MENGOLAH DATA DENGAN FUNGSI FINANSIAL

1. FUNGSI PV (Present Value)

Target Laba setiap tahun Rp7,000,000,000

Banyaknya periode 5
Bunga 15%
Nilai Investasi Maksimum -Rp23,465,085,686

PERIODE NILAI INVESTASI BUNGA LABA NILAI AKHIR

1 Rp23,465,085,686 Rp3,519,762,853 Rp7,000,000,000 Rp19,984,848,539

2 Rp19,984,848,539 Rp2,997,727,281 Rp7,000,000,000 Rp15,982,575,820
3 Rp15,982,575,820 Rp2,397,386,373 Rp7,000,000,000 Rp11,379,962,193
4 Rp11,379,962,193 Rp1,706,994,329 Rp7,000,000,000 Rp6,086,956,522
5 Rp6,086,956,522 Rp913,043,478 Rp7,000,000,000 Rp0
MENGOLAH DATA DENGAN FUNGSI FINANSIAL
2. Fungsi FV

Bunga per tahun 18%

Jumlah periode 15
Nilai Rp50,000,000
Total ditambah bunga -Rp3,048,263,302

Periode Nilai Bunga Total

1 Rp50,000,000 Rp9,000,000 Rp59,000,000
2 Rp109,000,000 Rp19,620,000 Rp128,620,000
3 Rp178,620,000 Rp32,151,600 Rp210,771,600
4 Rp260,771,600 Rp46,938,888 Rp307,710,488
5 Rp357,710,488 Rp64,387,888 Rp422,098,376
6 Rp472,098,376 Rp84,977,708 Rp557,076,083
7 Rp607,076,083 Rp109,273,695 Rp716,349,779
8 Rp766,349,779 Rp137,942,960 Rp904,292,739
9 Rp954,292,739 Rp171,772,693 Rp1,126,065,432
10 Rp1,176,065,432 Rp211,691,778 Rp1,387,757,209
11 Rp1,437,757,209 Rp258,796,298 Rp1,696,553,507
12 Rp1,746,553,507 Rp314,379,631 Rp2,060,933,138
13 Rp2,110,933,138 Rp379,967,965 Rp2,490,901,103
14 Rp2,540,901,103 Rp457,362,199 Rp2,998,263,302
15 Rp3,048,263,302
MENGOLAH DATA DENGAN FUNGSI FINANSIAL
4. Fungsi untuk menghitung penyusutan
A. Fungsi SLN

Harga Perolehan Rp85,000,000

Umur Ekonomis 5
Nilai sisa Rp10,000,000

Metode Garis Lurus

Tahun Penyusutan Akumulasi Penyusutan Nilai Sisa

1 Rp15,000,000.00 Rp15,000,000.00 Rp70,000,000.00

2 Rp15,000,000.00 Rp30,000,000.00 Rp55,000,000.00
3 Rp15,000,000.00 Rp45,000,000.00 Rp40,000,000.00
4 Rp15,000,000.00 Rp60,000,000.00 Rp25,000,000.00
5 Rp15,000,000.00 Rp75,000,000.00 Rp10,000,000.00
MENGOLAH DATA DENGAN FUNGSI FINANSIAL
4. Fungsi untuk menghitung penyusutan
A. Fungsi SYD

Harga Perolehan Rp85,000,000

Umur Ekonomis 5
Nilai sisa Rp10,000,000

Metode Garis Lurus

Tahun Penyusutan Akumulasi Penyusutan Nilai Sisa

1 Rp25,000,000.00 Rp25,000,000.00 Rp60,000,000.00

2 Rp20,000,000.00 Rp45,000,000.00 Rp40,000,000.00
3 Rp15,000,000.00 Rp60,000,000.00 Rp25,000,000.00
4 Rp10,000,000.00 Rp70,000,000.00 Rp15,000,000.00
5 Rp5,000,000.00 Rp75,000,000.00 Rp10,000,000.00
MENGOLAH DATA DENGAN FUNGSI FINANSIAL
4. Fungsi untuk menghitung penyusutan
A. Fungsi DDB

Harga Perolehan Rp85,000,000

Umur Ekonomis 5
Nilai sisa Rp10,000,000

Metode Garis Lurus

Tahun Penyusutan Akumulasi Penyusutan Nilai Sisa

1 Rp34,000,000.00 Rp34,000,000.00 Rp51,000,000.00

2 Rp20,400,000.00 Rp54,400,000.00 Rp30,600,000.00
3 Rp12,240,000.00 Rp66,640,000.00 Rp18,360,000.00
4 Rp7,344,000.00 Rp73,984,000.00 Rp11,016,000.00
5 Rp1,016,000.00 Rp75,000,000.00 Rp10,000,000.00
MENGOLAH DATA DENGAN FUNGSI FINANSIAL
3. Fungsi PMT

Nilai Kredit Rp20,000,000

Bunga per tahun 18%
Waktu 10
Angsuran / tahun Rp4,450,293

Tahun Ke Saldo Awal Angsuran/Tahun Bunga/Tahun Cicilan Pokok Pinjaman Saldo Akhir

1 Rp20,000,000 Rp4,450,293 Rp3,600,000 Rp850,293 Rp19,149,707

2 Rp19,149,707 Rp4,450,293 Rp3,446,947 Rp1,003,346 Rp18,146,362
3 Rp18,146,362 Rp4,450,293 Rp3,266,345 Rp1,183,948 Rp16,962,414
4 Rp16,962,414 Rp4,450,293 Rp3,053,235 Rp1,397,058 Rp15,565,356
5 Rp15,565,356 Rp4,450,293 Rp2,801,764 Rp1,648,529 Rp13,916,827
6 Rp13,916,827 Rp4,450,293 Rp2,505,029 Rp1,945,264 Rp11,971,563
7 Rp11,971,563 Rp4,450,293 Rp2,154,881 Rp2,295,412 Rp9,676,151
8 Rp9,676,151 Rp4,450,293 Rp1,741,707 Rp2,708,586 Rp6,967,566
9 Rp6,967,566 Rp4,450,293 Rp1,254,162 Rp3,196,131 Rp3,771,435
10 Rp3,771,435 Rp4,450,293 Rp678,858 Rp3,771,435 Rp0
MENGOLAH DATA DENGAN FUNGSI FINANSIAL
3. Fungsi PMT

Nilai Kredit Rp100,000,000

Bunga per tahun 15%
Waktu 15
Angsuran / tahun Rp17,101,705

Tahun Ke Saldo Awal Angsuran/Tahun Bunga/Tahun Cicilan Pokok Pinjaman Saldo Akhir

1 Rp100,000,000 Rp17,101,705 Rp15,000,000 Rp2,101,705 Rp97,898,295

2 Rp97,898,295 Rp17,101,705 Rp14,684,744 Rp2,416,961 Rp95,481,334
3 Rp95,481,334 Rp17,101,705 Rp14,322,200 Rp2,779,505 Rp92,701,828
4 Rp92,701,828 Rp17,101,705 Rp13,905,274 Rp3,196,431 Rp89,505,397
5 Rp89,505,397 Rp17,101,705 Rp13,425,810 Rp3,675,896 Rp85,829,502
6 Rp85,829,502 Rp17,101,705 Rp12,874,425 Rp4,227,280 Rp81,602,222
7 Rp81,602,222 Rp17,101,705 Rp12,240,333 Rp4,861,372 Rp76,740,850
8 Rp76,740,850 Rp17,101,705 Rp11,511,127 Rp5,590,578 Rp71,150,272
9 Rp71,150,272 Rp17,101,705 Rp10,672,541 Rp6,429,164 Rp64,721,108
10 Rp64,721,108 Rp17,101,705 Rp9,708,166 Rp7,393,539 Rp57,327,568
11 Rp57,327,568 Rp17,101,705 Rp8,599,135 Rp8,502,570 Rp48,824,998
12 Rp48,824,998 Rp17,101,705 Rp7,323,750 Rp9,777,955 Rp39,047,043
13 Rp39,047,043 Rp17,101,705 Rp5,857,056 Rp11,244,649 Rp27,802,394
14 Rp27,802,394 Rp17,101,705 Rp4,170,359 Rp12,931,346 Rp14,871,048
15 Rp14,871,048 Rp17,101,705 Rp2,230,657 Rp14,871,048 Rp0