Disclaimer: Titan Tyra bukan professional financial advisor, sheet ini dibuat berdasarkan pengalaman dan penggunaan pribadi.

PEMASUKAN
BULANAN TAHUNAN
GAJI POKOK 2,005,105 24,061,260 RANGKUMAN BULANAN
Kelebihan Jam Mengajar 284,050 3,408,600 PENGELUARAN
KATEGORI
Gaji Vokasi UI 1,757,100 21,085,200 Rp %
Honor Kelas Kerjasama 2,385,100 28,621,200 1 PAY YOURSELF FIRST 1,781,600 23.56% minimal 20% disisihkan untuk savings dan investasi
TOTAL PEMASUKAN 6,431,355 77,176,260 2 KEPERLUAN RUMAH 3,280,000 43.38% KPR disarankan maksimal 30% dari penghasilan
3 KEBUTUHAN PANGAN 600,000 7.93%
PENGELUARAN 4 KONSUMSI LAIN-LAIN 1,200,000 15.87%
PAY YOURSELF FIRST BULANAN TAHUNAN 5 PERAWATAN DIRI 100,000 1.32%
EMERGENCY FUND 200,000 2,400,000 6 HIBURAN 100,000 1.32%
DANA PENSIUN 200,000 2,400,000 4 PEMAKAIAN BULANAN 0 0.00%
INVESTASI (ARISAN EMAS) 800,000 9,600,000 5 HUTANG / CICILAN 500,000 6.61%
TABUNGAN KESEHATAN 581,600 6,979,200 TOTAL 7,561,600 100.00%
TOTAL PAY YOURSELF FIRST 1,781,600 21,379,200
KEPERLUAN RUMAH BULANAN TAHUNAN * kategori bisa diubah-ubah sesuai kondisi masing-masing
KPR RUMAH 3,000,000 36,000,000 * nominal-nominal berikut hanya contoh
INTERNET KABEL 0 0 * pos dianggap sinking funds apabila kita emang gamau langsung pake (contohnya: travelling, shopping)
LAYANAN TV 0 0 * dalam kata lain, sinking funds itu tabungan jangka pendek
TAGIHAN KARTU HALO 280,000 3,360,000
PULSA LISTRIK 0 0 UANG KELEBIHAN SEPERTI THR, HONOR PANITIA ATAU UTS/UAS LANGSUNG MASUKAN DALAM TABUNGAN BSI
TOTAL KEPERLUAN RUMAH 3,280,000 39,360,000 REKENING BSI UNTUK TABUNGAN
KEBUTUHAN PANGAN BULANAN TAHUNAN REKENING JENIUS UNTUK OPERASIONAL SEHARI-HARI
BELANJA GROCERIES 400,000 4,800,000
MAKAN DI LUAR RUMAH 200,000 2,400,000
TOTAL KEBUTUHAN PANGAN 600,000 7,200,000
KONSUMSI LAIN-LAIN BULANAN TAHUNAN
MAKANAN KUCING 350,000 4,200,000
BENSIN 600,000 7,200,000
PERAWATAN MOBIL 100,000 1,200,000
MASUK UI (E-MONEY) 150,000 1,800,000
TOTAL KONSUMSI LAIN-LAIN 1,200,000 14,400,000
PERAWATAN DIRI BULANAN TAHUNAN
SHOPPING CLOTHING ETC 0 0
SHOPPING MAKEUP 100,000 1,200,000
TOTAL PERAWATAN DIRI 100,000 1,200,000
HIBURAN BULANAN TAHUNAN
BIOSKOP 0 0
LANGGANAN NETFLIX 0 0
LANGGANAN SPOFITY 0 0
TRAVELING 100,000 1,200,000
MISCELLANEOUS 0 0
TOTAL HIBURAN 100,000 1,200,000
PEMAKAIAN BULANAN BULANAN TAHUNAN
UNTUK DAILY NEEDS 0
AMAL 0
TOTAL PEMAKAIAN BULANAN 0 0
HUTANG / CICILAN BULANAN TAHUNAN
KARTU KREDIT 500,000 6,000,000
TOTAL HUTANG / CICILAN 500,000 6,000,000

PEMASUKAN vs PENGELUARAN
TOTAL PEMASUKAN 6,431,355 77,176,260
TOTAL PENGELUARAN 7,061,600 84,739,200
UANG LEBIH/KURANG -630,245 -7,562,940
 LAPORAN KEUANGAN AKTUAL
PEMASUKAN RANGKUMAN TAHUNAN (AKTUAL)
GOAL BULANAN January February March April May June July August September October November December TAHUNAN PENGELUARAN
KATEGORI
GAJI POKOK 2,005,105 2,005,105 2,005,105 Rp %
Kelebihan Jam Mengajar 284,050 0 1 PAY YOURSELF FIRST 0 #DIV/0!
Gaji Vokasi UI 1,757,100 0 0 0 0 2 KEPERLUAN RUMAH 0 #DIV/0!
Honor Kelas Kerjasama 2,955,100 0 0 0 0 3 KEBUTUHAN PANGAN 0 #DIV/0!
TOTAL PEMASUKAN 7,001,355 0 0 0 0 0 2,005,105 0 0 0 0 0 0 2,005,105 4 KONSUMSI LAIN-LAIN 0 #DIV/0!
5 PERAWATAN DIRI 0 #DIV/0!
PENGELUARAN 6 HIBURAN 0 #DIV/0!
PAY YOURSELF FIRST GOAL BULANAN January February March April May June July August September October November December TAHUNAN 4 PEMAKAIAN BULANAN 0 #DIV/0!
EMERGENCY FUND 200,000 0 5 HUTANG / CICILAN 0 #DIV/0!
DANA PENSIUN 200,000 0 TOTAL 0 #DIV/0!
INVESTASI (ARISAN EMAS) 800,000 0
TABUNGAN KESEHATAN 581,600
TOTAL PAY YOURSELF FIRST 1,781,600 0 0 0 0 0 0 0 0 0 0 0 0 0
KEPERLUAN RUMAH GOAL BULANAN January February March April May June July August September October November December TAHUNAN
KPR RUMAH 3,000,000 0
INTERNET KABEL 658,000 0
LAYANAN TV 0
TAGIHAN KARTU HALO 280,000
PULSA LISTRIK
TOTAL KEPERLUAN RUMAH 3,938,000 0 0 0 0 0 0 0 0 0 0 0 0 0
KEBUTUHAN PANGAN GOAL BULANAN January February March April May June July August September October November December TAHUNAN
BELANJA GROCERIES 400,000 0
MAKAN DI LUAR RUMAH 0
TOTAL KEBUTUHAN PANGAN 400,000 0 0 0 0 0 0 0 0 0 0 0 0 0
KONSUMSI LAIN-LAIN GOAL BULANAN January February March April May June July August September October November December TAHUNAN
MAKANAN KUCING 300,000 0
PERAWATAN MOBIL 100,000
BENSIN 600,000 0
MASUK UI (e-money) 150,000
TOTAL KONSUMSI LAIN-LAIN 1,150,000 0 0 0 0 0 0 0 0 0 0 0 0 0
PERAWATAN DIRI GOAL BULANAN January February March April May June July August September October November December TAHUNAN
SHOPPING CLOTHING ETC 0 0 0 0 0
SHOPPING MAKEUP 100,000 0 0 0 0
TOTAL PERAWATAN DIRI 100,000 0 0 0 0 0 0 0 0 0 0 0 0 0
HIBURAN GOAL BULANAN January February March April May June July August September October November December TAHUNAN
BIOSKOP 0 0 0 0 0
LANGGANAN NETFLIX 0 0 0 0
LANGGANAN SPOFITY 0 0 0 0
TRAVELING 200,000 0 0 0
MISCELLANEOUS 0 0 0 0
TOTAL HIBURAN 200,000 0 0 0 0 0 0 0 0 0 0 0 0 0
PEMAKAIAN BULANAN GOAL BULANAN January February March April May June July August September October November December TAHUNAN
UNTUK DAILY NEEDS 0
AMAL 0
TOTAL PEMAKAIAN BULANAN 0 0 0 0 0 0 0 0 0 0 0 0 0 0
HUTANG / CICILAN GOAL BULANAN January February March April May June July August September October November December TAHUNAN
KARTU KREDIT 500,000 0 0 0 0
FLEXI CASH 330,000
TOTAL HUTANG / CICILAN 500,000 0 0 0 0 0 0 0 0 0 0 0 0 0

PEMASUKAN vs PENGELUARAN
GOAL BULANAN January February March April May June July August September October November December TAHUNAN
TOTAL PEMASUKAN 6,431,355 0 0 0 0 0 2,005,105 0 0 0 0 0 0 2,005,105
TOTAL PENGELUARAN 7,061,600 0 0 0 0 0 0 0 0 0 0 0 0 0
UANG LEBIH/KURANG -630,245 0 0 0 0 0 2,005,105 0 0 0 0 0 0 2,005,105

Uang lebih/kurang ini harus 0 Apabila tertulis Apabila tertulis

seperti berikut, seperti berikut,
berarti uangnya berarti
ada 200rb yang pengeluarannya
belum melebihi
dimasukkan ke pemasukan
pos. Baiknya sebanyak 200rb.
dimasukkan ke Pilih salah satu
salah satu pos pos yang paling
PYF tidak
diprioritaskan
untuk dikurangin
200rb.
 DANA DI REKENING
EMERGENCY FUND DANA PENSIUN
TGL IN / OUT BALANCE TGL IN / OUT BALANCE
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
TABUNGAN RENCANA MANDIRI
INTERNET KABEL LAYANAN TV
TGL IN / OUT BALANCE TGL IN / OUT BALANCE
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
 0 0
0 0
0 0
0 0
0 0
0 0

MAKAN DI LUAR RUMAH MAKANAN KUCING

TGL IN / OUT BALANCE TGL IN / OUT BALANCE
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0

SHOPPING MAKEUP BIOSKOP

TGL IN / OUT BALANCE TGL IN / OUT BALANCE
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
 0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0

MISCELLANEOUS UNTUK DAILY NEEDS

TGL IN / OUT BALANCE TGL IN / OUT BALANCE
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
I REKENING MANDIRI (GAJI & INVESTASI)
INVESTASI (ARISAN EMAS) TABUNGAN KESEHATAN KPR RUMA
TGL IN / OUT BALANCE TGL IN / OUT BALANCE TGL
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
TRANSFER KE BANDAR ARISAN TABUNGAN MANDIRI A
TAGIHAN KARTU HALO PULSA LISTRIK BELANJA GROC
TGL IN / OUT BALANCE TGL IN / OUT BALANCE TGL
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
 0 0
0 0
0 0
0 0
0 0
0 0

BENSIN MASUK UI (E-MONEY) SHOPPING CLOTH

TGL IN / OUT BALANCE TGL IN / OUT BALANCE TGL
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
E-MONEY
LANGGANAN NETFLIX LANGGANAN SPOFITY TRAVELIN
TGL IN / OUT BALANCE TGL IN / OUT BALANCE TGL
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
 0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0

AMAL KARTU KREDIT

TGL IN / OUT BALANCE TGL IN / OUT BALANCE TGL
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
 DANA DI REKENING A
KPR RUMAH
IN / OUT BALANCE RANGKUMAN PEMBAGIAN DANA DI REKENING A
0 Account in Rp
0 1 EMERGENCY FUND 0
0 2 DANA PENSIUN 0
0 3 INVESTASI (ARISAN EMAS) 0
0 4 TABUNGAN KESEHATAN 0
0 5 KPR RUMAH 0
0 6 INTERNET KABEL 0
0 7 LAYANAN TV 0
0 8 TAGIHAN KARTU HALO 0
0 9 PULSA LISTRIK 0
0 10 BELANJA GROCERIES 0
0 11 MAKAN DI LUAR RUMAH 0
0 12 MAKANAN KUCING 0
0 13 BENSIN 0
0 14 MASUK UI (E-MONEY) 0
0 15 SHOPPING CLOTHING ETC 0
0 16 SHOPPING MAKEUP 0
0 17 BIOSKOP 0
0 18 LANGGANAN NETFLIX 0
0 19 LANGGANAN SPOFITY 0
0 20 TRAVELING 0
TABUNGAN MANDIRI A.N CHERELLE 21 MISCELLANEOUS 0
BELANJA GROCERIES 22 UNTUK DAILY NEEDS 0
IN / OUT BALANCE 23 AMAL 0
0 24 KARTU KREDIT 0
0 TOTAL 0
0
0
0 Disini dicatat sesuai pos yang masuk ke rekening A ya. kalau ad
0 pos yang ga disimpen di rekening A, gausah dicatat disini :)
0 Silahkan sesuaikan tabelnya sesuai kebutuhan masing2.
0
0 Tabel rangkuman ini untuk mengecek, ada berapa uang pos
0 "Emergency Fund" yang ada di Rekening A. Dan seterusnya.
0
0
0
0
0
 0
0
0
0
0
0

SHOPPING CLOTHING ETC

IN / OUT BALANCE
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

TRAVELING
IN / OUT BALANCE
0
0
0
0
0
0
0
0
0
0
 0
0
0
0
0
0
0
0
0
0
0

IN / OUT BALANCE
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
NING A
A DI REKENING A
in %
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!

ening A ya. kalau ada

h dicatat disini :)
han masing2.

berapa uang pos

Dan seterusnya.
 DANA DI REKENING JENIUS
EMERGENCY FUND FLEXI CASH
TGL IN / OUT BALANCE TGL IN / OUT BALANCE
30 200,000 200,000 330,000 330,000
200,000 330,000
200,000 330,000
200,000 330,000
200,000 330,000
200,000 330,000
200,000 330,000
200,000 330,000
200,000 330,000
200,000 330,000
200,000 330,000
200,000 330,000
200,000 330,000
200,000 330,000
200,000 330,000
200,000 330,000
200,000 330,000
200,000 330,000
200,000 330,000
200,000 330,000
200,000 330,000
FLEXI SAVER (DANA DARURAT)
INTERNET KABEL LAYANAN TV
TGL IN / OUT BALANCE TGL IN / OUT BALANCE
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
 0 0
0 0
0 0
0 0
0 0
0 0

MAKAN DI LUAR RUMAH MAKANAN KUCING

TGL IN / OUT BALANCE TGL IN / OUT BALANCE
0 30 300,000 300,000
0 300,000
0 300,000
0 300,000
0 300,000
0 300,000
0 300,000
0 300,000
0 300,000
0 300,000
0 300,000
0 300,000
0 300,000
0 300,000
0 300,000
0 300,000
0 300,000
0 300,000
0 300,000
0 300,000
0 300,000
M-CARD
SHOPPING MAKEUP BIOSKOP
TGL IN / OUT BALANCE TGL IN / OUT BALANCE
1/29 100,000 100,000 0
100,000 0
100,000 0
100,000 0
100,000 0
100,000 0
100,000 0
100,000 0
100,000 0
100,000 0
 100,000 0
100,000 0
100,000 0
100,000 0
100,000 0
100,000 0
100,000 0
100,000 0
100,000 0
100,000 0
100,000 0
FLEXI SAVER (SKINCARE SAVING)
MISCELLANEOUS UNTUK DAILY NEEDS
TGL IN / OUT BALANCE TGL IN / OUT BALANCE
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
NING JENIUS (OPERASIONAL & DANA DARURAT)
INVESTASI (ARISAN EMAS) TABUNGAN KESEHATAN KPR RUMA
TGL IN / OUT BALANCE TGL IN / OUT BALANCE TGL
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0

TAGIHAN KARTU HALO PULSA LISTRIK BELANJA GROC

TGL IN / OUT BALANCE TGL IN / OUT BALANCE TGL
1/29 280,000 280,000 0
280,000 0
280,000 0
280,000 0
280,000 0
280,000 0
280,000 0
280,000 0
280,000 0
280,000 0
280,000 0
280,000 0
280,000 0
280,000 0
280,000 0
 280,000 0
280,000 0
280,000 0
280,000 0
280,000 0
280,000 0
SEND - IT
BENSIN MASUK UI (E-MONEY) SHOPPING CLOTH
TGL IN / OUT BALANCE TGL IN / OUT BALANCE TGL
600,000 600,000 0
600,000 0
600,000 0
600,000 0
600,000 0
600,000 0
600,000 0
600,000 0
600,000 0
600,000 0
600,000 0
600,000 0
600,000 0
600,000 0
600,000 0
600,000 0
600,000 0
600,000 0
600,000 0
600,000 0
600,000 0
BENSIN CARD
LANGGANAN NETFLIX LANGGANAN SPOFITY TRAVELIN
TGL IN / OUT BALANCE TGL IN / OUT BALANCE TGL
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
 0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
FLEXI SAVER (TRAVEL
AMAL KARTU KREDIT
TGL IN / OUT BALANCE TGL IN / OUT BALANCE TGL
0 30 500,000 500,000
0 500,000
0 500,000
0 500,000
0 500,000
0 500,000
0 500,000
0 500,000
0 500,000
0 500,000
0 500,000
0 500,000
0 500,000
0 500,000
0 500,000
0 500,000
0 500,000
0 500,000
0 500,000
0 500,000
0 500,000
SEND - IT
 DANA DI REKENING B
KPR RUMAH
IN / OUT BALANCE RANGKUMAN PEMBAGIAN DANA DI REKENING A
0 Account in Rp
0 1 EMERGENCY FUND 200,000
0 2 FLEXI CASH 330,000
0 3 INVESTASI (ARISAN EMAS) 0
0 4 TABUNGAN KESEHATAN 0
0 5 KPR RUMAH 0
0 6 INTERNET KABEL 0
0 7 LAYANAN TV 0
0 8 TAGIHAN KARTU HALO 280,000
0 9 PULSA LISTRIK 0
0 10 BELANJA GROCERIES 0
0 11 MAKAN DI LUAR RUMAH 0
0 12 MAKANAN KUCING 300,000
0 13 BENSIN 600,000
0 14 MASUK UI (E-MONEY) 0
0 15 SHOPPING CLOTHING ETC 0
0 16 SHOPPING MAKEUP 100,000
0 17 BIOSKOP 0
0 18 LANGGANAN NETFLIX 0
0 19 LANGGANAN SPOFITY 0
0 20 TRAVELING 0
21 MISCELLANEOUS 0
BELANJA GROCERIES 22 UNTUK DAILY NEEDS 0
IN / OUT BALANCE 23 AMAL 0
0 24 KARTU KREDIT 500,000
0 TOTAL 2,310,000
0
0
0 Disini dicatat sesuai pos yang masuk ke rekening B ya. kalau ad
0 pos yang ga disimpen di rekening B, gausah dicatat disini :)
0 Silahkan sesuaikan tabelnya sesuai kebutuhan masing2.
0
0 Tabel rangkuman ini untuk mengecek, ada berapa uang pos
0 "Emergency Fund" yang ada di Rekening B. Dan seterusnya.
0
0
0
0
0
 0
0
0
0
0
0

SHOPPING CLOTHING ETC

IN / OUT BALANCE
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

TRAVELING
IN / OUT BALANCE
0
0
0
0
0
0
0
0
0
0
 0
0
0
0
0
0
0
0
0
0
0
FLEXI SAVER (TRAVELING SAVING)

IN / OUT BALANCE
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
NING B
A DI REKENING A
in %
8.66%
14.29%
0.00%
0.00%
0.00%
0.00%
0.00%
12.12%
0.00%
0.00%
0.00%
12.99%
25.97%
0.00%
0.00%
4.33%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
21.65%
1

ening B ya. kalau ada

h dicatat disini :)
han masing2.

berapa uang pos

Dan seterusnya.
Ini dibuat seakan2 investasinya di Bibit. Apabila ada yang investasi di saham, atau forex, dll, bisa dig

UANG MODAL BIBIT BIB

TGL IN / OUT BALANCE TGL NILAI SEKARANG
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0 Data2 yang diperlukan di BIBIT TRACK
0
0
atau forex, dll, bisa diganti sendiri menjadi "Saham Tracker" dst.

BIBIT TRACKER
MODAL INVESTASI KEUNTUNGAN HARGA BELI JUMLAH UNIT

ukan di BIBIT TRACKER, bisa mudah didapatkan di aplikasi Bibit.