PERHITUNGAN PINJAMAN

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ANGSURAN PINJAMAN BUNGA TETAP

Plafond Kredit Rp12,000,000

Jangka Waktu (bulan) 12
Bunga per tahun 12.00%

Angsuran per bulan :

Angsuran Pokok Rp1,000,000
Bunga Rp120,000
Total Angsuran per Bulan Rp1,120,000

Total dibayarkan Rp13,440,000

Angsuran ke Bunga Angsuran Pokok Jumlah Cicilan

0 0 0 0
1 Rp120,000 Rp1,000,000 Rp1,120,000
2 Rp120,000 Rp1,000,000 Rp1,120,000
3 Rp120,000 Rp1,000,000 Rp1,120,000
4 Rp120,000 Rp1,000,000 Rp1,120,000
5 Rp120,000 Rp1,000,000 Rp1,120,000
6 Rp120,000 Rp1,000,000 Rp1,120,000
7 Rp120,000 Rp1,000,000 Rp1,120,000
8 Rp120,000 Rp1,000,000 Rp1,120,000
9 Rp120,000 Rp1,000,000 Rp1,120,000
10 Rp120,000 Rp1,000,000 Rp1,120,000
11 Rp120,000 Rp1,000,000 Rp1,120,000
12 Rp120,000 Rp1,000,000 Rp1,120,000
Saldo Pinjaman
Rp12,000,000
Rp11,000,000
Rp10,000,000
Rp9,000,000
Rp8,000,000
Rp7,000,000
Rp6,000,000
Rp5,000,000
Rp4,000,000
Rp3,000,000
Rp2,000,000
Rp1,000,000
Rp0
ANGSURAN PINJAMAN BUNGA MENURUN

Plafond Pinjaman Rp10,000,000

Suku Bunga Pinjaman 10.00% th

Lama Pinjaman 5 bulan

Angsuran ke Bunga Angsuran Pokok Total Cicilan Saldo Pinjaman

0 0 0 0 Rp10,000,000
1 Rp83,333 Rp2,000,000 Rp2,083,333 Rp8,000,000
2 Rp66,667 Rp2,000,000 Rp2,066,667 Rp6,000,000
3 Rp50,000 Rp2,000,000 Rp2,050,000 Rp4,000,000
4 Rp33,333 Rp2,000,000 Rp2,033,333 Rp2,000,000
5 Rp16,667 Rp2,000,000 Rp2,016,667 Rp0
PERHITUNGAN PINJAMAN BUNGA EFEKTIF

Plafon kredit Rp10,000,000

Suku bunga per tahun 15.00%

Lama Pembayaran (bulan) 12

Angsuran ke Bunga Angsuran Pokok Total Cicilan

0 0 0 0
1 Rp125,000 Rp777,583 Rp902,583
2 Rp115,280 Rp787,303 Rp902,583
3 Rp105,439 Rp797,144 Rp902,583
4 Rp95,475 Rp807,109 Rp902,583
5 Rp85,386 Rp817,197 Rp902,583
6 Rp75,171 Rp827,412 Rp902,583
7 Rp64,828 Rp837,755 Rp902,583
8 Rp54,356 Rp848,227 Rp902,583
9 Rp43,753 Rp858,830 Rp902,583
10 Rp33,018 Rp869,565 Rp902,583
11 Rp22,148 Rp880,435 Rp902,583
12 Rp11,143 Rp891,440 Rp902,583
Saldo Pinjaman
Rp10,000,000
Rp9,222,417
Rp8,435,114
Rp7,637,970
Rp6,830,861
Rp6,013,664
Rp5,186,252
Rp4,348,497
Rp3,500,270
Rp2,641,440
Rp1,771,875
Rp891,440
Rp0