APPLICATION DATA

Lessee Name PT XXX Date 18-Jul-2016

Contact Person Bpk. Richard Position
Email Fax

Supplier Name PT Hexindo Adiperkasa Tbk Branch Makassar

Brand HITACHI Quantity 1
Type HYDRAULIC EXCAVATOR Purchase Price/ Unit IDR 1,397,000,000.00
Model ZX210F-5G PPN (Termasuk PPN)

Type of Finance Lease Direct Lease Security Deposit 30.00%

Currency IDR Masa SGU 36 Months
Exchange Rate IDR 1.00 Months
Interest 16.00% In-Advance Months

Premi Asuransi 1.25% All Risk + RSCC Provision 1.00%

Tahun - 1 12 months 1.25% Dibayar Dimuka Administration Cost IDR 1,000,000.00
Tahun - 2 12 months 1.25% Dibayar Dimuka Notary Cost IDR 1,000,000.00
Tahun - 3 12 months 1.25% Dibayar Dimuka Fiduciary Cost IDR -
Survey Cost IDR 500,000.00
Start to Lease Jul-2016

PROFITABILITY
Interest Rate 16.00% Insc. Premium Rate-Sell 3.75% 52,387,500.00
Cost of Fund 11.00% Insc. Premium Rate-Buy 0.74375% 2.23% 31,170,562.50
Interest Spread Margin 5.00% Premium Margin 1.52% 21,216,937.50

Net to Finance 977,900,000.00 977,900,000.00

Interest Charged 243,493,949.29 243,493,949.29
Interest Expense (167,402,090.13) (167,402,090.13)
Provision & Administration 10,779,000.00
Insurance Margin 21,216,937.50 21,216,937.50
Subsidy -
Refund -

Profit (Full Tenor) 108,087,796.65 11.05%

Profit (Monthly) 3,002,438.80 0.31%
INDIKASI SEWA GUNA USAHA
Kepada : PT XXX Tanggal : 18-Jul-2016
Up. : Bpk. Richard Email :
Fax :

Dengan hormat,
Bersama ini kami sampaikan indikasi Sewa Guna Usaha (SGU) dengan rincian sebagai berikut:

Barang Modal HITACHI HYDRAULIC EXCAVATOR ZX210F-5G

Penjual PT Hexindo Adiperkasa Tbk Cabang Makassar
Jumlah Barang Modal 1 Unit (Indication Only) Suku Bunga (Flat/ Efektif) 8.30% / 16.00% p.a
Jenis Sewa Guna Usaha Direct Lease Jenis Pembayaran Bunga In-Advance
Per Unit Total
Harga Pembelian Barang Modal (Termasuk PPN) 100% IDR 1,397,000,000 1,397,000,000
Uang Muka 30% IDR 419,100,000 419,100,000
Nilai Pembiayaan SGU 70% IDR 977,900,000 977,900,000
Nilai Kapitalisasi IDR - -
Total Nilai Pembiayaan SGU IDR 977,900,000 977,900,000
Angsuran SGU Per Unit Total
Masa SGU 36 bulan IDR 33,928,000.00 33,928,000

Total Masa SGU 36 bulan

Premi Asuransi All Risk + RSCC Per Unit Total
Tahun - 1 12 bulan 1.25% Dibayar Dimuka IDR 17,463,000 17,463,000
Tahun - 2 12 bulan 1.25% Dibayar Dimuka IDR 17,463,000 17,463,000
Tahun - 3 12 bulan 1.25% Dibayar Dimuka IDR 17,463,000 17,463,000

Biaya Dibayar Dimuka Per Unit Total

Biaya Provisi 1.00% x Nilai Pembiayaan SGU IDR 9,779,000 9,779,000
Biaya Administrasi IDR 1,000,000 1,000,000
Biaya Survey 500,000.00
Biaya Notaris 1,000,000
Biaya Fidusia -
Rincian Pembayaran Dimuka Per Unit Total
Uang Muka/ Simpanan Jaminan IDR 419,100,000 419,100,000
Angsuran SGU Dibayar Dimuka IDR 33,928,000 33,928,000
Premi Asuransi IDR 52,389,000 52,389,000
Biaya Administrasi IDR 1,000,000 1,000,000
Biaya Provisi IDR 9,779,000 9,779,000
Biaya Notaris 1,000,000
Biaya Fidusia -
Biaya Survey 500,000
Total Pembayaran Dimuka IDR 517,696,000
PT Hexindo Adiperkasa Tbk IDR 419,100,000
PT HEXA Finance Indonesia IDR 98,596,000

Masa berlaku Indikasi ini adalah 7 (tujuh) hari kalender setelah tanggal Indikasi ini. Terlampir adalah daftar data dan/ atau dokumen yang kami
butuhkan untuk memproses aplikasi pembiayaan.

Hormat kami,

Fachrul Muzwar
Leasing Officer
E fachrul.muzwar@hexafin.id
M 08151625999 - 08119568154
AMORTISASI
Lessee : Barang Modal :
PT XXX 1 x HITACHI HYDRAULIC EXCAVATOR 0
Harga Pembelian Barang Modal per Unit : IDR 1,397,000,000.00 Tipe SGU : Direct Lease Tipe Bunga : In-Advance
Total Harga Pembelian Barang Modal : IDR 1,397,000,000.00 Suku Bunga : 8.30% Flat Rate / 16.00% Effective Rate
Simpanan Jaminan 30.00% : IDR 419,100,000.00
Nilai Pembiayaan SGU 70.00% : IDR 977,900,000.00 Masa SGU : 36 / 36 Bulan
Nilai Kapitalisasi : IDR - Angsuran SGU/ bulan : IDR 33,928,000.00
Total Nilai Pembiayaan SGU : IDR 977,900,000.00

Angs.
Jadwal Pembayaran Suku Bunga Angsuran SGU Porsi Pokok Hutang Porsi Pokok Bunga Sisa Pokok Hutang
Ke-

0 Jul-2016 977,900,000.00
1 Jul-2016 0.00% 33,928,000.00 33,928,000.00 - 943,972,000.00
2 Aug-2016 16.00% 33,928,000.00 21,341,706.67 12,586,293.33 922,630,293.33
3 Sep-2016 16.00% 33,928,000.00 21,626,262.76 12,301,737.24 901,004,030.58
4 Oct-2016 16.00% 33,928,000.00 21,914,612.93 12,013,387.07 879,089,417.65
5 Nov-2016 16.00% 33,928,000.00 22,206,807.76 11,721,192.24 856,882,609.89
6 Dec-2016 16.00% 33,928,000.00 22,502,898.53 11,425,101.47 834,379,711.35
7 Jan-2017 16.00% 33,928,000.00 22,802,937.18 11,125,062.82 811,576,774.17
8 Feb-2017 16.00% 33,928,000.00 23,106,976.34 10,821,023.66 788,469,797.83
9 Mar-2017 16.00% 33,928,000.00 23,415,069.36 10,512,930.64 765,054,728.46
10 Apr-2017 16.00% 33,928,000.00 23,727,270.29 10,200,729.71 741,327,458.18
11 May-2017 16.00% 33,928,000.00 24,043,633.89 9,884,366.11 717,283,824.29
12 Jun-2017 16.00% 33,928,000.00 24,364,215.68 9,563,784.32 692,919,608.61
13 Jul-2017 16.00% 33,928,000.00 24,689,071.89 9,238,928.11 668,230,536.72
14 Aug-2017 16.00% 33,928,000.00 25,018,259.51 8,909,740.49 643,212,277.21
15 Sep-2017 16.00% 33,928,000.00 25,351,836.30 8,576,163.70 617,860,440.91
16 Oct-2017 16.00% 33,928,000.00 25,689,860.79 8,238,139.21 592,170,580.12
17 Nov-2017 16.00% 33,928,000.00 26,032,392.27 7,895,607.73 566,138,187.86
18 Dec-2017 16.00% 33,928,000.00 26,379,490.83 7,548,509.17 539,758,697.03
19 Jan-2018 16.00% 33,928,000.00 26,731,217.37 7,196,782.63 513,027,479.66
20 Feb-2018 16.00% 33,928,000.00 27,087,633.60 6,840,366.40 485,939,846.05
21 Mar-2018 16.00% 33,928,000.00 27,448,802.05 6,479,197.95 458,491,044.00
22 Apr-2018 16.00% 33,928,000.00 27,814,786.08 6,113,213.92 430,676,257.92
23 May-2018 16.00% 33,928,000.00 28,185,649.89 5,742,350.11 402,490,608.02
24 Jun-2018 16.00% 33,928,000.00 28,561,458.56 5,366,541.44 373,929,149.46
25 Jul-2018 16.00% 33,928,000.00 28,942,278.01 4,985,721.99 344,986,871.46
26 Aug-2018 16.00% 33,928,000.00 29,328,175.05 4,599,824.95 315,658,696.41
27 Sep-2018 16.00% 33,928,000.00 29,719,217.38 4,208,782.62 285,939,479.03
28 Oct-2018 16.00% 33,928,000.00 30,115,473.61 3,812,526.39 255,824,005.42
29 Nov-2018 16.00% 33,928,000.00 30,517,013.26 3,410,986.74 225,306,992.15
30 Dec-2018 16.00% 33,928,000.00 30,923,906.77 3,004,093.23 194,383,085.38
31 Jan-2019 16.00% 33,928,000.00 31,336,225.53 2,591,774.47 163,046,859.86
32 Feb-2019 16.00% 33,928,000.00 31,754,041.87 2,173,958.13 131,292,817.99
33 Mar-2019 16.00% 33,928,000.00 32,177,429.09 1,750,570.91 99,115,388.89
34 Apr-2019 16.00% 33,928,000.00 32,606,461.48 1,321,538.52 66,508,927.41
35 May-2019 16.00% 33,928,000.00 33,041,214.30 886,785.70 33,467,713.11
36 Jun-2019 16.00% 33,928,000.00 33,467,713.11 446,236.17 -
1,221,408,000.00 977,900,000.00 243,493,949.29
JADWAL PEMBAYARAN
Lessee : Barang Modal :
PT XXX 1 x HITACHI HYDRAULIC EXCAVATOR 0
Harga Pembelian Barang Modal per Unit : IDR 1,397,000,000.00 Tipe SGU : Direct Lease Tipe Bunga : In-Advance
Total Harga Pembelian Barang Modal : IDR 1,397,000,000.00 Suku Bunga : 8.30% Flat Rate / 16.00% Effective Rate
Simpanan Jaminan 30.00% : IDR 419,100,000.00
Nilai Pembiayaan SGU 70.00% : IDR 977,900,000.00 Masa SGU : 36 / 36 Bulan
Nilai Kapitalisasi : IDR - Angsuran SGU/ bulan : IDR 33,928,000.00
Total Nilai Pembiayaan SGU : IDR 977,900,000.00

Angs.
Jadwal Pembayaran Suku Bunga Angsuran SGU Porsi Pokok Hutang Porsi Pokok Bunga Sisa Pokok Hutang
Ke-

0 Jul-2016 977,900,000.00
1 Jul-2016 0.00% 33,928,000.00 33,928,000.00 - 943,972,000.00
2 Aug-2016 16.00% 33,928,000.00 21,341,706.67 12,586,293.33 922,630,293.33
3 Sep-2016 16.00% 33,928,000.00 21,626,262.76 12,301,737.24 901,004,030.58
4 Oct-2016 16.00% 33,928,000.00 21,914,612.93 12,013,387.07 879,089,417.65
5 Nov-2016 16.00% 33,928,000.00 22,206,807.76 11,721,192.24 856,882,609.89
6 Dec-2016 16.00% 33,928,000.00 22,502,898.53 11,425,101.47 834,379,711.35
7 Jan-2017 16.00% 33,928,000.00 22,802,937.18 11,125,062.82 811,576,774.17
8 Feb-2017 16.00% 33,928,000.00 23,106,976.34 10,821,023.66 788,469,797.83
9 Mar-2017 16.00% 33,928,000.00 23,415,069.36 10,512,930.64 765,054,728.46
10 Apr-2017 16.00% 33,928,000.00 23,727,270.29 10,200,729.71 741,327,458.18
11 May-2017 16.00% 33,928,000.00 24,043,633.89 9,884,366.11 717,283,824.29
12 Jun-2017 16.00% 33,928,000.00 24,364,215.68 9,563,784.32 692,919,608.61
13 Jul-2017 16.00% 33,928,000.00 24,689,071.89 9,238,928.11 668,230,536.72
14 Aug-2017 16.00% 33,928,000.00 25,018,259.51 8,909,740.49 643,212,277.21
15 Sep-2017 16.00% 33,928,000.00 25,351,836.30 8,576,163.70 617,860,440.91
16 Oct-2017 16.00% 33,928,000.00 25,689,860.79 8,238,139.21 592,170,580.12
17 Nov-2017 16.00% 33,928,000.00 26,032,392.27 7,895,607.73 566,138,187.86
18 Dec-2017 16.00% 33,928,000.00 26,379,490.83 7,548,509.17 539,758,697.03
19 Jan-2018 16.00% 33,928,000.00 26,731,217.37 7,196,782.63 513,027,479.66
20 Feb-2018 16.00% 33,928,000.00 27,087,633.60 6,840,366.40 485,939,846.05
21 Mar-2018 16.00% 33,928,000.00 27,448,802.05 6,479,197.95 458,491,044.00
22 Apr-2018 16.00% 33,928,000.00 27,814,786.08 6,113,213.92 430,676,257.92
23 May-2018 16.00% 33,928,000.00 28,185,649.89 5,742,350.11 402,490,608.02
24 Jun-2018 16.00% 33,928,000.00 28,561,458.56 5,366,541.44 373,929,149.46
25 Jul-2018 16.00% 33,928,000.00 28,942,278.01 4,985,721.99 344,986,871.46
26 Aug-2018 16.00% 33,928,000.00 29,328,175.05 4,599,824.95 315,658,696.41
27 Sep-2018 16.00% 33,928,000.00 29,719,217.38 4,208,782.62 285,939,479.03
28 Oct-2018 16.00% 33,928,000.00 30,115,473.61 3,812,526.39 255,824,005.42
29 Nov-2018 16.00% 33,928,000.00 30,517,013.26 3,410,986.74 225,306,992.15
30 Dec-2018 16.00% 33,928,000.00 30,923,906.77 3,004,093.23 194,383,085.38
31 Jan-2019 16.00% 33,928,000.00 31,336,225.53 2,591,774.47 163,046,859.86
32 Feb-2019 16.00% 33,928,000.00 31,754,041.87 2,173,958.13 131,292,817.99
33 Mar-2019 16.00% 33,928,000.00 32,177,429.09 1,750,570.91 99,115,388.89
34 Apr-2019 16.00% 33,928,000.00 32,606,461.48 1,321,538.52 66,508,927.41
35 May-2019 16.00% 33,928,000.00 33,041,214.30 886,785.70 33,467,713.11
36 Jun-2019 16.00% 33,928,000.00 33,467,713.11 446,236.17 -
1,221,408,000.00 977,900,000.00 243,493,949.29