Statistik Perbankan Indonesia Januari 2015 - 2 PDF

BULANAN
MONTHLY
STATISTIK PERBANKAN INDONESIA

INDONESIAN BANKING STATISTICS
Vol: 13 No. 2, Januari 2015
ISSN: 2086-2954
KATA PENGANTAR
FOREWARD
Statistik Perbankan Indonesia (SPI) merupakan
media
publikasi
yang
menyajikan
data
mengenai perbankan Indonesia. SPI diterbitkan
secara bulanan oleh Departemen Perizinan dan
Informasi
Perbankan
untuk
memberikan
gambaran
perkembangan
perbankan
di
Indonesia.
The Indonesia Banking Statistic is a publication

media that provides data of Indonesia Banking.
The SPI is published by the licence and banking
information department monthly to give an
overview of banking development in Indonesia.
Sehubungan dengan beralihnya fungsi, tugas

dan wewenang pengaturan dan pengawasan
kegiatan jasa keuangan di sektor perbankan
dari Bank Indonesia ke Otoritas Jasa Keuangan
sejak tanggal 31 Desember 2013, maka SPI edisi
November 2013 akan diterbitkan oleh Otoritas
Jasa Keuangan dan dapat diakses melalui
website www.ojk.go.id pada menu Data dan
Statistik-Perbankan.
Due to change function, job and authority of

arrangement and surveillance of financial
services activity in banking sector from The Bank
of Indonesia to Financial Services Authority since
December 31th, 2003, so The SPI's edition on
November 2013 will be published by Financial
Services Authority and can be accessed through
website www.ojk.go.id at data menu and
banking statistic.
Dengan perubahan tersebut, diharapkan data

yang disajikan tetap dapat bermanfaat bagi
pengguna.
By the change, the provided data can be useful

for user/stakeholder.
Mulai bulan Mei 2014, data SPS yang

merupakan kumpulan data Bank Umum
Syariah (BUS) dan Unit Usaha Syariah (UUS)
disusun bersumber dari laporan BUS-UUS
sesuai dengan PBI No.15/4/PBI/2013 tentang
Laporan
Stabilitas
Moneter
dan
Sistem
Keuangan Bulanan Bank Umum Syariah dan
Unit Usaha Syariah.
Start in May 2014, data of the SPS which is a

collection of data Sharia Commercial Bank (BUS)
and Sharia Business Unit (UUS) compiled sourced
from the report of BUS-UUS based on PBI No.
15/4/PBI/2013 about Monthly Report on
Monetary and Financial System Stability of
Sharia Commercial Banks and Sharia Business
Unit.
Sebelumnya laporan dari BUS-UUS disusun

berdasarkan PBI No. 5/26/PBI/2003 tentang
Laporan Bulanan Bank Umum Syariah.
Previously report from BUS-UUS compiled based

on PBI No. 26/5/PBI/2003 about Monthly Report
of Sharia Commercial Banks.
Jakarta, Maret 2015

Jakarta, March 2015
Otoritas Jasa Keuangan, Republik Indonesia

Departemen Perizinan dan Informasi Perbankan
Financial Services Authority, Republic of Indonesia
Bank Licensing and Banking Information Department
HALAMAN KETERANGAN
PAGE OF REFERANCE
Jadwal Publikasi Kedepan
Edisi Januari 2015 akan diterbitkan pada minggu ke
III bulan Maret 2015.
Advance Release Calender (ARC)

January 2015 edition will be released on the 3rd week
of March 2015.
Tanda-tanda, dan Sumber Data

Suatu jumlah tidak selalu sama besarnya dengan
penjumlahan
angka-angka
yang
bersangkutan
karena pembulatan.
Notes, Symbols and Sources of Data

Totals do not necessarily agree with the sum of items
shown because of roundings.
r
( )
*
**
***
...
-$
r
( )
*
**
***
...
-$
Angka-angka diperbaiki
Sebagian dari suatu jumlah
Angka-angka sementara
Angka-angka sangat sementara
Angka-angka sangat-sangat sementara
Tidak ada
Angka belum tersedia
Nol atau lebih kecil daripada digit terakhir
Dolar Amerika Serikat
Tanda koma pada angka-angka harap dibaca sebagai

titik dan sebaliknya tanda titik harap dibaca sebagai
koma.
Sumber Data : Bank Indonesia dan Otoritas Jasa
Keuangan, kecuali jika dinyatakan lain.
1. Data yang digunakan dalam Publikasi SPI
bersumber dari Laporan Bulanan Bank Umum
(LBU), Laporan Bulanan Bank Umum Syariah
(LBUS), dan Laporan Berkala Bank Perkreditan
Rakyat (LBBPR) kecuali dinyatakan lain.
2. Proses download data; Data Laporan Bulanan
Bank Umum (LBU) dan Laporan Bulanan Bank
Umum Syariah (LBUS) yang disampaikan dari
bank pelapor kepada Bank Indonesia diolah
melalui Sistem Informasi Perbankan (SIP).
Perbedaan waktu download data LBU melalui SIP
dapat menyebabkan perbedaan pada data yang
dipublikasikan ini dengan data publikasi yang
lain. Oleh sebab itu, pembaca dihimbau untuk
memperhatikan waktu download data. Misalnya
pemrosesan data bulan laporan Februari 2014
untuk Publikasi Statistik Perbankan Indonesia
penerbitan periode ini dilakukan dari tanggal 10
April s/d tanggal 15 April 2015.
Revised figures
Subset of data
Provisional figures
Very provisional figures
Estimated figures
Not available
Figures are not available yet
Nil or less than the last digit
US Dollar
Commas in the numbers please read as point and vice

versa, please read the point as a comma
Data Source : Bank Indonesia and Financial Services
Authority unless mentioned otherwise.
1.
The data used in the Indonesian Banking Statistics

is derive from Commercial Bank Monthly Reports,
Sharia Bank Monthly Reports and Rural Bank
Monthly Reports.
2. Data from the Commercial Bank Monthly Reports

and the Sharia Bank Monthly Reports which
submitted by the reporting banks to Bank
Indonesia, is processed using the Bank Indonesia
Banking Information System. The time taken to
download data from Banking Information System
can result in variations of the data
that is
published in this book,
compared to other
published
data.
Therefore,
readers
are
recommended to pay attention to the download
time of data. The processing of the February 2014
monthly reports for this periode of the Indonesian
Banking Statistics was done from 10 April until 15
April 2015.
Sampai dengan bulan Desember 2014 data dalam

publikasi ini disediakan melalui website OJK
(http://www.ojk.go.id)
dan
website
BI
(http://www.bi.go.id).
Until December 2014, The data publication are also

provided through OJK website (http://www.ojk.go.id)
and BI website (http://www.bi.go.id).
Departemen Perizinan dan Informasi Perbankan

Deputi Direktur Publikasi dan Administrasi (IDAP)
Otoritas Jasa Keuangan
Menara Radius Prawiro
Jl. MH Thamrin No. 2, Jakarta Pusat
Email: konsumen@ojk.go.id
Telepon: (021) 500 655
Fax: (021) 386 6032
Bank Licensing and Banking Information Department

Administration and Publication Deputy Director (IDAP)
Indonesia Financial Services Authority
Radius Prawiro Tower
Jl. MH Thamrin No. 2, North Jakarta
Email: konsumen@ojk.go.id
Telephone: +62-21500 655
Fax: +62-21-386 6032
ii
DAFTAR ISI
TABLE OF CONTENT
KATA PENGANTAR
INTRODUCTION
HALAMAN KETERANGAN
ii
PAGE OF REFFERENCE
ii
DAFTAR ISI
iii
TABLE OF CONTENT
iii
DAFTAR SINGKATAN
iv
LIST OF ABBREVIATIONS
iv
DAFTAR TABEL
LIST OF TABLES
DATA
DATA
DATA BANK UMUM
COMMERCIAL BANK DATA
DATA BANK SYARIAH
61
SHARIA BANK DATA
61
DATA BANK PERKREDITAN RAKYAT
77
RURAL BANK DATA
77
DATA PERKREDITAN
93
CREDIT DATA
93
iii
DAFTAR SINGKATAN
LIST OF ABBREVIATION
APYD
: Aktiva Produktif Yang Diklasifikasikan
APYD
: Classified Earning assets
ATMR
: Aktiva Tertimbang Menurut Risiko
ATMR
: Risk Weighted Assets
BOPO
: Biaya Operasional terhadap Pendapatan
BOPO
: Operations Expenses to Operations Income
Operasional
BPD
: Bank Pembangunan Daerah
BPD
: Regional Development Bank
CAR
: Capital Adequacy Ratio
CAR
: Capital Adequacy Ratio
DPK
: Dana Pihak Ketiga
DPK
: Third Party Funds
KAP
: Kualitas Aktiva Produktif
KAP
: Earning assets Qualtiy
KBAB
: Kewajiban Bersih Antar Bank
KBAB
: Inter-Bank Net Liabilities
KP
: Kantor Pusat
KP
: Head Office
KC
: Kantor Cabang
KC
: Branch Office
KCP
: Kantor Cabang Pembantu
KCP
: Sub-Branch Office
KK
: Kantor Kas
KK
: Cash Office
KPW
: Kantor Perwakilan
KPW
: Representative Office
LBU
: Laporan Bulanan Bank Umum
LBU
: Commercial Bank Monthly Report
LDR
: Loan to Deposit Ratio
LDR
: Loan to Deposit Ratio
NIM
: Net Interest Margin
NIM
: Net Interest Margin
NPL
: Non Performing Loan
NPL
: Non-Performing Loan
ROA
: Return on Assets
ROA
: Return on Assets
SIP
: Sistem Informasi Perbankan
SIP
: Banking Information System
UKM
: Usaha Kecil Menengah
UKM
: Small/Medium-Scale-Enterprise Industry
UMKM
: Usaha Mikro Kecil Menengah
UMKM
: Small/Medium/Micro-Enterprise
Industry
(SMEs)
NOM
: Net Operating Margin
NOM
: Net Operating Margin
FDR
: Financing to Deposit Ratio
FDR
: Financing to Deposit Ratio
iv
DAFTAR TABEL
LIST OF TABLES
NO.
NO. TABEL
JUDUL
TABLES
HAL
DATA
1.
Kegiatan Usaha Perbankan
TOPIC
PAGES
DATA
2
Bank Industries Operation
COMMERCIAL BANK
DATA BANK UMUM

2.
1.1.a s.d 1.7.a
Kegiatan Usaha Bank Umum
1.1.a s.d 1.7.a
Commercial Banks Operation
3.
1.8.a s.d
1.14.a
Laporan Laba/Rugi Bank Umum
11
1.8.a s.d
1.14.a
Commercial Banks Income

Statement
11
4.
1.15.a s.d
1.21.a
Rekening Administratif Bank Umum
18
1.15.a s.d
1.21.a
Commercial Banks Off-Balance

Sheet
18
5.
1.22.a s.d
1.28.a
Kinerja Bank Umum Konvensional
25
1.22.a s.d
1.28.a
Commercial Banks Performance
25
6.
1.29
Perkembangan Aset Bank Umum

Berdasarkan Kelompok Bank
32
1.29
Growth of Commercial Banks

Asset Based Group Bank
32
7.
1.30
Jumlah Bank Umum Berdasarkan

Pengelompokkan Total Aset
33
1.30
Total of Commercial Banks Based

on Total Assets
33
8.
1.31 s.d 1.37
Aset Produktif Bank Umum

Konvensional dan Kualitas Kredit
Bank Umum Kepada Bank Lain
34
1.31 s.d 1.37
Earning Assets of Commercial

Banks and Credit Quality of
Commercial Banks to Other Bank
34
9.
1.38 s.d 1.44
Komposisi Dana Pihak Ketiga Bank

Umum
41
1.38 s.d 1.44
Composition of Third Party Funds

of Commercial Banks
41
10.
1.45
Komposisi DPK Bank Umum

Berdasarkan Lokasi bank
Penghimpunan Dana
48
1.45

of Commercial Banks Based on
Bank Location Month (...) Year (...)
48
11.
1.46
Penghimpunan DPK Bank Umum

Berdasarkan Lokasi Bank
Penghimpunan Dana
49
1.46
Third Party Funds of Commercial

Banks Based on Bank Location of
Deposits
49
12.
1.47 s.d 1.53
Suku Bunga Rata-rata DPK Bank

Umum
50
1.47 s.d 1.53
Average of Interest Rate of Third

Party Fund of Commercial Banks
50
13.
1.54
Suku Bunga Rata-rata Kredit Bank

Umum kepada Pihak Bukan Bank
Berdasarkan Lapangan Usaha dan
Bukan Lapangan Usaha Penerima
Kredit
57
1.54
Average of Credit Interest Rates

of Commercial Bank to Parties
Non Bank Based on Industrial
Origin and Non Industrial Origin
Credit Recipients
57
14.
1.55
Suku Bunga Rata-rata Kredit Bank

Umum kepada Pihak Ketiga Bukan
Bank Berdasarkan Jenis
Penggunaan dan Orientasi
Penggunaan
58
1.55
Average of Credit Interest Rate of

Commercial Based on Types and
Orientation User
58
15.
1.56
Perkembangan Jumlah Bank Umum

dan Kantor Bank Umum
59
1.56
Growth of Total Commercial

Banks and Bank Offices
59
16.
1.57
Perkembangan Jumlah Kantor

Cabang Bank Berdasarkan Lokasi
Bank
60
1.57
Growth of Total Branch offices

Based on Region
60
17.
2.1 s.d 2.3
Kegiatan Usaha Bank Umum

Syariah
62
2.1 s.d 2.3
Sharia Commercial Bank

Operation
62
18.
2.4
Perkembangan Aset Perbankan

Syariah
65
2.4
Growth of Sharia Bank Assets
65
19.
2.5
Aktiva Produktif Perbankan Syariah
66
2.5
Earning Assets of Sharia Banks
66
20.
2.6
Komposisi DPK Perbankan Syariah
67
2.6

of Syariah Banks
67
21.
2.7
Tingkat Bagi Hasil Rata-rata DPK

Bank Syariah
68
2.7
Average of Profit Sharing Rates of

Third Party Fund of Sharia Banks
68
SHARIA BANK DATA
DATA BANK SYARIAH
NO.
NO. TABEL
JUDUL
HAL
TABLES
TOPIC
PAGES
22.
2.8
Tingkat Margin Rata-rata

Pembiayaan Berdasarkan Sektor
Ekonomi
69
2.8
Average of Margin Rates of

Financing
69
23.
2.9
Tingkat Margin Rata-rata

Pembiayaan Berdasarkan Jenis
Penggunaan
70
2.9
Average of Margin Rates of

Financing Based on Type of Use
70
24.
2.10
Kegiatan Usaha BPR Syariah
71
2.10
Syariah Rural Bank
71
25.
2.11
Aset dan Pembiayaan BPR Syariah
72
2.11
Asset and Financing of Sharia

Rural Bank)
72
26.
2.12
Jaringan Kantor Perbankan Syariah
73
2.12
Sharia Bank Office Network
73
27.
2.13
Kinerja Bank Umum Syariah
74
2.13
Islamic Commercial Bank

Performance
74
28.
2.14
Bank Umum Syariah Berdasarkan

Tingkat Rasio
75
2.14
Sharia Commercial Based on

Ratios
75
RURAL BANK DATA
DATA BANK PERKREDITAN

RAKYAT
29.
3.1
Kegiatan Usaha Bank Perkreditan

Rakyat
78
3.1
Rural Bank Operations
78
30.
3.2
Kinerja Bank Perkreditan Rakyat
79
3.2
Rural Bank Performance
79
31.
3.3
Perkembangan Aset BPR

Berdasarkan Lokasi BPR
80
3.3
Growth of Assets Based Rural

Bank Data
80
32.
3.4
Jumlah BPR Berdasarkan Total Aset
81
3.4
Rural Banks Based on Total

Assets
81
33.
3.5
Non Performing Loan (NPL) Bank

Perkreditan Rakyat
82
3.5
NPL of Rural Bank
82
34.
3.6
NPL BPR Berdasarkan Lokasi
83
3.6
NPL of Rural Banks Based On

Location
83
35.
Third Party Funds of Rural Bank
Dana Pihak Ketiga

3.7
a. Komposisi DPK Bank Perkreditan

Rakyat
84
3.7
a. Composition of Third Party

Funds of Rural Bank
3.8
b. Komposisi
DPK
Berdasarkan
Lokasi Penghimpunan
85
3.8
b. Composition of Third Party

Funds Based on Location
85
3.9
c. DPK BPR Berdasarkan Lokasi

Penghimpun
86
3.9
c. Third Party Funds of Rural

Banks Based on Location
86
84
36.
3.10
Suku Bunga Rata-rata DPK BPR
87
3.10
Average of Third Party Interest

Rates of Rural Banks
87
37.
3.11
Suku Bunga Rata-rata Kredit BPR

Berdasarkan Sektor Ekonomi
88
3.11

of Rural Banks
88
38.
3.12
Suku Bunga rata-rata Kredit BPR

Berdasarkan Jenis Penggunaan
89
3.12

of Rural Banks Based on Type of
Use
89
39.
jdkjdjdkdkjdjd
kjddj
Perkembangan Jumlah Bank dan

Kantor Bank
jdkd
jdj
ddddddddddd
dd
Growth of Total Rural Banks and

Bank Offices
3.13
a. Perkembangan Jumlah BPR
90
3.13
3.14
b. Perkembangan Jumlah BPR dan

Kantor BPR Berdasarkan Lokasi
91
3.14
a. Growth of Total Rural Bank

b. Growth of Total Rural Bank
Offices Based on Region
90
91
CREDIT DATA
DATA PERKREDITAN
40.
4.1.a s.d 4.7.a
Kredit dan NPL Bank Umum Kepada

Pihak Ketiga Bukan Bank
Bukan Lapangan Usaha Penerima
Kredit
94
4.1.a s.d 4.7.a
Credit Channeling and NPL Credit

Channeling of Commercial Banks
to Non Bank Third Party Based
on Business Sector and non
Business Sector of Credit
Channeling Beneficiary
94
vi
NO.
NO. TABEL
JUDUL
HAL
TABLES
TOPIC
PAGES
41.
4.8.a

Bukan Lapangan Usaha Per Lokasi
Dati I Bank Penyalur Kredit
101
4.8.a
Credit and NPL of Comemrcial

Bank to Non Bank Third Party
Based on Business Sector and
non Business Sector of Credit by
Region
101
42.
4.9.a s.d
4.15.a

Berdasarkan Jenis Penggunaan dan
Orientasi Penggunaan
102
4.9.a s.d
4.15.a
Credit and NPL of Commercial

Banks to Non Bank Third Party
Based on Types and Orientation
of Use
102
43.
4.16.a

Berdasarkan Jenis Penggunaan dan
Orientasi Penggunaan per Lokasi
Dati I Bank Penyalur Kredit
109
4.16.a

Based on Types and Orientation
of Use by Bank Location for
[month] [year]
109
44.
4.17.a

Berdasarkan Lokasi Dati I Bank
Penyalur Kredit
110
4.17.a
Credit and NPL 0f Commercial

Based on Bank Location
110
45.
4.18.a

Berdasarkan Hubungan Penerima
Kredit dengan Bank
111
4.18.a

Based on Bank Relation with
Beneficiary
111
46.
4.19.a

Pihak Ketiga Bukan Bank Yang
Penarikannya Menggunakan Kartu
Berdasarkan Kelompok Bank
112
4.19.a

Withdrawn By Card Based on
Group of Bank
112
47.
4.20.a
Penerusan Kredit (Off-Balance

Sheet) dan NPL Penerusan Kredit
Bank Umum Kepada Pihak Ketiga
Bukan Bank Berdasarkan Lapangan
Usaha dan Bukan Lapangan Usaha
Penerima Penerusan Kredit
113
4.20.a
Credit Channeling (Off-Balance

Sheet) and NPLof Commercial
Banks Based on Industries
Sector and non Industries Sector
of Credit Channeling Beneficiary
113
48.
4.21.a
Penerusan Kredit (Off-Balance

Sheet) dan Non PerformingLoan
(NPL) Penerusan Kredit Bank Umum
Kepada Pihak Ketiga Bukan Bank
Berdasarkan Jenis Kredit dan
Golongan Penyalur Kredit
114
4.21.a
Off-Balance Sheet Credit

Channeling and NPL of
Commercial Banks to Non-Bank
Third Party Based on Types of
Credit and Classification of Credit
Providers
114
49.
4.22
Pembiayaan Perbankan Syariah
115
4.22
Financing of Sharia banks
115
50.
4.23

116
4.23
Financing of Syariah Banks

Based on Economic Sector
116
51.
4.24

Berdasarkan Lokasi Bank Penyalur
117
4.24
Financing of Syariah Banks

Based on Banks Location
117
52.
4.25
Kredit BPR Berdasarkan Sektor

Ekonomi
118
4.25
Credit of Rural Banks Based on

Economic Sector
118
53.
4.26
Kredit Bank Perkreditan Rakyat

119
4.26
Credit of Rural Banks Based on

Type of Use
119
54.
4.27
Kredit Bank Perkreditan Rakyat

Berdasarkan Lokasi Bank Penyalur
120
4.27
Credit of Rural Bank Based on

Location
120
55.
4.28
Kredit dan NPL MKM dan UMKM

121
4.28
Credit & NPL of MSMEs and

SMEs Based on Economic Sector
121
56.
4.29
Kredit dan NPL MKM dan UMKM

123
4.29

SMEs Based on Type Use
123
57.
4.30
Kredit dan NPL Rincian Kredit MKM

dan UMKM Menurut Kelompok
Bank
124
4.30

SMEs Based on Group of Bank
124
58.
4.31
Kredit UMKM dan MKM Menurut

Lokasi Proyek per Daerah Tingkat I
126
4.31

SMEs Based on Project Location
126
vii
Halaman ini sengaja dikosongkan

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DATA BANK UMUM
Indonesia Banking Statistics - Vol. 13, No. 2, January 2015
Statistik Perbankan Indonesia - Vol. 13, No. 2, Januari 2015
Tabel 1 Kegiatan Usaha Perbankan
(Bank Industries Operation)

Miliar Rp (Billion Rp)
2014
Indikator
2009
2010
2011
2012
2015
Indicator
2013
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Distribution of Funds
Penyaluran Dana
Bank Umum
2.282.179
2.765.912
3.412.463
4.172.672
4.823.303
4.768.534
4.785.055
4.822.425
4.898.586
4.992.500
5.087.663
4.994.723
5.113.674
5.311.287
5.344.224
5.420.958
5.468.910
5.504.463
36.076
43.877
53.534
64.753
74.550
74.669
75.378
76.006
76.449
76.722
77.460
78.154
79.621
81.013
82.685
84.000
86.931
87.109
212.116
139.316
117.983
81.158
111.689
113.308
109.868
118.935
118.890
114.940
111.554
89.792
91.375
94.953
118.176
130.249
113.104
Bank Perkreditan Rakyat

SBI dan SBIS
1)
1)
Source of Funds
2.180.934
2.563.562
3.093.848
3.542.518
4.070.018
3.983.612
3.989.243
4.013.763
4.087.758
4.165.744
4.258.480
4.182.002
4.249.202
4.427.423
4.454.688
4.502.982
4.594.876
4.570.361
30.367
37.034
45.462
55.289
64.001
64.015
64.695
65.481
65.969
66.122
66.683
67.286
68.520
69.605
70.848
72.188
74.594
74.930
Commercial Banks
Rural Banks
Total Assets
Jumlah Aset
Bank Umum
Rural Banks
88.428 SBI and SBIS
Sumber Dana
Bank Umum
Commercial Banks
2.534.106
3.008.853
3.652.832
4.262.587
4.954.467
4.880.485
4.888.752
4.932.997
5.008.095
5.097.466
5.198.013
5.131.153
5.218.916
5.418.830
5.445.652
5.511.136
5.615.150
5.616.012
37.554
45.742
55.799
67.397
77.376
77.485
78.189
78.838
79.159
79.524
80.329
81.091
82.625
84.011
85.623
87.344
89.878
90.052
121
122
120
120
120
120
120
120
119
119
119
119
119
119
119
119
119
119
1.733
1.706
1.669
1.653
1.635
1.636
1.636
1.636
1.635
1.634
1.634
1.635
1.634
1.634
1.635
1.637
1.643
1.643

Ket : 1) Sertifikat Bank Indonesia Syariah
Commercial Banks
Rural Banks
Total Bank Offices
Jumlah Kantor
Bank Umum
Rural Banks
Total Banks
Jumlah Bank
Bank Umum
Commercial Banks
12.837
13.837
14.797
16.625
18.558
18.612
18.647
18.704
18.799
18.933
19.004
19.224
19.307
19.430
19.588
19.780
19.948
19.988
3.644
3.910
4.172
4.425
4.678
4.697
4.709
4.717
4.728
4.743
4.765
4.768
4.795
4.811
4.835
4.864
4.895
4.956
Note :
1)
Commercial Banks
Rural Banks
Bank Indonesia Certificates on Sharia Principles (SBIS)

Tabel 1.1.a. Kegiatan Usaha Bank Umum
(Commercial Bank Operations)

Keterangan
Penyaluran Dana
a. Kredit Yang Diberikan
- Kepada Pihak Ketiga
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
b. Penempatan pada Bank Lain
- Giro
- Inter Bank Call Money
- Deposito Berjangka
- Lainnya
c. Penempatan pada Bank Indonesia
- Giro
- Fine Tune Operation (FTO)
- Fasbi
- Lainnya
d. Surat Berharga
- Sertifikat Bank Indonesia (SBI)
- Surat Perbendaharaan Negara (SPN)
- Obligasi
- Lainnya
e. Penyertaan
f. Cadangan Kerugian Penurunan
Nilai Aset Keuangan (CKPN)
- Kredit yang diberikan
- Surat Berharga
- Lainnya
g. Tagihan Spot dan Derivatif
h. Tagihan Lainnya
Sumber Dana
a. Dana Pihak Ketiga
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
b. Kewajiban kepada Bank Indonesia
c. Kewajiban kepada Bank lain
d. Surat Berharga yang diterbitkan
e. Pinjaman yang Diterima
Rupiah
Valas
f. Kewajiban Spot dan Derivatif
g. Kewajiban Lainnya (mencakup Tagihan
Akseptasi, dan Tagihan atas Surat
Berharga yang dijual dgn janji dibeli
kembali/repo)
h. Setoran Jaminan
Beberapa komponen modal
a. Modal Disetor
b. Cadangan
c. L/R Tahun lalu 1)
d. L/R Tahun berjalan sesudah pajak 2)
e. Tambahan modal disetor
f. Modal Pinjaman
2012
2013
Sep
Okt
2014
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
2015
Jan
3.170.805
3.147.210
2.615.707
531.503
23.595
15.587
8.008
211.452
80.832
85.452
41.343
3.825
475.606
305.147
45.289
102.546
22.624
485.539
83.044
19.999
321.936
60.560
15.696
77.693
3.182.949
3.159.476
2.645.356
514.120
23.473
15.775
7.697
196.390
78.350
78.544
36.807
2.690
462.291
303.916
45.702
97.452
15.220
506.638
100.420
18.520
323.930
63.767
15.806
84.322
3.241.040
3.214.397
2.658.529
555.868
26.643
16.144
10.499
182.582
73.122
71.870
34.740
2.849
467.916
310.856
34.205
105.363
17.492
530.804
107.950
19.537
339.266
64.051
15.808
79.304
3.319.842
3.292.874
2.720.500
572.374
26.968
16.681
10.287
171.915
65.031
83.549
20.159
3.176
506.453
322.562
52.034
110.905
20.952
520.642
111.689
17.908
323.941
67.103
15.725
79.492
3.284.890
3.258.421
2.692.185
566.236
26.469
16.318
10.151
169.400
64.245
79.792
21.935
3.428
474.693
324.471
54.889
77.214
18.119
535.701
113.308
17.832
341.977
62.584
16.452
81.287
3.293.465
3.267.820
2.724.157
543.664
25.644
16.151
9.493
174.528
57.761
86.503
27.131
3.133
475.415
312.888
63.389
80.926
18.212
530.823
109.868
15.247
338.920
66.788
17.210
82.997
3.334.011
3.306.899
2.763.878
543.020
27.113
16.665
10.448
182.726
67.257
80.004
30.709
4.757
441.537
314.474
37.487
68.279
21.298
544.414
118.935
15.017
346.418
64.044
18.820
81.317
3.388.776
3.361.348
2.799.009
562.339
27.428
16.779
10.649
169.220
53.081
75.042
35.971
5.126
487.425
320.428
37.277
114.631
15.089
554.911
118.890
15.797
351.123
69.102
18.880
83.242
3.429.684
3.403.148
2.837.612
565.536
26.967
17.225
9.742
212.379
94.737
76.591
37.638
3.414
497.172
294.836
57.171
139.411
5.753
542.927
114.940
14.299
342.948
70.739
19.597
85.939
3.494.968
3.468.162
2.897.535
570.628
26.805
17.889
8.916
205.824
72.454
85.799
43.362
4.210
515.894
327.083
58.117
124.733
5.961
551.232
111.554
16.429
357.526
65.723
19.461
85.561
3.521.624
3.495.030
2.926.904
568.127
26.594
18.842
7.752
171.202
71.551
68.847
26.872
3.932
519.387
336.704
34.811
145.824
2.047
524.565
89.792
12.650
355.909
66.214
19.753
87.828
3.522.370
3.498.364
2.921.972
576.392
24.006
16.922
7.084
173.980
67.189
66.158
36.530
4.103
527.629
359.229
59.654
105.843
2.903
533.356
91.375
15.143
361.270
65.568
19.955
88.989
3.592.087
3.561.295
2.961.089
600.206
30.792
17.327
13.465
213.838
75.229
79.949
53.984
4.676
579.798
344.170
72.074
156.497
7.057
559.052
94.953
21.180
375.151
67.768
20.424
88.620
3.589.007
3.558.070
2.969.668
588.402
30.937
17.969
12.968
200.815
73.648
67.567
54.322
5.278
600.921
349.347
79.106
169.432
3.036
582.687
118.176
20.783
364.181
79.547
20.801
90.749
3.627.985
3.596.614
3.000.592
596.022
31.371
18.507
12.864
213.888
83.607
75.458
50.533
4.290
588.099
349.542
74.114
161.655
2.789
602.956
130.249
19.052
370.561
83.093
21.063
91.886
3.706.501
3.674.308
3.057.964
616.345
32.192
19.100
13.092
182.432
70.250
77.697
29.622
4.864
569.018
361.588
79.917
123.020
4.493
636.688
113.104
19.418
369.849
134.316
20.984
90.454
3.667.163
3.634.620
3.010.140
624.480
32.542
18.791
13.752
218.842
98.131
75.860
38.910
5.942
598.780
365.155
101.098
128.876
3.651
648.548
88.428
17.735
375.499
166.887
21.151
93.899
65.389
2.105
2.437
8.229
176.507
71.827
2.325
3.541
26.656
174.173
78.234
2.271
3.817
20.838
157.958
72.674
2.368
4.262
26.204
178.191
73.108
2.290
4.095
26.092
183.143
74.930
2.301
4.056
22.585
183.525
75.938
2.209
4.850
20.855
189.762
74.449
2.200
4.668
19.903
199.697
87.031
2.171
4.668*)
17.890
178.241
79.172
2.145
4.621
17.246
187.557
78.583
2.261
4.717
17.620
197.103
80.920
2.202
4.707
17.646
132.718
82.333
2.226
4.430
16.450
230.946
81.828
2.273
4.518
18.234
239.235
83.909
2.267
4.572
16.276
242.968
84.761
2.283
4.843
16.703
258.378
83.240
2.289
4.926
17.483
245.350
86.810
2.315
4.774
19.403
236.676
3.225.198
2.757.530
567.801
1.010.488
1.179.242
467.668
199.270
66.342
202.056
1.864
124.697
42.116
75.341
12.229
63.112
7.928
60.342
3.526.188
2.910.414
586.301
1.041.941
1.282.172
615.773
270.853
84.072
260.848
2.086
131.998
53.452
99.548
15.164
84.385
28.392
71.203
3.520.890
2.915.359
570.582
1.036.545
1.308.232
605.531
272.050
84.667
248.815
1.555
118.165
52.442
93.361
15.100
78.260
21.939
71.073
3.563.362
2.944.303
579.604
1.051.840
1.312.858
619.060
290.449
86.624
241.987
1.598
121.550
54.465
105.324
15.601
89.723
28.269
75.399
3.663.968
3.025.150
569.927
1.123.696
1.331.527
638.818
276.854
89.011
272.952
1.782
115.793
54.450
112.914
16.025
96.888
29.987
85.131
3.594.697
2.973.929
542.201
1.086.970
1.344.758
620.768
271.898
88.915
259.955
1.783
107.686
54.348
115.626
15.899
99.728
26.208
78.017
3.603.620
2.995.874
550.023
1.085.697
1.360.153
607.746
269.985
88.078
249.683
1.835
115.025
52.487
110.235
15.679
94.556
23.988
77.037
3.618.064
3.024.794
554.551
1.067.542
1.402.701
593.270
254.593
88.399
250.277
2.254
124.328
51.848
107.499
15.646
91.853
21.849
82.971
3.694.765
3.097.485
585.962
1.076.271
1.435.252
597.280
259.071
89.145
249.064
2.211
126.183
51.693
107.907
15.787
92.120
19.908
80.101
3.763.474
3.121.688
603.925
1.064.749
1.453.015
641.786
280.591
90.580
270.615
2.486
128.053
52.460
107.866
16.187
91.679
19.278
87.152
3.834.503
3.203.193
650.249
1.077.892
1.475.053
631.309
261.736
89.125
280.448
2.178
144.539
53.603
103.127
16.035
87.092
20.602
94.965
3.787.052
3.162.774
541.366
1.110.904
1.510.504
624.278
258.134
92.838
273.306
1.903
117.252
53.557
105.262
15.656
89.605
19.929
91.906
3.855.886
3.224.160
580.871
1.100.033
1.543.256
631.726
261.680
92.757
277.288
2.035
125.448
53.474
104.023
15.217
88.806
18.666
84.390
3.995.803
3.335.412
644.197
1.112.257
1.578.958
660.391
272.775
93.351
294.266
2.443
145.379
52.939
117.024
15.875
101.149
20.767
87.999
4.011.368
3.353.281
632.860
1.110.386
1.610.035
658.087
285.840
90.673
281.575
3.187
148.299
52.222
118.313
18.220
100.093
18.283
98.006
4.054.680
3.392.771
647.165
1.122.466
1.623.140
661.909
285.980
94.481
281.448
3.088
150.075
53.446
118.034
19.755
98.279
17.782
100.742
4.114.420
3.434.579
605.276
1.187.559
1.641.743
679.841
284.309
96.899
298.633
2.147
132.956
54.308
145.853
20.350
125.503
18.880
120.691
4.106.358
3.401.537
593.865
1.125.918
1.681.754
704.821
298.001
97.595
309.224
2.872
128.638
59.104
140.653
19.445
121.207
21.079
106.179
5.031
5.675
5.551
5.532
5.993
5.247
5.018
4.950
4.989
4.974
4.962
5.141
5.281
5.070
5.010
5.136
5.622
5.479
123.279
38.656
149.971
92.830
89.426
31.242
135.063
50.759
203.415
79.149
85.278
31.632
135.911
50.632
203.404
89.039
88.399
32.099
136.476
50.688
203.341
98.543
87.646
32.339
138.138
50.619
201.059
106.707
92.638
33.551
139.982
50.625
311.670
9.143
93.354
33.208
140.691
52.805
303.020
17.338
96.216
32.911
141.694
54.771
293.284
28.420
96.373
32.958
143.411
59.993
278.416
37.093
96.106
33.060
145.389
62.000
269.399
47.780
95.494
33.156
148.557
64.712
264.610
58.435
94.441
34.240
149.667
65.151
263.298
65.958
94.039
34.098
150.716
68.654
259.472
75.068
94.670
34.024
151.186
66.017
262.093
85.374
93.741
35.749
152.370
68.652
258.667
94.147
94.558
35.601
152.539
64.949
261.284
103.552
94.884
35.646
153.439
67.568
256.642
112.213
97.889
34.432
154.008
67.577
372.080
10.242
101.981
35.046
. Pada LBU 2008 tdk didefinisikan Vs Metadata
. Selisih positif dr Seluruh Pendapatan Op. dan Non Op. Dikurangi Beban Op. dan Non Op. Vs Metadata Lama
*) Angka-angka sementara
r) Angka-angka diperbaiki
Des
2.725.674
2.707.862
2.281.021
426.841
17.812
10.596
7.215
166.623
58.212
76.279
30.370
1.761
580.697
289.254
198.835
65.431
27.178
429.946
81.158
1.920
282.960
63.909
15.065
69.931
1)
2)
Nov
2)
Items
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
b. Interbank Placement
- Demand Deposit
- Time Deposits
- Others
c. Placement to Bank Indonesia
- Demand Deposit
- Fasbi
- Others
d. Securitiess
- Bank Indonesia Certificates (SBI)
- Treasury Bills
- Bonds
- Others
e. Equity Investment
f. Impairment on Financial Assets
- Credit
- Securities
- Others
g. Spot and Derivatives Claims
h. Other claims
Source of Funds
a. Third Party Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
b. Liabilities to BI
c. Interbank Liabilities
d. Issued Securities
e. Loans received
Rupiah
Foreign Exchange
f. Spot and Derivatives Liabilities
g. Other Liabilities
h. Margin Deposits
Components of Capital
a. Paid In Capital
b. Reserves
c. Retained Earnings (Profit/Loss) 1)
d. Current Earnings (Profit /Loss) 2)
e. Additional Paid In Capital
f. Loan Capital
1)
LBU 2008 is not defined vs metada
Positive difference of op. income and non op. minus op. expenses and non op. vs old metada
*) Provisional figures
r) Revised figures

Tabel 1.2.a. Kegiatan Usaha Bank Persero
(State Owned Banks Operations)

Keterangan
Penyaluran Dana
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
- Giro
- Lainnya
- Giro
- Fasbi
- Lainnya
d. Surat Berharga
- Surat Perbendaharaan Negara (SB/PN)
- Obligasi
- Lainnya
e. Penyertaan
- Surat Berharga
- Lainnya
h. Tagihan Lainnya
Sumber Dana
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
Rupiah
Valas
kembali/repo)
h. Setoran Jaminan
a. Modal Disetor
b. Cadangan
f. Modal Pinjaman
2012
2013
Sep
Okt
2014
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
961.994
959.128
847.132
111.996
2.866
2.756
111
44.017
23.859
15.270
4.887
0
237.866
107.025
101.252
18.977
10.611
189.311
16.671
124
148.758
23.757
6.675
36.516
1.129.953
1.125.090
989.757
135.334
4.863
3.425
1.438
59.544
42.793
13.237
3.457
57
168.240
106.429
25.209
32.816
3.785
200.191
17.176
2.095
154.894
26.026
7.690
39.433
1.129.526
1.125.057
992.083
132.974
4.469
3.428
1.041
59.779
42.247
13.519
3.799
213
179.576
106.267
24.527
46.085
2.696
198.141
13.211
1.553
155.595
27.783
7.706
39.332
1.151.145
1.145.988
998.058
147.931
5.157
3.618
1.538
55.346
39.802
12.000
3.336
208
178.660
108.647
16.544
50.894
2.575
201.965
13.740
2.606
160.026
25.593
7.710
39.737
1.187.431
1.181.726
1.029.333
152.393
5.705
4.099
1.606
48.142
28.630
16.208
3.095
208
194.512
113.298
31.881
45.050
4.283
202.644
14.554
1.966
155.670
30.455
7.639
40.017
1.165.576
1.159.580
1.011.961
147.619
5.997
4.067
1.929
42.532
26.328
12.402
2.882
919
165.085
112.185
27.293
23.061
2.546
210.802
18.205
3.990
164.251
24.356
7.716
41.270
1.172.126
1.166.047
1.026.377
139.670
6.079
4.268
1.812
41.622
23.687
15.193
2.692
50
168.525
109.820
36.094
18.513
4.099
211.891
18.488
1.759
161.849
29.795
7.721
41.672
1.185.318
1.178.302
1.040.427
137.875
7.016
4.602
2.414
44.600
26.219
15.052
3.279
51
159.725
112.386
17.395
24.189
5.755
216.630
21.359
3.276
166.838
25.156
7.201
40.658
1.205.977
1.199.339
1.057.401
141.938
6.638
4.448
2.190
37.720
19.029
15.277
2.889
524
195.002
112.934
19.394
59.709
2.965
216.147
18.321
3.942
164.786
29.098
7.211
41.050
1.212.605
1.206.035
1.067.802
138.233
6.570
4.569
2.001
66.732
48.973
14.249
2.994
516
178.033
86.100
24.065
66.218
1.650
211.618
20.699
3.013
158.390
29.516
8.225
42.270
1.240.238
1.234.235
1.096.161
138.074
6.002
4.657
1.345
53.402
33.722
15.674
2.996
1.009
197.487
115.210
29.746
50.386
2.145
206.673
13.760
2.553
164.340
26.020
8.225
42.127
1.252.655
1.245.669
1.103.705
141.964
6.985
5.770
1.215
53.263
27.704
21.558
2.818
1.183
169.880
118.128
34.846
150
1.520
342
49.032
37.287
173
1.974
733
43.145
37.196
168
1.968
379
43.197
37.481
178
2.077
560
43.751
37.942
172
1.903
395
53.065
39.123
180
1.967
393
43.178
39.589
165
1.918
680
52.408
38.556
162
1.940
555
55.900
38.994
165
1.890
314
44.048
40.288
151
1.831
282
44.755
1.201.284
1.053.025
206.540
467.656
378.829
148.259
65.610
15.366
67.283
1.437
21.807
11.906
33.898
5.988
27.910
771
20.260
1.268.088
1.056.712
179.061
483.285
394.366
211.376
107.223
19.555
84.598
1.781
37.820
20.305
36.929
6.436
30.493
2.283
29.829
1.277.421
1.068.869
184.190
480.931
403.749
208.552
108.800
21.497
78.255
1.547
36.473
20.002
33.952
6.447
27.505
1.633
28.507
1.283.491
1.074.276
182.153
488.388
403.735
209.215
123.795
22.706
62.714
1.591
38.500
20.689
42.022
6.462
35.560
1.960
27.333
1.363.062
1.154.063
200.001
533.277
420.785
208.999
100.054
22.042
86.903
1.556
21.421
20.895
45.272
6.464
38.808
3.003
27.388
1.290.656
1.101.202
177.051
508.527
415.624
189.453
94.745
22.171
72.537
1.776
25.268
20.941
47.035
6.468
40.568
2.459
25.245
1.300.786
1.115.796
186.170
507.520
422.106
184.990
96.963
22.322
65.705
1.828
30.569
20.347
44.581
6.457
38.124
2.034
25.679
1.314.445
1.140.133
187.278
502.270
450.585
174.312
86.684
22.303
65.325
1.771
30.086
20.103
42.435
6.440
35.994
1.982
26.503
1.347.928
1.175.046
210.922
507.056
457.068
172.882
90.353
22.580
59.948
1.788
39.104
20.304
42.393
6.430
35.962
1.914
26.792
1.362.280
1.157.088
195.432
498.353
463.303
205.192
107.177
22.464
75.552
1.871
40.490
19.519
42.262
6.328
35.934
2.091
32.427
Ags
Sep
Okt
29.746*)
46.334
1.200
199.694
10.418
2.135
160.074
27.067
8.231
42.777
1.271.590
1.267.022
1.120.067
146.954
4.569
4.088
480
53.444
30.774
17.572
3.855
1.243
231.048
123.188
41.089
66.316
455
227.723
17.045
3.825
170.174
36.679
8.732
43.716
1.288.527
1.329.941
1.317.493
1.284.068
1.325.087
1.312.532
1.132.409
1.168.932
1.146.925
151.658
156.155
165.607
4.460
4.854
4.961
3.993
4.170
3.973
467
684
988
53.498
59.142
65.632
35.321
32.362
44.035
15.550
24.017
18.819
2.617
2.725
2.309
11*) 38,3716766 469,542171
216.946
221.173
216.688
124.297
130.859
131.918
38.076
45.825
55.712
54.232
43.565
28.274
340
925
785
238.852
247.591
249.687
20.365
38.198
15.698
4.681
4.430
5.166
174.469
173.829
180.410
39.338
31.134
48.413
8.795
8.795
8.848
42.988
42.063
43.434
40.080
145
1.902
616
51.347
40.713
135
1.928
455
43.122
41.231
140
1.849
310
87.580
40.921
139
1.895
280
79.112
41.609
141
1.966
324
82.887
40.890
39.982
41.244
144
141
125
1.953
1.940
2.065
196
246
308
105.551*) 110764,242 90866,0545
1.395.240
1.201.832
210.191
507.311
484.330
193.408
92.777
23.565
77.066
1.709
43.918
19.700
34.352
6.819
27.533
2.096
36.023
1.402.732
1.212.987
187.201
514.972
510.813
189.746
89.854
27.438
72.453
1.898
23.177
19.427
31.404
6.824
24.580
1.897
35.393
1.429.498
1.240.820
198.998
510.734
531.087
188.679
90.757
26.830
71.091
1.923
34.673
19.548
31.020
6.805
24.215
1.838
30.049
1.475.270
1.277.525
208.902
523.221
545.402
197.745
98.675
27.454
71.616
1.867
44.037
20.035
40.081
6.896
33.185
2.098
27.453
1.473.854
1.269.603
212.266
520.379
536.957
204.252
108.657
25.900
69.694
1.913
56.239
19.938
42.613
6.888
35.725
1.504
35.210
1.499.077
1.287.803
219.555
527.598
540.650
211.274
109.377
28.257
73.640
1.854
55.003
20.778
40.657
7.477
33.180
1.414
35.808
1.582.488
1.352.573
214.126
572.294
566.153
229.915
104.133
29.565
96.217
2.143
30.441
22.433
62.716
7.234
55.482
1.569
53.935
1.533.382
1.296.721
185.864
533.076
577.781
236.661
108.456
27.937
100.268
2.167
39.925
22.695
56.866
7.233
49.632
1.977
41.535
2.788
3.276
3.276
2.999
3.088
2.671
2.501
2.444
2.454
2.558
2.562
2.752
2.726
2.555
2.555
2.678
2.916
2.692
32.067
17.693
61.384
40.823
37.567
7.139
32.171
23.802
83.777
34.856
32.282
7.144
32.171
23.802
83.777
39.339
33.928
7.139
32.171
23.802
83.777
43.414
31.700
7.152
32.171
23.802
83.777
48.762
31.807
6.468
32.171
23.802
134.810
4.046
32.035
6.466
32.171
26.151
127.213
7.898
33.349
6.446
32.171
27.244
122.787
13.072
33.611
5.754
32.171
31.688
111.995
17.628
34.170
5.758
32.171
32.729
108.238
21.315
34.689
5.761
32.171
32.729
108.238
26.076
34.510
5.764
32.171
32.729
108.238
30.233
34.100
5.756
32.173
32.729
108.238
34.729
34.670
5.758
32.173
32.729
108.238
40.308
34.180
5.757
32.173
32.729
108.238
44.465
34.608
5.755
32.173
32.729
108.238
49.459
34.175
5.758
32.173
32.729
108.238
54.375
34.590
3.762
32.173
32.730
165.356
4.489
35.459
3.760
2015
Jan
1.280.413
1.275.444
1.122.804
152.641
4.969
4.120
849
55.010
29.284
20.963
3.239
1.524
219.021
122.928
33.021
59.707
3.365
207.929
11.544
2.861
166.914
26.609
8.722
42.955
Des
1.259.491
1.254.133
1.104.367
149.766
5.358
4.195
1.163
46.542
24.992
18.178
2.666
707
188.570
134.095
22.978
30.647
850
202.386
11.757
2.673
162.377
25.578
8.231
43.220
1)
2)
Nov
2)
Items
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
- Demand Deposit
- Time Deposits
- Others
- Demand Deposit
- Fasbi
- Others
d. Securitiess
- Treasury Bills
- Bonds
- Others
- Credit
- Securities
- Others
h. Other claims
Source of Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
e. Loans received
Rupiah
Foreign Exchange
h. Margin Deposits
a. Paid In Capital
b. Reserves
f. Loan Capital
1)
r) Revised figures

Tabel 1.3.a. Kegiatan Usaha BUSN Devisa
(Foreign Exchange Commercial Banks Operations)

Keterangan
Penyaluran Dana
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
- Giro
- Lainnya
- Giro
- Fasbi
- Lainnya
d. Surat Berharga
- Obligasi
- Lainnya
e. Penyertaan
- Surat Berharga
- Lainnya
h. Tagihan Lainnya
Sumber Dana
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
Rupiah
Valas
kembali/repo)
h. Setoran Jaminan
a. Modal Disetor
b. Cadangan
f. Modal Pinjaman
2012
2013
Sep
1.123.364
1.114.279
982.260
132.018
9.085
6.483
2.602
46.221
20.881
23.047
1.322
972
208.570
114.071
61.799
21.895
10.805
154.456
40.470
988
90.998
22.000
7.441
22.335
1.265.615
1.255.994
1.097.740
158.254
9.621
9.621
Okt
2014
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
- r)
51.452
26.177
22.243
1.550
1.482
180.432
124.797
18.464
23.504
13.666
174.956
36.316
12.842
106.916
18.881
7.050
25.194
1.321.771
1.311.522
1.143.136
168.385
10.250
10.065
184
48.087
21.542
23.419
1.420
1.706
200.002
132.240
18.839
37.127
11.795
194.752
57.867
9.453
107.381
20.051
7.137
26.228
1.313.787
1.303.765
1.135.229
168.535
10.022
9.839
183
50.258
24.776
22.371
1.634
1.477
188.549
133.635
23.041
22.704
9.169
202.393
59.717
7.936
114.198
20.542
7.662
26.346
1.319.367
1.309.430
1.145.766
163.665
9.937
9.937
51.075
22.494
25.109
1.512
1.960
189.142
130.688
25.651
23.541
9.263
200.033
59.323
7.712
112.345
20.653
7.815
26.611
1.340.363
1.330.329
1.164.968
165.362
10.034
10.034
51.941
26.768
21.340
850
2.982
169.643
129.848
18.824
11.357
9.614
202.058
62.039
5.924
110.823
23.273
9.937
26.840
1.356.877
1.346.741
1.174.220
172.521
10.136
10.136
48.409
22.411
21.370
1.600
3.028
177.985
131.252
16.657
21.888
8.188
208.631
64.061
5.747
114.815
24.008
9.961
27.148
1.374.324
1.363.998
1.189.862
174.136
10.325
10.325
53.142
31.535
18.127
1.405
2.075
191.838
131.910
29.246
30.250
433
201.130
58.469
6.225
111.767
24.669
9.670
27.814
1.396.842
1.386.170
1.207.913
178.256
10.672
10.672
52.967
27.342
22.619
861
2.144
193.809
134.449
25.543
33.114
703
208.839
58.831
7.418
119.542
23.049
9.532
27.913
1.399.114
1.388.486
1.215.859
172.627
10.628
10.484
144
54.358
30.110
21.021
1.104
2.124
233.204
138.133
26.810
67.907
354
195.539
47.599
5.415
119.122
23.402
9.841
28.644
1.418.983
1.408.786
1.222.817
185.969
10.197
10.168
29
55.942
31.550
20.896
889
2.607
212.681
142.295
29.847
40.032
507
208.511
51.046
7.480
125.153
24.831
10.027
29.450
1.442.584
1.432.433
1.235.695
196.738
10.151
10.151
57.659
32.938
20.057
2.106
2.558
220.661
143.420
34.085
40.325
2.832
218.787
54.217
11.685
127.847
25.038
10.015
29.754
1.449.205
1.438.972
1.243.403
195.569
10.233
10.227
6
53.624
29.097
18.821
2.716
2.989
221.397
143.818
30.650
46.139
789
225.924
67.827
11.317
120.269
26.512
10.369
31.357
1.463.711
1.453.468
1.254.167
199.300
10.244
10.244
58.509
32.968
19.298
2.918
3.325
223.736
144.044
27.945
50.016
1.731
231.100
72.873
9.600
120.986
27.641
10.568
32.192
1.492.358
1.481.808
1.271.243
210.565
10.550
10.550
50.611
25.919
18.510
2.475
3.708
219.562
147.503
23.846
45.936
2.277
247.954
47.230
9.966
113.519
77.239
10.490
31.920
1.472.602
1.462.214
1.253.660
208.554
10.388
10.388
62.925
37.512
18.583
2.744
4.086
234.968
149.046
30.803
53.356
1.763
261.871
45.534
8.673
118.686
88.977
10.631
33.117
20.190
1.936
208
22.232
2.133
828
22.097
2.092
1.125
21.853
2.176
1.414
22.694
2.105
1.429
22.912
2.110
1.324
22.969
2.032
1.610
23.432
2.008
1.400
34.355
1.947
24.422
1.942
1.450
24.370
2.062
1.481
25.182
2.013
1.449
25.998
2.032
1.421
26.107
2.081
1.565
27.725
2.088
1.544
28.515
2.101
1.575
28.087
2.124
1.709
29.544
2.161
1.411
1.430
87.650
4.484
86.745
3.670
73.846
4.810
93.925
4.858
91.326
4.090
100.043
3.462
97.981
3.316
98.020
3.136
83.008
2.981
88.657
2.960
89.963
2.919
50.069
2.684
100.770
3.122
110.244
2.781
104.243
2.657
101.844
2.777
86.372
3.005
97.098
1.353.149
1.173.913
198.251
433.712
541.950
179.236
66.731
27.326
85.179
84
43.163
16.720
11.454
2.820
8.635
640
27.877
1.467.392
1.228.404
198.474
451.573
578.357
238.989
85.796
37.677
115.516
4
37.564
19.784
18.181
3.556
14.625
4.176
28.338
1.473.669
1.240.216
196.336
447.733
596.146
233.453
83.035
37.092
113.326
4
31.141
19.076
16.049
3.501
12.548
3.165
29.238
1.497.036
1.259.079
199.074
452.514
607.491
237.957
82.346
37.494
118.116
4
31.522
20.561
17.676
3.748
13.928
4.533
31.439
1.552.385
1.296.639
204.067
463.249
629.323
255.746
90.113
39.614
126.018
4
35.491
20.834
19.063
4.196
14.867
4.526
38.028
1.542.429
1.288.074
195.469
460.675
631.931
254.355
89.817
39.535
125.004
3
31.181
20.827
19.366
4.151
15.215
3.808
33.519
1.539.878
1.287.848
195.051
462.306
630.491
252.031
87.192
39.353
125.486
3
35.621
19.860
18.015
4.106
13.910
3.539
33.196
1.528.384
1.281.186
191.729
456.362
633.095
247.198
85.684
38.996
122.519
3
44.413
19.004
18.491
3.765
14.727
3.235
36.430
1.554.660
1.299.918
191.778
459.146
648.994
254.742
83.971
39.088
131.683
3
35.854
19.009
16.366
3.590
12.776
2.984
33.051
1.580.368
1.315.704
202.109
458.319
655.276
264.665
87.752
39.465
137.448
3
34.595
19.681
16.515
4.061
12.454
2.794
34.352
1.597.793
1.328.014
208.981
463.442
655.591
269.779
89.233
38.278
142.268
3
45.185
19.977
16.938
3.063
13.875
2.868
37.465
1.605.340
1.335.101
195.766
476.106
663.229
270.239
86.711
38.016
145.512
2
35.952
21.527
20.314
3.157
17.157
2.624
36.186
1.646.365
1.357.542
200.479
476.328
680.735
288.823
88.362
38.160
162.300
2
37.962
21.755
21.024
2.949
18.074
2.330
36.674
1.680.666
1.377.378
209.380
476.823
691.175
303.390
90.811
38.806
173.773
2
47.770
19.718
20.704
3.069
17.635
2.447
41.286
1.688.850
1.395.573
207.439
475.425
712.708
293.277
90.147
38.297
164.833
2
41.993
19.790
20.206
3.365
16.841
2.270
42.572
1.699.474
1.410.711
212.983
477.271
720.457
288.763
88.924
38.705
161.134
2
41.150
19.960
21.644
3.614
18.030
2.097
46.266
1.731.019
1.437.776
212.135
483.010
742.631
293.243
97.101
39.782
156.360
2
42.349
18.383
22.662
3.831
18.830
2.090
46.654
1.741.262
1.440.640
213.558
472.601
754.480
300.622
97.257
40.613
162.753
2
40.650
23.958
21.661
3.662
17.999
2.346
44.953
1.145
1.414
1.384
1.469
1.641
1.498
1.574
1.537
1.484
1.391
1.354
1.428
1.507
1.381
1.320
1.310
1.389
1.470
44.383
10.636
57.402
31.687
46.335
20.893
48.943
13.736
79.067
25.348
46.689
19.952
49.128
13.736
79.067
28.376
48.138
20.501
49.532
13.736
79.067
31.400
50.076
20.570
49.615
13.736
77.915
33.469
53.622
20.587
51.299
13.736
111.849
2.775
53.585
20.597
51.260
13.736
111.600
5.042
54.875
20.544
51.410
13.771
112.145
7.926
55.404
21.374
51.573
14.026
111.693
10.493
55.408
21.398
51.631
14.183
108.466
15.673
55.202
21.412
52.282
16.264
105.983
18.874
55.051
22.477
53.112
16.264
105.834
21.119
54.589
22.446
56.524
19.799
103.078
23.803
54.577
23.319
56.270
17.164
105.713
25.782
54.936
24.907
57.314
19.799
102.958
27.816
54.812
24.788
57.225
16.095
105.593
30.629
55.413
24.813
57.467
18.730
101.723
32.860
56.646
25.543
57.768
18.730
134.399
2.921
59.591
26.079
2015
Jan
1.295.953
1.285.761
1.121.644
164.117
10.192
10.013
179
38.616
19.881
16.234
1.288
1.213
173.853
127.736
16.700
19.639
9.779
198.058
53.537
10.860
112.952
20.710
7.140
25.443
1.400
*)
Items
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
- Demand Deposit
- Time Deposits
- Others
- Demand Deposit
- Fasbi
- Others
d. Securitiess
- Treasury Bills
- Bonds
- Others
- Credit
- Securities
- Others
h. Other claims
Source of Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
e. Loans received
Rupiah
Foreign Exchange
h. Margin Deposits
a. Paid In Capital
b. Reserves
f. Loan Capital
1)
Des
1.285.385
1.275.573
1.119.774
155.799
9.812
9.812
45.821
23.026
19.473
2.213
1.110
170.978
123.870
19.312
19.333
8.463
186.251
47.270
11.174
108.120
19.688
7.143
25.314
1)
2)
Nov
2)
r) Revised figures

Tabel 1.4.a. Kegiatan Usaha BUSN Non Devisa
(Non-Foreign Exchange Commercial Banks Operations)

Keterangan
Penyaluran Dana
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
- Giro
- Lainnya
- Giro
- Fasbi
- Lainnya
d. Surat Berharga
- Obligasi
- Lainnya
e. Penyertaan
- Surat Berharga
- Lainnya
h. Tagihan Lainnya
Sumber Dana
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
Rupiah
Valas
kembali/repo)
h. Setoran Jaminan
a. Modal Disetor
b. Cadangan
f. Modal Pinjaman
2013
2012
Sep
Okt
2014
Nov
Des
Apr
Mei
Jun
2015
Jul
Ags
Sep
Okt
Nov
Des
Items
Jan
105.534
104.423
104.423
0
1.111
1.111
0
1.410
85
402
559
365
18.942
9.127
157
7.481
2.176
12.977
6.808
34
4.590
1.546
163
1.644
106.850
105.760
105.760
0
1.091
1.091
0
1.635
97
420
765
352
17.644
9.124
167
5.780
2.573
13.029
6.990
34
4.373
1.632
159
1.574
109.303
108.228
108.228
0
1.074
1.074
0
3.076
111
1.786
742
437
20.546
9.146
146
8.060
3.193
13.583
7.398
34
4.350
1.800
158
1.525
108.173
107.131
107.131
0
1.042
1.042
0
2.717
98
1.281
810
528
20.347
9.807
504
7.189
2.848
13.738
7.479
34
4.166
2.059
159
1.558
109.405
108.394
108.394
0
1.010
1.010
0
2.665
160
982
1.019
504
21.405
9.387
116
9.574
2.329
13.778
7.320
34
4.712
1.712
759
1.592
111.698
110.697
110.697
0
1.001
1.001
0
3.567
195
1.571
1.223
578
20.482
9.546
468
6.900
3.569
13.916
7.351
34
4.819
1.711
758
1.516
114.062
113.081
113.081
0
981
981
0
3.400
132
1.256
1.398
614
17.769
9.739
128
5.482
2.420
14.313
7.589
35
4.982
1.708
758
1.537
116.613
115.619
115.619
0
994
994
0
3.508
583
1.356
1.253
317
19.656
9.914
1.417
8.309
17
13.200
6.433
35
5.031
1.702
757
1.571
119.724
118.732
118.732
0
992
992
0
4.501
547
2.126
1.585
244
17.776
10.070
1.213
6.479
14
14.575
7.490
35
5.266
1.784
757
1.633
121.129
120.127
120.127
0
1.001
1.001
0
4.242
904
1.773
1.468
97
24.096
10.099
1.467
12.516
13
13.503
6.365
5.454
1.683
731
1.647
120.837
119.860
119.860
0
977
977
0
3.804
492
1.545
1.645
122
19.404
10.312
1.043
8.033
15
13.502
6.235
5.596
1.671
738
1.633
122.863
121.904
121.904
0
959
959
0
4.351
507
2.073
1.655
116
21.183
10.399
1.043
9.729
12
13.852
6.441
5.719
1.692
742
1.693
122.578
121.638
121.638
0
940
940
0
3.372
486
1.332
1.244
311
22.971
10.644
1.199
11.114
15
14.843
7.451
5.550
1.843
749
1.677
124.197
123.216
123.216
0
981
981
0
4.034
517
1.914
1.317
287
24.112
10.835
1.182
12.066
29
16.120
8.220
5.671
2.229
749
1.749
126.945
126.001
126.001
0
944
944
0
6.533
599
4.048
1.475
410
26.236
10.977
1.845
13.380
34
15.738
6.257
5.502
3.978
750
1.701
1.499
5
53
0
1.930
1.595
3
17
0
4.202
1.624
3
17
0
4.007
1.562
3
8
0
5.672
1.517
3
4
0
8.782
1.538
4
17
0
6.605
1.577
4
11
0
3.666
1.484
5
27
0
4.758
1.507
5
25
0
4.946
1.545
4
22
0
4.337
1.605
6
22
0
6.212
1.618
5
24
0
583
1.605
5
23
0
5.207
1.666
5
22
0
4.115
1.647
6
24
0
4.150
1.719
5
25
0
3.140
1.671
5
24
0
2.990
104.346
104.346
5.074
12.794
86.478
0
0
0
0
0
5.091
5.027
1.051
1.051
-
113.761
113.761
5.019
14.255
94.487
0
0
0
0
0
5.571
5.761
1.932
1.932
-
112.814
112.814
5.406
14.585
92.823
0
0
0
0
0
5.331
5.762
1.927
1.927
102
113.845
113.845
4.835
14.407
94.604
0
0
0
0
0
5.701
5.763
1.917
1.917
102
122.883
122.883
5.844
14.402
102.636
0
0
0
0
0
6.567
5.363
1.875
1.875
102
120.228
120.228
5.136
14.366
100.726
0
0
0
0
0
4.854
5.364
1.790
1.790
102
118.435
118.435
4.684
14.304
99.448
0
0
0
0
0
5.661
5.365
1.786
1.786
102
120.869
120.869
5.560
14.369
100.939
0
0
0
0
0
6.771
5.365
1.956
1.956
102
120.995
120.995
4.990
14.883
101.041
0
0
0
0
0
5.929
5.366
1.883
1.883
92
125.040
124.946
5.413
14.568
104.965
0
0
0
0
0
4.622
5.577
1.829
1.829
21
128.288
128.193
5.993
15.181
107.018
0
0
0
0
0
5.815
6.492
1.873
1.873
1
130.155
130.062
5.764
15.609
108.689
0
0
0
0
0
5.191
5.793
1.791
1.791
102
129.199
129.104
5.305
15.584
108.215
0
0
0
0
0
5.191
5.634
1.787
1.787
102
131.799
131.799
5.972
15.861
109.966
0
0
0
0
0
5.167
6.414
1.784
1.784
1
134.269
134.269
5.979
16.325
111.966
0
0
0
0
0
3.458
5.092
3.591
3.591
-
137.026
137.026
6.025
16.421
114.580
0
0
0
0
0
2.982
5.256
4.196
4.196
-
141.027
141.027
7.056
16.422
117.549
0
0
0
0
0
4.258
5.896
4.193
4.193
-
12
13
11
7.806
257
4.335
2.790
2.406
14
8.563
300
6.804
2.488
2.540
608
8.779
300
6.804
2.727
2.431
608
8.829
300
6.776
2.968
2.336
608
9.729
300
6.776
3.084
2.538
608
9.752
305
9.915
148
3.087
608
10.227
305
9.796
374
3.235
608
10.269
307
9.695
653
3.252
609
9.464
367
9.612
835
4.047
608
10.466
459
9.511
1.067
3.088
659
10.891
465
9.506
1.271
2.713
608
11.191
562
9.181
1.398
3.037
609
11.393
562
9.181
1.604
3.186
609
11.663
562
9.168
1.798
2.931
609
11.664
562
9.168
1.993
2.911
609
11.695
564
9.149
2.137
2.931
609
11.861
565
9.103
2.316
2.939
609
11.861
573
11.400
180
3.038
609
Mar
105.764
104.646
104.646
0
1.119
1.119
0
1.561
165
562
508
326
20.991
8.844
212
9.786
2.149
11.045
4.626
33
4.840
1.545
163
1.615
r)
Feb
90.341
89.451
89.451
0
890
890
0
2.519
190
1.020
957
352
24.844
8.179
10.479
3.203
2.983
9.843
3.275
0
5.047
1.521
155
1.557
1)
2)
Jan
125.972
125.046
125.046
0
927
927
0
4.916
621
2.454
1.310
531
23.489
11.324
1.568
10.574
24
15.678
5.672
5.513
4.493
750
1.766
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
- Demand Deposit
- Time Deposits
- Others
- Demand Deposit
- Fasbi
- Others
d. Securitiess
- Treasury Bills
- Bonds
- Others
1.737
- Credit
4
- Securities
25
- Others
0
3.830
h. Other claims
Source of Funds
138.289
138.289
Rupiah
6.514
Demand Deposit
16.242
Saving
115.534
Time Deposits
0
Foreign Exchange
0
Demand Deposit
0
Saving
0
Time Deposits
0
2.801
5.282
4.111
e. Loans received
4.111
Rupiah
Foreign Exchange
h. Margin Deposits
a. Paid In Capital
b. Reserves
f. Loan Capital
1)
2) Positive difference of op. income and non op. minus op. expenses and non op. vs old metada
r) Revised figures

Tabel 1.5.a. Kegiatan Usaha BPD
(Regional Development Banks Operations)

Keterangan
2012
2013
Sep
Okt
2014
Nov
Des
Penyaluran Dana
219.207
257.831
261.649
264.685
265.250
218.851
257.175
260.985
264.014
264.541
Rupiah
217.563
256.246
260.098
263.077
263.597
Valas
1.287
929
887
937
944
- Kepada Bank Lain
357
656
664
671
709
Rupiah
357
656
664
671
709
Valas
0
0
0
0
0
40.194
54.195
46.016
47.329
31.853
- Giro
1.809
2.458
2.386
2.585
2.318
15.142
14.646
12.750
14.681
14.468
22.894
35.341
29.882
29.027
14.522
- Lainnya
349
998
1.036
545
1.750 r)
48.455
49.550
41.786
44.313
31.626
- Giro
27.642
27.568
28.751
26.740
27.971
9.368
100
200
200
200
- Fasbi
10.033
20.693
12.072
16.338
2.546
- Lainnya
1.413
1.189
763
1.035
909
d. Surat Berharga
18.640
27.878
33.188
33.812
32.106
6.618
6.036
11.193
11.543
12.125
49,3443065
98
98
99
100
- Obligasi
9.590
18.090
18.015
18.807
16.980
- Lainnya
2.383
3.654
3.882
3.363
2.901
e. Penyertaan
688
687
688
693
693
3.653
5.130
5.601
5.711
5.173
3.667
5.117
5.577
5.683
5.155
- Surat Berharga
8
5
5
5
4
- Lainnya
(22)
8
19
24
15
0
0
3
0
0
h. Tagihan Lainnya
17.366
14.948
10.276
7.133
3.081
Sumber Dana
278.535
349.517
336.800
338.477
287.709
Rupiah
277.555
348.324
335.514
337.063
286.021
Giro
112.715
154.427
134.732
143.349
106.398
Tabungan
79.938
71.536
76.567
78.998
95.786
Simpanan Berjangka
84.903
122.361
124.214
114.715
83.838
Valas
980
1.193
1.286
1.415
1.688
Giro
238
549
545
534
673
Tabungan
30
44
42
40
41
Simpanan Berjangka
711
600
700
841
974
5
4
4
4
222
19.869
14.331
13.441
12.740
22.957
7.517
6.653
6.654
6.654
6.860
1.819
1.898
1.888
1.829
1.846
Rupiah
1.819
1.898
1.888
1.829
1.846
Valas
0
0
0
0
0
0
0
0
0
0
2.101
750
715
1.737
5.051
kembali/repo)
h. Setoran Jaminan
479
264
275
298
492
a. Modal Disetor
19.920
21.904
21.954
22.065
22.744
b. Cadangan
8.356
10.483
10.357
10.412
10.343
344
582
572
477
377
8.946
8.353
9.063
9.981
10.733
2.729
1.542
1.743
1.729
2.740
f. Modal Pinjaman
1.328
1.004
1.004
1.004
1.004
1)
2)
r)
Jan
Feb
Mar
Apr
Mei
Jun
261.021
260.323
259.395
928
698
698
0
30.585
2.164
11.704
16.229
488
40.521
29.019
322
10.159
1.021
29.971
10.370
0
16.468
3.132
693
5.666
264.327
263.662
262.788
874
665
665
0
36.602
2.402
12.069
21.594
538
38.102
24.265
200
12.760
877
29.455
9.420
41
17.758
2.236
693
6.234
269.419
268.692
267.839
852
727
727
0
42.386
2.407
13.736
25.306
936
37.529
25.037
336
11.590
565
30.339
11.117
41
17.067
2.115
693
6.381
273.946
273.212
272.355
857
734
734
0
48.541
2.648
15.728
29.464
701
43.662
27.268
491
14.778
1.125
30.556
10.584
41
17.678
2.252
692
7.391
279.259
278.900
278.011
889
791
791
0
51.674
2.570
17.052
31.546
506
49.584
27.644
390
18.033
3.517
31.988
10.922
51
18.312
2.703
692
7.726
284.331
283.448
282.572
876
883
883
0
62.665
1.794
22.747
37.312
812
51.873
28.854
310
20.026
2.684
30.586
9.825
41
18.036
2.684
692
7.386
5.643
4
18
0
3.201
6.214
3
17
0
4.624
6.362
21
(2)
0
7.994
7.347
49
(4)
3
13.729
7.648
43
35
0
11.526
300.964
299.412
113.565
86.021
99.825
1.552
524
41
987
3
14.642
6.717
1.849
1.849
0
0
4.027
309.481
307.955
115.178
80.793
111.985
1.525
419
42
1.064
3
14.965
6.417
1.846
1.846
0
0
2.884
320.552
318.740
120.304
77.279
121.158
1.812
464
51
1.297
3
14.296
6.877
2.093
2.093
0
0
4.331
345.954
344.716
132.909
79.400
132.407
1.238
559
53
627
3
14.262
6.516
2.094
2.094
0
1
3.124
356
287
296
22.881
10.343
12.149
917
2.251
1.004
23.153
10.175
11.886
1.587
2.190
1.004
23.459
11.041
7.840
3.003
2.109
1.004
2015
Jul
Ags
Sep
Okt
Nov
Des
287.360
286.459
285.626
833
901
901
0
31.623
2.343
7.864
20.889
527
37.022
32.056
302
4.491
173
27.497
7.996
42
17.107
2.352
692
8.254
289.931
289.017
288.188
829
914
914
0
40.871
1.988
7.486
30.730
667
48.582
36.503
490
11.027
561
28.978
7.557
42
18.650
2.730
692
8.389
295.390
294.511
293.691
821
878
878
0
63.952
2.614
15.000
45.861
478
61.724
30.477
305
30.520
421
29.544
8.005
42
18.350
3.146
692
7.706
299.058
298.145
297.354
791
913
913
0
61.055
2.287
12.894
45.442
431
57.467
33.426
498
22.925
617
31.314
10.271
42
17.820
3.181
692
7.655
302.553
301.614
300.814
800
939
939
0
57.488
2.848
11.442
42.607
591
58.436
31.750
967
25.099
620
32.101
10.787
43
18.319
2.953
692
8.156
302.426
301.456
300.647
809
970
970
0
38.351
1.675
14.233
21.856
586
39.144
31.339
382
6.801
623
30.988
9.179
43
17.605
4.161
692
7.927
298.119
297.170
296.354
816
949
949
0
46.331
2.369
11.798
31.431
734
49.198
33.009
917
14.697
575
30.324
8.341
283
16.903
4.796
693
8.307
7.314
43
29
0
12.748
8.184
43
26
2
7.261
8.319
43
27
0
5.521
7.632
43
32
0
10.392
7.608
17
30
2
12.079
7.868
16
271
1
8.097
7.655
4
268
0
5.481
8.031
9
267
1
3.594
361.750
360.110
148.894
77.185
134.031
1.640
325
41
1.274
3
12.630
6.686
2.083
2.083
0
1
2.386
381.311
379.981
171.014
75.526
133.441
1.331
324
47
960
3
12.508
6.437
2.236
2.236
0
0
2.378
329.518
327.932
105.434
86.495
136.002
1.586
287
41
1.258
3
10.540
5.812
2.334
2.334
0
0
2.620
352.139
350.837
127.093
82.327
141.416
1.302
448
42
811
3
11.958
6.038
2.334
2.334
0
0
1.413
400.773
399.311
170.536
81.002
147.773
1.462
217
46
1.199
3
10.709
6.273
2.380
2.380
0
0
925
397.751
396.697
156.133
84.224
156.341
1.053
238
38
778
3
10.225
6.904
2.626
2.626
0
0
898
393.877
335.957
392.315
334.704
156.795
120.531
85.790
100.903
149.731
113.270
1.562
1.253
388
368
37
46
1.137
839
3
2
10.768
20.612
7.004
7.050
2.726
3.212
2.726
3.150
0 61,9252065
2
0
749
3.405
355.430
354.079
134.570
87.629
131.879
1.351
371
36
944
2
14.766
6.720
2.492
2.492
0
5
2.648
309
298
286
276
289
308
23.555
11.504
5.061
3.334
2.220
1.004
23.897
12.211
3.349
4.125
2.226
1.004
25.270
12.520
2.100
5.458
1.962
1.004
25.248
12.837
1.286
5.287
2.075
1.004
25.550
12.896
904
6.248
1.966
1.004
26.003
12.894
904
7.823
1.611
1.004
Items
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
- Demand Deposit
- Time Deposits
- Others
- Demand Deposit
- Fasbi
- Others
d. Securitiess
- Treasury Bills
- Bonds
- Others
- Credit
- Securities
- Others
h. Other claims
Source of Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
e. Loans received
Rupiah
Foreign Exchange
h. Margin Deposits
26.142
26.369
26.771
27.039
a. Paid In Capital
12.894
12.894
12.877
12.877
b. Reserves
799
799
706
11.595
8.826
9.431
9.720
1.096
1.952
2.017
2.230
2.230
1.004
1.004
1.004
1.004
f. Loan Capital
1)
r) Revised figures
321
2)
Jan
326
467
374

Tabel 1.6.a. Kegiatan Usaha Bank Campuran
(Joint Venture Banks Operations)

Keterangan
2012
Penyaluran Dana
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
- Giro
- Lainnya
- Giro
- Fasbi
- Lainnya
d. Surat Berharga
- Obligasi
- Lainnya
e. Penyertaan
- Surat Berharga
- Lainnya
h. Tagihan Lainnya
Sumber Dana
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
Rupiah
Valas
h. kembali/repo)
Setoran Jaminan
a. Modal Disetor
b. Cadangan
d. L/R Tahun berjalan sesudah pajak
f. Modal Pinjaman
2)
153.299
153.295
77.872
75.424
4
4
0
13.465
7.682
5.467
310
6
25.008
14.333
4.334
5.554
786
16.119
4.479
278
7.648
3.713
94
2.571
2013
Sep
Okt
191.597
191.521
88.968
102.552
76
76
0
18.833
5.396
12.744
486
187.544
187.471
90.397
97.074
74
74
0
16.664
5.446
10.860
354
207r)
26.781
17.838
146
6.962
1.835
16.456
6.260
431
6.120
3.646
94
2.612
2.421
3
146
1.516
8.077
132.454
68.704
12.226
8.529
47.948
63.751
22.282
10.763
30.706
336
14.927
946
27.118
552
26.567
1.144
5.642
2014
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
2015
Jul
Ags
Sep
Okt
r)
Jan
4r)
23.557
17.280
97
5.088
1.091
17.127
6.881
567
5.815
3.864
94
2.612
201.510
201.357
95.948
105.409
152
152
0
19.748
8.457
10.633
379
279
29.004
19.923
968
7.539
573
17.239
6.131
462
6.812
3.834
94
2.751
202.006
201.863
95.959
105.904
142
142
0
19.269
7.960
10.915
380
15
30.966
20.218
2.202
6.874
1.671
17.301
5.729
382
7.512
3.678
219
2.636
198.738
198.604
96.475
102.129
135
135
0
18.283
6.427
11.462
313
81
31.110
19.556
1.329
8.625
1.600
17.109
5.075
407
8.349
3.279
218
2.574
195.471
195.332
96.496
98.837
139
139
0
18.885
8.990
9.635
50
210
28.984
18.545
463
8.181
1.796
17.342
5.582
881
7.932
2.947
228
2.703
203.222
203.099
99.289
103.810
123
123
0
14.081
5.472
7.915
435
259
24.799
19.079
463 *).
5.466
253 r).
20.157
7.122
2.191r)
8.233
2.610
254
2.896
206.424
206.307
101.124
105.183
117
117
0
15.077
7.298
7.339
439
24.116
18.791
302
5.022
0
19.817
6.980
1.688
8.667
2.482
250
3.016
210.855
210.741
104.870
105.872
113
113
0
12.722
6.140
5.974
608
25.496
18.820
120
6.141
415
19.792
7.252
2.269
7.594
2.678
252
3.151
210.174
210.059
109.521
100.538
115
115
0
10.404
6.427
3.383
594
25.650
18.696
855
5.833
266
20.517
6.159
2.490
9.041
2.828
254
3.148
183.531
183.430
96.447
86.984
100
100
0
10.422
4.291
5.531
600
22.499
15.802
2.078
3.683
936
17.753
4.968
2.187
8.429
2.169
264
3.120
184.268
184.165
96.654
87.510
104
104
0
13.715
4.792
7.799
1.123
23.673
16.310
574
6.363
426
18.441
5.564
2.184
8.320
2.373
251
3.086
184.553
184.467
97.773
86.694
86
86
0
13.939
5.060
7.514
1.064
300
26.442
17.119
1.742
6.420
1.160
19.063
5.643
1.798
8.808
2.813
256
2.997
190.616
190.228
101.468
88.760
388
388
0
13.008
6.131
5.729
1.075
73
26.037
17.478
2.587
5.911
61
21.226
5.227
1.966
11.084
2.950
254
3.071
196.326
195.925
103.039
92.886
400
400
0
10.894
4.539
5.144
1.091
121
26.854
19.235
2.137
5.371
111
22.745
4.668
1.998
13.190
2.888
254
3.131
194.243
193.851
101.349
92.502
391
391
0
16.591
6.632
8.722
1.116
122
27.889
18.243
3.359
6.288
21.817
4.025
916
11.757
5.119
225
3.384
2.411
8
193
5.624
8.125
2.427
2
183
4.503
8.650
2.487
4
214
5.899
9.633
2.510
2
239
5.768
10.242
2.414
2
220
5.116
9.989
2.367
2
205
4.352
10.950
2.483
2
218
4.073
12.001
2.692
2
201
3.815
12.681
2.820
1
195
3.683
15.117
2.954
1
195
3.801
13.931
2.945
2
201
3.618
10.841
2.910
2
208
3.400
10.431
3.033
2
51
4.009
11.850
2.930
12
56
3.394
14.667
3.005
11
55
3.372
14.770
3.067
12
52
3.730
13.876
3.308
13
63
4.360
14.147
157.716
79.801
13.528
13.249
53.025
77.915
21.632
13.031
43.251
0
11.827
949
40.608
1.342
39.267
4.910
6.711
148.771
73.665
13.598
9.826
50.240
75.106
21.690
12.555
40.862
0
12.152
949
39.545
1.338
38.207
3.853
6.635
156.766
75.920
13.358
10.667
51.894
80.846
24.124
12.454
44.269
0
14.399
798
41.879
1.645
40.234
5.202
8.136
164.533
80.847
16.744
10.268
53.835
83.686
27.549
12.978
43.160
0
11.079
498
44.857
1.645
43.213
5.346
8.733
163.400
79.812
15.966
10.626
53.220
83.588
26.660
12.825
44.103
0
12.778
498
45.586
1.641
43.945
5.051
8.399
162.759
81.745
16.540
12.806
52.400
81.013
25.278
12.474
43.262
0
9.728
498
44.006
1.484
42.522
4.256
8.831
162.780
78.745
13.219
10.292
55.233
84.035
24.597
13.135
46.303
282
10.042
498
41.957
1.392
40.564
3.784
8.991
159.039
78.459
13.010
8.644
56.805
80.580
24.628
13.024
42.928
417
11.771
498
44.594
1.790
42.803
3.453
9.371
160.299
77.981
12.869
8.837
56.275
82.319
26.521
13.441
42.356
610
13.075
997
44.593
1.886
42.707
3.316
9.276
162.069
80.471
13.814
9.420
57.237
81.597
24.314
12.585
44.699
386
13.087
997
46.542
2.044
44.498
3.418
10.145
155.322
76.058
12.458
9.905
53.695
79.263
25.709
12.537
41.017
15.651
998
48.261
1.550
46.711
3.162
10.091
129.668
62.983
11.359
7.626
43.998
66.685
24.626
12.882
29.177
14.740
499
46.688
1.341
45.347
3.296
8.337
134.864
66.349
12.606
7.841
45.902
68.515
23.395
12.526
32.595
10.667
499
50.856
1.746
49.111
3.824
9.578
143.346
71.556
14.997
7.137
49.422
71.790
27.427
12.487
31.875
1.228
8.900
499
48.067
1.750
46.318
3.442
10.006
145.890
76.633
13.658
7.878
55.097
69.257
25.983
13.207
30.067
1.229
13.972
449
47.591
1.742
45.849
3.435
8.884
149.668
78.962
13.334
7.548
58.079
70.706
27.525
13.377
29.804
11.695
546
51.831
1.942
49.889
3.752
8.515
150.025
79.096
13.158
7.762
58.176
70.929
27.018
14.358
29.553
702
9.530
449
54.257
1.947
52.309
4.333
8.702
99
99
131
209
158
156
179
180
233
197
203
195
219
222
14.814
1.714
11.736
3.448
333
1.867
18.464
2.437
14.275
3.408
2.606
2.924
18.861
2.437
14.275
3.931
2.249
2.846
18.861
2.437
14.333
4.275
2.211
3.006
18.861
2.438
14.333
4.538
2.231
4.883
18.861
2.438
18.863
538
2.572
4.533
18.861
2.438
18.853
935
2.615
4.310
20.239
2.408
17.416
1.246
1.117
4.217
21.057
2.408
17.392
1.514
344
4.292
21.057
2.418
17.277
1.807
335
4.320
21.177
2.734
16.605
2.134
339
4.386
21.177
2.758
16.582
2.465
339
4.284
18.311
2.667
15.893
2.632
363
3.334
18.311
2.667
15.893
3.091
334
3.473

Des
195.798
195.730
91.521
104.209
68
68
0
16.507
7.419
8.725
323
39
25.114
18.327
594
5.341
852
20.652
6.994
518
8.418
4.721
94
2.705
1)
2)
Nov
2)
Items
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
- Demand Deposit
- Time Deposits
- Others
- Demand Deposit
- Fasbi
- Others
d. Securitiess
- Treasury Bills
- Bonds
- Others
- Credit
- Securities
- Others
h. Other claims
Source of Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
e. Loans received
Rupiah
Foreign Exchange
h. Margin Deposits
a. Paid In Capital
b. Reserves
f. Loan Capital
1)
224
242
256
292
18.311
2.667
15.893
3.569
352
3.444
18.311
2.667
15.893
3.997
374
3.463
18.401
2.667
15.892
4.219
1.564
3.514
18.401
2.667
20.159
226
1.601
3.594
r) Revised figures

Tabel 1.7.a. Kegiatan Usaha Bank Asing
(Foreign Owned Banks Operations)

Keterangan
Penyaluran Dana
Rupiah
Valas
- Kepada Bank Lain
Rupiah
Valas
- Giro
- Lainnya
- Giro
- Fasbi
- Lainnya
d. Surat Berharga
- Obligasi
- Lainnya
e. Penyertaan
- Surat Berharga
- Lainnya
h. Tagihan Lainnya
Sumber Dana
Rupiah
Giro
Tabungan
Simpanan Berjangka
Valas
Giro
Tabungan
Simpanan Berjangka
Rupiah
Valas
kembali/repo)
h. Setoran Jaminan
a. Modal Disetor
b. Cadangan
f. Modal Pinjaman
2012
2013
2014
Sep
Okt
Nov
Des
177.468
172.859
66.742
106.117
4.610
107
4.503
20.207
3.792
16.333
0
82
35.955
18.002
11.603
5.769
580
41.577
9.643
481
20.918
10.535
12
3.299
220.044
212.784
78.351
134.433
7.261
690
6.570
25.867
3.843
22.021
0
3
29.613
19.671
1.158
8.784
0 r)
55.013
12.629
4.500
31.077
6.808
12
3.708
213.310
205.968
78.580
127.387
7.343
687
6.656
26.700
5.159
21.540
0
1
27.453
18.620
1.409
7.393
31
58.953
15.059
5.094
31.796
7.004
12
3.731
226.608
217.144
78.470
138.674
9.464
683
8.781
23.149
3.338
19.810
0
1
28.331
20.283
0
7.371
678
63.288
15.145
5.421
34.689
8.033
12
4.135
234.577
225.500
80.257
145.243
9.077
581
8.497
21.008
3.973
17.035
0
1
30.765
19.983
0
10.583
199
60.318
13.614
5.894
32.748
8.062
3
3.798
2.766
2
532
4.941
12.452
3.185
3
520
15.814
17.009
3.224
2
505
12.284
17.981
3.608
2
525
14.934
18.078
155.430
79.987
32.996
7.858
39.133
75.443
44.409
12.857
18.176
3
19.839
0
0
0
0
5.373
4.463
169.714
83.412
35.793
8.044
39.576
86.301
55.653
13.765
16.882
298
24.885
0
0
0
0
17.022
5.575
171.416
84.282
36.320
6.902
41.060
87.134
57.980
13.481
15.673
0
19.626
0
0
0
0
13.288
5.876
511
615
4.289
0
14.770
5.137
56
0
5.018
0
18.910
4.696
(382)
0
Jan
Feb
Mar
Apr
Mei
Jun
234.327
225.759
82.509
143.250
8.568
529
8.038
24.039
2.919
21.120
0
1
29.226
19.608
1.526
7.228
864
61.496
11.807
5.491
35.380
8.817
3
3.811
229.502
221.684
84.357
137.326
7.818
136
7.682
24.282
2.592
21.688
0
1
27.131
19.173
0
7.913
45
58.556
10.242
5.294
33.907
9.113
3
4.313
231.742
223.546
83.452
140.095
8.196
162
8.034
21.348
2.678
18.669
0
0
25.173
19.112
0
6.061
0
64.129
11.487
4.861
38.940
8.842
3
3.219
234.692
225.876
82.664
143.212
8.816
357
8.459
17.068
3.388
13.496
185
1
28.208
20.156
606
7.308
138
65.108
11.212
3.841
40.628
9.426
3
3.221
240.459
232.290
85.195
147.095
8.169
429
7.741
22.247
3.778
18.468
0
1
33.946
20.478
1.751
11.579
137
65.174
11.438
3.288
40.781
9.667
3
3.541
242.978
234.835
87.286
147.549
8.143
572
7.571
19.569
2.909
16.659
0
1
29.453
19.680
1.186
8.587
0
70.767
14.396
4.113
42.749
9.509
3
3.351
3.290
3
505
15.071
16.647
3.300
2
510
12.987
20.510
3.222
2
1.089
12.360
20.132
2.132
3
1.084
11.957
21.024
2.136
3
1.082
10.622
19.829
2.450
4
1.087
10.300
23.165
173.746
84.119
36.835
6.866
40.418
89.627
59.650
13.930
16.046
0
18.688
0
0
0
0
16.574
6.652
173.395
84.697
36.873
6.713
41.111
88.698
58.465
14.336
15.897
0
18.278
0
0
0
0
17.111
5.829
177.020
85.201
35.014
6.754
43.432
91.820
60.153
14.343
17.324
0
18.963
0
0
0
0
14.890
6.724
172.281
84.094
32.401
7.969
43.724
88.187
60.135
13.887
14.166
0
18.482
0
0
0
0
14.159
6.344
171.033
85.121
36.460
6.970
41.691
85.912
57.164
13.914
14.834
195
18.721
0
568
0
568
12.849
6.612
166.190
78.432
32.353
7.142
38.937
87.757
59.560
14.399
13.797
0
19.263
0
578
0
578
11.558
7.672
478
551
608
561
472
488
5.018
0
18.909
5.603
(90)
0
5.018
0
18.909
6.505
(405)
0
5.018
0
17.880
6.121
(300)
0
5.018
0
24.084
720
(176)
0
5.018
0
23.671
1.502
(55)
0
5.018
0
23.400
2.524
8
0
2015
Jul
Ags
Sep
Okt
Nov
Des
251.191
244.229
92.064
152.165
6.962
570
6.392
17.311
4.063
13.248
0
1
29.535
19.593
1.158
8.743
41
67.814
11.255
2.568
45.110
8.881
3
3.358
249.597
243.138
90.294
152.844
6.460
567
5.892
16.398
3.876
12.522
0
1
35.894
20.222
3.217
12.421
34
62.226
9.812
2.760
41.064
8.590
3
3.177
266.569
252.838
90.342
162.496
13.731
1.116
12.616
19.151
5.093
14.057
0
0
33.536
20.636
3.046
9.854
0
70.499
9.181
4.407
48.002
8.908
3
3.425
262.023
247.827
89.433
158.394
14.196
1.714
12.482
15.382
5.945
9.434
0
3
41.596
21.150
3.928
16.518
0
63.821
9.940
3.800
41.561
8.520
3
3.347
258.381
244.021
88.516
155.505
14.360
1.963
12.397
27.350
5.822
21.524
0
3
38.834
21.138
3.356
14.331
8
63.557
12.779
2.762
40.033
7.983
3
3.732
258.505
244.031
88.101
155.930
14.474
2.067
12.407
16.901
5.156
11.744
0
0
36.048
21.675
5.883
7.967
523
71.673
7.572
2.981
46.205
14.915
3
3.712
258.733
243.807
86.806
157.001
14.926
2.163
12.764
22.447
6.963
15.484
0
0
46.548
21.615
8.741
15.689
504
69.172
9.158
2.696
42.229
15.088
3
3.891
2.259
4
1.088
10.243
22.902
2.276
4
1.078
10.652
20.842
2.270
5
902
10.055
21.436
2.470
3
952
10.823
23.522
2.390
4
952
9.774
24.942
2.763
5
964
10.478
24.976
2.778
3
932
10.729
25.867
2.945
3
943
11.728
27.141
173.736
85.860
39.208
7.487
39.164
87.877
58.816
15.168
13.892
0
22.642
0
584
0
584
11.075
8.691
169.801
84.703
40.256
7.012
37.434
85.099
55.088
14.651
15.360
77
24.026
0
1.186
0
1.186
12.220
8.954
163.985
80.634
34.742
7.817
38.076
83.351
55.572
14.806
12.973
26.740
0
1.158
0
1.158
12.245
7.514
169.017
82.874
37.636
7.433
37.805
86.142
57.484
14.842
13.816
108
20.923
1.170
1.170
11.202
7.815
172.329
83.050
36.802
7.509
38.740
89.279
59.677
14.519
15.083
572
27.029
1.219
1.219
12.397
8.755
173.298
85.582
36.046
6.896
42.641
87.716
59.371
13.950
14.394
41
27.485
1.209
1.209
11.067
9.320
179.335
88.282
38.150
7.507
42.625
91.053
61.307
14.275
15.470
26.200
1.220
1.220
10.833
9.035
174.261
89.537
38.094
7.382
44.062
84.724
55.182
14.129
15.413
0
23.600
1.239
1.239
11.468
8.182
187.971
92.713
40.202
8.607
43.905
95.258
64.900
14.651
15.707
0
20.966
1.267
1.267
12.419
8.341
501
517
544
483
531
592
582
571
585
643
5.590
0
22.663
3.289
(83)
0
6.167
0
22.559
3.794
(45)
0
6.766
0
22.178
4.623
(134)
0
6.766
0
22.178
5.456
(101)
0
6.766
22.178
6.052
(91)
-
6.766
22.178
6.572
(251)
-
6.766
21.612
7.478
(77)
-
6.766
21.612
7.898
(26)
-
6.766
20.982
8.724
(81)
-
6.766
29.171
1.331
63
-
1)
2)
r)
2)
Jan
Items
a. Credit
- To Third Party
Rupiah
Foreign Exchange
- Inter Bank Credit
Rupiah
Foreign Exchange
- Demand Deposit
- Time Deposits
- Others
- Demand Deposit
- Fasbi
- Others
d. Securitiess
- Treasury Bills
- Bonds
- Others
- Credit
- Securities
- Others
h. Other claims
Source of Funds
Rupiah
Demand Deposit
Saving
Time Deposits
Foreign Exchange
Demand Deposit
Saving
Time Deposits
e. Loans received
Rupiah
Foreign Exchange
h. Margin Deposits
a. Paid In Capital
b. Reserves
f. Loan Capital
1)
r) Revised figures
10
Tabel 1.8.a. Laporan Laba / Rugi Bank Umum
Commercial Banks Income Statements

Keterangan
A. Pendapatan dan Beban Bunga
1. Pendapatan bunga
a. Dari Bank Indonesia
b. Dari Penempatan pada bank lain
c. Dari surat berharga
d. Dari Kredit yang diberikan
- kepada pihak ketiga bukan bank
- kepada bank lain
e. Lainnya
2. Beban Bunga
a. Kepada Bank Indonesia
b. Kewajiban pada Bank lain
c. Kepada pihak ketiga bukan Bank
- Giro
- Tabungan
- Simpanan Berjangka
d. Surat Berharga
e. Pinjaman yang diterima
f. Lainnya
g. Koreksi atas pendapatan bunga
B. Pendapatan Bunga Bersih (A1-A2)
C Pendapatan dan Beban Operasional Lain
. 1. Pendapatan Operasional Selain Bunga
a. Peningkatan Nilai Wajar dan keuntungan
penjualan surat berharga
b. Peningkatan Nilai Wajar dan keuntungan
penjualan kredit yang diberikan
c. Peningkatan Nilai Wajar dan keuntungan
penjualan aset keuangan lainnya
d. Keuntungan Transaksi Spot dan Derivatif
e. Deviden, keuntungan penyertaan equity
method, komisi/provisi/fee
D.
E.
F.
G.
H.
I.
J.
K.
2013
2012
Sep
Okt
2014
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
2015
Jan
Des
Items
A.
391.280
9.979
4.373
24.027
279.847
278.874
973
73.054
183.713
611
2.644
100.507
11.414
18.492
70.601
5.155
2.452
71.516
828
207.568
328.937
6.375
3.806
18.465
238.517
237.597
920
61.773
152.870
453
2.750
81.795
9.007
14.151
58.637
4.328
1.833
60.816
895
176.066
371.648
6.913
4.400
20.878
269.162
268.134
1.028
70.296
173.435
506
3.134
93.134
10.082
15.829
67.224
4.838
2.022
68.936
865
198.213
414.101
7.415
4.942
23.417
299.677
298.529
1.149
78.650
193.937
559
3.490
104.210
11.093
17.457
75.661
5.358
2.231
77.258
831
220.164
458.188
8.056
5.535
26.305
331.606
330.353
1.253
86.686
215.134
620
3.843
116.392
12.257
19.231
84.903
5.882
2.488
85.131
779
243.054
45.712
649
476
2.549
33.487
33.350
136
8.552
24.308
54
406
12.430
1.092
1.730
9.608
580
310
8.596
1.932
21.404
87.566
1.165
898
5.293
63.374
63.105
269
16.836
44.824
103
752
23.974
1.994
3.326
18.653
1.055
476
16.652
1.813
42.741
132.808
1.671
1.418
8.310
96.243
95.838
405
25.167
67.196
155
1.203
37.026
3.038
5.042
28.947
1.617
737
24.841
1.617
65.612
178.033
2.199
1.963
11.213
128.159
127.636
523
34.499
90.790
206
1.608
50.164
4.113
6.759
39.293
2.146
1.014
34.178
1.474
87.244
222.447
2.726
2.567
14.418
159.874
159.020
854
42.862
112.264
256
1.943
64.007
5.271
8.501
50.235
2.893
1.335
40.450
1.381
110.183
268.963
3.268
3.131
17.322
193.299
192.459
839
51.943
136.056
302
2.244
79.561
6.415
11.662
61.484
3.507
1.756
47.463
1.223
132.907
316.295
3.982
3.771
20.069
226.781
225.787
994
61.692
161.332
345
2.698
94.391
7.563
13.705
73.123
4.148
1.977
56.600
1.173
154.962
365.406
4.709
4.334
23.333
261.431
260.286
1.145
71.598
187.633
386
2.989
109.945
8.724
15.850
85.370
4.764
2.222
66.174
1.152
177.773
414.054
5.450
4.888
26.429
296.318
295.006
1.312
80.970
213.851
429
3.408
125.405
9.855
17.962
97.589
5.253
2.488
75.739
1.128
200.203
466.451
6.247
5.539
29.855
332.833
331.379
1.454
91.977
240.484
472
3.817
141.500
11.134
20.109
110.257
5.807
2.774
85.077
1.038
225.967
516.149
7.022
6.220
33.709
367.371
365.767
1.604
101.827
266.262
513
4.184
156.969
12.345
22.138
122.486
6.351
3.083
94.149
1.012
249.887
568.014
7.816
6.846
37.215
403.926
402.163
1.763
112.211
293.842
562
4.613
172.936
13.615
24.317
135.003
6.993
3.502
104.298
939
274.171
55.957
733
595
3.891
39.168
38.989
179
11.571
31.017
38
426
16.363
1.163
2.106
13.094
621
533
10.776
2.259
24.940
-
125.557
9.929
110.250
2.995
111.344
3.684
149.086
3.958
139.655
4.206
29.025
615
35.645
2.072
50.249
2.558
59.937
2.706
71.579
2.986
80.225
3.238
93.531
3.589
102.619
4.008
114.689
4.945
122.965
4.900
136.373
5.781
148.439
6.306
26.696
1.563
10
15
14
200
193
238
239
39
37
37
35
55
B.
C.
17
120
127
12
21
25
29
29
32.261
38.537
49.968
32.132
44.528
36.170
76.094
39.745
58.608
44.908
16.584
3.540
f. Lainnya
2. Beban Operasional Selain Beban Bunga
a. Penurunan Nilai Wajar dan kerugian
b. Penurunan Nilai Wajar dan kerugian
c. Penurunan Nilai Wajar dan kerugian
d. Kerugian Transaksi Spot dan Derivatif
e. Penyusutan/Amortisasi
f. Kerugian penyertaan equity method,
komisi/provisi/fee, administrasi
44.800
218.409
5.710
25.133
190.423
2.739
26.935
201.246
2.376
29.140
249.085
3.109
31.777
251.154
2.964
26.045
52.385
2.622
42.122
38.225
2.106
36.313
42.327
2.332
67.016
45.541
2.368
g. Lainnya
Laba/Rugi Operasional (A1 + C1) - (A2 + C2)
Pendapatan non - operasional
Beban non - operasional
Laba/Rugi non-operasional (E - F)
Laba/Rugi tahun berjalan sebelum pajak
Penerimaan Transfer Laba/Rugi
Transfer Laba/Rugi ke Kantor Pusat
Jumlah laba/rugi bersih (setelah taksiran pajak
penghasilan)
*). Angka-angka sementara
131.519
114.715
21.929
17.133
4.796
119.512
56.698
57.793
92.830
105.231
95.894
18.931
117.897
108.312
20.696
131.050
120.166
22.902
15.143
3.788
16.476
4.220
18.366
4.536
99.682
83
798
79.149
112.532
99
918
89.039
124.702
112
1.123
98.543
123
1
-
16.022
7.070
23.267
10.913
26.018
15.084
27.989
22.327
30.944
26.667
36.928
31.469
38.078
35.585
42.077
40.061
44.515
44.542
48.271
48.830
50.757
54.203
10.541
4.256
8.282
39.117
431
10.472
56.792
428
13.510
80.384
591
16.119
101.239
1.495
18.272
120.974
1.498
19.367
138.921
1.661
21.529
165.387
1.633
24.895
185.834
1.909
27.368
208.002
2.643
28.779
229.523
2.022
33.219
254.163
2.469
36.879
278.849
2.577
10.334
38.744
414
13
15
18
51
68
48.690
51.583
2.611
15.836
10.960
291
15.825
15.511
561
22.305
19.461
810
23.236
24.618
1.002
24.629
29.972
1.315
27.178
31.856
1.585
32.832
38.191
1.920
33.649
43.225
2.198
36.596
48.476
2.519
38.967
53.641
2.894
42.405
59.244
3.231
43.873
64.153
3.509
10.187
13.884
255
145.304
131.555
11.596
11.312
2.059
24.465
21.594
4.439
37.213
35.476
6.295
50.881
45.942
8.470
63.553
60.789
10.656
76.628
74.211
12.818
90.796
83.106
14.854
104.834
94.558
16.761
117.768
106.890
18.673
131.999
119.409
20.636
146.763
132.097
22.680
164.669
143.761
25.225
14.138
12.892 D.
2.131 E.
1.805
253
3.865
573
5.689
604
7.363
1.106
11.468 r)
(813)
13.556
(737)
14.917
(62)
16.569
191
18.009
664
20.878
(242)
23.202
(523)
25.394
(169)
2.167 F.
(35) G.
11.565
13
16
9.143
22.168
24
60
17.338
36.082
42
122
28.423
47.049
59
177
37.093
59.977
73
185
47.780
73.474
85
221
58.430
83.044
146
239
65.958
94.749
159
298
75.068
107.554
172
316
85.374
r)
26,040
20.432
5,608 r)
137,162 r)
64.661
r)
66,088
106.707
119.167
128
506
94.147
131.575
131
611
103.489
143.591
66.264
67.023
112.160
12.856
46
56
10.242
H.
I.
J.
K.
Interest Income and Interest Expenses

1. Interest Income
a. From Bank Indonesia Placement
b. From interbank placement
c. From securities
d. From credit
- To Third Party non Bank
- To other Bank
e Others
2. Interest Expenses
a. Bank Indonesia Liabilites
b. Interbank Liabilities
c. Third Party non Bank
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f. Others
g. Corrections
Net Interest Income (A1-A2)
Other Operating Income and Expenses
1. Other Operating Income
a. Increase in fair value and gain
form sale of securities
b. Increase in fair value and gain
form sale of credit
c. Increase in fair value and gain
form sale of other financial assets
d. Gain from spot and derivative transaction
e. Deviden, gain from investment in shares
with equity method,
fees/comissions/provisions
f
Others
2. Non Interest Expense
a. Decrease in fair value and losses form
sale of securities
b. Decrease in fair value and losses
form sale of credit
c. Decrease in fair value and losses
d. Losses from spot and derivative
transaction
e. Depreciation/Amortizations
f
Losses from investment in shares with
equity method, fees/comissions/
provisions
g. Others
Operating Profit/loss (A1+C1) - (A2+C2)
Non Operational Income
Non Operational Expenses
Non Operational Profit (E - F)
Current Year profit
Transfser Profit / Loss Received
Transfer of Profit/Loss to Head Office
Profit/Loss After Estimation of tax
r) Revised figures
11
Tabel 1.9.a. Laporan Laba / Rugi Bank Persero
(State Owned Banks Income Statements)

Keterangan
1. Pendapatan bunga
- kepada bank lain
e. Lainnya
2. Beban Bunga
- Giro
- Tabungan
d. Surat Berharga
f. Lainnya
Sep
Okt
2014
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
2015
Jan
Des
Items
A.
120.662
2.937
1.323
9.694
100.923
100.690
234
5.784
41.417
506
439
31.277
3.837
6.777
20.664
1.220
1.265
5.903
808
79.244
102.121
1.487
1.101
7.579
86.843
86.634
209
5.110
34.082
382
544
25.293
2.711
5.435
17.147
907
946
5.115
895
68.039
115.351
1.626
1.271
8.480
98.131
97.905
226
5.841
38.405
429
646
28.684
3.016
6.098
19.570
1.029
1.027
5.724
865
76.946
128.204
1.752
1.394
9.410
109.118
108.871
248
6.529
42.844
477
705
32.060
3.317
6.759
21.984
1.145
1.126
6.501
830
85.360
143.194
1.933
1.557
10.602
121.345
121.099
246
7.756
47.994
529
748
35.815
3.706
7.482
24.627
1.253
1.242
7.629
778
95.200
15.164
154
129
861
13.481
13.453
28
538
6.791
50
72
3.714
331
678
2.704
165
189
669
1.932
8.373
28.265
276
240
2.027
24.486
24.422
64
1.236
10.925
97
141
7.182
612
1.315
5.255
233
248
1.211
1.813
17.340
42.288
391
381
3.297
36.547
36.452
96
1.672
15.619
145
252
11.246
937
2.005
8.304
355
363
1.640
1.617
26.670
56.297
510
493
4.452
48.205
48.094
111
2.637
20.907
193
301
15.325
1.263
2.657
11.405
482
524
2.611
1.471
35.390
70.142
650
631
5.544
60.225
60.084
141
3.092
26.020
240
406
19.657
1.628
3.342
14.687
617
648
3.075
1.377
44.122
84.651
782
770
6.596
72.730
72.555
175
3.774
31.477
282
476
24.058
1.971
3.999
18.087
776
898
3.765
1.222
53.174
99.436
971
969
7.437
85.228
85.020
208
4.830
37.659
322
565
28.902
2.314
4.664
21.923
935
963
4.801
1.172
61.777
115.113
1.168
1.135
8.833
98.288
98.047
241
5.689
43.991
360
612
34.105
2.683
5.375
26.047
1.064
1.051
5.648
1.151
71.123
131.091
1.409
1.270
10.035
111.726
111.449
277
6.652
50.508
400
733
39.281
3.030
6.082
30.169
1.175
1.175
6.618
1.126
80.583
147.343
1.622
1.440
11.450
125.441
125.146
295
7.390
56.825
439
851
44.562
3.432
6.798
34.331
1.287
1.296
7.355
1.036
90.518
163.338
1.829
1.606
13.298
138.382
138.060
321
8.223
63.034
478
957
49.629
3.808
7.487
38.334
1.385
1.432
8.144
1.010
100.303
179.891
2.027
1.771
14.572
152.187
151.836
351
9.334
70.029
523
1.058
54.939
4.213
8.197
42.529
1.556
1.630
9.386
937
109.862
20.215
155
169
1.630
16.812
16.772
41
1.448
9.818
35
123
5.582
353
743
4.486
163
350
1.308
2.257
10.397
50.412
5.149
30.048
697
32.107
928
34.694
942
39.298
1.081
10.536
273
11.352
264
14.622
369
18.408
1.275
21.609
1.293
23.735
1.395
27.934
1.487
30.712
1.552
35.237
2.480
36.537
1.918
40.393
2.004
44.719
2.114
9.952
212
3.734
14.985
4.805
13.015
5.143
14.526
5.175
16.131
6.235
18.250
2.505
1.455
1.426
2.966
1.972
4.593
2.286
6.243
2.672
7.838
3.172
9.616
3.859
11.848
3.947
13.520
4.944
15.341
4.894
17.012
5.176
18.808
5.639
21.513
745
1.781
f. Lainnya
26.543
80.785
3.766
11.530
55.398
518
11.510
61.483
564
12.446
67.488
802
13.732
75.030
767
6.303
13.914
60
6.697
19.089
187
7.689
25.122
209
8.603
32.560
1.052
9.806
39.919
1.020
9.551
45.104
1.063
10.740
53.853
1.103
11.692
60.724
1.111
12.472
68.166
1.731
12.713
73.943
1.213
14.405
81.023
1.373
15.454
88.752
1.405
7.214
15.014
26
2.940
26.429
732
2.671
14.756
547
3.268
15.711
581
2.967
16.826
622
3.595
19.075
656
2.233
7.681
66
1.088
8.998
123
1.662
10.185
186
1.786
11.658
246
1.897
14.271
306
2.135
14.470
364
2.639
17.242
442
2.607
18.311
507
3.213
20.138
558
3.156
21.540
629
3.279
22.528
689
3.567
22.986
761
762
8.702
71
g. Lainnya
penghasilan)
46.918
48.871
3.183
386
2.798
51.669
26.113
26.113
40.823
36.906
41.358
46.271
50.938
3.873
8.693
12.879
17.819
22.425
27.072
32.427
38.188
42.525
47.405
53.155
60.034
5.452
42.689
1.342
743
599
43.288
34.856
47.571
1.881
568
1.313
48.884
39.339
52.566
1.981
507
1.474
54.040
43.414
59.468
2.789
612
2.177
61.645
33.198
33.198
48.762
4.995
93
74
18
5.013
4.046
9.603
177
26
151
9.753
7.898
16.169
277
51
225
16.395
13.072
21.237
833
71
761
21.998
17.628
25.812
958
101
857
26.669
21.315
31.804
1.161
125
1.036
32.840
26.076
35.858
2.064
132
1.932
37.790
30.233
41.111
2.434
101
2.333
43.443
34.729
47.655
2.750
113
2.637
50.292
40.308
53.113
2.890
133
2.756
55.869
44.465
59.673
3.067
180
2.886
62.559
49.459
65.830
3.463
190
3.274
69.104
34.975
34.975
54.375
5.335
227
10
217
5.552
4.489

D.
E.
F.
G.
H.
I.
J.
K.
2013
2012
B.
C.
D.
E.
F.
G.
H.
I.
J.
K.

1. Interest Income
c. From securities
d. From credit
- To other Bank
e Others
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f. Others
g. Corrections
form sale of credit
with equity method,
f
Others
sale of securities
form sale of credit
transaction
f
provisions
g. Others
Current Year profit
12
Tabel 1.10.a. Laporan Laba / Rugi BUSN Devisa
(Foreign Exchange Commercial Banks Income Statements)

Keterangan
1. Pendapatan bunga
- kepada bank lain
e. Lainnya
2. Beban Bunga
- Giro
- Tabungan
d. Surat Berharga
f. Lainnya
D.
E.
F.
G.
H.
I.
J.
K.
2013
2012
Sep
Okt
2014
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
2015
Jul
Ags
Sep
Okt
Nov
Des
Items
Jan
A.
165.319
3.981
675
9.376
112.085
111.487
599
39.202
87.021
90
1.199
44.873
3.911
9.309
31.653
2.489
565
37.805
0
78.298
137.237
2.947
547
7.053
94.527
93.938
589
32.162
72.494
57
1.219
37.045
3.282
6.953
26.811
2.306
414
31.453
64.742
155.538
3.140
617
8.022
106.962
106.299
664
36.796
82.637
61
1.338
42.445
3.679
7.769
30.997
2.563
460
35.770
72.901
173.443
3.338
681
9.046
118.972
118.228
744
41.405
92.779
67
1.471
47.587
4.052
8.539
34.996
2.828
507
40.319
0
80.664
191.624
3.577
762
10.137
131.766
130.937
828
45.382
102.882
72
1.601
53.341
4.458
9.375
39.508
3.106
562
44.199
0
88.742
19.298
274
94
1.087
12.721
12.635
86
5.121
11.477
2
147
5.986
408
841
4.736
293
52
4.998
7.821
37.554
476
180
2.109
24.692
24.529
163
10.098
22.405
3
271
11.539
775
1.607
9.157
572
97
9.923
15.150
57.237
668
291
3.202
37.965
37.717
248
15.111
33.870
5
428
17.605
1.168
2.428
14.010
861
162
14.808
23.368
76.771
880
381
4.319
50.876
50.545
331
20.316
45.657
7
601
23.691
1.568
3.270
18.853
1.144
206
20.007
31.114
95.490
1.087
433
5.723
63.066
62.461
606
25.180
55.658
9
668
30.085
1.992
4.123
23.970
1.581
299
23.014
2
39.832
115.441
1.317
518
6.903
76.266
75.735
531
30.437
67.395
10
719
38.163
2.407
6.429
29.327
1.893
367
26.243
48.046
136.047
1.665
596
8.092
89.832
89.203
629
35.862
79.693
12
853
45.058
2.822
7.591
34.646
2.211
435
31.123
56.355
158.283
2.057
722
9.378
104.769
104.045
724
41.358
93.505
14
984
53.057
3.269
8.886
40.902
2.573
532
36.346
0
64.778
178.396
2.333
794
10.540
118.307
117.492
815
46.422
106.325
15
1.111
60.155
3.670
10.084
46.401
2.855
626
41.563
0
72.071
201.040
2.646
869
11.880
132.477
131.569
908
53.168
119.409
17
1.248
67.574
4.126
11.304
52.144
3.165
701
46.704
81.631
222.283
2.957
940
13.186
146.279
145.277
1.002
58.921
132.162
18
1.378
74.728
4.561
12.449
57.717
3.472
777
51.789
90.121
244.251
3.303
1.029
14.653
160.818
159.720
1.098
64.449
145.373
20
1.531
82.156
5.034
13.645
63.477
3.807
869
56.991
98.878
22.876
371
91
1.467
14.277
14.178
98
6.671
14.132
1
126
7.536
447
1.139
5.949
319
78
6.069
8.744
-
33.347
1.834
35.943
945
36.595
1.060
64.648
1.141
45.598
1.194
11.376
60
8.612
202
12.659
307
15.541
510
21.656
644
23.852
711
27.685
813
32.289
883
35.231
932
39.165
1.131
44.130
1.363
48.771
1.588
6.632
513
B.
C.
10
21
25
29
29
4.710
14.598
12.607
12.411
10.308
13.938
36.336
15.173
13.849
17.375
8.581
1.348
3.001
2.633
4.202
3.987
4.183
5.600
4.810
10.325
4.567
11.981
5.908
13.730
6.942
15.398
7.297
17.075
8.203
18.953
9.107
20.581
10.428
22.272
2.167
1.615
f. Lainnya
12.195
71.838
426
9.959
70.093
589
11.264
74.568
510
11.968
106.766
739
13.150
93.115
706
1.385
15.748
97
2.769
17.220
46
4.163
25.794
50
5.249
33.217
101
5.876
40.203
98
6.592
46.233
170
7.233
55.259
163
9.066
64.680
193
9.929
72.735
238
10.878
82.382
244
13.079
91.883
285
14.484
102.351
340
2.337
11.389
59
2.993
17.278
686
10.946
16.219
622
8.351
18.466
686
34.662
19.492
560
12.051
22.716
646
g. Lainnya
penghasilan)
50.449
39.807
15.751
15.124
628
40.435
23.361
23.511
31.687
41.717
46.555
51.313
56.994
4.826
9.876
15.226
20.632
25.488
30.563
36.021
41.292
46.457
51.867
57.394
63.654
5.572
30.593
13.963
12.518
1.445
32.038
25.348
34.929
15.221
14.132
1.089
36.018
28.376
38.545
17.065
15.696
1.368
39.913
31.400
41.225
3.449
1.688
1.597
92
3.540
2.775
6.542
3.315
3.309
6
6.548
5.042
10.232
4.865
4.864
0
10.233
7.923
13.439
6.555
6.529
25
13.465
10.493
21.286
8.307
10.285 r)
(1.982)
19.305
15.673
25.665
9.951
12.221
(2.271)
23.394
18.869
28.781
10.777
13.286
(2.509)
26.271
21.119
32.387
12.181
14.766
(2.585)
29.803
23.803
34.567
13.645
15.814
(2.169)
32.398
25.782
38.414
15.185
18.607
(3.423)
34.991
27.816
42.368
16.752
20.590
(3.839)
38.529
30.629
45.299
18.660
22.602
(3.941)
41.357
27.491
27.502
32.860
3.988
1.556
1.779
(224)
3.764
10
2.921
r)
18,912
17.382
1,530 r)
42,754 r)
23.207
23,206 r)
33.469
8.513
2.211
102
0
2.713
4.409
177
3.770
6.507
241
3.622
8.608
252
4.177
10.032
407
3.953
11.070
476
0
5.315
13.169
591
6.291
16.183
721
6.513
18.701
827
7.430
21.871
969
8.356
24.761
1.087
9.416
27.830
1.111
2.256
3.437
66
D.
E.
F.
G.
H.
I.
J.
K.

1. Interest Income
c. From securities
d. From credit
- To other Bank
e Others
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f. Others
g. Corrections
form sale of credit
with equity method,
f
Others
sale of securities
form sale of credit
transaction
f
provisions
g. Others
Current Year profit
r) Revised figures
13
Tabel 1.11.a. Laporan Laba / Rugi BUSN Non Devisa
(Non-Foreign Exchange Commercial Banks Income Statements)

Keterangan
1. Pendapatan bunga
- kepada bank lain
e. Lainnya
2. Beban Bunga
- Giro
- Tabungan
d. Surat Berharga
f. Lainnya
D.
E.
F.
G.
H.
I.
J.
K.
2013
2012
Sep
Okt
2014
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
2015
Jul
Ags
Sep
Okt
Nov
Des
Items
Jan
A.
27.222
536
96
564
15.286
15.204
82
10.740
17.226
0
163
6.043
146
389
5.507
444
87
10.489
0
9.995
23.727
528
81
423
13.381
13.296
86
9.314
15.166
0
173
5.280
135
316
4.829
404
108
9.201
0
8.561
26.574
580
89
483
14.987
14.891
97
10.436
17.048
0
202
5.971
154
353
5.465
454
121
10.299
0
9.526
29.427
636
99
541
16.634
16.528
107
11.517
18.937
0
237
6.704
174
387
6.142
504
134
11.359
0
10.490
32.478
692
113
601
18.313
18.196
117
12.759
21.052
0
274
7.509
195
421
6.893
553
146
12.571
0
11.426
3.061
69
16
61
1.696
1.686
10
1.219
2.176
36
896
24
34
838
46
12
1.185
0
886
5.973
127
30
121
3.331
3.312
19
2.365
4.161
65
1.667
41
65
1.561
93
23
2.313
0
1.812
9.055
191
48
185
5.093
5.064
29
3.538
6.277
98
2.539
59
99
2.381
139
34
3.467
0
2.778
12.152
250
69
250
6.801
6.763
38
4.782
8.472
132
3.378
78
131
3.169
186
47
4.729
0
3.680
15.302
298
80
348
8.596
8.542
54
5.981
10.621
1
126
4.302
97
166
4.039
272
92
5.829
0
4.681
18.473
346
95
426
10.405
10.341
65
7.201
12.810
1
153
5.201
116
200
4.886
322
111
7.020
0
5.663
21.143
395
104
498
11.707
11.631
76
8.440
15.014
1
185
6.070
136
235
5.698
377
131
8.251
0
6.129
24.439
456
123
573
13.545
13.457
87
9.743
17.359
1
215
7.033
154
272
6.606
430
150
9.531
0
7.080
27.802
517
143
646
15.376
15.273
103
11.120
19.800
1
249
7.985
181
306
7.498
459
119
10.986
0
8.003
31.693
589
163
724
17.761
17.649
112
12.455
22.265
1
279
9.038
204
342
8.492
502
140
12.304
0
9.428
34.943
675
181
808
19.588
19.470
119
13.692
24.552
1
298
9.996
227
377
9.392
544
167
13.546
0
10.391
38.604
747
206
893
21.475
21.348
127
15.283
27.227
1
321
10.994
250
415
10.329
586
199
15.126
0
11.377
3.428
74
29
86
1.891
1.881
10
1.348
2.445
0
21
1.012
22
38
953
43
32
1.337
983
1.184
104
942
80
1.062
84
1.234
89
1.397
96
121
1
234
4
409
12
550
15
727
18
908
22
1.057
24
1.254
26
1.441
33
1.598
34
1.794
38
2.081
40
195
7
B.
C.
2
340
2
276
3
315
3
342
3
390
0
37
0
74
0
118
1
170
1
285
1
372
1
447
1
516
1
591
2
664
2
739
2
819
0
62
f. Lainnya
738
7.751
14
583
6.424
9
660
7.207
12
800
8.028
16
909
8.840
19
83
799
2
155
1.538
0
279
2.326
0
366
3.113
0
424
3.971
0
513
4.862
0
585
5.284
0
710
6.156
0
815
7.020
0
899
8.291
1
1.012
9.239
1
1.216
10.303
1
126
941
1
0
1.503
3
1
1.177
12
1
1.314
14
1
1.482
16
1
1.591
18
0
172
3
0
289
6
0
464
9
0
610
12
0
766
16
0
980
20
0
1.128
49
0
1.318
47
0
1.519
48
0
1.725
45
0
1.966
49
0
2.203
53
0
252
4
g. Lainnya
penghasilan)
6.230
3.428
139
94
46
3.474
4.354
4.354
2.790
5.226
3.078
122
110
12
3.090
2.488
5.866
3.381
137
126
11
3.392
2.727
6.513
3.697
148
138
10
3.707
2.968
7.210
3.983
255
151
103
4.086
4.779
4.779
3.084
622
208
10
10
(0)
208
148
1.242
508
23
21
3
510
374
1.853
860
40
31
9
869
653
2.490
1.117
49
47
2
1.120
835
3.189
1.437
121
135 r)
(13)
1.424
1.067
3.861
1.710
163
169
(6)
1.704
1.271
4.106
1.902
181
245
(64)
1.838
50
1.398
4.791
2.177
217
286
(69)
2.109
50
1.604
5.452
2.424
179
226
(48)
2.376
50
1.798
6.521
2.735
208
269
(61)
2.674
1.993
7.220
2.946
231
288
(57)
2.889
2.137
8.042
3.156
119
173
(54)
3.102
350
350
2.316
683
237
7
9
(2)
236
51
51
180
D.
E.
F.
G.
H.
I.
J.
K.

1. Interest Income
c. From securities
d. From credit
- To other Bank
e Others
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f. Others
g. Corrections
form sale of credit
with equity method,
f
Others
sale of securities
form sale of credit
e. transaction
Depreciation/Amortizations
f
provisions
g. Others
Current Year profit
r) Revised figures
*)
Provisional figures
14
Tabel 1.12.a. Laporan Laba / Rugi BPD
(Regional Development Banks Income Statements)

Keterangan
1. Pendapatan bunga
- kepada bank lain
e. Lainnya
2. Beban Bunga
- Giro
- Tabungan
d. Surat Berharga
f. Lainnya
f. Lainnya
D.
E.
F.
G.
H.
I.
J.
K.
2013
2012
Sep
Okt
2014
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
2015
Jul
Ags
Sep
Okt
Nov
Des
Items
Jan
A.
47.630
1.470
1.663
1.407
30.994
30.984
10
12.096
24.774
16
274
11.789
2.757
1.621
7.410
912
158
11.607
20
22.856
40.429
610
1.618
1.156
26.528
26.520
8
10.517
19.953
14
390
8.710
2.240
1.188
5.282
604
76
10.159
0
20.477
45.449
683
1.877
1.342
29.605
29.596
9
11.943
22.592
15
456
9.841
2.509
1.325
6.007
667
83
11.530
0
22.858
50.384
736
2.098
1.526
32.717
32.707
10
13.307
25.125
15
520
10.892
2.732
1.461
6.698
736
90
12.871
1
25.259
55.515
812
2.333
1.715
36.044
36.033
11
14.612
27.624
18
594
11.918
2.977
1.620
7.321
809
112
14.173
1
27.891
4.726
54
151
185
3.164
3.162
1
1.173
2.371
2
93
1.002
235
155
612
60
6
1.209
0
2.355
9.272
103
298
351
6.158
6.155
2
2.362
4.655
3
168
1.952
393
290
1.269
123
12
2.397
0
4.617
14.425
162
489
544
9.528
9.524
4
3.702
7.359
4
247
3.141
612
429
2.100
191
32
3.743
0
7.066
19.624
228
738
731
12.730
12.724
5
5.197
10.252
6
330
4.392
848
564
2.980
257
40
5.224
3
9.371
24.814
292
1.003
942
15.954
15.947
8
6.623
13.109
7
414
5.728
1.111
703
3.914
322
48
6.589
1
11.706
30.217
365
1.277
1.137
19.293
19.283
10
8.145
16.097
9
482
7.064
1.385
836
4.843
387
71
8.084
1
14.120
35.838
436
1.562
1.328
22.773
22.761
12
9.739
19.173
10
541
8.448
1.657
978
5.814
451
81
9.640
1
16.666
41.663
498
1.807
1.505
26.238
26.224
15
11.614
22.558
12
593
9.841
1.899
1.124
6.818
510
94
11.507
1
19.105
47.401
605
2.089
1.748
29.797
29.778
19
13.162
25.683
13
646
11.296
2.163
1.270
7.863
567
118
13.040
2
21.719
53.430
710
2.399
1.893
33.470
33.448
22
14.958
29.082
15
695
12.810
2.463
1.418
8.929
628
128
14.804
2
24.349
59.057
790
2.675
2.091
36.908
36.884
25
16.592
32.230
16
739
14.263
2.736
1.553
9.974
695
143
16.371
2
26.826
65.019
896
2.946
2.284
40.599
40.572
28
18.294
35.426
18
808
15.604
2.995
1.712
10.896
766
170
18.058
2
29.593
-
5.664
55
215
185
3.567
3.558
9
1.642
3.111
2
85
1.323
235
160
929
64
13
1.624
0
2.552
-
5.652
363
3.106
68
3.451
107
3.805
110
4.360
116
380
5
786
20
1.298
26
1.841
33
2.278
37
2.852
41
3.153
47
3.707
53
4.241
61
4.410
74
4.918
88
5.822
114
666
36
17
10
15
14
95
723
107
811
124
904
130
1.034
116
630
126
715
144
802
160
889
174
971
204
1.089
B.
C.
2
90
1.000
8
72
23
148
38
244
54
335
70
457
96
554
20
87
4.180
2.218
2.423
2.665
3.077
294
593
989
1.409
1.708
2.153
2.345
2.799
3.226
3.285
3.682
4.412
522

18.181
215
14.118
102
15.925
110
17.631
117
19.826
123
1.706
11
3.544
17
4.911
34
7.251
30
9.066
34
10.654
36
13.460
38
15.286
41
16.712
46
18.363
50
20.669
59
23.805
71
1.988
13
75
3.592
29
62
3.205
18
73
3.675
19
87
4.063
21
92
4.180
23
9
649
2
24
1.328
3
38
1.387
5
51
2.316
7
65
2.890
8
87
3.103
10
105
4.140
11
112
4.675
13
128
4.793
14
142
4.889
16
153
5.694
18
178
6.375
20
18
816
1
g. Lainnya
penghasilan)
14.270
10.327
926
791
135
10.462
2.910
3.059
8.946
10.731
9.465
1.007
786
221
9.686
8.353
12.047
10.384
1.049
844
204
10.588
9.063
13.342
11.433
1.200
962
238
11.671
9.981
15.407
12.426
1.349
1.089
260
12.686
3.355
3.544
10.733
1.036
1.029
124
93
31
1.060
3
917
2.172
1.858
251
233
18
1.876
1.587
3.448
3.453
376
336
40
3.493
3.003
4.847
3.961
447
388
59
4.020
3.334
6.069
4.918
670
637
33
4.951
4.125
7.418
6.318
779
731
48
6.367
5.458
9.166
6.359
913
886
27
6.386
5.287
10.445
7.526
1.045
1.024
21
7.547
6.248
11.730
9.248
1.150
1.115
35
9.283
7.823
13.265
10.396
1.291
1.246
45
10.440
8.826
14.745
11.076
1.432
1.417
15
11.091
9.368
17.161
11.609
1.620
1.506
114
11.723
3.316
3.530
9.667
1.140
1.230
182
173
9
1.239
1.096

1. Interest Income
c. From securities
d. From credit
- To other Bank
e Others
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f. Others
g. Corrections
form sale of credit
with equity method,
f
Others
2.
D.
E.
F.
G.
H.
I.
J.
K.
Non Interest Expense

sale of securities
form sale of credit
transaction
f
provisions
g. Others
Current Year profit
15
Tabel 1.13.a. Laporan Laba / Rugi Bank Campuran
(Joint Venture Banks Income Statements)

Keterangan
1. Pendapatan bunga
- kepada bank lain
e. Lainnya
2. Beban Bunga
- Giro
- Tabungan
d. Surat Berharga
f. Lainnya
f. Lainnya
D.
E.
F.
G.
H.
I.
J.
K.
g. Lainnya
penghasilan)
2013
2012
Sep
Okt
2014
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
2015
Jul
Ags
Sep
Okt
Nov
Des
Items
Jan
A.
16.784
343
236
864
10.457
10.457
0
4.883
9.400
0
169
3.973
256
258
3.458
89
292
14.008
307
167
621
8.935
8.934
1
3.978
7.808
0
155
3.332
210
185
2.936
69
276
15.883
340
201
695
10.081
10.080
2
4.566
8.885
0
175
3.759
235
205
3.318
76
317
17.671
367
231
778
11.228
11.226
2
5.067
9.857
0
198
4.204
263
222
3.719
85
359
19.329
406
262
869
12.497
12.495
2
5.295
10.639
0
223
4.697
285
238
4.174
89
408
1.863
52
33
82
1.269
1.267
1
428
978
16
486
28
15
444
4
50
3.427
102
63
161
2.451
2.448
3
649
1.715
27
952
52
34
866
11
95
5.178
144
89
242
3.725
3.721
4
978
2.613
0
54
1.461
80
59
1.323
18
143
6.965
180
114
340
4.997
4.992
5
1.333
3.583
0
77
2.013
109
106
1.798
27
190
8.754
199
137
438
6.277
6.270
6
1.702
4.544
0
108
2.542
137
127
2.277
39
241
10.599
224
160
529
7.635
7.627
8
2.051
5.520
0
146
3.066
166
151
2.749
53
291
12.501
250
177
633
9.020
9.010
9
2.421
6.528
0
187
3.617
198
183
3.236
68
343
12.772
219
160
631
9.022
9.013
9
2.741
6.495
0
205
3.239
217
130
2.892
68
365
14.435
237
174
724
10.205
10.195
10
3.095
7.344
0
230
3.694
245
149
3.300
79
412
16.157
285
201
804
11.439
11.428
11
3.428
8.211
0
243
4.173
277
168
3.727
90
464
17.875
312
230
907
12.648
12.636
12
3.777
9.102
0
262
4.657
316
185
4.156
101
515
19.716
340
262
1.031
13.920
13.907
13
4.163
10.070
0
277
5.170
355
254
4.560
113
580
1.831
26
30
117
1.285
1.285
1
372
982
18
535
39
18
478
11
57
4.876
7.384
3.976
6.200
4.558
6.998
5.011
7.814
5.222
8.690
422
885
631
1.712
938
2.565
1.276
3.382
1.614
4.210
1.963
5.079
2.314
5.974
2.618
6.278
2.928
7.091
3.242
7.946
3.566
8.774
3.931
9.646
361
849
7.934
272
9.017
78
9.089
122
10.632
112
12.362
107
1.554
29
3.248
100
5.568
138
5.543
164
6.231
193
7.583
192
8.461
227
8.493
349
9.362
241
9.988
283
10.039
344
11.001
344
1.457
91
B.
C.
39
37
37
35
55
4.975
2.112
6.837
1.740
6.372
2.001
7.535
2.186
9.480
2.393
1.173
194
2.644
379
4.680
580
4.331
829
4.782
1.022
5.870
1.256
6.503
1.450
6.283
1.579
6.842
1.804
7.174
2.042
6.926
2.275
7.609
2.500
1.108
204
575
10.853
47
362
11.470
123
594
11.647
64
800
13.310
120
383
15.508
93
158
1.779
45
125
3.954
35
171
6.528
34
219
6.858
38
233
7.953
41
266
9.836
25
281
11.136
58
243
11.161
152
438
11.908
98
452
12.925
75
458
13.194
81
492
14.458
80
55
1.947
21
3.880
834
192
4.241
1.043
205
5.297
1.298
256
5.855
1.413
291
5.507
1.494
302
5.549
1.703
382
1.915
2.068
185
252
(67 r))
2.001
13
13
1.514
2.422
2.488
143
227
(84)
2.403
18
18
1.807
2.960
2.827
216
217
(1)
2.826
22
22
2.134
3.519
3.299
227
252
(25)
3.274
28
28
2.465
3.706
3.610
98
244
(146) *)
3.464
33
33
2.632
4.176
4.545
110
547
(437)
4.108
39
39
3.091
3.821
1.659
382
5.462
1.587
319
4.857
1.718
353
5.605
1.869
393
7.395
2.082
436
1.110
116
46
2.648
242
99
4.447
472
151
4.944
4.466
509
340
169
4.635
(80)
(80)
3.448
3.979
3.746
1.193
470
723
4.469
10
10
3.408
4.654
4.440
1.081
377
703
5.143
14
14
3.931
5.323
5.136
1.422
970
453
5.588
19
19
4.275
5.502
5.545
1.526
1.082
443
5.988
22
22
4.538
462
660
51
13
38
698
2
2
538
930
1.006
464
249
216
1.221
5
5
935
1.423
1.605
432
378
54
1.659
9
9
1.246
r)
5.899
1.856
450
5.481
2.048
492
5.973
2.217
551
1.018
420
38
4.644
5.008
105
419
(314)
4.694
44
44
3.569
5.091
5.619
134
507
(372)
5.247
49
49
3.997
5.636
6.189
168
678
(510)
5.679
54
54
4.219
447
359
69
137
(68)
290
5
5
226
D.
E.
F.
G.
H.
I.
J.
K.

1. Interest Income
c. From securities
d. From credit
- To other Bank
e Others
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
f. Others
g. Corrections
form sale of credit
with equity method,
f
Others
sale of securities
form sale of credit
transaction
f
provisions
g. Others
Current Year profit
r) Revised figures
16
Tabel 1.14.a. Laporan Laba / Rugi Bank Asing
(Foreign Owned Banks Income Statements)

Keterangan
1. Pendapatan bunga
- kepada bank lain
e. Lainnya
2. Beban Bunga
- Giro
- Tabungan
d. Surat Berharga
f. Lainnya
f. Lainnya
D.
E.
F.
G.
H.
I.
J.
K.
g. Lainnya
penghasilan)
2013
2012
Sep
Okt
2014
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
2015
Jul
Ags
Sep
Okt
Nov
Des
Items
Jan
A.
13.664
712
379
2.122
10.102
10.053
48
349
3.874
0
400
2.553
507
139
1.908
0
84
11.415
497
291
1.633
8.302
8.275
27
692
3.368
270
2.135
429
73
1.633
39
13
12.852
543
344
1.856
9.395
9.364
31
714
3.869
317
2.435
489
80
1.866
49
14
14.973
586
439
2.115
11.007
10.969
38
826
4.395
361
2.763
555
88
2.121
60
15
16.047
636
508
2.381
11.640
11.592
48
882
4.943
0
404
3.112
637
95
2.380
72
18
1.600
45
53
272
1.157
1.147
10
74
516
42
347
66
7
274
12
1
3.075
81
87
525
2.256
2.239
18
125
964
80
681
120
15
545
24
1
4.624
114
119
840
3.385
3.360
25
166
1.459
124
1.034
182
23
829
53
3
6.224
151
167
1.121
4.550
4.518
32
234
1.918
167
1.365
246
31
1.088
50
6
7.945
200
283
1.422
5.756
5.717
40
284
2.313
221
1.693
305
39
1.349
62
7
9.582
234
311
1.731
6.970
6.919
51
336
2.757
268
2.009
369
47
1.593
76
16
11.329
265
362
2.081
8.222
8.162
60
399
3.267
366
2.297
436
55
1.807
106
25
13.135
312
388
2.412
9.569
9.500
69
454
3.725
380
2.670
502
63
2.105
120
30
14.928
348
419
2.736
10.906
10.819
87
520
4.192
439
2.994
565
71
2.358
119
38
16.788
396
467
3.104
12.244
12.138
106
578
4.693
501
3.344
632
78
2.634
135
45
18.653
459
587
3.419
13.566
13.441
125
622
5.182
0
550
3.696
698
86
2.912
153
49
20.532
502
633
3.782
14.927
14.780
146
688
5.718
0
618
4.073
768
94
3.212
166
54
1.943
53
61
404
1.336
1.315
21
90
529
54
375
68
9
299
20
3

1. Interest Income
c. From securities
d. From credit
- To other Bank
e Others
- Demand Deposit
- Saving
- Time deposits
d. Securities
e. Loans received
837
9.790
911
8.048
1.054
8.983
1.197
10.578
1.337
11.104
114
1.084
177
2.111
246
3.166
331
4.307
330
5.633
389
6.824
472
8.062
525
9.410
603
10.736
668
12.096
734
13.471
806
14.814
77
1.414
f. Others
g. Corrections
27.028
2.206
31.194
1.126
29.040
1.382
34.074
1.565
36.640
1.612
5.057
247
11.415
1.483
14.739
608
18.053
709
19.077
800
21.295
877
25.241
992
26.164
1.144
29.176
1.197
31.267
1.460
35.100
1.945
36.044
2.106
7.794
705
119
124
193
191
232
232
B.
C.
18.751
5.502
25.622
3.967
22.595
4.579
26.921
5.009
28.911
5.467
4.317
434
8.928
870
12.520
1.392
15.164
1.907
15.654
2.399
17.238
2.888
20.541
3.364
20.778
3.857
22.849
4.448
24.083
4.981
26.885
5.455
26.874
6.010
6.501
508
569
29.002
1.242
480
32.919
1.399
484
30.416
1.116
460
35.862
1.316
527
38.835
1.256
59
5.170
215
134
11.447
143
219
14.749
263
273
18.240
273
224
19.862
304
293
22.233
366
345
26.395
271
385
27.827
412
488
31.461
530
552
33.619
440
583
38.155
670
822
39.181
680
81
7.465
148
123
48
65
16.216
1.923
790
22.980
1.281
588
19.763
1.443
678
23.694
1.808
755
25.555
1.939
832
3.971
133
73
9.352
246
153
11.435
445
217
13.898
592
293
14.249
970
373
15.706
935
460
18.918
1.099
535
19.131
1.243
609
21.193
1.621
690
22.339
1.760
785
25.136
2.248
896
24.738
2.542
1.012
6.133
258
75
8.708
7.816
1.419
398
1.021
8.837
39
835
5.137
6.671
6.323
1.305
517
788
7.111
73
789
4.696
7.416
7.607
1.328
428
900
8.508
85
904
5.603
8.288
8.790
1.085
92
993
9.782
93
1.105
6.505
9.254
8.909
1.210
116
1.094
10.003
100
1.338
6.121
776
971
92
18
75
1.046
10
10
720
1.552
2.078
209
28
180
2.259
19
55
1.502
2.384
3.156
306
29
276
3.433
33
113
2.593
3.177
4.120
402
76
326
4.446
45
164
3.289
3.960
4.848
457
81
376
5.224
55
167
3.794
4.753
5.887
548
92
457
6.343
63
199
4.623
5.557
6.908
693
116
576
7.484
69
211
5.456
6.413
7.747
786
148
637
8.384
76
265
6.052
7.427
8.451
840
193
647
9.098
83
277
6.572
8.295
9.744
957
202
755
10.499
83
461
7.478
9.157
10.416
1.065
220
845
11.261
82
561
7.898
10.143
11.677
1.194
245
949
12.626
78
612
8.724
843
1.743
90
58
32
1.775
(10)
(10)
1.331
13
15
18
8
-
D.
E.
F.
G.
H.
I.
J.
K.

form sale of credit
with equity method,
f
Others
sale of securities
form sale of credit
transaction
f
provisions
g. Others
Current Year profit
17
Tabel 1.15.a. Rekening Administratif Bank Umum
(Commercial Banks Off-Balance Sheet)

Indikator
Tagihan Komitmen
- Fasilitas pinjaman yang belum ditarik
- Posisi pembelian spot dan derivatif yang
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
- Fasilitas kredit kepada nasabah yang
belum ditarik
Committed
Uncommitted
- Fasilitas kredit kepada bank lain yang
Belum ditarik
Committed
Uncommitted
- Irrevocable L/C yang masih berjalan
- Posisi penjualan spot dan derivatif yang
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Garansi yang diterima
- Pendapatan bunga dalam penyelesaian
- Lainnya
Kewajiban Kontijensi
- Garansi yang diberikan
- Lainnya
Lainnya
- Penerusan Kredit
- Aset produktif yang dihapusbukukan
Kredit yang diberikan
Lainnya
- Aset produktif yang dihapustagih
Lainnya
2012
275.380
16.205
254.545
2013
Sep
350.306
27.757
317.049
Okt
2014
Nov
369.354
27.773
336.281
Des
Jan
Feb
Mar
Apr
Mei
Jun
2015
Jul
Ags
Sep
Okt
Nov
Des
385.595
28.264
352.833
397.024
32.430
359.454
411.764
28.896
376.783
429.770
24.561
398.243
427.717
25.632
393.692
440.000
24.330
408.515
434.569
26.429
403.290
477.159
28.361
443.988
467.280
23.716
437.965
459.786
23.175
430.968
509.575
24.816
477.118
507.141
23.331
475.858
547.155
22.978
517.247
472.959
24.710
440.874
5.500
5.301
4.498
1.399.392 1.417.605 r) 1.620.664
967.540
979.666 1.156.005
5.140
1.314.773
1.013.477
6.085
1.554.793
1.060.198
6.967
1.326.988
1.028.842
8.393
1.500.734
1.001.917
7.155
1.476.856
977.945
4.850
1.511.309
1.015.154
4.809
1.378.086
1.053.002
5.600
1.399.162
1.062.143
5.644
1.410.050
1.073.451
7.641
1.436.913
1.085.998
7.952
1.392.754
1.123.292
6.930
1.352.596
1.079.742
7.376
1.415.416
1.137.501
Indicator
Jan
481.118 Commited Claims

24.227 - Unused borrowing
449.891 - Outstanding spot and derivatives
(purchased)
4.630
1.154.122
817.271
7.001 - Others
1.447.018 Commited Liabilities
1.175.234 - Undisbursed loan facilities
to debtors
- Committed
- Uncommitted
Undisbursed loan facilities
to other banks
- Committed
- Uncommitted
- Current Irrevocable L/C
- Outstanding spot and
derivatives (sold)
- Others
Contingent Claims
- Received guarantees
- Accrued interest
- Others
Contingent Liabilities
- Issued guarantees
- Others
Others
265.664
551.608
5.911
292.558
674.983
12.091
296.831
682.835
9.554
312.401
843.604
8.195
301.472
712.005
8.384
312.994
747.204
8.884
283.400
745.441
8.189
278.647
723.270
7.603
285.057
692.888
8.860
304.360
710.795
8.834
275.319
777.683
8.910
306.983
755.159
10.020
288.524
784.927
10.627
268.907
817.091
10.309
273.186
850.107
9.302
278.608
801.134
10.647
297.369
840.132
7.868
301.896
873.337
8.905 -
1.609
4.301
73.439
255.717
1.416
10.674
83.841
332.252
1.585
7.970
79.450
346.145
1.325
6.870
90.536
355.928
1.056
7.328
95.196
360.465
1.311
7.573
87.787
387.078
1.487
6.702
82.822
411.995
1.375
6.228
82.595
401.384
1.401
7.460
81.498
403.663
1.613
7.221
74.701
408.578
1.724
7.186
75.653
444.141
1.921
8.099
74.616
420.820
4.989
5.638
71.798
421.712
1.718
8.591
75.073
465.394
1.715
7.587
75.606
467.648
1.791
8.856
75.435
361.207
1.533
6.335
74.274
454.203
1.738
7.168
74.132
474.929
1.785
199.692
173.136
25.849
706
183.675
180.788
2.888
191.889
3.668
237.291
207.287
29.019
985
231.331
215.273
16.058
209.931
2.789
228.744
198.782
28.960
1.002
216.443
213.229
3.214
208.410
9.999
252.121
221.202
29.864
1.056
224.438
221.141
3.297
212.461
10.515
260.029
229.328
29.696
1.005
232.345
229.089
3.255
216.548
10.846
265.567
234.503
30.023
1.041
224.440
220.940
3.500
213.654
5.780
257.887
223.933
32.992
962
215.780
212.238
3.541
211.547
7.234
255.117
224.201
29.887
1.030
213.925
210.516
3.410
213.800
4.889
268.840
237.183
30.635
1.022
221.479
217.955
3.525
215.567
4.040
271.785
233.903
34.710
3.172
221.368
219.117
2.250
218.034
5.658
281.903
242.694
35.800
3.409
229.452
227.853
1.599
221.146
5.230
281.471
242.135
35.944
3.392
225.029
223.067
1.962
221.362
8.366
274.167
235.669
34.986
3.512
228.435
226.303
2.131
222.989
6.965
283.850
244.667
35.659
3.524
239.055
236.659
2.397
228.574
5.781
277.015
235.992
37.518
3.504
238.852
236.533
2.319
231.154
4.713
279.983
239.673
36.758
3.553
243.642
238.148
5.495
231.074
4.877
284.281
244.456
36.327
3.498
249.737
247.851
1.886
237.956
9.691
303.048
261.522
37.929
3.598
238.566
236.784
1.782
233.857
24.576
159.833
144.316
15.517
7.480
6.913
567
26.975
172.409
155.630
16.779
10.547
8.333
2.214
26.195
173.453
156.321
17.131
8.762
8.125
637
26.205
177.314
159.780
17.534
8.942
8.308
634
27.375
180.184
162.254
17.930
8.988
8.383
605
27.509
176.711
158.729
17.982
9.434
8.841
593
26.145
175.766
157.959
17.806
9.636
9.029
607
25.719
178.367
160.625
17.742
9.714
9.104
610
25.430
180.291
162.442
17.849
9.846
9.225
622
26.519
181.627
167.087
14.540
9.888
9.267
621
26.681
184.412
169.766
14.646
10.053
9.439
614
25.698
185.106
170.483
14.623
10.558
9.951
607
25.062
180.835
172.462
25.094
186.281
177.616
8.665
17.199
10.381
6.818
24.828
188.748
180.236
8.513
17.577
10.752
6.825
24.499
189.050
180.521
8.529
17.525
10.699
6.827
23.301
195.932
187.325
8.607
18.723
11.883
6.840
23.528
190.678
182.039
8.639
19.652
12.119
7.533
r)
8.373 r)
17.093
10.263
6.829 r)
- Channelling
- Written off earning assets
- Credit disbursed
- Others
- Charged off earning assets
- Credit disbursed
- Others
r) Revised figures
18
Tabel 1.16.a. Rekening Administratif Bank Persero
(State Owned Banks Off-Balance Sheet)

Indikator
Tagihan Komitmen
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
belum ditarik
Committed
Uncommitted
Belum ditarik
Committed
Uncommitted
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Lainnya
- Lainnya
Lainnya
- Penerusan Kredit
Lainnya
Lainnya
2012
2013
2014
2015
Indicator
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
23.602
23.602
16.570
16.570
19.558
19.558
17.980
17.980
20.614
20.614
24.939
24.551
31.599
31.131
31.310
30.800
24.686
24.473
17.852
17.706
24.423
24.201
24.613
24.299
25.471
25.181
30.464
30.147
26.102
25.898
21.390
20.746
26.337
1.239
24.469

240.565
193.478
258.257
202.706
261.049
206.946
285.099
212.356
280.015
206.070
388
298.407
229.016
469
295.970
223.620
510
279.851
210.984
213
271.137
210.722
146
273.084
223.936
222
300.670
216.306
314
385.605
219.132
290
397.001
230.204
317
387.346
212.590
204
404.806
233.882
644
404.034
234.731
630
419.249
236.079
319 - Others
421.174 Commited Liabilities
244.082 - Undisbursed loan facilities
48.414
145.065
211
50.292
152.414
229
54.023
152.923
201
55.594
156.762
161
51.893
154.177
95
58.135
170.881
163
52.496
171.124
127
48.360
162.624
81
49.086
161.635
101
52.806
171.130
77
46.357
169.949
70
56.247
162.885
370
57.205
172.999
270
33.222
179.368
364
34.883
198.999
283
34.496
200.235
301
35.199
200.880
53
38.716
205.366
145 -
72
140
34.112
12.749
92
137
37.114
18.065
116
84
36.871
16.869
107
54
42.665
17.147
63
32
43.828
19.396
136
27
40.915
28.218
109
19
37.946
27.246
59
21
37.533
31.132
79
22
36.274
23.944
53
24
29.823
19.239
42
28
33.936
24.949
349
21
30.189
24.020
249
20
29.950
25.579
254
111
30.522
31.236
267
17
32.560
25.894
288
13
32.679
21.843
39
14
33.335
25.212
131
14
33.385
24.004
14
35.686
15.132
20.116
438
82.152
81.904
248
121.735
19.066
102.575
99.263
3.312
94
94
-
143
48.562
25.430
22.502
630
100.635
100.384
252
128.518
20.084
108.320
104.602
3.718
114
114
-
162
47.849
24.828
22.379
641
99.412
99.143
269
128.308
19.714
108.483
104.868
3.615
111
111
-
281
49.351
25.698
23.004
649
103.275
102.991
284
131.330
19.700
111.511
107.782
3.729
118
118
-
373
50.379
26.599
23.130
650
109.845
109.543
302
132.532
19.621
112.791
109.020
3.771
120
120
-
95
50.454
26.359
23.428
667
105.964
105.700
265
127.845
19.782
107.944
104.175
3.769
119
119
-
96
48.836
24.842
23.310
684
102.510
102.237
273
125.273
18.417
106.743
103.056
3.687
114
114
-
121
49.787
26.115
22.981
691
101.434
101.143
290
125.923
18.064
107.748
104.067
3.681
111
111
-
96
54.037
30.025
23.298
713
106.490
106.186
304
127.365
18.234
109.017
105.332
3.686
114
114
-
9
58.027
30.792
24.317
2.918
108.899
108.393
505
128.612
18.341
110.156
106.602
3.553
115
115
-
8
59.864
32.282
24.450
3.132
112.347
111.854
493
130.481
18.528
111.837
108.211
3.626
117
117
-
7
60.106
32.403
24.588
3.116
109.099
108.581
518
130.339
18.113
112.111
108.560
3.551
115
115
-
7
60.112
31.982
24.932
3.197
109.241
108.717
524
131.109
17.918
113.075
109.561
3.514
116
116
-
5
61.505
33.026
25.263
3.217
116.362
115.754
607
134.157
17.921
116.115
112.602
3.513
121
121
-
5
62.627
33.920
25.517
3.191
116.888
116.321
567
134.906
17.706
117.080
113.570
3.510
120
120
-
4
4
63.116
62.747
34.051
33.672
25.813
25.873
3.251
3.202
121.887
129.354
118.396
128.883
3.491*) 470,40878
136.097
138.372
17.469
17.503
118.506
120.746
114.995
117.233
3.511
3.513
121
123
121
123
-
3
64.865
35.206
26.417
3.241
123.827
123.430
396,91645
132.839
17.717
115.000
111.485
3.514
123
123
-
(purchased)
to debtors
- Committed
- Uncommitted
to other banks
- Committed
- Uncommitted
derivatives (sold)
- Others
Contingent Claims
- Accrued interest
- Others
- Issued guarantees
- Others
Others
- Channelling
- Credit disbursed
- Others
- Credit disbursed
- Others
r) Revised figures
19
Tabel 1.17.a. Rekening Administratif BUSN Devisa
(Foreign Exchange Commercial Banks Off-Balance Sheet)

Indikator
Tagihan Komitmen
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
belum ditarik
Committed
Uncommitted
Belum ditarik
Committed
Uncommitted
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Lainnya
- Lainnya
Lainnya
- Penerusan Kredit
Lainnya
Lainnya
2012
2013
2014
Des
Jan
Feb
Mar
Apr
Mei
Jun
2015
Jul
Ags
Sep
Okt
Nov
Des
Indicator
Sep
Okt
Nov
67.659
3.427
62.050
92.295
4.261
86.217
104.133
5.279
97.038
106.463
4.098
101.363
110.257
8.179
100.594
107.563
5.462
99.925
112.748
3.923
106.951
113.417
3.842
106.218
118.915
5.064
110.603
112.047
3.944
106.616
126.454
5.781
119.228
120.781
4.147
115.374
123.930
4.567
117.666
128.426
5.855
120.925
129.237
4.446
123.082
278.281
4.233
273.208
117.771
5.280
111.426

Jan
2.183
441.539
347.941
1.816
529.149
409.833
1.816
533.371
408.886
1.002
678.923
546.378
1.484
552.285
419.493
2.176
561.969
429.199
1.874
534.038
418.113
3.357
549.194
417.371
3.248
554.284
419.988
1.486
582.325
449.690
1.445
585.642
448.300
1.260
481.626
459.749
1.697
481.283
454.027
1.646
483.541
456.055
1.709
534.029
450.746
840
531.651
447.866
1.065
547.195
466.172
1.182 - Others
163.347
184.594
2.234
176.507
233.326
5.177
176.957
231.930
2.410
188.813
357.566
1.840
181.364
238.129
1.683
185.697
243.502
1.702
165.475
252.638
2.069
165.050
252.321
1.805
167.756
252.232
1.792
188.158
261.532
2.463
165.571
282.729
2.464
185.214
274.536
2.301
168.987
285.040
2.646
170.212
285.844
2.342
167.024
283.722
2.558
170.893
276.974
2.187
187.605
278.567
2.376
191.388
290.212
2.273 -
1.140
1.094
25.113
66.171
1.135
4.042
26.557
86.292
1.245
1.165
22.253
99.120
968
872
25.641
98.059
883
800
27.686
95.574
986
716
24.937
97.815
1.132
937
24.175
105.147
1.097
708
23.912
101.842
1.098
695
24.510
106.048
1.442
1.021
25.974
102.831
1.465
1.000
23.697
108.333
1.352
949
24.628
99.478
1.589
1.057
24.667
103.994
1.230
1.112
29.234
112.388
1.192
1.366
28.566
116.294
1.233
954
28.350
103.058
1.234
1.142
26.264
110.647
1.360
912
24.187
116.603
82
1.290
8.850
4.277
4.321
252
702
8.561
4.068
4.236
257
40.769
38.420
2.349
53.202
3.932
42.177
29.402
12.776
7.092
6.455
637
7.005
9.184
4.493
4.444
246
42.053
39.647
2.405
53.718
3.974
42.516
29.621
12.895
7.228
6.598
630
7.849
9.196
4.709
4.232
256
43.986
41.564
2.423
55.939
5.239
43.447
30.229
13.218
7.253
6.648
605
8.316
9.418
4.964
4.186
268
41.592
39.135
2.457
57.725
5.243
44.792
31.531
13.262
7.689
7.097
593
3.101
10.093
5.608
4.310
175
40.795
38.386
2.409
57.891
5.231
44.769
31.616
13.153
7.891
7.293
598
4.264
11.937
7.345
4.369
222
40.992
38.564
2.428
58.179
5.205
44.998
31.894
13.104
7.977
7.367
610
1.945
11.686
6.998
4.499
188
42.619
40.269
2.349
58.189
4.748
45.362
32.184
13.178
8.079
7.469
610
1.367
11.755
4.864
6.740
151
39.529
38.651
878
59.125
5.745
45.321
34.736
10.585
8.059
7.447
612
2.847
11.866
4.874
6.830
162
40.701
39.829
872
59.843
5.750
45.887
35.269
10.618
8.206
7.601
605
2.018
11.789
4.897
6.718
173
40.758
39.689
1.069
59.910
5.207
46.032
35.427
10.606
8.670
8.073
598
2.774
16.153
9.262
6.740
151
46.006
45.031
975
60.354
4.840
40.490
36.092
2.556
16.910
9.982
6.790
137
47.711
46.669
1.042
62.014
4.846
42.066
37.471
4.595
15.103
8.285
6.818
1.458
17.531
10.453
6.939
139
48.674
47.639
1.035
63.403
4.822
43.131
38.555
4.576
15.450
8.634
6.816
1.380
17.310
9.933
7.239
139
49.221
48.057
1.164
61.554
4.706
41.472
36.880
4.592
15.376
8.558
6.818
1.509
17.417
10.390
6.890
136
48.820
47.734
1.087
65.737
3.491
45.709
41.047
4.661
16.537
9.706
6.831
5.582
18.646
10.656
7.854
136
47.958
46.843
1.115
67.148
3.488
46.226
41.511
4.715
17.434
9.910
7.523
(purchased)
8.659
4.553
3.979
126
37.219
34.706
2.512
46.937
3.268
37.317
25.663
11.655
6.351
5.784
567
41.348 r)
38.860
2.488r)
53.131
4.321
41.489
29.152
12.337
7.321
6.671
650
4.398 r)
15.025
8.205
6.820 r)
to debtors
- Committed
- Uncommitted
to other banks
- Committed
- Uncommitted
derivatives (sold)
- Others
Contingent Claims
- Accrued interest
- Others
- Issued guarantees
- Others
Others
- Channelling
- Credit disbursed
- Others
- Credit disbursed
- Others
r) Revised figures
20
Tabel 1.18.a. Rekening Administratif BUSN Non Devisa
(Non-Foreign Exchange Commercial Banks Off-Balance Sheet)

Indikator
Tagihan Komitmen
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
belum ditarik
Committed
Uncommitted
Belum ditarik
Committed
Uncommitted
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Lainnya
- Lainnya
Lainnya
- Penerusan Kredit
Lainnya
Lainnya
2013
2012
Sep
Okt
2014
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
2015
Jul
Ags
Sep
Okt
Nov
Des
Indicator
Jan
24 Commited Claims
- - Unused borrowing
- - Outstanding spot and derivatives
18
-
23
-
19
-
26
-
25
-
20
-
22
-
24
-
20
-
114
92
-
21
-
20
-
18
-
17
-
40
-
22
-
24
-
18
4.762
23
5.412
5.298
19
7.049
6.922
26
7.400
6.679
25
6.583
5.880
20
7.774
7.041
22
7.992
7.250
24
7.172
7.072
20
6.971
6.899
22
7.410
7.324
21
7.220
7.130
20
8.205
7.491
18
9.140
8.401
17
8.960
8.193
40
10.833
10.052
22
11.057
10.257
24
10.331
9.529
2.954
1.808
70
3.928
1.369
72
4.117
2.806
74
4.210
2.469
80
3.919
1.961
75
4.359
2.681
80
4.559
2.690
88
4.627
2.444
76
4.840
2.059
51
3.052
4.271
61
2.936
4.194
61
3.361
4.130
83
3.415
4.986
108
3.070
5.123
113
3.257
6.795
136
3.372
6.885
143
3.620
5.910
183
41
29
-
31
41
-
31
42
-
31
49
-
30
45
-
38
42
-
48
40
-
37
40
-
27
23
-
30
31
-
22
39
-
23
60
-
29
79
-
29
84
-
38
98
-
33
110
-
46
137
-
48
134
-
29
43
323
313
10
379
315
63
2.849
82
2.172
2.040
133
594
594
-
53
335
326
9
356
293
64
2.902
81
2.218
2.069
149
602
602
-
41
329
319
10
353
287
66
3.032
81
2.342
2.108
233
609
609
-
27
327
318
9
387
324
63
3.103
81
2.404
2.166
239
617
617
-
25
343
328
14
341
277
64
3.159
81
2.457
2.206
251
620
620
-
22
342
331
11
318
261
57
3.195
81
2.490
2.239
252
624
624
-
24
277
265
11
369
300
68
3.282
81
2.576
2.323
253
625
625
-
21
305
290
15
380
315
65
3.318
81
2.609
2.354
255
629
629
-
26
312
302
9
408
332
76
3.389
86
2.672
2.670
2
631
631
-
29
322
312
10
437
359
77
3.451
86
2.731
2.728
3
634
634
-
28
337
325
12
447
348
99
3.521
86
2.799
2.797
3
636
636
-
19
352
339
13
366
294
72
3.647
86
2.914
2.912
2
647
647
-
25
363
350
14
444
367
77
3.719
86
2.969
2.963
6
665
665
-
23
367
353
14
470
396
74
3.818
86
3.049
3.043
5
683
683
-
42
363
362
1
499
412
87
3.915
85
3.134
3.128
5
697
697
-
30
363
362
1
551
466
85
4.012
85
3.211
3.206
5
716
716
-
44
448
446
1
603
512
91
4.085
85
3.271
3.266
5
728
728
-
(purchased)
4.861
309
303
6
374
289
85
2.255
82
1.761
1.612
149
412
412
-
24 - Others
to debtors
- Committed
- Uncommitted
to other banks
- Committed
- Uncommitted
derivatives (sold)
- Others
Contingent Claims
- Accrued interest
- Others
- Issued guarantees
- Others
Others
- Channelling
- Credit disbursed
- Others
- Credit disbursed
- Others
3.481
6.923
182 -
21
Tabel 1.19.a. Rekening Administratif BPD
(Regional Development Banks Off-Balance Sheet)

Indikator
Tagihan Komitmen
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
belum ditarik
Committed
Uncommitted
Belum ditarik
Committed
Uncommitted
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Lainnya
- Lainnya
Lainnya
- Penerusan Kredit
Lainnya
Lainnya
2012
2.426
2013
Sep
Okt
2014
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
2015
Jul
Ags
Sep
Okt
Nov
Des
Indicator
Jan

81 - Unused borrowing
3.423
79
0
3.961
79
100r)
3.571
79
183
3.674
80
366
3.616
79
234
3.969
80
360
4.074
81
205
4.678
81
1.506
3.839
81
827
3.837
81
803
4.047
81
664
4.233
81
763
3.813
81
402
4.487
151
890
4.734
81
1.255
3.458
80
0
18.826
3.344
21.403
18.809
3.282
21.248
18.088
3.309
21.212
18.355
3.228
24.112
19.261
3.303
25.145
20.393
3.529
24.981
20.137
3.789
22.546
19.763
3.091
23.478
19.752
2.931
21.686
18.955
2.953
20.991
18.375
3.302
30.942
17.940
3.389
28.689
18.057
3.329
28.671
17.426
3.446
31.568
17.536
3.398
27.958
16.765
3.377
27.193
16.493
3.509 - Others
5.366
13.460
78
5.132
13.677
127
5.110
12.977
179
5.159
13.196
185
5.338
13.922
151
5.621
14.773
159
5.290
14.847
153
5.072
14.692
123
4.885
14.867
129
4.844
14.111
119
4.627
13.748
101
4.750
13.190
110
4.534
13.523
93
4.297
13.129
108
4.209
13.327
119
4.576
12.189
178
3.880
12.613
143
3.775
13.346
136 -
15
64
865
39
4
123
804
35
45
135
775
564
55
131
836
219
36
115
817
219
47
111
665
51
45
108
603
131
38
85
513
137
45
84
521
1.021
50
69
426
268
40
62
435
101
47
62
437
340
42
50
459
264
43
65
391
37
55
63
377
431
75
103
365
753
50
93
399
37
25
111
383
977
1.196
1.628
4.181
2.623
1.477
81
12.450
12.417
33
8.092
2.488
5.491
5.219
272
113
113
-
1.642
4.697
3.030
1.584
82
12.638
12.163
475
8.108
2.467
5.528
5.255
273
113
113
-
1.617
4.801
3.007
1.653
141
11.854
11.381
472
8.306
2.450
5.743
5.386
357
113
113
-
1.629
4.506
2.852
1.573
81
12.140
11.763
376
8.540
2.434
5.993
5.610
383
113
113
-
1.851
4.402
2.690
1.629
82
10.669
10.040
629
8.542
2.403
6.026
5.646
380
113
113
-
1.993
7.243
2.566
4.596
82
9.961
9.255
706
8.615
2.416
6.077
5.695
382
122
113
9
2.010
4.401
2.490
1.816
95
10.056
9.548
508
8.593
2.370
6.110
5.725
385
113
113
-
2.056
5.228
3.087
2.046
95
10.425
9.728
696
8.642
2.368
6.150
5.763
387
124
113
11
1.918
5.953
3.070
2.800
83
11.083
10.391
693
8.639
2.348
6.170
5.932
239
122
113
9
1.979
6.808
3.070
3.644
94
11.302
11.253
50
8.861
2.317
6.422
6.184
238
122
113
9
2.423
6.799
2.986
3.733
80
11.439
11.350
89
8.948
2.292
6.534
6.233
302
122
113
9
2.656
5.562
3.052
2.371
138
12.434
11.874
560
8.888
2.218
6.548
6.251
297
122
113
9
2.627
5.926
3.133
2.649
144
13.275
12.604
670
9.477
2.241
7.124
6.733
390
113
113
-
2.513
7.363
3.115
4.101
147
13.131
12.488
643
9.500
2.215
7.163
6.904
259
122
113
9
2.514
5.889
3.025
2.715
149
12.684
11.931
753
9.594
2.238
7.234
6.975
259
122
113
9
2.607
5.512
2.835
2.531
146
11.353
11.109
244
9.784
2.222
7.439
7.173
266
122
113
9
3.002
5.391
2.682
2.503
206
8.947
8.768
180
9.767
2.238
7.407
7.165
242
122
113
9
77
10
(purchased)
2.340
21.004
7.391
6.255
1.018
118
11.946
11.945
1
7.310
2.160
4.998
4.763
236
153
153
0
r)
to debtors
- Committed
- Uncommitted
to other banks
- Committed
- Uncommitted
derivatives (sold)
- Others
Contingent Claims
- Accrued interest
- Others
- Issued guarantees
- Others
Others
- Channelling
- Credit disbursed
- Others
- Credit disbursed
- Others
r) Revised figures
22
Tabel 1.20.a. Rekening Administratif Bank Campuran
(Joint Venture Banks Off-Balance Sheet)

Indikator
Tagihan Komitmen
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
belum ditarik
Committed
Uncommitted
Belum ditarik
Committed
Uncommitted
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Lainnya
- Lainnya
Lainnya
- Penerusan Kredit
Lainnya
Lainnya
2012
2013
2014
2015
Indicator
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
55.391
10.100
45.005
58.106
9.451
48.472
59.633
10.331
49.142
63.713
10.176
53.155
68.713
9.313
59.228
70.972
7.207
63.273
71.023
8.645
61.699
70.780
5.890
64.306
74.992
8.886
65.842
83.621
8.866
74.588
82.879
6.174
76.001
80.866
5.075
75.611
91.061
4.867
83.862
98.700
4.835
91.318
86.224
4.629
79.589
87.157
3.868
81.019

104.664
285
176.221
117.523
182
176.775
118.283
161
196.267
135.951
381
187.237
125.246
171
195.865
127.969
492
204.941
122.348
679
187.595
116.787
584
186.641
115.951
265
185.957
112.816
167
197.863
117.278
704
210.533
116.238
180
210.096
115.314
2.332
218.870
122.157
2.547
223.364
128.167
2.006
221.576
125.769
2.270
228.063
126.435
1.967 - Others
12.083
92.581
15
15.654
101.869
161
15.957
102.326
162
16.505
119.446
155
16.505
108.741
77
15.864
112.105
80
15.194
107.154
82
15.054
101.732
72
14.234
101.717
17
13.501
99.315
17
14.898
102.381
15
16.095
100.143
18
12.198
103.116
23
13.251
108.906
22
16.651
111.516
36
16.256
109.513
26
17.498
108.937
27
16.788
117.826
29 -
4
11
6.022
32.721
13
147
10.307
47.973
16
146
9.983
48.117
13
142
11.344
48.401
10
67
11.095
50.452
8
72
10.237
57.075
9
72
9.868
72.076
5
67
9.290
60.919
9
8
8.983
60.920
10
7
8.494
63.909
7
8
8.582
71.347
7
12
8.570
69.377
9
14
7.228
67.615
7
14
6.711
77.105
10
26
6.448
84.893
7
19
6.437
74.645
8
19
6.285
74.958
8
21
6.299
77.252
215
257
75.594
75.366
225
3
20.359
20.294
65
5.013
0
4.593
4.439
153
420
420
-
229
74.231
73.972
256
3
19.988
19.931
57
5.073
0
4.661
4.508
153
412
412
-
417
86.458
86.207
249
2
20.970
20.901
69
5.194
0
4.762
4.608
153
433
429
3
366
91.364
91.016
346
2
20.536
20.445
91
5.334
0
4.900
4.746
153
435
435
-
504
94.904
94.546
356
2
20.040
19.954
85
5.411
0
4.975
4.822
153
436
436
-
567
90.600
90.243
355
3
19.183
19.087
96
5.545
0
5.124
4.957
167
421
421
-
527
86.342
85.976
363
3
18.499
18.383
116
5.563
0
5.148
4.995
153
414
414
-
770
89.145
88.760
381
4
18.296
18.187
110
5.731
0
5.311
5.119
192
419
419
-
720
90.368
89.944
420
4
18.265
18.166
98
5.810
0
5.388
5.377
10
422
422
-
641
93.454
93.018
432
4
20.859
20.752
107
5.900
0
5.473
5.463
10
427
427
-
588
93.259
92.812
442
4
20.767
20.581
186
5.984
0
5.509
5.499
10
474
474
-
2.549
91.771
91.311
454
5
17.489
17.489
0
6.041
0
5.589
5.579
10
452
452
-
1.612
94.647
94.196
446
5
17.134
17.134
0
6.155
0
5.691
5.681
10
464
464
-
1.418
93.312
92.848
457
6
17.427
17.427
0
6.370
0
5.909
5.899
10
461
461
-
630
94.694
94.213
475
6
17.056
17.056
0
6.460
0
5.998
5.987
10
463
463
-
611
100.500
99.984
509
6
18.093
18.093
0
6.575
0
6.107
6.097
10
468
468
-
935
102.224
101.680
538
6
16.272
16.272
0
6.710
0
6.234
6.224
10
476
476
-
41.154
4.510
36.560
(purchased)
84
143.637
62.290
62.040
246
4
15.200
15.158
42
3.753
0
3.506
3.352
153
247
247
-
to debtors
- Committed
- Uncommitted
to other banks
- Committed
- Uncommitted
derivatives (sold)
- Others
Contingent Claims
- Accrued interest
- Others
- Issued guarantees
- Others
Others
- Channelling
- Credit disbursed
- Others
- Credit disbursed
- Others
r) Revised figures
23
Tabel 1.21.a. Rekening Administratif Bank Asing
(Foreign Owned Banks Off-Balance Sheet)

Indikator
Tagihan Komitmen
masih berjalan
- Lainnya (Others)
Kewajiban Komitmen
belum ditarik
Committed
Uncommitted
Belum ditarik
Committed
Uncommitted
masih berjalan
- Lainnya
Tagihan Kontinjensi
- Lainnya
- Lainnya
Lainnya
- Penerusan Kredit
Lainnya
Lainnya
***) Angka-angka sangat-sangat sementara
2012
2013
Sep
Okt
2014
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
2015
Jul
Ags
Sep
Okt
Nov
Des
Indicator
Jan
140.520
8.192
132.324
182.605
13.317
169.256
183.577
12.963
170.613
197.921
13.757
184.165
198.742
13.996
184.725
206.913
14.042
192.845
210.460
13.350
196.529
207.868
13.064
194.770
220.923
13.296
207.627
225.725
13.426
212.299
238.802
13.633
225.169
234.942
13.314
221.627
225.268
13.452
211.746
255.793
14.013
241.781
248.574
13.898
234.671
156.503
14.035
142.449
238.213
14.243
223.960

4
302.516
147.600
31
1
408.950 418.420 ***)
213.372
220.540
444.852
236.286
21
450.692
237.527
27
352.873
246.580
580
338.382
237.373
34
454.376
229.941
434.345
204.633
440.847
202.434
500.378
245.612
351.222
241.593
70
351.248
247.449
374.529
269.576
5
379.392
282.909
20
343.414
244.353
10
380.969
282.793
- Others
33.500
114.101
3.302
41.044
172.328
6.325
40.667
179.873
6.529
42.120
194.166
5.775
42.453
195.074
6.303
43.317
203.263
6.701
40.386
196.987
5.670
40.484
189.457
5.446
44.305
160.329
6.771
41.999
160.435
6.098
40.931
204.682
6.198
41.317
200.276
7.138
42.186
205.262
7.488
44.855
224.720
7.361
47.161
235.748
6.170
49.015
195.337
7.812
49.567
233.226
5.087
47.749
239.663
6.140 -
338
2.964
7.328
144.037
141
6.184
9.058
179.887
131
6.398
9.568
181.474
152
5.623
10.050
192.103
33
6.270
11.769
194.823
96
6.605
11.034
203.918
144
5.526
10.231
207.396
139
5.307
11.347
207.354
143
6.628
11.211
211.730
28
6.069
9.984
222.331
149
6.050
9.002
239.412
143
6.995
10.791
227.604
3.070 r)
4.418
9.493
224.260
155
7.205
8.216
244.628
153
6.016
7.655
240.136
154
7.658
7.603
160.909
156
4.931
7.991
243.348
165
5.976
9.878
256.092
249
308
99.781
99.591
181
10
43.002
43.002
10.765
10.344
10.178
165
421
421
-
308***)
93.073
92.884
179
10
43.280
43.280
10.818
10.385
10.220
165
432
432
-
638
101.999
101.797
194
8
45.933
45.933
10.882
10.440
10.274
166
442
442
-
271
104.257
104.151
98
8
45.450
45.450
11.100
10.650
10.483
166
450
450
-
55
106.047
105.944
95
7
45.834
45.834
10.972
10.515
10.349
166
457
457
-
100.773
100.675
92
7
43.012
43.012
11.028
10.562
10.397
166
465
465
-
288
102.373
102.274
92
7
42.576
42.576
12.261
11.787
11.622
165
474
474
-
108.440
108.312
121
7
43.269
43.269
12.323
11.842
11.690
151
482
482
-
105.370
105.233
130
7
43.185
43.185
12.459
11.921
11.770
151
538
538
-
153
109.590
109.450
132
7
43.806
43.806
12.609
12.062
11.911
151
547
547
-
167
109.182
109.037
137
7
42.518
42.518
12.661
12.119
11.968
151
542
542
-
361
100.218
100.062
149
7
42.898
42.898
12.950
12.219
12.068
151
731
731
-
139
104.498
104.330
161
7
44.130
44.130
13.051
12.316
12.165
151
735
735
-
364
95.815
95.657
151
7
42.262
42.262
13.157
12.416
12.265
151
741
741
-
143
98.611
98.451
153
7
42.296
42.296
13.454
12.706
12.555
151
748
748
-
117
97.743
97.575
161
7
41.566
41.566
13.477
12.720
12.568
151
757
757
-
125
111.474
111.297
170
7
40.959
40.959
13.310
(purchased)
85.357
85.156
187
13
36.785
36.785
9.899
9.676
9.664
12
223
223
-
12.539
12.388
151
770
770
-
to debtors
- Committed
- Uncommitted
to other banks
- Committed
- Uncommitted
derivatives (sold)
- Others
Contingent Claims
- Accrued interest
- Others
- Issued guarantees
- Others
Others
- Channelling
- Credit disbursed
- Others
- Credit disbursed
- Others
***) Estimated figures
r) Revised figures
24
Tabel 1.22.a. Kinerja Bank Umum Konvensional
(Commercial Banks Performance)

2013
Keterangan
2015
Items
Sep
Rasio Pemenuhan Kecukupan Modal

Minimum (%)
2014
2012
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
21,01 Capital Adequacy Ratio (%)
17,43
18,11
18,48
18,72
18,13
19,91
19,91
19,77
19,33
19,48
19,45
19,39
19,70
19,53
19,63
19,77
19,57
- Modal
496.629
601.394
612.646
633.538
626.888
696.029
692.783
692.611
688.661
702.833
713.581
715.036
723.852
730.858
733.440
746.568
754.174
814.810
- ATMR
2.849.997
3.320.806
3.315.371
3.383.646
3.458.404
3.495.264
3.479.287
3.502.768
3.561.926
3.608.712
3.669.339
3.687.281
3.675.209
3.741.538
3.736.749
3.776.200
3.854.234
3.878.947
15,60
16,42
16,66
16,99
16,36
18,27
18,29
18,17
17,76
17,91
17,79
17,81
18,08
17,91
17,94
18,15
18,01
Rasio Modal Inti terhadap ATMR (%)

- Modal Inti (Tier I)
- ATMR
ROA (%)
- Capital
- Risk Weighted Assets
18,75 Core Capital Ratio to ATMR (%)
444.545
545.432
552.319
575.004
565.774
638.682
636.516
636.301
632.568
646.263
652.912
656.825
664.518
669.926
670.559
685.255
694.198
727.294
2.849.997
3.320.806
3.315.371
3.383.646
3.458.404
3.495.264
3.479.287
3.502.768
3.561.926
3.608.712
3.669.339
3.687.281
3.675.209
3.741.538
3.736.749
3.776.200
3.854.234
3.878.947
3,11
3,06
3,09
3,09
3,08
2,90
2,79
3,01
2,93
2,98
3,02
2,91
2,90
2,91
2,89
2,87
2,85
- Core Capital (Tier I)

2,82 Return On Assets Ratio (%)

- Profit
- Laba sebelum pajak
117.103
130.653
132.679
133.732
134.571
136.311
131.164
141.871
138.814
142.439
145.570
140.804
141.079
142.355
142.372
142.564
142.769
152.532
- Rata-rata total aset
3.761.912
4.269.024
4.296.687
4.328.225
4.365.364
4.704.589
4.704.448
4.719.077
4.745.361
4.778.705
4.817.211
4.832.305
4.856.622
4.897.413
4.932.537
4.967.179
5.004.089
5.417.813
74,10
74,35
73,74
74,95
74,08
82,93
79,48
77,34
77,19
76,20
75,45
76,54
76,37
76,14
76,14
76,16
76,29
- Biaya Operasional
321.357
272.984
298.646
353.066
368.460
53.965
82.430
118.983
152.786
186.053
218.558
259.135
294.176
331.305
367.997
406.608
446.217
56.987
- Operating Expenses
- Pendapatan Operasional
433.678
367.168
404.977
471.067
497.384
65.072
103.713
153.836
197.934
244.150
289.661
338.544
385.201
435.149
483.333
533.906
584.887
69.368
- Operating Income
5,49
5,48
5,50
4,88
4,89
4,17
4,18
4,28
4,26
4,22
4,22
4,20
4,21
4,21
4,24
4,24
4,23
BOPO (%)
NIM (%)
- Pendapatan bunga bersih
- Average total assets
82,15 Operating Expenses/Operating Income (%)
4,24 Net Interest Margin Ratio (%)

- Interest income net
200.338
226.470
228.967
231.216
233.841
246.975
247.087
252.437
251.690
250.760
252.257
251.819
253.786
255.233
258.061
259.471
260.940
283.884
3.648.741
4.134.927
4.161.857
4.742.537
4.782.557
5.922.528
5.905.662
5.896.304
5.909.664
5.936.520
5.978.554
5.992.080
6.022.841
6.058.539
6.090.379
6.118.637
6.161.761
6.691.609
83,58
88,91
89,47
89,97
89,70
90,47
90,47
91,17
90,79
90,30
90,25
92,19
90,63
88,93
88,45
88,65
89,42
2.597.026
3.024.448
3.027.457
3.081.594
3.158.099
3.125.561
3.134.461
3.169.647
3.222.850
3.262.111
3.324.847
3.339.705
3.352.392
3.413.557
3.403.652
3.448.211
3.526.364
3.487.843
- Total Credit to third party
3.107.385
3.401.635
3.383.707
3.425.301
3.520.616
3.454.949
3.464.669
3.476.779
3.549.751
3.612.717
3.683.973
3.622.653
3.699.016
3.838.472
3.848.279
3.889.630
3.943.697
3.942.067
- Total Third Party Funds
Rasio Aset Likuid (%)
18,45
15,92
15,85
15,50
15,77
15,06
15,15
14,58
15,12
16,31
15,78
15,21
14,21
16,18
16,35
16,27
16,24
- Aset Likuid Primer
616.043
560.114
554.127
545.510
589.158
534.690
541.642
514.369
551.766
625.072
610.892
570.498
530.989
651.638
673.152
676.518
686.023
724.886
- Aset Likuid Sekunder
142.989
168.325
166.499
174.449
163.506
173.603
171.239
178.448
177.717
176.202
179.425
178.809
183.522
193.406
184.825
188.037
192.598
189.545
4.115.003
4.575.253
4.545.650
4.643.724
4.773.892
4.704.589
4.704.307
4.751.823
4.824.212
4.912.082
5.009.817
4.927.835
5.026.825
5.223.740
5.248.656
5.313.591
5.410.098
5.417.813
- Rata-rata total aset produktif

LDR (%)
-
Total Kredit kepada pihak ketiga bukan

Bank
- Total Dana Pihak Ketiga
- Total Aset
Ket: Data tidak termasuk BUS, data kinerja BUS disajikan pada tabel 2.13
- Average total earning assets
88,48 Loan to Deposits Ratio (%)
16,88 Liquid Assets Ratio (%)
- Total Assets
Note : Excluding Sharia Banks (starting April 2010), Sharia Banks Performance on table 2.13
25
Tabel 1.23.a. Kinerja Bank Persero Konvensional
(State Owned Banks Performance)

2013
Keterangan
2015
Items
Sep

Minimum (%)
2014
2012
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
16,17
16,17
16,40
16,70
15,91
18,60
17,98
17,84
17,27
16,91
16,81
16,90
17,58
17,31
17,48
17,56
17,08
- Modal
166.297
192.847
194.358
201.731
198.288
233.021
224.844
224.400
220.153
218.610
219.898
223.797
229.100
228.772
229.548
232.941
235.019
263.073
- ATMR
1.028.287
1.192.526
1.185.125
1.207.733
1.246.469
1.253.042
1.250.738
1.257.797
1.275.095
1.292.751
1.307.776
1.324.087
1.303.140
1.321.527
1.313.287
1.326.402
1.375.677
1.384.382
14,59
14,96
14,89
15,39
14,58
17,47
16,92
16,78
16,22
15,89
15,62
15,87
16,49
16,27
16,26
16,50
16,14

- ATMR
ROA (%)
150.049
178.425
176.510
185.826
181.769
218.861
211.623
211.026
206.839
205.391
204.255
210.129
214.902
214.975
213.600
218.842
222.102
223.569
1.028.287
1.192.526
1.185.125
1.207.733
1.246.469
1.253.042
1.250.738
1.257.797
1.275.095
1.292.751
1.307.776
1.324.087
1.303.140
1.321.527
1.313.287
1.326.402
1.375.677
1.384.382
3,80
3,71
3,74
3,74
3,87
3,54
3,43
3,82
3,81
3,67
3,74
3,67
3,67
3,74
3,71
3,75
3,75

51.669
57.717
58.661
58.953
61.645
60.155
58.520
65.579
65.995
64.006
65.680
64.640
65.165
67.056
67.043
68.246
69.104
66.629
1.359.034
1.556.473
1.567.429
1.578.204
1.593.260
1.699.767
1.704.083
1.715.900
1.730.410
1.742.727
1.756.695
1.763.662
1.775.528
1.791.268
1.806.342
1.821.604
1.842.847
2.030.103
70,53
66,56
66,60
66,55
66,16
80,21
75,08
70,86
70,67
71,01
69,73
70,79
70,80
70,29
70,05
69,64
69,57
BOPO (%)
- Capital
- Profit
- Biaya Operasional
116.981
84.953
94.840
104.592
116.272
20.247
28.938
39.312
51.173
63.221
73.278
86.766
99.663
112.750
124.222
136.848
150.501
23.656
165.852
127.642
142.411
157.158
175.740
25.242
38.541
55.482
72.410
89.033
105.082
122.576
140.773
160.405
177.334
196.521
216.331
28.992
- Operating Income
5,95
5,97
6,04
5,43
5,50
4,96
5,13
5,25
5,20
5,16
5,14
5,10
5,12
5,12
5,14
5,14
5,11
NIM (%)
LDR (%)
Bank
79.244
90.692
92.336
93.120
95.200
100.471
104.039
106.678
106.170
105.892
106.347
105.661
106.684
107.444
108.622
109.422
109.862
124.766
1.331.277
1.518.879
1.529.793
1.714.676
1.731.075
2.025.132
2.029.010
2.030.993
2.041.956
2.053.920
2.067.818
2.071.693
2.085.134
2.099.153
2.114.640
2.130.287
2.147.990
2.362.380
79,84
88,72
88,07
89,29
86,70
89,84
89,64
89,64
88,98
88,53
88,46
88,75
87,73
86,45
85,97
85,66
83,73

959.128
1.125.090
1.125.057
1.145.988
1.181.726
1.159.580
1.166.047
1.178.302
1.199.339
1.206.035
1.234.235
1.238.718
1.254.133
1.275.444
1.267.022
1.284.068
1.325.087
1.312.532
1.201.284
1.268.088
1.277.421
1.283.491
1.363.062
1.290.656
1.300.786
1.314.445
1.347.928
1.362.280
1.395.240
1.395.751
1.429.498
1.475.270
1.473.854
1.499.077
1.582.488
1.533.382
20,06
15,73
16,23
15,57
15,84
14,50
14,41
14,00
15,33
17,31
15,40
14,51
13,02
15,40
16,30
15,25
16,66
229.643
179.612
187.883
180.049
199.232
160.709
163.896
154.137
184.291
223.533
193.751
177.735
154.992
208.254
228.379
213.750
254.338
234.112
78.295
80.985
82.490
82.424
79.349
85.673
83.497
88.200
87.699
86.721
87.591
84.222
86.992
87.039
88.079
87.266
91.707
90.578
1.535.343
1.657.000
1.666.037
1.685.957
1.758.873
1.699.767
1.716.756
1.731.177
1.773.941
1.791.994
1.826.532
1.805.468
1.858.592
1.917.186
1.942.006
1.974.227
2.076.518
2.030.103

- Total Aset

- Total Assets
26
Tabel 1.24.a. Kinerja BUSN Devisa Konvensional
(Foreign Exchange Commercial Banks Performance)

2013
Keterangan
2015
Items
Sep

Minimum (%)
2014
2012
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
15,33
16,00
15,97
16,23
16,01
17,20
17,39
17,24
16,95
16,76
16,69
16,76
16,82
16,64
16,72
16,70
16,42
- Modal
177.744
211.681
212.565
219.116
220.225
239.571
241.698
241.575
242.144
241.975
245.211
246.279
247.601
248.816
250.999
253.244
252.499
272.494
- ATMR
1.159.788
1.323.121
1.330.646
1.349.762
1.375.870
1.393.189
1.390.040
1.401.096
1.428.465
1.443.576
1.469.513
1.469.840
1.472.479
1.495.249
1.500.817
1.516.835
1.538.222
1.547.767
13,05
13,75
13,66
13,98
13,78
15,04
15,20
15,08
14,84
14,68
14,52
14,62
14,67
14,42
14,53
14,52
14,27

- ATMR
ROA (%)
- Capital
151.331
181.938
181.816
188.701
189.602
209.491
211.229
211.333
211.996
211.858
213.439
214.913
216.023
215.688
218.065
220.178
219.543
235.019
1.159.788
1.323.121
1.330.646
1.349.762
1.375.870
1.393.189
1.390.040
1.401.096
1.428.465
1.443.576
1.469.513
1.469.840
1.472.479
1.495.249
1.500.817
1.516.835
1.538.222
1.547.767
2,64
2,50
2,51
2,52
2,43
2,21
2,07
2,14
2,11
2,47
2,49
2,38
2,34
2,25
2,20
2,17
2,13


- Profit
38.452
40.888
41.276
41.632
40.571
39.881
37.484
38.770
38.290
45.037
45.561
43.875
43.328
41.871
41.111
40.757
40.306
43.416
1.455.843
1.635.928
1.644.041
1.654.302
1.667.964
1.806.441
1.807.605
1.810.090
1.813.921
1.822.034
1.833.438
1.841.620
1.849.600
1.861.548
1.871.092
1.880.295
1.890.222
2.021.478
74,88
77,78
76,82
80,03
78,07
86,84
81,50
81,12
81,04
78,20
77,85
78,90
79,00
79,53
80,05
80,24
80,70
- Biaya Operasional
112.722
102.216
110.316
147.270
138.893
21.335
27.466
41.567
54.366
67.058
79.586
94.757
108.043
121.923
137.285
151.747
167.522
17.205
150.543
131.421
143.610
184.014
177.897
24.568
33.703
51.244
67.082
85.751
102.233
120.097
136.762
153.309
171.488
189.118
207.584
20.689
- Operating Income
5,17
5,07
5,08
4,43
4,42
3,84
3,74
3,83
3,81
3,74
3,75
3,77
3,76
3,76
3,78
3,79
3,78
BOPO (%)
NIM (%)

72.679
79.850
80.376
80.819
81.316
85.688
83.252
85.272
85.106
83.771
84.420
85.091
85.461
85.621
86.174
86.557
87.102
91.815
1.404.733
1.575.379
1.583.167
1.824.766
1.838.391
2.234.220
2.228.729
2.227.827
2.231.022
2.240.051
2.251.847
2.259.658
2.270.137
2.277.729
2.282.002
2.286.651
2.302.325
2.459.826
81,58
84,72
85,87
85,13
83,77
83,73
84,21
86,33
86,05
85,89
86,26
86,07
85,03
84,54
84,74
85,30
85,66
1.026.324
1.158.362
1.169.129
1.178.509
1.202.706
1.196.529
1.201.696
1.220.565
1.236.069
1.251.699
1.272.478
1.274.333
1.269.766
1.292.004
1.298.928
1.312.831
1.342.612
1.324.860
1.257.990
1.367.281
1.361.464
1.384.327
1.435.791
1.428.968
1.427.086
1.413.854
1.436.481
1.457.270
1.475.133
1.480.588
1.493.398
1.528.255
1.532.828
1.539.040
1.567.343
1.584.612
15,47
13,32
13,10
12,84
14,66
13,98
13,93
12,91
13,20
13,64
13,81
15,60
13,83
14,40
14,39
14,57
14,87
203.772
181.023
176.127
173.971
216.884
199.186
199.243
182.025
189.873
202.706
209.084
240.607
206.564
222.140
226.532
231.058
244.859
263.156
41.689
49.012
48.843
51.569
49.644
53.306
52.653
52.218
51.002
50.173
51.989
54.326
56.877
59.654
55.016
56.260
52.411
55.320
1.586.631
1.727.395
1.717.066
1.756.912
1.818.240
1.806.441
1.808.768
1.815.061
1.825.414
1.854.486
1.890.458
1.890.712
1.905.464
1.957.131
1.956.990
1.972.319
1.999.417
2.021.478

LDR (%)
-

Bank

- Total Aset

- Total Assets
27
Tabel 1.25.a. Kinerja BUSN Non Devisa Konvensional
(Non-Foreign Exchange Commercial Banks Performance)

2013
Keterangan
2015
Items
Sep

Minimum (%)
2014
2012
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
20,80
22,29
22,30
22,21
23,16
24,15
24,05
23,65
23,36
23,85
23,50
23,25
23,35
23,14
23,24
23,00
23,07
- Modal
13.530
16.698
16.819
16.921
17.984
19.590
19.667
19.749
19.789
20.538
20.721
20.008
20.164
20.345
20.445
20.505
20.631
21.912
- Capital
- ATMR
65.057
74.920
75.431
76.170
77.653
81.122
81.783
83.499
84.710
86.119
88.176
86.066
86.353
87.936
87.983
89.156
89.411
91.843
19,38
20,60
20,63
20,54
21,47
22,55
22,84
22,42
22,16
22,28
21,94
21,68
21,78
21,53
21,63
21,40
21,49
12.610
15.435
15.563
15.643
16.675
18.293
18.678
18.724
18.768
19.191
19.347
18.659
18.812
18.929
19.032
19.083
19.213
20.516
- ATMR
65.057
74.920
75.431
76.170
77.653
81.122
81.783
83.499
84.710
86.119
88.176
86.066
86.353
87.936
87.983
89.156
89.411
91.843
3,31
3,34
3,30
3,27
3,26
2,16
2,49
2,61
2,52
2,57
2,57
2,37
2,35
2,29
2,28
2,26
2,16
ROA (%)

- Profit
3.204
3.751
3.725
3.715
3.744
2.716
3.128
3.297
3.203
3.278
3.306
3.051
3.024
2.960
2.954
2.946
2.839
2.341
96.840
112.452
112.988
113.554
114.799
125.653
125.884
126.452
126.875
127.641
128.813
128.577
128.861
129.380
129.836
130.451
131.315
137.329
79,30
78,51
78,83
79,11
79,67
86,52
84,07
83,58
84,00
83,87
84,03
84,53
84,80
85,16
85,64
85,73
86,31
- Biaya Operasional
12.149
10.228
11.519
12.851
14.260
1.454
2.740
4.179
5.617
7.113
8.653
9.680
11.192
12.667
14.659
16.138
17.751
1.528
15.320
13.028
14.612
16.246
17.900
1.680
3.259
5.000
6.688
8.481
10.297
11.452
13.197
14.875
17.117
18.824
20.567
1.723
- Operating Income
9,34
9,10
9,08
8,84
8,73
7,22
7,41
7,51
7,43
7,49
7,48
6,77
6,73
6,73
7,21
7,16
7,02
BOPO (%)
NIM (%)
8.606
9.750
9.770
9.780
9.761
9.041
9.295
9.461
9.380
9.521
9.586
8.651
8.627
8.618
9.176
9.126
9.091
8.551
92.126
107.093
107.592
110.581
111.801
125.257
125.494
126.014
126.317
127.035
128.091
127.844
128.222
128.020
127.228
127.469
129.441
139.716
82,73
88,86
89,65
90,46
85,10
86,53
89,32
89,14
91,09
89,89
89,39
89,01
90,14
89,76
82,32
88,17
87,81
69.804
79.835
79.114
80.512
82.634
81.831
83.030
84.551
86.546
88.188
90.427
89.055
88.701
90.228
82.362
90.040
91.795
91.076
84.374
89.846
88.243
89.001
97.102
94.575
92.962
94.849
95.013
98.111
101.160
100.046
98.401
100.518
100.052
102.122
104.544
101.964
19,32
14,92
14,71
13,28
15,03
14,78
16,24
14,80
13,48
14,16
13,43
17,15
12,98
14,10
14,75
16,21
18,15
19.716
16.314
16.009
14.608
18.417
17.688
19.556
17.968
16.354
17.512
17.114
21.791
16.094
17.910
19.014
21.406
24.762
20.568
1.291
1.430
1.320
1.218
891
883
920
908
926
1.000
978
873
886
920
741
744
803
708
108.758
118.971
117.813
119.212
128.498
125.653
126.115
127.587
128.147
130.704
134.669
132.132
130.833
133.535
133.934
136.604
140.823
137.329

LDR (%)
-

Bank

- Total Aset



- Total Assets
28
Tabel 1.26.a. Kinerja BPD Konvensional
(Regional Development Banks Performance)

2013
Keterangan
2015
Items
Sep

Minimum (%)
2014
2012
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
18,02
16,70
16,82
16,89
17,58
20,61
20,33
18,64
17,87
17,70
17,58
17,64
17,59
17,34
17,60
17,55
17,79
- Modal
35.198
38.083
38.547
39.254
40.343
47.652
47.538
44.403
43.148
43.265
44.174
43.475
44.039
45.055
45.850
46.002
46.922
53.459
- ATMR
195.318
228.091
229.131
232.437
229.459
231.213
233.794
238.250
241.388
244.448
251.298
246.441
250.372
259.763
260.565
262.152
263.682
262.103
16,66
15,43
15,56
15,63
16,33
19,41
19,13
17,37
16,68
16,49
16,42
16,47
16,31
16,06
16,32
16,27
16,55

- ATMR
ROA (%)
- Capital
32.531
35.193
35.652
36.328
37.474
44.869
44.729
41.391
40.268
40.316
41.255
40.593
40.842
41.731
42.512
42.655
43.630
47.867
195.318
228.091
229.131
232.437
229.459
231.213
233.794
238.250
241.388
244.448
251.298
246.441
250.372
259.763
260.565
262.152
263.682
262.103
2,90
3,26
3,19
3,18
3,18
3,28
2,88
3,52
2,98
2,88
3,03
2,59
2,69
2,90
2,90
2,77
2,68


- Profit
10.462
12.915
12.706
12.732
12.686
12.723
11.256
13.972
12.059
11.884
12.733
10.862
11.321
12.377
12.528
12.099
11.723
14.870
361.101
396.124
397.998
399.903
399.075
388.106
391.382
396.811
405.119
412.541
420.841
418.834
420.600
427.319
432.674
436.834
437.155
448.405
75,29
71,75
72,32
72,43
73,49
73,89
75,92
71,38
75,77
76,14
74,83
78,48
77,87
76,14
75,94
76,82
78,08
- Biaya Operasional
31.470
24.040
27.128
30.043
34.438
2.913
5.858
8.610
12.385
15.691
18.789
23.038
26.482
29.507
32.820
36.705
41.363
3.494
41.797
33.505
37.511
41.476
46.864
3.942
7.717
12.063
16.346
20.609
25.107
29.357
34.008
38.755
43.215
47.780
52.973
4.724
- Operating Income
6,70
7,24
7,24
6,93
7,04
7,07
6,87
6,92
6,73
6,61
6,52
6,60
6,62
6,61
6,60
6,57
6,65
BOPO (%)
NIM (%)

22.856
27.302
27.429
27.556
27.891
28.260
27.702
28.263
28.114
28.093
28.241
28.469
28.657
28.958
29.218
29.265
29.593
30.629
341.257
377.019
378.917
397.461
396.439
399.777
403.106
408.663
417.438
425.019
433.073
431.113
432.915
438.409
442.557
445.532
444.769
453.315
78,57
73,88
77,80
78,32
92,34
86,87
85,55
83,82
78,97
77,10
74,34
86,79
82,07
73,49
74,96
76,58
89,73
218.851
258.209
262.040
265.091
265.661
261.438
264.776
268.692
273.212
278.900
283.448
284.516
289.017
294.511
298.145
301.614
301.456
296.369
278.535
349.517
336.800
338.477
287.709
300.964
309.481
320.552
345.954
361.750
381.311
327.818
352.139
400.773
397.751
393.877
335.957
355.430
22,93
24,17
22,18
23,46
18,19
18,54
20,10
20,69
22,14
23,60
25,40
15,71
18,91
25,92
24,05
24,19
18,38
80.457
94.516
82.570
88.753
63.091
64.547
71.512
77.066
87.189
96.129
108.525
55.901
72.488
115.428
107.280
107.305
72.996
84.601
3.626
8.580
9.442
9.545
7.858
7.424
7.801
7.280
8.007
8.256
8.914
8.013
9.363
9.263
8.360
8.416
8.015
7.621
366.684
426.527
414.864
419.084
389.964
388.106
394.657
407.669
430.044
442.228
462.415
406.793
432.960
481.069
480.868
478.437
440.691
448.405

LDR (%)
-

Bank

- Total Aset

- Total Assets
29
Tabel 1.27.a. Kinerja Bank Campuran Konvensional
(Joint Venture Banks Performance)

2013
Keterangan
2015
Items
Sep

Minimum (%)
2014
2012
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
18,65
19,60
19,54
19,67
19,86
20,72
21,31
20,81
20,36
20,21
19,88
19,85
19,79
19,49
19,23
18,89
19,14
- Modal
30.770
41.604
37.768
42.275.853
43.832
46.210
46.522
45.041
45.375
45.530
45.349
45.419
45.615
45.660
45.861
46.151
47.767
50.482
- ATMR
164.956
212.290
193.268
214.954.109
220.744
222.979
218.289
216.486
222.842
225.304
228.078
228.815
230.449
234.303
238.426
244.350
249.533
250.200
16,52
17,28
17,07
17,25
16,78
17,85
18,44
17,95
17,55
17,38
17,09
17,11
17,02
16,71
16,49
16,18
16,44

- ATMR
ROA (%)
27.253
36.686
32.995
37.081
37.034
39.792
40.249
38.864
39.108
39.164
38.985
39.139
39.227
39.153
39.314
39.534
41.030
43.301
164.956
212.290
193.268
214.954
220.744
222.979
218.289
216.486
222.842
225.304
228.078
228.815
230.449
234.303
238.426
244.350
249.533
250.200
2,24
2,47
2,60
2,47
2,39
2,87
2,53
2,33
2,12
2,03
1,98
1,96
2,00
2,09
2,14
2,15
2,11

4.479
5.900
5.802
6.028
5.922
8.283
7.222
6.523
5.930
5.697
5.602
5.546
5.664
5.961
6.137
6.231
6.171
3.979
200.343
238.552
223.438
243.827
247.500
288.918
285.937
279.615
279.741
281.031
282.224
282.365
283.125
284.712
286.757
289.481
292.029
330.260
BOPO (%)
- Capital
- Profit
77,86
80,53
78,32
78,13
79,23
78,19
83,61
83,86
81,73
81,54
82,64
82,46
81,59
79,44
79,36
78,35
78,49
- Biaya Operasional
15.179
15.313
14.622
18.127
20.899
2.338
5.041
8.192
9.141
10.860
13.343
15.329
17.356
18.925
20.838
21.988
24.353
3.126
19.494
19.015
18.669
23.200
26.378
2.990
6.028
9.769
11.185
13.318
16.145
18.589
21.273
23.824
26.260
28.063
31.028
3.520
- Operating Income
3,63
3,46
3,36
2,99
3,00
2,37
2,32
2,37
2,36
2,35
2,36
2,38
2,40
2,40
2,40
2,40
2,40
NIM (%)

7.163
8.146
7.430
8.402
8.568
10.501
10.133
10.101
10.000
9.965
10.015
10.127
10.242
10.276
10.355
10.405
10.478
11.156
197.239
235.563
221.310
281.275
285.548
443.642
437.106
425.817
424.379
423.908
425.172
425.125
426.295
428.067
430.904
433.906
437.111
496.741
115,63
120,98
127,98
124,38
122,20
123,14
121,69
119,71
127,58
128,47
129,81
135,21
132,62
129,26
122,80
122,40
123,61
150.061
190.168
173.336
194.350
199.872
200.424
197.228
193.991
201.808
205.001
209.424
208.854
207.637
208.532
209.369
215.637
221.383
219.199
129.772
157.190
135.442
156.257
163.557
162.765
162.074
162.045
158.186
159.569
161.327
154.465
156.563
161.326
170.496
176.179
179.104
178.708
15,39
14,24
12,89
13,28
13,79
14,30
14,55
14,64
12,13
12,03
11,91
11,29
12,73
13,89
13,95
14,53
13,33
29.856
35.230
28.773
32.110
36.402
37.548
36.495
36.733
28.822
28.721
28.586
24.987
29.489
34.676
36.873
37.624
34.099
46.466
3.334
3.104
2.231
4.438
3.299
3.756
4.686
4.073
5.155
5.715
5.733
6.988
7.243
6.633
5.691
8.400
8.572
8.452
215.621
269.219
240.581
275.287
287.902
288.918
282.957
278.817
280.119
286.190
288.190
283.207
288.446
297.415
305.156
316.718
320.067
330.260

LDR (%)
-

Bank

- Total Aset

- Total Assets
30
Tabel 1.28.a. Kinerja Bank Asing Konvensional
(Foreign Owned Banks Performance)

2013
Keterangan
2015
Items
Sep

Minimum (%)
2014
2012
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
30,89
34,67
37,31
37,75
34,46
35,06
36,93
38,43
38,15
41,99
42,60
40,98
41,31
41,49
41,93
43,80
44,81
- Modal
73.091
100.481
112.590
114.240
106.216
109.986
112.516
117.444
118.054
132.915
138.228
136.059
137.333
142.210
140.739
147.726
151.336
153.390
- Capital
- ATMR
236.592
289.857
301.771
302.589
308.209
313.719
304.643
305.640
309.426
316.514
324.498
332.031
332.417
342.761
335.671
337.306
337.709
342.652
29,91
33,73
36,38
36,82
33,49
34,23
36,11
37,61
37,36
41,18
41,80
40,17
40,52
40,68
41,12
42,98
44,03
70.771
97.756
109.783
111.426
103.220
107.377
110.008
114.962
115.590
130.344
135.631
133.391
134.712
139.450
138.037
144.963
148.681
157.023
236.592
289.857
301.771
302.589
308.209
313.719
304.643
305.640
309.426
316.514
324.498
332.031
332.417
342.761
335.671
337.306
337.709
342.652

- ATMR
ROA (%)
3,06
2,88
3,00
3,15
2,92
3,17
3,48
3,52
3,43
3,19
3,21
3,23
3,15
3,01
3,10
3,01
3,08
8.837
9.481
10.510
10.672
10.003
12.553
13.552
13.730
13.337
12.537
12.687
12.830
12.576
12.130
12.599
12.285
12.626
21.298
288.751
329.497
350.792
338.434
342.766
395.704
389.558
390.209
389.294
392.731
395.201
397.247
398.908
403.185
405.837
408.514
410.520
450.239
BOPO (%)
- Profit
80,78
85,14
83,51
82,05
83,06
85,39
85,63
84,44
82,99
82,02
80,88
81,06
80,23
80,79
79,66
80,57
79,30
- Biaya Operasional
32.856
36.235
40.221
40.183
43.697
5.679
12.386
17.122
20.103
22.111
24.908
29.565
31.441
35.532
38.174
43.183
44.727
7.978
40.672
42.558
48.164
48.973
52.606
6.650
14.465
20.278
24.223
26.958
30.795
36.473
39.187
43.983
47.918
53.599
56.405
9.721
- Operating Income
3,47
3,34
3,41
2,79
2,65
1,87
1,86
1,87
1,93
2,03
2,03
2,04
2,08
2,08
2,09
2,12
2,12
NIM (%)
LDR (%)
Bank
9.790
10.730
11.627
11.539
11.104
13.013
12.666
12.663
12.920
13.518
13.649
13.821
14.114
14.315
14.515
14.696
14.814
16.967
282.108
320.994
341.078
413.777
419.302
694.502
682.217
676.990
668.552
666.588
672.552
676.648
680.137
687.160
693.048
694.791
700.125
779.630

111,21
125,38
118,69
124,98
130,05
127,53
128,68
130,70
135,91
133,70
138,30
148,93
143,85
146,72
143,01
136,07
140,04
172.859
212.784
218.781
217.144
225.500
225.759
221.684
223.546
225.876
232.290
234.835
244.229
243.138
252.838
247.827
244.021
244.031
243.807
155.430
169.714
184.337
173.746
173.395
177.020
172.281
171.033
166.190
173.736
169.801
163.985
169.017
172.329
173.298
179.335
174.261
187.971
22,30
20,90
21,82
20,99
19,88
19,60
18,94
18,44
18,15
19,88
19,15
18,04
17,91
19,00
19,09
21,21
19,89
52.599
53.418
62.766
56.018
55.132
55.012
50.941
46.439
45.239
56.470
53.832
49.477
51.362
53.229
55.074
65.375
54.969
75.982
14.754
25.214
22.173
25.255
22.464
22.561
21.681
25.769
24.930
24.338
24.220
24.386
22.162
29.897
26.937
26.951
31.089
26.866
301.966
376.142
389.287
387.272
390.415
395.704
383.411
391.512
386.547
406.479
407.553
409.524
410.531
437.404
429.704
435.287
432.582
450.239
- Total Aset
- Total Assets
31
Tabel 1.29 Perkembangan Aset Bank Umum Berdasarkan Kelompok Bank
(Growth of Commercial Banks Assets Based Group Bank)

Miliar Rp ( Billion Rp )
2013
Kelompok Bank
2014
2015
2012
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Group of Bank
Jan
- Bank Persero
1.535.343
1.657.000
1.666.037
1.685.957
1.758.873
1.699.767
1.716.770
1.731.177
1.773.954
1.792.021
1.826.534
1.813.415
1.858.626
1.917.187
1.942.742
1.974.227
2.076.605
2.030.924
- State Owned Banks
- BUSN Devisa
1.705.408
1.855.771
1.854.386
1.896.373
1.962.539
1.946.984
1.950.219
1.959.219
1.972.793
2.003.325
2.040.291
2.041.885
2.093.688
2.147.547
2.149.155
2.169.150
2.200.142
2.221.590
- Foreign Exchange
- BUSN Non Devisa
135.472
150.541
149.899
151.723
162.457
158.996
158.708
162.521
162.458
165.158
170.947
172.031
171.065
174.949
176.483
179.987
186.817
182.326
- Non-Foreign Exchange
- BPD
366.685
426.527
414.741
419.084
389.964
388.106
394.657
407.669
430.044
442.228
462.415
408.890
432.960
481.069
480.868
478.437
440.691
448.393
- Regional Development
- Bank Campuran
217.713
271.328
261.752
277.342
290.219
290.928
284.986
280.898
282.299
288.254
290.273
285.408
252.045
260.674
266.701
274.048
278.312
282.539
- Joint Venture Banks
- Bank Asing
301.966
376.142
370.029
387.272
390.415
395.704
383.411
391.512
386.547
406.479
407.553
409.524
410.531
437.404
429.704
435.287
432.582
450.239
- Foreign Owned Banks
4.262.587
4.737.308
4.716.845
4.817.751
4.954.467
4.880.485
4.888.752
4.932.997
5.008.095
5.097.466
5.198.013
5.131.153
5.218.916
5.418.830
5.445.652
5.511.136
5.615.150
5.616.012
Commercial Banks
Commercial Banks
Banks
Total
Total
32
Tabel 1.30 Jumlah Bank Umum Berdasarkan Pengelompokan Total Aset
(Total of Commercial Banks Based on Total Assets)

Desember 2009
Kelompok Bank
< Rp.
1
Triliun
Desember 2010
Desember 2011
Desember 2012
Desember 2013
Januari 2014
Desember 2014
Januari 2015
Rp. 1 Rp. 10
Rp. 1 Rp. 10
Rp. 1 Rp. 10
Rp. 1 Rp. 10
Rp. 1 Rp. 10
Rp. 1 Rp. 10
Rp. 1 Rp. 10
Rp. 1 Rp. 10
> Rp. < Rp.
> Rp. < Rp.
> Rp. < Rp.
> Rp. < Rp.
> Rp. < Rp.
> Rp. < Rp.
> Rp. < Rp.
> Rp.
s.d
s.d
s.d
s.d
s.d
s.d
s.d
s.d
s.d
s.d
s.d
s.d
s.d
s.d
s.d
s.d
50
1
50
1
50
1
50
1
50
1
50
1
50
1
50
10
50
10
50
10
50
10
50
10
50
10
50
10
50
10
50
Triliun Triliun
Triliun Triliun
Triliun Triliun
Triliun Triliun
Triliun Triliun
Triliun Triliun
Triliun Triliun
Triliun
Triliun Triliun
Triliun Triliun
Triliun Triliun
Triliun Triliun
Triliun Triliun
Triliun Triliun
Triliun Triliun
Triliun Triliun
Group of Bank
Bank Persero
State Owned Banks
BUSN Devisa
18
18
10
18
10
17
11
15
12
16
12
16
12
15
10
12
Foreign Exchange
Commercial Banks
BUSN Non Devisa
21
21
12
15
10
17
18
18
21
20
Non-Foreign Exchange
Commercial Banks
BPD
17
15
11
14
11
14
11
14
11
13
12
10
15
10
15
Regional Development
Banks
Bank Campuran
Joint Venture Banks
Bank Asing
Foreign Owned Banks
Total
25
56
29
11
23
53
34
12
13
57
32
18
11
57
31
21
56
32
23
56
32
23
53
37
23
51
38
23
Total
33
Tabel 1.31 Aset Produktif Bank Umum Konvensional dan Kualitas Kredit Bank Umum kepada Bank Lain
(Earning Assets of Commercial Banks and Credit Quality of Commercial Banks to Other Bank)
Indikator
2013
2012
Sep
Okt
2014
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
2015
Jul
Ags
Sep
Okt
Nov
Des
Indicator
Jan
3.416.989
3.970.762
3.956.974
4.051.171
4.115.372
4.093.757
4.105.080
4.174.744
4.202.006
4.276.222
4.350.313
4.238.345
4.357.488
4.387.087
4.370.469
4.436.454
4.531.435
4.667.587 Earning Assets
3.250.997
3.786.570
3.768.006
3.862.279
3.929.648
3.887.028
3.886.237
3.956.278
3.994.204
4.052.832
4.124.774
4.000.213
4.128.104
4.153.584
4.146.306
4.195.053
4.308.971
4.415.322
110.176
123.033
126.706
126.643
124.978
142.856
152.204
151.334
138.941
149.700
151.004
161.195
150.135
153.410
142.008
158.674
143.405
167.324
c. Kurang Lancar
9.189
11.187
11.241
10.717
9.481
11.881
12.265
13.692
13.761
15.566
13.902
13.800
13.151
15.170
17.292
16.573
12.864
15.970
c. Sub-Standard
d. Diragukan
9.515
8.973
9.252
9.525
9.132
9.165
11.120
11.042
10.973
12.661
14.825
14.991
14.894
14.160
13.311
14.225
14.395
12.878
d. Doubtful
56.093
e. Loss
Aset Produktif Neraca

a. Lancar
b. DPK
e. Macet
Aset Produktif Transaksi
1)
Rekening Administratif
a. Lancar
b. DPK
37.113
40.999
41.769
42.007
42.131
42.827
43.255
42.398
44.127
45.463
45.809
48.146
51.204
50.763
51.551
51.929
51.799
b. Special Mention
1.066.117
1.261.094
1.266.749
1.461.321
1.331.086
1.369.968
1.324.084
1.294.608
1.277.134
1.290.923
1.342.684
1.341.081
1.374.501
1.400.415
1.438.294
1.396.255
1.441.570
1.469.511 Earning Assets - Account
1.053.796
1.243.688
1.247.442
1.440.056
1.308.578
1.348.408
1.296.585
1.275.018
1.255.879
1.271.945
1.322.507
1.321.222
1.350.052
1.376.868
1.417.141
1.375.981
1.422.274
1.449.941
Administrative Transactions
11.337
16.227
18.125
19.950
21.134
20.034
23.265
17.959
19.446
17.094
18.122
17.698
22.404
21.404
18.291
17.174
16.207
16.621
c. Kurang Lancar
662
385
437
594
404
703
707
781
690
795
959
877
678
820
1.426
1.825
1.986
1.720
d. Diragukan
141
230
232
240
270
293
320
248
363
350
403
399
422
376
436
347
402
552
e. Macet
181
564
513
481
699
530
3.207
603
756
739
693
886
946
948
1.001
928
701
678
Non Performing Earning Aset

(Nominal)
a. Current
60.345
66.729
67.431
67.980
68.947
65.399
70.874
68.764
70.671
75.573
76.591
79.098
81.294
82.236
85.016
85.827
82.148
87.891
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Lost
Non Performing Earning Asset
(Nominal)
17.812
23.595
23.473
26.643
26.968
26.467
25.644
27.113
27.428
26.967
26.805
26.594
24.006
30.792
30.937
31.371
32.192
32.542 Interbank Loans
17.668
23.481
23.351
26.479
26.859
26.360
25.485
26.989
27.305
26.828
26.555
26.307
23.879
30.668
30.814
31.246
32.089
32.444
64
14
23
43
37
43
39
54
162
178
39
36
34
39
11
15
c. Kurang Lancar
18
12
12
c. Sub-Standard
d. Diragukan
d. Doubtful
80
98
95
104
101
101
117
77
79
80
76
92
76
80
85
85
84
80
80
101
98
121
102
106
122
81
84
84
88
108
88
88
90
86
93
84
Kredit kepada Bank Lain

a. Lancar
b. DPK
e. Macet
Non Performing Loan kepada

Bank Lain (Nominal)
1) - Terdapat koreksi pada periode Januari 2011 s.d Maret 2013 dimana angka pada Aset Produktif Transaksi Rekening Administratif (TRA) dan angka pada Non
Performing Earning Aset yang telah dipublikasikan merupakan angka aset produktif pada neraca dalam bentuk kredit.
- Sejak periode April 2013 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of credit,
fasilitas kredit yang belum ditarik, dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset adalah total dari non performing aset
pada neraca dan non performing earning aset pada TRA.
- Terdapat koreksi pada periode Oktober 2012 s.d. Januari 2014, yaitu berdasarkan PBI No.14/15/PBI/2012 tentang Penilaian Kualitas Aset Bank Umum maka angka pada
Aset Produktif Transaksi Rekening Administratif (TRA) telah mencakup TRA yang bersifat committed (yang tidak memenuhi kriteria sebagai uncommitted) dan
uncommitted (pemberian fasilitas yang dalam perjanjiannya memuat klausula bahwa Bank dapat membatalkan atau tidak memenuhi fasilitas karena kondisi atau alasan
tertentu)
- Sejak periode Februari 2014 angka pada TRA adalah kewajiban komitmen dan kontijensi yang antara lain meliputi penerbitan jaminan letter of credit, standby letter of
credit, fasilitas kredit yang belum ditarik (committed dan uncommitted), dan/atau kewajiban komitmen dan kontijensi lain, sehingga angka Non Performing Earning Aset
adalah total dari non performing aset pada neraca dan non performing earning aset pada TRA.
1)
a. Current
a. Current
b. Special Mention
e. Loss
Interbank Non Performing Loan
(Nominal)
1) - There is a correction in January 2011 until March 2013 where numbers on the arning assets - account administrative transactions and the numbers of Non Performing
Assets earning who has published is a number of earning assets as a credit.
- Since the period of April 2013, numbers on the Earning Assets - Acoount administrative transactions is commited and contingent liabilities that include issuance of
guarantees, letters of credit, standby letters of credit, unused borrowing, and/or other commited and contengent liabilities, so the number of Non Performing Earning assets is
the total of non-performing earning assets on the balance sheet and non-performing earning assets on the account administrative transactions
- There is a correction in the period October 2012 s.d. January 2014, which is based on PBI No.14/15/PBI/2012 Commercial Bank Asset Quality Rating for the numbers on
Earning Assets Balance Sheet (TRA) TRA has covers that are committed (which does not meet the criteria as uncommitted) and uncommitted (giving facilities are in agreement
contains a clause that the Bank may cancel or do not meet the conditions or facilities for some reason)
- Since the period of February 2014 is the number at the TRA commitments and contingent liabilities which include the issuance of guarantee letters of credit, standby letters
of credit, undrawn credit facilities (committed and uncommitted), and / or other contingent liabilities and commitments, so the numbers non-Performing assets Earning is the
total of non-performing assets on the balance sheet and earnings of non-performing assets in the TRA.
34
Tabel 1.32 Aset Produktif Bank Persero dan Kualitas Kredit Bank Persero kepada Bank Lain
(Earning Asset of State Owned Banks and Credit Quality of State Owned Banks to Other Bank)
2013
Indikator
a. Lancar
b. DPK
2012
Sep
Okt
2014
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
2015
Jul
Ags
Sep
Okt
Nov
Des
Indicator
Jan
1.260.415
1.451.485
1.448.443
1.471.593
1.511.620
1.484.253
1.500.432
1.525.493
1.526.561
1.561.514
1.577.654
1.568.087
1.621.511
1.633.058
1.639.922
1.683.710
1.719.355
1.746.524
1.176.286
1.367.546
1.357.198
1.383.136
1.423.606
1.382.735
1.393.143
1.418.429
1.429.014
1.458.144
1.473.510
1.455.967
1.516.058
1.528.594
1.538.614
1.573.556
1.618.156
1.629.447
Earning Assets
a. Current
b. Special Mention
59.753
58.394
65.860
63.723
64.199
75.064
80.096
80.481
70.284
74.819
75.572
82.773
75.182
74.029
71.563
80.109
73.414
83.709
c. Kurang Lancar
2.699
3.646
3.486
2.985
2.499
4.601
3.780
3.515
3.754
4.326
4.242
4.570
4.618
5.084
4.709
4.008
3.258
6.089
c. Sub-Standard
d. Diragukan
4.709
3.577
3.502
3.284
2.874
2.838
4.328
4.782
4.071
4.428
5.056
4.937
4.740
4.968
4.360
5.280
4.699
3.948
d. Doubtful
16.967
18.322
18.396
18.465
18.441
19.016
19.085
18.286
19.438
19.798
19.274
19.841
20.914
20.383
20.676
20.756
19.829
21.458
309.868
340.296
343.076
358.119
359.504
375.793
363.930
349.741
353.283
362.229
362.166
358.008
369.141
359.231
383.047
386.107
398.351
306.205
335.434
338.643
353.258
352.102
371.068
354.232
344.062
347.797
355.931
355.358
350.802
362.386
352.245
376.839
379.262
391.594
393.848
e. Macet
Rekening Administratif 1)
a. Lancar
b. DPK
3.545
4.390
3.987
4.416
6.828
4.239
6.568
5.170
4.896
5.685
6.148
6.388
5.918
6.122
5.400
5.847
6.187
6.428
c. Kurang Lancar
63
89
58
78
46
124
85
59
137
97
99
102
82
89
77
265
66
99
d. Diragukan
30
66
77
63
57
57
115
113
70
120
149
112
118
112
75
74
70
226
e. Macet
24
317
311
303
471
306
2.930
338
384
396
412
604
636
664
656
658
434
441

(Nominal)
e. Loss
399.644 Earning Assets - Account
28.038
30.407
29.818
29.595
31.217
26.941
30.323
27.092
27.854
29.165
29.232
30.165
31.108
31.299
30.553
31.042
28.355
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Loss
32.262

(Nominal)
2.866
4.863
4.469
5.157
5.705
5.997
6.079
7.016
6.638
6.570
6.002
6.985
5.358
4.969
4.569
4.460
4.854
2.740
4.763
4.362
5.050
5.607
5.899
5.973
6.905
6.527
6.459
5.880
6.714
5.249
4.863
4.467
4.352
4.774
4.882
48
16
11
32
37
36
37
47
174
36
33
29
36
b. Special Mention
c. Kurang Lancar
c. Sub-Standard
d. Diragukan
d. Doubtful

a. Lancar
b. DPK
e. Macet

Bank Lain (Nominal)
78
93
92
96
98
97
75
74
75
75
76
86
73
73
72
72
72
69
78
93
92
96
98
97
75
74
75
75
76
97
73
73
72
72
72
69
tertentu)
1)
a. Current
a. Current
e. Loss
(Nominal)
35
Tabel 1.33 Aset Produktif BUSN Devisa dan Kualitas Kredit BUSN Devisa kepada Bank Lain
(Earning Asset of Foreign Exchange Banks and Credit Quality of Foreign Exchange Banks to Other Bank)
2013
Indikator
2014
2015
2012
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Indicator
Jan
1.327.140
1.492.362
1.495.295
1.530.529
1.557.562
1.570.698
1.571.014
1.594.282
1.597.021
1.607.651
1.637.715
1.587.250
1.673.008
1.652.693
1.641.441
1.660.853
1.713.244
1.789.186 Earning Assets
1.274.458
1.432.009
1.437.181
1.469.927
1.499.030
1.507.956
1.503.871
1.526.048
1.529.964
1.533.295
1.561.699
1.509.340
1.594.024
1.569.504
1.564.068
1.574.450
1.636.540
1.702.905
33.686
39.659
36.913
39.063
37.211
40.966
44.382
45.078
43.092
48.307
49.131
49.975
49.362
53.158
44.693
53.445
46.023
53.909
c. Kurang Lancar
3.810
4.015
4.515
4.534
4.009
4.077
4.605
4.777
4.737
5.672
4.688
5.175
5.094
5.937
8.169
8.437
5.171
5.525
c. Sub-Standard
d. Diragukan
2.305
2.500
2.337
2.577
2.698
2.961
3.122
3.315
4.125
4.766
5.666
5.877
5.929
5.343
5.206
5.239
6.514
6.090
d. Doubtful
12.881
14.179
14.350
14.428
14.614
14.738
15.034
15.063
15.103
15.611
16.531
16.883
18.600
18.750
19.305
19.281
18.996
20.758
402.700
471.017
465.269
606.755
483.630
488.983
476.834
475.597
479.720
492.433
494.199
500.703
521.411
529.531
525.981
521.783
519.087
400.677
469.023
462.026
602.466
480.305
485.040
471.021
471.037
473.901
488.744
490.659
497.386
513.269
523.565
521.098
517.365
515.068
527.626

a. Lancar
b. DPK
e. Macet
a. Lancar
a. Current
b. Special Mention
e. Loss
b. Special Mention
1.830
1.800
3.067
4.120
3.181
3.791
5.510
4.252
5.388
3.354
3.251
3.066
7.889
5.778
4.590
4.196
3.715
3.914
c. Kurang Lancar
85
41
55
65
37
43
148
155
135
117
108
95
46
49
65
66
90
109
c. Sub-Standard
d. Diragukan
71
46
49
54
50
54
58
67
145
83
89
77
133
71
69
91
105
117
d. Doubtful
e. Macet
37
108
72
49
57
56
96
85
151
135
92
79
74
68
159
65
108
66
19.190
20.888
21.378
21.708
21.465
21.929
23.064
23.463
24.396
26.384
27.174
28.186
29.875
30.219
32.974
33.180
30.984
32.665
9.085
9.621
9.812
10.192
10.250
10.022
9.937
10.034
10.136
10.325
10.672
10.628
10.197
10.151
10.233
10.244
10.550
9.069
9.611
9.805
10.142
10.243
10.013
9.889
10.025
10.130
10.311
10.660
10.623
10.184
10.139
10.219
10.231
10.532
10.373
16
30
b. Special Mention
c. Kurang Lancar
17
11
c. Sub-Standard
d. Diragukan
d. Doubtful
e. Macet
40
11
11
11
11
20
44
12
11
11
12
18
11
b. DPK

(Nominal)
a. Lancar
b. DPK

Bank Lain (Nominal)
tertentu)
1)
a. Current
e. Loss
(Nominal)
a. Current
e. Loss
(Nominal)
36
Tabel 1.34 Aset Produktif BUSN Non Devisa dan Kualitas Kredit BUSN Non Devisa kepada Bank Lain
(Earning Asset of Non Foreign Exchange Banks and Credit Quality of Non Foreign Exchange Banks to Other Bank)
2013
Indikator
Sep
2014
2015
2012
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Indicator
Des
Jan
114.848 Earning Assets
82.482
95.228
95.940
99.233
106.351
103.374
102.286
105.783
108.009
109.357
115.571
106.405
110.405
105.301
103.655
96.921
110.115
79.366
91.557
92.250
95.478
102.965
99.012
97.716
101.245
103.149
104.142
109.953
100.652
104.837
99.865
98.345
93.266
104.585
108.772
1.872
2.532
2.440
2.519
2.276
3.065
3.192
3.304
3.367
3.635
4.038
4.128
3.946
3.870
3.659
2.469
3.796
4.341
c. Kurang Lancar
361
253
345
294
226
319
258
287
480
327
253
299
296
294
291
265
331
280
c. Sub-Standard
d. Diragukan
197
271
263
267
235
288
425
274
336
604
563
505
457
465
585
360
590
522
d. Doubtful
e. Macet
686
615
641
675
649
690
694
673
677
648
764
822
869
807
775
560
813
933
e. Loss
4.045
4.038
5.602
5.196
4.500
5.548
5.503
5.483
4.983
5.173
4.916
5.217
6.088
5.823
7.677
7.780
7.715
4.042
4.027
5.597
5.189
4.492
5.536
5.488
5.473
4.981
5.159
4.903
5.206
6.078
5.815
7.673
7.758
7.699
8.624
b. DPK
10
11
15
13
12
10
20
14
21
c. Kurang Lancar
c. Sub-Standard
d. Diragukan
d. Doubtful
e. Macet
1.246
1.140
1.250
1.237
1.111
1.299
1.378
1.236
1.494
1.581
1.580
1.626
1.623
1.568
1.652
1.186
1.736
1.737
a. Lancar
b. DPK

a. Lancar

(Nominal)
a. Current
b. Special Mention
a. Current
b. Special Mention
e. Loss
(Nominal)
890
1.119
1.111
1.091
1.072
1.042
1.010
1.001
981
994
992
1.001
977
959
940
981
944
928 Interbank Loans
888
1.114
1.104
1.084
1.070
1.040
1.007
998
977
991
877
996
973
953
933
978
939
924
b. DPK
107
b. Special Mention
c. Kurang Lancar
c. Sub-Standard
d. Diragukan
d. Doubtful
e. Macet
e. Loss

a. Lancar

Bank Lain (Nominal)
tertentu)
1)
a. Current

(Nominal)
37
Tabel 1.35 Aset Produktif BPD dan Kualitas Kredit BPD kepada Bank Lain
(Earning Asset of Regional Development Banks and Credit Quality of Regional Development Banks to Other Bank)
2013
Indikator
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
a. Lancar
b. DPK
2014
2015
2012
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
297.222
356.826
353.164
287.538
341.642
337.868
4.570
7.828
945
1.459
Nov
355.008
334.497
325.632
336.290
352.300
368.852
375.862
391.310
352.777
366.463
390.108
391.903
340.010
321.098
309.037
319.212
334.892
350.401
356.610
372.695
332.361
346.928
371.295
373.501
7.486
7.107
5.762
8.896
9.075
9.068
8.881
8.916
8.721
9.890
8.676
8.659
1.563
1.496
1.052
1.507
1.485
1.312
2.260
2.388
1.686
1.071
959
Indicator
Des
Jan
387.902
367.146
368.222
349.383
354.784
8.036
8.622
7.103
11.780
863
1.182
1.233
785
907
b. Special Mention
c. Sub-Standard
637
924
908
1.053
987
859
1.012
1.292
1.065
1.215
1.668
1.711
1.676
1.359
1.228
1.276
1.378
1.139
d. Doubtful
3.532
4.973
5.339
5.341
5.598
5.334
5.505
5.737
6.244
6.733
6.540
7.744
8.224
7.931
7.956
8.549
8.497
9.098
e. Loss
31.651
32.034
31.070
30.626
31.877
31.257
30.148
29.948
30.130
29.898
30.163
29.708
30.483
30.529
30.520
29.239
28.145
31.320
31.666
30.683
30.267
31.601
30.848
29.629
29.394
29.503
29.236
29.593
29.077
30.005
30.124
30.171
28.873
27.796
25.977
249
235
266
231
130
270
370
386
358
360
302
364
214
183
145
167
179
262
c. Kurang Lancar
12
13
17
54
90
44
24
13
13
27
14
d. Diragukan
25
17
18
19
26
16
23
17
28
54
66
34
31
29
28
26
e. Macet
44
112
96
98
118
113
123
141
197
184
172
176
217
178
146
165
140
151
5.195
7.488
7.931
8.020
7.784
7.837
8.152
8.508
9.838
10.638
10.163
10.792
11.122
10.376
10.570
11.256
10.829
11.313

(Nominal)
a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Loss
(Nominal)
357
656
664
671
709
698
665
727
734
791
883
901
914
878
913
939
970
949 Interbank Loans
357
656
664
670
708
697
664
726
732
780
882
897
913
878
911
938
970
948
b. DPK
10
b. Special Mention
c. Kurang Lancar
c. Sub-Standard
d. Diragukan
d. Doubtful
e. Macet
e. Loss

a. Lancar

Bank Lain (Nominal)
tertentu)
1)
a. Current
a. Current

(Nominal)
38
Tabel 1.36 Aset Produktif Bank Campuran dan Kualitas Kredit Bank Campuran kepada Bank Lain
(Earning Assets of Joint Venture Banks and Credit Quality of Joint Venture Banks to Other Bank)
2013
Indikator
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet

(Nominal)
2014
2015
2012
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
191.046
238.969
233.049
184.439
230.282
224.946
4.239
6.487
540
754
Nov
246.918
255.735
254.672
248.545
246.415
252.415
258.755
259.759
254.183
224.759
225.402
228.099
238.530
246.183
245.560
239.100
237.222
242.377
248.445
249.575
244.024
215.545
215.347
217.964
5.812
6.091
7.097
6.645
7.159
6.732
7.337
6.825
6.341
6.409
5.605
6.159
373
276
376
320
247
444
693
1.167
1.276
937
749
Indicator
Des
Jan
235.747
235.747
225.126
225.126
239.398
6.316
6.827
6.827
6.258
b. Special Mention
962
1.044
982
982
1.554
c. Sub-Standard
a. Current
d. Doubtful
482
400
905
989
983
1.029
1.033
912
893
1.189
1.415
1.492
1.622
1.434
1.308
1.401
1.401
663
1.346
1.047
1.015
1.033
1.097
1.118
1.005
1.106
1.116
1.130
1.152
1.321
1.237
1.500
1.467
1.411
1.411
2.299
125.802
148.136
148.212
168.205
156.794
158.239
151.382
144.531
143.134
139.490
146.621
145.405
140.051
146.019
152.074
149.283
149.283
124.223
145.890
146.148
166.123
154.721
156.102
149.414
142.678
141.391
137.671
145.147
143.706
138.420
143.988
150.270
147.626
147.626
155.430
1.452
2.081
1.896
1.986
1.929
2.052
1.887
1.782
1.695
1.752
1.408
1.609
1.547
1.934
1.714
1.563
1.563
1.700
93
81
128
42
58
46
42
34
37
59
59
65
63
57
53
56
56
44
c. Sub-Standard
d. Doubtful
e. Loss
83
39
54
64
17
14
12
18
21
21
18
18
18
20
34
22
22
25
25
20
19
20
20
2.495
2.365
2.459
2.393
2.601
2.553
2.366
2.532
2.749
3.553
3.909
3.839
3.694
3.993
3.909
3.888
3.888
4.581
a. Current
b. Special Mention
e. Loss
(Nominal)
76r)
74
68
152
142
135
139
123
117
113
115
100
104
86
388
388
391 Interbank Loans
a. Lancar
76
r)
74
68
152
142
135
139
123
117
113
115
100
104
86
388
388
391
b. DPK
b. Special Mention
c. Kurang Lancar
c. Sub-Standard
d. Diragukan
d. Doubtful
e. Macet
e. Loss

Bank Lain (Nominal)
tertentu)
a. Current

(Nominal)
39
Tabel 1.37 Aset Produktif Bank Asing dan Kualitas Kredit Bank Asing kepada Bank Lain
(Earning Assets of Foreign Owned Banks and Credit Quality of Foreign Owned Banks to Other Bank)
2013
Indikator
2014
2015
2012
Sep
Okt
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
258.683
335.892
331.082
248.910
323.532
318.562
347.889
349.606
355.128
346.514
352.053
349.148
363.083
368.306
369.643
361.342
380.524
365.448
335.198
336.766
342.730
333.195
340.035
339.300
352.197
357.342
357.870
350.712
368.979
353.815
6.057
8.133
8.196
8.140
8.434
8.222
8.300
6.674
5.980
7.198
7.201
8.019
7.365
7.534
833
1.061
959
1.132
1.319
1.057
1.889
3.342
1.836
1.686
1.758
1.749
1.435
2.029
d. Diragukan
e. Macet
1.184
1.301
1.338
1.355
1.354
1.188
1.200
467
482
458
457
470
469
590
624
668
668
517
1.700
1.864
2.028
2.064
1.732
1.931
1.931
1.534
1.550
1.544
1.548
1.535
1.361
1.392
1.371
1.371
1.371
1.547
192.051
265.573
273.520
292.420
294.780
310.148
296.287
289.310
265.884
261.700
304.618
302.041
307.328
329.282
338.995
302.064
302.064
187.329
257.648
264.346
282.753
285.358
299.814
286.801
282.365
258.305
255.205
296.848
295.045
299.894
321.131
331.091
295.096
295.096
338.436
4.258
7.709
8.905
9.191
9.059
9.671
8.914
6.360
7.107
5.931
7.002
6.260
6.827
7.380
6.439
5.380
5.380
4.296
b. Special Mention
409
170
188
395
259
483
414
529
327
430
649
591
474
612
1.203
1.432
1.432
1.453
c. Sub-Standard
d. Diragukan
16
18
48
50
72
149
124
33
124
115
108
126
115
140
245
136
136
185
e. Macet
40
27
33
31
31
32
33
23
20
19
12
19
17
18
19
19
19
18
4.181
4.441
4.594
5.027
4.768
4.840
5.590
5.928
4.340
4.253
4.532
4.490
3.872
4.781
5.358
5.274
5.274
5.335
a. Lancar
b. DPK
c. Kurang Lancar

a. Lancar
b. DPK
c. Kurang Lancar

(Nominal)
Nov
Indicator
Des
Nov
Des
Jan
371.321
371.321
360.433
360.433
380.016
7.741
7.201
7.201
7.328
b. Special Mention
1.897
1.648
1.648
1.615
c. Sub-Standard
a. Current
d. Doubtful
e. Loss
d. Doubtful
e. Loss
(Nominal)
4.610
7.261
7.343
9.464
9.077
8.568
7.818
8.196
8.816
8.169
8.143
6.962
6.460
13.731
14.196
14.360
14.360
4.610
7.261
7.343
9.464
9.077
8.568
7.818
8.196
8.816
8.169
8.143
6.962
6.460
13.731
14.196
14.360
14.360
14.926
b. DPK
b. Special Mention
c. Kurang Lancar
c. Sub-Standard
d. Diragukan
d. Doubtful
e. Macet
e. Loss

a. Lancar

Bank Lain (Nominal)
tertentu)
**) Angka-angka sangat sementara
***) Angka-angka sangat-sangat
1)
a. Current
a. Current

(Nominal)
**) Very provisional figures
40
Tabel 1.38 Komposisi Dana Pihak Ketiga Bank Umum
(Composition of Third Party Funds of State Owned Banks)

Desember 2009
Keterangan
Giro
Rupiah
Valas
Tabungan
Rupiah
Nominal
Desember 2010
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Desember 2011
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Desember 2012
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Desember 2013
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Januari 2014
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Desember 2014
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Januari 2015
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
465.222
23,85
535.855
22,91
652.708
23,44
767.070
23,78
846.781
23,11
814.099
22,65
889.586
21,62
891.867
332.198
17,03
383.808
16,41
485.716
17,44
567.801
17,61
569.927
15,55
542.201
15,08
605.276
14,71
593.865
133.024
6,82
152.047
6,50
166.992
6,00
199.270
6,18
276.854
7,56
271.898
7,56
284.309
6,91
298.001
585.707
30,03
733.157
31,35
898.245
32,25
1.076.830
33,39
1.212.707
33,10
1.175.885
32,71
1.284.458
31,22
1.223.513
544.411
27,91
678.621
29,02
840.063
30,16
1.010.488
31,33
1.123.696
30,67
1.086.970
30,24
1.187.559
28,86
1.125.918
41.295
2,12
54.536
2,33
58.181
2,09
66.342
2,06
89.011
2,43
88.915
2,47
96.899
2,36
97.595
899.783
46,13
1.069.811
45,74
1.234.072
44,31
1.381.298
42,83
1.604.480
43,79
1.604.713
44,64
1.940.376
47,16
1.990.978
Rupiah
761.844
39,05
928.089
39,68
1.072.770
38,52
1.179.242
36,56
1.331.527
36,34
1.344.758
37,41
1.641.743
39,90
1.681.754
Valas
137.939
7,07
141.723
6,06
161.302
5,79
202.056
6,26
272.952
7,45
259.955
7,23
298.633
7,26
309.224
Valas
Simpanan Berjangka
- Jangka Waktu 1 bulan
7,26
29,80 Saving
27,42
2,38
Foreign Exchange
Rupiah
Foreign Exchange
48,49 Time Deposits

40,95
Rupiah
7,53
Foreign Exchange
- Periode 1 Month
673.312
24,18
677.030
20,99
814.742
22,24
815.724
22,69
925.812
22,50
938.474
22,85
Valas
110.978
3,98
128.829
3,99
172.312
4,70
160.748
4,47
162.363
3,95
164.936
4,02
-
Rupiah
222.071
7,97
251.926
7,81
264.156
7,21
281.258
7,82
374.111
9,09
393.150
9,57
Valas
21.467
0,77
27.543
0,85
33.743
0,92
34.562
0,96
47.267
1,15
49.993
1,22
-
Rupiah
90.412
3,25
125.555
3,89
120.795
3,30
121.650
3,38
149.345
3,63
152.200
3,71
Valas
15.504
0,56
27.215
0,84
37.508
1,02
35.123
0,98
45.471
1,11
49.578
1,21
-
- Jangka Waktu >= 12 bulan
Valas
21,72 Demand Deposits

14,46
Rupiah
Rupiah
Items
Rupiah
Total DPK
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Rupiah
Foreign Exchange
- Periode 3 Month
Rupiah
Foreign Exchange
- Periode 6 Month
Rupiah
Foreign Exchange
- Periode >= 12 Month
Rupiah
86.975
3,11
124.731
3,87
131.834
3,60
126.125
3,51
192.350
4,68
197.669
4,81
Rupiah
Valas
13.352
0,48
18.469
0,57
29.390
0,80
29.523
0,82
43.433
1,06
44.617
1,09
Foreign Exchange
1.950.712
100,00
2.338.824
100,00
2.785.024
100,00
3.225.198
100,00
3.663.968
100,00
3.594.697
100,00
4.114.420
100,00
4.106.358
1.638.454
83,99
1.990.518
85,11
2.398.549
86,12
2.757.530
85,50
3.025.150
82,56
2.973.929
82,73
3.434.579
83,48
3.401.537
312.258
16,01
348.306
14,89
386.475
13,88
467.668
14,50
638.818
17,44
620.768
17,27
679.841
16,52
704.821
100,00 Total Third Party Funds

82,84
Rupiah
17,16
Foreign Exchange
41
Tabel 1.39 Komposisi Dana Pihak Ketiga Bank Persero
(Composition of Third Party Funds of State Owned Banks)

Desember 2009
Keterangan
Giro
Rupiah
Valas
Tabungan
Rupiah
Valas
Simpanan Berjangka
Rupiah
Valas
Nominal
Desember 2010
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
172.602
136.512
36.090
278.581
268.894
9.687
332.201
274.965
57.236
22,03
17,43
4,61
35,56
34,32
1,24
42,41
35,10
7,31
Nominal
Desember 2011
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
194.533
152.770
41.763
323.767
311.891
11.876
380.106
328.677
51.429
21,65
17,00
4,65
36,04
34,72
1,32
42,31
36,58
5,72
Nominal
Desember 2012
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Desember 2013
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Januari 2014
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Desember 2014
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Januari 2015
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Komposisi thd
Total DPK (%)
Items
(Composition to
Total Third Party
Funds) (%)
242.853
190.600
52.253
395.372
383.292
12.080
401.027
350.866
50.161
23,37
18,34
5,03
38,04
36,88
1,16
38,59
33,76
4,83
272.149
206.540
65.610
483.022
467.656
15.366
446.113
378.829
67.283
22,65
17,19
5,46
40,21
38,93
1,28
37,14
31,54
5,60
300.056
200.001
100.054
555.319
533.277
22.042
507.687
420.785
86.903
22,01
14,67
7,34
40,74
39,12
1,62
37,25
30,87
6,38
271.796
177.051
94.745
530.699
508.527
22.171
488.161
415.624
72.537
21,06
13,72
7,34
41,12
39,40
1,72
37,82
32,20
5,62
318.259
214.126
104.133
601.858
572.294
29.565
662.370
566.153
96.217
20,11
13,53
6,58
38,03
36,16
1,87
41,86
35,78
6,08
294.320
185.864
108.456
561.013
533.076
27.937
678.048
577.781
100.268

12,12
Rupiah
7,07
Foreign Exchange
36,59 Saving
34,76
Rupiah
1,82
Foreign Exchange
44,22 Time Deposits
37,68
Rupiah
6,54
Foreign Exchange
-

Rupiah
Valas
229.284
35.179
22,06
3,39
223.177
46.712
18,58
3,89
245.364
58.290
18,00
4,28
239.605
44.058
18,56
3,41
297.812
56.968
18,82
3,60
300.279
55.416
19,58
3,61

Rupiah
Valas
62.782
4.976
6,04
0,48
71.970
5.442
5,99
0,45
74.076
4.879
5,43
0,36
77.642
5.769
6,02
0,45
137.470
7.816
8,69
0,49
146.262
9.091
9,54
0,59

Rupiah
Valas
19.550
5.922
1,88
0,57
32.208
8.401
2,68
0,70
33.634
12.737
2,47
0,93
34.974
12.086
2,71
0,94
43.608
16.905
2,76
1,07
42.987
20.399
2,80
1,33
783.384
680.371
103.013
898.405
793.338
105.067
39.250
4.084
1.039.253
924.759
114.494
3,78
0,39
100,00
88,98
11,02
51.475
6.729
1.201.284
1.053.025
148.259
4,28
0,56
100,00
87,66
12,34
67.710
10.996
1.363.062
1.154.063
208.999
4,97
0,81
100,00
84,67
15,33
63.404
10.624
1.290.656
1.101.202
189.453
4,91
0,82
100,00
85,32
14,68
87.264
14.529
1.582.488
1.352.573
229.915
5,51
0,92
100,00
85,47
14,53
88.012
15.362
1.533.382
1.296.721
236.661

Rupiah
Valas
Total DPK
Rupiah
Valas
100,00
86,85
13,15
100,00
88,31
11,69
- Periode 1 Month
Rupiah
Foreign Exchange
- Periode 3 Month
Rupiah
Foreign Exchange
- Periode 6 Month
Rupiah
Foreign Exchange
5,74
Rupiah
1,00
Foreign Exchange
84,57
Rupiah
15,43
Foreign Exchange
42
Tabel 1.40 Komposisi Dana Pihak Ketiga BUSN Devisa
(Composition of Third Party Funds of Foreign Exchange Commercial Banks)

Desember 2009
Keterangan
Giro
Rupiah
Nominal
Rupiah
Rupiah
Nominal
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Desember 2012
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Desember 2013
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Januari 2014
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Desember 2014
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Januari 2015
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Komposisi thd
Total DPK (%)
Nominal
19,71
195.216
20,02
225.170
19,19
264.982
19,58
294.181
18,95
285.285
18,50
309.227
17,86
310.815
13,33
133.895
13,73
166.221
14,17
198.251
14,65
204.067
13,15
195.469
12,67
212.135
12,25
213.558
49.827
6,38
61.322
6,29
58.949
5,02
66.731
4,93
90.113
5,80
89.817
5,82
97.093
5,61
97.257
254.350
32,56
316.054
32,41
388.030
33,07
461.038
34,07
502.864
32,39
500.210
32,43
522.792
30,20
513.214
238.632
30,55
294.034
30,15
363.575
30,99
433.712
32,05
463.249
29,84
460.675
29,87
483.010
27,90
472.601

12,26
Rupiah
5,59
29,47 Saving
27,14
Rupiah
15.718
2,01
22.020
2,26
24.455
2,08
27.326
2,02
39.614
2,55
39.535
2,56
39.782
2,30
40.613
47,73
464.038
47,58
560.098
47,74
627.129
46,35
755.341
48,66
756.934
49,07
898.991
51,93
917.233
326.063
41,75
407.603
41,79
490.904
41,84
541.950
40,05
629.323
40,54
631.931
40,97
742.631
42,90
754.480
46.729
5,98
56.435
5,79
69.194
5,90
85.179
6,29
126.018
8,12
125.004
8,10
156.360
9,03
162.753
9,35
Foreign Exchange
- Periode 1 Month
2,33
Foreign Exchange
372.792
Valas
-
307.839
26,24
320.362
23,68
408.004
26,28
407.375
26,41
455.492
26,31
453.570
26,05
Valas
47.742
4,07
49.251
3,64
73.030
4,70
73.562
4,77
78.597
4,54
82.876
4,76
-
Rupiah
107.755
9,18
127.361
9,41
130.349
8,40
135.240
8,77
166.425
9,61
175.456
10,08
Valas
9.728
0,83
14.451
1,07
21.551
1,39
20.943
1,36
29.852
1,72
30.830
1,77
-

Rupiah
39.826
3,39
54.242
4,01
49.986
3,22
49.632
3,22
59.592
3,44
60.712
3,49
Valas
5.505
0,47
12.135
0,90
16.359
1,05
15.011
0,97
24.066
1,39
24.306
1,40
-
Foreign Exchange
52,68 Time Deposits

43,33
Rupiah
Rupiah
Rupiah
Foreign Exchange
- Periode 3 Month
Rupiah
Foreign Exchange
- Periode 6 Month
Rupiah
Foreign Exchange
Rupiah
35.483
3,02
39.985
2,95
40.984
2,64
39.684
2,57
61.097
3,53
64.741
3,72
Rupiah
Valas
6.219
0,53
9.343
0,69
15.078
0,97
15.487
1,00
23.746
1,37
24.640
1,42
Foreign Exchange
781.072
100,00
975.308
100,00
1.173.297
100,00
1.353.149
100,00
1.552.385
100,00
1.542.429
100,00
1.731.019
100,00
1.741.262
Rupiah
668.798
85,63
835.532
85,67
1.020.700
86,99
1.173.913
86,75
1.296.639
83,53
1.288.074
83,51
1.437.776
83,06
1.440.640
Valas
112.274
14,37
139.777
14,33
152.597
13,01
179.236
13,25
255.746
16,47
254.355
16,49
293.243
16,94
300.622
Total DPK
Items
(Composition to
Total Third Party
Funds) (%)
104.102
Valas
Simpanan Berjangka
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Desember 2011
153.929
Valas
Tabungan
Desember 2010

82,74
Rupiah
17,26
Foreign Exchange
43
Tabel 1.41 Komposisi Dana Pihak Ketiga BUSN Non Devisa
(Composition of Third Party Funds of Non-Foreign Exchange Commercial Banks)

Desember 2009
Keterangan
Komposisi thd
Total DPK (%)
Nominal
Giro
Rupiah
Valas
Tabungan
Rupiah
Valas
Simpanan Berjangka
Rupiah
Valas
Desember 2010
(Composition to
Total Third Party
Funds) (%)
Desember 2011
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Desember 2012
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Desember 2013
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Januari 2014
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Desember 2014
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Januari 2015
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Komposisi thd
Total DPK (%)
Nominal
2.184
4,96
2.745
4,66
3.634
4,37
5.074
4,86
5.844
4,76
5.136
4,27
7.056
5,00
6.514
2.183
4,96
2.745
4,66
3.634
4,37
5.074
4,86
5.844
4,76
5.136
4,27
7.056
5,00
6.514
0,00
4.161
9,46
6.178
10,48
10.281
12,37
12.794
12,26
14.402
11,72
14.366
11,95
16.422
11,64
16.242
4.161
9,46
6.178
10,48
10.281
12,37
12.794
12,26
14.402
11,72
14.366
11,95
16.422
11,64
16.242
37.635
85,57
50.026
84,86
69.180
83,25
86.478
82,88
102.636
83,52
100.726
83,78
117.549
83,35
115.534
37.635
85,57
50.026
84,86
69.180
83,25
86.478
82,88
102.636
83,52
100.726
83,78
117.549
83,35
115.534
0,00
Foreign Exchange
- Periode 1 Month
36.567
44,01
43.915
42,09
61.923
50,39
58.845
48,94
64.013
45,39
61.964
44,81
Valas
Rupiah
18.991
22,86
22.133
21,21
24.123
19,63
25.143
20,91
28.290
20,06
27.001
19,52
Valas
Rupiah
11.284
13,58
15.658
15,01
12.534
10,20
12.393
10,31
16.041
11,37
16.818
12,16
Valas
Rupiah
2.337
2,81
4.771
4,57
4.056
3,30
4.345
3,61
9.123
6,47
9.751
7,05
Valas
58.950
100,00
83.095
100,00
104.346
100,00
122.883
100,00
120.228
100,00
141.027
100,00
138.289
43.979
100,00
58.950
100,00
83.095
100,00
104.346
100,00
122.883
100,00
120.228
100,00
141.027
100,00
138.289
Foreign Exchange
100,00
Rupiah
43.980
Foreign Exchange
83,55 Time Deposits

83,55
Rupiah
Valas
11,74 Saving
11,74
Rupiah

4,71
Rupiah
Rupiah
Total DPK
Items
(Composition to
Total Third Party
Funds) (%)
Rupiah
Foreign Exchange
- Periode 3 Month
Rupiah
Foreign Exchange
- Periode 6 Month
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange

100,00
Rupiah
-
Foreign Exchange
44
Tabel 1.42 Komposisi Dana Pihak Ketiga BPD
(Composition of Third Party Funds of Regional Development Banks)

Desember 2009
Keterangan
Komposisi thd
Total DPK (%)
Nominal
Giro
Rupiah
Valas
Tabungan
Rupiah
Valas
Simpanan Berjangka
Rupiah
Valas
Desember 2010
(Composition to
Total Third Party
Funds) (%)
Desember 2011
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Desember 2012
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Desember 2013
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Januari 2014
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Desember 2014
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Januari 2015
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Komposisi thd
Total DPK (%)
Nominal
63.848
41,94
62.196
33,87
88.456
37,59
112.953
40,55
107.070
37,21
114.089
37,91
120.899
35,99
134.941
63.553
41,74
61.725
33,61
88.094
37,43
112.715
40,47
106.398
36,98
113.565
37,73
120.531
35,88
134.570
294
0,19
471
0,26
362
0,15
238
0,09
673
0,23
524
0,17
368
0,11
371
43.728
28,72
53.614
29,20
67.338
28,61
79.968
28,71
95.827
33,31
86.063
28,60
100.949
30,05
87.666
43.724
28,72
53.595
29,19
67.318
28,60
79.938
28,70
95.786
33,29
86.021
28,58
100.903
30,03
87.629
0,00
19
0,01
20
0,01
30
0,01
41
0,01
41
0,01
46
0,01
36
44.673
29,34
67.815
36,93
79.555
33,80
85.614
30,74
84.812
29,48
100.813
33,50
114.109
33,97
132.823
44.148
29,00
67.365
36,69
78.767
33,47
84.903
30,48
83.838
29,14
99.825
33,17
113.270
33,72
131.879
525
0,34
450
0,24
787
0,33
711
0,26
974
0,34
987
0,33
839
0,25
944
0,01
Foreign Exchange
Rupiah
Foreign Exchange
37,37 Time Deposits

37,10
Rupiah
0,27
Foreign Exchange
- Periode 1 Month
46.523
19,77
37.513
13,47
40.872
14,21
52.993
17,61
53.562
15,94
69.364
19,52
Valas
673
0,29
468
0,17
854
0,30
865
0,29
795
0,24
899
0,25
-
Rupiah
14.335
6,09
12.214
4,39
12.263
4,26
16.862
5,60
19.129
5,69
18.987
5,34
Valas
51
0,02
14
0,01
0,00
12
0,00
0,00
0,00
-
Rupiah
12.559
5,34
13.495
4,84
16.389
5,70
15.665
5,20
15.889
4,73
17.140
4,82
Valas
0,00
27
0,01
84
0,03
79
0,03
15
0,00
15
0,00
-
Valas
0,10
24,66 Saving
24,65
Rupiah

37,86
Rupiah
Rupiah
Total DPK
Items
(Composition to
Total Third Party
Funds) (%)
Rupiah
Foreign Exchange
- Periode 3 Month
Rupiah
Foreign Exchange
- Periode 6 Month
Rupiah
Foreign Exchange
Rupiah
5.349
2,27
21.682
7,78
14.314
0,01
14.306
4,75
24.670
7,34
26.368
7,42
Rupiah
Valas
59
0,03
203
0,07
32
100,00
32
0,01
21
0,01
22
0,01
Foreign Exchange
152.251
100,00
183.624
100,00
235.348
100,00
278.535
100,00
287.709
100,00
300.964
100,00
335.957
100,00
355.430
151.425
99,46
182.685
99,49
234.179
99,50
277.555
99,65
286.021
99,41
299.412
99,48
334.704
99,63
354.079
826
0,54
939
0,51
1.169
0,50
980
0,35
1.688
0,59
1.552
0,52
1.253
0,37
1.351

99,62
Rupiah
0,38
Foreign Exchange
45
Tabel 1.43 Komposisi Dana Pihak Ketiga Bank Campuran
(Composition of Third Party Funds of Joint Venture Banks)

Desember 2009
Keterangan
Nominal
Giro
Rupiah
Valas
Tabungan
Rupiah
Desember 2010
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Desember 2011
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Desember 2012
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Desember 2013
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Januari 2014
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Desember 2014
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Januari 2015
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Komposisi thd
Total DPK (%)
Items
(Composition to
Total Third Party
Funds) (%)
21.472
22,66
22.280
22,70
25.396
22,57
34.508
26,05
44.293
26,92
42.625
26,09
40.859
27,30
40.176
7.136
7,53
7.984
8,13
9.485
8,43
12.226
9,23
16.744
10,18
15.966
9,77
13.334
8,91
13.158

8,77
Rupiah
14.336
15,13
14.295
14,56
15.912
14,14
22.282
16,82
27.549
16,74
26.660
16,32
27.525
18,39
27.018
18,01
Foreign Exchange
7.418
7,83
14.507
14,78
18.503
16,44
19.292
14,57
23.245
14,13
23.451
14,35
20.925
13,98
22.121
3.983
4,20
6.156
6,27
8.402
7,47
8.529
6,44
10.268
6,24
10.626
6,50
7.548
5,04
7.762
14,74 Saving
5,17
Rupiah
3.436
3,63
8.351
8,51
10.101
8,98
10.763
8,13
12.978
7,89
12.825
7,85
13.377
8,94
14.358
65.871
69,51
61.374
62,52
68.642
60,99
78.654
59,38
96.995
58,95
97.323
59,56
87.883
58,72
87.728
Rupiah
43.203
45,59
40.151
40,90
44.532
39,57
47.948
36,20
53.835
32,72
53.220
32,57
58.079
38,81
58.176
58,48 Time Deposits

38,78
Rupiah
Valas
22.668
23,92
21.223
21,62
24.110
21,42
30.706
23,18
43.160
26,23
44.103
26,99
29.804
19,91
29.553
19,70
Foreign Exchange
- Periode 1 Month
Valas
Simpanan Berjangka

Rupiah
27.920
24,81
26.748
20,19
33.557
20,40
30.358
18,58
33.116
22,13
32.241
21,49
Valas
15.002
13,33
20.389
15,39
28.477
17,31
29.055
17,78
15.709
10,50
15.272
10,18
-

Rupiah
8.971
7,97
9.285
7,01
11.791
7,17
14.179
8,68
11.066
7,39
13.369
8,91
Valas
3.725
3,31
3.964
2,99
4.910
2,98
5.644
3,45
7.470
4,99
7.923
5,28
-

Rupiah
4.539
4,03
6.842
5,17
5.146
3,13
5.653
3,46
6.746
4,51
6.950
4,63
Valas
3.062
2,72
4.743
3,58
7.141
4,34
6.706
4,10
3.268
2,18
3.613
2,41
-
Foreign Exchange
Rupiah
Foreign Exchange
- Periode 3 Month
Rupiah
Foreign Exchange
- Periode 6 Month
Rupiah
Foreign Exchange
Rupiah
3.102
2,76
5.073
3,83
3.341
2,03
3.030
1,85
7.152
4,78
5.616
3,74
Rupiah
Valas
2.321
2,06
1.611
1,22
2.632
1,60
2.699
1,65
3.358
2,24
2.745
1,83
Foreign Exchange
94.761
100,00
98.161
100,00
112.541
100,00
132.454
100,00
164.533
100,00
163.400
100,00
149.668
100,00
150.025
Rupiah
54.321
57,32
54.292
55,31
62.418
55,46
68.704
51,87
80.847
49,14
79.812
48,84
78.962
52,76
79.096
Valas
40.440
42,68
43.869
44,69
50.123
44,54
63.751
48,13
83.686
50,86
83.588
51,16
70.706
47,24
70.929
Total DPK
9,57

52,72
Rupiah
47,28
Foreign Exchange
46
Tabel 1.44 Komposisi Dana Pihak Ketiga Bank Asing
(Composition of Third Party Funds of Foreign Owned Banks)

Desember 2009
Keterangan
Nominal
Giro
Rupiah
Valas
Tabungan
Rupiah
Desember 2010
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Desember 2011
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Desember 2012
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Desember 2013
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Januari 2014
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Desember 2014
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
Januari 2015
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)
Nominal
51.854
44,10
58.886
47,35
67.199
47,49
77.405
49,80
95.338
54,98
95.167
53,76
93.276
53,53
105.101
19.242
16,36
24.689
19,85
27.683
19,56
32.996
21,23
36.873
21,27
35.014
19,78
38.094
21,86
40.202
27,73
34.197
27,49
39.516
27,93
44.409
28,57
58.465
33,72
60.153
33,98
55.182
31,67
64.900
34,53
Foreign Exchange
14,63
19.038
15,31
18.721
13,23
20.715
13,33
21.050
12,14
21.098
11,92
21.511
12,34
23.258
6.222
5,29
6.768
5,44
7.195
5,09
7.858
5,06
6.713
3,87
6.754
3,82
7.382
4,24
8.607
12,37 Saving
4,58
Rupiah
9,34
12.270
9,87
11.526
8,15
12.857
8,27
14.336
8,27
14.343
8,78
14.129
8,11
14.651
41,28
46.452
37,35
55.572
39,28
57.310
36,87
57.008
32,88
60.756
34,32
59.474
34,13
59.612
Rupiah
32.267
27,44
34.265
27,55
38.522
27,23
39.133
25,18
41.111
23,71
43.432
24,53
44.062
25,28
43.905
Valas
16.270
13,84
12.187
9,80
17.050
12,05
18.176
11,69
15.897
9,17
17.324
9,79
15.413
8,84
15.707
7,79
8,36
Foreign Exchange
- Periode 1 Month
25.177
17,79
25.315
16,29
25.022
14,43
26.549
15,00
21.817
12,52
21.056
11,20
Valas
12.382
8,75
12.011
7,73
11.660
6,72
13.209
7,46
10.294
5,91
10.474
5,57
-
Rupiah
9.237
6,53
8.962
5,77
11.553
6,66
12.193
6,89
11.731
6,73
12.075
6,42
Valas
2.987
2,11
3.673
2,36
2.397
1,38
2.194
1,24
2.122
1,22
2.140
1,14
-

Rupiah
2.654
1,88
3.110
2,00
3.107
1,79
3.334
1,88
7.470
4,29
7.592
4,04
Valas
1.010
0,71
1.910
1,23
1.188
0,69
1.240
0,70
1.218
0,70
1.245
0,66
-
Foreign Exchange
31,71 Time Deposits

23,36
Rupiah
Rupiah
Rupiah
Foreign Exchange
- Periode 3 Month
Rupiah
Foreign Exchange
- Periode 6 Month
Rupiah
Foreign Exchange
Rupiah
1.453
1,03
1.746
1,12
1.429
0,82
1.356
0,77
3.043
1,75
3.182
1,69
Rupiah
Valas
670
0,47
583
0,38
651
0,38
681
0,38
1.779
1,02
1.848
0,98
Foreign Exchange
117.594
100,00
124.376
100,00
141.491
100,00
155.430
100,00
173.395
100,00
177.020
100,00
174.261
100,00
187.971
Rupiah
57.731
49,09
65.722
52,84
73.399
51,88
79.987
51,46
84.697
48,85
85.201
48,13
89.537
51,38
92.713
Valas
59.864
50,91
58.653
47,16
68.092
48,12
75.443
48,54
88.698
51,15
91.820
52,55
84.724
48,62
95.258
Total DPK

21,39
Rupiah
32.612
10.982
Simpanan Berjangka
Items
17.203
48.537
Valas
Komposisi thd
Total DPK (%)
(Composition to
Total Third Party
Funds) (%)

49,32
Rupiah
50,68
Foreign Exchange
47
Tabel 1.45 Komposisi DPK Bank Umum Berdasarkan Lokasi Penghimpunan Dana Januari 2015
( Composition of Third Party Funds of Commercial Banks Based on Location - January 2015)
Giro
Tabungan
Deposito
Total DPK
(Demand Deposits)
(Saving Deposits)
(Time Deposits)
(Total Third Party Funds)
Lokasi
Valas (Foreign
Rupiah
Exchange)
Valas (Foreign
Rupiah
Exchange)
Valas (Foreign
Rupiah
Exchange)
Valas (Foreign
Rupiah
Exchange)
Pangsa Thd Total

DPK (%)
Location
(Portion to Total
Third Party (%)
Total
1. Jawa Barat
46.704
10.404
127.885
6.627
124.457
11.849
299.046
28.879
327.925
7,99
1. Jawa Barat
2. Banten
22.605
5.880
37.096
2.026
43.896
3.460
103.597
11.366
114.963
2,80
2. Banten
291.044
240.189
292.310
58.526
997.301
238.795
1.580.654
537.510
2.118.164
51,58
4.867
407
21.216
619
13.689
450
39.772
1.476
41.248
1,00
4. D.I Yogyakarta
5. Jawa Tengah
23.440
2.954
89.670
3.031
62.511
5.148
175.621
11.134
186.755
4,55
5. Jawa Tengah
6. Jawa Timur
50.522
11.455
148.408
8.637
144.997
17.012
343.927
37.104
381.031
9,28
6. Jawa Timur
7. Bengkulu
1.994
47
4.532
27
2.129
21
8.654
95
8.749
0,21
7. Bengkulu
8. Jambi
3.054
262
10.871
268
7.134
120
21.059
651
21.710
0,53
8. Jambi
9. Aceh
5.219
82
13.376
125
6.989
202
25.584
409
25.993
0,63
21.044
4.063
62.376
3.633
69.642
16.067
153.063
23.763
176.826
4,31
10. Sumatera Utara
3. DKI Jakarta
4. D.I Yogyakarta
10. Sumatera Utara
3. DKI Jakarta
9. Aceh
5.391
355
13.919
268
10.175
324
29.485
948
30.433
0,74
11. Sumatera Barat
11.637
1.005
27.357
697
21.025
489
60.019
2.190
62.209
1,51
12. Riau
14. Sumatera Selatan
6.291
1.809
23.528
626
21.729
1.325
51.549
3.760
55.309
1,35
15. Bangka Belitung
1.657
118
6.700
145
4.402
173
12.759
436
13.195
0,32
15. Bangka Belitung
13. Kepulauan Riau
5.729
6.188
13.538
2.703
7.693
2.397
26.959
11.288
38.247
0,93
13. Kepulauan Riau
16. Lampung
5.327
283
14.467
409
7.409
242
27.202
934
28.137
0,69
16. Lampung
17. Kalimantan Selatan
7.521
718
18.507
397
9.018
267
35.046
1.382
36.428
0,89
18. Kalimantan Barat
5.333
495
20.149
489
12.338
188
37.820
1.172
38.992
0,95
19. Kalimantan Timur
16.127
2.798
35.169
2.099
26.545
3.385
77.841
8.281
86.122
2,10
20. Kalimantan Tengah
4.424
165
8.743
53
4.136
93
17.303
311
17.614
0,43
21. Sulawesi Tengah
2.736
41
7.031
54
3.182
25
12.949
120
13.068
0,32
21. Sulawesi Tengah
22. Sulawesi Selatan
8.638
838
34.309
625
20.642
981
63.590
2.443
66.033
1,61
23. Sulawesi Utara
2.944
186
8.537
570
7.247
250
18.728
1.007
19.734
0,48
23. Sulawesi Utara
24. Gorontalo
752
1.814
17
1.073
36
3.639
54
3.693
0,09
24. Gorontalo
25. Sulawesi Barat
982
1.995
274
3.251
3.252
0,08
25. Sulawesi Barat
26. Sulawesi Tenggara
2.731
20
6.263
62
2.585
17
11.578
99
11.677
0,28
27. Nusa Tenggara Barat
2.533
58
8.842
180
5.241
55
16.616
293
16.909
0,41
28. Bali
9.627
2.665
29.940
2.902
24.437
862
64.004
6.429
70.433
1,72
28. Bali
29. Nusa Tenggara Timur
4.607
30
9.534
86
4.747
35
18.887
151
19.037
0,46
30. Maluku
2.334
47
4.951
64
3.307
55
10.592
166
10.758
0,26
30. Maluku
10.279
269
14.964
205
8.162
211
33.405
685
34.091
0,83
31. Papua
32. Maluku Utara
1.130
49
3.146
17
1.132
15
5.408
81
5.489
0,13
32. Maluku Utara
33. Papua Barat
4.625
18
4.745
83
2.482
45
11.852
147
11.999
0,29
33. Papua Barat
17
4.101
29
1.324
30
4.632
77
10.056
10.133
0,25
34. Lainnya
593.865
298.001
1.125.918
97.595
1.681.754
309.224
3.401.537
704.821
4.106.358
100
11. Sumatera Barat

12. Riau
31. Papua
34. Lainnya
Total
Total
48
Tabel 1.46 Penghimpunan DPK Bank Umum Berdasarkan Lokasi Bank Penghimpun Dana
(Third Party Funds of Commercial Banks Based on Location of Deposits)

2013
Lokasi
2014
2015
Location
2012
Sep
Okt
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Des
Jan
262.433
290.483
288.858
88.496
101.458
100.998
292.379
300.671
294.968
295.809
295.610
312.220
307.020
317.542
312.815
319.379
324.362
321.211
100.665
105.532
104.964
108.104
111.463
112.798
113.167
115.260
115.286
115.465
117.836
116.716
326.006
332.474
327.925
1. Jawa Barat
117.182
121.613
114.963
1.629.585
1.769.512
1.776.536
1.796.490
1.860.446
1.805.368
1.807.808
1.820.117
1.851.159
1.906.685
1.913.072
1.909.016
1.933.635
2.000.299
2. Banten
2.026.308
2.052.573
2.100.489
2.118.164
32.501
36.087
36.188
36.678
37.073
37.116
37.309
37.529
37.983
38.211
38.982
38.701
39.525
40.590
41.123
41.151
41.483
41.248
5. Jawa Tengah
145.257
162.827
160.723
164.096
167.398
165.445
167.353
168.737
172.626
173.434
178.421
175.257
179.789
185.791
185.484
189.400
188.114
186.755
6. Jawa Timur
292.224
317.370
315.772
324.152
335.308
333.362
333.588
332.446
338.059
340.315
350.744
5. Jawa Tengah
349.804
359.351
371.458
374.079
376.480
383.290
381.031
7.368
8.379
8.229
8.222
7.680
7.841
7.908
7.997
8.435
8.551
6. Jawa Timur
8.939
8.297
8.569
9.255
9.209
9.165
8.556
8.749
8. Jambi
17.945
19.521
19.478
19.378
19.415
19.667
19.834
20.069
20.442
21.072
22.307
21.192
21.589
22.527
22.325
22.444
21.965
21.710
9. Aceh
21.969
26.141
25.092
26.211
24.263
23.701
23.544
23.234
25.719
25.415
26.236
23.989
27.314
28.124
29.001
28.066
26.694
25.993
10. Sumatera Utara
139.259
147.985
146.517
147.898
155.204
156.039
156.675
157.493
160.206
163.019
166.571
163.082
166.285
173.857
172.508
177.726
178.653
176.826
10. Sumatera Utara
11. Sumatera Barat
25.623
26.780
26.977
27.070
26.281
26.639
12. Riau
52.243
56.878
56.425
55.581
55.524
54.279
27.076
27.487
28.191
28.428
29.548
28.332
29.608
31.141
30.956
30.994
29.985
30.433
11. Sumatera Barat
54.201
54.466
54.267
56.719
60.795
58.819
59.302
63.384
61.867
61.105
64.143
62.209
13. Sumatera Selatan*)
54.244
53.833
53.226
52.833
53.688
12. Riau
52.808
52.798
52.315
52.684
53.021
55.629
54.090
54.675
56.994
56.308
55.798
57.225
55.309
14. Bangka Belitung
12.172
12.693
12.424
12.310
11.828
12.063
12.336
12.239
12.422
12.944
13.286
12.751
13.062
13.433
13.351
13.066
13.145
13.195
15. Kepulauan Riau*)
28.804
35.589
35.235
14. Bangka Belitung
36.243
38.392
37.739
37.402
36.701
37.859
37.765
39.798
37.962
38.592
40.019
39.081
39.354
39.455
38.247
16. Lampung
22.612
25.525
15. Kepulauan Riau
25.892
26.118
25.642
25.609
25.753
25.854
26.716
26.756
28.358
26.432
27.336
28.752
28.597
29.067
28.640
28.137
34.118
16. Lampung
36.299
36.011
36.117
36.447
36.606
36.869
36.503
36.917
37.606
38.908
37.464
37.356
39.248
38.373
38.115
37.494
36.428
32.000
34.720
34.831
35.466
36.273
35.920
36.254
36.407
37.432
37.671
38.648
37.481
38.461
39.648
39.050
40.184
39.500
38.992
79.992
88.869
86.432
85.001
85.407
82.326
80.807
80.152
78.765
83.051
87.680
84.481
84.003
91.245
88.056
86.132
89.468
86.122
14.285
16.738
16.534
16.245
16.023
16.003
16.139
16.575
16.785
17.376
18.495
17.390
17.461
18.678
18.478
18.554
16.771
17.614
21. Sulawesi Tengah
10.022
11.364
11.273
11.280
11.330
11.498
11.672
11.877
12.190
12.236
12.676
11.660
12.167
13.027
12.929
13.235
12.938
13.068
21. Sulawesi Tengah
54.453
58.924
58.841
59.753
61.163
60.292
60.287
59.902
61.265
61.069
63.325
61.840
63.366
66.220
66.412
67.601
67.026
66.033
23. Sulawesi Utara
16.407
17.626
17.537
17.720
17.481
17.638
17.681
17.891
18.405
18.628
19.455
18.513
19.100
19.918
19.651
20.130
19.671
19.734
23. Sulawesi Utara
24. Gorontalo*)
2.990
3.361
3.340
3.331
3.100
3.288
3.338
3.412
3.572
3.503
3.633
3.294
3.581
3.784
3.766
3.737
3.489
3.693
24. Gorontalo
25. Sulawesi Barat*)
2.585
3.065
3.129
3.185
2.868
3.016
2.987
2.991
3.121
3.198
3.270
2.950
2.906
3.384
3.452
3.376
2.990
3.252
25. Sulawesi Barat
26. Sulawesi Tenggara*)
9.870
11.284
11.502
11.665
11.033
11.311
11.559
11.502
11.890
11.850
12.166
11.333
12.045
12.440
12.394
12.244
11.476
11.677
12.734
14.318
14.442
14.648
14.445
14.607
14.430
14.451
15.255
15.276
15.936
15.252
15.816
16.561
16.949
17.239
16.798
16.909
28. Bali
54.948
62.259
62.329
63.616
64.234
64.223
64.339
63.896
64.878
64.996
66.500
66.300
68.595
70.536
70.733
71.678
70.510
70.433
28. Bali
14.884
15.923
16.251
16.694
16.402
16.924
16.940
17.078
17.806
17.847
18.791
17.838
18.723
19.092
19.095
19.490
18.571
19.037
8.340
9.061
9.076
9.359
9.379
9.613
9.549
9.533
9.675
9.971
10.243
9.761
10.365
10.827
10.645
11.052
10.509
10.758
30. Maluku
27.148
30.065
29.567
30.255
29.424
29.322
29.377
29.047
31.400
31.887
32.670
30.841
32.696
36.141
35.350
34.570
33.717
34.091
31. Papua
32. Maluku Utara
4.425
4.923
4.823
5.012
4.831
5.203
5.086
5.080
5.093
5.143
5.356
4.836
5.157
5.572
5.458
5.387
5.217
5.489
33. Papua Barat
8.284
10.474
10.176
10.091
10.906
10.649
10.288
10.134
10.060
10.363
11.535
10.530
11.581
12.268
12.507
12.176
12.385
11.999
33. Papua Barat
34. Lainnya
4.976
5.856
6.228
7.602
8.876
8.650
8.519
7.875
8.468
9.283
9.725
9.462
9.031
9.391
9.944
10.202
9.968
10.133
34. Others
3.225.198
3.526.188
3.520.890
3.563.362
3.663.968
3.594.697
3.603.620
3.618.061
3.694.765
3.763.474
3.834.503
3.787.052
3.855.886
3.995.803
4.011.368
4.054.680
4.114.420
4.106.358
1. Jawa Barat
2. Banten
3. DKI Jakarta
4. D.I Yogyakarta
7. Bengkulu
30. Maluku
31. Papua
Total
Nov
Nov
3. DKI Jakarta
4. D.I Yogyakarta
7. Bengkulu
8. Jambi
9. Aceh
32. Maluku Utara
Total
49
Tabel 1.47 Suku Bunga Rata-rata DPK Bank Umum
(Average of Interest Rate of Third Party Funds of Commercial Banks)

Persen (Percent)
2013
Keterangan
2014
2015
Items
2012
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Demand Deposits
Giro
Rupiah
2,12
2,15
2,16
2,15
2,12
2,12
2,18
2,23
2,21
2,30
2,32
2,18
2,34
2,39
2,41
2,41
2,31
2,36
- Rupiah
Valas
0,37
0,38
0,36
0,38
0,42
0,38
0,37
0,37
0,38
0,39
0,36
0,38
0,41
0,41
0,44
0,41
0,46
0,40
- Foreign Exchange
Rupiah
1,91
1,99
1,98
1,98
2,01
2,00
2,00
2,00
2,01
1,88
1,88
1,86
2,00
2,03
2,02
2,03
2,02
1,99
Valas
0,34
0,31
0,30
0,31
0,32
0,30
0,29
0,29
0,30
0,31
0,27
0,28
0,31
0,34
0,35
0,35
0,35
0,34
Saving
Tabungan
- Rupiah
- Foreign Exchange
Time Deposits
Simpanan Berjangka
- 1 Month Time Deposits
- Simpanan Berjangka 1 bln

Rupiah
5,59
6,67
6,99
7,20
7,72
7,77
7,87
7,96
8,03
8,19
8,34
8,44
8,46
8,48
8,23
8,27
8,56
8,46
Rupiah
Valas
1,57
1,63
1,69
1,76
1,81
1,90
1,92
1,90
1,92
1,80
1,85
1,93
1,96
2,01
1,94
1,91
1,99
2,06
Foreign Exchange
Rupiah
5,90
6,63
7,13
7,53
8,03
8,38
8,58
8,65
8,79
9,06
9,28
9,42
9,52
9,57
9,45
9,26
9,14
9,12
Valas
1,91
1,80
1,87
2,20
2,26
2,28
2,41
2,34
2,41
2,35
2,37
2,35
2,31
2,43
2,41
2,40
2,29
2,30
Rupiah
Foreign Exchange

Rupiah
6,04
6,51
6,83
7,07
7,37
7,70
8,07
8,24
8,53
8,86
9,02
9,07
9,16
9,29
9,31
9,16
9,22
9,16
Valas
2,33
2,24
2,20
2,18
2,17
2,18
2,17
2,14
2,19
2,27
2,25
2,26
2,28
2,32
2,32
2,29
2,26
2,23
Rupiah
Foreign Exchange
- 12 >= Month Time Deposits
- Simpanan Berjangka >= 12 bln

Rupiah
6,05
6,34
6,54
6,95
7,14
7,19
7,33
7,52
7,83
8,18
8,36
8,51
8,74
8,83
8,86
8,70
8,76
8,72
Rupiah
Valas
1,97
2,09
2,11
2,07
2,07
2,08
2,11
2,23
2,21
2,25
2,26
2,26
2,25
2,27
2,27
2,21
2,24
2,23
Foreign Exchange
50
Tabel 1.48 Suku Bunga Rata-rata DPK Bank Persero
(Average of Interest Rate of Third Party Funds of State Owned Banks)

Persen (Percent)
2013
Keterangan
2014
2015
Items
2012
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Demand Deposits
Giro
Rupiah
2,08
1,92
2,04
1,89
2,00
1,88
2,03
1,95
2,04
2,12
2,16
1,94
1,94
2,00
2,11
2,08
2,13
1,88
- Rupiah
Valas
0,15
0,20
0,21
0,25
0,18
0,18
0,19
0,17
0,19
0,16
0,18
0,16
0,16
0,16
0,25
0,22
0,18
0,17
- Foreign Exchange
Rupiah
1,59
1,59
1,57
1,57
1,58
1,56
1,57
1,58
1,57
1,57
1,59
1,56
1,57
1,58
1,57
1,58
1,48
1,48
Valas
0,22
0,22
0,22
0,22
0,22
0,22
0,22
0,22
0,22
0,22
0,22
0,24
0,24
0,24
0,24
0,23
0,23
0,23
Saving
Tabungan
- Rupiah
- Foreign Exchange
Time Deposits
Simpanan Berjangka

Rupiah
5,23
6,22
6,52
6,69
7,16
7,22
7,38
7,55
7,72
7,61
7,90
8,08
8,21
8,18
7,73
7,80
8,13
8,11
Rupiah
Valas
0,97
0,94
0,99
1,01
1,14
1,37
1,33
1,35
1,36
1,26
1,37
1,33
1,49
1,45
1,45
1,51
1,81
1,99
Foreign Exchange
Rupiah
5,54
6,37
6,80
6,99
7,60
8,05
8,36
8,41
8,55
8,70
9,08
9,36
9,47
9,43
9,19
8,95
8,74
8,80
Valas
1,11
1,06
1,06
1,29
1,37
1,23
1,15
0,87
1,09
1,14
1,13
1,03
0,94
1,28
1,37
1,54
1,48
1,69
Rupiah
Foreign Exchange

Rupiah
5,53
6,00
6,39
6,49
6,82
7,09
7,49
7,66
7,83
8,17
8,64
8,85
8,97
9,05
9,06
8,97
8,83
8,67
Valas
1,99
1,44
1,40
1,36
1,38
1,37
1,37
1,35
1,29
1,40
1,40
1,35
1,41
1,74
1,93
1,97
2,00
1,99
Rupiah
Foreign Exchange

Rupiah
5,91
6,50
6,67
7,31
7,43
7,39
7,49
7,93
8,09
8,40
8,54
8,74
8,91
9,02
9,02
9,06
9,06
9,04
Rupiah
Valas
1,65
1,65
1,67
1,68
1,68
1,66
1,66
1,67
1,61
1,59
1,62
1,61
1,62
1,70
1,75
1,66
1,73
1,76
Foreign Exchange
51
Tabel 1.49 Suku Bunga Rata-rata DPK BUSN Devisa
(Average of Interest Rate of Third Party Funds of Foreign Exchange Commercial Banks)
Persen (Percent)
2013
Keterangan
2014
2015
Items
2012
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Demand Deposits
Giro
Rupiah
1,91
1,91
1,88
1,91
1,95
1,96
2,04
2,08
2,00
2,13
2,06
2,08
2,08
2,06
2,09
2,09
2,12
2,12
- Rupiah
Valas
0,50
0,55
0,53
0,53
0,62
0,56
0,54
0,53
0,55
0,60
0,54
0,58
0,52
0,51
0,50
0,49
0,56
0,52
- Foreign Exchange
Rupiah
2,11
2,33
2,33
2,33
2,40
2,39
2,39
2,38
2,40
2,11
2,09
2,08
2,09
2,11
2,11
2,12
2,22
2,22
Valas
0,46
0,42
0,40
0,41
0,44
0,42
0,39
0,40
0,41
0,45
0,37
0,38
0,37
0,44
0,46
0,45
0,45
0,44
Saving
Tabungan
- Rupiah
- Foreign Exchange
Time Deposits
Simpanan Berjangka

Rupiah
5,69
6,96
7,27
7,48
7,95
8,04
8,14
8,16
8,23
8,54
8,64
8,67
8,66
8,72
8,53
8,60
8,85
8,68
Rupiah
Valas
1,94
2,16
2,19
2,22
2,39
2,36
2,32
2,29
2,38
2,33
2,38
2,49
2,44
2,44
2,35
2,30
2,30
2,32
Foreign Exchange
Rupiah
5,86
6,68
7,27
7,70
8,12
8,38
8,50
8,58
8,84
9,25
9,46
9,54
9,67
9,75
9,67
9,44
9,37
9,32
Valas
2,32
2,49
2,58
2,64
2,62
2,75
2,78
2,73
2,73
2,65
2,67
2,63
2,66
2,69
2,69
2,70
2,65
2,62
Rupiah
Foreign Exchange

Rupiah
5,75
6,43
6,72
6,96
7,21
7,62
7,91
8,11
8,42
8,80
8,99
9,08
9,23
9,55
9,57
9,23
9,28
9,22
Valas
2,63
2,66
2,63
2,65
2,65
2,70
2,75
2,76
2,78
2,72
2,70
2,69
2,65
2,65
2,62
2,59
2,55
2,56
Rupiah
Foreign Exchange

Rupiah
5,48
5,77
6,02
6,21
6,49
6,62
6,78
6,92
7,09
7,47
7,72
7,88
8,12
8,28
8,38
7,90
8,09
8,00
Rupiah
Valas
2,22
2,45
2,45
2,38
2,42
2,44
2,47
2,56
2,56
2,62
2,61
2,61
2,60
2,60
2,58
2,56
2,53
2,52
Foreign Exchange
52
Tabel 1.50 Suku Bunga Rata-rata DPK BUSN Non Devisa
(Average of Interest Rate of Third Party Funds of Non-Foreign Exchange Commercial Banks)
Persen (Percent)
2013
Keterangan
2014
2015
Items
2012
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Demand Deposits
Giro
Rupiah
Valas
3,25
3,33
3,55
3,33
4,48
3,73
3,78
3,51
3,65
3,99
3,84
3,86
3,80
3,59
3,93
3,70
3,60
3,40
3,70
4,41
4,43
4,33
4,33
4,27
4,22
4,23
4,33
4,23
4,33
4,24
3,38
3,15
3,20
3,29
3,23
3,23
Valas
6,90
7,02
7,29
7,65
8,50
8,27
8,05
8,51
8,14
9,46
9,55
10,00
9,86
9,94
9,45
9,44
9,55
9,55
7,22
7,04
7,31
7,86
8,55
8,91
9,16
9,25
9,15
9,91
9,97
10,17
9,99
10,23
10,23
10,16
9,87
9,89
Valas
Valas
7,45
7,85
8,14
8,39
8,88
9,28
9,52
9,35
9,98
10,32
10,32
10,32
10,00
9,86
9,72
9,76
9,82
9,89
Valas
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange

Rupiah
Foreign Exchange

Rupiah
Rupiah

Rupiah
- Foreign Exchange
Valas
- Rupiah
Time Deposits
Simpanan Berjangka
Rupiah
- Foreign Exchange
Saving
Tabungan
Rupiah
- Rupiah
7,67
7,52
7,66
8,00
8,40
8,68
8,69
6,46
9,02
9,51
9,65
9,66
9,48
9,51
9,55
9,59
9,20
9,30
Rupiah
Foreign Exchange
53
Tabel 1.51 Suku Bunga Rata-rata DPK Bank Pembangunan Daerah
(Average of Interest Rate of Third Party Funds of Regional Development Banks)

Persen (Percent)
2013
Keterangan
2014
2015
Items
2012
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Demand Deposits
Giro
Rupiah
2,67
2,72
2,67
2,68
2,44
2,72
2,72
2,77
2,74
2,77
2,80
2,69
2,75
2,75
2,73
2,74
2,47
2,78
- Rupiah
Valas
0,47
0,40
0,40
0,40
0,44
0,50
0,51
0,42
0,62
0,46
0,46
0,44
0,52
0,39
0,40
0,51
0,50
0,51
- Foreign Exchange
Rupiah
2,54
2,30
2,28
2,27
2,31
2,30
2,30
2,36
2,33
2,23
2,22
2,20
2,68
2,21
2,18
2,18
2,18
2,18
Valas
0,58
0,61
0,60
0,56
0,56
0,56
0,57
0,56
0,59
0,56
0,56
0,55
0,18
0,57
0,50
0,51
0,57
0,57
Saving
Tabungan
- Rupiah
- Foreign Exchange
Time Deposits
Simpanan Berjangka

Rupiah
6,08
6,38
6,79
6,91
7,76
7,77
7,97
8,07
8,12
7,71
7,74
7,69
7,78
7,82
7,84
7,80
8,09
8,12
Rupiah
Valas
2,11
2,12
2,22
2,16
2,66
2,73
3,02
2,75
2,72
2,43
2,59
2,85
2,60
2,86
2,51
2,83
2,77
2,63
Foreign Exchange
Rupiah
6,57
6,77
7,01
7,37
8,06
8,72
9,01
9,01
8,81
8,58
8,51
8,54
8,64
8,76
8,78
8,81
9,09
9,08
Valas
1,40
1,79
1,81
1,91
1,06
1,10
2,65
2,38
1,11
1,13
1,61
1,65
1,64
1,27
1,07
1,13
1,14
1,14
Rupiah
Foreign Exchange

Rupiah
6,76
6,88
7,08
7,42
7,73
7,90
8,49
8,65
8,83
9,25
9,07
8,77
8,90
8,83
8,84
8,73
9,31
9,20
Valas
1,69
1,28
1,29
1,37
1,91
1,86
1,16
0,99
1,01
1,00
1,21
1,13
1,17
1,79
1,80
1,61
1,59
1,60
Rupiah
Foreign Exchange

Rupiah
6,96
6,80
7,03
7,13
7,31
7,45
7,72
7,84
8,24
8,46
8,58
8,63
9,02
8,88
8,88
8,88
8,97
8,95
Rupiah
Valas
0,96
1,05
1,05
1,08
1,07
1,11
1,10
1,16
1,19
1,08
1,12
1,06
1,08
1,18
1,03
1,04
1,06
1,08
Foreign Exchange
54
Tabel 1.52 Suku Bunga Rata-rata DPK Bank Campuran
(Average of Interest Rate of Third Party Funds of Joint Venture Banks)

Persen (Percent)
2013
Keterangan
2014
2015
Items
2012
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Demand Deposits
Giro
Rupiah
1,70
1,92
1,94
1,99
1,57
1,51
1,40
2,24
1,81
1,91
1,97
2,23
2,22
2,41
2,36
2,36
2,27
2,33
- Rupiah
Valas
0,55
0,48
0,47
0,55
0,56
0,53
0,52
0,61
0,70
0,64
0,58
0,68
0,64
0,72
0,86
0,83
0,89
0,68
- Foreign Exchange
Rupiah
2,14
2,10
1,97
1,97
1,92
1,86
2,10
1,90
2,11
2,18
2,11
2,25
2,21
2,79
2,63
2,77
2,77
2,77
Valas
0,19
0,20
0,19
0,23
0,21
0,21
0,20
0,18
0,19
0,17
0,17
0,17
0,18
0,20
0,19
0,19
0,19
0,19
Saving
Tabungan
- Rupiah
- Foreign Exchange
Time Deposits
Simpanan Berjangka

Rupiah
5,66
6,90
7,20
7,49
7,93
7,75
8,06
8,36
8,20
8,20
8,47
8,52
8,27
8,27
8,38
8,16
8,61
8,57
Rupiah
Valas
2,05
1,93
1,99
2,03
2,07
2,05
2,04
2,15
1,84
1,73
1,74
1,82
1,57
1,57
1,79
1,69
1,90
1,78
Foreign Exchange
Rupiah
6,17
6,88
7,36
8,01
8,49
8,77
8,84
8,87
9,05
9,12
9,11
9,10
8,95
8,95
9,21
9,18
9,20
9,03
Valas
1,71
1,94
1,97
1,95
2,00
1,95
2,04
2,20
2,22
2,21
2,28
2,32
1,93
1,93
2,17
2,15
2,02
2,00
Rupiah
Foreign Exchange

Rupiah
6,64
6,30
6,66
7,23
7,73
8,27
8,73
9,07
9,08
9,21
9,17
9,13
8,98
8,98
9,32
9,40
9,41
9,40
Valas
2,65
2,71
2,69
2,70
2,72
2,75
2,65
2,46
2,38
2,40
2,18
2,17
1,73
1,73
1,90
1,90
2,03
2,07
Rupiah
Foreign Exchange

Rupiah
6,76
6,75
6,76
6,80
7,12
7,22
7,33
7,37
7,76
8,27
8,53
8,65
8,83
8,83
9,03
9,11
9,17
9,42
Rupiah
Valas
2,24
2,35
2,39
2,41
2,37
2,35
2,27
2,50
2,49
2,67
2,62
2,64
2,49
2,49
2,76
2,63
2,68
2,71
Foreign Exchange
55
Tabel 1.53 Suku Bunga Rata-rata DPK Bank Asing
(Average of Interest Rate of Third Party Funds of Foreign Owned Banks)

Persen (Percent)
2013
Keterangan
2014
2015
Items
2012
Sep
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Demand Deposits
Giro
Rupiah
1,71
1,91
2,40
2,72
2,92
2,21
2,04
2,29
2,09
1,84
2,20
2,11
2,51
2,56
2,34
2,40
2,33
2,33
- Rupiah
Valas
0,52
0,36
0,33
0,38
0,37
0,33
0,30
0,30
0,24
0,20
0,20
0,22
0,18
0,19
0,20
0,17
0,17
0,16
- Foreign Exchange
Rupiah
1,17
1,14
1,19
1,21
1,16
1,11
1,17
1,19
1,14
1,18
1,12
1,15
1,14
1,13
1,10
1,08
1,09
1,09
Valas
0,24
0,14
0,14
0,14
0,14
0,12
0,12
0,11
0,11
0,10
0,11
0,11
0,10
0,11
0,11
0,11
0,11
0,11
Saving
Tabungan
- Rupiah
- Foreign Exchange
Time Deposits
Simpanan Berjangka

Rupiah
4,52
6,48
6,93
6,99
7,20
7,32
7,50
7,26
7,18
6,88
6,63
7,15
6,86
6,86
6,77
6,64
6,72
6,50
Rupiah
Valas
1,57
0,60
0,59
0,48
0,83
0,67
0,75
0,59
0,59
0,58
0,54
0,56
0,70
0,70
0,64
0,50
0,60
0,59
Foreign Exchange
Rupiah
5,06
6,27
7,33
7,94
8,24
8,52
8,71
8,75
8,68
8,65
8,63
8,57
8,59
8,59
8,58
8,59
8,68
8,60
Valas
1,65
1,36
1,26
1,27
1,21
1,25
1,33
1,30
1,25
1,20
1,19
1,23
1,33
1,33
1,36
1,32
1,36
1,37
Rupiah
Foreign Exchange

Rupiah
4,90
5,67
6,38
6,72
7,18
7,62
7,99
8,28
8,60
8,71
8,76
8,81
8,90
8,90
9,29
9,44
9,45
9,43
Valas
0,90
1,18
1,18
1,13
1,01
1,01
1,01
1,02
0,96
0,99
0,96
0,97
0,98
0,98
0,97
0,98
0,99
0,98
Rupiah
Foreign Exchange

Rupiah
5,70
6,18
6,28
6,24
6,40
6,79
7,13
7,71
8,05
8,41
8,65
8,95
9,05
9,05
9,41
9,53
9,61
9,60
Rupiah
Valas
2,03
1,02
0,96
0,93
0,86
0,85
0,74
0,78
0,63
0,64
0,66
0,69
0,85
0,85
0,83
2,09
2,28
2,18
Foreign Exchange
56
Tabel 1.54 Suku Bunga Rata-rata Kredit Bank Umum Kepada Pihak Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Average of Credit Interest Rate of Commercial Banks to Parties Non Bank Based on Industrial Origin and Non Industrial Origin Credit Recipients)
Persen (Percent)
Keterangan
Penerima Kredit Lapangan Usaha
1. Pertanian, perburuan dan Kehutanan
Rupiah
Valas
2. Perikanan
Rupiah
Valas
3. Pertambangan dan Penggalian
Rupiah
Valas
4. Industri Pengolahan
Rupiah
Valas
5. Listrik, gas dan air
Rupiah
Valas
6. Konstruksi
Rupiah
Valas
7. Perdagangan Besar dan Eceran
Rupiah
Valas
8. Penyediaan akomodasi dan penyediaan makan
Rupiah
Valas
9. Transportasi, pergudangan dan komunikasi
Rupiah
Valas
10. Perantara Keuangan
Rupiah
Valas
11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan
Rupiah
Valas
12. Admistrasi Pemerintahan, Pertahanan dan Jaminan
Sosial Wajib
Rupiah
Valas
13. Jasa Pendidikan
Rupiah
Valas
14. Jasa Kesehatan dan Kegiatan Sosial
Rupiah
Valas
15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan
Perorangan lainnya
Rupiah
Valas
16. Jasa Perorangan yang Melayani Rumah Tangga
Rupiah
Valas
17. Badan Internasional dan Badan Ekstra Internasional
Lainnya
Rupiah
Valas
18. Kegiatan yang belum jelas batasannya
Rupiah
Valas
Penerima Kredit Bukan Lapangan Usaha
Rumah Tangga
- Untuk Pemilikan Rumah Tinggal
Rupiah
Valas
- Untuk Pemilikan Flat atau Apartemen
Rupiah
Valas
- Untuk Pemilikan Ruko atau Rukan
Rupiah
Valas
- Untuk Pemilikan Kendaraan Bermotor
Rupiah
Valas
- Untuk Pemilikan Peralatan Rumah Tangga Lainnya
Rupiah
Valas
- Bukan Lapangan Usaha Lainnya
Rupiah
Valas
2012
2013
Sep
Okt
2014
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
2015
Jul
Ags
Sep
Okt
Nov
Des
Jan
11,32
4,59
11,41
4,50
11,60
4,47
11,74
4,43
11,78
4,44
11,87
4,43
11,93
4,41
11,93
4,63
11,94
4,39
11,86
4,60
11,92
4,43
12,11
4,47
12,11
5,14
12,14
4,42
12,15
4,34
12,16
4,31
12,14
4,25
12,15
4,28
13,37
7,36
13,26
6,58
13,31
6,65
13,37
6,70
13,51
6,63
13,61
6,66
13,80
6,77
13,82
6,70
13,81
6,66
13,75
6,61
13,85
6,42
13,94
6,33
13,99
6,33
13,81
6,51
13,87
6,35
13,87
6,31
13,84
6,38
13,79
6,39
11,29
-
11,88
-
12,07
-
12,12
-
11,82
-
12,22
-
12,32
-
12,37
-
12,37
-
12,31
-
12,43
-
12,80
-
12,83
-
12,80
-
12,62
-
12,74
-
12,68
-
12,55
-
9,98
4,24
10,56
4,08
10,73
4,09
10,90
4,08
11,01
4,10
11,11
4,20
11,19
4,06
11,24
4,31
11,31
4,13
11,47
4,31
11,54
4,18
11,63
4,22
11,65
4,33
11,68
4,22
11,69
4,22
11,69
4,19
11,63
4,22
11,61
4,21
8,93
4,68
8,75
4,65
9,00
4,71
8,96
4,73
9,59
4,21
9,47
4,21
9,28
4,20
9,56
4,34
9,63
4,37
9,68
4,52
9,98
5,18
10,03
5,21
10,00
5,21
10,12
5,23
10,51
5,12
10,64
5,14
10,60
5,20
10,13
5,23
11,49
5,60
11,66
4,86
11,86
5,04
11,98
4,94
12,08
4,93
12,03
4,94
12,10
5,02
12,16
5,04
12,21
5,00
12,27
5,13
12,44
5,24
12,60
5,11
12,64
5,04
12,70
5,01
12,81
5,01
12,85
5,33
12,88
5,30
12,75
5,39
12,67
4,84
12,91
4,86
12,99
4,85
13,14
4,86
13,21
4,87
13,31
4,82
13,33
4,84
13,33
5,07
13,42
4,86
13,62
4,99
13,48
4,95
13,55
4,91
13,62
4,91
13,65
4,85
13,63
4,92
13,64
4,81
13,63
4,83
13,64
4,77
12,05
6,17
12,18
6,18
12,28
6,30
12,43
6,30
12,55
6,29
12,65
6,24
12,68
6,17
12,69
6,17
12,73
6,16
13,05
6,15
13,12
6,01
13,23
6,16
13,23
6,15
13,23
6,17
13,30
6,16
13,16
6,13
13,18
6,13
13,11
6,10
10,54
5,04
10,65
4,66
10,82
4,71
10,92
4,74
11,08
4,73
11,19
4,71
11,23
4,71
11,26
4,57
11,37
4,56
11,58
4,89
11,72
4,79
11,76
4,74
11,78
4,71
11,74
4,72
11,82
4,65
11,90
4,63
11,87
4,70
11,63
4,56
9,69
2,28
9,92
2,16
10,13
2,12
10,35
2,12
10,47
2,07
10,56
1,96
11,38
1,96
10,71
1,84
10,76
1,82
11,18
1,86
12,47
1,93
12,27
1,91
12,39
1,86
12,26
1,94
12,34
1,95
12,19
1,88
12,11
1,91
12,20
1,91
12,12
5,85
12,27
6,08
12,36
6,06
12,39
5,95
12,47
6,08
12,52
6,10
12,55
6,09
13,10
6,11
12,65
6,13
12,20
5,88
12,22
5,93
12,35
5,93
12,40
6,02
12,43
6,11
12,52
6,62
12,63
6,68
12,63
6,52
12,52
6,49
11,95
2,84
11,95
2,72
7,52r)
2,73
7,55
2,63
4,52
2,66
7,64
2,66
7,65
3,24
7,91
3,24
11,26
3,29
11,04
3,28
11,17
3,40
10,51
3,40
10,52
3,37
10,67
3,35
11,29
3,36
11,40
3,35
12,01
3,36
11,53
3,36
14,06
9,29
13,32
9,67
13,44
10,59
12,30
5,77
12,44
6,07
12,50
6,27
12,50
6,36
12,53
6,36
12,65
5,96
14,05
6,29
14,06
6,28
14,10
6,28
14,11
6,35
13,99
6,35
14,06
6,36
13,21
6,43
13,28
6,50
13,09
6,50
12,18
5,60
12,16
6,97
12,33
6,99
12,30
6,65
12,26
6,86
12,33
6,91
12,42
6,90
12,50
6,90
12,51
6,89
12,65
6,89
12,73
6,89
13,33
6,90
13,01
6,91
12,98
6,90
13,01
6,91
13,15
5,52
13,10
5,54
13,01
5,49
12,67
5,35
13,10
5,51
13,20
5,30
13,27
5,33
13,26
5,44
13,31
5,86
13,36
5,12
13,40
5,16
13,47
5,20
13,62
4,92
13,81
4,72
13,94
5,11
14,30
5,02
14,24
5,02
14,40
4,88
14,17
5,00
13,75
4,82
14,11
5,03
16,18
-
14,83
-
14,83
-
14,82
-
14,71
-
14,72
-
14,67
-
14,64
-
14,57
-
15,25
-
15,35
-
15,45
-
15,51
-
15,53
-
15,40
-
15,49
5,67
15,46
5,33
15,50
5,33
9,50
2,72
9,51
2,85
9,70
2,83
9,70
2,82
9,65
2,82
9,82
2,93
9,94
2,95
9,99
4,16
10,01
2,91
10,07
2,88
10,12
2,86
10,16
2,82
10,20
2,78
10,24
2,71
10,01
2,68
10,01
2,65
9,98
2,66
9,95
2,58
11,51
4,58
10,20
4,09
10,83
4,20
10,24
3,95
10,56
4,14
11,07
4,27
14,65
4,26
14,85
4,35
14,75
3,85
22,48
5,79
15,14
30,94
15,86
38,82
15,94
41,83
15,70
42,52
15,61
44,90
15,48
44,22
15,20
43,04
14,56
41,92
10,46
6,93
10,32
6,78
10,39
6,78
10,42
6,76
10,44
6,76
10,45
6,76
10,50
6,75
10,55
6,75
10,59
6,75
10,72
6,78
10,83
6,87
10,82
6,86
10,87
6,87
10,90
6,87
11,03
6,87
11,13
6,88
11,17
6,90
11,17
7,00
8,78
6,20
9,19
6,39
9,30
6,39
9,36
6,31
9,46
6,31
9,52
6,31
9,58
6,31
9,64
6,50
9,73
6,50
9,95
6,51
10,08
6,51
10,22
6,49
10,32
6,50
10,41
6,50
10,49
6,50
10,71
6,51
10,82
6,51
10,76
6,56
9,94
7,64
9,78
9,51
9,87
6,23
9,93
6,23
10,02
9,15
10,04
9,03
10,11
6,23
10,21
6,23
10,28
6,23
10,06
2,53
9,82
4,75
10,56
6,48
10,63
6,48
10,67
6,45
10,81
6,45
10,90
6,45
10,97
6,44
10,99
6,44
11,33
6,70r)
10,44
6,00
10,47
2,00r)
10,50
6,75
10,50
5,29
10,60
1,87r)
10,68
0,00
10,79
24,00
10,85
0,00
11,22
0,00
11,17
0,00
11,25
0,00
11,31
0,00
11,35
0,00
11,42
0,00
11,53
24,00
11,61
0
11,65
0
14,36
4,85
14,21
4,32
14,23
4,05
14,27
4,06
14,30
4,05
14,31
3,99
14,39
3,92
14,36
3,02
14,38
3,83
14,33
2,90
14,34
3,28
14,14
3,81
14,11
5,39
14,16
4,97
13,77
2,87
13,79
3,14
13,73
3,02
13,90
2,85
18,82
4,01
17,21
2,99
17,27
3,41
17,30
3,48
17,20
3,57
17,31
3,62
17,22
3,73
17,12
3,66
17,12
4,04
17,97
3,52
17,97
3,77
17,99
3,58
17,94
2,11
17,92
3,16
19,57
2,04
19,82
2,16
19,99
2,18
19,96
3,94
Items
Credit Recipients Industrial Origin
1. Agricultures, hunting and forestry
Rupiah
Foreign Exchange
2. Fisheries
Rupiah
Foreign Exchange
3. Mining and Quarrying
Rupiah
Foreign Exchange
4. Procesing industry
Rupiah
Foreign Exchange
5. Electricity, gas and water
Rupiah
Foreign Exchange
6. Construction
Rupiah
Foreign Exchange
7. Big and retail trade
Rupiah
Foreign Exchange
8. Provision of accomodation and food supply
Rupiah
Foreign Exchange
9. Transportation, warehousing and communications
Rupiah
Foreign Exchange
10. Transitional Finance
Rupiah
Foreign Exchange
11. Real estate, Rental Business, and services company
Rupiah
Foreign Exchange
12. Government administration, the defense and
compulsory social security
Rupiah
Foreign Exchange
13. Education services
Rupiah
Foreign Exchange
14. Health and social services
Rupiah
Foreign Exchange
15. Community, Sociocultural,Entertainment and
Other Individual Services
Rupiah
Foreign Exchange
16. Individual services which serve households
Rupiah
Foreign Exchange
17. Extra agency international agency and other
international
Rupiah
Foreign Exchange
18. Business Activities which are not clearly defined
Rupiah
Foreign Exchange
Credit Recipients Non Industrial Origin
House Hold
- For House Ownership
Rupiah
Foreign Exchange
- For Apartement Ownership
Rupiah
Foreign Exchange
- For Shop House Ownership
Rupiah
Foreign Exchange
- For Vehicles Ownership
Rupiah
Foreign Exchange
- Others
Rupiah
Foreign Exchange
- Non Industrial Origin Others
Rupiah
Foreign Exchange
r) Revised figures
57
Tabel 1.55 Suku Bunga Rata-rata Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Average of Credit Interest Rate of Commercial Banks Based on Types and Orientation User)
Persen (Percent)
Jenis Penggunaan
2012
2013
Sep
Okt
2014
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
2015
Jul
Ags
Sep
Okt
Nov
Des
Jan
1. Type of Use
1. Jenis Penggunaan
- Working Capital
- Modal Kerja
Rupiah
Valas
11,50
11,81
11,95
12,08
12,14
12,24
12,35
12,39
12,40
12,65
12,64
12,72
12,78
12,79
12,83
12,85
12,81
12,78
4,08
3,92
3,95
3,91
3,90
3,96
3,85
3,89
3,80
3,92
4,27
4,56
4,59
4,56
4,69
4,64
4,63
4,57
11,28
11,49
11,65
11,74
11,83
11,93
11,98
12,00
12,06
12,18
12,25
12,32
12,34
12,34
12,40
12,38
12,36
12,29
Valas
5,03
4,94
4,95
4,94
4,95
4,92
4,89
5,09
4,95
5,16
5,01
5,01
5,19
5,03
5,05
5,07
5,08
5,05
Rupiah
Foreign Exchange
- Investments
- Investasi
Rupiah
Type of Use
Rupiah
Foreign Exchange
- Consumption
- Konsumsi
Rupiah
13,58
13,03
13,08
13,12
13,13
13,17
13,20
13,21
13,25
13,26
13,30
13,32
13,33
13,38
13,43
13,53
13,58
13,63
Rupiah
Valas
2. Orientasi Penggunaan
- Ekspor
Rupiah
Valas
- Impor
Rupiah
Valas
- Lainnya
Rupiah
Valas
4,33
3,82
3,96
3,99
4,10
3,24
4,11
3,67
4,28
3,73
3,92
4,03
3,27
4,66
2,88
3,05
3,00
3,55
10,18
4,41
10,59
4,28
10,78
4,42
10,87
4,37
10,93
4,29
10,94
4,32
10,98
4,33
11,12
4,32
11,06
4,24
11,06
4,25
11,17
4,41
11,66
4,58
11,73
4,53
11,58
4,46
11,46
4,43
11,52
4,48
11,55
4,44
11,65
4,46
9,76
4,04
9,78
3,99
9,98
3,99
10,27
3,97
10,48
3,86
10,60
3,77
10,72
3,87
10,76
4,29
10,80
4,36
10,89
4,43
10,98
4,20
11,27
4,28
12,03
4,54
11,87
4,47
11,73
4,47
11,65
4,20
11,60
4,36
11,55
4,36
12,19
4,42
12,19
4,30
12,31
4,33
12,39
4,29
12,43
4,29
12,52
4,33
12,59
4,24
12,61
4,32
12,64
4,20
12,78
4,37
12,80
4,57
12,87
4,76
12,89
4,85
12,90
4,76
12,95
4,87
12,99
4,85
12,98
4,83
12,97
4,79
Foreign Exchange
2. User Orientation
- Ekspor
Rupiah
Foreign Exchange
- Impor
Rupiah
Foreign Exchange
- Other
Rupiah
Foreign Exchange
r) Revisi
r) Revised figures
58
Tabel 1.56 Perkembangan Jumlah Bank Umum dan Kantor Bank Umum
(Growth of Total Commercial Banks and Bank Offices)

Kelompok Bank
2013
2012
Sep
Okt
2014
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
2015
Jul
Ags
Sep
Okt
Nov
Des
Group of Bank
Jan
State Owned Banks
Bank Persero
Jumlah Bank
Jumlah Kantor
5.363
6.084
6.165
6.287
6.415
6.424
6.431
6.442
6.503
6.617
6.646
6.799
6.857
6.962
7.057
7.141
7.198
7.199
Jumlah Kantor
36
36
36
36
36
36
36
36
35
35
35
35
35
38 r)
38
38
38
38
7.647
7.910
7.944
7.965
8.052
8.057
8.064
8.076
8.088
8.091
8.093
8.115
8.132
r)
8.186
8.268
8.313
8.339
8.147
Jumlah Kantor
30
30
30
30
30
30
30
30
30
30
30
30
30
29 r)
29
29
29
29
1.447
1.545
1.554
1.563
1.578
1.589
1.592
1.602
1.606
1.609
1.611
1.633
1.639
1.642
1.645
1.648
1.656
1.662
BPD
Jumlah Bank
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
26
Jumlah Kantor
1.712
1.950
1.987
2.021
2.044
2.073
2.090
2.113
2.131
2.145
2.182
2.203
2.203
2.203
2.223
2.245
2.301
2.308
Bank Campuran
Jumlah Bank
14
14
14
14
14
14
14
14
14
14
14
14
14
12 r)
12
12
12
12
Jumlah Kantor
263
268
268
270
272
272
273
274
274
274
275
277
279
279 r)
280
281
283
283
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
193
196
196
197
197
197
197
197
197
197
197
197
197
197
197
197
197
197
120
120
120
120
120
120
120
120
119
119
119
119
119
119
119
119
119
119
16.625
17.953
18.114
18.303
18.558
18.612
18.647
18.704
18.799
18.933
19.004
19.224
19.307
19.430
19.588
19.780
19.948
19.988
Bank Asing
Jumlah Bank
Jumlah Kantor
Jumlah Kantor
Total Bank Offices
Total Banks
Total Bank Offices
Regional Development
Banks
Total Banks
Total Bank Offices
Joint Venture Banks
Total Banks
Total Bank Offices
Foreign Owned Bank
Total Banks
Total Bank Offices
Total
Total
Jumlah Bank
Total Banks
Non-Foreign Exchange
Commercial Banks
BUSN Non Devisa
Jumlah Bank
Total Bank Offices

Foreign Exchange
Commercial Banks
BUSN Devisa
Jumlah Bank
Total Banks
Total Banks
Total Bank
Offices
59
Tabel 1.57 Perkembangan Jumlah Kantor Cabang Bank Berdasarkan Lokasi Bank
(Growth of Total Branch Offices Based on Region)

2013
Lokasi
2015
Location
Sep
1. Jawa Barat
2014
2012
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
1. Jawa Barat
380
394
394
393
393
396
396
397
396
396
396
395
395
395
397
397
397
397
93
94
94
94
94
94
94
94
95
95
95
95
95
95
95
96
95
95
564
575
572
572
574
574
574
574
576
575
576
576
574
574
576
568
569
569
56
58
59
59
59
60
60
60
60
60
60
60
60
60
60
60
60
60
5. Jawa Tengah
311
326
326
326
328
328
328
328
329
330
330
331
331
332
332
331
331
331
5. Jawa Tengah
6. Jawa Timur
411
417
417
419
425
426
428
428
428
428
428
427
427
427
427
426
426
426
6. Jawa Timur
7. Bengkulu
28
30
30
30
30
30
30
30
31
31
31
31
31
31
31
31
32
32
7. Bengkulu
8. Jambi
53
58
58
58
59
59
59
59
59
59
59
59
59
59
59
59
60
60
8. Jambi
9. Aceh
77
78
78
78
79
79
79
79
79
79*)
79
79
79
79
79
79
79
79
10. Sumatera Utara
192
198
197
198
199
199
199
199
199
201
201
201
201
201
202
201
201
201
10. Sumatera Utara
11. Sumatera Barat
81
84
83
83
84
84
84
84
84
84
84
84
84
84
84
84
84
84
11. Sumatera Barat
12. Riau
88
90
90
91
91
94
94
94
94
94
94
94
94
94
95
94
94
94
12. Riau
93
99
99
101
102
102
103
102
103
103
103
103
102
102
103
100
100
100
14. Bangka Belitung
22
24
24
24
24
25
25
26
26
26
26
26
26
26
26
26
27
27
14. Bangka Belitung
15. Kepulauan Riau
56
58
58
59
59
59
59
59
59
59
59
59
59
59
59
59
59
59
15. Kepulauan Riau
16. Lampung
56
57
58
58
58
58
58
58
58
59
59
59
59
59
60
60
60
60
16. Lampung
74
78
78
78
78
78
78
78
78
77
77
77
77
77
77
72
73
73
69
72
72
73
74
74
75
75
75
75
75
76
76
74
74
73
74
74
108
113
113
113
115
116
116
117
117
117
117
117
119
119
119
118
119
119
46
47
47
47
47
47
47
47
47
47
47
47
47
47
47
43
44
44
21. Sulawesi Tengah
38
38
38
38
39
39
39
39
40
40
40
40
40
40
41
40
40
40
21. Sulawesi Tengah
124
129
130
130
131
131
131
131
132
132
132
133
133
134
136
132
134
134
23. Sulawesi Utara
55
57
57
57
57
60
60
60
60
61
61
61
60
60
60
59
60
60
23. Sulawesi Utara
24. Gorontalo
16
16
16
17
17
17
17
18
18
18
18
18
18
18
18
17
17
17
24. Gorontalo
25. Sulawesi Barat
14
15
15
15
15
15
15
15
15
15
16
16
16
16
16
15
15
15
25. Sulawesi Barat
31
33
34
34
35
35
35
35
36
36
36
36
36
36
36
36
42
42
44
50
50
50
49
49
49
51
51
51
52
52
52
52
52
52
52
52
28. Bali
85
91
92
92
92
92
92
92
92
92
92
92
92
92
93
93
93
93
28. Bali
51
52
52
52
53
53
53
54
54
54
54
54
54
54
54
54
54
54
30. Maluku
30
30
30
30
30
30
30
30
31
31
31
31
31
31
31
31
32
32
30. Maluku
31. Papua
56
59
59
59
59
60
60
60
60
60
60
60
60
60
60
58
59
59
31. Papua
32. Maluku Utara
18
19
19
19
19
19
19
19
19
19
19
21
21
21
21
21
21
21
32. Maluku Utara
33. Irian Jaya Barat
25
26
27
27
27
27
27
27
27
27
27
27
27
27
27
24
24
24
33. Papua Barat
34. Lainnya
16
16
16
16
16
16
16
16
16
16
16
16
16
16
16
16
16
16
34. Others
2. Banten
3. DKI Jakarta
4. D.I. Yogyakarta
Total
3.461
3.581
3.582
3.590
3.611
3.625
3.629
3.635
3.644
3.647
3.650
3.653
3.651
3.651
3.663
3.625
3.643
3.643
2. Banten
3. DKI Jakarta
4. D.I Yogyakarta
9. Aceh
Total
r) Revised figures
60
DATA BANK SYARIAH
Tabel 2.1 Kegiatan Usaha Bank Umum Syariah (BUS) dan Unit Usaha Syariah (UUS)
(Sharia Business Unit Operations and Sharia Commercial Banks)

2014
Indikator
2009
2010
2011
2012
2013
r)
Jan
r)
Feb
Mar
Apr
Mei 1.
r)
Juni
r)
2015
Juli
r)
Agus
r)
Sep
r)
Okt
Nov
Des
Jan
Indicator
64.355
94.884
140.980
188.562
233.345
244.838
225.312
231.701
234.020
237.688
241.947
241.870
243.912
249.455
252.440
254.316
262.708
254.348 Fund Disbursements iB
a. Pembiayaan
Rupiah
Valas
b. Antar Bank
c. Penempatan di BI
d. Surat Berharga (tidak
termasuk obligasi rekap)
46.886
44.938
1.948
3.036
10.393
3.786
68.181
64.817
3.364
4.138
16.393
5.733
102.655
97.847
4.808
4.846
27.127
5.902
147.505
139.880
7.625
6.004
26.713
7.822
184.122
173.224
10.898
5.836
31.946
9.684
189.998
177.011
12.987
5.699
36.235
10.675
181.772
171.740
10.032
5.319
27.466
9.045
184.964
174.941
10.023
6.571
29.284
9.066
188.063
176.532
11.531
6.684
28.090
9.567
189.690
177.885
11.805
6.539
29.766
193.008
181.188
11.820
6.500
30.012
194.079
182.860
11.219
8.421
26.836
193.983
182.797
11.186
7.360
29.626
196.563
184.710
11.853
7.375
32.364
9,775 r)
10,060 r)
10,079 r)
10,742 r)
10.885 r)
196.491
184.573
11.918
6.603
36.053
11.264
198.376
186.259
12.117
6.366
36.623
11.399
199.330
187.204
12.126
7.015
43.412
11.466
197.279
185.164
12.116
6.661
37.167
11.811
e. Penyertaan
f. Tagihan Lainnya
Sumber Dana iB
a. DPK
Rupiah
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
Valas
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
b. Kewajiban Kepada BI
c. Antar Bank
d. Surat Berharga
Rupiah
Valas
f. Kewajiban Lainnya
g. Setoran Jaminan
Komponen Modal
a. Modal Disetor
b. Cadangan
c. L/R tahun berjalan
d. L/R tahun Lalu
e. Perkiraan tambahan modal
disetor
f. Modal Pinjaman
Sertifikat Wadiah Bank
Indonesia (BUS & UUS)
Total Aset
Jaringan Kantor
Jumlah Bank
Jumlah Kantor 1)
83
171
57.762
52.271
50.266
5.403
28.484
16.379
2.006
798
1.111
96
6
3.717
340
512
512
845
69
88
351
83.184
76.036
72.807
7.914
42.206
22.688
3.229
1.142
1.869
218
3
4.924
325
483
483
1.321
90
47
403
126.409
115.415
110.910
10.678
67.942
32.290
4.505
1.329
2.864
312
0
6.648
924
1.520
1.520
1.783
119
47
471
165.404
147.512
140.547
15.683
80.576
44.288
6.965
2.026
4.155
784
0
11.576
1.537
1.952
103
2.634
89
48
1.709
204.571
183.534
171.900
15.736
100.105
56.059
11.634
2.787
7.706
1.141
0
11.742
1.997
2.704
2.704
4.512
83
48
2.183
210.781
189.870
177.252
15.015
107.601
54.636
12.618
3.061
8.505
1.051
0
9.978
2.382
3.304
3.304
5.158
90
48
1.662
198.392
178.154
166.610
12.473
99.529
54.609
11.544
2.482
8.016
1.045
0
10.682
1.997
2.703
2.703
4.773
83
40
1.776
204.357
180.945
169.957
11.640
103.914
54.403
10.988
2.214
7.730
1.045
13.094
1.997
2.703
2.703
5.546
72
40
1.577
207.362
185.508
172.707
11.376
106.714
54.617
12.801
2.602
9.015
1.184
11.339
1.997
2.703
2.703
5.741
74
40
1.468
204.847
190.783
177.289
13.170
109.911
54.208
13.494
3.299
9.225
969
8.052
1.987
2.704
2.704
4.422
64
40
1.509
208.802
191.470
178.481
14.855
109.483
54.142
12.989
2.398
9.559
1.032
11.318
2.137
2.705
2.705
4.512
63
40
1.778
210.885
194.299
181.440
14.231
110.894
56.314
12.859
3.774
8.462
623
10.539
1.987
2.704
2.704
4.836
59
40
1.543
211.892
195.959
182.755
13.784
112.558
56.413
13.204
2.977
9.548
680
10.027
1.987
2.704
2.704
4.644
55
40
1.507
215.555
197.141
183.979
14.603
112.318
57.059
13.162
2.736
9.788
638
12.886
1.816
2.704
2.704
4.375
57
40
1.395
221.119
207.121
193.805
13.704
121.881
58.220
13.316
2.563
10.163
591
8.712
2.066
2.406
2.406
3.901
57
100
1.453
222.925
209.644
196.191
14.091
123.524
58.576
13.453
2.913
9.924
617
8.144
2.066
2.206
2.206
3.812
56
100
1.386
232.671
217.858
204.404
15.407
126.071
62.926
13.454
3.242
9.558
655
9.710
2.076
2.206
2.206
3.658
67
90
1.340
224.324
210.761
197.699
15.452
120.734
61.512
13.063
2.707
9.618
737
8.590
2.076
2.056
2.056
3.575
122
1.946
449
790
315
468
5.965
491
1.051
527
516
6.611
579
1.475
1.069
816
7.211
913
2.541
1.895
618
8.181
1.013
3.278
3.186
1.865
9.952
1.306
(101)
9.212
2.044
8.938
1.013
530
5.888
1.545
8.939
1.014
817
5.147
1.540
8.939
1.014
1.038
5.066
1.541
8.953
1.129
1.102
4.945
1.568
8.953
1.129
1.315
4.945
1.563
9.936
1.260
1.402
4.682
1.839
10.237
2,064 r)
1.396
3.878
1.842
10.741
2.064
1.630
3.878
1.844
10.642
2.064
1.440
3.758
1.797
10.643
996
1.894
3.739
1.898
10.644
997
1.786
3.752
1.794
10.644
997
225
5.037
1.797
3.076
5.408
9.244
4.993
6.699
5.253
5.331
5.842 r)
6.234
6.404
6.782
5.880
6.514
6.450
6.680
6.530
8.130
8.050
66.090
97.519
145.467
195.018
242.276
233.305
234.081
240.931 r)
244.209
247.236
251.909
252.464
252.209
257.519
260.366
261.927
272.343
263.468
31
998
34
1.477
34
1.702
35
2.227
34
2.554
34
2.574
34
2.581
34
2.558
34
2.564
34
2.571
34
2.575
34
34
34
2.592 r)
2.577 r)
2.571 r)
34
2.519
34
2.501
34
2.471
34
2.467
Penyaluran Dana iB
Ket:
1)
r)
Tidak termasuk Gerai Muamalat
a. Financing
Rupiah
Foreign Exchange
b. Inter-Bank
c. Placements at BI
d. Money Instruments (not
including recapitalization
bonds)
e. Equity participation
f. Other claims
Sources of Funds iB
Rupiah
Wadiah Demand Deposit
Mudharabah Time Deposits
Mudharabah Savings Accounts
Foreign Exchange
b. Liabilities at BI
c. Inter-Bank
d. Money Instruments
e. Loans received
Rupiah
Foreign Exchange
f. Other Liabilities
g. Guarantee Deposits
Capital Components
a. Paid-In Capital
b. Reserves
c. Current Earnings (Profit/Loss)
d. Retained Earnings (Profit/Loss)
e. Estimate of Additional Paid-In
Capital
f. Capital Loans
Bank Indonesia Syariah Money
Certificates (BUS & UUS)
Total Assets
Office Network
Total Banks
Total Bank Offices 1)
Note: 1) Excluding Gerai Muamalat
r)
Revised figures
1. "Revision of data BUS-UUS began in May 2014 based on LSMK"
62
Tabel 2.2 Kegiatan Usaha Bank Umum Syariah (BUS)
(Sharia Commercial Banks Operations (BUS))

2014
Indikator
2009
2010
2011
2012
2013
r)
Jan
Penyaluran Dana iB
a. Pembiayaan
Rupiah
Valas
b. Antar Bank
c. Penempatan di BI
46.386
34.452
33.190
1.261
1.415
7.345
2.922
e. Penyertaan
83
f. Tagihan Lainnya
169
Sumber Dana iB
43.858
a. DPK
39.624
37.881
Rupiah
3.612
Giro Wadiah
21.510
Deposito Mudharabah
12.759
Tabungan Mudharabah
1.743
Valas
683
Giro Wadiah
1.060
Deposito Mudharabah
Tabungan Mudharabah
6
c. Antar Bank
3.005
d. Surat Berharga
340
112
112
Rupiah
Valas
735
g. Setoran Jaminan
36
Komponen Modal
a. Modal Disetor
1.946
b. Cadangan
449
499
d. L/R tahun Lalu
295
468
disetor
f. Modal Pinjaman
3.076
48.014
Total Aset
Jaringan Kantor
6
Jumlah Bank
711
Jumlah Kantor 1)
1)
Ket: Tidak termasuk Gerai Muamalat
r)
76.602
56.357
53.864
2.493
1.968
12.642
5.203
112.853
83.704
80.038
3.665
2.571
20.975
5.166
142.148
112.396
106.987
5.410
3.071
19.189
6.988
172.411
137.268
129.650
7.619
3.426
21.657
8.328
187.813
144.008
134.283
9.725
3.114
28.896
9.594
r)
Feb
168.193
135.868
128.889
6.978
3.049
19.479
8.101
Mar
172.951
138.590
131.484
7.106
3.638
20.795
8.127
Apr
174.766
139.847
132.494
7.353
4.085
20.626
8.606
Mei 1.
r)
Juni
r)
2015
Juli
r)
Agus
r)
Sep
r)
176.978
141.038
133.502
7.536
4.069
21.399
179.378
143.316
135.777
7.538
3.926
20.928
183.897
146.413
139.240
7.173
6.139
19.715
184,612 r
22.454
187.875
147.737
140.162
7.575
4.239
24.320
8,588 r)
9,021 r)
9,306 r)
9,368 r)
9.412 r)
145.971
138.838
7.134
4,618 r
Indicator
Okt
Nov
Des
Jan
189.291
147.363
139.462
7.902
4.073
26.301
9.526
190.858
148.403
140.373
8.031
3.843
27.394
9.665
196.552
147.944
139.993
7.951
4.267
33.125
9.728

145.976
a. Financing
138.066
Rupiah
7.911
Foreign Exchange
4.040
b. Inter-Bank
28.133
c. Placements at BI
9.745
88
344
69.992
64.335
61.404
6.620
35.350
19.435
2.931
1.095
1.834
2
3
3.944
325
81
81
1.236
69
47
391
105.500
96.548
92.571
8.874
57.067
26.630
3.977
1.274
2.699
4
0
5.416
725
1.119
1.119
1.603
89
47
456
133.170
117.817
112.664
13.445
63.748
35.471
5.153
1.948
2.856
349
0
9.989
1.338
1.654
1.551
103
2.325
47
48
1.684
161.924
143.174
134.293
12.721
77.236
44.336
8.881
2.594
5.650
637
0
10.500
1.797
2.270
2.270
4.140
44
48
2.153
170.404
151.688
141.783
12.433
85.707
43.644
9.905
2.916
6.485
503
0
8.820
2.182
2.870
2.870
4.787
56
48
1.648
156.882
138.967
130.487
9.733
77.629
43.124
8.480
2.355
5.637
488
0
9.407
1.797
2.270
2.270
4.389
52
40
1.761
161.914
141.260
132.528
9.136
80.291
43.101
8.733
2.102
6.142
488
11.405
1.797
2.270
2.270
5.141
41
40
1.562
164.617
145.014
135.204
8.831
83.075
43.298
9.810
2.436
6.788
586
10.188
1.797
2.270
2.270
5.306
43
40
1.468
162.867
150.757
140.200
9.759
86.619
43.822
40
1.509
165.319
150.530
140.449
10.592
86.229
43.628
10.558
2.808
7.254
496
10.080
2.164
7.361
555
6.738
1.787
2.271
2.271
9.417
1.937
2.271
2.271
3.891
55
3.956
54
4.301
49
4.110
45
3.850
48
3.368
49
5.965
491
776
499
516
6.611
579
1.065
1.054
816
7.211
913
1.790
1.829
618
8.181
1.013
2.037
3.112
1.865
9.952
1.306
(212)
8.513
2.044
8.938
1.013
295
5.246
1.574
8.939
1.014
483
4.874
1.566
8.939
1.014
612
4.874
1.566
8.953
1.129
572
4.759
1.568
8.953
1.129
621
4.759
1.563
9.936
1.260
683
4.496
1.840
10.137
2,064 r)
578
3.691
1.842
10.641
2.064
632
3.691
1.844
10.642
2.064
351
3.571
1.797
5.408
9.244
4.993
6.699
5.253
5.331
5.843
6.234
6.404
6.782
5.880
6.514
6.450
6.680
79.186
116.930
147.581
180.360
175.300
176.010
181.148
183.864
185.347
186.848
193.518
192.051
195.085
196.253
11
1.215
11
1.390
11
1.734
11
1.987
11
2.002
11
2.006
11
2.133
11
2.139
11
2.145
11
2.149
12
2.175
12
12
2,174 r)
2.174 r)
12
2.157
40
1.778
170.074
155.704
144.939
10.437
88.710
45.792
10.765
3.534
7.088
143
-
40
1.543
170.231
156.870
146.116
9.758
90.554
45.804
10.754
2.679
7.931
144
-
40
1.507
172.599
157.332
146.761
10.818
89.679
46.263
10.571
2.410
8.027
133
-
40
1.395
174.052
163.090
152.392
9.908
95.542
46.941
10.698
2.296
8.291
111
-
8.966
1.787
2.270
2.270
8.099
1.787
2.270
2.270
10.463
1.537
2.270
2.270
6.398
1.787
1.972
1.972
bonds)
100
100
90
1.453
1.386
1.340
f. Other claims
175.818
182.678
174.915 Sources of Funds iB
165.050
170.723
164.291
154.256
159.549
153.552
Rupiah
9.993
10.929
10.906
97.282
98.354
93.810
46.981
50.267
48.836
10.793
11.173
10.739
Foreign Exchange
2.607
2.878
2.287
8.056
8.144
8.298
130
151
153
6.148
7.139
5.935
c. Inter-Bank
1.787
1.797
1.797
1.972
2.202
2.052
e. Loans received
1.972
2.202
2.052
Rupiah
Foreign Exchange
3.465
3.537
3.470
52
63
121
Capital Components
10.643
10.644
10.644
a. Paid-In Capital
996
997
997
b. Reserves
701
702
120
3.553
3.566
4.269
1.798
1.794
1.797
Capital
f. Capital Loans
6.530
8.130
8.050 Bank Indonesia Syariah Money
197.539
204.961
197.385
Total Assets
Office Network
12
12
12
Total Banks
2.147
2.151
2.145
r)
Revised figures
63
Tabel 2.3 Kegiatan Usaha Unit Usaha Syariah (UUS)
(Sharia Business Unit Operations (UUS))

2014
Indikator
2009
2010
2011
2012
2013
r)
Jan
r)
Feb
Mar
Apr
Mei 1.
r)
Juni
r)
2015
Juli
r)
Agus
r)
Sep
r)
r)
Okt
Penyaluran Dana iB
a. Pembiayaan
Rupiah
Valas
b. Antar Bank
c. Penempatan di BI
17.969
12.435
11.748
687
1.621
3.048
864
18.282
11.824
10.953
871
2.170
3.751
530
28.127
18.952
17.809
1.143
2.276
6.152
736
46.414
35.109
32.894
2.215
2.933
7.524
834
60.935
46.854
43.575
3.279
2.410
10.289
1.356
57.026
45.990
42.728
3.261
2.585
7.339
1.081
57.119
45.905
42.851
3.054
2.270
7.986
943
58.750
46.374
43.457
2.918
2.934
8.489
939
59.254
48.216
44.038
4.178
2.599
7.464
961
60.710
48.652
44.383
4.269
2.470
8.367
62.570
49.692
45.411
4.281
2.575
9.084
57.974
47.666
43.621
4.046
2.282
7.122
7.172
61.580
48.826
44.548
4.278
3.136
8.045
1,187 r)
1,039 r)
773 r)
1,374 r)
1.473 r)
e. Penyertaan
f. Tagihan Lainnya
Sumber Dana iB
a. DPK
Rupiah
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
Valas
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
c. Antar Bank
d. Surat Berharga
Rupiah
Valas
g. Setoran Jaminan
Komponen Modal
a. Modal Disetor
b. Cadangan
d. L/R tahun Lalu
disetor
f. Modal Pinjaman
1
13.903
12.648
12.385
1.791
6.974
3.620
263
116
51
96
712
400
400
111
33
7
13.191
11.702
11.403
1.294
6.856
3.253
298
47
35
217
981
402
402
86
21
12
20.908
18.867
18.339
1.804
10.875
5.660
528
54
165
308
1.232
199
401
401
180
30
14
32.234
29.695
27.883
2.238
16.828
8.817
1.812
78
1.300
435
1.587
199
401
401
309
42
40.811
38.595
36.501
3.794
22.184
10.522
2.094
240
1.374
480
1.573
200
434
434
535
9
41.661
39.090
36.639
4.026
22.004
10.609
2.450
298
1.617
536
1.929
200
434
434
535
9
42.955
39.810
37.219
3.785
22.639
10.795
2.591
326
1.760
505
2.423
279
434
434
535
10
752
66
-
14
42.443
39.685
37.429
2.504
23.623
11.302
2.256
112
1.587
557
1.689
200
434
434
405
31
334
273
43.484
40.940
38.032
4.263
23.254
10.514
2.909
234
2.198
477
1.901
200
434
434
556
9
410
15
-
14
41.510
39.187
36.123
2.739
21.900
11.484
3.063
127
2.379
557
1.275
200
434
434
384
30
236
642
41.980
40.025
37.089
3.412
23.292
10.386
2.936
491
1.971
473
1.313
200
434
434
531
9
275
28
-
30
40.377
38.182
35.469
2.583
21.894
10.993
2.713
145
2.020
548
1.158
200
434
434
370
33
112
699
-
14
42.745
40.494
37.503
2.545
23.639
11.319
2.991
166
2.227
598
1.150
200
434
434
436
31
291
20
-
25
42.647
40.360
37.608
3.015
22.869
11.723
2.752
192
2.056
504
1.243
200
434
434
372
39
1.242
75
-
426
191
-r)
-r)
-r)
530
187
-
695
187
-
719
187
-
818
187
-
3.076
5.408
9.244
4.993
6.699
5.253
5.331
5.843
6.234
6.404
6.782
5.880
Total Aset
18.076
Jaringan Kantor
25
Jumlah Bank
287
Jumlah Kantor 1)
Ket: 1) Tidak termasuk Gerai Muamalat
18.333
28.536
47.437
61.916
58.005
58.071
59.784 r)
60.346
61.889
65.061
23
262
23
312
24
493
23
567
23
572
23
575
23
425
23
425
23
426
23
426
r)
59,300
48.012
43.959
4.053
2,741 r)
Nov
63.149
49.127
45.111
4.016
2.531
9.752
1.738
63.459
49.972
45.886
4.086
2.523
9.229
1.734
Des
Indicator
Jan
66.157
51.385
47.211
4.175
2.747
10.287
1.737

51.303
a. Financing
47.098
Rupiah
4.205
Foreign Exchange
2.621
b. Inter-Bank
9.034
c. Placements at BI
2.066
47.067
44.032
41.413
3.796
26.338
11.279
2.619
267
1.872
480
2.314
279
434
434
533
8
47.107
44.595
41.935
4.097
26.242
11.596
2.660
306
1.868
486
1.996
279
234
234
347
4
49.993
47.136
44.855
4.478
27.717
12.659
2.281
364
1.413
504
2.571
279
4
4
121
4
49.409
46.470
44.147
4.546
26.924
12.677
2.324
420
1.320
584
2.654
279
4
4
998
187
-
1.090
187
-
1.193
187
-
1.084
187
-
105
768
-
6.514
6.514
6.680
6.530
8.130
8.050
58.946
60.158
62.434
64.112
64.389
67.383
66.084
22
22
22
417 r)
403 r)
397 r)
22
362
22
354
22
320
22
322
105
2
bonds)
f. Other claims
Sources of Funds iB
Rupiah
Foreign Exchange
c. Inter-Bank
e. Loans received
Rupiah
Foreign Exchange
Capital Components
a. Paid-In Capital
b. Reserves
Capital
f. Capital Loans
Bank Indonesia Syariah Money
Total Assets
Office Network
Total Banks
r)
Revised figures
64
Tabel 2.4 Perkembangan Aset Perbankan Syariah
(Growth of Assets of Sharia Banks)

2014
Indikator
2009
2010
2011
2012
2015
Indicator
2013
r)
r)
Jan
Feb
Mar
Apr
Mei 1.
r)
Juni
r)
Juli
r)
Agus
r)
Sep
r)
Okt
Nov
Des
Jan
Bank Umum Syariah
48.014
79.186
116.930
147.581
180.360
175.300
176.010
181.148
183.864
185.347
186.848
193.518
192.051
195.085
196.253
197.539
204.961
197.385
Unit Usaha Syariah
18.076
18.333
28.536
47.437
61.916
58.005
58.071
59.784
60.346
61.889
65.061
58.946
60.158
62.434
64.112
64.389
67.383
66.084
Ket:
r)
Syariah Commercial Banks

Syariah Business Units
Note: r) Revised figures

*) Provisional
figures
1. "Revision of data BUS-UUS began in May 2014
based on LSMK"
65
Tabel 2.5 Aktiva Produktif Perbankan Syariah
(Earning Assets of Sharia Banks)

2014
Indikator
2009
2010
2011
2012
2013
r)
Jan
r)
Feb
Mar
Apr
Mei 1.
r)
Juni
r)
2015
Juli
r)
Agus
r)
Sep
r)
Okt
Nov
Des
Indicator
Jan
Pembiayaan iB
46.886
68.181
102.655
151.754
184.120
181.398
181.772
184.964
187.885
189.690
193.136
194.079
193.983
196.563
196.491
198.376
199.330
197.279 Financing iB
a. Lancar
41.931
63.006
95.480
142.501
171.229
165.648
164.517
167.015
169.077
168.326
172.063
172.096
171.860
173.541
172.501
173.142
177.231
169.852 a. Current
b. Dalam Perhatian Khusus
17.819 b. Special Mention
3.074
3.114
4.587
5.822
8.063
10.294
10.830
11.996
12.253
13.740
13.532
13.629
13.234
13.848
14.649
15.591
13.467
c. Kurang Lancar
435
677
1.075
995
1.353
1.746
2.080
1.762
2.039
2.660
2.566
3.034
2.810
2.627
2.794
2.611
2.467
2.740 c. Sub-Standard
d. Diragukan
582
332
297
557
739
761
1.097
795
1.035
1.246
1.288
1.437
1.861
2.452
1.734
1.668
1.701
1.887 d. Doubtful
e. Macet
Non Performing Financing

(Nominal)
Rasio Non Performing Financing
(%)
Ket:
r)
865
1.052
1.216
1.878
2.735
2.948
3.249
3.395
3.480
3.718
3.688
3.882
4.218
4.095
4.812
5.363
4.465
4.981 e. Lost
1.882
2.061
2.588
3.430
4.828
5.455
6.425
5.953
6.554
7.624
7.542
8.354
8.890
9.175
9.341
9.642
8.632
9.608 Non Performing Financing
2,52
2,26
2,62
3,07
3,53
3,21
3,48
4,02
3,90
4,30
4,58
4,67
4,75
4,86
4,33
(Nominal)
4,01
3,02
4,87 Non Performing Financing Ratio
(%)
Note:
r)
Revised figures
*) Provisional
figures
1. "Revision of data BUS-UUS began in May 2014
based on LSMK"
66
Tabel 2.6 Komposisi DPK Perbankan Syariah
(Composition of Third Party Funds of Sharia Banks)

Desember 2008
Desember 2009
Komposisi thdp
total DPK (%)
Indikator
Nominal
(Composition to
Total Third Party
Funds) (%)
Desember 2010
Komposisi thdp
total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Desember 2011
Komposisi thdp
total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Desember 2012
Komposisi thdp
total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Desember 2013
Komposisi thdp
total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Januari 2014***)
Komposisi thdp
total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Desember 2014
Komposisi thdp
total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Januari 2015
Komposisi thdp
total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Komposisi thdp
total DPK (%)
Nominal
Indicator
(Composition to
Total Third Party
Funds) (%)
Giro Wadiah iB
4.238
11,50
6.202
11,86
9.056
11,91
12.006
11,79
17.708
12,00
18.523
10,09
15.749
8,85
18.649
8,56
18.160
8,62 Demand Deposit iB
Rupiah
3.741
10,15
5.403
10,34
7.914
10,41
10.678
10,49
15.683
10,63
15.736
8,57
13.398
7,53
15.407
7,07
15.452
7,33
Rupiah
498
1,35
798
1,53
1.142
1,50
1.329
1,30
2.026
1,37
2.787
1,52
2.351
1,32
3.242
1,49
2.707
1,28
Foreign Exchange
20.143
54,66
29.595
56,62
44.075
57,97
70.806
69,55
84.732
57,44
107.812
58,74
106.973
60,12
135.629
62,26
130.352
61,85 Deposits iB
19.273
52,30
28.484
54,49
42.206
55,51
67.942
66,74
80.576
54,62
100.105
54,54
99.552
55,95
126.071
57,87
120.734
57,28
870
2,36
1.111
2,13
1.869
2,46
2.864
2,81
4.155
2,82
7.706
4,20
7.421
4,17
9.558
4,39
9.618
4,56
12.471
33,84
16.475
31,52
22.906
30,13
32.602
32,02
45.072
30,55
57.200
31,17
55.208
31,03
63.581
29,18
62.249
29,54 Savings iB
12.436
33,74
16.379
31,33
22.688
29,84
32.290
31,72
44.288
30,02
56.059
30,54
54.172
30,45
62.926
28,88
61.512
29,19
35
0,10
96
0,18
218
0,29
312
0,31
784
0,53
1.141
0,62
1.036
0,58
655
0,30
737
0,35
36.852
100
52.271
100
76.036
100
115.415
113,37
147.512
100,00
183.534
100,00
177.930
100,00
217.858
100,00
210.761
35.449
96,19
50.266
96,16
72.807
95,75
110.910
108,94
140.547
95,28
171.900
93,66
167.122
93,93
204.404
93,82
197.699
93,80
1.403
3,81
2.006
3,84
3.229
4,25
4.505
4,42
6.965
4,72
11.634
6,34
10.808
6,07
13.454
6,18
13.063
6,20
Valas
Deposito Mudharabah iB
Rupiah
Valas
Tabungan Mudharabah iB
Rupiah
Valas
Total DPK iB
Rupiah
Valas
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
100,00 Total Third Party Funds iB
Rupiah
Foreign Exchange
62
Tabel 2.7 Tingkat Bagi Hasil Rata-rata DPK Bank Syariah
(Average of Profit Sharing Rates of Third Party Fund of Sharia Banks)

Persen (Percent)
2014
Indikator
2009
2010
2011
2012
2013
Jan
r)
Feb
r)
Mar
Apr
Mei 1.
r)
Juni
r)
2015
Juli
r)
Agus
r)
Sep
r)
Okt
Nov
Des
Wadiah Demand Deposit iB
Giro iB
Rupiah
Valas
Indicator
Jan
1,04
0,38
1,26
0,77
2,15
1,13
1,01
0,26
0,74
0,11
0,87
0,13
0,86
0,12
0,80
0,10
0,85
0.58 r)
0.62 r)
0,56
0,60
0,69
0,83
0,77
0,70
0,82
Rupiah
0,16
r)
0,27
0,61
0,36
0,33
0,36
0,34
0,34
0,36
Foreign Exchange
0.32
Mudharabah Deposits iB
Deposito iB
Rupiah
7,48
7,03
7,46
6,33
5,10
5,70
5,74
5,86
5,85
6,65
6,82
6,61
7,42
7,96
7,89
7,81
8,39
7,74
Rupiah
Valas
3,18
4,35
3,36
2,89
2,76
3,24
3,33
3,24
3,33
2,87
3,27
2,86
1,81
2,40
2,00
2,23
2,15
2,13
Foreign Exchange
Mudharabah Saving iB
Tabungan iB
Rupiah
2,76
3,08
3,23
2,41
5,66
5,81
5,75
5,80
5,86
3,73
3,47
3,41
3,41
3,52
3,47
3,39
3,60
3,19
Rupiah
Valas
1,01
0,92
0,87
0,68
1,01
0,78
1,09
1,15
1,18
0,72
0,45
0,75
0,78
0,77
0,78
0,76
0,74
0,77
Foreign Exchange
r) Revised figures
62
Tabel 2.8 Tingkat Margin Rata-rata Pembiayaan Berdasarkan Sektor Ekonomi
(Average of Margin Rates of Financing Based on Sector Economic)

Persen (Percent)
2014
Sektor Ekonomi
2009
2010
2011
2012
2013
Jan
1. Pertanian, perburuan dan sarana

pertanian
Rupiah
r)
Feb
r)
Mar
Apr
Mei 1.
r)
Juni
r)
2015
Juli
r)
Agus
r)
Sep
r)
Okt
Nov
Des
Sektor Ekonomi
Jan
17,78
14,91
13,72
15,07
15,46
15,78
15,80
15,97
16,09
16,24
16,64
17,34
17,53
17,20
17,45
17,70
17,90
17,50
17,61
17,78
14,97
14,04
15,23
15,65
15,97
15,97
16,13
16,26
16,77
17,05
17,39
17,58
17,24
17,50
17,81
18,00
Valas
0,00
12,11
9,89
12,05
12,05
12,05
12,05
12,05
12,05
6,05
6,75
7,25
7,29
7,28
7,29
5,99
6,00
5,88
2. Pertambangan
15,44
16,29
12,22
11,36
12,44
12,26
12,40
12,32
12,51
10,50
10,61
12,42
12,53
12,57
11,56
12,07
12,26
11,54
Rupiah
1. Agriculture, hunting and

agricultural facilities
Rupiah
Foreign Exchange
2. Mining
Rupiah
14,20
14,32
13,70
13,03
15,77
15,59
15,48
15,55
15,72
12,84
12,95
15,38
15,79
15,72
13,93
15,35
15,39
14,16
Rupiah
18,51
19,03
9,60
7,99
7,64
7,71
7,67
8,20
8,57
7,93
8,17
9,01
9,05
9,13
9,22
8,60
8,88
8,83
Valas
15,48
13,99
13,49
12,18
11,45
11,50
11,58
11,31
11,56
12,70
13,30
13,22
13,20
13,18
13,26
13,46
13,71
12,82
Rupiah
15,34
14,32
13,56
12,58
11,84
11,84
11,88
11,57
11,87
13,89
14,33
14,18
14,24
14,29
14,38
14,56
14,98
14,20
Valas
39,77
10,04
11,78
9,65
7,97
8,21
8,15
8,24
8,01
6,65
8,26
8,01
7,92
8,09
8,04
8,13
8,04
6,49
15,30
15,34
14,03
12,91
11,24
11,18
11,22
11,33
11,38
12,43
11,21
11,77
11,67
11,66
12,06
13,22
13,10
11,35
Rupiah
16,18
16,31
14,56
13,77
12,94
12,86
12,84
12,90
13,00
12,99
12,94
13,85
13,68
13,49
13,56
14,93
14,84
12,34
Valas
10,76
7,86
10,30
8,90
8,18
8,18
8,19
8,22
8,26
11,47
7,83
7,64
7,64
7,72
8,05
8,16
8,14
8,52
5. Konstruksi
13,49
14,32
14,32
13,95
12,26
11,90
12,03
12,58
12,60
13,28
13,60
12,79
13,64
13,28
13,85
14,47
14,42
13,69
Rupiah
14,15
14,63
14,54
14,46
12,42
12,10
12,22
12,80
12,85
13,63
13,94
12,91
13,81
13,43
14,04
14,69
14,65
13,81
4,60
9,91
12,11
10,62
9,61
9,55
9,57
9,64
9,32
9,33
9,29
10,93
10,94
10,81
10,78
10,64
10,62
11,40
Foreign Exchange
19,34
19,64
19,25
18,33
17,87
18,13
17,75
17,73
17,57
18,12
16,80
16,98
21,04
21,09
20,82
21,03
21,01
20,51
6. Trade, restaurants and hotels
Rupiah
19,49
20,18
19,60
18,74
18,26
18,51
18,07
18,07
17,89
18,23
16,89
17,07
21,12
21,18
20,90
21,13
21,13
20,63
Valas
12,04
9,32
8,99
9,14
8,97
8,96
8,94
9,03
9,22
9,64
9,53
9,14
12,94
12,01
12,05
10,28
8,86
8,78
Foreign Exchange
15,24
15,49
15,08
13,96
12,13
12,06
11,87
12,04
10,04
12,03
12,59
12,78
12,62
12,33
12,25
13,33
13,78
11,34
7. Transportation, warehousing
and communications
3.
Valas
6. Perdagangan, restoran dan hotel
7. Pengangkutan, pergudangan
dan komunikasi
Rupiah
15,80
16,38
16,20
15,40
13,81
13,65
13,56
13,71
13,63
13,34
14,50
14,53
14,63
14,39
14,87
16,99
16,80
13,77
Valas
8,12
9,60
9,12
8,94
8,07
8,06
7,46
7,45
4,39
9,10
8,14
8,26
7,45
7,46
6,46
6,56
7,83
6,68
8. Jasa Dunia usaha
15,26
15,03
14,37
13,86
13,20
13,31
13,31
15,05
12,90
12,28
12,28
12,28
13,70
13,55
14,32
14,74
14,55
13,85
Rupiah
15,54
15,38
14,51
13,98
13,22
13,34
13,34
15,10
12,93
12,46
12,46
12,46
13,76
13,65
14,23
14,66
14,47
13,75
8,22
5,88
8,89
8,61
12,29
12,27
12,28
12,77
11,70
11,70
11,63
11,63
5,83
4,37
21,92
21,08
21,36
21,87
16,89
17,91
14,57
12,76
11,66
11,71
11,91
12,11
12,69
14,64
15,76
13,88
17,30
16,96
17,82
17,06
16,94
16,03
Valas
9. Jasa sosial/masyarakat
Rupiah
Foreign Exchange
3. Manufacturing
Rupiah
Foreign Exchange
Rupiah
Foreign Exchange
5. Construction
Rupiah
Rupiah
Rupiah
Foreign Exchange
8. Business Services
Rupiah
Foreign Exchange
9. Social Services
Rupiah
16,89
17,91
14,67
12,74
11,74
11,78
11,98
12,18
12,78
14,76
15,92
13,98
17,45
17,12
17,99
17,20
17,09
16,19
Valas
8,00
7,98
14,41
8,55
7,75
7,80
7,79
7,34
6,41
6,70
7,61
7,62
7,66
7,67
8,20
8,30
7,91
10. Lain-lain
11,04
10,17
9,68
10,29
10,64
10,78
10,81
12,03
12,10
13,23
11,67
11,04
10,88
11,03
11,17
11,43
11,44
11,73
11,41
10,47
9,99
10,63
11,03
11,14
11,17
12,15
12,24
13,22
11,69
11,04
10,89
11,04
11,18
11,43
11,44
11,73
Rupiah
0,13
0,70
0,78
0,36
0,54
1,21
0,84
0,38
0,49
0,49
0,58
0,58
0,49
1,20
0,14
2,36*)
3,10
3,09
Foreign Exchange
Rupiah
Valas
Ket: 1) terdapat formulasi baru untuk perhitungan bagi hasil akad ijarah
Note:
1)
Foreign Exchange
10. Others
there is a new formulation for the calculation of the results ijara contract
r) Revised figures
*) 2014
Provisional
1. "Revision of data BUS-UUS began in May
basedfigures
on LSMK"
63
Tabel 2.9 Tingkat Margin Rata-rata Pembiayaan Berdasarkan Jenis Penggunaan
(Average of Margin Rates of Financing Based on Type of Use)

Persen (Percent)
2014
Jenis Penggunaan
2009
2010
2011
2012
2013
Jan
r)
Feb
r)
Mar
Apr
Mei 1.
r)
Juni
r)
2015
Juli
r)
Agus
r)
Sep
r)
Okt
Nov
Des
Type of Use
Jan
Working Capital
16,99
16,55
15,33
14,33
13,38
13,44
13,46
14,72
13,21
13,41
13,92
14,88
17,32
17,11
17,37
17,69
17,68
16,59
Rupiah
17,15
16,96
15,65
14,63
13,73
13,81
13,80
15,10
13,73
13,84
14,49
15,47
18,00
17,82
17,97
18,34
18,25
17,21
Valas
12,55
10,56
9,67
9,29
8,05
8,02
7,94
8,02
6,31
9,04
8,29
8,32
8,24
8,02
9,57
9,37
10,36
8,86
Investasi
13,75
14,54
14,42
13,96
13,00
13,03
13,03
13,02
13,07
13,59
13,55
13,70
13,81
13,66
14,10
14,21
14,27
13,53
Investment
14,22
14,82
14,74
14,37
13,33
13,36
13,38
13,36
13,42
14,69
14,61
14,75
14,86
14,72
15,24
15,36
15,40
14,50
Rupiah
7,65
8,88
10,14
9,48
10,19
10,18
9,88
10,02
10,03
8,32
8,12
7,96
7,98
8,01
8,14
8,13
8,14
8,23
11,03
10,16
9,68
10,38
10,79
10,94
10,98
12,03
12,10
11,24
11,29
10,83
11,06
11,10
11,45
11,95
11,93
11,88
Consumption
11,40
10,47
9,99
10,72
11,19
11,31
11,34
12,15
12,24
11,26
11,31
10,83
11,06
11,11
11,46
11,95
11,93
11,88
Rupiah
0,13
0,70
0,78
0,36
0,55
1,31
0,97
0,38
0,77
0,77
0,77
0,77
0,49
0,18
0,14
2,36*)
3,10
3,09
Foreign Exchange
Modal Kerja
Rupiah
Valas
Konsumsi
Rupiah
Valas
Ket: 1) terdapat formulasi baru untuk perhitungan bagi hasil akad ijarah
Note:
1)
Rupiah
Foreign Exchange
Foreign Exchange
there is a new formulation for the calculation of the results ijara contract
r) Revised figures
64
Tabel 2.10 Kegiatan Usaha BPR Syariah
(Sharia Rural Banks Operation)

2014
Indikator
2009
2010
2011
2012
2013
Jan
r)
Feb
r)
Mar
Apr
Mei 1.
r)
Juni
r)
2015
Juli
r)
Agus
r)
Sep
r)
Okt
Nov
Des
Indicator
Jan
1.995
2.586
3.328
4.459
5.544
5.534
5.587
5.644
5.635
5.631
5.620
5.648
5.777
5.855
5.980
6.055
6.287
6.283 Disbursement of Fund iB
1.587
408
2.060
525
2.676
652
3.554
906
4.433
1.110
4.423
1.112
4.539
1.048
4.635
1.009
4.727
908
4.789
842
4.845
774
4.850
798
4.846
932
4.918
937
4.948
1.032
4.980
1.075
5.005
1.282
5.004
1.279
Sumber Dana iB
Dana Pihak Ketiga
Tabungan iB Wadiah
Tabungan iB Mudharabah
Deposito iB Mudharabah
Antar Bank Passiva
Pinjaman yang Diterima
Kewajiban Lainnya
1.679
1.251
234
319
697
353
57
18
2.196
1.604
285
374
945
521
52
19
2.892
2.095
412
448
1.235
694
80
23
3.911
2.938
527
590
1.820
855
91
27
4.866
3.666
668
701
2.297
1.104
55
41
4.864
3.669
658
675
2.337
1.100
53
41
4.914
3.711
673
689
2.349
1.102
52
50
4.979
3.765
684
703
2.378
1.106
54
54
4.958
3.734
683
693
2.358
1.120
55
49
4.942
3.681
678
687
2.316
1.155
56
49
4.916
3.599
671
651
2.277
1.207
59
52
4.929
3.592
662
629
2.300
1.229
61
48
5.062
3.729
718
678
2.332
1.220
69
44
5.110
3.753
726
680
2.347
1.235
79
43
5.190
3.802
737
692
2.373
1.255
89
44
5.256
3.853
743
696
2.414
1.258
92
53
5.439
4.028
790
750
2.488
1.265
92
54
5.444 Source of Funds iB

4.052
Third Party Funds
790
Wadiah Savings iB
748
Mudharabah Savings iB
2.514
Deposit Mudharabah iB
1.244
Interbank Liabilities
99
Loan received
49
Other Liabilities
Beberapa Komponen Modal
1.240
434
501
616
732
746
744
738
704
640r)
758
758
771
786
805
818
844
878 Some Components of Capital
347
42
70
(25)
390
50
87
(26)
472
61
106
(24)
556
82
129
(35)
566
83
9
88
574
91
23
55
585
101
32
20
600
104
603
613
109
62
(27)
621
109
58
(30)
626
109
67
(31)
629
109
79
(32)
633
109
94
(31)
637
109
104
(32)
646
109
122
(32)
667
109
11
91
Penyaluran Dana iB
Pembiayaan iB
Antar Bank Aktiva iB
Modal Disetor
Cadangan
L/R Tahun berjalan
L/R Tahun Lalu
Ket: r) Angka-angka diperbaiki
751
456
55
(22)
40r)
5r)
106r)
50
(12)
Financing iB
Interbank Assets iB
Paid-In Capital
Reserves
Current Earnings (Profit/Loss)
65
Tabel 2.11 Aset dan Pembiayaan BPR Syariah
(Asset and Financing of Sharia Rural Bank)

2014
Indikator
2009
2010
2011
2012
2013
Jan
r)
Feb
r)
Mar
Apr
Mei 1.
r)
Juni
r)
2015
Juli
r)
Agus
r)
Sep
r)
Okt
Nov
Des
Indicator
Jan
Aset
2.126
2.739
3.520
4.699
5.833
5.840
5.899
5.959
5.946
5.937
5.933
5.934
6.083
6.150
6.266
6.343
6.573
6.580 Assets
Pembiayaan iB
1.587
2.060
2.676
3.554
4.433
4.423
4.539
4.635
4.727
4.789
4.845
4.850
4.846
4.918
4.948
4.980
5.005
5.004 Financing iB
Lancar
1.475
1.927
2.512
3.335
4.145
4.082
4.189
4.276
4.348
4.395
4.449
4.432
4.418
4.491
4.505
4.542
4.610
4.556
Kurang Lancar
31
39
49
73
91
121
126
133
150
152
154
161
159
149
158
155
136
179
Diragukan
31
30
45
52
66
74
80
73
72
81
81
86
91
90
91
89
81
86
Macet
50
65
70
94
132
146
144
153
156
162
162
171
177
189
193
195
177
184
Non Performing Financing (Nominal)
112
134
164
219
288
341
350
359
378
394
396
418
428
427
442
439
395
449 Non Performing Financing (Nominal)
Non Performing Financing (%)
7,03
6,50
6,11
6,15
6,50
7,70
7,71
7,74
8,00
8,23
8,18
8,62
8,83
8,68
8,94
8,81
7,89
Current
Sub Standard
Doubtful
Lost
8,97 Non Performing Financing (%)
66
Tabel 2.12 Jaringan Kantor Perbankan Syariah
(Sharia Bank Office Network)

2014
Indikator
2009
2010
2011
2012
2013
Jan
r)
Feb
r)
Mar
Apr
Mei 1.
r)
Juni
r)
2015
Juli
r)
Agus
r)
Sep
r)
Okt
Nov
Des
Sharia Commercial Banks
Bank Umum Syariah (BUS)

Jumlah Bank
Jumlah Kantor
11
11
11
11
11
11
11
11
11
11
12
12
12
12
12
12
12
711
1.215
1.390
1.734
1.987
2.002
2.006
2.133
2.139
2.145
2.149
2.175
2.174
2.174
2.157
2.147
2.151
2.145
25
23
24
24
23
23
23
23
23
23
23
22
22
22
22
22
22
22
Jumlah Kantor
287
262
312
493
567
572
575
425
425
426
426
417 r)
403 r)
397 r)
362
354
320
322
Total Bank
Total Bank Offices
Sharia Business Units
Unit Usaha Syariah (UUS)

Jumlah Bank
Indicator
Jan
Total Bank
Total Bank Offices
Sharia Rural Bank
BPR Syariah
Jumlah Bank
139
150
155
158
163
163
163
163
163
163
163
163
163
163
163
163
163
164
Total Bank
Jumlah Kantor
223
286
364
401
402
420
428
431
425
428
429
424
436
433
431
438
439
477
Total Bank Offices

67
Tabel 2.13 Kinerja Bank Umum Syariah
(Sharia Commercial Bank Performance)

Indikator
2009
2010
2011
2012
2013
2014
Janr)
Febr)
Mar
Apr
Mei 1. r)
Juni r)
Juli r)
Agus r)
r)
Sep r)
r)
Okt
r)
Nov
Des
2015
Jan
Indicator
CAR (%)
- Modal
- ATMR
16,76
9.578
57.156
16,63
11.297
67.936
14,14
13.866
98.071
14,42
18.089
125.429
16,76
19.591
116.878
16,71
18.999
113.693
16,20
19.033
117.508
16,68
19.372
116.124
16,85
15226,93
90372,12
16,21
18787,62
115885,2
14.76
17,904 r)
121,318 r)
14.73
17,388 r)
118065,3
14,60
18.229 r)
124.823 r)
15,25
18.437
120.871
15.66*
19.521
124.626
15,74
19.585
124.405
13,75
19.450
141.452
CAR (%)
- Capital
KAP
APYD terhadap Aktiva Produktif
- APYD
- Total Aktiva Produktif
96,84
2.121
67.230
94,38
757
13.471
97,34
3.341
125.551
96,96
4.668
153.688
96,40
5.426
150.617
96,09
5.896
150.784
95,98
6.141
152.871
95,77
6.664
157.506
95,68
8.719
201.906
95,87
7.606
184.055
95,54
9.354
209.785
95,53
8.456
189.286
95,29
9.064
192.582
94,85
9.480
184.207
94,53
10.180
186.032
95,22
10.055
210.371
5,75
11.626
202.284
Earning Assset Quality

Classified Earning assets to
- Classified Earning Assets
- Total Earning assets
1,77
936
53.024
1,20
949
79.144
2,04
2.184
1,82
2.558
1,45
2.069
0,87
1.256
1,38
2.001
1,45
2.147
1,54
2,672 r)
r)
1,64
2.874
1,61
2.838
2,93
5.300
2,22
4.061
2,68
4.889
2,92
5.235
2.92 *)
5,235 *)
0,97
1.739
107.114
140.544
142.741
144.770
144.982
148.543
173,630 r)
175.064
176.778
180.668
182.651
182.728
179.383 179,383 *)
179.126
1,59
1,59
1,94
1,58
1,01
1,00
1,30
1,09
0,82
0,76
0,71 r)
960
60.268
82,38
1.460
92.058
81,65
2.397
123.667
76,35
2.573
162.544
82,16
1.770
175.675
89,25
1.728
172.379
89,22
2.050
158.192
90,91
1.949
179.112
84,50
1.505
182.756
1.378
181.546
1.328
4.368
5.302
6.378
7.812
7.678
10.057
12.012
14.621
968
1.084
2.244
2.515
3.451
3.796
4.443
5.258
6,280 r)
8,210 r)
6,337 r)
8,948 r)
8,186 r)
10,324 r)
16,76
9.578
57.156
19,64
16.779
85.448
18,04
18.689
16,33
20.277
16,61
20.116
15,95
19.364
16,79
20.818
18,37
20.589
17,82
24.303
17,07
23.459
103.588
124.192
121.077
121.407
123.969
112.068
136.362
137.452
87,60
91,41
120,65
95,87
94,94
97,77
98,11
95,50
93,55
95,21
Rentabilitas
NOM (%)
- Pendapatan
-
Rata-rata Aktiva
ROA (%)
- Laba
- Rata-Rata total aset
BOPO (%)
-
Biaya Operasional
Pendapatan
Likuiditas
Short Term Mistmach (%)
- Aktiva Jangka Pendek
-
Kewajiban Jangka
FDR (%)
76,49
r)
70,82
r)
Profitability
NOM (%)
- Net Operations Income
-
Average Earning Assets
ROA (%)
r)
0,56*)
0,49
0,41
0,88
1.051 r)
189.317 r)
85,70 r)
1.051*)
189.317*)
76,96 r)
972
197.281
78,22
822
198.248
81,32
1.745
197.385
94,80
10,104 r)
12,275 r)
11.142 r)
13.000 r)
11,996 r)
15,588 r)
14.394
18.401
16.779
20.634
2.642
2.787
- Profit
- Average Assets
Operating Expenses to
Operations Revenue (%)
- Operations Expenses
- Operations Income
18,81
26.516
18,57
26.387
19,07
26.665
19,07
26.665
21,54
31.497
18,22
27.833
25,17
44.511
Liquidity
Short Term Mistmach (%)
- Short-Term Assets
140.985
142.058
139.852
139.852
146.255
152.758
176.847
93,05
93,90
93,90
89,91
86,66
88,85
188,188 r)
79,29 r)
94,02
r)
0,55
1,045
188,531
82,31
r)
0,56
Short-Term Liabilities
FDR (%)
Pembiayaan
56.357
32.165
142.148
137.268
144.008
135.868
138.590
138.492
141.038
143.316
146,402 r)
145.971
147.737
147.737
148.403
147.944
145.976
Financing
Dana Pihak Ketiga
64.335
35.186
117.817
143.174
151.688
138.967
141.260
145.014
150.757
150.530
155,707 r)
156.870
157.332
157.332
165.050
170.723
164.291
Third Party Funds

68
Tabel 2.14 Bank Umum Syariah Berdasarkan Tingkat Rasio
(Sharia Commercial Based on Ratios)

2014
Indikator
2009
2010
2011
2012
2013
Janr)
Febr)
Mar
Mei 1. r)
Apr
Juni r)
2015
Juli r)
Agus r)
Sep r)
Okt
Nov
Des
Indicator
Jan
Tier One Capital
Modal Inti
<100 miliar
<100 billion
>100 miliar
11
11
11
11
11
11
11
11
11
11
12
12
12
12
12
12
12
>100 billion
Capital Adequacy Ratio
CAR
<12%
<12%
>12%
10
10
10
10
10
10
10
11
11
10
11
12
>12%
Non Performing Loan Ratio
NPL
<5%
11
11
11
11
11
10
10
10
10
<5%
>5%
>5%
Return on Asset Ratio
ROA
<1,5%
10
10
<1,5%
>1,5%
>1,5%
Finance to Deposit Ratio

0
<50%
FDR
<50%
>50%
10
11
11
11
11
11
11
11
11
11
12
12
12
12
12
12
12
>50%
69
viii
T hi s page i nt ent i onal l y l eft bl ank
Halamn ini sengaja dikosongkan
Tabel 3.1 Kegiatan Usaha Bank Perkreditan Rakyat
(Rural Banks Operations)

2014
Indikator
2009
2010
2011
2012
2015
2013
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Indicator
Jan
Fund Disbursements
Penyaluran Dana
28.001
33.844
41.100
49.818
59.176
59.503
60.812
62.055
63.036
64.209
65.507
66.268
66.264
67.061
67.359
67.648
68.391
68.519
a. Credits
8.075
10.033
12.434
14.935
15.374
15.166
14.567
13.952
13.413
12.513
11.953
11.886
13.356
13.953
15.326
16.352
18.540
18.590
b. Inter-Bank Assets
25.552
31.312
38.209
44.870
50.520
50.853
51.367
51.799
52.113
52.224
52.120
52.474
53.824
54.605
55.730
56.800
58.750
59.381
Deposito
17.280
21.455
26.174
30.401
33.879
34.365
34.775
34.963
35.101
35.326
35.640
36.272
36.854
37.301
38.104
38.751
39.919
40.655
Time Deposits
Tabungan
8.272
9.857
12.035
14.468
16.641
16.489
16.591
16.835
17.012
16.898
16.480
16.202
16.970
17.304
17.626
18.048
18.831
18.726
Savings Deposits
3.947
4.739
6.420
9.528
1.896
1.882
1.919
1.905
1.850
1.762
1.672
1.593
1.649
1.708
1.848
1.918
2.006
2.047
b. Inter-Bank Liabilities
c. Pinjaman yang Diterima
541
610
443
426
11.165
10.882
10.988
11.263
11.462
11.644
12.411
12.719
12.595
12.833
12.861
13.007
13.386
12.963
d. Kewajiban Segera
328
373
389
466
421
398
421
514
543
492
480
500
454
459
408
464
452
539
a. Kredit
b. Antar Bank Aktiva
Source of Funds
Sumber Dana
a. DPK
b. Antar Bank Pasiva
c. Loans received
d. Immediate Liabilities
Several Components of Capital
Beberapa Komponen Modal

a. Modal Disetor
4.072
4.757
5.517
6.227
6.997
7.106
7.131
7.258
7.334
7.357
7.532
7.644
7.755
7.936
8.051
8.105
8.227
8.351
a. Paid In Capital
b. Cadangan
1.033
1.272
1.465
1.726
1.573
1.598
1.648
1.718
1.757
1.783
1.786
1.802
1.837
1.807
1.798
1.810
1.819
1.839
b. Reserves
c. L/R Tahun Berjalan
1.158
1.447
1.853
2.328
2.661
214
417
674
875
1.117
1.354
1.506
1.741
2.008
2.254
2.484
2.682
(118)
(157)
(125)
(24)
564
3.067
2.652
1.999
1.462
1.290
1.209
1.131
2.570
1.051
d. L/R Tahun Lalu

Ket:
Sejak data November 2013 pos Antar Bank Pasiva tidak termasuk pinjaman yang diterima dari Bank lain.
Sejak Data November 2013 pos Pinjaman Yang Diterima termasuk pinjaman yang diterima dari Bank lain.
214
c. Current Earnings
d. Retained Earnings
(Profit/Loss)
since November 2013, data Inter-Bank liabilities not include Loans received form other bank
since November 2013, data Loans received include Loans received form other bank
1.047
1.010
978
3.331
78
Tabel 3.2 Kinerja Bank Perkreditan Rakyat
(Rural Banks Performance)

2014
Indikator
2009
2010
2011
2012
Jan
LDR (%)
2015
Indicator
2013
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
79,05 LDR (%)
79,61
79,02
78,54
78,63
84,34
81,06
82,11
83,18
84,25
85,37
85,80
86,71
86,10
84,96
83,98
81,08
79,79
- Total Kredit
28.012
33.878
41.144
49.866
59.176
60.197
61.456
62.570
63.508
64.844
66.397
67.005
67.143
67.683
68.115
67.648
68.391
68.342
Total Credit
- Penghimpunan Dana
29.496
36.420
44.836
54.535
60.024
62.461
63.101
63.782
64.253
64.679
65.301
65.739
66.350
67.828
69.072
70.883
72.914
72.736
Funds collected
5.691
6.450
7.551
8.880
10.137
11.804
11.747
11.441
11.124
11.282
12.086
11.535
11.630
11.836
12.035
12.552
12.801
13.718
Core Capital
- Modal Inti
NPL (%)
- Kredit Non Lancar
- Total Kredit
ROA (%)
- L/R Tahun Berjalan
- Total Aktiva
ROE (%)
5,32 NPL (%)
6,90
6,12
5,22
4,75
4,41
4,94
4,99
4,96
5,06
5,17
5,08
5,24
5,37
5,28
5,40
5,36
4,75
1.932
2.070
2.146
2.369
2.610
2.941
3.033
3.078
3.190
3.321
3.325
3.471
3.557
3.542
3.635
3.628
3.252
3.643
Non Current Credits
28.001
33.844
41.100
49.818
59.176
59.503
60.812
62.055
63.036
64.209
65.507
66.268
66.264
67.061
67.359
67.648
68.391
68.519
Total Credit
2,85 ROA (%)
3,08
3,16
3,32
3,46
3,44
3,31
3,20
3,42
3,32
3,37
3,37
3,18
3,16
3,19
3,16
3,10
2,98
1.158
1.447
1.853
2.328
2.661
214
417
674
875
1.117
1.354
1.506
1.741
2.008
2.254
2.484
2.682
214
37.554
45.742
55.799
67.397
77.376
77.485
78.189
78.838
79.159
79.524
80.329
81.091
82.625
84.011
85.623
87.344
89.878
90.052
25,08
Current Earnings
(Profit/Loss)
Total Aktiva
26,31 ROE (%)
26,71
29,46
32,63
32,41
30,71
29,82
31,43
30,25
30,74
30,44
28,64
28,59
28,73
28,68
28,56
27,89
- L/R Tahun Berjalan
1.158
1.447
1.853
2.328
2.661
214
417
674
875
1.117
1.354
1.506
1.741
2.008
2.254
2.484
2.682
214
- Modal Disetor
4.072
4.757
5.517
6.227
6.997
7.106
7.131
7.258
7.334
7.357
7.532
7.644
7.755
7.936
8.051
8.105
8.227
8.351
Paid In Capital
546
661
772
909
1.214
1.239
1.268
1.321
1.343
1.362
1.365
1.374
1.378
1.381
1.380
1.382
1.389
1.396
General Reserve
- Cadangan Umum
Ket:
*)
Angka-angka sementara
79
Tabel 3.3 Perkembangan Aset BPR Berdasarkan Lokasi BPR
(Growth of Rural Banks Asset Based on Location)

Lokasi
1. Jawa Barat
2009
2010
2011
2012
2014
2013
2015
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Location
7.061
8.511
9.771
11.293
12.663
12.835
13.014
13.107
13.160
13.357
13.381
13.548
13.842
14.037
14.332
14.677
15.099
15.220
2. Banten
737
907
1.056
1.308
1.529
1.508
1.512
1.522
1.537
1.498
1.522
1.537
1.576
1.636
1.655
1.711
1.833
1.886
3. DKI Jakarta
708
922
1.341
1.579
1.625
1.637
1.636
1.674
1.628
1.667
1.678
1.694
1.720
1.729
1.780
1.807
1.889
1.881
4. D.I Yogyakarta
1.848
2.250
2.610
3.097
3.510
3.522
3.529
3.535
3.568
3.596
3.671
3.704
3.755
3.826
3.926
4.028
4.127
4.147
5. Jawa Tengah
9.190
10.899
12.851
14.938
16.844
16.836
16.945
17.127
17.131
17.170
17.267
17.440
17.882
18.110
18.526
18.838
19.234
19.341
6. Jawa Timur
4.739
5.607
6.562
7.898
8.910
8.961
9.035
9.141
9.221
9.329
9.436
9.572
9.727
9.797
9.865
9.997
10.226
10.256
25
30
33
39
39
40
44
44
45
49
50
49
50
50
51
54
55
56
8. Jambi
244
323
424
644
738
737
744
739
734
729
732
736
740
740
740
747
759
765
9. Aceh
121
104
125
138
161
162
164
163
164
163
160
157
161
162
164
165
168
168
7. Bengkulu
10. Sumatera Utara
580
677
763
877
967
976
980
983
978
978
991
997
1.017
1.035
1.048
1.055
1.049
1.063
11. Sumatera Barat
1.025
1.157
1.278
1.406
1.337
1.318
1.322
1.322
1.313
1.306
1.288
1.253
1.296
1.296
1.318
1.320
1.346
1.341
12. Riau
601
735
899
1.015
1.050
1.070
1.072
1.078
1.054
1.048
1.071
1.052
1.081
1.080
1.109
1.107
1.134
1.124
1.349
2.161
2.836
3.425
3.842
3.827
3.844
3.855
3.864
3.894
4.001
4.041
4.114
4.218
4.320
4.369
4.446
4.536
520
645
834
996
1.046
1.016
1.033
1.035
1.036
1.027
1.021
1.036
1.024
1.083
1.099
1.100
1.156
1.107
15. Bangka Belitung
20
25
50
59
75
74
76
80
75
75
75
75
80
80
82
84
89
96
13. Kepulauan Riau
16. Lampung
3.037
3.539
4.386
5.167
6.678
6.740
6.838
6.802
6.871
6.872
7.000
7.058
7.116
7.221
7.412
7.577
7.897
7.882
250
348
389
396
416
416
418
421
430
426
423
424
427
435
443
447
533
476
577
670
820
979
953
922
927
926
977
942
956
946
978
1.024
983
1.023
1.020
1.005
233
272
282
310
336
338
335
336
328
330
328
315
301
302
327
331
359
351
28
46
67
137
232
173
178
281
185
192
197
207
214
261
230
324
287
257
21. Sulawesi Tengah
254
309
504
955
1.372
1.358
1.367
1.416
1.425
1.424
1.429
1.443
1.448
1.468
1.482
1.496
1.535
1.492
336
457
669
925
1.064
1.117
1.131
1.156
1.164
1.163
1.190
1.205
1.203
1.223
1.255
1.276
1.310
1.336
23. Sulawesi Utara
241
395
625
820
963
947
922
903
900
891
897
896
920
926
940
965
995
987
65
68
80
103
133
128
129
133
135
141
142
150
157
163
163
169
187
197
30
35
36
35
35
34
35
35
35
34
34
34
34
34
35
34

25. Sulawesi Barat
26. Gorontalo
26
29
535
585
716
840
940
933
941
943
944
952
929
940
967
992
1.010
1.032
1.062
1.066
2.663
3.431
4.801
6.326
7.721
7.845
7.925
7.981
8.123
8.104
8.250
8.347
8.507
8.719
8.894
9.115
9.380
9.361
109
153
200
253
337
338
343
343
345
352
355
363
367
374
383
398
415
422
30. Maluku
210
217
391
747
1.001
856
880
917
927
949
977
980
998
1.021
1.054
1.073
1.174
1.119
31. Papua
215
231
314
516
609
586
587
607
626
628
640
643
663
693
712
728
754
745
13
17
22
22
23
23
24
24
24
30
32
32
32
33
35
35
29
74
152
221
207
252
202
206
206
204
209
217
231
243
257
280
292
45.742
55.799
67.397
77.376
77.485
78.189
78.838
79.159
79.524
80.329
81.091
82.625
84.011
85.623
87.344
89.878
90.052

28. Bali
32. Maluku Utara

33. Papua Barat
34. Lainnya
Total
37.554
1. Jawa Barat
2. Banten
3. DKI Jakarta
4. D.I Yogyakarta
5. Jawa Tengah
6. Jawa Timur
7. Bengkulu
8. Jambi
9. Aceh
10. Sumatera Utara
11. Sumatera Barat
12. Riau
13. Kepulauan Riau
15. Bangka Belitung
16. Lampung
21. Sulawesi Tengah
23. Sulawesi Utara
25. Sulawesi Barat
26. Gorontalo
28. Bali
30. Maluku
31. Papua
32. Maluku Utara
33. Papua Barat
34. Others
Total
80
Tabel 3.4 Jumlah BPR Berdasarkan Total Aset
(Rural Banks Based on Total Assets)

2014
Total Aset
2009
2010
2011
2012
Jan
Total Aset BPR
46
25
16
12
2015
Total Asset
2013
9
Feb
13
Mar
12
Apr
11
Mei
10
Jun
10
Jul
8
Ags
9
Sep
8
Okt
9
Nov
8
Des
7
Jan
12
6 Total Asset Rural bank
< 1 Billion
< 1 Miliar
Total Aset BPR
429
341
264
229
213
207
212
208
204
203
207
201
195
195
197
192
190
1 up to 5 Billion
1 s.d 5 Miliar
Total Aset BPR
479
433
387
333
267
263
253
257
263
263
262
264
263
261
252
253
245
5 up to 10 Billion
5 s.d 10 Miliar
Total Aset BPR
779
907
1.002
1.079
1.146
1.153
1.159
1.160
1.158
1.158
1.157
1.161
1.168
1.169
1.178
1.185
1.196
1.204 Total Asset Rural bank
> 10 Billion
> 10 Miliar
Total
1.733
1.706
1.669
1.653
1.635
1.636
1.636
1.636
1.635
1.634
1.634
1.635
1.634
1.634
1.635
1.637
1.643
1.643
Total
81
Tabel 3.5 Non Performing Loan Bank Perkreditan Rakyat
(NPL of Rural Bank)

2014
Kolektibilitas
2009
2010
2011
2012
2015
2013
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Collectibility
28.001
33.844
41.100
49.818
59.176
59.503
60.812
62.055
63.036
64.209
65.507
66.268
66.264
67.061
67.359
67.648
68.391
68.519 Credit
26.068
31.775
38.953
47.450
56.566
56.562
57.779
58.977
59.847
60.888
62.181
62.796
62.707
63.519
63.724
64.020
65.139
64.876
b. Kurang Lancar
457
514
495
577
640
890
932
941
957
979
982
1.039
1.055
1.001
1.020
993
773
1.058
c. Diragukan
335
398
420
453
537
567
570
570
617
652
645
687
705
722
730
746
713
742
1.140
1.158
1.231
1.339
1.433
1.483
1.531
1.567
1.616
1.690
1.698
1.745
1.797
1.819
1.885
1.889
1.766
1.842
Non Performing Loan (Nominal)
1.932
2.070
2.146
2.369
2.610
2.941
3.033
3.078
3.190
3.321
3.325
3.471
3.557
3.542
3.635
3.628
3.252
3.643 Non Performing Loan (Nominal)
Rasio Non Performing Loan (%)
6,90
6,12
5,22
4,75
4,41
4,94
4,99
4,96
5,06
5,17
5,08
5,24
5,37
5,28
5,40
5,36
4,75
5,32 Non Performing Loan Ratio (%)
Kredit
a. Lancar
d. Macet
a. Current
b. Sub-Standard
c. Doubtful
d. Lost
82
Tabel 3.6 Non Performing Loan BPR Berdasarkan Lokasi
(NPL of Rural Banks Based On Location)

Lokasi
2009
2010
2011
2012
2014
2013
Jan
Feb
Mar
Apr
Mei
Jun
2015
Jul
Ags
Sep
Okt
Nov
Des
Location
Jan
417
427
455
501
529
566
590
593
605
625
625
677
700
724
739
738
700
748
1. Jawa Barat
2. Banten
70
81
85
89
99
106
107
104
107
109
96
108
118
112
114
111
101
108
2. Banten
3. DKI Jakarta
36
46
46
64
64
83
84
79
84
78
82
70
59
63
70
73
66
74
4. D.I Yogyakarta
80
103
109
115
123
136
146
147
148
154
164
169
173
160
165
173
144
170
4. D.I Yogyakarta
5. Jawa Tengah
618
658
675
687
697
793
814
818
838
878
886
917
940
935
945
944
825
909
5. Jawa Tengah
6. Jawa Timur
155
176
194
204
247
278
291
305
332
339
340
363
383
392
411
418
374
419
6. Jawa Timur
8. Jambi
14
14
13
14
36
43
44
48
50
52
55
58
58
60
63
67
64
71
9. Aceh
33
10
10
10
10
12
12
13
13
13
13
12
12
11
12
10. Sumatera Utara
35
39
48
40
50
56
57
57
57
56
58
57
60
61
57
58
55
59
10. Sumatera Utara
11. Sumatera Barat
67
87
66
68
68
79
84
86
90
97
98
106
106
101
101
97
83
92
11. Sumatera Barat
12. Riau
27
40
49
89
103
113
114
115
113
120
121
127
124
123
119
120
112
120
12. Riau
22
37
62
65
84
76
76
84
96
89
88
92
95
99
96
80
107
13. Kepulauan Riau
24
31
27
34
47
50
47
48
55
54
55
62
62
75
85
66
58
96
15. Bangka Belitung
15. Bangka Belitung
84
52
51
57
65
70
74
72
76
73
75
78
80
81
85
89
77
84
16. Lampung
12
17
27
30
32
36
40
41
42
44
45
44
45
45
44
55
19
17
16
27
22
22
23
22
24
24
27
28
28
27
26
26
27
28
27
30
24
29
30
32
33
34
33
33
33
33
38
36
37
37
32
33
10
10
11
14
12
11
21
11
15
10
21. Sulawesi Tengah
12
13
14
14
14
15
16
17
16
16
18
18
16
18
21. Sulawesi Tengah
13
19
15
13
12
17
22
21
26
28
28
30
30
25
26
26
22
26
23. Sulawesi Utara
12
18
25
59
72
78
82
83
78
77
69
70
68
66
74
59
66
23. Sulawesi Utara
10
10
11
12
12
12
12
12
12
13
13
13
11
12
25. Sulawesi Barat
25. Sulawesi Barat
26. Gorontalo
26. Gorontalo
40
64
69
79
67
72
74
77
76
80
77
77
77
74
71
70
66
71
126
98
95
103
138
156
165
167
178
205
194
203
195
180
195
185
168
203
19
13
18
15
18
21
23
26
26
27
30
22
31
30. Maluku
30. Maluku
31. Papua
10
10
10
10
11
31. Papua
32. Maluku Utara
32. Maluku Utara
33. Papua Barat
33. Papua Barat
34. Lainnya
34. Others
1.932
2.070
2.146
2.369
2.610
2.941
3.035
3.078
3.190
3.321
3.325
3.471
3.557
3.542
3.635
3.628
3.252
3.643
1. Jawa Barat
7. Bengkulu
13. Kepulauan Riau
16. Lampung

28. Bali
Total
3. DKI Jakarta
7. Bengkulu
8. Jambi
9. Aceh

28. Bali
Total
83
Tabel 3.7 Komposisi DPK Bank Perkreditan Rakyat
(Composition of Third Party Funds of Rural Bank)

Desember 2008
Desember 2009
Komposisi thd
Total DPK (%)
Indikator
Nominal
(Composition to
Total Third
Party Funds) (%)
Desember 2010
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third
Party Funds)
Desember 2011
Komposisi thd
Total DPK (%)
Nominal
(%)
(Composition to
Total Third
Party Funds) (%)
Nominal
Desember 2012
Komposisi thd
Total DPK (%)
(Composition
to Total Third
Party Funds)
(%)
Desember 2013
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Desember 2014
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Januari 2015
Komposisi thd
Total DPK (%)
Nominal
(Composition to
Total Third Party
Funds) (%)
Komposisi thd
Total DPK (%)
Nominal
Indicator
(Composition to
Total Third Party
Funds) (%)
Deposito
14.204
66,56
17.280
67,63
21.455
68,52
26.174
68,50
30.401
67,75
33.879
67,06%
39.919
67,95%
40.655
68,46% Time Deposits
Tabungan
7.135
33,44
8.272
32,37
9.857
31,48
12.035
31,50
14.468
32,25
16.641
32,94%
18.831
32,05%
18.726
31,54% Saving
Total DPK
21.339
100,00
25.552
100,00
31.312
100,00
38.209
100,00
44.870
100,00
50.520
100%
58.750
100%
59.381
100% Total Third Party Funds
84
Tabel 3.8 Komposisi DPK BPR Berdasarkan Lokasi Penghimpunan - Januaari 2015
(Composition of Third Party Funds of Rural Banks Based on Location - January 2015)
Lokasi
Tabungan
Deposito
Total DPK
(Saving Deposits)
(Time Deposits)
(Total of Third Party Funds)
Pangsa Thd Total DPK (%)
Location
(Portion to Total Third Party Funds (%)

1. Jawa Barat
1. Jawa Barat
2.741
8.162
10.904
18,36%
2. Banten
286
875
1.160
1,95%
2. Banten
3. DKI Jakarta
145
1.084
1.229
2,07%
3. DKI Jakarta
4. D.I Yogyakarta
957
2.041
2.998
5,05%
4. D.I Yogyakarta
5. Jawa Tengah
5.886
8.207
14.093
23,73%
5. Jawa Tengah
6. Jawa Timur
1.997
4.291
6.288
10,59%
6. Jawa Timur
7. Bengkulu
17
16
33
0,06%
7. Bengkulu
8. Jambi
82
494
576
0,97%
8. Jambi
9. Aceh
34
51
85
0,14%
10. Sumatera Utara
397
397
794
1,34%
10. Sumatera Utara
11. Sumatera Barat
599
375
975
1,64%
11. Sumatera Barat
12. Riau
329
455
784
1,32%
12. Riau
13. Kepulauan Riau
492
3.204
3.696
6,22%
13. Kepulauan Riau
180
496
676
1,14%
15. Bangka Belitung
14
62
76
0,13%
15. Bangka Belitung
16. Lampung
713
3.138
3.852
6,49%
16. Lampung
116
171
287
0,48%
320
442
762
1,28%
87
97
183
0,31%
95
105
200
0,34%
21. Sulawesi Tengah
64
303
367
0,62%
21. Sulawesi Tengah
185
569
754
1,27%
23. Sulawesi Utara
130
653
784
1,32%
23. Sulawesi Utara
52
38
90
0,15%
25. Sulawesi Barat
0,01%
25. Sulawesi Barat
26. Gorontalo
12
20
0,03%
26. Gorontalo
363
329
692
1,17%
2.129
3.804
5.932
9,99%
28. Bali
119
190
309
0,52%
30. Maluku
65
232
297
0,50%
30. Maluku
31. Papua
69
188
257
0,43%
31. Papua
11
17
0,03%
32. Maluku Utara
46
162
208
0,35%
33. Papua Barat
0,00%
34. Others
18.726
40.655
59.381
100,00%
Total

28. Bali
32. Maluku Utara

33. Papua Barat
34. Lainnya
Total
9. Aceh
85
Tabel 3.9 DPK BPR Berdasarkan Lokasi Penghimpunan
(Third Party Funds of Rural Banks Based on Deposits Location)

Lokasi
1. Jawa Barat
2009
2010
2011
2012
2014
2013
Jan
Feb
Mar
Apr
Mei
Jun
2015
Jul
Ags
Sep
Okt
Nov
Des
Jan
Location
1. Jawa Barat
5.072
6.061
6.859
7.746
8.804
8.946
9.105
9.131
9.224
9.352
9.235
9.392
9.661
9.809
10.081
10.361
10.754
10.904
2. Banten
382
509
661
816
953
958
957
955
961
948
945
937
980
1.021
1.027
1.058
1.114
1.160
2. Banten
3. DKI Jakarta
420
600
837
1.063
1.001
1.010
1.027
1.057
1.032
1.062
1.054
1.064
1.102
1.104
1.130
1.140
1.209
1.229
3. DKI Jakarta
4. D.I Yogyakarta
1.290
1.511
1.814
2.193
2.540
2.538
2.542
2.527
2.569
2.572
2.614
2.641
2.686
2.739
2.832
2.875
2.934
2.998
4. D.I Yogyakarta
5. Jawa Tengah
6.449
7.529
9.052
10.585
12.097
12.166
12.232
12.335
12.422
12.450
12.351
12.365
12.770
12.959
13.282
13.486
13.909
14.093
6. Jawa Timur
2.964
3.497
4.041
4.893
5.459
5.530
5.605
5.628
5.661
5.710
5.741
5.769
5.914
5.957
6.003
6.083
6.241
6.288
17
18
20
25
27
27
27
28
30
31
31
30
31
30
31
32
32
33
8. Jambi
186
244
316
482
532
534
541
541
536
536
540
542
551
551
548
555
567
576
9. Aceh
37
41
55
61
80
82
85
83
83
83
80
78
81
81
83
83
85
85
10. Sumatera Utara
426
493
538
612
690
702
707
719
726
722
727
725
746
760
769
774
774
794
10. Sumatera Utara
11. Sumatera Barat
715
829
913
972
917
911
918
924
927
920
892
862
913
918
943
947
973
975
11. Sumatera Barat
12. Riau
417
525
629
678
699
719
725
730
727
717
728
724
752
748
769
765
787
784
12. Riau
1.071
1.758
2.324
2.735
3.097
3.101
3.107
3.111
3.134
3.151
3.251
3.289
3.378
3.431
3.507
3.530
3.610
3.696
386
471
556
625
657
640
634
635
642
627
616
632
622
656
666
660
715
676
15. Bangka Belitung
17
21
43
48
60
58
59
62
62
62
60
59
61
62
63
65
70
76
15. Bangka Belitung
1.945
2.427
2.883
3.249
3.373
3.443
3.529
3.501
3.484
3.474
3.441
3.493
3.525
3.511
3.614
3.644
3.724
3.852
154
177
251
222
228
232
232
233
246
241
237
238
239
243
249
251
338
287
470
547
651
783
737
700
700
698
750
713
723
711
744
761
742
775
770
762
152
177
174
192
202
204
203
205
201
202
199
186
173
174
176
177
191
183
15
28
44
105
190
130
133
235
139
146
149
159
162
209
178
271
232
200
21. Sulawesi Tengah
99
130
277
284
332
323
341
389
353
360
365
367
361
368
373
377
412
367
21. Sulawesi Tengah
185
259
366
476
497
547
555
565
574
580
590
614
630
647
675
696
721
754
23. Sulawesi Utara
171
282
439
588
728
732
712
683
692
683
681
690
706
706
717
744
772
784
23. Sulawesi Utara
55
56
56
61
78
76
75
78
78
79
77
78
82
85
86
89
94
90
10
14
16
20
21
19
20
19
19
19
19
19
19
19
19
19
20
20
319
366
452
521
602
604
606
608
610
612
586
592
618
635
656
667
690
692
1.803
2.331
3.254
4.054
4.959
5.099
5.161
5.198
5.298
5.225
5.265
5.306
5.401
5.502
5.598
5.716
5.905
5.932
71
108
143
186
248
246
250
250
253
253
257
265
271
275
278
294
309
309
30. Maluku
99
105
251
271
313
195
198
259
257
280
263
253
242
230
223
233
329
297
30. Maluku
152
166
224
203
229
224
221
250
265
254
246
234
232
232
230
239
251
257
31. Papua
11
11
13
14
14
14
14
15
16
16
16
16
17
17
26
63
111
155
141
143
142
144
143
141
144
151
164
164
174
198
208
38.209
44.870
50.520
50.853
51.367
51.799
52.113
52.224
52.120
52.474
53.824
54.605
55.730
56.800
58.750
59.381
7. Bengkulu
13. Kepulauan Riau
16. Lampung

25. Sulawesi Barat
26. Gorontalo
28. Bali
31. Papua
32. Maluku Utara
33. Papua Barat
34. Lainnya
Total
25.552
31.312
5. Jawa Tengah
6. Jawa Timur
7. Bengkulu
8. Jambi
9. Aceh
13. Kepulauan Riau
16. Lampung

25. Sulawesi Barat
26. Gorontalo
28. Bali
32. Maluku Utara

33. Papua Barat
34. Others
Total
86
Tabel 3.10 Suku Bunga Rata-rata DPK Bank Perkreditan Rakyat
(Average of Third Party Interest Rates of Rural Banks)

Persen (Percent)
2014
Indikator
2009
2010
2011
2012
Jan
Tabungan
Deposito
Revisi
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Indicator
Jan
6,32
5,53
5,21
4,68
4,63
4,62
5,03
5,07
4,62
4,68
4,66
4,62
4,66
4,61
4,62
4,72
4,56
4,65
10,81
10,25
9,85
8,40
9,61
9,65
10,19
10,19
9,80
10,30
9,73
9,81
10,28
10,32
10,26
10,30
10,10
10,04
Ket: Data tersedia mulai Desember 2008

r)
2015
2013
Saving
Time Deposits
Note: Data available on December 2008

r) revised
87
Tabel 3.11 Suku Bunga Rata-rata Kredit BPR Berdasarkan Sektor Ekonomi
(Average of Credit Interest Rates of Rural Banks Based on Economic Sector)

Persen (Percent)
2013
Sektor Ekonomi
2010
2011
2014
2015
Economic Sector
2012
r)
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
1 Pertanian, Perburuhan, dan

Kehutanan
2 Perikanan
38,29
36,58
35,51
35,73
35,51
35,55
37,15
37,19
36,87
33,90
33,95
33,68
33,58
33,77
33,70
33,72
33,78
33,76
1. Agriculture, hunting, and forestry
33,39
32,10
31,32
31,17
31,19
31,20
32,05
32,11
31,96
30,45
30,19
30,42
30,47
30,14
30,22
30,15
30,22
30,39
2. Fisheries
3 Pertambangan dan Penggalian
28,29
26,58
26,60
25,36
25,22
25,78
25,98
25,90
26,39
26,01
25,47
26,03
25,20
25,35
25,38
25,24
25,17
24,68
3. Mining and quarrying
4 Industri Pengolahan
30,67
29,14
28,44
28,32
27,62
27,60
33,47
27,65
27,29
27,23
27,67
27,49
27,65
27,67
27,53
27,62
27,68
27,80
4. Processing industry
5 Listrik, Gas dan Air
34,43
30,33
29,08
30,60
27,89
27,47
27,45
27,99
27,97
27,92
27,27
28,72
27,25
28,21
28,19
27,96
29,06
28,84
6 Konstruksi
31,41
29,72
28,59
25,28
24,93
24,92
26,84
27,40
27,64
25,02
25,09
24,67
24,77
25,03
26,55
26,64
26,31
26,39
6. Construction
7 Perdagangan Besar dan Eceran
7. Big and retail trade
33,14
31,97
30,41
30,80
30,24
30,31
31,53
30,38
30,48
29,05
29,03
28,95
29,08
29,01
28,99
29,12
28,91
28,99
8 Penyediaan Akomodasi dan Penyedian

Makan Minum
9 Transportasi, Pergudangan dan
Komunikasi
10 Perantara Keuangan
27,99
28,53
28,53
25,95
25,72
26,11
26,23
26,32
26,32
26,10
26,26
26,43
26,47
26,34
25,92
26,01
26,04
25,73
30,12
28,11
27,89
26,86
27,47
27,18
39,39
27,83
27,59
26,97
26,86
26,91
26,96
27,11
26,94
26,84
26,85
26,74
25,28
24,20
23,52
22,21
22,80
22,72
22,52
22,19
22,14
21,57
21,84
21,70
22,05
22,09
22,33
22,44
22,19
22,63
11 Real Estate
27,26
22,77
21,50
23,05
22,76
23,41
23,51
23,56
25,32
24,03
24,11
24,36
23,73
24,56
22,73
22,81
22,76
22,89
12 Administrasi Pemerintahan,
Pertanahan Dan Jaminan Sosial Wajib
13 Jasa Pendidikan
35,78
26,38
27,60
27,47
28,85
27,64
27,64
27,86
26,90
27,28
27,08
27,28
27,53
26,75
26,65
26,76
26,44
26,64
31,61
28,84
28,20
26,15
26,41
27,14
28,37
27,19
27,24
27,98
27,81
27,91
28,07
28,24
27,87
27,91
27,97
27,95
11. Real estate, rental business, and services

company
12. Government administration, the defense
and compulsory social security
14 Jasa Kesehatan dan Kegiatan Sosial
30,51
30,86
28,89
27,61
22,60
22,74
27,07
27,68
27,22
26,78
26,56
26,41
26,34
26,97
27,47
27,69
27,46
27,42
14. Health and social services
15 Jasa Kemasyarakatan, Sosial Budaya,

Hiburan dan Perorangan Lainnya
16 Jasa Perorangan yang Melayani
Rumah Tangga
17 Kegiatan Usaha yang Belum Jelas
Batasannya
18 Bukan Lapangan Usaha - Rumah
Tangga
19 Bukan Lapangan Usaha - Lainnya
29,05
28,23
27,98
29,94
28,63
28,63
32,91
29,10
28,01
28,51
28,95
28,83
29,52
29,33
29,43
29,38
29,43
29,73
31,07
32,82
31,15
30,94
28,94
29,17
29,63
29,89
30,10
29,39
29,27
29,45
29,25
28,91
28,80
28,67
28,71
28,35
15. Community, Sociocultural,Entertainment

and Other Individual Services
16. Individual services serving the household
29,35
29,11
28,00
30,03
29,24
30,08
36,70
30,12
29,82
29,61
29,27
28,38
28,64
28,40
29,36
29,03
28,92
28,99
28,12
27,39
26,19
24,33
25,17
24,55
25,51
24,43
24,18
24,56
24,94
25,03
25,01
25,08
24,63
25,00
24,90
24,88
27,71
26,88
25,90
25,13
25,18
25,16
25,59
25,51
27,33
24,93
25,13
25,53
25,53
25,50
25,55
25,61
25,55
25,63
Ket:
r)
revisi
8. Provision of accommodation and food

supply drinking
9. Transportation, warehousing and
communications
10. Transitional finance
17. International Agency and Other Extra

Agency International
18. Business Activities which are not clearly
defined
19. Not the business field - other
r)
revised
88
Tabel 3.12 Suku Bunga Rata-rata Kredit BPR Berdasarkan Jenis Penggunaan
(Average of Credit Interest Rates of Rural Banks Based on Type of Use)

Persen (Percent)
2014
Jenis Penggunaan
2009
2010
2011
2012
2015
2013
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Type of Use
Jan
Modal Kerja
34,83
33,21
32,05
30,91
30,56
30,71
33,56
36,72
36,17
29,64
29,64
29,44
29,61
29,55
29,55
29,58
29,45
29,53
Total Working Capital
Investasi
30,37
29,01
28,23
26,62
25,36
25,49
25,73
25,94
26,22
26,08
26,04
26,02
25,89
25,97
25,94
25,97
25,88
25,92
Total Investment
Konsumsi
29,14
27,81
27,00
25,97
25,13
25,05
25,58
25,42
27,07
24,90
25,11
25,48
25,49
25,47
25,47
25,56
25,50
25,56
Total Consumption
Ket: Data tersedia mulai Desember 2008

r)
revisi
Note: Data available on December 2008

r)
revised
89
Tabel 3.13 Perkembangan Jumlah Bank Perkreditan Rakyat
(Growth of Total Rural Banks)

2014
Keterangan
2009
2010
2011
2012
2015
2013
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Information
Jan
Jumlah BPR
1.733
1.706
1.669
1.653
1.635
1.636
1.636
1.636
1.635
1.634
1.634
1.635
1.634
1.634
1.635
1.637
1.643
1.643
Total Rural Banks
Jumlah Kantor
3.644
3.910
4.172
4.425
4.678
4.697
4.709
4.717
4.728
4.743
4.765
4.768
4.795
4.811
4.835
4.864
4.895
4.956
Total Bank Offices
90
Tabel 3.14 Perkembangan Jumlah BPR dan Kantor BPR Berdasarkan Lokasi - Januari 2015
(Growth of Total Rural Bank and Rural Banks Offices Based on Location - January 2015)
BPR (Rural Bank)
Location
Total
Lokasi
KP
KC
KPK
299
321
202
822
1. Jawa Barat
2. Banten
66
45
38
149
2. Banten
3. DKI Jakarta
25
11
38
74
4. D.I Yogyakarta
54
37
136
227
5. Jawa Tengah
252
503
457
1.212
5. Jawa Tengah
6. Jawa Timur
325
224
676
1.225
6. Jawa Timur
13
7. Bengkulu
8. Jambi
19
28
8. Jambi
9. Aceh
14
20
10. Sumatera Utara
54
40
18
112
10. Sumatera Utara
11. Sumatera Barat
95
39
18
152
11. Sumatera Barat
12. Riau
33
10
14
57
12. Riau
13. Kepulauan Riau
40
28
70
13. Kepulauan Riau
19
11
38
15. Bangka Belitung
15. Bangka Belitung
16. Lampung
26
31
63
16. Lampung
25
31
21
30
14
27
1. Jawa Barat
7. Bengkulu
3. DKI Jakarta
4. D.I Yogyakarta
9. Aceh
21. Sulawesi Tengah
15
31
21. Sulawesi Tengah
23
39
23. Sulawesi Utara
18
24
10
52
23. Sulawesi Utara
17
23
25. Sulawesi Barat

26. Gorontalo
25. Sulawesi Barat
26. Gorontalo
29
47
15
91
137
45
112
294
11
18
30. Maluku
10
30. Maluku
31. Papua
10
17
31. Papua
32. Maluku Utara
32. Maluku Utara
33. Papua Barat
33. Papua Barat
34. Lainnya
34. Others
Total
1.643
1.521
1.792
4.956

28. Bali

28. Bali
Total
91
viii
T hi s page i nt ent i onal l y l eft bl ank
Halamn ini sengaja dikosongkan
Tabel 4.1.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary)
Keterangan
1. Pertanian, Perburuan dan Kehutanan
NPL
2. Perikanan
NPL
NPL
NPL
NPL
6. Konstruksi
NPL
NPL
8. Penyediaan akomodasi dan
penyediaan makan minum
NPL
9. Transportasi, pergudangan
dan komunikasi
NPL
NPL
11. Real Estate, Usaha Persewaan,
dan Jasa Perusahaan
NPL
12. Admistrasi Pemerintahan, Pertahanan
2011
2012
2013
Okt
2014
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
2015
Jul
Ags
Sep
Okt
Nov
Des
Jan
109.790
1.523
4.935
291
87.780
302
344.597
11.746
45.841
247
75.395
2.865
375.017
12.500
30.425
142.451
2.603
5.492
197
104.207
1.292
445.807
10.479
59.073
253
95.921
3.410
499.567
12.668
44.640
167.372
2.749
6.084
191
109.795
2.042
538.245
9.844
73.736
275
118.020
4.566
627.483
16.534
56.324
169.934
2.710
6.060
190
121.198
1.793
555.964
9.631
79.211
606
117.802
4.433
628.493
16.558
57.698
177.162
2.553
6.391
185
126.826
1.920
577.880
10.023
79.493
587
116.090
4.746
644.047
15.898
59.306
176.796
2.851
6.317
205
121.459
1.949
574.794
10.178
84.659
590
111.062
4.514
631.958
17.026
59.226
178.639
2.995
6.243
216
122.565
2.046
567.640
10.723
89.839
581
112.239
4.603
636.212
18.565
60.924
182.528
3.007
6.329
206
119.213
2.309
572.834
12.186
89.535
762
116.372
4.571
650.833
18.299
62.240
188.096
2.966
6.464
228
124.408
2.401
580.929
11.550
90.340
767
119.956
5.286
664.979
18.832
63.699
191.801
3.751
6.695
236
117.358
2.907
587.325
11.704
91.012
890
121.942
5.651
679.164
20.639
65.254
194.180
4.070
6.936
204
116.626
2.900
607.190
12.126
83.257
879
128.019
5.429
698.881
20.858
66.762
196.758
3.962
6.735
247
122.258
3.778
611.010
12.410
86.651
881
133.573
5.885
699.325
22.231
66.437
199.640
4.204
6.831
238
129.056
3.191
608.608
12.611
88.636
889
137.650
6.328
693.478
22.647
67.214
200.975
4.142
7.144
207
133.897
4.306
629.829
13.514
88.079
1.124
142.942
6.497
699.227
21.673
68.840
201.844
4.047
7.217
241
125.620
4.196
632.111
13.608
76.664
1.053
149.009
6.999
701.926
23.110
69.290
206.433
4.075
7.459
212
128.754
4.269
638.484
13.563
78.703
1.580
149.384
7.538
710.895
23.270
70.278
212.386
3.827
7.698
195
141.824
3.574
660.536
12.267
81.130
1.547
147.266
6.784
716.733
22.782
73.583
211.790
4.196
7.601
212
142.816
3.651
656.410
12.933
84.242
1.600
141.592
7.439
704.159
24.820
73.220
629
97.966
443
122.235
873
153.356
857
156.739
571
163.418
683
160.024
736
157.610
854
160.246
1.041
167.688
1.133
181.487
1.467
181.200
1.168
178.921
1.203
179.028
1.111
181.669
1.155
175.919
1.068
172.309
1.057
171.805
1.241
168.280
2.400
105.184
309
116.201
2.522
124.958
193
150.568
3.789
146.393
365
188.148
3.851
147.692
385
189.420
3.208
151.154
427
193.182
3.344
146.748
476
190.016
3.640
144.402
517
190.397
3.818
149.166
507
193.181
4.288
148.907
518
195.357
4.790
160.700
720
153.210
4.461
173.646
1.484
157.973
4.977
170.039
1.121
159.276
6.267
161.719
1.125
160.271
6.890
165.558
1.062
161.521
5.946
166.598
1.637
160.189
5.757
165.663
1.570
162.289
5.516
166.182
1.559
165.466
5.695
162.418
1.925
161.036
1.767
3.014
2.446
2.793
3.351
6.062
3.598
6.529
3.477
12.475
3.987
6.659
3.923
7.972
4.130
8.037
4.882
7.954
2.873
8.239
2.790
8.672
3.245
8.726
3.451
9.021
2.958
9.712
3.496
9.695
3.759
9.893
3.391
11.002
3.683
10.982
15
4.064
63
7.611
334
39.294
5
4.612
50
8.671
396
45.006
2
5.128
57
9.509
206
51.992
2
5.161
61
9.713
201
52.352
4
5.477
57
10.153
197
53.861
5
5.446
64
10.110
196
53.901
5
5.650
67
10.174
204
54.020
7
5.753
59
10.186
221
53.871
16
6.005
73
10.655
240
54.749
9
6.327
55
10.631
252
51.077
9
6.562
71
11.010
253
50.622
7
6.655
74
11.357
288
56.880
7
6.575
74
11.348
301
56.422
7
6.756
70
11.833
270
57.774
7
6.691
83
11.725
181
57.841
6
6.738
72
12.138
215
59.277
7
6.648
69
12.325
197
67.744
7
6.560
73
12.423
197
60.308
774
691
1.088
711
1.412
1.420
1.416
1.478
1.181
1.537
1.257
1.562
1.341
1.633
1.357
1.671
1.460
1.749
1.547
1.849
1.577
1.927
2.120
2.007
2.183
2.026
2.132
2.084
2.134
2.111
2.080
2.176
1.929
2.220
2.111
2.243
37
3.305
49
501
42
334
42
335
34
318
39
329
45
309
42
300
43
294
51
297
52
286
64
282
65
278
63
274
60
221
58
215
53
211
63
213
53
81.689
8
50.396
8
2.165
8
4.316
6
3.984
6
3.748
6
3.460
7
3.473
7
4.355
8
21.386
10
14.746
9
11.088
9
11.496
8
12.706
7
13.195
7
14.235
7
15.889
7
15.590
1.339
892
46
39
25
25
28
14
21
2.059
1.118
218
231
226
154
289
304
308
dan Jaminan Sosial Wajib
NPL
13. Jasa Pendidikan
NPL
NPL
15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan
dan Perorangan lainnya
NPL
16. Jasa Perorangan yang Melayani
Rumah Tangga
NPL
17. Badan Internasional dan
Badan Ekstra Internasional Lainnya
NPL
18. Kegiatan yang belum jelas
batasannya
NPL
Items
Loans by Industrial Origin
1. Agricultures, Hunting and Forestry
NPL
2. Fisher
NPL
NPL
4. Procesing Industry
NPL
5. Electricity, Gas and Water
NPL
6. Construction
NPL
7. Wholesale and Retail Trade
NPL
8. Provision of accomodation and the
provision of eating and drinking
NPL
9. Transportation, Warehousing
and Communications
NPL
10. Financial intermediaries
NPL
11. Real Estate, Business, Ownership,
and Business Services
NPL
12. Government administration, Defese
and Compulsory social security
NPL
13. Education Services
NPL
14. Health Services and Social Activities
NPL
15. Community,
Sociocultural,Entertainment and Other
Individual Services
NPL
16. Individual Services which
Serve Households
NPL
NPL
18. Business Activities which are not
clearly defined
NPL
Loans to Non Industrial Origin
Rumah Tangga
NPL
NPL
NPL
NPL
- Untuk Pemilikan Peralatan Rumah
Tangga Lainnya (termasuk pinjaman
multiguna)
NPL
Bukan Lapangan Usaha Lainnya
NPL
House Hold
- For Home Ownership
NPL
NPL
NPL
NPL
- Others
176.659
3.291
5.573
57
15.207
260
105.725
998
119.841
211.476
4.395
10.275
86
19.988
380
98.658
1.082
278.867
264.345
6.286
11.943
94
24.754
539
106.601
876
273.558
266.132
6.237
11.999
81
24.830
539
107.354
859
275.112
268.764
5.766
12.024
89
24.979
532
104.458
849
277.825
268.238
6.517
11.972
94
24.760
578
108.679
862
278.006
269.770
6.752
11.931
91
24.707
626
108.795
872
280.701
272.002
6.578
12.000
98
24.824
622
108.118
1.012
282.372
273.023
6.694
12.020
108
24.871
636
105.775
1.189
283.960
288.374
7.196
13.044
119
37.771
950
114.183
1.407
298.034
292.821
7.136
13.068
119
36.664
866
115.859
1.477
302.173
291.883
7.457
13.076
126
25.614
631
122.046
1.422
313.982
292.586
7.453
13.032
139
25.679
665
120.972
1.436
314.774
295.191
7.293
13.106
144
25.646
678
121.099
1.387
319.180
297.503
7.268
13.211
141
25.838
685
122.069
1.385
357.025
300.271
7.238
13.169
149
25.768
684
123.441
1.355
361.017
302.916
6.533
13.236
144
25.969
651
123.165
1.312
367.466
301.781
7.461
13.140
171
26.182
732
123.919
1.334
369.258
1.413
244.288
4.482
2.663
180.987
2.995
2.622
216.711
3.644
2.621
218.877
3.713
2.483
222.068
3.462
2.689
221.951
3.698
2.810
221.986
3.688
2.798
221.814
2.614
2.834
225.117
2.799
3.510
195.989
1.845
3.521
199.084
1.956
3.862
200.448
2.027
3.901
202.025
2.101
3.818
206.249
2.097
3.892
174.558
1.984
3.921
177.627
2.022
3.667
180.908
2.017
4.119
NPL
178.453 Non Industrial Origin Others
2.139
NPL
r) Revised figures
94
Tabel 4.2.a. Kredit dan NPL Bank Persero Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of State Owned Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary)
2013
Keterangan
NPL
2. Perikanan
NPL
NPL
NPL
NPL
6. Konstruksi
NPL
NPL
NPL
dan komunikasi
NPL
NPL
dan
Jasa Perusahaan
NPL
2011
2012
63.980
677
2.339
209
35.009
83
109.948
4.740
20.762
39
27.728
1.133
127.969
6.206
6.366
2014
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
87.012
1.397
2.659
108
40.792
217
142.652
4.499
27.584
14
37.676
1.198
174.264
6.391
8.734
98.846
1.193
2.902
116
43.282
218
167.267
3.912
37.624
14
45.931
1.904
254.264
8.444
12.664
100.324
1.152
2.998
113
47.891
215
171.751
3.820
41.914
15
45.994
1.681
253.853
8.319
12.859
105.912
1.186
3.095
112
50.148
217
180.215
3.883
37.373
13
46.871
1.598
262.550
7.887
13.195
105.006
1.252
3.036
129
49.039
254
176.578
4.169
42.539
16
44.351
1.756
253.090
8.771
13.184
105.442
1.258
3.002
136
47.998
256
171.256
4.177
48.658
13
45.768
1.777
253.271
9.108
13.449
106.997
1.255
3.037
128
44.102
305
173.446
3.996
45.786
13
47.319
1.630
262.073
8.791
13.808
111.350
1.259
3.088
138
46.516
310
174.253
4.045
46.180
15
48.337
1.856
268.190
8.905
14.338
111.617
1.295
3.087
141
43.415
360
171.897
3.955
47.292
16
48.897
2.016
273.161
9.543
14.511
113.673
1.322
3.235
122
41.121
339
178.930
3.935
45.135
17
51.187
2.038
283.988
9.256
14.822
279
34.037
134
41.533
261
57.372
258
57.679
257
58.896
352
57.329
365
56.412
358
57.024
392
58.940
418
61.006
761
20.872
173
680
27.563
47
715
27.773
129
630
28.098
137
617
27.419
137
688
25.276
140
812
25.862
167
989
26.490
156
987
26.328
146
17.237
285
2.382
21.618
364
2.199
36.423
610
5.547
36.959
597
5.994
38.921
540
11.926
38.096
644
6.113
38.386
645
7.451
38.409
641
7.534
15
682
17
2.201
214
5.633
5
701
11
2.607
260
7.631
1
867
14
2.793
136
10.627
2
835
13
2.960
135
10.993
4
896
13
2.914
134
11.588
4
934
13
2.896
130
11.795
5
1.009
15
2.834
134
12.305
136
222
176
350
205
1.032
217
1.087
203
1.154
238
1.180
7
3.208
8
14
9
0
9
1
9
1
53
61.692
46.968
478
1.871
1.073
835
89.587
1.930
2.275
32
2.224
59
14.584
56
18.639
98.016
2.612
5.090
66
3.388
141
13.925
95
140.040
456
107.258
1.150
1.690
26.112
302
2015
Jul
Items
Ags
Sep
Okt
Nov
Des
Jan
115.131
1.309
2.969
156
44.903
899
176.649
3.945
47.990
19
52.775
2.152
281.925
9.631
14.975
117.506
1.372
3.029
145
50.380
339
177.433
3.957
49.992
18
54.361
2.139
278.953
9.755
15.332
118.980
1.315
3.035
115
51.353
962
183.974
3.897
48.569
17
55.794
2.077
278.206
9.425
15.715
120.205
1.350
3.072
128
45.304
674
184.679
4.009
39.549
17
56.311
2.201
282.621
9.436
15.985
121.766
1.351
3.100
97
47.175
779
187.222
4.029
40.105
442
56.293
2.230
284.849
9.293
16.164
124.393
1.291
3.208
88
55.977
881
199.191
3.388
41.458
441
56.121
2.012
282.359
8.537
17.052
124.275
1.444
3.161
99
57.066
884
196.100
3.654
44.127
441
53.319
2.282
280.672
9.725
17.103
783
60.276
436
61.677
438
62.246
417
64.212
440
60.638
401
60.268
378
60.622
502
59.245
1.016
25.785
154
983
26.547
83
998
25.659
84
2.041
22.054
100
2.216
26.164
96
1.003
26.162
102
993
26.909
98
1.005
26.878
78
1.073
26.824
347
38.352
670
7.449
35.936
577
7.559
37.914
580
8.022
38.205
638
8.158
38.145
662
8.463
38.667
654
9.001
36.655
645
8.991
37.148
647
9.173
37.668
633
9.551
36.778
837
9.569
6
1.061
15
2.870
141
12.599
5
1.060
17
2.924
153
13.166
3
1.086
14
2.951
150
13.443
3
1.123
15
3.022
148
13.955
3
1.103
18
3.118
172
16.092
3
1.122
16
3.077
170
15.558
3
1.130
14
3.121
153
15.989
3
1.144
20
2.962
58
16.735
3
1.148
17
3.125
52
18.695
3
1.164
16
3.305
45
26.366
3
1.145
18
3.447
52
19.341
252
1.232
244
1.292
247
1.362
433
1.425
470
1.502
557
1.543
566
1.569
495
1.622
531
1.674
505
1.724
474
1.762
558
1.780
12
1
14
1
17
2
17
4
25
4
26
2
37
1
37
1
37
3
37
3
37
4
34
4
42
4
1.975
1.866
1.720
1.708
1.634
1.665
1.677
4.709
5.227
5.800
5.928
6.292
7.084
7.170
10
133.911
4.012
5.156
57
4.581
161
20.362
124
114.941
135.278
3.903
5.161
49
4.618
147
20.778
131
114.815
136.888
3.519
5.164
46
4.674
146
21.529
142
115.952
137.165
4.144
5.149
51
4.681
174
22.151
152
115.237
138.488
4.328
5.155
56
4.711
196
22.436
149
115.342
139.896
4.099
5.165
56
4.739
189
22.359
216
115.814
141.075
4.099
5.176
56
4.767
193
22.483
351
116.183
144.769
4.304
5.190
63
4.691
212
22.635
390
116.443
148.023
4.251
5.190
60
4.716
205
23.295
446
117.270
145.192
4.281
5.189
59
4.719
218
24.108
350
117.399
146.426
4.273
5.231
73
4.807
233
24.104
341
117.393
147.852
4.136
5.278
71
4.813
228
24.130
335
118.768
149.461
4.117
5.293
69
4.885
231
24.203
331
152.223
151.091
4.072
5.281
66
4.898
233
24.024
320
153.778
152.583
3.572
5.309
58
4.942
221
24.568
320
158.388
152.420
4.279
5.274
64
4.929
249
25.157
326
158.405
1.567
40.415
307
1.559
41.275
314
1.483
42.470
318
1.658
42.887
351
1.703
43.858
365
1.708
44.770
372
1.719
46.185
381
1.816
47.570
396
1.798
49.612
424
1.824
51.478
476
1.853
51.725
484
1.835
53.266
490
1.940
22.337
368
1.912
23.836
384
1.770
25.134
392
NPL
13. Jasa Pendidikan
NPL
NPL
NPL
Rumah Tangga
NPL
NPL
batasannya
NPL
Rumah Tangga
NPL
NPL
NPL
NPL
multiguna)
NPL
NPL

NPL
2. Fisher
NPL
NPL
NPL
NPL
6. Construction
NPL
NPL
NPL
and Communications
NPL
NPL
and Business
Services
NPL
NPL
NPL
NPL
15. Community,
Individual
NPL Services
Serve Households
NPL
NPL
clearly defined
NPL
House Hold
NPL
NPL
NPL
NPL
- Others
1.963
NPL
424
NPL
r) Revised figures
95
Tabel 4.3.a. Kredit dan NPL BUSN Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of Foreign Exchange Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary)
Keterangan
NPL
2. Perikanan
NPL
NPL
NPL
NPL
6. Konstruksi
NPL
NPL
NPL
dan komunikasi
NPL
NPL
dan
Jasa Perusahaan
NPL
2013
2011
2012
32.618
588
1.893
45
32.282
166
145.923
4.628
17.119
202
32.818
1.011
192.695
4.802
20.648
37.311
640
1.978
43
29.125
728
183.778
3.683
21.877
127
39.051
843
242.879
4.168
30.482
262
47.180
Okt
2014
Nov
Des
Feb
Mar
Apr
Mei
Jun
1.268r)
212.138
3.745
24.571
139
44.734
780
279.386
5.067
36.311
44.986
750
2.118
34
32.883
1.041
217.070
3.559
25.269
467
43.917
793
278.798
5.109
37.092
46.937
613
2.348
35
33.742
1.178
224.347
3.842
26.195
450
43.574
737
284.910
4.931
38.361
47.119
661
2.327
35
32.329
1.187
223.671
3.744
26.070
448
43.571
778
281.833
5.227
38.639
48.185
746
2.293
35
34.803
1.307
222.795
3.855
25.713
441
44.573
848
284.613
5.927
39.209
50.390
758
2.312
29
34.873
1.428
226.852
3.938
25.894
621
45.958
889
290.833
5.931
39.894
51.957
668
2.361
40
35.370
1.451
230.724
4.432
25.896
623
46.719
1.020
295.785
6.213
40.406
53.338
1.337
2.521
41
33.193
1.844
233.311
4.531
25.663
704
47.089
937
298.104
6.622
41.218
53.264
1.520
2.584
31
34.280
1.870
239.458
4.660
25.960
691
49.549
924
302.798
7.066
42.567
152
59.221
449
68.852
438
70.933
160
76.083
163
73.959
154
73.157
279
73.562
284
78.747
332
87.241
1.186
36.095
101
80.468
1.069
341
1.124
40.801
102
102.026
1.475
190
1.565
52.654
162
118.475
1.815
15
1.795
52.999
166
118.371
2.061
15
1.498
54.847
214
119.979
1.988
15
1.538
53.341
254
118.709
2.329
15
1.562
53.260
272
119.240
2.312
15
1.571
57.316
273
121.443
2.385
15
1.650
55.390
275
123.424
2.869
14
2.217
32
4.001
101
27.202
0
2.619
27
4.552
114
27.247
0
2.906
27
5.130
44
28.121
0
2.987
31
5.190
42
28.019
0
3.197
29
5.633
44
28.159
0
3.176
32
5.668
45
28.418
0
3.223
32
5.788
50
28.094
0
3.256
27
5.747
58
28.056
490
166
415
161
618
169
625
169
473
170
488
170
494
167
12
6
17
5
9
9
9
9
10
9
11
9
3.479
2.042
0
448
0
1.128
0
697
52
70.485
1.003
2.925
21
12.469
174
84.406
855
24.328
95.605
1.329
4.737
18
15.879
211
79.117
909
36.186
107.887
1.620
6.110
18
19.311
316
80.928
724
44.534
420
50.775
921
427
57.410
892
538
63.861
1.256
44.711
741
2.257
32
32.057
Jan
2015
Jul
Items
Ags
Sep
Okt
Nov
Des
Jan
53.894
1.407
2.599
40
35.030
2.195
241.000
5.028
26.377
690
52.036
1.171
302.009
7.916
42.032
56.135
1.528
2.657
40
37.484
2.159
248.902
5.546
27.756
700
54.393
1.605
302.461
8.089
43.270
56.191
1.552
2.926
41
39.340
2.641
258.342
5.680
28.505
935
55.966
2.063
306.684
7.383
44.483
55.501
1.548
2.896
42
39.895
2.806
261.177
5.839
26.268
887
60.597
2.235
306.586
8.822
44.264
56.375
1.538
2.984
43
41.828
2.753
262.825
5.780
27.233
989
61.697
2.442
311.982
9.024
45.030
58.658
1.385
3.068
41
43.657
1.889
271.943
5.126
28.408
957
62.013
1.840
319.318
9.143
47.078
58.457
1.565
3.035
41
41.572
1.990
271.231
5.488
28.406
1.009
63.229
2.091
310.007
9.565
46.841
366
87.549
409
83.796
436
85.080
476
85.269
496
83.234
439
79.878
464
78.969
528
77.669
2.110
62.083
353
93.693
1.241
120
1.815
70.083
1.164
96.579
1.447
96
2.272
68.234
717
97.599
1.549
34
2.543
65.991
703
101.767
1.789
34
2.889
65.786
640
103.210
1.583
34
2.895
67.110
1.216
104.213
2.105
33
2.790
66.513
1.188
105.490
2.350
34
2.632
66.962
1.106
107.844
1.966
32
2.804
65.523
1.193
104.278
2.035
32
0
3.506
36
6.167
62
28.019
3
3.598
21
6.069
79
26.237
4
3.792
35
6.337
79
26.805
3
3.858
37
6.434
91
30.917
3
3.944
38
6.528
106
31.147
3
4.053
38
6.979
94
31.500
3
4.091
41
7.004
100
30.286
3
4.144
36
7.133
128
31.387
4
4.018
35
7.025
118
32.145
4
3.947
37
7.036
123
31.877
509
158
543
164
494
167
499
160
914
176
962
167
982
176
939
163
1.021
170
970
173
998
176
11
9
10
52
9
52
10
56
10
54
9
52
11
54
11
55
6
57
7
55
6
54
8
56
604
0
404
0
402
0
1.315
1
16.113
1
8.522
1
1.348
1
592
1
615
1
611
1
579
1
589
2
534
11
11
11
1.869
900
14
19
22
23
22
23
29
107.813
1.642
6.185
21
19.321
326
81.400
704
45.141
108.060
1.630
6.169
22
19.401
321
78.024
683
45.670
107.475
1.694
6.119
20
19.198
340
81.335
685
45.712
107.187
1.720
6.086
22
19.106
360
81.568
697
47.231
107.425
1.725
6.137
29
19.158
364
81.253
767
47.088
107.040
1.810
6.138
34
19.166
371
78.509
810
47.525
117.440
2.046
7.090
47
32.107
659
85.272
978
54.468
118.319
2.070
7.092
51
30.975
582
86.220
991
55.624
119.681
2.254
7.100
58
19.887
331
91.775
1.031
65.760
119.453
2.276
7.040
57
19.918
351
90.595
1.054
65.673
120.365
2.238
7.043
63
19.862
368
90.691
1.011
66.098
121.070
2.206
7.097
64
19.965
368
91.796
1.001
66.516
121.605
2.202
7.078
73
19.881
368
93.505
1.000
67.033
122.500
2.048
7.066
78
20.032
350
92.918
959
67.585
121.612
2.163
6.996
95
20.255
396
93.311
972
69.387
555
63.950
1.278
513
64.995
1.187
529
64.296
1.272
604
62.710
1.308
568
62.255
1.404
605
62.348
1.534
1.033
37.810
622
1.033
37.503
636
1.350
36.859
639
1.337
37.746
669
1.264
38.260
680
1.255
38.542
707
1.311
39.029
734
1.214
39.753
808
NPL
13. Jasa Pendidikan
NPL
NPL
NPL
Rumah Tangga
NPL
NPL
batasannya
NPL
Rumah Tangga
NPL
NPL
NPL
NPL
multiguna)
NPL
NPL

NPL
2. Fisher
NPL
NPL
NPL
NPL
6. Construction
NPL
NPL
NPL
and Communications
NPL
NPL
and Business
Services
NPL
NPL
NPL
NPL
15. Community,
Individual
NPL Services
Serve Households
NPL
NPL
clearly defined
NPL
House Hold
NPL
NPL
NPL
NPL
- Others
1.441
NPL
879
NPL
r) Revised figures
96
Tabel 4.4.a. Kredit dan NPL BUSN Non Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of Non-Foreign Exchange Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary)
2013
Keterangan
NPL
2. Perikanan
NPL
NPL
NPL
NPL
6. Konstruksi
NPL
NPL
NPL
dan komunikasi
NPL
NPL
dan
Jasa Perusahaan
NPL
2011
2012
Okt
2014
Nov
Des
Jan
Feb
Mar
Apr
Mei
2015
Jun
Jul
Ags
Sep
Okt
Nov
Des
Items
Jan
572
14
167
2
404
8
4.266
117
187
0
1.618
96
10.576
288
1.340
914
13
209
7
612
13
4.785
193
97
1
1.771
134
14.796
448
2.168
1.732
31
240
7
1.119
29
6.135
223
154
1
2.522
141
17.232
565
2.356
1.761
34
242
7
1.091
15
6.248
195
160
1
2.524
140
17.501
574
2.488
1.433
32
250
6
998
15
6.286
246
148
1
2.371
135
17.408
530
2.562
1.463
34
251
8
995
15
6.270
276
148
2
2.245
142
17.374
596
2.621
1.518
38
264
9
1.071
16
6.383
304
150
2
2.306
132
18.002
615
2.708
1.575
38
264
7
1.081
15
6.790
247
152
2
2.384
123
18.289
606
2.753
1.641
61
271
10
1.087
34
6.923
304
152
2
2.561
145
18.630
684
2.755
1.776
58
304
10
1.360
38
8.378
287
184
6
3.181
151
22.604
822
3.128
1.909
71
297
9
1.318
28
8.680
281
366
5
3.315
129
23.738
831
3.159
1.893
71
296
8
1.145
32
8.722
325
377
5
3.287
117
23.979
897
3.121
1.892
70
274
8
995
37
8.753
327
375
5
3.395
132
23.815
898
3.154
1.972
70
347
8
1.016
36
8.706
319
377
3
3.483
117
24.112
880
3.114
1.961
78
359
26
1.019
53
9.020
380
377
3
3.729
149
24.471
912
3.213
2.101
68
368
26
1.077
55
9.427
369
457
3
3.714
133
24.549
871
3.183
2.185
77
374
24
1.104
45
9.473
287
445
3
3.980
125
25.140
809
3.214
2.184
81
387
26
1.022
51
9.573
374
480
3
3.848
159
25.518
891
3.167
20
1.754
30
2.526
38
2.593
36
2.537
34
2.508
38
2.499
40
2.508
39
2.549
65
2.701
79
3.394
83
3.628
86
3.581
83
3.574
94
3.493
86
3.475
83
3.467
91
3.539
86
3.468
45
4.054
16
6.222
254
1
181
4.904
22
9.034
308
1
211
5.818
55
10.919
255
0
127
6.291
64
10.988
268
0
97
7.068
58
11.200
279
0
132
6.309
61
11.072
320
0
102
6.708
57
11.199
242
0
106
7.138
57
11.811
306
0
111
7.827
75
11.961
363
0
140
11.056
172
4.046
105
75
131
12.244
196
4.055
100
74
126
12.379
279
4.293
99
67
154
11.372
282
4.310
100
65
260
11.597
282
4.548
102
68
269
9.795
279
4.581
106
71
237
9.444
240
4.716
112
68
111
10.287
334
4.403
95
67
111
9.434
340
4.510
102
65
301
3
381
5
2.103
453
7
463
5
4.006
0
470
3
539
8
5.716
0
474
4
522
8
5.653
0
451
3
514
5
7.591
0
479
2
503
5
7.404
0
503
4
510
4
7.033
0
519
3
509
7
7.242
0
520
3
500
9
7.537
2
640
1
532
6
5.119
2
647
1
529
5
3.298
1
653
2
555
4
3.341
1
662
2
564
4
3.286
1
670
1
576
4
3.497
1
676
1
609
4
3.378
1
666
1
669
4
3.283
1
709
1
699
4
3.369
1
722
5
703
4
3.430
49
30
138
71
122
90
119
95
171
100
185
100
229
105
200
106
200
108
89
138
85
145
91
154
89
154
91
151
78
158
74
162
77
165
79
165
1
0
4
3
4
0
3
0
3
0
4
0
4
0
4
0
4
0
4
0
5
0
6
0
4
0
5
0
6
0
4
0
4
0
4
0
20
33
20
0
29
0
23
0
18
0
20
0
22
0
20
2.157 r)
2.946 r).
0
3.409
0
3.975
4.446
4.853
5.497
6.182
5.833
185 r)
214
199
201
192
118
255
272
268
2.611
141
87
1
124
10
1.206
48
25.574
3.052
131
150
109
9
2.193
46
31.409
3.833
147
184
119
2
2.094
11
34.542
3.891
145
184
1
116
4
2.062
10
34.829
3.993
135
184
116
4
1.934
9
35.053
4.000
144
182
123
4
1.910
11
35.129
4.023
143
180
118
4
1.866
11
35.214
4.057
147
187
114
3
1.860
12
35.296
4.098
143
190
113
3
1.835
11
35.607
3.825
140
197
0
116
3
3.285
21
39.536
3.832
134
200
116
4
3.420
21
40.280
3.872
134
215
134
4
3.387
20
40.991
3.880
139
210
151
3
3.312
21
41.521
3.907
140
231
155
4
3.372
21
41.898
3.972
139
251
163
4
3.230
34
42.152
4.065
146
229
0
164
4
3.136
16
42.349
4.144
153
251
0
162
3
3.052
15
42.588
4.124
162
259
0
161
3
2.908
18
42.660
82
4.545
41
121
5.691
28
132
5.999
51
134
6.074
69
125
6.037
51
141
6.032
61
142
6.005
58
139
5.999
71
140
6.044
72
210
587
8
214
538
6
216
275
8
221
171
8
203
166
7
198
124
4
200
425
4
196
469
5
NPL
13. Jasa Pendidikan
NPL
NPL
NPL
Rumah Tangga
NPL
NPL
batasannya
NPL
Rumah Tangga
NPL
NPL
NPL
NPL
multiguna)
NPL
NPL

NPL
2. Fisher
NPL
NPL
NPL
NPL
6. Construction
NPL
NPL
NPL
and Communications
NPL
NPL
and Business
Services
NPL
NPL
NPL
NPL
15. Community,
Individual
NPL Services
Serve Households
NPL
NPL
clearly defined
NPL
House Hold
NPL
NPL
NPL
NPL
- Others
208
NPL
426 Non Industrial Origin Others
5
NPL
r) Revised figures
97
Tabel 4.5.a. Kredit dan NPL BPD Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of Regional Development Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary)
Keterangan
NPL
2. Perikanan
NPL
NPL
NPL
NPL
6. Konstruksi
NPL
NPL
NPL
dan komunikasi
NPL
NPL
dan
Jasa Perusahaan
NPL
2011
2013
2012
Okt
2014
Nov
Des
Jan
Feb
Mar
Apr
Mei
2015
Jun
Jul
Ags
Sep
Okt
Nov
Des
Items
Jan
8.597
552
359
29
1.931
83
5.643
272
2.601
111
11.855
1.154
21.337
1.101
1.848
9.730
783
432
37
1.522
138
6.536
341
2.818
120
17.552
1.565
25.103
1.689
3.068
9.694
773
432
36
1.522
111
7.052
370
2.897
122
17.718
1.645
25.172
1.676
3.280
9.894
722
422
32
1.265
81
7.400
359
3.139
122
15.508
2.101
25.342
1.573
3.220
9.973
902
412
33
1.172
62
7.074
375
3.135
124
13.221
1.641
24.180
1.717
2.826
10.254
952
415
36
1.169
62
7.296
385
3.111
125
11.966
1.650
24.902
1.811
3.459
10.540
957
418
41
1.143
58
7.431
416
3.073
126
12.823
1.736
25.467
1.885
3.715
10.724
977
422
41
1.150
95
7.448
401
3.090
127
14.068
1.966
25.807
1.995
4.049
11.003
1.059
446
43
1.226
150
7.629
549
3.159
165
14.989
2.248
26.107
2.090
4.180
11.166
1.155
465
42
1.205
141
7.699
558
3.040
165
16.057
2.020
26.737
2.105
4.196
10.945
1.174
474
43
1.199
143
7.673
548
3.051
165
16.990
2.142
26.769
2.206
4.317
11.014
1.233
481
44
1.189
147
7.649
556
3.036
166
18.270
2.156
26.972
2.360
4.374
11.101
1.205
491
42
1.198
144
7.576
552
2.914
168
19.524
1.961
27.211
2.327
4.510
11.077
1.069
497
45
1.158
138
7.513
466
2.886
146
19.831
2.127
27.479
2.355
4.655
11.181
1.117
506
46
1.175
152
7.622
583
3.336
146
20.117
2.474
28.448
2.569
4.667
11.231
1.073
499
42
1.129
146
7.645
525
3.302
146
16.682
2.366
28.531
2.490
4.936
10.944
1.105
478
45
1.100
146
7.589
548
3.447
146
13.274
2.446
27.504
2.662
4.815
60
2.835
118
3.425
125
3.447
124
3.487
120
3.291
130
3.397
176
3.428
178
3.477
298
3.504
302
3.502
232
3.476
235
3.498
246
3.434
124
3.258
133
3.367
145
3.320
123
3.323
125
3.255
47
1.055
19
3.000
136
197
245
1.787
21
5.212
258
129
729
3.159
19
7.192
638
67
712
3.217
19
7.142
642
61
394
3.215
18
7.253
623
107
373
3.215
20
6.759
603
104
581
3.268
21
6.641
621
99
582
3.641
21
7.075
699
90
955
3.647
22
7.207
934
85
911
5.227
32
5.334
914
75
930
5.344
33
5.202
597
72
963
5.453
34
5.491
921
68
944
5.694
34
5.379
863
56
878
5.750
37
5.324
578
47
1.059
5.644
35
5.409
597
33
1.043
5.758
40
5.378
608
26
977
6.105
38
5.054
618
761
981
6.281
41
5.274
666
692
675
8
727
14
2.613
638
4
804
18
3.875
0
671
10
811
17
5.290
0
650
10
804
15
5.398
0
690
9
849
14
5.145
0
624
13
811
14
4.889
0
700
13
803
14
5.247
0
703
12
823
14
4.939
10
705
18
841
15
4.982
0
785
18
859
17
5.199
0
758
19
913
20
5.341
0
798
18
1.047
21
5.314
0
728
18
980
20
5.306
0
780
17
960
19
5.558
0
658
17
977
18
5.647
0
658
14
998
30
4.526
0
639
12
1.057
28
4.432
0
628
13
1.015
17
4.224
97
270
338
128
463
126
454
126
334
112
345
111
365
129
402
113
459
113
519
118
511
118
546
132
553
133
564
133
574
115
471
118
397
118
465
120
17
0
20
402
20
247
20
243
12
225
12
236
17
232
12
224
13
215
13
215
11
208
11
209
13
202
11
195
11
141
11
136
10
133
10
135
0
239
8
150
8
18r)
8
12
6
47
6
55
6
84
6
109
7
107
7
122
9
172
8
149
8
193
7
161
6
44
6
46
6
112
6
112
12
11.939
179
232
3
241
17
438
4
46.536
12.275
282
220
2
348
18
418
4
66.292
15.564
453
356
13
458
54
466
4
74.374
15.956
493
333
4
484
57
452
4
74.989
16.606
428
363
16
495
55
450
4
75.750
16.377
475
382
17
469
55
442
4
76.585
16.842
506
368
7
485
60
438
4
77.522
17.367
546
368
7
523
61
428
4
78.781
17.525
583
372
11
536
64
433
5
79.255
18.992
636
424
8
564
67
516
5
82.084
19.242
613
438
8
562
65
515
5
83.374
19.551
716
422
9
578
69
498
5
84.071
19.692
710
413
9
571
72
489
6
84.549
19.926
724
416
9
581
73
488
5
86.105
19.816
749
427
9
587
76
487
5
90.393
20.297
771
439
9
578
76
492
5
91.886
20.451
714
470
9
586
70
499
5
92.864
20.391
809
474
11
596
78
500
5
92.769
162
59.977
260
225
68.575
154
257
81.979
208
238
82.893
217
229
83.755
190
238
83.875
244
244
84.806
251
249
85.418
208
249
86.926
248
321
86.142
250
344
87.148
302
343
87.764
307
364
88.213
327
356
90.302
340
383
89.303
335
382
89.907
342
364
90.896
247
380
NPL
254
NPL
NPL
13. Jasa Pendidikan
NPL
NPL
NPL
Rumah Tangga
NPL
NPL
batasannya
NPL
Rumah Tangga
NPL
NPL
NPL
NPL
multiguna)
NPL
NPL

NPL
2. Fisher
NPL
NPL
NPL
NPL
6. Construction
NPL
NPL
NPL
and Communications
NPL
NPL
and Business
Services
NPL
NPL
NPL
NPL
15. Community,
Individual
NPL Services
Serve Households
NPL
NPL
clearly defined
NPL
House Hold
5.819
240
301
22
1.280
45
3.727
220
2.205
5
10.291
607
19.560
900
1.545
NPL
NPL
NPL
NPL
- Others
r) Revised figures
98
Tabel 4.6.a. Kredit dan NPL Bank Campuran Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of Join Venture Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary)
Keterangan
NPL
2. Perikanan
NPL
NPL
NPL
NPL
6. Konstruksi
NPL
NPL
NPL
dan komunikasi
NPL
NPL
dan
Jasa Perusahaan
NPL
2011
2013
2012
Okt
2014
Nov
4.979
3
228
13
7.141
41.936
921
1.264
2.384
18
15.439
274
309
6.441
1
257
9
11.529
117
51.871
859
1.764
3.497
70
25.798
439
1.129
9.406
1
213
0
11.686
325
69.205
601
2.778
3.889
9
6.215
Des
Jan
Feb
Mar
Apr
Mei
2015
Jun
Jul
Ags
Sep
Okt
Nov
Des
Items
Jan
164r)
28.579
356
1.507
9.819
1
234
0
14.472
360
75.770
678
4.325
3.867
163
29.529
356
1.508
10.044
1
244
0
14.046
361
75.194
635
4.414
3.784
185
31.054
362
1.498
9.944
1
215
0
13.797
344
74.191
613
4.183
3.768
183
30.768
349
1.643
9.785
1
235
0
14.558
443
73.338
716
4.133
3.835
183
29.662
341
1.608
9.518
1
248
0
16.537
450
77.381
859
4.315
3.851
289
31.156
339
1.684
9.728
2
265
0
15.859
453
79.742
1.032
4.071
3.874
289
32.424
882
1.726
10.281
1
274
0
16.012
460
81.490
1.300
2.924
3.902
309
35.230
907
1.514
9.861
1
308
0
14.619
448
82.267
1.191
3.161
3.763
293
37.215
893
1.477
8.341
1
302
13.147
448
71.841
1.150
1.724
2.408
285
33.635
856
569
8.283
1
250
12.273
459
72.655
1.321
1.811
2.804
279
33.848
880
457
8.674
1
316
11.694
462
72.348
1.216
1.669
2.752
287
33.609
859
569
10.714
1
414
11.460
466
76.580
1.253
1.555
2.715
259
34.624
846
589
11.265
1
466
15.124
547
77.632
1.329
1.655
2.517
440
35.324
1.097
594
11.318
1
471
15.890
514
77.092
1.371
1.788
2.548
459
34.481
1.270
594
9
8.274
0
10.286
0
10.987
0
11.296
0
11.266
0
11.231
0
10.689
2
10.663
2
10.578
3
9.840
2
9.659
0
8.363
8.556
8.772
8.285
8.467
7.855
210
17.858
6.946
31
1
284
18.234
9.228
32
194
407
23.288
10.523
33
200
419
23.151
10.861
29
213
430
23.533
11.098
47
188
441
23.808
10.682
45
188
421
22.780
10.202
47
179
417
22.083
9.745
40
175
431
22.117
9.563
47
178
470
22.480
8
9.364
37
180
457
23.378
8
9.520
67
178
477
22.519
7
8.988
39
174
439
21.782
6
5.666
37
175
501
21.216
6
5.558
40
183
579
22.316
5
5.601
43
181
550
21.564
4
5.881
43
183
645
21.383
4
5.667
44
179
576
20.438
3
5.576
44
183
187
3
298
0
661
202
3
244
778
214
3
232
1
713
215
3
233
1
678
242
3
239
1
436
233
3
227
1
448
215
3
235
1
436
213
3
235
1
471
213
0
219
1
474
217
0
217
1
501
242
0
206
1
499
243
0
200
1
492
119
0
197
1
376
124
0
195
1
450
121
4
169
1
873
122
4
209
1
450
118
4
235
1
471
118
0
218
1
479
2
2
21
1
4r)
2
1
1
1
1
1
1
0
1
1
1
12
1
12
1
12
1
12
3
12
2
1
2
12
2
11
2
11
2
12
2
92
77
77
81
83
82
67
22
22
22
22
20
21
21
20
19
20
455
159
226
238
174
173
212
208
210
212
219
233
201
254
250
251
265
1.463
37
43
1
148
0
5.075
34
810
1.984
41
68
1
264
0
2.980
28
969
2.610
54
132
6
284
6
2.727
12
993
2.672
53
132
6
291
5
2.635
10
1.045
2.696
55
140
6
293
5
2.498
10
1.059
2.661
60
136
6
289
5
2.338
11
1.079
2.669
56
135
6
288
6
2.461
10
1.079
2.694
61
137
6
289
6
2.194
13
1.106
2.719
59
138
6
289
6
2.493
12
1.114
2.780
69
137
1
292
10
2.453
13
1.140
2.824
68
142
1
295
10
2.386
12
1.189
2.877
62
144
1
295
10
2.254
15
1.211
2.555
54
132
0
230
6
2.448
14
1.184
2.570
55
131
0
233
6
2.393
15
1.887
2.620
56
133
0
237
6
2.320
13
1.279
2.645
47
131
0
244
4
2.259
13
1.326
2.668
47
129
0
244
7
2.104
12
1.423
2.664
48
126
0
240
7
2.021
13
1.465
84
6.455
396
117
7.351
336
26
7.701
321
32
7.764
324
30
7.859
326
31
7.976
336
26
7.907
241
25
7.916
237
26
7.995
233
33
8.043
240
34
8.174
244
28
8.077
254
27
8.012
258
67
8.011
247
28
7.945
245
29
8.005
236
38
7.974
232
39
NPL
232
NPL
NPL
13. Jasa Pendidikan
NPL
NPL
NPL
Rumah Tangga
NPL
NPL
batasannya
NPL
Rumah Tangga
NPL
NPL
NPL
NPL
multiguna)
NPL
NPL

NPL
2. Fisher
NPL
NPL
NPL
NPL
6. Construction
NPL
NPL
NPL
and Communications
NPL
NPL
NPL
NPL
NPL
NPL
15. Community,
Individual Services
NPL
10.086
1
232
0
13.789
344
73.121
565
2.962
3.683
161
29.119
360
1.541

Serve Households
NPL
NPL
261 18. Business Activities which are not
clearly defined
NPL
18
House Hold
NPL
NPL
NPL
NPL
- Others
r) Revised figures
99
Tabel 4.7.a. Kredit dan NPL Bank Asing Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit
(Credit Channeling and NPL Credit Channeling of Foreign Owned Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary)
Keterangan
NPL
2. Perikanan
NPL
NPL
NPL
NPL
6. Konstruksi
NPL
NPL
NPL
dan komunikasi
NPL
NPL
dan
Jasa Perusahaan
NPL
2011
2013
2012
Okt
2014
Nov
1.822
0
6
11.664
38.797
1.120
4.305
556
0
8.778
29
217
2.174
0
30
20.217
136
57.077
973
5.151
2.070
12
20.492
120
278
2.948
0
40
20.129
65
76.965
1.022
5.792
3.391
11
22.919
0
5.944
Des
Jan
Feb
Mar
Apr
Mei
Jun
2015
Jul
Ags
Sep
Okt
Nov
Des
Items
Jan
413r)
418
3.084
0
39
24.022
68
80.723
1.122
6.008
3.964
12
24.050
519
437
3.167
0
42
26.201
69
83.862
1.014
8.313
3.899
12
24.308
622
460
3.191
0
47
23.877
69
86.006
979
8.353
3.891
12
24.426
353
458
3.296
0
55
23.729
61
85.720
1.390
8.024
3.857
12
24.656
754
456
3.240
0
64
23.456
60
84.976
2.873
10.496
4.053
10
24.509
747
462
2.905
0
73
23.747
61
84.200
1.507
10.708
4.419
10
25.412
696
468
4.339
0
72
22.305
61
86.368
1.350
10.644
3.912
10
26.763
680
491
3.888
0
81
22.691
62
90.933
1.393
5.832
0
4.008
10
26.389
694
504
5.034
0
90
25.363
61
94.699
1.372
5.694
1
4.722
10
27.427
687
515
4.752
87
25.860
62
94.030
1.075
5.753
0
4.824
10
27.642
690
514
4.447
94
28.717
64
98.577
1.744
5.903
0
5.371
29.164
778
562
4.426
77
26.550
63
97.373
1.698
5.915
0
5.789
0
27.160
726
603
4.296
87
26.040
64
94.809
1.548
6.018
4.847
0
26.444
667
646
4.654
83
24.833
65
94.653
1.612
5.861
5.954
1
26.062
706
709
4.612
70
26.167
66
94.825
1.496
5.994
5.374
2
25.978
707
701
0
7.255
0
10.807
0
11.116
0
11.344
0
11.574
0
10.874
12.945
0
13.132
15.766
16.431
0
16.711
0
16.331
0
16.881
0
16.432
0
17.090
0
16.885
0
16.788
151
25.250
2.329
92
8
31.670
3.451
8
79
162
33.702
4.617
0
232
169
33.937
5.099
0
246
172
35.073
4.731
0
239
170
34.799
4.698
46
240
163
32.523
4.729
56
228
154
32.496
4.697
60
223
154
33.599
4.851
0
227
143
34.068
4.837
229
145
36.050
4.702
0
231
141
35.796
4.700
226
145
34.826
5.005
228
145
35.045
4.213
380
141
35.570
3.732
386
143
35.474
3.675
0
410
145
34.568
4.830
35
413
150
33.918
4.621
442
1
0
3
0
1.082
0
0
1
1.469
0
4
1.526
0
4
1.611
0
4
943
0
4
947
0
3
904
0
3
564
0
3
571
0
3
577
0
3
724
0
3
723
0
3
749
0
3
779
0
4
923
0
4
935
0
4
0
961
0
4
957
0
-
0
-
0
-
0
-
0
-
0
-
0
-
0
-
0
-
0
-
0
-
0
-
0
-
15.804
1.044
977
1.038
1.068
1.032
1.021
1.024
1.069
1.118
1.211
1.240
1.309
1.429
1.509
1.570
1.655
1.680
202
45
37
32
16
15
15
574
12
16
3.954
544
0
10
24
3.971
540
0
4
24
4.174
523
0
4
25
4.293
522
0
5
24
4.342
560
0
4
504
4.265
561
6
26
4.314
563
7
1
24
4.287
566
6
1
22
4.277
569
6
23
4.363
581
7
24
4.436
710
10
7
1
24
4.550
579
7
1
24
4.455
570
8
1
25
4.425
564
11
1
33
4.462
569
11
2
24
4.645
570
11
2
24
4.617
570
0
11
2
23
4.572
209
15.278
1.715
83
15.848
1.282
102
16.756
1.500
103
16.921
1.511
102
16.952
1.389
92
16.885
1.434
91
16.702
1.465
108
15.457
323
95
15.619
330
97
15.836
330
98
16.110
344
102
15.996
342
99
16.158
357
93
16.244
334
88
16.307
325
87
16.425
322
85
16.682
333
NPL
13. Jasa Pendidikan
NPL
NPL
NPL
Rumah Tangga
NPL
NPL
batasannya
NPL
Rumah Tangga
NPL
NPL
NPL
NPL
multiguna)
NPL
NPL

NPL
2. Fisher
NPL
NPL
NPL
NPL
6. Construction
NPL
NPL
NPL
and Communications
NPL
NPL
and Business
Services
NPL
NPL
NPL
NPL
15. Community,
Individual Services
NPL
Serve Households
NPL
NPL
clearly defined
NPL
House Hold
NPL
NPL
NPL
NPL
- Others
88
NPL
345
NPL
r) Revised figures
100
Tabel 4.8.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Per Lokasi Dati I Bank Penyalur Kredit - Januari 2015
Credit and NPL of Commercial Bank to Non Banks Third Party Based on Business Sector and non Business Sector of Credit by Region - January 2015)
Lapangan Usaha
Keterangan
Jawa Barat
NPL
Banten
NPL
DKI Jakarta
NPL
D.I Yogyakarta
NPL
Jawa Tengah
NPL
Jawa Timur
NPL
Bengkulu
NPL
Jambi
NPL
Aceh
NPL
Sumatera Utara
NPL
Sumatera Barat
NPL
Riau
NPL
Sumatera Selatan
NPL
Bangka Belitung
NPL
Kepulauan Riau
NPL
Lampung
NPL
Kalimantan Selatan
NPL
Kalimantan Barat
NPL
Kalimantan Timur
NPL
Kalimantan Tengah
NPL
Sulawesi Tengah
NPL
Sulawesi Selatan
NPL
Sulawesi Utara
NPL
Gorontalo
NPL
Sulawesi Barat
NPL
Sulawesi Tenggara
NPL
Nusa Tenggara Barat
NPL
Bali
NPL
Nusa Tenggara Timur
NPL
Maluku
NPL
Papua
NPL
Maluku Utara
NPL
Papua Barat
NPL
Lainnya
NPL
Total
NPL
Pertanian,
perburuan
dan
Kehutanan
Perikanan
Pertambanga
n dan
Penggalian
Industri
Pengolahan
Listrik, gas
dan air
Konstruksi
Perdagangan
Besar dan
Eceran
Penyediaan
akomodasi
dan
penyediaan
makan
minum
Bukan Lapangan Usaha
Transportasi,
pergudangan
dan
komunikasi
Perantara
Keuangan
Real Estate,
Usaha
Persewaan,
dan Jasa
Perusahaan
10
11
Jasa
Admistrasi
Kemasyarakat
Jasa
Pemerintahan
an, Sosial
Jasa PendidiKesehatan
, Pertahanan
Budaya,
kan
dan Kegiatan
dan Jaminan
Hiburan dan
Sosial
Sosial Wajib
Perorangan
lainnya
12
13
14
15
Jasa
Perorangan
yang
Melayani
Rumah
Tangga
16
Badan
Internasional
Kegiatan yang
dan Badan
belum jelas
Ekstra
batasannya
Internasional
Lainnya
17
18
Rumah
Tangga Untuk
Pemilikan
Rumah
Tinggal
Rumah
Tangga Untuk
Pemilikan Flat
atau
Apartemen
Rumah
Tangga Untuk
Pemilikan
Ruko atau
Rukan
Rumah
Tangga Untuk
Pemilikan
Kendaraan
Bermotor
Rumah
Tangga Untuk
Pemilikan
Peralatan
Rumah
Tangga
Lainnya
5
5.087
378
253
28
93.631
1.109
528
10
5.388
101
9.329
470
968
28
4.818
124
1.529
37
29.246
449
3.993
127
11.367
290
11.217
350
223
2
95
47
6.345
48
3.766
22
5.666
31
4.455
312
4.971
9
920
18
1.234
88
261
12
603
6
247
14
81
3
319
5
1.161
6
178
4
49
5
658
8
11
1
83
54
3.108
-
389
27
28
1
3.008
29
80
2
815
24
629
31
22
1
36
2
39
3
335
13
78
6
101
4
59
3
57
1
67
1
571
6
121
9
115
2
89
3
20
1
70
2
240
8
209
17
23
2
7
0
46
5
33
2
153
0
34
2
44
2
46
2
10
1
26
1
-
1.439
63
385
14
125.537
3.011
29
5
332
28
1.921
27
36
7
133
38
28
4
405
6
314
12
373
6
1.000
58
1.905
3
490
3
119
3
976
59
58
4
3.834
132
7
1
97
1
480
94
55
2
5
0
2
1
70
3
15
8
67
57
11
1
1
0
44
0
1
55
0
2.590
-
46.378
1.189
11.288
75
385.260
8.007
1.764
67
35.134
1.042
101.342
1.111
303
3
930
16
1.257
30
32.570
739
1.834
40
1.955
14
4.727
25
550
3
4.472
24
3.476
107
1.515
34
1.042
13
5.931
37
356
3
203
9
4.700
112
705
101
91
5
45
1
173
13
244
11
1.911
14
248
2
66
1
315
75
34
2
90
9
5.501
-
998
15
869
1
77.302
1.524
44
0
262
1
1.359
7
23
0
4
0
116
0
807
1
15
0
117
2
299
1
1
412
0
22
1
282
34
82
0
67
0
14
0
32
0
383
3
4
1
1
0
1
2
0
13
30
44
4
14
0
40
3
0
0
3
577
-
10.220
686
4.657
277
79.354
2.759
668
15
4.151
137
11.388
483
208
12
855
41
606
162
5.278
474
533
24
1.603
142
2.679
562
195
24
1.208
85
809
22
1.111
56
946
56
3.719
517
298
21
464
21
4.350
301
635
66
122
45
35
7
378
22
420
13
2.131
17
461
25
233
29
1.099
268
147
22
424
47
209
-
60.677
2.809
13.591
462
256.439
7.874
6.949
202
63.126
2.081
85.120
2.651
2.999
167
5.786
272
5.312
623
39.174
1.349
10.369
574
9.804
625
12.447
548
2.084
72
4.627
92
11.192
416
7.351
288
8.381
172
11.626
501
3.199
102
5.075
212
23.376
935
5.986
218
1.912
173
1.290
95
3.819
183
6.019
203
17.077
138
4.198
133
1.631
48
4.903
163
1.231
59
2.106
216
5.286
162
5.630
116
679
50
35.266
171
1.707
24
3.907
150
4.541
82
129
3
498
7
144
10
1.791
64
583
16
1.175
34
712
23
115
2
875
30
393
13
650
6
663
11
1.486
27
106
5
281
11
2.784
145
410
13
76
2
39
10
411
16
583
9
6.275
161
275
4
106
4
664
19
87
3
113
2
69
-
16.035
390
1.071
30
110.065
3.141
383
18
3.971
193
10.583
330
57
4
323
6
94
9
3.814
121
418
25
1.602
50
834
23
54
1
4.064
26
795
57
1.248
197
1.774
33
4.485
485
182
6
157
2
2.924
86
266
20
30
0
11
0
85
10
158
1
513
63
200
6
106
2
614
91
47
4
307
95
1.009
170
3.180
201
4.001
21
139.450
1.083
634
6
3.928
65
3.471
159
18
1
193
4
38
2
1.542
51
682
5
265
6
230
6
16
79
4
301
34
417
14
261
3
345
19
17
0
12
1
1.068
196
22
8
2
0
1
15
0
108
3
512
29
36
1
9
65
0
3
1
0
1.497
-
9.701
466
2.544
75
110.957
1.540
1.203
13
4.070
154
8.017
166
182
22
508
14
181
17
3.981
116
381
30
2.548
125
1.294
98
136
7
938
8
909
16
1.356
53
918
8
4.534
457
236
6
166
6
2.236
167
548
7
56
4
41
2
149
6
411
4
1.692
45
141
4
195
12
387
15
53
2
207
4
160
9
26
0
12
2
1.909
0
5
0
109
0
40
0
1
1
2
0
24
1
6
0
3
11
0
1
2
0
3
1
0
3
0
8
0
1
1
14
3
4
0
0
3
3
0
3
1
0
0
47
0
0
51
0
8.685
-
787
5
291
4
2.548
13
182
3
494
6
637
15
21
0
21
0
21
0
263
6
124
0
83
4
140
0
2
1
99
0
217
7
24
0
41
0
26
1
5
0
11
0
206
1
42
0
3
2
22
2
13
0
165
24
1
1
19
4
13
10
0
-
1.512
13
202
4
4.990
51
193
16
862
9
1.165
32
34
5
90
4
75
4
881
12
165
1
207
5
216
4
18
0
43
0
168
12
53
9
155
0
136
4
24
1
18
1
171
1
38
1
4
0
11
0
22
1
138
2
499
1
25
0
7
0
29
2
5
0
8
260
-
6.492
240
1.095
35
25.561
573
1.013
23
3.426
108
4.766
210
139
5
426
13
379
107
4.009
114
613
29
905
44
658
35
98
8
394
12
715
12
686
39
358
7
1.588
265
214
10
257
14
1.879
53
539
21
94
8
85
16
210
15
348
6
1.456
10
323
10
90
6
1.106
53
77
3
306
8
-
331
7
72
0
257
7
85
9
385
6
402
9
8
0
15
0
28
4
92
3
14
0
24
1
22
1
6
0
19
1
26
1
19
1
9
0
33
1
18
1
25
1
126
6
15
1
9
1
7
0
11
0
25
0
90
1
17
0
13
0
23
0
4
0
12
0
-
0
69
10
0
1
123
5
0
0
0
0
1
4
2
0
0
4
1
1
1
-
1.171
55
254
1
3.863
106
169
1
641
3
1.103
20
45
0
82
4
49
9
300
14
104
4
121
7
666
19
6
46
0
67
14
250
3
250
2
185
31
139
1
46
0
330
5
11
1
1
22
2
82
5
132
0
1
0
1
50
0
8
86
5.307
-
52.524
1.657
18.362
397
87.725
1.297
3.508
54
16.132
403
30.236
566
1.111
15
3.393
100
2.033
51
11.319
597
2.400
77
6.027
325
5.890
245
801
22
5.134
118
2.546
106
6.391
188
2.838
59
6.622
254
1.738
41
1.772
39
10.688
395
3.266
172
698
29
212
6
1.677
52
2.568
43
10.473
76
1.052
11
473
5
1.304
42
444
5
421
15
1
-
887
18
393
4
8.750
94
61
0
218
5
1.379
20
20
0
29
0
69
256
7
79
1
69
1
34
0
8
77
0
33
2
31
1
59
4
114
2
8
8
129
2
66
1
8
0
1
110
0
78
2
81
1
14
0
8
0
17
1
35
1
12
1
-
1.949
58
908
9
8.674
228
214
1
853
27
1.801
37
183
7
425
8
215
25
2.055
55
240
21
779
22
1.095
42
187
2
639
16
257
4
366
15
760
13
777
28
132
7
258
6
1.484
69
288
6
37
4
31
0
411
12
234
3
366
2
81
41
334
4
16
93
1
-
4.759
49
8.680
63
85.000
992
510
3
4.393
34
5.093
38
53
2
206
3
140
4
4.702
45
147
3
422
5
388
10
91
1
368
2
369
4
196
4
199
1
2.580
26
44
0
164
2
4.124
31
218
3
136
1
12
0
61
1
226
1
418
4
76
1
39
0
55
1
22
0
31
0
-
36.934
513
10.366
206
61.581
883
5.280
34
19.336
201
46.046
397
3.436
24
6.899
72
11.723
60
18.987
233
4.505
60
11.739
118
14.143
151
2.313
14
4.542
38
3.970
54
7.072
55
9.410
40
11.390
160
5.470
22
8.292
45
14.798
178
6.503
144
2.435
41
1.243
12
6.243
44
5.676
81
9.143
36
5.843
45
2.431
25
7.242
87
1.478
13
2.725
33
64
-
211.790
4.196
7.601
212
142.816
3.651
656.410
12.933
84.242
1.600
141.592
7.439
704.159
24.820
73.220
1.241
168.280
5.695
162.418
1.925
161.036
3.683
10.982
7
6.560
73
12.423
197
60.308
2.111
2.243
63
213
7
15.590
308
301.781
7.461
13.140
171
26.182
732
123.919
1.334
369.258
4.119
Bukan
Lapangan
Usaha
Lainnya
Location
Jawa Barat
NPL
Banten
NPL
DKI Jakarta
NPL
D.I Yogyakarta
NPL
Jawa Tengah
NPL
Jawa Timur
NPL
Bengkulu
NPL
Jambi
NPL
Aceh
NPL
Sumatera Utara
NPL
Sumatera Barat
NPL
Riau
NPL
Sumatera Selatan
NPL
Bangka Belitung
NPL
Kepulauan Riau
NPL
Lampung
NPL
Kalimantan Selatan
NPL
Kalimantan Barat
NPL
Kalimantan Timur
NPL
Kalimantan Tengah
NPL
Sulawesi Tengah
NPL
Sulawesi Selatan
NPL
Sulawesi Utara
NPL
Gorontalo
NPL
Sulawesi Barat
NPL
Sulawesi Tenggara
NPL
Nusa Tenggara Barat
NPL
Bali
NPL
Nusa Tenggara Timur
NPL
Maluku
NPL
Papua
NPL
Maluku Utara
NPL
Papua Barat
NPL
Other
NPL
178.453 Total
2.139 NPL
30.912
98
5.928
37
72.650
1.563
120
1
21.698
59
4.216
78
2.569
6
298
3
633
4
1.434
39
9.373
23
312
8
351
9
8
0
161
1
3.624
17
177
0
38
1
359
9
10
0
16
1
4.597
23
5.519
83
1.787
4
909
2
85
2
3.341
21
629
12
3.460
14
1.346
12
500
5
1.287
4
97
1
8
0
r) Revised figures
101
Tabel 4.9.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
( Credit and NPL of Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use )
2013
Keterangan
2011
2014
2015
Items
2012
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Jenis Penggunaan
Type of Use
Kredit kepada Pihak Ketiga

1. Modal Kerja
Credit to Third Party

1.068.676
1.316.689
1.506.089
1.535.973
1.585.659
1.546.833
1.545.883
1.572.862
1.607.627
1.609.581
1.650.529
1.675.228
1.671.457
1.708.471
1.698.551
1.713.799
1.757.449
1.712.819
NPL
28.279
28.963
32.073
32.157
31.470
32.945
35.544
37.185
37.908
40.652
40.265
42.508
42.933
43.567
44.573
46.002
43.840
47.416
2. Investasi
464.262
591.425
756.373
775.085
798.157
799.077
805.189
814.094
830.170
846.172
857.965
852.749
857.834
872.348
869.309
881.519
903.194
909.065
8.917
10.032
14.282
14.228
13.633
14.454
14.703
15.178
16.720
18.622
19.493
20.178
22.090
22.692
23.541
23.386
21.223
22.746
667.155
799.748
897.014
903.338
909.058
912.510
916.749
919.942
923.551
947.396
959.669
967.053
969.073
980.475
990.210
1.001.297
1.013.666
1.012.736
10.499
11.600
14.057
14.046
13.176
14.433
14.832
13.715
14.250
15.027
15.075
15.525
15.697
15.417
15.356
15.368
14.324
15.955
2.200.094
2.707.862
3.159.476
3.214.397
3.292.874
3.258.421
3.267.820
3.306.899
3.361.348
3.403.148
3.468.162
3.495.030
3.498.364
3.561.295
3.558.070
3.596.614
3.674.308
47.695
50.595
60.412
60.431
58.279
61.831
65.080
66.079
68.878
74.302
74.833
78.211
80.719
81.676
83.470
84.757
79.388
NPL
3. Konsumsi
NPL
Total Kredit
NPL
86.117
1. Ekspor
41.876
47.799
53.897
56.961
62.518
57.608
57.777
57.680
61.371
60.703
62.142
60,435
58.720
61.621
59.551
59.882
61.014
58.808
NPL
1.602
1.616
1.420
1.331
1.571
1.360
1.460
1.313
1.323
1.353
1.698
1,753
r).
1.946
2.110
2.004
1.809
2.224
2.128
2. Impor
26.525
38.985
69.518
66.402
70.611
66.394
61.412
58.466
58.856
58.386
63.008
61.356
51.353
53.792
53.412
54.950
56.049
56.484
NPL
Total Kredit
NPL
NPL
3. Consumption
NPL
NPL
User Orientation
r).
NPL
NPL
2. Investments
3.634.620 Total Credit
3. Lainnya
1. Working Capital
733
587
751
777
618
161
642
638
568
794
864
2.131.118
2.621.078
3.036.061
3.091.035
3.159.745
3.134.418
3.148.631
3.190.752
3.241.121
3.284.059
3.343.012
842
3.373.239
r).
75.616 r).
900
887
572
497
636
636
3.388.291
3.445.881
3.445.107
3.481.783
3.557.246
3.519.329
45.245
48.392
58.241
58.324
56.091
60.310
62.978
64.127
66.987
72.155
72.271
77.873
78.679
80.894
82.451
76.528
2.200.094
2.707.862
3.159.476
3.214.397
3.292.874
3.258.421
3.267.820
3.306.899
3.361.348
3.403.148
3.468.162
3.495.030
3.498.364
3.561.295
3.558.070
3.596.614
3.674.308
47.694
50.595
60.412
60.431
58.279
61.831
65.080
66.079
68.878
74.302
74.833
78.211
80.719
81.676
83.470
84.757
79.388
83.353
1. Ekspor
NPL
2. Impor
NPL
3. Other
NPL

86.117
NPL
r) Revised figures
102
Tabel 4.10.a. Kredit dan NPL Bank Persero Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of State Owned Banks to Non Bank Third Party Based on Types and Orientation of Use)
2013
Keterangan
2011
2014
2015
Items
2012
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Jenis Penggunaan
Type of Use

1. Modal Kerja

407.101
503.972
545.237
558.264
580.070
556.972
555.089
558.323
572.582
567.023
585.064
594.067
597.149
608.785
597.291
605.597
629.678
613.870
NPL
13.638
13.784
13.687
13.402
12.967
14.360
14.883
14.315
14.805
15.413
15.032
16.285
15.934
16.061
15.927
16.036
14.936
17.042
2. Investasi
135.196
168.585
260.453
265.799
274.979
275.336
280.968
287.237
290.889
297.714
301.065
303.518
307.293
312.552
311.328
315.562
324.486
327.258
2.462
2.559
4.193
3.913
3.844
4.210
4.255
4.370
4.359
4.708
5.090
4.771
5.832
5.840
4.737
4.946
4.375
4.931
234.535
286.571
319.366
321.925
326.677
327.272
329.989
332.743
335.868
341.297
348.106
348.085
349.691
354.107
358.403
362.909
370.924
371.404
NPL
3. Konsumsi
NPL
Total Kredit
NPL
3.683
4.905
6.228
6.104
5.656
6.529
6.797
6.641
6.798
7.181
7.184
7.207
7.257
7.096
7.056
6.986
6.333
776.833
959.128
1.125.057
1.145.988
1.181.726
1.159.580
1.166.047
1.178.302
1.199.339
1.206.035
1.234.235
1.245.669
1.254.133
1.275.444
1.267.022
1.284.068
1.325.087
19.783
21.249
24.108
23.418
22.467
25.100
25.935
25.326
25.962
27.301
27.305
28.262
29.023
28.997
27.720
27.968
25.643
7.304
NPL
2. Impor
NPL
29.276
13.551
548
7.296
13.169
11.978
11.593
13.717
12.114
12.390
12.857
12.606
12.063
12.939
11.847
12.049
11.790
10.376
10.963
11.572
10.677
540
565
497
502
510
490
467
472
516
527
522
523
547
561
564
796
816
10.542
29.922
25.187
27.799
23.296
18.086
12.962
12.021
10.936
10.184
9.948
2.212
2.047
2.013
1.979
1.995
2.520
372
436
462
470
14
13
12
14
14
14
14
73
62
11
10
755.987
935.417
1.083.157
1.109.209
1.140.209
1.124.170
1.135.570
1.152.482
1.174.712
1.183.035
1.211.113
1.223.874
1.239.873
1.261.607
1.254.632
1.271.126
1.311.520
1.299.335
NPL
18.885
20.336
23.107
22.458
21.496
24.577
25.431
24.846
25.476
26.771
26.764
27.726
28.427
28.388
27.148
27.394
24.839
28.451
776.833
959.128
1.125.057
1.145.988
1.181.726
1.159.580
1.166.047
1.178.302
1.199.339
1.206.035
1.234.235
1.245.669
1.254.133
1.275.444
1.267.022
1.284.068
1.325.087
19.783
21.249
24.108
23.418
22.467
25.100
25.935
25.326
25.962
27.301
27.305
28.262
29.023
28.997
27.720
27.968
25.643
NPL
2. Investments
NPL
3. Consumption
NPL
NPL
User Orientation
3. Lainnya
Total Kredit
NPL
1. Ekspor
1. Working Capital
350
1. Ekspor
NPL
2. Impor
NPL
3. Other
NPL

29.276
NPL
r) Revised figures
103
Tabel 4.11.a. Kredit dan NPL BUSN Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Foreign Exchange Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use)
2013
Keterangan
2011
2014
2015
Items
2012
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Jenis Penggunaan
Type of Use

1. Modal Kerja

434.210
519.409
601.259
602.098
617.230
609.488
616.121
633.567
643.513
640.012
653.292
657.452
668.689
685.317
689.609
697.272
714.698
695.165
NPL
10.005
9.122
10.617
10.820
10.151
10.673
11.595
11.931
12.947
14.054
14.191
14.890
15.839
15.884
17.280
18.148
16.570
17.355
2. Investasi
242.948
305.936
351.682
359.853
371.973
370.141
369.421
373.447
382.503
389.800
397.145
389.972
399.671
404.796
404.377
408.064
417.254
418.741
4.746
4.540
5.851
6.106
6.057
6.277
6.462
6.785
7.239
8.474
8.891
9.573
10.440
11.150
12.722
12.406
11.139
12.154
245.384
288.933
322.632
323.809
322.319
324.135
323.888
323.315
320.726
334.186
335.733
341.062
340.426
342.319
344.986
348.132
349.856
348.309
NPL
3. Konsumsi
NPL
Total Kredit
NPL
3.390
3.785
4.472
4.526
4.356
4.540
4.711
4.857
5.165
5.384
5.364
5.664
5.745
5.623
5.602
5.689
5.456
922.541
1.114.279
1.275.573
1.285.761
1.311.522
1.303.765
1.309.430
1.330.329
1.346.741
1.363.998
1.386.170
1.388.486
1.408.786
1.432.433
1.438.972
1.453.468
1.481.808
18.141
17.448
20.941
21.453
20.564
21.489
22.769
23.573
25.351
27.912
28.447
30.126
32.023
32.657
35.605
36.242
33.165
5.946
NPL
2. Impor
NPL
35.455
8.800
9.391
13.582
13.746
14.471
14.126
14.169
16.619
17.605
16.800
16.884
16.664
91
22
70***)
97
153
151
148
150
148
130
383
496
r)
7.256
11.385
15.883
15.706
15.784
15.942
16.617
17.865
18.505
19.368
19.676
19.081
18.809
18.040
17.941
18.501
18.632
671
670
672
687
740
741
19.841
20.739
20.458
19.742
21.058
20.420
199
97
138
131
76
75
72
70
39
294
296
275
273
478
377
398
393
1.093.502
1.246.108
1.256.309
1.281.267
1.273.697
1.278.644
1.295.845
1.310.632
1.327.831
1.349.609
1.352.741
r)
1.372.093
1.392.885
1.400.473
1.415.785
1.442.249
1.423.162
NPL
17.851
17.329
20.697
21.225
20.335
21.263
22.549
23.354
25.165
27.487
27.767
29.355
r)
31.078
31.714
34.455
35.178
32.027
34.320
922.541
1.114.279
1.275.573
1.285.761
1.311.522
1.303.765
1.309.430
1.330.329
1.346.741
1.363.998
1.386.170
1.388.486
1.408.786
1.432.433
1.438.972
1.453.468
1.481.808
18.141
17.448
20.941
21.453
20.564
21.489
22.769
23.573
25.351
27.912
28.447
30.126
32.023
32.657
35.605
36.242
33.165
275
16.851
906.486
NPL
2. Investments
NPL
3. Consumption
NPL
NPL
User Orientation
r)
3. Lainnya
Total Kredit
NPL
1. Ekspor
1. Working Capital
1. Ekspor
NPL
2. Impor
NPL
3. Other
NPL

35.455
NPL
r) Revised figures
104
Tabel 4.12.a. Kredit dan NPL BUSN Non Devisa Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Non-Foreign Exchange Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use)
2013
Keterangan
2011
2014
2015
Items
2012
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Jenis Penggunaan
Type of Use

1. Modal Kerja
NPL
2. Investasi
NPL
3. Konsumsi
NPL
Total Kredit
NPL

22.195
30.464
38.677
39.439
41.614
40.548
41.569
43.524
45.185
46.292
47.386
48.032
47.410
48.753
48.141
49.069
51.507
50.734
635
810
990
952
1.001
1.113
1.190
1.101
1.308
1.349
1.364
1.463
1.478
1.472
1.575
1.530
1.509
1.674
11.858
16.879
19.872
20.130
20.358
20.303
20.560
20.849
21.225
21.780
22.961
23.221
23.208
23.421
23.605
23.779
23.828
23.774
285
692
707
648
618
713
613
667
770
806
812
886
918
994
975
1.005
850
913
34.090
42.108
45.874
46.191
46.256
46.280
46.265
46.325
46.671
47.547
48.386
48.874
49.241
49.730
49.892
50.369
50.666
50.538
323
336
340
359
319
355
352
365
361
383
380
382
391
374
378
371
373
68.143
89.451
104.423
105.760
108.228
107.131
108.394
110.697
113.081
115.619
118.732
120.127
119.860
121.904
121.638
123.216
126.001
1.243
1.838
2.037
1.958
1.938
2.181
2.155
2.133
2.439
2.537
2.556
2.731
2.788
2.840
2.928
2.906
2.732
396
2.983
10
13
NPL
2. Impor
245
243
254
244
242
310
293
297
27
3. Lainnya
68.133
89.439
104.419
105.757
108.226
107.127
108.390
110.693
113.076
115.609
118.475
119.884
119.605
121.659
121.395
122.906
125.703
124.743
NPL
1.243
1.838
2.037
1.958
1.938
2.181
2.155
2.133
2.439
2.537
2.556
2.731
2.788
2.840
2.928
2.906
2.732
2.956
68.143
89.451
104.423
105.760
108.228
107.131
108.394
110.697
113.081
115.619
118.732
120.127
119.860
121.904
121.638
123.216
126.001
1.243
1.838
2.037
1.958
1.938
2.181
2.155
2.133
2.439
2.537
2.556
2.731
2.788
2.840
2.928
2.906
2.732
NPL
2. Investments
NPL
3. Consumption
NPL
NPL
User Orientation
1. Ekspor
Total Kredit
NPL
125.046 Total Credit
NPL
1. Working Capital
1. Ekspor
NPL
2. Impor
NPL
3. Other
NPL

2.983
NPL
105
Tabel 4.13.a. Kredit dan NPL BPD Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Regional Development Banks to Non Bank Third Party Based on Types and Orientation of Use)
2013
Keterangan
2011
2014
2015
Items
2012
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Jenis Penggunaan
Type of Use

1. Modal Kerja

35.304
45.861
58.333
59.058
57.562
51.602
52.488
54.632
56.048
57.698
59.550
60.582
62.028
63.750
64.581
62.686
59.395
54.829
NPL
1.948
3.207
4.584
4.647
4.838
4.555
4.827
5.049
5.402
5.861
5.515
5.858
6.048
5.778
6.007
6.465
6.172
6.524
2. Investasi
21.081
24.870
29.456
29.848
29.561
30.592
30.714
31.174
32.119
32.480
32.620
32.992
33.058
32.941
32.546
35.327
36.290
36.055
498
1.134
2.120
2.090
1.683
1.818
2.009
2.096
2.938
3.178
3.034
3.324
3.315
2.857
2.790
2.992
2.826
2.897
119.317
148.120
173.197
175.107
177.418
178.129
180.461
182.885
185.046
188.722
191.278
192.885
193.931
197.821
201.017
203.601
205.771
206.285
NPL
3. Konsumsi
NPL
Total Kredit
NPL
627
684
988
1.014
922
1.034
1.072
1.076
1.160
1.288
1.336
1.449
1.487
1.507
1.558
1.585
1.408
175.702
218.851
260.985
264.014
264.541
260.323
263.662
268.692
273.212
278.900
283.448
286.459
289.017
294.511
298.145
301.614
301.456
3.073
5.025
7.692
7.751
7.444
7.407
7.908
8.221
9.499
10.327
9.886
10.630
10.851
10.142
10.355
11.042
10.406
1.538
10.959
99
87
66
66
65
64
64
63
62
101
100
65
62
66
67
65
51
51
NPL
14
10
12
23
11
10
11
11
10
11
11
2. Impor
NPL
Total Kredit
NPL
2. Investments
NPL
3. Consumption
NPL
NPL
User Orientation
1. Ekspor
NPL
NPL
3. Lainnya
1. Working Capital
175.597
218.759
260.915
263.944
264.473
260.256
263.595
268.625
273.147
278.796
283.345
286.392
288.952
294.443
298.074
301.546
301.402
297.116
3.065
5.010
7.683
7.741
7.434
7.397
7.898
8.210
9.489
10.314
9.861
10.619
10.839
10.131
10.343
11.031
10.395
10.947
175.702
218.851
260.985
264.014
264.541
260.323
263.662
268.692
273.212
278.900
283.448
286.459
289.017
294.511
298.145
301.614
301.456
3.073
5.025
7.692
7.751
7.444
7.407
7.908
8.221
9.499
10.327
9.886
10.630
10.851
10.142
10.355
11.042
10.406
1. Ekspor
NPL
2. Impor
NPL
3. Other
NPL

10.959
NPL
106
Tabel 4.14.a. Kredit dan NPL Bank Campuran Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Joint Venture Banks to Non Bank Third Party Based on Types and Orientation of Use)
2013
Keterangan
2011
2014
2015
Items
2012
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Jenis Penggunaan
Type of Use

1. Modal Kerja

80.077
101.551
119.863
125.821
130.992
130.476
126.612
125.550
132.306
134.333
139.191
139.363
122.870
122.356
124.004
127.033
131.308
127.900
NPL
1.083
1.307
1.061
1.021
1.171
1.156
1.127
1.360
1.603
2.310
2.478
2.340
2.248
2.432
2.400
2.390
3.111
3.302
2. Investasi
26.317
38.127
53.161
55.370
55.821
56.910
57.454
55.446
56.044
57.128
56.541
55.838
45.999
46.583
45.930
48.584
50.075
51.429
401
537
833
865
867
879
837
785
827
878
1.047
1.025
987
1.056
1.069
1.046
1.011
949
13.994
13.617
14.446
14.539
14.545
14.478
14.538
14.336
14.749
14.846
15.009
14.859
14.561
15.226
14.533
14.610
14.542
14.522
NPL
3. Konsumsi
NPL
Total Kredit
NPL
552
524
426
430
432
449
344
346
341
365
369
370
360
390
349
329
336
120.389
153.295
187.471
195.730
201.357
201.863
198.604
195.332
203.099
206.307
210.741
210.059
183.430
184.165
184.467
190.228
195.925
2.036
2.368
2.320
2.315
2.470
2.484
2.308
2.492
2.772
3.553
3.893
3.735
3.595
3.879
3.818
3.765
4.458
339
NPL
2. Impor
NPL
3. Lainnya
NPL
Total Kredit
NPL
NPL
2. Investments
NPL
3. Consumption
NPL

4.590
1. Ekspor
1. Working Capital
NPL
User Orientation
14.728
17.518
19.956
21.599
24.128
22.743
22.274
20.035
21.575
22.280
22.451
21.989
20.887
20.945
20.781
20.778
20.269
20.154
468
619
334
302
340
288
279
166
167
167
230
227
226
346
258
241
366
372
3.899
5.989
6.487
8.752
9.350
9.627
8.922
10.298
10.668
10.145
13.716
13.775
12.732
13.182
13.285
14.977
16.213
16.665
23
29
29
26
26
26
26
24
62
62
62
62
74
101
221
198
101.761
129.788
161.028
165.380
167.880
169.493
167.407
165.000
170.856
173.882
174.574
174.295
149.811
150.038
150.401
154.473
159.444
157.033
1.545
1.742
1.957
1.985
2.104
2.170
2.003
2.300
2.582
3.379
3.601
3.445
3.307
3.471
3.486
3.423
3.870
4.020
120.389
153.295
187.471
195.730
201.357
201.863
198.604
195.332
203.099
206.307
210.741
210.059
183.430
184.165
184.467
190.228
195.925
2.036
2.368
2.320
2.315
2.470
2.484
2.308
2.492
2.772
3.553
3.893
3.735
3.595
3.879
3.818
3.765
4.458
1. Ekspor
NPL
2. Impor
NPL
3. Other
NPL

4.590
NPL
107
Tabel 4.15.a. Kredit dan NPL Bank Asing Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan
(Credit and NPL of Foreign Owned Banks to Non Bank Third Party Based on Types and Orientation of Use)
2013
Keterangan
2011
2014
2015
Items
2012
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Jenis Penggunaan
Type of Use

1. Modal Kerja
NPL
2. Investasi
NPL
3. Konsumsi
NPL
Total Kredit
NPL

89.789
115.432
970
732
26.862
525
19.834
142.720
151.293
158.191
157.747
154.004
157.266
157.995
164.223
166.046
175.732
173.310
179.511
174.924
172.142
170.863
170.320
1.134
1.316
1.341
1.087
1.923
3.430
1.844
1.666
1.685
1.674
1.385
1.939
1.383
1.434
1.542
1.520
37.028
41.748
44.085
45.465
45.796
46.072
45.942
47.391
47.269
47.632
47.208
48.605
52.056
51.524
50.203
51.261
51.808
569
578
606
564
557
527
476
586
579
619
599
598
795
1.248
991
1.023
901
20.398
21.499
21.766
21.844
22.216
21.608
20.338
20.491
20.797
21.157
21.288
21.223
21.272
21.378
21.676
21.907
21.678
r)
1.924
1.366
1.602
1.614
1.491
1.526
1.556
430
425
427
442
453
456
426
413
409
418
136.486
172.859
205.968
217.144
225.500
225.759
221.684
223.546
225.876
232.290
234.835
244.229
243.138
252.838
247.827
244.021
244.031
3.419
2.667
3.314
3.536
3.396
3.170
4.006
4.336
2.854
2.671
2.746
2.726
2.439
3.161
3.044
2.833
2.984
433
NPL
2. Impor
NPL
3. Lainnya
NPL
Total Kredit
NPL
NPL
2. Investments
NPL
3. Consumption
NPL

2.854
1. Ekspor
1. Working Capital
NPL
User Orientation
4.688
7.629
8.313
9.956
10.136
8.562
8.879
8.105
9.522
9.452
9.755
9.870
8.870
10.011
10.286
10.135
10.616
9.288
487
421
406
426
567
403
534
521
527
528
535
497
517
537
501
307
311
188
8.069
11.058
17.221
16.752
17.673
17.522
17.780
17.334
17.657
17.931
19.185
18.307
16.311
17.578
17.410
17.939
16.486
16.579
162
109
147
154
45
46
529
529
492
477
489
489
488
488
123.154
154.172
180.434
190.437
197.690
199.675
195.024
198.108
198.698
204.907
205.896
216.053
217.957
225.249
220.131
215.947
216.928
217.940
2.656
2.136
2.760
2.957
2.783
2.722
2.943
3.287
1.836
1.666
1.722
1.740
1.434
2.136
2.535
2.519
2.665
2.658
136.486
172.859
205.968
217.144
225.500
225.759
221.684
223.546
225.876
232.290
234.835
244.229
243.138
252.838
247.827
244.021
244.031
3.418
2.667
3.314
3.536
3.396
3.170
4.006
4.336
2.854
2.671
2.746
2.726
2.439
3.161
3.044
2.833
2.984
1. Ekspor
NPL
2. Impor
NPL
3. Other
NPL

2.854
NPL
r) Revised figures
108
Tabel 4.16.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan per Lokasi Dati I Bank Penyalur Kredit - Januari 2015
Credit and Non Perfoming Loan (NPL) of Commercial Banks to Non Bank Third Party Based on Types and Orientation of Use by Bank Location for January 2015
Lokasi
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.
13.
14.
15.
16.
17.
18.
19.
20.
21.
22.
23.
26.
25.
24.
27.
28.
29.
30.
31.
32.
33.
34.
Jawa Barat
NPL
Banten
NPL
DKI Jakarta
NPL
D.I Yogyakarta
NPL
Jawa Tengah
NPL
Jawa Timur
NPL
Bengkulu
NPL
Jambi
NPL
Aceh
NPL
Sumatera Utara
NPL
Sumatera Barat
NPL
Riau
NPL
Sumatera Selatan
NPL
Bangka Belitung
NPL
Kepulauan Riau
NPL
Lampung
NPL
Kalimantan Selatan
NPL
Kalimantan Barat
NPL
Kalimantan Timur
NPL
Kalimantan Tengah
NPL
Sulawesi Tengah
NPL
Sulawesi Selatan
NPL
Sulawesi Utara
NPL
Gorontalo
NPL
Sulawesi Barat
NPL
Sulawesi Tenggara
NPL
Nusa Tenggara Barat
NPL
Bali
NPL
Nusa Tenggara Timur
NPL
Maluku
NPL
Papua
NPL
Maluku Utara
NPL
Papua Barat
NPL
Lainnya
NPL
Total
NPL
Modal Kerja
Investasi
Konsumsi
(Working Capital)
(Investment)
(Consumption)
Ekspor
Orientasi Penggunaan (User Orientation)

Impor
Location
Lainnya
120.137
5.011
29.694
879
908.908
19.836
9.502
266
101.929
2.999
198.221
4.637
3.786
164
8.285
414
7.454
923
76.971
2.437
14.193
671
15.665
787
20.470
1.269
4.751
86
9.265
150
16.954
612
10.913
425
11.100
230
21.499
1.238
4.296
129
5.887
228
30.131
1.534
6.803
343
2.086
173
1.413
118
3.874
183
6.554
221
20.400
251
4.911
162
1.812
78
6.881
483
1.272
69
2.780
237
24.021
172
1.712.819
49.917
1.650
11.598
201
546.559
11.162
6.135
149
29.082
1.111
47.593
1.164
1.409
96
6.437
133
2.567
103
47.544
1.094
6.034
222
16.592
573
16.742
486
715
40
8.662
183
9.174
158
8.911
400
9.624
114
21.047
1.555
5.512
37
1.947
71
16.373
671
2.946
145
946
75
413
30
1.647
98
2.376
51
13.466
292
1.307
34
756
33
3.228
220
461
28
1.107
198
10.238
170
909.065
127.965
2.393
44.638
717
324.380
5.057
9.693
94
62.629
730
88.772
1.135
7.371
54
11.250
186
14.815
144
38.754
977
16.745
185
19.347
479
21.901
456
3.408
39
10.921
174
10.800
186
14.234
262
13.304
118
21.842
478
7.403
71
10.509
93
35.820
698
15.860
410
5.100
79
2.409
20
8.587
111
12.123
152
21.110
130
10.526
71
4.339
42
9.451
140
3.282
23
3.378
52
72
0
1.012.736
2.279
77
474
1
38.479
1.549
96
1
1.207
227
5.406
56
79
0
112
1
14
0
6.809
204
549
6
284
1
721
1
309
0
58
0
410
0
214
1
152
0
323
200
0
13
0
177
1
37
0
3
0
1
0
14
1
5
0
182
0
21
1
7
0
3
0
5
6
0
160
58.808
1.016
25
41
0
47.276
591
9
1
1.034
5
4.279
7
4
0
19
0
1
0
2.287
2
25
1
63
1
10
0
1
0
131
0
3
0
5
0
11
0
3
0
1
0
8
1
9
0
3
0
1
0
0
0
8
1
1
0
3
0
13
0
1
0
4
0
0
0
2
0
212
56.484
294.724
8.952
85.415
1.796
1.694.093
33.914
25.224
505
191.399
4.609
324.901
6.874
12.482
312
25.840
732
24.821
1.170
154.173
4.303
36.399
1.072
51.257
1.837
58.382
2.210
8.565
164
28.659
507
36.516
956
33.839
1.087
33.865
461
64.062
3.270
17.010
238
18.323
392
82.138
2.902
25.569
897
8.128
326
4.233
168
14.086
391
21.047
424
54.791
674
16.711
266
6.899
153
19.553
842
5.009
120
7.258
487
33.958
342
3.519.329
47.416
22.746
15.955
2.128
636
83.353
1. Jawa Barat
NPL
2. Banten
NPL
3. DKI Jakarta
NPL
4. D.I Yogyakarta
NPL
5. Jawa Tengah
NPL
6. Jawa Timur
NPL
7. Bengkulu
NPL
8. Jambi
NPL
9. Aceh
NPL
10. Sumatera Utara
NPL
11. Sumatera Barat
NPL
12. Riau
NPL
NPL
14. Bangka Belitung
NPL
15. Kepulauan Riau
NPL
16. Lampung
NPL
NPL
NPL
NPL
NPL
21. Sulawesi Tengah
NPL
NPL
23. Sulawesi Utara
NPL
26. Gorontalo
NPL
25. Sulawesi Barat
NPL
NPL
NPL
28. Bali
NPL
NPL
30. Maluku
NPL
31. Papua
NPL
32. Maluku Utara
NPL
33. Papua Barat
NPL
34. Lainnya
NPL
Total
NPL
109
Tabel 4.17.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lokasi Dati I Bank Penyalur Kredit
(Credit and NPL 0f Commercial Banks to Non Bank Third Party Based on Bank Location)
Keterangan
1. Jawa Barat
NPL
2. Banten
NPL
3. DKI Jakarta
NPL
4. D.I Yogyakarta
NPL
5. Jawa Tengah
NPL
6. Jawa Timur
NPL
7. Bengkulu
NPL
8. Jambi
NPL
9. Aceh
NPL
10. Sumatera Utara
NPL
11. Sumatera Barat
NPL
12. Riau
NPL
NPL
14. Bangka Belitung
NPL
15. Kepulauan Riau
NPL
16. Lampung
NPL
NPL
NPL
NPL
NPL
21. Sulawesi Tengah
NPL
NPL
23. Sulawesi Utara
NPL
24. Gorontalo
NPL
25. Sulawesi Barat
NPL
NPL
NPL
28. Bali
NPL
NPL
30. Maluku
NPL
31. Papua
NPL
32. Maluku Utara
NPL
33. Irian Jaya Barat
NPL
34. Lainnya
NPL
Total
NPL
2011
2012
172.550
4.134
52.115
980
1.080.426
22.338
15.154
313
120.950
2.550
190.058
5.490
7.399
128
15.104
261
18.714
768
106.073
2.426
24.573
466
36.387
710
35.249
569
4.993
27
18.147
424
23.782
697
21.006
396
19.433
176
41.908
837
11.491
114
11.125
310
53.068
1.514
16.121
430
4.433
122
2.782
111
8.153
113
12.122
203
29.793
463
10.184
145
4.926
130
11.013
127
3.017
52
3.914
44
13.932
130
219.544
5.318
64.337
1.055
1.310.522
20.366
18.636
387
150.269
2.887
239.702
6.257
9.361
131
19.282
328
20.755
958
130.886
2.470
30.384
627
43.303
1.256
44.204
1.382
5.467
50
23.059
410
30.146
668
26.634
403
24.728
198
52.316
1.239
14.281
106
13.523
239
66.433
1.817
19.768
405
5.522
110
3.366
86
10.602
154
15.323
217
38.418
199
12.525
174
5.576
163
14.439
179
3.847
77
5.398
76
15.310
202
2.707.862
50.595
2.200.094
47.695
Okt
2013
Nov
2014
Des
Jan
Feb
Mar
Apr
Mei
280.831
8.375
80.516
1.564
1.660.673
27.738
23.650
476
181.009
4.113
309.029
6.742
11.735
274
24.362
649
24.310r)
1.274r)
155.541
4.120
35.063
987
49.373
1.807
55.197
2.403
8.125
148
28.249
500
37.245
759
32.854
811
31.307
430
63.797
3.564
17.064
224
17.314
387
77.815
2.920
23.921
833
7.065
269
4.061
193
13.422
335
19.383
362
50.180
407
15.594
244
6.691
203
18.640
528
4.770
155
7.087
163
27.272
347
3.403.148r)
259.113
7.200
74.500
1.272
1.534.156
21.952
21.636
445
167.855
3.613
285.600
5.912
11.074
211
23.242
518
23.578
1.245
147.617
3.435
33.834
796
47.619
1.605
52.029
1.853
7.526
103
26.723
414
35.018
634
30.620
578
29.203
449
62.552
2.466
16.417
180
15.979
358
73.940
2.252
22.909
544
6.580
209
3.778
155
12.702
243
17.892
290
46.241
239
14.717
228
6.385
179
17.210
330
4.525
139
6.493
160
20.215
210
262.580
7.137
74.858
1.273
1.563.789
22.274
21.258
407
170.670
3.616
294.714
5.496
11.159
209
23.357
540
23.721
1.246
149.110
3.480
33.910
808
47.788
1.625
52.480
1.885
7.871
107
27.252
455
34.468
638
30.995
587
29.544
460
63.462
2.406
16.683
175
16.155
360
74.063
2.227
23.036
636
6.640
222
3.809
158
12.840
243
18.120
281
46.744
255
14.824
228
6.437
178
17.497
320
4.566
132
6.536
151
23.463
217
267.666
6.833
76.353
1.162
1.604.953
22.048
22.166
383
175.439
3.492
302.809
5.331
11.277
203
23.615
467
23.538
1.070
155.203
3.296
34.323
750
48.573
1.489
53.339
1.844
7.813
102
28.180
393
35.422
603
31.584
544
30.303
340
64.093
2.489
16.748
154
16.408
325
75.625
2.153
23.299
593
6.735
191
3.870
148
12.963
226
18.383
258
47.875
239
14.917
199
6.545
163
17.763
311
4.631
129
6.731
132
23.731
222
264.369
7.536
75.546
1.329
1.595.387
22.244
21.877
417
172.445
3.806
298.553
6.000
11.146
227
23.389
505
23.588
1.149
152.610
3.651
33.823
836
47.847
1.599
52.319
1.957
7.428
119
27.757
470
34.666
638
31.099
655
29.700
381
62.519
2.153
16.329
178
16.199
351
74.416
2.431
22.878
730
6.706
217
3.851
165
12.950
266
18.291
288
47.427
268
14.607
224
6.345
175
17.251
354
4.583
142
6.494
141
24.028
229
267.087
7.832
76.978
1.451
1.591.591
24.080
22.300
429
174.119
3.919
299.424
6.177
11.243
248
23.624
546
23.532
1.166
151.964
3.729
34.173
860
47.974
1.649
53.117
2.042
7.622
125
27.585
473
35.245
648
31.406
703
30.167
408
62.579
2.280
16.364
185
16.499
358
75.245
2.496
23.052
759
6.754
227
3.904
176
12.901
272
18.569
308
48.045
272
14.788
217
6.449
182
17.578
376
4.641
144
6.636
148
24.664
194
270.286
7.604
77.866
1.400
1.605.976
25.280
22.724
437
177.437
3.878
303.067
6.299
11.428
222
23.922
492
23.819
1.139
155.166
3.756
34.565
884
48.335
1.611
54.087
2.046
7.387
126
27.624
470
36.051
647
31.833
675
30.699
379
63.814
2.294
16.626
198
16.883
364
76.103
2.392
23.482
724
6.876
228
3.966
186
13.089
280
18.923
308
48.975
354
15.071
219
6.590
183
18.122
364
4.713
145
6.831
140
24.563
354
275.718
8.059
78.462
1.473
1.636.214
24.981
23.098
424
178.943
4.118
307.022
6.439
11.595
261
24.090
588
24.042
1.223
156.892
3.953
34.853
967
48.709
1.753
54.534
2.102
7.811
128
28.261
486
36.789
714
32.356
692
31.116
424
64.000
3.315
16.803
202
17.016
364
76.880
2.501
23.637
758
6.961
238
4.021
185
13.280
318
19.160
338
49.541
365
15.324
222
6.612
196
18.323
446
4.726
148
6.938
156
27.622
345
3.159.476
60.412
3.214.397
60.431
3.292.874
58.279
3.258.421
61.831
3.267.820
65.080
3.306.896
66.081
3.361.348
68.878
74.302r)
Jun
Jul
Ags
Sep
Okt
Nov
Des
2015
Jan
286.763
8.399
81.751
1.560
1.689.899
28.574
24.299
498
186.048
4.102
317.193
6.754
11.944
278
24.863
613
24.701
1.227
158.919
4.106
35.766
977
50.492
1.791
56.027
2.173
8.297
180
28.788
502
37.267
757
33.460
799
32.197
421
63.813
3.220
16.635
226
17.751
379
79.429
2.811
24.497
863
7.210
282
4.118
189
13.633
340
19.741
344
51.283
877
15.944
239
6.793
183
19.108
597
4.819
142
7.255
160
27.457
269
287.238
9.212
83.942
1.646
1.712.952
29.627
24.586
532
186.711
4.203
316.695
6.880
11.945
298
25.004
639
24.214
1.259
158.300
4.404
35.644
1.027
50.432
1.851
55.873
2.294
8.045
187
27.829
527
36.086
789
33.356
845
32.316
453
63.730
3.799
16.658
233
17.748
405
79.504
2.853
24.432
879
7.229
271
4.133
201
13.709
377
19.794
373
51.611
520
16.074
266
6.784
188
19.379
609
4.871
142
7.259
159
30.947
261
287.728
9.048
84.792
1.733
1.706.930
31.544
24.651
524
187.197
4.217
319.790
7.089
11.999
315
25.082
653
24.260
1.260
155.570
4.509
35.707
1.066
50.286
1.887
56.322
2.381
8.315
191
28.988
531
37.144
825
33.681
866
32.496
471
63.507
3.757
16.804
230
17.897
398
79.770
2.911
24.589
910
7.271
274
4.151
189
13.761
365
19.955
386
52.093
555
16.211
276
6.813
183
19.453
641
4.872
145
7.302
171
32.978
216
293.859
9.077
85.642
1.733
1.739.637
33.578
25.064
495
190.589
4.262
325.570
6.817
12.248
321
25.367
621
24.628
1.223
158.433
4.391
36.417
1.057
50.815
1.819
57.322
2.329
8.272
193
29.644
507
37.722
901
33.923
881
33.023
454
64.019
3.115
16.953
225
18.288
407
80.468
2.870
25.062
951
7.427
277
4.208
186
13.910
361
20.320
374
53.453
519
16.529
271
6.938
178
19.784
640
4.938
145
7.403
159
33.418
339
295.399
9.145
85.865
1.779
1.723.872
34.953
25.171
509
191.671
4.321
331.685
7.033
12.353
309
25.559
613
24.690
1.211
158.312
4.409
36.505
1.035
50.995
1.810
58.423
2.051
8.290
190
29.115
495
37.585
920
34.127
978
33.620
458
64.186
3.231
17.063
236
18.336
410
80.652
2.902
25.245
939
7.966
305
4.229
179
14.002
378
20.530
374
53.837
568
16.748
279
6.980
173
19.932
625
4.956
144
7.471
171
32.702
334
299.310
9.062
87.443
1.814
1.741.751
36.046
25.310
519
193.218
4.201
333.434
6.984
12.459
279
25.780
670
25.010
1.181
161.055
4.463
36.960
1.032
51.431
1.787
59.475
2.088
8.487
159
29.396
519
37.869
891
34.325
957
34.155
466
64.796
3.287
17.280
222
18.591
407
81.710
2.798
25.574
937
8.055
299
4.230
168
14.120
386
20.882
369
54.434
567
16.994
267
7.057
160
20.396
882
5.030
135
7.512
420
33.084
335
304.196
8.094
89.177
1.645
1.782.027
34.143
25.734
461
196.929
4.414
342.988
6.277
12.601
283
26.225
654
25.221
1.101
166.025
4.140
37.682
987
52.114
1.688
60.193
1.995
8.767
147
29.785
484
38.488
859
34.920
848
34.790
412
65.898
3.076
17.356
205
18.806
353
83.568
2.620
25.997
788
8.184
292
4.280
147
14.186
335
21.242
370
55.483
520
17.094
232
7.072
141
20.431
797
5.067
116
7.616
423
34.166
337
298.019
9.054
85.930
1.797
1.779.848
36.055
25.329
508
193.640
4.840
334.585
6.937
12.565
313
25.971
733
24.836
1.170
163.269
4.508
36.972
1.078
51.604
1.839
59.113
2.211
8.874
164
28.848
507
36.929
956
34.058
1.088
34.028
462
64.388
3.270
17.211
238
18.344
392
82.325
2.903
25.609
897
8.133
327
4.235
168
14.108
393
21.053
424
54.976
674
16.744
267
6.907
153
19.560
842
5.014
120
7.265
487
34.331
342
3.468.162
74.833
3.495.030
78.211
3.498.364
80.719
3.561.295
81.676
3.558.070
83.470
3.596.614
84.757
3.674.308
79.388
3.634.620
86.117
Items
1. Jawa Barat
NPL
2. Banten
NPL
3. DKI Jakarta
NPL
4. D.I Yogyakarta
NPL
5. Jawa Tengah
NPL
6. Jawa Timur
NPL
7. Bengkulu
NPL
8. Jambi
NPL
9. Aceh
NPL
10. Sumatera Utara
NPL
11. Sumatera Barat
NPL
12. Riau
NPL
NPL
14. Bangka Belitung
NPL
15. Kepulauan Riau
NPL
16. Lampung
NPL
NPL
NPL
NPL
NPL
21. Sulawesi Tengah

NPL
NPL
23. Sulawesi Utara
NPL
24. Gorontalo
NPL
25. Sulawesi Barat
NPL
NPL
NPL
28. Bali
NPL
NPL
30. Maluku
NPL
31. Papua
NPL
32. Maluku Utara
NPL
33. Papua Barat
NPL
34. Lainnya
NPL
Total
NPL
110
Tabel 4.18.a. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Hubungan Penerima Kredit dengan Bank
(Credit and NPL of Commercial Banks to Non Bank Third Party Based on Bank Relation with Beneficiary)
2013
Keterangan
2011
Okt
Kredit Kepada Pihak Tidak Terkait
a. Lancar
b. DPK
2014
2015
2012
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Items
Jan
2.170.291
2.674.701
3.136.185
3.188.700
3.263.361
3.234.434
3.239.271
3.277.759
3.334.319
3.374.593
3.441.682
3.432.803
3.468.928
3.531.632
3.529.623
3.567.948
3.639.181
3.604.621 Loan for Non Connected Parties
2.038.259
2.511.618
2.953.071
2.998.390
3.076.570
3.024.787
3.016.347
3.054.123
3.119.373
3.142.658
3.208.458
3.190.258
3.230.051
3.288.439
3.294.491
3.312.644
3.407.570
3.339.909
a. Current
b. Special Mention
84.542
112.712
122.824
130.010
128.616
147.922
157.949
157.669
146.185
157.882
158.631
166.530
158.319
161.678
151.777
170.633
152.304
178.929
c. Kurang Lancar
7.400
9.257
12.060
11.456
10.232
12.852
13.357
14.827
15.411
17.447
15.659
15.473
15.244
16.856
19.083
18.239
14.273
17.707
c. Sub-Standard
d. Diragukan
6.882
6.895
8.981
9.447
8.633
8.943
10.857
11.609
11.835
13.617
15.768
15.587
16.281
16.247
14.260
15.326
15.282
13.802
d. Doubtful
33.207
34.218
39.248
39.396
39.310
39.930
40.761
39.531
41.515
42.989
43.166
44.955
49.032
48.413
50.012
51.106
49.751
54.274
e. Lost
47.489
50.371
60.289
60.300
58.175
61.725
64.975
65.967
68.760
74.053
74.593
76.015
80.557
81.516
83.355
84.671
79.306
85.783 Non Performing Loan of Non Connected
29.803
33.161
23.291
25.697
29.513
23.987
28.550
29.140
27.030
28.555
26.480
62.228
29.436
29.662
28.446
28.667
35.128
29.999 Loan for Connected Parties
29.445
32.694
22.941
25.077
29.235
23.672
28.254
28.621
26.724
27.728
25.767
56.557
28.781
29.047
27.905
28.343
34.920
29.435
153
243
227
489
174
208
191
405
188
579
474
3.475
493
455
426
238
126
230
15
23
23
15
12
13
18
11
107
103
671
26
24
19
13
13
21
13
13
14
19
46
32
29
27
26
26
11
254
103
110
110
70
71
71
72
e. Macet
Non Performing Loan Pihak Tidak
Terkait
Kredit Kepada PihakTerkait
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
Non Performing Loan Pihak Terkait
Parties
194
206
196
224
87
123
87
131
81
104
81
106
78
105
82
114
87
118
95
248
*)
105
*)
239
238
163
160
115
86
82
334
a. Current
b. Special Mention
c. Sub-Standard
d. Doubtful
e. Lost
Non Performing Loan of Non
Connected Parties
111
Tabel 4.19.a. Kredit dan NPL Bank Umum kepada Pihak Ketiga Bukan Bank Yang Penarikannya Menggunakan Kartu Berdasarkan Kelompok Bank
(Credit and Non Performing Loan (NPL) of Commercial Banks to Non Bank Third Party Withdrawn By Card Based on Group of Bank)
2013
Pengelompokan Bank
2011
Okt
1. Bank Persero
NPL
2. BUSN Devisa
NPL
3. BUSN Non Devisa
NPL
4. BPD
NPL
5. Bank Campuran
NPL
6. Bank Asing
NPL
7. Bank Umum
NPL
2014
2015
2012
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Dec
Group of Banks
Jan
16.580 1. State Owned Banks
7.683
9.326
10.220
10.477
10.726
10.774
10.747
10.715
11.005
11.679
12.426
12.783
12.928
13.413
13.929
15.111
16.261
150
188
214
224
221
234
239
241
243
243
253
263
274
285
289
309
320
14.014
16.823
22.644
23.187
24.184
24.494
24.591
24.640
25.586
26.798
27.559
27.991
27.758
28.972
29.182
30.004
30.898
482
363
410
384
386
398
408
419
427
453
451
464
513
502
527
559
554
636
3.248
3.656
3.852
3.908
3.984
4.073
4.009
4.009
4.073
4.127
4.262
4.192
4.211
4.278
4.258
4.343
4.382
222
182
193
196
195
200
120
115
113
111
108
113
118
118
116
112
113
12.762
12.621
12.696
12.770
12.595
12.445
11.798
11.880
12.070
12.203
12.151
11.926
11.782
11.628
11.723
11.791
581
653
643
622
637
645
224
224
221
227
226
229
223
216
209
213
37.333
42.568
49.338
50.270
51.666
51.938
51.795
51.164
52.547
54.676
56.450
57.118
56.823
58.445
58.997
61.182
63.332
1.592
1.314
1.470
1.447
1.424
1.468
1.412
999
1.006
1.029
1.039
1.066
1.133
1.128
1.148
1.189
1.200
738
NPL
NPL
0 4. Regional Development Banks
12.386
Foreign Exchange Commercial

Banks
3. Non-Foreign Exchange
Commercial Banks
NPL
345
30.639 2.
NPL
4.453 5. Joint Venture Banks

117
NPL
11.465 6. Foreign Owned Banks

223
NPL
63.138 7. Commercial Bank

1.321
NPL
112
Tabel 4.20.a Penerusan Kredit (Off - Balance Sheet ) dan NPL Penerusan Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha Penerima Penerusan Kredit
(Credit Channeling (Off-Balance Sheet) and Non Performing Loan (NPL) of Commercial Banks Based on Industries Sector and non Industries Sector of Credit Channeling Beneficiary)
2013
Keterangan
2011
2014
2015
Items
2012
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Loan by Industrial Origin

1. Pertanian, Perburuan dan
Kehutanan
NPL
2. Perikanan
NPL
NPL
NPL
NPL
6. Konstruksi
NPL
NPL
NPL
9. Transportasi, pergudangan dan
komunikasi
NPL
NPL
11. Real Estate, Usaha Persewaan, dan
Jasa Perusahaan
NPL
12. Admistrasi Pemerintahan,
Pertahanan dan Jaminan Sosial
Wajib
NPL
13. Jasa Pendidikan
NPL
NPL
15. Jasa Kemasyarakatan, Sosial Budaya,
Hiburan dan Perorangan lainnya
NPL
Rumah Tangga
NPL
17. Badan Internasional dan Badan
Ekstra Internasional Lainnya
NPL
batasannya
NPL
Total
NPL
1.584
3.106
3.012
3.010
2.943
2.950
2.920
2.882
2.910
2.864
2.858
2.762
2.684
2.751
2.754
2.862
2.922
2.915
411
133
87
321
1
2.868
78
9.999
416
766
23
529
339
3.689
1.998
106
71
2
1
3.756
995
8.127
274
804
778
481
349
40
1.964
103
69
16r)
1.995
101
67
0
0
4.333
117
8.677
292
986
960
797
356
16
1.966
103
69
1.265
0
4.356
117
8.581
292
1.002
976
804
356
16
1.970
100
67
1.265
0
4.370
117
8.707
283
1.005
979
797
361
16
1.927
99
67
1.265
0
4.168
132
7.759
283
958
932
517
348
16
1.904
99
67
1.395
0
4.051
131
7.429
279
938
920
529
357
16
1.927
100
66
1.265
0
3.130
131
7.674
284
954
936
579
364
16
1.910
101
68
1
1
4.427
134
7.764
283
960
945
1.974
377
193
1.920
100
68
0
0
4.472
316
7.874
283
975
959
1.965
367
173
1.970
99
67
134
1
4.369
333
7.481
258
941
937
1.448
373
194
1.917
114
82
135
1
4.363
321
7.277
258
994
947
1.020
374
194
1.970
109
82
1
1
4.362
308
7.365
266
1.032
985
1.014
375
224
1.967
95
68
1
1
4.315
320
7.258
292
1.025
977
1.008
374
197
2.033
101
75
1
1
3.917
324
7.507
362
1.034
986
1.013
369
101
2.005
101
69
1
1
3.276
325
7.093
291
1.037
1.001
844
374
91
2.001
100
69
1
1
3.291
329
7.235
291
1.059
1.023
833
372
91
3.455
2.822
38
1.916
16
1.958
16
2.004
16
2.002
15
2.031
15
1.852
15
1.821
15
1.838
38
1.836
17
1.854
39
1.792
39
1.791
65
1.802
39
1.767
39
1.710
39
1.741
39
1.780
39
20
14
205
34
408
404
175
45
349
345
171
45
317
313
171
45
346
342
171
45
343
339
171
45
358
354
171
45
375
371
171
45
375
371
192
51
398
371
583
45
408
380
583
51
357
330
583
51
380
330
591
51
355
329
591
51
356
331
591
51
355
330
597
51
355
330
600
51
361
336
600
144
198
139
200
140
195
140
196
140
197
140
196
140
196
140
195
140
196
134
200
134
194
134
179
134
193
134
196
134
199
134
50
134
199
134
199
NPL
2. Fisheries
NPL
NPL
NPL
NPL
6. Construction
NPL
7. Big and Retail Trade
NPL
8. Provision of accomodation and
Food Supply Drinking
NPL
9. Transportation, Warehousing and
Communications
NPL
10. Transitional Finance
NPL
NPL
and Compulsory Social Security
142
0
70
67
578
141
30
30
80
79
539
139
30
30
70
69
551
140
30
29
72
72
550
140
30
29
73
73
550
140
30
30
74
73
542
140
30
29
71
71
548
140
30
29
70
70
548
140
30
29
71
71
550
142
30
29
88
87
541
140
30
30
72
72
541
141
30
29
87
87
544
141
30
29
88
87
536
142
30
29
91
90
535
141
30
29
89
89
534
38
30
29
89
89
531
141
30
29
90
90
529
141
NPL
30 13. Education Services
29
NPL
91 14. Health Services and Social Activities
91
NPL
530 15. Community,
258r)
0
4.224
132
8.203
288
920
906
800
355
498
25
503
21
501
502
191
503
189
501
163
503
176
503
170
504
164
502
159
505
153
504
138
502
134
503
129
501
110
503
16
501
13
17
82
14
85
13
-r)
13
-
14
-
13
-
13
-
13
-
13
-
13
82
13
-
13
81
13
81
13
81
13
81
13
80
11
80
78
5.536
79
4.702
5.140
4.754
4.747
4.751
5.040
5.001
5.387
79
4.319
4.430
79
4.479
78
4.456
78
4.425
78
4.418
78
4.505
79
4.300
4.625
29.425
4.107
24.576
136
26.052
131
26.205
123
27.375
122
27.509
123
26.145
128
25.719
95
25.430
3.741
26.521
93
26.681
3.746
25.698
3.749
25.061
3.746
25.094
3.746
24.828
3.747
24.499
3.749
23.301
10.434
10.034
5.147
5.187
5.202
5.195
5.123
5.112
5.133
8.906
5.341
9.092
9.053
9.166
9.151
9.202
9.220
195r)
Sociocultural,Entertainment and
Other Individual Services
518
NPL
13 16. Individual Services which Serve
Households
11
NPL
80 17. International Agency and Other
Extra Agency International
79
NPL
4.319 18. Business Activities which are not
clearly defined
3.751
NPL
23.528
Total
9.267
NPL
r) Revised figures
113
Tabel 4.21.a Penerusan Kredit (Off-Balance Sheet) dan NPL Penerusan Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Kredit dan Golongan Penyalur Kredit
(Off-Balance Sheet Credit Channeling and NPL of Commercial Banks to Non-Bank Third Party Based on Types of Credit and Classification of Credit Providers)
Indikator
2009
2010
2011
2012
2014
2013
Jan
Feb
Mar
Apr
Mei
Jun
2015
Jul
Ags
Sep
Okt
Nov
Des
Indicator
Jan
Based on the type of credit

1. Small business loans
Berdasarkan Jenis Kredit

1. Kredit Usaha Kecil
a. Dalam rangka penerusan kredit
dari BI
NPL
2.839
b. Lainnya
6.203
1.101
6.001
NPL
1.122
2.229
2.394
2.392
2.363
2.387
2.387
2.390
2.390
2.390
2.390
2.402
2.387
2.422
2.425
2.423
1.071
2.179
2.345
2.342
2.313
2.337
2.337
2.339
2.339
2.339
2.339
2.351
2.336
2.372
2.375
2.373
5.442
1.182
1.166
1.150
1.153
1.148
1.152
1.207
1.203
1.204
1.216
1.213
1.204
1.201
1.201
1.197
575
905
922
922
919
920
924
975
972
972
987
990
973
975
972
988
23.355
13.834
NPL
b. Dalam rangka penerusan kredit
dari BI
NPL
13.473
15.308
16.013
16.186
14.875
14.480
14.666
14.769
14.948
14.539
14.265
14.324
14.107
13.974
13.841
14.098
583
2.648
1.739
1.735
1.697
1.662
1.678
1.686
1.902
1.876
1.820
1.913
1.928
1.940
1.957
1.982
75
72
44
44
44
44
44
44
44
44
44
40
44
44
40
44
75
72
44
44
44
44
44
44
44
44
44
40
44
44
40
44
23
331
72
83
57
16
d. Kredit Kelolaan di luar bantuan

proyek
NPL
199
17
11
10
e. Lainnya
346
9.078
9.279
5.768
7.746
7.726
7.699
7.650
7.170
8.099
8.084
7.510
7.136
7.103
7.075
6.848
5.783
5.755
8.106
4.222
148
148
146
145
146
3.858
80
3.858
3.860
3.868
3.866
3.868
3.872
3.877
c. Bantuan Proyek
NPL
NPL
NPL
c. Aid Project
NPL
d. Credit Channeling
NPL
e. Other
NPL
758
2.240
2.148
2.142
2.142
2.142
2.151
2.154
2.148
2.154
2.194
2.172
2.156
2.157
2.149
2.150 1. Cooperation
662
2.147
2.058
2.053
2.054
2.054
2.063
2.064
2.059
2.064
2.105
2.084
2.069
2.069
2.063
2.065
599
8.300
8.405
4.401
212
171
183
171
175
4.026
179
4.022
4.021
4.020
4.016
4.043
4.014
4.054 2. Non-Governmental Organization
8.046
4.281
211
169
170
170
174
3.953
178
3.952
3.954
3.956
3.955
3.983
3.960
27.142
21.090
20.262
17.936
25.015
25.196
23.820
23.407
23.103
20.340
24.353
19.523
18.848
18.901
18.656
18.299
17.138
1.727
3.606
2.933
2.973
2.899
2.889
2.895
2.889
3.104
3.076
2.995
3.125
3.128
3.151
3.197
3.200
29.425
24.576
27.375
27.509
26.145
25.719
25.430
26.521
26.681
25.698
25.062
25.094
24.828
24.499
23.301
23.528
NPL
Total
NPL
b. Channeling Credit from BI
771
NPL
3. Swasta Lainnya
a. Loans
5.615
NPL
2. Lembaga Swadaya Masyarakat
NPL
Based Distribution Group
Berdasarkan Golongan Penyalur

1. Koperasi
NPL
b. Other
2. Not KUK
2. Bukan KUK
a. Kredit kelolaan
a. Channeling Credit From BI
33.356
30.160
4.002
NPL
NPL
17.324 3. Other Private
NPL
Total
r) Revised figures
114
Tabel 4.22 Pembiayaan Perbankan Syariah
(Financing of Sharia Banks)

2014
Indikator
2009
2010
2011
2012
2013
Jan
r)
Feb
r)
Mar
Apr
Mei 1.
r)
Juni
r)
2015
Juli
r)
Agus
r)
Sep
r)
Okt
Nov
Des
Indicator
Jan
Pembiayaan Musyarakah
10.412
14.624
18.960
27.667
39.874
38.685
39.254
40.583
42.830
44.055
45.648
46.739
47.353
48.611
48.627
50.005
49.387
49.416
Musyarakah Financing
Pembiayaan Mudharabah
6.597
8.631
10.229
12.023
13.625
13.322
13.300
13.498
13.802
13.869
14.312
14.559
14.277
14.356
14.371
14.307
14.354
14.207
Mudharabah Financing
26.321
37.508
56.365
88.004
110.565
109.803
110.047
111.727
112.288
112.820
114.322
114.128
114.002
114.891
115.088
115.602
117.371
115.979
423
347
326
376
582
547
570
586
588
595
563
578
582
585
598
618
633
630
3.134
7.071
16.776
19.435
19.476
27.640
18.601
18.571
18.376
18.351
18.291
18.075
17.769
18.121
17.808
17.843
17.585
17.046
46.886
68.181
102.655
147.505
184.122
189.998
181.772
184.964
187.885
189.690
193.136
194.079
193.983
196.563
196.491
198.376
199.330
197.279
Piutang Murabahah
Piutang Salam
Lainnya
Total
Murabahah Accounts
Receivable
Salam Accounts
Receivable
Receivable
Others
Total
r) Estimated figures
115
Tabel 4.23 Pembiayaan Perbankan Syariah Berdasarkan Sektor Ekonomi
(Financing of Sharia Banks Based on Economic Sector)

2014
Sektor Ekonomi
2009
2010
2011
2012
2013
Jan
r)
Feb
r)
Mar
Apr
Mei 1.
r)
Juni
r)
2015
Juli
r)
Agus
r)
Sep
r)
Okt
Nov
Des
1. Pertanian, perburuan
dan sarana pertanian
2. Pertambangan
1.331
1.762
2.201
2.809
3.165
3.383
3.639
3.691
3.711
4.452
4.644
5.292
5.300
5.497
5.374
5.516
5.679
5.674
1.047
1.120
1.733
2.094
3.018
3.086
3.075
3.347
3.306
3.754
3.831
4.342
4.187
4.376
4.533
4.852
4.597
4.406
3. Perindustrian
1.579
2.337
4.077
5.008
6.029
6.117
6.514
6.543
6.015
10.540
11.477
12.344
12.466
12.714
13.053
13.567
13.300
13.700
Economic Sector
Jan
1. Agriculture, hunting and
agricultural facilities
2. Mining
3. Manufacturing
698
1.354
2.381
3.159
4.663
4.629
4.564
4.491
4.507
3.735
3.982
4.434
4.502
4.896
4.631
5.370
5.492
5.710
5. Konstruksi
3.516
4.194
5.858
7.142
8.086
7.723
7.881
8.065
8.228
7.420
8.184
10.919
11.804
12.044
11.924
12.007
11.669
11.273
5. Construction
6. Perdagangan, restoran
dan hotel
7. Pengangkutan,
pergudangan dan
komunikasi
8. Jasa
Dunia usaha
5.000
7.609
9.778
12.624
14.314
13.858
14.681
15.564
15.824
19.416
19.690
23.281
23.275
23.464
23.384
23.815
24.287
24.125
3.349
3.696
3.369
4.321
5.387
5.510
5.493
5.488
6.740
15.255
15.082
14.620
14.082
13.697
13.372
11.954
12.192
12.104
13.664
20.233
25.630
37.150
47.598
46.084
46.139
47.643
49.532
69.663
79.073
62.467
63.249
64.936
65.537
66.000
66.810
66.196
6. Trade, restaurants and

hotels
7. Transportation,
warehousing and
8. communications
Business Services
9. Jasa sosial/masyarakat
2.661
2.975
4.464
7.878
12.085
11.957
11.562
11.954
12.149
8.006
6.724
12.740
11.768
11.190
11.016
10.997
11.022
10.882
9. Social Services
14.042
22.902
43.164
65.319
79.775
79.050
78.224
78.177
77.871
47.449
40.448
43.639
43.350
43.748
43.667
44.299
44.282
43.208
46.886
68.181
102.655
147.505
184.120
181.398
181.772
184.964
187.885
189.690
193.136
194.079
193.983
196.563
196.491
196.491
199.330
199.330
10. Lain-lain
Jumlah
**) Angka-angka sangat sementara
***) Angka-angka sangat-sangat sementara
10. Others
Total
**) Very provisional figures
r) Revised figures
116
Tabel 4.24 Pembiayaan Perbankan Syariah Berdasarkan Lokasi Bank Penyalur
(Financing of Sharia Banks Based on Banks Location)

Lokasi
2009
2010
2011
2012
2013
2014
Janr)
Febr)
Mar
Mei 1. r)
Apr
Juni r)
Juli r)
Agus r)
Sep r)
Okt
Nov
Des
2015
Jan
Location
849
1.617
2.338
2.707
2.971
2.943
2.956
2.973
3.007
3.035
3.071
3.075
3.068
3.077
3.067
3.070
3.048
3.014
1. Aceh
2. Sumatera Utara
2.840
3.133
4.936
7.105
7.760
7.759
7.701
7.684
7.667
7.583
7.551
7.574
7.483
7.420
7.342
7.388
7.589
7.446
2. Sumatera Utara
3. Sumatera Barat
833
1.833
2.476
3.292
3.744
3.728
3.715
3.721
3.739
3.754
3.763
3.747
3.701
3.687
3.681
3.683
3.682
3.622
3. Sumatera Barat
1.052
1.566
2.272
3.430
4.026
3.998
4.012
4.248
4.192
4.207
4.212
4.219
4.201
4.206
4.219
4.176
4.199
4.128
4. Sumatera Selatan
37
135
286
440
592
579
575
307
302
298
296
296
291
291
287
283
252
284
6. Jambi
411
712
1.194
1.699
2.051
2.045
2.037
2.037
2.047
2.040
2.027
2.020
2.005
1.998
1.991
1.989
1.977
1.948
7. Bengkulu
235
311
421
547
766
766
777
792
804
801
809
813
820
842
823
823
824
807
1.047
1.589
2.323
3.002
3.409
3.381
3.382
3.379
3.397
3.394
3.381
3.386
3.360
3.405
3.396
3.417
3.436
3.418
401
852
1.834
2.149
2.125
2.113
2.132
2.163
2.193
2.227
2.215
2.233
2.266
2.307
2.336
2.351
2.361
515
922
1.380
1.501
2.000
2.360
2.332
2.332
2.330
2.357
2.342
2.327
2.306
2.271
2.228
2.213
2.195
2.169
2.131
11. DKI Jakarta
21.158
26.900
38.981
60.026
75.399
74.196
73.888
75.251
77.077
77.470
78.940
79.017
79.183
80.870
80.376
81.845
81.942
81.269
11. DKI Jakarta
12. Jawa Barat
4.666
8.029
11.945
16.990
20.217
19.957
20.598
22.322
22.855
23.436
24.060
24.300
24.378
24.922
25.146
25.337
25.603
25.346
12. Jawa Barat
13. Banten
1.111
2.086
3.707
4.698
5.803
5.793
5.861
5.540
5.587
5.594
5.710
5.930
5.917
5.952
5.877
5.913
5.791
5.856
14. Jawa Tengah
2.611
4.170
6.503
8.529
10.668
10.493
10.404
10.844
10.842
10.924
11.376
11.580
11.597
11.665
11.676
11.675
11.777
11.582
14. Jawa Tengah
629
868
1.451
1.701
2.103
2.048
2.090
2.106
1.943
2.161
2.300
2.423
2.410
2.434
2.487
2.505
2.549
2.497
15. DI Yogyakarta
3.519
5.627
9.075
12.755
16.089
16.028
16.410
17.037
17.425
17.823
18.255
18.379
18.301
18.508
18.630
18.675
18.892
18.587
17. Bali
115
298
545
864
2.537
2.523
2.159
1.325
1.328
1.334
1.353
1.347
1.385
1.395
1.450
1.477
1.479
1.473
17. Bali
588
720
1.080
1.740
2.456
2.435
2.445
2.465
2.480
2.483
2.493
2.498
2.488
2.499
2.513
2.552
2.555
2.517
37
772
196
409
620
620
629
644
645
656
656
657
652
654
673
668
665
660
1.048
924
2.193
2.823
4.587
3.760
3.825
3.807
3.889
3.940
3.968
3.988
4.000
4.003
4.074
4.123
4.126
4.023
847
1.156
1.477
2.029
2.710
2.735
2.723
2.731
2.791
2.815
2.905
2.876
2.860
2.841
2.814
2.806
2.811
2.805
22. Sulawesi Utara
145
240
356
473
522
520
519
522
523
521
519
513
502
493
486
484
490
482
22. Sulawesi Utara
86
168
221
284
346
352
356
354
353
354
354
353
351
353
351
349
348
342
23. Gorontalo
53
131
200
245
244
246
246
247
247
250
251
249
253
238
234
232
217
24. Sulawesi Barat
25. Sulawesi Tengah
163
390
642
847
961
963
970
970
965
968
954
957
947
943
944
952
955
938
25. Sulawesi Tengah
157
187
310
473
724
729
738
759
779
789
811
828
836
846
843
846
853
846
1.098
1.672
2.844
3.978
4.893
4.942
4.926
4.945
4.895
4.946
4.959
4.952
4.922
4.926
4.985
4.975
5.160
5.179
28. Maluku
13
28
54
80
102
108
104
105
103
103
105
104
104
103
103
104
102
101
28. Maluku
29. Maluku Utara
35
87
123
152
199
201
196
201
202
201
200
200
199
201
202
202
202
198
29. Maluku Utara
30. NTB
396
556
895
1.293
1.632
1.635
1.659
1.758
1.782
1.810
1.826
1.839
1.844
1.853
1.878
1.896
1.894
1.875
30. NTB
31. NTT
33
75
156
229
292
282
280
281
283
285
282
272
265
268
265
263
256
253
31. NTT
32. Papua Barat
62
89
114
140
200
201
202
201
204
202
204
201
198
195
190
186
185
174
32. Papua Barat
140
272
348
504
605
590
592
595
597
599
603
601
600
598
609
601
586
558
33. Papua
145
183
235
384
383
352
353
415
385
389
365
361
373
355
350
348
347
34. Outside Indonesia
46.886
68.181
102.655
147.505
184.120
181.398
181.772
184.964
187.885
189.690
193.136
194.079
193.983
196.563
196.491
196.491
199.330
1. Aceh
4. Sumatera Selatan
5. Bangka Belitung
8. Riau
9. Kepulauan Riau
10. Riau
15. DI Yogyakarta
16. Jawa Timur

23. Gorontalo
24. Sulawesi Barat
33. Papua
34. Luar Indonesia
Total
5. Bangka Belitung
6. Jambi
7. Bengkulu
8. Riau
9. Kepulauan Riau
10. Lampung
13. Banten
16. Jawa Timur
197.279 Total
r) Revised figures
117
Tabel 4.25 Kredit Bank Perkreditan Rakyat Berdasarkan Sektor Ekonomi
(Credit of Rural Banks Based on Economic Sector)

20101)
2011
2012
Des
Des
Des
2013
2014
2015
Sektor Ekonomi
1
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Pertanian, Perburuhan, dan

Kehutanan
Perikanan
Pertambangan dan Penggalian
Industri Pengolahan
478
584
674
745
783
778
778
797
820
854
859
882
875
866
884
870
881
889
Listrik, Gas dan Air
14
26
29
39
38
39
41
42
48
47
47
48
46
45
47
52
52
51
Konstruksi
259
617
1.009
1.447
1.426
1.342
1.434
1.561
1.621
1.708
1.770
1.793
1.812
1.913
1.422
1.510
1.469
1.390
Perdagangan Besar dan Eceran
10.342
12.119
14.382
16.184
15.088
15.162
15.795
16.195
16.461
16.735
16.992
17.350
17.227
17.447
17.419
17.532
17.593
17.648
Penyediaan Akomodasi dan

Penyedian Makan Minum
Transportasi, Pergudangan dan
Komunikasi
Perantara Keuangan
288
310
311
391
405
403
418
420
417
436
435
430
432
452
501
502
495
500
577
902
1.140
1.082
1.104
1.112
1.105
1.150
1.181
1.242
1.266
1.259
1.264
1.285
1.313
1.329
1.339
1.361
32
48
64
70
69
68
80
81
82
93
96
103
102
93
94
93
96
93
9
10
11
12
13
14
15
16
17
18
19
Real Estate, Usaha Persewaan,

dan Jasa Perusahaan
Administrasi Pemerintahan,
Pertanahan Dan Jaminan Sosial
Wajib
Jasa Pendidikan
Jasa Kesehatan dan Kegiatan
Sosial
Jasa Kemasyarakatan, Sosial
Budaya, Hiburan dan
Perorangan Lainnya
Jasa Perorangan yang Melayani
Rumah Tangga
Kegiatan Usaha yang Belum
Jelas Batasannya
Bukan Lapangan Usaha Rumah Tangga
Total
Ket: 1) Merupakan sambungan halaman 194
Economic Sector
Jan
1. Agriculture, Hunting, and Forestry
2.565
3.062
3.640
3.992
4.040
4.067
4.199
4.303
4.371
4.543
4.614
4.637
4.598
4.606
4.501
4.518
4.477
4.453
40
73
106
138
137
137
142
167
158
169
184
177
180
184
186
194
196
206
2. Fishery
37
65
99
114
113
119
120
123
121
128
136
135
132
141
132
134
138
138

6. Construction
8. Provision of accommodation and
the provision of eating and
9. drinking
Transportation, Warehousing and
communications
and Compulsory Social Security
66
202
272
499
516
520
511
513
513
528
550
541
556
582
1.307
1.342
1.406
1.405
120
82
56
76
78
81
76
80
79
83
84
85
86
89
85
89
90
90
56
84
120
146
149
149
150
152
146
146
151
149
147
153
152
158
159
161
81
90
82
114
139
143
146
119
124
126
130
134
133
134
132
137
138
137
1.807
1.512
1.565
2.310
2.427
2.419
2.563
2.483
2.581
2.701
2.817
2.826
2.969
2.906
2.955
3.028
3.087
3.040
15. Community, Sociocultural,

Entertainment and Other Individual
Services
275
396
506
692
683
696
733
739
801
757
773
769
782
816
810
834
870
878
1.683
1.748
1.939
2.720
2.611
2.742
2.912
2.896
2.859
2.915
3.126
3.122
3.022
3.101
2.821
2.884
2.905
2.882
3.785
4.502
5.376
2.493
2.470
2.499
2.451
2.550
2.523
2.554
2.631
2.646
2.654
2.701
2.814
2.638
2.726
2.739
11.341
14.677
18.449
26.518
26.900
27.028
27.159
27.683
28.130
28.443
28.844
29.182
29.249
29.547
29.784
29.805
30.273
30.457
33.844
41.100
49.818
59.770
59.176
59.503
60.812
62.055
63.036
64.209
65.507
66.268
66.264
67.061
67.359
67.648
68.391
68.519
16. Individual Services which Serve

17. Business Activities are not clearly
defined
18. Loans to Non Industrial Origin House Hold
19. Non Industrial Origin-Others
Total
Note : 1) Continue from page 194
118
Tabel 4.26 Kredit Bank Perkreditan Rakyat Berdasarkan Jenis Penggunaan

(Credit of Rural Banks Based on Type of Use)
Sektor Ekonomi
2010
Des
2011
Des
2012
Des
Nov
2013
Des
2014
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
2015
Jan
Des
Economic Sector
Working Capital
Modal Kerja
2.277
38
32
451
13
238
9.679
249
387
27
59
111
2.617
67
56
536
24
565
11.368
261
477
43
183
72
3.074
99
88
619
28
933
13.433
264
702
56
216
42
3.403
130
98
664
37
1.337
14.087
319
691
56
435
55
3.455
127
97
703
37
1.315
14.028
326
718
56
443
59
3.490
128
104
693
37
1.239
14.080
319
714
56
447
60
3.611
133
105
692
38
1.321
14.645
323
711
67
439
56
3.717
158
109
705
40
1.449
15.019
323
733
68
439
59
3.771
147
107
720
43
1.502
15.264
323
745
69
427
58
3.914
158
113
747
40
1.581
15.511
335
781
80
452
61
3.974
172
122
757
42
1.638
15.765
335
798
82
475
64
3.993
165
121
782
42
1.650
16.082
331
796
90
459
64
3.969
166
120
769
40
1.669
15.863
331
804
88
441
63
3.965
171
129
763
39
1.766
16.126
350
821
81
463
65
3.858
173
120
777
41
1.288
16.087
382
844
82
1.157
60
3.874
181
123
764
45
1.355
16.186
381
850
81
1.184
64
3.833
183
126
774
46
1.307
16.243
375
854
84
1.235
66
3.815
191
126
779
45
1.225
16.279
369
860
80
1.229
63
44
62
1.437
62
70
1.330
83
65
1.363
103
87
2.085
102
85
2.161
102
87
2.161
100
88
2.295
99
89
2.216
94
93
2.322
100
95
2.438
104
97
2.552
101
101
2.565
101
101
2.715
105
102
2.654
104
97
2.698
107
101
2.762
107
102
2.815
108
101
2.773
241
1.446
356
1.470
437
1.531
578
2.241
563
2.165
579
2.285
603
2.372
599
2.397
653
2.358
611
2.382
619
2.571
611
2.580
625
2.473
645
2.546
640
2.267
656
2.346
687
2.361
687
2.341
44
43
54
0
16.790
0
19.557
23.030
395
26.846
376
26.860
391
27.025
27.600
28.218
28.696
29.401
30.168
30.531
30.336
30.790
30.674
31.060
31.198
- Pertanian, Perburuhan, dan Kehutanan

- Perikanan
- Pertambangan dan Penggalian
288
2
5
445
6
9
565
7
12
590
8
15
585
9
16
577
9
15
588
9
15
586
10
15
600
11
14
630
11
15
640
12
14
645
12
13
629
14
13
641
13
12
642
14
12
644
13
11
644
13
12
638
15
12
Industri Pengolahan
Konstruksi
Penyediaan Akomodasi dan Penyedian Makan Minum
28
1
22
663
39
48
2
52
750
49
55
2
77
949
47
81
2
110
1.070
72
80
2
111
1.059
78
84
2
103
1.082
85
86
3
114
1.150
95
92
3
112
1.175
97
101
5
118
1.197
94
107
6
127
1.223
101
102
6
132
1.226
100
100
6
143
1.268
100
105
6
143
1.363
101
103
6
148
1.321
102
108
6
134
1.333
119
106
6
155
1.346
121
107
6
162
1.350
120
110
6
165
1.369
132
Transportasi, Pergudangan dan Komunikasi

Perantara Keuangan
Real Estate, Usaha Persewaan dan Jasa Perusahaan
Administrasi Pemerintahan, Pertanahan dan Jaminan
Sosial Wajib
Jasa Pendidikan
Jasa Kesehatan dan Kegiatan Sosial
Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan
Perorangan Lainnya
Jasa Perorangan yang Melayani Rumah Tangga
Kegiatan Usaha yang Belum Jelas Batasannya
190
5
7
9
424
5
19
10
438
8
56
14
392
13
64
21
386
13
73
20
397
12
73
21
394
12
71
20
417
13
74
21
436
13
87
21
460
13
76
22
468
14
76
19
462
13
82
21
461
14
115
22
463
12
119
24
469
12
149
25
479
13
158
25
484
13
171
24
501
13
176
27
12
19
370
22
20
182
37
18
202
43
27
227
47
54
266
46
56
258
49
59
268
53
29
267
52
31
259
46
31
263
47
33
264
49
33
261
46
32
255
48
33
252
48
35
258
50
35
265
52
36
272
53
36
266
33
237
40
278
69
408
114
479
120
445
117
455
129
540
141
499
148
501
146
534
154
555
159
542
157
549
171
554
170
554
178
539
183
544
191
541
- Jasa Perorangan yang Melayani Rumah Tangga
11
13
- Bukan Lapangan Usaha - Lainnya
127
111
120
1.929
2.364
2.964
3.466
3.486
3.525
3.601
3.604
3.687
3.811
3.863
3.909
4.025
4.023
4.087
4.145
4.194
4.252 Total Investment
382
532
766
920
940
951
944
996
1.020
1.060
1.107
1.145
1.176
1.211
1.204
1.222
1.239
1.252
- Housing Loan (mortgage) secured by first mortgage in

order to live
- Vehicle Loans
Pertanian, Perburuhan, dan Kehutanan

Perikanan
Pertambangan dan Penggalian
Industri Pengolahan
Konstruksi
Penyediaan Akomodasi dan Penyedian Makan Minum
Transportasi, Pergudangan dan Komunikasi
Perantara Keuangan
Real Estate, Usaha Persewaan dan Jasa Perusahaan
Administrasi Pemerintahan, Pertanahan dan Jaminan
Sosial Wajib
Jasa Pendidikan
Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan
Perorangan Lainnya
Jasa Perorangan yang Melayani Rumah Tangga
Kegiatan Usaha yang Belum Jelas Batasannya
Bukan Lapangan Usaha - Rumah Tangga
Bukan Lapangan Usaha - Lainnya

Total Modal Kerja
31.070 Total Working Capital
Investment
Investasi
Total Investasi
- Kredit pemilikan kendaraan bermotor

- Kredit konsumsi lainnya
Total Konsumsi
Total
r) revisi
Agricultures, hunting and forestry

Fisheries
Mining and Quarrying
Procesing industry
Electricity, gas and water
Construction
Big and retail trade
Provision of accomodation and food supply drinking
Transportation, warehousing and communications
Transitional Finance
Real estate, Rental Business, and services company
Government administration, the defense and
Education services
Health and social services
Community, Sociocultural,Entertainment and Other
Individual Services
Individual services which serve households
International Agency and Other Extra Agency
International
Consumption
Konsumsi
- Kredit pemilikan rumah (KPR) yang dijamin dengan
hak tanggungan pertama dengan tujuan untuk dihuni
Agricultures, hunting and forestry

Fisheries
Mining and Quarrying
Procesing industry
Electricity, gas and water
Construction
Big and retail trade
Provision of accomodation and food supply drinking
Transportation, warehousing and communications
Transitional Finance
Real estate, Rental Business, and services company
Government administration, the defense and
Education services
Health and social services
Community, Sociocultural,Entertainment and Other
Individual Services
Individual services which serve households
International Agency and Other Extra Agency
International
1.072
1.346
1.422
1.708
1.815
1.749
1.850
2.013
1.917
1.910
1.920
1.961
1.945
1.952
1.902
1.935
1.926
1.901
13.672
17.300
21.636
25.808
26.075
26.253
26.817
27.225
27.716
28.027
28.448
28.722
28.782
29.086
29.491
29.287
29.834
30.044
15.126
19.178
23.824
28.436
28.831
28.953
29.610
30.233
30.653
30.997
31.476
31.828
31.903
32.248
32.598
32.443
32.999
33.196 Total consumption
33.844
41.100
49.818
58.748
59.176
59.503
60.812
62.055
63.036
64.209
65.507
66.268
66.264
67.061
67.359
67.648
68.391
68.519
- Other consumer credit
Total
r) revised
119
Tabel 4.27 Kredit Bank Perkreditan Rakyat Berdasarkan Lokasi Bank Penyalur
(Credit of Rural Banks Based on Banks Location)

Lokasi
1. Jawa Barat
2009
2010
2011
2012
2014
2013
Jan
Feb
Mar
Apr
Mei
2015
Jun
Jul
Ags
Sep
Okt
Nov
Des
Location
Jan
1. Jawa Barat
4.803
5.862
7.043
7.872
9.549
9.650
9.896
10.127
10.316
10.597
10.781
10.962
10.953
11.054
11.074
11.128
11.172
11.171
2. Banten
575
697
899
1.128
1.289
1.283
1.282
1.278
1.297
1.316
1.172
1.366
1.355
1.383
1.413
1.429
1.437
1.472
2. Banten
3. DKI Jakarta
473
592
700
882
981
987
985
1.008
990
1.022
1.281
1.043
1.041
1.055
1.077
1.113
1.164
1.142
3. DKI Jakarta
4. D.I Yogyakarta
1.481
1.766
2.039
2.389
2.768
2.785
2.838
2.896
2.955
3.027
3.092
3.124
3.124
3.156
3.186
3.217
3.245
3.265
4. D.I Yogyakarta
5. Jawa Tengah
7.399
8.516
9.788
11.329
13.137
13.150
13.386
13.686
13.939
14.226
14.553
14.776
14.748
14.891
14.822
14.927
14.967
14.972
6. Jawa Timur
3.564
4.150
4.849
5.824
6.841
6.898
7.076
7.247
7.388
7.532
7.719
7.821
7.746
7.770
7.731
7.731
7.754
7.757
19
21
26
30
29
29
30
31
32
32
33
34
35
36
37
38
39
40
8. Jambi
183
214
289
488
544
538
540
542
541
540
542
538
534
536
532
534
525
520
8. Jambi
9. Aceh
99
76
90
100
118
116
118
121
121
122
125
125
122
123
125
126
126
124
9. Aceh
10. Sumatera Utara
438
493
541
649
714
704
711
720
723
716
748
758
752
760
759
765
769
765 10. Sumatera Utara
11. Sumatera Barat
757
829
975
1.050
995
986
997
1.004
1.012
1.022
1.030
1.020
1.004
1.005
1.003
1.005
1.002
1.000 11. Sumatera Barat
12. Riau
385
501
601
694
733
732
741
747
746
756
773
785
785
795
805
817
818
13. Kepulauan Riau
828
1.376
1.892
2.514
2.770
2.784
2.815
2.898
2.978
3.038
3.102
3.163
3.187
3.241
3.274
3.313
3.358
345
449
573
752
769
734
749
775
793
793
804
790
794
820
854
863
868
15. Bangka Belitung
12
15
28
35
47
48
50
50
51
53
53
53
52
52
52
52
56
2.281
2.899
3.467
4.022
5.465
5.520
5.777
5.852
5.919
5.984
6.079
6.149
6.187
6.289
6.350
6.115
6.454
196
250
252
229
257
253
268
273
277
298
313
322
326
341
341
344
348
350 17. Kalimantan Selatan
309
347
511
578
520
512
517
522
519
516
522
525
520
527
527
531
537
541 18. Kalimantan Barat
155
178
189
211
231
228
232
239
244
248
253
247
231
233
233
234
231
222 19. Kalimantan Timur
19
34
49
80
143
143
143
152
152
156
161
160
169
175
177
187
182
21. Sulawesi Tengah
188
221
379
811
1.187
1.210
1.223
1.237
1.243
1.252
1.270
1.284
1.285
1.295
1.303
1.314
1.337
1.367 21. Sulawesi Tengah
263
364
546
790
931
978
999
1.016
1.035
1.055
1.060
1.052
1.047
1.054
1.059
1.066
1.067
1.074 22. Sulawesi Selatan
23. Sulawesi Utara
203
288
456
622
723
718
722
725
719
715
713
703
694
693
682
676
677
675 23. Sulawesi Utara
51
51
57
79
97
100
102
106
110
112
115
121
124
130
133
135
136
141 24. Sulawesi Tenggara
20
20
20
25
27
27
28
28
27
28
28
28
27
27
26
27
27
7. Bengkulu
16. Lampung

25. Sulawesi Barat
26. Gorontalo
28. Bali
424
464
541
633
709
712
723
740
748
758
763
769
776
785
791
809
820
2.092
2.666
3.520
4.754
5.942
5.999
6.137
6.256
6.352
6.442
6.520
6.626
6.679
6.806
6.900
7.011
7.120
5. Jawa Tengah
6. Jawa Timur
7. Bengkulu
819 12. Riau

3.369 13. Kepulauan Riau
815 14. Sumatera Selatan
60 15. Bangka Belitung
6.504 16. Lampung
186 20. Kalimantan Tengah
6 25. Sulawesi Barat

27 26. Gorontalo
824 27. Nusa Tenggara Barat
7.151 28. Bali
88
122
152
175
256
254
261
270
276
281
294
300
307
306
315
321
319
312 29. Nusa Tenggara Timur
30. Maluku
167
161
311
541
757
769
788
811
820
841
857
865
878
898
919
936
945
954 30. Maluku
31. Papua
182
193
253
412
498
504
519
533
542
552
565
574
586
604
618
633
643
650 31. Papua
32. Maluku Utara
13
17
17
18
18
19
19
19
19
19
20
21
22
23
33. Papua Barat
20
52
101
125
129
136
142
148
157
162
162
174
197
215
225
222
34. Lainnya
Total
28.001
33.844
41.100
49.818
59.176
59.503
60.812
62.055
63.036
64.209
65.507
66.268
66.264
67.061
67.359
67.648
68.391
25 32. Maluku Utara

223 33. Papua Barat
0 34. Others
68.519
Total
120

Tabel 4.28 Kredit dan Non Performing Loan UMKM dan MKM Sektor Ekonomi
(SMEs Credit & Micro, Small, and NPL Based on Economic Sector)
Sektor Ekonomi
UMKM
Baki Debet
NPL
2. Perikanan
Baki Debet
NPL
Baki Debet
NPL
Baki Debet
NPL
5. Listrik, Gas dan Air
Baki Debet
NPL
6. Konstruksi
Baki Debet
NPL
Baki Debet
NPL
8. Penyediaan Akomodasi dan
Penyediaan Makan Minum
Baki Debet
NPL
9. Transportasi, Pergudangan dan
Komunikasi
10.
11.
12.
13.
14.
15.
16.
17.
18.
Baki Debet
NPL
Perantara Keuangan
Baki Debet
NPL
Real Estate, Usaha Persewaan, dan Jasa
Perusahaan
Baki Debet
NPL
Administrasi Pemerintahan,
Pertahanan, dan Jaminan Sosial Wajib
Baki Debet
NPL
Jasa Pendidikan
Baki Debet
NPL
Baki Debet
NPL
Jasa Kemasyarakatan, Sosial Budaya,
Hiburan dan Perorangan Lainnya
Baki Debet
NPL
Jasa Perorangan yang Melayani Rumah
Tangga
Baki Debet
NPL
Badan Internasional dan Badan Ekstra
Internasional Lainnya
Baki Debet
NPL
Kegiatan yang Belum Jelas Batasannya
Baki Debet
NPL
19. Penerima Kredit Bukan Lapangan
Baki Debet
NPL
20. Tidak Teridentifikasi
Baki Debet
NPL
Jumlah
Baki Debet
NPL
2011
2012
2013
Nov
Okt
2014
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
2015
Jan
Des
27.192
892
40.709
1.492
45.773
1.654
46.725
1.633
48.193
1.615
47.576
1.838
48.434
2.039
49.353
2.051
50.525
2.014
51.187
2.112
52.239
2.120
52.881
2.192
52.507
2.318
52.869
2.246
53.280
2.196
53.837
2.233
54.506
2.146
53.874
2.280
2.602
161
2.900
163
3.516
179
3.598
178
3.707
171
3.624
191
3.666
202
3.741
197
3.849
209
3.897
214
3.969
193
3.969
228
3.929
217
3.954
186
3.981
202
4.029
173
4.153
157
4.064
163
3.938
89
5.427
153
4.697
389
4.862
207
4.753
184
4.592
213
4.585
222
5.047
383
4.843
269
5.066
291
4.959
242
4.979
285
5.166
273
4.491
316
4.774
285
4.558
301
4.763
258
4.752
248
52.231
1.998
59.500
1.798
57.361
1.914
58.373
1.831
60.087
1.736
58.993
1.883
59.993
1.909
64.187
1.868
64.960
1.965
66.032
2.115
67.812
2.261
67.229
2.417
65.338
2.731
66.768
2.684
65.370
2.181
65.267
2.229
67.558
2.140
66.161
2.249
1.218
49
1.474
14
1.684
24
1.772
25
1.750
22
1.715
25
1.737
25
1.664
24
1.479
26
1.603
26
1.564
26
1.547
28
1.635
29
1.633
29
1.645
28
1.717
26
2.187
26
1.693
28
24.279
1.324
30.594
1.497
40.123
2.081
40.456
2.097
38.780
1.865
35.071
2.140
35.294
2.239
36.314
2.189
37.469
2.504
38.488
2.770
39.947
2.705
40.235
2.887
41.100
2.900
42.335
2.913
42.461
3.023
42.472
3.358
40.614
2.990
37.071
3.209
202.447
7.471
248.870
8.458
313.269
11.275
314.650
11.111
323.056
10.621
315.744
11.763
321.005
12.204
327.825
12.084
332.607
12.509
336.071
13.407
344.632
13.445
342.307
13.999
340.881
14.271
344.611
13.962
344.189
13.843
348.487
13.838
355.198
13.004
345.064
14.100
10.014
352
13.714
303
17.128
384
17.591
372
18.132
357
17.999
417
18.613
427
18.462
466
18.730
490
19.122
526
19.625
537
19.963
555
20.019
561
20.370
592
20.877
603
20.592
583
21.144
550
21.233
589
18.398
452
20.678
485
22.832
684
23.459
663
24.354
654
24.151
772
24.319
799
24.385
797
24.778
802
24.848
883
25.234
917
25.912
976
25.468
1.022
25.142
1.059
24.481
999
24.419
1.069
24.658
964
24.149
1.037
10.311
92
14.147
161
13.596
329
13.798
337
13.963
377
13.918
404
14.564
424
14.858
398
14.660
408
14.531
430
14.748
356
14.887
355
14.851
384
14.745
359
14.555
358
14.686
357
14.578
447
14.236
482
19.953
629
25.859
689
30.239
925
30.556
999
31.572
881
31.141
985
31.577
970
31.624
1.023
31.284
1.050
31.518
1.085
32.298
1.030
32.337
1.097
32.458
1.198
32.349
1.245
32.668
1.246
32.934
1.255
33.462
1.189
31.771
1.273
399
15
229
5
270
2
272
2
284
4
261
5
253
5
253
7
244
6
248
4
251
4
252
4
247
4
243
4
231
4
227
4
221
4
204
4
1.517
23
1.888
22
2.016
42
2.014
41
2.221
39
2.277
42
2.294
38
2.352
36
2.379
37
2.383
36
2.455
52
2.381
54
2.405
54
2.440
50
2.435
58
2.458
49
2.301
47
2.285
50
2.918
233
3.518
99
4.138
73
4.173
70
4.237
72
4.227
70
4.319
78
4.398
83
4.495
97
4.641
127
4.709
130
4.733
145
4.587
156
4.553
126
4.560
127
4.638
146
4.803
122
4.823
117
25.530
619
26.378
891
30.507
1.035
31.021
1.017
31.499
876
31.289
932
31.977
969
32.761
985
33.131
1.049
33.669
1.166
34.621
1.176
35.268
1.235
35.567
1.263
36.440
1.239
36.193
1.258
37.387
1.154
38.015
1.052
38.298
1.156
655
36
672
40
1.381
41
1.445
41
1.499
33
1.525
38
1.597
45
1.639
42
1.708
42
1.775
51
1.850
49
1.900
63
1.915
61
1.961
61
2.002
59
2.059
57
2.090
52
2.105
55
2.355
53
414
8
247
8
240
8
225
6
217
6
202
6
194
6
186
5
182
6
173
7
167
7
159
6
153
6
148
6
143
6
140
6
141
6
52.205
1.185
29.425
731
452
1
368
2
509
1
405
2
373
2
343
1
195
7
166
3
194
2
234
2
406
3
571
3
669
4
940
5
1.330
5
1.351
6
0
1
458.164
15.674
526.397
17.011
589.229
21.038
2
595.372
20.633
3
608.823
19.515
594.725
21.725
604.802
22.603
(0)
619.400
22.640
627.523
23.488
635.429
25.253
651.280
25.251
651.180
26.530
5
0
648.640
27.451
0
655.627
27.078
0
654.521
26.480
0
660.850
26.843
12
0
671.721
25.159
653.288
27.054
Economic Sector
1. Agriculture, hunting, and forestry
Total
NPL
2. Fishery
Total
NPL
3. Mining and quarrying
Total
NPL
Total
NPL
Total
NPL
6. Construction
Total
NPL
7. Wholesale and retail trade
Total
NPL
8. Provision of accommodation and the
Total
NPL
9. Transportation, warehousing and
communications
Total
NPL
Total
NPL
11. Real estate, Business Ownership, and
Business Services
Total
NPL
12. Government administration, defense
and compulsory social security
Total
NPL
Total
NPL
14. Health services and social activities
Total
NPL
15. Community, Sociocultural,
Entertainment and Other Individual
Services
Total
NPL
16. Individual services which serve
households
Total
NPL
Total
NPL
18. Business activities are not clearly
defined
Total
NPL
19. Debtor is not the business field - other
Total
NPL
20. Un-identified
Total
NPL
Total
Baki Debet
NPL
121

Tabel 4.28 Kredit dan Non Performing Loan UMKM dan MKM Sektor Ekonomi
(SMEs Credit & Micro, Small, and NPL Based on Economic Sector)
Sektor Ekonomi
MKM 1)
1. Pertanian
Baki Debet
NPL
2. Pertambangan
Baki Debet
NPL
3. Perindustrian
Baki Debet
NPL
4. Listrik
Baki Debet
NPL
5. Konstruksi
Baki Debet
NPL
6. Perdagangan
Baki Debet
NPL
7. Pengangkutan
Baki Debet
NPL
8. Jasa Dunia Usaha
Baki Debet
NPL
9. Jasa Sosial
Baki Debet
NPL
10. Lain-lain
Baki Debet
NPL
Jumlah
Baki Debet
NPL
2011
2012
26.285
803
40.423
2.005
9.020
124
17.135
262
70.380
2.502
80.823
2.900
1.316
45
1.532
131
25.834
1.441
31.020
1.637
235.105
8.885
294.095
10.625
11.293
313
14.160
351
78.206
1.252
81.707
1.754
86.867
2.073
63.687
1.942
607.085
8.678
726.024
10.107
1.151.392
26.115
1.350.606
31.714
Okt
1)
Sejak bulan April 2013 data yang disajikan hanya data UMKM mengingat data MKM masih
berdasarkan plafon,sedangkan data UMKM sudah sesuai dengan kriteria usaha pada UU
No. 20 tentang UMKM
r)
r) diperbaiki
2013
Nov
2014
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
2015
Jan
Economic Sector
1. Agriculture
Total
NPL
2. Mining
Total
NPL
3. Manufacturing
Total
NPL
4. Electricity
Total
NPL
5. Construction
Total
NPL
6. Trading
Total
NPL
7. Transportation
Total
NPL
8. Business Services
Total
NPL
9. Social Services
Total
NPL
10. Others
Total
NPL
Total
Baki Debet
NPL
1) Since April 2013 data presented only data Micro, Small dan Medium (MSM) Enterprise remembering data
MSM still based on credit limit, while data MSM Enterprise already in accordance with the criteria business of
MSM Enterprise in the Act No. 20
r) revised
122
Tabel 4.29 Kredit dan Non Performing Loan UMKM dan MKM Menurut Jenis Penggunaan
(SMEs Credit and NPL Credit Based on Type of Use)

Jenis Penggunaan
2011
2013
2012
Okt
Nov
2014
Des
Jan
Feb
Mar
Apr
Mei
Jun
2015
Jul
Ags
Sep
Okt
Nov
Des
Type of Use
Jan
UMKM
1. Working Capital
UMKM
1. Modal Kerja
Baki Debet
NPL
2. Investasi
Baki Debet
NPL
3. Konsumsi
Baki Debet
NPL
Baki Debet
NPL
355.888
12.770
403.047
13.645
429.773
15.869
433.602
15.654
444.030
14.652
430.073
16.325
438.024
17.061
449.340
17.004
455.447
17.672
461.219
18.972
473.939
18.732
472.234
19.688
471.274
20.239
478.739
19.874
478.941
19.696
482.644
19.925
490.262
18.761
473.828
20.269
102.275
2.903
123.350
3.366
159.455
5.169
161.770
4.979
164.792
4.863
164.652
5.400
166.778
5.542
170.061
5.636
172.075
5.816
174.210
6.281
177.341
6.519
178.946
6.842
177.366
7.213
176.889
7.205
175.579
6.784
178.206
6.918
181.459
6.398
179.459
6.785
2. Investment
Total
NPL
4. Un-identified
1
1
0
-
1
-
458.164
15.674
526.397
17.011
589.229
21.038
595.372
20.633
608.823
19.515
0
-
1
-
0
-
0
-
0
0
Baki Debet
Baki Debet
NPL
3. Konsumsi
Baki Debet
NPL
427.154
14.233
483.595
17.473
117.247
3.205
141.492
4.134
1)
604.802
22.603
619.400
22.640
627.523
23.488
635.429
25.253
651.280
25.251
651.180
26.530
648.640
27.451
655.627
27.078
654.521
26.480
660.850
26.843
671.721
25.159
653.288
27.054
Total
Baki Debet
NPL
Total
NPL
2. Investment
Total
NPL
3. Consumption
606.991
8.677
725.519
10.106
1.151.392
26.115
1.350.606
31.714
Jumlah
Baki Debet
NPL
594.725
21.725
Total
NPL
MKM 1)
1. Working Capital
MKM 1)
1. Modal Kerja
NPL
2. Investasi
Total
NPL
3. Consumption
Jumlah
Baki Debet
NPL
Total
NPL
Sejak bulan April 2013 data yang disajikan hanya data UMKM mengingat data MKM masih berdasarkan plafon,
sedangkan data UMKM sudah sesuai dengan kriteria usaha pada UU No. 20 tentang UMKM
Total
NPL
Total
Baki Debet
NPL
1) Since April 2013 data presented only data Micro, Small dan Medium (MSM) Enterprise remembering data MSM still based on credit limit, while data
MSM Enterprise already in accordance with the criteria business of MSM Enterprise in the Act No. 20
123
Tabel 4.30 Kredit dan Non Performing Loan Rincian Kredit UMKM dan MKM Menurut Kelompok Bank
(Detail of SMEs Credit and Detail of MKM Credit Based on Group of Bank)
Kelompok Bank
2011
2013
2012
2014
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
2015
Jul
Ags
Sep
Okt
Nov
Des
Jan
Category of Bank
UMKM1)
1. State Owned Banks
1. Bank Persero
Total
Baki Debet
222.645
242.861
291.609
294.745
304.751
294.889
299.197
304.919
306.899
311.149
319.620
319.977
321.455
327.551
328.783
334.151
341.804
333.097
Mikro
58.287
66.555
85.074
86.214
87.657
87.737
89.238
90.703
92.639
94.982
98.439
100.360
100.552
102.213
103.743
105.419
106.269
107.194
Micro
Kecil
86.113
98.136
117.004
118.274
122.730
118.737
120.745
122.922
123.736
125.301
128.554
128.217
128.581
130.441
130.833
133.980
136.580
132.375
Small
Menengah
78.245
78.169
89.531
90.257
94.363
88.416
89.214
91.293
90.523
90.866
92.627
91.400
92.322
94.898
94.207
94.752
98.956
93.528
9.019
9.093
11.212
10.908
10.362
11.680
12.265
11.966
12.270
13.297
13.016
13.729
13.974
13.425
13.399
13.279
12.138
13.442
Mikro
1.174
1.214
1.655
1.614
1.481
1.803
1.845
1.872
1.906
2.067
2.104
2.199
2.175
2.108
2.086
2.056
1.829
2.064
Micro
Kecil
4.450
4.694
5.332
5.186
4.922
5.453
5.722
5.582
5.576
6.128
6.082
6.410
6.561
6.218
6.137
6.076
5.552
5.999
Small
Menengah
3.395
3.185
4.226
4.108
3.960
4.425
4.697
4.512
4.788
5.102
4.831
5.120
5.237
5.099
5.175
5.146
4.757
5.378
NPL
Medium
NPL
Medium
2. Regional Development Banks
2. BPD
Total
Baki Debet
31.314
45.082
47.339
48.931
46.896
44.355
45.225
46.089
47.234
48.145
49.588
50.258
50.924
51.828
52.631
52.970
50.837
48.408
Mikro
4.509
9.038
9.285
9.310
9.156
8.893
8.804
8.713
8.841
8.804
8.838
9.004
8.832
8.848
8.833
8.850
8.733
8.573
Micro
Kecil
18.880
21.091
22.042
22.352
21.232
20.238
20.510
20.983
21.633
22.122
22.782
23.120
23.459
24.037
24.516
24.541
23.456
22.518
Small
7.925
14.953
16.011
17.269
16.509
15.223
15.911
16.393
16.760
17.220
17.968
18.134
18.632
18.943
19.282
19.578
18.647
17.316
1.593
2.612
3.339
3.407
2.965
3.379
3.582
3.681
4.044
4.314
4.433
4.637
4.849
4.799
4.865
5.453
5.015
5.306
Menengah
NPL
Medium
NPL
Mikro
239
443
657
698
685
890
836
879
937
987
995
1.061
1.063
1.051
1.061
1.069
1.013
1.059
Micro
Kecil
915
1.327
1.568
1.571
1.338
1.424
1.458
1.483
1.584
1.647
1.671
1.691
1.785
1.760
1.760
1.802
1.647
1.767
Small
Menengah
439
842
1.114
1.138
943
1.064
1.288
1.319
1.523
1.681
1.767
1.885
2.000
1.987
2.044
2.582
2.354
2.480
3. Bank Swasta Nasional
Medium
3. Foreign Exchange
Commercial Banks
Total
Baki Debet
194.234
228.991
238.445
239.851
245.101
243.666
248.290
253.089
257.598
260.132
265.664
264.374
259.419
258.226
255.734
256.109
261.365
253.996
Mikro
24.759
21.476
21.333
21.584
21.998
22.293
22.755
22.981
23.132
23.320
23.448
23.812
23.588
24.121
23.017
24.679
25.077
25.401
Micro
Kecil
40.660
44.581
41.214
41.511
41.954
41.078
41.605
42.060
42.224
42.001
42.776
43.001
42.782
42.334
41.673
41.651
41.458
40.790
Small
128.816
162.934
175.898
176.756
181.148
180.296
183.931
188.048
192.243
194.810
199.440
197.560
193.049
191.771
191.044
189.779
194.831
187.806
4.710
5.096
6.225
6.070
5.933
6.376
6.486
6.723
6.891
7.354
7.506
7.885
8.363
8.562
7.910
7.771
7.666
7.939
Menengah
NPL
Medium
NPL
618
758
841
825
750
794
796
755
811
839
852
874
878
852
822
799
775
814
Micro
Kecil
1.645
1.720
2.105
2.133
2.077
2.135
2.124
2.121
2.223
2.277
2.293
2.383
2.433
2.366
2.358
2.299
2.248
2.325
Small
Menengah
2.447
2.618
3.279
3.112
3.105
3.447
3.566
3.847
3.857
4.237
4.361
4.628
5.052
5.344
4.730
4.674
4.643
4.800
Mikro
Medium
4. Joint Venture Banks and
Foreign Owned Banks
4. Bank Asing dan

Campuran
Total
Baki Debet
9.971
9.463
11.836
11.846
12.076
11.815
12.091
15.304
15.791
16.003
16.407
16.571
16.842
18.022
17.373
17.621
17.714
17.787
Mikro
470
107
93
78
78
88
152
81
78
82
81
130
280
377
85
187
192
192
Micro
Kecil
874
465
568
462
466
452
502
488
498
435
424
439
463
497
456
474
482
491
Small
8.627
8.891
11.175
11.305
11.532
11.276
11.436
14.735
15.215
15.487
15.903
16.003
16.099
17.148
16.832
16.960
17.040
17.103
352
208
262
249
256
290
270
271
283
289
297
278
265
292
307
340
341
367
Menengah
NPL
Medium
NPL
Mikro
16
Micro
Kecil
62
40
23
13
10
11
10
11
11
13
13
13
13
12
13
13
12
Small
275
161
230
229
238
271
253
254
265
270
276
258
245
272
288
321
321
348
Menengah
Jumlah
Baki Debet
NPL
458.164
526.397
589.229
595.372
608.823
594.725
604.802
619.400
627.523
635.429
651.280
651.180
648.640
655.627
654.521
660.850
671.721
15.674
17.011
21.038
20.633
19.515
21.725
22.603
22.640
23.488
25.253
25.251
26.530
27.451
27.078
26.480
26.843
25.159
Medium
Total
653.288
Baki Debet
27.054
NPL
124
Tabel 4.30 Kredit dan Non Performing Loan Rincian Kredit UMKM dan MKM Menurut Kelompok Bank
(Detail of SMEs Credit and Detail of MKM Credit Based on Group of Bank)
Kelompok Bank
2011
2013
2012
Okt
Nov
2014
Des
MKM 1)
1. Bank Persero
Feb
Mar
Apr
Mei
Jun
2015
Jul
Ags
Sep
Okt
Nov
Des
Jan
Category of Bank
1. State Owned Banks
Total
Baki Debet
415.623
502.447
Mikro
122.104
143.877
Micro
Kecil
188.524
234.031
Small
Menengah
104.996
124.540
11.258
15.271
Mikro
2.997
9.520
Micro
Kecil
3.722
2.611
Small
Menengah
4.539
3.140
NPL
Medium
NPL
Medium
2. Regional Development Banks
2. BPD
Total
Baki Debet
155.024
190.815
Mikro
36.921
32.580
Micro
Kecil
107.321
142.679
Small
10.782
15.556
2.562
3.297
Menengah
NPL
Mikro
Kecil
Menengah
Medium
NPL
470
555
Micro
1.176
1.489
Small
915
1.253
3. Bank Swasta Nasional
Medium
3. Foreign Exchange
Commercial Banks
Total
Baki Debet
512.566
Mikro
97.877
97.552
Micro
Kecil
195.035
228.341
Small
Menengah
219.654
275.516
10.204
11.502
Mikro
2.802
2.918
Micro
Kecil
3.349
4.084
Small
Menengah
4.053
4.500
NPL
601.409
4. Bank Asing dan

Campuran
Medium
NPL
Medium
4. Joint Venture Banks and
Foreign Owned Banks
Total
Baki Debet
68.180
55.935
Mikro
46.218
29.972
Micro
Kecil
7.005
7.558
Small
14.957
18.405
2.091
1.643
Menengah
NPL
Medium
NPL
1.223
849
Micro
Kecil
542
481
Small
Menengah
325
313
Mikro
Jumlah
Baki Debet
NPL
1)
Jan
1.151.392
1.350.606
26.115
31.714
Medium
Total
Baki Debet
NPL
1) Since April 2013 data presented only data Micro, Small dan Medium (MSM) Enterprise remembering data MSM still based on credit limit,
while data MSM Enterprise already in accordance with the criteria business of MSM Enterprise in the Act No. 20
125
Tabel 4.31 Kredit UMKM dan MKM Menurut Lokasi Proyek Per Daerah Tingkat I
(SMEs Credit and MKM Credit Based on Project Location)

2013
Kelompok Bank
2011
2014
2015
2012
Okt
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Category of Bank
Jan
UMKM
1. Jawa Barat
58.034
67.636
75.618
76.797
78.774
77.701
78.370
79.784
79.869
80.880
82.635
83.496
82.490
83.373
83.683
84.181
85.429
82.930 1.
Jawa Barat
2. Banten
16.026
18.863
21.902
22.446
22.631
22.137
22.385
23.330
23.443
24.534
25.345
25.176
25.036
25.174
24.807
24.936
25.305
25.267 2.
Banten
3. DKI Jakarta
82.225
93.051
90.471
92.085
95.185
93.068
95.379
95.965
98.094
98.014
101.098
100.241
99.821
100.948
98.202
100.682
104.891
101.144 3.
5.413
6.549
8.137
8.204
8.431
8.199
8.413
8.608
8.805
8.937
9.254
9.373
9.485
9.595
9.663
9.678
9.806
9.549 4.
5. Jawa Tengah
43.721
51.576
61.397
61.577
62.679
61.440
62.594
63.965
64.351
65.705
68.097
68.323
68.244
69.192
69.910
69.927
70.415
68.590 5.
Jawa Tengah
6. Jawa Timur
62.346
65.980
77.218
77.300
79.322
77.813
79.108
80.612
82.368
83.613
85.605
85.752
84.273
85.003
84.918
85.539
86.569
83.965 6.
Jawa Timur
7. Bengkulu
3.115
3.598
4.006
4.031
4.103
3.996
4.097
4.195
4.269
4.310
4.435
4.394
4.386
4.431
4.488
4.512
4.551
4.490 7.
Bengkulu
8. Jambi
6.724
7.809
8.732
8.690
8.772
8.629
8.633
8.685
8.784
8.887
9.019
9.056
9.049
9.146
9.248
9.354
9.383
9.257 8.
Jambi
9. Aceh
5.850
6.395
7.043
7.107
7.026
6.816
6.881
7.044
7.128
7.215
7.328
7.319
7.340
7.490
7.527
7.589
7.729
7.416 9.
Aceh
26.707
31.470
36.089
36.375
36.947
36.262
36.954
37.613
38.440
38.958
39.593
39.532
39.685
40.612
40.655
41.042
41.483
40.862 10. Sumatera Utara
4. D.I Yogyakarta
10. Sumatera Utara
DKI Jakarta
D.I Yogyakarta
8.721
10.663
11.548
11.531
11.804
11.536
11.275
12.322
12.232
12.514
12.828
12.812
12.844
13.039
13.114
13.179
13.238
13.029 11. Sumatera Barat
13.995
16.096
17.624
17.718
17.968
17.543
17.892
19.980
20.228
20.349
20.838
20.706
20.676
20.964
20.919
21.121
21.292
20.727 12. Riau
4.648
5.514
6.981
7.106
7.402
7.266
7.161
7.216
7.259
7.363
7.517
7.554
7.416
7.114
7.485
6.921
6.947
6.548 13. Kepulauan Riau
12.190
14.807
17.290
17.204
17.506
16.861
17.134
17.518
17.816
18.107
18.397
18.295
18.212
18.495
18.441
18.584
18.987
17.950 14. Sumatera Selatan
15. Bangka Belitung
2.225
2.604
2.900
2.928
2.990
2.837
2.900
2.979
2.999
3.001
3.067
2.998
3.025
3.101
3.098
3.147
3.214
16. Lampung
9.060
10.276
11.237
11.169
11.664
11.409
11.759
12.072
11.979
11.931
11.867
11.755
11.750
11.975
11.888
12.055
12.086
6.242
8.086
8.785
8.738
8.914
8.699
8.890
9.181
9.243
9.316
9.537
9.564
9.535
9.669
9.739
9.736
9.794
6.910
8.350
10.105
10.305
10.673
10.449
10.659
11.144
11.318
11.476
11.922
11.814
11.914
12.005
12.067
12.254
12.715
12.418 18. Kalimantan Barat
19.127 19. Kalimantan Timur
11. Sumatera Barat

12. Riau
13. Kepulauan Riau
3.103 15. Bangka Belitung

11.857 16. Lampung
9.683 17. Kalimantan Selatan
15.118
17.295
20.085
20.290
20.018
18.966
19.128
19.524
19.760
20.006
19.979
20.155
20.333
19.778
19.732
19.876
19.982
3.590
4.433
4.664
4.652
4.837
4.707
4.745
4.929
4.985
5.073
5.187
5.191
5.317
5.400
5.489
5.530
5.604
21. Sulawesi Tengah
5.183
5.559
6.410
6.471
6.595
6.448
6.590
6.747
6.829
6.864
7.033
6.944
6.962
7.111
7.057
7.155
7.155
6.881 21. Sulawesi Tengah
17.926
19.460
23.107
23.104
23.596
23.032
23.464
23.729
24.233
24.392
24.901
24.732
24.799
24.983
24.925
25.217
25.765
25.511 22. Sulawesi Selatan
23. Sulawesi Utara
5.923
5.861
6.356
6.367
6.431
6.242
6.333
6.607
6.680
6.727
6.912
6.829
6.763
6.740
6.745
7.049
7.150
6.958 23. Sulawesi Utara
2.871
3.715
4.459
4.495
4.516
4.478
4.566
4.629
4.716
4.780
4.875
4.866
4.874
4.913
4.943
4.944
4.914
4.883 24. Sulawesi Tenggara
25. Sulawesi Barat
1.326
1.567
1.820
1.838
1.875
1.894
1.919
1.967
2.005
2.025
2.058
2.055
2.064
2.092
2.130
2.158
2.212
2.114 25. Sulawesi Barat
26. Gorontalo
1.701
1.820
1.955
1.978
2.011
2.016
2.063
2.102
2.132
2.163
2.198
2.191
2.202
2.218
2.224
2.276
2.316
2.266 26. Gorontalo
3.820
5.175
6.115
6.178
6.318
6.222
6.315
6.452
6.461
6.492
6.562
6.468
6.509
6.576
6.525
6.592
6.703
13.050
16.356
19.193
19.323
19.951
19.352
20.113
20.561
20.821
21.122
21.916
22.137
22.182
22.627
22.834
23.000
23.483
2.624
3.297
4.056
4.098
4.127
3.926
4.030
4.315
4.527
4.653
4.827
4.874
4.922
5.073
5.177
5.246
5.234
5.028 29. Nusa Tenggara Timur
30. Maluku
1.756
1.808
1.908
1.926
2.000
1.884
1.920
2.021
2.008
2.039
2.084
2.047
2.076
2.128
2.132
2.167
2.244
2.106 30. Maluku
31. Papua
4.752
5.477
6.301
7.231
7.471
7.113
7.245
7.587
7.691
7.823
8.050
8.162
8.134
8.286
8.410
8.703
8.608
7.963 31. Papua
32. Maluku Utara
1.204
1.327
1.449
1.451
1.474
1.436
1.439
1.376
1.374
1.386
1.401
1.402
1.383
1.388
1.377
1.403
1.391
1.368 32. Maluku Utara
33. Papua Barat
1.881
2.523
2.850
3.220
3.376
3.198
3.290
3.494
3.540
3.628
3.741
3.749
3.764
3.824
3.802
3.877
3.836
3.557 33. Papua Barat
259
369
313
332
335
62
59
55
54
55
56
63
60
56
52
89
87
1.030
1.032
1.104
1.106
1.099
1.090
1.097
1.093
1.081
1.092
1.119
1.158
1.116
1.109
1.116
1.133
1.205
Jumlah
458.164
28. Bali
34. Lainnya
526.397
589.229
595.372
608.823
594.725
604.802
619.400
627.523
635.429
651.280
651.180
648.640
655.627
654.521
660.850
671.721
5.420 20. Kalimantan Tengah
6.633 27. Nusa Tenggara Barat

23.307 28. Bali
45 34. Lainnya
1.339 35. Tidak Teridentifikasi
653.288
Total
126
Tabel 4.31 Kredit UMKM dan MKM Menurut Lokasi Proyek Per Daerah Tingkat I
(SMEs Credit and MKM Credit Based on Project Location)

2013
Kelompok Bank
2011
Okt
MKM
2014
2015
2012
Nov
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Category of Bank
Jan
1)
1. Jawa Barat
2. Banten
3. DKI Jakarta
175.897
207.552
56.857
70.082
1. Jawa Barat
2. Banten
3. DKI Jakarta
215.963
237.266
4. D.I Yogyakarta
13.368
15.857
5. Jawa Tengah
95.742
114.094
5. Jawa Tengah
128.190
150.323
6. Jawa Timur
8.430
10.503
7. Bengkulu
8. Jambi
15.415
18.485
8. Jambi
9. Aceh
18.585
20.217
9. Aceh
10. Sumatera Utara
58.917
70.333
10. Sumatera Utara
11. Sumatera Barat
23.000
27.088
11. Sumatera Barat
12. Riau
32.210
37.337
12. Riau
13. Kepulauan Riau
12.940
15.193
13. Kepulauan Riau
30.079
35.261
15. Bangka Belitung
4.551
5.434
15. Bangka Belitung
16. Lampung
20.742
23.862
16. Lampung
17.238
20.819
16.295
19.963
27.365
33.123
8.452
11.769
21. Sulawesi Tengah
11.587
14.043
21. Sulawesi Tengah
42.958
50.569
23. Sulawesi Utara
15.716
18.500
23. Sulawesi Utara
8.595
10.806
25. Sulawesi Barat
3.211
4.002
25. Sulawesi Barat
26. Gorontalo
4.775
5.977
26. Gorontalo
12.762
15.609
28. Bali
27.122
33.573
28. Bali
10.291
12.388
30. Maluku
4.725
5.478
31. Papua
9.505
12.161
32. Maluku Utara
3.104
3.900
32. Maluku Utara
33. Papua Barat
3.630
4.752
33. Papua Barat
13.176
14.288
6. Jawa Timur
7. Bengkulu
34. Lainnya
Jumlah
1)
1.151.392
1.350.606
4. D.I Yogyakarta
30. Maluku
31. Papua
34. Lainnya
Total
1) Since April 2013 data presented only data Micro, Small dan Medium (MSM) Enterprise remembering data MSM still based on credit limit,
while data MSM Enterprise already in accordance with the criteria business of MSM Enterprise in the Act No. 20
127

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BULANAN

STATISTIK PERBANKAN INDONESIA

Vol: 13 No. 2, Januari 2015

The Indonesia Banking Statistic is a publication

Sehubungan dengan beralihnya fungsi, tugas

Due to change function, job and authority of

Dengan perubahan tersebut, diharapkan data

By the change, the provided data can be useful

Mulai bulan Mei 2014, data SPS yang

Start in May 2014, data of the SPS which is a

Sebelumnya laporan dari BUS-UUS disusun

Previously report from BUS-UUS compiled based

Jakarta, Maret 2015

Otoritas Jasa Keuangan, Republik Indonesia

Advance Release Calender (ARC)

Tanda-tanda, dan Sumber Data

Notes, Symbols and Sources of Data

Tanda koma pada angka-angka harap dibaca sebagai

Commas in the numbers please read as point and vice

The data used in the Indonesian Banking Statistics

2. Data from the Commercial Bank Monthly Reports

Sampai dengan bulan Desember 2014 data dalam

Until December 2014, The data publication are also

Departemen Perizinan dan Informasi Perbankan

Bank Licensing and Banking Information Department

DATA BANK UMUM

COMMERCIAL BANK DATA

DATA BANK SYARIAH

SHARIA BANK DATA

DATA BANK PERKREDITAN RAKYAT

RURAL BANK DATA

: Aktiva Produktif Yang Diklasifikasikan

: Classified Earning assets

: Aktiva Tertimbang Menurut Risiko

: Risk Weighted Assets

: Biaya Operasional terhadap Pendapatan

: Operations Expenses to Operations Income

: Bank Pembangunan Daerah

: Regional Development Bank

: Capital Adequacy Ratio

: Capital Adequacy Ratio

: Dana Pihak Ketiga

: Third Party Funds

: Kualitas Aktiva Produktif

: Earning assets Qualtiy

: Kewajiban Bersih Antar Bank

: Inter-Bank Net Liabilities

: Kantor Cabang Pembantu

: Laporan Bulanan Bank Umum

: Commercial Bank Monthly Report

: Loan to Deposit Ratio

: Loan to Deposit Ratio

: Net Interest Margin

: Net Interest Margin

: Non Performing Loan

: Sistem Informasi Perbankan

: Banking Information System

: Usaha Kecil Menengah

: Usaha Mikro Kecil Menengah

: Net Operating Margin

: Net Operating Margin

: Financing to Deposit Ratio

: Financing to Deposit Ratio