Tabel 3.

Lembaga yang menawarkan layanan/instrumen pembayaran

Table 3. Institutions offering payment services/instruments

Komponen Satuan/Unit 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 Component
1 Jumlah institusi yang menawarkan layanan/instrumen pembayaran Satuan/Unit 128 131 132 132 131 134 140 141 151 151 Total number of institutions offering payment services/instruments 1
2 Rincian jumlah lembaga yang menawarkan layanan/instrumen pembayaran menurut kategori Breakdown of 'total number of institutions offering payment 2
3 Bank Sentral Satuan/Unit 1 1 1 1 1 1 1 1 1 1 services/instruments'
Central bank by category 3
4 Jumlah cabang atau kantor Satuan/Unit 41 41 43 45 45 46 46 46 46 46 Number of branches or offices 4
5 Jumlah akun pembayaran Satuan/Unit nav 143 141 140 138r 136 136r 130 130 128 Number of payment accounts 5
6 Nilai akun pembayaran Juta Rp/Millions Rp nav 253,655,238 287,484,434 308,756,073 288,824,440 306,360,868 319,652,973 316,597,990 246,806,603 389,177,726 Value of payment accounts 6
7 Perbankan Banks 7
8 Jumlah entitas Satuan/Unit 120 120 119 118 116 115 115 110 109 107 Total number of entities 8
9 Jumlah cabang atau kantor Satuan/Unit 16,176 25,095 22,445 22,458 21,828 32,276 31,609 31,127 30,733r 32,366 Number of branches or offices 9
10 Jumlah akun pembayaran Satuan/Unit 5,649,761 5,821,124 6,029,877 6,357,886 6,815,665 7,182,542 7,630,587 9,479,250 10,601,856 10,843,723 Number of payment accounts 10
11 Nilai akun pembayaran Juta Rp/Millions Rp 2,079,894,020 2,358,602,401 2,636,145,040 2,799,051,178 3,075,770,430 3,273,075,257 3,317,177,564 3,995,377,878 4,491,881,366r 5,046,069,899 Value of payment accounts 11
12 Rincian bank menurut sub kategori Breakdown of 'banks' by subcategory 12
13 Bank Tipe I1) Banks type I1) 13
14 Jumlah entitas Satuan/Unit nap 56 49 39 27 21 22 17 7 nap Total number of entities 14
15 Jumlah cabang atau kantor Satuan/Unit nap 3,155 1,376 839 304 571 594 491 174 nap Number of branches or offices 15
16 Jumlah akun pembayaran Satuan/Unit nap 365,581 289,686 280,355 333,302 281,949 125,025 103,318 35,284 nap Number of payment accounts 16
17 Nilai akun pembayaran Juta Rp/Millions Rp nap 132,616,633 108,091,124 89,491,049 96,959,447 87,461,428 40,370,225 34,218,176 13,908,503 nap Value of payment accounts 17
18 Bank Tipe II1) Bank Type II1) 18
19 Jumlah entitas Satuan/Unit nap 36 40 46 54 57 55 57 62 nap Total number of entities 19
20 Jumlah cabang atau kantor Satuan/Unit nap 5,290 3,415 4,005 4,011 5,433 5,185 5,294r 4,875 nap Number of branches or offices 20
21 Jumlah akun pembayaran Satuan/Unit nap 1,253,279 1,118,338 1,037,702 1,086,188 1,078,298 1,042,592 1,129,811 1,313,337 nap Number of payment accounts 21
22 Nilai akun pembayaran Juta Rp/Millions Rp nap 497,548,007 513,683,421 440,228,720 472,975,747 463,772,164 413,112,299 453,012,345 556,222,792 nap Value of payment accounts 22
23 Bank Tipe III1) Bank Type III1) 23
24 Jumlah entitas Satuan/Unit nap 14 16 19 21 23 24 22 25 nap Total number of entities 24
25 Jumlah cabang atau kantor Satuan/Unit nap 6,644 7,155 6,848 6,004 10,012 10,075 9,253r 9,336 nap Number of branches or offices 25
26 Jumlah akun pembayaran Satuan/Unit nap 1,506,842 1,619,089 1,766,144 1,825,647 1,795,165 2,138,753 3,454,635 2,617,769 nap Number of payment accounts 26
27 Nilai akun pembayaran Juta Rp/Millions Rp nap 729,437,497 834,483,407 1,025,873,901 1,085,336,616 1,116,826,760 1,112,806,233 1,527,573,745 1,428,962,287 nap Value of payment accounts 27
28 Bank Tipe IV1) Bank Type IV1) 28
29 Jumlah entitas Satuan/Unit nap 4 4 4 4 5 5 6 7 nap Total number of entities 29
30 Jumlah cabang atau kantor Satuan/Unit nap 9,957 10,453 10,722 11,461 16,221 15,717 16,053 16,312 nap Number of branches or offices 30
31 Jumlah akun pembayaran Satuan/Unit nap 2,605,973 2,912,360 3,188,414 3,494,760 3,979,647 4,276,885 4,749,926 6,400,940 nap Number of payment accounts 31
32 Nilai akun pembayaran Juta Rp/Millions Rp nap 852,095,436 1,033,984,077 1,083,429,776 1,253,720,506 1,461,212,339 1,595,758,242 1,817,804,741 2,322,687,531 nap Value of payment accounts 32
33 Bank Tipe V1) Banks type V1) 33
34 Jumlah entitas Satuan/Unit nap nap nap nap nap nap nap nap nap 69 Total number of entities 34
35 Jumlah cabang atau kantor Satuan/Unit nap nap nap nap nap nap nap nap nap 4,969 Number of branches or offices 35
36 Jumlah akun pembayaran Satuan/Unit nap nap nap nap nap nap nap nap nap 1,544,797 Number of payment accounts 36
37 Nilai akun pembayaran Juta Rp/Millions Rp nap nap nap nap nap nap nap nap nap 668,746,443 Value of payment accounts 37
38 Bank Tipe VI1) Bank Type VI1) 38
39 Jumlah entitas Satuan/Unit nap nap nap nap nap nap nap nap nap 14 Total number of entities 39
40 Jumlah cabang atau kantor Satuan/Unit nap nap nap nap nap nap nap nap nap 3,264 Number of branches or offices 40
41 Jumlah akun pembayaran Satuan/Unit nap nap nap nap nap nap nap nap nap 1,028,873 Number of payment accounts 41
42 Nilai akun pembayaran Juta Rp/Millions Rp nap nap nap nap nap nap nap nap nap 533,899,840 Value of payment accounts 42
43 Bank Tipe VII1) Bank Type VII1) 43
44 Jumlah entitas Satuan/Unit nap nap nap nap nap nap nap nap nap 12 Total number of entities 44
45 Jumlah cabang atau kantor Satuan/Unit nap nap nap nap nap nap nap nap nap 8,916 Number of branches or offices 45
46 Jumlah akun pembayaran Satuan/Unit nap nap nap nap nap nap nap nap nap 2,394,350 Number of payment accounts 46
47 Nilai akun pembayaran Juta Rp/Millions Rp nap nap nap nap nap nap nap nap nap 1,383,573,639 Value of payment accounts 47
48 Bank Tipe VIII1) Bank Type VIII1) 48
49 Jumlah entitas Satuan/Unit nap nap nap nap nap nap nap nap nap 4 Total number of entities 49
50 Jumlah cabang atau kantor Satuan/Unit nap nap nap nap nap nap nap nap nap 15,186 Number of branches or offices 50
51 Jumlah akun pembayaran Satuan/Unit nap nap nap nap nap nap nap nap nap 5,676,678 Number of payment accounts 51
52 Nilai akun pembayaran Juta Rp/Millions Rp nap nap nap nap nap nap nap nap nap 2,270,943,089 Value of payment accounts 52
53 Cabang bank asing Branches of foreign banks 53
54 Jumlah entitas Satuan/Unit 10 10 10 10 10 9 9 8 8 8 Total number of entities 54
55 Jumlah cabang atau kantor Satuan/Unit 52 49 46 44 48 39 38 36 36 31 Number of branches or offices 55
56 Jumlah akun pembayaran Satuan/Unit 86,390 89,449 90,404 85,271 75,768 47,483 47,332 41,560 234,526 199,025 Number of payment accounts 56
57 Nilai akun pembayaran Juta Rp/Millions Rp 130,037,689 146,904,828 145,903,011 160,027,732 166,778,114 143,802,567 155,130,565 162,768,871 170,100,252 188,906,887 Value of payment accounts 57
58 Lembaga selain bank yang menawarkan layanan/instrumen pembayaran Non-banks offering payment services/instruments 58
59 Jumlah entitas Satuan/Unit 7 10 12 13 14 18 24 30 41 43 Total number of entities 59
Rincian lembaga selain bank yang menawarkan layanan/instrumen pembayaran, jumlah Breakdown of 'non-banks offering payment services/instruments,
60 entitas menurut sub kategori total number of entities' by subcategory 60

Lembaga selain bank yang mengandalkan penyimpanan nilai (pada akun pembayaran Non-banks relying on storage of value (on payment accounts or
61 atau pada perangkat yang ditawarkan oleh pihak lain) on a device offered by others) 61
62 Jumlah entitas Satuan/Unit 6 8 10 11 12 16 22 28 39 41 Total number of entities 62
Lembaga selain bank yang mengandalkan penyimpanan nilai pada akun pembayaran atau Non-banks relying on storage of value on payment accounts or
63 pada perangkat yang ditawarkan oleh pihak lain on a device offered by others 63
64 Jumlah entitas Satuan/Unit 1 2 2 2 2 2 2 2 2 2 Total number of entities 64
65 MEMO: FOKUS pada E-MONEY MEMO: FOCUS on E-MONEY 65
66 Jumlah penerbit uang elektronik Satuan/Unit 12 17 19 20 21 27 34 40 55 59 Total number
Partial of e-money
breakdown issuersnumber of e-money issuers' by type of
of 'total 66
67 Rincian dari jumlah penerbit uang elektronik menurut jenis lembaga institution 67
68 a.l lembaga selain bank Satuan/Unit 6 8 10 11 12 16 22 28 39 41 Of which: non-banks 68
69 Posisi uang elektronik Juta Rp/Millions Rp 254,610 345,483 494,354 737,786 982,360 2,421,094 4,033,008 6,142,712 7,893,321 11,111,526 Total outstanding
Partial e-money
breakdown valueoutstanding e-money value' by type of
of 'total 69
70 Rincian dari nilai uang elektronik menurut jenis institusi institution 70
71 a.l diterbitkan oleh lembaga selain bank Juta Rp/Millions Rp 36,242 51,824 71,711 108,127 198,089 860,043 1,468,536 3,330,991 4,876,642 5,432,676 Of which: issued by non-bank 71

Keterangan: Notes:

1) 2012: No regulation on the breakdown of banks, 2013-2020 (Bank Type I to IV c.q.

1) 2012: belum terdapat regulasi mengenai pembagian kelompok bank, 2013-2020 (Bank Tipe I s.d. IV c.q. BUKU I to IV): Breakdowns based on the first regulation on the core capital
BUKU 1 s.d. 4): Pembagian bank berdasarkan POJK No.6/POJK.03/2016 tentang Kegiatan Usaha dan Jaringan classification of commercial banks (POJK No.6/POJK.03/2016 on Business Activities and
Kantor Berdasarkan Modal Inti Bank. 2021 (Bank Tipe V s.d. VIII c.1. KBMI I s.d. 4): Pembagian bank Office Networks Based on Bank Core Capital), 2021 (Bank Type V to VIII c.q. BUKU V to
berdasarkan POJK No. 12/POJK 03/2021 tentang Bank Umum. VIII): Breakdowns based on the second regulation on the core capital classification
of commercial banks (POJK No. 12/POJK 03/2021 on Commercial Banks).

- 2013-2020 (POJK No.6/POJK.03/2016 on Business Activities and Office Networks Based

- 2013 s.d. 2020 (POJK No.6/POJK.03/2016 tentang Kegiatan Usaha dan Jaringan Kantor Berdasarkan Modal on Bank Core Capital): type I banks are defined as BUKU I banks, namely banks with
Inti Bank): bank tipe I didefinisikan sebagai bank BUKU I yakni bank dengan modal inti <Rp 1 triliun core capital <Rp 1 trillion rupiah. Type II bank is defined as a BUKU II bank, namely
rupiah. Bank tipe II didefinisikan sebagai bank BUKU II yakni bank dengan modal inti Rp1 Triliun s.d. a bank with a core capital of IDR 1 trillion up to IDR 1 trillion. <Rp 5 trillion.
<Rp5 triliun. Bank Tipe III didefinisikan sebagai bank BUKU III yakni bank dengan modal inti Rp5 Type III bank is defined as a BUKU III bank, namely a bank with a core capital of IDR
triliun s.d. <Rp30 triliun. Bank tipe IV didefinisikan sebagai bank BUKU IV yakni bank dengan modal 5 trillion up to IDR 5 trillion. <Rp30 trillion. Type IV bank is defined as a BUKU IV
inti ≥Rp30 triliun. bank, namely a bank with a core capital of IDR 30 trillion.

- 2021 (POJK No. 12/POJK 03/2021 on Commercial Banks): type V banks are defined as
- 2021 (POJK No. 12/POJK 03/2021 tentang Bank Umum): bank tipe V didefinisikan sebagai bank KBMI I KBMI I banks, namely banks with core capital up to s.d. IDR 6 trillion rupiah. Type
yakni bank dengan modal inti s.d. Rp 6 triliun rupiah. Bank tipe VI didefinisikan sebagai bank KBMI II VI banks are defined as KBMI II banks, namely banks with core capital > Rp. 6
yakni bank dengan modal inti >Rp6 Triliun s.d. Rp14 triliun. Bank Tipe VII didefinisikan sebagai bank Trillion up to Rp. 6 trillion. IDR 14 trillion. Type VII banks are defined as KBMI
KBMI III yakni bank dengan modal inti >Rp14 triliun s.d. Rp70 triliun. Bank tipe VIII didefinisikan III banks, namely banks with core capital > Rp. 14 trillion up to Rp. 14 trillion.
sebagai bank KBMI IV yakni bank dengan modal inti >Rp70 triliun. IDR 70 trillion. Type VIII banks are defined as KBMI IV banks, namely banks with core
capital > Rp70 trillion.

Sumber: Bank Indonesia dan Otoritas Jasa Keuangan Source: Bank Indonesia and Financial Service Authority

The Red Book Statistics 1 Bank Indonesia