Nama :

NIM :
Analisis Rasio Keuangan PT Bank Pembangunan Daerah Jawa Timur Tbk 2022
1 Cash Ratio = Kas dan setara kas
Liabilitas segera + Simpanan diterima

= 19,988,131
872,514 + 83236528

= 19,988,131
84,109,042

= 23.76%

2 Quick Ratio = Kas

Simpanan diterima

= 1,988,262
83,236,528

= 2.39%

3 Banking Ratio = Kredit Diberikan

Simpanan diterima

= 4,347,656
83,236,528

= 5.22%

4 Loan to Deposit Ratio = Kredit Diberikan

Simpanan diterima + Modal Sendiri

= 4,347,656
83,236,528 + 11,445,861

= 4,347,656
94,682,389
 = 4.59%

5 Loan to Asset Ratio = Kredit Diberikan

Total Aset

= 4,347,656
103,031,367

= 4.22%

6 Return on Assets = Laba Bersih

Total Aset

= 1,542,824
103,031,367

= 1.50%

7 Return on Equity = Laba Bersih

Modal Sendiri

= 1,542,824
11,445,861

= 13.48%

8 Net Profit Margin = Laba Bersih

Laba Operasional

= 1,542,824
1,940,826

= 79.49%

9 Net Interest Margin = Pendapatan Bunga

Aktiva Produktif

= 4,917,056
 4,347,656

= 113.10%

10 Capital Adequancy Ratio = Modal Sendiri

Aktiva Tertimbang Menurut Risiko

= 11,445,861
43,580,925

= 26.26%

11 Capital Ratio = Modal Sendiri

Kredit Diberikan

= 11,445,861
4,347,656

= 263.27%

12 Primary Ratio = Modal Sendiri

Total Aset

= 11,445,861
103,031,367

= 11.11%
Tbk 2022
2022
an diterima Kas dan setara kas 19,988,131
Liabilitas segera 872,514
Simpanan diterima 83,236,528

2022
Kas 1,988,262
Simpanan diterima 83,236,528

2022
Kredit Diberikan 4,347,656
Simpanan diterima 83,236,528

2022
Kredit Diberikan 4,347,656
Simpanan diterima 83,236,528
Modal Sendiri 11,445,861
 2022
Kredit Diberikan 4,347,656
Total Aset 103,031,367

2022
Laba Bersih 1,542,824
Total Aset 103,031,367

2022
Laba Bersih 1,542,824
Modal Sendiri 11,445,861

2022
Laba Bersih 1,542,824
Laba Operasional 1,940,826

2022
Pendapatan Bunga 4,917,056
Aktiva Produktif 4,347,656
 2022
Modal Sendiri 11,445,861
Aktiva Tertimbang Menurut Risiko 43,580,925

2022
Modal Sendiri 11,445,861
Kredit Diberikan 4,347,656

2022
Modal Sendiri 11,445,861
Total Aset 103,031,367