SIMULASI PESENGGER ASURANSI ASTRA BUANA (G

Biaya Administrasi 3,551,000 DP Murni

OTR 175,710,000 PH
DP 25.00% Simulasi Asuransi Asuransi
TENOR 4 Asuransi Kredit 1.140% 9,588,340 PHT
ADDB 2 Premi TJH Bunga
KOMBINASI 2 Asuransi Total 9,588,340 A/R
Bunga 6.500% Perusahaan
kode (addm : 1 dan addb : 2) Simulasi Bunga
kode (allrik : 1 dan komb : 2) ADDM 7.250% 29.000% Premi
Uang Muka 47,478,500 ADDB 7.500% 30.000% PHT Baru
Angsuran 3,793,812 Standar Bunga 7.500% Bunga Baru
Perusahaan Bunga yang digunakan 6.500% A/R Baru
Uang Muka 47,478,500 Total Bunga yg digunakan 26.000% Perorangan
Angsuran 3,711,985
HANYA MENGISI PADA
KOLOM KUNING SAJA
T DP RATE NETT TENOR (RATE JULI 2019)
E 20%-<25% 25% 30%>
N ALL TYPE ALL TYPE YARIS + RUSH + INNOVA UP
O ADDM ADDB ADDM ADDB ADDM ADDB
R BETA VENUS DISCOVERY
1 th 5.33% 6.45% 4.15% 4.90% 4.15% 5.32%
2 th 6.03% 6.72% 4.60% 5.50% 4.50% 5.09%
3 th 6.73% 7.29% 4.90% 5.70% 4.65% 5.57%
4 th 7.73% 8.27% 5.65% 6.25% 5.05% 5.98%
5 th 8.20% 8.70% 7.05% 7.50% 6.00% 7.02%

T DP RATE UPPING TENOR (RATE JULI 2019) MAX

E 20%-<25% 25% 30%>
N ALL TYPE ALL TYPE YARIS + RUSH + INNOVA UP
O ADDM ADDB ADDM ADDB ADDM ADDB
R BETA PLUS VENUS PLUS DISCOVERY PLUS
1 th 5.98% 7.10% 5.21% 6.10% 5.01% 6.09%
2 th 6.68% 7.37% 6.00% 6.90% 5.75% 6.35%
3 th 7.38% 7.94% 6.59% 7.41% 6.08% 7.04%
4 th 8.38% 8.92% 6.95% 7.74% 6.50% 7.20%
5 th 8.85% 9.35% 8.28% 8.90% 7.46% 8.26%
ANA (GARDA OTO)
43,927,500 Perusahaan
131,782,500 DP Murni 43,927,500
9,588,340 Biaya Adm 3,551,000
141,370,840 Angs ke-1 -
36,756,418 TDP 47,478,500
178,127,258
3,710,985 Perorangan
DP Murni 43,927,500
3,117,227 Biaya Adm 3,551,000
144,488,067 Angs ke-1 -
37,566,897 TDP 47,478,500
182,054,964
3,792,812 Ass0406

ass0406
 SIMULASI PESENGGER ASURANSI ASTRA BUANA (GARDA O
Biaya Administrasi 3,551,000 Indikator 6,327,121
OTR 227,015,000
Uang Muka 60,000,000 24.87% Simulasi Asuransi DP Murni 56,449,000
TENOR 3 Asuransi Kredit 2.970% 16,876,635 PH 170,566,000
ADDB 2 Premi TJH Asuransi 16,876,635
ALLRISK 1 Asuransi Total 16,876,635 PHT 187,442,635
Bunga 5.850% Bunga 32,896,182
kode (addm : 1 dan addb : 2) Simulasi Bunga A/R 220,338,818
kode (allrik : 1 dan komb : 2) ADDM 6.250% 18.750% Perusahaan 6,121,000
Angsuran 6,248,000 ADDB 6.350% 19.050%
Perusahaan 6,122,000 Standar Bunga 6.350% Premi 3,855,929
HANYA MENGISI PADA Bunga yang digunakan 5.850% PHT Baru 191,298,565
KOLOM KUNING SAJA Total Bunga yg digunakan 17.550% Bunga Baru 33,572,898
A/R Baru 224,871,463
Perorangan 6,247,000
A OTO)
Rincian Uang Muka
Uang Muka 60,000,000
Biaya Adm 3,551,000
Angsuran ke1 -
DP Murni 56,449,000

Kode

TLO

Ass0406

ass0406
 SIMULASI PESENGGER ASURANSI ASTRA BUANA (GARDA O
Biaya Administrasi 3,551,000 Perusahaan
OTR 502,400,000 DP Murni
Angsuran 8,322,000 Simulasi Asuransi PH Murni
TENOR 5 Asuransi Kredit 2.550% 46,127,968 PH Total
ADDM 1 Premi TJH Bunga
ALLRISK 1 Asuransi Total 46,127,968 A/R
Bunga 4.850%
kode (addm : 1 dan addb : 2) Simulasi Bunga Perorangan
kode (allrik : 1 dan komb : 2) ADDM 8.250% 41.250% DP Murni
Uang Muka 167,135,909 33.27% ADDB 8.400% 42.000% PH Murni
Perusahaan 158,583,765 31.57% Standar Bunga 8.250% PH Total
Bunga yang digunakan 4.850% Bunga
HANYA MENGISI PADA KOLOM Total Bunga yg digunakan 24.250% Tot Hutang
KUNING SAJA Premi

PH Baru
Bunga Baru
A/R Baru
Angs
BUANA (GARDA OTO)
haan Perusahaan
146,710,765 DP Murni 146,710,765
355,739,235 Biaya Adm 3,551,000
401,867,203 Angsuran 1 8322000
97,452,797 TDP 158,583,765
499,320,000
Perorangan
ngan DP Murni 155,262,909
155,262,909 Biaya Adm 3,551,000
347,187,091 Angsuran 1 8322000
393,315,059 TDP 167,135,909
95,378,902
488,693,961
8,552,144

401,867,203
97,452,797
499,320,000
8,322,000
Ass0406

ass0406