CALCULATOR ANGSURAN KREDIT SEPEDA M

Tidak untuk umum

Wilayah
Brand
OTR
DP Bayar Konsumen
Tenor
Biaya Admin
TAC
Disc Unit (MS 009) KSM
JP Referral (MS 203) KSM
Asuransi
Premi Asuransi
Nett Rate
Effective Rate
Flat Rate
Pokok Hutang / Pricipal
Interest / Margin / Bunga
Angsuran
Discount Dealer ke Konsumen
Total Bayar Konsumen
Total Bayar Bunga
Bunga per Bulan
Bunga per Tahun

Transfer ke dealer
 CALCULATOR ANGSURAN KREDIT SEPEDA MOTOR
Tidak untuk umum

3
Honda
Rp 22,474,000
Rp 2,000,000 8.90%
20 bulan
Rp 200,000 KSM
Rp 650,000 17.50%
Rp - 0.00%
Rp -
TLO
Rp 235,902 1.050%
26.00%
28.74%
16.21%
Rp 20,909,902
Rp 5,650,098
Rp 1,328,000 /bulan

.
#VALUE!
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#VALUE!

Rp 23,124,000
R

Wilayah 3 : Selain Wilayah 1 dan 2

DP <10%

Max TAC
Rp 1,034,000

1.050%
 CALCULATOR ANGSURAN KREDIT SEPEDA MOTOR
Tidak untuk umum

Wilayah 3
OTR Rp 14,000,000
Pencairan Rp 8,000,000 57.14% ==>
DP Konsumen Rp 6,000,000 42.86%
Tenor 36 bulan
Biaya Admin Rp 200,000 KSM MG
TAC Rp 150,000 17.50%
Disc Unit (MS 009) KSM Rp - 0.00%
JP Referral (MS 203) KSM Rp -
Asuransi TLO
Premi Asuransi Rp 243,880 1.742%
Nett Rate 31.00%
Effective Rate 30.55%
Flat Rate 17.97%
Pokok Hutang / Pricipal Rp 8,443,880
Interest / Margin / Bunga Rp 4,552,120
Angsuran Rp 361,000 /bulan

Discount Dealer ke Konsumen

Total Bayar Konsumen Rp 12,996,000
Total Bayar Bunga Rp 4,996,000 59.17%
Bunga per Bulan Rp 138,778 1.64%
Bunga per Tahun 19.72%

Biaya Admin KSM MG

Transfer ke konsumen Rp 8,000,000
 T SEPEDA MOTOR
um

Wilayah 3 : Selain Wilayah 1 dan 2

Rp 8,000,000

Rp 842,000

1.742%
 CARI RATE
Wilayah 3
OTR 20,000,000
DP Bayar Konsumen 3,000,000 15.00%
Tenor 12
Angsuran 1,683,000
Biaya Administrasi 200,000 KSM
TAC 300,000 17.50%
Diskon Unit (MS 009) 0 0.00%
JP Refferal (MS 203) 0
Asuransi TLO
Insurance 134,000 0.670%
Pokok Hutang 17,334,000
Bunga 2,862,000
Nett Rate 28.06%
Effective Rate 29.20%
Flat Rate 16.51%

Discount Dealer ke Konsumen

Total Bayar Konsumen Rp 23,196,000
Total Bayar Bunga Rp 3,196,000 18.44%
Bunga per Bulan Rp 266,333 1.54%
Bunga per Tahun 18.44%
Wilayah 3 : Selain Wilayah 1 dan 2

Max TAC
541,000

0.670%
 Premi Asuransi Comprehensive Premi Asuransi Comprehensive
Premi Asuransi TLO (Low) (Premium)
Bulan OTR < 75jt dan < 250 cc OTR > 75jt atau > 250 cc
Wilayah 1 Wilayah 2 Wilayah 3 Wilayah 1 Wilayah 2 Wilayah 3 Wilayah 1 Wilayah 2 Wilayah 3

9 1.3200% 1.3500% 0.5025% ### ### ### ### ### ###

10 1.4667% 1.5000% 0.5583% ### ### ### ### ### ###
11 1.6133% 1.6500% 0.6142% ### ### ### ### ### ###
12 1.7600% 1.8000% 0.6700% ### ### ### ### ### ###
13 1.8847% 1.9275% 0.7175% ### ### ### ### ### ###
14 2.0093% 2.0550% 0.7649% ### ### ### ### ### ###
15 2.1340% 2.1825% 0.8124% ### ### ### ### ### ###
16 2.2587% 2.3100% 0.8598% ### ### ### ### ### ###
17 2.3833% 2.4375% 0.9073% ### ### ### ### ### ###
18 2.5080% 2.5650% 0.9548% ### ### ### ### ### ###
19 2.6327% 2.6925% 1.0022% ### ### ### ### ### ###
20 2.7573% 2.8200% 1.0497% ### ### ### ### ### ###
21 2.8820% 2.9475% 1.0971% ### ### ### ### ### ###
22 3.0067% 3.0750% 1.1446% ### ### ### ### ### ###
23 3.1313% 3.2025% 1.1920% ### ### ### ### ### ###
24 3.2560% 3.3300% 1.2395% ### ### ### ### ### ###
25 3.3660% 3.4425% 1.2814% ### ### ### ### ### ###
26 3.4760% 3.5550% 1.3233% ### ### ### ### ### ###
27 3.5860% 3.6675% 1.3651% ### ### ### ### ### ###
28 3.6960% 3.7800% 1.4070% ### ### ### ### ### ###
29 3.8060% 3.8925% 1.4489% ### ### ### ### ### ###
30 3.9160% 4.0050% 1.4908% ### ### ### ### ### ###
31 4.0260% 4.1175% 1.5326% ### ### ### ### ### ###
32 4.1360% 4.2300% 1.5745% ### ### ### ### ### ###
33 4.2460% 4.3425% 1.6164% ### ### ### ### ### ###
34 4.3560% 4.4550% 1.6583% ### ### ### ### ### ###
35 4.4660% 4.5675% 1.7001% ### ### ### ### ### ###
36 4.5760% 4.6800% 1.7420% ### ### ### ### ### ###
37 4.6787% 4.7850% 1.7811% 10.4940% 10.4940% 10.4940% 13.9620% 13.9620% 13.9620%
38 4.7813% 4.8900% 1.8202% 10.4940% 10.4940% 10.4940% 13.9620% 13.9620% 13.9620%
39 4.8840% 4.9950% 1.8593% 10.4940% 10.4940% 10.4940% 13.9620% 13.9620% 13.9620%
40 4.9867% 5.1000% 1.8983% 10.4940% 10.4940% 10.4940% 13.9620% 13.9620% 13.9620%
41 5.0893% 5.2050% 1.9374% 10.4940% 10.4940% 10.4940% 13.9620% 13.9620% 13.9620%
42 5.1920% 5.3100% 1.9765% 10.4940% 10.4940% 10.4940% 13.9620% 13.9620% 13.9620%
43 5.2947% 5.4150% 2.0156% 10.4940% 10.4940% 10.4940% 13.9620% 13.9620% 13.9620%
44 5.3973% 5.5200% 2.0547% 10.4940% 10.4940% 10.4940% 13.9620% 13.9620% 13.9620%
45 5.5000% 5.6250% 2.0938% 10.4940% 10.4940% 10.4940% 13.9620% 13.9620% 13.9620%
46 5.6027% 5.7300% 2.1328% 10.4940% 10.4940% 10.4940% 13.9620% 13.9620% 13.9620%
47 5.7053% 5.8350% 2.1719% 10.4940% 10.4940% 10.4940% 13.9620% 13.9620% 13.9620%
48 5.8080% 5.9400% 2.2110% 10.4940% 10.4940% 10.4940% 13.9620% 13.9620% 13.9620%
49 5.8960% 6.0300% 2.2445%
50 5.9840% 6.1200% 2.2780%
51 6.0720% 6.2100% 2.3115%
52 6.1600% 6.3000% 2.3450%
53 6.2480% 6.3900% 2.3785%
54 6.3360% 6.4800% 2.4120%
55 6.4240% 6.5700% 2.4455%
56 6.5120% 6.6600% 2.4790%
57 6.6000% 6.7500% 2.5125%
58 6.6880% 6.8400% 2.5460%
59 6.7760% 6.9300% 2.5795%
60 6.8640% 7.0200% 2.6130%
Premi CP
(KSM)

### Rate Asuransi TLO

### Wilayah 1 1.76%

### Wilayah 2 1.80% Sumatra dan Kepulauan

### Wilayah 3 0.67% DKI, Jabar, Banten

### Selain Wilayah 1 dan 2

### Depresiasi

### Tahun 1 100%

### Tahun 2 85%

### Tahun 3 75%

### Tahun 4 70%

### Tahun 5 60%

###
### Comprehensive (Low)

### Resiko sendiri Partial Loss Rp350.000,-/kejadian

### Resiko sendiri Total Loss Rp550.000,-

###
### Comprehensive (Premium)

### Resiko sendiri Partial Loss Rp500.000,-/kejadian

### Resiko sendiri Total Loss 5% of TSI (Total Sum Insured)

###
### PA 0.50%

### Personal Accident (WAJIB untuk brand Vespa jika pilih asuransi Comprehensive)

###
###
 ###
###
###
###
1.0500%
1.0800%
1.1000%
1.1300%
1.1500%
1.1800%
1.2000%
1.2200%
1.2500%
1.2700%
1.3000%
1.3200%
1.3500%
1.3800%
1.4000%
1.4300%
1.4500%
1.4800%
1.5000%
1.5300%
1.5500%
1.5800%
1.6000%
1.6300%
prehensive)