Anda di halaman 1dari 109

Normal

Jenis Unit Passanger


RUBAH YANG WARNA KUNING SAJA
Tenor 4 Tahun

Angsuran ADDB 613 602

Bunga 5.70% / Tahun ADDM ADDM


None 4 5

None
Perluasan
None

None .

Asuransi On Loan

TJH -

PA Pengemudi -

PA Penumpang - 7 Orang

ACP No

Provisi cash No 8,000,000

Provisi OL No 160,900,000
Harga Kendaraan Isi Rp. 168,900,000

Administrasi kredit Rp. 2,500,000

Asuransi 3.67% Rp. 6,204,000

TOTAL (A) Rp. 177,604,000


Yang dibayar customer :

Uang muka 25.00% Rp. 42,225,000


Administrasi kredit Rp. 2,500,000
Asuransi 0.00% Rp. -

0 TOTAL (B) Rp. 44,725,000


Sisa Pokok Kredit (A) - (B) Rp. 132,879,000
Rp. 0
Bunga 22.80% Rp. 30,296,412
Total Kredit 48 Bulan Rp. 163,175,412

ANGSURAN PER BULAN Rp. 3,400,000

Yang dibayar Customer :

Total (B) Rp. 44,725,000

Page 1
Normal
ANGSURAN Rp. -
PROVISI Rp. -
TDP Rp. 44,725,000 28,725,000

ALLRISK/TLO ACP BANJIR

Tahun I 100% 168,900,000 ALLRISK 4,171,830 861,390 -


Tahun II 90% 152,010,000 TLO 668,844 878,280 -
Tahun III 80% 135,120,000 TLO 594,528 912,060 -
Tahun IV 70% 118,230,000 TLO 768,495 1,030,290 -
Tahun V 0% - TLO - - -
Tahun VI 0% - ALLRISK - - -
Tahun VII 0% - ALLRISK - - -
TOTAL ASURANSI 6,203,697 3,682,020 -
TJH 1.00% - -
PA Pengemudi 0.50% - -
PA Penumpang 0.10% - -
ACP -
GAP No - 0
L ASURANSI + TJH + PA + ACP 6,204,000

2 Yes 1,547,124

3 No 1,506,588

4 1,798,785

5 372240 -

10

FAST & EASY CASH CREDIT


25% ADDM ADDB ADDM ADDB

1TH 3.75% 5.49% 3.98% 5.49%


2TH 4.25% 5.49% 4.49% 5.49%
3TH 4.45% 5.49% 4.68% 5.49%
4TH 4.75% 6.19% 4.99% 6.19%
5TH 6.21% 6.50% 5.98% 6.50%
6TH 6.63% 6.92% 6.48% 6.92%
7TH 7.06% 7.29% 7.14% 7.29%

SMART & EASY CASH BUNGA PINTER 25 30


30% ADDM ADDB ADDM ADDB ADDM

1TH 3.55% 5.36% 1TH 3.75% 5.74% 3.49%


2TH 4.15% 5.46% 2 TH 4.40% 5.74% 4.29%
3TH 4.35% 5.81% 3TH 4.60% 5.74% 4.50%
4TH 4.65% 6.05% 4 TH 4.80% 6.49% 4.74%
5TH 6.00% 7.00% 5 TH 5.99% 7.24% 5.24%

Page 2
Normal
6TH 6 TH 6.49% 7.49%
7 TH 7.49% 8.49%

KEMILAU CASH / CREDIT


DP 25 % DP 20 %
ADDM ADDB ADDM ADDB
1TH 5.98% 6.62% 6.50% 7.74%
2TH 6.18% 6.88% 7.00% 7.68%
3TH 6.39% 6.92% 7.20% 7.68%
4TH 6.84% 7.19% 7.59% 7.98%
5TH 6.98% 7.28% 8.60% 8.98%
6TH

PICK UP
25 %% ADDM ADDB

1TH 7.12% - %
2TH 7.63% - %
3TH 7.92% - %
4TH 8.42% - %
5TH
6TH

Page 3
Normal

DRAFT PERHITUNGAN HARGA

PROMO TOYOTA MUDIK LEBARAN ! PESAN SEKARANG


TOTA BAYAR
TIPE ANGSURAN X60 TIPE
DP
PAKET DP MINIM PAKET ANGSURAN TE
AGYA GR MANUAL 18 Jt Rp 3,180,000 AGYA GR MANUAL
AGYA GR MATIC 21 Jt Rp 3,470,000 AGYA GR MATIC
AVANZA G MANUAL 34 Jt Rp 4,650,000 AVANZA G MANUAL
AVANZA G MATIC 31 Jt Rp 5,350,000 AVANZA G MATIC
AVANZA G MATIC TSS 37 Jt Rp 5,750,000 AVANZA G MATIC TSS
VELOZ 1.5 MANUAL 35 Jt Rp 5,460,000 VELOZ 1.5 MANUAL
VELOZ Q MATIC 39 Jt Rp 5,910,000 VELOZ Q MATIC
VELOZ Q MATIC TSS 42 Jt Rp 6,340,000 VELOZ Q MATIC TSS
RAIZE GR MATIC 34 Jt Rp 5,350,000 RAIZE GR MATIC
RAIZE GR MATIC TSS 38 Jt Rp 5,780,000 RAIZE GR MATIC TSS
RUSH GR MANUAL 34 Jt Rp 5,640,000 RUSH GR MANUAL
RUSH GR MATIC 35 Jt Rp 5,850,000 RUSH GR MATIC
WWW.PASARTOYOTA.COM | WWW.KREDITTOYOTAMURAH.ID | @PASA
@KREDITTOYOTAMURAHID | FAJARHANS - 0822.4070.6718

$ 300,000

$ 300,000

$ 300,000

$ 600,000

$ 500,000

-- $ 500,000

$ 300,000

$ 300,000

$ 500,000

$ 500,000

$ 450,000

$ 500,000

$ 500,000

$ 500,000
$ 500,000
$ 300,000

Page 4
Normal
$ 400,000
$ 100,000
$ 200,000
$ 400,000
TABEL ASURANSI
GEMPA HURU-HARA

- -
- -
- -
- -
- -
- -
- -
- -

30 50
ADDB ADDM

5.49% 2.55%
5.49% 4.30%
5.49% 4.45%
5.99% 4.70%
6.99% 4.75%

Page 5
Normal

Page 6
Normal

ARANG JUGA !
TOTA BAYAR PROMO SISA STOCK 2021 - PESAN SEKARANG JUGA - UNIT
ANGSURAN X60
DP
SURAN TERJANGKAU
27 Jt Rp 2,900,000 NEW CALYA G MANUAL NEW CALYA G
31 Jt Rp 3,160,000 TENOR 60 BULAN TENOR 60 B
48 Jt Rp 4,240,000 15 Jt Rp 3,600,000 17 Jt
49 Jt Rp 4,780,000 22 Jt Rp 3,000,000 24 Jt
54 Jt Rp 5,230,000 32 Jt Rp 2,750,000 34 Jt
51 Jt Rp 4,970,000
56 Jt Rp 5,380,000 NEW AGYA GR MANUAL NEW AGYA GR
61 Jt Rp 5,760,000 TENOR 60 BULAN TENOR 60 B
50 Jt Rp 4,870,000 15 Jt Rp 3,590,000 18 Jt
55 Jt Rp 5,250,000 22 Jt Rp 2,980,000 25 Jt
51 Jt Rp 5,130,000 32 Jt Rp 2,740,000 35 Jt
53 Jt Rp 5,320,000
| @PASARTOYOTA |
70.6718 NEW AVANZA G MANUAL NEW AVANZA
TENOR 60 BULAN TENOR 60 B
33 Jt Rp 4,920,000 35 Jt
47 Jt Rp 4,520,000 49 Jt

NEW RUSH GR MANUAL


TENOR 60 BULAN / 5 TAHUN
TOTAL BAYAR DP ANGSURAN
Rp 30,000,000 Rp 5,800,000
Rp 47,000,000 Rp 5,280,000

Page 7
Normal

Page 8
Normal

0 0
10000000 ALLRISK

20000000 TLO

UNIT TERBATAS 30000000

40000000

YA G MATIC 50000000

60 BULAN 60000000

Rp 3,870,000 70000000

Rp 3,230,000 80000000

Rp 2,960,000 90000000 Passanger

100000000 Pick Up

YA GR MATIC Truk

60 BULAN
Rp 3,940,000
Rp 3,280,000
Rp 3,020,000

NZA G MATIC
60 BULAN GAP

Rp 5,200,000 0.00% 0

Rp 4,780,000 0.17% 288,000

0.14% 236,460

0.14% 236,460

0.12% 202,680

0.00% 0

0.88% 1,486,320

Page 9
Normal

TERORIS GAP

- -
- 287,130
- 236,460
- 236,460
- 3
- -
- -
- 760,053

Page 10
Normal

125,000,000 200,000,000 400,000,000 800,000,000 >800 Banjir


3.26% 2.47% 2.08% 1.20% 1.05% 0.13%
0.65% 0.44% 0.38% 0.25% 0.22% 0.08%

Banjir Gempa

4,171,830 743,160 - - - -

3,754,647 668,844 - - - -

3,337,464 594,528 - - - -

3,854,298 768,495 - - - -

- - - - - -

1.36% - - - - -

TLO PU - - - - -

- 0

- 0

Perluasan 0

None

Banjir

None

Gempa

None

Huru-Hara

None

Teroris

Page 11
Normal

Gempa Huru-hara Teroris


0.13% 0.05% 0.05%
0.08% 0.04% 0.04%

Huru-Hara Teroris

- - - -

- - - -

- - - -

- - - -

- - - -

- - - - UNIT

- - - - PEMOHON

SIMULASI PERHITUNGAN
TENOR Credit 48 BULAN

Harga OTR Rp 168,900,000

Asuransi Rp 6,204,000

DP Murni 25.00% Rp 42,225,000

Pokok Hutang Rp 132,879,000

Rp

Rate 5.70% Rp 30,296,412

Total Pokok Hutang Rp 163,175,412

ANGSURAN Rp 3,400,000

DP Murni Rp 42,225,000

Rp

Angsuran 1 Rp -

Asuransi Rp -

Provisi Rp -

Administrasi Rp 2,500,000

Polis Rp -

TOTAL BAYAR Rp 44,725,000

Nb:
* Jika Addm maka Total DP sudah termasuk Cicilan 1
** Asuransi tercover All Risk full tenor.

Page 12
Normal

Page 13
Normal
Prepaid 1 ADDM
On Loan 2 ADDB
3
4

Page 14
PROMO TOYOTA RAMADHAN 2022 !
TOTA BAYAR
TIPE
DP
PAKET DP MURAH

AGYA GR MANUAL 19 Juta

AGYA GR MATIC 22 Juta

AVANZA G MANUAL 34 Juta

AVANZA G MATIC 31 Juta

AVANZA G MATIC TSS 35 Juta

VELOZ 1.5 MANUAL 33 Juta

VELOZ Q MATIC 36 Juta

VELOZ Q MATIC TSS 39 Juta

RAIZE GR MATIC 32 Juta

RAIZE GR MATIC TSS 35 Juta

RUSH GR MANUAL 32 Juta

RUSH GR MATIC 34 Juta

WWW.PASARTOYOTA.COM | WWW.KREDITTOY
@KREDITTOYOTAMURAHID | FAJAR

$ 300,000
$ 300,000
$ 300,000
$ 600,000
$ 500,000
$ 500,000
$ 300,000
$ 300,000
$ 500,000
$ 500,000
$ 450,000
$ 500,000
$ 500,000
$ 500,000
$ 500,000
$ 300,000
$ 400,000
$ 100,000
$ 200,000
$ 400,000
$ 7,950,000
TA RAMADHAN 2022 ! JAMINAN HARGA TERBAIK !
TOTA BAYAR
ANGSURAN X60 TIPE ANGSURAN X60
DP
MURAH PAKET ANGSURAN RINGAN

Rp 3,180,000 AGYA GR MANUAL 27 Juta Rp 2,900,000

Rp 3,470,000 AGYA GR MATIC 31 Juta Rp 3,160,000

Rp 4,700,000 AVANZA G MANUAL 48 Juta Rp 4,270,000

Rp 5,350,000 AVANZA G MATIC 46 Juta Rp 4,860,000

Rp 5,860,000 AVANZA G MATIC TSS 52 Juta Rp 5,330,000

Rp 5,570,000 VELOZ 1.5 MANUAL 49 Juta Rp 5,060,000

Rp 6,020,000 VELOZ Q MATIC 53 Juta Rp 5,480,000

Rp 6,460,000 VELOZ Q MATIC TSS 57 Juta Rp 5,880,000

Rp 5,460,000 RAIZE GR MATIC 47 Juta Rp 4,970,000

Rp 5,890,000 RAIZE GR MATIC TSS 52 Juta Rp 5,360,000

Rp 5,750,000 RUSH GR MANUAL 49 Juta Rp 5,230,000

Rp 5,960,000 RUSH GR MATIC 52 Juta Rp 5,430,000

TA.COM | WWW.KREDITTOYOTAMURAH.ID | @PASARTOYOTA |


ITTOYOTAMURAHID | FAJARHANS - 0822.4070.6718
DRAFT PERHITUNGAN HARGA
Jenis Unit Passanger RUBAH YANG WARNA KUNING SAJA
Tenor 5 Tahun
Angsuran ADDB
Bunga 6.26% / Tahun ADDM ADDM
Perluasan None 4 5
None
None
None .
Asuransi On Loan
TJH -
PA Pengemudi -
PA Penumpang - 7 Orang
ACP No
Provisi cash No
Provisi OL No
Harga Kendaraan Isi Rp. 166,200,000
Administrasi kredit Rp. 1,600,000
Asuransi 4.13% Rp. 6,861,000

TOTAL (A)

Yang dibayar customer :

Uang muka 25.00% Rp. 41,550,000


Administrasi kredit Rp. 1,600,000
Asuransi 0.00% Rp. -

0 TOTAL (B)

Sisa Pokok Kredit (A) - (B)

Bunga 31.30%
Total Kredit 60 Bulan

ANGSURAN PER BULAN Rp. 2,878,000

Yang dibayar Customer :

Total (B) Rp. 43,150,000


ANGSURAN Rp. -
PROVISI Rp. -
TDP Rp. 43,150,000

TABEL ASURANSI
ALLRISK/TLO

Tahun I 100% 166,200,000 ALLRISK 4,105,140


Tahun II 90% 149,580,000 TLO 658,152
Tahun III 80% 132,960,000 TLO 585,024
Tahun IV 70% 116,340,000 TLO 756,210
Tahun V 70% 116,340,000 TLO 756,210
Tahun VI 0% - ALLRISK -
Tahun VII 0% - ALLRISK -
TOTAL ASURANSI 6,860,736
TJH 1.00% - -
PA Pengemudi 0.50% - -
PA Penumpang 0.10% - -
ACP -
GAP No -
TOTAL ASURANSI + TJH + PA + ACP 6,861,000

2 Yes

3 No

5 411660
6

10

FAST & EASY CASH CREDIT


25% ADDM ADDB ADDM ADDB

1TH 3.75% 5.49% 3.98% 5.49%


2TH 4.25% 5.49% 4.49% 5.49%
3TH 4.45% 5.49% 4.68% 5.49%
4TH 4.75% 6.19% 4.99% 6.19%
5TH 6.21% 6.50% 5.98% 6.50%
6TH 6.63% 6.92% 6.48% 6.92%
7TH 7.06% 7.29% 7.14% 7.29%

SMART & EASY CASH BUNGA PINTER


30% ADDM ADDB

1TH 3.55% 5.36% 1TH


2TH 4.15% 5.46% 2 TH
3TH 4.35% 5.81% 3TH
4TH 4.65% 6.05% 4 TH
5TH 6.00% 7.00% 5 TH
6TH 6 TH
7 TH

KEMILAU CASH / CREDIT


DP 25 % DP 20 %
ADDM ADDB ADDM ADDB
1TH 5.98% 6.62% 6.50% 7.74%
2TH 6.18% 6.88% 7.00% 7.68%
3TH 6.39% 6.92% 7.20% 7.68%
4TH 6.84% 7.19% 7.59% 7.98%
5TH 6.98% 7.28% 8.60% 8.98%
6TH

PICK UP
25 %% ADDM ADDB

1TH 7.12% - %
2TH 7.63% - %
3TH 7.92% - %
4TH 8.42% - %
5TH
6TH
TUNGAN HARGA
NA KUNING SAJA

3640
3465

Rp. 174,661,000

Rp. 43,150,000 --
Rp. 131,511,000
Rp. 0
Rp. 41,162,943
Rp. 172,673,943
21,350,000

ASURANSI
ACP BANJIR GEMPA HURU-HARA TERORIS

847,620 - - - -
864,240 - - - -
897,480 - - - -
1,013,820 - - - -
1,113,540 - - - -
- - - - -
- - - - -
4,736,700 - - - -

1,522,392

1,482,504

1,770,030

1,869,750
A PINTER 25 30 50
ADDM ADDB ADDM ADDB ADDM

3.75% 5.74% 3.49% 5.49% 2.55%


4.40% 5.74% 4.29% 5.49% 4.30%
4.60% 5.74% 4.50% 5.49% 4.45%
4.80% 6.49% 4.74% 5.99% 4.70%
5.99% 7.24% 5.24% 6.99% 4.75%
6.49% 7.49%
7.49% 8.49%
0 0 125,000,000
10000000 ALLRISK 3.26%
20000000 TLO 0.65%
30000000

40000000 4,105,140
50000000 3,694,626
60000000 3,284,112
70000000 3,792,684
80000000 3,792,684
90000000 Passanger 1.36%
100000000 Pick Up TLO PU
Truk

-
-

Perluasan
GAP None
0.00% 0 Banjir
0.17% 283,000 None
0.14% 232,680 Gempa
0.14% 232,680 None
0.12% 199,440 Huru-Hara
0.00% 0 None
0.88% 1,462,560 Teroris
GAP

-
282,540
232,680
232,680
199,440
-
-
947,340

0
200,000,000 400,000,000 800,000,000
2.47% 2.08% 1.20%
0.44% 0.38% 0.25%
Banjir
731,280 - -
658,152 - -
585,024 - -
756,210 - -
756,210 - -
- - -
- - -
-
-
-
0
0
0
0
>800 Banjir Gempa Huru-hara Teroris
1.05% 0.13% 0.13% 0.05% 0.05%
0.22% 0.08% 0.08% 0.04% 0.04%
Gempa Huru-Hara Teroris
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
0

0
UNIT AVANZA G 1.3 MT
PEMOHON -

SIMULASI PERHITUNGAN
TENOR Credit 60 BULAN
Harga OTR Rp 166,200,000
Asuransi Rp 6,861,000
DP Murni 25.00% Rp 41,550,000
Pokok Hutang Rp 131,511,000
Rp
Rate 6.26% Rp 41,162,943
Total Pokok Hutang Rp 172,673,943
ANGSURAN Rp 2,878,000

DP Murni Rp 41,550,000
Rp
Angsuran 1 Rp -
Asuransi Rp -
Provisi Rp -
Administrasi Rp 1,600,000
Polis Rp -
TOTAL BAYAR 43,150,000
Rp

Nb:
* Jika Addm maka Total DP sudah termasuk Cicilan 1
** Asuransi tercover All Risk full tenor.
Prepaid 1 ADDM
On Loan 2 ADDB
3
4
5
6
7
DRAFT PERHITUNGAN HARGA
Jenis Unit Passanger RUBAH YANG WARNA KUNING SAJA
Tenor 5 Tahun
Angsuran ADDB
Bunga 6.26% / Tahun ADDM ADDM
Perluasan None 4 5
None
None
None .
Asuransi On Loan
TJH -
PA Pengemudi -
PA Penumpang - 7 Orang
ACP No
Provisi cash No
Provisi OL No
Harga Kendaraan Isi Rp. 166,200,000
Administrasi kredit Rp. 1,600,000
Asuransi 4.13% Rp. 6,861,000

TOTAL (A)

Yang dibayar customer :

Uang muka 25.00% Rp. 41,550,000


Administrasi kredit Rp. 1,600,000
Asuransi 0.00% Rp. -

0 TOTAL (B)

Sisa Pokok Kredit (A) - (B)

Bunga 31.30%
Total Kredit 60 Bulan

ANGSURAN PER BULAN Rp. 2,878,000

Yang dibayar Customer :

Total (B) Rp. 43,150,000


ANGSURAN Rp. -
PROVISI Rp. -
TDP Rp. 43,150,000

TABEL ASURANSI
ALLRISK/TLO

Tahun I 100% 166,200,000 ALLRISK 4,105,140


Tahun II 90% 149,580,000 TLO 658,152
Tahun III 80% 132,960,000 TLO 585,024
Tahun IV 70% 116,340,000 TLO 756,210
Tahun V 70% 116,340,000 TLO 756,210
Tahun VI 0% - ALLRISK -
Tahun VII 0% - ALLRISK -
TOTAL ASURANSI 6,860,736
TJH 1.00% - -
PA Pengemudi 0.50% - -
PA Penumpang 0.10% - -
ACP -
GAP No -
TOTAL ASURANSI + TJH + PA + ACP 6,861,000

2 Yes

3 No

5 411660
6

10

FAST & EASY CASH CREDIT


25% ADDM ADDB ADDM ADDB

1TH 3.75% 5.49% 3.98% 5.49%


2TH 4.25% 5.49% 4.49% 5.49%
3TH 4.45% 5.49% 4.68% 5.49%
4TH 4.75% 6.19% 4.99% 6.19%
5TH 6.21% 6.50% 5.98% 6.50%
6TH 6.63% 6.92% 6.48% 6.92%
7TH 7.06% 7.29% 7.14% 7.29%

SMART & EASY CASH BUNGA PINTER


30% ADDM ADDB

1TH 3.55% 5.36% 1TH


2TH 4.15% 5.46% 2 TH
3TH 4.35% 5.81% 3TH
4TH 4.65% 6.05% 4 TH
5TH 6.00% 7.00% 5 TH
6TH 6 TH
7 TH

KEMILAU CASH / CREDIT


DP 25 % DP 20 %
ADDM ADDB ADDM ADDB
1TH 5.98% 6.62% 6.50% 7.74%
2TH 6.18% 6.88% 7.00% 7.68%
3TH 6.39% 6.92% 7.20% 7.68%
4TH 6.84% 7.19% 7.59% 7.98%
5TH 6.98% 7.28% 8.60% 8.98%
6TH

PICK UP
25 %% ADDM ADDB

1TH 7.12% - %
2TH 7.63% - %
3TH 7.92% - %
4TH 8.42% - %
5TH
6TH
TUNGAN HARGA
NA KUNING SAJA

3640
3465

Rp. 174,661,000

Rp. 43,150,000 --
Rp. 131,511,000
Rp. 0
Rp. 41,162,943
Rp. 172,673,943
21,350,000

ASURANSI
ACP BANJIR GEMPA HURU-HARA TERORIS

847,620 - - - -
864,240 - - - -
897,480 - - - -
1,013,820 - - - -
1,113,540 - - - -
- - - - -
- - - - -
4,736,700 - - - -

1,522,392

1,482,504

1,770,030

1,869,750
A PINTER 25 30 50
ADDM ADDB ADDM ADDB ADDM

3.75% 5.74% 3.49% 5.49% 2.55%


4.40% 5.74% 4.29% 5.49% 4.30%
4.60% 5.74% 4.50% 5.49% 4.45%
4.80% 6.49% 4.74% 5.99% 4.70%
5.99% 7.24% 5.24% 6.99% 4.75%
6.49% 7.49%
7.49% 8.49%
0 0 125,000,000
10000000 ALLRISK 3.26%
20000000 TLO 0.65%
30000000

40000000 4,105,140
50000000 3,694,626
60000000 3,284,112
70000000 3,792,684
80000000 3,792,684
90000000 Passanger 1.36%
100000000 Pick Up TLO PU
Truk

-
-

Perluasan
GAP None
0.00% 0 Banjir
0.17% 283,000 None
0.14% 232,680 Gempa
0.14% 232,680 None
0.12% 199,440 Huru-Hara
0.00% 0 None
0.88% 1,462,560 Teroris
GAP

-
282,540
232,680
232,680
199,440
-
-
947,340

0
200,000,000 400,000,000 800,000,000
2.47% 2.08% 1.20%
0.44% 0.38% 0.25%
Banjir
731,280 - -
658,152 - -
585,024 - -
756,210 - -
756,210 - -
- - -
- - -
-
-
-
0
0
0
0
>800 Banjir Gempa Huru-hara Teroris
1.05% 0.13% 0.13% 0.05% 0.05%
0.22% 0.08% 0.08% 0.04% 0.04%
Gempa Huru-Hara Teroris
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
0

0
UNIT AVANZA G 1.3 MT
PEMOHON -

SIMULASI PERHITUNGAN
TENOR Credit 60 BULAN
Harga OTR Rp 166,200,000
Asuransi Rp 6,861,000
DP Murni 25.00% Rp 41,550,000
Pokok Hutang Rp 131,511,000
Rp
Rate 6.26% Rp 41,162,943
Total Pokok Hutang Rp 172,673,943
ANGSURAN Rp 2,878,000

DP Murni Rp 41,550,000
Rp
Angsuran 1 Rp -
Asuransi Rp -
Provisi Rp -
Administrasi Rp 1,600,000
Polis Rp -
TOTAL BAYAR 43,150,000
Rp

Nb:
* Jika Addm maka Total DP sudah termasuk Cicilan 1
** Asuransi tercover All Risk full tenor.
Prepaid 1 ADDM
On Loan 2 ADDB
3
4
5
6
7
DRAFT PERHITUNGAN HARGA
Jenis Unit Passanger RUBAH YANG WARNA KUNING SAJA
Tenor 5 Tahun
Angsuran ADDB
Bunga 6.26% / Tahun ADDM ADDM
Perluasan None 4 5
None
None
None .
Asuransi On Loan
TJH -
PA Pengemudi -
PA Penumpang - 7 Orang
ACP No
Provisi cash No
Provisi OL No
Harga Kendaraan Isi Rp. 166,200,000
Administrasi kredit Rp. 1,600,000
Asuransi 4.13% Rp. 6,861,000

TOTAL (A)

Yang dibayar customer :

Uang muka 25.00% Rp. 41,550,000


Administrasi kredit Rp. 1,600,000
Asuransi 0.00% Rp. -

0 TOTAL (B)

Sisa Pokok Kredit (A) - (B)

Bunga 31.30%
Total Kredit 60 Bulan

ANGSURAN PER BULAN Rp. 2,878,000

Yang dibayar Customer :

Total (B) Rp. 43,150,000


ANGSURAN Rp. -
PROVISI Rp. -
TDP Rp. 43,150,000

TABEL ASURANSI
ALLRISK/TLO

Tahun I 100% 166,200,000 ALLRISK 4,105,140


Tahun II 90% 149,580,000 TLO 658,152
Tahun III 80% 132,960,000 TLO 585,024
Tahun IV 70% 116,340,000 TLO 756,210
Tahun V 70% 116,340,000 TLO 756,210
Tahun VI 0% - ALLRISK -
Tahun VII 0% - ALLRISK -
TOTAL ASURANSI 6,860,736
TJH 1.00% - -
PA Pengemudi 0.50% - -
PA Penumpang 0.10% - -
ACP -
GAP No -
TOTAL ASURANSI + TJH + PA + ACP 6,861,000

2 Yes

3 No

5 411660
6

10

FAST & EASY CASH CREDIT


25% ADDM ADDB ADDM ADDB

1TH 3.75% 5.49% 3.98% 5.49%


2TH 4.25% 5.49% 4.49% 5.49%
3TH 4.45% 5.49% 4.68% 5.49%
4TH 4.75% 6.19% 4.99% 6.19%
5TH 6.21% 6.50% 5.98% 6.50%
6TH 6.63% 6.92% 6.48% 6.92%
7TH 7.06% 7.29% 7.14% 7.29%

SMART & EASY CASH BUNGA PINTER


30% ADDM ADDB

1TH 3.55% 5.36% 1TH


2TH 4.15% 5.46% 2 TH
3TH 4.35% 5.81% 3TH
4TH 4.65% 6.05% 4 TH
5TH 6.00% 7.00% 5 TH
6TH 6 TH
7 TH

KEMILAU CASH / CREDIT


DP 25 % DP 20 %
ADDM ADDB ADDM ADDB
1TH 5.98% 6.62% 6.50% 7.74%
2TH 6.18% 6.88% 7.00% 7.68%
3TH 6.39% 6.92% 7.20% 7.68%
4TH 6.84% 7.19% 7.59% 7.98%
5TH 6.98% 7.28% 8.60% 8.98%
6TH

PICK UP
25 %% ADDM ADDB

1TH 7.12% - %
2TH 7.63% - %
3TH 7.92% - %
4TH 8.42% - %
5TH
6TH
TUNGAN HARGA
NA KUNING SAJA

3640
3465

Rp. 174,661,000

Rp. 43,150,000 --
Rp. 131,511,000
Rp. 0
Rp. 41,162,943
Rp. 172,673,943
21,350,000

ASURANSI
ACP BANJIR GEMPA HURU-HARA TERORIS

847,620 - - - -
864,240 - - - -
897,480 - - - -
1,013,820 - - - -
1,113,540 - - - -
- - - - -
- - - - -
4,736,700 - - - -

1,522,392

1,482,504

1,770,030

1,869,750
A PINTER 25 30 50
ADDM ADDB ADDM ADDB ADDM

3.75% 5.74% 3.49% 5.49% 2.55%


4.40% 5.74% 4.29% 5.49% 4.30%
4.60% 5.74% 4.50% 5.49% 4.45%
4.80% 6.49% 4.74% 5.99% 4.70%
5.99% 7.24% 5.24% 6.99% 4.75%
6.49% 7.49%
7.49% 8.49%
0 0 125,000,000
10000000 ALLRISK 3.26%
20000000 TLO 0.65%
30000000

40000000 4,105,140
50000000 3,694,626
60000000 3,284,112
70000000 3,792,684
80000000 3,792,684
90000000 Passanger 1.36%
100000000 Pick Up TLO PU
Truk

-
-

Perluasan
GAP None
0.00% 0 Banjir
0.17% 283,000 None
0.14% 232,680 Gempa
0.14% 232,680 None
0.12% 199,440 Huru-Hara
0.00% 0 None
0.88% 1,462,560 Teroris
GAP

-
282,540
232,680
232,680
199,440
-
-
947,340

0
200,000,000 400,000,000 800,000,000
2.47% 2.08% 1.20%
0.44% 0.38% 0.25%
Banjir
731,280 - -
658,152 - -
585,024 - -
756,210 - -
756,210 - -
- - -
- - -
-
-
-
0
0
0
0
>800 Banjir Gempa Huru-hara Teroris
1.05% 0.13% 0.13% 0.05% 0.05%
0.22% 0.08% 0.08% 0.04% 0.04%
Gempa Huru-Hara Teroris
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
0

0
UNIT AVANZA G 1.3 MT
PEMOHON -

SIMULASI PERHITUNGAN
TENOR Credit 60 BULAN
Harga OTR Rp 166,200,000
Asuransi Rp 6,861,000
DP Murni 25.00% Rp 41,550,000
Pokok Hutang Rp 131,511,000
Rp
Rate 6.26% Rp 41,162,943
Total Pokok Hutang Rp 172,673,943
ANGSURAN Rp 2,878,000

DP Murni Rp 41,550,000
Rp
Angsuran 1 Rp -
Asuransi Rp -
Provisi Rp -
Administrasi Rp 1,600,000
Polis Rp -
TOTAL BAYAR 43,150,000
Rp

Nb:
* Jika Addm maka Total DP sudah termasuk Cicilan 1
** Asuransi tercover All Risk full tenor.
Prepaid 1 ADDM
On Loan 2 ADDB
3
4
5
6
7
DRAFT PERHITUNGAN HARGA
Jenis Unit Passanger RUBAH YANG WARNA KUNING SAJA
Tenor 5 Tahun
Angsuran ADDB
Bunga 6.26% / Tahun ADDM ADDM
Perluasan None 4 5
None
None
None .
Asuransi On Loan
TJH -
PA Pengemudi -
PA Penumpang - 7 Orang
ACP No
Provisi cash No
Provisi OL No
Harga Kendaraan Isi Rp. 166,200,000
Administrasi kredit Rp. 1,600,000
Asuransi 4.13% Rp. 6,861,000

TOTAL (A)

Yang dibayar customer :

Uang muka 25.00% Rp. 41,550,000


Administrasi kredit Rp. 1,600,000
Asuransi 0.00% Rp. -

0 TOTAL (B)

Sisa Pokok Kredit (A) - (B)

Bunga 31.30%
Total Kredit 60 Bulan

ANGSURAN PER BULAN Rp. 2,878,000

Yang dibayar Customer :

Total (B) Rp. 43,150,000


ANGSURAN Rp. -
PROVISI Rp. -
TDP Rp. 43,150,000

TABEL ASURANSI
ALLRISK/TLO

Tahun I 100% 166,200,000 ALLRISK 4,105,140


Tahun II 90% 149,580,000 TLO 658,152
Tahun III 80% 132,960,000 TLO 585,024
Tahun IV 70% 116,340,000 TLO 756,210
Tahun V 70% 116,340,000 TLO 756,210
Tahun VI 0% - ALLRISK -
Tahun VII 0% - ALLRISK -
TOTAL ASURANSI 6,860,736
TJH 1.00% - -
PA Pengemudi 0.50% - -
PA Penumpang 0.10% - -
ACP -
GAP No -
TOTAL ASURANSI + TJH + PA + ACP 6,861,000

2 Yes

3 No

5 411660
6

10

FAST & EASY CASH CREDIT


25% ADDM ADDB ADDM ADDB

1TH 3.75% 5.49% 3.98% 5.49%


2TH 4.25% 5.49% 4.49% 5.49%
3TH 4.45% 5.49% 4.68% 5.49%
4TH 4.75% 6.19% 4.99% 6.19%
5TH 6.21% 6.50% 5.98% 6.50%
6TH 6.63% 6.92% 6.48% 6.92%
7TH 7.06% 7.29% 7.14% 7.29%

SMART & EASY CASH BUNGA PINTER


30% ADDM ADDB

1TH 3.55% 5.36% 1TH


2TH 4.15% 5.46% 2 TH
3TH 4.35% 5.81% 3TH
4TH 4.65% 6.05% 4 TH
5TH 6.00% 7.00% 5 TH
6TH 6 TH
7 TH

KEMILAU CASH / CREDIT


DP 25 % DP 20 %
ADDM ADDB ADDM ADDB
1TH 5.98% 6.62% 6.50% 7.74%
2TH 6.18% 6.88% 7.00% 7.68%
3TH 6.39% 6.92% 7.20% 7.68%
4TH 6.84% 7.19% 7.59% 7.98%
5TH 6.98% 7.28% 8.60% 8.98%
6TH

PICK UP
25 %% ADDM ADDB

1TH 7.12% - %
2TH 7.63% - %
3TH 7.92% - %
4TH 8.42% - %
5TH
6TH
TUNGAN HARGA
NA KUNING SAJA

3640
3465

Rp. 174,661,000

Rp. 43,150,000 --
Rp. 131,511,000
Rp. 0
Rp. 41,162,943
Rp. 172,673,943
21,350,000

ASURANSI
ACP BANJIR GEMPA HURU-HARA TERORIS

847,620 - - - -
864,240 - - - -
897,480 - - - -
1,013,820 - - - -
1,113,540 - - - -
- - - - -
- - - - -
4,736,700 - - - -

1,522,392

1,482,504

1,770,030

1,869,750
A PINTER 25 30 50
ADDM ADDB ADDM ADDB ADDM

3.75% 5.74% 3.49% 5.49% 2.55%


4.40% 5.74% 4.29% 5.49% 4.30%
4.60% 5.74% 4.50% 5.49% 4.45%
4.80% 6.49% 4.74% 5.99% 4.70%
5.99% 7.24% 5.24% 6.99% 4.75%
6.49% 7.49%
7.49% 8.49%
0 0 125,000,000
10000000 ALLRISK 3.26%
20000000 TLO 0.65%
30000000

40000000 4,105,140
50000000 3,694,626
60000000 3,284,112
70000000 3,792,684
80000000 3,792,684
90000000 Passanger 1.36%
100000000 Pick Up TLO PU
Truk

-
-

Perluasan
GAP None
0.00% 0 Banjir
0.17% 283,000 None
0.14% 232,680 Gempa
0.14% 232,680 None
0.12% 199,440 Huru-Hara
0.00% 0 None
0.88% 1,462,560 Teroris
GAP

-
282,540
232,680
232,680
199,440
-
-
947,340

0
200,000,000 400,000,000 800,000,000
2.47% 2.08% 1.20%
0.44% 0.38% 0.25%
Banjir
731,280 - -
658,152 - -
585,024 - -
756,210 - -
756,210 - -
- - -
- - -
-
-
-
0
0
0
0
>800 Banjir Gempa Huru-hara Teroris
1.05% 0.13% 0.13% 0.05% 0.05%
0.22% 0.08% 0.08% 0.04% 0.04%
Gempa Huru-Hara Teroris
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
0

0
UNIT AVANZA G 1.3 MT
PEMOHON -

SIMULASI PERHITUNGAN
TENOR Credit 60 BULAN
Harga OTR Rp 166,200,000
Asuransi Rp 6,861,000
DP Murni 25.00% Rp 41,550,000
Pokok Hutang Rp 131,511,000
Rp
Rate 6.26% Rp 41,162,943
Total Pokok Hutang Rp 172,673,943
ANGSURAN Rp 2,878,000

DP Murni Rp 41,550,000
Rp
Angsuran 1 Rp -
Asuransi Rp -
Provisi Rp -
Administrasi Rp 1,600,000
Polis Rp -
TOTAL BAYAR 43,150,000
Rp

Nb:
* Jika Addm maka Total DP sudah termasuk Cicilan 1
** Asuransi tercover All Risk full tenor.
Prepaid 1 ADDM
On Loan 2 ADDB
3
4
5
6
7
DRAFT PERHITUNGAN HARGA
Jenis Unit Passanger RUBAH YANG WARNA KUNING SAJA
Tenor 5 Tahun
Angsuran ADDB
Bunga 6.26% / Tahun ADDM ADDM
Perluasan None 4 5
None
None
None .
Asuransi On Loan
TJH -
PA Pengemudi -
PA Penumpang - 7 Orang
ACP No
Provisi cash No
Provisi OL No
Harga Kendaraan Isi Rp. 166,200,000
Administrasi kredit Rp. 1,600,000
Asuransi 4.13% Rp. 6,861,000

TOTAL (A)

Yang dibayar customer :

Uang muka 25.00% Rp. 41,550,000


Administrasi kredit Rp. 1,600,000
Asuransi 0.00% Rp. -

0 TOTAL (B)

Sisa Pokok Kredit (A) - (B)

Bunga 31.30%
Total Kredit 60 Bulan

ANGSURAN PER BULAN Rp. 2,878,000

Yang dibayar Customer :

Total (B) Rp. 43,150,000


ANGSURAN Rp. -
PROVISI Rp. -
TDP Rp. 43,150,000

TABEL ASURANSI
ALLRISK/TLO

Tahun I 100% 166,200,000 ALLRISK 4,105,140


Tahun II 90% 149,580,000 TLO 658,152
Tahun III 80% 132,960,000 TLO 585,024
Tahun IV 70% 116,340,000 TLO 756,210
Tahun V 70% 116,340,000 TLO 756,210
Tahun VI 0% - ALLRISK -
Tahun VII 0% - ALLRISK -
TOTAL ASURANSI 6,860,736
TJH 1.00% - -
PA Pengemudi 0.50% - -
PA Penumpang 0.10% - -
ACP -
GAP No -
TOTAL ASURANSI + TJH + PA + ACP 6,861,000

2 Yes

3 No

5 411660
6

10

FAST & EASY CASH CREDIT


25% ADDM ADDB ADDM ADDB

1TH 3.75% 5.49% 3.98% 5.49%


2TH 4.25% 5.49% 4.49% 5.49%
3TH 4.45% 5.49% 4.68% 5.49%
4TH 4.75% 6.19% 4.99% 6.19%
5TH 6.21% 6.50% 5.98% 6.50%
6TH 6.63% 6.92% 6.48% 6.92%
7TH 7.06% 7.29% 7.14% 7.29%

SMART & EASY CASH BUNGA PINTER


30% ADDM ADDB

1TH 3.55% 5.36% 1TH


2TH 4.15% 5.46% 2 TH
3TH 4.35% 5.81% 3TH
4TH 4.65% 6.05% 4 TH
5TH 6.00% 7.00% 5 TH
6TH 6 TH
7 TH

KEMILAU CASH / CREDIT


DP 25 % DP 20 %
ADDM ADDB ADDM ADDB
1TH 5.98% 6.62% 6.50% 7.74%
2TH 6.18% 6.88% 7.00% 7.68%
3TH 6.39% 6.92% 7.20% 7.68%
4TH 6.84% 7.19% 7.59% 7.98%
5TH 6.98% 7.28% 8.60% 8.98%
6TH

PICK UP
25 %% ADDM ADDB

1TH 7.12% - %
2TH 7.63% - %
3TH 7.92% - %
4TH 8.42% - %
5TH
6TH
TUNGAN HARGA
NA KUNING SAJA

3640
3465

Rp. 174,661,000

Rp. 43,150,000 --
Rp. 131,511,000
Rp. 0
Rp. 41,162,943
Rp. 172,673,943
21,350,000

ASURANSI
ACP BANJIR GEMPA HURU-HARA TERORIS

847,620 - - - -
864,240 - - - -
897,480 - - - -
1,013,820 - - - -
1,113,540 - - - -
- - - - -
- - - - -
4,736,700 - - - -

1,522,392

1,482,504

1,770,030

1,869,750
A PINTER 25 30 50
ADDM ADDB ADDM ADDB ADDM

3.75% 5.74% 3.49% 5.49% 2.55%


4.40% 5.74% 4.29% 5.49% 4.30%
4.60% 5.74% 4.50% 5.49% 4.45%
4.80% 6.49% 4.74% 5.99% 4.70%
5.99% 7.24% 5.24% 6.99% 4.75%
6.49% 7.49%
7.49% 8.49%
0 0 125,000,000
10000000 ALLRISK 3.26%
20000000 TLO 0.65%
30000000

40000000 4,105,140
50000000 3,694,626
60000000 3,284,112
70000000 3,792,684
80000000 3,792,684
90000000 Passanger 1.36%
100000000 Pick Up TLO PU
Truk

-
-

Perluasan
GAP None
0.00% 0 Banjir
0.17% 283,000 None
0.14% 232,680 Gempa
0.14% 232,680 None
0.12% 199,440 Huru-Hara
0.00% 0 None
0.88% 1,462,560 Teroris
GAP

-
282,540
232,680
232,680
199,440
-
-
947,340

0
200,000,000 400,000,000 800,000,000
2.47% 2.08% 1.20%
0.44% 0.38% 0.25%
Banjir
731,280 - -
658,152 - -
585,024 - -
756,210 - -
756,210 - -
- - -
- - -
-
-
-
0
0
0
0
>800 Banjir Gempa Huru-hara Teroris
1.05% 0.13% 0.13% 0.05% 0.05%
0.22% 0.08% 0.08% 0.04% 0.04%
Gempa Huru-Hara Teroris
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
0

0
UNIT AVANZA G 1.3 MT
PEMOHON -

SIMULASI PERHITUNGAN
TENOR Credit 60 BULAN
Harga OTR Rp 166,200,000
Asuransi Rp 6,861,000
DP Murni 25.00% Rp 41,550,000
Pokok Hutang Rp 131,511,000
Rp
Rate 6.26% Rp 41,162,943
Total Pokok Hutang Rp 172,673,943
ANGSURAN Rp 2,878,000

DP Murni Rp 41,550,000
Rp
Angsuran 1 Rp -
Asuransi Rp -
Provisi Rp -
Administrasi Rp 1,600,000
Polis Rp -
TOTAL BAYAR 43,150,000
Rp

Nb:
* Jika Addm maka Total DP sudah termasuk Cicilan 1
** Asuransi tercover All Risk full tenor.
Prepaid 1 ADDM
On Loan 2 ADDB
3
4
5
6
7
DRAFT PERHITUNGAN HARGA
Jenis Unit Passanger RUBAH YANG WARNA KUNING SAJA
Tenor 5 Tahun
Angsuran ADDB
Bunga 6.26% / Tahun ADDM ADDM
Perluasan None 4 5
None
None
None .
Asuransi On Loan
TJH -
PA Pengemudi -
PA Penumpang - 7 Orang
ACP No
Provisi cash No
Provisi OL No
Harga Kendaraan Isi Rp. 166,200,000
Administrasi kredit Rp. 1,600,000
Asuransi 4.13% Rp. 6,861,000

TOTAL (A)

Yang dibayar customer :

Uang muka 25.00% Rp. 41,550,000


Administrasi kredit Rp. 1,600,000
Asuransi 0.00% Rp. -

0 TOTAL (B)

Sisa Pokok Kredit (A) - (B)

Bunga 31.30%
Total Kredit 60 Bulan

ANGSURAN PER BULAN Rp. 2,878,000

Yang dibayar Customer :

Total (B) Rp. 43,150,000


ANGSURAN Rp. -
PROVISI Rp. -
TDP Rp. 43,150,000

TABEL ASURANSI
ALLRISK/TLO

Tahun I 100% 166,200,000 ALLRISK 4,105,140


Tahun II 90% 149,580,000 TLO 658,152
Tahun III 80% 132,960,000 TLO 585,024
Tahun IV 70% 116,340,000 TLO 756,210
Tahun V 70% 116,340,000 TLO 756,210
Tahun VI 0% - ALLRISK -
Tahun VII 0% - ALLRISK -
TOTAL ASURANSI 6,860,736
TJH 1.00% - -
PA Pengemudi 0.50% - -
PA Penumpang 0.10% - -
ACP -
GAP No -
TOTAL ASURANSI + TJH + PA + ACP 6,861,000

2 Yes

3 No

5 411660
6

10

FAST & EASY CASH CREDIT


25% ADDM ADDB ADDM ADDB

1TH 3.75% 5.49% 3.98% 5.49%


2TH 4.25% 5.49% 4.49% 5.49%
3TH 4.45% 5.49% 4.68% 5.49%
4TH 4.75% 6.19% 4.99% 6.19%
5TH 6.21% 6.50% 5.98% 6.50%
6TH 6.63% 6.92% 6.48% 6.92%
7TH 7.06% 7.29% 7.14% 7.29%

SMART & EASY CASH BUNGA PINTER


30% ADDM ADDB

1TH 3.55% 5.36% 1TH


2TH 4.15% 5.46% 2 TH
3TH 4.35% 5.81% 3TH
4TH 4.65% 6.05% 4 TH
5TH 6.00% 7.00% 5 TH
6TH 6 TH
7 TH

KEMILAU CASH / CREDIT


DP 25 % DP 20 %
ADDM ADDB ADDM ADDB
1TH 5.98% 6.62% 6.50% 7.74%
2TH 6.18% 6.88% 7.00% 7.68%
3TH 6.39% 6.92% 7.20% 7.68%
4TH 6.84% 7.19% 7.59% 7.98%
5TH 6.98% 7.28% 8.60% 8.98%
6TH

PICK UP
25 %% ADDM ADDB

1TH 7.12% - %
2TH 7.63% - %
3TH 7.92% - %
4TH 8.42% - %
5TH
6TH
TUNGAN HARGA
NA KUNING SAJA

3640
3465

Rp. 174,661,000

Rp. 43,150,000 --
Rp. 131,511,000
Rp. 0
Rp. 41,162,943
Rp. 172,673,943
21,350,000

ASURANSI
ACP BANJIR GEMPA HURU-HARA TERORIS

847,620 - - - -
864,240 - - - -
897,480 - - - -
1,013,820 - - - -
1,113,540 - - - -
- - - - -
- - - - -
4,736,700 - - - -

1,522,392

1,482,504

1,770,030

1,869,750
A PINTER 25 30 50
ADDM ADDB ADDM ADDB ADDM

3.75% 5.74% 3.49% 5.49% 2.55%


4.40% 5.74% 4.29% 5.49% 4.30%
4.60% 5.74% 4.50% 5.49% 4.45%
4.80% 6.49% 4.74% 5.99% 4.70%
5.99% 7.24% 5.24% 6.99% 4.75%
6.49% 7.49%
7.49% 8.49%
0 0 125,000,000
10000000 ALLRISK 3.26%
20000000 TLO 0.65%
30000000

40000000 4,105,140
50000000 3,694,626
60000000 3,284,112
70000000 3,792,684
80000000 3,792,684
90000000 Passanger 1.36%
100000000 Pick Up TLO PU
Truk

-
-

Perluasan
GAP None
0.00% 0 Banjir
0.17% 283,000 None
0.14% 232,680 Gempa
0.14% 232,680 None
0.12% 199,440 Huru-Hara
0.00% 0 None
0.88% 1,462,560 Teroris
GAP

-
282,540
232,680
232,680
199,440
-
-
947,340

0
200,000,000 400,000,000 800,000,000
2.47% 2.08% 1.20%
0.44% 0.38% 0.25%
Banjir
731,280 - -
658,152 - -
585,024 - -
756,210 - -
756,210 - -
- - -
- - -
-
-
-
0
0
0
0
>800 Banjir Gempa Huru-hara Teroris
1.05% 0.13% 0.13% 0.05% 0.05%
0.22% 0.08% 0.08% 0.04% 0.04%
Gempa Huru-Hara Teroris
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
0

0
UNIT AVANZA G 1.3 MT
PEMOHON -

SIMULASI PERHITUNGAN
TENOR Credit 60 BULAN
Harga OTR Rp 166,200,000
Asuransi Rp 6,861,000
DP Murni 25.00% Rp 41,550,000
Pokok Hutang Rp 131,511,000
Rp
Rate 6.26% Rp 41,162,943
Total Pokok Hutang Rp 172,673,943
ANGSURAN Rp 2,878,000

DP Murni Rp 41,550,000
Rp
Angsuran 1 Rp -
Asuransi Rp -
Provisi Rp -
Administrasi Rp 1,600,000
Polis Rp -
TOTAL BAYAR 43,150,000
Rp

Nb:
* Jika Addm maka Total DP sudah termasuk Cicilan 1
** Asuransi tercover All Risk full tenor.
Prepaid 1 ADDM
On Loan 2 ADDB
3
4
5
6
7
NEW RAIZE GR CVT 2
TENOR 60 BULAN / 5 TAHU
TOTAL BAYAR DP
Rp 30,000,000

Rp 46,000,000
ZE GR CVT 2022
0 BULAN / 5 TAHUN
ANGSURAN
Rp 5,510,000

Rp 5,010,000

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