24. INDICATORS OF MICRO, SMALL AND MEDIUM ENTERPRISES (MSMEs)
2019 2020 2021

1 BANK UMUM COMERCIAL BANKS 1
2 Kredit UMKM terhadap PDB Harga Berlaku % Triwulanan/Quarterly 6.93 6.86 6.91 6.93 6.96 7.02 7.04 - - 7.05 - - 7.02 7.07 - - 7.03 - - 6.91 - - 7.04 - - 7.07 - - 7.04 - - - MSMEs Credit to GDP at Current Price 2
3 Kredit UMKM terhadap Total Kredit Perbankan % Bulanan/Monthly 19.74 19.32 19.42 19.71 19.27 19.55 19.58 19.61 19.87 19.71 19.89 19.87 19.55 19.67 19.70 19.88 19.41 19.47 19.09 19.30 19.31 19.39 19.51 19.71 19.82 19.67 19.74 19.72 19.61 19.74 19.65 * 19.62 * MSMEs Credit to Total Credit Bank 3
4 Kredit Usaha Mikro terhadap Total Kredit UMKM % Bulanan/Monthly 21.68 22.32 22.83 23.49 24.34 25.53 25.43 25.52 25.25 25.54 25.44 25.44 25.53 22.65 25.90 26.95 27.26 27.24 26.58 26.25 25.59 24.99 24.31 23.75 23.28 22.65 22.07 21.43 20.58 20.39 20.21 19.95 Micro Enterprises Credit to Total MSMEs Credit 4
5 Kredit Usaha Kecil terhadap Total Kredit UMKM % Bulanan/Monthly 29.53 29.10 29.82 30.01 30.22 30.93 30.40 30.48 30.24 30.62 30.68 30.88 30.93 32.36 31.02 30.85 30.89 30.87 31.23 31.24 31.38 31.60 31.95 32.12 32.09 32.36 32.98 32.99 33.21 34.25 34.81 35.25 Small Enterprises Credit To Total MSMEs Credit 5
6 Kredit Usaha Menengah terhadap Total Kredit UMKM % Bulanan/Monthly 48.79 48.58 47.36 46.50 45.44 43.54 44.17 44.00 44.51 43.84 43.88 43.67 43.54 44.99 43.08 42.20 41.85 41.88 42.19 42.51 43.03 43.41 43.75 44.13 44.63 44.99 44.96 45.58 46.21 45.36 44.98 44.80 Medium Enterprises Credit to Total MSMEs Credit 6
7 7
8 Baki Debet Kredit UMKM Rp Milliar/ Billions of Rp Bulanan/Monthly 731,837 790,467 856,997 942,388 1,032,643 1,111,340 1,082,743 1,081,110 1,098,139 1,100,129 1,106,030 1,108,975 1,111,340 1,091,232 1,096,863 1,113,856 1,122,295 1,105,192 1,078,703 1,084,352 1,082,547 1,084,421 1,092,868 1,094,438 1,093,652 1,091,232 1,077,734 1,080,963 1,089,904 1,094,490 1,095,627 1,107,594 Outstanding MSMEs Credit 8
9 Berdasarkan Klasifikasi Usaha Based on Enterprises Classification 9
10 Kredit Usaha Mikro Rp Milliar/ Billions of Rp Bulanan/Monthly 158,640 176,412 195,621 221,409 251,336 283,704 275,330 275,946 277,234 281,026 281,359 282,159 283,704 247,176 284,043 300,197 305,900 301,082 286,755 284,625 277,051 270,966 265,650 259,976 254,551 247,176 237,849 231,696 224,294 223,189 221,431 220,973 Micro Enterprises Credit 10
11 Kredit Usaha Kecil Rp Milliar/ Billions of Rp Bulanan/Monthly 216,141 230,030 255,518 282,774 312,069 343,792 329,127 329,494 332,117 336,861 339,308 342,480 343,792 353,125 340,259 343,611 346,663 341,201 336,865 338,722 339,691 342,656 349,130 351,513 350,994 353,125 355,384 356,580 361,913 374,811 381,348 390,432 Small Enterprises Credit 11
12 Kredit Usaha Menengah Rp Milliar/ Billions of Rp Bulanan/Monthly 357,056 384,025 405,859 438,205 469,237 483,844 478,286 475,670 488,788 482,243 485,364 484,336 483,844 490,931 472,562 470,049 469,732 462,909 455,083 461,005 465,805 470,799 478,088 482,949 488,107 490,931 484,501 492,687 503,697 496,489 492,848 496,189 Medium Enterprises Credit 12
13 Berdasarkan Jenis Penggunaan Based on Type of Use 13
14 Kredit Modal Kerja Rp Milliar/ Billions of Rp Bulanan/Monthly 530,772 570,931 623,509 697,388 766,213 800,638 784,116 781,785 790,614 796,875 801,267 804,174 800,638 799,226 783,514 796,721 802,911 792,359 774,420 781,783 780,205 782,695 791,892 794,556 794,611 799,226 783,335 788,083 798,115 801,754 804,706 813,804 Working Capital Credit 14
15 Kredit Investasi Rp Milliar/ Billions of Rp Bulanan/Monthly 201,064 219,536 233,489 244,999 266,430 310,701 298,627 299,325 307,526 303,255 304,763 304,801 310,701 292,007 313,350 317,135 319,383 312,834 304,283 302,569 302,342 301,726 300,976 299,882 299,041 292,007 294,399 292,880 291,789 292,736 290,921 293,790 Investment Credit 15
16 16
17 Berdasarkan Sektor Utama Penerima Kredit By Main Sector Loan Recipients 17
18 Sektor Perdagangan Besar dan Eceran Rp Milliar/ Billions of Rp Bulanan/Monthly 369,839 412,737 451,755 482,635 518,627 548,285 542,194 542,798 544,430 548,403 548,101 548,009 548,285 530,669 541,428 544,674 546,839 538,198 524,693 529,552 528,438 529,174 532,850 532,955 530,700 530,669 522,076 523,981 529,251 530,452 530,866 534,647 Wholesale and Retail Sector 18
19 Sektor Industri Pengolahan Rp Milliar/ Billions of Rp Bulanan/Monthly 72,226 79,413 87,895 97,165 102,663 111,406 106,103 103,100 106,343 108,150 109,620 111,007 111,406 112,601 110,764 115,294 117,972 117,022 112,829 112,486 112,491 112,944 112,936 113,927 112,797 112,601 111,104 111,663 112,724 113,171 112,684 113,133 Manufacturing Sector 19
20 Sektor Pertanian, Perburuan, dan Kehutanan Rp Milliar/ Billions of Rp Bulanan/Monthly 57,309 64,184 70,339 82,794 94,110 109,544 106,094 104,536 110,692 107,706 108,557 109,492 109,544 130,012 110,426 114,147 116,316 116,086 114,409 117,274 119,589 121,218 124,018 125,502 128,298 130,012 129,790 131,361 133,924 136,385 137,257 140,065 Agriculture, Hunting and Forestry Sector 20
21 Sektor Transportasi, Pergudangan dan Komunikasi Rp Milliar/ Billions of Rp Bulanan/Monthly 30,206 28,826 29,461 33,370 40,024 44,767 41,904 41,924 42,951 42,173 42,264 42,906 44,767 42,710 45,359 46,145 46,569 44,750 43,827 43,662 43,129 42,812 42,977 42,993 42,505 42,710 41,971 41,743 41,575 41,919 41,786 42,885 Transportation, Storage and Communication Sector 21
22 Sektor Perantara Keuangan Rp Milliar/ Billions of Rp Bulanan/Monthly 23,304 20,853 19,877 20,724 22,755 20,288 21,113 20,470 20,513 20,700 20,401 19,866 20,288 15,041 20,029 20,781 20,652 20,270 18,733 19,786 17,730 15,937 16,211 15,982 15,429 15,041 15,422 15,282 15,057 14,791 14,839 14,860 Financial Intermediary Sector 22
23 Sektor Real Estate, Usaha Persewaan dan Jasa Perusahaan Rp Milliar/ Billions of Rp Bulanan/Monthly 36,271 39,634 41,905 46,387 52,878 59,047 57,654 57,969 57,605 58,055 58,217 58,472 59,047 50,672 57,410 57,135 57,409 55,743 55,001 53,780 52,937 52,591 52,656 51,293 50,997 50,672 50,469 50,163 50,109 50,150 49,915 49,773 Real Estate, Leasing and Business Services Sector 23
24 Sektor Konstruksi, Pertambangan dan Penggalian Rp Milliar/ Billions of Rp Bulanan/Monthly 45,793 53,764 59,263 63,594 78,986 80,583 78,352 79,952 82,576 81,086 84,118 83,700 80,583 67,203 75,190 75,452 75,818 73,220 71,271 69,902 70,307 71,171 71,375 71,162 70,183 67,203 64,613 63,594 63,425 63,377 63,703 66,240 Construction, Mining, and Quarrying Sector 24
25 Sektor Listrik, Gas dan Air Rp Milliar/ Billions of Rp Bulanan/Monthly 4,081 2,581 3,214 4,175 4,726 6,669 5,337 6,280 6,639 6,555 6,562 6,669 6,669 4,039 6,466 6,622 6,113 5,933 5,893 5,825 5,084 4,506 4,182 4,039 7,761 4,039 3,920 3,971 3,886 3,806 4,029 3,725 Electricity, Gas and Water Sector 25
26 Sektor Penyediaan Akomodasi dan Penyediaan Makan Minum Rp Milliar/ Billions of Rp Bulanan/Monthly 22,134 27,263 32,339 34,708 39,253 45,138 41,544 41,945 42,697 43,525 43,633 44,200 45,138 50,623 45,503 46,189 47,002 47,086 46,683 47,159 48,047 48,810 49,566 49,912 50,786 50,623 51,102 51,423 52,153 52,093 52,208 52,734 Accomodation, Food and Beverage Services 26
27 Sektor Lainnya Rp Milliar/ Billions of Rp Bulanan/Monthly 70,672 61,212 60,950 76,834 78,621 85,612 82,448 82,134 83,693 83,775 84,557 84,655 85,612 87,663 84,289 87,417 87,604 86,883 85,364 84,928 84,795 85,260 86,097 86,673 84,196 87,663 87,267 87,781 87,800 88,346 88,340 89,532 Others Sector 27
28 28
29 Jumlah Rekening Kredit Perbankan Juta rekening/ Miliions of Account Bulanan/Monthly 40.41 41.15 41.86 43.02 44.84 47.64 46.42 46.59 46.73 46.99 47.44 47.62 47.64 48.92 47.63 47.82 48.13 47.09 46.37 45.88 47.99 47.67 47.85 48.25 49.20 48.92 48.92 49.50 49.98 50.40 50.79 50.76 Number of Account Credit Bank 29
30 Jumlah Rekening Kredit UMKM Juta rekening/ Miliions of Account Bulanan/Monthly 10.98 11.93 13.64 14.24 14.62 15.92 15.37 15.54 15.69 15.85 15.86 15.93 15.92 15.97 15.91 16.05 16.12 15.78 15.62 15.56 15.44 15.37 15.48 15.77 15.90 15.97 15.89 15.85 15.81 15.91 15.92 16.01 Number of Account MSMEs Credit 30
31 Jumlah Rekening Kredit Usaha Mikro Juta rekening/ Miliions of Account Bulanan/Monthly 9.22 10.15 11.75 12.24 12.45 13.44 13.09 13.23 13.37 13.51 13.50 13.47 13.44 11.58 13.44 13.57 13.62 13.42 13.26 13.02 12.73 12.50 12.21 12.03 11.76 11.58 11.34 11.07 10.77 10.72 10.67 10.63 Number of Account Micro Enterprises Credit 31
32 Jumlah Rekening Kredit Usaha Kecil Juta rekening/ Miliions of Account Bulanan/Monthly 1.38 1.42 1.55 1.67 1.84 2.15 1.95 1.97 1.98 2.01 2.02 2.12 2.15 2.10 2.13 2.14 2.16 2.02 2.02 2.06 2.06 2.07 2.10 2.10 2.11 2.10 2.11 2.12 2.11 2.26 2.34 2.46 Number of Account Small Enterprises Credit 32
33 Jumlah Rekening Kredit Usaha Menengah Juta rekening/ Miliions of Account Bulanan/Monthly 0.37 0.36 0.34 0.33 0.34 0.34 0.33 0.33 0.34 0.34 0.34 0.34 0.34 2.29 0.34 0.34 0.34 0.34 0.34 0.49 0.65 0.80 1.17 1.64 2.03 2.29 2.44 2.67 2.93 2.92 2.91 2.92 Number of Account Medium Enterprises Credit 33
34 Jumlah Rekening Kredit Non UMKM Juta rekening/ Miliions of Account Bulanan/Monthly 29.44 29.22 28.22 28.78 30.22 31.72 31.04 31.05 31.05 31.14 31.58 31.69 31.72 32.94 31.72 31.77 32.01 31.31 30.75 30.32 32.56 32.30 32.37 32.49 33.30 32.94 33.03 33.65 34.17 34.50 34.87 34.75 Number of Account Non MSMEs Credit 34
Rasio Rekening Kredit UMKM terhadap Rekening Total Kredit
35 % Bulanan/Monthly 27.16 28.98 32.58 33.10 32.61 33.42 33.12 33.35 33.56 33.74 33.43 33.46 33.42 32.66 33.40 33.56 33.49 33.51 33.68 33.91 32.17 32.25 32.35 32.67 32.31 32.66 32.48 32.02 31.63 31.56 31.34 31.54 Ratio Account MSMEs Credit to Account Total Credit 35
Perbankan
Rasio Rekening Kredit Usaha Mikro terhadap Rekening Total Ratio Account Micro Enterprises Credit to Account Total
36 % Bulanan/Monthly 84.02 85.08 86.12 85.93 85.12 84.40 85.16 85.17 85.23 85.20 85.11 84.57 84.40 72.48 84.51 84.56 84.49 85.05 84.92 83.66 82.46 81.33 78.90 76.29 74.00 72.48 71.34 69.81 68.10 67.41 67.01 66.39 36
Kredit UMKM MSMEs Credit
Rasio Rekening Kredit Usaha Kecil terhadap Rekening Total Ratio Account Small Enterprises Credit to Account Total
37 % Bulanan/Monthly 12.57 11.90 11.35 11.76 12.59 13.48 12.69 12.68 12.62 12.67 12.75 13.30 13.48 13.16 13.38 13.33 13.41 12.80 12.93 13.22 13.32 13.44 13.56 13.32 13.25 13.16 13.30 13.37 13.37 14.22 14.73 15.38 37
Rasio Rekening Kredit Usaha Menengah terhadap Rekening Total Ratio Account Medium Enterprises Credit to Account Total
38 % Bulanan/Monthly 3.41 3.02 2.53 2.30 2.29 2.12 2.15 2.15 2.15 2.13 2.15 2.13 2.12 14.36 2.11 2.10 2.10 2.14 2.15 3.12 4.21 5.23 7.54 10.38 12.75 14.36 15.35 16.82 18.53 18.37 18.26 18.23 38
39 Rata-rata Baki Debet Kredit Usaha Mikro per Rekening Rp Juta/ Millions of Rp Bulanan/Monthly 17.20 17.39 16.65 18.09 20.19 21.11 21.03 20.85 20.74 20.80 20.85 20.94 21.11 21.35 21.13 22.12 22.47 22.43 21.62 21.86 21.76 21.67 21.75 21.61 21.64 21.35 20.98 20.94 20.83 20.81 20.76 20.79 Average Outstanding Micro Enterprise Credit per Account 39
40 Rata-rata Baki Debet Kredit Usaha Kecil per Rekening Rp Juta/ Millions of Rp Bulanan/Monthly 157 162 165 169 170 160 169 167 168 168 168 162 160 168 160 161 160 169 167 165 165 166 166 167 167 168 168 168 171 166 163 159 Average Outstanding Small Enterprise Credit per Account 40
Average Outstanding Medium Enterprise Credit per
41 Rata-rata Baki Debet Kredit Usaha Menengah per Rekening Rp Juta/ Millions of Rp Bulanan/Monthly 955 1,065 1,178 1,335 1,401 1,432 1,450 1,421 1,446 1,429 1,425 1,424 1,432 214 1,407 1,394 1,386 1,368 1,357 949 716 586 410 295 241 214 199 185 172 170 170 170 41
Account
42 42
43 Pertumbuhan Kredit UMKM %, yoy Bulanan/Monthly 15.09 8.01 8.42 9.96 9.58 7.62 11.12 11.11 12.88 11.67 9.38 8.86 7.62 -1.81 8.15 8.77 7.87 4.99 0.96 0.15 0.13 -1.25 -0.66 -1.05 -1.38 -1.81 -1.74 -2.95 -2.89 -0.97 1.57 2.14 Growth of MSMEs Credit 43
45 Kredit Usaha Mikro %, yoy Bulanan/Monthly 33.43 11.20 10.89 13.18 13.52 12.88 15.98 15.33 14.88 15.25 10.91 12.04 12.88 -12.88 12.99 17.43 17.93 14.08 5.06 3.38 0.40 -2.26 -5.47 -7.60 -9.78 -12.88 -16.26 -22.82 -26.68 -25.87 -22.78 -22.36 Micro Enterprises Credit 45
46 Kredit Usaha Kecil %, yoy Bulanan/Monthly 1.26 6.43 11.08 10.67 10.36 10.17 11.85 11.41 11.27 11.24 10.44 10.67 10.17 2.71 10.76 10.49 8.97 5.93 3.07 2.92 3.09 3.17 3.64 3.60 2.49 2.71 4.45 3.77 4.40 9.85 13.21 15.27 Small Enterprises Credit 46
47 Kredit Usaha Menengah %, yoy Bulanan/Monthly 17.63 7.55 5.69 7.97 7.08 3.11 8.03 8.61 12.87 9.97 7.81 5.88 3.11 1.46 3.72 2.76 1.48 -0.80 -2.89 -3.61 -2.07 -3.68 -0.86 -0.50 0.78 1.46 2.53 4.82 7.23 7.25 8.30 7.63 Medium Enterprises Credit 47
49 Kredit Modal Kerja %, yoy Bulanan/Monthly 16.04 7.57 9.21 11.85 9.87 4.49 9.52 9.36 10.09 9.27 7.92 5.70 4.49 -0.18 6.70 7.32 6.35 3.86 -0.01 -0.30 -0.20 -1.00 -0.63 -0.84 -1.19 -0.18 -0.02 -1.08 -0.60 1.19 3.91 4.10 Working Capital Credit 49
50 Kredit Investasi %, yoy Bulanan/Monthly 17.58 9.19 6.36 4.93 8.75 16.62 15.56 15.97 20.73 18.49 13.44 18.16 16.62 -6.02 11.96 12.61 11.90 7.96 3.52 1.32 1.01 -1.89 -0.75 -1.60 -1.89 -6.02 -6.05 -7.65 -8.64 -6.42 -4.39 -2.90 Investment Credit 50
51 Berdasarkan Sektor Utama Penerima Kredit 0.00 0.00 By Main Sector Loan Recipients 51
52 Sektor Perdagangan Besar dan Eceran %, yoy Bulanan/Monthly 12.30 11.60 9.45 6.84 7.46 5.72 8.38 9.12 9.24 8.24 6.88 6.40 5.72 -3.21 5.53 4.93 3.54 0.84 -2.69 -2.33 -2.65 -2.80 -2.84 -2.76 -3.16 -3.21 -3.57 -3.80 -3.22 -1.44 1.18 0.96 Wholesale and Retail Sector 52
53 Sektor Industri Pengolahan %, yoy Bulanan/Monthly 19.64 9.95 10.68 10.55 5.66 8.52 9.36 7.41 9.31 9.48 9.22 10.58 8.52 1.07 9.98 14.15 14.77 13.22 8.27 6.02 9.11 6.21 4.43 3.93 1.61 1.07 0.31 -3.15 -4.45 -3.29 -0.13 0.58 Manufacturing Sector 53
54 Sektor Pertanian, Perburuan, dan Kehutanan %, yoy Bulanan/Monthly 16.96 12.00 9.59 17.71 13.67 16.40 20.76 17.47 23.62 21.62 19.93 19.19 16.40 18.68 17.30 19.31 19.68 17.50 12.62 10.54 14.40 9.51 15.15 15.61 17.18 18.68 17.54 15.08 15.14 17.49 19.97 19.43 Agriculture, Hunting and Forestry Sector 54
55 Sektor Transportasi, Pergudangan dan Komunikasi %, yoy Bulanan/Monthly 19.96 -4.57 2.20 13.27 19.94 11.85 15.65 18.51 20.98 18.48 10.24 12.26 11.85 -4.59 14.26 14.27 13.67 7.67 5.80 4.20 2.87 -0.33 1.91 1.73 -0.93 -4.59 -7.47 -9.54 -10.72 -6.33 -4.66 -1.78 Transportation, Storage and Communication Sector 55
56 Sektor Perantara Keuangan %, yoy Bulanan/Monthly 66.90 -10.52 -4.68 4.26 9.80 -10.84 1.55 3.96 5.11 6.50 7.18 -3.02 -10.84 -25.86 0.21 5.43 2.05 2.16 -12.40 -6.29 -13.39 -22.31 -21.69 -21.66 -22.34 -25.86 -23.00 -26.46 -27.09 -27.03 -20.79 -24.89 Financial Intermediary Sector 56
57 Sektor Real Estate, Usaha Persewaan dan Jasa Perusahaan %, yoy Bulanan/Monthly -5.28 9.27 5.73 10.70 13.99 11.67 26.31 25.85 24.55 21.79 14.86 12.75 11.67 -14.18 7.39 6.57 6.63 1.64 -0.95 -6.72 -8.68 -8.70 -9.30 -11.89 -12.78 -14.18 -12.09 -12.20 -12.72 -10.03 -9.25 -7.45 Real Estate, Leasing and Business Services Sector 57
58 Sektor Konstruksi, Pertambangan dan Penggalian %, yoy Bulanan/Monthly 15.72 17.41 10.23 7.31 24.20 2.02 9.60 9.62 18.23 11.89 6.82 4.62 2.02 -16.60 5.68 6.45 4.82 -1.28 -7.02 -10.78 -12.06 -13.81 -11.98 -15.40 -16.15 -16.60 -14.07 -15.72 -16.35 -13.44 -10.62 -5.24 Construction, Mining, and Quarrying Sector 58
59 Sektor Listrik, Gas dan Air %, yoy Bulanan/Monthly 93.52 -36.76 24.53 29.89 13.20 41.13 26.10 51.08 68.10 80.21 50.67 62.77 41.13 -39.43 -5.40 37.78 26.27 17.83 16.28 9.15 -19.04 -32.13 -36.20 -38.46 16.37 -39.43 -39.38 -40.03 -36.43 -35.85 -31.63 -36.05 Electricity, Gas and Water Sector 59
60 Sektor Penyediaan Akomodasi dan Penyediaan Air Minum %, yoy Bulanan/Monthly 21.60 23.17 18.62 7.33 13.10 14.99 17.38 16.77 19.49 22.08 14.07 15.12 14.99 12.15 -29.25 17.73 18.49 15.49 12.85 13.52 14.55 14.32 13.88 14.39 14.90 12.15 12.30 11.33 10.96 10.63 11.84 11.82 Provision of Accomodation and Water Supply Sector 60
61 61
62 NPL Kredit UMKM % Bulanan/Monthly 3.97 4.20 4.15 4.09 3.44 3.61 3.85 3.97 4.24 3.84 3.92 3.89 3.61 3.95 3.95 4.01 4.06 4.16 4.26 4.20 4.33 4.40 4.17 4.12 4.13 3.95 4.15 4.28 4.22 4.40 4.41 4.33 NPL MSMEs Credit 62
63 NPL Kredit UMKM Berdasarkan Klasifikasi Usaha NPL MSMEs Credit Based on Enterprises Classification 63
64 Kredit Usaha Mikro % Bulanan/Monthly 3.33 2.55 2.10 2.01 1.74 1.79 2.17 2.17 2.09 2.04 2.04 1.93 1.79 1.87 2.07 2.21 2.16 2.13 1.94 1.87 1.83 1.81 1.84 1.83 2.07 1.87 2.14 2.42 2.58 3.03 3.15 3.05 Micro Enterprises Credit 64
65 Kredit Usaha Kecil % Bulanan/Monthly 4.73 4.94 4.30 4.13 3.74 3.52 3.96 4.17 4.32 3.97 3.98 3.95 3.52 3.51 3.94 4.06 4.10 4.30 4.27 4.20 4.07 4.02 3.87 3.87 3.82 3.51 3.67 3.81 3.74 3.71 3.76 3.68 Small Enterprises Credit 65
66 Kredit Usaha Menengah % Bulanan/Monthly 3.79 4.52 5.06 5.11 4.15 4.73 4.75 4.88 5.41 4.80 4.98 5.00 4.73 5.31 5.10 5.12 5.28 5.39 5.73 5.63 6.02 6.17 5.68 5.53 5.44 5.31 5.50 5.49 5.31 5.55 5.48 5.42 Medium Enterprises Credit 66
67 BANK PERKREDITAN RAKYAT (KONVENSIONAL DAN SYARIAH) RURAL BANKS (CONVENTIONAL AND SHARIA) 67
68 Kredit UMKM terhadap PDB Harga Berlaku % Triwulanan/Quarterly 0.35 0.35 0.35 0.35 0.36 0.38 0.37 - - 0.38 - - 0.38 * … - - 0.39 * - - 0.38 * … … … … … … … … … … … … MSMEs Credit to GDP at Current Price 68
69 Kredit UMKM terhadap Total Kredit BPR % Bulanan/Monthly 45.87 47.78 47.00 47.11 47.47 48.37 48.01 47.87 48.10 48.08 48.11 48.13 48.37 * … 48.09 * 48.02 * 48.00 * 48.08 * 47.36 * 47.32 * … … … … … … … … … … … … MSMEs Credit to Total Credit Rural Banks 69
70 Kredit Usaha Mikro terhadap Total Kredit UMKM % Bulanan/Monthly 58.80 56.51 52.75 49.41 46.72 44.44 45.95 45.72 45.26 45.12 44.99 44.89 44.44 * … 44.25 * 44.13 * 43.88 * 43.79 * 44.20 * 41.61 * … … … … … … … … … … … … Micro Enterprises Credit to Total MSMEs Credit 70
71 Kredit Usaha Kecil terhadap Total Kredit UMKM % Bulanan/Monthly 23.27 22.80 25.58 26.82 26.78 27.42 26.53 26.39 26.46 26.29 26.53 26.60 27.42 * … 27.22 * 27.41 * 27.33 * 27.33 * 27.68 * 28.98 * … … … … … … … … … … … … Small Enterprises Credit To Total MSMEs Credit 71
72 Kredit Usaha Menengah terhadap Total Kredit UMKM % Bulanan/Monthly 17.94 20.69 21.66 23.78 26.49 28.14 27.52 27.89 28.28 28.59 28.48 28.50 28.14 * … 28.53 * 28.46 * 28.79 * 28.88 * 28.12 * 29.40 * … … … … … … … … … … … … Medium Enterprises Credit to Total MSMEs Credit 72
73 73
74 Baki Debet Kredit UMKM Rp Milliar/ Billions of Rp Bulanan/Monthly 37,407 40,189 43,392 47,990 53,439 60,342 57,639 57,882 58,618 59,000 59,429 59,857 60,342 * … 60,321 * 61,057 * 61,583 * 61,618 * 60,319 * 60,089 * … … … … … … … … … … … … Outstanding MSMEs Credit 74
76 Kredit Usaha Mikro Rp Milliar/ Billions of Rp Bulanan/Monthly 21,994 22,711 22,891 23,710 24,968 26,814 26,482 26,463 26,531 26,620 26,737 26,872 26,814 * … 26,691 * 26,947 * 27,020 * 26,983 * 26,661 * 25,004 * … … … … … … … … … … … … Micro Enterprises Credit 76
77 Kredit Usaha Kecil Rp Milliar/ Billions of Rp Bulanan/Monthly 8,703 9,164 11,101 12,869 14,313 16,545 15,294 15,277 15,508 15,512 15,769 15,923 16,545 * … 16,417 * 16,733 * 16,831 * 16,838 * 16,697 * 17,416 * … … … … … … … … … … … … Small Enterprises Credit 77
78 Kredit Usaha Menengah Rp Milliar/ Billions of Rp Bulanan/Monthly 6,710 8,314 9,401 11,411 14,158 16,983 15,862 16,143 16,579 16,868 16,923 17,062 16,983 * … 17,212 * 17,377 * 17,732 * 17,797 * 16,961 * 17,669 * … … … … … … … … … … … … Medium Enterprises Credit 78
80 Kredit Modal Kerja Rp Milliar/ Billions of Rp Bulanan/Monthly 32,483 34,354 37,076 40,929 45,560 51,225 49,105 49,201 49,827 49,923 50,121 50,611 51,225 * … 51,226 * 51,939 * 52,388 * 52,464 * 51,317 * 51,266 * … … … … … … … … … … … … Working Capital Credit 80
81 Kredit Investasi Rp Milliar/ Billions of Rp Bulanan/Monthly 4,924 5,835 6,316 7,061 7,880 9,117 8,534 8,681 8,791 9,078 9,308 9,246 9,117 * … 9,094 * 9,118 * 9,195 * 9,154 * 9,003 * 8,823 * … … … … … … … … … … … … Investment Credit 81
82 82
84 Sektor Perdagangan Besar dan Eceran Rp Milliar/ Billions of Rp Bulanan/Monthly 18,489 20,038 21,940 23,701 25,761 24,461 27,337 27,231 27,433 27,409 27,348 27,459 24,461 * … 24,277 * 24,428 * 24,678 * 24,434 * 24,360 * 23,978 * … … … … … … … … … … … … Wholesale and Retail Sector 84
85 Sektor Industri Pengolahan Rp Milliar/ Billions of Rp Bulanan/Monthly 927 962 1,050 1,229 1,609 2,228 1,745 1,739 1,755 1,759 1,776 1,821 2,228 * … 2,145 * 2,215 * 2,195 * 2,222 * 2,247 * 2,267 * … … … … … … … … … … … … Manufacturing Sector 85
86 Sektor Pertanian, Perburuan, dan Kehutanan Rp Milliar/ Billions of Rp Bulanan/Monthly 4,810 4,916 5,227 5,647 5,846 6,245 6,214 6,193 6,268 6,397 6,396 6,398 6,245 * … 6,285 * 6,515 * 6,602 * 6,551 * 6,502 * 6,184 * … … … … … … … … … … … … Agriculture, Hunting and Forestry Sector 86
87 Sektor Transportasi, Pergudangan dan Komunikasi Rp Milliar/ Billions of Rp Bulanan/Monthly 1,378 1,353 1,549 1,767 2,104 2,556 2,316 2,363 2,396 2,393 2,474 2,456 2,556 * … 2,617 * 2,670 * 2,693 * 2,755 * 2,790 * 2,803 * … … … … … … … … … … … … Transportation, Storage and Communication Sector 87
88 Sektor Perantara Keuangan Rp Milliar/ Billions of Rp Bulanan/Monthly 132 238 239 268 447 557 615 664 667 647 639 614 557 * … 697 * 701 * 711 * 705 * 719 * 726 * … … … … … … … … … … … … Financial Intermediary Sector 88
89 Sektor Real Estate, Usaha Persewaan dan Jasa Perusahaan Rp Milliar/ Billions of Rp Bulanan/Monthly 1,464 1,967 2,024 2,433 2,777 3,278 3,144 3,120 3,245 3,286 3,385 3,425 3,278 * … 3,830 * 3,855 * 3,974 * 3,967 * 3,309 * 4,026 * … … … … … … … … … … … … Real Estate, Leasing and Business Services Sector 89
90 Sektor Konstruksi, Pertambangan dan Penggalian Rp Milliar/ Billions of Rp Bulanan/Monthly 1,778 2,198 2,633 3,375 4,498 5,045 5,067 5,188 5,407 5,549 5,698 5,860 5,045 * … 4,954 * 5,136 * 5,165 * 5,232 * 5,167 * 5,154 * … … … … … … … … … … … … Construction, Mining and Quarrying Sector 90
91 Sektor Listrik, Gas dan Air Rp Milliar/ Billions of Rp Bulanan/Monthly 60.00 69.28 81.59 99.37 138 119 155 156 157 152 155 169 119 * … 118 * 121 * 120 * 124 * 126 * 123 * … … … … … … … … … … … … Electricity, Gas and Water Sector 91
92 Sektor Penyediaan Akomodasi dan Penyediaan Makan Minum Rp Milliar/ Billions of Rp Bulanan/Monthly 499 568 682 866 1,038 1,547 1,211 1,215 1,229 1,255 1,283 1,236 1,547 * … 1,619 * 1,617 * 1,624 * 1,686 * 1,593 * 1,766 * … … … … … … … … … … … … Accomodation, Food and Beverages Services 92
93 Sektor Lainnya Rp Milliar/ Billions of Rp Bulanan/Monthly 7,870 7,880 7,965 8,606 9,221 14,306 9,834 10,012 10,060 10,151 10,273 10,418 14,306 * … 13,778 * 13,800 * 13,823 * 13,941 * 13,506 * 13,062 * … … … … … … … … … … … … Others Sector 93
94 94
95 Jumlah Rekening Kredit BPR Juta rekening/ Miliions of Account Bulanan/Monthly 3.36 3.28 3.45 3.14 3.12 3.18 3.20 3.20 3.20 3.19 3.18 3.18 3.18 * … 3.19 * 3.21 * 3.21 * 3.19 * 3.14 * 3.10 * … … … … … … … … … … … … Number of Account Credit Rural Banks 95
96 Jumlah Rekening Kredit UMKM Juta rekening/ Miliions of Account Bulanan/Monthly 1.85 1.79 1.72 1.68 1.68 1.78 1.72 1.72 1.72 1.71 1.70 1.70 1.78 * … 1.80 * 1.79 * 1.78 * 1.78 * 1.74 * 1.70 * … … … … … … … … … … … … Number of Account MSMEs Credit 96
97 Jumlah Rekening Kredit Usaha Mikro Juta rekening/ Miliions of Account Bulanan/Monthly 1.68 1.63 1.53 1.47 1.46 1.52 1.50 1.49 1.49 1.48 1.47 1.47 1.52 * … 1.52 * 1.51 * 1.51 * 1.51 * 1.48 * 1.43 * … … … … … … … … … … … … Number of Account Micro Enterprises Credit 97
98 Jumlah Rekening Kredit Usaha Kecil Juta rekening/ Miliions of Account Bulanan/Monthly 0.14 0.14 0.16 0.18 0.19 0.23 0.19 0.19 0.19 0.19 0.19 0.19 0.23 * … 0.24 * 0.24 * 0.23 * 0.23 * 0.22 * 0.24 * … … … … … … … … … … … … Number of Account Small Enterprises Credit 98
99 Jumlah Rekening Kredit Usaha Menengah Juta rekening/ Miliions of Account Bulanan/Monthly 0.02 0.03 0.03 0.03 0.03 0.04 0.04 0.04 0.04 0.04 0.04 0.04 0.04 * … 0.04 * 0.04 * 0.04 * 0.04 * 0.03 * 0.03 * … … … … … … … … … … … … Number of Account Medium Enterprises Credit 99
100 Jumlah Rekening Kredit Non UMKM Juta rekening/ Miliions of Account Bulanan/Monthly 1.51 1.49 1.72 1.46 1.45 1.39 1.47 1.48 1.48 1.48 1.48 1.48 1.39 * … 1.39 * 1.42 * 1.44 * 1.41 * 1.40 * 1.40 * … … … … … … … … … … … … Number of Account Non MSMEs Credit 100
Rasio Rekening Kredit UMKM terhadap Rekening Total Kredit
101 % Bulanan/Monthly 54.98 54.69 50.00 53.60 53.64 56.13 53.88 53.73 53.82 53.61 53.50 53.41 56.13 * … 56.30 * 55.63 * 55.26 * 55.70 * 55.41 * 54.81 * … … … … … … … … … … … … Ratio Account MSMEs Credit to Account Total Credit 101
Perbankan
Rasio Rekening Kredit Usaha Mikro terhadap Rekening Total Ratio Account Micro Enterprises Credit to Account Total
102 % Bulanan/Monthly 91.12 90.81 88.90 87.44 86.85 85.01 86.86 86.80 86.83 86.66 86.62 86.60 85.01 * … 84.66 * 84.66 * 85.09 * 85.21 * 85.13 * 83.85 * … … … … … … … … … … … … 102
Rasio Rekening Kredit Usaha Kecil terhadap Rekening Total Ratio Account Small Enterprises Credit to Account Total
103 % Bulanan/Monthly 7.53 7.59 9.54 10.85 11.19 13.01 11.08 11.10 11.10 11.14 11.26 11.27 13.01 * … 13.37 * 13.38 * 12.91 * 12.82 * 12.87 * 14.17 * … … … … … … … … … … … … 103
TABEL 24. INDIKATOR UMKM/
TABLE 24. INDICATORS OF MICRO, SMALL AND MEDIUM ENTERPRISES (MSMEs)
Rasio Rekening Kredit Usaha Menengah terhadap Rekening Total Ratio Account Medium Enterprises Credit to Account Total
104 % Bulanan/Monthly 1.35 1.60 1.56 1.71 1.96 1.98 2.06 2.10 2.07 2.20 2.12 2.14 1.98 * … 1.97 * 1.96 * 2.00 * 1.97 * 2.00 * 1.98 * … … … … … … … … … … … … 104
105 Rata-rata Baki Debet Kredit Usaha Mikro per Rekening Rp Juta/ Millions of Rp Bulanan/Monthly 13.06 13.95 14.93 16.12 17.16 17.68 17.70 17.76 17.75 17.98 18.15 18.26 17.68 * … 17.56 * 17.83 * 17.89 * 17.83 * 17.98 * 17.53 * … … … … … … … … … … … … Average Outstanding Micro Enterprise Credit per Account 105
106 Rata-rata Baki Debet Kredit Usaha Kecil per Rekening Rp Juta/ Millions of Rp Bulanan/Monthly 62.53 67.30 67.44 70.52 76.32 71.27 80.13 80.15 81.12 81.51 82.34 83.17 71.27 * … 68.36 * 70.07 * 73.42 * 74.00 * 74.47 * 72.26 * … … … … … … … … … … … … Average Outstanding Small Enterprise Credit per Account 106
Average Outstanding Medium Enterprise Credit per
107 Rata-rata Baki Debet Kredit Usaha Menengah per Rekening Rp Juta/ Millions of Rp Bulanan/Monthly 268 290 350 396 431 482 448 449 466 449 470 470 481.86 * … 487.77 * 496.20 * 499.19 * 507.75 * 486.64 * 523.56 * … … … … … … … … … … … … 107
Account
108 108
109 Pertumbuhan Kredit UMKM %, yoy Bulanan/Monthly … 7.44 7.97 10.60 11.36 12.92 12.38 11.71 12.63 12.52 13.16 12.48 12.92 * … 12.22 * 12.50 * 11.40 * 9.42 * 4.59 * 4.25 * … … … … … … … … … … … … Growth of MSMEs Credit 109
111 Kredit Usaha Mikro %, yoy Bulanan/Monthly … 3.26 0.79 3.58 5.31 7.39 7.92 5.25 7.87 8.13 8.51 8.34 7.39 * … 6.76 * 6.64 * 5.98 * 4.53 * 0.46 * -5.58 * … … … … … … … … … … … … Micro Enterprises Credit 111
112 Kredit Usaha Kecil %, yoy Bulanan/Monthly … 5.30 21.14 15.93 11.22 15.59 7.64 10.28 7.48 6.49 8.26 8.67 15.59 * … 13.69 * 14.94 * 13.27 * 11.79 * 8.80 * 13.88 * … … … … … … … … … … … … Small Enterprises Credit 112
113 Kredit Usaha Menengah %, yoy Bulanan/Monthly … 23.90 13.08 21.38 24.08 19.95 26.45 25.92 27.32 27.33 27.15 24.00 19.95 * … 20.26 * 20.28 * 18.79 * 15.30 * 7.47 * 11.39 * … … … … … … … … … … … … Medium Enterprises Credit 113
115 Kredit Modal Kerja %, yoy Bulanan/Monthly … 5.76 7.92 10.39 11.31 12.43 12.46 11.57 12.57 12.14 12.52 12.21 12.43 * … 11.93 * 12.46 * 11.37 * 9.43 * 4.33 * 4.40 * … … … … … … … … … … … … Working Capital Credit 115
116 Kredit Investasi %, yoy Bulanan/Monthly … 18.52 8.24 11.79 11.60 15.70 11.92 12.50 12.94 14.65 16.74 13.98 15.70 * … 13.88 * 12.67 * 11.59 * 9.40 * 6.11 * 3.39 * … … … … … … … … … … … … Investment Credit 116
118 Sektor Perdagangan Besar dan Eceran %, yoy Bulanan/Monthly … 8.38 9.49 8.02 8.69 -5.05 8.71 7.30 7.91 7.57 7.89 7.30 -5.05 * … -6.25 * -6.91 * -6.80 * -9.17 * -11.17 * -12.29 * … … … … … … … … … … … … Wholesale and Retail Sector 118
119 Sektor Industri Pengolahan %, yoy Bulanan/Monthly … 3.81 9.12 17.01 30.92 38.49 21.75 19.97 19.72 17.38 17.48 17.14 38.49 * … 34.01 * 36.92 * 32.72 * 32.03 * 28.64 * 29.90 * … … … … … … … … … … … … Manufacturing Sector 119
120 Sektor Pertanian, Perburuan, dan Kehutanan %, yoy Bulanan/Monthly … 2.20 6.34 8.02 3.53 6.82 8.83 7.78 9.64 11.96 11.15 10.74 6.82 * … 4.84 * 11.30 * 10.45 * 7.42 * 5.04 * -0.49 * … … … … … … … … … … … … Agriculture, Hunting and Forestry Sector 120
121 Sektor Transportasi, Pergudangan dan Komunikasi %, yoy Bulanan/Monthly … -1.82 14.53 14.06 19.07 21.45 25.16 25.40 27.71 26.98 29.43 25.57 21.45 * … 24.76 * 23.38 * 21.04 * 20.78 * 20.77 * 21.02 * … … … … … … … … … … … … Transportation, Storage and Communication Sector 121
122 Sektor Perantara Keuangan %, yoy Bulanan/Monthly … 79.96 0.76 11.79 67.19 24.54 63.13 82.05 79.86 57.66 44.47 36.37 24.54 * … 65.17 * 68.05 * 55.31 * 46.37 * 23.48 * 18.02 * … … … … … … … … … … … … Financial Intermediary Sector 122
123 Sektor Real Estate, Usaha Persewaan dan Jasa Perusahaan %, yoy Bulanan/Monthly … 34.33 2.91 20.23 14.11 18.08 22.12 20.73 24.17 22.92 26.69 23.75 18.08 * … 34.96 * 32.06 * 34.35 * 30.67 * 6.20 * 28.05 * … … … … … … … … … … … … Real Estate, Leasing and Business Services Sector 123
124 Sektor Konstruksi, Pertambangan dan Penggalian %, yoy Bulanan/Monthly … 23.64 19.80 28.16 33.28 12.17 32.75 31.34 33.51 29.77 30.35 30.92 12.17 * … 11.95 * 13.83 * 8.48 * 7.23 * 2.71 * 1.73 * … … … … … … … … … … … … Construction, Mining, and Quarrying Sector 124
125 Sektor Listrik, Gas dan Air %, yoy Bulanan/Monthly … 15.46 17.77 21.79 39.14 -13.98 34.90 41.58 38.46 32.84 27.61 31.09 -13.98 * … -12.08 * -12.08 * -15.90 * -16.11 * -17.61 * -20.47 * … … … … … … … … … … … … Electricity, Gas and Water Sector 125
126 Sektor Penyediaan Akomodasi dan Penyediaan Air Minum %, yoy Bulanan/Monthly … 13.90 20.08 26.90 19.83 49.02 37.25 32.83 31.10 31.00 34.90 25.61 49.02 * … 49.48 * 41.68 * 38.47 * 44.56 * 30.15 * 45.80 * … … … … … … … … … … … … Provision of Accomodation and Water Supply Sector 126
127 127
128 NPL Kredit UMKM % Bulanan/Monthly 6.96 8.10 4.15 9.46 9.48 10.77 10.26 10.22 10.39 10.26 10.15 10.09 10.77 * … 11.68 * 12.12 * 12.86 * 13.75 * 14.14 * 13.49 * … … … … … … … … … … … … NPL MSMEs Credit 128
129 NPL Kredit UMKM Berdasarkan Klasifikasi Usaha NPL MSMEs Credit Based on Enterprises Classification 129
130 Kredit Usaha Mikro % Bulanan/Monthly 7.89 9.35 2.10 10.36 10.38 12.31 11.24 11.12 11.35 11.18 11.04 11.08 12.31 * … 12.97 * 12.99 * 13.97 * 14.79 * 15.57 * 15.03 * … … … … … … … … … … … … Micro Enterprises Credit 130
131 Kredit Usaha Kecil % Bulanan/Monthly 7.11 8.29 4.30 9.92 10.65 10.71 11.00 11.21 10.95 10.94 10.70 10.56 10.71 * … 11.60 * 12.05 * 13.06 * 14.02 * 14.19 * 13.39 * … … … … … … … … … … … … Small Enterprises Credit 131
132 Kredit Usaha Menengah % Bulanan/Monthly 3.72 4.48 5.06 7.07 6.71 8.30 7.92 7.81 8.34 8.18 8.22 8.12 8.30 * … 9.69 * 10.78 * 10.90 * 11.82 * 11.87 * 11.29 * … … … … … … … … … … … … Medium Enterprises Credit 132
Keterangan: Note:
- PDB dalam perhitungan rasio menggunakan PDB Harga Berlaku. - GDP as denominator is at current price
- Info selengkapnya terkait UMKM lihat pada Website BI Menu INFO UMKM (http://www.bi.go.id/id/umkm/Default.aspx). - Read more SME's data on Bank Indonesia Website (http://www.bi.go.id/id/umkm/Default.aspx)
- Cakupan Kredit UMKM termasuk kredit perbankan syariah. - Including loans from Sharia Bank
- Data Kredit UMKM BPR s.d. posisi November 2019 karena perubahan format pelaporan. - MSMEs credit of rural bank to position November 2019.
Sumber: BI dan BPS (diolah) Source: BI and Statistics Indonesia (Processed)
DAFTAR ISTILAH/ GLOSSARY
Aktiva Produktif yang Diklasifikasikan : Aktiva Produktif, baik yang sudah maupun yang mengandung potensi tidak memberikan penghasilan atau
menimbulkan kerugian, yang ditetapkan sebesar 25% dari kredit yang digolongkan Dalam Perhatian
Khusus, 50% dari kredit yang digolongkan Kurang Lancar, 75% dari kredit yang digolongkan Diragukan
dan 100% dari kredit yang digolongkan Macet.
Classified Productive Assets is productive assets that are considered to be unproductive or potentially
generating loss in the future, which are determined as 25% of Special Mentioned categorized credit, 50%
Substandard categorized credit, 75% of Doubtful categorized credit and 100% of Loss categorized credit.
Anak Perusahaan Bank Asing/ Foreign : Bank yang tergabung dalam negara pelapor tetapi dengan lembaga induk pengendali yang tergabung di luar
Subsidiaries Bank negara pelapor
Banks incorporated in the reporting country but with a controlling parent institution incorporated outside
the reporting country
Anjak Piutang/ Factoring : Pembiayaan dalam bentuk pembelian dan atau pengalihan serta pengurusan piutang atau tagihan jangka
pendek klien yang timbul dari transaksi perdagangan dalam atau luar negeri
: Factoring is a financial activity in the form of purchasing and/or taking over as well as handling the
receivables or short-term collections of a company arising from trading transactions within or outside the
country.
Anjungan Tunai Mandiri/ Automated Teller : Perangkat berupa mesin elektronik yang terhubung dengan pusat komputer layanan nasabah pada suatu
Machine (ATM) lembaga penyimpan dana, sehingga dapat menggantikan sebagian fungsi kasir. Perangkat tersebut akan
memungkinkan nasabah untuk melakukan transaksi dengan menggunakan suatu media baik berupa kartu
atau media lainnya sebagai suatu identitas pengenal di dalam sistem. Jenis transaksi yang umum dilakukan
melalui ATM antara lain berupa penarikan uang tunai dari rekening simpanan, pengecekan saldo, transfer
kepada bank yang sama atau bank yang lain, serta pembayaran/pembelian berbagai barang dan atau jasa
: Automated Teller Machine (ATM) is a device in the form of an electronic machine connected to the
customer service computer center of a savings institution which can replace most functions of a cashier.
This device allows customers to perform transactions using either a card or another means of access which
allows for the identification of the user in the system. Common types of transactions conducted through
ATMs include cash withdrawals from savings accounts, balance checks, transfers to the same bank or
another bank, as well as payments/purchases of goods/services.
Antar-Kantor/ Related Offices : Entitas yang merupakan bagian dari grup perbankan yang sama, yaitu entitas yang berada dalam batas
konsolidasi lembaga induk pengendali.
Entities that are part of the same banking group, ie that are within the perimeter of consolidation
of the controlling parent institution.
Alat Pembayaran dengan Menggunakan Kartu : Alat Pembayaran yang berupa kartu kredit, kartu Automated Teller Machine (ATM) dan/atau kartu debet
(APMK)/ Card Based Payment Instruments
Card-Based Means of Payment (APMK) is a means of payment in the form of a credit card, Automated
Teller Machine (ATM) card and/or debit card.
Aset Likuid (dalam arti luas)/ Liquid Assets : Aset likuid (inti) ditambah dengan beberapa instrumen lainnya seperti surat berharga (di pasar uang dan
(broad meaning) pasar modal) yang digolongkan likuid sesuai ketentuan yang berlaku/ Liquid assets (core) coupled with
some other instruments such as commercial paper (in the money market and capital market) that are
classified as liquid in accordance with the applicable provision.
Liquid Assets (broader definition) are assets, in addition to several other instruments, such as: securities
(in the money market and capital market), classified as liquid according to the applicable regulations.
Aset Likuid (inti)/ Liquid Assets (core) : Aset keuangan yang dapat segera diuangkan (paling lama 3 bulan)/ Financial assets that can be cashed
immediately (no later than 3 months)
Liquid Assets (core definition) are financial assets which can be cashed in immediately (within no longer
than 3 months).
Asset Turnover : Perbandingan antara penjualan dengan total aset. Rasio ini merupakan ukuran efektivitas pemanfaatan
aktiva dalam menghasilkan penjualan. Semakin besar perputaran aktiva semakin efektif perusahaan
mengelola aktivanya.
Asset Turnover is the proportion of sales to total assets. This ratio is a measure of to what extent assets
have been used in generating sales - the higher the asset turnover, the more effective the company is in
managing its assets.
Average time to maturity : Rata-rata jatuh waktu tempo obligasi
The average maturity of bonds
BI Rate : Suku bunga kebijakan yang mencerminkan sikap atau stance kebijakan moneter yang ditetapkan oleh Bank
Indonesia.
BI Rate is the benchmark interest rate that reflects the stance on monetary policy set out by Bank
Indonesia.
Biaya Operasional Pendapatan Operasional : Rasio Biaya Operasional dibandingkan dengan Pendapatan Operasional yang bertujuan untuk mengukur
(BOPO)/ Operating Expenses to Operating efisiensi operasi.
Income
Operating Expenses to Operating Income/Biaya Operasional Pendapatan Operasional (BOPO) is the ratio
of Operating Expenses to Operating Income which seeks to measure operating efficiency.
Capital Adequacy Ratio (CAR) : Rasio kecukupan modal bank yang diukur berdasarkan perbandingan antara jumlah modal dengan aktiva
tertimbang menurut risiko (ATMR)
Capital Adequacy Ratio (CAR) is the ratio of bank capital adequacy as measured based on a comparison
of the amount of capital to Risk Weighted Assets (RWA).
Claims/ Klaim : Aset keuangan yang memiliki kewajiban pihak lawan
A financial asset that has a counterpart liability
Credit Default Swap (CDS) : Instrumen finansial yang diperdagangkan secara “over the counter” untuk memitigasi risiko kegagalan
kredit.
Credit Default Swap (CDS) is a financial instrument that is traded “over the counter” to mitigate the risk
of credit default.
Current Ratio : Perbandingan antara aset lancar yang dimiliki perusahaan dengan kewajiban lancar. Rasio ini merupakan
salah satu rasio likuiditas untuk mengukur kemampuan perusahaan untuk memenuhi kewajiban jangka
pendeknya.
Current Ratio is a ratio of the total current assets owned by a company to its current liabilities. It is a
liquidity ratio that measures a company’s ability to service its short-term liabilities.
Currency Substitution Ratio (CSR) : Suatu indikator proksi untuk mengukur tingkat substitusi dalam menggunakan mata uang, dalam hal ini
antara valuta asing yang diukur dengan USD dengan Rupiah.
Currency Substitution Ratio (CSR) is a proxy indicator for measuring the degree to which a foreign
currency is used in parallel to or as a substitute for the domestic currency, in this case USD for Rupiah.
Dana Pensiun/ Pension Fund : Badan hukum yang mengelola dan menjalankan program yang menjanjikan manfaat pensiun/ Legal entities
that manage and run programs that provide pension benefits
Pension Fund is a fund pooled by a company or labor union or state-owned enterprise or other
organization with the purpose of providing a fund reserve as a pension payment for their employees who
have already reached pension age.
Dana Pihak Ketiga (DPK)/ Third Party Funds : DPK terdiri dari giro, tabungan dan simpanan berjangka.
Third Party Funds/Dana Pihak Ketiga (DPK) are composed of current accounts/demand deposits, savings
and time deposits.
Debt Securities Instrumen yang dapat dinegosiasikan selain pinjaman dan deposito, efek ekuitas, saham atau unit dana
investasi, dan derivatif keuangan. Semua aset keuangan yang merupakan instrumen pembawa, biasanya
dapat dinegosiasikan dan diperdagangkan di pasar sekunder, tidak memberikan pemegang hak
kepemilikan apa pun kepada unit institusional yang menerbitkannya. Instrumen yang tidak dapat
dinegosiasikan diklasifikasikan sebagai pinjaman dan simpanan.
Negotiable instruments other than loans and deposits, equity securities, investment fund shares or units,
and financial derivatives. All financial assets that are bearer instruments, usually negotiable and traded on
secondary markets, not granting the holder any ownership rights to the institutional unit issuing them.
Non-negotiable instruments are classified as loans and deposits.
Debt to Asset Ratio (DAR) : Rasio antara Total Utang dengan Total Asset. Rasio ini digunakan untuk mengukur tingkat solvabilitas
perusahaan yaitu kemampuan perusahaan untuk membayar kewajiban jangka panjang perusahaan tersebut.
Suatu perusahaan dikatakan solvabel berarti perusahaan tersebut memiliki aktiva yang cukup untuk
membayar hutang-hutangnya.
Debt to Asset Ratio (DAR) is the ratio of total debt to total assets. This ratio is used to measure the level of
solvency of a company; that is the company's ability to service its long-term liabilities. A company is said
to be solvent if it has sufficient assets and wealth to pay its debts.
Debt Service Ratio (DSR) : Rasio pembayaran utang pokok dan bunga utang luar negeri terhadap penerimaan transaksi berjalan.
Debt Service Ratio (DSR) is the ratio of the payment of principal debt and interest on foreign debt to
current account receipts.
Debt to Equity Ratio (DER) : Perbandingan antara hutang dan ekuitas perusahaan. Rasio ini digunakan untuk menunjukkan kemampuan
modal sendiri yang dimiliki perusahaan dalam memenuhi seluruh kewajibannya.
Debt to Equity Ratio (DER) is the proportion of a company’s debt to its own capital/equity. This ratio is
used to indicate a company’s ability to meet all its obligations.
Deposito Berjangka/ Time Deposits : Deposito Berjangka atau time deposit yaitu simpanan yang penarikannya hanya dapat dilakukan pada
waktu tertentu berdasarkan perjanjian.
Time Deposits are savings which can only be withdrawn at a specified time in line under an agreement
between the depositor and the bank.
Ekspor/ Export : Proses transportasi barang atau komoditas dari suatu negara ke negara lain yang mencakup barang, jasa,
penerimaan pendapatan primer dan penerimaan jasa sekunder.
Exports refers to the process of transporting goods or commodities from one country to another,
encompassing goods, services, primary income receipts and secondary income receipts
Emiten/ Listed Company : Perusahaan yang memperoleh dana melalui pasar modal, baik dengan menerbitkan saham atau obligasi.
Companies that raise funds through the capital market, either by issuing shares or bonds.
Fasilitas Simpanan Bank Indonesia (FASBI)/ : Fasilitas yang diberikan oleh Bank Indonesia kepada bank untuk menempatkan dana mereka di BI dalam
Bank Indonesia Deposit Facility rupiah dalam rangka stabilisasi kondisi moneter.
Bank Indonesia Deposit Facility (FASBI) is a facility provided by Bank Indonesia to banks in which they
can place their rupiah funds with BI in order to stabilize monetary conditions.
Fasilitas Simpanan Bank Indonesia Syariah : Fasilitas simpanan yang disediakan oleh BI kepada bank untuk menempatkan dananya di BI dalam rangka
(FASBIS)/ Bank Indonesia Sharia Deposit standing facilities syariah.
Facility
Bank Indonesia Sharia Deposit Facility (FASBIS) is a facility provided by Bank Indonesia to banks in
which they can place their funds with BI in the framework of sharia standing facilities.
Financial Soundness Indicators (FSI) : Indikator terkini tingkat kesehatan sektor keuangan suatu negara yang disajikan secara komprehensif,
sekaligus menggambarkan kondisi Perusahaan dan Rumah Tangga selaku counterpart-nya. Indikator FSI
termasuk data agregat individu institusi dan indikator yang mewakili kondisi pasar secara keseluruhan
dimana individu institusi tersebut beroperasi. FSI disusun untuk mendukung analisis makroprudensial.
FSIs are indicators of the current financial health and soundness of the financial institutions in a country,
and of their corporate and household counterparts. They include both aggregated individual institution
data and indicators that are representative of the markets in which
the financial institutions operate. FSIs are calculated and disseminated to support macroprudential
analysis.
Gearing Ratio : Rasio keuangan yang membandingkan ekuitas pemilik dengan dana pinjaman.
Financial ratio that compares company debt relative to equities.
Giro/ Demand Deposits : Simpanan pada bank yang penarikannya dapat dilakukan setiap saat dengan menggunakan cek atau surat
perintah pembayaran lain atau dengan pemindahbukuan.
Demand Deposits are savings at a bank which can be withdrawn at any time using a cheque, other
payment orders, or by transferring/overbooking of accounts.
Indeks Ekspektasi Konsumen (IEK)/ Consumer : Salah satu indikator ekonomi yang memberikan informasi mengenai ekspektasi konsumen terhadap kondisi
Expectation Index perekonomian 6 bulan yang akan datang dibanding saat ini, meliputi ekspektasi penghasilan, kondisi (dunia
usaha) ekonomi Indonesia secara umum dan ketersediaan lapangan kerja.
Consumer Expectation Index (IEK/CEI) is an economic indicator that provides information on consumer
expectations as to economic conditions in 6 months’ time as compared to those of today, including
expectations about income, Indonesian economic (business) conditions in general and the availability of
jobs.
Indeks Harga Konsumen (IHK)/ Consumer Price : Salah satu indikator ekonomi yang memberikan informasi mengenai harga barang dan jasa yang dibayar
Index oleh konsumen. Perhitungan IHK dilakukan untuk merekam perubahan harga beli di tingkat konsumen
(purchasing cost) dari sekelompok tetap barang dan jasa yang pada umumnya dikonsumsi masyarakat.
Consumer Price Index (IHK/CPI) is an economic indicator that provides information on the prices of
goods and services paid by consumers. The CPI is calculated in order to record change in purchasing
costs at the consumer level of a fixed group of goods and services commonly consumed by people.
Indeks Harga Properti Residensial (IHPR)/ : Salah satu indikator ekonomi yang memberikan informasi mengenai perkembangan harga properti
Residential Property Price Index (RPPI) residensial baik pada triwulan berjalan maupun triwulan yang akan datang.
Residential Property Price Index (IHPR/RPPI) is an economic indicator that provides information on
residential property developments in the current quarter as well as the subsequent quarter.
Indeks Keyakinan Konsumen (IKK)/ Consumer : Salah satu indikator ekonomi yang digunakan dalam Survei Konsumen (SK) dan merupakan rata-rata
Confidence Index (CCI) sederhana dari Indeks Kondisi Ekonomi Saat ini dan Indeks Ekspektasi Konsumen.
Consumer Confidence Index (IKK/CCI) is an economic indicator used in Consumer Surveys and represents
a simple average of the Current Economic Conditions Index and Consumer Expectations Index.
Indeks Kondisi Ekonomi Saat ini (IKE)/ Current : Salah satu indikator ekonomi yang merupakan keyakinan konsumen mengenai penghasilan saat ini,
Economic Condition Index (CECI) ketepatan waktu untuk melakukan pembelian barang tahan lama dan ketersediaan lapangan kerja dengan
membandingkan antara kondisi saat ini dan 6 bulan yang lalu.
Current Economic Conditions Index (IKE/CECI) is an economic indicator that reflects the confidence of
consumers as to current income, timeliness of making purchases of durable goods, and job availability, by
comparing current conditions with those of 6 months ago.
Indeks Pembelian Barang Tahan Lama (Durable Indeks yang menunjukkan pembelian barang tahan lama (durable goods) yang dilakukan oleh konsumen
goods)/ Purchasing Durable Goods Index pada periode survei.
Durable Goods Purchasing Index is an index that indicates purchases of durable goods made by
consumers during the survey period.
Indeks Penjualan Riil/ Real Sales Index Indeks penjualan di tingkat pedagang eceran yang menunjukkan perbandingan total penjualan eceran riil
periode berjalan terhadap total penjualan riil pada periode tahun dasar (Oktober = 2000)
Real Sales Index is a sales index at the retail level that shows the proportion of total real retail sales for the
current period to total real sales in the base year period (= October, 2000).
Indeks Perkiraan Penghasilan 6 bulan mendatang/ Indeks perkiraan konsumen atas penghasilannya pada 6 bulan mendatang
Income Estimates next 6 months Index
6 Month Income Estimation Index is an index of consumer estimations as to their income in 6 months’ time.
Indeks Perkiraan Posisi Pinjaman 6 bulan Indeks perkiraan konsumen atas posisi pinjamannya pada 6 bulan mendatang
mendatang/ Outstanding loans estimates next 6
month Index
6 month Loan Position Estimation Index is an index of consumer estimations as to the position of their
loans in 6 months’ time.
Indeks Stabilitas Sistem Keuangan (ISSK)/ Suatu indikator yang dapat mencerminkan ukuran kestabilan sistem keuangan
Financial System Stability Index (FSSI)
Financial System Stability Index (ISSK/FSSI) is an indicator that reflects the stability of the financial
system.
Inflasi/ Inflation : Kenaikan harga-harga barang dan jasa secara umum dan terus menerus.
Inflation refers to general and continuous rising prices of goods and services.
Initial Public Offering (IPO) : Penerbitan saham perdana.
Initial Public Offering (IPO) is a company’s initial sales of public shares
Institusi Keuangan Non Bank (IKNB)/ Non-Bank Badan usaha yang melakukan kegiatan dibidang keuangan, secara langsung ataupun tidak langsung,
Financial Institutions (NBFI) menghimpun dana dari masyarakat dan menyalurkan kembali kepada masyarakat
Non-Bank Financial Institutions (IKNB) are business entities that perform activities in the field of finance,
either directly or indirectly, by collecting funds from the public and channeling them back into society.
Instrumen Dana Investasi/ Investment Fund adalah penanaman modal, biasanya dalam jangka panjang untuk pengadaan aktiva tetap atau pembelian
Instruments saham-saham dan surat berharga lain untuk memperoleh keuntungan (investment)
Investment Fund Instruments Investment is the providing of capital, usually in the long term, for the
procurement of fixed assets or the purchase of shares and other securities to make profit
Inventory turn over : Perbandingan antara penjualan dengan persediaan. Rasio perputaran persediaan ini menunjukkan seberapa
efisien perusahaan mengatur persediaannya yaitu dengan menunjukkan berapa kali perputaran persediaan
selama satu tahun. Semakin tinggi rasio berarti perusahaan semakin efisien.
Inventory turnover is the proportion of sales to inventory. The inventory turnover ratio shows how
efficiently a company is managing its inventory by showing how many times the inventory turns over (is
sold/used) in a year. The higher the ratio, the more efficient the company.
Jakarta Interbank Spot Dollar Rate (JISDOR) : Harga spot USD/IDR, yang disusun berdasarkan kurs transaksi valuta asing terhadap rupiah antar bank di
pasar domestik, melalui Sistem Monitoring Transaksi Valuta Asing Terhadap Rupiah (SISMONTAVAR)
di Bank Indonesia secara real time.
Jakarta Interbank Spot Dollar Rate (JISDOR) is the spot price for USD/IDR, which is derived from the
exchange rate of foreign currency transactions between banks in the domestic market, through the
Monitoring System of Foreign Exchange Transactions against the Rupiah (SISMONTAVAR) at Bank
Indonesia in real time.
Jumlah Unit Penyertaan (UP) Beredar/ Mutual : Jumlah unit penyertaan yang beredar (dimiliki investor) pada suatu periode waktu tertentu.
Fund Units
Number of outstanding mutual fund units at a certain period.
Kapitalisasi Pasar Modal/ Stock Market : Total nilai seluruh saham yang diterbitkan oleh berbagai perusahaan yang diperdagangkan di Bursa Efek
Capitalization Indonesia
Capital Market Capitalization is the total value of all shares issued by the various companies trading on
the Indonesia Stock Exchange
Kartu Kredit/ Credit Card : APMK yang dapat digunakan untuk melakukan pembayaran atas kewajiban yang timbul dari suatu
kegiatan ekonomi, termasuk transaksi pembelanjaan ada/atau untuk melakukan penarikan tunai, dimana
kewajiban pembayaran pemegang kartu dipenuhi terlebih dahulu oleh acquirer atau penerbit, dan
pemegang kartu berkewajiban untuk melakukan pembayaran pada waktu yang disepakati baik dengan
pelunasan secara sekaligus (charge card) ataupun dengan pembayaran secara angsuran
Credit Card is a card-based means of payment (APMK) which can be used to make payments on
obligations arising out of an economic activity, including spending transactions and/or cash withdrawals,
where the payment obligation of the cardholder is fulfilled in advance by the acquirer or issuer, and the
cardholder is obligated to make payments at an agreed time either by payment in a lump sum (change
card) or by payment in installments.
Kegiatan Usaha Penukaran Valuta Asing : Kegiatan jual dan beli uang kertas asing (UKA) dan pembelian cek pelawat.
(KUPVA)/ Foreign Exchange Business Activities
Money Changing Business Activities (KUPVA) refer to the buying and selling of foreign banknote and
purchase of traveller’s cheques.
Keuangan Inklusif (Financial Inclusion) : Kondisi ketika setiap individu mempunyai hak untuk memiliki akses terhadap berbagai layanan keuangan
yang berkualitas secara tepat waktu, nyaman, jelas dengan biaya terjangkau sebagai penghormatan,
pemenuhan perlindungan, penegakan dan pemajuan atas martabat pribadinya dalam rangka meningkatkan
kemampuan ekonomi dan keuangan. Layanan Keuangan diberikan kepada seluruh segmen masyarakat,
dengan perhatian khusus pada kelompok kurang mampu dan rentan, usaha mikro dan kecil, pekerja migran,
wanita dan masyarakat di daerah terpencil, perbatasan dan pulau-pulau terluar
Financial Inclusion is a condition in which every individual enjoys the right to have access to a wide range
of quality financial services in a timely, convenient, clear manner at an affordable cost, as a way of
respecting, protecting, upholding and promoting personal dignity as well as enhancing economic and
financial capability. Financial services are provided to all segments of society, with special attention to
disadvantaged and vulnerable groups, micro and small enterprises, migrant workers, women and
communities in remote areas, border areas and outer islands.
Kliring/ Clearing : Pertukaran warkat atau Data Keuangan Elektronik antar peserta kliring baik atas nama peserta maupun atas
nama nasabah yang perhitungannya diselesaikan pada waktu tertentu.
Clearing is exchange of electronic financial data and/or notes (warkat) among clearing participants on
behalf of the participants as well as on behalf of customers whose accounts are settled at a specified time.
Kliring Debit/ Debit Clearing : Kegiatan dalam SKNBI untuk transfer debet.
Debit Clearing refers to debit transfer activities within the National Clearing System/Sistem Kliring
Nasional (SKNBI).
Kliring Kredit/ Credit Clearing : Kegiatan dalam SKNBI untuk transfer kredit.
Credit Clearing refers to credit transfer activities within the National Clearing System/Sistem Kliring
Nasional (SKNBI).
Korporasi Non-Finansial/ Non-Financial : Perusahaan yang dimiliki secara pribadi dan publik serta perusahaan tak berbadan hukum yang berfungsi
Corporation sebagai korporasi, seperti kemitraan dan cabang-cabang perusahaan asing.
Privately and publicly owned corporations as well as unincorporated enterprises that function as if they
were corporations, such as partnerships and the branches of foreign corporations.
Kredit Investasi/ Investment Credit : Kredit jangka menengah atau panjang untuk pembelian barang-barang modal dan jasa yang diperlukan
antara lain guna rehabilitasi, modernisasi, ekspansi, dan relokasi proyek dan atau pendirian usaha baru.
Investment credit refers to medium or long-term loans given for the purchase of capital goods and services
needed, among other things, for the rehabilitation, modernization, expansion and relocation of projects,
and/or the establishment of new businesses.
Kredit Konsumsi/ Consumption Credit : Kredit untuk keperluan konsumsi dengan cara, membeli, menyewa atau dengan cara lain.
Consumer credit refers to loans given for consumption purposes by buying, renting or other means.
Kredit Modal Kerja/ Working Capital Credit : Kredit jangka pendek untuk membiayai keperluan modal kerja debitur
Working Capital credit refers to short-term loans to finance the working capital needs of borrowers.
Kredit Perbankan/ Bank Loans : Semua penyediaan uang atau tagihan yang dapat dipersamakan dengan itu dalam rupiah dan valuta asing,
berdasarkan persetujuan atau kesepakatan pinjam meminjam antara bank pelapor dengan bank dan pihak
ketiga bukan bank.
Bank Credit refers to the provision of all money or equivalent claims in rupiah and foreign currencies,
based on loan agreements and approvals between reporting banks and other banks as well as non-bank
third parties.
Kredit UMKM/ Micro, Small, Medium : Semua penyediaan uang atau tagihan yang dapat dipersamakan dengan itu dalam rupiah dan valuta asing,
Enterprises (MMEs) Credit berdasarkan persetujuan atau kesepakatan pinjam meminjam antara bank pelapor dengan bank dan pihak
ketiga bukan bank yang memenuhi kriteria usaha sesuai Undang-undang tentang UMKM yang berlaku.
MSME Credit refers to the provision of all money or equivalent claims in rupiah and foreign currencies,
based on loan agreements and approvals between reporting banks and other banks as well as third parties,
which satisfy the business criteria in line with the prevailing Law on Micro, Small and Medium
Enterprises.
Large Exposures : Jumlah semua nilai eksposur dari Deposit Takers (DT) ke anak perusahaan atau ke perusahaan lain yang
masih dalam satu grup yang terhubung, jika itu sama dengan atau di atas 10 persen dari basis modal DT
yang memenuhi syarat.
The sum of all exposure values of a Deposit Taker to a counterparty or to a group of connected
counterparties, if it is equal to or above 10 percent of the DT’s eligible capital base.
Layanan Keuangan Digital (LKD)/ Digital Kegiatan layanan jasa sistem pembayaran dan keuangan yang dilakukan melalui kerja sama dengan pihak
Financial Services (DFS) ketiga serta menggunakan sarana dan perangkat teknologi berbasis mobile maupun berbasis web dalam
rangka keuangan inklusif.
Digital Finance Services (LKD/DFS) are finance and payment system services provided through
cooperation with third parties and by using mobile-based and web-based technological tools and devices
in the framework of financial inclusion.
Leverage Ratio : Rasio yang digunakan untuk mengukur seberapa besar aktiva yang dimiliki perusahaan berasal dari hutang
atau modal, sehingga dengan rasio ini dapat diketahui posisi perusahaan dan kewajibannya yang bersifat
tetap kepada pihak lain serta keseimbangan nilai aktiva tetap dengan modal yang ada.
Leverage Ratio is used to measure to what extent a company's assets are derived from debt or capital, thus
shedding light on the company's level of solvency and its ability to service its fixed liabilities, as well as the
balance between the value of its fixed assets and existing capital.
Liquid Assets : Aset likuid (inti) ditambah dengan beberapa instrumen lainnya seperti: surat berharga (di pasar uang dan
pasar modal) yang digolongkan likuid sesuai ketentuan yang berlaku
Liquid Assets are assets, in addition to several other instruments, such as: securities (in the money market
and capital market), classified as liquid according to the applicable regulations.
Liquidity Ratio : Nisbah yang mengukur kemampuan bank, perusahaan, atau peminjam untuk memenuhi kewajiban jangka
pendek yang jatuh tempo; nisbah ini dihitung dengan membagi aktiva lancar dengan utang lancar.
Liquidity Ratio measures the ability of a bank, company or lender to meet its short-term obligations that
are due to mature. This ratio is calculated by dividing current assets by current liabilities
Loans and Deposits : Di sisi Klaim, semua pinjaman yang diberikan, modal kerja diberikan kepada cabang / anak perusahaan,
dan simpanan di bank lain, termasuk yang memiliki afiliasi sendiri (posisi antar-kantor). Di sisi liabilitas,
semua klaim pada bank pelapor yang mencerminkan bukti setoran, dan pinjaman (pinjaman) dari yang
lain. Dalam statistik perbankan lokasional, ini termasuk pinjaman dari afiliasi bank sendiri, kantor pusat
atau lembaga induk pengendali, dan modal kerja yang diterima dari kantor pusat atau lembaga induk
pengendali. Kategori instrumen ini juga mencakup transaksi pembelian kembali (repo), sewa keuangan,
surat promes, tidak dapat dinegosiasikan sekuritas utang (mis. CD yang tidak dapat dinegosiasikan),
kewajiban pengesahan yang timbul dari tagihan yang didiskreditkan kembali ke luar negeri dan pinjaman
subordinasi (termasuk sekuritas hutang yang tidak dapat dinegosiasikan) dan melaporkan kepemilikan
bank atas uang kertas dan koin yang beredar.
On the claims side, all loans granted, working capital provided to branches/subsidiaries, and deposits with
other banks, including those with their own affiliates (inter-office positions). On the liabilities side, all
claims on the reporting bank that reflect evidence of deposit, and borrowing (loans) from others. In the
locational banking statistics, this includes borrowing from the bank’s own affiliates, head office or
controlling parent institution, and working capital received from the head office or controlling parent
institution. This instrument category also includes repurchase transactions (repos), financial leases,
promissory notes, non-negotiable
debt securities (eg non-negotiable CDs), endorsement liabilities arising from bills rediscounted abroad and
subordinated loans (including subordinated non-negotiable debt securities) and reporting banks’ holdings
of notes and coins that are in circulation.
Loan to Deposit Ratio (LDR) : Perbandingan total kredit terhadap total Dana Pihak Ketiga
Ratio of total loans to total third party funds
London Interbank Offered Rate (LIBOR) : Suku bunga rata-rata pinjaman antar bank di London yang ditetapkan berdasarkan suku bunga yang
ditawarkan oleh 16 bank anggota British Bankers Association.
London Interbank Offered Rate (LIBOR) is the average interest rate on loans between banks in London, as
determined based on the interest rates being offered by the 16 member banks of the British Bankers
Association.
Modal Ventura/ Venture Capital : Badan usaha yang melakukan usaha pembiayaan/penyertaan modal ke dalam suatu perusahaan yang
menerima bantuan pembiayaan (investee company) untuk jangka waktu tertentu dalam bentuk penyertaan
saham, penyertaan melalui pembelian obligasi konversi, dan atau pembiayaan berdasarkan pembagian atas
hasil usaha
Business entities that conduct financing/ equity participation into a company that received the funding
(investee company) for a certain period in the form of equity participation, participation through the
purchase of convertible bonds and or financing based on profit sharing from the results of operating
business.
Neraca Transaksi Berjalan (NTB)/ Current : Bagian dari Neraca Pembayaran Indonesia yang mencatat ekspor dan impor barang, jasa, pendapatan
Account primer dan pendapatan sekunder.
Current Account (NTB) is part of Indonesia's Balance of Payments that records exports and imports of
goods, services, primary and secondary income.
Net Interest Margin (NIM) : Pendapatan bunga bersih dibandingkan dengan rata-rata total aset produktif .
Net Interest Margin (NIM) is net interest income compared with average total earning assets.
Nilai Aktiva Bersih/ Net Asset Value : Nilai pasar yang wajar dari seluruh efek dan kekayaan lain yang dikelola oleh reksadana
dikurangi seluruh kewajibannya. Perhitungan NAB menggunakan nilai pasar wajar yang
ditentukan oleh manajer investasi dan diumumkan setiap hari bursa.
Fair market value of the securities and other assets minus the liabilities that a mutual fund manages on
behalf of investors. Calculation of NAV is determined by its investment company and published every (stock
exchange) trading day.
Nilai Tukar (kurs)/ Exchange Rate : Nilai mata uang suatu negara yang dinyatakan dengan nilai mata uang negara yang lain.
Exchange Rate refers to the value of one country’s currency expressed in the value of another country’s
currency.
Non Performing Financing (NPF) : Pembiayaan bermasalah yang terdiri dari kredit yang berklasifikasi Kurang Lancar, Diragukan dan Macet
Nonperforming Financing (NPF) refers to troubled financing classified as substandard, doubtful and loss.
Non Performing Loans (NPL) : Kredit yang memiliki kualitas kurang lancar, diragukan atau macet
Nonperforming Loans (NPL) refers to credit of substandard, doubtful and loss quality.
Obligasi/ Bonds : Obligasi didefinsikan sebagai: a) suatu sertifikat bukti hutang, yang mana perusahaan penerbit atau badan
pemerintah berjanji untuk membayar sejumlah bunga untuk satu jangka waktu panjang tertentu kepada
pemegang, dan untuk membayar kembali hutangnya pada saat jatuh tempo; b) instrumen hutang jangka
panjang yang berisikan janji untuk membayar kepada kreditur sejumlah bunga secara periodik dan
membayar hutang pokok pada saat jatuh tempo.
Bonds are defined as: a) a certificate of proof of debt, in which the issuing company or government agency
promises to pay a certain amount of interest for a specified long period of time to the holder, and to repay
the debt at maturity; b) a long-term debt instrument that involves a promise to pay the lender a certain
amount of interest on a periodic basis and to pay the principal debt at maturity.
Other Instruments : Instrumen keuangan yang tidak dikategorikan sebagai pinjaman / simpanan, atau efek hutang, yaitu aset
dan kewajiban keuangan residual.
Financial instruments not categorised as loans/deposits, or debt securities, ie residual financial assets and
liabilities.
Pasar Sekunder/ Secondary Market : Bursa/pasar tempat surat berharga diperjual-belikan antar investor di luar pasar perdana/ primer
Secondary Market is the market in which securities are traded among investors outside of the primary
market.
Pasar Uang Antar Bank (PUAB)/ Interbank : Kegiatan pinjam meminjam dalam rupiah dan atau valuta asing antar bank konvensional dengan jangka
Money Market waktu sampai dengan 1 (satu) tahun. PUAB terdiri dari PUAB Pagi rupiah, PUAB sore rupiah dan PUAB
Valuta Asing.
Interbank Money Market (PUAB) refers to lending and borrowing activities in rupiah or foreign currency
among conventional banks with maturities of up to one (1) year. The Interbank market consists of the
Rupiah PUAB - Morning Session, the Rupiah PUAB – Afternoon Session, and the Interbank Foreign
Exchange Market (PUAB Valas).
Pasar Uang Antarbank Syariah (PUAS)/ Sharia : Transaksi keuangan jangka pendek antarbank berdasarkan prinsip syariah baik dalam rupiah maupun valuta
Interbank Money Market asing
Sharia Interbank Money Market (PUAS) refers to short-term interbank financial transactions in both
rupiah and foreign currency in accordance with sharia (Islamic Law) principles.
Pembiayaan Konsumen/ Consumer Financing : Jumlah neto atas pembiayaan untuk pengadaan barang kebutuhan konsumen dengan sistem pembayaran
angsuran atau berkala.
Consumer Financing is the net amount of financing for the procurement of consumer goods with payments
is installments or on a periodic basis.
Produk Domestik Bruto (PDB) Harga Berlaku/ : PDB yang menggambarkan nilai tambah barang dan jasa yang dihitung menggunakan harga pada tahun
Gross Domestic Product at Current Price berjalan.
Gross Domestic Product (GDP) at Current Prices illustrates the value of all final goods and services
calculated using prices in the current year.
Produk Domestik Bruto (PDB) Harga Konstan/ : PDB yang menunjukkan nilai tambah barang dan jasa tersebut yang dihitung menggunakan harga yang
Gross Domestic Product at Constant Price berlaku pada satu tahun tertentu sebagai tahun dasar. PDB ini digunakan untuk mengetahui pertumbuhan
ekonomi secara riil dari tahun ke tahun yang tidak dipengaruhi oleh faktor harga.
Gross Domestic Product (GDP) at Constant Prices illustrates the value of all final goods and services
calculated using the prevailing price level of the base year. GDP at constant prices is used to determine
economic growth in a real sense without the influence of price factors.
Pertumbuhan Ekonomi/ Economic Growth : Peningkatan nilai tambah yang dihasilkan oleh seluruh unit usaha dalam suatu negara tertentu, atau
merupakan jumlah nilai barang dan jasa akhir yang dihasilkan oleh seluruh unit ekonomi.
Economic Growth refers to the increase in value added goods and services generated by all business units
within a particular country, or the total value of final goods and services produced by the entire economic
unit.
Perusahaan Pembiayaan (PP)/ Financing : Badan usaha yang khusus didirikan untuk melakukan Sewa Guna Usaha, Anjak Piutang, Pembiayaan
Institution Konsumen, dan/atau usaha Kartu Kredit
Financing Company is a Non-Bank Financial Institution (IKNB) established especially to perform Leasing,
Factoring, Consumer Finance, and/or Credit Card business.
Perusahaan Pembiayaan Infrastruktur/ Badan usaha yang didirikan khusus untuk melakukan pembiayaan dalam bentuk penyediaan dana pada
Infrastruktur Financing Company proyek infrastruktur
Business entity established specifically for financing in the form of providing funds for infrastructure
projects
Posisi Investasi Internasional Indonesia/ : Statistik yang menunjukkan nilai dan komposisi aset finansial luar negeri (AFLN) dan kewajiban finansial
Indonesia's International Investment Position luar negri (KFLN) Indonesia pada suatu waktu tertentu.
Indonesia's International Investment Position (PIII) is a statistical statement that shows the value and
composition of the foreign financial assets (AFLN) and foreign financial liabilities (KFLN) of Indonesia at
any given time.
Posisi Devisa Neto (PDN)/ Net Open Position : Angka yang merupakan penjumlahan dari nilai absolut untuk jumlah dari selisih bersih aktiva dan pasiva
(NOP) dalam neraca untuk setiap valuta asing ditambah dengan selisih bersih tagihan dan kewajiban baik yang
merupakan komitmen maupun kontinjensi dalam rekening administratif untuk setiap valuta asing yang
semuanya dinyatakan dalam rupiah.
The sum of the absolute values of the net difference between assets and liabilities in the balance sheet for
each foreign currency plus the net difference between claims and liabilities, comprising both commitments
and contingencies in administrative account for each foreign currency which are expressed in Rupiah
Price to Earning Ratio (PER) : Rasio antara harga saham emiten dengan laba bersih perusahaan emiten per saham
The ratio of a current price of stock to its earnings per share
Profitability : Ukuran mengenai kemampuan perusahaan dalam menghasilkan keuntungan selama periode tertentu
Profitability is a measure of a company's ability to generate profits over a certain period.

Quick Ratio : Angka perbandingan antara jumlah aset yang sangat lancar (uang kas bank, piutang dagang, dan sekuritas
yang mudah dijual) terhadap jumlah utang lancar. Rasio ini di pakai sebagai ukuran kemampuan
perusahaan untuk membayar dengan segera utang lancarnya
Quick Ratio compares the total amount of cash, marketable securities and accounts receivable to the
amount of current liabilities. This ratio is used to measure a company's ability to pay its current debts with
immediate effect.
Rata-rata Tertimbang (RRT)/ Weighted Average : Memperhitungkan bobot volume transaksi pada periode tertentu.
Weighted Average (RRT) takes into account the weight of transaction volumes during the period in
question.
Real Time Gross Settlement (RTGS) : Sistem transfer dana elektronik antar bank dalam mata uang rupiah yang penyelesaiannya dilakukan per
transaksi secara individual.
Real Time Gross Settlement (RTGS) is an interbank electronic fund transfer system in rupiah in which
settlement is conducted per transaction on an individual basis.
Redemption : Penjualan kembali sebagian atau seluruh unit penyertaan berdasarkan nilai NAB per unit yang berlaku pada
periode penjualan.
Sale of some or all mutual fund units at NAV per unit of the period of sale.
Refixing rate : Porsi utang Pemerintah Pusat yang terekspos perubahan tingkat bunga dalam waktu setahun mendatang
Refixing rate refers to the portion of central government debt exposed to changes in interest rates within
the coming year.
Reasuransi/ Reinsurance : Sebagian pertanggungan ulang atau seluruh risiko perusahaan asuransi kepada perusahaan asuransi lainnya
berdasarkan perjanjian
Reinsurance refers to an insurance company reinsuring all or some of its risk with another insurance
company under an agreement.
Reksadana/ Mutual Funds : Wadah yang dipergunakan untuk menghimpun dana dari masyarakat pemodal untuk selanjutnya
diinvestasikan dalam portofolio efek oleh manajer investasi (UU Nomor 8 tentang Pasar Modal)
Mutual Fund is an investment program used to collect funds from investors to be invested in the securities
portfolio by an investment manager (Law No. 8 on Capital Markets).
Repurchase Agreement (Repo) : Transaksi penjualan surat berharga oleh peserta OPT kepada Bank Indonesia dengan kewajiban pembelian
kembali oleh peserta OPT sesuai dengan harga dan jangka waktu yang disepakati.
Repurchase Agreement (Repo) is a sales transaction of securities by an OMO participant to Bank
Indonesia with a promise to buy them back at a set time and price
Return on Assets (ROA) : Salah satu rasio profitabilitas untuk mengukur kemampuan aktiva perusahaan dalam menghasilkan laba.
Return on Assets (ROA) is a profitability ratio for measuring the ability of a company's assets to generate
profits.
Return on Equity (ROE) : Salah satu rasio profitabilitas untuk mengukur kemampuan modal perusahaan dalam menghasilkan laba.
Return on Equity (ROE) is a profitability ratio for measuring the ability of a company's equity to generate
profits.
Risiko Kredit/ Credit Risk : Risiko yang timbul dalam hal debitur gagal memenuhi kewajiban untuk membayar angsuran pokok ataupun
bunga sebagaimana telah disepakati dalam perjanjian kredit; di samping risiko suku bunga, risiko kredit
merupakan salah satu risiko utama dalam pelaksanaan pemberian kredit bank.
Credit Risk is risk that arises in the event that a debtor fails to meet their obligation to pay principal or
interest as agreed in the credit agreement; other than interest rate risk, credit risk is one of the primary
risks in granting bank credit.
Risiko Likuiditas/ Liquidity Risk : Risiko bank tidak memiliki uang tunai atau aktiva jangka pendek yang dapat diuangkan segera dalam
jumlah yang cukup untuk memenuhi permintaan deposan atau debitur; risiko ini terjadi sebagai akibat
kegagalan pengelolaan antara sumber dana dan penanaman dana (mismatch) atau kekurangan
likuiditas/dana (shortage) yang mengakibatkan bank tidak mampu memenuhi kewajiban keuangannya pada
waktu yang telah ditetapkan.
Liquidity Risk is a bank’s risk of not having sufficient amount of cash or liquid short-term assets to comply
with the requirements of a depositor or debtor; this risk occurs due to a failure of management between the
source of funds and the investments (mismatch) or a shortage of funds or liquidity, which causes a bank’s
inability to comply with its financial responsibility at a specified time.
Risiko Pasar/ Market Risk : Risiko atas posisi perdagangan akibat perubahan harga
Market Risk is risk over a trading position due to price changes.
Saham/ Stock : Bukti penyertaan modal dalam suatu perseroan, yang dibuktikan dengan surat saham, sebagai suatu surat
legitimasi yang menyatakan bahwa pemegang adalah orang yang berhak atas deviden, hak suara, dan
manfaat lainnya.
Stock is proof of equity participation in a company, as evidenced by a share certificate as a legitimate
document stating that the holder is a person entitled to dividends, voting rights and other benefits.
Sertifikat Bank Indonesia (SBI)/ Bank Indonesia : Surat berharga dalam mata uang Rupiah yang diterbitkan oleh Bank Indonesia sebagai pengakuan utang
Sertificate berjangka waktu pendek.
Bank Indonesia Certificates (SBI) are securities in the rupiah issued by Bank Indonesia as a way of
acknowledging short-term debt.
Sertifikat Deposito/ Deposit Sertificates : Simpanan dalam bentuk deposito yang sertifikat bukti simpanannya dapat dipindahtangankan.
Certificates of Deposit are savings in the form of a time deposit whose proof of savings certificate is
transferable.
Sewa Guna Usaha (SGU)/ Lease : Sewa guna usaha dengan hak opsi (finance lease), yaitu kegiatan pembiayaan dalam bentuk penyediaan
barang modal yang digunakan oleh penyewa guna usaha (lessee) dalam jangka waktu tertentu berdasarkan
pembayaran secara berkala disertai dengan hak pilih (option) untuk membeli barang modal yang
bersangkutan atau memperpanjang jangka waktu leasing berdasarkan nilai sisa yang telah disepakati
bersama.
Leasing (SGU) refers to leasing with an option (finance leasing), which is financing in the form of a supply
of capital goods which are used by the lessee for a specified period, during which periodic payments are
made and an option also exists to purchase the capital goods concerned or extend the term of the lease
based on a mutually agreed residual value.
Singapore Interbank Offered Rate (SIBOR) : Suku bunga rata-rata antar bank di Singapura yang ditetapkan berdasarkan suku bunga yang ditawarkan
oleh sejumlah bank terkemuka di Singapura (ABS).
Singapore Interbank Offered Rate (SIBOR) is the average interest rate on loans between banks in
Singapore, as determined based on the interest rates being offered by a number of leading Singaporean
banks.
Sistem Kliring Nasional (SKN) Bank Indonesia/ : Sistem kliring Bank Indonesia yang meliputi kliring debet dan kliring kredit yang penyelesaian akhirnya
BI National Clearing System dilakukan secara nasional.
Bank Indonesia National Clearing System/Sistem Kliring Nasional (SKN) is Bank Indonesia’s clearing
system that includes debit clearing and credit clearing whose final settlement is conducted on a national
basis.
Solvabiliti/Solvency : Kemampuan perusahaan untuk membayar segala kewajibannya. Rasio Solvabilitas merupakan rasio yang
membandingkan antara total aset yang dimiliki perusahaan dengan total kewajiban. Rasio ini menunjukkan
sejauh mana kewajiban dapat ditutupi oleh aktiva.
Solvency is the ability of a company to service all its liabilities. The Solvency ratio compares the total
assets of a company to its total liabilities. This ratio indicates the extent to which liabilities are covered by
assets.
Subscription : Pembelian atas Unit Penyertaan (UP) reksadana
Purchase of mutual fund unit(s)
Surat Berharga Negara (SBN)/ Government : Surat berharga berupa Surat Utang Negara (SUN) dan atau surat berharga berdasarkan prinsip syariah
Securities (Surat Berharga Syariah Negara/SBSN) yang diterbitkan oleh Pemerintah Indonesia.
Government Securities (SBN) are securities in the form of Government Debt Securities (SUN) and/or
Government Sharia Securities (SBSN) issued by the Indonesian Government.
Surat Berharga Syariah Negara (SBSN)/ Sharia : SBN yang diterbitkan berdasarkan prinsip syariah baik dalam mata uang rupiah maupun valuta asing,
Government Bonds sebagaimana dimaksud dalam undang-undang yang berlaku.
Government Sharia Securities (SBSN) are government securities issued based on sharia (Islamic Law)
principals as evidence of participation in SBSN assets, both in rupiah as well as foreign exchange, as
defined in the applicable legislation.
Surat Utang Negara (SUN)/ Government Bonds : Surat berharga yang berupa surat pengakuan utang dalam mata uang rupiah maupun valuta asing yang
dijamin pembayaran bunga dan pokoknya oleh Negara Republik Indonesia, sesuai dengan masa
berlakunya.
Government Debt Securities (SUN) are securities in the form of acknowledgment of debt, both in
Indonesian rupiah and foreign exchange, the payment of interest and principal on which is guaranteed by
the State of the Republic of Indonesia.
Term Deposit Fine Tune Kontraksi (FTK) : Kegiatan operasi pasar terbuka (OPT) dalam rangka penyerapan/ pengurangan likuiditas perbankan secara
jangka pendek. Term deposit FTK dilakukan dengan cara menempatkan dana milik peserta operasi moneter
secara berjangka di Bank Indonesia. Term Deposit FTK dapat dicairkan sebelum jatuh waktu (early
redemption) sepanjang memenuhi persyaratan tertentu dan atas pencairan tersebut dikenakan biaya.
Fine Tune Contraction (FTK/FTC) Term Deposit is an open market operation (OMO) in order to absorb
or lessen short-term banking liquidity. A FTC term deposit involves placing the funds of a monetary
operation participant in Bank Indonesia on a short-term basis
Tertiary Reserves : Instrumen simpanan jangka pendek yang dapat dengan cepat dikonversi menjadi uang apabila terjadi
kebutuhan likuiditas.
Tertiary Reserves are a short-term savings instrument which can be quickly converted into money in the
event of liquidity needs.
Throughput Guidelines : Suatu target dimana Peserta BI RTGS diharapkan telah menyelesaikan presentase tertentu dari total
pembayaran selama 1 hari dengan mengacu pada graduated payment schedule <10.30 WIB; 10.30 s.d.
14.30 WIB; 14.30 s.d. 16.30 WIB diharapkan masing-masing 30%:30%:40%.
Throughput Guidelines are targets in which BI RTGS participants are expected to settle a certain
percentage of their total payments throughout 1 day with reference to a graduated payment schedule as
follows: < 10.30 WIST; 10.30 to 14.30 WIST and 14.30 to 16.30 WIST, 30%; 30% and 40% respectively
are expected to be settled.
Tingkat Densitas Asuransi : Nilai yang menggambarkan perbandingan premi bruto terhadap jumlah penduduk.
An indicator that compare gross premium relative to number of residents.
Tingkat Penetrasi Asuransi : Nilai yang menggambarkan kontribusi premi bruto terhadap Produk Domestik Bruto (PDB).
An indicator that describes contribution of gross premium relative to Gross Domestik Product. Domestik
Bruto (PDB).
Transaksi Derivatif/ Derivative Transactions : Transaksi yang didasari oleh suatu kontrak atau perjanjian pembayaran yang nilainya merupakan turunan
dari nilai instrumen yang mendasari seperti suku bunga, nilai tukar, komoditi, ekuiti, dan indeks, baik yang
diikuti dengan pergerakan atau tanpa pergerakan dana atau instrumen.
Derivative Transaction is a transaction based on a payment contract whose value is a derivative of the
value of an underlying instrument such as interest rates, exchange rates, commodities, equities, and
indexes, with or without fund or instrument movements.
Transaksi Forward/ Forward Transactions : Transaksi jual beli berjangka antara 2 (dua) mata uang (valuta) dengan penyerahan dana dilakukan lebih
dari 2 (dua) hari kerja setelah tanggal transaksi.
Forward Transaction is the buying and selling of forward contracts between two (2) currencies (foreign
currencies) with the delivery of funds made more than two (2) business days after the transaction date.
Transaksi Option/ Option Transactions : Option adalah kontrak dimana salah satu pihak menyetujui untuk membayar sejumlah imbalan kepada
pihak lain untuk mendapatkan suatu hak untuk membeli atau menjual valuta asing pada harga dan waktu
tertentu.
Option is a contract in which one party agrees to pay compensation to another party to obtain a right to
buy or sell foreign currency at a specific price and time.
Transaksi Spot/ Spot Transactions : Transaksi jual beli tunai antara 2 (dua) mata uang (valuta) dengan penyerahan dana dilakukan 2 (dua) hari
kerja setelah tanggal transaksi.
Spot Transaction is the buying and selling of spot contracts (cash) between two (2) currencies (foreign
currencies) with the delivery of funds made more than two (2) business days after the transaction date.
Transaksi Swap/ Swap Transactions : Transaksi pertukaran antara 2 (dua) mata uang (valuta) melalui pembelian atau penjualan tunai (spot)
dengan penjualan atau pembelian secara berjangka (forward) yang dilakukan secara bersamaan.
Swap Transaction is the exchange of two (2) currencies (foreign currencies) through the buying or selling
of spot contracts (cash) or buying or selling of forward contracts, performed at the same time.
Turnover Ratio (indikator keuangan korporasi)/ : Nisbah yang menunjukkan tingkat kecepatan konversi piutang menjadi kas atau lamanya perputaran aset
indicator financial corporates menjadi kas
Turnover Ratio (Corporate finance indicator) indicates the time needed for receivables to be converted into
cash or the time needed for assets to be converted into cash.
Turnover Ratio (indikator sistem pembayaran : Perbandingan antara outgoing transaction terhadap saldo rekening bank yang disediakan pada awal hari.
non tunai)/ indicator non cash payment system Kenaikan rasio ini dapat berindikasi adanya the expected settlement delays menjadi lebih lama.
Turnover Ratio (non-cash payment system indicator) is a comparison between outgoing transactions and a
bank’s opening balance available at the start of the day. A high turnover ratio indicates that expected
settlement delays will be longer.
Uang beredar dalam arti sempit (M1)/ Narrow : Kewajiban sistem moneter yang terdiri atas uang kartal yang dipegang masyarakat pada sektor swasta
Money domestik dan uang giral yang berada baik pada Bank Umum dan BPR maupun pada Bank Indonesia.
Dalam pengertian ini uang kartal yang berada pada kas Bank Indonesia, dan kas Bank Umum dan BPR
(cash in vault) tidak termasuk dalam perhitungan yang beredar
Currency in Circulation in the narrow sense/Narrow money (M1) refers to monetary system liabilities,
consisting of currency held by the public in the domestic private sector as well as in demand deposits either
in commercial banks or rural banks, or at Bank Indonesia. In this sense, currency held as cash in vault at
Bank Indonesia, commercial banks and rural banks is not included in the calculation of money in
circulation.
Uang Elektronik/ Electronic Money : Alat pembayaran yang memenuhi unsur- unsur seperti diterbitkan atas dasar nilai uang yang disetor terlebih
dahulu oleh pemegang kepada penerbit; nilai uang disimpan secara elektronik dalam suatu media seperti
server atau chip; digunakan sebagai alat pembayaran kepada pedagang yang bukan merupakan penerbit
uang elektronik tersebut; dan nilai uang elektronik yang disetor oleh pemegang dan dikelola oleh penerbit
bukan merupakan simpanan sebagaimana dimaksud dalam undang-undang yang mengatur mengenai
perbankan.
Electronic Money is a payment instrument whereby monetary value is electronically stored on a medium
such as a server or chip, and for which the customer pays an issuer in advance. It is used as a means of
payment to merchants who are distinct from the electronic money issuer. The value of the electronic money
stored by the customer does not constitute a deposit as defined in the laws regulating the banking sector.
Uang dalam peredaran (Uang Yang : Uang kartal Yang Diedarkan terdiri dari uang kertas, uang logam dan uang khusus yang dikeluarkan oleh
Diedarkan/UYD)/ Currency in Circulation otoritas moneter sebagai alat pembayaran yang sah. Bank Indonesia merupakan satu-satunya lembaga yang
berwenang mengeluarkan dan mengedarkan uang Rupiah serta mencabut, dan menarik uang yang
dimaksud dari peredaran.
Currency in Circulation (UYD) is Rupiah money declared to be legal tender which is not in possession of
Bank Indonesia. Bank Indonesia is the only institution authorized to issue and circulate rupiah as well as
revoke and withdraw this money from circulation.
Usaha Kecil/ Small Business : Usaha ekonomi produktif yang berdiri sendiri, yang dilakukan oleh perseorangan atau badan usaha yang
bukan merupakan anak perusahaan atau bukan cabang perusahaan yang dimiliki, dikuasai, atau menjadi
bagian baik langsung maupun tidak langsung dari usaha menengah atau usaha besar yaitu memiliki
kekayaan bersih lebih dari Rp 50.000.000,- (lima puluh juta rupiah) sampai dengan paling banyak Rp
500.000.000,- (lima ratus juta rupiah) tidak termasuk tanah dan bangunan tempat usaha, atau memiliki hasil
penjualan tahunan lebih dari Rp 300.000.000,- (tiga ratus juta rupiah) sampai paling banyak Rp
2.500.000.000,-(dua milyar lima ratus juta rupiah)
Small Enterprise is an independent economic entity, which is not a subsidiary or branch of a large or
medium enterprise, and is not directly or indirectly controlled by a large or medium enterprise. It has net
assets of at least Rp 50.000.000 (fifty million rupiah) and no more than Rp 500.000.000 (five hundred
million rupiah) not including land or buildings, or has annual sales of between Rp 300.000.000 (three
hundred million rupiah) and Rp 2.500.000.000 (two billion five hundred million rupiah).
Usaha Menengah/ Medium Business : Usaha ekonomi produktif yang berdiri sendiri, yang dilakukan oleh perseorangan atau badan usaha yang
bukan merupakan anak perusahaan atau bukan cabang perusahaan yang dimiliki, dikuasai, atau menjadi
bagian baik langsung maupun tidak langsung dari usaha kecil atau usaha besar yaitu memiliki kekayaan
bersih lebih dari Rp 500.000.000,- (lima ratus juta rupiah) sampai dengan paling banyak Rp
10.000.000.000,- (sepuluh milyar rupiah) tidak termasuk tanah dan bangunan tempat usaha atau memiliki
hasil penjualan tahunan lebih dari Rp 2.500.000.000,- (dua milyar lima ratus juta rupiah) sampai dengan
paling banyak Rp 50.000.000.000,- (lima puluh milyar rupiah)
Medium Enterprise is an independent economic entity, which is not a subsidiary or branch of a large or
medium enterprise, and is not directly or indirectly controlled by a large or medium enterprise. It has net
assets of at least Rp 500.000.000 (five hundred million rupiah) and no more than Rp 10.000.000.000 (ten
billion rupiah) not including land or buildings, or has annual sales of between Rp 2.500.000.000 (two
billion five hundred million rupiah) and Rp 50.000.000.000 (fifty billion rupiah).
Usaha Mikro/ Micro Business : Usaha produktif milik perseorangan dan/atau badan usaha perorangan yang memenuhi kriteria usaha mikro
yaitu memiliki kekayaan bersih paling banyak Rp 50.000.000,- (lima puluh juta rupiah) tidak termasuk
tanah dan bangunan tempat usaha atau memiliki hasil penjualan tahunan paling banyak Rp 300.000.000,-
(tiga ratus juta rupiah).
Micro Enterprise is a productive business managed by a private individual and/or private business entity
which meets the criteria for a micro enterprise of having net assets of no more than Rp 50.000.000 (fifty
million rupiah) not including land or buildings, or annual sales of no more than Rp 300.000.000 (three
hundred million rupiah).
Utang Luar Negeri/ External Debt : Posisi kewajiban aktual penduduk Indonesia kepada bukan penduduk pada suatu waktu, tidak termasuk
kontijen, yang membutuhkan pembayaran kembali bunga dan/atau pokok pada waktu yang akan datang.
Foreign Debt refers to the actual liability position of Indonesian residents to nonresidents at a given time,
excluding contingent liabilities, which requires the repayment of interest and/or principal in the future.

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Keterangan, Tanda-tanda dan Sumber Data Notes, Symbols and Sources of Data

r Angka diperbaiki (revisi) r Revised Figures

Disusun dan diseminasikan oleh Compiled and disseminated by:

AFS Available for Sale

DEPARTEMEN STATISTIK STATISTICS DEPARTMENT

2018 2019 2020 2021

2019 2020 2021

2019 2020 2021

in Indonesia to non resident for each instruments breakdown,

in Indonesia to non resident for each instruments breakdown,

34 11 22 119 98 21 32 11 22 99 80 18 29 8 21 101 81 20 33 11 22 103 82 21 35 13 22 89 68 21 31 9 22 69 69 - 35 14 21 62 62 - 31 10 21 65 65 - 32 10 22 62 62 - 31 9 22 64 64 - 33 10 23 77 77 - 35 12 23 62 62 - 34 11 23 60 60 - 38 15 24 81 81 - 36 12 24 51 51 - 36 11 24 47 47 - 41

in Indonesia to non resident for each instruments breakdown,

negeri terhadap Bukan Penduduk dalam semua jenis instrumen, sesuai

2019 2020 2021

Sumber: OJK (diolah) Source: FSA (Processed)

2019 2020 2021

2019 2020 2021

Sumber: OJK (diolah) Source: FSA (processed)

2018 2019 2020

2019 2020 2021

2019 2020 2021

2019 2020 2021

Sumber: OJK (diolah) Source: FSA (processed)

2019 2020 2021

2019 2020 2021

2019 2020 2021

2019 2020 2021

2019 2020 2021

Sumber: Bank Indonesia Source: Bank Indonesia

2018 2019 2020 2021

2019 2020 2021

2019 2020 2021

2019 2020 2021

2019 2020 2021

Sumber: BI dan OJK (diolah) Source: BI and FSA (processed)

2019 2020 2021

2019 2020 2021

Komponen/ Components Unit 2011 2017

Persentase penduduk dewasa yang menabung di lembaga keuangan formal/

2019 2020 2021

A financial asset that has a counterpart liability

Profitability is a measure of a company's ability to generate profits over a certain period.

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