Target Laba Tiap Tahun Rp 7,000,000.

00
Banyaknya periode 5
Bunga 15%
Nilai Investasi Maksimun Rp (23,465,085.69)

PERIODE NILAI INVESTASI BUNGA LABA NILAI AKHIR

1 Rp 23,465,085.69 Rp 3,519,762.85 Rp 7,000,000.00 Rp 19,984,848.54
2 Rp 19,984,848.54 Rp 2,997,727.28 Rp 7,000,000.00 Rp 15,982,575.82
3 Rp 15,982,575.82 Rp 2,397,386.37 Rp 7,000,000.00 Rp 11,379,962.19
4 Rp 11,379,962.19 Rp 1,706,994.33 Rp 7,000,000.00 Rp 6,086,956.52
5 Rp 6,086,956.52 Rp 913,043.48 Rp 7,000,000.00 Rp (0.00)
Bunga per tahun 18%
Jumlah periode 15
Nilai Rp 50,000,000.00
Total Ditambah Bunga Rp (3,048,263,301.67)

Periode Nilai Bunga Total

1 Rp 50,000,000.00 Rp 9,000,000.00 Rp 59,000,000.00
2 Rp 109,000,000.00 Rp 19,620,000.00 Rp 128,620,000.00
3 Rp 178,620,000.00 Rp 32,151,600.00 Rp 210,771,600.00
4 Rp 260,771,600.00 Rp 46,938,888.00 Rp 307,710,488.00
5 Rp 357,710,488.00 Rp 64,387,887.84 Rp 422,098,375.84
6 Rp 472,098,375.84 Rp 84,977,707.65 Rp 557,076,083.49
7 Rp 607,076,083.49 Rp 109,273,695.03 Rp 716,349,778.52
8 Rp 766,349,778.52 Rp 137,942,960.13 Rp 904,292,738.65
9 Rp 954,292,738.65 Rp 171,772,692.96 Rp 1,126,065,431.61
10 Rp 1,176,065,431.61 Rp 211,691,777.69 Rp 1,387,757,209.30
11 Rp 1,437,757,209.30 Rp 258,796,297.67 Rp 1,696,553,506.97
12 Rp 1,746,553,506.97 Rp 314,379,631.26 Rp 2,060,933,138.23
13 Rp 2,110,933,138.23 Rp 379,967,964.88 Rp 2,490,901,103.11
14 Rp 2,540,901,103.11 Rp 457,362,198.56 Rp 2,998,263,301.67
15 Rp 3,048,263,301.67 Rp 548,687,394.30 Rp 3,596,950,695.97
Nilai Kredit Rp 20,000,000.00
Bunga per tahun 18%
Waktu 10
Angsuran/tahun Rp 4,450,292.83

Cicilan pokok
Tahun ke Saldo awal Angsuran/tahun Bunga/tahun
pinjaman
1 Rp 20,000,000.00 Rp 4,450,292.83 Rp 3,600,000.00 Rp 850,292.83
2 Rp 19,149,707.17 Rp 4,450,292.83 Rp 3,446,947.29 Rp 1,003,345.54
3 Rp 18,146,361.64 Rp 4,450,292.83 Rp 3,266,345.09 Rp 1,183,947.73
4 Rp 16,962,413.91 Rp 4,450,292.83 Rp 3,053,234.50 Rp 1,397,058.32
5 Rp 15,565,355.58 Rp 4,450,292.83 Rp 2,801,764.00 Rp 1,648,528.82
6 Rp 13,916,826.76 Rp 4,450,292.83 Rp 2,505,028.82 Rp 1,945,264.01
7 Rp 11,971,562.75 Rp 4,450,292.83 Rp 2,154,881.30 Rp 2,295,411.53
8 Rp 9,676,151.22 Rp 4,450,292.83 Rp 1,741,707.22 Rp 2,708,585.61
9 Rp 6,967,565.61 Rp 4,450,292.83 Rp 1,254,161.81 Rp 3,196,131.02
10 Rp 3,771,434.60 Rp 4,450,292.83 Rp 678,858.23 Rp 3,771,434.60
 Saldo akhir

Rp 19,149,707.17
Rp 18,146,361.64
Rp 16,962,413.91
Rp 15,565,355.58
Rp 13,916,826.76
Rp 11,971,562.75
Rp 9,676,151.22
Rp 6,967,565.61
Rp 3,771,434.60
Rp -
 Harga Perolehan Rp 85,000,000.00
Umur Ekonomis 5
Nilai sisa Rp 10,000,000.00
Metode Garis Lurus
Tahun Penyusutan Akumulasi Nilai sisa
Penyusutan
1 Rp 15,000,000.00 Rp 15,000,000.00 Rp 70,000,000.00
2 Rp 15,000,000.00 Rp 30,000,000.00 Rp 55,000,000.00
3 Rp 15,000,000.00 Rp 45,000,000.00 Rp 40,000,000.00
4 Rp 15,000,000.00 Rp 60,000,000.00 Rp 25,000,000.00
5 Rp 15,000,000.00 Rp 75,000,000.00 Rp 10,000,000.00
 Harga Perolehan Rp 85,000,000.00
Umur Ekonomis 5
Nilai sisa Rp 10,000,000.00
Metode Jumlah Angka Tahun
Tahun Penyusutan Akumulasi Nilai Sisa
Penyusutan
1 Rp 25,000,000.00 Rp 25,000,000.00 Rp 60,000,000.00
2 Rp 20,000,000.00 Rp 45,000,000.00 Rp 40,000,000.00
3 Rp 15,000,000.00 Rp 60,000,000.00 Rp 25,000,000.00
4 Rp 10,000,000.00 Rp 70,000,000.00 Rp 15,000,000.00
5 Rp 5,000,000.00 Rp 75,000,000.00 Rp 10,000,000.00
 Harga Perolehan Rp 85,000,000.00
Umur Ekonomis 5
Nilai sisa Rp 10,000,000.00
Metode Saldo Menurun Ganda

Tahun Penyusutan Akumulasi Penyusutan Nilai Sisa

1 Rp 34,000,000.00 Rp 34,000,000.00 Rp 51,000,000.00

2 Rp 20,400,000.00 Rp 54,400,000.00 Rp 30,600,000.00
3 Rp 12,240,000.00 Rp 66,640,000.00 Rp 18,360,000.00
4 Rp 7,344,000.00 Rp 73,984,000.00 Rp 11,016,000.00
5 Rp 1,016,000.00 Rp 75,000,000.00 Rp 10,000,000.00