Statistik Perbankan Indonesia

KATA PENGANTAR
FOREWARD
Statistik Perbankan Indonesia (SPI) merupakan
media
publikasi
yang
menyajikan
data
mengenai perbankan Indonesia. SPI diterbitkan
secara bulanan oleh Departemen Perizinan dan
Informasi
Perbankan
untuk
memberikan
gambaran
perkembangan
perbankan
di
Indonesia.
The Indonesia Banking Statistic is a publication

media that provides data of Indonesia Banking.
The SPI is published by the licence and banking
information department monthly to give an
overview of banking development in Indonesia.
Sehubungan dengan beralihnya fungsi, tugas

dan wewenang pengaturan dan pengawasan
kegiatan jasa keuangan di sektor perbankan
dari Bank Indonesia ke Otoritas Jasa Keuangan
sejak tanggal 31 Desember 2013, maka SPI edisi
November 2013 akan diterbitkan oleh Otoritas
Jasa Keuangan dan dapat diakses melalui
website www.ojk.go.id pada menu Data dan
Statistik-Perbankan.
Due to change function, job and authority of

arrangement and surveillance of financial
services activity in banking sector from The Bank
of Indonesia to Financial Services Authority since
December 31th, 2003, so The SPI's edition on
November 2013 will be published by Financial
Services Authority and can be accessed through
website www.ojk.go.id at data menu and
banking statistic.
Dengan perubahan tersebut, diharapkan data

yang disajikan tetap dapat bermanfaat bagi
pengguna.
By the change, the provided data can be useful

for user/stakeholder.
Mulai bulan Mei 2014, data SPS yang

merupakan kumpulan data Bank Umum
Syariah (BUS) dan Unit Usaha Syariah (UUS)
disusun bersumber dari laporan BUS-UUS
sesuai dengan PBI No.15/4/PBI/2013 tentang
Laporan
Stabilitas
Moneter
dan
Sistem
Keuangan Bulanan Bank Umum Syariah dan
Unit Usaha Syariah.
Start in May 2014, data of the SPS which is a

collection of data Sharia Commercial Bank (BUS)
and Sharia Business Unit (UUS) compiled sourced
from the report of BUS-UUS based on PBI No.
15/4/PBI/2013 about Monthly Report on
Monetary and Financial System Stability of
Sharia Commercial Banks and Sharia Business
Unit.
Sebelumnya laporan dari BUS-UUS disusun

berdasarkan PBI No. 5/26/PBI/2003 tentang
Laporan Bulanan Bank Umum Syariah.
Previously report from BUS-UUS compiled based

on PBI No. 26/5/PBI/2003 about Monthly Report
of Sharia Commercial Banks.
Jakarta, Juni 2015

Jakarta, June 2015
Otoritas Jasa Keuangan, Republik Indonesia

Departemen Perizinan dan Informasi Perbankan
Financial Services Authority, Republic of Indonesia
Bank Licensing and Banking Information Department
HALAMAN KETERANGAN
PAGE OF REFERANCE
Jadwal Publikasi Kedepan
Edisi Mei 2015 akan diterbitkan pada minggu ke III
bulan Juli 2015.
Advance Release Calender (ARC)

May 2015 edition will be released on the 3rd week of
July 2015.
Tanda-tanda, dan Sumber Data

Suatu jumlah tidak selalu sama besarnya dengan
penjumlahan
angka-angka
yang
bersangkutan
karena pembulatan.
Notes, Symbols and Sources of Data

Totals do not necessarily agree with the sum of items
shown because of roundings.
r
( )
*
**
***
...
-$
r
( )
*
**
***
...
-$
Angka-angka diperbaiki
Sebagian dari suatu jumlah
Angka-angka sementara
Angka-angka sangat sementara
Angka-angka sangat-sangat sementara
Tidak ada
Angka belum tersedia
Nol atau lebih kecil daripada digit terakhir
Dolar Amerika Serikat
Tanda koma pada angka-angka harap dibaca sebagai

titik dan sebaliknya tanda titik harap dibaca sebagai
koma.
Sumber Data : Bank Indonesia dan Otoritas Jasa
Keuangan, kecuali jika dinyatakan lain.
1. Data yang digunakan dalam Publikasi SPI
bersumber dari Laporan Bulanan Bank Umum
(LBU), Laporan Bulanan Bank Umum Syariah
(LBUS), dan Laporan Berkala Bank Perkreditan
Rakyat (LBBPR) kecuali dinyatakan lain.
2. Proses download data; Data Laporan Bulanan
Bank Umum (LBU) dan Laporan Bulanan Bank
Umum Syariah (LBUS) yang disampaikan dari
bank pelapor kepada Bank Indonesia diolah
melalui Sistem Informasi Perbankan (SIP).
Perbedaan waktu download data LBU melalui SIP
dapat menyebabkan perbedaan pada data yang
dipublikasikan ini dengan data publikasi yang
lain. Oleh sebab itu, pembaca dihimbau untuk
memperhatikan waktu download data. Misalnya
pemrosesan data bulan laporan April 2015 untuk
Publikasi
Statistik
Perbankan
Indonesia
penerbitan periode ini dilakukan dari tanggal 10
Juni s/d tanggal 15 Juni 2015.
Revised figures
Subset of data
Provisional figures
Very provisional figures
Estimated figures
Not available
Figures are not available yet
Nil or less than the last digit
US Dollar
Commas in the numbers please read as point and vice

versa, please read the point as a comma
Data Source : Bank Indonesia and Financial Services
Authority unless mentioned otherwise.
1.
The data used in the Indonesian Banking Statistics

is derive from Commercial Bank Monthly Reports,
Sharia Bank Monthly Reports and Rural Bank
Monthly Reports.
2. Data from the Commercial Bank Monthly Reports

and the Sharia Bank Monthly Reports which
submitted by the reporting banks to Bank
Indonesia, is processed using the Bank Indonesia
Banking Information System. The time taken to
download data from Banking Information System
can result in variations of the data
that is
published in this book,
compared to other
published
data.
Therefore,
readers
are
recommended to pay attention to the download
time of data. The processing of the April 2015
monthly reports for this periode of the Indonesian
Banking Statistics was done from 10 June until 15
June 2015.
Sampai dengan bulan Desember 2014 data dalam

publikasi ini disediakan melalui website OJK
(http://www.ojk.go.id)
dan
website
BI
(http://www.bi.go.id).
Until December 2014, The data publication are also

provided through OJK website (http://www.ojk.go.id)
and BI website (http://www.bi.go.id).
Departemen Perizinan dan Informasi Perbankan

Deputi Direktur Publikasi dan Administrasi (IDAP)
Otoritas Jasa Keuangan
Menara Radius Prawiro
Jl. MH Thamrin No. 2, Jakarta Pusat
Email: konsumen@ojk.go.id
Telepon: (021) 500 655
Fax: (021) 386 6032
Bank Licensing and Banking Information Department

Administration and Publication Deputy Director (IDAP)
Indonesia Financial Services Authority
Radius Prawiro Tower
Jl. MH Thamrin No. 2, North Jakarta
Email: konsumen@ojk.go.id
Telephone: +62-21500 655
Fax: +62-21-386 6032
ii
DAFTAR ISI
TABLE OF CONTENT
KATA PENGANTAR
INTRODUCTION
HALAMAN KETERANGAN
ii
PAGE OF REFFERENCE
ii
DAFTAR ISI
iii
TABLE OF CONTENT
iii
DAFTAR SINGKATAN
iv
LIST OF ABBREVIATIONS
iv
DAFTAR TABEL
LIST OF TABLES
DATA
DATA
DATA BANK UMUM
COMMERCIAL BANK DATA
DATA BANK SYARIAH
61
SHARIA BANK DATA
61
DATA BANK PERKREDITAN RAKYAT
77
RURAL BANK DATA
77
DATA PERKREDITAN
93
CREDIT DATA
93
iii
DAFTAR SINGKATAN
LIST OF ABBREVIATION
APYD
: Aktiva Produktif Yang Diklasifikasikan
APYD
: Classified Earning assets
ATMR
: Aktiva Tertimbang Menurut Risiko
ATMR
: Risk Weighted Assets
BOPO
: Biaya Operasional terhadap Pendapatan
BOPO
: Operations Expenses to Operations Income
Operasional
BPD
: Bank Pembangunan Daerah
BPD
: Regional Development Bank
CAR
: Capital Adequacy Ratio
CAR
: Capital Adequacy Ratio
DPK
: Dana Pihak Ketiga
DPK
: Third Party Funds
KAP
: Kualitas Aktiva Produktif
KAP
: Earning assets Qualtiy
KBAB
: Kewajiban Bersih Antar Bank
KBAB
: Inter-Bank Net Liabilities
KP
: Kantor Pusat
KP
: Head Office
KC
: Kantor Cabang
KC
: Branch Office
KCP
: Kantor Cabang Pembantu
KCP
: Sub-Branch Office
KK
: Kantor Kas
KK
: Cash Office
KPW
: Kantor Perwakilan
KPW
: Representative Office
LBU
: Laporan Bulanan Bank Umum
LBU
: Commercial Bank Monthly Report
LDR
: Loan to Deposit Ratio
LDR
: Loan to Deposit Ratio
NIM
: Net Interest Margin
NIM
: Net Interest Margin
NPL
: Non Performing Loan
NPL
: Non-Performing Loan
ROA
: Return on Assets
ROA
: Return on Assets
SIP
: Sistem Informasi Perbankan
SIP
: Banking Information System
UKM
: Usaha Kecil Menengah
UKM
: Small/Medium-Scale-Enterprise Industry
UMKM
: Usaha Mikro Kecil Menengah
UMKM
: Small/Medium/Micro-Enterprise
Industry
(SMEs)
NOM
: Net Operating Margin
NOM
: Net Operating Margin
FDR
: Financing to Deposit Ratio
FDR
: Financing to Deposit Ratio
iv
DAFTAR TABEL
LIST OF TABLES
NO.
NO. TABEL
JUDUL
TABLES
HAL
DATA
1.
Kegiatan Usaha Perbankan
TOPIC
PAGES
DATA
2
Bank Industries Operation
COMMERCIAL BANK
DATA BANK UMUM

2.
1.1.a s.d 1.7.a
Kegiatan Usaha Bank Umum
1.1.a s.d 1.7.a
Commercial Banks Operation
3.
1.8.a s.d
1.14.a
Laporan Laba/Rugi Bank Umum
11
1.8.a s.d
1.14.a
Commercial Banks Income

Statement
11
4.
1.15.a s.d
1.21.a
Rekening Administratif Bank Umum
18
1.15.a s.d
1.21.a
Commercial Banks Off-Balance

Sheet
18
5.
1.22.a s.d
1.28.a
Kinerja Bank Umum Konvensional
25
1.22.a s.d
1.28.a
Commercial Banks Performance
25
6.
1.29
Perkembangan Aset Bank Umum

Berdasarkan Kelompok Bank
32
1.29
Growth of Commercial Banks

Asset Based Group Bank
32
7.
1.30
Jumlah Bank Umum Berdasarkan

Pengelompokkan Total Aset
33
1.30
Total of Commercial Banks Based

on Total Assets
33
8.
1.31 s.d 1.37
Aset Produktif Bank Umum

Konvensional dan Kualitas Kredit
Bank Umum Kepada Bank Lain
34
1.31 s.d 1.37
Earning Assets of Commercial

Banks and Credit Quality of
Commercial Banks to Other Bank
34
9.
1.38 s.d 1.44
Komposisi Dana Pihak Ketiga Bank

Umum
41
1.38 s.d 1.44
Composition of Third Party Funds

of Commercial Banks
41
10.
1.45
Komposisi DPK Bank Umum

Berdasarkan Lokasi bank
Penghimpunan Dana
48
1.45

of Commercial Banks Based on
Bank Location Month (...) Year (...)
48
11.
1.46
Penghimpunan DPK Bank Umum

Berdasarkan Lokasi Bank
Penghimpunan Dana
49
1.46
Third Party Funds of Commercial

Banks Based on Bank Location of
Deposits
49
12.
1.47 s.d 1.53
Suku Bunga Rata-rata DPK Bank

Umum
50
1.47 s.d 1.53
Average of Interest Rate of Third

Party Fund of Commercial Banks
50
13.
1.54
Suku Bunga Rata-rata Kredit Bank

Umum kepada Pihak Bukan Bank
Berdasarkan Lapangan Usaha dan
Bukan Lapangan Usaha Penerima
Kredit
57
1.54
Average of Credit Interest Rates

of Commercial Bank to Parties
Non Bank Based on Industrial
Origin and Non Industrial Origin
Credit Recipients
57
14.
1.55
Suku Bunga Rata-rata Kredit Bank

Umum kepada Pihak Ketiga Bukan
Bank Berdasarkan Jenis
Penggunaan dan Orientasi
Penggunaan
58
1.55
Average of Credit Interest Rate of

Commercial Based on Types and
Orientation User
58
15.
1.56
Perkembangan Jumlah Bank Umum

dan Kantor Bank Umum
59
1.56
Growth of Total Commercial

Banks and Bank Offices
59
16.
1.57
Perkembangan Jumlah Kantor

Cabang Bank Berdasarkan Lokasi
Bank
60
1.57
Growth of Total Branch offices

Based on Region
60
17.
2.1 s.d 2.3
Kegiatan Usaha Bank Umum

Syariah
62
2.1 s.d 2.3
Sharia Commercial Bank

Operation
62
18.
2.4
Perkembangan Aset Perbankan

Syariah
65
2.4
Growth of Sharia Bank Assets
65
19.
2.5
Aktiva Produktif Perbankan Syariah
66
2.5
Earning Assets of Sharia Banks
66
20.
2.6
Komposisi DPK Perbankan Syariah
67
2.6

of Syariah Banks
67
21.
2.7
Tingkat Bagi Hasil Rata-rata DPK

Bank Syariah
68
2.7
Average of Profit Sharing Rates of

Third Party Fund of Sharia Banks
68
SHARIA BANK DATA
DATA BANK SYARIAH
NO.
NO. TABEL
JUDUL
HAL
TABLES
TOPIC
PAGES
22.
2.8
Tingkat Margin Rata-rata

Pembiayaan Berdasarkan Sektor
Ekonomi
69
2.8
Average of Margin Rates of

Financing
69
23.
2.9
Tingkat Margin Rata-rata

Pembiayaan Berdasarkan Jenis
Penggunaan
70
2.9
Average of Margin Rates of

Financing Based on Type of Use
70
24.
2.10
Kegiatan Usaha BPR Syariah
71
2.10
Syariah Rural Bank
71
25.
2.11
Aset dan Pembiayaan BPR Syariah
72
2.11
Asset and Financing of Sharia

Rural Bank)
72
26.
2.12
Jaringan Kantor Perbankan Syariah
73
2.12
Sharia Bank Office Network
73
27.
2.13
Kinerja Bank Umum Syariah
74
2.13
Islamic Commercial Bank

Performance
74
28.
2.14
Bank Umum Syariah Berdasarkan

Tingkat Rasio
75
2.14
Sharia Commercial Based on

Ratios
75
RURAL BANK DATA
DATA BANK PERKREDITAN

RAKYAT
29.
3.1
Kegiatan Usaha Bank Perkreditan

Rakyat
78
3.1
Rural Bank Operations
78
30.
3.2
Kinerja Bank Perkreditan Rakyat
79
3.2
Rural Bank Performance
79
31.
3.3
Perkembangan Aset BPR

Berdasarkan Lokasi BPR
80
3.3
Growth of Assets Based Rural

Bank Data
80
32.
3.4
Jumlah BPR Berdasarkan Total Aset
81
3.4
Rural Banks Based on Total

Assets
81
33.
3.5
Non Performing Loan (NPL) Bank

Perkreditan Rakyat
82
3.5
NPL of Rural Bank
82
34.
3.6
NPL BPR Berdasarkan Lokasi
83
3.6
NPL of Rural Banks Based On

Location
83
35.
Third Party Funds of Rural Bank
Dana Pihak Ketiga

3.7
a. Komposisi DPK Bank Perkreditan

Rakyat
84
3.7
a. Composition of Third Party

Funds of Rural Bank
3.8
b. Komposisi
DPK
Berdasarkan
Lokasi Penghimpunan
85
3.8
b. Composition of Third Party

Funds Based on Location
85
3.9
c. DPK BPR Berdasarkan Lokasi

Penghimpun
86
3.9
c. Third Party Funds of Rural

Banks Based on Location
86
84
36.
3.10
Suku Bunga Rata-rata DPK BPR
87
3.10
Average of Third Party Interest

Rates of Rural Banks
87
37.
3.11
Suku Bunga Rata-rata Kredit BPR

Berdasarkan Sektor Ekonomi
88
3.11

of Rural Banks
88
38.
3.12
Suku Bunga rata-rata Kredit BPR

Berdasarkan Jenis Penggunaan
89
3.12

of Rural Banks Based on Type of
Use
89
39.
jdkjdjdkdkjdjd
kjddj
Perkembangan Jumlah Bank dan

Kantor Bank
jdkd
jdj
ddddddddddd
dd
Growth of Total Rural Banks and

Bank Offices
3.13
a. Perkembangan Jumlah BPR
90
3.13
3.14
b. Perkembangan Jumlah BPR dan

Kantor BPR Berdasarkan Lokasi
91
3.14
a. Growth of Total Rural Bank

b. Growth of Total Rural Bank
Offices Based on Region
90
91
CREDIT DATA
DATA PERKREDITAN
40.
4.1.a s.d 4.7.a
Kredit dan NPL Bank Umum Kepada

Pihak Ketiga Bukan Bank
Bukan Lapangan Usaha Penerima
Kredit
94
4.1.a s.d 4.7.a
Credit Channeling and NPL Credit

Channeling of Commercial Banks
to Non Bank Third Party Based
on Business Sector and non
Business Sector of Credit
Channeling Beneficiary
94
vi
NO.
NO. TABEL
JUDUL
HAL
TABLES
TOPIC
PAGES
41.
4.8.a

Bukan Lapangan Usaha Per Lokasi
Dati I Bank Penyalur Kredit
101
4.8.a
Credit and NPL of Comemrcial

Bank to Non Bank Third Party
Based on Business Sector and
non Business Sector of Credit by
Region
101
42.
4.9.a s.d
4.15.a

Berdasarkan Jenis Penggunaan dan
Orientasi Penggunaan
102
4.9.a s.d
4.15.a
Credit and NPL of Commercial

Banks to Non Bank Third Party
Based on Types and Orientation
of Use
102
43.
4.16.a

Berdasarkan Jenis Penggunaan dan
Orientasi Penggunaan per Lokasi
Dati I Bank Penyalur Kredit
109
4.16.a

Based on Types and Orientation
of Use by Bank Location for
[month] [year]
109
44.
4.17.a

Berdasarkan Lokasi Dati I Bank
Penyalur Kredit
110
4.17.a
Credit and NPL 0f Commercial

Based on Bank Location
110
45.
4.18.a

Berdasarkan Hubungan Penerima
Kredit dengan Bank
111
4.18.a

Based on Bank Relation with
Beneficiary
111
46.
4.19.a

Pihak Ketiga Bukan Bank Yang
Penarikannya Menggunakan Kartu
Berdasarkan Kelompok Bank
112
4.19.a

Withdrawn By Card Based on
Group of Bank
112
47.
4.20.a
Penerusan Kredit (Off-Balance

Sheet) dan NPL Penerusan Kredit
Bank Umum Kepada Pihak Ketiga
Bukan Bank Berdasarkan Lapangan
Usaha dan Bukan Lapangan Usaha
Penerima Penerusan Kredit
113
4.20.a
Credit Channeling (Off-Balance

Sheet) and NPLof Commercial
Banks Based on Industries
Sector and non Industries Sector
of Credit Channeling Beneficiary
113
48.
4.21.a
Penerusan Kredit (Off-Balance

Sheet) dan Non PerformingLoan
(NPL) Penerusan Kredit Bank Umum
Kepada Pihak Ketiga Bukan Bank
Berdasarkan Jenis Kredit dan
Golongan Penyalur Kredit
114
4.21.a
Off-Balance Sheet Credit

Channeling and NPL of
Commercial Banks to Non-Bank
Third Party Based on Types of
Credit and Classification of Credit
Providers
114
49.
4.22
Pembiayaan Perbankan Syariah
115
4.22
Financing of Sharia banks
115
50.
4.23

116
4.23
Financing of Syariah Banks

Based on Economic Sector
116
51.
4.24

Berdasarkan Lokasi Bank Penyalur
117
4.24
Financing of Syariah Banks

Based on Banks Location
117
52.
4.25
Kredit BPR Berdasarkan Sektor

Ekonomi
118
4.25
Credit of Rural Banks Based on

Economic Sector
118
53.
4.26
Kredit Bank Perkreditan Rakyat

119
4.26
Credit of Rural Banks Based on

Type of Use
119
54.
4.27
Kredit Bank Perkreditan Rakyat

Berdasarkan Lokasi Bank Penyalur
120
4.27
Credit of Rural Bank Based on

Location
120
55.
4.28
Kredit dan NPL MKM dan UMKM

121
4.28
Credit & NPL of MSMEs and

SMEs Based on Economic Sector
121
56.
4.29
Kredit dan NPL MKM dan UMKM

123
4.29

SMEs Based on Type Use
123
57.
4.30
Kredit dan NPL Rincian Kredit MKM

dan UMKM Menurut Kelompok
Bank
124
4.30

SMEs Based on Group of Bank
124
58.
4.31
Kredit UMKM dan MKM Menurut

Lokasi Proyek per Daerah Tingkat I
126
4.31

SMEs Based on Project Location
126
vii
Indonesia Banking Statistics - Vol. 13, No. 5, April 2015
Statistik Perbankan Indonesia - Vol. 13, No. 5, April 2015
Tabel 1 Kegiatan Usaha Perbankan
(Bank Industries Operation)

Miliar Rp (Billion Rp)
2014
Indikator
2011
2012
2015
Indicator
2013
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Feb
Mar
Apr
Distribution of Funds
Penyaluran Dana
Bank Umum
Bank Perkreditan Rakyat
SBI dan SBIS
1)
4.172.672
4.823.303
4.898.586
4.992.500
5.087.663
4.994.723
5.113.674
5.311.287
5.344.224
5.420.958
5.468.910
5.580.024
5.673.253
5.681.864
53.534
64.753
74.550
76.449
76.722
77.460
78.154
79.621
81.013
82.685
84.000
86.931
87.436
88.545
89.469
117.983
81.158
111.689
118.890
114.940
111.554
89.792
91.375
94.953
118.176
130.249
113.104
88.654
89.372
80.450 SBI and SBIS
3.093.848
3.542.518
4.070.018
4.087.758
4.165.744
4.258.480
4.182.002
4.249.202
4.427.423
4.454.688
4.502.982
4.594.876
4.624.215
4.709.779
4.734.781
45.462
55.289
64.001
65.969
66.122
66.683
67.286
68.520
69.605
70.848
72.188
74.594
75.179
76.376
76.798
3.652.832
4.262.587
4.954.467
5.008.095
5.097.466
5.198.013
5.131.153
5.218.916
5.418.830
5.445.652
5.511.136
5.615.150
5.683.168
5.783.994
5.792.737
55.799
67.397
77.376
79.159
79.524
80.329
81.091
82.625
84.011
85.623
87.344
89.878
90.419
91.550
92.398
120
120
120
119
119
119
119
119
119
119
119
119
119
119
118
1.669
1.653
1.635
1.635
1.634
1.634
1.635
1.634
1.634
1.635
1.637
1.643
1.643
1.643
1.642

Ket : 1) Sertifikat Bank Indonesia
Syariah
Rural Banks
Commercial Banks
Rural Banks
Commercial Banks
Rural Banks
Total Bank Offices
Jumlah Kantor
Bank Umum
Commercial Banks
Total Banks
Jumlah Bank
Bank Umum
1)
Total Assets
Jumlah Aset
Bank Umum
Rural Banks
Source of Funds
Sumber Dana
Bank Umum
Commercial Banks
3.412.463
14.797
16.625
18.558
18.799
18.933
19.004
19.224
19.307
19.430
19.588
19.780
19.948
20.016
20.064
20.117
4.172
4.425
4.678
4.728
4.743
4.765
4.768
4.795
4.811
4.835
4.864
4.895
4.957
4.972
4.994
Note :
1)
Commercial Banks
Rural Banks
Bank Indonesia Certificates on Sharia Principles (SBIS)

Tabel 1.1.a. Kegiatan Usaha Bank Umum
(Commercial Bank Operations)

Keterangan
Penyaluran Dana
a. Kredit Yang Diberikan
- Kepada Pihak Ketiga
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
b. Penempatan pada Bank Lain
- Giro
- Inter Bank Call Money
- Deposito Berjangka
- Lainnya
c. Penempatan pada Bank Indonesia
- Giro
- Fine Tune Operation (FTO)
- Fasbi
- Lainnya
d. Surat Berharga
- Sertifikat Bank Indonesia (SBI)
- Surat Perbendaharaan Negara (SPN)
- Obligasi
- Lainnya
e. Penyertaan
f. Cadangan Kerugian Penurunan
Nilai Aset Keuangan (CKPN)
- Kredit yang diberikan
- Surat Berharga
- Lainnya
g. Tagihan Spot dan Derivatif
h. Tagihan Lainnya
Sumber Dana
a. Dana Pihak Ketiga
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
b. Kewajiban kepada Bank Indonesia
c. Kewajiban kepada Bank lain
d. Surat Berharga yang diterbitkan
e. Pinjaman yang Diterima
Rupiah
Valas
f. Kewajiban Spot dan Derivatif
g. Kewajiban Lainnya (mencakup Tagihan
Akseptasi, dan Tagihan atas Surat
Berharga yang dijual dgn janji dibeli
kembali/repo)
h. Setoran Jaminan
Beberapa komponen modal
a. Modal Disetor
b. Cadangan
c. L/R Tahun lalu 1)
d. L/R Tahun berjalan sesudah pajak 2)
e. Tambahan modal disetor
f. Modal Pinjaman
2011
2012
2013
Apr
Mei
Jun
Jul
2014
Ags
Sep
Okt
Nov
Des
Apr
2.725.674
2.707.862
2.281.021
426.841
17.812
10.596
7.215
166.623
58.212
76.279
30.370
1.761
580.697
289.254
198.835
65.431
27.178
429.946
81.158
1.920
282.960
63.909
15.065
69.931
3.319.842
3.292.874
2.720.500
572.374
26.968
16.681
10.287
171.915
65.031
83.549
20.159
3.176
506.453
322.562
52.034
110.905
20.952
520.642
111.689
17.908
323.941
67.103
15.725
79.492
3.388.776
3.361.348
2.799.009
562.339
27.428
16.779
10.649
169.220
53.081
75.042
35.971
5.126
487.425
320.428
37.277
114.631
15.089
554.911
118.890
15.797
351.123
69.102
18.880
83.242
3.429.684
3.403.148
2.837.612
565.536
26.967
17.225
9.742
212.379
94.737
76.591
37.638
3.414
497.172
294.836
57.171
139.411
5.753
542.927
114.940
14.299
342.948
70.739
19.597
85.939
3.494.968
3.468.162
2.897.535
570.628
26.805
17.889
8.916
205.824
72.454
85.799
43.362
4.210
515.894
327.083
58.117
124.733
5.961
551.232
111.554
16.429
357.526
65.723
19.461
85.561
3.521.624
3.495.030
2.926.904
568.127
26.594
18.842
7.752
171.202
71.551
68.847
26.872
3.932
519.387
336.704
34.811
145.824
2.047
524.565
89.792
12.650
355.909
66.214
19.753
87.828
3.522.370
3.498.364
2.921.972
576.392
24.006
16.922
7.084
173.980
67.189
66.158
36.530
4.103
527.629
359.229
59.654
105.843
2.903
533.356
91.375
15.143
361.270
65.568
19.955
88.989
3.592.087
3.561.295
2.961.089
600.206
30.792
17.327
13.465
213.838
75.229
79.949
53.984
4.676
579.798
344.170
72.074
156.497
7.057
559.052
94.953
21.180
375.151
67.768
20.424
88.620
3.589.007
3.558.070
2.969.668
588.402
30.937
17.969
12.968
200.815
73.648
67.567
54.322
5.278
600.921
349.347
79.106
169.432
3.036
582.687
118.176
20.783
364.181
79.547
20.801
90.749
3.627.985
3.596.614
3.000.592
596.022
31.371
18.507
12.864
213.888
83.607
75.458
50.533
4.290
588.099
349.542
74.114
161.655
2.789
602.956
130.249
19.052
370.561
83.093
21.063
91.886
3.706.501
3.674.308
3.057.964
616.345
32.192
19.100
13.092
182.432
70.250
77.697
29.622
4.864
569.018
361.588
79.917
123.020
4.493
636.688
113.104
19.418
369.849
134.316
20.984
90.454
3.698.177
3.665.686
3.036.187
629.499
32.491
18.070
14.421
207.021
84.647
70.261
44.817
7.294
608.291
365.447
99.008
138.749
5.087
699.993
88.654
16.499
401.495
193.344
21.212
96.255
3.713.544
3.679.871
3.062.648
617.224
33.673
17.427
16.246
240.139
87.238
90.585
55.510
6.806
650.550
364.335
109.749
173.020
3.446
712.924
89.372
18.187
416.080
189.284
21.723
95.231
3.745.058
3.711.569
3.088.955
622.614
33.489
17.691
15.798
253.053
84.446
95.373
63.980
9.255
643.969
376.217
144.171
116.173
7.408
697.038
80.450
15.178
422.924
178.487
21.551
97.631
64.494
1.784
3.872
7.458
136.239
65.389
2.105
2.437
8.229
176.507
73.108
2.290
4.095
26.092
183.143
87.031
2.171
4.668 r)
17.890
178.241
79.172
2.145
4.621
17.246
187.557
78.583
2.261
4.717
17.620
197.103
80.920
2.202
4.707
17.646
132.718
82.333
2.226
4.430
16.450
230.946
81.828
2.273
4.518
18.234
239.235
83.909
2.267
4.572
16.276
242.968
84.761
2.283
4.843
16.703
258.378
83.240
2.289
4.926
17.483
245.350
88.618
2.360
5.277
20.884
228.192
87.870
2.369
4.992
21.223
217.919
90.385
2.361
4.885
19.532
204.031
2.784.912
2.398.474
485.692
840.118
1.072.665
386.437
166.954
58.181
161.302
2.192
104.552
32.543
70.530
11.419
59.111
7.046
49.585
3.225.198
2.757.530
567.801
1.010.488
1.179.242
467.668
199.270
66.342
202.056
1.864
124.697
42.116
75.341
12.229
63.112
7.928
60.342
3.663.968
3.025.150
569.927
1.123.696
1.331.527
638.818
276.854
89.011
272.952
1.782
115.793
54.450
112.914
16.025
96.888
29.987
85.131
3.694.765
3.097.485
585.962
1.076.271
1.435.252
597.280
259.071
89.145
249.064
2.211
126.183
51.693
107.907
15.787
92.120
19.908
80.101
3.763.474
3.121.688
603.925
1.064.749
1.453.015
641.786
280.591
90.580
270.615
2.486
128.053
52.460
107.866
16.187
91.679
19.278
87.152
3.834.503
3.203.193
650.249
1.077.892
1.475.053
631.309
261.736
89.125
280.448
2.178
144.539
53.603
103.127
16.035
87.092
20.602
94.965
3.787.052
3.162.774
541.366
1.110.904
1.510.504
624.278
258.134
92.838
273.306
1.903
117.252
53.557
105.262
15.656
89.605
19.929
91.906
3.855.886
3.224.160
580.871
1.100.033
1.543.256
631.726
261.680
92.757
277.288
2.035
125.448
53.474
104.023
15.217
88.806
18.666
84.390
3.995.803
3.335.412
644.197
1.112.257
1.578.958
660.391
272.775
93.351
294.266
2.443
145.379
52.939
117.024
15.875
101.149
20.767
87.999
4.011.368
3.353.281
632.860
1.110.386
1.610.035
658.087
285.840
90.673
281.575
3.187
148.299
52.222
118.313
18.220
100.093
18.283
98.006
4.054.680
3.392.771
647.165
1.122.466
1.623.140
661.909
285.980
94.481
281.448
3.088
150.075
53.446
118.034
19.755
98.279
17.782
100.742
4.114.420
3.434.579
605.276
1.187.559
1.641.743
679.841
284.309
96.899
298.633
2.147
132.956
54.308
145.853
20.350
125.503
18.880
120.691
4.151.448
3.444.660
612.845
1.118.804
1.713.010
706.788
290.198
98.137
318.453
1.833
138.062
63.440
135.734
19.044
116.689
23.773
104.768
4.198.577
3.476.318
651.220
1.102.302
1.722.797
722.259
300.828
99.799
321.632
2.036
156.051
64.874
137.883
18.883
119.000
25.155
120.171
4.217.625
3.483.335
639.138
1.102.532
1.741.666
734.290
314.958
101.115
318.216
950
167.903
68.814
133.565
19.330
114.235
22.697
118.228
5.015
5.031
5.993
4.989
4.974
4.962
5.141
5.281
5.070
5.010
5.136
5.622
5.157
5.032
4.999
112.724
34.208
106.666
75.077
83.365
26.070
123.279
38.656
149.971
92.830
89.426
31.242
138.138
50.619
201.059
106.707
92.638
33.551
143.411
59.993
278.416
37.093
96.106
33.060
145.389
62.000
269.399
47.780
95.494
33.156
148.557
64.712
264.610
58.435
94.441
34.240
149.667
65.151
263.298
65.958
94.039
34.098
150.716
68.654
259.472
75.068
94.670
34.024
151.186
66.017
262.093
85.374
93.741
35.749
152.370
68.652
258.667
94.147
94.558
35.601
152.539
64.949
261.284
103.552
94.884
35.646
153.439
67.568
256.642
112.213
97.889
34.432
154.210
67.687
372.026
18.067
102.583
35.166
154.352
74.807
346.998
29.630
98.988
37.860
154.627
77.325
336.734
36.847
98.759
38.432
. Pada LBU 2008 tdk didefinisikan Vs Metadata
. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama
*) Angka-angka sementara
r) Angka-angka diperbaiki
2015
Mar
2.216.538
2.200.094
1.838.953
361.142
16.444
8.601
7.843
152.905
44.069
75.982
30.681
2.173
567.783
245.054
74.703
152.514
95.512
427.040
117.983
4.474
250.089
54.494
18.912
70.150
1)
2)
Feb
2)
Items
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
b. Interbank Placement
- Demand Deposit
- Time Deposits
- Others
c. Placement to Bank Indonesia
- Demand Deposit
- Fasbi
- Others
d. Securitiess
- Bank Indonesia Certificates (SBI)
- Treasury Bills
- Bonds
- Others
e. Equity Investment
f. Impairment on Financial Assets
- Credit
- Securities
- Others
g. Spot and Derivatives Claims
h. Other claims
Source of Funds
a. Third Party Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
b. Liabilities to BI
c. Interbank Liabilities
d. Issued Securities
e. Loans received
Rupiah
Foreign Exchange
f. Spot and Derivatives Liabilities
g. Other Liabilities
h. Margin Deposits
Components of Capital
a. Paid In Capital
b. Reserves
c. Retained Earnings (Profit/Loss) 1)
d. Current Earnings (Profit /Loss) 2)
e. Additional Paid In Capital
f. Loan Capital
1)
LBU 2008 is not defined vs metada
Positive difference of op. income and non op. minus op. expenses and non op. vs old metada
*) Provisional figures
r) Revised figures

Tabel 1.2.a. Kegiatan Usaha Bank Persero
(State Owned Banks Operations)

Keterangan
Penyaluran Dana
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
- Giro
- Lainnya
- Giro
- Fasbi
- Lainnya
d. Surat Berharga
- Surat Perbendaharaan Negara (SB/PN)
- Obligasi
- Lainnya
e. Penyertaan
- Surat Berharga
- Lainnya
h. Tagihan Lainnya
Sumber Dana
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
Rupiah
Valas
kembali/repo)
h. Setoran Jaminan
a. Modal Disetor
b. Cadangan
f. Modal Pinjaman
2011
2012
2013
Apr
Mei
Jun
Jul
2014
Ags
Sep
Okt
Nov
Des
1.187.431
1.181.726
1.029.333
152.393
5.705
4.099
1.606
48.142
28.630
16.208
3.095
208
194.512
113.298
31.881
45.050
4.283
202.644
14.554
1.966
155.670
30.455
7.639
40.017
1.205.977
1.199.339
1.057.401
141.938
6.638
4.448
2.190
37.720
19.029
15.277
2.889
524
195.002
112.934
19.394
59.709
2.965
216.147
18.321
3.942
164.786
29.098
7.211
41.050
1.212.605
1.206.035
1.067.802
138.233
6.570
4.569
2.001
66.732
48.973
14.249
2.994
516
178.033
86.100
24.065
66.218
1.650
211.618
20.699
3.013
158.390
29.516
8.225
42.270
1.240.238
1.234.235
1.096.161
138.074
6.002
4.657
1.345
53.402
33.722
15.674
2.996
1.009
197.487
115.210
29.746
50.386
2.145
206.673
13.760
2.553
164.340
26.020
8.225
42.127
1.252.655
1.245.669
1.103.705
141.964
6.985
5.770
1.215
53.263
27.704
21.558
2.818
1.183
169.880
118.128
29.746 r)
46.334
1.200
199.694
10.418
2.135
160.074
27.067
8.231
42.777
1.259.491
1.254.133
1.104.367
149.766
5.358
4.195
1.163
46.542
24.992
18.178
2.666
707
188.570
134.095
22.978
30.647
850
202.386
11.757
2.673
162.377
25.578
8.231
43.220
1.280.413
1.275.444
1.122.804
152.641
4.969
4.120
849
55.010
29.284
20.963
3.239
1.524
219.021
122.928
33.021
59.707
3.365
207.929
11.544
2.861
166.914
26.609
8.722
42.955
1.271.590
1.267.022
1.120.067
146.954
4.569
4.088
480
53.444
30.774
17.572
3.855
1.243
231.048
123.188
41.089
66.316
455
227.723
17.045
3.825
170.174
36.679
8.732
43.716
1.288.527
1.284.068
1.132.409
151.658
4.460
3.993
467
53.498
35.321
15.550
2.617
11 r)
216.946
124.297
38.076
54.232
340
238.852
20.365
4.681
174.469
39.338
8.795
42.988
1.329.941
1.325.087
1.168.932
156.155
4.854
4.170
684
59.142
32.362
24.017
2.725
38
221.173
130.859
45.825
43.565
925
247.591
38.198
4.430
173.829
31.134
8.795
42.063
1.324.141
1.319.512
1.156.433
163.080
4.628
3.807
821
57.614
36.436
19.556
1.584
37
236.685
134.817
48.184
51.544
2.140
273.444
10.709
4.683
203.411
54.641
8.848
44.686
1.325.406
1.321.243
1.165.463
155.780
4.163
3.600
563
63.571
34.318
26.732
2.507
14
239.182
132.974
45.301
59.392
1.514
282.044
12.796
6.049
209.801
53.398
9.178
43.446
1.335.302
1.331.356
1.172.228
159.128
3.946
3.427
519
57.082
30.156
23.972
2.924
30
209.928
133.491
52.083
21.330
3.024
274.061
9.803
5.499
204.738
54.021
9.184
44.727
34.982
281
1.465
200
45.282
34.846
150
1.520
342
49.032
37.942
172
1.903
395
53.065
38.994
165
1.890
314
44.048
40.288
151
1.831
282
44.755
40.080
145
1.902
616
51.347
40.713
135
1.928
455
43.122
41.231
140
1.849
310
87.580
40.921
139
1.895
280
79.112
41.609
141
1.966
324
82.887
40.890
144
1.953
196
105.551 r)
39.982
141
1.940
246
110.764
42.401
136
2.148
353
83.940
41.152
140
2.154
441
94.852
42.425
140
2.162
446
73.303
1.039.257
924.763
190.610
383.291
350.862
114.494
52.253
12.080
50.161
1.944
24.024
5.439
34.253
4.797
29.455
724
16.789
1.201.284
1.053.025
206.540
467.656
378.829
148.259
65.610
15.366
67.283
1.437
21.807
11.906
33.898
5.988
27.910
771
20.260
1.363.062
1.154.063
200.001
533.277
420.785
208.999
100.054
22.042
86.903
1.556
21.421
20.895
45.272
6.464
38.808
3.003
27.388
1.347.928
1.175.046
210.922
507.056
457.068
172.882
90.353
22.580
59.948
1.788
39.104
20.304
42.393
6.430
35.962
1.914
26.792
1.362.280
1.157.088
195.432
498.353
463.303
205.192
107.177
22.464
75.552
1.871
40.490
19.519
42.262
6.328
35.934
2.091
32.427
1.395.240
1.201.832
210.191
507.311
484.330
193.408
92.777
23.565
77.066
1.709
43.918
19.700
34.352
6.819
27.533
2.096
36.023
1.402.732
1.212.987
187.201
514.972
510.813
189.746
89.854
27.438
72.453
1.898
23.177
19.427
31.404
6.824
24.580
1.897
35.393
1.429.498
1.240.820
198.998
510.734
531.087
188.679
90.757
26.830
71.091
1.923
34.673
19.548
31.020
6.805
24.215
1.838
30.049
1.475.270
1.277.525
208.902
523.221
545.402
197.745
98.675
27.454
71.616
1.867
44.037
20.035
40.081
6.896
33.185
2.098
27.453
1.473.854
1.269.603
212.266
520.379
536.957
204.252
108.657
25.900
69.694
1.913
56.239
19.938
42.613
6.888
35.725
1.504
35.210
1.499.077
1.287.803
219.555
527.598
540.650
211.274
109.377
28.257
73.640
1.854
55.003
20.778
40.657
7.477
33.180
1.414
35.808
1.582.488
1.352.573
214.126
572.294
566.153
229.915
104.133
29.565
96.217
2.143
30.441
22.433
62.716
7.234
55.482
1.569
53.935
1.561.671
1.318.286
205.481
526.557
586.247
243.384
108.279
28.003
107.102
1.830
43.982
22.960
52.014
7.250
44.764
1.997
39.305
1.555.170
1.316.245
213.714
530.646
571.885
238.925
109.807
28.460
100.658
1.833
54.120
24.963
53.228
6.134
47.094
1.986
60.758
1.513.514
1.268.349
200.919
528.302
539.128
245.165
119.051
28.918
97.196
947
57.901
27.642
52.475
6.114
46.361
1.846
62.312
2.615
2.788
3.088
2.454
2.558
2.562
2.752
2.726
2.555
2.555
2.678
2.916
2.601
2.536
2.583
31.307
15.590
40.295
32.659
35.303
7.993
32.067
17.693
61.384
40.823
37.567
7.139
32.171
23.802
83.777
48.762
31.807
6.468
32.171
31.688
111.995
17.628
34.170
5.758
32.171
32.729
108.238
21.315
34.689
5.761
32.171
32.729
108.238
26.076
34.510
5.764
32.171
32.729
108.238
30.233
34.100
5.756
32.173
32.729
108.238
34.729
34.670
5.758
32.173
32.729
108.238
40.308
34.180
5.757
32.173
32.729
108.238
44.465
34.608
5.755
32.173
32.729
108.238
49.459
34.175
5.758
32.173
32.729
108.238
54.375
34.590
3.762
32.173
32.730
166.107
8.244
35.707
3.754
32.173
38.145
145.878
14.765
34.513
3.756
32.173
39.939
141.306
18.270
34.382
3.755
Apr
961.994
959.128
847.132
111.996
2.866
2.756
111
44.017
23.859
15.270
4.887
0
237.866
107.025
101.252
18.977
10.611
189.311
16.671
124
148.758
23.757
6.675
36.516
2015
Mar
779.412
776.833
684.620
92.213
2.579
2.259
321
45.440
19.184
21.952
4.304
1
235.855
84.814
14.936
89.693
46.412
179.034
16.592
3.009
138.685
20.747
8.901
36.728
1)
2)
Feb
2)
Items
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
- Demand Deposit
- Time Deposits
- Others
- Demand Deposit
- Fasbi
- Others
d. Securitiess
- Treasury Bills
- Bonds
- Others
- Credit
- Securities
- Others
h. Other claims
Source of Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
e. Loans received
Rupiah
Foreign Exchange
h. Margin Deposits
a. Paid In Capital
b. Reserves
f. Loan Capital
1)
r) Revised figures

Tabel 1.3.a. Kegiatan Usaha BUSN Devisa
(Foreign Exchange Commercial Banks Operations)

Keterangan
2011
Penyaluran Dana
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
- Giro
- Lainnya
- Giro
- Fasbi
- Lainnya
d. Surat Berharga
- Obligasi
- Lainnya
e. Penyertaan
- Surat Berharga
- Lainnya
h. Tagihan Lainnya
Sumber Dana
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
Rupiah
Valas
kembali/repo)
h. Setoran Jaminan
a. Modal Disetor
b. Cadangan
f. Modal Pinjaman
2012
2013
Apr
Mei
Jun
Jul
2014
Ags
Sep
Okt
Nov
Des
1.321.771
1.311.522
1.143.136
168.385
10.250
10.065
184
48.087
21.542
23.419
1.420
1.706
200.002
132.240
18.839
37.127
11.795
194.752
57.867
9.453
107.381
20.051
7.137
26.228
1.356.877
1.346.741
1.174.220
172.521
10.136
10.136
48.409
22.411
21.370
1.600
3.028
177.985
131.252
16.657
21.888
8.188
208.631
64.061
5.747
114.815
24.008
9.961
27.148
1.374.324
1.363.998
1.189.862
174.136
10.325
10.325
53.142
31.535
18.127
1.405
2.075
191.838
131.910
29.246
30.250
433
201.130
58.469
6.225
111.767
24.669
9.670
27.814
1.396.842
1.386.170
1.207.913
178.256
10.672
10.672
52.967
27.342
22.619
861
2.144
193.809
134.449
25.543
33.114
703
208.839
58.831
7.418
119.542
23.049
9.532
27.913
1.399.114
1.388.486
1.215.859
172.627
10.628
10.484
144
54.358
30.110
21.021
1.104
2.124
233.204
138.133
26.810
67.907
354
195.539
47.599
5.415
119.122
23.402
9.841
28.644
1.418.983
1.408.786
1.222.817
185.969
10.197
10.168
29
55.942
31.550
20.896
889
2.607
212.681
142.295
29.847
40.032
507
208.511
51.046
7.480
125.153
24.831
10.027
29.450
1.442.584
1.432.433
1.235.695
196.738
10.151
10.151
57.659
32.938
20.057
2.106
2.558
220.661
143.420
34.085
40.325
2.832
218.787
54.217
11.685
127.847
25.038
10.015
29.754
1.449.205
1.438.972
1.243.403
195.569
10.233
10.227
6
53.624
29.097
18.821
2.716
2.989
221.397
143.818
30.650
46.139
789
225.924
67.827
11.317
120.269
26.512
10.369
31.357
1.463.711
1.453.468
1.254.167
199.300
10.244
10.244
58.509
32.968
19.298
2.918
3.325
223.736
144.044
27.945
50.016
1.731
231.100
72.873
9.600
120.986
27.641
10.568
32.192
1.492.358
1.481.808
1.271.243
210.565
10.550
10.550
50.611
25.919
18.510
2.475
3.708
219.562
147.503
23.846
45.936
2.277
247.954
47.230
9.966
113.519
77.239
10.490
31.920
1.480.285
1.470.428
1.262.488
207.940
9.857
9.857
60.113
32.686
19.163
2.877
5.387
230.085
149.762
36.771
41.599
1.952
276.142
50.026
7.781
117.334
101.002
10.658
33.786
1.487.561
1.478.062
1.271.487
206.575
9.499
9.499
64.005
36.466
19.593
2.931
5.015
242.176
149.103
47.430
44.454
1.189
276.611
47.279
7.148
122.618
99.566
10.858
34.109
1.499.050
1.489.079
1.279.531
209.547
9.972
9.972
73.833
33.912
30.904
3.131
5.887
263.466
151.326
73.036
36.499
2.604
268.367
42.602
4.670
131.384
89.712
10.842
34.469
19.675
1.462
1.541
20.190
1.936
208
22.694
2.105
1.429
34.355
1.947
24.422
1.942
1.450
24.370
2.062
1.481
25.182
2.013
1.449
25.998
2.032
1.421
26.107
2.081
1.565
27.725
2.088
1.544
28.515
2.101
1.575
28.087
2.124
1.709
29.767
2.194
1.825
30.339
2.201
1.569
30.831
2.191
1.447
1.208
54.957
1.430
87.650
4.858
91.326
3.136
83.008
2.981
88.657
2.960
89.963
2.919
50.069
2.684
100.770
3.122
110.244
2.781
104.243
2.657
101.844
2.777
86.372
3.182
90.201
3.338
70.021
1.174.957
1.021.904
166.328
363.712
491.864
153.053
59.043
24.455
69.555
190
35.002
12.928
12.587
2.460
10.127
659
23.046
1.353.149
1.173.913
198.251
433.712
541.950
179.236
66.731
27.326
85.179
84
43.163
16.720
11.454
2.820
8.635
640
27.877
1.552.385
1.296.639
204.067
463.249
629.323
255.746
90.113
39.614
126.018
4
35.491
20.834
19.063
4.196
14.867
4.526
38.028
1.554.660
1.299.918
191.778
459.146
648.994
254.742
83.971
39.088
131.683
3
35.854
19.009
16.366
3.590
12.776
2.984
33.051
1.580.368
1.315.704
202.109
458.319
655.276
264.665
87.752
39.465
137.448
3
34.595
19.681
16.515
4.061
12.454
2.794
34.352
1.597.793
1.328.014
208.981
463.442
655.591
269.779
89.233
38.278
142.268
3
45.185
19.977
16.938
3.063
13.875
2.868
37.465
1.605.340
1.335.101
195.766
476.106
663.229
270.239
86.711
38.016
145.512
2
35.952
21.527
20.314
3.157
17.157
2.624
36.186
1.646.365
1.357.542
200.479
476.328
680.735
288.823
88.362
38.160
162.300
2
37.962
21.755
21.024
2.949
18.074
2.330
36.674
1.680.666
1.377.378
209.380
476.823
691.175
303.390
90.811
38.806
173.773
2
47.770
19.718
20.704
3.069
17.635
2.447
41.286
1.688.850
1.395.573
207.439
475.425
712.708
293.277
90.147
38.297
164.833
2
41.993
19.790
20.206
3.365
16.841
2.270
42.572
1.699.474
1.410.711
212.983
477.271
720.457
288.763
88.924
38.705
161.134
2
41.150
19.960
21.644
3.614
18.030
2.097
46.266
1.731.019
1.437.776
212.135
483.010
742.631
293.243
97.101
39.782
156.360
2
42.349
18.383
22.662
3.831
18.830
2.090
46.654
1.741.204
1.443.028
213.909
471.849
757.270
298.175
93.273
40.550
164.353
1
41.651
26.476
21.028
3.649
17.379
2.640
46.171
1.743.786
1.429.823
206.748
457.735
765.340
313.963
100.538
41.640
171.785
1
46.067
26.611
20.758
3.609
17.149
2.849
41.241
1.441
1.145
1.641
1.484
1.391
1.354
1.428
1.507
1.381
1.320
1.310
1.389
1.389
1.341
43.071
9.139
41.063
24.955
41.632
15.185
44.383
10.636
57.402
31.687
46.335
20.893
49.615
13.736
77.915
33.469
53.622
20.587
51.573
14.026
111.693
10.493
55.408
21.398
51.631
14.183
108.466
15.673
55.202
21.412
52.282
16.264
105.983
18.874
55.051
22.477
53.112
16.264
105.834
21.119
54.589
22.446
56.524
19.799
103.078
23.803
54.577
23.319
56.270
17.164
105.713
25.782
54.936
24.907
57.314
19.799
102.958
27.816
54.812
24.788
57.225
16.095
105.593
30.629
55.413
24.813
57.467
18.730
101.723
32.860
56.646
25.543
57.769
18.730
134.142
5.038
59.976
26.132
57.865
19.799
133.205
7.541
57.448
26.165
1.400
r)
Items
Apr
1.123.364
1.114.279
982.260
132.018
9.085
6.483
2.602
46.221
20.881
23.047
1.322
972
208.570
114.071
61.799
21.895
10.805
154.456
40.470
988
90.998
22.000
7.441
22.335
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
- Demand Deposit
- Time Deposits
- Others
- Demand Deposit
- Fasbi
- Others
d. Securitiess
- Treasury Bills
- Bonds
- Others
- Credit
- Securities
- Others
3.267
63.945
h. Other claims
Source of Funds
1.765.518
1.445.984
Rupiah
201.425
Demand Deposit
457.873
Saving
786.686
Time Deposits
319.534
Foreign Exchange
99.567
Demand Deposit
43.851
Saving
176.117
Time Deposits
1
48.782
28.467
21.636
e. Loans received
3.610
Rupiah
18.026
Foreign Exchange
2.390
38.615
1.336
h. Margin Deposits
58.168
a. Paid In Capital
20.043
b. Reserves
133.071
9.922
57.446
26.144
f. Loan Capital
1)
2015
Mar
930.326
922.541
801.969
120.572
7.785
5.130
2.655
42.240
13.822
24.020
3.200
1.199
213.648
101.459
50.504
35.081
26.604
155.074
57.499
759
77.339
19.476
9.160
22.677
1)
2)
Feb
2)
r) Revised figures

Tabel 1.4.a. Kegiatan Usaha BUSN Non Devisa
(Non-Foreign Exchange Commercial Banks Operations)

Keterangan
Penyaluran Dana
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
- Giro
- Lainnya
- Giro
- Fasbi
- Lainnya
d. Surat Berharga
- Obligasi
- Lainnya
e. Penyertaan
- Surat Berharga
- Lainnya
h. Tagihan Lainnya
Sumber Dana
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
Rupiah
Valas
kembali/repo)
h. Setoran Jaminan
a. Modal Disetor
b. Cadangan
f. Modal Pinjaman
2011
2012
2014
2013
Apr
Mei
Sep
Okt
Nov
Des
Feb
Mar
Items
Apr
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
- Demand Deposit
- Time Deposits
- Others
- Demand Deposit
- Fasbi
- Others
d. Securitiess
- Treasury Bills
- Bonds
- Others
109.303
108.228
108.228
0
1.074
1.074
0
3.076
111
1.786
742
437
20.546
9.146
146
8.060
3.193
13.583
7.398
34
4.350
1.800
158
1.525
114.062
113.081
113.081
0
981
981
0
3.400
132
1.256
1.398
614
17.769
9.739
128
5.482
2.420
14.313
7.589
35
4.982
1.708
758
1.537
116.613
115.619
115.619
0
994
994
0
3.508
583
1.356
1.253
317
19.656
9.914
1.417
8.309
17
13.200
6.433
35
5.031
1.702
757
1.571
119.724
118.732
118.732
0
992
992
0
4.501
547
2.126
1.585
244
17.776
10.070
1.213
6.479
14
14.575
7.490
35
5.266
1.784
757
1.633
121.129
120.127
120.127
0
1.001
1.001
0
4.242
904
1.773
1.468
97
24.096
10.099
1.467
12.516
13
13.503
6.365
5.454
1.683
731
1.647
120.837
119.860
119.860
0
977
977
0
3.804
492
1.545
1.645
122
19.404
10.312
1.043
8.033
15
13.502
6.235
5.596
1.671
738
1.633
122.863
121.904
121.904
0
959
959
0
4.351
507
2.073
1.655
116
21.183
10.399
1.043
9.729
12
13.852
6.441
5.719
1.692
742
1.693
122.578
121.638
121.638
0
940
940
0
3.372
486
1.332
1.244
311
22.971
10.644
1.199
11.114
15
14.843
7.451
5.550
1.843
749
1.677
124.197
123.216
123.216
0
981
981
0
4.034
517
1.914
1.317
287
24.112
10.835
1.182
12.066
29
16.120
8.220
5.671
2.229
749
1.749
126.945
126.001
126.001
0
944
944
0
6.533
599
4.048
1.475
410
26.236
10.977
1.845
13.380
34
15.738
6.257
5.502
3.978
750
1.701
126.769
125.853
125.853
0
916
916
0
4.299
635
1.825
1.168
672
23.041
11.090
1.712
10.193
46
17.162
5.430
5.644
6.088
785
1.830
128.612
127.685
127.685
0
927
927
0
4.919
557
2.465
1.333
564
26.575
11.142
1.635
13.776
22
17.293
5.204
5.820
6.269
765
1.730
129.712
128.762
128.762
0
950
950
0
4.138
687
1.529
1.376
545
24.439
11.449
1.788
11.168
34
17.330
4.058
6.128
7.144
766
1.771
1.146
7
12
221
1.499
5
53
0
1.930
1.517
3
4
0
8.782
1.507
5
25
0
4.946
1.545
4
22
0
4.337
1.605
6
22
0
6.212
1.618
5
24
0
583
1.605
5
23
0
5.207
1.666
5
22
0
4.115
1.647
6
24
0
4.150
1.719
5
25
0
3.140
1.671
5
24
0
2.990
83.095
83.095
3.634
10.281
69.180
0
3.017
4.032
997
997
-
104.346
104.346
5.074
12.794
86.478
0
0
0
0
0
5.091
5.027
1.051
1.051
-
122.883
122.883
5.844
14.402
102.636
0
0
0
0
0
6.567
5.363
1.875
1.875
102
120.995
120.995
4.990
14.883
101.041
0
0
0
0
0
5.929
5.366
1.883
1.883
92
125.040
124.946
5.413
14.568
104.965
0
0
0
0
0
4.622
5.577
1.829
1.829
21
128.288
128.193
5.993
15.181
107.018
0
0
0
0
0
5.815
6.492
1.873
1.873
1
130.155
130.062
5.764
15.609
108.689
0
0
0
0
0
5.191
5.793
1.791
1.791
102
129.199
129.104
5.305
15.584
108.215
0
0
0
0
0
5.191
5.634
1.787
1.787
102
131.799
131.799
5.972
15.861
109.966
0
0
0
0
0
5.167
6.414
1.784
1.784
1
134.269
134.269
5.979
16.325
111.966
0
0
0
0
0
3.458
5.092
3.591
3.591
-
137.026
137.026
6.025
16.421
114.580
0
0
0
0
0
2.982
5.256
4.196
4.196
-
141.027
141.027
7.056
16.422
117.549
0
0
0
0
0
4.258
5.896
4.193
4.193
-
1.801
4
24
0
3.958
138.153
138.153
6.361
16.404
115.388
0
0
0
0
0
3.163
5.962
4.108
4.108
-
1.705
2
22
0
2.365
143.659
143.659
6.660
16.579
120.420
0
0
0
0
0
2.909
5.358
4.222
4.222
-
1.747
- Credit
2
- Securities
22
- Others
0
3.972
h. Other claims
Source of Funds
143.562
143.562
Rupiah
7.044
Demand Deposit
16.715
Saving
119.803
Time Deposits
0
Foreign Exchange
0
Demand Deposit
0
Saving
0
Time Deposits
0
2.531
5.194
4.220
e. Loans received
4.220
Rupiah
Foreign Exchange
10
12
13
11
6.837
261
2.776
1.785
2.292
-
7.806
257
4.335
2.790
2.406
14
9.729
300
6.776
3.084
2.538
608
9.464
367
9.612
835
4.047
608
10.466
459
9.511
1.067
3.088
659
10.891
465
9.506
1.271
2.713
608
11.191
562
9.181
1.398
3.037
609
11.393
562
9.181
1.604
3.186
609
11.663
562
9.168
1.798
2.931
609
11.664
562
9.168
1.993
2.911
609
11.695
564
9.149
2.137
2.931
609
11.861
565
9.103
2.316
2.939
609
11.999
573
11.381
347
3.005
609
12.045
574
11.262
602
3.069
609
2015
Ags
90.341
89.451
89.451
0
890
890
0
2.519
190
1.020
957
352
24.844
8.179
10.479
3.203
2.983
9.843
3.275
0
5.047
1.521
155
1.557
r)
Jul
68.685
68.143
68.143
542
542
2.946
80
1.358
1.192
316
20.254
6.604
5.783
5.082
2.784
9.608
3.866
3.936
1.806
148
1.166
1)
2)
Jun
8
h. Margin Deposits
12.046
a. Paid In Capital
574
b. Reserves
11.252
781
3.088
609
f. Loan Capital
1)
2) Positive difference of op. income and non op. minus op. expenses and non op. vs old metada
r) Revised figures

Tabel 1.5.a. Kegiatan Usaha BPD
(Regional Development Banks Operations)

Keterangan
2011
2012
2013
2014
Apr
Mei
Penyaluran Dana
175.839
219.207
265.250
273.946
279.259
175.702
218.851
264.541
273.212
278.900
174.668
Rupiah
217.563
263.597
272.355
278.011
1.034
Valas
1.287
944
857
889
137
- Kepada Bank Lain
357
709
734
791
137
Rupiah
357
709
734
791
Valas
0
0
0
0
34.116
40.194
31.853
48.541
51.674
1.410
- Giro
1.809
2.318
2.648
2.570
10.697
15.142
14.468
15.728
17.052
21.368
22.894
14.522
29.464
31.546
640
- Lainnya
349
545
701
506
44.938
48.455
31.626
43.662
49.584
22.898
- Giro
27.642
27.971
27.268
27.644
318
9.368
200
491
390
14.518
- Fasbi
10.033
2.546
14.778
18.033
7.205
- Lainnya
1.413
909
1.125
3.517
14.139
d. Surat Berharga
18.640
32.106
30.556
31.988
8.130
6.618
12.125
10.584
10.922
- 49,3443065
100
41
51
4.640
- Obligasi
9.590
16.980
17.678
18.312
1.368
- Lainnya
2.383
2.901
2.252
2.703
574
e. Penyertaan
688
693
692
692
3.181
3.653
5.173
7.391
7.726
3.112
3.667
5.155
7.347
7.648
17
- Surat Berharga
8
4
49
43
51
- Lainnya
(22)
15
(4)
35
0
0
3
0
15.139
h. Tagihan Lainnya
17.366
3.081
13.729
11.526
Sumber Dana
235.265
278.535
287.709
345.954
361.750
234.097
Rupiah
277.555
286.021
344.716
360.110
88.033
Giro
112.715
106.398
132.909
148.894
67.329
Tabungan
79.938
95.786
79.400
77.185
78.734
Simpanan Berjangka
84.903
83.838
132.407
134.031
1.169
Valas
980
1.688
1.238
1.640
362
Giro
238
673
559
325
20
Tabungan
30
41
53
41
787
Simpanan Berjangka
711
974
627
1.274
9
5
222
3
3
13.337
19.869
22.957
14.262
12.630
7.289
7.517
6.860
6.516
6.686
2.465
1.819
1.846
2.094
2.083
2.465
Rupiah
1.819
1.846
2.094
2.083
Valas
0
0
0
0
0
0
1
1
79
2.101
5.051
3.124
2.386
kembali/repo)
h. Setoran Jaminan
479
492
309
298
394
14.528
a. Modal Disetor
19.920
22.744
23.555
23.897
7.773
b. Cadangan
8.356
10.343
11.504
12.211
255
344
377
5.061
3.349
8.946
10.733
3.334
4.125
7.954
2.190
2.729
2.740
2.220
2.226
1.112
f. Modal Pinjaman
1.328
1.004
1.004
1.004
1)
2)
r)
Jun
Jul
2015
Ags
Sep
Okt
Nov
Des
Feb
Mar
Apr
308.076
307.060
306.221
839
1.017
1.017
0
78.925
3.457
17.685
55.407
2.375
66.842
38.296
531
27.815
200
38.919
12.578
435
19.229
6.676
692
8.925
284.331
283.448
282.572
876
883
883
0
62.665
1.794
22.747
37.312
812
51.873
28.854
310
20.026
2.684
30.586
9.825
41
18.036
2.684
692
7.386
287.360
286.459
285.626
833
901
901
0
31.623
2.343
7.864
20.889
527
37.022
32.056
302
4.491
173
27.497
7.996
42
17.107
2.352
692
8.254
289.931
289.017
288.188
829
914
914
0
40.871
1.988
7.486
30.730
667
48.582
36.503
490
11.027
561
28.978
7.557
42
18.650
2.730
692
8.389
295.390
294.511
293.691
821
878
878
0
63.952
2.614
15.000
45.861
478
61.724
30.477
305
30.520
421
29.544
8.005
42
18.350
3.146
692
7.706
299.058
298.145
297.354
791
913
913
0
61.055
2.287
12.894
45.442
431
57.467
33.426
498
22.925
617
31.314
10.271
42
17.820
3.181
692
7.655
302.553
301.614
300.814
800
939
939
0
57.488
2.848
11.442
42.607
591
58.436
31.750
967
25.099
620
32.101
10.787
43
18.319
2.953
692
8.156
302.426
301.456
300.647
809
970
970
0
38.351
1.675
14.233
21.856
586
39.144
31.339
382
6.801
623
30.988
9.179
43
17.605
4.161
692
7.927
300.847
299.902
299.054
849
944
944
0
52.959
3.196
10.730
38.050
983
45.684
28.777
802
15.727
378
33.038
9.375
464
17.677
5.521
693
8.701
304.492
303.530
302.679
851
961
961
0
67.383
2.110
16.870
47.457
946
68.063
29.543
220
37.971
329
35.374
11.350
466
18.659
4.899
693
8.630
7.314
43
29
0
12.748
8.184
43
26
2
7.261
8.319
43
27
0
5.521
7.632
43
32
0
10.392
7.608
17
30
2
12.079
7.868
16
271
1
8.097
7.655
4
268
0
5.481
8.417
8
276
0
6.612
8.360
8
262
0
4.405
381.311
379.981
171.014
75.526
133.441
1.331
324
47
960
3
12.508
6.437
2.236
2.236
0
0
2.378
329.518
327.932
105.434
86.495
136.002
1.586
287
41
1.258
3
10.540
5.812
2.334
2.334
0
0
2.620
352.139
350.837
127.093
82.327
141.416
1.302
448
42
811
3
11.958
6.038
2.334
2.334
0
0
1.413
400.773
399.311
170.536
81.002
147.773
1.462
217
46
1.199
3
10.709
6.273
2.380
2.380
0
0
925
397.751
396.697
156.133
84.224
156.341
1.053
238
38
778
3
10.225
6.904
2.626
2.626
0
0
898
393.877
392.315
156.795
85.790
149.731
1.562
388
37
1.137
3
10.768
7.004
2.726
2.726
0
2
749
335.957
334.704
120.531
100.903
113.270
1.253
368
46
839
2
20.612
7.050
3.212
3.150
62
0
3.405
367.019
365.457
133.136
85.086
147.235
1.562
298
34
1.230
2
14.390
6.595
2.487
2.487
0
4
1.658
410.781
409.343
171.108
82.055
156.180
1.439
374
30
1.034
2
10.797
6.496
2.888
2.888
0
0
1.340
286
276
289
308
321
326
467
276
25.270
12.520
2.100
5.458
1.962
1.004
25.248
12.837
1.286
5.287
2.075
1.004
25.550
12.896
904
6.248
1.966
1.004
26.003
12.894
904
7.823
1.611
1.004
26.142
12.894
799
8.826
1.952
1.004
26.369
12.894
799
9.431
2.017
1.004
26.771
12.877
706
9.720
2.230
1.004
306
27.102
12.987
11.233
1.867
2.234
1.004
2)
27.104
13.622
8.057
3.195
2.426
1.004
Items
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
- Demand Deposit
- Time Deposits
- Others
- Demand Deposit
- Fasbi
- Others
d. Securitiess
- Treasury Bills
- Bonds
- Others
8.647
- Credit
8
- Securities
270
- Others
3
19.871
h. Other claims
Source of Funds
445.125
442.878
Rupiah
176.097
Demand Deposit
85.010
Saving
181.771
Time Deposits
2.247
Foreign Exchange
271
Demand Deposit
33
Saving
1.943
Time Deposits
2
10.399
6.065
2.897
e. Loans received
2.897
Rupiah
0
Foreign Exchange
1
779
237
h. Margin Deposits
27.243
a. Paid In Capital
14.126
b. Reserves
5.408
3.924
2.417
1.004
f. Loan Capital
1)
r) Revised figures

Tabel 1.6.a. Kegiatan Usaha Bank Campuran
(Joint Venture Banks Operations)

Keterangan
2011
Penyaluran Dana
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
- Giro
- Lainnya
- Giro
- Fasbi
- Lainnya
d. Surat Berharga
- Obligasi
- Lainnya
e. Penyertaan
- Surat Berharga
- Lainnya
h. Tagihan Lainnya
Sumber Dana
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
Rupiah
Valas
h. kembali/repo)
Setoran Jaminan
a. Modal Disetor
b. Cadangan
d. L/R Tahun berjalan sesudah pajak
f. Modal Pinjaman
2)
2012
120.394
120.389
57.276
63.113
5
5
11.115
6.202
4.461
436
17
21.493
12.529
2.862
5.501
600
16.177
7.213
75
6.526
2.363
112
2.489
2013
2014
Apr
Mei
Jun
Jul
Ags
2015
Sep
Okt
Nov
Des
201.510
201.357
95.948
105.409
152
152
0
19.748
8.457
10.633
379
279
29.004
19.923
968
7.539
573
17.239
6.131
462
6.812
3.834
94
2.751
203.222
203.099
99.289
103.810
123
123
0
14.081
5.472
7.915
435
259
24.799
19.079
463 r)
5.466
253 r).
20.157
7.122
2.191r)
8.233
2.610
254
2.896
206.424
206.307
101.124
105.183
117
117
0
15.077
7.298
7.339
439
24.116
18.791
302
5.022
0
19.817
6.980
1.688
8.667
2.482
250
3.016
210.855
210.741
104.870
105.872
113
113
0
12.722
6.140
5.974
608
25.496
18.820
120
6.141
415
19.792
7.252
2.269
7.594
2.678
252
3.151
210.174
210.059
109.521
100.538
115
115
0
10.404
6.427
3.383
594
25.650
18.696
855
5.833
266
20.517
6.159
2.490
9.041
2.828
254
3.148
183.531
183.430
96.447
86.984
100
100
0
10.422
4.291
5.531
600
22.499
15.802
2.078
3.683
936
17.753
4.968
2.187
8.429
2.169
264
3.120
184.268
184.165
96.654
87.510
104
104
0
13.715
4.792
7.799
1.123
23.673
16.310
574
6.363
426
18.441
5.564
2.184
8.320
2.373
251
3.086
184.553
184.467
97.773
86.694
86
86
0
13.939
5.060
7.514
1.064
300
26.442
17.119
1.742
6.420
1.160
19.063
5.643
1.798
8.808
2.813
256
2.997
190.616
190.228
101.468
88.760
388
388
0
13.008
6.131
5.729
1.075
73
26.037
17.478
2.587
5.911
61
21.226
5.227
1.966
11.084
2.950
254
3.071
196.326
195.925
103.039
92.886
400
400
0
10.894
4.539
5.144
1.091
121
26.854
19.235
2.137
5.371
111
22.745
4.668
1.998
13.190
2.888
254
3.131
198.367
197.980
102.498
95.482
387
387
0
14.782
5.435
7.994
1.138
215
28.407
18.828
4.172
5.213
194
24.946
4.360
1.227
12.267
7.091
225
3.320
195.276
194.894
103.839
91.056
382
382
0
19.775
6.542
11.734
1.282
217
30.307
19.133
7.057
3.724
392
27.400
4.599
1.677
12.572
8.553
225
3.174
2.332
5
151
1.125
7.206
2.421
3
146
1.516
8.077
2.510
2
239
5.768
10.242
2.692
2
201
3.815
12.681
2.820
1
195
3.683
15.117
2.954
1
195
3.801
13.931
2.945
2
201
3.618
10.841
2.910
2
208
3.400
10.431
3.033
2
51
4.009
11.850
2.930
12
56
3.394
14.667
3.005
11
55
3.372
14.770
3.067
12
52
3.730
13.876
3.248
14
58
4.884
14.237
3.112
14
48
5.175
14.255
110.865
61.217
9.404
8.310
43.504
49.647
15.797
10.101
23.749
0
8.673
795
20.229
700
19.529
977
5.733
132.454
68.704
12.226
8.529
47.948
63.751
22.282
10.763
30.706
336
14.927
946
27.118
552
26.567
1.144
5.642
164.533
80.847
16.744
10.268
53.835
83.686
27.549
12.978
43.160
0
11.079
498
44.857
1.645
43.213
5.346
8.733
159.039
78.459
13.010
8.644
56.805
80.580
24.628
13.024
42.928
417
11.771
498
44.594
1.790
42.803
3.453
9.371
160.299
77.981
12.869
8.837
56.275
82.319
26.521
13.441
42.356
610
13.075
997
44.593
1.886
42.707
3.316
9.276
162.069
80.471
13.814
9.420
57.237
81.597
24.314
12.585
44.699
386
13.087
997
46.542
2.044
44.498
3.418
10.145
155.322
76.058
12.458
9.905
53.695
79.263
25.709
12.537
41.017
15.651
998
48.261
1.550
46.711
3.162
10.091
129.668
62.983
11.359
7.626
43.998
66.685
24.626
12.882
29.177
14.740
499
46.688
1.341
45.347
3.296
8.337
134.864
66.349
12.606
7.841
45.902
68.515
23.395
12.526
32.595
10.667
499
50.856
1.746
49.111
3.824
9.578
143.346
71.556
14.997
7.137
49.422
71.790
27.427
12.487
31.875
1.228
8.900
499
48.067
1.750
46.318
3.442
10.006
145.890
76.633
13.658
7.878
55.097
69.257
25.983
13.207
30.067
1.229
13.972
449
47.591
1.742
45.849
3.435
8.884
149.668
78.962
13.334
7.548
58.079
70.706
27.525
13.377
29.804
11.695
546
51.831
1.942
49.889
3.752
8.515
154.158
82.938
13.663
8.941
60.334
71.220
26.151
14.628
30.441
11.192
1.446
54.804
1.550
53.254
4.832
8.848
156.423
82.079
12.771
7.489
61.819
74.344
28.042
14.508
31.794
13.288
1.446
56.134
2.030
54.103
5.537
6.977
56
99
158
233
197
203
195
219
222
224
242
13.151
1.445
9.774
2.434
1.775
1.779
14.814
1.714
11.736
3.448
333
1.867
18.861
2.438
14.333
4.538
2.231
4.883
21.057
2.408
17.392
1.514
344
4.292
21.057
2.418
17.277
1.807
335
4.320
21.177
2.734
16.605
2.134
339
4.386
21.177
2.758
16.582
2.465
339
4.284
18.311
2.667
15.893
2.632
363
3.334
18.311
2.667
15.893
3.091
334
3.473
18.311
2.667
15.893
3.569
352
3.444
18.311
2.667
15.893
3.997
374
3.463

r)
Mar
153.299
153.295
77.872
75.424
4
4
0
13.465
7.682
5.467
310
6
25.008
14.333
4.334
5.554
786
16.119
4.479
278
7.648
3.713
94
2.571
1)
2)
Feb
2)
Apr
194.548
194.174
107.276
86.898
374
374
0
17.232
5.708
9.967
1.142
415
30.220
18.663
5.195
5.183
1.180
27.709
4.069
1.569
13.407
8.665
65
3.601
Items
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
- Demand Deposit
- Time Deposits
- Others
- Demand Deposit
- Fasbi
- Others
d. Securitiess
- Treasury Bills
- Bonds
- Others
3.533
- Credit
15
- Securities
53
- Others
4.712
14.404
h. Other claims
- Source of Funds
154.430
84.920
Rupiah
15.067
Demand Deposit
7.143
Saving
62.710
Time Deposits
69.510
Foreign Exchange
29.705
Demand Deposit
12.826
Saving
26.979
Time Deposits
16.818
1.446
51.688
e. Loans received
2.489
Rupiah
49.199
Foreign Exchange
4.937
7.441
h. Margin Deposits
a. Paid In Capital
b. Reserves
f. Loan Capital
1)
256
291
297
291
18.401
2.667
15.892
4.219
1.564
3.514
18.401
2.667
19.992
569
1.610
3.667
18.398
2.667
19.858
904
1.579
6.325
18.231
2.643
17.966
968
1.541
6.919
r) Revised figures

Tabel 1.7.a. Kegiatan Usaha Bank Asing
(Foreign Owned Banks Operations)

Keterangan
Penyaluran Dana
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
- Giro
- Lainnya
- Giro
- Fasbi
- Lainnya
d. Surat Berharga
- Obligasi
- Lainnya
e. Penyertaan
- Surat Berharga
- Lainnya
h. Tagihan Lainnya
Sumber Dana
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
Rupiah
Valas
kembali/repo)
h. Setoran Jaminan
a. Modal Disetor
b. Cadangan
f. Modal Pinjaman
2011
2012
2013
2014
Apr
Mei
Jun
Jul
2015
Ags
Sep
Okt
Nov
Des
Feb
Mar
Apr
278.370
261.139
94.938
166.202
17.230
1.951
15.279
21.843
10.525
11.315
0
3
49.073
22.993
11.537
14.178
366
70.652
7.339
3.004
48.038
12.270
3
4.137
141.882
136.486
52.277
84.209
5.396
529
4.867
17.048
3.371
13.494
181
1
31.595
16.750
299
2.639
11.908
53.009
24.682
630
18.962
8.734
18
3.910
177.468
172.859
66.742
106.117
4.610
107
4.503
20.207
3.792
16.333
0
82
35.955
18.002
11.603
5.769
580
41.577
9.643
481
20.918
10.535
12
3.299
234.577
225.500
80.257
145.243
9.077
581
8.497
21.008
3.973
17.035
0
1
30.765
19.983
0
10.583
199
60.318
13.614
5.894
32.748
8.062
3
3.798
234.692
225.876
82.664
143.212
8.816
357
8.459
17.068
3.388
13.496
185
1
28.208
20.156
606
7.308
138
65.108
11.212
3.841
40.628
9.426
3
3.221
240.459
232.290
85.195
147.095
8.169
429
7.741
22.247
3.778
18.468
0
1
33.946
20.478
1.751
11.579
137
65.174
11.438
3.288
40.781
9.667
3
3.541
242.978
234.835
87.286
147.549
8.143
572
7.571
19.569
2.909
16.659
0
1
29.453
19.680
1.186
8.587
0
70.767
14.396
4.113
42.749
9.509
3
3.351
251.191
244.229
92.064
152.165
6.962
570
6.392
17.311
4.063
13.248
0
1
29.535
19.593
1.158
8.743
41
67.814
11.255
2.568
45.110
8.881
3
3.358
249.597
243.138
90.294
152.844
6.460
567
5.892
16.398
3.876
12.522
0
1
35.894
20.222
3.217
12.421
34
62.226
9.812
2.760
41.064
8.590
3
3.177
266.569
252.838
90.342
162.496
13.731
1.116
12.616
19.151
5.093
14.057
0
0
33.536
20.636
3.046
9.854
0
70.499
9.181
4.407
48.002
8.908
3
3.425
262.023
247.827
89.433
158.394
14.196
1.714
12.482
15.382
5.945
9.434
0
3
41.596
21.150
3.928
16.518
0
63.821
9.940
3.800
41.561
8.520
3
3.347
258.381
244.021
88.516
155.505
14.360
1.963
12.397
27.350
5.822
21.524
0
3
38.834
21.138
3.356
14.331
8
63.557
12.779
2.762
40.033
7.983
3
3.732
258.505
244.031
88.101
155.930
14.474
2.067
12.407
16.901
5.156
11.744
0
0
36.048
21.675
5.883
7.967
523
71.673
7.572
2.981
46.205
14.915
3
3.712
267.770
252.010
89.862
162.149
15.759
2.159
13.600
17.254
6.260
10.994
0
0
44.389
22.173
7.367
14.472
377
75.261
8.754
2.344
45.162
19.001
3
3.932
272.197
254.456
91.495
162.962
17.740
2.058
15.682
20.486
7.245
13.192
0
50
44.248
22.440
8.106
13.703
0
74.202
8.145
2.847
46.610
16.599
3
4.141
3.247
11
652
4.926
13.434
2.766
2
532
4.941
12.452
3.290
3
505
15.071
16.647
2.136
3
1.082
10.622
19.829
2.450
4
1.087
10.300
23.165
2.259
4
1.088
10.243
22.902
2.276
4
1.078
10.652
20.842
2.270
5
902
10.055
21.436
2.470
3
952
10.823
23.522
2.390
4
952
9.774
24.942
2.763
5
964
10.478
24.976
2.778
3
932
10.729
25.867
2.984
3
945
12.464
29.243
3.201
3
936
12.270
32.021
141.473
73.399
27.683
7.195
38.522
68.074
39.498
11.526
17.050
49
20.499
2.061
4.686
3.938
155.430
79.987
32.996
7.858
39.133
75.443
44.409
12.857
18.176
3
19.839
0
0
0
0
5.373
4.463
173.395
84.697
36.873
6.713
41.111
88.698
58.465
14.336
15.897
0
18.278
0
0
0
0
17.111
5.829
166.190
78.432
32.353
7.142
38.937
87.757
59.560
14.399
13.797
0
19.263
0
578
0
578
11.558
7.672
173.736
85.860
39.208
7.487
39.164
87.877
58.816
15.168
13.892
0
22.642
0
584
0
584
11.075
8.691
169.801
84.703
40.256
7.012
37.434
85.099
55.088
14.651
15.360
77
24.026
0
1.186
0
1.186
12.220
8.954
163.985
80.634
34.742
7.817
38.076
83.351
55.572
14.806
12.973
26.740
0
1.158
0
1.158
12.245
7.514
169.017
82.874
37.636
7.433
37.805
86.142
57.484
14.842
13.816
108
20.923
1.170
1.170
11.202
7.815
172.329
83.050
36.802
7.509
38.740
89.279
59.677
14.519
15.083
572
27.029
1.219
1.219
12.397
8.755
173.298
85.582
36.046
6.896
42.641
87.716
59.371
13.950
14.394
41
27.485
1.209
1.209
11.067
9.320
179.335
88.282
38.150
7.507
42.625
91.053
61.307
14.275
15.470
26.200
1.220
1.220
10.833
9.035
174.261
89.537
38.094
7.382
44.062
84.724
55.182
14.129
15.413
0
23.600
1.239
1.239
11.468
8.182
189.243
96.796
40.294
9.967
46.536
92.447
62.198
14.922
15.327
0
23.684
1.293
1.293
14.299
8.787
188.758
95.170
40.218
7.799
47.154
93.588
62.066
15.161
16.360
200
28.869
654
654
14.783
9.856
498
511
608
501
517
544
483
531
592
582
571
585
562
575
3.830
12.503
5.289
173
-
4.289
0
14.770
5.137
56
0
5.018
0
17.880
6.121
(300)
0
5.590
0
22.663
3.289
(83)
0
6.167
0
22.559
3.794
(45)
0
6.766
0
22.178
4.623
(134)
0
6.766
0
22.178
5.456
(101)
0
6.766
22.178
6.052
(91)
-
6.766
22.178
6.572
(251)
-
6.766
21.612
7.478
(77)
-
6.766
21.612
7.898
(26)
-
6.766
20.982
8.724
(81)
-
6.766
29.171
2.002
51
-
6.766
28.738
2.622
(48)
-
1)
2)
r)
2)
Items
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
- Demand Deposit
- Time Deposits
- Others
- Demand Deposit
- Fasbi
- Others
d. Securitiess
- Treasury Bills
- Bonds
- Others
3.202
- Credit
4
- Securities
931
- Others
11.105
28.535
h. Other claims
- Source of Funds
195.475
97.641
Rupiah
38.585
Demand Deposit
7.489
Saving
51.568
Time Deposits
97.834
Foreign Exchange
66.364
Demand Deposit
15.488
Saving
15.982
Time Deposits
31.473
648
e. Loans received
Rupiah
648
Foreign Exchange
13.525
9.081
544
h. Margin Deposits
- Components of Capital
6.766
a. Paid In Capital
b. Reserves
27.732
2.983
(114)
f. Loan Capital
1)
r) Revised figures
Tabel 1.8.a. Laporan Laba / Rugi Bank Umum
Commercial Banks Income Statements

Keterangan
A. Pendapatan dan Beban Bunga
1. Pendapatan bunga
a. Dari Bank Indonesia
b. Dari Penempatan pada bank lain
c. Dari surat berharga
d. Dari Kredit yang diberikan
- kepada pihak ketiga bukan bank
- kepada bank lain
e. Lainnya
2. Beban Bunga
a. Kepada Bank Indonesia
b. Kewajiban pada Bank lain
c. Kepada pihak ketiga bukan Bank
- Giro
- Tabungan
- Simpanan Berjangka
d. Surat Berharga
e. Pinjaman yang diterima
f. Lainnya
g. Koreksi atas pendapatan bunga
B. Pendapatan Bunga Bersih (A1-A2)
2012
2013
Apr
Mei
Jun
2014
Ags
Jul
Sep
Okt
Nov
Des
2015
Mar
Feb
Items
Apr
A.
364.339
15.019
4.882
28.582
246.545
245.807
738
69.312
185.619
591
2.816
101.000
10.395
19.588
71.018
4.561
6.945
68.744
962
178.720
391.280
9.979
4.373
24.027
279.847
278.874
973
73.054
183.713
611
2.644
100.507
11.414
18.492
70.601
5.155
2.452
71.516
828
207.568
458.188
8.056
5.535
26.305
331.606
330.353
1.253
86.686
215.134
620
3.843
116.392
12.257
19.231
84.903
5.882
2.488
85.131
779
243.054
178.033
2.199
1.963
11.213
128.159
127.636
523
34.499
90.790
206
1.608
50.164
4.113
6.759
39.293
2.146
1.014
34.178
1.474
87.244
222.447
2.726
2.567
14.418
159.874
159.020
854
42.862
112.264
256
1.943
64.007
5.271
8.501
50.235
2.893
1.335
40.450
1.381
110.183
268.963
3.268
3.131
17.322
193.299
192.459
839
51.943
136.056
302
2.244
79.561
6.415
11.662
61.484
3.507
1.756
47.463
1.223
132.907
316.295
3.982
3.771
20.069
226.781
225.787
994
61.692
161.332
345
2.698
94.391
7.563
13.705
73.123
4.148
1.977
56.600
1.173
154.962
365.406
4.709
4.334
23.333
261.431
260.286
1.145
71.598
187.633
386
2.989
109.945
8.724
15.850
85.370
4.764
2.222
66.174
1.152
177.773
414.054
5.450
4.888
26.429
296.318
295.006
1.312
80.970
213.851
429
3.408
125.405
9.855
17.962
97.589
5.253
2.488
75.739
1.128
200.203
466.451
6.247
5.539
29.855
332.833
331.379
1.454
91.977
240.484
472
3.817
141.500
11.134
20.109
110.257
5.807
2.774
85.077
1.038
225.967
516.149
7.022
6.220
33.709
367.371
365.767
1.604
101.827
266.262
513
4.184
156.969
12.345
22.138
122.486
6.351
3.083
94.149
1.012
249.887
568.014
7.816
6.846
37.215
403.926
402.163
1.763
112.211
293.842
562
4.613
172.936
13.615
24.317
135.003
6.993
3.502
104.298
939
274.171
103.842
1.377
1.028
7.456
72.320
71.984
336
21.661
56.523
76
883
31.117
2.217
3.879
25.020
1.229
757
20.255
2.205
47.319
-
157.866
2.054
1.565
11.593
109.219
108.723
496
33.435
85.728
115
1.359
47.542
3.378
5.785
38.380
1.884
1.048
31.630
2.150
72.138
210.197
2.758
2.282
15.216
145.186
144.531
655
44.754
113.797
153
1.899
63.445
4.627
7.596
51.222
2.547
1.385
42.291
2.078
96.400
125.876
12.612
125.557
9.929
139.655
4.206
59.937
2.706
71.579
2.986
80.225
3.238
93.531
3.589
102.619
4.008
114.689
4.945
122.965
4.900
136.373
5.781
148.439
6.306
42.497
2.421
57.594
2.552
70.915
3.003
213
17
127
10
15
14
200
193
238
239
12
29
39
37
37
35
55
28.337
34.332
32.261
38.537
58.608
44.908
26.018
15.084
27.989
22.327
30.944
26.667
36.928
31.469
38.078
35.585
42.077
40.061
44.515
44.542
48.271
48.830
50.757
54.203
18.931
8.248
23.880
13.752
28.837
18.602
f. Lainnya
2. Beban Operasional Selain Beban Bunga
a. Penurunan Nilai Wajar dan kerugian
penjualan surat berharga
b. Penurunan Nilai Wajar dan kerugian
penjualan kredit yang diberikan
c. Penurunan Nilai Wajar dan kerugian
penjualan aset keuangan lainnya
d. Kerugian Transaksi Spot dan Derivatif
e. Penyusutan/Amortisasi
f. Kerugian penyertaan equity method,
komisi/provisi/fee, administrasi
50.377
215.336
7.222
44.800
218.409
5.710
31.777
251.154
2.964
16.119
101.239
1.495
18.272
120.974
1.498
19.367
138.921
1.661
21.529
165.387
1.633
24.895
185.834
1.909
27.368
208.002
2.643
28.779
229.523
2.022
33.219
254.163
2.469
36.879
278.849
2.577
12.888
66.580
464
17.405
92.513
745
20.471
120.252
1.133
349
123
13
15
18
51
68
13
29
40
365
26.191
63.840
3.792
26.045
52.385
2.622
48.690
51.583
2.611
23.236
24.618
1.002
24.629
29.972
1.315
27.178
31.856
1.585
32.832
38.191
1.920
33.649
43.225
2.198
36.596
48.476
2.519
38.967
53.641
2.894
42.405
59.244
3.231
43.873
64.153
3.509
17.466
20.108
527
21.747
26.098
798
26.107
33.259
1.050
g. Lainnya
Laba/Rugi Operasional (A1 + C1) - (A2 + C2)
Pendapatan non - operasional
Beban non - operasional
Laba/Rugi non-operasional (E - F)
Laba/Rugi tahun berjalan sebelum pajak
Penerimaan Transfer Laba/Rugi
Transfer Laba/Rugi ke Kantor Pusat
Jumlah laba/rugi bersih (setelah taksiran pajak
penghasilan)
*). Angka-angka sementara
113.577
89.259
30.696
22.888
7.808
97.067
40.391
41.719
75.077
131.519
114.715
21.929
17.133
4.796
119.512
56.698
57.793
92.830
145.304
131.555
26,040r)
50.881
45.942
8.470
63.553
60.789
10.656
76.628
74.211
12.818
90.796
83.106
14.854
104.834
94.558
16.761
117.768
106.890
18.673
131.999
119.409
20.636
146.763
132.097
22.680
164.669
143.761
25.225
28.001
23.236
3.898
43.094
37.219
5.954
58.663
47.064 D.
7.505 E.
20.432
5,608r)
7.363
1.106
11.468r)
(813)
13.556
(737)
14.917
(62)
16.569
191
18.009
664
20.878
(242)
23.202
(523)
25.394
(169)
4.082
(185)
5.808
146
7.629 F.
(124) G.
137,162r)
64.661
66,088r)
106.707
47.049
59
177
37.093
59.977
73
185
47.780
73.474
85
221
58.430
83.044
146
239
65.958
94.749
159
298
75.068
107.554
172
316
85.374
C Pendapatan dan Beban Operasional Lain

. 1. Pendapatan Operasional Selain Bunga
a. Peningkatan Nilai Wajar dan keuntungan
b. Peningkatan Nilai Wajar dan keuntungan
c. Peningkatan Nilai Wajar dan keuntungan
d. Keuntungan Transaksi Spot dan Derivatif
e. Deviden, keuntungan penyertaan equity
method, komisi/provisi/fee
D.
E.
F.
G.
H.
I.
J.
K.
2011
B.
C.
119.167
128
506
94.147
131.575
131
611
103.489
143.591
66.264
67.023
112.160
23.051
88
289
18.067
37.365
11
215
29.630
46.940
34
361
36.847
H.
I.
J.
K.
Interest Income and Interest Expenses

1. Interest Income
a. From Bank Indonesia Placement
b. From interbank placement
c. From securities
d. From credit
- To Third Party non Bank
- To other Bank
e Others
2. Interest Expenses
a. Bank Indonesia Liabilites
b. Interbank Liabilities
c. Third Party non Bank
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f. Others
g. Corrections
Net Interest Income (A1-A2)
Other Operating Income and Expenses
1. Other Operating Income
a. Increase in fair value and gain
form sale of securities
b. Increase in fair value and gain
form sale of credit
c. Increase in fair value and gain
form sale of other financial assets
d. Gain from spot and derivative transaction
e. Deviden, gain from investment in shares
with equity method,
fees/comissions/provisions
f
Others
2. Non Interest Expense
a. Decrease in fair value and losses form
sale of securities
b. Decrease in fair value and losses
form sale of credit
c. Decrease in fair value and losses
d. Losses from spot and derivative
transaction
e. Depreciation/Amortizations
f
Losses from investment in shares with
equity method, fees/comissions/
provisions
g. Others
Operating Profit/loss (A1+C1) - (A2+C2)
Non Operational Income
Non Operational Expenses
Non Operational Profit (E - F)
Current Year profit
Transfser Profit / Loss Received
Transfer of Profit/Loss to Head Office
Profit/Loss After Estimation of tax
r) Revised figures
Tabel 1.9.a. Laporan Laba / Rugi Bank Persero
(State Owned Banks Income Statements)

Keterangan
1. Pendapatan bunga
- kepada bank lain
e. Lainnya
2. Beban Bunga
- Giro
- Tabungan
d. Surat Berharga
f. Lainnya
f. Lainnya
D.
E.
F.
G.
H.
I.
J.
K.
g. Lainnya
penghasilan)
2011
2012
2013
Apr
Mei
Jun
2014
Ags
Jul
Sep
Okt
Nov
Des
2015
Mar
Feb
Items
Apr
A.
120.468
2.977
1.586
12.335
98.731
98.549
182
4.839
47.976
454
501
33.861
3.619
7.742
22.500
1.257
5.868
5.077
958
72.492
120.662
2.937
1.323
9.694
100.923
100.690
234
5.784
41.417
506
439
31.277
3.837
6.777
20.664
1.220
1.265
5.903
808
79.244
143.194
1.933
1.557
10.602
121.345
121.099
246
7.756
47.994
529
748
35.815
3.706
7.482
24.627
1.253
1.242
7.629
778
95.200
56.297
510
493
4.452
48.205
48.094
111
2.637
20.907
193
301
15.325
1.263
2.657
11.405
482
524
2.611
1.471
35.390
70.142
650
631
5.544
60.225
60.084
141
3.092
26.020
240
406
19.657
1.628
3.342
14.687
617
648
3.075
1.377
44.122
84.651
782
770
6.596
72.730
72.555
175
3.774
31.477
282
476
24.058
1.971
3.999
18.087
776
898
3.765
1.222
53.174
99.436
971
969
7.437
85.228
85.020
208
4.830
37.659
322
565
28.902
2.314
4.664
21.923
935
963
4.801
1.172
61.777
115.113
1.168
1.135
8.833
98.288
98.047
241
5.689
43.991
360
612
34.105
2.683
5.375
26.047
1.064
1.051
5.648
1.151
71.123
131.091
1.409
1.270
10.035
111.726
111.449
277
6.652
50.508
400
733
39.281
3.030
6.082
30.169
1.175
1.175
6.618
1.126
80.583
147.343
1.622
1.440
11.450
125.441
125.146
295
7.390
56.825
439
851
44.562
3.432
6.798
34.331
1.287
1.296
7.355
1.036
90.518
163.338
1.829
1.606
13.298
138.382
138.060
321
8.223
63.034
478
957
49.629
3.808
7.487
38.334
1.385
1.432
8.144
1.010
100.303
179.891
2.027
1.771
14.572
152.187
151.836
351
9.334
70.029
523
1.058
54.939
4.213
8.197
42.529
1.556
1.630
9.386
937
109.862
34.720
305
236
3.029
28.861
28.786
74
2.288
15.708
70
281
10.436
647
1.305
8.483
284
419
2.014
2.205
19.011
51.826
481
349
4.752
42.797
42.698
99
3.447
22.667
105
444
15.901
1.003
1.957
12.941
444
489
3.136
2.149
29.158
-
68.392
661
524
6.086
56.446
56.316
130
4.675
29.277
140
633
20.898
1.354
2.582
16.962
614
614
4.301
2.077
39.115
-
54.376
7.029
50.412
5.149
39.298
1.081
18.408
1.275
21.609
1.293
23.735
1.395
27.934
1.487
30.712
1.552
35.237
2.480
36.537
1.918
40.393
2.004
44.719
2.114
13.676
361
17.751
424
19.971
562
B.
C.
2.357
13.421
3.734
14.985
6.235
18.250
2.286
6.243
2.672
7.838
3.172
9.616
3.859
11.848
3.947
13.520
4.944
15.341
4.894
17.012
5.176
18.808
5.639
21.513
1.354
3.478
1.605
6.313
2.023
8.300
31.569
90.671
5.470
26.543
80.785
3.766
13.732
75.030
767
8.603
32.560
1.052
9.806
39.919
1.020
9.551
45.104
1.063
10.740
53.853
1.103
11.692
60.724
1.111
12.472
68.166
1.731
12.713
73.943
1.213
14.405
81.023
1.373
15.454
88.752
1.405
8.482
22.652
62
9.410
29.263
102
9.086
36.874
149
2.882
40.136
2.134
2.940
26.429
732
3.595
19.075
656
1.786
11.658
246
1.897
14.271
306
2.135
14.470
364
2.639
17.242
442
2.607
18.311
507
3.213
20.138
558
3.156
21.540
629
3.279
22.528
689
3.567
22.986
761
904
11.335
131
1.107
12.106
218
1.320
13.754
294
40.049
36.197
13.418
8.102
5.316
41.513
15.441
15.441
32.659
46.918
48.871
3.183
386
2.798
51.669
26.113
26.113
40.823
50.938
17.819
22.425
27.072
32.427
38.188
42.525
47.405
53.155
60.034
10.220
15.731
21.357
59.468
2.789
612
2.177
61.645
33.198
33.198
48.762
21.237
833
71
761
21.998
17.628
25.812
958
101
857
26.669
21.315
31.804
1.161
125
1.036
32.840
26.076
35.858
2.064
132
1.932
37.790
30.233
41.111
2.434
101
2.333
43.443
34.729
47.655
2.750
113
2.637
50.292
40.308
53.113
2.890
133
2.756
55.869
44.465
59.673
3.067
180
2.886
62.559
49.459
65.830
3.463
190
3.274
69.104
34.975
34.975
54.375
10.035
333
15
318
10.353
8.244
17.646
722
26
697
18.343
14.765
22.212
647
68
578
22.791
18.270
D.
E.
F.
G.
H.
I.
J.
K.

1. Interest Income
c. From securities
d. From credit
- To other Bank
e Others
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f. Others
g. Corrections
form sale of credit
with equity method,
f
Others
sale of securities
form sale of credit
transaction
f
provisions
g. Others
Current Year profit
Tabel 1.10.a. Laporan Laba / Rugi BUSN Devisa
(Foreign Exchange Commercial Banks Income Statements)

Keterangan
1. Pendapatan bunga
- kepada bank lain
e. Lainnya
2. Beban Bunga
- Giro
- Tabungan
d. Surat Berharga
f. Lainnya
D.
E.
F.
G.
H.
I.
J.
K.
2011
2012
2014
2013
Apr
Mei
Jun
Jul
Ags
2015
Sep
Okt
Nov
Des
Feb
Mar
Items
Apr
A.
63.735
165.319
3.981
675
9.376
112.085
111.487
599
39.202
87.021
90
1.199
44.873
3.911
9.309
31.653
2.489
565
37.805
0
78.298
191.624
3.577
762
10.137
131.766
130.937
828
45.382
102.882
72
1.601
53.341
4.458
9.375
39.508
3.106
562
44.199
0
88.742
76.771
880
381
4.319
50.876
50.545
331
20.316
45.657
7
601
23.691
1.568
3.270
18.853
1.144
206
20.007
31.114
95.490
1.087
433
5.723
63.066
62.461
606
25.180
55.658
9
668
30.085
1.992
4.123
23.970
1.581
299
23.014
2
39.832
115.441
1.317
518
6.903
76.266
75.735
531
30.437
67.395
10
719
38.163
2.407
6.429
29.327
1.893
367
26.243
48.046
136.047
1.665
596
8.092
89.832
89.203
629
35.862
79.693
12
853
45.058
2.822
7.591
34.646
2.211
435
31.123
56.355
158.283
2.057
722
9.378
104.769
104.045
724
41.358
93.505
14
984
53.057
3.269
8.886
40.902
2.573
532
36.346
0
64.778
178.396
2.333
794
10.540
118.307
117.492
815
46.422
106.325
15
1.111
60.155
3.670
10.084
46.401
2.855
626
41.563
0
72.071
201.040
2.646
869
11.880
132.477
131.569
908
53.168
119.409
17
1.248
67.574
4.126
11.304
52.144
3.165
701
46.704
81.631
222.283
2.957
940
13.186
146.279
145.277
1.002
58.921
132.162
18
1.378
74.728
4.561
12.449
57.717
3.472
777
51.789
90.121
244.251
3.303
1.029
14.653
160.818
159.720
1.098
64.449
145.373
20
1.531
82.156
5.034
13.645
63.477
3.807
869
56.991
98.878
44.041
668
167
2.869
27.671
27.484
188
12.665
27.070
3
253
14.381
864
2.148
11.370
659
144
11.629
16.971
66.764
971
244
4.440
42.238
41.956
283
18.870
40.965
4
396
21.821
1.301
3.193
17.327
999
239
17.506
0
25.799
-
89.003
1.241
328
5.886
56.456
56.085
371
25.091
54.583
6
553
29.105
1.730
4.181
23.194
1.339
324
23.255
0
34.419
-
30.950
2.038
33.347
1.834
45.598
1.194
15.541
510
21.656
644
23.852
711
27.685
813
32.289
883
35.231
932
39.165
1.131
44.130
1.363
48.771
1.588
11.123
860
15.058
911
21.673
1.054
154.776
7.612
899
10.851
92.359
91.919
440
43.055
91.041
126
1.153
44.753
3.613
9.512
31.628
2.057
553
42.396
3
B.
C.
196
10
29
3.628
13.048
4.710
14.598
13.849
17.375
4.183
5.600
4.810
10.325
4.567
11.981
5.908
13.730
6.942
15.398
7.297
17.075
8.203
18.953
9.107
20.581
10.428
22.272
4.173
3.127
3.785
4.867
5.483
6.869
f. Lainnya
12.035
63.557
320
12.195
71.838
426
13.150
93.115
706
5.249
33.217
101
5.876
40.203
98
6.592
46.233
170
7.233
55.259
163
9.066
64.680
193
9.929
72.735
238
10.878
82.382
244
13.079
91.883
285
14.484
102.351
340
2.964
21.309
35
5.495
30.898
87
8.267
42.812
140
348
3.260
14.940
647
2.993
17.278
686
12.051
22.716
646
3.622
8.608
252
4.177
10.032
407
3.953
11.070
476
6.291
16.183
721
6.513
18.701
827
7.430
21.871
969
8.356
24.761
1.087
9.416
27.830
1.111
4.153
5.654
131
3.765
9.490
189
5.262
13.559
259
g. Lainnya
penghasilan)
44.035
31.129
13.936
13.463
473
31.602
19.567
19.685
24.955
50.449
39.807
15.751
15.124
628
40.435
23.361
23.511
31.687
56.994
20.632
25.488
30.563
36.021
41.292
46.457
51.867
57.394
63.654
11.336
17.366
23.592
41.225
18,912r)
17.382
1,530r)
42,754r)
23.207
23,206r)
33.469
13.439
6.555
6.529
25
13.465
10.493
21.286
8.307
10.285 r)
(1.982)
19.305
15.673
25.665
9.951
12.221
(2.271)
23.394
18.869
28.781
10.777
13.286
(2.509)
26.271
21.119
32.387
12.181
14.766
(2.585)
29.803
23.803
34.567
13.645
15.814
(2.169)
32.398
25.782
38.414
15.185
18.607
(3.423)
34.991
27.816
42.368
16.752
20.590
(3.839)
38.529
30.629
45.299
18.660
22.602
(3.941)
41.357
27.491
27.502
32.860
6.785
2.980
3.366
(386)
6.399
20
5.038
9.959
4.368
4.756
(388)
9.571
7.541
13.281
5.749
6.362
(613)
12.668
9.922
0
5.315
13.169
591
D.
E.
F.
G.
H.
I.
J.
K.

1. Interest Income
c. From securities
d. From credit
- To other Bank
e Others
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f. Others
g. Corrections
form sale of credit
with equity method,
f
Others
sale of securities
form sale of credit
transaction
f
provisions
g. Others
Current Year profit
r) Revised figures
10
Tabel 1.11.a. Laporan Laba / Rugi BUSN Non Devisa
(Non-Foreign Exchange Commercial Banks Income Statements)

Keterangan
1. Pendapatan bunga
- kepada bank lain
e. Lainnya
2. Beban Bunga
- Giro
- Tabungan
d. Surat Berharga
f. Lainnya
2012
2014
2013
Apr
Mei
Jun
Jul
2015
Ags
Sep
Okt
Nov
Des
Feb
Mar
Items
Apr
A.
20.597
667
111
532
11.393
11.353
40
7.893
13.426
122
5.198
143
296
4.758
415
80
7.611
7.171
27.222
536
96
564
15.286
15.204
82
10.740
17.226
0
163
6.043
146
389
5.507
444
87
10.489
0
9.995
32.478
692
113
601
18.313
18.196
117
12.759
21.052
0
274
7.509
195
421
6.893
553
146
12.571
0
11.426
12.152
250
69
250
6.801
6.763
38
4.782
8.472
132
3.378
78
131
3.169
186
47
4.729
0
3.680
15.302
298
80
348
8.596
8.542
54
5.981
10.621
1
126
4.302
97
166
4.039
272
92
5.829
0
4.681
18.473
346
95
426
10.405
10.341
65
7.201
12.810
1
153
5.201
116
200
4.886
322
111
7.020
0
5.663
21.143
395
104
498
11.707
11.631
76
8.440
15.014
1
185
6.070
136
235
5.698
377
131
8.251
0
6.129
24.439
456
123
573
13.545
13.457
87
9.743
17.359
1
215
7.033
154
272
6.606
430
150
9.531
0
7.080
27.802
517
143
646
15.376
15.273
103
11.120
19.800
1
249
7.985
181
306
7.498
459
119
10.986
0
8.003
31.693
589
163
724
17.761
17.649
112
12.455
22.265
1
279
9.038
204
342
8.492
502
140
12.304
0
9.428
34.943
675
181
808
19.588
19.470
119
13.692
24.552
1
298
9.996
227
377
9.392
544
167
13.546
0
10.391
38.604
747
206
893
21.475
21.348
127
15.283
27.227
1
321
10.994
250
415
10.329
586
199
15.126
0
11.377
6.608
136
50
168
3.700
3.682
18
2.554
4.627
0
39
1.912
43
70
1.798
85
60
2.531
0
1.981
10.094
200
72
257
5.628
5.600
28
3.938
7.094
57
2.908
64
106
2.738
126
91
3.911
0
3.001
-
13.493
270
93
343
7.516
7.479
37
5.272
9.484
76
3.882
89
141
3.652
168
124
5.235
0
4.009
-
1.067
159
1.184
104
1.397
96
550
15
727
18
908
22
1.057
24
1.254
26
1.441
33
1.598
34
1.794
38
2.081
40
547
26
735
33
366
17
1
-
165
2
340
3
390
1
170
1
285
1
372
1
447
1
516
1
591
2
664
2
739
2
819
0
117
1
191
1
279
f. Lainnya
743
5.940
35
738
7.751
14
909
8.840
19
366
3.113
0
424
3.971
0
513
4.862
0
585
5.284
0
710
6.156
0
815
7.020
0
899
8.291
1
1.012
9.239
1
1.216
10.303
1
230
1.871
2
328
2.745
1
420
3.699
1
g. Lainnya
penghasilan)

D.
E.
F.
G.
H.
I.
J.
K.
2011
B.
C.
1.124
2
0
1.503
3
1
1.591
18
0
610
12
0
766
16
0
980
20
0
1.128
49
0
1.318
47
0
1.519
48
0
1.725
45
0
1.966
49
0
2.203
53
0
484
24
1
694
14
1
908
18
4.779
2.298
123
104
19
2.317
2.984
2.998
1.785
6.230
3.428
139
94
46
3.474
4.354
4.354
2.790
7.210
3.983
255
151
103
4.086
4.779
4.779
3.084
2.490
1.117
49
47
2
1.120
835
3.189
1.437
121
135 r)
(13)
1.424
1.067
3.861
1.710
163
169
(6)
1.704
1.271
4.106
1.902
181
245
(64)
1.838
50
1.398
4.791
2.177
217
286
(69)
2.109
50
1.604
5.452
2.424
179
226
(48)
2.376
50
1.798
6.521
2.735
208
269
(61)
2.674
1.993
7.220
2.946
231
288
(57)
2.889
2.137
8.042
3.156
119
173
(54)
3.102
350
350
2.316
1.359
476
13
22
(9)
467
92
92
347
2.033
803
21
25
(4)
799
602
2.770
1.045
28
33
(4)
1.041
781
D.
E.
F.
G.
H.
I.
J.
K.

1. Interest Income
c. From securities
d. From credit
- To other Bank
e Others
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f. Others
g. Corrections
form sale of credit
with equity method,
f
Others
sale of securities
form sale of credit
transaction
f
provisions
g. Others
Current Year profit
r) Revised figures
*)
Provisional figures
11
Tabel 1.12.a. Laporan Laba / Rugi BPD
(Regional Development Banks Income Statements)

Keterangan
1. Pendapatan bunga
- kepada bank lain
e. Lainnya
2. Beban Bunga
- Giro
- Tabungan
d. Surat Berharga
f. Lainnya
f. Lainnya
D.
E.
F.
G.
H.
I.
J.
K.
2011
2012
2014
2013
Apr
2015
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Feb
Mar
Items
Apr
A.
42.494
1.965
1.611
1.580
26.622
26.613
9
10.717
22.880
8
440
10.853
2.232
1.649
6.971
786
92
10.701
19.614
47.630
1.470
1.663
1.407
30.994
30.984
10
12.096
24.774
16
274
11.789
2.757
1.621
7.410
912
158
11.607
20
22.856
55.515
812
2.333
1.715
36.044
36.033
11
14.612
27.624
18
594
11.918
2.977
1.620
7.321
809
112
14.173
1
27.891
19.624
228
738
731
12.730
12.724
5
5.197
10.252
6
330
4.392
848
564
2.980
257
40
5.224
3
9.371
24.814
292
1.003
942
15.954
15.947
8
6.623
13.109
7
414
5.728
1.111
703
3.914
322
48
6.589
1
11.706
30.217
365
1.277
1.137
19.293
19.283
10
8.145
16.097
9
482
7.064
1.385
836
4.843
387
71
8.084
1
14.120
35.838
436
1.562
1.328
22.773
22.761
12
9.739
19.173
10
541
8.448
1.657
978
5.814
451
81
9.640
1
16.666
41.663
498
1.807
1.505
26.238
26.224
15
11.614
22.558
12
593
9.841
1.899
1.124
6.818
510
94
11.507
1
19.105
47.401
605
2.089
1.748
29.797
29.778
19
13.162
25.683
13
646
11.296
2.163
1.270
7.863
567
118
13.040
2
21.719
53.430
710
2.399
1.893
33.470
33.448
22
14.958
29.082
15
695
12.810
2.463
1.418
8.929
628
128
14.804
2
24.349
59.057
790
2.675
2.091
36.908
36.884
25
16.592
32.230
16
739
14.263
2.736
1.553
9.974
695
143
16.371
2
26.826
65.019
896
2.946
2.284
40.599
40.572
28
18.294
35.426
18
808
15.604
2.995
1.712
10.896
766
170
18.058
2
29.593
-
11.220
118
405
387
7.069
7.055
14
3.242
6.131
3
156
2.627
462
300
1.865
130
20
3.194
0
5.090
-
17.315
180
651
594
10.858
10.836
22
5.031
9.621
5
221
4.199
706
445
3.047
196
49
4.951
0
7.694
-
23.777
321
1.009
841
14.525
14.496
30
7.082
13.445
7
275
5.926
1.045
586
4.295
258
62
6.918
0
10.332
-
5.211
156
5.652
363
4.360
116
1.841
33
2.278
37
2.852
41
3.153
47
3.707
53
4.241
61
4.410
74
4.918
88
5.822
114
2.028
62
2.632
72
17
17
10
15
14
1.217
44
0
-
65
973
90
1.000
96
554
B.
C.
130
1.034
54
335
70
457
116
630
126
715
144
802
160
889
174
971
204
1.089
38
160
55
252
77
363
4.000
4.180
3.077
1.409
1.708
2.153
2.345
2.799
3.226
3.285
3.682
4.412
975
1.659
2.121

15.377
57
18.181
215
19.826
123
7.251
30
9.066
34
10.654
36
13.460
38
15.286
41
16.712
46
18.363
50
20.669
59
23.805
71
4.161
22
6.115
48
8.444
59
55
3.395
35
g. Lainnya
penghasilan)
11.835
9.448
833
754
79
9.527
2.488
2.704
7.954
75
3.592
29
92
4.180
23
51
2.316
7
65
2.890
8
87
3.103
10
105
4.140
11
112
4.675
13
128
4.793
14
142
4.889
16
153
5.694
18
178
6.375
20
32
1.616
3
46
2.104
4
64
2.761
7
14.270
10.327
926
791
135
10.462
2.910
3.059
8.946
15.407
12.426
1.349
1.089
260
12.686
3.355
3.544
10.733
4.847
3.961
447
388
59
4.020
3.334
6.069
4.918
670
637
33
4.951
4.125
7.418
6.318
779
731
48
6.367
5.458
9.166
6.359
913
886
27
6.386
5.287
10.445
7.526
1.045
1.024
21
7.547
6.248
11.730
9.248
1.150
1.115
35
9.283
7.823
13.265
10.396
1.291
1.246
45
10.440
8.826
14.745
11.076
1.432
1.417
15
11.091
9.368
17.161
11.609
1.620
1.506
114
11.723
3.316
3.530
9.667
2.487
2.146
346
334
12
2.158
1.867
3.913
3.608
518
503
15
3.622
3.195
5.552
4.520
703
694
8
4.528
3.924

1. Interest Income
c. From securities
d. From credit
- To other Bank
e Others
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f. Others
g. Corrections
form sale of credit
with equity method,
f
Others
2.
D.
E.
F.
G.
H.
I.
J.
K.
Non Interest Expense

sale of securities
form sale of credit
e. transaction
Depreciation/Amortizations
f
provisions
g. Others
Current Year profit
12
Tabel 1.13.a. Laporan Laba / Rugi Bank Campuran
(Joint Venture Banks Income Statements)

Keterangan
1. Pendapatan bunga
- kepada bank lain
e. Lainnya
2. Beban Bunga
- Giro
- Tabungan
d. Surat Berharga
f. Lainnya
f. Lainnya
D.
E.
F.
G.
H.
I.
J.
K.
g. Lainnya
penghasilan)
2011
2012
2013
2014
Apr
Mei
Jun
Jul
2015
Ags
Sep
Okt
Nov
Des
Feb
Mar
Items
Apr
A.
12.400
571
297
951
8.229
8.229
2.352
6.095
2
129
3.409
211
235
2.962
43
175
16.784
343
236
864
10.457
10.457
0
4.883
9.400
0
169
3.973
256
258
3.458
89
292
19.329
406
262
869
12.497
12.495
2
5.295
10.639
0
223
4.697
285
238
4.174
89
408
6.965
180
114
340
4.997
4.992
5
1.333
3.583
0
77
2.013
109
106
1.798
27
190
8.754
199
137
438
6.277
6.270
6
1.702
4.544
0
108
2.542
137
127
2.277
39
241
10.599
224
160
529
7.635
7.627
8
2.051
5.520
0
146
3.066
166
151
2.749
53
291
12.501
250
177
633
9.020
9.010
9
2.421
6.528
0
187
3.617
198
183
3.236
68
343
12.772
219
160
631
9.022
9.013
9
2.741
6.495
0
205
3.239
217
130
2.892
68
365
14.435
237
174
724
10.205
10.195
10
3.095
7.344
0
230
3.694
245
149
3.300
79
412
16.157
285
201
804
11.439
11.428
11
3.428
8.211
0
243
4.173
277
168
3.727
90
464
17.875
312
230
907
12.648
12.636
12
3.777
9.102
0
262
4.657
316
185
4.156
101
515
19.716
340
262
1.031
13.920
13.907
13
4.163
10.070
0
277
5.170
355
254
4.560
113
580
3.572
49
66
238
2.447
2.445
2
771
1.952
34
1.037
73
36
928
32
108
6.248
74
105
377
3.741
3.739
2
1.952
3.785
0
50
1.608
113
54
1.441
54
171
7.989
88
135
508
4.924
4.921
3
2.334
4.821
0
82
2.156
161
68
1.927
78
234
2.337
6.305
4.876
7.384
5.222
8.690
1.276
3.382
1.614
4.210
1.963
5.079
2.314
5.974
2.618
6.278
2.928
7.091
3.242
7.946
3.566
8.774
3.931
9.646
741
1.620
1.902
2.463
-
2.272
3.168
-
8.450
279
7.934
272
12.362
107
5.543
164
6.231
193
7.583
192
8.461
227
8.493
349
9.362
241
9.988
283
10.039
344
11.001
344
2.915
148
4.512
153
5.499
193
B.
C.
39
37
37
35
55
5.775
1.836
4.975
2.112
9.480
2.393
4.331
829
4.782
1.022
5.870
1.256
6.503
1.450
6.283
1.579
6.842
1.804
7.174
2.042
6.926
2.275
7.609
2.500
2.268
410
3.435
658
4.180
824
560
11.908
21
575
10.853
47
383
15.508
93
219
6.858
38
233
7.953
41
266
9.836
25
281
11.136
58
243
11.161
152
438
11.908
98
452
12.925
75
458
13.194
81
492
14.458
80
81
3.614
58
261
5.467
75
300
7.118
99
5.288
1.896
322
3.821
1.659
382
7.395
2.082
436
3.880
834
192
4.241
1.043
205
5.297
1.298
256
5.855
1.413
291
5.507
1.494
302
5.549
1.703
382
4.381
2.847
709
259
450
3.297
(96)
(96)
2.434
4.944
4.466
509
340
169
4.635
(80)
(80)
3.448
5.502
5.545
1.526
1.082
443
5.988
22
22
4.538
1.915
2.068
185
252
(67r))
2.001
13
13
1.514
2.422
2.488
143
227
(84)
2.403
18
18
1.807
2.960
2.827
216
217
(1)
2.826
22
22
2.134
3.519
3.299
227
252
(25)
3.274
28
28
2.465
3.706
3.610
98
244
(146)*)
3.464
33
33
2.632
4.176
4.545
110
547
(437)
4.108
39
39
3.091
r)
5.899
1.856
450
5.481
2.048
492
5.973
2.217
551
1.982
566
83
2.948
853
126
3.722
1.237
156
4.644
5.008
105
419
(314)
4.694
44
44
3.569
5.091
5.619
134
507
(372)
5.247
49
49
3.997
5.636
6.189
168
678
(510)
5.679
54
54
4.219
924
922
95
265
(170)
751
10
10
569
1.464
1.508
117
396
(279)
1.229
17
17
904
1.903
1.548
121
355
(234)
1.314
23
23
968
D.
E.
F.
G.
H.
I.
J.
K.

1. Interest Income
c. From securities
d. From credit
- To other Bank
e Others
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f. Others
g. Corrections
form sale of credit
with equity method,
f
Others
sale of securities
form sale of credit
transaction
f
provisions
g. Others
Current Year profit
r) Revised figures
13
Tabel 1.14.a. Laporan Laba / Rugi Bank Asing
(Foreign Owned Banks Income Statements)

Keterangan
1. Pendapatan bunga
- kepada bank lain
e. Lainnya
2. Beban Bunga
- Giro
- Tabungan
d. Surat Berharga
f. Lainnya
f. Lainnya
D.
E.
F.
G.
H.
I.
J.
K.
g. Lainnya
penghasilan)
2011
2012
2013
2014
Apr
Mei
Jun
Jul
Ags
2015
Sep
Okt
Nov
Des
Feb
Mar
Items
Apr
A.
13.604
1.227
376
2.333
9.211
9.144
67
456
4.201
1
470
2.926
576
153
2.198
4
178
13.664
712
379
2.122
10.102
10.053
48
349
3.874
0
400
2.553
507
139
1.908
0
84
16.047
636
508
2.381
11.640
11.592
48
882
4.943
0
404
3.112
637
95
2.380
72
18
6.224
151
167
1.121
4.550
4.518
32
234
1.918
167
1.365
246
31
1.088
50
6
7.945
200
283
1.422
5.756
5.717
40
284
2.313
221
1.693
305
39
1.349
62
7
9.582
234
311
1.731
6.970
6.919
51
336
2.757
268
2.009
369
47
1.593
76
16
11.329
265
362
2.081
8.222
8.162
60
399
3.267
366
2.297
436
55
1.807
106
25
13.135
312
388
2.412
9.569
9.500
69
454
3.725
380
2.670
502
63
2.105
120
30
14.928
348
419
2.736
10.906
10.819
87
520
4.192
439
2.994
565
71
2.358
119
38
16.788
396
467
3.104
12.244
12.138
106
578
4.693
501
3.344
632
78
2.634
135
45
18.653
459
587
3.419
13.566
13.441
125
622
5.182
0
550
3.696
698
86
2.912
153
49
20.532
502
633
3.782
14.927
14.780
146
688
5.718
0
618
4.073
768
94
3.212
166
54
3.682
100
103
765
2.573
2.532
41
141
1.035
120
724
128
20
576
40
5
5.619
147
143
1.174
3.957
3.894
63
197
1.596
0
190
1.106
191
30
885
66
11
7.543
178
194
1.552
5.320
5.234
85
300
2.186
0
280
1.478
248
38
1.192
90
27
622
9.403
837
9.790
1.337
11.104
331
4.307
330
5.633
389
6.824
472
8.062
525
9.410
603
10.736
668
12.096
734
13.471
806
14.814
146
2.646
223
4.022
-
310
5.357
-
25.821
2.950
27.028
2.206
36.640
1.612
18.053
709
19.077
800
21.295
877
25.241
992
26.164
1.144
29.176
1.197
31.267
1.460
35.100
1.945
36.044
2.106
13.200
991
17.697
976
20.405
1.089
124
193
191
232
232
B.
C.
16.511
4.889
18.751
5.502
28.911
5.467
15.164
1.907
15.654
2.399
17.238
2.888
20.541
3.364
20.778
3.857
22.849
4.448
24.083
4.981
26.885
5.455
26.874
6.010
11.098
955
14.999
1.470
17.073
1.966
1.471
27.883
1.319
569
29.002
1.242
527
38.835
1.256
273
18.240
273
224
19.862
304
293
22.233
366
345
26.395
271
385
27.827
412
488
31.461
530
552
33.619
440
583
38.155
670
822
39.181
680
157
12.974
285
252
18.025
431
277
21.304
684
123
48
65
358
7
-
13
15
18
14.707
2.350
651
16.216
1.923
790
25.555
1.939
832
13.898
592
293
14.249
970
373
15.706
935
460
18.918
1.099
535
19.131
1.243
609
21.193
1.621
690
22.339
1.760
785
25.136
2.248
896
8.497
7.341
1.678
206
1.472
8.813
8
987
5.289
8.708
7.816
1.419
398
1.021
8.837
39
835
5.137
9.254
8.909
1.210
116
1.094
10.003
100
1.338
6.121
3.177
4.120
402
76
326
4.446
45
164
3.289
3.960
4.848
457
81
376
5.224
55
167
3.794
4.753
5.887
548
92
457
6.343
63
199
4.623
5.557
6.908
693
116
576
7.484
69
211
5.456
6.413
7.747
786
148
637
8.384
76
265
6.052
7.427
8.451
840
193
647
9.098
83
277
6.572
8.295
9.744
957
202
755
10.499
83
461
7.478
9.157
10.416
1.065
220
845
11.261
82
561
7.898
12
28
38
24.738
2.542
1.012
10.394
452
156
13.879
851
248
15.738
1.040
316
10.143
11.677
1.194
245
949
12.626
78
612
8.724
1.675
2.872
131
80
51
2.923
(14)
167
2.002
2.588
3.694
207
102
105
3.799
(6)
198
2.622
3.488
4.457
258
117
141
4.598
11
338
2.983
D.
E.
F.
G.
H.
I.
J.
K.

1. Interest Income
c. From securities
d. From credit
- To other Bank
e Others
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f. Others
g. Corrections
form sale of credit
with equity method,
f
Others
sale of securities
form sale of credit
transaction
f
provisions
g. Others
Current Year profit
14
Tabel 1.15.a. Rekening Administratif Bank Umum
(Commercial Banks Off-Balance Sheet)

Indikator
Tagihan Komitmen
- Fasilitas pinjaman yang belum ditarik
- Posisi pembelian spot dan derivatif yang
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
- Fasilitas kredit kepada nasabah yang
belum ditarik
Committed
Uncommitted
- Fasilitas kredit kepada bank lain yang
Belum ditarik
Committed
Uncommitted
- Irrevocable L/C yang masih berjalan
- Posisi penjualan spot dan derivatif yang
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Garansi yang diterima
- Pendapatan bunga dalam penyelesaian
- Lainnya
Kewajiban Kontijensi
- Garansi yang diberikan
- Lainnya
Lainnya
- Penerusan Kredit
- Aset produktif yang dihapusbukukan
Kredit yang diberikan
Lainnya
- Aset produktif yang dihapustagih
Lainnya
2011
2014
2015
Indicator
2012
2013
209.460
16.310
185.233
275.380
16.205
254.545
397.024
32.430
359.454
440.000
24.330
408.515
434.569
26.429
403.290
477.159
28.361
443.988
467.280
23.716
437.965
459.786
23.175
430.968
509.575
24.816
477.118
507.141
23.331
475.858
547.155
22.978
517.247
472.959
24.710
440.874
521.196
30.891
482.812
522.252
35.407
477.958
7.916
1.083.342
683.279
4.630
1.154.122
817.271
5.140
1.314.773
1.013.477
7.155
1.476.856
977.945
4.850
1.511.309
1.015.154
4.809
1.378.086
1.053.002
5.600
1.399.162
1.062.143
5.644
1.410.050
1.073.451
7.641
1.436.913
1.085.998
7.952
1.392.754
1.123.292
6.930
1.352.596
1.079.742
7.376
1.415.416
1.137.501
7.494
1.423.630
1.149.546
8.888
1.794.038
1.193.305
261.688
421.591
2.491
265.664
551.608
5.911
301.472
712.005
8.384
285.057
692.888
8.860
304.360
710.795
8.834
275.319
777.683
8.910
306.983
755.159
10.020
288.524
784.927
10.627
268.907
817.091
10.309
273.186
850.107
9.302
278.608
801.134
10.647
297.369
840.132
7.868
279.011
870.534
7.026
295.478
897.827
7.888
288.795
876.911
7.118 -
1.497
994
149.921
245.727
1.609
4.301
73.439
255.717
1.056
7.328
95.196
360.465
1.401
7.460
81.498
403.663
1.613
7.221
74.701
408.578
1.724
7.186
75.653
444.141
1.921
8.099
74.616
420.820
4.989
5.638
71.798
421.712
1.718
8.591
75.073
465.394
1.715
7.587
75.606
467.648
1.791
8.856
75.435
361.207
1.533
6.335
74.274
454.203
1.858
5.169
67.290
505.822
2.472
5.416
70.653
515.979
1.473
5.645
69.769
553.114
1.924
179.882
152.959
25.546
1.377
142.367
140.652
1.715
167.791
1.785
199.692
173.136
25.849
706
183.675
180.788
2.888
191.889
10.515
260.029
229.328
29.696
1.005
232.345
229.089
3.255
216.548
4.889
268.840
237.183
30.635
1.022
221.479
217.955
3.525
215.567
4.040
271.785
233.903
34.710
3.172
221.368
219.117
2.250
218.034
5.658
281.903
242.694
35.800
3.409
229.452
227.853
1.599
221.146
5.230
281.471
242.135
35.944
3.392
225.029
223.067
1.962
221.362
8.366
274.167
235.669
34.986
3.512
228.435
226.303
2.131
222.989
6.965
283.850
244.667
35.659
3.524
239.055
236.659
2.397
228.574
5.781
277.015
235.992
37.518
3.504
238.852
236.533
2.319
231.154
4.713
279.983
239.673
36.758
3.553
243.642
238.148
5.495
231.074
4.877
284.281
244.456
36.327
3.498
249.737
247.851
1.886
237.956
8.014
297.140
254.282
39.073
3.785
242.268
240.208
2.060
236.671
6.213
294.429
251.209
39.406
3.815
249.865
247.966
1.898
240.693
6.184
293.364
249.541
39.975
3.847
253.797
251.731
2.066
242.180
29.435
132.218
124.589
7.629
6.138
5.302
836
24.576
159.833
144.316
15.517
7.480
6.913
567
27.375
180.184
162.254
17.930
8.988
8.383
605
25.430
180.291
162.442
17.849
9.846
9.225
622
26.519
181.627
167.087
14.540
9.888
9.267
621
26.681
184.412
169.766
14.646
10.053
9.439
614
25.698
185.106
170.483
14.623
10.558
9.951
607
25.062
180.835
172.462
25.094
186.281
177.616
8.665
17.199
10.381
6.818
24.828
188.748
180.236
8.513
17.577
10.752
6.825
24.499
189.050
180.521
8.529
17.525
10.699
6.827
23.301
195.932
187.325
8.607
18.723
11.883
6.840
23.802
193.522
184.818
8.704
19.347
12.212
7.136
23.627
197.705
188.764
8.941
19.361
12.230
7.130
23.520
199.193
190.179
9.014
19.467
12.326
7.141
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Feb
Mar
Apr
536.608 Commited Claims

35.715 - Unused borrowing
491.364 - Outstanding spot and derivatives
(purchased)
8.373 r)
17.093
10.263
6.829 r)
9.529 - Others
1.801.891 Commited Liabilities
1.165.706 - Undisbursed loan facilities
to debtors
- Committed
- Uncommitted
Undisbursed loan facilities
to other banks
- Committed
- Uncommitted
- Current Irrevocable L/C
- Outstanding spot and
derivatives (sold)
- Others
Contingent Claims
- Received guarantees
- Accrued interest
- Others
Contingent Liabilities
- Issued guarantees
- Others
Others
- Channelling
- Written off earning assets
- Credit disbursed
- Others
- Charged off earning assets
- Credit disbursed
- Others
r) Revised figures
15
Tabel 1.16.a. Rekening Administratif Bank Persero
(State Owned Banks Off-Balance Sheet)

Indikator
Tagihan Komitmen
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
belum ditarik
Committed
Uncommitted
Belum ditarik
Committed
Uncommitted
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Lainnya
- Lainnya
Lainnya
- Penerusan Kredit
Lainnya
Lainnya
2011
2012
2013
2014
2015
Indicator
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Feb
Mar
Apr

14.040
297
13.069
23.602
23.602
20.614
20.614
24.686
24.473
17.852
17.706
24.423
24.201
24.613
24.299
25.471
25.181
30.464
30.147
26.102
25.898
21.390
20.746
26.337
1.239
24.469
32.134
1.293
30.588
34.792
3.922
30.673
674
309.000
189.035
240.565
193.478
280.015
206.070
213
271.137
210.722
146
273.084
223.936
222
300.670
216.306
314
385.605
219.132
290
397.001
230.204
317
387.346
212.590
204
404.806
233.882
644
404.034
234.731
630
419.249
236.079
254
428.263
240.878
197
316.069
249.524
160 - Others
312.232 Commited Liabilities
250.928 - Undisbursed loan facilities
49.572
139.463
163
48.414
145.065
211
51.893
154.177
95
49.086
161.635
101
52.806
171.130
77
46.357
169.949
70
56.247
162.885
370
57.205
172.999
270
33.222
179.368
364
34.883
198.999
283
34.496
200.235
301
35.199
200.880
53
37.931
202.947
136
33.764
215.761
131
35.638
215.290
123 -
50
113
112.773
7.023
72
140
34.112
12.749
63
32
43.828
19.396
79
22
36.274
23.944
53
24
29.823
19.239
42
28
33.936
24.949
349
21
30.189
24.020
249
20
29.950
25.579
254
111
30.522
31.236
267
17
32.560
25.894
288
13
32.679
21.843
39
14
33.335
25.212
128
8
32.080
32.805
122
8
33.838
32.573
115
8
33.453
27.725
6
32.101
10.440
20.529
1.131
54.641
54.066
575
117.840
26.383
91.369
88.092
3.277
88
88
-
14
35.686
15.132
20.116
438
82.152
81.904
248
121.735
19.066
102.575
99.263
3.312
94
94
-
373
50.379
26.599
23.130
650
109.845
109.543
302
132.532
19.621
112.791
109.020
3.771
120
120
-
96
54.037
30.025
23.298
713
106.490
106.186
304
127.365
18.234
109.017
105.332
3.686
114
114
-
9
58.027
30.792
24.317
2.918
108.899
108.393
505
128.612
18.341
110.156
106.602
3.553
115
115
-
8
59.864
32.282
24.450
3.132
112.347
111.854
493
130.481
18.528
111.837
108.211
3.626
117
117
-
7
60.106
32.403
24.588
3.116
109.099
108.581
518
130.339
18.113
112.111
108.560
3.551
115
115
-
7
60.112
31.982
24.932
3.197
109.241
108.717
524
131.109
17.918
113.075
109.561
3.514
116
116
-
5
61.505
33.026
25.263
3.217
116.362
115.754
607
134.157
17.921
116.115
112.602
3.513
121
121
-
5
62.627
33.920
25.517
3.191
116.888
116.321
567
134.906
17.706
117.080
113.570
3.510
120
120
-
4
63.116
34.051
25.813
3.251
121.887
118.396
567 r)
136.097
17.469
118.506
114.995
3.511
121
121
-
4
62.747
33.672
25.873
3.202
129.354
128.883
470
138.372
17.503
120.746
117.233
3.513
123
123
-
3
66.947
36.741
26.969
3.237
124.943
124.373
570
134.073
17.791
116.157
112.639
3.518
125
125
-
3
67.742
37.395
27.086
3.261
129.464
128.996
468
136.244
17.741
118.377
114.858
3.519
127
127
-
3
69.782
39.175
27.320
3.286
132.885
132.410
474
136.739
17.751
118.862
115.299
3.563
126
126
-
(purchased)
to debtors
- Committed
- Uncommitted
to other banks
- Committed
- Uncommitted
derivatives (sold)
- Others
Contingent Claims
- Accrued interest
- Others
- Issued guarantees
- Others
Others
- Channelling
- Credit disbursed
- Others
- Credit disbursed
- Others
r) Revised figures
16
Tabel 1.17.a. Rekening Administratif BUSN Devisa
(Foreign Exchange Commercial Banks Off-Balance Sheet)

Indikator
Tagihan Komitmen
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
belum ditarik
Committed
Uncommitted
Belum ditarik
Committed
Uncommitted
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Lainnya
- Lainnya
Lainnya
- Penerusan Kredit
Lainnya
Lainnya
2011
2012
2013
2014
Apr
Mei
Jun
Jul
Ags
2015
Sep
Okt
Nov
Des
Feb
Mar
Indicator
Apr
62.293
325
58.190
67.659
3.427
62.050
110.257
8.179
100.594
118.915
5.064
110.603
112.047
3.944
106.616
126.454
5.781
119.228
120.781
4.147
115.374
123.930
4.567
117.666
128.426
5.855
120.925
129.237
4.446
123.082
278.281
4.233
273.208
117.771
5.280
111.426
125.246
4.328
119.034
128.866
7.118
119.054

3.779
353.226
269.233
2.183
441.539
347.941
1.484
552.285
419.493
3.248
554.284
419.988
1.486
582.325
449.690
1.445
585.642
448.300
1.260
481.626
459.749
1.697
481.283
454.027
1.646
483.541
456.055
1.709
534.029
450.746
840
531.651
447.866
1.065
547.195
466.172
1.884
543.498
466.798
2.694
627.802
476.559
2.309 - Others
127.260
141.973
1.383
163.347
184.594
2.234
181.364
238.129
1.683
167.756
252.232
1.792
188.158
261.532
2.463
165.571
282.729
2.464
185.214
274.536
2.301
168.987
285.040
2.646
170.212
285.844
2.342
167.024
283.722
2.558
170.893
276.974
2.187
187.605
278.567
2.376
173.051
293.747
2.602
182.596
293.963
3.281
182.482
290.270
2.342 -
779
604
21.864
60.678
1.140
1.094
25.113
66.171
883
800
27.686
95.574
1.098
695
24.510
106.048
1.442
1.021
25.974
102.831
1.465
1.000
23.697
108.333
1.352
949
24.628
99.478
1.589
1.057
24.667
103.994
1.230
1.112
29.234
112.388
1.192
1.366
28.566
116.294
1.233
954
28.350
103.058
1.234
1.142
26.264
110.647
1.582
1.020
20.794
117.829
2.074
1.206
22.150
123.149
1.073
1.270
20.980
130.398
82
7.849
9.196
4.709
4.232
256
43.986
41.564
2.423
55.939
5.239
43.447
30.229
13.218
7.253
6.648
605
1.945
11.686
6.998
4.499
188
42.619
40.269
2.349
58.189
4.748
45.362
32.184
13.178
8.079
7.469
610
1.367
11.755
4.864
6.740
151
39.529
38.651
878
59.125
5.745
45.321
34.736
10.585
8.059
7.447
612
2.847
11.866
4.874
6.830
162
40.701
39.829
872
59.843
5.750
45.887
35.269
10.618
8.206
7.601
605
2.018
11.789
4.897
6.718
173
40.758
39.689
1.069
59.910
5.207
46.032
35.427
10.606
8.670
8.073
598
2.774
16.153
9.262
6.740
151
46.006
45.031
975
60.354
4.840
40.490
36.092
2.556
16.910
9.982
6.790
137
47.711
46.669
1.042
62.014
4.846
42.066
37.471
4.595
15.103
8.285
6.818
1.458
17.531
10.453
6.939
139
48.674
47.639
1.035
63.403
4.822
43.131
38.555
4.576
15.450
8.634
6.816
1.380
17.310
9.933
7.239
139
49.221
48.057
1.164
61.554
4.706
41.472
36.880
4.592
15.376
8.558
6.818
1.509
17.417
10.390
6.890
136
48.820
47.734
1.087
65.737
3.491
45.709
41.047
4.661
16.537
9.706
6.831
3.704
19.220
10.721
8.351
148
48.573
47.406
1.167
67.584
3.466
47.141
42.387
4.753
16.977
9.848
7.129
2.665
18.781
10.186
8.450
145
49.329
48.213
1.115
68.928
3.360
48.495
43.502
4.993
17.073
9.943
7.130
2.788
20.508
11.700
8.659
148
49.927
48.695
1.231
69.718
3.342
49.262
44.230
5.032
17.113
9.983
7.130
(purchased)
69
7.752
4.094
3.566
92
30.467
29.366
1.102
32.425
641
26.219
22.425
3.794
5.565
4.767
797
8.659
4.553
3.979
126
37.219
34.706
2.512
46.937
3.268
37.317
25.663
11.655
6.351
5.784
567
4.398 r)
15.025
8.205
6.820 r)
to debtors
- Committed
- Uncommitted
to other banks
- Committed
- Uncommitted
derivatives (sold)
- Others
Contingent Claims
- Accrued interest
- Others
- Issued guarantees
- Others
Others
- Channelling
- Credit disbursed
- Others
- Credit disbursed
- Others
r) Revised figures
17
Tabel 1.18.a. Rekening Administratif BUSN Non Devisa
(Non-Foreign Exchange Commercial Banks Off-Balance Sheet)

Indikator
Tagihan Komitmen
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
belum ditarik
Committed
Uncommitted
Belum ditarik
Committed
Uncommitted
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Lainnya
- Lainnya
Lainnya
- Penerusan Kredit
Lainnya
Lainnya
2011
2012
2013
2014
Apr
Mei
Jun
Jul
Ags
2015
Sep
Okt
Nov
Des
Feb
Mar
Indicator
Apr
35 Commited Claims
- - Unused borrowing
13 - Outstanding spot and derivatives
63
50
-
18
-
25
-
20
-
114
92
-
21
-
20
-
18
-
17
-
40
-
22
-
24
-
25
-
24
-
13
2.735
2.651
18
4.762
25
6.583
5.880
20
6.971
6.899
22
7.410
7.324
21
7.220
7.130
20
8.205
7.491
18
9.140
8.401
17
8.960
8.193
40
10.833
10.052
22
11.057
10.257
24
10.331
9.529
25
10.937
10.033
24
10.392
10.196
2.008
643
51
2.954
1.808
70
3.919
1.961
75
4.840
2.059
51
3.052
4.271
61
2.936
4.194
61
3.361
4.130
83
3.415
4.986
108
3.070
5.123
113
3.257
6.795
136
3.372
6.885
143
3.620
5.910
183
3.367
6.666
189
3.924
6.272
177
29
22
-
41
29
-
30
45
-
27
23
-
30
31
-
22
39
-
23
60
-
29
79
-
29
84
-
38
98
-
33
110
-
46
137
-
71
118
-
72
106
-
72
131
-
29
27
327
318
9
387
324
63
3.103
81
2.404
2.166
239
617
617
-
21
305
290
15
380
315
65
3.318
81
2.609
2.354
255
629
629
-
26
312
302
9
408
332
76
3.389
86
2.672
2.670
2
631
631
-
29
322
312
10
437
359
77
3.451
86
2.731
2.728
3
634
634
-
28
337
325
12
447
348
99
3.521
86
2.799
2.797
3
636
636
-
19
352
339
13
366
294
72
3.647
86
2.914
2.912
2
647
647
-
25
363
350
14
444
367
77
3.719
86
2.969
2.963
6
665
665
-
23
367
353
14
470
396
74
3.818
86
3.049
3.043
5
683
683
-
42
363
362
1
499
412
87
3.915
85
3.134
3.128
5
697
697
-
30
363
362
1
551
466
85
4.012
85
3.211
3.206
5
716
716
-
13
410
18
403
400
2
643
553
89
4.307
85
3.469
3.464
5
753
753
-
27
474
472
2
770
692
78
4.406
85
3.554
3.548
5
767
767
-
(purchased)
33
245
0
244
0
222
185
37
1.432
85
1.223
1.067
156
124
124
-
4.861
309
303
6
374
289
85
2.255
82
1.761
1.612
149
412
412
-
409
2
625
539
86
4.131
85
3.307
3.302
5
739
739
-
22 - Others
to debtors
- Committed
- Uncommitted
to other banks
- Committed
- Uncommitted
derivatives (sold)
- Others
Contingent Claims
- Accrued interest
- Others
- Issued guarantees
- Others
Others
- Channelling
- Credit disbursed
- Others
- Credit disbursed
- Others
4.267
6.814
204 -
18
Tabel 1.19.a. Rekening Administratif BPD
(Regional Development Banks Off-Balance Sheet)

Indikator
Tagihan Komitmen
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
belum ditarik
Committed
Uncommitted
Belum ditarik
Committed
Uncommitted
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Lainnya
- Lainnya
Lainnya
- Penerusan Kredit
Lainnya
Lainnya
2011
2012
3.270
5
0
2.426
3.265
16.931
14.712
2.340
2013
2014
Apr
Mei
Jun
Jul
Ags
2015
Sep
Okt
Nov
Des
Feb
Mar
Indicator
Apr

81 - Unused borrowing
849 - Outstanding spot and derivatives
3.674
80
366
4.678
81
1.506
3.839
81
827
3.837
81
803
4.047
81
664
4.233
81
763
3.813
81
402
4.487
151
890
4.734
81
1.255
3.458
80
0
4.064
81
949
3.471
81
381
18.826
3.228
24.112
19.261
3.091
23.478
19.752
2.931
21.686
18.955
2.953
20.991
18.375
3.302
30.942
17.940
3.389
28.689
18.057
3.329
28.671
17.426
3.446
31.568
17.536
3.398
27.958
16.765
3.377
27.193
16.493
3.034
28.004
16.754
3.010
19.088
15.824
2.974 - Others
6.353
8.360
72
5.366
13.460
78
5.338
13.922
151
4.885
14.867
129
4.844
14.111
119
4.627
13.748
101
4.750
13.190
110
4.534
13.523
93
4.297
13.129
108
4.209
13.327
119
4.576
12.189
178
3.880
12.613
143
3.477
13.277
143
3.186
12.638
106
3.055
13.018
110 -
55
16
894
27
15
64
865
39
36
115
817
219
45
84
521
1.021
50
69
426
268
40
62
435
101
47
62
437
340
42
50
459
264
43
65
391
37
55
63
377
431
75
103
365
753
50
93
399
37
25
118
383
788
20
86
377
131
31
79
355
807
1.226
1.973
989
833
152
10.377
10.376
1
6.449
2.326
3.952
3.714
238
171
133
39
1.196
1.629
4.506
2.852
1.573
81
12.140
11.763
376
8.540
2.434
5.993
5.610
383
113
113
-
2.056
5.228
3.087
2.046
95
10.425
9.728
696
8.642
2.368
6.150
5.763
387
124
113
11
1.918
5.953
3.070
2.800
83
11.083
10.391
693
8.639
2.348
6.170
5.932
239
122
113
9
1.979
6.808
3.070
3.644
94
11.302
11.253
50
8.861
2.317
6.422
6.184
238
122
113
9
2.423
6.799
2.986
3.733
80
11.439
11.350
89
8.948
2.292
6.534
6.233
302
122
113
9
2.656
5.562
3.052
2.371
138
12.434
11.874
560
8.888
2.218
6.548
6.251
297
122
113
9
2.627
5.926
3.133
2.649
144
13.275
12.604
670
9.477
2.241
7.124
6.733
390
113
113
-
2.513
7.363
3.115
4.101
147
13.131
12.488
643
9.500
2.215
7.163
6.904
259
122
113
9
2.514
5.889
3.025
2.715
149
12.684
11.931
753
9.594
2.238
7.234
6.975
259
122
113
9
2.607
5.512
2.835
2.531
146
11.353
11.109
244
9.784
2.222
7.439
7.173
266
122
113
9
2.869
5.719
2.696
2.638
385
8.453
8.215
238
10.204
2.460
7.625
7.360
265
120
113
7
2.650
5.815
2.667
2.756
392
8.572
8.346
226
10.266
2.441
7.712
7.450
262
113
113
-
2.649
5.856
2.673
2.787
396
9.532
9.249
283
10.239
2.342
7.784
7.522
262
113
113
-
77
10
(purchased)
21.004
7.391
6.255
1.018
118
11.946
11.945
1
7.310
2.160
4.998
4.763
236
153
153
0
to debtors
- Committed
- Uncommitted
to other banks
- Committed
- Uncommitted
derivatives (sold)
- Others
Contingent Claims
- Accrued interest
- Others
- Issued guarantees
- Others
Others
- Channelling
- Credit disbursed
- Others
- Credit disbursed
- Others
r) Revised figures
19
Tabel 1.20.a. Rekening Administratif Bank Campuran
(Joint Venture Banks Off-Balance Sheet)

Indikator
Tagihan Komitmen
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
belum ditarik
Committed
Uncommitted
Belum ditarik
Committed
Uncommitted
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Lainnya
- Lainnya
Lainnya
- Penerusan Kredit
Lainnya
Lainnya
2011
34.781
7.927
26.736
2012
41.154
4.510
36.560
2013
2014
2015
Indicator
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Feb
Mar
Apr
63.713
10.176
53.155
70.780
5.890
64.306
74.992
8.886
65.842
83.621
8.866
74.588
82.879
6.174
76.001
80.866
5.075
75.611
91.061
4.867
83.862
98.700
4.835
91.318
86.224
4.629
79.589
87.157
3.868
81.019
92.443
7.742
82.404
93.154
6.636
83.882

584
186.641
115.951
265
185.957
112.816
167
197.863
117.278
704
210.533
116.238
180
210.096
115.314
2.332
218.870
122.157
2.547
223.364
128.167
2.006
221.576
125.769
2.270
228.063
126.435
2.297
239.003
135.503
2.636
228.389
139.205
2.768 - Others
(purchased)
84
119
120.035
85.198
104.664
381
187.237
125.246
15.607
69.591
7
12.083
92.581
15
16.505
108.741
77
14.234
101.717
17
13.501
99.315
17
14.898
102.381
15
16.095
100.143
18
12.198
103.116
23
13.251
108.906
22
16.651
111.516
36
16.256
109.513
26
17.498
108.937
27
16.374
119.128
34
17.915
121.290
130
17.911
115.789
142 -
2
5
6.352
28.175
4
11
6.022
32.721
10
67
11.095
50.452
9
8
8.983
60.920
10
7
8.494
63.909
7
8
8.582
71.347
7
12
8.570
69.377
9
14
7.228
67.615
7
14
6.711
77.105
10
26
6.448
84.893
7
19
6.437
74.645
8
19
6.285
74.958
11
23
5.155
79.181
11
118
5.572
82.901
11
131
5.071
82.009
215
366
91.364
91.016
346
2
20.536
20.445
91
5.334
0
4.900
4.746
153
435
435
-
770
89.145
88.760
381
4
18.296
18.187
110
5.731
0
5.311
5.119
192
419
419
-
720
90.368
89.944
420
4
18.265
18.166
98
5.810
0
5.388
5.377
10
422
422
-
641
93.454
93.018
432
4
20.859
20.752
107
5.900
0
5.473
5.463
10
427
427
-
588
93.259
92.812
442
4
20.767
20.581
186
5.984
0
5.509
5.499
10
474
474
-
2.549
91.771
91.311
454
5
17.489
17.489
0
6.041
0
5.589
5.579
10
452
452
-
1.612
94.647
94.196
446
5
17.134
17.134
0
6.155
0
5.691
5.681
10
464
464
-
1.418
93.312
92.848
457
6
17.427
17.427
0
6.370
0
5.909
5.899
10
461
461
-
630
94.694
94.213
475
6
17.056
17.056
0
6.460
0
5.998
5.987
10
463
463
-
611
100.500
99.984
509
6
18.093
18.093
0
6.575
0
6.107
6.097
10
468
468
-
1.315
101.646
101.113
527
6
16.692
16.692
0
7.138
0
6.656
6.645
10
482
482
-
581
94.913
94.387
520
6
16.991
16.991
0
7.402
0
6.916
6.906
10
486
486
-
578
92.774
92.227
539
7
16.421
16.421
0
7.382
0
6.898
6.898
484
484
-
303
45.523
45.322
201
12.035
12.035
2.624
0
2.490
2.336
153
134
134
-
143.637
62.290
62.040
246
4
15.200
15.158
42
3.753
0
3.506
3.352
153
247
247
-
to debtors
- Committed
- Uncommitted
to other banks
- Committed
- Uncommitted
derivatives (sold)
- Others
Contingent Claims
- Accrued interest
- Others
- Issued guarantees
- Others
Others
- Channelling
- Credit disbursed
- Others
- Credit disbursed
- Others
r) Revised figures
20
Tabel 1.21.a. Rekening Administratif Bank Asing
(Foreign Owned Banks Off-Balance Sheet)

Indikator
Tagihan Komitmen
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
belum ditarik
Committed
Uncommitted
Belum ditarik
Committed
Uncommitted
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Lainnya
- Lainnya
Lainnya
- Penerusan Kredit
Lainnya
Lainnya
***) Angka-angka sangat-sangat sementara
2011
2014
2012
2013
95.013
7.707
87.238
140.520
8.192
132.324
198.742
13.996
184.725
220.923
13.296
207.627
225.725
13.426
212.299
238.802
13.633
225.169
234.942
13.314
221.627
225.268
13.452
211.746
67
281.415
122.450
4
302.516
147.600
21
450.692
237.527
434.345
204.633
440.847
202.434
500.378
245.612
351.222
241.593
60.888
61.561
816
33.500
114.101
3.302
42.453
195.074
6.303
44.305
160.329
6.771
41.999
160.435
6.098
40.931
204.682
6.198
581
236
8.039
149.823
338
2.964
7.328
144.037
33
6.270
11.769
194.823
143
6.628
11.211
211.730
28
6.069
9.984
222.331
249
271
104.257
104.151
98
8
45.450
45.450
11.100
10.650
10.483
166
450
450
-
108.440
108.312
121
7
43.269
43.269
12.323
11.842
11.690
151
482
482
-
105.370
105.233
130
7
43.185
43.185
12.459
11.921
11.770
151
538
538
-
Apr
Mei
Jun
Jul
Ags
2015
Sep
Feb
Mar
Indicator
Okt
Nov
Des
Apr
255.793
14.013
241.781
248.574
13.898
234.671
156.503
14.035
142.449
238.213
14.243
223.960
267.285
17.449
249.836
261.945
17.650
243.968

70
351.248
247.449
374.529
269.576
5
379.392
282.909
20
343.414
244.353
10
380.969
282.793
383.104
279.579
327
592.297
301.998
1.296 - Others
41.317
200.276
7.138
42.186
205.262
7.488
44.855
224.720
7.361
47.161
235.748
6.170
49.015
195.337
7.812
49.567
233.226
5.087
44.811
234.768
3.921
54.094
247.904
4.064
45.442
235.730
4.196 -
149
6.050
9.002
239.412
143
6.995
10.791
227.604
3.070 r)
4.418
9.493
224.260
155
7.205
8.216
244.628
153
6.016
7.655
240.136
154
7.658
7.603
160.909
156
4.931
7.991
243.348
40
3.881
8.879
275.219
172
3.891
8.716
277.225
170
4.026
9.910
312.174
153
109.590
109.450
132
7
43.806
43.806
12.609
12.062
11.911
151
547
547
-
167
109.182
109.037
137
7
42.518
42.518
12.661
12.119
11.968
151
542
542
-
361
100.218
100.062
149
7
42.898
42.898
12.950
12.219
12.068
151
731
731
-
139
104.498
104.330
161
7
44.130
44.130
13.051
12.316
12.165
151
735
735
-
364
95.815
95.657
151
7
42.262
42.262
13.157
12.416
12.265
151
741
741
-
143
98.611
98.451
153
7
42.296
42.296
13.454
12.706
12.555
151
748
748
-
117
97.743
97.575
161
7
41.566
41.566
13.477
12.720
12.568
151
757
757
-
109
103.197
103.011
179
7
42.982
42.982
295
106.775
106.574
193
8
44.865
44.865
13.544
12.735
12.584
151
809
809
-
138
103.971
103.766
198
8
44.263
44.263
13.696
12.832
12.681
151
864
853
11
(purchased)
287
92.289
92.113
173
2
34.623
34.623
7.020
6.965
6.954
11
55
55
-
85.357
85.156
187
13
36.785
36.785
9.899
9.676
9.664
12
223
223
-
13.540
12.636
12.485
151
904
904
-
to debtors
- Committed
- Uncommitted
to other banks
- Committed
- Uncommitted
derivatives (sold)
- Others
Contingent Claims
- Accrued interest
- Others
- Issued guarantees
- Others
Others
- Channelling
- Credit disbursed
- Others
- Credit disbursed
- Others
***) Estimated figures
r) Revised figures
21
Tabel 1.22.a. Kinerja Bank Umum Konvensional
(Commercial Banks Performance)

2014
Keterangan
2012
Items
Apr
Rasio Pemenuhan Kecukupan Modal

Minimum (%)
17,43
2015
2013
18,13
19,33
Mei
19,48
Jun
19,45
Jul
19,39
Ags
19,70
Sep
19,53
Okt
19,63
Nov
19,77
Des
Feb
19,57
21,26
Mar
20,98
Apr
20,79 Capital Adequacy Ratio (%)
- Modal
496.629
626.888
688.661
702.833
713.581
715.036
723.852
730.858
733.440
746.568
754.174
830.570
827.950
827.974
- ATMR
2.849.997
3.458.404
3.561.926
3.608.712
3.669.339
3.687.281
3.675.209
3.741.538
3.736.749
3.776.200
3.854.234
3.907.328
3.945.899
3.982.779
15,60
16,36
17,76
17,91
17,79
17,81
18,08
17,91
17,94
18,15
18,01
18,99
18,40
Rasio Modal Inti terhadap ATMR (%)

- Modal Inti (Tier I)
- ATMR
ROA (%)
- Laba sebelum pajak
- Capital
- Risk Weighted Assets
18,19 Core Capital Ratio to ATMR (%)
444.545
565.774
632.568
646.263
652.912
656.825
664.518
669.926
670.559
685.255
694.198
741.962
726.221
724.527
2.849.997
3.458.404
3.561.926
3.608.712
3.669.339
3.687.281
3.675.209
3.741.538
3.736.749
3.776.200
3.854.234
3.907.328
3.945.899
3.982.779
3,11
3,08
2,93
2,98
3,02
2,91
2,90
2,91
2,89
2,87
2,85
2,51
2,69
- Core Capital (Tier I)

2,53 Return On Assets Ratio (%)

- Profit
117.103
134.571
138.814
142.439
145.570
140.804
141.079
142.355
142.372
142.564
142.769
136.761
148.088
139.593
3.761.912
4.365.364
4.745.361
4.778.705
4.817.211
4.832.305
4.856.622
4.897.413
4.932.537
4.967.179
5.004.089
5.451.541
5.496.171
5.515.708
74,10
74,08
77,19
76,20
75,45
76,54
76,37
76,14
76,14
76,16
76,29
81,59
79,49
- Biaya Operasional
321.357
368.460
152.786
186.053
218.558
259.135
294.176
331.305
367.997
406.608
446.217
99.135
140.064
181.922
- Operating Expenses
- Pendapatan Operasional
433.678
497.384
197.934
244.150
289.661
338.544
385.201
435.149
483.333
533.906
584.887
121.497
176.195
227.587
- Operating Income
5,49
4,89
4,26
4,22
4,22
4,20
4,21
4,21
4,24
4,24
4,23
4,06
5,30
- Rata-rata total aset

BOPO (%)
NIM (%)
- Pendapatan bunga bersih
- Rata-rata total aset produktif
LDR (%)
-
Total Kredit kepada pihak ketiga bukan

Bank
- Total Dana Pihak Ketiga
- Average total assets
79,94 Operating Expenses/Operating Income (%)
5,30 Net Interest Margin Ratio (%)

- Interest income net
200.338
233.841
251.690
250.760
252.257
251.819
253.786
255.233
258.061
259.471
260.940
269.252
274.525
275.287
3.648.741
4.782.557
5.909.664
5.936.520
5.978.554
5.992.080
6.022.841
6.058.539
6.090.379
6.118.637
6.161.761
6.632.130
5.180.214
5.191.975
83,58
89,70
90,79
90,30
90,25
92,19
90,63
88,93
88,45
88,65
89,42
88,26
87,58
2.597.026
3.158.099
3.222.850
3.262.111
3.324.847
3.339.705
3.352.392
3.413.557
3.403.652
3.448.211
3.526.364
3.519.869
3.532.735
3.564.324
- Total Credit to third party
3.107.385
3.520.616
3.549.751
3.612.717
3.683.973
3.622.653
3.699.016
3.838.472
3.848.279
3.889.630
3.943.697
3.988.289
4.033.543
4.053.225
- Total Third Party Funds
- Average total earning assets
87,94 Loan to Deposits Ratio (%)
18,16 Liquid Assets Ratio (%)
Rasio Aset Likuid (%)
18,45
15,77
15,12
16,31
15,78
15,21
14,21
16,18
16,35
16,27
16,24
17,35
18,74
- Aset Likuid Primer
616.043
589.158
551.766
625.072
610.892
570.498
530.989
651.638
673.152
676.518
686.023
750.779
826.137
795.983
- Aset Likuid Sekunder
142.989
163.506
177.717
176.202
179.425
178.809
183.522
193.406
184.825
188.037
192.598
201.102
220.386
220.202
4.115.003
4.773.892
4.824.212
4.912.082
5.009.817
4.927.835
5.026.825
5.223.740
5.248.656
5.313.591
5.410.098
5.485.270
5.585.431
5.594.559
- Total Aset
Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13
- Total Assets
Note : Excluding Sharia Banks (starting April 2010), Sharia Banks Performance on table 2.13
22
Tabel 1.23.a. Kinerja Bank Persero Konvensional
(State Owned Banks Performance)

2014
Keterangan
2012
Items
Apr

Minimum (%)
2015
2013
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Feb
Mar
Apr
16,17
15,91
17,27
16,91
16,81
16,90
17,58
17,31
17,48
17,56
17,08
19,88
19,04
- Modal
166.297
198.288
220.153
218.610
219.898
223.797
229.100
228.772
229.548
232.941
235.019
276.276
267.847
268.469
- ATMR
1.028.287
1.246.469
1.275.095
1.292.751
1.307.776
1.324.087
1.303.140
1.321.527
1.313.287
1.326.402
1.375.677
1.389.553
1.406.646
1.424.503

- ATMR
ROA (%)
- Capital
14,59
14,58
16,22
15,89
15,62
15,87
16,49
16,27
16,26
16,50
16,14
17,03
15,82
150.049
181.769
206.839
205.391
204.255
210.129
214.902
214.975
213.600
218.842
222.102
236.585
222.516
221.315
1.028.287
1.246.469
1.275.095
1.292.751
1.307.776
1.324.087
1.303.140
1.321.527
1.313.287
1.326.402
1.375.677
1.389.553
1.406.646
1.424.503
3,80
3,87
3,81
3,67
3,74
3,67
3,67
3,74
3,71
3,75
3,75
3,04
3,56


- Profit
51.669
61.645
65.995
64.006
65.680
64.640
65.165
67.056
67.043
68.246
69.104
62.118
73.372
68.372
1.359.034
1.593.260
1.730.410
1.742.727
1.756.695
1.763.662
1.775.528
1.791.268
1.806.342
1.821.604
1.842.847
2.045.012
2.060.286
2.056.018
70,53
66,16
70,67
71,01
69,73
70,79
70,80
70,29
70,05
69,64
69,57
78,48
73,59
- Biaya Operasional
116.981
116.272
51.173
63.221
73.278
86.766
99.663
112.750
124.222
136.848
150.501
36.596
49.181
62.372
165.852
175.740
72.410
89.033
105.082
122.576
140.773
160.405
177.334
196.521
216.331
46.631
66.827
84.584
- Operating Income
5,95
5,50
5,20
5,16
5,14
5,10
5,12
5,12
5,14
5,14
5,11
4,84
5,93

BOPO (%)
NIM (%)
LDR (%)
Bank
79.244
95.200
106.170
105.892
106.347
105.661
106.684
107.444
108.622
109.422
109.862
114.067
116.634
117.346
1.331.277
1.731.075
2.041.956
2.053.920
2.067.818
2.071.693
2.085.134
2.099.153
2.114.640
2.130.287
2.147.990
2.357.822
1.967.135
1.960.783
79,84
86,70
88,98
88,53
88,46
88,75
87,73
86,45
85,97
85,66
83,73
84,49
84,96

959.128
1.181.726
1.199.339
1.206.035
1.234.235
1.238.718
1.254.133
1.275.444
1.267.022
1.284.068
1.325.087
1.319.512
1.321.243
1.331.356
1.201.284
1.363.062
1.347.928
1.362.280
1.395.240
1.395.751
1.429.498
1.475.270
1.473.854
1.499.077
1.582.488
1.561.671
1.555.170
1.513.514
20,06
15,84
15,33
17,31
15,40
14,51
13,02
15,40
16,30
15,25
16,66
16,99
18,08
229.643
199.232
184.291
223.533
193.751
177.735
154.992
208.254
228.379
213.750
254.338
248.199
262.052
224.815
78.295
79.349
87.699
86.721
87.591
84.222
86.992
87.039
88.079
87.266
91.707
101.739
115.886
106.337
1.535.343
1.758.873
1.773.941
1.791.994
1.826.532
1.805.468
1.858.592
1.917.186
1.942.006
1.974.227
2.076.518
2.059.921
2.090.835
2.043.212

- Total Aset
- Total Assets
23
Tabel 1.24.a. Kinerja BUSN Devisa Konvensional
(Foreign Exchange Commercial Banks Performance)

2014
Keterangan
2012
Items
Apr

Minimum (%)
2015
2013
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Feb
Mar
Apr
15,33
16,01
16,95
16,76
16,69
16,76
16,82
16,64
16,72
16,70
16,42
17,36
17,73
- Modal
177.744
220.225
242.144
241.975
245.211
246.279
247.601
248.816
250.999
253.244
252.499
270.441
277.675
279.510
- ATMR
1.159.788
1.375.870
1.428.465
1.443.576
1.469.513
1.469.840
1.472.479
1.495.249
1.500.817
1.516.835
1.538.222
1.557.464
1.566.141
1.581.332

- ATMR
ROA (%)
- Capital
13,05
13,78
14,84
14,68
14,52
14,62
14,67
14,42
14,53
14,52
14,27
15,11
15,19
151.331
189.602
211.996
211.858
213.439
214.913
216.023
215.688
218.065
220.178
219.543
235.357
237.843
240.204
1.159.788
1.375.870
1.428.465
1.443.576
1.469.513
1.469.840
1.472.479
1.495.249
1.500.817
1.516.835
1.538.222
1.557.464
1.566.141
1.581.332
2,64
2,43
2,11
2,47
2,49
2,38
2,34
2,25
2,20
2,17
2,13
1,82
1,81


- Profit
38.452
40.571
38.290
45.037
45.561
43.875
43.328
41.871
41.111
40.757
40.306
36.865
36.653
36.621
1.455.843
1.667.964
1.813.921
1.822.034
1.833.438
1.841.620
1.849.600
1.861.548
1.871.092
1.880.295
1.890.222
2.026.193
2.030.444
2.039.469
74,88
78,07
81,04
78,20
77,85
78,90
79,00
79,53
80,05
80,24
80,70
84,67
84,52
- Biaya Operasional
112.722
138.893
54.366
67.058
79.586
94.757
108.043
121.923
137.285
151.747
167.522
32.712
48.130
64.704
150.543
177.897
67.082
85.751
102.233
120.097
136.762
153.309
171.488
189.118
207.584
38.636
56.945
76.541
- Operating Income
5,17
4,42
3,81
3,74
3,75
3,77
3,76
3,76
3,78
3,79
3,78
3,70
4,85

BOPO (%)
NIM (%)

72.679
81.316
85.106
83.771
84.420
85.091
85.461
85.621
86.174
86.557
87.102
89.587
91.516
91.762
1.404.733
1.838.391
2.231.022
2.240.051
2.251.847
2.259.658
2.270.137
2.277.729
2.282.002
2.286.651
2.302.325
2.420.130
1.887.584
1.892.550
81,58
83,77
86,05
85,89
86,26
86,07
85,03
84,54
84,74
85,30
85,66
83,96
84,25
1.026.324
1.202.706
1.236.069
1.251.699
1.272.478
1.274.333
1.269.766
1.292.004
1.298.928
1.312.831
1.342.612
1.333.363
1.339.227
1.350.869
1.257.990
1.435.791
1.436.481
1.457.270
1.475.133
1.480.588
1.493.398
1.528.255
1.532.828
1.539.040
1.567.343
1.588.106
1.589.655
1.614.640
15,47
14,66
13,20
13,64
13,81
15,60
13,83
14,40
14,39
14,57
14,87
15,94
16,62
203.772
216.884
189.873
202.706
209.084
240.607
206.564
222.140
226.532
231.058
244.859
272.924
286.179
296.588
41.689
49.644
51.002
50.173
51.989
54.326
56.877
59.654
55.016
56.260
52.411
50.702
52.609
59.275
1.586.631
1.818.240
1.825.414
1.854.486
1.890.458
1.890.712
1.905.464
1.957.131
1.956.990
1.972.319
1.999.417
2.030.909
2.038.946
2.066.545

LDR (%)
-

Bank

- Total Aset

- Total Assets
24
Tabel 1.25.a. Kinerja BUSN Non Devisa Konvensional
(Non-Foreign Exchange Commercial Banks Performance)

2014
Keterangan
2012
Items
Apr

Minimum (%)
2015
2013
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Feb
Mar
Apr
20,80
23,16
23,36
23,85
23,50
23,25
23,35
23,14
23,24
23,00
23,07
23,49
22,41
- Modal
13.530
17.984
19.789
20.538
20.721
20.008
20.164
20.345
20.445
20.505
20.631
22.030
20.735
20.903
- Capital
- ATMR
65.057
77.653
84.710
86.119
88.176
86.066
86.353
87.936
87.983
89.156
89.411
93.803
92.520
93.049
19,38
21,47
22,16
22,28
21,94
21,68
21,78
21,53
21,63
21,40
21,49
21,94
20,85
12.610
16.675
18.768
19.191
19.347
18.659
18.812
18.929
19.032
19.083
19.213
20.584
19.289
19.486
- ATMR
65.057
77.653
84.710
86.119
88.176
86.066
86.353
87.936
87.983
89.156
89.411
93.803
92.520
93.049
3,31
3,26
2,52
2,57
2,57
2,37
2,35
2,29
2,28
2,26
2,16
1,85
2,02
ROA (%)

- Profit
3.204
3.744
3.203
3.278
3.306
3.051
3.024
2.960
2.954
2.946
2.839
2.544
2.810
2.827
96.840
114.799
126.875
127.641
128.813
128.577
128.861
129.380
129.836
130.451
131.315
137.656
139.077
139.481
79,30
79,67
84,00
83,87
84,03
84,53
84,80
85,16
85,64
85,73
86,31
87,25
86,14
- Biaya Operasional
12.149
14.260
5.617
7.113
8.653
9.680
11.192
12.667
14.659
16.138
17.751
2.918
4.382
5.859
15.320
17.900
6.688
8.481
10.297
11.452
13.197
14.875
17.117
18.824
20.567
3.344
5.087
6.803
- Operating Income
9,34
8,73
7,43
7,49
7,48
6,77
6,73
6,73
7,21
7,16
7,02
6,34
6,85
BOPO (%)
NIM (%)
8.606
9.761
9.380
9.521
9.586
8.651
8.627
8.618
9.176
9.126
9.091
8.608
8.714
8.713
92.126
111.801
126.317
127.035
128.091
127.844
128.222
128.020
127.228
127.469
129.441
135.776
127.125
127.556
82,73
85,10
91,09
89,89
89,39
89,01
90,14
89,76
82,32
88,17
87,81
89,89
87,52
69.804
82.634
86.546
88.188
90.427
89.055
88.701
90.228
82.362
90.040
91.795
91.740
92.932
93.504
84.374
97.102
95.013
98.111
101.160
100.046
98.401
100.518
100.052
102.122
104.544
102.055
106.179
104.634
19,32
15,03
13,48
14,16
13,43
17,15
12,98
14,10
14,75
16,21
18,15
14,83
17,18
19.716
18.417
16.354
17.512
17.114
21.791
16.094
17.910
19.014
21.406
24.762
19.734
23.638
20.320
1.291
891
926
1.000
978
873
886
920
741
744
803
729
750
739
108.758
128.498
128.147
130.704
134.669
132.132
130.833
133.535
133.934
136.604
140.823
137.983
141.919
140.694

LDR (%)
-

Bank

- Total Aset



- Total Assets
25
Tabel 1.26.a. Kinerja BPD Konvensional
(Regional Development Banks Performance)

2014
Keterangan
2012
Items
Apr

Minimum (%)
2015
2013
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Feb
Mar
Apr
18,02
17,58
17,87
17,70
17,58
17,64
17,59
17,34
17,60
17,55
17,79
20,46
19,43
- Modal
35.198
40.343
43.148
43.265
44.174
43.475
44.039
45.055
45.850
46.002
46.922
54.214
52.347
50.942
- ATMR
195.318
229.459
241.388
244.448
251.298
246.441
250.372
259.763
260.565
262.152
263.682
265.034
269.451
274.144

- ATMR
ROA (%)
- Capital
16,66
16,33
16,68
16,49
16,42
16,47
16,31
16,06
16,32
16,27
16,55
18,25
17,20
32.531
37.474
40.268
40.316
41.255
40.593
40.842
41.731
42.512
42.655
43.630
48.372
46.352
45.075
195.318
229.459
241.388
244.448
251.298
246.441
250.372
259.763
260.565
262.152
263.682
265.034
269.451
274.144
2,90
3,18
2,98
2,88
3,03
2,59
2,69
2,90
2,90
2,77
2,68
2,85
3,09


- Profit
10.462
12.686
12.059
11.884
12.733
10.862
11.321
12.377
12.528
12.099
11.723
12.946
14.490
13.583
361.101
399.075
405.119
412.541
420.841
418.834
420.600
427.319
432.674
436.834
437.155
453.774
468.833
484.368
75,29
73,49
75,77
76,14
74,83
78,48
77,87
76,14
75,94
76,82
78,08
76,87
75,02
- Biaya Operasional
31.470
34.438
12.385
15.691
18.789
23.038
26.482
29.507
32.820
36.705
41.363
7.132
10.836
15.027
41.797
46.864
16.346
20.609
25.107
29.357
34.008
38.755
43.215
47.780
52.973
9.278
14.443
19.546
- Operating Income
6,70
7,04
6,73
6,61
6,52
6,60
6,62
6,61
6,60
6,57
6,65
6,74
6,99
BOPO (%)
NIM (%)

22.856
27.891
28.114
28.093
28.241
28.469
28.657
28.958
29.218
29.265
29.593
30.538
30.776
30.995
341.257
396.439
417.438
425.019
433.073
431.113
432.915
438.409
442.557
445.532
444.769
453.020
440.084
454.166
78,57
92,34
78,97
77,10
74,34
86,79
82,07
73,49
74,96
76,58
89,73
81,71
73,89
218.851
265.661
273.212
278.900
283.448
284.516
289.017
294.511
298.145
301.614
301.456
299.902
303.530
307.060
278.535
287.709
345.954
361.750
381.311
327.818
352.139
400.773
397.751
393.877
335.957
367.019
410.781
445.125
22,93
18,19
22,14
23,60
25,40
15,71
18,91
25,92
24,05
24,19
18,38
22,14
28,12
80.457
63.091
87.189
96.129
108.525
55.901
72.488
115.428
107.280
107.305
72.996
94.384
132.841
135.534
3.626
7.858
8.007
8.256
8.914
8.013
9.363
9.263
8.360
8.416
8.015
7.274
7.478
7.928
366.684
389.964
430.044
442.228
462.415
406.793
432.960
481.069
480.868
478.437
440.691
459.144
498.951
530.973

LDR (%)
-

Bank

- Total Aset

- Total Assets
26
Tabel 1.27.a. Kinerja Bank Campuran Konvensional
(Joint Venture Banks Performance)

2014
Keterangan
2012
Items
Apr

Minimum (%)
2015
2013
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Feb
Mar
Apr
18,65
19,86
20,36
20,21
19,88
19,85
19,79
19,49
19,23
18,89
19,14
20,08
20,94
- Modal
30.770
43.832
45.375
45.530
45.349
45.419
45.615
45.660
45.861
46.151
47.767
50.760
53.525
51.927
- ATMR
164.956
220.744
222.842
225.304
228.078
228.815
230.449
234.303
238.426
244.350
249.533
252.777
255.642
250.920

- ATMR
ROA (%)
BOPO (%)
- Capital
16,52
16,78
17,55
17,38
17,09
17,11
17,02
16,71
16,49
16,18
16,44
17,19
17,02
27.253
37.034
39.108
39.164
38.985
39.139
39.227
39.153
39.314
39.534
41.030
43.440
43.507
41.394
164.956
220.744
222.842
225.304
228.078
228.815
230.449
234.303
238.426
244.350
249.533
252.777
255.642
250.920
2,24
2,39
2,12
2,03
1,98
1,96
2,00
2,09
2,14
2,15
2,11
1,43
1,66

4.479
5.922
5.930
5.697
5.602
5.546
5.664
5.961
6.137
6.231
6.171
4.751
5.566
4.395
200.343
247.500
279.741
281.031
282.224
282.365
283.125
284.712
286.757
289.481
292.029
332.493
335.867
331.073
- Profit
77,86
79,23
81,73
81,54
82,64
82,46
81,59
79,44
79,36
78,35
78,49
85,81
82,71
- Biaya Operasional
15.179
20.899
9.141
10.860
13.343
15.329
17.356
18.925
20.838
21.988
24.353
5.800
7.961
10.528
19.494
26.378
11.185
13.318
16.145
18.589
21.273
23.824
26.260
28.063
31.028
6.758
9.625
12.223
- Operating Income
3,63
3,00
2,36
2,35
2,36
2,38
2,40
2,40
2,40
2,40
2,40
2,14
3,33
NIM (%)

7.163
8.568
10.000
9.965
10.015
10.127
10.242
10.276
10.355
10.405
10.478
10.576
10.796
10.402
197.239
285.548
424.379
423.908
425.172
425.125
426.295
428.067
430.904
433.906
437.111
493.729
323.976
318.954
115,63
122,20
127,58
128,47
129,81
135,21
132,62
129,26
122,80
122,40
123,61
123,94
120,96
150.061
199.872
201.808
205.001
209.424
208.854
207.637
208.532
209.369
215.637
221.383
223.341
221.347
220.397
129.772
163.557
158.186
159.569
161.327
154.465
156.563
161.326
170.496
176.179
179.104
180.195
182.999
179.837
15,39
13,79
12,13
12,03
11,91
11,29
12,73
13,89
13,95
14,53
13,33
15,81
17,65
29.856
36.402
28.822
28.721
28.586
24.987
29.489
34.676
36.873
37.624
34.099
43.885
50.857
46.929
3.334
3.299
5.155
5.715
5.733
6.988
7.243
6.633
5.691
8.400
8.572
9.035
9.617
10.371
215.621
287.902
280.119
286.190
288.190
283.207
288.446
297.415
305.156
316.718
320.067
334.727
342.615
336.932

LDR (%)
-

Bank

- Total Aset
- Total Assets
27
Tabel 1.28.a. Kinerja Bank Asing Konvensional
(Foreign Owned Banks Performance)

2014
Keterangan
2012
Items
Apr

Minimum (%)
2015
2013
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Feb
Mar
Apr
30,89
34,46
38,15
41,99
42,60
40,98
41,31
41,49
41,93
43,80
44,81
44,98
43,83
- Modal
73.091
106.216
118.054
132.915
138.228
136.059
137.333
142.210
140.739
147.726
151.336
156.849
155.821
156.223
- Capital
- ATMR
236.592
308.209
309.426
316.514
324.498
332.031
332.417
342.761
335.671
337.306
337.709
348.698
355.500
358.831

- ATMR
ROA (%)
BOPO (%)
29,91
33,49
37,36
41,18
41,80
40,17
40,52
40,68
41,12
42,98
44,03
45,20
44,08
70.771
103.220
115.590
130.344
135.631
133.391
134.712
139.450
138.037
144.963
148.681
157.624
156.714
157.053
236.592
308.209
309.426
316.514
324.498
332.031
332.417
342.761
335.671
337.306
337.709
348.698
355.500
358.831
3,06
2,92
3,43
3,19
3,21
3,23
3,15
3,01
3,10
3,01
3,08
3,84
3,29
8.837
10.003
13.337
12.537
12.687
12.830
12.576
12.130
12.599
12.285
12.626
17.538
15.197
13.794
288.751
342.766
389.294
392.731
395.201
397.247
398.908
403.185
405.837
408.514
410.520
456.413
461.663
465.298
- Profit
80,78
83,06
82,99
82,02
80,88
81,06
80,23
80,79
79,66
80,57
79,30
82,95
84,12
- Biaya Operasional
32.856
43.697
20.103
22.111
24.908
29.565
31.441
35.532
38.174
43.183
44.727
13.977
19.575
23.431
40.672
52.606
24.223
26.958
30.795
36.473
39.187
43.983
47.918
53.599
56.405
16.850
23.269
27.889
- Operating Income
3,47
2,65
1,93
2,03
2,03
2,04
2,08
2,08
2,09
2,12
2,12
2,06
3,70
NIM (%)
LDR (%)
Bank
9.790
11.104
12.920
13.518
13.649
13.821
14.114
14.315
14.515
14.696
14.814
15.877
16.089
16.070
282.108
419.302
668.552
666.588
672.552
676.648
680.137
687.160
693.048
694.791
700.125
771.653
434.309
437.965

111,21
130,05
135,91
133,70
138,30
148,93
143,85
146,72
143,01
136,07
140,04
133,17
134,81
172.859
225.500
225.876
232.290
234.835
244.229
243.138
252.838
247.827
244.021
244.031
252.010
254.456
261.139
155.430
173.395
166.190
173.736
169.801
163.985
169.017
172.329
173.298
179.335
174.261
189.243
188.758
195.475
22,30
19,88
18,15
19,88
19,15
18,04
17,91
19,00
19,09
21,21
19,89
22,33
22,16
52.599
55.132
45.239
56.470
53.832
49.477
51.362
53.229
55.074
65.375
54.969
71.652
70.570
71.797
14.754
22.464
24.930
24.338
24.220
24.386
22.162
29.897
26.937
26.951
31.089
31.623
34.046
35.553
301.966
390.415
386.547
406.479
407.553
409.524
410.531
437.404
429.704
435.287
432.582
462.586
472.165
476.203
- Total Aset
- Total Assets
28
Tabel 1.29 Perkembangan Aset Bank Umum Berdasarkan Kelompok Bank
(Growth of Commercial Banks Assets Based Group Bank)

Miliar Rp ( Billion Rp )
2014
Kelompok Bank
2011
2012
2015
Group of Bank
2013
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Feb
Mar
Apr
- Bank Persero
1.328.168
1.535.343
1.758.873
1.773.954
1.792.021
1.826.534
1.813.415
1.858.626
1.917.187
1.942.742
1.974.227
2.076.605
2.059.959
2.090.838
2.043.232
- State Owned Banks
- BUSN Devisa
1.464.007
1.705.408
1.962.539
1.972.793
2.003.325
2.040.291
2.041.885
2.093.688
2.147.547
2.149.155
2.169.150
2.200.142
2.228.745
2.236.661
2.262.198
- Foreign Exchange
- BUSN Non Devisa
107.085
135.472
162.457
162.458
165.158
170.947
172.031
171.065
174.949
176.483
179.987
186.817
183.582
188.447
188.188
- Non-Foreign Exchange
- BPD
304.003
366.685
389.964
430.044
442.228
462.415
408.890
432.960
481.069
480.868
478.437
440.691
459.144
498.951
530.973
- Regional Development
- Bank Campuran
181.088
217.713
290.219
282.299
288.254
290.273
285.408
252.045
260.674
266.701
274.048
278.312
289.153
296.933
291.943
- Joint Venture Banks
- Bank Asing
268.482
301.966
390.415
386.547
406.479
407.553
409.524
410.531
437.404
429.704
435.287
432.582
462.586
472.165
476.203
- Foreign Owned Banks
3.652.832
4.262.587
4.954.467
5.008.095
5.097.466
5.198.013
5.131.153
5.218.916
5.418.830
5.445.652
5.511.136
5.615.150
5.683.168
5.783.994
5.792.737
Commercial Banks
Commercial Banks
Banks
Total
Total
29
Tabel 1.30 Jumlah Bank Umum Berdasarkan Pengelompokan Total Aset
(Total of Commercial Banks Based on Total Assets)

Desember 2010
Kelompok Bank
< Rp.
1
Triliun
Desember 2011
Desember 2012
April 2014
Desember 2014
April 2015
Rp. 1 Rp. 10
Rp. 1 Rp. 10
Rp. 1 Rp. 10
Rp. 1 Rp. 10
Rp. 1 Rp. 10
Rp. 1 Rp. 10
Rp. 1 Rp. 10
> Rp. < Rp.
> Rp. < Rp.
> Rp. < Rp.
> Rp. < Rp.
> Rp. < Rp.
> Rp. < Rp.
> Rp.
s.d
s.d
s.d
s.d
s.d
s.d
s.d
s.d
s.d
s.d
s.d
s.d
s.d
s.d
50
1
50
1
50
1
50
1
50
1
50
1
50
10
50
10
50
10
50
10
50
10
50
10
50
10
50
Triliun Triliun
Triliun Triliun
Triliun Triliun
Triliun Triliun
Triliun Triliun
Triliun Triliun
Triliun
Triliun Triliun
Triliun Triliun
Triliun Triliun
Triliun Triliun
Triliun Triliun
Triliun Triliun
Triliun Triliun
0
State Owned Banks
11
15
12
14
12
16
12
13
13
12
Foreign Exchange
Commercial Banks
17
18
19
21
20
Non-Foreign Exchange
Commercial Banks
14
11
14
11
11
14
10
15
16
Regional Development
Banks
Joint Venture Banks
Foreign Owned Banks
32
18
11
57
31
21
56
32
23
52
36
23
53
37
23
46
42
24
Total
BUSN Devisa
18
10
18
10
17
BUSN Non Devisa
21
12
15
10
BPD
15
11
14
11
Bank Campuran
Bank Asing
23
53
34
12
13
57
Group of Bank
Bank Persero
Total
Desember 2013
30
Tabel 1.31 Aset Produktif Bank Umum Konvensional dan Kualitas Kredit Bank Umum kepada Bank Lain
(Earning Assets of Commercial Banks and Credit Quality of Commercial Banks to Other Bank)
Indikator
Aset Produktif Neraca
a. Lancar
b. DPK
2011
2012
2014
2013
Apr
Mei
Jun
Jul
2015
Ags
Sep
Okt
Nov
Des
Feb
Mar
Indicator
Apr
3.416.989
4.115.372
4.202.006
4.276.222
4.350.313
4.238.345
4.357.488
4.387.087
4.370.469
4.436.454
4.531.435
4.520.838
4.577.565
4.625.605 Earning Assets
2.745.968
3.250.997
3.929.648
3.994.204
4.052.832
4.124.774
4.000.213
4.128.104
4.153.584
4.146.306
4.195.053
4.308.971
4.238.846
4.313.552
4.350.201
2.878.450
a. Current
b. Special Mention
81.809
110.176
124.978
138.941
149.700
151.004
161.195
150.135
153.410
142.008
158.674
143.405
194.334
175.900
183.317
c. Kurang Lancar
6.790
9.189
9.481
13.761
15.566
13.902
13.800
13.151
15.170
17.292
16.573
12.864
16.132
15.524
17.212
c. Sub-Standard
d. Diragukan
7.913
9.515
9.132
10.973
12.661
14.825
14.991
14.894
14.160
13.311
14.225
14.395
14.891
15.953
15.942
d. Doubtful
58.933
e. Loss
e. Macet
Aset Produktif Transaksi
Rekening Administratif 1)
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
35.970
42.131
44.127
45.463
45.809
48.146
51.204
50.763
51.551
51.929
51.799
56.635
56.637
1.066.117
1.331.086
1.277.134
1.290.923
1.342.684
1.341.081
1.374.501
1.400.415
1.438.294
1.396.255
1.441.570
1.455.523
1.514.143
1.488.413 Earning Assets - Account
543.128
1.053.796
1.308.578
1.255.879
1.271.945
1.322.507
1.321.222
1.350.052
1.376.868
1.417.141
1.375.981
1.422.274
1.430.103
1.493.638
1.467.485
6.130
11.337
21.134
19.446
17.094
18.122
17.698
22.404
21.404
18.291
17.174
16.207
22.351
17.544
17.881
244
662
404
690
795
959
877
678
820
1.426
1.825
1.986
1.849
1.781
1.826
54
141
270
363
350
403
399
422
376
436
347
402
523
479
477
d. Doubtful
123
181
699
756
739
693
886
946
948
1.001
928
701
697
701
744
e. Lost
549.678
37.113
Administrative Transactions
b. Special Mention
c. Sub-Standard
Non Performing Earning Aset

(Nominal)
51.094
60.345
68.947
70.671
75.573
76.591
79.098
81.294
82.236
85.016
85.827
82.148
90.727
91.074
95.133
Kredit kepada Bank Lain
16.444
17.812
26.968
27.428
26.967
26.805
26.594
24.006
30.792
30.937
31.371
32.192
32.492
33.673
33.489 Interbank Loans
16.329
17.668
26.859
27.305
26.828
26.555
26.307
23.879
30.668
30.814
31.246
32.089
32.387
33.497
33.360
13
64
39
54
162
178
39
36
34
39
11
19
17
51
c. Kurang Lancar
12
12
d. Diragukan
102
80
101
79
80
76
92
76
80
85
85
84
82
156
75
102
80
102
84
84
88
108
88
88
90
86
93
85
159
77
a. Lancar
b. DPK
e. Macet
Non Performing Loan kepada

Bank Lain (Nominal)
1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset
Produktif Transaksi Rekening Administratif (TRA) dan angka pada Non Performing Earning
Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk
kredit.
- Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang
antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit, fasilitas
kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga
angka Non Performing Earning Aset adalah total dari non performing aset pada neraca dan
non performing earning aset pada TRA.
- Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI
No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank Umum maka angka pada Aset
Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat
committed (yang tidak memenuhi kriteria sebagai uncommitted) dan uncommitted
(pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat
1)
a. Current
Non Performing Earning Asset

(Nominal)
a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Loss
Interbank Non Performing Loan
(Nominal)
1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing Assets earning who has published is a
number of earning assets as a credit.
- Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of guarantees, letters of credit, standby letters
of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is the total of non-performing earning assets on the balance sheet and nonperforming earning assets on the account administrative transactions
- There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on Earning Assets Balance Sheet (TRA)
TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement contains a clause that the Bank may cancel or do not meet the
conditions or facilities for some reason)
- Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters of credit, undrawn credit facilities
(committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the total of non-performing assets on the balance sheet and earnings of
non-performing assets in the TRA.
31
Tabel 1.32 Aset Produktif Bank Persero dan Kualitas Kredit Bank Persero kepada Bank Lain
(Earning Asset of State Owned Banks and Credit Quality of State Owned Banks to Other Bank)
2014
Indikator
2011
2012
2013
Apr
Mei
Jun
Jul
2015
Ags
Sep
Okt
Nov
Des
Feb
Mar
Indicator
Apr
1.065.942
1.260.415
1.511.620
1.526.561
1.561.514
1.577.654
1.568.087
1.621.511
1.633.058
1.639.922
1.683.710
1.719.355
1.719.111
1.745.088
1.002.233
1.176.286
1.423.606
1.429.014
1.458.144
1.473.510
1.455.967
1.516.058
1.528.594
1.538.614
1.573.556
1.618.156
1.583.323
1.626.008
1.609.847
42.834
59.753
64.199
70.284
74.819
75.572
82.773
75.182
74.029
71.563
80.109
73.414
102.640
86.776
87.977
c. Kurang Lancar
1.970
2.699
2.499
3.754
4.326
4.242
4.570
4.618
5.084
4.709
4.008
3.258
5.592
4.833
5.594
d. Diragukan
2.444
4.709
2.874
4.071
4.428
5.056
4.937
4.740
4.968
4.360
5.280
4.699
5.727
6.437
5.810
16.461
16.967
18.441
19.438
19.798
19.274
19.841
20.914
20.383
20.676
20.756
19.829
21.829
21.033
22.574
216.461
309.868
359.504
353.283
362.229
362.166
358.008
369.141
359.231
383.047
386.107
398.351
397.467
412.490
213.608
306.205
352.102
347.797
355.931
355.358
350.802
362.386
352.245
376.839
379.262
391.594
385.058
406.061
410.152
2.798
3.545
6.828
4.896
5.685
6.148
6.388
5.918
6.122
5.400
5.847
6.187
11.361
5.726
6.124
11
63
46
137
97
99
102
82
89
77
265
66
357
95
105
a. Lancar
b. DPK
e. Macet
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet

(Nominal)
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet

Bank Lain (Nominal)
a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Loss
416.915 Earning Assets - Account
b. Special Mention
c. Sub-Standard
30
57
70
120
149
112
118
112
75
74
70
229
235
138
d. Doubtful
38
24
471
384
396
412
604
636
664
656
658
434
462
372
396
e. Loss
41.720
28.038
31.217
27.854
29.165
29.232
30.165
31.108
31.299
30.553
31.042
28.355
34.196
33.006
34.617
2.579
2.866
5.705
6.638
6.570
6.002
6.985
5.358
4.969
4.569
4.460
4.854
4.628
4.163
2.465
2.740
5.607
6.527
6.459
5.880
6.714
5.249
4.863
4.467
4.352
4.774
4.552
4.092
3.876
13
48
36
37
47
174
36
33
29
36
b. Special Mention
c. Sub-Standard
101
78
98
75
75
76
86
73
73
72
72
72
71
68
70
101
78
98
75
75
76
97
73
73
72
72
72
71
68
70
kredit.
1)
a. Current

(Nominal)
a. Current
d. Doubtful
e. Loss
(Nominal)
32
Tabel 1.33 Aset Produktif BUSN Devisa dan Kualitas Kredit BUSN Devisa kepada Bank Lain
(Earning Asset of Foreign Exchange Banks and Credit Quality of Foreign Exchange Banks to Other Bank)
2014
Indikator
2011
2012
Indicator
Apr

a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet

(Nominal)
2015
2013
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Feb
Mar
Apr
1.119.243
1.327.140
1.557.562
1.597.021
1.607.651
1.637.715
1.587.250
1.673.008
1.652.693
1.641.441
1.660.853
1.713.244
1.682.041
1.679.545
1.072.537
1.274.458
1.499.030
1.529.964
1.533.295
1.561.699
1.509.340
1.594.024
1.569.504
1.564.068
1.574.450
1.636.540
1.588.113
1.586.160
1.605.358
27.546
33.686
37.211
43.092
48.307
49.131
49.975
49.362
53.158
44.693
53.445
46.023
60.976
60.172
65.348
3.060
3.810
4.009
4.737
5.672
4.688
5.175
5.094
5.937
8.169
8.437
5.171
6.066
5.305
6.044
a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
3.360
2.305
2.698
4.125
4.766
5.666
5.877
5.929
5.343
5.206
5.239
6.514
6.406
6.959
7.197
12.739
12.881
14.614
15.103
15.611
16.531
16.883
18.600
18.750
19.305
19.281
18.996
20.480
20.949
21.664
175.558
402.700
483.630
479.720
492.433
494.199
500.703
521.411
529.531
525.981
521.783
519.087
531.196
546.462
175.123
400.677
480.305
473.901
488.744
490.659
497.386
513.269
523.565
521.098
517.365
515.068
526.035
542.519
536.591
405
1.830
3.181
5.388
3.354
3.251
3.066
7.889
5.778
4.590
4.196
3.715
4.875
3.663
4.020
18
85
37
135
117
108
95
46
49
65
66
90
100
86
129
c. Sub-Standard
71
50
145
83
89
77
133
71
69
91
105
120
117
200
d. Doubtful
e. Loss
b. Special Mention
e. Loss
37
57
151
135
92
79
74
68
159
65
108
65
78
110
38.187
19.190
21.465
24.396
26.384
27.174
28.186
29.875
30.219
32.974
33.180
30.984
33.237
33.493
35.345
7.785
9.085
10.250
10.136
10.325
10.672
10.628
10.197
10.151
10.233
10.244
10.550
9.857
9.499

(Nominal)
a. Current
7.784
9.069
10.243
10.130
10.311
10.660
10.623
10.184
10.139
10.219
10.231
10.532
9.844
9.398
9.965
b. DPK
16
14
b. Special Mention
c. Kurang Lancar
11
c. Sub-Standard
d. Diragukan
11
11
11
11
88
12
11
11
12
18
11
88
a. Lancar
e. Macet

Bank Lain (Nominal)
kredit.
1)
a. Current
d. Doubtful
e. Loss
(Nominal)
33
Tabel 1.34 Aset Produktif BUSN Non Devisa dan Kualitas Kredit BUSN Non Devisa kepada Bank Lain
(Earning Asset of Non Foreign Exchange Banks and Credit Quality of Non Foreign Exchange Banks to Other Bank)
2014
Indikator
a. Lancar
b. DPK
2011
2012
2015
Indicator
2013
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Feb
Mar
Apr
110.159 Earning Assets
65.209
82.482
106.351
108.009
109.357
115.571
106.405
110.405
105.301
103.655
96.921
110.115
107.758
108.410
62.694
79.366
102.965
103.149
104.142
109.953
100.652
104.837
99.865
98.345
93.266
104.585
101.263
102.231
104.127
a. Current
b. Special Mention
1.601
1.872
2.276
3.367
3.635
4.038
4.128
3.946
3.870
3.659
2.469
3.796
4.679
4.273
4.170
c. Kurang Lancar
189
361
226
480
327
253
299
296
294
291
265
331
324
458
481
d. Diragukan
152
197
235
336
604
563
505
457
465
585
360
590
532
537
498
d. Doubtful
e. Macet
574
686
649
677
648
764
822
869
807
775
560
813
960
912
883
e. Loss
1.827
4.045
4.500
4.983
5.173
4.916
5.217
6.088
5.823
7.677
7.780
7.715
8.650
9.017
4.042
4.492
4.981
5.159
4.903
5.206
6.078
5.815
7.673
7.758
7.699
8.640
9.006
9.839
21
13
12
10
20
14
b. Special Mention
c. Kurang Lancar
c. Sub-Standard
d. Diragukan
d. Doubtful

a. Lancar
b. DPK
e. Macet

(Nominal)
a. Lancar
1.805
c. Sub-Standard
a. Current
e. Loss
1.829
1.246
1.111
1.494
1.581
1.580
1.626
1.623
1.568
1.652
1.186
1.736
1.820
1.910
1.865
542
890
1.072
981
994
992
1.001
977
959
940
981
944
916
927
950 Interbank Loans

947

(Nominal)
a. Current
542
888
1.070
977
991
877
996
973
953
933
978
939
908
924
b. DPK
107
c. Kurang Lancar
c. Sub-Standard
d. Diragukan
d. Doubtful
e. Macet

Bank Lain (Nominal)
kredit.
membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan tertentu)
1)
b. Special Mention
e. Loss

(Nominal)
34
Tabel 1.35 Aset Produktif BPD dan Kualitas Kredit BPD kepada Bank Lain
(Earning Asset of Regional Development Banks and Credit Quality of Regional Development Banks to Other Bank)
2014
Indikator
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
2011
2012
2015
Indicator
2013
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Feb
Mar
Apr
240.588
297.222
334.497
368.852
375.862
391.310
352.777
366.463
390.108
391.903
387.902
367.146
381.547
398.053
234.041
287.538
321.098
350.401
356.610
372.695
332.361
346.928
371.295
373.501
368.222
349.383
358.104
375.715
406.355
3.419
4.570
5.762
8.881
8.916
8.721
9.890
8.676
8.659
8.036
8.622
7.103
11.798
10.471
10.566
297
945
1.052
2.260
2.388
1.686
1.071
959
863
1.182
1.233
785
1.027
1.143
1.782
a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
281
637
987
1.065
1.215
1.668
1.711
1.676
1.359
1.228
1.276
1.378
1.099
916
857
2.551
3.532
5.598
6.244
6.733
6.540
7.744
8.224
7.931
7.956
8.549
8.497
9.520
9.807
10.012
17.677
31.651
31.877
30.130
29.898
30.163
29.708
30.483
30.529
30.520
29.239
28.145
25.495
24.653
17.592
31.320
31.601
29.503
29.236
29.593
29.077
30.005
30.124
30.171
28.873
27.796
25.141
24.269
25.226
16
249
130
358
360
302
364
214
183
145
167
179
191
159
151
b. Special Mention
c. Kurang Lancar
12
54
90
44
24
13
13
27
19
218
c. Sub-Standard
d. Diragukan
25
26
17
28
54
66
34
31
29
28
26
21
e. Macet
a. Lancar
b. DPK
e. Macet

(Nominal)
a. Lancar
e. Loss
59
44
118
197
184
172
176
217
178
146
165
140
150
198
172
6.248
5.195
7.784
9.838
10.638
10.163
10.792
11.122
10.376
10.570
11.256
10.829
11.808
12.092
13.062
137
357
709
734
791
883
901
914
878
913
939
970
944
961
d. Doubtful
e. Loss
(Nominal)
a. Current
136
357
708
732
780
882
897
913
878
911
938
970
936
961
967
b. DPK
10
49
c. Kurang Lancar
c. Sub-Standard
d. Diragukan
d. Doubtful
e. Macet
e. Loss

Bank Lain (Nominal)
kredit.
1)
a. Current
b. Special Mention

(Nominal)
35
Tabel 1.36 Aset Produktif Bank Campuran dan Kualitas Kredit Bank Campuran kepada Bank Lain
(Earning Assets of Joint Venture Banks and Credit Quality of Joint Venture Banks to Other Bank)
2014
Indikator
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
2011
2012
2015
Indicator
2013
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Feb
Mar
Apr
154.950
191.046
255.735
252.415
258.755
259.759
254.183
224.759
225.402
228.099
235.747
235.747
248.786
251.345
149.721
184.439
246.183
242.377
248.445
249.575
244.024
215.545
215.347
217.964
225.126
225.126
237.692
240.659
236.634
3.187
4.239
7.097
7.337
6.825
6.341
6.409
5.605
6.159
6.316
6.827
6.827
6.746
6.633
7.825
b. Special Mention
420
540
376
693
1.167
1.276
937
749
962
1.044
982
982
1.469
1.384
1.064
c. Sub-Standard
a. Current
d. Doubtful
427
482
983
893
1.189
1.415
1.492
1.622
1.434
1.308
1.401
1.401
593
369
757
1.195
1.346
1.097
1.116
1.130
1.152
1.321
1.237
1.500
1.467
1.411
1.411
2.287
2.301
2.321
34.024
125.802
156.794
143.134
139.490
146.621
145.405
140.051
146.019
152.074
149.283
149.283
157.354
161.878
33.521
124.223
154.721
141.391
137.671
145.147
143.706
138.420
143.988
150.270
147.626
147.626
155.376
159.470
152.941
441
1.452
1.929
1.695
1.752
1.408
1.609
1.547
1.934
1.714
1.563
1.563
1.910
2.324
2.268
62
93
58
37
59
59
65
63
57
53
56
56
47
39
39
c. Sub-Standard
64
18
21
21
18
18
18
21
19
19
d. Doubtful
e. Loss
a. Current
b. Special Mention
e. Loss
34
22
20
19
20
20
26
4.078
2.495
2.601
2.749
3.553
3.909
3.839
3.694
3.993
3.909
3.888
3.888
4.416
4.138
4.201
152
123
117
113
115
100
104
86
388
388
387
382
374 Interbank Loans
a. Lancar
152
123
117
113
115
100
104
86
388
388
387
382
374
b. DPK
b. Special Mention
c. Kurang Lancar
c. Sub-Standard
d. Diragukan
d. Doubtful
e. Macet
e. Loss

(Nominal)

Bank Lain (Nominal)
kredit.

(Nominal)
a. Current

(Nominal)
36
Tabel 1.37 Aset Produktif Bank Asing dan Kualitas Kredit Bank Asing kepada Bank Lain
(Earning Assets of Foreign Owned Banks and Credit Quality of Foreign Owned Banks to Other Bank)
2014
Indikator
2011
2012
2015
Indicator
2013
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Feb
Mar
Apr
232.518
258.683
349.606
349.148
363.083
368.306
369.643
361.342
380.524
365.448
371.321
371.321
381.596
395.124
224.743
248.910
336.766
339.300
352.197
357.342
357.870
350.712
368.979
353.815
360.433
360.433
370.351
382.779
387.880
3.222
6.057
8.434
5.980
7.198
7.201
8.019
7.365
7.534
7.741
7.201
7.201
7.496
7.575
7.432
b. Special Mention
855
833
1.319
1.836
1.686
1.758
1.749
1.435
2.029
1.897
1.648
1.648
1.654
2.401
2.247
c. Sub-Standard
d. Diragukan
1.250
1.184
1.354
482
458
457
470
469
590
624
668
668
535
735
821
e. Macet
2.450
1.700
1.732
1.550
1.544
1.548
1.535
1.361
1.392
1.371
1.371
1.371
1.559
1.634
1.479
104.131
192.051
294.780
265.884
261.700
304.618
302.041
307.328
329.282
338.995
302.064
302.064
335.362
359.642
101.477
187.329
285.358
258.305
255.205
296.848
295.045
299.894
321.131
331.091
295.096
295.096
329.853
352.313
332.735
2.448
4.258
9.059
7.107
5.931
7.002
6.260
6.827
7.380
6.439
5.380
5.380
4.008
5.665
5.311
b. Special Mention
149
409
259
327
430
649
591
474
612
1.203
1.432
1.432
1.338
1.542
1.335
c. Sub-Standard
39
16
72
124
115
108
126
115
140
245
136
136
146
99
99
a. Lancar
b. DPK
c. Kurang Lancar

a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
a. Current
d. Doubtful
e. Loss
d. Doubtful
e. Loss
18
40
31
20
19
12
19
17
18
19
19
19
18
24
62

(Nominal)
8.125
4.181
4.768
4.340
4.253
4.532
4.490
3.872
4.781
5.358
5.274
5.274
5.250
6.435
6.042
5.396
4.610
9.077
8.816
8.169
8.143
6.962
6.460
13.731
14.196
14.360
14.360
15.759
17.740
a. Lancar

(Nominal)
a. Current
5.396
4.610
9.077
8.816
8.169
8.143
6.962
6.460
13.731
14.196
14.360
14.360
15.759
17.740
17.230
b. DPK
b. Special Mention
c. Kurang Lancar
c. Sub-Standard
d. Diragukan
d. Doubtful
e. Macet
e. Loss

Bank Lain (Nominal)
kredit.
1)
a. Current

(Nominal)
37
Tabel 1.38 Komposisi Dana Pihak Ketiga Bank Umum
(Composition of Third Party Funds of State Owned Banks)

Desember 2010
Keterangan
Giro
Rupiah
Nominal
Desember 2011
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Desember 2012
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Desember 2013
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
April 2014
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Desember 2014
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
April 2015
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
535.855
22,91
652.708
23,44
767.070
23,78
846.781
23,11
845.033
22,87
889.586
21,62
954.096
383.808
16,41
485.716
17,44
567.801
17,61
569.927
15,55
585.962
15,86
605.276
14,71
639.138
152.047
6,50
166.992
6,00
199.270
6,18
276.854
7,56
259.071
7,01
284.309
6,91
314.958
733.157
31,35
898.245
32,25
1.076.830
33,39
1.212.707
33,10
1.165.416
31,54
1.284.458
31,22
1.203.647
678.621
29,02
840.063
30,16
1.010.488
31,33
1.123.696
30,67
1.076.271
29,13
1.187.559
28,86
1.102.532
54.536
2,33
58.181
2,09
66.342
2,06
89.011
2,43
89.145
2,41
96.899
2,36
101.115
1.069.811
45,74
1.234.072
44,31
1.381.298
42,83
1.604.480
43,79
1.684.316
45,59
1.940.376
47,16
2.059.882
Rupiah
928.089
39,68
1.072.770
38,52
1.179.242
36,56
1.331.527
36,34
1.435.252
38,85
1.641.743
39,90
1.741.666
Valas
141.723
6,06
161.302
5,79
202.056
6,26
272.952
7,45
249.064
6,74
298.633
7,26
318.216
Valas
Tabungan
Rupiah
Valas
Simpanan Berjangka
- Jangka Waktu 1 bulan
7,47
Foreign Exchange
28,54 Saving
26,14
Rupiah
2,40
Foreign Exchange
48,84 Time Deposits
41,29
Rupiah
7,54
Foreign Exchange
- Periode 1 Month
673.312
24,18
677.030
20,99
814.742
22,24
920.170
24,90
925.812
22,50
1.040.231
24,66
Valas
110.978
3,98
128.829
3,99
172.312
4,70
153.163
4,15
162.363
3,95
173.776
4,12
-
Rupiah
222.071
7,97
251.926
7,81
264.156
7,21
252.046
6,82
374.111
9,09
323.946
7,68
Valas
21.467
0,77
27.543
0,85
33.743
0,92
28.760
0,78
47.267
1,15
40.433
0,96
-
Rupiah
90.412
3,25
125.555
3,89
120.795
3,30
124.505
3,37
149.345
3,63
162.590
3,86
Valas
15.504
0,56
27.215
0,84
37.508
1,02
32.415
0,88
45.471
1,11
58.838
1,40
-
- Jangka Waktu >= 12 bulan
Valas
22,62 Demand Deposits

15,15
Rupiah
Rupiah
Items
(Composition to
Total Third Party
Funds) (%)
Rupiah
Total DPK
Komposisi thd
Total DPK (%)
Rupiah
Foreign Exchange
- Periode 3 Month
Rupiah
Foreign Exchange
- Periode 6 Month
Rupiah
Foreign Exchange
- Periode >= 12 Month
Rupiah
86.975
3,11
124.731
3,87
131.834
3,60
138.530
3,75
192.350
4,68
214.773
5,09
Rupiah
Valas
13.352
0,48
18.469
0,57
29.390
0,80
34.726
0,94
43.433
1,06
45.170
1,07
Foreign Exchange
2.338.824
100,00
2.785.024
100,00
3.225.198
100,00
3.663.968
100,00
3.694.765
100,00
4.114.420
100,00
4.217.625
1.990.518
85,11
2.398.549
86,12
2.757.530
85,50
3.025.150
82,56
3.097.485
83,83
3.434.579
83,48
3.483.335
348.306
14,89
386.475
13,88
467.668
14,50
638.818
17,44
597.280
16,17
679.841
16,52
734.290
100,00 Total Third Party Funds

82,59
Rupiah
17,41
Foreign Exchange
38
Tabel 1.39 Komposisi Dana Pihak Ketiga Bank Persero
(Composition of Third Party Funds of State Owned Banks)

Desember 2010
Keterangan
Giro
Rupiah
Valas
Tabungan
Rupiah
Valas
Simpanan Berjangka
Rupiah
Valas
Nominal
Desember 2011
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
194.533
152.770
41.763
323.767
311.891
11.876
380.106
328.677
51.429
21,65
17,00
4,65
36,04
34,72
1,32
42,31
36,58
5,72
Nominal
Desember 2012
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Desember 2013
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
April 2014
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Desember 2014
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
April 2015
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Komposisi thd
Total DPK (%)
Items
(Composition to
Total Third Party
Funds) (%)
242.853
190.600
52.253
395.372
383.292
12.080
401.027
350.866
50.161
23,37
18,34
5,03
38,04
36,88
1,16
38,59
33,76
4,83
272.149
206.540
65.610
483.022
467.656
15.366
446.113
378.829
67.283
22,65
17,19
5,46
40,21
38,93
1,28
37,14
31,54
5,60
300.056
200.001
100.054
555.319
533.277
22.042
507.687
420.785
86.903
22,01
14,67
7,34
40,74
39,12
1,62
37,25
30,87
6,38
301.275
210.922
90.353
529.637
507.056
22.580
517.016
457.068
59.948
22,35
15,65
6,70
39,29
37,62
1,68
38,36
33,91
4,45
318.259
214.126
104.133
601.858
572.294
29.565
662.370
566.153
96.217
20,11
13,53
6,58
38,03
36,16
1,87
41,86
35,78
6,08
319.970
200.919
119.051
557.220
528.302
28.918
636.324
539.128
97.196

13,28
Rupiah
7,87
Foreign Exchange
36,82 Saving
34,91
Rupiah
1,91
Foreign Exchange
42,04 Time Deposits
35,62
Rupiah
6,42
Foreign Exchange
-

Rupiah
Valas
229.284
35.179
22,06
3,39
223.177
46.712
18,58
3,89
245.364
58.290
18,00
4,28
286.192
37.917
21,23
2,81
297.812
56.968
18,82
3,60
299.654
46.450
19,80
3,07

Rupiah
Valas
62.782
4.976
6,04
0,48
71.970
5.442
5,99
0,45
74.076
4.879
5,43
0,36
69.438
2.084
5,15
0,15
137.470
7.816
8,69
0,49
107.539
7.882
7,11
0,52

Rupiah
Valas
19.550
5.922
1,88
0,57
32.208
8.401
2,68
0,70
33.634
12.737
2,47
0,93
33.225
9.571
2,46
0,71
43.608
16.905
2,76
1,07
42.639
26.802
2,82
1,77
898.405
793.338
105.067
39.250
4.084
1.039.253
924.759
114.494
3,78
0,39
100,00
88,98
11,02
51.475
6.729
1.201.284
1.053.025
148.259
4,28
0,56
100,00
87,66
12,34
67.710
10.996
1.363.062
1.154.063
208.999
4,97
0,81
100,00
84,67
15,33
68.213
10.376
1.347.928
1.175.046
172.882
5,06
0,77
100,00
87,17
12,83
87.264
14.529
1.582.488
1.352.573
229.915
5,51
0,92
100,00
85,47
14,53
89.297
16.062
1.513.514
1.268.349
245.165

Rupiah
Valas
Total DPK
Rupiah
Valas
100,00
88,31
11,69
- Periode 1 Month
Rupiah
Foreign Exchange
- Periode 3 Month
Rupiah
Foreign Exchange
- Periode 6 Month
Rupiah
Foreign Exchange
5,90
Rupiah
1,06
Foreign Exchange
83,80
Rupiah
16,20
Foreign Exchange
39
Tabel 1.40 Komposisi Dana Pihak Ketiga BUSN Devisa
(Composition of Third Party Funds of Foreign Exchange Commercial Banks)

Desember 2010
Keterangan
Giro
Rupiah
Nominal
Rupiah
Rupiah
(Composition to
Total Third Party
Funds) (%)
Nominal
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Desember 2013
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
April 2014
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Desember 2014
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
April 2015
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
20,02
225.170
19,19
264.982
19,58
294.181
18,95
275.749
17,74
309.227
17,86
300.992
133.895
13,73
166.221
14,17
198.251
14,65
204.067
13,15
191.778
12,34
212.135
12,25
201.425
61.322
6,29
58.949
5,02
66.731
4,93
90.113
5,80
83.971
5,40
97.093
5,61
99.567
316.054
32,41
388.030
33,07
461.038
34,07
502.864
32,39
498.234
32,05
522.792
30,20
501.724
294.034
30,15
363.575
30,99
433.712
32,05
463.249
29,84
459.146
29,53
483.010
27,90
457.873
22.020
2,26
24.455
2,08
27.326
2,02
39.614
2,55
39.088
2,51
39.782
2,30
43.851
464.038
47,58
560.098
47,74
627.129
46,35
755.341
48,66
780.677
50,22
898.991
51,93
962.803
407.603
41,79
490.904
41,84
541.950
40,05
629.323
40,54
648.994
41,75
742.631
42,90
786.686
56.435
5,79
69.194
5,90
85.179
6,29
126.018
8,12
131.683
8,47
156.360
9,03
176.117
Valas
Simpanan Berjangka
Komposisi thd
Total DPK (%)
Desember 2012
195.216
Valas
Tabungan
Desember 2011
Valas
Items
(Composition to
Total Third Party
Funds) (%)

11,41
Rupiah
5,64
54,53 Time Deposits

44,56
Rupiah
9,98
Foreign Exchange
- Periode 1 Month
307.839
26,24
320.362
23,68
408.004
26,28
432.906
27,85
455.492
26,31
491.940
27,86
Valas
47.742
4,07
49.251
3,64
73.030
4,70
78.256
5,03
78.597
4,54
99.459
5,63
-
Rupiah
107.755
9,18
127.361
9,41
130.349
8,40
124.334
8,00
166.425
9,61
153.773
8,71
Valas
9.728
0,83
14.451
1,07
21.551
1,39
18.408
1,18
29.852
1,72
25.863
1,46
-

Rupiah
39.826
3,39
54.242
4,01
49.986
3,22
49.629
3,19
59.592
3,44
73.372
4,16
Valas
5.505
0,47
12.135
0,90
16.359
1,05
15.055
0,97
24.066
1,39
26.724
1,51
-
Foreign Exchange
28,42 Saving
25,93
Rupiah
2,48
Foreign Exchange
Rupiah
Rupiah
Foreign Exchange
- Periode 3 Month
Rupiah
Foreign Exchange
- Periode 6 Month
Rupiah
Foreign Exchange
Rupiah
35.483
3,02
39.985
2,95
40.984
2,64
42.126
2,71
61.097
3,53
67.590
3,83
Rupiah
Valas
6.219
0,53
9.343
0,69
15.078
0,97
19.964
1,28
23.746
1,37
24.071
1,36
Foreign Exchange
975.308
100,00
1.173.297
100,00
1.353.149
100,00
1.552.385
100,00
1.554.660
100,00
1.731.019
100,00
1.765.518
Rupiah
835.532
85,67
1.020.700
86,99
1.173.913
86,75
1.296.639
83,53
1.299.918
83,61
1.437.776
83,06
1.445.984
Valas
139.777
14,33
152.597
13,01
179.236
13,25
255.746
16,47
254.742
16,39
293.243
16,94
319.253
Total DPK
Komposisi thd
Total DPK (%)

81,90
Rupiah
18,10
Foreign Exchange
40
Tabel 1.41 Komposisi Dana Pihak Ketiga BUSN Non Devisa
(Composition of Third Party Funds of Non-Foreign Exchange Commercial Banks)

Desember 2010
Keterangan
Komposisi thd
Total DPK (%)
Nominal
Giro
Rupiah
Valas
Tabungan
Rupiah
Valas
Simpanan Berjangka
Rupiah
Valas
Desember 2011
(Composition to
Total Third Party
Funds) (%)
Desember 2012
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Desember 2013
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
April 2014
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Desember 2014
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
April 2015
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Komposisi thd
Total DPK (%)
Nominal
2.745
4,66
3.634
4,37
5.074
4,86
5.844
4,76
5.560
4,60
7.056
5,00
7.044
2.745
4,66
3.634
4,37
5.074
4,86
5.844
4,76
5.560
4,60
7.056
5,00
7.044
6.178
10,48
10.281
12,37
12.794
12,26
14.402
11,72
14.369
11,89
16.422
11,64
16.715
6.178
10,48
10.281
12,37
12.794
12,26
14.402
11,72
14.369
11,89
16.422
11,64
16.715
0,01
0,00
50.026
84,86
69.180
83,25
86.478
82,88
102.636
83,52
100.939
83,51
117.549
83,35
119.803
50.026
84,86
69.180
83,25
86.478
82,88
102.636
83,52
100.939
83,51
117.549
83,35
119.803
Foreign Exchange
- Periode 1 Month
36.567
44,01
43.915
42,09
61.923
50,39
59.716
49,41
64.013
45,39
72.287
50,35
Valas
81
0,07
Rupiah
18.991
22,86
22.133
21,21
24.123
19,63
23.002
19,03
28.290
20,06
23.196
16,16
Valas
Rupiah
11.284
13,58
15.658
15,01
12.534
10,20
13.312
11,01
16.041
11,37
13.111
9,13
Valas
Rupiah
2.337
2,81
4.771
4,57
4.056
3,30
5.011
4,15
9.123
6,47
11.114
7,74
Valas
58.950
100,00
83.095
100,00
104.346
100,00
122.883
100,00
120.869
100,00
141.027
100,00
143.562
58.950
100,00
83.095
100,00
104.346
100,00
122.883
100,00
120.869
100,00
141.027
100,00
143.562
0,00
Foreign Exchange
83,45 Time Deposits

83,45
Rupiah
Valas
11,64 Saving
11,64
Rupiah
Foreign Exchange
Rupiah

4,91
Rupiah
Rupiah
Total DPK
Items
(Composition to
Total Third Party
Funds) (%)
Rupiah
Foreign Exchange
- Periode 3 Month
Rupiah
Foreign Exchange
- Periode 6 Month
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange

100,00
Rupiah
-
Foreign Exchange
41
Tabel 1.42 Komposisi Dana Pihak Ketiga BPD
(Composition of Third Party Funds of Regional Development Banks)

Desember 2010
Keterangan
Komposisi thd
Total DPK (%)
Nominal
Giro
Rupiah
Valas
Tabungan
Rupiah
Valas
Simpanan Berjangka
Rupiah
Valas
Desember 2011
(Composition to
Total Third Party
Funds) (%)
Desember 2012
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Desember 2013
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
April 2014
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Desember 2014
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
April 2015
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Komposisi thd
Total DPK (%)
Nominal
62.196
33,87
88.456
37,59
112.953
40,55
107.070
37,21
133.468
38,58
120.899
35,99
176.369
61.725
33,61
88.094
37,43
112.715
40,47
106.398
36,98
132.909
38,42
120.531
35,88
176.097
471
0,26
362
0,15
238
0,09
673
0,23
559
0,16
368
0,11
271
53.614
29,20
67.338
28,61
79.968
28,71
95.827
33,31
79.453
22,97
100.949
30,05
85.043
53.595
29,19
67.318
28,60
79.938
28,70
95.786
33,29
79.400
22,95
100.903
30,03
85.010
19
0,01
20
0,01
30
0,01
41
0,01
53
0,02
46
0,01
33
67.815
36,93
79.555
33,80
85.614
30,74
84.812
29,48
133.034
38,45
114.109
33,97
183.713
67.365
36,69
78.767
33,47
84.903
30,48
83.838
29,14
132.407
38,27
113.270
33,72
181.771
450
0,24
787
0,33
711
0,26
974
0,34
627
0,18
839
0,25
1.943
Foreign Exchange
41,27 Time Deposits

40,84
Rupiah
0,44
Foreign Exchange
- Periode 1 Month
46.523
19,77
37.513
13,47
40.872
14,21
82.032
23,71
53.562
15,94
113.262
25,44
Valas
673
0,29
468
0,17
854
0,30
573
0,17
795
0,24
1.900
0,43
-
Rupiah
14.335
6,09
12.214
4,39
12.263
4,26
15.584
4,50
19.129
5,69
17.496
3,93
Valas
51
0,02
14
0,01
0,00
0,00
0,00
0,00
-
Rupiah
12.559
5,34
13.495
4,84
16.389
5,70
16.165
4,67
15.889
4,73
16.449
3,70
Valas
0,00
27
0,01
84
0,03
0,00
15
0,00
0,00
-
Valas
0,06
19,11 Saving
19,10
Rupiah
0,01
Foreign Exchange
Rupiah

39,56
Rupiah
Rupiah
Total DPK
Items
(Composition to
Total Third Party
Funds) (%)
Rupiah
Foreign Exchange
- Periode 3 Month
Rupiah
Foreign Exchange
- Periode 6 Month
Rupiah
Foreign Exchange
Rupiah
5.349
2,27
21.682
7,78
14.314
0,01
18.626
5,38
24.670
7,34
34.544
7,76
Rupiah
Valas
59
0,03
203
0,07
32
100,00
37
0,01
21
0,01
31
0,01
Foreign Exchange
183.624
100,00
235.348
100,00
278.535
100,00
287.709
100,00
345.954
100,00
335.957
100,00
445.125
182.685
99,49
234.179
99,50
277.555
99,65
286.021
99,41
344.716
99,64
334.704
99,63
442.878
939
0,51
1.169
0,50
980
0,35
1.688
0,59
1.238
0,36
1.253
0,37
2.247

99,50
Rupiah
0,50
Foreign Exchange
42
Tabel 1.43 Komposisi Dana Pihak Ketiga Bank Campuran
(Composition of Third Party Funds of Joint Venture Banks)

Desember 2010
Keterangan
Nominal
Giro
Rupiah
Desember 2011
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Desember 2012
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Desember 2013
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
April 2014
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Desember 2014
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
April 2015
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
22.280
22,70
25.396
22,57
34.508
26,05
44.293
26,92
37.638
23,67
40.859
27,30
91.914
7.984
8,13
9.485
8,43
12.226
9,23
16.744
10,18
13.010
8,18
13.334
8,91
32.353
Komposisi thd
Total DPK (%)
Items
(Composition to
Total Third Party
Funds) (%)

19,47
Rupiah
14.295
14,56
15.912
14,14
22.282
16,82
27.549
16,74
24.628
15,49
27.525
18,39
59.560
35,84
14.507
14,78
18.503
16,44
19.292
14,57
23.245
14,13
21.667
13,62
20.925
13,98
21.542
Rupiah
6.156
6,27
8.402
7,47
8.529
6,44
10.268
6,24
8.644
5,44
7.548
5,04
7.142
Valas
8.351
8,51
10.101
8,98
10.763
8,13
12.978
7,89
13.024
8,19
13.377
8,94
14.399
12,96 Saving
4,30
Rupiah
8,66
Foreign Exchange
Valas
Tabungan
61.374
62,52
68.642
60,99
78.654
59,38
96.995
58,95
99.733
62,71
87.883
58,72
52.734
Rupiah
40.151
40,90
44.532
39,57
47.948
36,20
53.835
32,72
56.805
35,72
58.079
38,81
38.937
Valas
21.223
21,62
24.110
21,42
30.706
23,18
43.160
26,23
42.928
26,99
29.804
19,91
13.797
8,30
Simpanan Berjangka
31,73 Time Deposits

23,43
Rupiah
Foreign Exchange
- Periode 1 Month

Rupiah
27.920
24,81
26.748
20,19
33.557
20,40
35.117
22,08
33.116
22,13
24.208
14,57
Valas
15.002
13,33
20.389
15,39
28.477
17,31
26.243
16,50
15.709
10,50
10.093
6,07
Rupiah
Foreign Exchange
- Periode 3 Month

Rupiah
8.971
7,97
9.285
7,01
11.791
7,17
10.584
6,65
11.066
7,39
9.106
5,48
Valas
3.725
3,31
3.964
2,99
4.910
2,98
6.467
4,07
7.470
4,99
1.792
1,08
Rupiah
Foreign Exchange
- Periode 6 Month

Rupiah
4.539
4,03
6.842
5,17
5.146
3,13
7.971
5,01
6.746
4,51
4.204
2,53
Valas
3.062
2,72
4.743
3,58
7.141
4,34
6.526
4,10
3.268
2,18
1.254
0,75
Rupiah
Foreign Exchange

Rupiah
3.102
2,76
5.073
3,83
3.341
2,03
3.134
1,97
7.152
4,78
1.420
0,85
Rupiah
Valas
2.321
2,06
1.611
1,22
2.632
1,60
3.692
2,32
3.358
2,24
658
0,40
Foreign Exchange
98.161
100,00
112.541
100,00
132.454
100,00
164.533
100,00
159.039
100,00
149.668
100,00
166.190
Rupiah
54.292
55,31
62.418
55,46
68.704
51,87
80.847
49,14
78.459
49,33
78.962
52,76
78.432
Valas
43.869
44,69
50.123
44,54
63.751
48,13
83.686
50,86
80.580
50,67
70.706
47,24
87.757
Total DPK
Foreign Exchange

47,19
Rupiah
52,81
Foreign Exchange
43
Tabel 1.44 Komposisi Dana Pihak Ketiga Bank Asing
(Composition of Third Party Funds of Foreign Owned Banks)

Desember 2010
Keterangan
Nominal
Giro
Rupiah
Valas
Tabungan
Rupiah
Valas
Desember 2011
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Desember 2012
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Desember 2013
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
April 2014
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Desember 2014
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
April 2015
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
58.886
47,35
67.199
47,49
77.405
49,80
95.338
54,98
91.914
55,31
93.276
53,53
91.914
24.689
19,85
27.683
19,56
32.996
21,23
36.873
21,27
32.353
19,47
38.094
21,86
32.353
Komposisi thd
Total DPK (%)

19,47
Rupiah
34.197
27,49
39.516
27,93
44.409
28,57
58.465
33,72
59.560
35,84
55.182
31,67
59.560
35,84
19.038
15,31
18.721
13,23
20.715
13,33
21.050
12,14
21.542
12,96
21.511
12,34
21.542
12,96 Saving
4,30
Rupiah
8,66
Foreign Exchange
6.768
5,44
7.195
5,09
7.858
5,06
6.713
3,87
7.142
4,30
7.382
4,24
7.142
12.270
9,87
11.526
8,15
12.857
8,27
14.336
8,27
14.399
8,66
14.129
8,11
14.399
46.452
37,35
55.572
39,28
57.310
36,87
57.008
32,88
52.734
31,73
59.474
34,13
52.734
Rupiah
34.265
27,55
38.522
27,23
39.133
25,18
41.111
23,71
38.937
23,43
44.062
25,28
38.937
Valas
12.187
9,80
17.050
12,05
18.176
11,69
15.897
9,17
13.797
8,30
15.413
8,84
13.797
8,30
Simpanan Berjangka
Foreign Exchange
31,73 Time Deposits

23,43
Rupiah
Foreign Exchange
- Periode 1 Month

Rupiah
25.177
17,79
25.315
16,29
25.022
14,43
24.208
14,57
21.817
12,52
24.208
14,57
Valas
12.382
8,75
12.011
7,73
11.660
6,72
10.093
6,07
10.294
5,91
10.093
6,07
Rupiah
Foreign Exchange
- Periode 3 Month

Rupiah
9.237
6,53
8.962
5,77
11.553
6,66
9.106
5,48
11.731
6,73
9.106
5,48
Valas
2.987
2,11
3.673
2,36
2.397
1,38
1.792
1,08
2.122
1,22
1.792
1,08
Rupiah
Foreign Exchange
- Periode 6 Month

Rupiah
2.654
1,88
3.110
2,00
3.107
1,79
4.204
2,53
7.470
4,29
4.204
2,53
Valas
1.010
0,71
1.910
1,23
1.188
0,69
1.254
0,75
1.218
0,70
1.254
0,75
Rupiah
Foreign Exchange

Rupiah
1.453
1,03
1.746
1,12
1.429
0,82
1.420
0,85
3.043
1,75
1.420
0,85
Rupiah
Valas
670
0,47
583
0,38
651
0,38
658
0,40
1.779
1,02
658
0,40
Foreign Exchange
124.376
100,00
141.491
100,00
155.430
100,00
173.395
100,00
166.190
100,00
174.261
100,00
166.190
Rupiah
65.722
52,84
73.399
51,88
79.987
51,46
84.697
48,85
78.432
47,19
89.537
51,38
78.432
Valas
58.653
47,16
68.092
48,12
75.443
48,54
88.698
51,15
87.757
52,81
84.724
48,62
87.757
Total DPK
Items
(Composition to
Total Third Party
Funds) (%)

47,19
Rupiah
52,81
Foreign Exchange
44
Tabel 1.45 Komposisi DPK Bank Umum Berdasarkan Lokasi Penghimpunan Dana April 2015
(Composition of Third Party Funds of Commercial Banks Based on Location - April 2015)
Giro
Tabungan
Deposito
Total DPK
(Demand Deposits)
(Saving Deposits)
(Time Deposits)
(Total Third Party Funds)
Lokasi
Valas (Foreign
Rupiah
Exchange)
Valas (Foreign
Rupiah
Exchange)
Valas (Foreign
Rupiah
Exchange)
Valas (Foreign
Rupiah
Exchange)
Pangsa Thd Total

DPK (%)
Location
(Portion to Total
Third Party (%)
Total
1. Jawa Barat
47.709
9.535
126.501
7.003
141.469
12.262
315.679
28.801
344.479
8,17
1. Jawa Barat
2. Banten
22.129
5.468
37.320
2.201
47.103
4.131
106.553
11.800
118.353
2,81
2. Banten
298.272
256.040
286.059
60.346
995.156
247.598
1.579.488
563.983
2.143.471
50,82
4.737
382
21.222
629
15.050
444
41.009
1.454
42.463
1,01
4. D.I Yogyakarta
5. Jawa Tengah
25.235
3.202
89.639
3.307
68.789
4.951
183.662
11.460
195.122
4,63
5. Jawa Tengah
6. Jawa Timur
54.080
10.906
145.790
9.004
154.672
17.467
354.542
37.377
391.919
9,29
6. Jawa Timur
7. Bengkulu
2.752
44
4.379
28
2.331
22
9.461
94
9.556
0,23
7. Bengkulu
8. Jambi
3.452
265
10.661
246
8.739
122
22.853
632
23.485
0,56
8. Jambi
9. Aceh
6.641
82
12.358
126
8.998
86
27.997
294
28.291
0,67
23.105
6.261
61.126
3.880
68.732
13.962
152.963
24.103
177.065
4,20
10. Sumatera Utara
3. DKI Jakarta
4. D.I Yogyakarta
10. Sumatera Utara
3. DKI Jakarta
9. Aceh
6.356
392
13.842
247
10.970
314
31.167
952
32.120
0,76
11. Sumatera Barat
15.055
1.015
26.716
706
25.024
482
66.796
2.203
68.999
1,64
12. Riau
14. Sumatera Selatan
8.738
2.102
23.488
751
22.702
1.430
54.928
4.282
59.210
1,40
15. Bangka Belitung
2.193
175
6.542
197
4.783
209
13.517
582
14.099
0,33
15. Bangka Belitung
13. Kepulauan Riau
7.078
6.274
13.647
2.493
8.454
2.474
29.179
11.241
40.420
0,96
13. Kepulauan Riau
16. Lampung
6.840
231
14.280
537
7.397
239
28.517
1.007
29.524
0,70
16. Lampung
17. Kalimantan Selatan
8.701
634
17.784
422
10.850
261
37.335
1.316
38.651
0,92
18. Kalimantan Barat
6.877
465
19.615
442
13.299
192
39.790
1.099
40.889
0,97
19. Kalimantan Timur
19.918
3.631
33.608
2.081
29.580
3.483
83.107
9.195
92.302
2,19
20. Kalimantan Tengah
5.339
72
8.401
50
4.703
78
18.443
200
18.643
0,44
21. Sulawesi Tengah
3.923
46
6.843
55
3.232
25
13.998
125
14.123
0,33
21. Sulawesi Tengah
22. Sulawesi Selatan
10.378
835
33.175
679
21.883
1.027
65.437
2.541
67.979
1,61
3.537
255
7.998
593
7.773
247
19.308
1.095
20.403
0,48
23. Sulawesi Utara
744
1.879
15
1.315
11
3.939
31
3.969
0,09
24. Gorontalo
25. Sulawesi Barat
1.084
1.849
603
3.537
3.538
0,08
25. Sulawesi Barat
26. Sulawesi Tenggara
3.719
38
5.836
44
3.419
17
12.975
98
13.073
0,31
27. Nusa Tenggara Barat
3.280
58
8.444
189
5.889
54
17.613
301
17.914
0,42
10.064
2.590
29.326
3.055
26.572
868
65.962
6.513
72.476
1,72
28. Bali
29. Nusa Tenggara Timur
5.927
33
8.786
87
5.682
33
20.395
153
20.549
0,49
30. Maluku
2.893
43
4.518
69
3.572
58
10.983
170
11.153
0,26
30. Maluku
10.197
244
13.518
243
8.980
220
32.696
707
33.403
0,79
31. Papua
32. Maluku Utara
1.630
45
3.007
18
1.293
14
5.931
78
6.009
0,14
32. Maluku Utara
33. Papua Barat
6.546
22
4.337
70
2.622
38
13.506
130
13.636
0,32
33. Papua Barat
3.568
35
1.303
29
5.398
69
10.270
10.339
0,25
34. Lainnya
639.138
314.958
1.102.532
101.115
1.741.666
318.216
3.483.335
734.290
4.217.625
100
11. Sumatera Barat

12. Riau
23. Sulawesi Utara

24. Gorontalo
28. Bali
31. Papua
34. Lainnya
Total
Total
45
Tabel 1.46 Penghimpunan DPK Bank Umum Berdasarkan Lokasi Bank Penghimpun Dana
(Third Party Funds of Commercial Banks Based on Location of Deposits)

2014
Lokasi
2011
2012
2015
Location
2013
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Feb
Mar
Apr
219.405
262.433
300.671
312.220
307.020
317.542
312.815
319.379
324.362
321.211
326.006
332.474
328.861
336.833
344.479
1. Jawa Barat
70.218
88.496
105.532
112.798
113.167
115.260
115.286
115.465
117.836
116.716
117.182
121.613
116.923
118.904
118.353
2. Banten
1.417.266
1.629.585
1.860.446
1.851.159
1.906.685
1.913.072
1.909.016
1.933.635
2.000.299
2.026.308
2.052.573
2.100.489
2.158.599
2.153.243
2.143.471
26.837
32.501
37.073
37.983
38.211
38.982
38.701
39.525
40.590
41.123
41.151
41.483
41.391
42.436
42.463
5. Jawa Tengah
124.743
145.257
167.398
172.626
173.434
178.421
175.257
179.789
185.791
185.484
189.400
188.114
186.057
193.103
195.122
5. Jawa Tengah
6. Jawa Timur
250.524
292.224
335.308
338.059
340.315
350.744
349.804
359.351
371.458
374.079
376.480
383.290
383.736
390.839
391.919
6. Jawa Timur
6.190
7.368
7.680
8.435
8.551
8.939
8.297
8.569
9.255
9.209
9.165
8.556
8.803
9.241
9.556
8. Jambi
16.415
17.945
19.415
20.442
21.072
22.307
21.192
21.589
22.527
22.325
22.444
21.965
21.709
22.734
23.485
9. Aceh
20.333
21.969
24.263
25.719
25.415
26.236
23.989
27.314
28.124
29.001
28.066
26.694
26.373
27.846
28.291
10. Sumatera Utara
127.076
139.259
155.204
160.206
163.019
166.571
163.082
166.285
173.857
172.508
177.726
178.653
177.984
177.677
177.065
10. Sumatera Utara
11. Sumatera Barat
23.126
25.623
26.281
28.191
28.428
29.548
28.332
29.608
31.141
30.956
30.994
29.985
30.675
32.237
32.120
11. Sumatera Barat
12. Riau
45.067
52.243
55.524
54.267
56.719
60.795
58.819
59.302
63.384
61.867
61.105
64.143
61.700
66.525
68.999
12. Riau
13. Sumatera Selatan*)
51.235
54.244
53.688
52.684
53.021
55.629
54.090
54.675
56.994
56.308
55.798
57.225
55.172
57.606
59.210
14. Bangka Belitung
10.243
12.172
11.828
12.422
12.944
13.286
12.751
13.062
13.433
13.351
13.066
13.145
13.231
13.462
14.099
14. Bangka Belitung
15. Kepulauan Riau*)
24.114
28.804
38.392
37.859
37.765
39.798
37.962
38.592
40.019
39.081
39.354
39.455
38.803
39.319
40.420
15. Kepulauan Riau
16. Lampung
19.745
22.612
25.642
26.716
26.756
28.358
26.432
27.336
28.752
28.597
29.067
28.640
28.033
29.280
29.524
16. Lampung
28.305
34.118
36.447
36.917
37.606
38.908
37.464
37.356
39.248
38.373
38.115
37.494
36.645
37.387
38.651
27.857
32.000
36.273
37.432
37.671
38.648
37.481
38.461
39.648
39.050
40.184
39.500
38.958
39.768
40.889
66.880
79.992
85.407
78.765
83.051
87.680
84.481
84.003
91.245
88.056
86.132
89.468
85.167
87.795
92.302
11.924
14.285
16.023
16.785
17.376
18.495
17.390
17.461
18.678
18.478
18.554
16.771
17.439
17.761
18.643
21. Sulawesi Tengah
8.865
10.022
11.330
12.190
12.236
12.676
11.660
12.167
13.027
12.929
13.235
12.938
13.104
14.120
14.123
21. Sulawesi Tengah
46.262
54.453
61.163
61.265
61.069
63.325
61.840
63.366
66.220
66.412
67.601
67.026
65.969
67.922
67.979
23. Sulawesi Utara
14.340
16.407
17.481
18.405
18.628
19.455
18.513
19.100
19.918
19.651
20.130
19.671
19.780
20.368
20.403
23. Sulawesi Utara
24. Gorontalo*)
2.712
2.990
3.100
3.572
3.503
3.633
3.294
3.581
3.784
3.766
3.737
3.489
3.791
4.003
3.969
24. Gorontalo
25. Sulawesi Barat*)
1.934
2.585
2.868
3.121
3.198
3.270
2.950
2.906
3.384
3.452
3.376
2.990
3.244
3.487
3.538
25. Sulawesi Barat
26. Sulawesi Tenggara*)
8.428
9.870
11.033
11.890
11.850
12.166
11.333
12.045
12.440
12.394
12.244
11.476
11.921
12.597
13.073
10.872
12.734
14.445
15.255
15.276
15.936
15.252
15.816
16.561
16.949
17.239
16.798
16.672
17.276
17.914
28. Bali
45.604
54.948
64.234
64.878
64.996
66.500
66.300
68.595
70.536
70.733
71.678
70.510
71.015
72.015
72.476
28. Bali
12.755
14.884
16.402
17.806
17.847
18.791
17.838
18.723
19.092
19.095
19.490
18.571
19.199
19.798
20.549
6.989
8.340
9.379
9.675
9.971
10.243
9.761
10.365
10.827
10.645
11.052
10.509
10.729
11.031
11.153
30. Maluku
23.946
27.148
29.424
31.400
31.887
32.670
30.841
32.696
36.141
35.350
34.570
33.717
33.078
33.258
33.403
31. Papua
32. Maluku Utara
3.769
4.425
4.831
5.093
5.143
5.356
4.836
5.157
5.572
5.458
5.387
5.217
5.487
5.743
6.009
33. Papua Barat
7.097
8.284
10.906
10.060
10.363
11.535
10.530
11.581
12.268
12.507
12.176
12.385
11.842
12.586
13.636
33. Papua Barat
34. Lainnya
3.835
4.976
8.876
8.468
9.283
9.725
9.462
9.031
9.391
9.944
10.202
9.968
9.356
10.377
10.339
34. Others
2.784.912
3.225.198
3.663.968
3.694.765
3.763.474
3.834.503
3.787.052
3.855.886
3.995.803
4.011.368
4.054.680
4.114.420
4.151.448
4.198.577
4.217.625
1. Jawa Barat
2. Banten
3. DKI Jakarta
4. D.I Yogyakarta
7. Bengkulu
30. Maluku
31. Papua
Total
3. DKI Jakarta
4. D.I Yogyakarta
7. Bengkulu
8. Jambi
9. Aceh
32. Maluku Utara
Total
46
Tabel 1.47 Suku Bunga Rata-rata DPK Bank Umum
(Average of Interest Rate of Third Party Funds of Commercial Banks)

Persen (Percent)
2014
Keterangan
2011
2012
2015
Items
2013
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Feb
Mar
Apr
Demand Deposits
Giro
Rupiah
2,41
2,12
2,12
2,21
2,30
2,32
2,18
2,34
2,39
2,41
2,41
2,31
2,39
2,43
2,41
Valas
0,37
0,37
0,42
0,38
0,39
0,36
0,38
0,41
0,41
0,44
0,41
0,46
0,40
0,42
0,44
- Rupiah
- Foreign Exchange
Saving
Tabungan
Rupiah
2,44
1,91
2,01
2,01
1,88
1,88
1,86
2,00
2,03
2,02
2,03
2,02
2,03
2,02
2,00
Valas
0,35
0,34
0,32
0,30
0,31
0,27
0,28
0,31
0,34
0,35
0,35
0,35
0,34
0,34
0,34
- Rupiah
- Foreign Exchange
Time Deposits
Simpanan Berjangka
- 1 Month Time Deposits
- Simpanan Berjangka 1 bln

Rupiah
6,41
5,59
7,72
8,03
8,19
8,34
8,44
8,46
8,48
8,23
8,27
8,56
8,63
8,38
8,07
Rupiah
Valas
1,59
1,57
1,81
1,92
1,80
1,85
1,93
1,96
2,01
1,94
1,91
1,99
2,03
1,94
1,76
Foreign Exchange
Rupiah
6,91
5,90
8,03
8,79
9,06
9,28
9,42
9,52
9,57
9,45
9,26
9,14
9,18
9,03
8,83
Valas
2,00
1,91
2,26
2,41
2,35
2,37
2,35
2,31
2,43
2,41
2,40
2,29
2,26
2,24
2,07
Rupiah
Foreign Exchange

Rupiah
7,29
6,04
7,37
8,53
8,86
9,02
9,07
9,16
9,29
9,31
9,16
9,22
9,18
9,07
9,01
Valas
2,10
2,33
2,17
2,19
2,27
2,25
2,26
2,28
2,32
2,32
2,29
2,26
2,18
2,10
2,03
Rupiah
Foreign Exchange
- 12 >= Month Time Deposits
- Simpanan Berjangka >= 12 bln

Rupiah
6,87
6,05
7,14
7,83
8,18
8,36
8,51
8,74
8,83
8,86
8,70
8,76
8,82
8,84
8,79
Rupiah
Valas
1,71
1,97
2,07
2,21
2,25
2,26
2,26
2,25
2,27
2,27
2,21
2,24
2,21
2,13
2,11
Foreign Exchange
47
Tabel 1.48 Suku Bunga Rata-rata DPK Bank Persero
(Average of Interest Rate of Third Party Funds of State Owned Banks)

Persen (Percent)
2014
Keterangan
2011
2012
2015
Items
2013
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Feb
Mar
Apr
Demand Deposits
Giro
Rupiah
2,37
2,08
2,00
2,04
2,12
2,16
1,94
1,94
2,00
2,11
2,08
2,13
2,03
1,99
1,90
Valas
0,16
0,15
0,18
0,19
0,16
0,18
0,16
0,16
0,16
0,25
0,22
0,18
0,19
0,18
0,18
- Rupiah
- Foreign Exchange
Saving
Tabungan
Rupiah
2,15
1,59
1,58
1,57
1,57
1,59
1,56
1,57
1,58
1,57
1,58
1,48
1,45
1,46
1,45
Valas
0,23
0,22
0,22
0,22
0,22
0,22
0,24
0,24
0,24
0,24
0,23
0,23
0,23
0,24
0,24
- Rupiah
- Foreign Exchange
Time Deposits
Simpanan Berjangka

Rupiah
6,04
5,23
7,16
7,72
7,61
7,90
8,08
8,21
8,18
7,73
7,80
8,13
8,14
7,98
7,33
Rupiah
Valas
1,35
0,97
1,14
1,36
1,26
1,37
1,33
1,49
1,45
1,45
1,51
1,81
1,94
1,67
1,42
Foreign Exchange
Rupiah
6,65
5,54
7,60
8,55
8,70
9,08
9,36
9,47
9,43
9,19
8,95
8,74
8,92
8,64
8,30
Valas
2,21
1,11
1,37
1,09
1,14
1,13
1,03
0,94
1,28
1,37
1,54
1,48
1,66
1,81
1,59
Rupiah
Foreign Exchange

Rupiah
6,54
5,53
6,82
7,83
8,17
8,64
8,85
8,97
9,05
9,06
8,97
8,83
8,70
8,55
8,45
Valas
2,02
1,99
1,38
1,29
1,40
1,40
1,35
1,41
1,74
1,93
1,97
2,00
1,96
1,82
1,70
Rupiah
Foreign Exchange

Rupiah
6,94
5,91
7,43
8,09
8,40
8,54
8,74
8,91
9,02
9,02
9,06
9,06
9,07
9,06
9,02
Rupiah
Valas
1,47
1,65
1,68
1,61
1,59
1,62
1,61
1,62
1,70
1,75
1,66
1,73
1,77
1,76
1,76
Foreign Exchange
48
Tabel 1.49 Suku Bunga Rata-rata DPK BUSN Devisa
(Average of Interest Rate of Third Party Funds of Foreign Exchange Commercial Banks)
Persen (Percent)
2014
Keterangan
2011
2012
2015
Items
2013
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Feb
Mar
Apr
Demand Deposits
Giro
Rupiah
2,28
1,91
1,95
2,00
2,13
2,06
2,08
2,08
2,06
2,09
2,09
2,12
2,17
2,12
2,13
Valas
0,53
0,50
0,62
0,55
0,60
0,54
0,58
0,52
0,51
0,50
0,49
0,56
0,50
0,52
0,54
- Rupiah
- Foreign Exchange
Saving
Tabungan
Rupiah
2,55
2,11
2,40
2,40
2,11
2,09
2,08
2,09
2,11
2,11
2,12
2,22
2,26
2,25
2,24
Valas
0,42
0,46
0,44
0,41
0,45
0,37
0,38
0,37
0,44
0,46
0,45
0,45
0,44
0,44
0,43
- Rupiah
- Foreign Exchange
Time Deposits
Simpanan Berjangka

Rupiah
6,54
5,69
7,95
8,23
8,54
8,64
8,67
8,66
8,72
8,53
8,60
8,85
9,05
8,64
8,43
Rupiah
Valas
1,81
1,94
2,39
2,38
2,33
2,38
2,49
2,44
2,44
2,35
2,30
2,30
2,27
2,22
2,03
Foreign Exchange
Rupiah
6,87
5,86
8,12
8,84
9,25
9,46
9,54
9,67
9,75
9,67
9,44
9,37
9,35
9,26
9,11
Valas
2,17
2,32
2,62
2,73
2,65
2,67
2,63
2,66
2,69
2,69
2,70
2,65
2,59
2,51
2,37
Rupiah
Foreign Exchange

Rupiah
7,08
5,75
7,21
8,42
8,80
8,99
9,08
9,23
9,55
9,57
9,23
9,28
9,26
9,16
9,11
Valas
2,44
2,63
2,65
2,78
2,72
2,70
2,69
2,65
2,65
2,62
2,59
2,55
2,51
2,45
2,44
Rupiah
Foreign Exchange

Rupiah
6,54
5,48
6,49
7,09
7,47
7,72
7,88
8,12
8,28
8,38
7,90
8,09
8,20
8,23
8,17
Rupiah
Valas
1,92
2,22
2,42
2,56
2,62
2,61
2,61
2,60
2,60
2,58
2,56
2,53
2,51
2,40
2,34
Foreign Exchange
49
Tabel 1.50 Suku Bunga Rata-rata DPK BUSN Non Devisa
(Average of Interest Rate of Third Party Funds of Non-Foreign Exchange Commercial Banks)
Persen (Percent)
2014
Keterangan
2011
2012
2015
Items
2013
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Feb
Mar
Apr
Demand Deposits
Giro
Rupiah
Valas
4,11
3,25
4,48
3,65
3,99
3,84
3,86
3,80
3,59
3,93
3,70
3,60
3,65
3,51
3,08
- Rupiah
- Foreign Exchange
Saving
Tabungan
Rupiah
Valas
4,41
3,70
4,33
4,33
4,23
4,33
4,24
3,38
3,15
3,20
3,29
3,23
3,14
3,18
3,11
Valas
7,79
6,90
8,50
8,14
9,46
9,55
10,00
9,86
9,94
9,45
9,44
9,55
9,40
9,17
9,02
8,04
7,22
8,55
9,15
9,91
9,97
10,17
9,99
10,23
10,23
10,16
9,87
9,95
9,83
9,67
Valas
Valas
8,57
7,45
8,88
9,98
10,32
10,32
10,32
10,00
9,86
9,72
9,76
9,82
10,17
9,87
9,98
Valas
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange

Rupiah
Foreign Exchange

Rupiah
Rupiah

Rupiah
- Foreign Exchange
Time Deposits
Simpanan Berjangka
Rupiah
- Rupiah
8,51
7,67
8,40
9,02
9,51
9,65
9,66
9,48
9,51
9,55
9,59
9,20
9,50
9,41
9,13
Rupiah
Foreign Exchange
50
Tabel 1.51 Suku Bunga Rata-rata DPK Bank Pembangunan Daerah
(Average of Interest Rate of Third Party Funds of Regional Development Banks)

Persen (Percent)
2014
Keterangan
2011
2012
2015
Items
2013
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Feb
Mar
Apr
Demand Deposits
Giro
Rupiah
2,78
2,67
2,44
2,74
2,77
2,80
2,69
2,75
2,75
2,73
2,74
2,47
2,75
2,86
2,82
Valas
0,71
0,47
0,44
0,62
0,46
0,46
0,44
0,52
0,39
0,40
0,51
0,50
0,43
0,43
0,35
- Rupiah
- Foreign Exchange
Saving
Tabungan
Rupiah
3,31
2,54
2,31
2,33
2,23
2,22
2,20
2,68
2,21
2,18
2,18
2,18
2,17
2,18
2,12
Valas
0,93
0,58
0,56
0,59
0,56
0,56
0,55
0,18
0,57
0,50
0,51
0,57
0,52
0,49
0,50
- Rupiah
- Foreign Exchange
Time Deposits
Simpanan Berjangka

Rupiah
7,46
6,08
7,76
8,12
7,71
7,74
7,69
7,78
7,82
7,84
7,80
8,09
8,11
8,26
8,20
Rupiah
Valas
3,23
2,11
2,66
2,72
2,43
2,59
2,85
2,60
2,86
2,51
2,83
2,77
2,87
2,83
2,80
Foreign Exchange
Rupiah
7,98
6,57
8,06
8,81
8,58
8,51
8,54
8,64
8,76
8,78
8,81
9,09
9,11
8,93
8,72
Valas
1,90
1,40
1,06
1,11
1,13
1,61
1,65
1,64
1,27
1,07
1,13
1,14
1,33
1,25
1,27
Rupiah
Foreign Exchange

Rupiah
8,38
6,76
7,73
8,83
9,25
9,07
8,77
8,90
8,83
8,84
8,73
9,31
9,11
9,11
9,16
Valas
0,98
1,69
1,91
1,01
1,00
1,21
1,13
1,17
1,79
1,80
1,61
1,59
1,56
1,21
1,28
Rupiah
Foreign Exchange

Rupiah
8,06
6,96
7,31
8,24
8,46
8,58
8,63
9,02
8,88
8,88
8,88
8,97
9,03
9,14
9,12
Rupiah
Valas
1,49
0,96
1,07
1,19
1,08
1,12
1,06
1,08
1,18
1,03
1,04
1,06
1,08
1,08
1,33
Foreign Exchange
51
Tabel 1.52 Suku Bunga Rata-rata DPK Bank Campuran
(Average of Interest Rate of Third Party Funds of Joint Venture Banks)

Persen (Percent)
2014
Keterangan
2011
2012
2015
Items
2013
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Feb
Mar
Apr
Demand Deposits
Giro
Rupiah
2,13
1,70
1,57
1,81
1,91
1,97
2,23
2,22
2,41
2,36
2,36
2,27
2,14
2,32
1,97
Valas
0,48
0,55
0,56
0,70
0,64
0,58
0,68
0,64
0,72
0,86
0,83
0,89
0,65
0,78
0,78
- Rupiah
- Foreign Exchange
Saving
Tabungan
Rupiah
2,83
2,14
1,92
2,11
2,18
2,11
2,25
2,21
2,79
2,63
2,77
2,77
2,61
2,42
2,51
Valas
0,31
0,19
0,21
0,19
0,17
0,17
0,17
0,18
0,20
0,19
0,19
0,19
0,17
0,16
0,17
- Rupiah
- Foreign Exchange
Time Deposits
Simpanan Berjangka

Rupiah
6,07
5,66
7,93
8,20
8,20
8,47
8,52
8,27
8,27
8,38
8,16
8,61
8,73
8,51
8,33
Rupiah
Valas
1,83
2,05
2,07
1,84
1,73
1,74
1,82
1,57
1,57
1,79
1,69
1,90
1,80
1,81
1,62
Foreign Exchange
Rupiah
6,72
6,17
8,49
9,05
9,12
9,11
9,10
8,95
8,95
9,21
9,18
9,20
9,07
9,05
9,01
Valas
1,88
1,71
2,00
2,22
2,21
2,28
2,32
1,93
1,93
2,17
2,15
2,02
1,82
1,87
1,63
Rupiah
Foreign Exchange

Rupiah
6,83
6,64
7,73
9,08
9,21
9,17
9,13
8,98
8,98
9,32
9,40
9,41
9,29
9,27
9,05
Valas
2,00
2,65
2,72
2,38
2,40
2,18
2,17
1,73
1,73
1,90
1,90
2,03
2,24
2,19
2,10
Rupiah
Foreign Exchange

Rupiah
6,65
6,76
7,12
7,76
8,27
8,53
8,65
8,83
8,83
9,03
9,11
9,17
9,14
9,25
9,22
Rupiah
Valas
1,47
2,24
2,37
2,49
2,67
2,62
2,64
2,49
2,49
2,76
2,63
2,68
2,54
2,43
2,43
Foreign Exchange
52
Tabel 1.53 Suku Bunga Rata-rata DPK Bank Asing
(Average of Interest Rate of Third Party Funds of Foreign Owned Banks)

Persen (Percent)
2014
Keterangan
2011
2012
2015
Items
2013
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Feb
Mar
Apr
Demand Deposits
Giro
Rupiah
1,94
1,71
2,92
2,09
1,84
2,20
2,11
2,51
2,56
2,34
2,40
2,33
2,28
2,27
2,18
Valas
0,32
0,52
0,37
0,24
0,20
0,20
0,22
0,18
0,19
0,20
0,17
0,17
0,17
0,16
0,16
- Rupiah
- Foreign Exchange
Saving
Tabungan
Rupiah
1,80
1,17
1,16
1,14
1,18
1,12
1,15
1,14
1,13
1,10
1,08
1,09
1,62
1,17
1,24
Valas
0,29
0,24
0,14
0,11
0,10
0,11
0,11
0,10
0,11
0,11
0,11
0,11
0,12
0,12
0,11
- Rupiah
- Foreign Exchange
Time Deposits
Simpanan Berjangka

Rupiah
4,52
4,52
7,20
7,18
6,88
6,63
7,15
6,86
6,86
6,77
6,64
6,72
6,63
6,52
6,72
Rupiah
Valas
0,99
1,57
0,83
0,59
0,58
0,54
0,56
0,70
0,70
0,64
0,50
0,60
0,58
0,69
0,62
Foreign Exchange
Rupiah
5,30
5,06
8,24
8,68
8,65
8,63
8,57
8,59
8,59
8,58
8,59
8,68
8,45
8,43
8,37
Valas
1,18
1,65
1,21
1,25
1,20
1,19
1,23
1,33
1,33
1,36
1,32
1,36
1,41
1,32
1,19
Rupiah
Foreign Exchange

Rupiah
6,20
4,90
7,18
8,60
8,71
8,76
8,81
8,90
8,90
9,29
9,44
9,45
9,40
9,31
9,12
Valas
0,88
0,90
1,01
0,96
0,99
0,96
0,97
0,98
0,98
0,97
0,98
0,99
0,82
0,88
0,88
Rupiah
Foreign Exchange

Rupiah
6,70
5,70
6,40
8,05
8,41
8,65
8,95
9,05
9,05
9,41
9,53
9,61
9,60
9,49
9,44
Rupiah
Valas
2,33
2,03
0,86
0,63
0,64
0,66
0,69
0,85
0,85
0,83
2,09
2,28
2,16
2,11
2,12
Foreign Exchange
53
Tabel 1.54 Suku Bunga Rata-rata Kredit Bank Umum Kepada Pihak Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Average of Credit Interest Rate of Commercial Banks to Parties Non Bank Based on Industrial Origin and Non Industrial Origin Credit Recipients)
Persen (Percent)
Keterangan
Penerima Kredit Lapangan Usaha
1. Pertanian, perburuan dan Kehutanan
Rupiah
Valas
2. Perikanan
Rupiah
Valas
3. Pertambangan dan Penggalian
Rupiah
Valas
4. Industri Pengolahan
Rupiah
Valas
5. Listrik, gas dan air
Rupiah
Valas
6. Konstruksi
Rupiah
Valas
7. Perdagangan Besar dan Eceran
Rupiah
Valas
8. Penyediaan akomodasi dan penyediaan makan
Rupiah
Valas
9. Transportasi, pergudangan dan komunikasi
Rupiah
Valas
10. Perantara Keuangan
Rupiah
Valas
11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan
Rupiah
Valas
12. Admistrasi Pemerintahan, Pertahanan dan Jaminan
Sosial Wajib
Rupiah
Valas
13. Jasa Pendidikan
Rupiah
Valas
14. Jasa Kesehatan dan Kegiatan Sosial
Rupiah
Valas
15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan
Perorangan lainnya
Rupiah
Valas
16. Jasa Perorangan yang Melayani Rumah Tangga
Rupiah
Valas
17. Badan Internasional dan Badan Ekstra Internasional
Lainnya
Rupiah
Valas
18. Kegiatan yang belum jelas batasannya
Rupiah
Valas
Penerima Kredit Bukan Lapangan Usaha
Rumah Tangga
- Untuk Pemilikan Rumah Tinggal
Rupiah
Valas
- Untuk Pemilikan Flat atau Apartemen
Rupiah
Valas
- Untuk Pemilikan Ruko atau Rukan
Rupiah
Valas
- Untuk Pemilikan Kendaraan Bermotor
Rupiah
Valas
- Untuk Pemilikan Peralatan Rumah Tangga Lainnya
Rupiah
Valas
- Bukan Lapangan Usaha Lainnya
Rupiah
Valas
2011
2012
2013
2014
Apr
Mei
Jun
Jul
Ags
2015
Sep
Okt
Nov
Des
Feb
Mar
Apr
11,46
5,27
11,32
4,59
11,78
4,44
11,94
4,39
11,86
4,60
11,92
4,43
12,11
4,47
12,11
5,14
12,14
4,42
12,15
4,34
12,16
4,31
12,14
4,25
12,16
4,20
12,19
4,20
12,19
4,21
13,95
7,70
13,37
7,36
13,51
6,63
13,81
6,66
13,75
6,61
13,85
6,42
13,94
6,33
13,99
6,33
13,81
6,51
13,87
6,35
13,87
6,31
13,84
6,38
13,81
6,44
13,86
6,40
13,81
6,33
12,03
-
11,29
-
11,82
-
12,37
-
12,31
-
12,43
-
12,80
-
12,83
-
12,80
-
12,62
-
12,74
-
12,68
-
12,56
-
12,72
-
12,33
-
10,68
4,51
9,98
4,24
11,01
4,10
11,31
4,13
11,47
4,31
11,54
4,18
11,63
4,22
11,65
4,33
11,68
4,22
11,69
4,22
11,69
4,19
11,63
4,22
11,55
4,23
11,63
4,23
11,58
4,22
9,77
4,89
8,93
4,68
9,59
4,21
9,63
4,37
9,68
4,52
9,98
5,18
10,03
5,21
10,00
5,21
10,12
5,23
10,51
5,12
10,64
5,14
10,60
5,20
10,28
4,87
10,56
4,87
10,54
4,94
12,05
5,96
11,49
5,60
12,08
4,93
12,21
5,00
12,27
5,13
12,44
5,24
12,60
5,11
12,64
5,04
12,70
5,01
12,81
5,01
12,85
5,33
12,88
5,30
12,70
5,30
12,74
5,48
12,72
5,40
13,32
4,93
12,67
4,84
13,21
4,87
13,42
4,86
13,62
4,99
13,48
4,95
13,55
4,91
13,62
4,91
13,65
4,85
13,63
4,92
13,64
4,81
13,63
4,83
13,62
4,80
13,66
4,78
13,62
4,75
13,06
6,46
12,05
6,17
12,55
6,29
12,73
6,16
13,05
6,15
13,12
6,01
13,23
6,16
13,23
6,15
13,23
6,17
13,30
6,16
13,16
6,13
13,18
6,13
13,09
6,10
13,12
6,09
13,10
6,06
10,76
5,29
10,54
5,04
11,08
4,73
11,37
4,56
11,58
4,89
11,72
4,79
11,76
4,74
11,78
4,71
11,74
4,72
11,82
4,65
11,90
4,63
11,87
4,70
11,65
4,51
11,61
4,52
11,57
4,25
10,50
2,38
9,69
2,28
10,47
2,07
10,76
1,82
11,18
1,86
12,47
1,93
12,27
1,91
12,39
1,86
12,26
1,94
12,34
1,95
12,19
1,88
12,11
1,91
12,15
1,96
12,35
1,90
12,21
1,83
12,84
5,71
12,12
5,85
12,47
6,08
12,65
6,13
12,20
5,88
12,22
5,93
12,35
5,93
12,40
6,02
12,43
6,11
12,52
6,62
12,63
6,68
12,63
6,52
12,51
6,62
12,56
6,63
12,56
6,60
10,68
3,25
11,95
2,84
4,52
2,66
11,26
3,29
11,04
3,28
11,17
3,40
10,51
3,40
10,52
3,37
10,67
3,35
11,29
3,36
11,40
3,35
12,01
3,36
11,55
3,35
10,89
3,37
10,87
3,41
14,28
5,64
14,06
9,29
12,44
6,07
12,65
5,96
14,05
6,29
14,06
6,28
14,10
6,28
14,11
6,35
13,99
6,35
14,06
6,36
13,21
6,43
13,28
6,50
13,01
6,55
13,09
6,55
13,19
6,63
12,62
5,05
12,18
5,60
12,26
6,86
12,51
6,89
12,65
6,89
12,73
6,89
13,33
6,90
13,01
6,91
12,98
6,90
13,01
6,91
13,15
5,52
13,10
5,54
13,01
5,42
13,07
5,46
13,10
5,70
13,72
5,61
12,67
5,35
13,26
5,44
13,47
5,20
13,62
4,92
13,81
4,72
13,94
5,11
14,30
5,02
14,24
5,02
14,40
4,88
14,17
5,00
13,75
4,82
14,18
4,78
14,44
4,79
14,13
4,84
16,46
-
16,18
-
14,71
-
14,57
-
15,25
-
15,35
-
15,45
-
15,51
-
15,53
-
15,40
-
15,49
5,67
15,46
5,33
15,58
5,35
15,76
4,76
15,64
2,75
13,44
3,76
9,50
2,72
9,65
2,82
10,01
2,91
10,07
2,88
10,12
2,86
10,16
2,82
10,20
2,78
10,24
2,71
10,01
2,68
10,01
2,65
9,98
2,66
10,04
2,82
13,84
2,76
12,16
2,77
13,84
3,32
11,51
4,58
10,56
4,14
14,75
3,85
22,48
5,79
15,14
30,94
15,86
38,82
15,94
41,83
15,70
42,52
15,61
44,90
15,48
44,22
15,20
43,04
14,53
41,77
13,85
3,73
14,53
3,86
11,03
7,33
10,46
6,93
10,44
6,76
10,59
6,75
10,72
6,78
10,83
6,87
10,82
6,86
10,87
6,87
10,90
6,87
11,03
6,87
11,13
6,88
11,17
6,90
11,22
7,15
11,23
6,75
11,29
6,67
10,64
6,00
8,78
6,20
9,46
6,31
9,73
6,50
9,95
6,51
10,08
6,51
10,22
6,49
10,32
6,50
10,41
6,50
10,49
6,50
10,71
6,51
10,82
6,51
10,86
6,56
10,94
6,48
11,03
6,48
10,46
6,35
9,94
7,64
10,02
9,15
10,28
6,23
10,06
2,53
9,82
4,75
10,56
6,48
10,63
6,48
10,67
6,45
10,81
6,45
10,90
6,45
10,97
6,44
11,03
6,44
11,06
6,44
11,13
6,43
12,19
11,63
11,33
6,70r)
10,85
0,00
11,22
0,00
11,17
0,00
11,25
0,00
11,31
0,00
11,35
0,00
11,42
0,00
11,53
24,00
11,61
0
11,70
0
11,69
0
11,70
0
17,01
3,14
14,36
4,85
14,30
4,05
14,38
3,83
14,33
2,90
14,34
3,28
14,14
3,81
14,11
5,39
14,16
4,97
13,77
2,87
13,79
3,14
13,73
3,02
13,93
2,89
13,92
2,94
13,92
2,91
16,53
3,48
18,82
4,01
17,20
3,57
17,12
4,04
17,97
3,52
17,97
3,77
17,99
3,58
17,94
2,11
17,92
3,16
19,57
2,04
19,82
2,16
19,99
2,18
20,04
2,17
19,90
2,20
20,07
2,29
10,50
5,28790127
Items
Credit Recipients Industrial Origin
1. Agricultures, hunting and forestry
Rupiah
Foreign Exchange
2. Fisheries
Rupiah
Foreign Exchange
3. Mining and Quarrying
Rupiah
Foreign Exchange
4. Procesing industry
Rupiah
Foreign Exchange
5. Electricity, gas and water
Rupiah
Foreign Exchange
6. Construction
Rupiah
Foreign Exchange
7. Big and retail trade
Rupiah
Foreign Exchange
8. Provision of accomodation and food supply
Rupiah
Foreign Exchange
9. Transportation, warehousing and communications
Rupiah
Foreign Exchange
10. Transitional Finance
Rupiah
Foreign Exchange
11. Real estate, Rental Business, and services company
Rupiah
Foreign Exchange
12. Government administration, the defense and
compulsory social security
Rupiah
Foreign Exchange
13. Education services
Rupiah
Foreign Exchange
14. Health and social services
Rupiah
Foreign Exchange
15. Community, Sociocultural,Entertainment and
Other Individual Services
Rupiah
Foreign Exchange
16. Individual services which serve households
Rupiah
Foreign Exchange
17. Extra agency international agency and other
international
Rupiah
Foreign Exchange
18. Business Activities which are not clearly defined
Rupiah
Foreign Exchange
Credit Recipients Non Industrial Origin
House Hold
- For House Ownership
Rupiah
Foreign Exchange
- For Apartement Ownership
Rupiah
Foreign Exchange
- For Shop House Ownership
Rupiah
Foreign Exchange
- For Vehicles Ownership
Rupiah
Foreign Exchange
- Others
Rupiah
Foreign Exchange
- Non Industrial Origin Others
Rupiah
Foreign Exchange
r) Revised figures
54
Tabel 1.55 Suku Bunga Rata-rata Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Average of Credit Interest Rate of Commercial Banks Based on Types and Orientation User)
Persen (Percent)
Jenis Penggunaan
2011
2012
2013
2014
Apr
Mei
Jun
Jul
Ags
2015
Sep
Okt
Nov
Des
Feb
Mar
Apr
1. Type of Use
1. Jenis Penggunaan
- Working Capital
- Modal Kerja
Rupiah
Valas
12,18
11,50
12,14
12,40
12,65
12,64
12,72
12,78
12,79
12,83
12,85
12,81
12,75
12,84
12,77
4,11
4,08
3,90
3,80
3,92
4,27
4,56
4,59
4,56
4,69
4,64
4,63
4,60
3,97
3,90
Valas
12,04
11,28
11,83
12,06
12,18
12,25
12,32
12,34
12,34
12,40
12,38
12,36
12,28
12,33
12,33
5,46
5,03
4,95
4,95
5,16
5,01
5,01
5,19
5,03
5,05
5,07
5,08
5,02
5,02
5,05
Valas
2. Orientasi Penggunaan
- Ekspor
Rupiah
Valas
- Impor
Rupiah
Valas
- Lainnya
Rupiah
Valas
r) Revisi
Foreign Exchange
Rupiah
Foreign Exchange
- Consumption
- Konsumsi
Rupiah
Rupiah
- Investments
- Investasi
Rupiah
Type of Use
14,15
13,58
13,13
13,25
13,26
13,30
13,32
13,33
13,38
13,43
13,53
13,58
13,68
13,68
13,73
Rupiah
3,81
4,33
4,10
4,28
3,73
3,92
4,03
3,27
4,66
2,88
3,05
3,00
2,94
2,95
2,98
11,39
4,88
10,18
4,41
10,93
4,29
11,06
4,24
11,06
4,25
11,17
4,41
11,66
4,58
11,73
4,53
11,58
4,46
11,46
4,43
11,52
4,48
11,55
4,44
11,48
3,75
11,37
3,74
11,45
3,77
9,55
4,73
9,76
4,04
10,48
3,86
10,80
4,36
10,89
4,43
10,98
4,20
11,27
4,28
12,03
4,54
11,87
4,47
11,73
4,47
11,65
4,20
11,60
4,36
11,47
4,38
11,48
4,28
11,48
4,28
12,87
4,52
12,19
4,42
12,43
4,29
12,64
4,20
12,78
4,37
12,80
4,57
12,87
4,76
12,89
4,85
12,90
4,76
12,95
4,87
12,99
4,85
12,98
4,83
12,98
4,87
13,03
4,42
13,01
4,37
Foreign Exchange
2. User Orientation
- Ekspor
Rupiah
Foreign Exchange
- Impor
Rupiah
Foreign Exchange
- Other
Rupiah
Foreign Exchange
r) Revised figures
55
Tabel 1.56 Perkembangan Jumlah Bank Umum dan Kantor Bank Umum
(Growth of Total Commercial Banks and Bank Offices)

Kelompok Bank
2011
2012
2014
2013
Apr
Mei
Jun
Jul
2015
Ags
Sep
Okt
Nov
Des
Feb
Mar
Group of Bank
Apr
State Owned Banks
Bank Persero
Jumlah Bank
Jumlah Kantor
4.362
5.363
6.415
6.503
6.617
6.646
6.799
6.857
6.962
7.057
7.141
7.198
7.203
7.224
7.242
Jumlah Kantor
36
36
36
35
35
35
35
35
38 r)
38
38
38
38
38
38
7.209
7.647
8.052
8.088
8.091
8.093
8.115
8.132
8.147 r)
8.186
8.268
8.313
8.351
8.361
8.377
30
30
30
30
30
30
30
30
29 r)
29
29
29
29
29
29
1.288
1.447
1.578
1.606
1.609
1.611
1.633
1.639
1.642
1.645
1.648
1.656
1.666
1.668
1.671
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
Jumlah Kantor
1.472
1.712
2.044
2.131
2.145
2.182
2.203
2.203
2.203
2.223
2.245
2.301
2.316
2.330
2.346
Bank Campuran
Jumlah Bank
14
14
14
14
14
14
14
14
12 r)
12
12
12
12
12
11
Jumlah Kantor
260
263
272
274
274
275
277
279
279 r)
280
281
283
283
284
284
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
206
193
197
197
197
197
197
197
197
197
197
197
197
197
197
120
120
120
119
119
119
119
119
119
119
119
119
119
119
118
14.797
16.625
18.558
18.799
18.933
19.004
19.224
19.307
19.430
19.588
19.780
19.948
20.016
20.064
20.117
Jumlah Kantor
BPD
Jumlah Bank
Bank Asing
Jumlah Bank
Jumlah Kantor
Jumlah Kantor
Total Bank Offices
Total Banks
Total Bank Offices
Regional Development
Banks
Total Banks
Total Bank Offices
Joint Venture Banks
Total Banks
Total Bank Offices
Foreign Owned Bank
Total Banks
Total Bank Offices
Total
Total
Jumlah Bank
Total Banks
Non-Foreign Exchange
Commercial Banks
BUSN Non Devisa
Jumlah Bank
Total Bank Offices

Foreign Exchange
Commercial Banks
BUSN Devisa
Jumlah Bank
Total Banks
Total Banks
Total Bank
Offices
56
Tabel 1.57 Perkembangan Jumlah Kantor Cabang Bank Berdasarkan Lokasi Bank
(Growth of Total Branch Offices Based on Region)

2014
Lokasi
2011
2012
Location
Apr
1. Jawa Barat
2015
2013
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Feb
Mar
Apr
1. Jawa Barat
369
380
393
396
396
396
395
395
395
397
397
397
393
393
395
79
93
94
95
95
95
95
95
95
95
96
95
94
94
94
535
564
574
576
575
576
576
574
574
576
568
569
565
564
563
54
56
59
60
60
60
60
60
60
60
60
60
60
60
60
5. Jawa Tengah
300
311
328
329
330
330
331
331
332
332
331
331
333
333
333
5. Jawa Tengah
6. Jawa Timur
397
411
425
428
428
428
427
427
427
427
426
426
422
422
422
6. Jawa Timur
7. Bengkulu
27
28
30
31
31
31
31
31
31
31
31
32
32
32
32
7. Bengkulu
8. Jambi
48
53
59
59
59
59
59
59
59
59
59
60
60
60
60
8. Jambi
9. Aceh
73
77
79
79
79*)
79
79
79
79
79
79
79
79
79
79
10. Sumatera Utara
178
192
199
199
201
201
201
201
201
202
201
201
202
202
203
10. Sumatera Utara
11. Sumatera Barat
77
81
84
84
84
84
84
84
84
84
84
84
84
84
84
11. Sumatera Barat
12. Riau
88
88
91
94
94
94
94
94
94
95
94
94
94
94
94
12. Riau
81*)
93
102
103
103
103
103
102
102
103
100
100
101
101
101
14. Bangka Belitung
23
22
24
26
26
26
26
26
26
26
26
27
28
28
28
14. Bangka Belitung
15. Kepulauan Riau
51*)
56
59
59
59
59
59
59
59
59
59
59
59
59
59
15. Kepulauan Riau
16. Lampung
50
56
58
58
59
59
59
59
59
60
60
60
62
62
62
16. Lampung
70
74
78
78
77
77
77
77
77
77
72
73
73
73
73
69
69
74
75
75
75
76
76
74
74
73
74
74
74
74
104
108
115
117
117
117
117
119
119
119
118
119
120
122
122
43
46
47
47
47
47
47
47
47
47
43
44
44
44
44
21. Sulawesi Tengah
36
38
39
40
40
40
40
40
40
41
40
40
40
40
40
21. Sulawesi Tengah
121
124
131
132
132
132
133
133
134
136
132
134
135
137
137
53
55
57
60
61
61
61
60
60
60
59
60
59
59
59
23. Sulawesi Utara
24. Gorontalo
16*)
16
17
18
18
18
18
18
18
18
17
17
18
18
18
24. Gorontalo
25. Sulawesi Barat
13*)
14
15
15
15
16
16
16
16
16
15
15
15
15
15
25. Sulawesi Barat
30*)
31
35
36
36
36
36
36
36
36
36
42
42
43
43
42
44
49
51
51
52
52
52
52
52
52
52
52
52
52
28. Bali
80
85
92
92
92
92
92
92
92
93
93
93
93
93
94
28. Bali
49
51
53
54
54
54
54
54
54
54
54
54
54
55
55
30. Maluku
33
30
30
31
31
31
31
31
31
31
31
32
32
32
32
30. Maluku
31. Papua
54
56
59
60
60
60
60
60
60
60
58
59
59
60
61
31. Papua
32. Maluku Utara
14
18
19
19
19
19
21
21
21
21
21
21
21
21
21
32. Maluku Utara
33. Irian Jaya Barat
23
25
27
27
27
27
27
27
27
27
24
24
24
24
24
33. Papua Barat
34. Lainnya
18
16
16
16
16
16
16
16
16
16
16
16
16
16
16
34. Others
3.461
3.611
2. Banten
3. DKI Jakarta
4. D.I. Yogyakarta
23. Sulawesi Utara
Total
3.298
3.644
3.647
3.650
3.653
3.651
3.651
3.663
3.625
3.643
3.639
3.645
3.649
2. Banten
3. DKI Jakarta
4. D.I Yogyakarta
9. Aceh
Total
r) Revised figures
57
Tabel 2.1 Kegiatan Usaha Bank Umum Syariah (BUS) dan Unit Usaha Syariah (UUS)
(Sharia Business Unit Operations and Sharia Commercial Banks)

2014
Indikator
2011
2012
2015
Indicator
2013
Apr
Mei 1.
r)
Juni
r)
Juli
r)
Agus
r)
Sep
r)
Okt
Nov
Des
Feb
Mar
Apr
140.980
188.562
233.345
234.020
237.688
241.947
241.870
243.912
249.455
252.440
254.316
262.708
256.316
259.149
260.417
Fund Disbursements iB
a. Pembiayaan
Rupiah
Valas
b. Antar Bank
c. Penempatan di BI
d. Surat Berharga (tidak
termasuk obligasi rekap)
102.655
97.847
4.808
4.846
27.127
5.902
147.505
139.880
7.625
6.004
26.713
7.822
184.122
173.224
10.898
5.836
31.946
9.684
188.063
176.532
11.531
6.684
28.090
9.567
189.690
177.885
11.805
6.539
29.766
193.008
181.188
11.820
6.500
30.012
194.079
182.860
11.219
8.421
26.836
193.983
182.797
11.186
7.360
29.626
196.563
184.710
11.853
7.375
32.364
9,775 r)
10,060 r)
10,079 r)
10,742 r)
10.885 r)
196.491
184.573
11.918
6.603
36.053
11.264
198.376
186.259
12.117
6.366
36.623
11.399
199.330
187.204
12.126
7.015
43.412
11.466
197.543
185.322
12.221
6.904
38.949
11.426
200.712
186.897
13.815
7.230
37.800
12.085
201.526
187.764
13.762
7.059
37.748
12.860
e. Penyertaan
f. Tagihan Lainnya
Sumber Dana iB
a. DPK
Rupiah
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
Valas
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
b. Kewajiban Kepada BI
c. Antar Bank
d. Surat Berharga
Rupiah
Valas
f. Kewajiban Lainnya
g. Setoran Jaminan
Komponen Modal
a. Modal Disetor
b. Cadangan
c. L/R tahun berjalan
d. L/R tahun Lalu
e. Perkiraan tambahan modal
disetor
f. Modal Pinjaman
Sertifikat Wadiah Bank
Indonesia (BUS & UUS)
Total Aset
Jaringan Kantor
Jumlah Bank
Jumlah Kantor 1)
47
403
126.409
115.415
110.910
10.678
67.942
32.290
4.505
1.329
2.864
312
0
6.648
924
1.520
1.520
1.783
119
47
471
165.404
147.512
140.547
15.683
80.576
44.288
6.965
2.026
4.155
784
0
11.576
1.537
1.952
103
2.634
89
48
1.709
204.571
183.534
171.900
15.736
100.105
56.059
11.634
2.787
7.706
1.141
0
11.742
1.997
2.704
2.704
4.512
83
40
1.577
207.362
185.508
172.707
11.376
106.714
54.617
12.801
2.602
9.015
1.184
11.339
1.997
2.703
2.703
5.741
74
40
1.468
204.847
190.783
177.289
13.170
109.911
54.208
13.494
3.299
9.225
969
8.052
1.987
2.704
2.704
4.422
64
40
1.509
208.802
191.470
178.481
14.855
109.483
54.142
12.989
2.398
9.559
1.032
11.318
2.137
2.705
2.705
4.512
63
40
1.778
210.885
194.299
181.440
14.231
110.894
56.314
12.859
3.774
8.462
623
10.539
1.987
2.704
2.704
4.836
59
40
1.543
211.892
195.959
182.755
13.784
112.558
56.413
13.204
2.977
9.548
680
10.027
1.987
2.704
2.704
4.644
55
40
1.507
215.555
197.141
183.979
14.603
112.318
57.059
13.162
2.736
9.788
638
12.886
1.816
2.704
2.704
4.375
57
40
1.395
221.119
207.121
193.805
13.704
121.881
58.220
13.316
2.563
10.163
591
8.712
2.066
2.406
2.406
3.901
57
100
1.453
222.925
209.644
196.191
14.091
123.524
58.576
13.453
2.913
9.924
617
8.144
2.066
2.206
2.206
3.812
56
100
1.386
232.671
217.858
204.404
15.407
126.071
62.926
13.454
3.242
9.558
655
9.710
2.076
2.206
2.206
90
1.405
225.320
210.297
196.949
14.529
121.065
61.355
13.349
2.966
9.651
732
10.044
2.076
2.056
2.056
79
1.243
230.068
212.988
198.022
15.555
121.980
60.487
14.966
4.725
9.542
699
9.348
2.076
2.056
2.056
79
1.146
231.090
213.973
199.284
15.671
122.815
60.797
14.689
4.986
8.969
734
9.476
2.076
2.056
2.056
3.658
67
3.628
119
3.486
113
3.417
92
6.611
579
1.475
1.069
816
7.211
913
2.541
1.895
618
8.181
1.013
3.278
3.186
1.865
8.939
1.014
1.038
5.066
1.541
8.953
1.129
1.102
4.945
1.568
8.953
1.129
1.315
4.945
1.563
9.936
1.260
1.402
4.682
1.839
10.237
2,064 r)
1.396
3.878
1.842
10.741
2.064
1.630
3.878
1.844
10.642
2.064
1.440
3.758
1.797
10.643
996
1.894
3.739
1.898
10.644
997
1.786
3.752
1.794
10.694
997
428
4.822
1.799
10.695
2.067
681
3.467
1.827
10.695
2.067
876
3.394
1.823
9.244
4.993
6.699
6.234
6.404
6.782
5.880
6.514
6.450
6.680
6.530
8.130
9.040
8.810
9.130
145.467
195.018
242.276
244.209
247.236
251.909
252.464
252.209
257.519
260.366
261.927
272.343
264.813
268.356
269.467
34
1.702
35
2.227
34
2.554
34
2.564
34
2.571
34
2.575
34
2.519
34
2.501
34
2.471
34
2.469
34
2.463
34
2.458
a. Financing
Rupiah
Foreign Exchange
b. Inter-Bank
c. Placements at BI
d. Money Instruments (not
including recapitalization
bonds)
e. Equity participation
f. Other claims
Sources of Funds iB
Rupiah
Wadiah Demand Deposit
Mudharabah Time Deposits
Mudharabah Savings Accounts
Foreign Exchange
b. Liabilities at BI
c. Inter-Bank
d. Money Instruments
e. Loans received
Rupiah
Foreign Exchange
f. Other Liabilities
g. Guarantee Deposits
Capital Components
a. Paid-In Capital
b. Reserves
c. Current Earnings (Profit/Loss)
d. Retained Earnings (Profit/Loss)
e. Estimate of Additional Paid-In
Capital
f. Capital Loans
Bank Indonesia Syariah Money
Certificates (BUS & UUS)
Total Assets
Office Network
Total Banks
Total Bank Offices 1)
Note: 1) Excluding Gerai Muamalat
r)
Revised figures
Penyaluran Dana iB
Ket:
1)
r)
Tidak termasuk Gerai Muamalat
34
34
34
2.592 r)
2.577 r)
2.571 r)
1. "Revision of data BUS-UUS began in May 2014 based on LSMK"
62
Tabel 2.2 Kegiatan Usaha Bank Umum Syariah (BUS)
(Sharia Commercial Banks Operations (BUS))

2014
Indikator
2011
2012
2015
Indicator
2013
Apr
Mei 1.
r)
Juni
r)
Juli
r)
Agus
r)
Sep
r)
Okt
Nov
Des
Feb
Mar
Apr
Penyaluran Dana iB
a. Pembiayaan
Rupiah
Valas
b. Antar Bank
c. Penempatan di BI
112.853
83.704
80.038
3.665
2.571
20.975
5.166
142.148
112.396
106.987
5.410
3.071
19.189
6.988
172.411
137.268
129.650
7.619
3.426
21.657
8.328
174.766
139.847
132.494
7.353
4.085
20.626
8.606
176.978
141.038
133.502
7.536
4.069
21.399
179.378
143.316
135.777
7.538
3.926
20.928
183.897
146.413
139.240
7.173
6.139
19.715
184,612 r
22.454
187.875
147.737
140.162
7.575
4.239
24.320
8,588 r)
9,021 r)
9,306 r)
9,368 r)
e. Penyertaan
f. Tagihan Lainnya
Sumber Dana iB
a. DPK
Rupiah
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
47
391
105.500
96.548
92.571
8.874
57.067
26.630
47
456
133.170
117.817
112.664
13.445
63.748
35.471
48
1.684
161.924
143.174
134.293
12.721
77.236
44.336
40
1.562
164.617
145.014
135.204
8.831
83.075
43.298
40
1.468
162.867
150.757
140.200
9.759
86.619
43.822
40
1.509
165.319
150.530
140.449
10.592
86.229
43.628
40
1.778
170.074
155.704
144.939
10.437
88.710
45.792
Valas
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
3.977
1.274
2.699
4
5.153
1.948
2.856
349
8.881
2.594
5.650
637
9.810
2.436
6.788
586
10.558
2.808
7.254
496
10.080
2.164
7.361
555
10.765
3.534
7.088
143
Kewajiban Kepada BI
0
Antar Bank
5.416
Surat Berharga
725
Pinjaman yang Diterima
1.119
Rupiah
1.119
Valas
1.603
g. Setoran Jaminan
89
Komponen Modal
a. Modal Disetor
6.611
b. Cadangan
579
1.065
d. L/R tahun Lalu
1.054
816
disetor
f. Modal Pinjaman
9.244
Total Aset
116.930
Jaringan Kantor
Jumlah Bank
11
1.390
Jumlah Kantor 1)
1)
Ket: Tidak termasuk Gerai Muamalat
0
9.989
1.338
1.654
1.551
103
2.325
47
0
10.500
1.797
2.270
2.270
4.140
44
10.188
1.797
2.270
2.270
5.306
43
6.738
1.787
2.271
2.271
9.417
1.937
2.271
2.271
8.966
1.787
2.270
2.270
8.099
1.787
2.270
2.270
10.463
1.537
2.270
2.270
6.398
1.787
1.972
1.972
6.148
1.787
1.972
1.972
7.139
1.797
2.202
2.202
3.891
55
3.956
54
4.301
49
4.110
45
3.850
48
3.368
49
3.465
52
3.537
63
7.211
913
1.790
1.829
618
8.181
1.013
2.037
3.112
1.865
8.939
1.014
612
4.874
1.566
8.953
1.129
572
4.759
1.568
8.953
1.129
621
4.759
1.563
9.936
1.260
683
4.496
1.840
10.137
2,064 r)
578
3.691
1.842
10.641
2.064
632
3.691
1.844
10.642
2.064
351
3.571
1.797
10.643
996
701
3.553
1.798
10.644
997
702
3.566
1.794
4.993
6.699
6.234
6.404
6.782
5.880
6.514
6.450
6.680
6.530
8.130
147.581
180.360
183.864
185.347
186.848
193.518
192.051
195.085
196.253
197.539
204.961
11
1.734
11
1.987
11
2.139
11
2.145
11
2.149
12
2.175
12
12
2,174 r)
2.174 r)
12
2.157
12
2.147
12
2.151
b.
c.
d.
e.
r)
9.412 r)
189.291
147.363
139.462
7.902
4.073
26.301
9.526
190.858
148.403
140.373
8.031
3.843
27.394
9.665
196.552
147.944
139.993
7.951
4.267
33.125
9.728
190.380
145.817
137.826
7.991
3.791
29.327
9.950
190.448
147.136
138.947
8.189
4.292
27.191
10.507
190.215
147.245
139.131
8.115
4.037
26.168
11.540
40
1.543
170.231
156.870
146.116
9.758
90.554
45.804
40
1.507
172.599
157.332
146.761
10.818
89.679
46.263
40
1.395
174.052
163.090
152.392
9.908
95.542
46.941
100
1.453
175.818
165.050
154.256
9.993
97.282
46.981
100
1.386
182.678
170.723
159.549
10.929
98.354
50.267
90
1.405
175.431
163.159
152.128
10.204
93.638
48.287
79
1.243
178.913
165.034
152.930
11.049
93.983
47.898
79
1.146
178.343
164.400
152.308
10.822
93.819
47.667
a. Financing
Rupiah
Foreign Exchange
b. Inter-Bank
c. Placements at BI
bonds)
f. Other claims
Sources of Funds iB
Rupiah
10.754
2.679
7.931
144
10.571
2.410
8.027
133
10.698
2.296
8.291
111
10.793
2.607
8.056
130
11.173
2.878
8.144
151
11.030
2.680
8.212
138
12.105
3.965
8.005
135
12.092
4.428
7.531
133
Foreign Exchange
145.971
138.838
7.134
4,618 r
Liabilities at BI
Inter-Bank
Money Instruments
Loans received
Rupiah
Foreign Exchange
3.505
3.356
3.278
117
109
88
Capital Components
10.694
10.695
10.695
a. Paid-In Capital
997
2.067
2.067
b. Reserves
214
278
326
4.162
3.106
3.073
1.799
1.827
1.823
Capital
f. Capital Loans
9.040
8.810
9.130 Bank Indonesia Syariah Money
197.854
198.553
198.151
Total Assets
Office Network
12
12
12
Total Banks
2.145
2.138
2.135
r)
Revised figures
-
7.578
1.797
2.052
2.052
6.565
1.797
2.052
2.052
6.729
1.797
2.052
2.052
b.
c.
d.
e.
63
Tabel 2.3 Kegiatan Usaha Unit Usaha Syariah (UUS)
(Sharia Business Unit Operations (UUS))

2014
Indikator
2011
2012
2015
Indicator
2013
Apr
Mei 1.
r)
Juni
r)
Juli
r)
Agus
r)
Sep
r)
r)
Okt
Penyaluran Dana iB
a. Pembiayaan
Rupiah
Valas
b. Antar Bank
c. Penempatan di BI
28.127
18.952
17.809
1.143
2.276
6.152
736
46.414
35.109
32.894
2.215
2.933
7.524
834
60.935
46.854
43.575
3.279
2.410
10.289
1.356
59.254
48.216
44.038
4.178
2.599
7.464
961
60.710
48.652
44.383
4.269
2.470
8.367
62.570
49.692
45.411
4.281
2.575
9.084
57.974
47.666
43.621
4.046
2.282
7.122
7.172
61.580
48.826
44.548
4.278
3.136
8.045
1,187 r)
1,039 r)
773 r)
1,374 r)
e. Penyertaan
f. Tagihan Lainnya
Sumber Dana iB
a. DPK
Rupiah
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
12
20.908
18.867
18.339
1.804
10.875
5.660
14
32.234
29.695
27.883
2.238
16.828
8.817
25
42.647
40.360
37.608
3.015
22.869
11.723
14
42.745
40.494
37.503
2.545
23.639
11.319
41.980
40.025
37.089
3.412
23.292
43.484
40.940
38.032
4.263
23.254
40.811
38.595
36.501
3.794
22.184
Valas
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
528
54
165
308
1.812
78
1.300
435
2.752
192
2.056
504
2.991
166
2.227
598
10.386
2.936
491
1.971
10.514
2.909
234
2.198
1.232
199
401
401
180
30
1.587
199
401
401
309
42
1.150
200
434
434
436
31
473
1.313
200
434
434
531
9
410
15
-
752
66
-
1.243
200
434
434
372
39
1.242
75
-
9.244
4.993
6.699
Total Aset
28.536
Jaringan Kantor
Jumlah Bank
23
312
Jumlah Kantor 1)
1)
Ket: Tidak termasuk Gerai Muamalat
47.437
24
493
Kewajiban Kepada BI
Antar Bank
Surat Berharga
Rupiah
Valas
g. Setoran Jaminan
Komponen Modal
a. Modal Disetor
b. Cadangan
d. L/R tahun Lalu
disetor
f. Modal Pinjaman
b.
c.
d.
e.
r)
59,300
Nov
Des
Feb
Mar
Apr
1.473 r)
63.149
49.127
45.111
4.016
2.531
9.752
1.738
63.459
49.972
45.886
4.086
2.523
9.229
1.734
66.157
51.385
47.211
4.175
2.747
10.287
1.737
65.937
51.726
47.496
4.230
3.113
9.622
1.475
68.701
53.576
47.950
5.626
2.938
10.609
1.578
70.202
54.281
48.633
5.648
3.022
11.580
1.319
41.661
39.090
36.639
4.026
22.004
42.955
39.810
37.219
3.785
22.639
47.067
44.032
41.413
3.796
26.338
47.107
44.595
41.935
4.097
26.242
49.993
47.136
44.855
4.478
27.717
49.889
47.139
44.820
4.325
27.427
51.154
47.954
45.093
4.506
27.997
52.746
49.573
46.975
4.849
28.996
10.522
2.094
240
1.374
10.609
2.450
298
1.617
10.795
2.591
326
1.760
11.279
2.619
267
1.872
11.596
2.660
306
1.868
12.659
2.281
364
1.413
13.069
2.318
286
1.438
12.589
2.861
760
1.537
13.130
2.598
558
1.438
477
1.901
200
434
434
556
9
480
1.573
200
434
434
535
9
536
1.929
200
434
434
535
9
505
2.423
279
434
434
535
10
480
2.314
279
434
434
533
8
486
1.996
279
234
234
347
4
504
2.571
279
4
4
121
4
594
2.466
279
4
4
564
2.784
279
4
4
124
2
130
4
601
2.747
279
4
4
139
4
530
187
-
695
187
-
719
187
-
818
187
-
998
187
-
1.090
187
-
1.193
187
-
1.084
187
-
214
661
1
403
361
0
550
321
0
6.234
6.404
6.782
5.880
6.514
6.514
6.680
6.530
8.130
9.040
8.810
9.130
61.916
60.346
61.889
65.061
58.946
60.158
62.434
64.112
64.389
67.383
66.965
69.804
71.320
23
567
23
425
23
426
23
426
22
22
22
417 r)
403 r)
397 r)
22
362
22
354
22
320
22
324
22
325
22
323
426
191
-r)
48.012
43.959
4.053
2,741 r)
a. Financing
Rupiah
Foreign Exchange
b. Inter-Bank
c. Placements at BI
bonds)
f. Other claims
Sources of Funds iB
Rupiah
Foreign Exchange
Liabilities at BI
Inter-Bank
Money Instruments
Loans received
Rupiah
Foreign Exchange
Capital Components
a. Paid-In Capital
b. Reserves
Capital
f. Capital Loans
Bank Indonesia Syariah Money
b.
c.
d.
e.
Total Assets
Office Network
Total Banks
r)
Revised figures
64
Tabel 2.4 Perkembangan Aset Perbankan Syariah
(Growth of Assets of Sharia Banks)

2014
Indikator
2011
2012
Indicator
Apr
Bank Umum Syariah

Unit Usaha Syariah
Ket:
r)
2015
2013
Mei 1. r)
Juni r)
Juli r)
Agus r)
Sep r)
Okt
Nov
Des
Feb
Mar
Apr
116.930
147.581
180.360
183.864
185.347
186.848
193.518
192.051
195.085
196.253
197.539
204.961
197.854
198.553
198.151
28.536
47.437
61.916
60.346
61.889
65.061
58.946
60.158
62.434
64.112
64.389
67.383
66.965
69.804
71.320
Syariah Commercial Banks

Syariah Business Units
Note: r) Revised figures

*) Provisional
figures
1. "Revision of data BUS-UUS began in May 2014
based on LSMK"
65
Tabel 2.5 Aktiva Produktif Perbankan Syariah
(Earning Assets of Sharia Banks)

2014
Indikator
2011
2012
2015
Indicator
2013
Apr
Mei 1.
r)
Juni
r)
Juli
r)
Agus
r)
Sep
r)
Okt
Nov
Des
Feb
Mar
Apr
102.655
151.754
184.120
187.885
189.690
193.136
194.079
193.983
196.563
196.491
198.376
199.330
197.543
200.712
201.526 Financing iB
95.480
142.501
171.229
169.077
168.326
172.063
172.096
171.860
173.541
172.501
173.142
177.231
166.940
170.936
170.931 a. Current
b. Dalam Perhatian Khusus
4.587
5.822
8.063
12.253
13.740
13.532
13.629
13.234
13.848
14.649
15.591
13.467
20.522
20.126
21.283 b. Special Mention
c. Kurang Lancar
1.075
995
1.353
2.039
2.660
2.566
3.034
2.810
2.627
2.794
2.611
2.467
2.851
2.751
2.664 c. Sub-Standard
Pembiayaan iB
a. Lancar
297
557
739
1.035
1.246
1.288
1.437
1.861
2.452
1.734
1.668
1.701
1.957
1.952
1.702 d. Doubtful
e. Macet
1.216
1.878
2.735
3.480
3.718
3.688
3.882
4.218
4.095
4.812
5.363
4.465
5.273
4.947
4.946 e. Lost
Non Performing Financing

(Nominal)
Rasio Non Performing Financing
(%)
2.588
3.430
4.828
6.554
7.624
7.542
8.354
8.890
9.175
9.341
9.642
8.632
10.081
9.650
9.312 Non Performing Financing
2,52
2,26
2,62
3,48
4,02
3,90
4,30
4,58
4,67
4,75
4,86
4,33
5,10
4,81
d. Diragukan
Ket:
r)
(Nominal)
4,62 Non Performing Financing Ratio
(%)
Note:
r)
Revised figures
*) Provisional
figures
1. "Revision of data BUS-UUS began in May 2014
based on LSMK"
66
Tabel 2.6 Komposisi DPK Perbankan Syariah
(Composition of Third Party Funds of Sharia Banks)

Desember 2010
Desember 2011
Komposisi thdp
total DPK (%)
Indikator
Nominal
(Composition to
Total Third Party
Funds) (%)
Desember 2012
Komposisi thdp
total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Desember 2013
Komposisi thdp
total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
April 2014***)
Komposisi thdp
total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Desember 2014
Komposisi thdp
total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
April 2015
Komposisi thdp
total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Komposisi thdp
total DPK (%)
Nominal
Indicator
(Composition to
Total Third Party
Funds) (%)
Giro Wadiah iB
9.056
11,91
12.006
11,79
17.708
12,00
18.523
10,09
13.978
7,54
18.649
8,56
20.658
9,65 Demand Deposit iB
Rupiah
7.914
10,41
10.678
10,49
15.683
10,63
15.736
8,57
11.376
6,13
15.407
7,07
15.671
7,32
Rupiah
Valas
1.142
1,50
1.329
1,30
2.026
1,37
2.787
1,52
2.602
1,40
3.242
1,49
4.986
2,33
Foreign Exchange
44.075
57,97
70.806
69,55
84.732
57,44
107.812
58,74
115.729
62,38
135.629
62,26
131.784
61,59 Deposits iB
42.206
55,51
67.942
66,74
80.576
54,62
100.105
54,54
106.714
57,53
126.071
57,87
122.815
57,40
1.869
2,46
2.864
2,81
4.155
2,82
7.706
4,20
9.015
4,86
9.558
4,39
8.969
4,19
22.906
30,13
32.602
32,02
45.072
30,55
57.200
31,17
55.801
30,08
63.581
29,18
61.531
28,76 Savings iB
22.688
29,84
32.290
31,72
44.288
30,02
56.059
30,54
54.617
29,44
62.926
28,88
60.797
28,41
218
0,29
312
0,31
784
0,53
1.141
0,62
1.184
0,64
655
0,30
734
0,34
76.036
100
115.415
113,37
147.512
100,00
183.534
100,00
185.508
100,00
217.858
100,00
213.973
72.807
95,75
110.910
108,94
140.547
95,28
171.900
93,66
172.707
93,10
204.404
93,82
199.284
93,13
3.229
4,25
4.505
4,42
6.965
4,72
11.634
6,34
12.801
6,90
13.454
6,18
14.689
6,87
Deposito Mudharabah iB
Rupiah
Valas
Tabungan Mudharabah iB
Rupiah
Valas
Total DPK iB
Rupiah
Valas
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
100,00 Total Third Party Funds iB
Rupiah
Foreign Exchange
67
Tabel 2.7 Tingkat Bagi Hasil Rata-rata DPK Bank Syariah
(Average of Profit Sharing Rates of Third Party Fund of Sharia Banks)

Persen (Percent)
2014
Indikator
2011
2012
2015
Indicator
2013
Apr
Mei 1.
r)
Juni
r)
Juli
r)
Agus
r)
Sep
r)
Okt
Nov
Des
Feb
Mar
Apr
Wadiah Demand Deposit iB
Giro iB
r)
Rupiah
2,15
1,01
0,74
0,85
0.58
Valas
1,13
0,26
0,11
0,16
0.32 r)
r)
0,56
0,60
0,69
0,83
0,77
0,70
0,80
1,01
1,01
0,27
0,61
0,36
0,33
0,36
0,34
0,34
0,35
0,49
0,49
0.62
Rupiah
Foreign Exchange
Mudharabah Deposits iB
Deposito iB
Rupiah
7,46
6,33
5,10
5,85
6,65
6,82
6,61
7,42
7,96
7,89
7,81
8,39
9,57
8,09
8,09
Valas
3,36
2,89
2,76
3,33
2,87
3,27
2,86
1,81
2,40
2,00
2,23
2,15
2,02
2,23
2,23
Rupiah
Foreign Exchange
Mudharabah Saving iB
Tabungan iB
Rupiah
3,23
2,41
5,66
5,86
3,73
3,47
3,41
3,41
3,52
3,47
3,39
3,60
3,44
3,50
3,50
Rupiah
Valas
0,87
0,68
1,01
1,18
0,72
0,45
0,75
0,78
0,77
0,78
0,76
0,74
0,79
0,79
0,79
Foreign Exchange
r) Revised figures
68
Tabel 2.8 Tingkat Margin Rata-rata Pembiayaan Berdasarkan Sektor Ekonomi
(Average of Margin Rates of Financing Based on Sector Economic)

Persen (Percent)
2014
Sektor Ekonomi
2011
2012
Apr
1. Pertanian, perburuan dan sarana
pertanian
Rupiah
Valas
2015
Sektor Ekonomi
2013
Mei 1.
r)
Juni
r)
Juli
r)
Agus
r)
Sep
r)
Okt
Nov
Des
Feb
Mar
Apr
13,72
15,07
15,46
16,09
16,24
16,64
17,34
17,53
17,20
17,45
17,70
17,90
17,37
17,20
17,23
14,04
15,23
15,65
16,26
16,77
17,05
17,39
17,58
17,24
17,50
17,81
18,00
17,41
17,24
17,27
9,89
12,05
12,05
12,05
6,05
6,75
7,25
7,29
7,28
7,29
5,99
6,00
7,29
7,29
7,29
12,22
11,36
12,44
12,51
10,50
10,61
12,42
12,53
12,57
11,56
12,07
12,26
11,39
11,35
9,98
13,70
13,03
15,77
15,72
12,84
12,95
15,38
15,79
15,72
13,93
15,35
15,39
14,27
13,70
11,09
9,60
7,99
7,64
8,57
7,93
8,17
9,01
9,05
9,13
9,22
8,60
8,88
8,51
8,58
8,32
Valas
13,49
12,18
11,45
11,56
12,70
13,30
13,22
13,20
13,18
13,26
13,46
13,71
12,93
13,24
12,82
Rupiah
13,56
12,58
11,84
11,87
13,89
14,33
14,18
14,24
14,29
14,38
14,56
14,98
14,31
14,69
14,25
Valas
11,78
9,65
7,97
8,01
6,65
8,26
8,01
7,92
8,09
8,04
8,13
8,04
6,67
6,52
6,56
14,03
12,91
11,24
11,38
12,43
11,21
11,77
11,67
11,66
12,06
13,22
13,10
11,94
12,21
12,24
Rupiah
14,56
13,77
12,94
13,00
12,99
12,94
13,85
13,68
13,49
13,56
14,93
14,84
13,21
13,59
13,68
Valas
10,30
8,90
8,18
8,26
11,47
7,83
7,64
7,64
7,72
8,05
8,16
8,14
8,51
8,62
8,60
5. Konstruksi
14,32
13,95
12,26
12,60
13,28
13,60
12,79
13,64
13,28
13,85
14,47
14,42
13,80
14,10
14,08
Rupiah
14,54
14,46
12,42
12,85
13,63
13,94
12,91
13,81
13,43
14,04
14,69
14,65
13,91
14,22
14,23
Valas
12,11
10,62
9,61
9,32
9,33
9,29
10,93
10,94
10,81
10,78
10,64
10,62
11,63
11,71
10,78
19,25
18,33
17,87
17,57
18,12
16,80
16,98
21,04
21,09
20,82
21,03
21,01
20,59
20,20
20,01
19,60
18,74
18,26
17,89
18,23
16,89
17,07
21,12
21,18
20,90
21,13
21,13
20,72
20,33
20,15
8,99
9,14
8,97
9,22
9,64
9,53
9,14
12,94
12,01
12,05
10,28
8,86
8,72
8,62
8,25
15,08
13,96
12,13
10,04
12,03
12,59
12,78
12,62
12,33
12,25
13,33
13,78
11,56
11,03
10,62
2. Pertambangan
Rupiah
Rupiah
3.
6. Perdagangan, restoran dan hotel

Rupiah
Valas
7. Pengangkutan, pergudangan dan
komunikasi
Rupiah
1. Agriculture, hunting and

agricultural facilities
Rupiah
Foreign Exchange
2. Mining
Rupiah
Foreign Exchange
3. Manufacturing
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
5. Construction
Rupiah
Foreign Exchange
6. Trade, restaurants and hotels
Rupiah
Foreign Exchange
7. Transportation, warehousing
and communications
Rupiah
16,20
15,40
13,81
13,63
13,34
14,50
14,53
14,63
14,39
14,87
16,99
16,80
14,13
14,12
13,70
Valas
9,12
8,94
8,07
4,39
9,10
8,14
8,26
7,45
7,46
6,46
6,56
7,83
6,54
5,97
5,48
8. Jasa Dunia usaha
14,37
13,86
13,20
12,90
12,28
12,28
12,28
13,70
13,55
14,32
14,74
14,55
14,07
14,31
14,04
14,51
13,98
13,22
12,93
12,46
12,46
12,46
13,76
13,65
14,23
14,66
14,47
13,97
14,23
13,97
8,89
8,61
12,29
11,70
11,70
11,63
11,63
5,83
4,37
21,92
21,08
21,36
22,64
20,15
19,41
14,57
12,76
11,66
12,69
14,64
15,76
13,88
17,30
16,96
17,82
17,06
16,94
16,22
17,49
16,11
14,67
12,74
11,74
12,78
14,76
15,92
13,98
17,45
17,12
17,99
17,20
17,09
16,52
17,80
16,39
7,98
14,41
8,55
7,34
6,41
6,70
7,61
7,62
7,66
7,67
8,20
8,30
6,03
6,03
6,41
9,68
10,29
10,64
12,10
13,23
11,67
11,04
10,88
11,03
11,17
11,43
11,44
11,80
12,36
11,88
Rupiah
9,99
10,63
11,03
12,24
13,22
11,69
11,04
10,89
11,04
11,18
11,43
11,44
11,80
12,36
11,88
Rupiah
Valas
0,78
0,36
0,54
0,49
0,49
0,58
0,58
0,49
1,20
0,14
2,36 r)
3,10
2,79
2,58
4,39
Foreign Exchange
Rupiah
Valas
9. Jasa sosial/masyarakat
Rupiah
Valas
10. Lain-lain
1)
Ket: terdapat formulasi baru untuk perhitungan bagi hasil

akad ijarah
Note:
1)
Foreign Exchange
8. Business Services
Rupiah
Foreign Exchange
9. Social Services
Rupiah
Foreign Exchange
10. Others
there is a new formulation for the calculation of the results ijara contract
r) Revised figures
*) Provisional
1. "Revision of data BUS-UUS began in May
2014 basedfigures
on LSMK"
69
Tabel 2.9 Tingkat Margin Rata-rata Pembiayaan Berdasarkan Jenis Penggunaan
(Average of Margin Rates of Financing Based on Type of Use)

Persen (Percent)
2014
Jenis Penggunaan
2011
2012
2013
Apr
Modal Kerja
Rupiah
Valas
Mei 1.
r)
Juni
r)
Juli
r)
Agus
r)
2015
Sep
r)
Type of Use
Okt
Nov
Des
Feb
Mar
Apr
15,33
14,33
13,38
13,21
13,41
13,92
14,88
17,32
17,11
17,37
17,69
17,68
16,88
17,07
16,17
Working Capital
15,65
14,63
13,73
13,73
13,84
14,49
15,47
18,00
17,82
17,97
18,34
18,25
17,55
18,06
17,11
Rupiah
9,67
9,29
8,05
6,31
9,04
8,29
8,32
8,24
8,02
9,57
9,37
10,36
8,58
7,75
7,21
Foreign Exchange
14,42
13,96
13,00
13,07
13,59
13,55
13,70
13,81
13,66
14,10
14,21
14,27
13,57
13,87
13,97
Investment
Rupiah
14,74
14,37
13,33
13,42
14,69
14,61
14,75
14,86
14,72
15,24
15,36
15,40
14,54
14,80
14,92
Rupiah
Valas
10,14
9,48
10,19
10,03
8,32
8,12
7,96
7,98
8,01
8,14
8,13
8,14
8,32
8,39
8,31
Konsumsi
9,68
10,38
10,79
12,10
11,24
11,29
10,83
11,06
11,10
11,45
11,95
11,93
11,96
12,36
12,27
9,99
10,72
11,19
12,24
11,26
11,31
10,83
11,06
11,11
11,46
11,95
11,93
11,96
12,36
12,27
Rupiah
0,14
r)
2,79
2,58
4,43
Foreign Exchange
Investasi
Rupiah
Valas
0,78
Ket: 1) terdapat formulasi baru untuk perhitungan

bagi hasil akad ijarah
0,36
0,55
0,77
0,77
0,77
0,77
0,49
0,18
2,36
3,10
Note:
1)
Foreign Exchange
Consumption
there is a new formulation for the calculation of the results ijara contract
r) Revised figures
70
Tabel 2.10 Kegiatan Usaha BPR Syariah
(Sharia Rural Banks Operation)

2014
Indikator
2011
2012
2015
Indicator
2013
Apr
Mei 1.
r)
Juni
r)
Juli
r)
Agus
r)
Sep
r)
Okt
Nov
Des
Feb
Mar
Apr
3.328
4.459
5.544
5.635
5.631
5.620
5.648
5.777
5.855
5.980
6.055
6.287
6.333
6.427
6.498 Disbursement of Fund iB
2.676
652
3.554
906
4.433
1.110
4.727
908
4.789
842
4.845
774
4.850
798
4.846
932
4.918
937
4.948
1.032
4.980
1.075
5.005
1.282
5.093
1.240
5.216
1.211
5.326
1.172
2.892
2.095
412
448
1.235
694
80
23
3.911
2.938
527
590
1.820
855
91
27
4.866
3.666
668
701
2.297
1.104
55
41
4.958
3.734
683
693
2.358
1.120
55
49
4.942
3.681
678
687
2.316
1.155
56
49
4.916
3.599
671
651
2.277
1.207
59
52
4.929
3.592
662
629
2.300
1.229
61
48
5.062
3.729
718
678
2.332
1.220
69
44
5.110
3.753
726
680
2.347
1.235
79
43
5.190
3.802
737
692
2.373
1.255
89
44
5.256
3.853
743
696
2.414
1.258
92
53
5.439
4.028
790
750
2.488
1.265
92
54
5.484
4.083
781
749
2.553
1.251
100
51
5.615
4.153
792
773
2.589
1.288
104
69
5.666 Source of Funds iB

4.205
Third Party Funds
809
Wadiah Savings iB
773
Mudharabah Savings iB
2.623
Deposit Mudharabah iB
1.301
Interbank Liabilities
103
Loan received
57
Other Liabilities
Beberapa Komponen Modal
501
616
732
704
640r)
758
758
771
786
805
818
844
914
863
868 Some Components of Capital
Modal Disetor
Cadangan
L/R Tahun berjalan
L/R Tahun Lalu
390
50
87
(26)
472
61
106
(24)
556
82
129
(35)
600
104
603
613
109
62
(27)
621
109
58
(30)
626
109
67
(31)
629
109
79
(32)
633
109
94
(31)
637
109
104
(32)
646
109
122
(32)
706
113
22
72
713
119
28
3
730
117
41
(20)
Penyaluran Dana iB
Pembiayaan iB
Antar Bank Aktiva iB
Sumber Dana iB
Dana Pihak Ketiga
Tabungan iB Wadiah
Tabungan iB Mudharabah
Deposito iB Mudharabah
Antar Bank Passiva
Kewajiban Lainnya
Ket: r) Angka-angka diperbaiki
r)
40
5r)
106r)
50
(12)
Financing iB
Interbank Assets iB
Paid-In Capital
Reserves
Current Earnings (Profit/Loss)
71
Tabel 2.11 Aset dan Pembiayaan BPR Syariah
(Asset and Financing of Sharia Rural Bank)

2014
Indikator
2011
2012
2015
Indicator
2013
Apr
Mei 1.
r)
Juni
r)
Juli
r)
Agus
r)
Sep
r)
Okt
Nov
Des
Feb
Mar
Apr
3.520
4.699
5.833
5.946
5.937
5.933
5.934
6.083
6.150
6.266
6.343
6.573
6.641
6.732
6.800 Assets
Pembiayaan iB
2.676
3.554
4.433
4.727
4.789
4.845
4.850
4.846
4.918
4.948
4.980
5.005
5.093
5.216
5.326 Financing iB
Lancar
2.512
3.335
4.145
4.348
4.395
4.449
4.432
4.418
4.491
4.505
4.542
4.610
4.629
4.727
4.829
Kurang Lancar
49
73
91
150
152
154
161
159
149
158
155
136
191
191
174
Sub Standard
Diragukan
45
52
66
72
81
81
86
91
90
91
89
81
85
98
109
Doubtful
Macet
70
94
132
156
162
162
171
177
189
193
195
177
188
200
214
Lost
Non Performing Financing (Nominal)
164
219
288
378
394
396
418
428
427
442
439
395
464
489
497 Non Performing Financing (Nominal)
Non Performing Financing (%)
6,11
6,15
6,50
8,00
8,23
8,18
8,62
8,83
8,68
8,94
8,81
7,89
9,11
10,36
Aset
Current
9,33 Non Performing Financing (%)
72
Tabel 2.12 Jaringan Kantor Perbankan Syariah
(Sharia Bank Office Network)

2014
Indikator
2011
2012
2015
Indicator
2013
Apr
Mei 1.
r)
Juni
r)
Juli
r)
Agus
r)
Sep
r)
Okt
Nov
Des
Feb
Mar
Apr
Sharia Commercial Banks
Bank Umum Syariah (BUS)

Jumlah Bank
Total Bank
11
11
11
11
11
11
12
12
12
12
12
12
12
12
12
1.390
1.734
1.987
2.139
2.145
2.149
2.175
2.174
2.174
2.157
2.147
2.151
2.145
2.138
2.135
24
24
23
23
23
23
22
22
22
22
22
22
22
22
22
312
493
567
425
426
426
417 r)
403 r)
397 r)
362
354
320
324
325
323
Jumlah Bank
155
158
163
163
163
163
163
163
163
163
163
163
162
162
162
Total Bank
Jumlah Kantor
364
401
402
425
428
429
424
436
433
431
438
439
486
471
471
Total Bank Offices
Jumlah Kantor
Sharia Business Units
Unit Usaha Syariah (UUS)

Jumlah Bank
Jumlah Kantor
Total Bank
Total Bank Offices
Sharia Rural Bank
BPR Syariah
Total Bank Offices

73
Tabel 2.13 Kinerja Bank Umum Syariah
(Sharia Commercial Bank Performance)

Indikator
CAR (%)
- Modal
- ATMR
2011
2012
2013
2014
Apr
16,63
11.297
67.936
14,14
13.866
98.071
14,42
18.089
125.429
16,68
19.372
116.124
94,38
757
13.471
97,34
3.341
125.551
96,96
4.668
153.688
95,77
6.664
157.506
1,20
949
79.144
2,04
2.184
1,82
2.558
1,45
2.147
Mei 1. r)
Juni r)
Juli r)
Agus r)
Sep r)
16,85
16,21
15226,929 18787,615
90372,117 115885,24
r)
14.76
17,904 r)
121,318 r)
r)
14.73
17,388 r)
118065,3
4.13 r)
7.606
184.055
4.46 r)
9.354
209.785
0.93 r)
1.533 r)
0.84 r)
1.400 r)
165.666 r)
167.044 r)
Okt
r)
Nov
Des
r)
2015
Mar
Feb
15.66
19.521
124.626
13,76
20.132
146.343
13,85
20.464
147.757
14.06*
20.488
145.712
CAR (%)
- Capital
5.15 r)
9.480
184.207
5.47 r)
10.180
186.032
4.78 r)
10.055
210.371
5,98
10.974
183.362
5,76
10.516
182.716
5,75
10.515
182.833
Earning Assset Quality

Classified Earning assets to
- Classified Earning Assets
- Total Earning assets
0.68 r)
1.162 r)
0.43 r)
737 r)
0.62 r)
1.081 r)
2.92 *)
916 r)
0,86
1.553
0,75
1.353
0,68
1.220
171.931 r)
172.930 r)
174.028 r)
175.548 r)
179.826
179.860
179.893
r)
0.56 *)
0,49
0,41
0,78
0,69
0,62
822
198.248
1.544
197.620
94,23
1.371
197.931
95,98
1.227
197.986
96,69
14,60
18.229 r)
124.823 r)
4.47 r)
8.456
189.286
4.71 r)
9.064
192.582
0.85 r)
1.450 r)
0.68 r)
1.159 r)
170.425 r)
170.793 r)
KAP
-
APYD terhadap Aktiva Produktif

APYD
Total Aktiva Produktif
Rentabilitas
NOM (%)
- Pendapatan
-
Rata-rata Aktiva
ROA (%)
- Laba
- Rata-Rata total aset
BOPO (%)
-
Biaya Operasional
Pendapatan
Likuiditas
Short Term Mistmach (%)
- Aktiva Jangka Pendek
-
Kewajiban Jangka
FDR (%)
95,68
8.719
201.906
Indicator
Apr
15,74
19.585
124.405
15,25
18.437
120.871
Profitability
NOM (%)
- Net Operations Income
-
Average Earning Assets
107.114
140.544
148.543
1,59
1,94
1,58
1,09
1.460
92.058
81,65
2.397
123.667
76,35
2.573
162.544
82,16
1.949
179.112
84,50
1.378 r)
186.769 r)
94,67 r)
1.328
1.045
1.051
185.347 r)
94,64 r)
191.446 r)
94,56 r)
191.503 r)
95,80 r)
197.424 r)
95,74 r)
629 r)
197.233 r)
97,37 r)
972
197.281
6.378
7.812
7.678
10.057
12.012
14.621
4.443
5.258
11.288 r)
11.927 r)
12.673 r)
13.387 r)
14.713 r)
15.559 r)
17.635 r)
18.407 r)
19.595 r)
20.466 r)
22.746 r)
23.360 r)
26.073 r)
27.063 r)
29.285 r)
30.201 r)
4.226
4.484
8.073
8.411
11.866
12.272
Profit
Average Assets
Operating Expenses to
Operations Revenue (%)
- Operations Expenses
- Operations Income
19,64
16.779
85.448
18,04
18.689
16,33
20.277
18,37
20.589
17,82
24.303
17,07
23.459
18,81
26.516
18,57
26.387
19,07
26.665
19,07
26.665
21,54
31.497
18,22
27.833
19,05
28.068
19,98
29.933
20,65
31.060
Liquidity
Short Term Mistmach (%)
- Short-Term Assets
140.985
142.058
139.852
139.852
146.255
152.758
147.368
149.842
150.408
93,05
93,90
93,90
89,91
86,66
89,37
89,15
89,57
148.403
147.944
145.817
147.136
147.245
0.81
r)
1.505
0.74
r)
103.588
124.192
112.068
136.362
137.452
91,41
120,65
95,87
95,50
93,55
95,21
0.69
94,02
r)
r)
0.55
r)
0.53
96,34
r)
96,97
r)
ROA (%)
-
Short-Term Liabilities
FDR (%)
Pembiayaan
32.165
142.148
137.268
138.492
141.038
143.316
146,402 r)
145.971
147.737
147.737
Dana Pihak Ketiga
35.186
117.817
143.174
145.014
150.757
150.530
155,707 r)
156.870
157.332
Third Party Funds

r) Revised figures, with dark color revised at Feb 2015
r) Revision on data for KAP at July-December 2014 on Banking Health Measurement, which is based on SE OJK No.
11/SEOJK.03/2014 at June 11th, 2014
Ket:
r) Angka-angka diperbaiki, dengan warna gelap revisi dilakukan pada data Feb 2015
r) untuk Data KAP posisi Juli - Desember 2014 terdapat revisi tingkat kesehatan BUS - UUS berdasarkan SE OJK
No. 11/SEOJK.03/2014 tgl 11 Juni 2014
157.332
165.050
170.723
163.159
165.034
164.400
Financing
74
Tabel 2.14 Bank Umum Syariah Berdasarkan Tingkat Rasio
(Sharia Commercial Based on Ratios)

2014
Indikator
2011
2012
2015
Indicator
2013
Mei 1. r)
Apr
Juni r)
Juli r)
Agus r)
Sep r)
Okt
Nov
Des
Feb
Mar
Apr
Tier One Capital
Modal Inti
<100 miliar
>100 miliar
11
11
11
11
11
11
12
12
12
12
12
12
12
12
12
<100 billion
>100 billion
Capital Adequacy Ratio
CAR
<12%
>12%
10
10
10
10
10
11
11
10
11
10
10
<12%
>12%
Non Performing Loan Ratio
NPL
<5%
11
11
11
10
10
>5%
<5%
>5%
Return on Asset Ratio
ROA
<1,5%
10
10
10
11
<1,5%
>1,5%
>1,5%
Finance to Deposit Ratio

0
<50%
FDR
<50%
>50%
11
11
11
11
11
11
12
12
12
12
12
12
12
12
12
>50%
75
Tabel 3.1 Kegiatan Usaha Bank Perkreditan Rakyat
(Rural Banks Operations)

2014
Indikator
2011
2012
2015
Indicator
2013
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Feb
Mar
Apr
Fund Disbursements
Penyaluran Dana
a. Kredit
41.100
49.818
59.176
63.036
64.209
65.507
66.268
66.264
67.061
67.359
67.648
68.391
69.457
70.409
71.343
a. Credits
b. Antar Bank Aktiva
12.434
14.935
15.374
13.413
12.513
11.953
11.886
13.356
13.953
15.326
16.352
18.540
17.979
18.137
18.126
b. Inter-Bank Assets
38.209
44.870
50.520
52.113
52.224
52.120
52.474
53.824
54.605
55.730
56.800
58.750
59.742
60.540
61.272
Deposito
26.174
30.401
33.879
35.101
35.326
35.640
36.272
36.854
37.301
38.104
38.751
39.919
41.032
41.849
42.403
Time Deposits
Tabungan
12.035
14.468
16.641
17.012
16.898
16.480
16.202
16.970
17.304
17.626
18.048
18.831
18.710
18.691
18.869
Savings Deposits
6.420
9.528
1.896
1.850
1.762
1.672
1.593
1.649
1.708
1.848
1.918
2.006
2.091
2.157
2.274
b. Inter-Bank Liabilities
c. Pinjaman yang Diterima
443
426
11.165
11.462
11.644
12.411
12.719
12.595
12.833
12.861
13.007
13.386
12.815
13.065
13.010
d. Kewajiban Segera
389
466
421
543
492
480
500
454
459
408
464
452
531
614
242
Source of Funds
Sumber Dana
a. DPK
b. Antar Bank Pasiva
c. Loans received
d. Immediate Liabilities
Several Components of Capital
Beberapa Komponen Modal

a. Modal Disetor
5.517
6.227
6.997
7.334
7.357
7.532
7.644
7.755
7.936
8.051
8.105
8.227
8.409
8.518
8.559
a. Paid In Capital
b. Cadangan
1.465
1.726
1.573
1.757
1.783
1.786
1.802
1.837
1.807
1.798
1.810
1.819
1.836
1.926
1.993
b. Reserves
c. L/R Tahun Berjalan
1.853
2.328
2.661
875
1.117
1.354
1.506
1.741
2.008
2.254
2.484
2.682
(125)
(24)
564
1.462
1.290
1.209
1.131
2.570
1.051
1.047
1.010
d. L/R Tahun Lalu
Ket: Sejak data November 2013 pos Antar Bank Pasiva tidak termasuk
pinjaman yang diterima dari Bank lain.
Sejak Data November 2013 pos Pinjaman Yang Diterima termasuk
pinjaman yang diterima dari Bank lain.
411
689
882
c. Current Earnings
d. Retained Earnings
(Profit/Loss)
since November 2013, data Inter-Bank liabilities not include Loans received form other bank
since November 2013, data Loans received include Loans received form other bank
978
3.173
2.573
1.972
78
Tabel 3.2 Kinerja Bank Perkreditan Rakyat
(Rural Banks Performance)

2014
Indikator
2011
2012
Indicator
Apr
LDR (%)
2015
2013
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Feb
Mar
Apr
81,01 LDR (%)
78,54
78,63
84,34
84,25
85,37
85,80
86,71
86,10
84,96
83,98
81,08
79,79
79,68
80,26
- Total Kredit
41.144
49.866
59.176
63.508
64.844
66.397
67.005
67.143
67.683
68.115
67.648
68.391
69.404
70.409
71.350
Total Credit
- Penghimpunan Dana
44.836
54.535
60.024
64.253
64.679
65.301
65.739
66.350
67.828
69.072
70.883
72.914
73.390
74.341
75.055
Funds collected
7.551
8.880
10.137
11.124
11.282
12.086
11.535
11.630
11.836
12.035
12.552
12.801
13.713
13.385
13.021
Core Capital
- Modal Inti
NPL (%)
- Kredit Non Lancar
- Total Kredit
ROA (%)
- L/R Tahun Berjalan
- Total Aktiva
ROE (%)
5,52 NPL (%)
5,22
4,75
4,41
5,06
5,17
5,08
5,24
5,37
5,28
5,40
5,36
4,75
5,50
5,46
2.146
2.369
2.610
3.190
3.321
3.325
3.471
3.557
3.542
3.635
3.628
3.252
3.822
3.843
3.938
Non Current Credits
41.100
49.818
59.176
63.036
64.209
65.507
66.268
66.264
67.061
67.359
67.648
68.391
69.457
70.409
71.343
Total Credit
2,87 ROA (%)
3,32
3,46
3,44
3,32
3,37
3,37
3,18
3,16
3,19
3,16
3,10
2,98
2,73
3,01
1.853
2.328
2.661
875
1.117
1.354
1.506
1.741
2.008
2.254
2.484
2.682
411
689
882
55.799
67.397
77.376
79.159
79.524
80.329
81.091
82.625
84.011
85.623
87.344
89.878
90.419
91.550
92.398
Current Earnings
(Profit/Loss)
Total Aktiva
26,30 ROE (%)
29,46
32,63
32,41
30,25
30,74
30,44
28,64
28,59
28,73
28,68
28,56
27,89
25,12
27,59
- L/R Tahun Berjalan
1.853
2.328
2.661
875
1.117
1.354
1.506
1.741
2.008
2.254
2.484
2.682
411
689
882
- Modal Disetor
5.517
6.227
6.997
7.334
7.357
7.532
7.644
7.755
7.936
8.051
8.105
8.227
8.409
8.518
8.559
Paid In Capital
772
909
1.214
1.343
1.362
1.365
1.374
1.378
1.381
1.380
1.382
1.389
1.409
1.467
1.506
General Reserve
- Cadangan Umum
Ket:
*)
Angka-angka sementara
79
Tabel 3.3 Perkembangan Aset BPR Berdasarkan Lokasi BPR
(Growth of Rural Banks Asset Based on Location)

Lokasi
2011
2012
2014
2013
2015
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Feb
Mar
Apr
Location
1. Jawa Barat
9.771
11.293
12.663
13.160
13.357
13.381
13.548
13.842
14.037
14.332
14.677
15.099
15.190
15.303
15.374
2. Banten
1.056
1.308
1.529
1.537
1.498
1.522
1.537
1.576
1.636
1.655
1.711
1.833
1.970
2.054
2.075
3. DKI Jakarta
1.341
1.579
1.625
1.628
1.667
1.678
1.694
1.720
1.729
1.780
1.807
1.889
1.901
1.933
1.939
4. D.I Yogyakarta
2.610
3.097
3.510
3.568
3.596
3.671
3.704
3.755
3.826
3.926
4.028
4.127
4.138
4.207
4.268
12.851
14.938
16.844
17.131
17.170
17.267
17.440
17.882
18.110
18.526
18.838
19.234
19.444
19.567
19.818
6.562
7.898
8.910
9.221
9.329
9.436
9.572
9.727
9.797
9.865
9.997
10.226
10.307
10.352
10.628
5. Jawa Tengah
6. Jawa Timur
7. Bengkulu
33
39
39
45
49
50
49
50
50
51
54
55
56
57
56
8. Jambi
424
644
738
734
729
732
736
740
740
740
747
759
759
767
772
9. Aceh
125
138
161
164
163
160
157
161
162
164
165
168
168
170
170
10. Sumatera Utara
763
877
967
978
978
991
997
1.017
1.035
1.048
1.055
1.049
1.076
1.074
1.084
11. Sumatera Barat
1.278
1.406
1.337
1.313
1.306
1.288
1.253
1.296
1.296
1.318
1.320
1.346
1.341
1.349
1.347
899
1.015
1.050
1.054
1.048
1.071
1.052
1.081
1.080
1.109
1.107
1.134
1.130
1.163
1.152
2.836
3.425
3.842
3.864
3.894
4.001
4.041
4.114
4.218
4.320
4.369
4.446
4.591
4.677
4.747
834
996
1.046
1.036
1.027
1.021
1.036
1.024
1.083
1.099
1.100
1.156
1.105
1.106
1.100
15. Bangka Belitung
50
59
75
75
75
75
75
80
80
82
84
89
100
101
99
12. Riau
13. Kepulauan Riau
16. Lampung
4.386
5.167
6.678
6.871
6.872
7.000
7.058
7.116
7.221
7.412
7.577
7.897
7.853
7.965
7.959
389
396
416
430
426
423
424
427
435
443
447
533
479
486
485
820
979
953
977
942
956
946
978
1.024
983
1.023
1.020
1.006
1.031
1.013
282
310
336
328
330
328
315
301
302
327
331
359
348
354
357
67
137
232
185
192
197
207
214
261
230
324
287
256
251
244
21. Sulawesi Tengah
504
955
1.372
1.425
1.424
1.429
1.443
1.448
1.468
1.482
1.496
1.535
1.524
1.616
1.638
669
925
1.064
1.164
1.163
1.190
1.205
1.203
1.223
1.255
1.276
1.310
1.344
1.339
1.378
23. Sulawesi Utara
625
820
963
900
891
897
896
920
926
940
965
995
982
989
994
80
103
133
135
141
142
150
157
163
163
169
187
198
200
217

25. Sulawesi Barat
26. Gorontalo
28. Bali
30
35
36
35
35
35
34
34
34
34
34
35
34
34
34
716
840
940
944
952
929
940
967
992
1.010
1.032
1.062
1.064
1.074
1.083
4.801
6.326
7.721
8.123
8.104
8.250
8.347
8.507
8.719
8.894
9.115
9.380
9.444
9.604
9.695
200
253
337
345
352
355
363
367
374
383
398
415
417
417
421
30. Maluku
391
747
1.001
927
949
977
980
998
1.021
1.054
1.073
1.174
1.112
1.160
1.127
31. Papua
314
516
609
626
628
640
643
663
693
712
728
754
751
812
790
32. Maluku Utara
13
17
22
24
24
24
30
32
32
32
33
35
35
36
36
33. Papua Barat
74
152
221
206
206
204
209
217
231
243
257
280
289
296
291
34. Lainnya
Total
55.799
67.397
77.376
79.159
79.524
80.329
81.091
82.625
84.011
85.623
87.344
89.878
90.419
91.550
92.398
1. Jawa Barat
2. Banten
3. DKI Jakarta
4. D.I Yogyakarta
5. Jawa Tengah
6. Jawa Timur
7. Bengkulu
8. Jambi
9. Aceh
10. Sumatera Utara
11. Sumatera Barat
12. Riau
13. Kepulauan Riau
15. Bangka Belitung
16. Lampung
21. Sulawesi Tengah
23. Sulawesi Utara
25. Sulawesi Barat
26. Gorontalo
28. Bali
30. Maluku
31. Papua
32. Maluku Utara
33. Papua Barat
34. Others
Total
80
Tabel 3.4 Jumlah BPR Berdasarkan Total Aset
(Rural Banks Based on Total Assets)

2014
Total Aset
2011
2012
Total Asset
Apr
Total Aset BPR
16
12
2015
2013
9
Mei
10
Jun
10
Jul
8
Ags
9
Sep
8
Okt
9
Nov
8
Des
7
Feb
12
Mar
6
Apr
6
8 Total Asset Rural bank
< 1 Billion
< 1 Miliar
Total Aset BPR
264
229
213
204
203
207
201
195
195
197
192
190
199
197
387
333
267
263
263
262
264
263
261
252
253
245
229
232
1 up to 5 Billion
1 s.d 5 Miliar
Total Aset BPR
5 up to 10 Billion
5 s.d 10 Miliar
Total Aset BPR
1.002
1.079
1.146
1.158
1.158
1.157
1.161
1.168
1.169
1.178
1.185
1.196
1.209
1.208
1.218 Total Asset Rural bank
> 10 Billion
> 10 Miliar
Total
1.669
1.653
1.635
1.635
1.634
1.634
1.635
1.634
1.634
1.635
1.637
1.643
1.643
1.643
1.642
Total
81
Tabel 3.5 Non Performing Loan Bank Perkreditan Rakyat
(NPL of Rural Bank)

2014
Kolektibilitas
Kredit
a. Lancar
b. Kurang Lancar
c. Diragukan
2011
2012
2015
Collectibility
2013
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Feb
Mar
Apr
41.100
49.818
59.176
63.036
64.209
65.507
66.268
66.264
67.061
67.359
67.648
68.391
69.457
70.409
71.343 Credit
38.953
47.450
56.566
59.847
60.888
62.181
62.796
62.707
63.519
63.724
64.020
65.139
65.635
66.565
67.405
495
577
640
957
979
982
1.039
1.055
1.001
1.020
993
773
1.161
1.174
1.169
a. Current
b. Sub-Standard
c. Doubtful
420
453
537
617
652
645
687
705
722
730
746
713
758
720
763
1.231
1.339
1.433
1.616
1.690
1.698
1.745
1.797
1.819
1.885
1.889
1.766
1.903
1.949
2.006
Non Performing Loan (Nominal)
2.146
2.369
2.610
3.190
3.321
3.325
3.471
3.557
3.542
3.635
3.628
3.252
3.822
3.843
3.938 Non Performing Loan (Nominal)
Rasio Non Performing Loan (%)
5,22
4,75
4,41
5,06
5,17
5,08
5,24
5,37
5,28
5,40
5,36
4,75
5,50
5,46
5,52 Non Performing Loan Ratio (%)
d. Macet
d. Lost
82
Tabel 3.6 Non Performing Loan BPR Berdasarkan Lokasi
(NPL of Rural Banks Based On Location)

Lokasi
2011
2012
2014
2013
Apr
Mei
Jun
Jul
2015
Ags
Sep
Okt
Nov
Des
Feb
Mar
Location
Apr
455
501
529
605
625
625
677
700
724
739
738
700
774
759
773
1. Jawa Barat
2. Banten
85
89
99
107
109
96
108
118
112
114
111
101
118
117
133
2. Banten
3. DKI Jakarta
46
64
64
84
78
82
70
59
63
70
73
66
75
74
69
4. D.I Yogyakarta
109
115
123
148
154
164
169
173
160
165
173
144
183
180
186
5. Jawa Tengah
675
687
697
838
878
886
917
940
935
945
944
825
959
973
1.002
6. Jawa Timur
194
204
247
332
339
340
363
383
392
411
418
374
446
459
479
8. Jambi
13
14
36
50
52
55
58
58
60
63
67
64
78
76
82
9. Aceh
12
12
13
13
13
13
12
12
11
12
13
13
10. Sumatera Utara
48
40
50
57
56
58
57
60
61
57
58
55
59
61
61
10. Sumatera Utara
11. Sumatera Barat
66
68
68
90
97
98
106
106
101
101
97
83
96
98
94
11. Sumatera Barat
12. Riau
49
89
103
113
120
121
127
124
123
119
120
112
122
122
124
12. Riau
13. Kepulauan Riau
37
62
65
84
96
89
88
92
95
99
96
80
112
109
115
13. Kepulauan Riau
27
34
47
55
54
55
62
62
75
85
66
58
98
90
106
15. Bangka Belitung
16. Lampung
51
57
65
76
73
75
78
80
81
85
89
77
84
82
85
16. Lampung
12
17
27
40
41
42
44
45
44
45
45
44
47
50
52
16
27
22
24
24
27
28
28
27
26
26
27
31
31
33
24
29
30
33
33
33
33
38
36
37
37
32
30
27
30
11
14
12
11
21
11
15
10
21. Sulawesi Tengah
12
14
15
16
17
16
16
18
18
16
21
21
20
21. Sulawesi Tengah
15
13
12
26
28
28
30
30
25
26
26
22
29
32
32
23. Sulawesi Utara
18
25
59
83
78
77
69
70
68
66
74
59
64
63
62
23. Sulawesi Utara
10
12
12
12
12
12
13
13
13
11
14
16
16
25. Sulawesi Barat
25. Sulawesi Barat
26. Gorontalo
26. Gorontalo
69
79
67
76
80
77
77
77
74
71
70
66
75
78
79
28. Bali
95
103
138
178
205
194
203
195
180
195
185
168
212
243
217
15
18
21
23
26
26
27
30
22
39
27
31
30. Maluku
31. Papua
10
10
10
10
12
18
14
32. Maluku Utara
32. Maluku Utara
33. Papua Barat
33. Papua Barat
34. Lainnya
34. Others
2.146
2.369
2.610
3.190
3.321
3.325
3.471
3.557
3.542
3.635
3.628
3.252
3.822
3.843
3.938
1. Jawa Barat
7. Bengkulu
Total
3. DKI Jakarta
4. D.I Yogyakarta
5. Jawa Tengah
6. Jawa Timur
7. Bengkulu
8. Jambi
9. Aceh
15. Bangka Belitung

28. Bali
30. Maluku
31. Papua
Total
83
Tabel 3.7 Komposisi DPK Bank Perkreditan Rakyat
(Composition of Third Party Funds of Rural Bank)

Desember 2011
Nominal
Desember 2012
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Desember 2013
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
April 2014
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Desember 2014
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
April 2015
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Komposisi thd
Total DPK (%)
Nominal
Indicator
(Composition to
Total Third Party
Funds) (%)
Deposito
26.174
68,50
30.401
67,75
33.879
67,06%
30.908
67,19%
39.919
67,95%
42.403
69,20% Time Deposits
Tabungan
12.035
31,50
14.468
32,25
16.641
32,94%
15.091
32,81%
18.831
32,05%
18.869
30,80% Saving
Total DPK
38.209
100,00
44.870
100,00
50.520
100%
45.999
100%
58.750
100%
61.272
100% Total Third Party Funds
84
Tabel 3.8 Komposisi DPK BPR Berdasarkan Lokasi Penghimpunan - April 2015
(Composition of Third Party Funds of Rural Banks Based on Location - April 2015)
Tabungan
Deposito
Total DPK
(Saving Deposits)
(Time Deposits)
(Total of Third Party Funds)
Pangsa Thd Total DPK (%)
Location
(Portion to Total Third Party Funds (%)

1. Jawa Barat
1. Jawa Barat
2.906
8.231
11.137
18,18%
2. Banten
300
966
1.266
2,07%
2. Banten
3. DKI Jakarta
126
1.151
1.277
2,08%
3. DKI Jakarta
4. D.I Yogyakarta
983
2.152
3.135
5,12%
4. D.I Yogyakarta
5. Jawa Tengah
6.057
8.511
14.568
23,78%
5. Jawa Tengah
6. Jawa Timur
2.019
4.428
6.447
10,52%
6. Jawa Timur
7. Bengkulu
17
17
34
0,06%
7. Bengkulu
8. Jambi
85
503
588
0,96%
8. Jambi
9. Aceh
34
53
87
0,14%
10. Sumatera Utara
407
419
826
1,35%
10. Sumatera Utara
11. Sumatera Barat
615
386
1.001
1,63%
11. Sumatera Barat
12. Riau
338
487
825
1,35%
12. Riau
13. Kepulauan Riau
505
3.419
3.924
6,40%
13. Kepulauan Riau
174
495
669
1,09%
15. Bangka Belitung
16
69
85
0,14%
15. Bangka Belitung
16. Lampung
653
3.247
3.900
6,36%
16. Lampung
117
173
290
0,47%
304
461
765
1,25%
85
100
186
0,30%
78
107
185
0,30%
21. Sulawesi Tengah
68
342
410
0,67%
21. Sulawesi Tengah
197
613
810
1,32%
23. Sulawesi Utara
129
672
800
1,31%
23. Sulawesi Utara
56
44
100
0,16%
25. Sulawesi Barat
0,01%
25. Sulawesi Barat
26. Gorontalo
12
19
0,03%
26. Gorontalo
373
343
716
1,17%
1.913
4.244
6.157
10,05%
109
205
314
0,51%
30. Maluku
69
198
266
0,43%
30. Maluku
31. Papua
72
180
252
0,41%
31. Papua
11
18
0,03%
32. Maluku Utara
50
160
210
0,34%
33. Papua Barat
0,00%
34. Others
18.869
42.403
61.272
100%
Total

28. Bali
32. Maluku Utara

33. Papua Barat
34. Lainnya
Total
9. Aceh
28. Bali
85
Tabel 3.9 DPK BPR Berdasarkan Lokasi Penghimpunan
(Third Party Funds of Rural Banks Based on Deposits Location)

Lokasi
1. Jawa Barat
2011
2012
2014
2013
Apr
Mei
Jun
Jul
2015
Ags
Sep
Okt
Nov
Des
Feb
Mar
Apr
Location
1. Jawa Barat
6.859
7.746
8.804
9.224
9.352
9.235
9.392
9.661
9.809
10.081
10.361
10.754
10.929
11.065
11.137
2. Banten
661
816
953
961
948
945
937
980
1.021
1.027
1.058
1.114
1.160
1.246
1.266
2. Banten
3. DKI Jakarta
837
1.063
1.001
1.032
1.062
1.054
1.064
1.102
1.104
1.130
1.140
1.209
1.247
1.274
1.277
3. DKI Jakarta
4. D.I Yogyakarta
1.814
2.193
2.540
2.569
2.572
2.614
2.641
2.686
2.739
2.832
2.875
2.934
3.007
3.061
3.135
4. D.I Yogyakarta
5. Jawa Tengah
9.052
10.585
12.097
12.422
12.450
12.351
12.365
12.770
12.959
13.282
13.486
13.909
14.194
14.300
14.568
6. Jawa Timur
4.041
4.893
5.459
5.661
5.710
5.741
5.769
5.914
5.957
6.003
6.083
6.241
6.321
6.334
6.447
20
25
27
30
31
31
30
31
30
31
32
32
34
34
34
8. Jambi
316
482
532
536
536
540
542
551
551
548
555
567
574
580
588
9. Aceh
55
61
80
83
83
80
78
81
81
83
83
85
84
87
87
10. Sumatera Utara
538
612
690
726
722
727
725
746
760
769
774
774
806
816
826
10. Sumatera Utara
11. Sumatera Barat
913
972
917
927
920
892
862
913
918
943
947
973
981
999
1.001
11. Sumatera Barat
12. Riau
629
678
699
727
717
728
724
752
748
769
765
787
793
825
825
2.324
2.735
3.097
3.134
3.151
3.251
3.289
3.378
3.431
3.507
3.530
3.610
3.756
3.849
3.924
556
625
657
642
627
616
632
622
656
666
660
715
684
685
669
15. Bangka Belitung
43
48
60
62
62
60
59
61
62
63
65
70
79
78
85
15. Bangka Belitung
2.883
3.249
3.373
3.484
3.474
3.441
3.493
3.525
3.511
3.614
3.644
3.724
3.827
3.865
3.900
251
222
228
246
241
237
238
239
243
249
251
338
288
297
290
651
783
737
750
713
723
711
744
761
742
775
770
758
784
765
174
192
202
201
202
199
186
173
174
176
177
191
181
185
186
44
105
190
139
146
149
159
162
209
178
271
232
198
191
185
21. Sulawesi Tengah
277
284
332
353
360
365
367
361
368
373
377
412
395
444
410
21. Sulawesi Tengah
366
476
497
574
580
590
614
630
647
675
696
721
771
773
810
23. Sulawesi Utara
439
588
728
692
683
681
690
706
706
717
744
772
779
780
800
23. Sulawesi Utara
56
61
78
78
79
77
78
82
85
86
89
94
93
92
100
16
20
21
19
19
19
19
19
19
19
19
20
19
19
19
452
521
602
610
612
586
592
618
635
656
667
690
691
709
716
3.254
4.054
4.959
5.298
5.225
5.265
5.306
5.401
5.502
5.598
5.716
5.905
6.000
6.053
6.157
143
186
248
253
253
257
265
271
275
278
294
309
307
311
314
30. Maluku
251
271
313
257
280
263
253
242
230
223
233
329
300
303
266
30. Maluku
31. Papua
224
203
229
265
254
246
234
232
232
230
239
251
260
267
252
31. Papua
11
14
14
14
15
16
16
16
16
17
17
18
18
63
111
155
144
143
141
144
151
164
164
174
198
205
214
210
38.209
44.870
50.520
52.113
52.224
52.120
52.474
53.824
54.605
55.730
56.800
58.750
59.742
60.540
61.272
7. Bengkulu
13. Kepulauan Riau
16. Lampung

25. Sulawesi Barat
26. Gorontalo
28. Bali
32. Maluku Utara

33. Papua Barat
34. Lainnya
Total
5. Jawa Tengah
6. Jawa Timur
7. Bengkulu
8. Jambi
9. Aceh
12. Riau
13. Kepulauan Riau
16. Lampung
25. Sulawesi Barat

26. Gorontalo
28. Bali
32. Maluku Utara

33. Papua Barat
34. Others
Total
86
Tabel 3.10 Suku Bunga Rata-rata DPK Bank Perkreditan Rakyat
(Average of Third Party Interest Rates of Rural Banks)

Persen (Percent)
2014
Indikator
2011
2012
Indicator
Apr
Tabungan
Deposito
Revisi
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Feb
Mar
Apr
5,21
4,68
4,63
4,62
4,68
4,66
4,62
4,66
4,61
4,62
4,72
4,56
4,61
4,56
4,57
Saving
9,85
8,40
9,61
9,80
10,30
9,73
9,81
10,28
10,32
10,26
10,30
10,10
10,02
10,02
9,99
Time Deposits
Ket: Data tersedia mulai Desember 2008

r)
2015
2013
Note: Data available on December 2008

r) revised
87
Tabel 3.11 Suku Bunga Rata-rata Kredit BPR Berdasarkan Sektor Ekonomi
(Average of Credit Interest Rates of Rural Banks Based on Economic Sector)

Persen (Percent)
2014
Sektor Ekonomi
2011
2012
2015
Economic Sector
2013
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Feb
Mar
Apr
1 Pertanian, Perburuhan, dan

Kehutanan
2 Perikanan
36,58
35,51
35,51
36,87
33,90
33,95
33,68
33,58
33,77
33,70
33,72
33,78
34,58
34,79
34,87
1. Agriculture, hunting, and forestry
32,10
31,32
31,19
31,96
30,45
30,19
30,42
30,47
30,14
30,22
30,15
30,22
30,45
30,49
30,74
2. Fisheries
3 Pertambangan dan Penggalian
26,58
26,60
25,22
26,39
26,01
25,47
26,03
25,20
25,35
25,38
25,24
25,17
24,77
24,96
24,39
3. Mining and quarrying
4 Industri Pengolahan
29,14
28,44
27,62
27,29
27,23
27,67
27,49
27,65
27,67
27,53
27,62
27,68
28,09
28,05
28,22
4. Processing industry
5 Listrik, Gas dan Air
30,33
29,08
27,89
27,97
27,92
27,27
28,72
27,25
28,21
28,19
27,96
29,06
29,02
28,88
29,30
6 Konstruksi
29,72
28,59
24,93
27,64
25,02
25,09
24,67
24,77
25,03
26,55
26,64
26,31
26,54
26,77
26,49
6. Construction
7 Perdagangan Besar dan Eceran
31,97
30,41
30,24
30,48
29,05
29,03
28,95
29,08
29,01
28,99
29,12
28,91
29,19
29,26
29,25
7. Big and retail trade
8 Penyediaan Akomodasi dan

Penyedian Makan Minum
9 Transportasi, Pergudangan dan
Komunikasi
10 Perantara Keuangan
28,53
28,53
25,72
26,32
26,10
26,26
26,43
26,47
26,34
25,92
26,01
26,04
25,96
26,63
26,19
28,11
27,89
27,47
27,59
26,97
26,86
26,91
26,96
27,11
26,94
26,84
26,85
26,86
26,89
26,85
24,20
23,52
22,80
22,14
21,57
21,84
21,70
22,05
22,09
22,33
22,44
22,19
22,91
23,20
22,97
11 Real Estate
22,77
21,50
22,76
25,32
24,03
24,11
24,36
23,73
24,56
22,73
22,81
22,76
22,84
22,88
22,95
12 Administrasi Pemerintahan,
Pertanahan Dan Jaminan Sosial Wajib
13 Jasa Pendidikan
26,38
27,60
28,85
26,90
27,28
27,08
27,28
27,53
26,75
26,65
26,76
26,44
26,20
26,37
26,96
28,84
28,20
26,41
27,24
27,98
27,81
27,91
28,07
28,24
27,87
27,91
27,97
28,02
27,99
28,30
11. Real estate, rental business, and services

company
12. Government administration, the defense
and compulsory social security
14 Jasa Kesehatan dan Kegiatan Sosial
30,86
28,89
22,60
27,22
26,78
26,56
26,41
26,34
26,97
27,47
27,69
27,46
27,44
27,43
26,94
14. Health and social services
15 Jasa Kemasyarakatan, Sosial Budaya,

Hiburan dan Perorangan Lainnya
16 Jasa Perorangan yang Melayani
Rumah Tangga
17 Kegiatan Usaha yang Belum Jelas
Batasannya
18 Bukan Lapangan Usaha - Rumah
Tangga
19 Bukan Lapangan Usaha - Lainnya
28,23
27,98
28,63
28,01
28,51
28,95
28,83
29,52
29,33
29,43
29,38
29,43
30,41
29,92
29,95
32,82
31,15
28,94
30,10
29,39
29,27
29,45
29,25
28,91
28,80
28,67
28,71
28,15
28,12
28,05
15. Community, Sociocultural,Entertainment

and Other Individual Services
16. Individual services serving the household
29,11
28,00
29,24
29,82
29,61
29,27
28,38
28,64
28,40
29,36
29,03
28,92
28,75
28,67
28,68
27,39
26,19
25,17
24,18
24,56
24,94
25,03
25,01
25,08
24,63
25,00
24,90
24,82
24,95
24,88
26,88
25,90
25,18
27,33
24,93
25,13
25,53
25,53
25,50
25,55
25,61
25,55
26,17
26,17
25,55
Ket:
r)
revisi
8. Provision of accommodation and food

supply drinking
9. Transportation, warehousing and
communications
10. Transitional finance
17. International Agency and Other Extra

Agency International
18. Business Activities which are not clearly
defined
19. Not the business field - other
r)
revised
88
Tabel 3.12 Suku Bunga Rata-rata Kredit BPR Berdasarkan Jenis Penggunaan
(Average of Credit Interest Rates of Rural Banks Based on Type of Use)

Persen (Percent)
2014
Jenis Penggunaan
2011
2012
2015
Type of Use
2013
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Feb
Mar
Apr
Modal Kerja
32,05
30,91
30,56
36,17
29,64
29,64
29,44
29,61
29,55
29,55
29,58
29,45
29,76
29,79
29,76
Total Working Capital
Investasi
28,23
26,62
25,36
26,22
26,08
26,04
26,02
25,89
25,97
25,94
25,97
25,88
26,21
26,26
26,28
Total Investment
Konsumsi
27,00
25,97
25,13
27,07
24,90
25,11
25,48
25,49
25,47
25,47
25,56
25,50
26,06
26,07
25,49
Total Consumption
Ket: Data tersedia mulai Desember 2008

r)
revisi
Note: Data available on December 2008

r)
revised
89
Tabel 3.13 Perkembangan Jumlah Bank Perkreditan Rakyat
(Growth of Total Rural Banks)

2014
Keterangan
2011
2012
2015
Information
2013
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Feb
Mar
Apr
Jumlah BPR
1.669
1.653
1.635
1.635
1.634
1.634
1.635
1.634
1.634
1.635
1.637
1.643
1.643
1.643
1.642
Total Rural Banks
Jumlah Kantor
4.172
4.425
4.678
4.728
4.743
4.765
4.768
4.795
4.811
4.835
4.864
4.895
4.957
4.972
4.994
Total Bank Offices
90
Tabel 3.14 Perkembangan Jumlah BPR dan Kantor BPR Berdasarkan Lokasi - April 2015
(Growth of Total Rural Bank and Rural Banks Offices Based on Location - April 2015)
BPR (Rural Bank)
Location
Total
Lokasi
KP
KC
KPK
298
321
200
819
1. Jawa Barat
2. Banten
67
45
45
157
2. Banten
3. DKI Jakarta
25
13
37
75
4. D.I Yogyakarta
54
37
136
227
5. Jawa Tengah
252
505
465
1.222
5. Jawa Tengah
6. Jawa Timur
325
225
684
1.234
6. Jawa Timur
13
7. Bengkulu
8. Jambi
19
28
8. Jambi
9. Aceh
14
20
10. Sumatera Utara
54
40
18
112
10. Sumatera Utara
11. Sumatera Barat
94
40
25
159
11. Sumatera Barat
12. Riau
33
10
14
57
12. Riau
13. Kepulauan Riau
40
28
70
13. Kepulauan Riau
19
11
38
15. Bangka Belitung
15. Bangka Belitung
16. Lampung
26
31
63
16. Lampung
25
33
21
30
14
27
21. Sulawesi Tengah
16
32
21. Sulawesi Tengah
23
39
23. Sulawesi Utara
18
25
10
53
23. Sulawesi Utara
17
23
25. Sulawesi Barat
25. Sulawesi Barat
26. Gorontalo
26. Gorontalo
29
47
15
91
137
45
113
295
11
18
30. Maluku
11
30. Maluku
31. Papua
10
17
31. Papua
32. Maluku Utara
32. Maluku Utara
33. Papua Barat
33. Papua Barat
34. Lainnya
34. Others
Total
1.642
1.530
1.822
4.994
1. Jawa Barat
7. Bengkulu

28. Bali
3. DKI Jakarta
4. D.I Yogyakarta
9. Aceh

28. Bali
Total
91
Tabel 4.1.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary)
Keterangan
1. Pertanian, Perburuan dan Kehutanan
NPL
2. Perikanan
NPL
NPL
NPL
NPL
6. Konstruksi
NPL
NPL
8. Penyediaan akomodasi dan
penyediaan makan minum
NPL
9. Transportasi, pergudangan
dan komunikasi
NPL
NPL
11. Real Estate, Usaha Persewaan,
dan Jasa Perusahaan
NPL
12. Admistrasi Pemerintahan, Pertahanan
2011
2012
2014
2013
Apr
Mei
Jun
Jul
Ags
2015
Sep
Okt
Nov
Des
Feb
Mar
Items
Apr
109.790
1.523
4.935
291
87.780
302
344.597
11.746
45.841
247
75.395
2.865
375.017
12.500
30.425
142.451
2.603
5.492
197
104.207
1.292
445.807
10.479
59.073
253
95.921
3.410
499.567
12.668
44.640
177.162
2.553
6.391
185
126.826
1.920
577.880
10.023
79.493
587
116.090
4.746
644.047
15.898
59.306
188.096
2.966
6.464
228
124.408
2.401
580.929
11.550
90.340
767
119.956
5.286
664.979
18.832
63.699
191.801
3.751
6.695
236
117.358
2.907
587.325
11.704
91.012
890
121.942
5.651
679.164
20.639
65.254
194.180
4.070
6.936
204
116.626
2.900
607.190
12.126
83.257
879
128.019
5.429
698.881
20.858
66.762
196.758
3.962
6.735
247
122.258
3.778
611.010
12.410
86.651
881
133.573
5.885
699.325
22.231
66.437
199.640
4.204
6.831
238
129.056
3.191
608.608
12.611
88.636
889
137.650
6.328
693.478
22.647
67.214
200.975
4.142
7.144
207
133.897
4.306
629.829
13.514
88.079
1.124
142.942
6.497
699.227
21.673
68.840
201.844
4.047
7.217
241
125.620
4.196
632.111
13.608
76.664
1.053
149.009
6.999
701.926
23.110
69.290
206.433
4.075
7.459
212
128.754
4.269
638.484
13.563
78.703
1.580
149.384
7.538
710.895
23.270
70.278
212.386
3.827
7.698
195
141.824
3.574
660.536
12.267
81.130
1.547
147.266
6.784
716.733
22.782
73.583
210.081
4.454
7.510
233
137.139
3.565
670.946
13.101
89.014
1.214
143.594
7.727
713.783
26.075
73.757
212.035
4.285
7.798
252
127.260
4.537
672.848
13.441
85.264
1.251
149.290
7.804
722.371
25.115
75.371
214.088
4.603
7.932
274
133.269
4.474
674.544
13.931
83.190
1.229
153.324
8.438
731.270
26.203
76.252
629
97.966
443
122.235
571
163.418
1.041
167.688
1.133
181.487
1.467
181.200
1.168
178.921
1.203
179.028
1.111
181.669
1.155
175.919
1.068
172.309
1.057
171.805
1.332
168.264
1.251
170.198
1.472
174.583
2.400
105.184
309
116.201
2.522
124.958
193
150.568
3.208
151.154
427
193.182
4.288
148.907
518
195.357
4.790
160.700
720
153.210
4.461
173.646
1.484
157.973
4.977
170.039
1.121
159.276
6.267
161.719
1.125
160.271
6.890
165.558
1.062
161.521
5.946
166.598
1.637
160.189
5.757
165.663
1.570
162.289
5.516
166.182
1.559
165.466
5.650
164.938
1.970
162.595
6.087
162.561
1.132
163.828
6.163
160.054
1.103
164.388
1.767
3.014
2.446
2.793
3.477
12.475
4.882
7.954
2.873
8.239
2.790
8.672
3.245
8.726
3.451
9.021
2.958
9.712
3.496
9.695
3.759
9.893
3.391
11.002
4.130
11.182
3.953
11.037
4.513
10.863
15
4.064
63
7.611
334
39.294
5
4.612
50
8.671
396
45.006
4
5.477
57
10.153
197
53.861
16
6.005
73
10.655
240
54.749
9
6.327
55
10.631
252
51.077
9
6.562
71
11.010
253
50.622
7
6.655
74
11.357
288
56.880
7
6.575
74
11.348
301
56.422
7
6.756
70
11.833
270
57.774
7
6.691
83
11.725
181
57.841
6
6.738
72
12.138
215
59.277
7
6.648
69
12.325
197
67.744
12
6.672
85
12.311
215
57.212
10
6.917
87
12.771
223
59.258
10
7.033
91
12.805
233
59.556
774
691
1.088
711
1.181
1.537
1.460
1.749
1.547
1.849
1.577
1.927
2.120
2.007
2.183
2.026
2.132
2.084
2.134
2.111
2.080
2.176
1.929
2.220
2.247
2.284
2.253
2.368
2.252
2.613
37
3.305
49
501
34
318
43
294
51
297
52
286
64
282
65
278
63
274
60
221
58
215
53
211
68
198
66
88
69
88
53
81.689
8
50.396
6
3.984
7
4.355
8
21.386
10
14.746
9
11.088
9
11.496
8
12.706
7
13.195
7
14.235
7
15.889
7
15.820
3
12.191
3
11.979
1.339
892
25
21
2.059
1.118
218
231
226
154
289
304
325
307
272
dan Jaminan Sosial Wajib
NPL
13. Jasa Pendidikan
NPL
NPL
15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan
dan Perorangan lainnya
NPL
16. Jasa Perorangan yang Melayani
Rumah Tangga
NPL
17. Badan Internasional dan
Badan Ekstra Internasional Lainnya
NPL
18. Kegiatan yang belum jelas
batasannya
NPL
Loans by Industrial Origin

1. Agricultures, Hunting and Forestry
NPL
2. Fisher
NPL
NPL
4. Procesing Industry
NPL
5. Electricity, Gas and Water
NPL
6. Construction
NPL
7. Wholesale and Retail Trade
NPL
8. Provision of accomodation and the
provision of eating and drinking
NPL
9. Transportation, Warehousing
and Communications
NPL
10. Financial intermediaries
NPL
11. Real Estate, Business, Ownership,
and Business Services
NPL
12. Government administration, Defese
and Compulsory social security
NPL
13. Education Services
NPL
14. Health Services and Social Activities
NPL
NPL
16. Individual Services which
Serve Households
NPL
NPL
defined
NPL
Loans to Non Industrial Origin
Rumah Tangga
NPL
NPL
NPL
NPL
- Untuk Pemilikan Peralatan Rumah
Tangga Lainnya (termasuk pinjaman
multiguna)
NPL
Bukan Lapangan Usaha Lainnya
NPL
House Hold
- For Home Ownership
NPL
NPL
NPL
NPL
- Others
176.659
3.291
5.573
57
15.207
260
105.725
998
119.841
211.476
4.395
10.275
86
19.988
380
98.658
1.082
278.867
268.764
5.766
12.024
89
24.979
532
104.458
849
277.825
273.023
6.694
12.020
108
24.871
636
105.775
1.189
283.960
288.374
7.196
13.044
119
37.771
950
114.183
1.407
298.034
292.821
7.136
13.068
119
36.664
866
115.859
1.477
302.173
291.883
7.457
13.076
126
25.614
631
122.046
1.422
313.982
292.586
7.453
13.032
139
25.679
665
120.972
1.436
314.774
295.191
7.293
13.106
144
25.646
678
121.099
1.387
319.180
297.503
7.268
13.211
141
25.838
685
122.069
1.385
357.025
300.271
7.238
13.169
149
25.768
684
123.441
1.355
361.017
302.916
6.533
13.236
144
25.969
651
123.165
1.312
367.466
303.482
7.790
13.027
179
26.069
792
123.896
1.354
371.152
305.957
7.522
13.110
188
26.164
771
123.386
1.390
376.321
308.195
7.671
13.074
186
26.268
772
123.076
1.412
379.559
1.413
244.288
4.482
2.663
180.987
2.995
2.483
222.068
3.462
2.834
225.117
2.799
3.510
195.989
1.845
3.521
199.084
1.956
3.862
200.448
2.027
3.901
202.025
2.101
3.818
206.249
2.097
3.892
174.558
1.984
3.921
177.627
2.022
3.667
180.908
2.017
4.374
180.761
2.174
4.275
181.481
2.199
4.457
NPL
183.567 Non Industrial Origin Others
2.310
NPL
r) Revised figures
94
Tabel 4.2.a. Kredit dan NPL Bank Persero Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of State Owned Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary)
2014
Keterangan
NPL
2. Perikanan
NPL
NPL
NPL
NPL
6. Konstruksi
NPL
NPL
NPL
dan komunikasi
NPL
NPL
dan
Jasa Perusahaan
NPL
2011
2012
2013
63.980
677
2.339
209
35.009
83
109.948
4.740
20.762
39
27.728
1.133
127.969
6.206
6.366
87.012
1.397
2.659
108
40.792
217
142.652
4.499
27.584
14
37.676
1.198
174.264
6.391
8.734
279
34.037
Apr
Mei
Jun
Jul
105.912
1.186
3.095
112
50.148
217
180.215
3.883
37.373
13
46.871
1.598
262.550
7.887
13.195
111.350
1.259
3.088
138
46.516
310
174.253
4.045
46.180
15
48.337
1.856
268.190
8.905
14.338
111.617
1.295
3.087
141
43.415
360
171.897
3.955
47.292
16
48.897
2.016
273.161
9.543
14.511
113.673
1.322
3.235
122
41.121
339
178.930
3.935
45.135
17
51.187
2.038
283.988
9.256
14.822
134
41.533
257
58.896
392
58.940
418
61.006
761
20.872
173
680
27.563
47
617
27.419
137
987
26.328
146
17.237
285
2.382
21.618
364
2.199
38.921
540
11.926
15
682
17
2.201
214
5.633
5
701
11
2.607
260
7.631
136
222
2015
Items
Ags
Sep
Okt
Nov
Des
Feb
Mar
Apr
115.131
1.309
2.969
156
44.903
899
176.649
3.945
47.990
19
52.775
2.152
281.925
9.631
14.975
117.506
1.372
3.029
145
50.380
339
177.433
3.957
49.992
18
54.361
2.139
278.953
9.755
15.332
118.980
1.315
3.035
115
51.353
962
183.974
3.897
48.569
17
55.794
2.077
278.206
9.425
15.715
120.205
1.350
3.072
128
45.304
674
184.679
4.009
39.549
17
56.311
2.201
282.621
9.436
15.985
121.766
1.351
3.100
97
47.175
779
187.222
4.029
40.105
442
56.293
2.230
284.849
9.293
16.164
124.393
1.291
3.208
88
55.977
881
199.191
3.388
41.458
441
56.121
2.012
282.359
8.537
17.052
123.695
1.667
3.151
109
52.478
901
198.728
3.686
46.482
440
54.405
2.387
284.395
10.475
17.067
123.070
1.612
3.248
110
45.133
996
200.861
3.595
42.859
444
56.710
2.332
284.294
10.195
17.867
124.167
1.695
3.224
116
48.510
1.158
200.112
3.801
41.104
445
58.589
2.486
288.509
10.860
17.946
783
60.276
436
61.677
438
62.246
417
64.212
440
60.638
401
60.268
378
60.622
487
59.277
410
59.218
418
59.715
1.016
25.785
154
983
26.547
83
998
25.659
84
2.041
22.054
100
2.216
26.164
96
1.003
26.162
102
993
26.909
98
1.005
26.878
78
1.104
27.745
332
917
28.896
328
987
28.045
322
38.352
670
7.449
35.936
577
7.559
37.914
580
8.022
38.205
638
8.158
38.145
662
8.463
38.667
654
9.001
36.655
645
8.991
37.148
647
9.173
37.668
633
9.551
37.360
839
9.759
37.778
793
9.660
37.658
930
9.476
4
896
13
2.914
134
11.588
5
1.060
17
2.924
153
13.166
3
1.086
14
2.951
150
13.443
3
1.123
15
3.022
148
13.955
3
1.103
18
3.118
172
16.092
3
1.122
16
3.077
170
15.558
3
1.130
14
3.121
153
15.989
3
1.144
20
2.962
58
16.735
3
1.148
17
3.125
52
18.695
3
1.164
16
3.305
45
26.366
6
1.183
24
3.235
67
17.030
6
1.191
26
3.441
69
18.202
7
1.199
23
3.319
71
17.873
176
350
203
1.154
247
1.362
433
1.425
470
1.502
557
1.543
566
1.569
495
1.622
531
1.674
505
1.724
474
1.762
621
1.816
632
1.868
643
2.093
7
3.208
8
14
9
1
17
4
25
4
26
2
37
1
37
1
37
3
37
3
37
4
34
4
46
3
44
4
48
4
53
61.692
46.968
1.975
1.634
1.665
1.677
4.709
5.227
5.800
5.928
6.292
7.084
7.190
7.255
7.256
1.073
835
10
11
NPL
13. Jasa Pendidikan
NPL
NPL
NPL
Rumah Tangga
NPL
NPL
batasannya
NPL
Rumah Tangga
NPL
NPL
NPL
NPL
multiguna)
NPL
NPL
89.587
1.930
2.275
32
2.224
59
14.584
56
18.639
98.016
2.612
5.090
66
3.388
141
13.925
95
140.040
136.888
3.519
5.164
46
4.674
146
21.529
142
115.952
141.075
4.099
5.176
56
4.767
193
22.483
351
116.183
144.769
4.304
5.190
63
4.691
212
22.635
390
116.443
148.023
4.251
5.190
60
4.716
205
23.295
446
117.270
145.192
4.281
5.189
59
4.719
218
24.108
350
117.399
146.426
4.273
5.231
73
4.807
233
24.104
341
117.393
147.852
4.136
5.278
71
4.813
228
24.130
335
118.768
149.461
4.117
5.293
69
4.885
231
24.203
331
152.223
151.091
4.072
5.281
66
4.898
233
24.024
320
153.778
152.583
3.572
5.309
58
4.942
221
24.568
320
158.388
153.538
4.467
5.196
71
4.889
274
25.217
323
160.024
155.388
4.303
5.211
86
4.895
258
25.676
340
162.659
456
107.258
1.150
1.690
26.112
302
1.483
42.470
318
1.719
46.185
381
1.816
47.570
396
1.798
49.612
424
1.824
51.478
476
1.853
51.725
484
1.835
53.266
490
1.940
22.337
368
1.912
23.836
384
1.770
25.134
392
2.102
25.650
465
2.053
25.860
488
156.821
4.375
5.185
94
4.963
246
25.556
340
163.774

NPL
2. Fisher
NPL
NPL
NPL
NPL
6. Construction
NPL
NPL
NPL
and Communications
NPL
NPL
and Business
Services
NPL
NPL
NPL
NPL
NPL
Serve Households
NPL
NPL
defined
NPL
House Hold
NPL
NPL
NPL
NPL
- Others
2.115
NPL
541
NPL
r) Revised figures
95
Tabel 4.3.a. Kredit dan NPL BUSN Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of Foreign Exchange Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary)
Keterangan
NPL
2. Perikanan
NPL
NPL
NPL
NPL
6. Konstruksi
NPL
NPL
NPL
dan komunikasi
NPL
NPL
dan
Jasa Perusahaan
NPL
2011
2012
2013
32.618
588
1.893
45
32.282
166
145.923
4.628
17.119
202
32.818
1.011
192.695
4.802
20.648
37.311
640
1.978
43
29.125
728
183.778
3.683
21.877
127
39.051
843
242.879
4.168
30.482
262
47.180
2014
Apr
Mei
Jun
Jul
46.937
613
2.348
35
33.742
1.178
224.347
3.842
26.195
450
43.574
737
284.910
4.931
38.361
51.957
668
2.361
40
35.370
1.451
230.724
4.432
25.896
623
46.719
1.020
295.785
6.213
40.406
53.338
1.337
2.521
41
33.193
1.844
233.311
4.531
25.663
704
47.089
937
298.104
6.622
41.218
53.264
1.520
2.584
31
34.280
1.870
239.458
4.660
25.960
691
49.549
924
302.798
7.066
42.567
152
59.221
160
76.083
284
78.747
332
87.241
1.186
36.095
101
80.468
1.069
341
1.124
40.801
102
102.026
1.475
190
1.498
54.847
214
119.979
1.988
15
1.650
55.390
275
123.424
2.869
14
2.217
32
4.001
101
27.202
0
2.619
27
4.552
114
27.247
0
3.197
29
5.633
44
28.159
490
166
415
161
12
6
2015
Items
Ags
Sep
Okt
Nov
Des
Feb
Mar
Apr
53.894
1.407
2.599
40
35.030
2.195
241.000
5.028
26.377
690
52.036
1.171
302.009
7.916
42.032
56.135
1.528
2.657
40
37.484
2.159
248.902
5.546
27.756
700
54.393
1.605
302.461
8.089
43.270
56.191
1.552
2.926
41
39.340
2.641
258.342
5.680
28.505
935
55.966
2.063
306.684
7.383
44.483
55.501
1.548
2.896
42
39.895
2.806
261.177
5.839
26.268
887
60.597
2.235
306.586
8.822
44.264
56.375
1.538
2.984
43
41.828
2.753
262.825
5.780
27.233
989
61.697
2.442
311.982
9.024
45.030
58.658
1.385
3.068
41
43.657
1.889
271.943
5.126
28.408
957
62.013
1.840
319.318
9.143
47.078
57.044
1.579
2.915
50
40.077
1.916
276.102
5.560
28.228
623
63.652
2.189
313.559
10.075
47.527
58.815
1.438
2.908
62
40.188
2.700
275.414
5.837
28.243
650
65.869
2.292
318.260
9.599
47.960
58.877
1.491
3.050
68
40.670
2.457
280.829
6.271
28.008
616
66.741
2.618
320.408
9.932
48.772
366
87.549
409
83.796
436
85.080
476
85.269
496
83.234
439
79.878
464
78.969
541
77.206
545
77.632
639
77.000
2.110
62.083
353
93.693
1.241
120
1.815
70.083
1.164
96.579
1.447
96
2.272
68.234
717
97.599
1.549
34
2.543
65.991
703
101.767
1.789
34
2.889
65.786
640
103.210
1.583
34
2.895
67.110
1.216
104.213
2.105
33
2.790
66.513
1.188
105.490
2.350
34
2.632
66.962
1.106
107.844
1.966
32
2.490
67.294
1.220
105.419
2.402
32
3.111
65.000
500
105.046
2.060
31
3.084
64.640
510
105.059
2.474
29
0
3.506
36
6.167
62
28.019
3
3.598
21
6.069
79
26.237
4
3.792
35
6.337
79
26.805
3
3.858
37
6.434
91
30.917
3
3.944
38
6.528
106
31.147
3
4.053
38
6.979
94
31.500
3
4.091
41
7.004
100
30.286
3
4.144
36
7.133
128
31.387
4
4.018
35
7.025
118
32.145
4
3.990
41
7.103
123
31.039
3
3.975
38
7.225
126
31.691
3
4.059
42
7.309
131
32.221
473
170
543
164
494
167
499
160
914
176
962
167
982
176
939
163
1.021
170
970
173
1.021
179
1.038
187
970
198
17
5
10
9
9
52
10
56
10
54
9
52
11
54
11
55
6
57
7
55
6
54
8
44
8
52
7
44
3.479
2.042
0
697
0
1.315
1
16.113
1
8.522
1
1.348
1
592
1
615
1
611
1
579
1
589
2
503
2
861
2
852
52
11
1.869
900
14
19
22
23
22
23
34
27
26
70.485
1.003
2.925
21
12.469
174
84.406
855
24.328
95.605
1.329
4.737
18
15.879
211
79.117
909
36.186
108.060
1.630
6.169
22
19.401
321
78.024
683
45.670
107.040
1.810
6.138
34
19.166
371
78.509
810
47.525
117.440
2.046
7.090
47
32.107
659
85.272
978
54.468
118.319
2.070
7.092
51
30.975
582
86.220
991
55.624
119.681
2.254
7.100
58
19.887
331
91.775
1.031
65.760
119.453
2.276
7.040
57
19.918
351
90.595
1.054
65.673
120.365
2.238
7.043
63
19.862
368
90.691
1.011
66.098
121.070
2.206
7.097
64
19.965
368
91.796
1.001
66.516
121.605
2.202
7.078
73
19.881
368
93.505
1.000
67.033
122.500
2.048
7.066
78
20.032
350
92.918
959
67.585
121.692
2.281
6.960
95
20.181
425
93.406
992
68.722
122.234
2.198
6.899
85
20.229
415
92.704
1.015
69.504
122.673
2.181
6.866
72
20.257
424
92.716
1.034
70.396
420
50.775
921
427
57.410
892
513
64.995
1.187
605
62.348
1.534
1.033
37.810
622
1.033
37.503
636
1.350
36.859
639
1.337
37.746
669
1.264
38.260
680
1.255
38.542
707
1.311
39.029
734
1.214
39.753
808
1.534
37.554
868
1.475
37.134
893
NPL
13. Jasa Pendidikan
NPL
NPL
NPL
Rumah Tangga
NPL
NPL
batasannya
NPL
Rumah Tangga
NPL
NPL
NPL
NPL
multiguna)
NPL
NPL

NPL
2. Fisher
NPL
NPL
NPL
NPL
6. Construction
NPL
NPL
NPL
and Communications
NPL
NPL
and Business
Services
NPL
NPL
NPL
NPL
NPL
Serve Households
NPL
NPL
defined
NPL
House Hold
NPL
NPL
NPL
NPL
- Others
1.534
NPL
909
NPL
r) Revised figures
96
Tabel 4.4.a. Kredit dan NPL BUSN Non Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of Non-Foreign Exchange Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling
Beneficiary)
2014
Keterangan
NPL
2. Perikanan
NPL
NPL
NPL
NPL
6. Konstruksi
NPL
NPL
NPL
dan komunikasi
NPL
NPL
dan
Jasa Perusahaan
NPL
2011
2012
2013
Apr
Mei
Jun
Jul
2015
Ags
Sep
Okt
Nov
Des
Feb
Mar
Items
Apr
572
14
167
2
404
8
4.266
117
187
0
1.618
96
10.576
288
1.340
914
13
209
7
612
13
4.785
193
97
1
1.771
134
14.796
448
2.168
1.433
32
250
6
998
15
6.286
246
148
1
2.371
135
17.408
530
2.562
1.641
61
271
10
1.087
34
6.923
304
152
2
2.561
145
18.630
684
2.755
1.776
58
304
10
1.360
38
8.378
287
184
6
3.181
151
22.604
822
3.128
1.909
71
297
9
1.318
28
8.680
281
366
5
3.315
129
23.738
831
3.159
1.893
71
296
8
1.145
32
8.722
325
377
5
3.287
117
23.979
897
3.121
1.892
70
274
8
995
37
8.753
327
375
5
3.395
132
23.815
898
3.154
1.972
70
347
8
1.016
36
8.706
319
377
3
3.483
117
24.112
880
3.114
1.961
78
359
26
1.019
53
9.020
380
377
3
3.729
149
24.471
912
3.213
2.101
68
368
26
1.077
55
9.427
369
457
3
3.714
133
24.549
871
3.183
2.185
77
374
24
1.104
45
9.473
287
445
3
3.980
125
25.140
809
3.214
2.259
84
389
27
1.005
59
9.664
384
472
3
3.728
180
25.969
943
3.158
2.501
88
634
33
1.414
114
10.725
418
516
10
4.417
174
27.214
901
3.202
2.570
96
655
34
1.434
114
10.893
404
460
10
4.467
172
28.098
889
3.180
20
1.754
30
2.526
34
2.508
65
2.701
79
3.394
83
3.628
86
3.581
83
3.574
94
3.493
86
3.475
83
3.467
91
3.539
89
3.475
87
3.808
99
3.831
45
4.054
16
6.222
254
1
181
4.904
22
9.034
308
1
97
7.068
58
11.200
279
0
111
7.827
75
11.961
363
0
140
11.056
172
4.046
105
75
131
12.244
196
4.055
100
74
126
12.379
279
4.293
99
67
154
11.372
282
4.310
100
65
260
11.597
282
4.548
102
68
269
9.795
279
4.581
106
71
237
9.444
240
4.716
112
68
111
10.287
334
4.403
95
67
310
9.473
372
4.576
112
65
261
9.454
211
5.020
299
10
260
8.924
180
5.419
304
10
301
3
381
5
2.103
453
7
463
5
4.006
0
451
3
514
5
7.591
0
520
3
500
9
7.537
2
640
1
532
6
5.119
2
647
1
529
5
3.298
1
653
2
555
4
3.341
1
662
2
564
4
3.286
1
670
1
576
4
3.497
1
676
1
609
4
3.378
1
666
1
669
4
3.283
1
709
1
699
4
3.369
2
758
6
723
3
3.306
1
1.011
9
808
6
3.678
1
1.013
10
859
8
3.559
49
30
138
71
171
100
200
108
89
138
85
145
91
154
89
154
91
151
78
158
74
162
77
165
95
165
100
183
115
191
1
0
4
3
3
0
4
0
4
0
5
0
6
0
4
0
5
0
6
0
4
0
4
0
4
0
5
0
5
0
20
33
0
23
0
20
2.157 r)
2.946 r).
0
3.409
0
3.975
4.446
4.853
5.497
6.182
5.936
1.806
1.727
185 r)
214
199
201
192
118
255
272
279
268
231
2.611
141
87
1
124
10
1.206
48
25.574
3.052
131
150
109
9
2.193
46
31.409
3.993
135
184
116
4
1.934
9
35.053
4.098
143
190
113
3
1.835
11
35.607
3.825
140
197
0
116
3
3.285
21
39.536
3.832
134
200
116
4
3.420
21
40.280
3.872
134
215
134
4
3.387
20
40.991
3.880
139
210
151
3
3.312
21
41.521
3.907
140
231
155
4
3.372
21
41.898
3.972
139
251
163
4
3.230
34
42.152
4.065
146
229
0
164
4
3.136
16
42.349
4.144
153
251
0
162
3
3.052
15
42.588
4.154
148
258
0
156
3
2.792
20
42.939
4.030
130
387
5
181
5
2.647
17
43.321
4.023
140
399
5
181
5
2.571
20
43.633
82
4.545
41
121
5.691
28
125
6.037
51
140
6.044
72
210
587
8
214
538
6
216
275
8
221
171
8
203
166
7
198
124
4
200
425
4
196
469
5
218
434
4
209
717
13
NPL
13. Jasa Pendidikan
NPL
NPL
NPL
Rumah Tangga
NPL
NPL
batasannya
NPL
Rumah Tangga
NPL
NPL
NPL
NPL
multiguna)
NPL
NPL

NPL
2. Fisher
NPL
NPL
NPL
NPL
6. Construction
NPL
NPL
NPL
and Communications
NPL
NPL
and Business
Services
NPL
NPL
NPL
NPL
NPL
Serve Households
NPL
NPL
defined
NPL
House Hold
NPL
NPL
NPL
NPL
- Others
220
NPL
665 Non Industrial Origin Others
13
NPL
r) Revised figures
97
Tabel 4.5.a. Kredit dan NPL BPD Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of Regional Development Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary)
Keterangan
NPL
2. Perikanan
NPL
NPL
NPL
NPL
6. Konstruksi
NPL
NPL
NPL
dan komunikasi
NPL
NPL
dan
Jasa Perusahaan
NPL
2011
2012
2014
2013
Apr
Mei
Jun
Jul
2015
Ags
Sep
Okt
Nov
Des
Feb
Mar
Items
Apr
8.597
552
359
29
1.931
83
5.643
272
2.601
111
11.855
1.154
21.337
1.101
1.848
9.894
722
422
32
1.265
81
7.400
359
3.139
122
15.508
2.101
25.342
1.573
3.220
10.724
977
422
41
1.150
95
7.448
401
3.090
127
14.068
1.966
25.807
1.995
4.049
11.003
1.059
446
43
1.226
150
7.629
549
3.159
165
14.989
2.248
26.107
2.090
4.180
11.166
1.155
465
42
1.205
141
7.699
558
3.040
165
16.057
2.020
26.737
2.105
4.196
10.945
1.174
474
43
1.199
143
7.673
548
3.051
165
16.990
2.142
26.769
2.206
4.317
11.014
1.233
481
44
1.189
147
7.649
556
3.036
166
18.270
2.156
26.972
2.360
4.374
11.101
1.205
491
42
1.198
144
7.576
552
2.914
168
19.524
1.961
27.211
2.327
4.510
11.077
1.069
497
45
1.158
138
7.513
466
2.886
146
19.831
2.127
27.479
2.355
4.655
11.181
1.117
506
46
1.175
152
7.622
583
3.336
146
20.117
2.474
28.448
2.569
4.667
11.231
1.073
499
42
1.129
146
7.645
525
3.302
146
16.682
2.366
28.531
2.490
4.936
10.812
1.123
490
46
1.078
124
7.606
545
3.448
147
13.974
2.588
27.910
2.794
4.611
10.820
1.146
481
47
1.111
152
7.643
546
3.188
147
14.865
2.738
28.378
2.792
4.899
10.871
1.178
492
55
1.101
186
7.636
550
3.174
155
15.757
2.948
28.499
2.929
4.898
60
2.835
118
3.425
120
3.291
298
3.504
302
3.502
232
3.476
235
3.498
246
3.434
124
3.258
133
3.367
145
3.320
123
3.323
215
3.181
209
3.229
315
3.150
47
1.055
19
3.000
136
197
245
1.787
21
5.212
258
129
394
3.215
18
7.253
623
107
955
3.647
22
7.207
934
85
911
5.227
32
5.334
914
75
930
5.344
33
5.202
597
72
963
5.453
34
5.491
921
68
944
5.694
34
5.379
863
56
878
5.750
37
5.324
578
47
1.059
5.644
35
5.409
597
33
1.043
5.758
40
5.378
608
26
977
6.105
38
5.054
618
761
956
6.287
44
5.314
675
686
1.014
6.284
44
5.377
702
690
1.043
6.261
44
5.407
713
696
675
8
727
14
2.613
638
4
804
18
3.875
0
690
9
849
14
5.145
10
705
18
841
15
4.982
0
785
18
859
17
5.199
0
758
19
913
20
5.341
0
798
18
1.047
21
5.314
0
728
18
980
20
5.306
0
780
17
960
19
5.558
0
658
17
977
18
5.647
0
658
14
998
30
4.526
0
639
12
1.057
28
4.432
0
624
15
1.043
21
4.237
0
622
14
1.096
21
3.948
0
649
13
1.133
23
4.107
97
270
338
128
334
112
459
113
519
118
511
118
546
132
553
133
564
133
574
115
471
118
397
118
497
123
471
128
523
129
17
0
20
402
12
225
13
215
13
215
11
208
11
209
13
202
11
195
11
141
11
136
10
133
10
134
10
15
9
22
0
239
8
150
6
47
7
107
7
122
9
172
8
149
8
193
7
161
6
44
6
46
6
112
6
166
2
158
1
162
12
11.939
179
232
3
241
17
438
4
46.536
12.275
282
220
2
348
18
418
4
66.292
16.606
428
363
16
495
55
450
4
75.750
17.525
583
372
11
536
64
433
5
79.255
18.992
636
424
8
564
67
516
5
82.084
19.242
613
438
8
562
65
515
5
83.374
19.551
716
422
9
578
69
498
5
84.071
19.692
710
413
9
571
72
489
6
84.549
19.926
724
416
9
581
73
488
5
86.105
19.816
749
427
9
587
76
487
5
90.393
20.297
771
439
9
578
76
492
5
91.886
20.451
714
470
9
586
70
499
5
92.864
20.819
846
476
12
601
84
495
5
93.310
20.984
843
478
11
616
87
489
6
94.722
21.324
921
492
15
629
90
491
6
95.636
162
59.977
260
225
68.575
154
229
83.755
190
249
86.926
248
321
86.142
250
344
87.148
302
343
87.764
307
364
88.213
327
356
90.302
340
383
89.303
335
382
89.907
342
364
90.896
247
387
92.478
255
398
93.310
215
445
NPL
236
NPL
NPL
13. Jasa Pendidikan
NPL
NPL
NPL
Rumah Tangga
NPL
NPL
batasannya
NPL
Rumah Tangga
NPL
NPL
NPL
NPL
multiguna)
NPL
NPL

NPL
2. Fisher
NPL
NPL
NPL
NPL
6. Construction
NPL
NPL
NPL
and Communications
NPL
NPL
and Business
Services
NPL
NPL
NPL
NPL
NPL
Serve Households
NPL
NPL
defined
NPL
House Hold
5.819
240
301
22
1.280
45
3.727
220
2.205
5
10.291
607
19.560
900
1.545
NPL
NPL
NPL
NPL
- Others
r) Revised figures
98
Tabel 4.6.a. Kredit dan NPL Bank Campuran Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of Join Venture Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary)
Keterangan
NPL
2. Perikanan
NPL
NPL
NPL
NPL
6. Konstruksi
NPL
NPL
NPL
dan komunikasi
NPL
NPL
dan
Jasa Perusahaan
NPL
2011
2012
2014
2013
Apr
Mei
Jun
Jul
2015
Ags
Sep
Okt
Nov
Des
Feb
4.979
3
228
13
7.141
41.936
921
1.264
2.384
18
15.439
274
309
6.441
1
257
9
11.529
117
51.871
859
1.764
3.497
70
25.798
439
1.129
9.819
1
234
0
14.472
360
75.770
678
4.325
3.867
163
29.529
356
1.508
9.518
1
248
0
16.537
450
77.381
859
4.315
3.851
289
31.156
339
1.684
9.728
2
265
0
15.859
453
79.742
1.032
4.071
3.874
289
32.424
882
1.726
10.281
1
274
0
16.012
460
81.490
1.300
2.924
3.902
309
35.230
907
1.514
9.861
1
308
0
14.619
448
82.267
1.191
3.161
3.763
293
37.215
893
1.477
8.341
1
302
13.147
448
71.841
1.150
1.724
2.408
285
33.635
856
569
8.283
1
250
12.273
459
72.655
1.321
1.811
2.804
279
33.848
880
457
8.674
1
316
11.694
462
72.348
1.216
1.669
2.752
287
33.609
859
569
10.714
1
414
11.460
466
76.580
1.253
1.555
2.715
259
34.624
846
589
11.265
1
466
15.124
547
77.632
1.329
1.655
2.517
440
35.324
1.097
594
9
6.215
9
8.274
0
11.296
2
10.663
2
10.578
3
9.840
2
9.659
0
8.363
8.556
8.772
8.285
8.467
210
17.858
6.946
31
1
284
18.234
9.228
32
194
430
23.533
11.098
47
188
431
22.117
9.563
47
178
470
22.480
8
9.364
37
180
457
23.378
8
9.520
67
178
477
22.519
7
8.988
39
174
439
21.782
6
5.666
37
175
501
21.216
6
5.558
40
183
579
22.316
5
5.601
43
181
550
21.564
4
5.881
43
183
187
3
298
0
661
202
3
244
778
242
3
239
1
436
213
0
219
1
474
217
0
217
1
501
242
0
206
1
499
243
0
200
1
492
119
0
197
1
376
124
0
195
1
450
121
4
169
1
873
2
2
21
1
1
1
12
1
12
1
12
1
12
3
12
2
1
2
92
77
83
22
22
22
20
21
455
159
174
210
212
219
233
1.463
37
43
1
148
0
5.075
34
810
1.984
41
68
1
264
0
2.980
28
969
2.696
55
140
6
293
5
2.498
10
1.059
2.719
59
138
6
289
6
2.493
12
1.114
2.780
69
137
1
292
10
2.453
13
1.140
84
6.455
396
117
7.351
336
30
7.859
326
26
7.995
233
33
8.043
240
Mar
Items
Apr
11.757
1
465
13.614
505
79.020
1.329
2.814
2.545
267
35.409
913
608
7.581
12.096
143
426
14.108
491
76.584
1.356
2.822
2.601
212
36.394
894
485
7.744
645
21.383
4
5.667
44
179
639
20.040
3
5.511
98
186
630
19.526
48
5.762
98
189
638
19.175
48
5.911
92
187
122
4
209
1
450
118
4
235
1
471
118
0
204
1
480
117
0
197
1
479
114
3
181
1
529
12
2
11
2
11
2
12
2
12
2
2
1
21
20
19
20
18
17
17
201
254
250
251
265
263
265
255
2.824
68
142
1
295
10
2.386
12
1.189
2.877
62
144
1
295
10
2.254
15
1.211
2.555
54
132
0
230
6
2.448
14
1.184
2.570
55
131
0
233
6
2.393
15
1.887
2.620
56
133
0
237
6
2.320
13
1.279
2.645
47
131
0
244
4
2.259
13
1.326
2.668
47
129
0
244
7
2.104
12
1.423
2.712
49
124
0
240
7
1.961
13
1.500
2.741
48
122
0
241
7
1.845
12
1.527
2.774
54
120
0
236
7
1.718
12
1.524
34
8.174
244
28
8.077
254
27
8.012
258
67
8.011
247
28
7.945
245
29
8.005
236
38
7.974
232
40
8.089
228
42
8.050
222
42
NPL
228
NPL
NPL
13. Jasa Pendidikan
NPL
NPL
NPL
Rumah Tangga
NPL
NPL
batasannya
NPL
Rumah Tangga
NPL
NPL
NPL
NPL
multiguna)
NPL
NPL

NPL
2. Fisher
NPL
NPL
NPL
NPL
6. Construction
NPL
NPL
NPL
and Communications
NPL
NPL
NPL
NPL
NPL
NPL
NPL
Serve Households
NPL
NPL
defined
NPL
11.616
1
497
17.112
498
78.913
1.382
2.732
2.510
381
34.841
1.079
602
7.707
House Hold
NPL
NPL
NPL
NPL
- Others
r) Revised figures
99
Tabel 4.7.a. Kredit dan NPL Bank Asing Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of Foreign Owned Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary)
Keterangan
NPL
2. Perikanan
NPL
NPL
NPL
NPL
6. Konstruksi
NPL
NPL
NPL
dan komunikasi
NPL
NPL
dan
Jasa Perusahaan
NPL
2011
2012
2014
2013
Apr
Mei
Jun
Jul
2015
Ags
Sep
Okt
Nov
Des
Feb
Mar
Items
Apr
1.822
0
6
11.664
38.797
1.120
4.305
556
0
8.778
29
217
2.174
0
30
20.217
136
57.077
973
5.151
2.070
12
20.492
120
278
3.167
0
42
26.201
69
83.862
1.014
8.313
3.899
12
24.308
622
460
2.905
0
73
23.747
61
84.200
1.507
10.708
4.419
10
25.412
696
468
4.339
0
72
22.305
61
86.368
1.350
10.644
3.912
10
26.763
680
491
3.888
0
81
22.691
62
90.933
1.393
5.832
0
4.008
10
26.389
694
504
5.034
0
90
25.363
61
94.699
1.372
5.694
1
4.722
10
27.427
687
515
4.752
87
25.860
62
94.030
1.075
5.753
0
4.824
10
27.642
690
514
4.447
94
28.717
64
98.577
1.744
5.903
0
5.371
29.164
778
562
4.426
77
26.550
63
97.373
1.698
5.915
0
5.789
0
27.160
726
603
4.296
87
26.040
64
94.809
1.548
6.018
4.847
0
26.444
667
646
4.654
83
24.833
65
94.653
1.612
5.861
5.954
1
26.062
706
709
4.655
68
25.388
67
99.931
1.544
7.652
5.324
1
27.110
709
792
5.072
63
25.801
68
99.185
1.717
7.644
1
4.883
1
28.817
714
835
5.507
85
27.446
68
98.490
1.548
7.622
3
5.169
2
29.362
700
971
0
5.944
0
7.255
0
11.344
0
13.132
15.766
16.431
0
16.711
0
16.331
0
16.881
0
16.432
0
17.090
0
16.885
0
17.419
0
18.730
0
23.144
151
25.250
2.329
92
8
31.670
3.451
8
79
172
35.073
4.731
0
239
154
33.599
4.851
0
227
143
34.068
4.837
229
145
36.050
4.702
0
231
141
35.796
4.700
226
145
34.826
5.005
228
145
35.045
4.213
380
141
35.570
3.732
386
143
35.474
3.675
0
410
145
34.568
4.830
35
413
151
34.099
4.416
5
453
153
33.400
4.845
458
152
33.008
4.933
465
1
0
3
0
1.082
0
0
1
1.469
0
4
943
0
3
571
0
3
577
0
3
724
0
3
723
0
3
749
0
3
779
0
4
923
0
4
935
0
4
0
961
0
3
1.119
0
3
1.260
0
3
1.266
0
-
0
-
0
-
0
-
0
-
0
-
0
-
0
-
0
-
15.804
1.044
1.068
1.069
1.118
1.211
1.240
1.309
1.429
1.509
1.570
1.655
1.762
1.846
1.727
202
45
16
574
12
16
3.954
544
0
10
24
3.971
522
0
5
24
4.342
566
6
1
22
4.277
569
6
23
4.363
581
7
24
4.436
710
10
7
1
24
4.550
579
7
1
24
4.455
570
8
1
25
4.425
564
11
1
33
4.462
569
11
2
24
4.645
570
11
2
24
4.617
568
0
12
2
24
4.656
580
0
12
2
24
4.588
580
0
11
2
24
4.596
209
15.278
1.715
83
15.848
1.282
102
16.952
1.389
95
15.619
330
97
15.836
330
98
16.110
344
102
15.996
342
99
16.158
357
93
16.244
334
88
16.307
325
87
16.425
322
85
16.682
333
93
16.557
353
98
16.409
367
NPL
13. Jasa Pendidikan
NPL
NPL
NPL
Rumah Tangga
NPL
NPL
batasannya
NPL
Rumah Tangga
NPL
NPL
NPL
NPL
multiguna)
NPL
NPL

NPL
2. Fisher
NPL
NPL
NPL
NPL
6. Construction
NPL
NPL
NPL
and Communications
NPL
NPL
and Business
Services
NPL
NPL
NPL
NPL
NPL
Serve Households
NPL
NPL
defined
NPL
House Hold
NPL
NPL
NPL
NPL
- Others
101
NPL
383
NPL
r) Revised figures
100
Tabel 4.8.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Per Lokasi Dati I Bank Penyalur Kredit - April 2015
Credit and NPL of Commercial Bank to Non Banks Third Party Based on Business Sector and non Business Sector of Credit by Region - April 2015)
Lapangan Usaha
Keterangan
Jawa Barat
NPL
Banten
NPL
DKI Jakarta
NPL
D.I Yogyakarta
NPL
Jawa Tengah
NPL
Jawa Timur
NPL
Bengkulu
NPL
Jambi
NPL
Aceh
NPL
Sumatera Utara
NPL
Sumatera Barat
NPL
Riau
NPL
Sumatera Selatan
NPL
Bangka Belitung
NPL
Kepulauan Riau
NPL
Lampung
NPL
Kalimantan Selatan
NPL
Kalimantan Barat
NPL
Kalimantan Timur
NPL
Kalimantan Tengah
NPL
Sulawesi Tengah
NPL
Sulawesi Selatan
NPL
Sulawesi Utara
NPL
Gorontalo
NPL
Sulawesi Barat
NPL
Sulawesi Tenggara
NPL
Nusa Tenggara Barat
NPL
Bali
NPL
Nusa Tenggara Timur
NPL
Maluku
NPL
Papua
NPL
Maluku Utara
NPL
Papua Barat
NPL
Lainnya
NPL
Total
NPL
Pertanian,
perburuan
dan
Kehutanan
Perikanan
Pertambanga
n dan
Penggalian
Industri
Pengolahan
Listrik, gas
dan air
Konstruksi
Perdagangan
Besar dan
Eceran
Penyediaan
akomodasi
dan
penyediaan
makan
minum
Bukan Lapangan Usaha
Transportasi,
pergudangan
dan
komunikasi
Perantara
Keuangan
Real Estate,
Usaha
Persewaan,
dan Jasa
Perusahaan
10
11
Jasa
Admistrasi
Kemasyarakat
Jasa
Pemerintahan
an, Sosial
Jasa PendidiKesehatan
, Pertahanan
Budaya,
kan
dan Kegiatan
dan Jaminan
Hiburan dan
Sosial
Sosial Wajib
Perorangan
lainnya
12
13
14
15
Jasa
Perorangan
yang
Melayani
Rumah
Tangga
16
Badan
Internasional
Kegiatan yang
dan Badan
belum jelas
Ekstra
batasannya
Internasional
Lainnya
17
18
Rumah
Tangga Untuk
Pemilikan
Rumah
Tinggal
Rumah
Tangga Untuk
Pemilikan Flat
atau
Apartemen
Rumah
Tangga Untuk
Pemilikan
Ruko atau
Rukan
Rumah
Tangga Untuk
Pemilikan
Kendaraan
Bermotor
Rumah
Tangga Untuk
Pemilikan
Peralatan
Rumah
Tangga
Lainnya
5
5.198
556
250
32
94.917
1.156
550
12
5.592
121
8.216
496
1.042
33
5.058
141
1.624
60
29.777
465
4.136
162
11.431
316
11.336
360
229
4
97
47
6.393
52
3.807
30
5.848
42
4.285
306
4.890
11
984
22
1.419
49
272
13
599
11
246
8
90
4
317
7
1.238
11
194
5
49
6
707
13
11
1
85
54
3.202
-
443
31
29
1
3.176
34
87
7
807
20
661
40
24
1
42
2
47
3
343
21
81
6
52
3
63
3
63
1
69
1
599
6
112
10
121
2
96
4
22
1
85
2
270
8
213
42
23
2
8
0
50
7
38
3
137
0
44
2
45
2
46
2
11
1
26
1
-
1.409
21
329
13
116.373
3.737
20
0
345
26
1.344
158
29
6
129
36
34
13
406
5
285
12
444
6
1.026
66
1.912
5
392
2
137
6
1.067
97
67
3
3.779
137
7
1
94
1
388
54
37
0
5
0
3
1
58
7
13
8
62
50
12
1
1
52
3
2
67
0
2.943
-
47.521
1.292
11.402
110
394.944
8.685
1.844
79
36.003
912
102.325
1.182
310
4
982
24
1.277
29
35.278
790
2.142
41
2.153
22
5.253
160
549
6
4.645
37
3.562
88
1.540
28
1.045
17
6.370
34
350
3
206
9
4.971
135
765
107
91
6
50
1
176
12
268
11
1.845
19
251
2
66
1
315
73
34
3
91
9
5.920
-
1.024
13
913
0
76.408
1.144
44
267
2
1.489
7
23
0
6
0
108
0
796
0
17
0
113
2
218
1
2
0
422
0
22
1
268
35
82
0
70
0
14
0
34
0
378
5
5
1
1
0
1
3
0
15
0
30
33
12
16
0
35
3
0
2
330
-
11.144
648
5.043
277
85.918
3.107
760
18
4.485
176
12.436
665
215
14
756
69
681
157
5.076
519
556
28
1.789
165
2.914
555
241
27
1.211
91
829
41
1.240
59
975
59
4.288
614
344
20
505
22
4.795
299
744
76
142
38
37
7
444
32
436
16
2.215
218
542
59
317
29
1.424
285
175
22
486
28
160
-
63.483
2.934
14.242
513
261.607
7.929
7.237
217
66.062
2.379
88.362
2.754
3.086
190
6.079
284
5.340
648
41.646
1.437
10.675
562
9.941
710
13.172
617
2.115
143
4.899
86
11.948
429
7.667
336
8.699
218
12.145
547
3.387
111
5.331
227
24.843
990
6.132
229
2.041
179
1.292
104
3.952
201
6.312
241
17.990
176
4.485
138
1.741
63
5.297
190
1.314
63
2.274
196
6.472
160
6.033
98
716
55
36.536
348
1.726
22
4.132
243
4.780
93
135
6
506
22
149
10
1.947
46
582
17
1.270
19
705
22
117
12
863
27
371
13
643
14
767
14
1.557
27
139
5
275
7
2.889
138
441
13
82
3
43
10
407
25
614
10
6.485
113
270
6
117
4
667
24
102
4
119
3
70
-
14.969
450
1.143
43
117.726
3.335
387
19
3.973
286
10.531
333
59
3
339
5
94
7
3.784
140
414
29
1.596
104
871
19
74
2
3.960
17
833
54
1.325
220
1.720
20
4.348
514
180
5
151
2
2.901
82
308
19
32
1
11
0
79
12
160
2
536
62
201
5
106
4
630
99
46
2
308
97
787
170
3.200
141
3.747
11
137.933
487
596
8
3.401
59
3.368
114
17
196
3
30
1
1.542
34
618
4
239
5
256
3
16
73
0
366
12
387
12
292
4
375
19
13
11
1
1.279
162
16
3
2
1
0
0
12
0
100
1
512
15
35
1
8
61
0
2
1
0
1.350
-
9.996
414
2.642
54
112.674
2.246
1.368
24
4.082
92
8.444
140
173
20
504
23
180
28
3.930
188
378
29
2.414
117
1.310
103
132
7
1.362
67
892
21
1.335
66
927
12
4.531
503
224
7
170
7
2.381
153
572
7
57
5
41
2
173
8
538
4
1.745
116
145
7
185
13
406
14
55
2
250
5
170
9
15
0
10
1
1.960
3
3
0
104
0
16
0
0
0
5
0
1
0
18
1
2
0
2
8
0
1
1
0
2
0
0
0
7
1
8
0
1
0
1
0
13
3
3
0
0
3
0
3
0
4
1
0
0
32
0
0
38
8.600
-
1.053
4
313
5
2.558
15
200
1
567
7
666
21
21
0
21
0
23
0
287
10
143
4
87
5
140
0
1
0
98
0
208
7
24
0
40
0
38
1
5
0
11
214
2
41
0
5
2
23
2
15
0
168
0
24
1
1
12
4
13
10
0
-
1.546
18
205
3
5.206
62
201
16
922
15
1.263
38
35
5
99
2
79
4
919
14
167
5
260
5
220
4
19
0
46
0
178
13
70
9
149
0
139
8
24
1
22
1
179
1
39
0
11
0
12
0
21
1
140
2
538
1
30
1
7
30
2
4
0
10
0
13
-
6.653
284
1.585
41
26.034
624
1.086
26
3.359
113
5.067
223
159
7
434
12
383
101
1.672
106
676
57
892
37
732
38
102
10
394
10
732
15
702
54
400
9
1.452
223
225
11
257
14
1.960
58
621
20
98
8
87
12
215
14
395
7
1.322
11
325
10
97
6
1.039
70
85
3
314
15
-
365
9
82
1
442
5
95
10
417
8
440
11
9
0
16
1
29
4
99
2
17
0
27
0
24
1
7
0
23
0
31
1
20
1
10
0
33
1
17
0
28
1
136
7
16
0
9
0
7
0
13
1
28
0
97
1
19
0
13
1
28
0
5
0
11
0
-
57
4
0
1
20
1
0
0
1
4
2
0
0
0
1
-
683
112
76
1
2.790
53
151
5
168
9
710
16
12
0
15
1
38
9
136
5
9
1
34
5
655
9
5
42
0
34
2
224
9
150
1
119
18
143
1
22
0
125
6
3
1
1
6
2
29
5
16
1
0
1
54
2
8
81
5.437
-
54.609
1.715
18.968
403
88.237
1.347
3.529
51
16.429
407
31.148
551
1.189
18
3.441
107
2.116
49
11.397
561
2.502
81
6.136
328
5.929
263
825
25
5.267
118
2.589
99
6.625
218
2.967
72
6.718
282
1.823
35
1.800
40
11.094
417
3.271
193
725
36
209
3
1.705
50
2.539
51
10.582
74
1.081
9
469
7
1.355
40
475
6
445
14
0
-
913
21
402
6
8.631
90
59
0
214
11
1.349
18
21
0
31
0
80
294
11
76
1
72
7
35
0
9
77
0
38
2
32
1
58
4
108
3
9
0
9
131
2
63
2
7
0
1
112
1
84
1
81
1
12
0
4
0
17
1
33
2
13
1
-
1.969
66
935
11
8.454
221
214
3
858
29
1.924
44
191
7
431
11
225
23
2.062
64
243
23
766
21
1.083
44
193
2
649
17
272
7
378
15
779
12
771
24
126
2
271
8
1.475
71
283
6
39
4
31
0
416
18
245
3
380
3
95
41
1
356
7
15
99
3
-
4.802
59
8.663
62
84.513
1.032
482
3
4.213
37
5.129
42
54
1
201
3
136
4
4.744
53
146
3
423
6
373
9
86
1
381
1
358
4
185
3
204
1
2.539
34
45
0
147
3
4.010
37
213
3
120
1
10
0
57
1
231
2
395
6
76
1
38
0
51
1
21
0
29
0
-
39.197
579
10.356
188
63.098
930
5.377
31
19.399
209
47.355
452
3.575
24
7.071
75
12.579
70
19.190
242
4.625
66
12.013
121
14.558
174
2.399
14
4.695
39
4.054
58
7.266
64
9.606
47
11.507
194
5.669
25
8.295
52
15.184
181
6.549
161
2.476
50
1.220
11
6.593
48
5.940
88
9.463
35
6.044
54
2.498
27
7.343
98
1.523
16
2.775
37
64
-
214.088
4.603
7.932
274
133.269
4.474
674.544
13.931
83.190
1.229
153.324
8.438
731.270
26.203
76.252
1.472
174.583
6.163
160.054
1.103
164.388
4.513
10.863
10
7.033
91
12.805
233
59.556
2.252
2.613
69
88
3
11.979
272
308.195
7.671
13.074
186
26.268
772
123.076
1.412
379.559
4.457
Bukan
Lapangan
Usaha
Lainnya
Location
Jawa Barat
NPL
Banten
NPL
DKI Jakarta
NPL
D.I Yogyakarta
NPL
Jawa Tengah
NPL
Jawa Timur
NPL
Bengkulu
NPL
Jambi
NPL
Aceh
NPL
Sumatera Utara
NPL
Sumatera Barat
NPL
Riau
NPL
Sumatera Selatan
NPL
Bangka Belitung
NPL
Kepulauan Riau
NPL
Lampung
NPL
Kalimantan Selatan
NPL
Kalimantan Barat
NPL
Kalimantan Timur
NPL
Kalimantan Tengah
NPL
Sulawesi Tengah
NPL
Sulawesi Selatan
NPL
Sulawesi Utara
NPL
Gorontalo
NPL
Sulawesi Barat
NPL
Sulawesi Tenggara
NPL
Nusa Tenggara Barat
NPL
Bali
NPL
Nusa Tenggara Timur
NPL
Maluku
NPL
Papua
NPL
Maluku Utara
NPL
Papua Barat
NPL
Other
NPL
183.567 Total
2.310 NPL
31.626
115
6.534
47
74.326
1.721
158
3
22.427
69
4.357
80
2.669
7
341
3
289
1
1.452
39
9.790
26
323
9
375
10
5
0
194
1
3.762
17
185
3
43
1
375
9
13
0
14
0
4.320
23
5.813
43
1.900
5
942
2
84
5
3.529
23
672
11
3.543
14
1.384
13
614
5
1.351
4
149
0
9
0
r) Revised figures
101
Tabel 4.9.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use )
2014
Keterangan
2011
2012
2015
Items
2013
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Feb
Mar
Apr
Jenis Penggunaan
Type of Use
Kredit kepada Pihak Ketiga
Credit to Third Party
1. Modal Kerja
NPL
2. Investasi
NPL
3. Konsumsi
NPL
Total Kredit
NPL
1.068.676
1.316.689
1.585.659
1.607.627
1.609.581
1.650.529
1.675.228
1.671.457
1.708.471
1.698.551
1.713.799
1.757.449
1.732.861
1.729.294
1.754.591
28.279
28.963
31.470
37.908
40.652
40.265
42.508
42.933
43.567
44.573
46.002
43.840
49.389
48.236
50.224
464.262
591.425
798.157
830.170
846.172
857.965
852.749
857.834
872.348
869.309
881.519
903.194
914.438
924.297
923.240
8.917
10.032
13.633
16.720
18.622
19.493
20.178
22.090
22.692
23.541
23.386
21.223
23.020
23.821
25.110
667.155
799.748
909.058
923.551
947.396
959.669
967.053
969.073
980.475
990.210
1.001.297
1.013.666
1.018.387
1.026.280
1.033.739
10.499
11.600
13.176
14.250
15.027
15.075
15.525
15.697
15.417
15.356
15.368
14.324
16.662
16.344
16.808
2.200.094
2.707.862
3.292.874
3.361.348
3.403.148
3.468.162
3.495.030
3.498.364
3.561.295
3.558.070
3.596.614
3.674.308
3.665.686
3.679.871
47.695
50.595
58.279
68.878
74.302
74.833
78.211
80.719
81.676
83.470
84.757
79.388
89.072
88.401
92.142
41.876
47.799
62.518
61.371
60.703
62.142
60,435 r).
r).
58.720
61.621
59.551
59.882
61.014
72.556
72.039
74.146
NPL
1.602
1.616
1.571
1.323
1.353
1.698
1.946
2.110
2.004
1.809
2.224
2.530
2.386
2.380
26.525
38.985
70.611
58.856
58.386
63.008
61.356
51.353
53.792
53.412
54.950
56.049
57.766
60.806
58.861
733
587
618
568
794
864
842
3. Lainnya
NPL
Total Kredit
NPL
2. Investments
NPL
3. Consumption
NPL
NPL
User Orientation
2. Impor
NPL
NPL
3.711.569 Total Credit
1. Ekspor
1. Working Capital
1,753
900
887
572
497
636
683
1.224
1.233
3.373.239
r).
3.388.291
3.445.881
3.445.107
3.481.783
3.557.246
3.535.364
3.547.027
3.578.563
75.616
r).
77.873
78.679
80.894
82.451
76.528
85.859
84.791
88.529
2.131.118
2.621.078
3.159.745
3.241.121
3.284.059
3.343.012
45.245
48.392
56.091
66.987
72.155
72.271
2.200.094
2.707.862
3.292.874
3.361.348
3.403.148
3.468.162
3.495.030
3.498.364
3.561.295
3.558.070
3.596.614
3.674.308
3.665.686
3.679.871
47.694
50.595
58.279
68.878
74.302
74.833
78.211
80.719
81.676
83.470
84.757
79.388
89.072
88.401
1. Ekspor
NPL
2. Impor
NPL
3. Other
NPL

92.142
NPL
r) Revised figures
102
Tabel 4.10.a. Kredit dan NPL Bank Persero Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of State Owned Banks to Non Bank Third Party Based on Types and Orientation of Use)
2014
Keterangan
2011
2012
2015
Items
2013
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Feb
Mar
Apr
Jenis Penggunaan
Type of Use

1. Modal Kerja
NPL
2. Investasi
NPL
3. Konsumsi
NPL
Total Kredit
NPL

407.101
503.972
580.070
572.582
567.023
585.064
594.067
597.149
608.785
597.291
605.597
629.678
616.084
610.628
616.288
13.638
13.784
12.967
14.805
15.413
15.032
16.285
15.934
16.061
15.927
16.036
14.936
18.028
17.504
18.578
135.196
168.585
274.979
290.889
297.714
301.065
303.518
307.293
312.552
311.328
315.562
324.486
328.915
331.064
332.512
2.462
2.559
3.844
4.359
4.708
5.090
4.771
5.832
5.840
4.737
4.946
4.375
5.175
5.014
5.441
234.535
286.571
326.677
335.868
341.297
348.106
348.085
349.691
354.107
358.403
362.909
370.924
374.513
379.551
382.556
3.683
4.905
5.656
6.798
7.181
7.184
7.207
7.257
7.096
7.056
6.986
6.333
7.702
7.528
776.833
959.128
1.181.726
1.199.339
1.206.035
1.234.235
1.245.669
1.254.133
1.275.444
1.267.022
1.284.068
1.325.087
1.319.512
1.321.243
19.783
21.249
22.467
25.962
27.301
27.305
28.262
29.023
28.997
27.720
27.968
25.643
30.904
30.046
7.710
NPL
2. Impor
NPL
31.730
13.551
548
7.296
350
13.169
13.717
12.606
12.063
12.939
11.847
12.049
11.790
10.376
10.963
11.572
10.534
11.824
11.489
540
502
472
516
527
522
523
547
561
564
796
929
796
801
10.542
27.799
12.021
10.936
10.184
9.948
2.212
2.047
2.013
1.979
1.995
2.266
2.203
2.008
372
470
14
14
14
14
73
62
11
10
10
11
755.987
935.417
1.140.209
1.174.712
1.183.035
1.211.113
1.223.874
1.239.873
1.261.607
1.254.632
1.271.126
1.311.520
1.306.712
1.307.215
1.317.858
NPL
18.885
20.336
21.496
25.476
26.771
26.764
27.726
28.427
28.388
27.148
27.394
24.839
29.966
29.241
30.918
776.833
959.128
1.181.726
1.199.339
1.206.035
1.234.235
1.245.669
1.254.133
1.275.444
1.267.022
1.284.068
1.325.087
1.319.512
1.321.243
19.783
21.249
22.467
25.962
27.301
27.305
28.262
29.023
28.997
27.720
27.968
25.643
30.904
30.046
NPL
2. Investments
NPL
3. Consumption
NPL
NPL
User Orientation
3. Lainnya
Total Kredit
NPL
1. Ekspor
1. Working Capital
1. Ekspor
NPL
2. Impor
NPL
3. Other
NPL

31.730
NPL
r) Revised figures
103
Tabel 4.11.a. Kredit dan NPL BUSN Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Foreign Exchange Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use)
2014
Keterangan
2011
2012
2015
Items
2013
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Feb
Mar
Apr
Jenis Penggunaan
Type of Use

1. Modal Kerja
NPL
2. Investasi
NPL
3. Konsumsi
NPL
Total Kredit
NPL

434.210
519.409
617.230
643.513
640.012
653.292
657.452
668.689
685.317
689.609
697.272
714.698
703.834
706.359
716.302
10.005
9.122
10.151
12.947
14.054
14.191
14.890
15.839
15.884
17.280
18.148
16.570
18.087
17.432
18.000
242.948
305.936
371.973
382.503
389.800
397.145
389.972
399.671
404.796
404.377
408.064
417.254
418.080
422.998
422.463
4.746
4.540
6.057
7.239
8.474
8.891
9.573
10.440
11.150
12.722
12.406
11.139
11.790
12.604
13.342
245.384
288.933
322.319
320.726
334.186
335.733
341.062
340.426
342.319
344.986
348.132
349.856
348.515
348.705
350.313
3.390
3.785
4.356
5.165
5.384
5.364
5.664
5.745
5.623
5.602
5.689
5.456
6.195
6.081
922.541
1.114.279
1.311.522
1.346.741
1.363.998
1.386.170
1.388.486
1.408.786
1.432.433
1.438.972
1.453.468
1.481.808
1.470.428
1.478.062
18.141
17.448
20.564
25.351
27.912
28.447
30.126
32.023
32.657
35.605
36.242
33.165
36.072
36.117
6.155
NPL
2. Impor
NPL
8.800
9.391
14.471
17.605
16.800
16.884
16.664 r)
r)
16.851
18.809
18.040
17.941
18.501
18.643
16.824
37.496
91
22
153
148
130
383
671
670
672
687
740
789
739
770
11.385
15.784
18.505
19.368
19.676
19.081
19.841
20.739
20.458
19.742
21.058
20.889
22.333
20.888
199
97
76
39
294
296
275
496
275
273
478
377
398
437
920
944
1.352.741
r)
1.372.093
1.392.885
1.400.473
1.415.785
1.442.249
1.430.897
1.438.905
1.446.905
29.355
r)
31.078
31.714
34.455
35.178
32.027
34.846
34.458
35.782
906.486
1.093.502
1.281.267
1.310.632
1.327.831
1.349.609
17.851
17.329
20.335
25.165
27.487
27.767
922.541
1.114.279
1.311.522
1.346.741
1.363.998
1.386.170
1.388.486
1.408.786
1.432.433
1.438.972
1.453.468
1.481.808
1.470.428
1.478.062
18.141
17.448
20.564
25.351
27.912
28.447
30.126
32.023
32.657
35.605
36.242
33.165
36.072
36.117
NPL
21.286
7.256
NPL
2. Investments
NPL
3. Consumption
NPL
NPL
User Orientation
3. Lainnya
Total Kredit
NPL
1. Ekspor
1. Working Capital
1. Ekspor
NPL
2. Impor
NPL
3. Other
NPL

37.496
NPL
r) Revised figures
104
Tabel 4.12.a. Kredit dan NPL BUSN Non Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Non-Foreign Exchange Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use)
2014
Keterangan
2011
2012
2015
Items
2013
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Feb
Mar
Apr
Jenis Penggunaan
Type of Use

1. Modal Kerja
NPL
2. Investasi
NPL
3. Konsumsi
NPL
Total Kredit
NPL

22.195
30.464
41.614
45.185
46.292
47.386
48.032
47.410
48.753
48.141
49.069
51.507
51.266
50.715
51.801
635
810
1.001
1.308
1.349
1.364
1.463
1.478
1.472
1.575
1.530
1.509
1.855
1.778
1.739
11.858
16.879
20.358
21.225
21.780
22.961
23.221
23.208
23.421
23.605
23.779
23.828
23.855
25.687
25.490
285
692
618
770
806
812
886
918
994
975
1.005
850
1.096
1.208
1.191
34.090
42.108
46.256
46.671
47.547
48.386
48.874
49.241
49.730
49.892
50.369
50.666
50.733
51.284
51.471
323
336
319
361
383
380
382
391
374
378
371
373
393
380
68.143
89.451
108.228
113.081
115.619
118.732
120.127
119.860
121.904
121.638
123.216
126.001
125.853
127.685
1.243
1.838
1.938
2.439
2.537
2.556
2.731
2.788
2.840
2.928
2.906
2.732
3.345
3.366
403
2. Investments
NPL
3. Consumption
NPL
3.333
NPL
User Orientation
1. Ekspor
10
13
NPL
2. Impor
245
243
254
244
242
310
293
291
285
268
NPL
27
22
3. Lainnya
68.133
89.439
108.226
113.076
115.609
118.475
119.884
119.605
121.659
121.395
122.906
125.703
125.556
127.395
128.488
NPL
1.243
1.838
1.938
2.439
2.537
2.556
2.731
2.788
2.840
2.928
2.906
2.732
3.318
3.344
3.327
68.143
89.451
108.228
113.081
115.619
118.732
120.127
119.860
121.904
121.638
123.216
126.001
125.853
127.685
1.243
1.838
1.938
2.439
2.537
2.556
2.731
2.788
2.840
2.928
2.906
2.732
3.345
3.366
NPL
NPL
128.762 Total Credit
Total Kredit
1. Working Capital
1. Ekspor
NPL
2. Impor
NPL
3. Other
NPL

3.333
NPL
105
Tabel 4.13.a. Kredit dan NPL BPD Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Regional Development Banks to Non Bank Third Party Based on Types and Orientation of Use)
2014
Keterangan
2011
2012
2015
Items
2013
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Feb
Mar
Apr
Jenis Penggunaan
Type of Use

1. Modal Kerja
NPL
2. Investasi
NPL
3. Konsumsi
NPL
Total Kredit
NPL

35.304
45.861
57.562
56.048
57.698
59.550
60.582
62.028
63.750
64.581
62.686
59.395
55.335
56.479
57.522
1.948
3.207
4.838
5.402
5.861
5.515
5.858
6.048
5.778
6.007
6.465
6.172
6.800
6.964
7.340
21.081
24.870
29.561
32.119
32.480
32.620
32.992
33.058
32.941
32.546
35.327
36.290
36.388
36.451
36.624
498
1.134
1.683
2.938
3.178
3.034
3.324
3.315
2.857
2.790
2.992
2.826
3.007
3.094
3.349
119.317
148.120
177.418
185.046
188.722
191.278
192.885
193.931
197.821
201.017
203.601
205.771
208.180
210.600
212.914
627
684
922
1.160
1.288
1.336
1.449
1.487
1.507
1.558
1.585
1.408
1.589
1.559
175.702
218.851
264.541
273.212
278.900
283.448
286.459
289.017
294.511
298.145
301.614
301.456
299.902
303.530
3.073
5.025
7.444
9.499
10.327
9.886
10.630
10.851
10.142
10.355
11.042
10.406
11.395
11.616
1.713
12.402
99
87
65
62
101
100
65
62
66
67
65
51
50
41
40
NPL
14
10
12
23
11
10
11
11
10
11
13
12
12
2. Impor
15
14
14
NPL
175.597
218.759
264.473
273.147
278.796
283.345
286.392
288.952
294.443
298.074
301.546
301.402
299.837
303.475
307.005
3.065
5.010
7.434
9.489
10.314
9.861
10.619
10.839
10.131
10.343
11.031
10.395
11.382
11.603
12.389
175.702
218.851
264.541
273.212
278.900
283.448
286.459
289.017
294.511
298.145
301.614
301.456
299.902
303.530
3.073
5.025
7.444
9.499
10.327
9.886
10.630
10.851
10.142
10.355
11.042
10.406
11.395
11.616
Total Kredit
NPL
2. Investments
NPL
3. Consumption
NPL
NPL
User Orientation
1. Ekspor
NPL
NPL
3. Lainnya
1. Working Capital
1. Ekspor
NPL
2. Impor
NPL
3. Other
NPL

12.402
NPL
106
Tabel 4.14.a. Kredit dan NPL Bank Campuran Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Joint Venture Banks to Non Bank Third Party Based on Types and Orientation of Use)
2014
Keterangan
2011
2012
2015
Items
2013
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Feb
Mar
Apr
Jenis Penggunaan
Type of Use

1. Modal Kerja
NPL
2. Investasi
NPL
3. Konsumsi
NPL
Total Kredit
NPL

80.077
101.551
130.992
132.306
134.333
139.191
139.363
122.870
122.356
124.004
127.033
131.308
129.633
127.173
126.519
1.083
1.307
1.171
1.603
2.310
2.478
2.340
2.248
2.432
2.400
2.390
3.111
3.064
2.795
2.802
26.317
38.127
55.821
56.044
57.128
56.541
55.838
45.999
46.583
45.930
48.584
50.075
53.719
53.195
53.111
401
537
867
827
878
1.047
1.025
987
1.056
1.069
1.046
1.011
1.030
1.011
1.079
13.994
13.617
14.545
14.749
14.846
15.009
14.859
14.561
15.226
14.533
14.610
14.542
14.628
14.526
14.543
552
524
432
341
365
369
370
360
390
349
329
336
337
331
120.389
153.295
201.357
203.099
206.307
210.741
210.059
183.430
184.165
184.467
190.228
195.925
197.980
194.894
2.036
2.368
2.470
2.772
3.553
3.893
3.735
3.595
3.879
3.818
3.765
4.458
4.431
4.136
343
NPL
2. Impor
NPL
3. Lainnya
NPL
Total Kredit
NPL
NPL
2. Investments
NPL
3. Consumption
NPL

4.223
NPL
User Orientation
1. Ekspor
1. Working Capital
14.728
17.518
24.128
21.575
22.280
22.451
21.989
20.887
20.945
20.781
20.778
20.269
20.162
19.676
18.022
468
619
340
167
167
230
227
226
346
258
241
366
377
359
348
3.899
5.989
9.350
10.668
10.145
13.716
13.775
12.732
13.182
13.285
14.977
16.213
17.556
17.337
17.451
23
26
24
62
62
62
62
74
101
221
200
139
139
101.761
129.788
167.880
170.856
173.882
174.574
174.295
149.811
150.038
150.401
154.473
159.444
160.262
157.881
158.701
1.545
1.742
2.104
2.582
3.379
3.601
3.445
3.307
3.471
3.486
3.423
3.870
3.853
3.638
3.737
120.389
153.295
201.357
203.099
206.307
210.741
210.059
183.430
184.165
184.467
190.228
195.925
197.980
194.894
2.036
2.368
2.470
2.772
3.553
3.893
3.735
3.595
3.879
3.818
3.765
4.458
4.431
4.136
1. Ekspor
NPL
2. Impor
NPL
3. Other
NPL

4.223
NPL
107
Tabel 4.15.a. Kredit dan NPL Bank Asing Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Foreign Owned Banks to Non Bank Third Party Based on Types and Orientation of Use)
2014
Keterangan
2011
2012
2015
Items
2013
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Feb
Mar
Apr
Jenis Penggunaan
Type of Use

1. Modal Kerja
NPL
2. Investasi
NPL
3. Konsumsi
NPL
Total Kredit
NPL

89.789
115.432
158.191
157.995
164.223
166.046
175.732
173.310
179.511
174.924
172.142
170.863
176.710
177.939
186.159
970
732
1.341
1.844
1.666
1.685
1.674
1.385
1.939
1.383
1.434
1.542
1.556
1.764
1.765
26.862
37.028
45.465
47.391
47.269
47.632
47.208
48.605
52.056
51.524
50.203
51.261
53.481
54.903
53.039
525
569
564
586
579
619
599
598
795
1.248
991
1.023
922
890
708
19.834
20.398
21.844
20.491
20.797
21.157
21.288
21.223
21.272
21.378
21.676
21.907
21.819
21.614
21.941
1.924
1.366
1.491
425
427
442
453
456
426
413
409
418
446
466
136.486
172.859
225.500
225.876
232.290
234.835
244.229
243.138
252.838
247.827
244.021
244.031
252.010
254.456
3.419
2.667
3.396
2.854
2.671
2.746
2.726
2.439
3.161
3.044
2.833
2.984
2.924
3.120
484
NPL
2. Impor
NPL
3. Lainnya
NPL
Total Kredit
NPL
NPL
2. Investments
NPL
3. Consumption
NPL

2.958
NPL
User Orientation
1. Ekspor
1. Working Capital
4.688
7.629
10.136
9.522
9.452
9.755
9.870
8.870
10.011
10.286
10.135
10.616
23.162
23.667
23.303
487
421
567
527
528
535
497
517
537
501
307
311
422
479
449
8.069
11.058
17.673
17.657
17.931
19.185
18.307
16.311
17.578
17.410
17.939
16.486
16.748
18.634
18.231
162
109
45
492
477
489
489
488
488
133
132
123.154
154.172
197.690
198.698
204.907
205.896
216.053
217.957
225.249
220.131
215.947
216.928
212.101
212.155
219.605
2.656
2.136
2.783
1.836
1.666
1.722
1.740
1.434
2.136
2.535
2.519
2.665
2.494
2.507
2.376
136.486
172.859
225.500
225.876
232.290
234.835
244.229
243.138
252.838
247.827
244.021
244.031
252.010
254.456
3.418
2.667
3.396
2.854
2.671
2.746
2.726
2.439
3.161
3.044
2.833
2.984
2.924
3.120
1. Ekspor
NPL
2. Impor
NPL
3. Other
NPL

2.958
NPL
r) Revised figures
108
Tabel 4.16.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan per Lokasi Dati I Bank Penyalur Kredit - April 2015
Credit and Non Perfoming Loan (NPL) of Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use by Bank Location for April 2015
Lokasi
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.
13.
14.
15.
16.
17.
18.
19.
20.
21.
22.
23.
26.
25.
24.
27.
28.
29.
30.
31.
32.
33.
34.
Jawa Barat
NPL
Banten
NPL
DKI Jakarta
NPL
D.I Yogyakarta
NPL
Jawa Tengah
NPL
Jawa Timur
NPL
Bengkulu
NPL
Jambi
NPL
Aceh
NPL
Sumatera Utara
NPL
Sumatera Barat
NPL
Riau
NPL
Sumatera Selatan
NPL
Bangka Belitung
NPL
Kepulauan Riau
NPL
Lampung
NPL
Kalimantan Selatan
NPL
Kalimantan Barat
NPL
Kalimantan Timur
NPL
Kalimantan Tengah
NPL
Sulawesi Tengah
NPL
Sulawesi Selatan
NPL
Sulawesi Utara
NPL
Gorontalo
NPL
Sulawesi Barat
NPL
Sulawesi Tenggara
NPL
Nusa Tenggara Barat
NPL
Bali
NPL
Nusa Tenggara Timur
NPL
Maluku
NPL
Papua
NPL
Maluku Utara
NPL
Papua Barat
NPL
Lainnya
NPL
Total
NPL
Modal Kerja
Investasi
Konsumsi
(Working Capital)
(Investment)
(Consumption)
Ekspor
Orientasi Penggunaan (User Orientation)

Impor
Location
Lainnya
123.898
5.178
30.766
938
921.770
20.554
9.855
296
105.882
3.218
201.590
5.040
3.843
190
8.497
453
7.439
929
79.468
2.680
14.579
715
15.959
892
21.620
1.332
4.878
167
9.757
142
18.170
606
11.453
490
11.488
292
22.468
1.373
4.543
138
6.213
244
32.765
1.561
7.207
399
2.227
184
1.388
113
4.032
206
6.913
267
21.212
361
5.295
192
2.030
91
7.625
545
1.401
73
2.985
196
25.377
169
1.754.591
50.837
1.847
11.961
222
555.488
12.419
6.501
169
28.807
1.248
48.530
1.249
1.505
99
6.692
170
2.700
149
48.187
1.105
6.321
243
16.784
630
17.284
629
707
52
8.840
245
8.967
155
8.977
491
9.808
110
21.167
1.582
5.442
40
1.974
72
16.380
594
3.023
131
971
71
454
34
1.696
122
2.507
53
13.730
432
1.316
58
741
37
3.208
240
467
30
1.190
211
10.075
170
923.240
133.116
2.555
45.858
718
327.259
5.340
9.819
91
63.540
762
91.263
1.187
7.698
57
11.517
199
15.425
148
39.139
970
17.382
200
19.732
492
22.354
500
3.518
42
11.262
177
11.072
185
14.671
304
13.657
137
22.017
546
7.684
63
10.536
103
36.214
730
16.193
408
5.267
96
2.413
17
8.968
123
12.569
167
21.572
130
10.850
78
4.435
48
9.737
153
3.418
27
3.510
55
74
0
1.033.739
2.529
102
520
0
49.596
1.839
86
1
1.269
232
6.601
16
81
0
111
1
45
4
8.548
166
593
10
273
1
1.365
1
269
0
103
0
501
0
272
1
104
0
336
2
200
0
8
0
265
1
41
0
2
0
1
0
13
1
14
0
237
0
18
0
7
0
3
0
4
6
0
127
74.146
1.009
2
42
0
48.868
1.208
9
0
1.125
5
4.969
8
3
0
17
0
1
2.341
2
4
1
75
1
9
0
1
141
0
2
0
26
0
11
0
3
0
0
0
5
0
16
0
2
0
1
0
0
0
7
3
1
0
3
0
12
0
1
0
3
0
0
0
2
0
154
58.861
304.313
9.475
88.023
1.878
1.706.053
35.266
26.080
555
195.835
4.992
329.814
7.452
12.963
346
26.579
821
25.519
1.221
155.904
4.586
37.683
1.148
52.128
2.011
59.884
2.460
8.832
260
29.616
563
37.705
946
34.802
1.284
34.839
539
65.314
3.499
17.470
241
18.709
418
85.079
2.885
26.380
938
8.462
351
4.254
163
14.675
447
21.974
487
56.274
922
17.432
327
7.198
175
20.563
937
5.282
130
7.678
462
35.244
340
3.578.563
50.224
25.110
16.808
2.380
1.233
88.529
1. Jawa Barat
NPL
2. Banten
NPL
3. DKI Jakarta
NPL
4. D.I Yogyakarta
NPL
5. Jawa Tengah
NPL
6. Jawa Timur
NPL
7. Bengkulu
NPL
8. Jambi
NPL
9. Aceh
NPL
10. Sumatera Utara
NPL
11. Sumatera Barat
NPL
12. Riau
NPL
NPL
14. Bangka Belitung
NPL
15. Kepulauan Riau
NPL
16. Lampung
NPL
NPL
NPL
NPL
NPL
21. Sulawesi Tengah
NPL
NPL
23. Sulawesi Utara
NPL
26. Gorontalo
NPL
25. Sulawesi Barat
NPL
NPL
NPL
28. Bali
NPL
NPL
30. Maluku
NPL
31. Papua
NPL
32. Maluku Utara
NPL
33. Papua Barat
NPL
34. Lainnya
NPL
Total
NPL
r) Revised figures
109
Tabel 4.17.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lokasi Dati I Bank Penyalur Kredit
(Credit and NPL 0f Commercial Banks to Non Bank Third Party Based on Bank Location)
Keterangan
1. Jawa Barat
NPL
2. Banten
NPL
3. DKI Jakarta
NPL
4. D.I Yogyakarta
NPL
5. Jawa Tengah
NPL
6. Jawa Timur
NPL
7. Bengkulu
NPL
8. Jambi
NPL
9. Aceh
NPL
10. Sumatera Utara
NPL
11. Sumatera Barat
NPL
12. Riau
NPL
NPL
14. Bangka Belitung
NPL
15. Kepulauan Riau
NPL
16. Lampung
NPL
NPL
NPL
NPL
NPL
21. Sulawesi Tengah
NPL
NPL
23. Sulawesi Utara
NPL
24. Gorontalo
NPL
25. Sulawesi Barat
NPL
NPL
NPL
28. Bali
NPL
NPL
30. Maluku
NPL
31. Papua
NPL
32. Maluku Utara
NPL
33. Irian Jaya Barat
NPL
34. Lainnya
NPL
Total
NPL
2011
2012
2013
172.550
4.134
52.115
980
1.080.426
22.338
15.154
313
120.950
2.550
190.058
5.490
7.399
128
15.104
261
18.714
768
106.073
2.426
24.573
466
36.387
710
35.249
569
4.993
27
18.147
424
23.782
697
21.006
396
19.433
176
41.908
837
11.491
114
11.125
310
53.068
1.514
16.121
430
4.433
122
2.782
111
8.153
113
12.122
203
29.793
463
10.184
145
4.926
130
11.013
127
3.017
52
3.914
44
13.932
130
219.544
5.318
64.337
1.055
1.310.522
20.366
18.636
387
150.269
2.887
239.702
6.257
9.361
131
19.282
328
20.755
958
130.886
2.470
30.384
627
43.303
1.256
44.204
1.382
5.467
50
23.059
410
30.146
668
26.634
403
24.728
198
52.316
1.239
14.281
106
13.523
239
66.433
1.817
19.768
405
5.522
110
3.366
86
10.602
154
15.323
217
38.418
199
12.525
174
5.576
163
14.439
179
3.847
77
5.398
76
15.310
202
2.707.862
50.595
267.666
6.833
76.353
1.162
1.604.953
22.048
22.166
383
175.439
3.492
302.809
5.331
11.277
203
23.615
467
23.538
1.070
155.203
3.296
34.323
750
48.573
1.489
53.339
1.844
7.813
102
28.180
393
35.422
603
31.584
544
30.303
340
64.093
2.489
16.748
154
16.408
325
75.625
2.153
23.299
593
6.735
191
3.870
148
12.963
226
18.383
258
47.875
239
14.917
199
6.545
163
17.763
311
4.631
129
6.731
132
23.731
222
3.292.874
58.279
2.200.094
47.695
Apr
275.718
8.059
78.462
1.473
1.636.214
24.981
23.098
424
178.943
4.118
307.022
6.439
11.595
261
24.090
588
24.042
1.223
156.892
3.953
34.853
967
48.709
1.753
54.534
2.102
7.811
128
28.261
486
36.789
714
32.356
692
31.116
424
64.000
3.315
16.803
202
17.016
364
76.880
2.501
23.637
758
6.961
238
4.021
185
13.280
318
19.160
338
49.541
365
15.324
222
6.612
196
18.323
446
4.726
148
6.938
156
27.622
345
3.361.348
68.878
Mei
280.831
8.375
80.516
1.564
1.660.673
27.738
23.650
476
181.009
4.113
309.029
6.742
11.735
274
24.362
649
24.310r)
1.274r)
155.541
4.120
35.063
987
49.373
1.807
55.197
2.403
8.125
148
28.249
500
37.245
759
32.854
811
31.307
430
63.797
3.564
17.064
224
17.314
387
77.815
2.920
23.921
833
7.065
269
4.061
193
13.422
335
19.383
362
50.180
407
15.594
244
6.691
203
18.640
528
4.770
155
7.087
163
27.272
347
3.403.148r)
74.302r)
Jun
Jul
2014
Ags
Sep
Okt
Nov
Des
Feb
2015
Mar
Apr
286.763
8.399
81.751
1.560
1.689.899
28.574
24.299
498
186.048
4.102
317.193
6.754
11.944
278
24.863
613
24.701
1.227
158.919
4.106
35.766
977
50.492
1.791
56.027
2.173
8.297
180
28.788
502
37.267
757
33.460
799
32.197
421
63.813
3.220
16.635
226
17.751
379
79.429
2.811
24.497
863
7.210
282
4.118
189
13.633
340
19.741
344
51.283
877
15.944
239
6.793
183
19.108
597
4.819
142
7.255
160
27.457
269
287.238
9.212
83.942
1.646
1.712.952
29.627
24.586
532
186.711
4.203
316.695
6.880
11.945
298
25.004
639
24.214
1.259
158.300
4.404
35.644
1.027
50.432
1.851
55.873
2.294
8.045
187
27.829
527
36.086
789
33.356
845
32.316
453
63.730
3.799
16.658
233
17.748
405
79.504
2.853
24.432
879
7.229
271
4.133
201
13.709
377
19.794
373
51.611
520
16.074
266
6.784
188
19.379
609
4.871
142
7.259
159
30.947
261
287.728
9.048
84.792
1.733
1.706.930
31.544
24.651
524
187.197
4.217
319.790
7.089
11.999
315
25.082
653
24.260
1.260
155.570
4.509
35.707
1.066
50.286
1.887
56.322
2.381
8.315
191
28.988
531
37.144
825
33.681
866
32.496
471
63.507
3.757
16.804
230
17.897
398
79.770
2.911
24.589
910
7.271
274
4.151
189
13.761
365
19.955
386
52.093
555
16.211
276
6.813
183
19.453
641
4.872
145
7.302
171
32.978
216
293.859
9.077
85.642
1.733
1.739.637
33.578
25.064
495
190.589
4.262
325.570
6.817
12.248
321
25.367
621
24.628
1.223
158.433
4.391
36.417
1.057
50.815
1.819
57.322
2.329
8.272
193
29.644
507
37.722
901
33.923
881
33.023
454
64.019
3.115
16.953
225
18.288
407
80.468
2.870
25.062
951
7.427
277
4.208
186
13.910
361
20.320
374
53.453
519
16.529
271
6.938
178
19.784
640
4.938
145
7.403
159
33.418
339
295.399
9.145
85.865
1.779
1.723.872
34.953
25.171
509
191.671
4.321
331.685
7.033
12.353
309
25.559
613
24.690
1.211
158.312
4.409
36.505
1.035
50.995
1.810
58.423
2.051
8.290
190
29.115
495
37.585
920
34.127
978
33.620
458
64.186
3.231
17.063
236
18.336
410
80.652
2.902
25.245
939
7.966
305
4.229
179
14.002
378
20.530
374
53.837
568
16.748
279
6.980
173
19.932
625
4.956
144
7.471
171
32.702
334
299.310
9.062
87.443
1.814
1.741.751
36.046
25.310
519
193.218
4.201
333.434
6.984
12.459
279
25.780
670
25.010
1.181
161.055
4.463
36.960
1.032
51.431
1.787
59.475
2.088
8.487
159
29.396
519
37.869
891
34.325
957
34.155
466
64.796
3.287
17.280
222
18.591
407
81.710
2.798
25.574
937
8.055
299
4.230
168
14.120
386
20.882
369
54.434
567
16.994
267
7.057
160
20.396
882
5.030
135
7.512
420
33.084
335
304.196
8.094
89.177
1.645
1.782.027
34.143
25.734
461
196.929
4.414
342.988
6.277
12.601
283
26.225
654
25.221
1.101
166.025
4.140
37.682
987
52.114
1.688
60.193
1.995
8.767
147
29.785
484
38.488
859
34.920
848
34.790
412
65.898
3.076
17.356
205
18.806
353
83.568
2.620
25.997
788
8.184
292
4.280
147
14.186
335
21.242
370
55.483
520
17.094
232
7.072
141
20.431
797
5.067
116
7.616
423
34.166
337
300.302
9.695
87.126
1.967
1.795.315
36.778
25.587
523
196.116
4.926
336.536
7.089
12.713
330
26.172
804
25.006
1.199
164.113
4.727
37.481
1.182
51.823
1.936
59.365
2.290
8.219
190
29.477
519
37.453
970
34.454
1.155
34.477
494
64.637
3.281
17.376
260
18.387
411
83.037
2.905
25.861
945
8.227
351
4.153
172
14.253
412
21.296
446
55.483
845
16.921
274
6.988
167
19.879
911
5.103
132
7.402
463
34.950
321
304.894
9.436
88.910
1.793
1.783.178
37.013
25.979
508
197.775
4.921
339.653
7.051
12.922
346
26.563
769
25.371
1.174
166.236
4.525
38.218
1.126
52.257
1.909
60.492
2.404
8.588
213
29.750
498
37.939
939
34.854
1.159
34.748
483
65.653
3.336
17.531
253
18.838
409
85.305
2.865
26.331
894
8.394
339
4.222
164
14.444
415
21.760
450
56.240
776
17.226
281
7.127
165
20.368
899
5.203
132
7.653
432
35.250
322
307.851
9.580
88.586
1.879
1.804.517
38.313
26.175
556
198.229
5.228
341.383
7.476
13.046
347
26.706
822
25.564
1.225
166.793
4.754
38.281
1.159
52.475
2.014
61.258
2.462
9.102
260
29.859
563
38.209
946
35.101
1.285
34.954
539
65.652
3.501
17.670
241
18.722
419
85.359
2.886
26.423
938
8.465
351
4.255
164
14.695
451
21.989
487
56.514
922
17.461
328
7.206
176
20.569
937
5.287
130
7.686
463
35.526
340
3.468.162
74.833
3.495.030
78.211
3.498.364
80.719
3.561.295
81.676
3.558.070
83.470
3.596.614
84.757
3.674.308
79.388
3.665.686
89.072
3.679.871
88.401
3.711.569
92.142
Items
1. Jawa Barat
NPL
2. Banten
NPL
3. DKI Jakarta
NPL
4. D.I Yogyakarta
NPL
5. Jawa Tengah
NPL
6. Jawa Timur
NPL
7. Bengkulu
NPL
8. Jambi
NPL
9. Aceh
NPL
10. Sumatera Utara
NPL
11. Sumatera Barat
NPL
12. Riau
NPL
NPL
14. Bangka Belitung
NPL
15. Kepulauan Riau
NPL
16. Lampung
NPL
NPL
NPL
NPL
NPL
21. Sulawesi Tengah

NPL
NPL
23. Sulawesi Utara
NPL
24. Gorontalo
NPL
25. Sulawesi Barat
NPL
NPL
NPL
28. Bali
NPL
NPL
30. Maluku
NPL
31. Papua
NPL
32. Maluku Utara
NPL
33. Papua Barat
NPL
34. Lainnya
NPL
Total
NPL
110
Tabel 4.18.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Hubungan Penerima Kredit dengan Bank
(Credit and NPL of Commercial Banks to Non Bank Third Party Based on Bank Relation with Beneficiary)
2014
Keterangan
2011
2012
Items
Apr
Kredit Kepada Pihak Tidak Terkait

a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
Non Performing Loan Pihak Tidak
Terkait
Kredit Kepada PihakTerkait
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
Non Performing Loan Pihak Terkait
2015
2013
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Feb
Mar
Apr
2.170.291
2.674.701
3.263.361
3.334.319
3.374.593
3.441.682
3.432.803
3.468.928
3.531.632
3.529.623
3.567.948
3.639.181
3.636.568
3.649.099
3.682.573 Loan for Non Connected Parties
2.038.259
2.511.618
3.076.570
3.119.373
3.142.658
3.208.458
3.190.258
3.230.051
3.288.439
3.294.491
3.312.644
3.407.570
3.340.961
3.371.625
3.392.794
84.542
112.712
128.616
146.185
157.882
158.631
166.530
158.319
161.678
151.777
170.633
152.304
206.856
189.386
197.964
7.400
9.257
10.232
15.411
17.447
15.659
15.473
15.244
16.856
19.083
18.239
14.273
18.000
16.467
17.996
c. Sub-Standard
a. Current
b. Special Mention
6.882
6.895
8.633
11.835
13.617
15.768
15.587
16.281
16.247
14.260
15.326
15.282
15.797
16.947
16.682
d. Doubtful
33.207
34.218
39.310
41.515
42.989
43.166
44.955
49.032
48.413
50.012
51.106
49.751
54.954
54.674
57.137
e. Lost
47.489
50.371
58.175
68.760
74.053
74.593
76.015
80.557
81.516
83.355
84.671
79.306
88.751
88.088
91.814 Non Performing Loan of Non Connected
29.803
33.161
29.513
27.030
28.555
26.480
62.228
29.436
29.662
28.446
28.667
35.128
29.118
30.773
28.997 Loan for Connected Parties
29.445
32.694
29.235
26.724
27.728
25.767
56.557
28.781
29.047
27.905
28.343
34.920
28.628
30.326
28.479
153
243
174
188
579
474
3.475
493
455
426
238
126
169
133
190
15
15
11
107
103
671
26
24
19
13
19
46
32
29
27
26
26
11
273
268
265
194
196
81
87
95
105*)
103
110
110
70
71
71
42
40
58
206
224
104
118
248
239*)
238
163
160
115
86
82
321
313
327
Parties
a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Lost
Non Performing Loan of Non
Connected Parties
111
Tabel 4.19.a. Kredit dan NPL Bank Umum kepada Pihak Ketiga Bukan Bank Yang Penarikannya Menggunakan Kartu Berdasarkan Kelompok Bank
(Credit and Non Performing Loan (NPL) of Commercial Banks to Non Bank Third Party Withdrawn By Card Based on Group of Bank)
2014
Pengelompokan Bank
2011
2012
Group of Banks
Apr
1. Bank Persero
NPL
2. BUSN Devisa
NPL
3. BUSN Non Devisa
NPL
4. BPD
NPL
5. Bank Campuran
NPL
6. Bank Asing
NPL
7. Bank Umum
NPL
7.683
2015
2013
9.326
10.726
Mei
11.005
Jun
11.679
Jul
12.426
Ags
12.783
Sep
12.928
Okt
13.413
Nov
13.929
Dec
15.111
Feb
16.261
Mar
17.019
Apr
17.198
150
188
221
243
243
253
263
274
285
289
309
320
394
419
14.014
16.823
24.184
25.586
26.798
27.559
27.991
27.758
28.972
29.182
30.004
30.898
31.328
31.267
482
363
386
427
453
451
464
513
502
527
559
554
663
674
707
3.656
3.984
4.073
4.127
4.262
4.192
4.211
4.278
4.258
4.343
4.382
4.538
4.471
222
182
195
113
111
108
113
118
118
116
112
113
123
120
12.386
12.762
12.770
11.880
12.070
12.203
12.151
11.926
11.782
11.628
11.723
11.791
11.545
11.195
581
622
224
221
227
226
229
223
216
209
213
228
243
37.333
42.568
51.666
52.547
54.676
56.450
57.118
56.823
58.445
58.997
61.182
63.332
64.430
64.131
1.592
1.314
1.424
1.006
1.029
1.039
1.066
1.133
1.128
1.148
1.189
1.200
1.408
1.456
Foreign Exchange Commercial

Banks
NPL
3. Non-Foreign Exchange
Commercial Banks
NPL
0 4. Regional Development Banks
NPL
478
31.765 2.
3.248
738
17.669 1. State Owned Banks
NPL
4.563 5. Joint Venture Banks

125
NPL
11.283 6. Foreign Owned Banks

256
NPL
65.281 7. Commercial Bank

1.566
NPL
112
Tabel 4.20.a Penerusan Kredit (Off - Balance Sheet ) dan NPL Penerusan Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha Penerima Penerusan Kredit
(Credit Channeling (Off-Balance Sheet) and Non Performing Loan (NPL) of Commercial Banks Based on Industries Sector and non Industries Sector of Credit Channeling Beneficiary)
2014
Keterangan
2011
2012
2015
Items
2013
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Feb
Mar
Apr
Loan by Industrial Origin

1. Pertanian, Perburuan dan
Kehutanan
NPL
2. Perikanan
NPL
NPL
NPL
NPL
6. Konstruksi
NPL
NPL
NPL
9. Transportasi, pergudangan dan
komunikasi
NPL
NPL
11. Real Estate, Usaha Persewaan, dan
Jasa Perusahaan
NPL
12. Admistrasi Pemerintahan,
Pertahanan dan Jaminan Sosial
Wajib
NPL
13. Jasa Pendidikan
NPL
NPL
15. Jasa Kemasyarakatan, Sosial Budaya,
Hiburan dan Perorangan lainnya
NPL
Rumah Tangga
NPL
17. Badan Internasional dan Badan
Ekstra Internasional Lainnya
NPL
batasannya
NPL
Total
NPL
1.584
3.106
2.943
2.910
2.864
2.858
2.762
2.684
2.751
2.754
2.862
2.922
3.029
2.917
2.876
411
133
87
321
1
2.868
78
9.999
416
766
23
529
339
3.689
1.998
106
71
2
1
3.756
995
8.127
274
804
778
481
349
40
1.966
103
69
1.265
0
4.356
117
8.581
292
1.002
976
804
356
16
1.927
100
66
1.265
0
3.130
131
7.674
284
954
936
579
364
16
1.910
101
68
1
1
4.427
134
7.764
283
960
945
1.974
377
193
1.920
100
68
0
0
4.472
316
7.874
283
975
959
1.965
367
173
1.970
99
67
134
1
4.369
333
7.481
258
941
937
1.448
373
194
1.917
114
82
135
1
4.363
321
7.277
258
994
947
1.020
374
194
1.970
109
82
1
1
4.362
308
7.365
266
1.032
985
1.014
375
224
1.967
95
68
1
1
4.315
320
7.258
292
1.025
977
1.008
374
197
2.033
101
75
1
1
3.917
324
7.507
362
1.034
986
1.013
369
101
2.005
101
69
1
1
3.276
325
7.093
291
1.037
1.001
844
374
91
2.112
100
68
1
1
3.265
333
7.294
284
1.079
1.043
829
370
64
2.009
104
72
1
1
3.238
335
7.266
291
1.091
1.055
737
361
40
1.994
102
69
149
1
3.266
375
7.208
353
1.070
1.046
774
369
40
3.455
2.822
38
1.916
16
2.002
15
1.838
38
1.836
17
1.854
39
1.792
39
1.791
65
1.802
39
1.767
39
1.710
39
1.741
39
1.797
39
1.807
39
1.800
39
20
14
205
34
408
404
175
45
346
342
171
45
375
371
192
51
398
371
583
45
408
380
583
51
357
330
583
51
380
330
591
51
355
329
591
51
356
331
591
51
355
330
597
51
355
330
600
51
357
332
600
51
354
329
601
51
370
345
600
144
198
139
200
140
197
140
196
134
200
134
194
134
179
134
193
134
196
134
199
134
50
134
199
134
96
135
199
134
92
NPL
2. Fisheries
NPL
NPL
NPL
NPL
6. Construction
NPL
7. Big and Retail Trade
NPL
8. Provision of accomodation and
Food Supply Drinking
NPL
9. Transportation, Warehousing and
Communications
NPL
10. Transitional Finance
NPL
NPL
and Compulsory Social Security
142
0
70
67
578
141
30
30
80
79
539
140
30
29
73
73
550
140
30
29
71
71
550
142
30
29
88
87
541
140
30
30
72
72
541
141
30
29
87
87
544
141
30
29
88
87
536
142
30
29
91
90
535
141
30
29
89
89
534
38
30
29
89
89
531
141
30
29
90
90
529
38
30
29
92
92
531
141
30
29
93
92
534
NPL
38
30 13. Education Services
NPL
29
92 14. Health Services and Social Activities
NPL
92
526 15. Community,
498
25
503
21
503
189
504
164
502
159
505
153
504
138
502
134
503
129
501
110
503
16
501
13
522
13
525
13
17
82
14
85
14
-
13
13
82
13
13
81
13
81
13
81
13
81
13
80
11
80
11
80
11
80
78
5.536
79
4.702
4.747
5.387
79
4.319
4.430
79
4.479
78
4.456
78
4.425
78
4.418
78
4.505
79
4.300
79
4.547
79
4.525
4.625
29.425
4.107
24.576
123
27.375
95
25.430
3.741
26.521
93
26.681
3.746
25.698
3.749
25.061
3.746
25.094
3.746
24.828
3.747
24.499
3.749
23.301
3.843
23.802
3.775
23.627
10.434
10.034
5.202
5.133
8.906
5.341
9.092
9.053
9.166
9.151
9.202
9.220
9.382
9.332
Sociocultural,Entertainment and
Other Individual Services
NPL
518
12 16. Individual Services which Serve
Households
NPL
11
80 17. International Agency and Other
Extra Agency International
NPL
80
4.432 18. Business Activities which are not
clearly defined
NPL
3.808
23.520
Total
9.352
NPL
r) Revised figures
113
Tabel 4.21.a Penerusan Kredit (Off-Balance Sheet) dan NPL Penerusan Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Kredit dan Golongan Penyalur Kredit
(Off-Balance Sheet Credit Channeling and NPL of Commercial Banks to Non-Bank Third Party Based on Types of Credit and Classification of Credit Providers)
Indikator
2011
2012
2014
2013
Apr
Mei
Jun
Jul
2015
Ags
Sep
Okt
Nov
Des
Feb
Mar
Indicator
Apr
Based on the type of credit

1. Small business loans
Berdasarkan Jenis Kredit

1. Kredit Usaha Kecil
a. Dalam rangka penerusan kredit
dari BI
NPL
1.122
2.229
2.394
2.387
2.390
2.390
2.390
2.390
2.402
2.387
2.422
2.425
2.427
2.427
2.423
1.071
2.179
2.345
2.337
2.339
2.339
2.339
2.339
2.351
2.336
2.372
2.375
2.376
2.376
2.373
b. Lainnya
5.442
1.182
1.166
1.152
1.207
1.203
1.204
1.216
1.213
1.204
1.201
1.201
1.189
1.196
1.198
575
905
922
924
975
972
972
987
990
973
975
972
986
989
988
NPL
NPL
b. Other
NPL
2. Not KUK
2. Bukan KUK
a. Kredit kelolaan
a. Channeling Credit From BI
a. Loans
13.473
15.308
16.013
14.666
14.769
14.948
14.539
14.265
14.324
14.107
13.974
13.841
14.166
14.109
14.115
583
2.648
1.739
1.678
1.686
1.902
1.876
1.820
1.913
1.928
1.940
1.957
2.006
2.020
2.047
b. Dalam rangka penerusan kredit

dari BI
NPL
75
72
44
44
44
44
44
44
40
44
44
40
40
40
43
75
72
44
44
44
44
44
44
40
44
44
40
40
40
43
c. Bantuan Proyek
23
6
0
6
0
6
0
6
0
6
0
6
0
6
0
6
0
6
0
6
0
6
0
6
0
c. Aid Project
d. Credit Channeling
NPL
NPL
d. Kredit Kelolaan di luar bantuan
proyek
NPL
16
6
0
11
10
NPL
b. Channeling Credit from BI
NPL
NPL
NPL
e. Lainnya
9.279
5.768
7.746
7.170
8.099
8.084
7.510
7.136
7.103
7.075
6.848
5.783
5.967
5.845
5.731
NPL
8.106
4.222
148
146
3.858
80
3.858
3.860
3.868
3.866
3.868
3.872
3.970
3.903
3.897
758
2.240
2.148
2.151
2.154
2.148
2.154
2.194
2.172
2.156
2.157
2.149
2.144
2.136
2.148 1. Cooperation
662
2.147
2.058
2.063
2.064
2.059
2.064
2.105
2.084
2.069
2.069
2.063
2.061
2.054
2.066
8.405
4.401
212
175
4.026
179
4.022
4.021
4.020
4.016
4.043
4.014
4.055
4.067
4.057 2. Non-Governmental Organization
NPL
2. Lembaga Swadaya Masyarakat
NPL
3. Swasta Lainnya
NPL
Total
NPL
Based Distribution Group
Berdasarkan Golongan Penyalur

1. Koperasi
e. Other
8.046
4.281
211
174
3.953
178
3.952
3.954
3.956
3.955
3.983
3.960
4.005
4.020
20.262
17.936
25.015
23.103
20.340
24.353
19.523
18.848
18.901
18.656
18.299
17.138
17.603
17.425
4.006
1.727
3.606
2.933
2.895
2.889
3.104
3.076
2.995
3.125
3.128
3.151
3.197
3.316
3.259
3.280
29.425
24.576
27.375
25.430
26.521
26.681
25.698
25.062
25.094
24.828
24.499
23.301
23.802
23.627
23.520
NPL
NPL
17.316 3. Other Private
NPL
Total
r) Revised figures
114
Tabel 4.22 Pembiayaan Perbankan Syariah
(Financing of Sharia Banks)

2014
Indikator
2011
2012
2015
Indicator
2013
Apr
Mei 1.
r)
Juni
r)
Juli
r)
Agus
r)
Sep
r)
Okt
Nov
Des
Feb
Mar
Apr
Pembiayaan Musyarakah
18.960
27.667
39.874
42.830
44.055
45.648
46.739
47.353
48.611
48.627
50.005
49.387
49.686
51.721
52.672
Musyarakah Financing
Pembiayaan Mudharabah
10.229
12.023
13.625
13.802
13.869
14.312
14.559
14.277
14.356
14.371
14.307
14.354
14.147
14.136
14.388
Mudharabah Financing
Piutang Murabahah
56.365
88.004
110.565
112.288
112.820
114.322
114.128
114.002
114.891
115.088
115.602
117.371
116.268
117.358
117.210
326
376
582
588
595
563
578
582
585
598
618
633
645
651
664
16.776
19.435
19.476
18.376
18.351
18.291
18.075
17.769
18.121
17.808
17.843
17.585
16.797
16.845
16.592
102.655
147.505
184.122
187.885
189.690
193.136
194.079
193.983
196.563
196.491
198.376
199.330
197.543
200.712
201.526
Piutang Salam
Lainnya
Total
Murabahah Accounts
Receivable
Salam Accounts
Receivable
Receivable
Others
Total
r) Estimated figures
115
Tabel 4.23 Pembiayaan Perbankan Syariah Berdasarkan Sektor Ekonomi
(Financing of Sharia Banks Based on Economic Sector)

2014
Sektor Ekonomi
2011
2012
2015
Economic Sector
2013
Apr
Mei 1.
r)
Juni
r)
Juli
r)
Agus
r)
Sep
r)
Okt
Nov
Des
Feb
Mar
Apr
1. Agriculture, hunting and
agricultural facilities
2. Mining
1. Pertanian, perburuan
dan sarana pertanian
2. Pertambangan
2.201
2.809
3.165
3.711
4.452
4.644
5.292
5.300
5.497
5.374
5.516
5.679
5.626
6.515
6.554
1.733
2.094
3.018
3.306
3.754
3.831
4.342
4.187
4.376
4.533
4.852
4.597
4.331
4.660
5.165
3. Perindustrian
4.077
5.008
6.029
6.015
10.540
11.477
12.344
12.466
12.714
13.053
13.567
13.300
13.860
14.804
14.475
2.381
3.159
4.663
4.507
3.735
3.982
4.434
4.502
4.896
4.631
5.370
5.492
5.666
5.668
5.655
5. Konstruksi
5.858
7.142
8.086
8.228
7.420
8.184
10.919
11.804
12.044
11.924
12.007
11.669
11.187
11.567
11.465
5. Construction
6. Perdagangan, restoran
dan hotel
7. Pengangkutan,
pergudangan dan
8. komunikasi
Jasa Dunia usaha
9.778
12.624
14.314
15.824
19.416
19.690
23.281
23.275
23.464
23.384
23.815
24.287
24.418
25.569
26.476
3.369
4.321
5.387
6.740
15.255
15.082
14.620
14.082
13.697
13.372
11.954
12.192
12.198
14.193
14.105
25.630
37.150
47.598
49.532
69.663
79.073
62.467
63.249
64.936
65.537
66.000
66.810
66.915
68.183
69.209
6. Trade, restaurants and

hotels
7. Transportation,
warehousing and
8. communications
Business Services
9. Jasa sosial/masyarakat
4.464
7.878
12.085
12.149
8.006
6.724
12.740
11.768
11.190
11.016
10.997
11.022
10.764
11.483
11.176
9. Social Services
43.164
65.319
79.775
77.871
47.449
40.448
43.639
43.350
43.748
43.667
44.299
44.282
42.577
38.068
37.247
102.655
147.505
184.120
187.885
189.690
193.136
194.079
193.983
196.563
196.491
198.376 r)
199.330
197.543
200.712
201.526
10. Lain-lain
Jumlah
**) Angka-angka sangat
sementara
***) Angka-angka sangatsangat sementara
3. Manufacturing
10. Others
Total
**) Very provisional figures
***) Estimated figures
r) Revised figures
116
Tabel 4.24 Pembiayaan Perbankan Syariah Berdasarkan Lokasi Bank Penyalur
(Financing of Sharia Banks Based on Banks Location)

Lokasi
2011
2012
2013
Mei 1. r)
Apr
Juni r)
Juli r)
2014
Agus r)
Sep r)
Okt
Nov
Des
2015
Mar
Feb
Location
Apr
1. Aceh
2.338
2.707
2.971
3.007
3.035
3.071
3.075
3.068
3.077
3.067
3.070
3.048
3.011
3.033
3.066
1. Aceh
2. Sumatera Utara
4.936
7.105
7.760
7.667
7.583
7.551
7.574
7.483
7.420
7.342
7.388
7.589
7.358
7.267
7.281
2. Sumatera Utara
3. Sumatera Barat
2.476
3.292
3.744
3.739
3.754
3.763
3.747
3.701
3.687
3.681
3.683
3.682
3.605
3.587
3.596
3. Sumatera Barat
4. Sumatera Selatan
2.272
3.430
4.026
4.192
4.207
4.212
4.219
4.201
4.206
4.219
4.176
4.199
4.098
4.116
4.078
4. Sumatera Selatan
286
440
592
302
298
296
296
291
291
287
283
252
284
286
283
1.194
1.699
2.051
2.047
2.040
2.027
2.020
2.005
1.998
1.991
1.989
1.977
1.937
1.920
1.906
421
547
766
804
801
809
813
820
842
823
823
824
804
815
806
8. Riau
2.323
3.002
3.409
3.397
3.394
3.381
3.386
3.360
3.405
3.396
3.417
3.436
3.427
3.417
3.403
9. Kepulauan Riau
1.380
1.501
1.834
2.149
2.163
2.193
2.227
2.215
2.233
2.266
2.307
2.336
2.351
2.390
2.384
2.399
2.000
2.360
2.357
2.342
2.327
2.306
2.271
2.228
2.213
2.195
2.169
2.118
2.117
2.100
11. DKI Jakarta
38.981
60.026
75.399
77.077
77.470
78.940
79.017
79.183
80.870
80.376
81.845
81.942
81.456
84.258
84.428
11. DKI Jakarta
12. Jawa Barat
11.945
16.990
20.217
22.855
23.436
24.060
24.300
24.378
24.922
25.146
25.337
25.603
25.426
25.732
26.046
12. Jawa Barat
13. Banten
3.707
4.698
5.803
5.587
5.594
5.710
5.930
5.917
5.952
5.877
5.913
5.791
5.839
5.788
5.810
14. Jawa Tengah
6.503
8.529
10.668
10.842
10.924
11.376
11.580
11.597
11.665
11.676
11.675
11.777
11.617
11.673
11.666
14. Jawa Tengah
15. DI Yogyakarta
1.451
1.701
2.103
1.943
2.161
2.300
2.423
2.410
2.434
2.487
2.505
2.549
2.479
2.498
2.525
15. DI Yogyakarta
16. Jawa Timur
9.075
12.755
16.089
17.425
17.823
18.255
18.379
18.301
18.508
18.630
18.675
18.892
18.706
18.747
18.887
545
864
2.537
1.328
1.334
1.353
1.347
1.385
1.395
1.450
1.477
1.479
1.474
1.475
1.490
17. Bali
1.080
1.740
2.456
2.480
2.483
2.493
2.498
2.488
2.499
2.513
2.552
2.555
2.509
2.537
2.568
196
409
620
645
656
656
657
652
654
673
668
665
663
673
677
2.193
2.823
4.587
3.889
3.940
3.968
3.988
4.000
4.003
4.074
4.123
4.126
3.995
4.060
4.059
1.477
2.029
2.710
2.791
2.815
2.905
2.876
2.860
2.841
2.814
2.806
2.811
2.820
2.816
2.869
22. Sulawesi Utara
356
473
522
523
521
519
513
502
493
486
484
490
478
465
461
22. Sulawesi Utara
23. Gorontalo
221
284
346
353
354
354
353
351
353
351
349
348
344
344
342
23. Gorontalo
24. Sulawesi Barat
131
200
245
247
247
250
251
249
253
238
234
232
213
205
194
24. Sulawesi Barat
25. Sulawesi Tengah
642
847
961
965
968
954
957
947
943
944
952
955
934
926
928
25. Sulawesi Tengah
310
473
724
779
789
811
828
836
846
843
846
853
851
837
841
2.844
3.978
4.893
4.895
4.946
4.959
4.952
4.922
4.926
4.985
4.975
5.160
5.207
5.239
5.337
54
80
102
103
103
105
104
104
103
103
104
102
101
102
102
28. Maluku
29. Maluku Utara
123
152
199
202
201
200
200
199
201
202
202
202
198
197
198
29. Maluku Utara
30. NTB
895
1.293
1.632
1.782
1.810
1.826
1.839
1.844
1.853
1.878
1.896
1.894
1.881
1.885
1.887
30. NTB
31. NTT
156
229
292
283
285
282
272
265
268
265
263
256
252
255
249
31. NTT
32. Papua Barat
114
140
200
204
202
204
201
198
195
190
186
185
170
166
161
32. Papua Barat
33. Papua
348
504
605
597
599
603
601
600
598
609
601
586
551
547
547
33. Papua
34. Luar Indonesia
183
235
384
415
385
389
365
361
373
355
350
348
346
346
340
34. Outside Indonesia
102.655
147.505
184.120
187.885
189.690
193.136
194.079
193.983
196.563
196.491 r)
198.376 r)
199.330
197.543
200.712
5. Bangka Belitung
6. Jambi
7. Bengkulu
10. Riau
17. Bali

28. Maluku
Total
5. Bangka Belitung
6. Jambi
7. Bengkulu
8. Riau
9. Kepulauan Riau
10. Lampung
13. Banten
16. Jawa Timur
201.526 Total
r) Revised figures
117
Tabel 4.25 Kredit Bank Perkreditan Rakyat Berdasarkan Sektor Ekonomi
(Credit of Rural Banks Based on Economic Sector)

2014
Sektor Ekonomi
2010
2011
2012
Economic Sector
Apr
1
2
Pertanian, Perburuhan, dan

Kehutanan
Perikanan
Pertambangan dan Penggalian
2015
2013
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Feb
Mar
Apr
1. Agriculture, Hunting, and Forestry
2.565
3.062
3.640
4.040
4.371
4.543
4.614
4.637
4.598
4.606
4.501
4.518
4.477
4.441
4.470
4.509
40
73
106
137
158
169
184
177
180
184
186
194
196
210
217
214
2. Fishery
37
65
99
113
121
128
136
135
132
141
132
134
138
140
138
139
Industri Pengolahan
478
584
674
783
820
854
859
882
875
866
884
870
881
888
907
920
Listrik, Gas dan Air
14
26
29
38
48
47
47
48
46
45
47
52
52
52
54
53
Konstruksi
259
617
1.009
1.426
1.621
1.708
1.770
1.793
1.812
1.913
1.422
1.510
1.469
1.414
1.470
1.501
Perdagangan Besar dan Eceran
10.342
12.119
14.382
15.088
16.461
16.735
16.992
17.350
17.227
17.447
17.419
17.532
17.593
17.983
18.307
18.487
Penyediaan Akomodasi dan

Penyedian Makan Minum
Transportasi, Pergudangan dan
Komunikasi
Perantara Keuangan
288
310
311
405
417
436
435
430
432
452
501
502
495
498
500
517
577
902
1.140
1.104
1.181
1.242
1.266
1.259
1.264
1.285
1.313
1.329
1.339
1.366
1.373
1.392
32
48
64
69
82
93
96
103
102
93
94
93
96
93
93
102
Real Estate, Usaha Persewaan,

dan Jasa Perusahaan
Administrasi Pemerintahan,
Pertanahan Dan Jaminan Sosial
Wajib
Jasa Pendidikan
66
202
272
516
513
528
550
541
556
582
1.307
1.342
1.406
1.434
1.453
1.517
120
82
56
78
79
83
84
85
86
89
85
89
90
93
94
98
56
84
120
149
146
146
151
149
147
153
152
158
159
162
164
163

12. Government administration,
Defese and Compulsory Social
Security
81
90
82
139
124
126
130
134
133
134
132
137
138
139
143
152
1.807
1.512
1.565
2.427
2.581
2.701
2.817
2.826
2.969
2.906
2.955
3.028
3.087
3.109
3.062
3.069
15. Community, Sociocultural,

Entertainment and Other Individual
Services
9
10
11
12
13
14
15
16
17
18
19
Jasa Kesehatan dan Kegiatan

Sosial
Jasa Kemasyarakatan, Sosial
Budaya, Hiburan dan
Perorangan Lainnya
Jasa Perorangan yang Melayani
Rumah Tangga
Kegiatan Usaha yang Belum
Jelas Batasannya
Bukan Lapangan Usaha Rumah Tangga
Total
Ket: 1) Merupakan sambungan halaman 194
275
396
506
683
801
757
773
769
782
816
810
834
870
884
895
895
1.683
1.748
1.939
2.611
2.859
2.915
3.126
3.122
3.022
3.101
2.821
2.884
2.905
3.007
3.069
3.155
3.785
4.502
5.376
2.470
2.523
2.554
2.631
2.646
2.654
2.701
2.814
2.638
2.726
2.747
2.779
2.997
11.341
14.677
18.449
26.900
28.130
28.443
28.844
29.182
29.249
29.547
29.784
29.805
30.273
30.796
31.221
31.464
33.844
41.100
49.818
59.176
63.036
64.209
65.507
66.268
66.264
67.061
67.359
67.648
68.391
69.457
70.409
71.343

6. Construction
8. Provision of accommodation and
the provision of eating and
drinking
9. Transportation,
Warehousing and
communications
16. Individual Services which Serve

17. Business Activities are not clearly
defined
18. Loans to Non Industrial Origin House Hold
19. Non Industrial Origin-Others
Total
Note : 1) Continue from page 194
118
Tabel 4.26 Kredit Bank Perkreditan Rakyat Berdasarkan Jenis Penggunaan

(Credit of Rural Banks Based on Type of Use)
Sektor Ekonomi
2010
2011
2012
2013
Apr
Mei
Jun
2014
Ags
Jul
Sep
Okt
Nov
Des
2015
Mar
Feb
Economic Sector
Apr
Working Capital
Modal Kerja
-
Pertanian, Perburuhan, dan Kehutanan

Perikanan
Pertambangan dan Penggalian
Industri Pengolahan
Konstruksi
Penyediaan Akomodasi dan Penyedian Makan Minum
Transportasi, Pergudangan dan Komunikasi
Perantara Keuangan
Real Estate, Usaha Persewaan dan Jasa Perusahaan
Administrasi Pemerintahan, Pertanahan dan Jaminan
Sosial Wajib
Jasa Pendidikan
Jasa Kesehatan dan Kegiatan Sosial
Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan
Perorangan Lainnya
Jasa Perorangan yang Melayani Rumah Tangga
Kegiatan Usaha yang Belum Jelas Batasannya
Bukan Lapangan Usaha - Rumah Tangga
2.277
38
32
451
13
238
9.679
249
387
27
59
111
2.617
67
56
536
24
565
11.368
261
477
43
183
72
3.074
99
88
619
28
933
13.433
264
702
56
216
42
3.455
127
97
703
37
1.315
14.028
326
718
56
443
59
3.771
147
107
720
43
1.502
15.264
323
745
69
427
58
3.914
158
113
747
40
1.581
15.511
335
781
80
452
61
3.974
172
122
757
42
1.638
15.765
335
798
82
475
64
3.993
165
121
782
42
1.650
16.082
331
796
90
459
64
3.969
166
120
769
40
1.669
15.863
331
804
88
441
63
3.965
171
129
763
39
1.766
16.126
350
821
81
463
65
3.858
173
120
777
41
1.288
16.087
382
844
82
1.157
60
3.874
181
123
764
45
1.355
16.186
381
850
81
1.184
64
3.833
183
126
774
46
1.307
16.243
375
854
84
1.235
66
3.792
195
127
776
45
1.249
16.603
374
868
82
1.256
65
3.817
201
123
797
46
1.293
16.864
380
877
82
1.273
68
3.850
197
125
806
45
1.305
17.022
388
894
87
1.327
68
44
62
1.437
62
70
1.330
83
65
1.363
102
85
2.161
94
93
2.322
100
95
2.438
104
97
2.552
101
101
2.565
101
101
2.715
105
102
2.654
104
97
2.698
107
101
2.762
107
102
2.815
106
104
2.821
105
108
2.774
101
115
2.774
241
1.446
356
1.470
437
1.531
563
2.165
653
2.358
611
2.382
619
2.571
611
2.580
625
2.473
645
2.546
640
2.267
656
2.346
687
2.361
686
2.444
696
2.498
688
2.569
43
16.790
19.557
23.030
376
26.860
28.696
29.401
30.168
30.531
30.336
30.790
30.674
31.060
31.198
31.593
32.002
- Pertanian, Perburuhan, dan Kehutanan

- Perikanan
- Pertambangan dan Penggalian
288
2
5
445
6
9
565
7
12
585
9
16
600
11
14
630
11
15
640
12
14
645
12
13
629
14
13
641
13
12
642
14
12
644
13
11
644
13
12
649
15
12
653
16
14
659
17
14
Industri Pengolahan
Konstruksi
Penyediaan Akomodasi dan Penyedian Makan Minum
28
1
22
663
39
48
2
52
750
49
55
2
77
949
47
80
2
111
1.059
78
101
5
118
1.197
94
107
6
127
1.223
101
102
6
132
1.226
100
100
6
143
1.268
100
105
6
143
1.363
101
103
6
148
1.321
102
108
6
134
1.333
119
106
6
155
1.346
121
107
6
162
1.350
120
112
8
165
1.380
124
110
8
178
1.443
121
114
8
196
1.465
129
Transportasi, Pergudangan dan Komunikasi

Perantara Keuangan
Real Estate, Usaha Persewaan dan Jasa Perusahaan
Administrasi Pemerintahan, Pertanahan dan Jaminan
Sosial Wajib
Jasa Pendidikan
Jasa Kesehatan dan Kegiatan Sosial
Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan
Perorangan Lainnya
Jasa Perorangan yang Melayani Rumah Tangga
Kegiatan Usaha yang Belum Jelas Batasannya
190
5
7
424
5
19
386
13
73
20
436
13
87
21
460
13
76
22
468
14
76
19
462
13
82
21
461
14
115
22
463
12
119
24
469
12
149
25
479
13
158
25
484
13
171
24
499
11
179
28
495
12
181
26
498
14
190
30
Bukan Lapangan Usaha - Lainnya

Total Modal Kerja
Agricultures, hunting and forestry

Fisheries
Mining and Quarrying
Procesing industry
Electricity, gas and water
Construction
Big and retail trade
Provision of accomodation and food supply drinking
Transportation, warehousing and communications
Transitional Finance
Real estate, Rental Business, and services company
Government administration, the defense and
Education services
Health and social services
Community, Sociocultural,Entertainment and Other
Individual Services
Individual services which serve households
International Agency and Other Extra Agency
International
32.362 Total Working Capital

- Investment
Investasi
Agricultures, hunting and forestry

Fisheries
Mining and Quarrying
Procesing industry
Electricity, gas and water
Construction
Big and retail trade
Provision of accomodation and food supply drinking
Transportation, warehousing and communications
Transitional Finance
Real estate, Rental Business, and services company
Government administration, the defense and
Education services
Health and social services
Community, Sociocultural,Entertainment and Other
Individual Services
Individual services which serve households
International Agency and Other Extra Agency
International
10
438
8
56
14
12
19
370
22
20
182
37
18
202
47
54
266
52
31
259
46
31
263
47
33
264
49
33
261
46
32
255
48
33
252
48
35
258
50
35
265
52
36
272
56
35
288
59
35
288
61
37
295
33
237
40
278
69
408
120
445
148
501
146
534
154
555
159
542
157
549
171
554
170
554
178
539
183
544
198
563
200
570
206
586
- Jasa Perorangan yang Melayani Rumah Tangga
11
- Bukan Lapangan Usaha - Lainnya
111
1.929
2.364
2.964
3.486
3.687
3.811
3.863
3.909
4.025
4.023
4.087
4.145
4.194
4.321
4.407
4.521 Total Investment
382
532
766
940
1.020
1.060
1.107
1.145
1.176
1.211
1.204
1.222
1.239
1.269
1.283
1.318
- Housing Loan (mortgage) secured by first mortgage in

order to live
- Vehicle Loans
Total Investasi
Consumption
Konsumsi
- Kredit pemilikan rumah (KPR) yang dijamin dengan
hak tanggungan pertama dengan tujuan untuk dihuni
- Kredit pemilikan kendaraan bermotor
- Kredit konsumsi lainnya
Total Konsumsi
Total
r) revisi
1.072
1.346
1.422
1.815
1.917
1.910
1.920
1.961
1.945
1.952
1.902
1.935
1.926
1.915
1.851
1.833
13.672
17.300
21.636
26.075
27.716
28.027
28.448
28.722
28.782
29.086
29.491
29.287
29.834
30.360
30.866
31.309
15.126
19.178
23.824
28.831
30.653
30.997
31.476
31.828
31.903
32.248
32.598
32.443
32.999
33.543
34.000
34.461 Total consumption
33.844
41.100
49.818
59.176
63.036
64.209
65.507
66.268
66.264
67.061
67.359
67.648
68.391
69.457
70.409
71.343
- Other consumer credit
Total
r) revised
119
Tabel 4.27 Kredit Bank Perkreditan Rakyat Berdasarkan Lokasi Bank Penyalur
(Credit of Rural Banks Based on Banks Location)

Lokasi
1. Jawa Barat
2009
2010
2011
2012
2014
2013
Apr
Mei
Jun
Jul
Ags
2015
Sep
Okt
Nov
Des
Feb
Mar
Location
Apr
1. Jawa Barat
4.803
5.862
7.043
7.872
9.549
10.316
10.597
10.781
10.962
10.953
11.054
11.074
11.128
11.172
11.233
11.258
11.251
2. Banten
575
697
899
1.128
1.289
1.297
1.316
1.172
1.366
1.355
1.383
1.413
1.429
1.437
1.501
1.533
1.561
2. Banten
3. DKI Jakarta
473
592
700
882
981
990
1.022
1.281
1.043
1.041
1.055
1.077
1.113
1.164
1.151
1.183
1.223
3. DKI Jakarta
4. D.I Yogyakarta
1.481
1.766
2.039
2.389
2.768
2.955
3.027
3.092
3.124
3.124
3.156
3.186
3.217
3.245
3.305
3.368
3.411
4. D.I Yogyakarta
5. Jawa Tengah
7.399
8.516
9.788
11.329
13.137
13.939
14.226
14.553
14.776
14.748
14.891
14.822
14.927
14.967
15.212
15.471
15.735
6. Jawa Timur
3.564
4.150
4.849
5.824
6.841
7.388
7.532
7.719
7.821
7.746
7.770
7.731
7.731
7.754
7.880
7.979
8.088
19
21
26
30
29
32
32
33
34
35
36
37
38
39
41
42
42
8. Jambi
183
214
289
488
544
541
540
542
538
534
536
532
534
525
525
524
527
8. Jambi
9. Aceh
99
76
90
100
118
121
122
125
125
122
123
125
126
126
124
126
126
9. Aceh
10. Sumatera Utara
438
493
541
649
714
723
716
748
758
752
760
759
765
769
777
788
802 10. Sumatera Utara
11. Sumatera Barat
757
829
975
1.050
995
1.012
1.022
1.030
1.020
1.004
1.005
1.003
1.005
1.002
1.011
1.020
1.025 11. Sumatera Barat
12. Riau
385
501
601
694
733
746
756
773
785
785
795
805
817
818
835
846
13. Kepulauan Riau
828
1.376
1.892
2.514
2.770
2.978
3.038
3.102
3.163
3.187
3.241
3.274
3.313
3.358
3.396
3.435
345
449
573
752
769
793
793
804
790
794
820
854
863
868
824
815
15. Bangka Belitung
12
15
28
35
47
51
53
53
53
52
52
52
52
56
62
63
2.281
2.899
3.467
4.022
5.465
5.919
5.984
6.079
6.149
6.187
6.289
6.350
6.115
6.454
6.616
6.733
196
250
252
229
257
277
298
313
322
326
341
341
344
348
342
346
350 17. Kalimantan Selatan
309
347
511
578
520
519
516
522
525
520
527
527
531
537
546
553
554 18. Kalimantan Barat
155
178
189
211
231
244
248
253
247
231
233
233
234
231
221
224
229 19. Kalimantan Timur
19
34
49
80
143
152
156
161
160
169
175
177
187
182
185
191
21. Sulawesi Tengah
188
221
379
811
1.187
1.243
1.252
1.270
1.284
1.285
1.295
1.303
1.314
1.337
1.420
1.471
1.519 21. Sulawesi Tengah
263
364
546
790
931
1.035
1.055
1.060
1.052
1.047
1.054
1.059
1.066
1.067
1.088
1.104
1.125 22. Sulawesi Selatan
23. Sulawesi Utara
203
288
456
622
723
719
715
713
703
694
693
682
676
677
682
695
705 23. Sulawesi Utara
51
51
57
79
97
110
112
115
121
124
130
133
135
136
146
151
157 24. Sulawesi Tenggara
20
20
20
25
27
27
28
28
28
27
27
26
27
27
27
27
7. Bengkulu
16. Lampung

25. Sulawesi Barat
26. Gorontalo
28. Bali
424
464
541
633
709
748
758
763
769
776
785
791
809
820
842
852
2.092
2.666
3.520
4.754
5.942
6.352
6.442
6.520
6.626
6.679
6.806
6.900
7.011
7.120
7.242
7.328
5. Jawa Tengah
6. Jawa Timur
7. Bengkulu
866 12. Riau

3.484 13. Kepulauan Riau
818 14. Sumatera Selatan
65 15. Bangka Belitung
6.826 16. Lampung
189 20. Kalimantan Tengah
5 25. Sulawesi Barat

27 26. Gorontalo
860 27. Nusa Tenggara Barat
7.448 28. Bali
332 29. Nusa Tenggara Timur
88
122
152
175
256
276
281
294
300
307
306
315
321
319
320
330
30. Maluku
167
161
311
541
757
820
841
857
865
878
898
919
936
945
972
991
1.012 30. Maluku
31. Papua
699 31. Papua
182
193
253
412
498
542
552
565
574
586
604
618
633
643
666
684
32. Maluku Utara
13
17
19
19
19
19
19
20
21
22
23
26
27
33. Papua Barat
20
52
101
125
148
157
162
162
174
197
215
225
222
234
244
34. Lainnya
Total
28.001
33.844
41.100
49.818
59.176
63.036
64.209
65.507
66.268
66.264
67.061
67.359
67.648
68.391
69.457
70.409
27 32. Maluku Utara

253 33. Papua Barat
0 34. Others
71.343
Total
120

Tabel 4.28 Kredit dan Non Performing Loan UMKM dan MKM Sektor Ekonomi
(SMEs Credit & Micro, Small, and NPL Based on Economic Sector)
Sektor Ekonomi
2011
2012
2013
Apr
Mei
Jun
Jul
2014
Ags
Sep
Okt
Nov
Des
2015
Mar
Feb
Economic Sector
Apr
UMKM

Baki Debet
NPL
2. Perikanan
Baki Debet
NPL
Baki Debet
NPL
Baki Debet
NPL
5. Listrik, Gas dan Air
Baki Debet
NPL
6. Konstruksi
Baki Debet
NPL
Baki Debet
NPL
8. Penyediaan Akomodasi dan Penyediaan
Makan Minum
27.192
892
40.709
1.492
48.193
1.615
50.525
2.014
51.187
2.112
52.239
2.120
52.881
2.192
52.507
2.318
52.869
2.246
53.280
2.196
53.837
2.233
54.506
2.146
54.119
2.471
54.988
2.531
55.641
2.640
2.602
161
2.900
163
3.707
171
3.849
209
3.897
214
3.969
193
3.969
228
3.929
217
3.954
186
3.981
202
4.029
173
4.153
157
4.122
189
4.222
204
4.209
222
3.938
89
5.427
153
4.753
184
4.843
269
5.066
291
4.959
242
4.979
285
5.166
273
4.491
316
4.774
285
4.558
301
4.763
258
4.791
265
4.836
270
4.663
291
52.231
1.998
59.500
1.798
60.087
1.736
64.960
1.965
66.032
2.115
67.812
2.261
67.229
2.417
65.338
2.731
66.768
2.684
65.370
2.181
65.267
2.229
67.558
2.140
68.031
2.332
71.060
2.321
71.370
2.401
1.218
49
1.474
14
1.750
22
1.479
26
1.603
26
1.564
26
1.547
28
1.635
29
1.633
29
1.645
28
1.717
26
2.187
26
1.839
28
1.906
29
1.853
31
24.279
1.324
30.594
1.497
38.780
1.865
37.469
2.504
38.488
2.770
39.947
2.705
40.235
2.887
41.100
2.900
42.335
2.913
42.461
3.023
42.472
3.358
40.614
2.990
38.334
3.809
39.469
3.472
40.092
3.648
202.447
7.471
248.870
8.458
323.056
10.621
332.607
12.509
336.071
13.407
344.632
13.445
342.307
13.999
340.881
14.271
344.611
13.962
344.189
13.843
348.487
13.838
355.198
13.004
349.099
15.165
361.743
14.940
363.003
15.763
Baki Debet
NPL
9. Transportasi, Pergudangan dan
Komunikasi
10.014
352
13.714
303
18.132
357
18.730
490
19.122
526
19.625
537
19.963
555
20.019
561
20.370
592
20.877
603
20.592
583
21.144
550
21.649
629
22.256
601
22.824
680
Baki Debet
NPL
Baki Debet
NPL
11. Real Estate, Usaha Persewaan, dan Jasa
Perusahaan
Baki Debet
NPL
12. Administrasi Pemerintahan,
Pertahanan, dan Jaminan Sosial Wajib
Baki Debet
NPL
13. Jasa Pendidikan
Baki Debet
NPL
Baki Debet
NPL
15. Jasa Kemasyarakatan, Sosial Budaya,
Hiburan dan Perorangan Lainnya
Baki Debet
NPL
16. Jasa Perorangan yang Melayani Rumah
Tangga
Baki Debet
NPL
17. Badan Internasional dan Badan Ekstra
Internasional Lainnya
Baki Debet
NPL
18. Kegiatan yang Belum Jelas Batasannya
18.398
452
20.678
485
24.354
654
24.778
802
24.848
883
25.234
917
25.912
976
25.468
1.022
25.142
1.059
24.481
999
24.419
1.069
24.658
964
24.334
1.098
25.045
1.103
24.563
1.181
10.311
92
14.147
161
13.963
377
14.660
408
14.531
430
14.748
356
14.887
355
14.851
384
14.745
359
14.555
358
14.686
357
14.578
447
14.325
456
14.452
419
14.385
379
19.953
629
25.859
689
31.572
881
31.284
1.050
31.518
1.085
32.298
1.030
32.337
1.097
32.458
1.198
32.349
1.245
32.668
1.246
32.934
1.255
33.462
1.189
32.285
1.365
33.630
1.360
33.770
1.528
399
15
229
5
284
4
244
6
248
4
251
4
252
4
247
4
243
4
231
4
227
4
221
4
202
7
194
7
186
8
1.517
23
1.888
22
2.221
39
2.379
37
2.383
36
2.455
52
2.381
54
2.405
54
2.440
50
2.435
58
2.458
49
2.301
47
2.350
59
2.343
59
2.502
61
2.918
233
3.518
99
4.237
72
4.495
97
4.641
127
4.709
130
4.733
145
4.587
156
4.553
126
4.560
127
4.638
146
4.803
122
4.798
127
4.880
134
4.900
138
25.530
619
26.378
891
31.499
876
33.131
1.049
33.669
1.166
34.621
1.176
35.268
1.235
35.567
1.263
36.440
1.239
36.193
1.258
37.387
1.154
38.015
1.052
38.875
1.222
39.932
1.222
40.605
1.284
655
36
672
40
1.499
33
1.708
42
1.775
51
1.850
49
1.900
63
1.915
61
1.961
61
2.002
59
2.059
57
2.090
52
2.134
66
2.188
65
2.419
68
2.355
53
414
8
225
6
186
5
182
6
173
7
167
7
159
6
153
6
148
6
143
6
140
6
139
6
22
2
34
3
Baki Debet
NPL
19. Penerima Kredit Bukan Lapangan
Baki Debet
NPL
20. Tidak Teridentifikasi
Baki Debet
NPL
Jumlah
Baki Debet
NPL
52.205
1.185
29.425
731
509
1
195
7
166
3
194
2
234
2
406
3
571
3
669
4
940
5
1.330
5
1.234
8
1.320
9
1.280
11
0
1
458.164
15.674
526.397
17.011
608.823
19.515
627.523
23.488
635.429
25.253
651.280
25.251
651.180
26.530
5
0
648.640
27.451
0
655.627
27.078
0
654.521
26.480
0
660.850
26.843
0
671.721
25.159
1
662.660
29.302
8
684.494
28.750
0
688.297
30.338
1. Agriculture, hunting, and forestry

Total
NPL
2. Fishery
Total
NPL
3. Mining and quarrying
Total
NPL
Total
NPL
Total
NPL
6. Construction
Total
NPL
7. Wholesale and retail trade
Total
NPL
8. Provision of accommodation and the
Total
NPL
9. Transportation, warehousing and
communications
Total
NPL
Total
NPL
11. Real estate, Business Ownership, and
Business Services
Total
NPL
12. Government administration, defense
and compulsory social security
Total
NPL
Total
NPL
14. Health services and social activities
Total
NPL
15. Community, Sociocultural,
Entertainment and Other Individual
Services
Total
NPL
16. Individual services which serve
households
Total
NPL
Total
NPL
18. Business activities are not clearly
defined
Total
NPL
19. Debtor is not the business field - other
Total
NPL
20. Un-identified
Total
NPL
Total
Baki Debet
NPL
121

Tabel 4.28 Kredit dan Non Performing Loan UMKM dan MKM Sektor Ekonomi
(SMEs Credit & Micro, Small, and NPL Based on Economic Sector)
Sektor Ekonomi
MKM 1)
1. Pertanian
Baki Debet
NPL
2. Pertambangan
Baki Debet
NPL
3. Perindustrian
Baki Debet
NPL
4. Listrik
Baki Debet
NPL
5. Konstruksi
Baki Debet
NPL
6. Perdagangan
Baki Debet
NPL
7. Pengangkutan
Baki Debet
NPL
8. Jasa Dunia Usaha
Baki Debet
NPL
9. Jasa Sosial
Baki Debet
NPL
10. Lain-lain
Baki Debet
NPL
Jumlah
Baki Debet
NPL
2011
2012
26.285
803
40.423
2.005
9.020
124
17.135
262
70.380
2.502
80.823
2.900
1.316
45
1.532
131
25.834
1.441
31.020
1.637
235.105
8.885
294.095
10.625
11.293
313
14.160
351
78.206
1.252
81.707
1.754
86.867
2.073
63.687
1.942
607.085
8.678
726.024
10.107
1.151.392
26.115
1.350.606
31.714
1)
Sejak bulan April 2013 data yang disajikan hanya data UMKM mengingat
data MKM masih berdasarkan plafon,sedangkan data UMKM sudah sesuai
dengan kriteria usaha pada UU No. 20 tentang UMKM
r)
r) diperbaiki
2013
Apr
Mei
Jun
Jul
2014
Ags
Sep
Okt
Nov
Des
Feb
2015
Mar
Apr
Economic Sector
1. Agriculture
Total
NPL
2. Mining
Total
NPL
3. Manufacturing
Total
NPL
4. Electricity
Total
NPL
5. Construction
Total
NPL
6. Trading
Total
NPL
7. Transportation
Total
NPL
8. Business Services
Total
NPL
9. Social Services
Total
NPL
10. Others
Total
NPL
Total
Baki Debet
NPL
1) Since April 2013 data presented only data Micro, Small dan Medium (MSM) Enterprise remembering data MSM still based on credit limit,
while data MSM Enterprise already in accordance with the criteria business of MSM Enterprise in the Act No. 20
r) revised
122
Tabel 4.29 Kredit dan Non Performing Loan UMKM dan MKM Menurut Jenis Penggunaan
(SMEs Credit and NPL Credit Based on Type of Use)

Jenis Penggunaan
2011
2012
2014
2013
Apr
Mei
Jun
Jul
2015
Ags
Sep
Okt
Nov
Des
Feb
Mar
Type of Use
Apr
UMKM
1. Working Capital
UMKM
1. Modal Kerja
Baki Debet
NPL
2. Investasi
Baki Debet
NPL
3. Konsumsi
Baki Debet
NPL
Baki Debet
NPL
355.888
12.770
403.047
13.645
444.030
14.652
455.447
17.672
461.219
18.972
473.939
18.732
472.234
19.688
471.274
20.239
478.739
19.874
478.941
19.696
482.644
19.925
490.262
18.761
480.949
21.707
499.416
21.502
501.758
22.682
102.275
2.903
123.350
3.366
164.792
4.863
172.075
5.816
174.210
6.281
177.341
6.519
178.946
6.842
177.366
7.213
176.889
7.205
175.579
6.784
178.206
6.918
181.459
6.398
181.711
7.595
185.079
7.248
186.539
7.656
2. Investment
Total
NPL
4. Un-identified
1
1
0
-
1
-
458.164
15.674
526.397
17.011
608.823
19.515
0
-
1
-
0
-
0
-
0
-
(0)
-
Baki Debet
Baki Debet
NPL
3. Konsumsi
Baki Debet
NPL
427.154
14.233
483.595
17.473
117.247
3.205
141.492
4.134
1)
635.429
25.253
651.280
25.251
651.180
26.530
648.640
27.451
655.627
27.078
654.521
26.480
660.850
26.843
671.721
25.159
662.660
29.302
684.494
28.750
688.297
30.338
Total
Baki Debet
NPL
Total
NPL
2. Investment
Total
NPL
3. Consumption
606.991
8.677
725.519
10.106
1.151.392
26.115
1.350.606
31.714
Jumlah
Baki Debet
NPL
627.523
23.488
Total
NPL
MKM 1)
1. Working Capital
MKM 1)
1. Modal Kerja
NPL
2. Investasi
Total
NPL
3. Consumption
Jumlah
Baki Debet
NPL
Total
NPL
Sejak bulan April 2013 data yang disajikan hanya data UMKM mengingat data
MKM masih berdasarkan plafon,
sedangkan data UMKM sudah sesuai dengan kriteria usaha pada UU No. 20
Total
NPL
Total
Baki Debet
NPL
1) Since April 2013 data presented only data Micro, Small dan Medium (MSM) Enterprise remembering data MSM still based on credit limit, while data MSM Enterprise already in
accordance with the criteria business of MSM Enterprise in the Act No. 20
123
Tabel 4.30 Kredit dan Non Performing Loan Rincian Kredit UMKM dan MKM Menurut Kelompok Bank
(Detail of SMEs Credit and Detail of MKM Credit Based on Group of Bank)
Kelompok Bank
2011
2012
2014
2013
Apr
Mei
Jun
Jul
2015
Ags
Sep
Okt
Nov
Des
Feb
Mar
Apr
Category of Bank
UMKM1)
1. State Owned Banks
1. Bank Persero
Total
Baki Debet
222.645
242.861
304.751
306.899
311.149
319.620
319.977
321.455
327.551
328.783
334.151
341.804
333.848
340.563
341.001
Mikro
58.287
66.555
87.657
92.639
94.982
98.439
100.360
100.552
102.213
103.743
105.419
106.269
109.008
111.113
113.185
Micro
Kecil
86.113
98.136
122.730
123.736
125.301
128.554
128.217
128.581
130.441
130.833
133.980
136.580
135.070
130.893
130.959
Small
Menengah
78.245
78.169
94.363
90.523
90.866
92.627
91.400
92.322
94.898
94.207
94.752
98.956
89.770
98.557
96.856
9.019
9.093
10.362
12.270
13.297
13.016
13.729
13.974
13.425
13.399
13.279
12.138
14.946
14.609
15.600
Mikro
1.174
1.214
1.481
1.906
2.067
2.104
2.199
2.175
2.108
2.086
2.056
1.829
2.514
2.520
2.624
Micro
Kecil
4.450
4.694
4.922
5.576
6.128
6.082
6.410
6.561
6.218
6.137
6.076
5.552
6.769
6.566
6.920
Small
Menengah
3.395
3.185
3.960
4.788
5.102
4.831
5.120
5.237
5.099
5.175
5.146
4.757
5.663
5.524
6.056
NPL
Medium
NPL
Medium
2. Regional Development Banks
2. BPD
Total
Baki Debet
31.314
45.082
46.896
47.234
48.145
49.588
50.258
50.924
51.828
52.631
52.970
50.837
49.196
49.983
50.867
Mikro
4.509
9.038
9.156
8.841
8.804
8.838
9.004
8.832
8.848
8.833
8.850
8.733
8.765
8.837
8.977
Micro
Kecil
18.880
21.091
21.232
21.633
22.122
22.782
23.120
23.459
24.037
24.516
24.541
23.456
22.742
23.034
23.348
Small
7.925
14.953
16.509
16.760
17.220
17.968
18.134
18.632
18.943
19.282
19.578
18.647
17.689
18.112
18.543
1.593
2.612
2.965
4.044
4.314
4.433
4.637
4.849
4.799
4.865
5.453
5.015
5.452
5.632
5.921
Menengah
NPL
Medium
NPL
Mikro
239
443
685
937
987
995
1.061
1.063
1.051
1.061
1.069
1.013
1.088
1.043
1.030
Micro
Kecil
915
1.327
1.338
1.584
1.647
1.671
1.691
1.785
1.760
1.760
1.802
1.647
1.840
1.897
2.009
Small
Menengah
439
842
943
1.523
1.681
1.767
1.885
2.000
1.987
2.044
2.582
2.354
2.524
2.693
2.881
3. Bank Swasta Nasional
Medium
3. Foreign Exchange
Commercial Banks
Total
Baki Debet
194.234
228.991
245.101
257.598
260.132
265.664
264.374
259.419
258.226
255.734
256.109
261.365
261.664
275.730
279.038
Mikro
24.759
21.476
21.998
23.132
23.320
23.448
23.812
23.588
24.121
23.017
24.679
25.077
25.657
27.233
26.433
Micro
Kecil
40.660
44.581
41.954
42.224
42.001
42.776
43.001
42.782
42.334
41.673
41.651
41.458
40.968
42.949
43.316
Small
128.816
162.934
181.148
192.243
194.810
199.440
197.560
193.049
191.771
191.044
189.779
194.831
195.039
205.547
209.289
4.710
5.096
5.933
6.891
7.354
7.506
7.885
8.363
8.562
7.910
7.771
7.666
8.502
8.119
8.438
Menengah
NPL
Medium
NPL
618
758
750
811
839
852
874
878
852
822
799
775
810
799
787
Micro
Kecil
1.645
1.720
2.077
2.223
2.277
2.293
2.383
2.433
2.366
2.358
2.299
2.248
2.335
2.340
2.408
Small
Menengah
2.447
2.618
3.105
3.857
4.237
4.361
4.628
5.052
5.344
4.730
4.674
4.643
5.356
4.979
5.242
Mikro
Medium
4. Joint Venture Banks and
Foreign Owned Banks
4. Bank Asing dan

Campuran
Total
Baki Debet
9.971
9.463
12.076
15.791
16.003
16.407
16.571
16.842
18.022
17.373
17.621
17.714
17.951
18.219
17.391
Mikro
470
107
78
78
82
81
130
280
377
85
187
192
89
89
91
Micro
Kecil
874
465
466
498
435
424
439
463
497
456
474
482
500
495
512
Small
8.627
8.891
11.532
15.215
15.487
15.903
16.003
16.099
17.148
16.832
16.960
17.040
17.362
17.635
16.789
352
208
256
283
289
297
278
265
292
307
340
341
403
389
379
Menengah
NPL
Medium
NPL
Mikro
16
Micro
Kecil
62
40
10
11
11
13
13
13
13
12
13
13
13
12
16
Small
275
161
238
265
270
276
258
245
272
288
321
321
384
371
356
Menengah
Jumlah
Baki Debet
NPL
458.164
526.397
608.823
627.523
635.429
651.280
651.180
648.640
655.627
654.521
660.850
671.721
662.660
684.494
15.674
17.011
19.515
23.488
25.253
25.251
26.530
27.451
27.078
26.480
26.843
25.159
29.302
28.750
Medium
Total
688.297
Baki Debet
30.338
NPL
124
Tabel 4.30 Kredit dan Non Performing Loan Rincian Kredit UMKM dan MKM Menurut Kelompok Bank
(Detail of SMEs Credit and Detail of MKM Credit Based on Group of Bank)
Kelompok Bank
2011
2012
2013
MKM 1)
1. Bank Persero
Mei
Jun
Jul
Ags
2015
Sep
Okt
Nov
Des
Feb
Mar
Apr
Category of Bank
1. State Owned Banks
Total
Baki Debet
415.623
502.447
Mikro
122.104
143.877
Micro
Kecil
188.524
234.031
Small
Menengah
104.996
124.540
11.258
15.271
Mikro
2.997
9.520
Micro
Kecil
3.722
2.611
Small
Menengah
4.539
3.140
NPL
Medium
NPL
Medium
2. Regional Development Banks
2. BPD
Total
Baki Debet
155.024
190.815
Mikro
36.921
32.580
Micro
Kecil
107.321
142.679
Small
10.782
15.556
2.562
3.297
Menengah
NPL
Mikro
Kecil
Menengah
Medium
NPL
470
555
Micro
1.176
1.489
Small
915
1.253
3. Bank Swasta Nasional
Medium
3. Foreign Exchange
Commercial Banks
Total
Baki Debet
512.566
Mikro
97.877
97.552
Micro
Kecil
195.035
228.341
Small
Menengah
219.654
275.516
10.204
11.502
Mikro
2.802
2.918
Micro
Kecil
3.349
4.084
Small
Menengah
4.053
4.500
NPL
601.409
4. Bank Asing dan

Campuran
Medium
NPL
Medium
4. Joint Venture Banks and
Foreign Owned Banks
Total
Baki Debet
68.180
55.935
Mikro
46.218
29.972
Micro
Kecil
7.005
7.558
Small
14.957
18.405
2.091
1.643
Menengah
NPL
Medium
NPL
1.223
849
Micro
Kecil
542
481
Small
Menengah
325
313
Mikro
Jumlah
Baki Debet
NPL
1)
2014
Apr
1.151.392
1.350.606
26.115
31.714
Sejak bulan April 2013 data yang disajikan hanya data UMKM mengingat data MKM
masih berdasarkan plafon,
sedangkan data UMKM sudah sesuai dengan kriteria usaha pada UU No. 20 tentang
Medium
Total
Baki Debet
NPL
125
Tabel 4.31 Kredit UMKM dan MKM Menurut Lokasi Proyek Per Daerah Tingkat I
(SMEs Credit and MKM Credit Based on Project Location)

2014
Kelompok Bank
2011
2012
2015
Category of Bank
2013
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Feb
Mar
Apr
UMKM
1. Jawa Barat
58.034
67.636
78.774
79.869
80.880
82.635
83.496
82.490
83.373
83.683
84.181
85.429
83.778
86.167
86.392 1.
Jawa Barat
2. Banten
16.026
18.863
22.631
23.443
24.534
25.345
25.176
25.036
25.174
24.807
24.936
25.305
25.566
26.653
27.013 2.
Banten
3. DKI Jakarta
82.225
93.051
95.185
98.094
98.014
101.098
100.241
99.821
100.948
98.202
100.682
104.891
104.499
108.252
108.250 3.
5.413
6.549
8.431
8.805
8.937
9.254
9.373
9.485
9.595
9.663
9.678
9.806
9.592
9.874
10.021 4.
D.I Yogyakarta
5. Jawa Tengah
43.721
51.576
62.679
64.351
65.705
68.097
68.323
68.244
69.192
69.910
69.927
70.415
69.700
72.210
73.088 5.
Jawa Tengah
6. Jawa Timur
62.346
65.980
79.322
82.368
83.613
85.605
85.752
84.273
85.003
84.918
85.539
86.569
84.901
88.346
89.297 6.
Jawa Timur
7. Bengkulu
3.115
3.598
4.103
4.269
4.310
4.435
4.394
4.386
4.431
4.488
4.512
4.551
4.530
4.635
4.665 7.
Bengkulu
8. Jambi
6.724
7.809
8.772
8.784
8.887
9.019
9.056
9.049
9.146
9.248
9.354
9.383
9.304
9.737
9.724 8.
Jambi
9. Aceh
5.850
6.395
7.026
7.128
7.215
7.328
7.319
7.340
7.490
7.527
7.589
7.729
7.494
7.501
7.616 9.
Aceh
26.707
31.470
36.947
38.440
38.958
39.593
39.532
39.685
40.612
40.655
41.042
41.483
41.583
42.668
43.070 10. Sumatera Utara
4. D.I Yogyakarta
10. Sumatera Utara
DKI Jakarta
8.721
10.663
11.804
12.232
12.514
12.828
12.812
12.844
13.039
13.114
13.179
13.238
13.206
13.363
13.502 11. Sumatera Barat
13.995
16.096
17.968
20.228
20.349
20.838
20.706
20.676
20.964
20.919
21.121
21.292
20.832
21.239
21.604 12. Riau
4.648
5.514
7.402
7.259
7.363
7.517
7.554
7.416
7.114
7.485
6.921
6.947
6.777
7.105
7.186 13. Kepulauan Riau
12.190
14.807
17.506
17.816
18.107
18.397
18.295
18.212
18.495
18.441
18.584
18.987
17.808
18.487
18.451 14. Sumatera Selatan
15. Bangka Belitung
2.225
2.604
2.990
2.999
3.001
3.067
2.998
3.025
3.101
3.098
3.147
3.214
2.779
2.897
16. Lampung
9.060
10.276
11.664
11.979
11.931
11.867
11.755
11.750
11.975
11.888
12.055
12.086
12.102
12.507
6.242
8.086
8.914
9.243
9.316
9.537
9.564
9.535
9.669
9.739
9.736
9.794
9.775
9.862
6.910
8.350
10.673
11.318
11.476
11.922
11.814
11.914
12.005
12.067
12.254
12.715
12.657
12.976
12.851 18. Kalimantan Barat
19.987 19. Kalimantan Timur
11. Sumatera Barat

12. Riau
13. Kepulauan Riau
2.896 15. Bangka Belitung

12.463 16. Lampung
9.911 17. Kalimantan Selatan
15.118
17.295
20.018
19.760
20.006
19.979
20.155
20.333
19.778
19.732
19.876
19.982
19.244
20.073
3.590
4.433
4.837
4.985
5.073
5.187
5.191
5.317
5.400
5.489
5.530
5.604
5.506
5.743
21. Sulawesi Tengah
5.183
5.559
6.595
6.829
6.864
7.033
6.944
6.962
7.111
7.057
7.155
7.155
7.109
7.280
7.263 21. Sulawesi Tengah
17.926
19.460
23.596
24.233
24.392
24.901
24.732
24.799
24.983
24.925
25.217
25.765
24.901
25.375
25.548 22. Sulawesi Selatan
23. Sulawesi Utara
5.923
5.861
6.431
6.680
6.727
6.912
6.829
6.763
6.740
6.745
7.049
7.150
7.063
7.449
7.294 23. Sulawesi Utara
2.871
3.715
4.516
4.716
4.780
4.875
4.866
4.874
4.913
4.943
4.944
4.914
4.940
4.983
5.045 24. Sulawesi Tenggara
25. Sulawesi Barat
1.326
1.567
1.875
2.005
2.025
2.058
2.055
2.064
2.092
2.130
2.158
2.212
2.135
2.249
2.205 25. Sulawesi Barat
26. Gorontalo
1.701
1.820
2.011
2.132
2.163
2.198
2.191
2.202
2.218
2.224
2.276
2.316
2.309
2.387
2.430 26. Gorontalo
3.820
5.175
6.318
6.461
6.492
6.562
6.468
6.509
6.576
6.525
6.592
6.703
6.718
6.814
13.050
16.356
19.951
20.821
21.122
21.916
22.137
22.182
22.627
22.834
23.000
23.483
23.766
24.531
2.624
3.297
4.127
4.527
4.653
4.827
4.874
4.922
5.073
5.177
5.246
5.234
5.163
5.324
5.345 29. Nusa Tenggara Timur
30. Maluku
1.756
1.808
2.000
2.008
2.039
2.084
2.047
2.076
2.128
2.132
2.167
2.244
2.170
2.248
2.294 30. Maluku
31. Papua
4.752
5.477
7.471
7.691
7.823
8.050
8.162
8.134
8.286
8.410
8.703
8.608
8.229
8.698
8.643 31. Papua
32. Maluku Utara
1.204
1.327
1.474
1.374
1.386
1.401
1.402
1.383
1.388
1.377
1.403
1.391
1.385
1.425
1.429 32. Maluku Utara
33. Papua Barat
1.881
2.523
3.376
3.540
3.628
3.741
3.749
3.764
3.824
3.802
3.877
3.836
3.596
3.772
3.808 33. Papua Barat
259
369
335
54
55
56
63
60
56
52
89
87
42
41
1.030
1.032
1.099
1.081
1.092
1.119
1.158
1.116
1.109
1.116
1.133
1.205
1.500
1.625
Jumlah
458.164
28. Bali
34. Lainnya
526.397
608.823
627.523
635.429
651.280
651.180
648.640
655.627
654.521
660.850
671.721
662.660
684.494
5.751 20. Kalimantan Tengah
6.816 27. Nusa Tenggara Barat

24.667 28. Bali
42 34. Lainnya
1.730 35. Tidak Teridentifikasi
688.297
Total
126
Tabel 4.31 Kredit UMKM dan MKM Menurut Lokasi Proyek Per Daerah Tingkat I
(SMEs Credit and MKM Credit Based on Project Location)

2014
Kelompok Bank
2011
2012
Category of Bank
Apr
MKM
2015
2013
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Feb
Mar
Apr
1)
1. Jawa Barat
2. Banten
3. DKI Jakarta
175.897
207.552
56.857
70.082
1. Jawa Barat
2. Banten
3. DKI Jakarta
215.963
237.266
4. D.I Yogyakarta
13.368
15.857
5. Jawa Tengah
95.742
114.094
5. Jawa Tengah
128.190
150.323
6. Jawa Timur
8.430
10.503
7. Bengkulu
8. Jambi
15.415
18.485
8. Jambi
9. Aceh
18.585
20.217
9. Aceh
10. Sumatera Utara
58.917
70.333
10. Sumatera Utara
11. Sumatera Barat
23.000
27.088
11. Sumatera Barat
12. Riau
32.210
37.337
12. Riau
13. Kepulauan Riau
12.940
15.193
13. Kepulauan Riau
30.079
35.261
15. Bangka Belitung
4.551
5.434
15. Bangka Belitung
16. Lampung
20.742
23.862
16. Lampung
17.238
20.819
16.295
19.963
27.365
33.123
8.452
11.769
21. Sulawesi Tengah
11.587
14.043
21. Sulawesi Tengah
42.958
50.569
23. Sulawesi Utara
15.716
18.500
23. Sulawesi Utara
8.595
10.806
25. Sulawesi Barat
3.211
4.002
25. Sulawesi Barat
26. Gorontalo
4.775
5.977
26. Gorontalo
12.762
15.609
28. Bali
27.122
33.573
28. Bali
10.291
12.388
30. Maluku
4.725
5.478
31. Papua
9.505
12.161
32. Maluku Utara
3.104
3.900
32. Maluku Utara
33. Papua Barat
3.630
4.752
33. Papua Barat
13.176
14.288
6. Jawa Timur
7. Bengkulu
34. Lainnya
Jumlah
1.151.392
1.350.606
4. D.I Yogyakarta
30. Maluku
31. Papua
34. Lainnya
Total
1)
Sejak bulan April 2013 data yang disajikan hanya data UMKM
mengingat data MKM masih berdasarkan plafon,
sedangkan data UMKM sudah sesuai dengan kriteria usaha pada UU
No. 20 tentang UMKM
127

Statistik Perbankan Indonesia

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Statistik Perbankan Indonesia

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KATA PENGANTAR

The Indonesia Banking Statistic is a publication

Sehubungan dengan beralihnya fungsi, tugas

Due to change function, job and authority of

Dengan perubahan tersebut, diharapkan data

By the change, the provided data can be useful

Mulai bulan Mei 2014, data SPS yang

Start in May 2014, data of the SPS which is a

Sebelumnya laporan dari BUS-UUS disusun

Previously report from BUS-UUS compiled based

Jakarta, Juni 2015

Otoritas Jasa Keuangan, Republik Indonesia

Advance Release Calender (ARC)

Tanda-tanda, dan Sumber Data

Notes, Symbols and Sources of Data

Tanda koma pada angka-angka harap dibaca sebagai

Commas in the numbers please read as point and vice

The data used in the Indonesian Banking Statistics

2. Data from the Commercial Bank Monthly Reports

Sampai dengan bulan Desember 2014 data dalam

Until December 2014, The data publication are also

Departemen Perizinan dan Informasi Perbankan

Bank Licensing and Banking Information Department

DATA BANK UMUM

COMMERCIAL BANK DATA

DATA BANK SYARIAH

SHARIA BANK DATA

DATA BANK PERKREDITAN RAKYAT

RURAL BANK DATA

: Aktiva Produktif Yang Diklasifikasikan

: Classified Earning assets

: Aktiva Tertimbang Menurut Risiko

: Risk Weighted Assets

: Biaya Operasional terhadap Pendapatan

: Operations Expenses to Operations Income

: Bank Pembangunan Daerah

: Regional Development Bank

: Capital Adequacy Ratio

: Capital Adequacy Ratio

: Dana Pihak Ketiga

: Third Party Funds

: Kualitas Aktiva Produktif

: Earning assets Qualtiy

: Kewajiban Bersih Antar Bank

: Inter-Bank Net Liabilities

: Kantor Cabang Pembantu

: Laporan Bulanan Bank Umum

: Commercial Bank Monthly Report

: Loan to Deposit Ratio

: Loan to Deposit Ratio

: Net Interest Margin

: Net Interest Margin

: Non Performing Loan

: Sistem Informasi Perbankan

: Banking Information System

: Usaha Kecil Menengah

: Usaha Mikro Kecil Menengah

: Net Operating Margin

: Net Operating Margin

: Financing to Deposit Ratio

: Financing to Deposit Ratio

Kegiatan Usaha Perbankan

Bank Industries Operation

DATA BANK UMUM