Mandiri KPR

mandiri kpr
kapanpun kebutuhan hunian anda , mandiri Saja
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 06/06/2017

Produk-produk Mandiri KPR Bank Mandiri

mandiri KPR
Kredit yang diberikan kepada perorangan untuk membiayai pembelian rumah tinggal/rumah
toko/rumah kantor/rumah susun hunian (apartemen) melalui Developer, broker atau
perorangan.

mandiri KPR Multiguna

Kredit yang diberikan kepada perorangan dengan cara mengagunkan rumah tinggal/rumah
toko/rumah kantor/rumah susun hunian (apartemen).

Consumer Loans Product PT Bank Mandiri

2
Knowledge - Basic (Persero) Tbk.
Fitur Mandiri KPR

Fitur Keterangan

Kredit yang diberikan kepada perorangan untuk membiayai pembelian rumah tinggal/rumah toko/rumah
Definisi kantor/rumah susun hunian (apartemen) melalui Developer, Broker atau perorangan.

Target Karyawan, Professional dan Wiraswasta

Market
Usia Max 56 tahun/usia pensiun utk karyawan dan 60 tahun untuk Professional / Wiraswasta

Income Minimal Rp 2.5 Juta

Limit Min: Rp 45 Jt
Kredit Maks: Rp 15 M

Tenor Max s.d 20 Tahun (Rumah)

Tenor Tenor Max s.d. 15 Tahun (Ruko & Apartemen)

KPR *) MULTIGUNA *)
Suku 5.99% fix 2 Thn pertama, dan 9,5% fix 1 Thn Pertama, dan
Bunga 6.75% fix 2 Thn berikutnya 10,5% fix 2 Thn berikutnya
Minimum Tenor 7 Thn Minimum Tenor 5 Thn
*)Bunga direview bulanan. Bunga yang berlaku adalah bunga saat pencairan kredit.

DBR Maks 60% dari income**)

**)Maks angsuran termasuk kewajiban bank lainnya

Dokumen Pribadi : KTP Suami dan Istri, KK, Surat Nikah, NPWP dan SPT Pribadi
Syarat
Dokumen Income : Slip gaji terakhir, Laporan Keuangan Praktek 2 thn terakhir, Ijin praktek (TDP &
Consumer
DokumenLoans Product SIUP) dan Rekening Tabungan 3 bulan terakhir PT Bank Mandiri
Dokumen Agunan : Sertifikat, IMB dan PBB
Knowledge - Basic (Persero) Tbk.
Fitur Mandiri KPR

Fitur Keterangan

Biaya Biaya Provisi (1% dari limit kredit)

Biaya Appraisal (Rp 1.000.000, utk limit >Rp 1 Miliar dilakukan 2x Appraisal)
Biaya Administrasi (Rp 500.000)
Biaya Notaris & Pengikatan Agunan
Biaya Asuransi (jiwa dan kerugian)

Down
Down Payment
Payment
Jenis Agunan Fasilitas Fasilitas Fasilitas
Kredit I Kredit II Kredit III dst
Rumah tinggal LB > 70 m2 15% 20% 25%
Rumah susun (apartment) LB > 70
15% 20% 25%
m2
Rumah tinggal LB 70 m2 - 15% 20%
Rumah susun (apartemen) LB 22
10% 15% 20%
m2 - 70 m2
Rumah susun (apartemen) LB 21
- 15% 20%
m2
Ruko/Rukan 10% 15% 20%

Objek yang dibiayai atas nama penjual/developer dan dapat dibalik nama atas nama
Agunan
debitur atau suami/istri debitur

Consumer Loans Product PT Bank Mandiri

Knowledge - Basic (Persero) Tbk.
Daftar Developer dan Brokerage House
06/06/2017

DaftarDeveloper
Daftar DeveloperTier
Tier1 1
1 Adhi Realty 15 Paramount
2 Agung Podomoro Land 16 Pembangunan Perumahan (PP)
3 AKR Group 17 Sinar Mas
4 Alam Sutera 18 Synthesis
5 BSD 19 Summarecon
6 Ciputra 20 Wika Realty
7 Duta Putra 21 Argo Manunggal
8 Gapura Prima 22 Bhakti Tamara
9 Intiland 23 Kalbe
10 Jaya Property 24 IMB
11 Lippo 25 Sapphire
12 Lyman Group
13 Metropolitan Land
14 Pakuwon

Daftar
DaftarBrokerage
BrokerageHouse
HouseUnggulan
Unggulan
1 Ray White
2 Era

Consumer Loans Product PT Bank Mandiri

5
Knowledge - Basic (Persero) Tbk.
Consumer Loans Product PT Bank Mandiri
Knowledge - Basic (Persero) Tbk.
Consumer Loans Product PT Bank Mandiri
Knowledge - Basic (Persero) Tbk.
Contact Person :

Sri Parlinah

clbo.fatmawati1@bankmandiri.co.id

HP : 081905534567

Youngki Sendi Kristianando

HP : 081295572412

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Mandiri KTA
 KTA Selco

Kredit Tanpa Agunan yang ditujukan untuk pegawai tetap

Definisi yang telah menyalurkan penghasilannya melalui Bank Mandiri

Usia
Usia Penghasilan
Penghasilan
Min 21 tahun dan pada saat kredit lunas 1. Min Rp. 2 juta/ bulan
Fitur & RAC maks 55 tahun atau sesuai ketentuan
2. Tidak diperkenankan joint income
pensiun perusahaan

Maks
MaksAngsuran
Angsuran(DBR)
(DBR)
Limit
LimitKredit
Kredit
Sampai dengan 1. Min. Rp. 5 juta
60% dari payrol tercermin 2. Maks. Rp. 200 juta

Bunga
Bunga Tenor
Tenor
Maksimal 5 tahun
Mulai dari 18.75% pa eff floating
(setara dengan 0.87% flat/bulan)
 Cicilan Per Bulan
Limit Kredit
1 tahun 2 tahun 3 tahun 4 tahun 5 tahun 6 tahun 7 tahun 8 tahun 9 tahun 10 tahun 11 tahun 12 tahun 13 tahun 14 tahun 15 tahun
Tenor 12 24 36 48 60 72 84 96 108 120 132 144 156 168 180
5,000,000 457,211 248,414 179,510 145,572 125,611 112,630 103,629 97,106 92,227 88,489 85,575 83,269 81,426 79,938 78,729
50,000,000 4,572,110 2,484,142 1,795,103 1,455,719 1,256,111 1,126,302 1,036,290 971,061 922,267 884,894 855,747 832,694 814,256 799,379 787,289
100,000,000 9,073,086 4,896,311 3,515,703 2,834,028 2,431,806 2,169,184 1,986,206 1,852,879 1,752,525 1,675,131 1,614,317 1,565,825 1,526,704 1,494,845 1,468,701
150,000,000 13,609,629 7,344,467 5,273,555 4,251,042 3,647,709 3,253,776 2,979,310 2,779,318 2,628,788 2,512,697 2,421,476 2,348,738 2,290,057 2,242,268 2,203,051
200,000,000 18,146,172 9,792,622 7,031,407 5,668,056 4,863,611 4,338,368 3,972,413 3,705,757 3,505,050 3,350,262 3,228,635 3,131,651 3,053,409 2,989,691 2,937,401
205,000,000 18,406,359 9,842,641 7,006,414 5,601,928 4,769,991 4,224,177 3,841,702 3,561,158 3,348,409 3,182,962 3,051,766 2,946,111 2,859,962 2,789,004 2,730,070
210,000,000 18,855,295 10,082,705 7,177,302 5,738,560 4,886,333 4,327,205 3,935,402 3,648,015 3,430,077 3,260,595 3,126,199 3,017,967 2,929,717 2,857,028 2,796,657
215,000,000 19,304,230 10,322,770 7,348,190 5,875,192 5,002,674 4,430,234 4,029,102 3,734,873 3,511,746 3,338,228 3,200,632 3,089,823 2,999,472 2,925,053 2,863,244
220,000,000 19,753,166 10,562,834 7,519,079 6,011,825 5,119,015 4,533,263 4,122,803 3,821,730 3,593,414 3,415,862 3,275,065 3,161,680 3,069,227 2,993,077 2,929,831
225,000,000 20,202,101 10,802,899 7,689,967 6,148,457 5,235,356 4,636,291 4,216,503 3,908,588 3,675,083 3,493,495 3,349,499 3,233,536 3,138,982 3,061,102 2,996,418
250,000,000 22,446,779 12,003,221 8,544,407 6,831,619 5,817,063 5,151,435 4,685,003 4,342,875 4,083,425 3,881,661 3,721,665 3,592,818 3,487,758 3,401,224 3,329,353
275,000,000 24,691,457 13,203,543 9,398,848 7,514,781 6,398,769 5,666,578 5,153,503 4,777,163 4,491,768 4,269,827 4,093,832 3,952,099 3,836,534 3,741,346 3,662,289
300,000,000 26,936,135 14,403,865 10,253,289 8,197,943 6,980,475 6,181,722 5,622,003 5,211,450 4,900,110 4,657,993 4,465,998 4,311,381 4,185,310 4,081,469 3,995,224
325,000,000 29,180,813 15,604,187 11,107,730 8,881,105 7,562,182 6,696,865 6,090,504 5,645,738 5,308,453 5,046,159 4,838,165 4,670,663 4,534,085 4,421,591 4,328,160
350,000,000 31,425,491 16,804,509 11,962,170 9,564,267 8,143,888 7,212,009 6,559,004 6,080,025 5,716,795 5,434,325 5,210,331 5,029,945 4,882,861 4,761,714 4,661,095
375,000,000 33,670,169 18,004,831 12,816,611 10,247,429 8,725,594 7,727,152 7,027,504 6,514,313 6,125,138 5,822,491 5,582,498 5,389,227 5,231,637 5,101,836 4,994,030
400,000,000 35,914,847 19,205,153 13,671,052 10,930,591 9,307,300 8,242,296 7,496,005 6,948,600 6,533,480 6,210,657 5,954,664 5,748,508 5,580,413 5,441,958 5,326,966
425,000,000 38,159,525 20,405,475 14,525,493 11,613,753 9,889,007 8,757,439 7,964,505 7,382,888 6,941,823 6,598,823 6,326,831 6,107,790 5,929,189 5,782,081 5,659,901
450,000,000 40,404,203 21,605,797 15,379,933 12,296,914 10,470,713 9,272,583 8,433,005 7,817,175 7,350,166 6,986,990 6,698,998 6,467,072 6,277,964 6,122,203 5,992,836
475,000,000 42,648,881 22,806,120 16,234,374 12,980,076 11,052,419 9,787,726 8,901,506 8,251,463 7,758,508 7,375,156 7,071,164 6,826,354 6,626,740 6,462,326 6,325,772
500,000,000 44,893,559 24,006,442 17,088,815 13,663,238 11,634,125 10,302,870 9,370,006 8,685,751 8,166,851 7,763,322 7,443,331 7,185,635 6,975,516 6,802,448 6,658,707
525,000,000 47,138,237 25,206,764 17,943,256 14,346,400 12,215,832 10,818,013 9,838,506 9,120,038 8,575,193 8,151,488 7,815,497 7,544,917 7,324,292 7,142,570 6,991,642
550,000,000 49,382,915 26,407,086 18,797,696 15,029,562 12,797,538 11,333,157 10,307,006 9,554,326 8,983,536 8,539,654 8,187,664 7,904,199 7,673,068 7,482,693 7,324,578
575,000,000 51,627,593 27,607,408 19,652,137 15,712,724 13,379,244 11,848,300 10,775,507 9,988,613 9,391,878 8,927,820 8,559,830 8,263,481 8,021,843 7,822,815 7,657,513
600,000,000 53,872,271 28,807,730 20,506,578 16,395,886 13,960,951 12,363,444 11,244,007 10,422,901 9,800,221 9,315,986 8,931,997 8,622,763 8,370,619 8,162,938 7,990,448
625,000,000 56,116,949 30,008,052 21,361,019 17,079,048 14,542,657 12,878,587 11,712,507 10,857,188 10,208,563 9,704,152 9,304,163 8,982,044 8,719,395 8,503,060 8,323,384
650,000,000 58,361,626 31,208,374 22,215,459 17,762,210 15,124,363 13,393,731 12,181,008 11,291,476 10,616,906 10,092,318 9,676,330 9,341,326 9,068,171 8,843,182 8,656,319
675,000,000 60,606,304 32,408,696 23,069,900 18,445,372 15,706,069 13,908,874 12,649,508 11,725,763 11,025,248 10,480,484 10,048,496 9,700,608 9,416,947 9,183,305 8,989,254
700,000,000 62,850,982 33,609,018 23,924,341 19,128,534 16,287,776 14,424,018 13,118,008 12,160,051 11,433,591 10,868,650 10,420,663 10,059,890 9,765,723 9,523,427 9,322,190
725,000,000 65,095,660 34,809,340 24,778,782 19,811,695 16,869,482 14,939,161 13,586,508 12,594,338 11,841,933 11,256,817 10,792,829 10,419,171 10,114,498 9,863,550 9,655,125
750,000,000 67,340,338 36,009,662 25,633,222 20,494,857 17,451,188 15,454,305 14,055,009 13,028,626 12,250,276 11,644,983 11,164,996 10,778,453 10,463,274 10,203,672 9,988,060
775,000,000 69,585,016 37,209,985 26,487,663 21,178,019 18,032,894 15,969,448 14,523,509 13,462,913 12,658,618 12,033,149 11,537,162 11,137,735 10,812,050 10,543,795 10,320,996
800,000,000 71,829,694 38,410,307 27,342,104 21,861,181 18,614,601 16,484,592 14,992,009 13,897,201 13,066,961 12,421,315 11,909,329 11,497,017 11,160,826 10,883,917 10,653,931
825,000,000 74,074,372 39,610,629 28,196,545 22,544,343 19,196,307 16,999,735 15,460,510 14,331,488 13,475,303 12,809,481 12,281,495 11,856,298 11,509,602 11,224,039 10,986,866
850,000,000 76,319,050 40,810,951 29,050,985 23,227,505 19,778,013 17,514,879 15,929,010 14,765,776 13,883,646 13,197,647 12,653,662 12,215,580 11,858,377 11,564,162 11,319,802
875,000,000 78,563,728 42,011,273 29,905,426 23,910,667 20,359,719 18,030,022 16,397,510 15,200,063 14,291,989 13,585,813 13,025,829 12,574,862 12,207,153 11,904,284 11,652,737
900,000,000 80,808,406 43,211,595 30,759,867 24,593,829 20,941,426 18,545,166 16,866,010 15,634,351 14,700,331 13,973,979 13,397,995 12,934,144 12,555,929 12,244,407 11,985,672
925,000,000 83,053,084 44,411,917 31,614,308 25,276,991 21,523,132 19,060,309 17,334,511 16,068,638 15,108,674 14,362,145 13,770,162 13,293,426 12,904,705 12,584,529 12,318,608
950,000,000 85,297,762 45,612,239 32,468,748 25,960,153 22,104,838 19,575,453 17,803,011 16,502,926 15,517,016 14,750,311 14,142,328 13,652,707 13,253,481 12,924,651 12,651,543
975,000,000 87,542,440 46,812,561 33,323,189 26,643,315 22,686,545 20,090,596 18,271,511 16,937,214 15,925,359 15,138,477 14,514,495 14,011,989 13,602,256 13,264,774 12,984,479
1,000,000,000 89,787,118 48,012,883 34,177,630 27,326,476 23,268,251 20,605,739 18,740,012 17,371,501 16,333,701 15,526,644 14,886,661 14,371,271 13,951,032 13,604,896 13,317,414
Contact Person :

Nidia Nurlita

clbo.fatmawati1@bankmandiri.co.id

HP : 08569849651

Sumardi

HP : 081317452277

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