MERK KENDARAAN : TOYOTA

TYPE KENDARAAN : TOYOTA-RUSH-1.5 S M/T

JENIS KENDARAAN : Passenger
USAGE : Non Commercial
TAHUN KENDARAAN : 2019
### TAKSASI OTR : 228,300,015

OTR PENGAJUAN : 228,300,000

TYPE CUSTOMER : NEW CUSTOMER

SISA KEWAJIBAN (JIKA TOP UP) : -
TYPE ANGSURAN : ADDM
WILAYAH ASURANSI : WILAYAH 1
WILAYAH FIDUCIA : NON-AREA 3 & 4
SUMBER REFERRAL : WIRA MTF
BATAS PREMI : BAWAH
TYPE CUSTOMER : PERSONAL
ASURANSI : Tenor
1
2
3
4

5
TENOR 12
TAKSASI OTR 228,300,000
LTV MAKS 90%

LTV DIAJUKAN
(Input : Maksimal sama dengan 90.00%
angka LTV Maks)
Nett DP 10.00%
Nett DP (Rp) 22,830,000
LEASING CASH DEPOSIT (Rp) -
POKOK HUTANG 205,470,000
RATE % P.A 8.00%
RATE RP 16,437,600
ANGSURAN 18,493,000
TOTAL BAYAR PERTAMA
ASURANSI 2,271,585
ADMINISTRASI 3,150,000
FIDUCIA 344,000
ANGSURAN 18,493,000
PROVISI 3,082,050
NILAI TITIPAN ANGSURAN -
TOTAL 27,340,635
TDP (Rp) 50,170,635
PENCAIRAN 178,129,365
BIAYA BALIK NAMA (BBN FEE) -
SISA KEWAJIBAN (JIKA TOP UP) -
SISA PENCAIRAN 178,129,365
 4/10/23 8:02 AM
1

19

0
ANGSURAN SEBELUMNYA : -
1
SUMATERA DAN SEKITARNYA

PILIH LICENSE PLATE : BG - Sumatera Selatan

Coverage Banjir TIDAK ACP ADA

TLO Gempa TIDAK 1.50%
TLO Huru-hara TIDAK
TLO Teroris TIDAK
TLO TJH -
Pengemudi 0
Penumpang 0
Jumlah Penumpang 0
6 7 8
24 36 48
228,300,000 228,300,000 228,300,000
90% 90% 90%

90.00% 90.00% 90.00%

10.00% 10.00% 10.00%

22,830,000 22,830,000 22,830,000
- - -
205,470,000 205,470,000 205,470,000
8.46% 8.70% 8.91%
34,765,524 53,627,670 73,229,508
10,010,000 7,198,000 5,807,000

4,479,246 7,054,470 9,990,408

 3,150,000 3,150,000 3,150,000
344,000 344,000 344,000
10,010,000 7,198,000 5,807,000
3,082,050 3,082,050 3,082,050
- - -
21,065,296 20,828,520 22,373,458
43,895,296 43,658,520 45,203,458
184,404,704 184,641,480 183,096,542
- - -
- - -
184,404,704 184,641,480 183,096,542
 FORM PERHITUNGAN KREDIT CUSTO
Harga Kendaraan OTR : Rp 228,300,000

Biaya Administrasi : Rp 3,150,000

Biaya Fidusia : Rp 344,000

Total Premi Asuransi : Rp 2,271,585

Total A :

Uang Muka (DP) Net : Rp 22,830,000

Leasing Cash Deposit Rp 0

Biaya Administrasi : Rp 3,150,000

Biaya Fidusia : Rp 344,000

Premi Asuransi dibayar Tunai : Rp 2,271,585

Total B
Pokok Hutang (A) – (B)
Suku Bunga : 8.00%

Total Kredit (Total Hutang)

Tenor : 12 Bulan

Angsuran Per Bulan Rp 18,493,000

Deposit Angsuran : Rp 0

Angsuran Pertama : ADVANCE

Pencairan (Rp) : Rp 178,129,365

(Nama SO)
REDIT CUSTOMER

(+)

:Rp 234,065,585

(+)

:Rp 28,595,585
:Rp 205,470,000
:Rp 16,437,600

:Rp 221,907,600
HERWAN ANTONI
 KETENTUAN LTV TERBARU !!! PASSENGER JEP
80%,COMMERCIAL 70%,MOGE 70%, LUXURY

MERK KENDARAAN : TOYOTA

TYPE KENDARAAN : TOYOTA-RUSH-1.5 S M/T
JENIS KENDARAAN : Passenger
USAGE : Non Commercial
TAHUN KENDARAAN : 2019
-6.5703018E-08 TAKSASI OTR : 228,300,015
OTR PENGAJUAN : 228,300,000
TYPE CUSTOMER : NEW CUSTOMER
SISA KEWAJIBAN (JIKA : -
TYPE ANGSURAN : ADDM
WILAYAH ASURANSI : WILAYAH 1
REGIONAL : 2
WILAYAH FIDUCIA : NON-AREA 3 & 4
SUMBER REFERRAL : WIRA MTF
BATAS PREMI : BAWAH
TYPE CUSTOMER : PERSONAL
ASURANSI : Tenor
1
2
3
4

5
TENOR 12
TAKSASI OTR 228,300,000
LTV MAKS 90%
LTV DIAJUKAN 90.00%
(Input : Maksimal
sama dengan angka
LTV Maks)
Nett DP 10.00%
Nett DP (Rp) 22,830,000
LEASING CASH
DEPOSIT (Rp) -
POKOK HUTANG 205,470,000
RATE % P.A 8.00%
RATE RP 16,437,600
ANGSURAN 18,493,000
TOTAL BAYAR PERTAMA
ASURANSI 2,271,585
ADMINISTRASI 3,150,000
FIDUCIA 344,000
ANGSURAN 18,493,000
PROVISI 1.50% 3,082,050
NILAI TITIPAN ANGSURAN -
TOTAL 27,340,635
TDP (Rp) 50,170,635
PENCAIRAN 178,129,365
BIAYA BALIK NAMA (BBN FEE) -
SISA KEWAJIBAN (JIKA TOP UP) -
SISA PENCAIRAN 178,129,365

KOLOM TAMBAHAN YANG WAJIB DIISI

NAMA CUSTOMER : HERWAN ANTONI
PRODUCT ID : FASILITAS DANA PASSENGER REWARD BMR
PRODUCT OFFERING : FLT DN REWARD BMRI CUST NEW DP10_4t
MANDIRI KPM : NO
JUMLAH UNIT : 1
WIRA ACTIVITY NO :
NO
!!! PASSENGER JEPANG 90%, PASSENGER NON JEPANG
OGE 70%, LUXURY CAR 50%, C2C 80%, USED CAR 70%

TA-RUSH-1.5 S M/T RX 270

1

19

Tidak Ada Deviasi Harga Kendaraan

1
ANGSURAN SEBELUMNYA : -
BIAYA BALIK NAMA (BBN FEE) : -
SUMATERA DAN SEKITARNYA

1
PILIH LICENSE PLABG - Sumatera Selatan
TYPE PEMBIAYAAMULTIGUNA (FASILITAS DANA / MODAL
RUBAH PAKET DISINI
Coverage Banjir TIDAK ACP ADA
TLO Gempa TIDAK UPP RATE 1.50%
TLO Huru-hara TIDAK Adm Jual 3,150,000
TLO Teroris TIDAK Upping ACP 30.00%
TLO TJH - TENOR YG DIPAK 12
Pengemudi - Jenis Asset Non-Truck
Penumpang - HIC NO
Jumlah Penumpa - DEPOSIT ANGSU 0
6 7 8 Tipe Asuransi Full TLO
24 36 48
228,300,000 228,300,000 228,300,000
90% 90% 90%
 90.00% 90.00% 90.00%

10.00% 10.00% 10.00%

22,830,000 22,830,000 22,830,000
- - -
205,470,000 205,470,000 205,470,000
8.46% 8.70% 8.91%
34,765,524 53,627,670 73,229,508
10,010,000 7,198,000 5,807,000

4,479,246 7,054,470 9,990,408

3,150,000 3,150,000 3,150,000
344,000 344,000 344,000
10,010,000 7,198,000 5,807,000
3,082,050 3,082,050 3,082,050
- - -
21,065,296 20,828,520 22,373,458
43,895,296 43,658,520 45,203,458
184,404,704 184,641,480 183,096,542
- - -
- - -
184,404,704 184,641,480 183,096,542

MBAHAN YANG WAJIB DIISI OLEH SALES OFFICER MTF

AN ANTONI
TAS DANA PASSENGER REWARD BMRI NEW CUSTOMER - ADDB
REWARD BMRI CUST NEW DP10_4th JEPANG - ADDB
jenis kendaraan
AUDI
BENTLEY
###
2
CHEVROLET
COOPER

DAIHATSU
DATSUN
DODGE
DUCATI
PERSONAL

COMPANY
COMPANY
PERSONAL
HONDA
HYUNDAI
ISUZU
JEEP
12
24
36
48
LEXUS
MAZDA
MERCEDES
MERCEDES BENZ
NISSAN
 TENOR 12 Bulan 24 Bulan 36 Bulan 48 Bulan
Total Reward 3,084,615 4,166,667 5,717,949 7,269,231
Reward 1 (Insentif Data) 584,615 666,667 717,949 769,231
Insentif Tambahan (Regalo) 2,500,000 3,500,000 5,000,000 6,500,000
Reward 1 budget dari Admin 500 rb + asuransi
###
###
 SIMULASI KREDIT (INTERNAL MTF) 1 FEBRUARI 2022
NAMA CUSTOMER : HERWAN ANTONI
PRODUCT ID : FASILITAS DANA PASSENGER REWARD BMRI NEW CUSTOMER - ADDB
PRODUCT OFFERING : FLT DN REWARD BMRI CUST NEW DP10_4th JEPANG - ADDB
TYPE UNIT / TAHUN : TOYOTA-RUSH-1.5 S M/T
HARGA KENDARAAN Rp : 228,300,000
UANG MUKA (DP) Rp : 22,830,000
LEASING CASH DEPOSIT Rp : -
ADMINISTRASI KREDIT Rp : 3,150,000
FIDUSIA Rp : 344,000
PROVISI Rp : 3,082,050
ASURANSI Rp : 2,271,585
ANGSURAN Rp : 18,493,000
TENOR : 12 Bulan
RATE BUNGA : 8.00%
TOTAL BAYAR PERTAMA Rp : 50,170,635
POKOK HUTANG Rp : 205,470,000

DETAIL ASURANSI
INSURANCE ENTRY
Water
TAHUN ASURANSI TJH HURU-HARA BANJIR Hammer &
Thef by
Driver
1 TLO 0 NO NO NO
2 TLO 0 NO NO NO
3 TLO 0 NO NO NO
4 TLO 0 NO NO NO
5 TLO 0 NO NO NO
6 TLO 0 NO NO NO
7 TLO 0 NO NO NO
NAL MTF) 1 FEBRUARI 2022
INSURANCE PAID ENTRY
NEW CUSTOMER - ADDB TAHUN CASH/ON LOAN
JEPANG - ADDB 1 CASH
H-1.5 S M/T / 2019 2 CASH
3 CASH
DP 10.00% 4 CASH

CASH APPLICATION DATA ENTRY

CARA PEMBAYARAN
CASH MANDIRI KPM (KKB)
ANGSURAN PERTAMA
ADVANCE KONDISI KENDARAAN
SPESIFIK PRODUCT
JUMLAH UNIT
BBN
WIRA NO
REFUND ADMINISTRATION
ASURANSI REFUND PROVISION
NCE ENTRY TYPE CUSTOMER

GEMPA TERORIS PA PENGEMUDI PA PENUMPANG

NO NO NO 0
NO NO NO 0
NO NO NO 0
NO NO NO 0
NO NO NO 0
NO NO NO 0
NO NO NO 0
INSURANCE PAID ENTRY INSURANCE ENTRY
(B) DISKON PAID USAGE Non Commercial
-308,205 2,271,585 RATE JUAL BAWAH
0 0 WILAYAH ASURANSI WILAYAH 1
0 0 ASURANSI CLP 30%
0 0 ACP & AXP YES
GAP NO
APPLICATION DATA ENTRY HIC NO
AUTO COLLECTION RATE JUAL ACP REGULAR RATE
NO
ADVANCE FINANCIAL DATA ENTRY
USED CAR DEPOSIT ANGSURAN 0 Bulan -
MULTIGUNA
1
-
-
-
-
PERSONAL