Simulasi KPR Konvensional

www.btnproperti.co.id

Rincian Pinjaman

Harga Properti Rp2.300.000.000

Suku bunga (per tahun) 10.59%
Suku Bunga Floating (per tahun) 13.5%
Kredit Fix 180 Bulan
Lama Pinjaman 180 Bulan
Uang Muka (DP) Rp230.000.000
Jumlah Pinjaman Maksimal Rp2.070.000.000

Biaya Bank
Appraisal Rp1.500.000
Administrasi Rp0
Proses Rp0
Provisi Rp20.700.000
Asuransi Rp20.700.000
Total Biaya Bank Rp42.900.000

Biaya Notaris
Akta Jual Beli Rp20.700.000
Bea Balik Nama Rp20.700.000
SKMHT Rp10.350.000
APHT Rp20.700.000
Perjanjian HT Rp20.700.000
Cek Sertifikat, ZNT, PNBP HT Rp10.350.000
Total Biaya Notaris Rp103.500.000

Angsuran per bulan Rp23.448.264

Pembayaran Pertama (Angsuran + Uang Muka Rp399.848.264
+ Total Biaya Bank + Total Biaya Notaris)

Catatan: Perhitungan ini berdasarkan asumsi kami pada aplikasi KPR secara umum.
Detail Angsuran

Bulan Sisa Pinjaman Porsi Pokok Porsi Bunga Angsuran Bunga

1 Rp2.064.819.450 Rp5.180.550 Rp18.267.750 Rp23.448.300 10.59%
2 Rp2.059.638.900 Rp5.180.550 Rp18.267.750 Rp23.448.300 10.59%
3 Rp2.054.458.350 Rp5.180.550 Rp18.267.750 Rp23.448.300 10.59%
4 Rp2.049.277.800 Rp5.180.550 Rp18.267.750 Rp23.448.300 10.59%
5 Rp2.044.097.250 Rp5.180.550 Rp18.267.750 Rp23.448.300 10.59%
6 Rp2.038.916.700 Rp5.180.550 Rp18.267.750 Rp23.448.300 10.59%
7 Rp2.033.736.150 Rp5.180.550 Rp18.267.750 Rp23.448.300 10.59%
8 Rp2.028.555.600 Rp5.180.550 Rp18.267.750 Rp23.448.300 10.59%
9 Rp2.023.375.050 Rp5.180.550 Rp18.267.750 Rp23.448.300 10.59%
10 Rp2.018.194.500 Rp5.180.550 Rp18.267.750 Rp23.448.300 10.59%
11 Rp2.013.013.950 Rp5.180.550 Rp18.267.750 Rp23.448.300 10.59%
12 Rp2.007.833.400 Rp5.180.550 Rp18.267.750 Rp23.448.300 10.59%
13 Rp2.002.210.414 Rp5.622.986 Rp17.825.314 Rp23.448.300 10.59%
14 Rp1.996.481.244 Rp5.729.170 Rp17.719.130 Rp23.448.300 10.59%
15 Rp1.990.752.074 Rp5.729.170 Rp17.719.130 Rp23.448.300 10.59%
16 Rp1.985.022.904 Rp5.729.170 Rp17.719.130 Rp23.448.300 10.59%
17 Rp1.979.293.733 Rp5.729.170 Rp17.719.130 Rp23.448.300 10.59%
18 Rp1.973.564.563 Rp5.729.170 Rp17.719.130 Rp23.448.300 10.59%
19 Rp1.967.835.393 Rp5.729.170 Rp17.719.130 Rp23.448.300 10.59%
20 Rp1.962.106.223 Rp5.729.170 Rp17.719.130 Rp23.448.300 10.59%
21 Rp1.956.377.052 Rp5.729.170 Rp17.719.130 Rp23.448.300 10.59%
22 Rp1.950.647.882 Rp5.729.170 Rp17.719.130 Rp23.448.300 10.59%
23 Rp1.944.918.712 Rp5.729.170 Rp17.719.130 Rp23.448.300 10.59%
24 Rp1.939.189.542 Rp5.729.170 Rp17.719.130 Rp23.448.300 10.59%
25 Rp1.932.971.837 Rp6.217.704 Rp17.230.596 Rp23.448.300 10.59%
26 Rp1.926.636.885 Rp6.334.952 Rp17.113.348 Rp23.448.300 10.59%
27 Rp1.920.301.933 Rp6.334.952 Rp17.113.348 Rp23.448.300 10.59%
28 Rp1.913.966.981 Rp6.334.952 Rp17.113.348 Rp23.448.300 10.59%
29 Rp1.907.632.028 Rp6.334.952 Rp17.113.348 Rp23.448.300 10.59%
30 Rp1.901.297.076 Rp6.334.952 Rp17.113.348 Rp23.448.300 10.59%
31 Rp1.894.962.124 Rp6.334.952 Rp17.113.348 Rp23.448.300 10.59%
Bulan Sisa Pinjaman Porsi Pokok Porsi Bunga Angsuran Bunga
32 Rp1.888.627.171 Rp6.334.952 Rp17.113.348 Rp23.448.300 10.59%
33 Rp1.882.292.219 Rp6.334.952 Rp17.113.348 Rp23.448.300 10.59%
34 Rp1.875.957.267 Rp6.334.952 Rp17.113.348 Rp23.448.300 10.59%
35 Rp1.869.622.315 Rp6.334.952 Rp17.113.348 Rp23.448.300 10.59%
36 Rp1.863.287.362 Rp6.334.952 Rp17.113.348 Rp23.448.300 10.59%
37 Rp1.856.412.219 Rp6.875.143 Rp16.573.157 Rp23.448.300 10.59%
38 Rp1.849.407.430 Rp7.004.789 Rp16.443.511 Rp23.448.300 10.59%
39 Rp1.842.402.641 Rp7.004.789 Rp16.443.511 Rp23.448.300 10.59%
40 Rp1.835.397.852 Rp7.004.789 Rp16.443.511 Rp23.448.300 10.59%
41 Rp1.828.393.063 Rp7.004.789 Rp16.443.511 Rp23.448.300 10.59%
42 Rp1.821.388.274 Rp7.004.789 Rp16.443.511 Rp23.448.300 10.59%
43 Rp1.814.383.485 Rp7.004.789 Rp16.443.511 Rp23.448.300 10.59%
44 Rp1.807.378.696 Rp7.004.789 Rp16.443.511 Rp23.448.300 10.59%
45 Rp1.800.373.907 Rp7.004.789 Rp16.443.511 Rp23.448.300 10.59%
46 Rp1.793.369.118 Rp7.004.789 Rp16.443.511 Rp23.448.300 10.59%
47 Rp1.786.364.329 Rp7.004.789 Rp16.443.511 Rp23.448.300 10.59%
48 Rp1.779.359.540 Rp7.004.789 Rp16.443.511 Rp23.448.300 10.59%
49 Rp1.771.757.442 Rp7.602.098 Rp15.846.202 Rp23.448.300 10.59%
50 Rp1.764.011.990 Rp7.745.452 Rp15.702.848 Rp23.448.300 10.59%
51 Rp1.756.266.538 Rp7.745.452 Rp15.702.848 Rp23.448.300 10.59%
52 Rp1.748.521.086 Rp7.745.452 Rp15.702.848 Rp23.448.300 10.59%
53 Rp1.740.775.634 Rp7.745.452 Rp15.702.848 Rp23.448.300 10.59%
54 Rp1.733.030.181 Rp7.745.452 Rp15.702.848 Rp23.448.300 10.59%
55 Rp1.725.284.729 Rp7.745.452 Rp15.702.848 Rp23.448.300 10.59%
56 Rp1.717.539.277 Rp7.745.452 Rp15.702.848 Rp23.448.300 10.59%
57 Rp1.709.793.825 Rp7.745.452 Rp15.702.848 Rp23.448.300 10.59%
58 Rp1.702.048.373 Rp7.745.452 Rp15.702.848 Rp23.448.300 10.59%
59 Rp1.694.302.921 Rp7.745.452 Rp15.702.848 Rp23.448.300 10.59%
60 Rp1.686.557.469 Rp7.745.452 Rp15.702.848 Rp23.448.300 10.59%
61 Rp1.678.151.551 Rp8.405.918 Rp15.042.382 Rp23.448.300 10.59%
62 Rp1.669.587.120 Rp8.564.430 Rp14.883.870 Rp23.448.300 10.59%
63 Rp1.661.022.690 Rp8.564.430 Rp14.883.870 Rp23.448.300 10.59%
64 Rp1.652.458.260 Rp8.564.430 Rp14.883.870 Rp23.448.300 10.59%
Bulan Sisa Pinjaman Porsi Pokok Porsi Bunga Angsuran Bunga
65 Rp1.643.893.829 Rp8.564.430 Rp14.883.870 Rp23.448.300 10.59%
66 Rp1.635.329.399 Rp8.564.430 Rp14.883.870 Rp23.448.300 10.59%
67 Rp1.626.764.969 Rp8.564.430 Rp14.883.870 Rp23.448.300 10.59%
68 Rp1.618.200.538 Rp8.564.430 Rp14.883.870 Rp23.448.300 10.59%
69 Rp1.609.636.108 Rp8.564.430 Rp14.883.870 Rp23.448.300 10.59%
70 Rp1.601.071.678 Rp8.564.430 Rp14.883.870 Rp23.448.300 10.59%
71 Rp1.592.507.247 Rp8.564.430 Rp14.883.870 Rp23.448.300 10.59%
72 Rp1.583.942.817 Rp8.564.430 Rp14.883.870 Rp23.448.300 10.59%
73 Rp1.574.648.085 Rp9.294.732 Rp14.153.568 Rp23.448.300 10.59%
74 Rp1.565.178.080 Rp9.470.005 Rp13.978.295 Rp23.448.300 10.59%
75 Rp1.555.708.076 Rp9.470.005 Rp13.978.295 Rp23.448.300 10.59%
76 Rp1.546.238.071 Rp9.470.005 Rp13.978.295 Rp23.448.300 10.59%
77 Rp1.536.768.066 Rp9.470.005 Rp13.978.295 Rp23.448.300 10.59%
78 Rp1.527.298.062 Rp9.470.005 Rp13.978.295 Rp23.448.300 10.59%
79 Rp1.517.828.057 Rp9.470.005 Rp13.978.295 Rp23.448.300 10.59%
80 Rp1.508.358.052 Rp9.470.005 Rp13.978.295 Rp23.448.300 10.59%
81 Rp1.498.888.048 Rp9.470.005 Rp13.978.295 Rp23.448.300 10.59%
82 Rp1.489.418.043 Rp9.470.005 Rp13.978.295 Rp23.448.300 10.59%
83 Rp1.479.948.038 Rp9.470.005 Rp13.978.295 Rp23.448.300 10.59%
84 Rp1.470.478.034 Rp9.470.005 Rp13.978.295 Rp23.448.300 10.59%
85 Rp1.460.200.508 Rp10.277.526 Rp13.170.774 Rp23.448.300 10.59%
86 Rp1.449.729.176 Rp10.471.331 Rp12.976.969 Rp23.448.300 10.59%
87 Rp1.439.257.845 Rp10.471.331 Rp12.976.969 Rp23.448.300 10.59%
88 Rp1.428.786.514 Rp10.471.331 Rp12.976.969 Rp23.448.300 10.59%
89 Rp1.418.315.182 Rp10.471.331 Rp12.976.969 Rp23.448.300 10.59%
90 Rp1.407.843.851 Rp10.471.331 Rp12.976.969 Rp23.448.300 10.59%
91 Rp1.397.372.519 Rp10.471.331 Rp12.976.969 Rp23.448.300 10.59%
92 Rp1.386.901.188 Rp10.471.331 Rp12.976.969 Rp23.448.300 10.59%
93 Rp1.376.429.857 Rp10.471.331 Rp12.976.969 Rp23.448.300 10.59%
94 Rp1.365.958.525 Rp10.471.331 Rp12.976.969 Rp23.448.300 10.59%
95 Rp1.355.487.194 Rp10.471.331 Rp12.976.969 Rp23.448.300 10.59%
96 Rp1.345.015.863 Rp10.471.331 Rp12.976.969 Rp23.448.300 10.59%
97 Rp1.333.651.625 Rp11.364.238 Rp12.084.062 Rp23.448.300 10.59%
Bulan Sisa Pinjaman Porsi Pokok Porsi Bunga Angsuran Bunga
98 Rp1.322.073.090 Rp11.578.535 Rp11.869.765 Rp23.448.300 10.59%
99 Rp1.310.494.555 Rp11.578.535 Rp11.869.765 Rp23.448.300 10.59%
100 Rp1.298.916.020 Rp11.578.535 Rp11.869.765 Rp23.448.300 10.59%
101 Rp1.287.337.485 Rp11.578.535 Rp11.869.765 Rp23.448.300 10.59%
102 Rp1.275.758.950 Rp11.578.535 Rp11.869.765 Rp23.448.300 10.59%
103 Rp1.264.180.415 Rp11.578.535 Rp11.869.765 Rp23.448.300 10.59%
104 Rp1.252.601.880 Rp11.578.535 Rp11.869.765 Rp23.448.300 10.59%
105 Rp1.241.023.345 Rp11.578.535 Rp11.869.765 Rp23.448.300 10.59%
106 Rp1.229.444.810 Rp11.578.535 Rp11.869.765 Rp23.448.300 10.59%
107 Rp1.217.866.275 Rp11.578.535 Rp11.869.765 Rp23.448.300 10.59%
108 Rp1.206.287.740 Rp11.578.535 Rp11.869.765 Rp23.448.300 10.59%
109 Rp1.193.721.886 Rp12.565.854 Rp10.882.446 Rp23.448.300 10.59%
110 Rp1.180.919.075 Rp12.802.811 Rp10.645.489 Rp23.448.300 10.59%
111 Rp1.168.116.265 Rp12.802.811 Rp10.645.489 Rp23.448.300 10.59%
112 Rp1.155.313.454 Rp12.802.811 Rp10.645.489 Rp23.448.300 10.59%
113 Rp1.142.510.643 Rp12.802.811 Rp10.645.489 Rp23.448.300 10.59%
114 Rp1.129.707.832 Rp12.802.811 Rp10.645.489 Rp23.448.300 10.59%
115 Rp1.116.905.022 Rp12.802.811 Rp10.645.489 Rp23.448.300 10.59%
116 Rp1.104.102.211 Rp12.802.811 Rp10.645.489 Rp23.448.300 10.59%
117 Rp1.091.299.400 Rp12.802.811 Rp10.645.489 Rp23.448.300 10.59%
118 Rp1.078.496.590 Rp12.802.811 Rp10.645.489 Rp23.448.300 10.59%
119 Rp1.065.693.779 Rp12.802.811 Rp10.645.489 Rp23.448.300 10.59%
120 Rp1.052.890.968 Rp12.802.811 Rp10.645.489 Rp23.448.300 10.59%
121 Rp1.038.996.443 Rp13.894.526 Rp9.553.774 Rp23.448.300 10.59%
122 Rp1.024.839.905 Rp14.156.537 Rp9.291.763 Rp23.448.300 10.59%
123 Rp1.010.683.368 Rp14.156.537 Rp9.291.763 Rp23.448.300 10.59%
124 Rp996.526.831 Rp14.156.537 Rp9.291.763 Rp23.448.300 10.59%
125 Rp982.370.294 Rp14.156.537 Rp9.291.763 Rp23.448.300 10.59%
126 Rp968.213.757 Rp14.156.537 Rp9.291.763 Rp23.448.300 10.59%
127 Rp954.057.219 Rp14.156.537 Rp9.291.763 Rp23.448.300 10.59%
128 Rp939.900.682 Rp14.156.537 Rp9.291.763 Rp23.448.300 10.59%
129 Rp925.744.145 Rp14.156.537 Rp9.291.763 Rp23.448.300 10.59%
130 Rp911.587.608 Rp14.156.537 Rp9.291.763 Rp23.448.300 10.59%
Bulan Sisa Pinjaman Porsi Pokok Porsi Bunga Angsuran Bunga
131 Rp897.431.071 Rp14.156.537 Rp9.291.763 Rp23.448.300 10.59%
132 Rp883.274.533 Rp14.156.537 Rp9.291.763 Rp23.448.300 10.59%
133 Rp867.910.847 Rp15.363.686 Rp8.084.614 Rp23.448.300 10.59%
134 Rp852.257.445 Rp15.653.402 Rp7.794.898 Rp23.448.300 10.59%
135 Rp836.604.043 Rp15.653.402 Rp7.794.898 Rp23.448.300 10.59%
136 Rp820.950.640 Rp15.653.402 Rp7.794.898 Rp23.448.300 10.59%
137 Rp805.297.238 Rp15.653.402 Rp7.794.898 Rp23.448.300 10.59%
138 Rp789.643.836 Rp15.653.402 Rp7.794.898 Rp23.448.300 10.59%
139 Rp773.990.434 Rp15.653.402 Rp7.794.898 Rp23.448.300 10.59%
140 Rp758.337.031 Rp15.653.402 Rp7.794.898 Rp23.448.300 10.59%
141 Rp742.683.629 Rp15.653.402 Rp7.794.898 Rp23.448.300 10.59%
142 Rp727.030.227 Rp15.653.402 Rp7.794.898 Rp23.448.300 10.59%
143 Rp711.376.825 Rp15.653.402 Rp7.794.898 Rp23.448.300 10.59%
144 Rp695.723.422 Rp15.653.402 Rp7.794.898 Rp23.448.300 10.59%
145 Rp678.735.231 Rp16.988.191 Rp6.460.109 Rp23.448.300 10.59%
146 Rp661.426.690 Rp17.308.541 Rp6.139.759 Rp23.448.300 10.59%
147 Rp644.118.149 Rp17.308.541 Rp6.139.759 Rp23.448.300 10.59%
148 Rp626.809.609 Rp17.308.541 Rp6.139.759 Rp23.448.300 10.59%
149 Rp609.501.068 Rp17.308.541 Rp6.139.759 Rp23.448.300 10.59%
150 Rp592.192.527 Rp17.308.541 Rp6.139.759 Rp23.448.300 10.59%
151 Rp574.883.986 Rp17.308.541 Rp6.139.759 Rp23.448.300 10.59%
152 Rp557.575.445 Rp17.308.541 Rp6.139.759 Rp23.448.300 10.59%
153 Rp540.266.905 Rp17.308.541 Rp6.139.759 Rp23.448.300 10.59%
154 Rp522.958.364 Rp17.308.541 Rp6.139.759 Rp23.448.300 10.59%
155 Rp505.649.823 Rp17.308.541 Rp6.139.759 Rp23.448.300 10.59%
156 Rp488.341.282 Rp17.308.541 Rp6.139.759 Rp23.448.300 10.59%
157 Rp469.556.816 Rp18.784.466 Rp4.663.834 Rp23.448.300 10.59%
158 Rp450.418.128 Rp19.138.688 Rp4.309.612 Rp23.448.300 10.59%
159 Rp431.279.440 Rp19.138.688 Rp4.309.612 Rp23.448.300 10.59%
160 Rp412.140.751 Rp19.138.688 Rp4.309.612 Rp23.448.300 10.59%
161 Rp393.002.063 Rp19.138.688 Rp4.309.612 Rp23.448.300 10.59%
162 Rp373.863.375 Rp19.138.688 Rp4.309.612 Rp23.448.300 10.59%
163 Rp354.724.687 Rp19.138.688 Rp4.309.612 Rp23.448.300 10.59%
Bulan Sisa Pinjaman Porsi Pokok Porsi Bunga Angsuran Bunga
164 Rp335.585.999 Rp19.138.688 Rp4.309.612 Rp23.448.300 10.59%
165 Rp316.447.311 Rp19.138.688 Rp4.309.612 Rp23.448.300 10.59%
166 Rp297.308.622 Rp19.138.688 Rp4.309.612 Rp23.448.300 10.59%
167 Rp278.169.934 Rp19.138.688 Rp4.309.612 Rp23.448.300 10.59%
168 Rp259.031.246 Rp19.138.688 Rp4.309.612 Rp23.448.300 10.59%
169 Rp238.260.573 Rp20.770.673 Rp2.677.627 Rp23.448.300 10.59%
170 Rp217.098.224 Rp21.162.349 Rp2.285.951 Rp23.448.300 10.59%
171 Rp195.935.875 Rp21.162.349 Rp2.285.951 Rp23.448.300 10.59%
172 Rp174.773.525 Rp21.162.349 Rp2.285.951 Rp23.448.300 10.59%
173 Rp153.611.176 Rp21.162.349 Rp2.285.951 Rp23.448.300 10.59%
174 Rp132.448.827 Rp21.162.349 Rp2.285.951 Rp23.448.300 10.59%
175 Rp111.286.478 Rp21.162.349 Rp2.285.951 Rp23.448.300 10.59%
176 Rp90.124.128 Rp21.162.349 Rp2.285.951 Rp23.448.300 10.59%
177 Rp68.961.779 Rp21.162.349 Rp2.285.951 Rp23.448.300 10.59%
178 Rp47.799.430 Rp21.162.349 Rp2.285.951 Rp23.448.300 10.59%
179 Rp26.637.081 Rp21.162.349 Rp2.285.951 Rp23.448.300 10.59%
180 Rp0 Rp21.162.349 Rp2.285.951 Rp28.923.031 10.59%