Nama : Tivani Asmarani J

NIM : 161611018150019
Kredit Usaha Rakyat (KUR) MIKRO BANK BNI

Maksimum : s/d Rp. 25.000.000,-.

Jangka waktu : s/d 3 tahun (kredit modal kerja), s/d 5 tahun (kredit investasi).
Persyaratan administrasi : KTP-el (KTP), Kartu Keluarga, Surat ijin usaha.
Jaminan : tidak diwajibkan.
Suku bunga : 7% eff p.a.

realisasi KUR mikro Rp 47,9 triliun per September

Tabel Angsuran KUR Mikro (Model Flate Rate)

Bulan Sisa Pinjaman Pokok Pinjaman
1 Rp47,900,000,000.00 Rp3,991,666,666.67
2 Rp43,908,333,333.33 Rp3,991,666,666.67
3 Rp39,916,666,666.66 Rp3,991,666,666.67
4 Rp35,924,999,999.99 Rp3,991,666,666.67
5 Rp31,933,333,333.32 Rp3,991,666,666.67
6 Rp27,941,666,666.65 Rp3,991,666,666.67
7 Rp23,949,999,999.98 Rp3,991,666,666.67
8 Rp19,958,333,333.31 Rp3,991,666,666.67
9 Rp15,966,666,666.64 Rp3,991,666,666.67
10 Rp11,974,999,999.97 Rp3,991,666,666.67
11 Rp7,983,333,333.30 Rp3,991,666,666.67
12 Rp3,991,666,666.63 Rp3,991,666,666.67
Jumlah 0 Rp47,900,000,000.04

Angsuran Pokok Pinjaman + Bunga =

Pinjaman
Bunga yang dibayar. Selama 1 tahun
Bunga Efektif
 n (kredit investasi).
urat ijin usaha.

KUR Mikro (Model Flate Rate)

Bunga Angsuran
Rp279,416,666.67 Rp4,271,083,333.33
Rp279,416,666.67 Rp4,271,083,333.34
Rp279,416,666.67 Rp4,271,083,333.34
Rp279,416,666.67 Rp4,271,083,333.34
Rp279,416,666.67 Rp4,271,083,333.34
Rp279,416,666.67 Rp4,271,083,333.34
Rp279,416,666.67 Rp4,271,083,333.34
Rp279,416,666.67 Rp4,271,083,333.34
Rp279,416,666.67 Rp4,271,083,333.34
Rp279,416,666.67 Rp4,271,083,333.34
Rp279,416,666.67 Rp4,271,083,333.34
Rp279,416,666.67 Rp4,271,083,333.34
Rp3,353,000,000.04 Rp51,253,000,000.07

Rp51,253,000,000.07
Rp47,900,000,000.04
Rp3,353,000,000.04
7%