Disclaimer: Titan Tyra bukan professional financial advisor, sheet ini dibuat berdasarkan pengalaman dan penggunaan pribadi.

PEMASUKAN ANGKA-ANGKA DI FILE INI HANYALAH IMAJINASI, SEBAGAI CONTOH

BULANAN TAHUNAN
GAJI KANTOR (UMR) 7,000,000 84,000,000 RANGKUMAN BULANAN
OLSHOP 0 0 PENGELUARAN
KATEGORI
INCOME C 1,800,000 21,600,000 Rp %
INCOME D 0 0 1 PAY YOURSELF FIRST 1,000,000 13.79% minimal 20% disisihkan untuk savings dan investasi
TOTAL PEMASUKAN 8,800,000 105,600,000 2 KEPERLUAN RUMAH 1,000,000 13.79% KPR disarankan maksimal 30% dari penghasilan
3 KEBUTUHAN PANGAN 1,500,000 20.69%
PENGELUARAN 4 KONSUMSI LAIN-LAIN 750,000 10.34%
PAY YOURSELF FIRST BULANAN TAHUNAN 5 PERAWATAN DIRI 1,000,000 13.79%
EMERGENCY FUND 250,000 3,000,000 6 HIBURAN 0 0.00%
DANA PENSIUN 250,000 3,000,000 4 PEMAKAIAN BULANAN 1,000,000 13.79%
INVESTASI 250,000 3,000,000 5 HUTANG / CICILAN 1,000,000 13.79%
TABUNGAN KESEHATAN 250,000 3,000,000 TOTAL 7,250,000 100.00%
TOTAL PAY YOURSELF FIRST 1,000,000 12,000,000
KEPERLUAN RUMAH BULANAN TAHUNAN * kategori bisa diubah-ubah sesuai kondisi masing-masing
KPR RUMAH 0 0 * nominal-nominal berikut hanya contoh
INTERNET KABEL 500,000 6,000,000 * pos dianggap sinking funds apabila kita emang gamau langsung pake (contohnya: travelling, shopping)
LAYANAN TV 0 0 * dalam kata lain, sinking funds itu tabungan jangka pendek
PULSA HP 200,000 2,400,000
PULSA LISTRIK 300,000 3,600,000 Any questions? Feel free to email me at titantyrainc@gmail.com with subject email "Ask Free Financial Tracker"
TOTAL KEPERLUAN RUMAH 1,000,000 12,000,000
KEBUTUHAN PANGAN BULANAN TAHUNAN
BELANJA GROCERIES 1,000,000 12,000,000 Disclaimer:
MAKAN DI LUAR RUMAH 500,000 6,000,000 Financial tracker ini diinspirasi oleh Our Rich Journey. Saya sesuaikan lagi dengan penerapan di Indonesia,
TOTAL KEBUTUHAN PANGAN 1,500,000 18,000,000 dan saya ubah-ubah lagi. Selain itu, saya menambahkan fitur baru yang saya buat dan pakai sendiri.
KONSUMSI LAIN-LAIN BULANAN TAHUNAN Semoga bermanfaat!
DANA UNTUK HADIAH TEMAN 100,000 1,200,000
BENSIN 500,000 6,000,000
GRAB 150,000 1,800,000
TOTAL KONSUMSI LAIN-LAIN 750,000 9,000,000
PERAWATAN DIRI BULANAN TAHUNAN
SHOPPING CLOTHING ETC 500,000 6,000,000
SHOPPING MAKEUP 500,000 6,000,000
TOTAL PERAWATAN DIRI 1,000,000 12,000,000
HIBURAN BULANAN TAHUNAN
BIOSKOP 0 0
LANGGANAN NETFLIX 0 0
LANGGANAN SPOFITY 0 0
TRAVELING 0 0
MISCELLANEOUS 0 0
TOTAL HIBURAN 0 0
PEMAKAIAN BULANAN BULANAN TAHUNAN
UNTUK DAILY NEEDS 500,000 6,000,000
AMAL 500,000 6,000,000
TOTAL PEMAKAIAN BULANAN 1,000,000 12,000,000
HUTANG / CICILAN BULANAN TAHUNAN
KARTU KREDIT 1,000,000 12,000,000
TOTAL HUTANG / CICILAN 1,000,000 12,000,000

PEMASUKAN vs PENGELUARAN
TOTAL PEMASUKAN 8,800,000 105,600,000
TOTAL PENGELUARAN 6,250,000 75,000,000
UANG LEBIH/KURANG 2,550,000 30,600,000
ANGKA-ANGKA DI FILE INI HANYALAH IMAJINASI, SEBAGAI CONTOH

LAPORAN KEUANGAN AKTUAL

PEMASUKAN RANGKUMAN TAHUNAN (AKTUAL)
GOAL BULANAN January February March April May June July August September October November December TAHUNAN PENGELUARAN
KATEGORI
GAJI KANTOR (UMR) 7,000,000 4,300,000 4,300,000 4,300,000 12,900,000 Rp %
OLSHOP 0 700,000 900,000 500,000 2,100,000 1 PAY YOURSELF FIRST 2,250,000 19.74%
INCOME C 1,800,000 0 0 0 0 2 KEPERLUAN RUMAH 3,000,000 26.32%
INCOME D 0 0 0 0 0 3 KEBUTUHAN PANGAN 3,750,000 32.89%
TOTAL PEMASUKAN 8,800,000 5,000,000 5,200,000 4,800,000 0 0 0 0 0 0 0 0 0 15,000,000 4 KONSUMSI LAIN-LAIN 900,000 7.89%
5 PERAWATAN DIRI 0 0.00%
PENGELUARAN 6 HIBURAN 0 0.00%
PAY YOURSELF FIRST GOAL BULANAN January February March April May June July August September October November December TAHUNAN 4 PEMAKAIAN BULANAN 1,500,000 13.16%
EMERGENCY FUND 250,000 250,000 250,000 250,000 750,000 5 HUTANG / CICILAN 0 0.00%
DANA PENSIUN 250,000 250,000 250,000 250,000 750,000 TOTAL 11,400,000 100.00%
INVESTASI 250,000 250,000 250,000 250,000 750,000
TABUNGAN KESEHATAN 250,000 250,000 250,000 250,000
TOTAL PAY YOURSELF FIRST 1,000,000 1,000,000 1,000,000 1,000,000 0 0 0 0 0 0 0 0 0 2,250,000
KEPERLUAN RUMAH GOAL BULANAN January February March April May June July August September October November December TAHUNAN
KPR RUMAH 0 1,000,000 1,000,000 1,000,000 3,000,000
INTERNET KABEL 500,000 0 0 0 0
LAYANAN TV 0 0 0 0
PULSA HP 200,000 200,000 200,000 200,000
PULSA LISTRIK 300,000 200,000 200,000 200,000
TOTAL KEPERLUAN RUMAH 1,000,000 1,400,000 1,400,000 1,400,000 0 0 0 0 0 0 0 0 0
3,000,000
KEBUTUHAN PANGAN GOAL BULANAN January February March April May June July August September October November December
TAHUNAN
BELANJA GROCERIES 1,000,000 1,000,000 1,000,000 1,000,000 3,000,000
MAKAN DI LUAR RUMAH 500,000 250,000 250,000 250,000 750,000
TOTAL KEBUTUHAN PANGAN 1,500,000 1,250,000 1,250,000 1,250,000 0 0 0 0 0 0 0 0 0 3,750,000
KONSUMSI LAIN-LAIN GOAL BULANAN January February March April May June July August September October November December TAHUNAN
DANA UNTUK HADIAH TEMAN 100,000 100,000 100,000 100,000 300,000
BENSIN 500,000 200,000 200,000 200,000 600,000
GRAB 150,000 300,000 300,000 300,000
TOTAL KONSUMSI LAIN-LAIN 750,000 600,000 600,000 600,000 0 0 0 0 0 0 0 0 0
900,000
PERAWATAN DIRI GOAL BULANAN January February March April May June July August September October November December
TAHUNAN
SHOPPING CLOTHING ETC 500,000 0 0 0 0
SHOPPING MAKEUP 500,000 0 0 0 0
TOTAL PERAWATAN DIRI 1,000,000 0 0 0 0 0 0 0 0 0 0 0 0 0
HIBURAN GOAL BULANAN January February March April May June July August September October November December TAHUNAN
BIOSKOP 0 0 0 0 0
LANGGANAN NETFLIX 0 0 0 0
LANGGANAN SPOFITY 0 0 0 0
TRAVELING 0 0 0 0
MISCELLANEOUS 0 0 0 0
TOTAL HIBURAN 0 0 0 0 0 0 0 0 0 0 0 0 0 0
PEMAKAIAN BULANAN GOAL BULANAN January February March April May June July August September October November December TAHUNAN
UNTUK DAILY NEEDS 500,000 500,000 500,000 500,000 1,500,000
AMAL 500,000 250,000 250,000 250,000
TOTAL PEMAKAIAN BULANAN 1,000,000 750,000 750,000 750,000 0 0 0 0 0 0 0 0 0 1,500,000
HUTANG / CICILAN GOAL BULANAN January February March April May June July August September October November December TAHUNAN
KARTU KREDIT 1,000,000 0 0 0 0
TOTAL HUTANG / CICILAN 1,000,000 0 0 0 0 0 0 0 0 0 0 0 0 0

PEMASUKAN vs PENGELUARAN
GOAL BULANAN January February March April May June July August September October November December TAHUNAN
TOTAL PEMASUKAN 8,800,000 5,000,000 5,200,000 4,800,000 0 0 0 0 0 0 0 0 0 15,000,000
TOTAL PENGELUARAN 6,250,000 5,000,000 5,000,000 5,000,000 0 0 0 0 0 0 0 0 0 15,000,000
UANG LEBIH/KURANG 2,550,000 0 200,000 -200,000 0 0 0 0 0 0 0 0 0 0

Uang lebih/kurang ini harus 0 Apabila tertulis Apabila tertulis

seperti berikut, seperti berikut,
berarti uangnya berarti
ada 200rb yang pengeluarannya
belum melebihi
dimasukkan ke pemasukan
pos. Baiknya sebanyak 200rb.
dimasukkan ke Pilih salah satu
salah satu pos pos yang paling
PYF tidak
diprioritaskan
untuk dikurangin
200rb.
 DANA D
EMERGENCY FUND DANA PENSIUN
TGL IN / OUT BALANCE TGL IN / OUT BALANCE
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0

INTERNET KABEL LAYANAN TV

TGL IN / OUT BALANCE TGL IN / OUT BALANCE
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
 0 0
0 0
0 0
0 0
0 0
0 0

MAKAN DI LUAR RUMAH DANA UNTUK HADIAH TEMAN

TGL IN / OUT BALANCE TGL IN / OUT BALANCE
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0

SHOPPING MAKEUP BIOSKOP

TGL IN / OUT BALANCE TGL IN / OUT BALANCE
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
 0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0

MISCELLANEOUS UNTUK DAILY NEEDS

TGL IN / OUT BALANCE TGL IN / OUT BALANCE
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
DANA DI REKENING A
INVESTASI TABUNGAN KESEHATAN KPR RUMAH
TGL IN / OUT BALANCE TGL IN / OUT BALANCE TGL
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0

PULSA HP PULSA LISTRIK BELANJA GROCE

TGL IN / OUT BALANCE TGL IN / OUT BALANCE TGL
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
 0 0
0 0
0 0
0 0
0 0
0 0

BENSIN GRAB SHOPPING CLOTHIN

TGL IN / OUT BALANCE TGL IN / OUT BALANCE TGL
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0

LANGGANAN NETFLIX LANGGANAN SPOFITY TRAVELING

TGL IN / OUT BALANCE TGL IN / OUT BALANCE TGL
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
 0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0

AMAL KARTU KREDIT

TGL IN / OUT BALANCE TGL IN / OUT BALANCE TGL
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
 DANA DI REKENING A
KPR RUMAH
IN / OUT BALANCE RANGKUMAN PEMBAGIAN DANA DI REKENING A
0 Account in Rp
0 1 EMERGENCY FUND 0
0 2 DANA PENSIUN 0
0 3 INVESTASI 0
0 4 TABUNGAN KESEHATAN 0
0 5 KPR RUMAH 0
0 6 INTERNET KABEL 0
0 7 LAYANAN TV 0
0 8 PULSA HP 0
0 9 PULSA LISTRIK 0
0 10 BELANJA GROCERIES 0
0 11 MAKAN DI LUAR RUMAH 0
0 12 DANA UNTUK HADIAH TEMAN 0
0 13 BENSIN 0
0 14 GRAB 0
0 15 SHOPPING CLOTHING ETC 0
0 16 SHOPPING MAKEUP 0
0 17 BIOSKOP 0
0 18 LANGGANAN NETFLIX 0
0 19 LANGGANAN SPOFITY 0
0 20 TRAVELING 0
21 MISCELLANEOUS 0
BELANJA GROCERIES 22 UNTUK DAILY NEEDS 0
IN / OUT BALANCE 23 AMAL 0
0 24 KARTU KREDIT 0
0 TOTAL 0
0
0
0 Disini dicatat sesuai pos yang masuk ke rekening A ya. kalau ada
0 pos yang ga disimpen di rekening A, gausah dicatat disini :)
0 Silahkan sesuaikan tabelnya sesuai kebutuhan masing2.
0
0 Tabel rangkuman ini untuk mengecek, ada berapa uang pos
0 "Emergency Fund" yang ada di Rekening A. Dan seterusnya.
0
0
0
0
0
 0
0
0
0
0
0

SHOPPING CLOTHING ETC

IN / OUT BALANCE
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

TRAVELING
IN / OUT BALANCE
0
0
0
0
0
0
0
0
0
0
 0
0
0
0
0
0
0
0
0
0
0

IN / OUT BALANCE
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
NING A
A DI REKENING A
in %
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!

kening A ya. kalau ada

h dicatat disini :)
han masing2.

berapa uang pos

. Dan seterusnya.
 DANA D
EMERGENCY FUND DANA PENSIUN
TGL IN / OUT BALANCE TGL IN / OUT BALANCE
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0

INTERNET KABEL LAYANAN TV

TGL IN / OUT BALANCE TGL IN / OUT BALANCE
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
 0 0
0 0
0 0
0 0
0 0
0 0

MAKAN DI LUAR RUMAH DANA UNTUK HADIAH TEMAN

TGL IN / OUT BALANCE TGL IN / OUT BALANCE
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0

SHOPPING MAKEUP BIOSKOP

TGL IN / OUT BALANCE TGL IN / OUT BALANCE
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
 0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0

MISCELLANEOUS UNTUK DAILY NEEDS

TGL IN / OUT BALANCE TGL IN / OUT BALANCE
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
DANA DI REKENING B
INVESTASI TABUNGAN KESEHATAN KPR RUMAH
TGL IN / OUT BALANCE TGL IN / OUT BALANCE TGL
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0

PULSA HP PULSA LISTRIK BELANJA GROCE

TGL IN / OUT BALANCE TGL IN / OUT BALANCE TGL
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
 0 0
0 0
0 0
0 0
0 0
0 0

BENSIN GRAB SHOPPING CLOTHIN

TGL IN / OUT BALANCE TGL IN / OUT BALANCE TGL
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0

LANGGANAN NETFLIX LANGGANAN SPOFITY TRAVELING

TGL IN / OUT BALANCE TGL IN / OUT BALANCE TGL
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
 0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0

AMAL KARTU KREDIT

TGL IN / OUT BALANCE TGL IN / OUT BALANCE TGL
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
0 0
 DANA DI REKENING B
KPR RUMAH
IN / OUT BALANCE RANGKUMAN PEMBAGIAN DANA DI REKENING A
0 Account in Rp
0 1 EMERGENCY FUND 0
0 2 DANA PENSIUN 0
0 3 INVESTASI 0
0 4 TABUNGAN KESEHATAN 0
0 5 KPR RUMAH 0
0 6 INTERNET KABEL 0
0 7 LAYANAN TV 0
0 8 PULSA HP 0
0 9 PULSA LISTRIK 0
0 10 BELANJA GROCERIES 0
0 11 MAKAN DI LUAR RUMAH 0
0 12 DANA UNTUK HADIAH TEMAN 0
0 13 BENSIN 0
0 14 GRAB 0
0 15 SHOPPING CLOTHING ETC 0
0 16 SHOPPING MAKEUP 0
0 17 BIOSKOP 0
0 18 LANGGANAN NETFLIX 0
0 19 LANGGANAN SPOFITY 0
0 20 TRAVELING 0
21 MISCELLANEOUS 0
BELANJA GROCERIES 22 UNTUK DAILY NEEDS 0
IN / OUT BALANCE 23 AMAL 0
0 24 KARTU KREDIT 0
0 TOTAL 0
0
0
0 Disini dicatat sesuai pos yang masuk ke rekening B ya. kalau ada
0 pos yang ga disimpen di rekening B, gausah dicatat disini :)
0 Silahkan sesuaikan tabelnya sesuai kebutuhan masing2.
0
0 Tabel rangkuman ini untuk mengecek, ada berapa uang pos
0 "Emergency Fund" yang ada di Rekening B. Dan seterusnya.
0
0
0
0
0
 0
0
0
0
0
0

SHOPPING CLOTHING ETC

IN / OUT BALANCE
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0

TRAVELING
IN / OUT BALANCE
0
0
0
0
0
0
0
0
0
0
 0
0
0
0
0
0
0
0
0
0
0

IN / OUT BALANCE
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
NING B
A DI REKENING A
in %
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!
#DIV/0!

kening B ya. kalau ada

h dicatat disini :)
han masing2.

berapa uang pos

. Dan seterusnya.
Ini dibuat seakan2 investasinya di Bibit. Apabila ada yang investasi di saham, atau forex, dll, bisa dig

UANG MODAL BIBIT BIB

TGL IN / OUT BALANCE TGL NILAI SEKARANG
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0 Data2 yang diperlukan di BIBIT TRACK
0
0
atau forex, dll, bisa diganti sendiri menjadi "Saham Tracker" dst.

BIBIT TRACKER
MODAL INVESTASI KEUNTUNGAN HARGA BELI JUMLAH UNIT

ukan di BIBIT TRACKER, bisa mudah didapatkan di aplikasi Bibit.