Anda di halaman 1dari 32

CNAF NEW CAR PASSENGER NDS-19_01 V3

LTV : 80.00% ADDM

Subsidi bunga dari dealer - 0


SIMULASI PEMBIAYAAN KONVENSIONAL Perorangan 90.00%
IR Fix Cust. : 5.40% IR Effective Cust. 10.2021%
q Nama Cadeb : q Kategori : New Passenger IR Fix Gain : 5.40% IR Effective Gain 10.2021%
q Kategori debitur : Perorangan q Merk kendaraan : Supplier rate fix : #N/A Supplier rate eff. #N/A
q Jenis Pembiayaan : Konventional q Type/ model : 2
q JF / NON JF : Joint Finance q Tahun Kendaraan : 2019 Cash Credit Total
PRODUCT OFFERING Asuransi Kendaraan 13,483,000 - 13,483,000
(BANK) MULTIGUNA NEW CAR PASSENGER JAN 2019 NDS PEKARYA ADDM Asuransi Jiwa 1,400,000 0 1,400,000
OTR : 100,000,000 ### Jawa

DP : 20.00% 20,000,000 Wilayah 2 REFUND : 0% ASURANSI : NORMAL TOTAL REFUND PROGRAM TOTAL REFUND
Tenor : 60 0 Passenger Dari Assr. Kendaraan : - - - 0.00%
Asuransi 14.8830% 14,883,000 All risk Dari bunga : 0.00% - 0.00% - - 0.00%
Cash : 14.8830% 14,883,000 Full Cash Dari admin : 0.00% - 0.00% - - 0.00%
Credit : 0.0000% - TJH pihak ke-3 10jt Dari provisi : 0.00% - 0.00% - - 0.00%
Tanpa asrs. Banjir -
PH Unit : 80,000,000 Tanpa asrs. Gempa Discount : TIDAK ADA DISCOUNT 0 0

Kapitalisasi : - Tanpa asrs. SRCC Admin : 0.00% - 0% 0 -


Total Hutang : 80,000,000 Provisi : 0.00% - - 0 0 0.00%

0.00% Bayar Pertama Bunga : 0.00% - 0.00% 0 0.00%


IR Fix : 5.40% DP : 20,000,000 TOTAL DISCOUNT : - 0
Insu cash : 14,883,000 TOTAL REFUND : - -

0 Provisi % : 0.0000000% Provisi : - BM -

Admin : 950,000 Gross Yield : 13.302%


Polis : 50,000 13.302% 0.000%
Angsuran / bulan : 1,694,000 Angsuran ke-1 1,694,000 Sub-disbursement ke dealer : 62,423,000
selama : 59 bulan TOTAL : 37,577,000
Penerima refund
Provisi % : Nama Jabatan No Rekening CoF 7.85%
Admin : OFFICE OPEX 9.56%
DIREKTUR CoC 0.00%
Dibuat oleh CMO, Diketahui oleh SH, GM NOI 3.10%
OM NII 2.35%
BM PBT -4.11%
SPV Nominal PBT Err:502
( ……………………………………. ) ( ……………………………………. ) SALES
*) pilih salah satu

### 24 36 48
SIMULASI PEMBIAYAAN SYARIAH

HARGA PEROLEHAN : 101,000,000


HARGA OTR 100,000,000
ASURANSI Joint Finance
ADMIN + POLIS + BIAYA PROSES 1,000,000

MARGIN KEUNTUNGAN : 21,600,000


HARGA JUAL CNAF : 122,600,000

UANG MUKA : (35,883,000)


NILAI PEMBIAYAAN : 86,717,000
Angsuran ke-1 Dibayar dimuka : 1,694,000

ANGSURAN : 1,446,000
selama : 59 bulan
NEW JOIN FINANCE KONVEN
Tenor COF NON LUX COF LUX
12 5.05% 5.05%
24 7.45% 6.50%
36 7.25% 6.75%
48 7.75% 7.25%
60 7.85% 7.25%

NEW JOIN FINANCE SYARIAH


Tenor COF NON LUX COF LUX
12 4.90% 4.90%
24 7.00% 6.35%
36 7.00% 6.60%
48 7.60% 7.10%
60 7.70% 7.10%
DESCRIPTION COC NON LUX COC LUX
(PEKARYA) MULTIGUNA NEW CAR PASSENGER OCT 2018 PEKARYA ADDM 0.30% 0.25%
(PEKARYA) MULTIGUNA NEW CAR PASSENGER OCT 2018 PEKARYA ADDB 0.30% 0.25%
(BANK) MULTIGUNA NEW CAR PASSENGER OCT 2018 KELUARGA KARYAWAN PRIVATE ADDM 0.60% 0.50%
(BANK) MULTIGUNA NEW CAR PASSENGER OCT 2018 KELUARGA KARYAWAN PRIVATE ADDB 0.60% 0.50%
(BANK) MULTIGUNA NEW CAR PASSENGER OCT 2018 KELUARGA KARYAWAN PREFERRED ADDM 0.80% 0.75%
(BANK) MULTIGUNA NEW CAR PASSENGER OCT 2018 KELUARGA KARYAWAN PREFERRED ADDB 0.80% 0.75%
(BANK) MULTIGUNA NEW CAR PASSENGER OCT 2018 KELUARGA KARYAWAN MASS ADDM 1.25% 1.00%
(BANK) MULTIGUNA NEW CAR PASSENGER OCT 2018 KELUARGA KARYAWAN MASS ADDB 1.25% 1.00%
(BANK) MULTIGUNA NEW CAR PASSENGER OCT 2018 PBG ADDM 0.60% 0.50%
(BANK) MULTIGUNA NEW CAR PASSENGER OCT 2018 PBG ADDB 0.60% 0.50%
(BANK) MULTIGUNA NEW CAR PASSENGER OCT 2018 CP ADDM 0.80% 0.75%
(BANK) MULTIGUNA NEW CAR PASSENGER OCT 2018 CP ADDB 0.80% 0.75%
(BANK) MULTIGUNA NEW CAR PASSENGER OCT 2018 MASS ADDM 1.25% 1.00%
(BANK) MULTIGUNA NEW CAR PASSENGER OCT 2018 MASS ADDB 1.25% 1.00%
(BANK) MULTIGUNA NEW CAR PASSENGER OCT 2018 NTB PRIVATE ADDM 0.60% 0.50%
(BANK) MULTIGUNA NEW CAR PASSENGER OCT 2018 NTB PRIVATE ADDB 0.60% 0.50%
(BANK) MULTIGUNA NEW CAR PASSENGER OCT 2018 NTB PREFERRED CASH ADDM 0.80% 0.75%
(BANK) MULTIGUNA NEW CAR PASSENGER OCT 2018 NTB PREFERRED CASH ADDB 0.80% 0.75%
(BANK) MULTIGUNA NEW CAR PASSENGER OCT 2018 NTB PREFERRED CAPITALIZE ADDM 1.25% 1.00%
(BANK) MULTIGUNA NEW CAR PASSENGER OCT 2018 NTB PREFERRED CAPITALIZE ADDB 1.25% 1.00%
Parameter
Type Wilayah Coverage

Non Bus da1 All Risk


Truk dan Pi2 TLO
Bus 3
Motor
cek To
Depresiasi 1 100% 125,000,000
2 85% 125,000,000
3 75% 125,000,000
4 70% 125,000,000
5 65% 125,000,000

Category 125,000,000
200,000,000
400,000,000
800,000,000
10,000,000,000
99,999,999,999

Rate
Type Wilayah From To
Non Bus da 1 - 125,000,000
Non Bus da 1 125,000,001 200,000,000
Non Bus da 1 200,000,001 400,000,000
Non Bus da 1 400,000,001 800,000,000
Non Bus da 1 800,000,001 10,000,000,000
Non Bus da 2 - 125,000,000
Non Bus da 2 125,000,001 200,000,000
Non Bus da 2 200,000,001 400,000,000
Non Bus da 2 400,000,001 800,000,000
Non Bus da 2 800,000,001 10,000,000,000
Non Bus da 3 - 125,000,000
Non Bus da 3 125,000,001 200,000,000
Non Bus da 3 200,000,001 400,000,000
Non Bus da 3 400,000,001 800,000,000
Non Bus da 3 800,000,001 10,000,000,000
Truk dan Pi 1 - 99,999,999,999
Truk dan Pi 2 - 99,999,999,999
Truk dan Pi 3 - 99,999,999,999
Bus 1 - 99,999,999,999
Bus 2 - 99,999,999,999
Bus 3 - 99,999,999,999
Motor 1 - 99,999,999,999
Motor 2 - 99,999,999,999
Motor 3 - 99,999,999,999

Parameter
Type Wilayah Coverage
Non Bus da1 All Risk
Truk dan Pi2 TLO
Bus 3
Motor
cek To
Depresiasi 1 100% 125,000,000
2 85% 125,000,000
3 75% 125,000,000
4 70% 125,000,000
5 65% 125,000,000

Category 125,000,000
200,000,000
400,000,000
800,000,000
10,000,000,000
99,999,999,999

Rate
Type Wilayah From To
Non Bus da 1 - 125,000,000
Non Bus da 1 125,000,001 200,000,000
Non Bus da 1 200,000,001 400,000,000
Non Bus da 1 400,000,001 800,000,000
Non Bus da 1 800,000,001 10,000,000,000
Non Bus da 2 - 125,000,000
Non Bus da 2 125,000,001 200,000,000
Non Bus da 2 200,000,001 400,000,000
Non Bus da 2 400,000,001 800,000,000
Non Bus da 2 800,000,001 10,000,000,000
Non Bus da 3 - 125,000,000
Non Bus da 3 125,000,001 200,000,000
Non Bus da 3 200,000,001 400,000,000
Non Bus da 3 400,000,001 800,000,000
Non Bus da 3 800,000,001 10,000,000,000
Truk dan Pi 1 - 99,999,999,999
Truk dan Pi 2 - 99,999,999,999
Truk dan Pi 3 - 99,999,999,999
Bus 1 - 99,999,999,999
Bus 2 - 99,999,999,999
Bus 3 - 99,999,999,999
Motor 1 - 99,999,999,999
Motor 2 - 99,999,999,999
Motor 3 - 99,999,999,999
Type
Wilayah
Manufacturing Year
OTR
Main Coverage
60 Tenor
Non Bus dan Non Truk2125000000 Tahun
Non Bus dan Non Truk2125000000 100.0% 1
Non Bus dan Non Truk2125000000 100.0% 2
Non Bus dan Non Truk2125000000 100.0% 3
Non Bus dan Non Truk2125000000 100.0% 4
100.0% 5
TJH #3 & Penumpang
Asrs. Banjir, topan
Asrs. Banjir, topan
Asrs. Banjir, topan
Asrs. Banjir, topan
Asrs. Banjir, topan2 Asrs. Banjir, topan
Asrs. Banjir, topan2 Asrs. Gempa, tsunami
Asrs. Banjir, topan2 Asrs. Gempa, tsunami
Asrs. Banjir, topan2 Asrs. Gempa, tsunami
Asrs. Banjir, topan2 Asrs. Gempa, tsunami
Asrs. Gempa, tsunami2 Asrs. Gempa, tsunami
Asrs. Gempa, tsunami2 Asrs. SRCC
Asrs. Gempa, tsunami2 Asrs. SRCC
Asrs. Gempa, tsunami2 Asrs. SRCC
Asrs. Gempa, tsunami2 Asrs. SRCC
Asrs. SRCC2 Asrs. SRCC
Asrs. SRCC2 Terorisme
Asrs. SRCC2 Terorisme
Asrs. SRCC2 Terorisme
Asrs. SRCC2 Terorisme
Terorisme2 Terorisme
Terorisme2
Terorisme2
Terorisme2
Terorisme2

TLO All Risk


Non Bus dan Non Truk1125000000 0.56% 4.20%
Non Bus dan Non Truk1200000000 0.69% 2.94%
Non Bus dan Non Truk1400000000 0.46% 2.40%
Non Bus dan Non Truk1800000000 0.30% 1.32%
Non Bus dan Non Truk110000000000 0.24% 1.16%
Non Bus dan Non Truk2125000000 0.78% 3.59%
Non Bus dan Non Truk2200000000 0.53% 2.72%
Non Bus dan Non Truk2400000000 0.42% 2.29%
Non Bus dan Non Truk2800000000 0.30% 1.32%
Non Bus dan Non Truk210000000000 0.24% 1.16%
Non Bus dan Non Truk3125000000 0.56% 2.78%
Non Bus dan Non Truk3200000000 0.48% 2.96%
Non Bus dan Non Truk3400000000 0.35% 1.97%
Non Bus dan Non Truk3800000000 0.27% 1.25%
Non Bus dan Non Truk310000000000 0.24% 1.16%
Truk dan Pick up199999999999 1.07% 2.67%
Truk dan Pick up299999999999 2.02% 2.63%
Truk dan Pick up399999999999 0.98% 2.46%
Bus199999999999 0.29% 1.14%
Bus299999999999 0.29% 1.14%
Bus399999999999 0.29% 0.97%
Motor199999999999 2.11% 3.50%
Motor299999999999 2.16% 3.50%
Motor399999999999 0.80% 3.50%

Asrs. Banjir, topan1 0.075% 0.100%


Asrs. Banjir, topan2 0.100% 0.125%
Asrs. Banjir, topan3 0.075% 0.100%
Asrs. Gempa, tsunami1 0.110% 0.135%
Asrs. Gempa, tsunami2 0.100% 0.125%
Asrs. Gempa, tsunami3 0.075% 0.135%
Asrs. SRCC1 0.035% 0.050%
Asrs. SRCC2 0.035% 0.050%
Asrs. SRCC3 0.035% 0.050%
Terorisme1 0.035% 0.050%
Terorisme2 0.035% 0.050%
Terorisme3 0.035% 0.050%
Type
Wilayah
Manufacturing Year
OTR
Coverage
Tenor
Non Bus dan Non Truk2125000000 Tahun
Non Bus dan Non Truk2125000000 100.0% 1
Non Bus dan Non Truk2125000000 100.0% 2
Non Bus dan Non Truk2125000000 100.0% 3
Non Bus dan Non Truk2125000000 100.0% 4
100.0% 5
TJH #3 & Penumpang
Asrs. Banjir, topan
Asrs. Banjir, topan
Asrs. Banjir, topan
Asrs. Banjir, topan
Asrs. Banjir, topan2 Asrs. Banjir, topan
Asrs. Banjir, topan2 Asrs. Gempa, tsunami
Asrs. Banjir, topan2 Asrs. Gempa, tsunami
Asrs. Banjir, topan2 Asrs. Gempa, tsunami
Asrs. Banjir, topan2 Asrs. Gempa, tsunami
Asrs. Gempa, tsunami2 Asrs. Gempa, tsunami
Asrs. Gempa, tsunami2 Asrs. SRCC
Asrs. Gempa, tsunami2 Asrs. SRCC
Asrs. Gempa, tsunami2 Asrs. SRCC
Asrs. Gempa, tsunami2 Asrs. SRCC
Asrs. SRCC2 Asrs. SRCC
Asrs. SRCC2 Terorisme
Asrs. SRCC2 Terorisme
Asrs. SRCC2 Terorisme
Asrs. SRCC2 Terorisme
Terorisme2 Terorisme
Terorisme2
Terorisme2
Terorisme2
Terorisme2

Premi standard
TLO All Risk Loading fee
Non Bus dan Non Truk1125000000 0.47% 3.82% Perluasan
Non Bus dan Non Truk1200000000 0.63% 2.67% Premi Total
Non Bus dan Non Truk1400000000 0.41% 2.18%
Non Bus dan Non Truk1800000000 0.25% 1.20% Premi dasar bawah
Non Bus dan Non Truk110000000000 0.20% 1.05% Perluasan
Non Bus dan Non Truk2125000000 0.65% 3.26% Life Insurance
Non Bus dan Non Truk2200000000 0.44% 2.47%
Non Bus dan Non Truk2400000000 0.38% 2.08%
Non Bus dan Non Truk2800000000 0.25% 1.20%
Non Bus dan Non Truk210000000000 0.20% 1.05%
Non Bus dan Non Truk3125000000 0.51% 2.53%
Non Bus dan Non Truk3200000000 0.44% 2.69%
Non Bus dan Non Truk3400000000 0.29% 1.79%
Non Bus dan Non Truk3800000000 0.23% 1.14%
Non Bus dan Non Truk310000000000 0.20% 1.05%
Truk dan Pick up199999999999 0.88% 2.24%
Truk dan Pick up299999999999 1.68% 2.39%
Truk dan Pick up399999999999 0.81% 2.23%
Bus199999999999 0.23% 1.04%
Bus299999999999 0.23% 1.04%
Bus399999999999 0.18% 0.88%
Motor199999999999 1.76% 3.18%
Motor299999999999 1.80% 3.18%
Motor399999999999 0.67% 3.18%

Asrs. Banjir, topan1 0.050% 0.075%


Asrs. Banjir, topan2 0.075% 0.100%
Asrs. Banjir, topan3 0.050% 0.075%
Asrs. Gempa, tsunami1 0.085% 0.120%
Asrs. Gempa, tsunami2 0.075% 0.100%
Asrs. Gempa, tsunami3 0.050% 0.075%
Asrs. SRCC1 0.035% 0.050%
Asrs. SRCC2 0.035% 0.050%
Asrs. SRCC3 0.035% 0.050%
Terorisme1 0.035% 0.050%
Terorisme2 0.035% 0.050%
Terorisme3 0.035% 0.050%
Simulasi Perhitungan Premi Asuransi

Non Bus dan Non Truk


2
2019
100,000,000

5
Coverage Sum Ins Rate Premi Loading Fee Premi Final
all risk 100,000,0003.59% 3,590,000 - 3,590,000
all risk 85,000,0003.59% 3,051,500 - 3,051,500
all risk 75,000,0003.59% 2,692,500 - 2,692,500 Sesuai tenor
all risk 70,000,0003.59% 2,513,000 - 2,513,000
all risk 65,000,0003.59% 2,333,500 116,675 2,450,175 14,297,175
100,000 500,000
all risk 100% 0.13% 125,000
all risk 85% 0.13% 106,250
all risk 75% 0.13% 93,750
all risk 70% 0.13% 87,500
all risk 65% 0.13% 81,250 493,750
all risk 100% 0.13% 125,000
all risk 85% 0.13% 106,250
all risk 75% 0.13% 93,750
all risk 70% 0.13% 87,500
all risk 65% 0.13% 81,250 493,750
all risk 100% 0.05% 50,000
all risk 85% 0.05% 42,500
all risk 75% 0.05% 37,500
all risk 70% 0.05% 35,000
all risk 65% 0.05% 32,500 197,500
all risk 100% 0.05% 50,000
all risk 85% 0.05% 42,500
all risk 75% 0.05% 37,500
all risk 70% 0.05% 35,000
all risk 65% 0.05% 32,500 197,500
Simulasi Perhitungan Premi Asuransi
Non Bus dan Non Truk
2
2019
100,000,000
All risk
5
Coverage Sum Ins Rate Premi Loading Fee Premi Final
all risk 100,000,0003.26% 3,260,000 - 3,260,000
all risk 85,000,0003.26% 2,771,000 - 2,771,000
all risk 75,000,0003.26% 2,445,000 - 2,445,000 Sesuai tenor
all risk 70,000,0003.26% 2,282,000 - 2,282,000
all risk 65,000,0003.26% 2,119,000 105,950 2,224,950 12,982,950
100,000 500,000
all risk 100% 0.10% 100,000
all risk 85% 0.10% 85,000
all risk 75% 0.10% 75,000
all risk 70% 0.10% 70,000
all risk 65% 0.10% 65,000 395,000
all risk 100% 0.10% 100,000
all risk 85% 0.10% 85,000
all risk 75% 0.10% 75,000
all risk 70% 0.10% 70,000
all risk 65% 0.10% 65,000 395,000
all risk 100% 0.05% 50,000
all risk 85% 0.05% 42,500
all risk 75% 0.05% 37,500
all risk 70% 0.05% 35,000
all risk 65% 0.05% 32,500 197,500
all risk 100% 0.05% 50,000
all risk 85% 0.05% 42,500
all risk 75% 0.05% 37,500
all risk 70% 0.05% 35,000
all risk 65% 0.05% 32,500 197,500

14,777,000
105,950
-
14,883,000
12,983,000 12.9830%
500,000 0.5000%
1,400,000 1.4000%
3.89% 3890000 3890000 3,990,000
3.89% 3306500 7196500 7,396,500
Jika dibeli 3.89% 2917500 10114000 10,414,000
3.89% 2723000 12837000 13,237,000
14,297,175 3.89% 2528500 15365500 15,865,500
500,000

-
Jika dibeli

12,982,950
500,000

13,482,950 13,483,000
12,982,950 96.29%
500,000 3.71%
13,483,000
Rentang OTR Kategori tenor 12
0 125,000,000 A A60Wilayah 2PassengerAll risk 3.6400
125,001,000 147,058,000 B B60Wilayah 2PassengerAll risk 2.8030
147,059,000 166,666,000 C C60Wilayah 2PassengerAll risk 2.7925
166,667,000 178,571,000 D D60Wilayah 2PassengerAll risk 2.7865
178,572,000 192,307,000 E E60Wilayah 2PassengerAll risk 2.7809
192,308,000 200,000,000 F F60Wilayah 2PassengerAll risk 2.7776
200,001,000 235,294,000 G G60Wilayah 2PassengerAll risk 2.3800
235,295,000 266,666,000 H H60Wilayah 2PassengerAll risk 2.3733
266,667,000 285,714,000 I I60Wilayah 2PassengerAll risk 2.3701
285,715,000 307,692,000 J J60Wilayah 2PassengerAll risk 2.3671
307,693,000 400,000,000 K K60Wilayah 2PassengerAll risk 2.3625
400,001,000 470,588,000 L L60Wilayah 2PassengerAll risk 1.4751
470,589,000 533,333,000 M M60Wilayah 2PassengerAll risk 1.4722
533,334,000 571,428,000 N N60Wilayah 2PassengerAll risk 1.4707
571,429,000 615,384,000 O O60Wilayah 2PassengerAll risk 1.4691
615,385,000 800,000,000 P P60Wilayah 2PassengerAll risk 1.4662
800,001,000 941,176,000 Q Q60Wilayah 2PassengerAll risk 1.3130
941,177,000 1,066,666,000 R R60Wilayah 2PassengerAll risk 1.3116
1,066,667,000 1,142,857,000 S S60Wilayah 2PassengerAll risk 1.3108
1,142,858,000 1,230,769,000 T T60Wilayah 2PassengerAll risk 1.3100
1,230,770,000 1,230,770,000 U U60Wilayah 2PassengerAll risk 1.3081
A60Wilayah 2PassengerAll risk A60Wilayah 2PassengerTLO 1.0300
14.7770 B60Wilayah 2PassengerTLO 0.7730
0 Inputan : 100,000,000 C60Wilayah 2PassengerTLO 0.7625
14.7770 Kategori : A D60Wilayah 2PassengerTLO 0.7565
Wilayah 2 E60Wilayah 2PassengerTLO 0.7509
A Passenger F60Wilayah 2PassengerTLO 0.7476
All risk G60Wilayah 2PassengerTLO 0.6800
60 H60Wilayah 2PassengerTLO 0.6733
I60Wilayah 2PassengerTLO 0.6701
A60 J60Wilayah 2PassengerTLO 0.6671
K60Wilayah 2PassengerTLO 0.6625
L60Wilayah 2PassengerTLO 0.5251
M60Wilayah 2PassengerTLO 0.5222
N60Wilayah 2PassengerTLO 0.5207
O60Wilayah 2PassengerTLO 0.5191
P60Wilayah 2PassengerTLO 0.5162
Q60Wilayah 2PassengerTLO 0.4630
R60Wilayah 2PassengerTLO 0.4616
S60Wilayah 2PassengerTLO 0.4608
T60Wilayah 2PassengerTLO 0.4600
U60Wilayah 2PassengerTLO 0.4581
A60Wilayah 2PassengerKombinasi #1 3.6400
B60Wilayah 2PassengerKombinasi #1 2.8030
C60Wilayah 2PassengerKombinasi #1 2.7925
D60Wilayah 2PassengerKombinasi #1 2.7865
E60Wilayah 2PassengerKombinasi #1 2.7809
F60Wilayah 2PassengerKombinasi #1 2.7776
G60Wilayah 2PassengerKombinasi #1 2.3800
H60Wilayah 2PassengerKombinasi #1 2.3733
I60Wilayah 2PassengerKombinasi #1 2.3701
J60Wilayah 2PassengerKombinasi #1 2.3671
K60Wilayah 2PassengerKombinasi #1 2.3625
L60Wilayah 2PassengerKombinasi #1 1.4751
M60Wilayah 2PassengerKombinasi #1 1.4722
N60Wilayah 2PassengerKombinasi #1 1.4707
O60Wilayah 2PassengerKombinasi #1 1.4691
P60Wilayah 2PassengerKombinasi #1 1.4662
Q60Wilayah 2PassengerKombinasi #1 1.3130
R60Wilayah 2PassengerKombinasi #1 1.3116
S60Wilayah 2PassengerKombinasi #1 1.3108
T60Wilayah 2PassengerKombinasi #1 1.3100
U60Wilayah 2PassengerKombinasi #1 1.3081
A60Wilayah 2PassengerKombinasi #2 3.6400
B60Wilayah 2PassengerKombinasi #2 2.8030
C60Wilayah 2PassengerKombinasi #2 2.7925
D60Wilayah 2PassengerKombinasi #2 2.7865
E60Wilayah 2PassengerKombinasi #2 2.7809
F60Wilayah 2PassengerKombinasi #2 2.7776
G60Wilayah 2PassengerKombinasi #2 2.3800
H60Wilayah 2PassengerKombinasi #2 2.3733
I60Wilayah 2PassengerKombinasi #2 2.3701
J60Wilayah 2PassengerKombinasi #2 2.3671
K60Wilayah 2PassengerKombinasi #2 2.3625
L60Wilayah 2PassengerKombinasi #2 1.4751
M60Wilayah 2PassengerKombinasi #2 1.4722
N60Wilayah 2PassengerKombinasi #2 1.4707
O60Wilayah 2PassengerKombinasi #2 1.4691
P60Wilayah 2PassengerKombinasi #2 1.4662
Q60Wilayah 2PassengerKombinasi #2 1.3130
R60Wilayah 2PassengerKombinasi #2 1.3116
S60Wilayah 2PassengerKombinasi #2 1.3108
T60Wilayah 2PassengerKombinasi #2 1.3100
U60Wilayah 2PassengerKombinasi #2 1.3081
A60Wilayah 2Pick UpAll risk 2.7525
A60Wilayah 2Pick UpTLO 2.0425
A60Wilayah 2Pick Upkombinasi #1 2.7525
A60Wilayah 2Pick Upkombinasi #2 2.7525
A60Wilayah 2truckAll risk 2.7525
A60Wilayah 2truckTLO 2.0425
A60Wilayah 2truckkombinasi #1 2.7525
A60Wilayah 2truckkombinasi #2 2.7525
A60Wilayah 2busAll risk 1.4025
A60Wilayah 2busTLO 0.5925
A60Wilayah 2buskombinasi #1 1.4025
A60Wilayah 2buskombinasi #2 1.4025
A60wilayah 1PassengerAll risk 4.2000
B60wilayah 1PassengerAll risk 3.0030
C60wilayah 1PassengerAll risk 2.9925
D60wilayah 1PassengerAll risk 2.9865
E60wilayah 1PassengerAll risk 2.9809
F60wilayah 1PassengerAll risk 2.9776
G60wilayah 1PassengerAll risk 2.4800
H60wilayah 1PassengerAll risk 2.4733
I60wilayah 1PassengerAll risk 2.4701
J60wilayah 1PassengerAll risk 2.4671
K60wilayah 1PassengerAll risk 2.4625
L60wilayah 1PassengerAll risk 1.4751
M60wilayah 1PassengerAll risk 1.4722
N60wilayah 1PassengerAll risk 1.4707
O60wilayah 1PassengerAll risk 1.4691
P60wilayah 1PassengerAll risk 1.4662
Q60wilayah 1PassengerAll risk 1.3130
R60wilayah 1PassengerAll risk 1.3116
S60wilayah 1PassengerAll risk 1.3108
T60wilayah 1PassengerAll risk 1.3100
U60wilayah 1PassengerAll risk 1.3081
A60wilayah 1PassengerTLO 0.8500
B60wilayah 1PassengerTLO 0.9630
C60wilayah 1PassengerTLO 0.9525
D60wilayah 1PassengerTLO 0.9465
E60wilayah 1PassengerTLO 0.9409
F60wilayah 1PassengerTLO 0.9376
G60wilayah 1PassengerTLO 0.7100
H60wilayah 1PassengerTLO 0.7033
I60wilayah 1PassengerTLO 0.7001
J60wilayah 1PassengerTLO 0.6971
K60wilayah 1PassengerTLO 0.6925
L60wilayah 1PassengerTLO 0.5251
M60wilayah 1PassengerTLO 0.5222
N60wilayah 1PassengerTLO 0.5207
O60wilayah 1PassengerTLO 0.5191
P60wilayah 1PassengerTLO 0.5162
Q60wilayah 1PassengerTLO 0.4630
R60wilayah 1PassengerTLO 0.4616
S60wilayah 1PassengerTLO 0.4608
T60wilayah 1PassengerTLO 0.4600
U60wilayah 1PassengerTLO 0.4581
A60wilayah 1PassengerKombinasi #1 4.2000
B60wilayah 1PassengerKombinasi #1 3.0030
C60wilayah 1PassengerKombinasi #1 2.9925
D60wilayah 1PassengerKombinasi #1 2.9865
E60wilayah 1PassengerKombinasi #1 2.9809
F60wilayah 1PassengerKombinasi #1 2.9776
G60wilayah 1PassengerKombinasi #1 2.4800
H60wilayah 1PassengerKombinasi #1 2.4733
I60wilayah 1PassengerKombinasi #1 2.4701
J60wilayah 1PassengerKombinasi #1 2.4671
K60wilayah 1PassengerKombinasi #1 2.4625
L60wilayah 1PassengerKombinasi #1 1.4751
M60wilayah 1PassengerKombinasi #1 1.4722
N60wilayah 1PassengerKombinasi #1 1.4707
O60wilayah 1PassengerKombinasi #1 1.4691
P60wilayah 1PassengerKombinasi #1 1.4662
Q60wilayah 1PassengerKombinasi #1 1.3130
R60wilayah 1PassengerKombinasi #1 1.3116
S60wilayah 1PassengerKombinasi #1 1.3108
T60wilayah 1PassengerKombinasi #1 1.3100
U60wilayah 1PassengerKombinasi #1 1.3081
A60wilayah 1PassengerKombinasi #2 4.2000
B60wilayah 1PassengerKombinasi #2 3.0030
C60wilayah 1PassengerKombinasi #2 2.9925
D60wilayah 1PassengerKombinasi #2 2.9865
E60wilayah 1PassengerKombinasi #2 2.9809
F60wilayah 1PassengerKombinasi #2 2.9776
G60wilayah 1PassengerKombinasi #2 2.4800
H60wilayah 1PassengerKombinasi #2 2.4733
I60wilayah 1PassengerKombinasi #2 2.4701
J60wilayah 1PassengerKombinasi #2 2.4671
K60wilayah 1PassengerKombinasi #2 2.4625
L60wilayah 1PassengerKombinasi #2 1.4751
M60wilayah 1PassengerKombinasi #2 1.4722
N60wilayah 1PassengerKombinasi #2 1.4707
O60wilayah 1PassengerKombinasi #2 1.4691
P60wilayah 1PassengerKombinasi #2 1.4662
Q60wilayah 1PassengerKombinasi #2 1.3130
R60wilayah 1PassengerKombinasi #2 1.3116
S60wilayah 1PassengerKombinasi #2 1.3108
T60wilayah 1PassengerKombinasi #2 1.3100
U60wilayah 1PassengerKombinasi #2 1.3081
A60wilayah 1Pick UpAll risk 2.7825
A60wilayah 1Pick UpTLO 1.2425
A60wilayah 1Pick Upkombinasi #1 2.7825
A60wilayah 1Pick Upkombinasi #2 2.7825
A60wilayah 1truckAll risk 2.7825
A60wilayah 1truckTLO 1.2425
A60wilayah 1truckkombinasi #1 2.7825
A60wilayah 1truckkombinasi #2 2.7825
A60wilayah 1busAll risk 1.4025
A60wilayah 1busTLO 0.5925
A60wilayah 1buskombinasi #1 1.4025
A60wilayah 1buskombinasi #2 1.4025
A60wilayah 3PassengerAll risk 2.9100
B60wilayah 3PassengerAll risk 3.0230
C60wilayah 3PassengerAll risk 3.0125
D60wilayah 3PassengerAll risk 3.0065
E60wilayah 3PassengerAll risk 3.0009
F60wilayah 3PassengerAll risk 2.9976
G60wilayah 3PassengerAll risk 2.0900
H60wilayah 3PassengerAll risk 2.0833
I60wilayah 3PassengerAll risk 2.0801
J60wilayah 3PassengerAll risk 2.0771
K60wilayah 3PassengerAll risk 2.0725
L60wilayah 3PassengerAll risk 1.4151
M60wilayah 3PassengerAll risk 1.4122
N60wilayah 3PassengerAll risk 1.4107
O60wilayah 3PassengerAll risk 1.4091
P60wilayah 3PassengerAll risk 1.4062
Q60wilayah 3PassengerAll risk 1.3130
R60wilayah 3PassengerAll risk 1.3116
S60wilayah 3PassengerAll risk 1.3108
T60wilayah 3PassengerAll risk 1.3100
U60wilayah 3PassengerAll risk 1.3081
A60wilayah 3PassengerTLO 0.8900
B60wilayah 3PassengerTLO 0.7730
C60wilayah 3PassengerTLO 0.7625
D60wilayah 3PassengerTLO 0.7565
E60wilayah 3PassengerTLO 0.7509
F60wilayah 3PassengerTLO 0.7476
G60wilayah 3PassengerTLO 0.5900
H60wilayah 3PassengerTLO 0.5833
I60wilayah 3PassengerTLO 0.5801
J60wilayah 3PassengerTLO 0.5771
K60wilayah 3PassengerTLO 0.5725
L60wilayah 3PassengerTLO 0.5051
M60wilayah 3PassengerTLO 0.5022
N60wilayah 3PassengerTLO 0.5007
O60wilayah 3PassengerTLO 0.4991
P60wilayah 3PassengerTLO 0.4962
Q60wilayah 3PassengerTLO 0.4630
R60wilayah 3PassengerTLO 0.4616
S60wilayah 3PassengerTLO 0.4608
T60wilayah 3PassengerTLO 0.4600
U60wilayah 3PassengerTLO 0.4581
A60wilayah 3PassengerKombinasi #1 2.9100
B60wilayah 3PassengerKombinasi #1 3.0230
C60wilayah 3PassengerKombinasi #1 3.0125
D60wilayah 3PassengerKombinasi #1 3.0065
E60wilayah 3PassengerKombinasi #1 3.0009
F60wilayah 3PassengerKombinasi #1 2.9976
G60wilayah 3PassengerKombinasi #1 2.0900
H60wilayah 3PassengerKombinasi #1 2.0833
I60wilayah 3PassengerKombinasi #1 2.0801
J60wilayah 3PassengerKombinasi #1 2.0771
K60wilayah 3PassengerKombinasi #1 2.0725
L60wilayah 3PassengerKombinasi #1 1.4151
M60wilayah 3PassengerKombinasi #1 1.4122
N60wilayah 3PassengerKombinasi #1 1.4107
O60wilayah 3PassengerKombinasi #1 1.4091
P60wilayah 3PassengerKombinasi #1 1.4062
Q60wilayah 3PassengerKombinasi #1 1.3130
R60wilayah 3PassengerKombinasi #1 1.3116
S60wilayah 3PassengerKombinasi #1 1.3108
T60wilayah 3PassengerKombinasi #1 1.3100
U60wilayah 3PassengerKombinasi #1 1.3081
A60wilayah 3PassengerKombinasi #2 2.9100
B60wilayah 3PassengerKombinasi #2 3.0230
C60wilayah 3PassengerKombinasi #2 3.0125
D60wilayah 3PassengerKombinasi #2 3.0065
E60wilayah 3PassengerKombinasi #2 3.0009
F60wilayah 3PassengerKombinasi #2 2.9976
G60wilayah 3PassengerKombinasi #2 2.0900
H60wilayah 3PassengerKombinasi #2 2.0833
I60wilayah 3PassengerKombinasi #2 2.0801
J60wilayah 3PassengerKombinasi #2 2.0771
K60wilayah 3PassengerKombinasi #2 2.0725
L60wilayah 3PassengerKombinasi #2 1.4151
M60wilayah 3PassengerKombinasi #2 1.4122
N60wilayah 3PassengerKombinasi #2 1.4107
O60wilayah 3PassengerKombinasi #2 1.4091
P60wilayah 3PassengerKombinasi #2 1.4062
Q60wilayah 3PassengerKombinasi #2 1.3130
R60wilayah 3PassengerKombinasi #2 1.3116
S60wilayah 3PassengerKombinasi #2 1.3108
T60wilayah 3PassengerKombinasi #2 1.3100
U60wilayah 3PassengerKombinasi #2 1.3081
A60wilayah 3Pick UpAll risk 2.5925
A60wilayah 3Pick UpTLO 1.1725
A60wilayah 3Pick Upkombinasi #1 2.5925
A60wilayah 3Pick Upkombinasi #2 2.5925
A60wilayah 3truckAll risk 2.5925
A60wilayah 3truckTLO 1.1725
A60wilayah 3truckkombinasi #1 2.5925
A60wilayah 3truckkombinasi #2 2.5925
A60wilayah 3busAll risk 1.2425
A60wilayah 3busTLO 0.5425
A60wilayah 3buskombinasi #1 1.2425
A60wilayah 3buskombinasi #2 1.2425
29 30 31 32 33
tenor 24 tenor 36 tenor 48 tenor 60 tenor 12 tenor 24 tenor 36 tenor 48 tenor 60
6.7910 9.6160 12.2780 14.7770 3.6400 6.7910 9.6160 12.2780 14.7770
5.9070 8.6850 11.3000 13.7520 2.8030 5.9070 8.6850 11.3000 13.7520
5.2145 7.9820 10.5865 13.0280 2.7925 5.2145 7.9820 10.5865 13.0280
5.2025 7.3715 9.9700 12.4055 2.7865 5.2025 7.3715 9.9700 12.4055
5.1913 7.3547 9.3946 11.8245 2.7809 5.1913 7.3547 9.3946 11.8245
5.1847 7.3449 9.3815 11.2946 2.7776 5.1847 7.3449 9.3815 11.2946
4.7795 6.9320 8.9610 10.8665 2.3800 4.7795 6.9320 8.9610 10.8665
4.4346 6.5803 8.6026 10.5014 2.3733 4.4346 6.5803 8.6026 10.5014
4.4282 6.2784 8.2975 10.1931 2.3701 4.4282 6.2784 8.2975 10.1931
4.4222 6.2693 8.0124 9.9050 2.3671 4.4222 6.2693 8.0124 9.9050
4.4130 6.2555 7.9940 9.6285 2.3625 4.4130 6.2555 7.9940 9.6285
3.5181 5.3532 7.0842 8.7113 1.4751 3.5181 5.3532 7.0842 8.7113
2.7644 4.5966 6.3248 7.9491 1.4722 2.7644 4.5966 6.3248 7.9491
2.7613 3.9320 5.6586 7.2813 1.4707 2.7613 3.9320 5.6586 7.2813
2.7583 3.9274 5.0365 6.6576 1.4691 2.7583 3.9274 5.0365 6.6576
2.7525 3.9187 5.0250 6.0712 1.4662 2.7525 3.9187 5.0250 6.0712
2.5961 3.7591 4.8621 5.9052 1.3130 2.5961 3.7591 4.8621 5.9052
2.4657 3.6273 4.7288 5.7704 1.3116 2.4657 3.6273 4.7288 5.7704
2.4641 3.5123 4.6131 5.6539 1.3108 2.4641 3.5123 4.6131 5.6539
2.4625 3.5100 4.5050 5.5450 1.3100 2.4625 3.5100 4.5050 5.5450
2.4587 3.5044 4.4975 5.4381 1.3081 2.4587 3.5044 4.4975 5.4381
1.9625 2.8300 3.6650 4.4675 1.0300 1.9625 2.8300 3.6650 4.4675
1.6585 2.4790 3.2670 4.0225 0.7730 1.6585 2.4790 3.2670 4.0225
1.4590 2.2690 3.0465 3.7915 0.7625 1.4590 2.2690 3.0465 3.7915
1.4470 2.0935 2.8650 3.6040 0.7565 1.4470 2.0935 2.8650 3.6040
1.4358 2.0767 2.6956 3.4290 0.7509 1.4358 2.0767 2.6956 3.4290
1.4292 2.0669 2.6825 3.2761 0.7476 1.4292 2.0669 2.6825 3.2761
1.3540 1.9840 2.5920 3.1780 0.6800 1.3540 1.9840 2.5920 3.1780
1.2896 1.9128 2.5141 3.0934 0.6733 1.2896 1.9128 2.5141 3.0934
1.2832 1.8584 2.4565 3.0326 0.6701 1.2832 1.8584 2.4565 3.0326
1.2772 1.8493 2.4024 2.9755 0.6671 1.2772 1.8493 2.4024 2.9755
1.2680 1.8355 2.3840 2.9135 0.6625 1.2680 1.8355 2.3840 2.9135
1.1231 1.6832 2.2242 2.7463 0.5251 1.1231 1.6832 2.2242 2.7463
1.0069 1.5641 2.1023 2.6216 0.5222 1.0069 1.5641 2.1023 2.6216
1.0038 1.4620 1.9986 2.5163 0.5207 1.0038 1.4620 1.9986 2.5163
1.0008 1.4574 1.9015 2.4176 0.5191 1.0008 1.4574 1.9015 2.4176
0.9950 1.4487 1.8900 2.3187 0.5162 0.9950 1.4487 1.8900 2.3187
0.9386 1.3891 1.8271 2.2527 0.4630 0.9386 1.3891 1.8271 2.2527
0.8932 1.3423 1.7788 2.2029 0.4616 0.8932 1.3423 1.7788 2.2029
0.8916 1.3023 1.7381 2.1614 0.4608 0.8916 1.3023 1.7381 2.1614
0.8900 1.3000 1.7000 2.1225 0.4600 0.8900 1.3000 1.7000 2.1225
0.8862 1.2944 1.6925 2.0806 0.4581 0.8862 1.2944 1.6925 2.0806
4.5725 5.4400 6.2750 7.0775 3.6400 4.5725 5.4400 6.2750 7.0775
3.6885 4.5090 5.2970 6.0525 2.8030 3.6885 4.5090 5.2970 6.0525
3.4890 4.2990 5.0765 5.8215 2.7925 3.4890 4.2990 5.0765 5.8215
3.4770 4.1235 4.8950 5.6340 2.7865 3.4770 4.1235 4.8950 5.6340
3.4658 4.1067 4.7256 5.4590 2.7809 3.4658 4.1067 4.7256 5.4590
3.4592 4.0969 4.7125 5.3061 2.7776 3.4592 4.0969 4.7125 5.3061
3.0540 3.6840 4.2920 4.8780 2.3800 3.0540 3.6840 4.2920 4.8780
2.9896 3.6128 4.2141 4.7934 2.3733 2.9896 3.6128 4.2141 4.7934
2.9832 3.5584 4.1565 4.7326 2.3701 2.9832 3.5584 4.1565 4.7326
2.9772 3.5493 4.1024 4.6755 2.3671 2.9772 3.5493 4.1024 4.6755
2.9680 3.5355 4.0840 4.6135 2.3625 2.9680 3.5355 4.0840 4.6135
2.0731 2.6332 3.1742 3.6963 1.4751 2.0731 2.6332 3.1742 3.6963
1.9569 2.5141 3.0523 3.5716 1.4722 1.9569 2.5141 3.0523 3.5716
1.9538 2.4120 2.9486 3.4663 1.4707 1.9538 2.4120 2.9486 3.4663
1.9508 2.4074 2.8515 3.3676 1.4691 1.9508 2.4074 2.8515 3.3676
1.9450 2.3987 2.8400 3.2687 1.4662 1.9450 2.3987 2.8400 3.2687
1.7886 2.2391 2.6771 3.1027 1.3130 1.7886 2.2391 2.6771 3.1027
1.7432 2.1923 2.6288 3.0529 1.3116 1.7432 2.1923 2.6288 3.0529
1.7416 2.1523 2.5881 3.0114 1.3108 1.7416 2.1523 2.5881 3.0114
1.7400 2.1500 2.5500 2.9725 1.3100 1.7400 2.1500 2.5500 2.9725
1.7362 2.1444 2.5425 2.9306 1.3081 1.7362 2.1444 2.5425 2.9306
6.7910 7.6585 8.4935 9.2960 3.6400 6.7910 7.6585 8.4935 9.2960
5.9070 6.7275 7.5155 8.2710 2.8030 5.9070 6.7275 7.5155 8.2710
5.2145 6.0245 6.8020 7.5470 2.7925 5.2145 6.0245 6.8020 7.5470
5.2025 5.8490 6.6205 7.3595 2.7865 5.2025 5.8490 6.6205 7.3595
5.1913 5.8322 6.4511 7.1845 2.7809 5.1913 5.8322 6.4511 7.1845
5.1847 5.8224 6.4380 7.0316 2.7776 5.1847 5.8224 6.4380 7.0316
4.7795 5.4095 6.0175 6.6035 2.3800 4.7795 5.4095 6.0175 6.6035
4.4346 5.0578 5.6591 6.2384 2.3733 4.4346 5.0578 5.6591 6.2384
4.4282 5.0034 5.6015 6.1776 2.3701 4.4282 5.0034 5.6015 6.1776
4.4222 4.9943 5.5474 6.1205 2.3671 4.4222 4.9943 5.5474 6.1205
4.4130 4.9805 5.5290 6.0585 2.3625 4.4130 4.9805 5.5290 6.0585
3.5181 4.0782 4.6192 5.1413 1.4751 3.5181 4.0782 4.6192 5.1413
2.7644 3.3216 3.8598 4.3791 1.4722 2.7644 3.3216 3.8598 4.3791
2.7613 3.2195 3.7561 4.2738 1.4707 2.7613 3.2195 3.7561 4.2738
2.7583 3.2149 3.6590 4.1751 1.4691 2.7583 3.2149 3.6590 4.1751
2.7525 3.2062 3.6475 4.0762 1.4662 2.7525 3.2062 3.6475 4.0762
2.5961 3.0466 3.4846 3.9102 1.3130 2.5961 3.0466 3.4846 3.9102
2.4657 2.9148 3.3513 3.7754 1.3116 2.4657 2.9148 3.3513 3.7754
2.4641 2.8748 3.3106 3.7339 1.3108 2.4641 2.8748 3.3106 3.7339
2.4625 2.8725 3.2725 3.6950 1.3100 2.4625 2.8725 3.2725 3.6950
2.4587 2.8669 3.2650 3.6531 1.3081 2.4587 2.8669 3.2650 3.6531
5.1465 7.3015 9.3370 11.2530 2.7525 5.1465 7.3015 9.3370 11.2530
3.8330 5.4555 6.9940 8.4485 2.0425 3.8330 5.4555 6.9940 8.4485
4.5430 6.1655 7.7040 9.1585 2.7525 4.5430 6.1655 7.7040 9.1585
5.1465 6.7690 8.3075 9.7620 2.7525 5.1465 6.7690 8.3075 9.7620
5.1465 7.3015 9.3370 11.2530 2.7525 5.1465 7.3015 9.3370 11.2530
3.8330 5.4555 6.9940 8.4485 2.0425 3.8330 5.4555 6.9940 8.4485
4.5430 6.1655 7.7040 9.1585 2.7525 4.5430 6.1655 7.7040 9.1585
5.1465 6.7690 8.3075 9.7620 2.7525 5.1465 6.7690 8.3075 9.7620
2.6490 3.7915 4.8820 5.9205 1.4025 2.6490 3.7915 4.8820 5.9205
1.1505 1.6855 2.2090 2.7210 0.5925 1.1505 1.6855 2.2090 2.7210
1.9605 2.4955 3.0190 3.5310 1.4025 1.9605 2.4955 3.0190 3.5310
2.6490 3.1840 3.7075 4.2195 1.4025 2.6490 3.1840 3.7075 4.2195
7.8270 11.0720 14.1260 16.9890 4.2000 7.8270 11.0720 14.1260 16.9890
6.5830 9.7810 12.7880 15.6040 3.0030 6.5830 9.7810 12.7880 15.6040
5.5845 8.7720 11.7685 14.5740 2.9925 5.5845 8.7720 11.7685 14.5740
5.5725 7.8915 10.8820 13.6815 2.9865 5.5725 7.8915 10.8820 13.6815
5.5613 7.8747 10.0546 12.8485 2.9809 5.5613 7.8747 10.0546 12.8485
5.5547 7.8649 10.0415 12.0846 2.9776 5.5547 7.8649 10.0415 12.0846
5.0495 7.3520 9.5210 11.5565 2.4800 5.0495 7.3520 9.5210 11.5565
4.6196 6.9153 9.0776 11.1064 2.4733 4.6196 6.9153 9.0776 11.1064
4.6132 6.5384 8.6975 10.7231 2.4701 4.6132 6.5384 8.6975 10.7231
4.6072 6.5293 8.3424 10.3650 2.4671 4.6072 6.5293 8.3424 10.3650
4.5980 6.5155 8.3240 10.0235 2.4625 4.5980 6.5155 8.3240 10.0235
3.6031 5.5132 7.3142 9.0063 1.4751 3.6031 5.5132 7.3142 9.0063
2.7644 4.6716 6.4698 8.1591 1.4722 2.7644 4.6716 6.4698 8.1591
2.7613 3.9320 5.7286 7.4163 1.4707 2.7613 3.9320 5.7286 7.4163
2.7583 3.9274 5.0365 6.7226 1.4691 2.7583 3.9274 5.0365 6.7226
2.7525 3.9187 5.0250 6.0712 1.4662 2.7525 3.9187 5.0250 6.0712
2.5961 3.7591 4.8621 5.9052 1.3130 2.5961 3.7591 4.8621 5.9052
2.4657 3.6273 4.7288 5.7704 1.3116 2.4657 3.6273 4.7288 5.7704
2.4641 3.5123 4.6131 5.6539 1.3108 2.4641 3.5123 4.6131 5.6539
2.4625 3.5100 4.5050 5.5450 1.3100 2.4625 3.5100 4.5050 5.5450
2.4587 3.5044 4.4975 5.4381 1.3081 2.4587 3.5044 4.4975 5.4381
1.6295 2.3620 3.0710 3.7565 0.8500 1.6295 2.3620 3.0710 3.7565
1.6955 2.3810 3.0430 3.6815 0.9630 1.6955 2.3810 3.0430 3.6815
1.8105 2.4855 3.1370 3.7650 0.9525 1.8105 2.4855 3.1370 3.7650
1.7985 2.5875 3.2330 3.8550 0.9465 1.7985 2.5875 3.2330 3.8550
1.7873 2.5707 3.3226 3.9390 0.9409 1.7873 2.5707 3.3226 3.9390
1.7807 2.5609 3.3095 4.0266 0.9376 1.7807 2.5609 3.3095 4.0266
1.5455 2.3180 3.0590 3.7685 0.7100 1.5455 2.3180 3.0590 3.7685
1.3451 2.1108 2.8451 3.5479 0.7033 1.3451 2.1108 2.8451 3.5479
1.3387 1.9364 2.6675 3.3671 0.7001 1.3387 1.9364 2.6675 3.3671
1.3327 1.9273 2.5014 3.1980 0.6971 1.3327 1.9273 2.5014 3.1980
1.3235 1.9135 2.4830 3.0320 0.6925 1.3235 1.9135 2.4830 3.0320
1.1486 1.7312 2.2932 2.8348 0.5251 1.1486 1.7312 2.2932 2.8348
1.0069 1.5866 2.1458 2.6846 0.5222 1.0069 1.5866 2.1458 2.6846
1.0038 1.4620 2.0196 2.5568 0.5207 1.0038 1.4620 2.0196 2.5568
1.0008 1.4574 1.9015 2.4371 0.5191 1.0008 1.4574 1.9015 2.4371
0.9950 1.4487 1.8900 2.3187 0.5162 0.9950 1.4487 1.8900 2.3187
0.9386 1.3891 1.8271 2.2527 0.4630 0.9386 1.3891 1.8271 2.2527
0.8932 1.3423 1.7788 2.2029 0.4616 0.8932 1.3423 1.7788 2.2029
0.8916 1.3023 1.7381 2.1614 0.4608 0.8916 1.3023 1.7381 2.1614
0.8900 1.3000 1.7000 2.1225 0.4600 0.8900 1.3000 1.7000 2.1225
0.8862 1.2944 1.6925 2.0806 0.4581 0.8862 1.2944 1.6925 2.0806
4.9795 5.7120 6.4210 7.1065 4.2000 4.9795 5.7120 6.4210 7.1065
3.7355 4.4210 5.0830 5.7215 3.0030 3.7355 4.4210 5.0830 5.7215
3.8505 4.5255 5.1770 5.8050 2.9925 3.8505 4.5255 5.1770 5.8050
3.8385 4.6275 5.2730 5.8950 2.9865 3.8385 4.6275 5.2730 5.8950
3.8273 4.6107 5.3626 5.9790 2.9809 3.8273 4.6107 5.3626 5.9790
3.8207 4.6009 5.3495 6.0666 2.9776 3.8207 4.6009 5.3495 6.0666
3.3155 4.0880 4.8290 5.5385 2.4800 3.3155 4.0880 4.8290 5.5385
3.1151 3.8808 4.6151 5.3179 2.4733 3.1151 3.8808 4.6151 5.3179
3.1087 3.7064 4.4375 5.1371 2.4701 3.1087 3.7064 4.4375 5.1371
3.1027 3.6973 4.2714 4.9680 2.4671 3.1027 3.6973 4.2714 4.9680
3.0935 3.6835 4.2530 4.8020 2.4625 3.0935 3.6835 4.2530 4.8020
2.0986 2.6812 3.2432 3.7848 1.4751 2.0986 2.6812 3.2432 3.7848
1.9569 2.5366 3.0958 3.6346 1.4722 1.9569 2.5366 3.0958 3.6346
1.9538 2.4120 2.9696 3.5068 1.4707 1.9538 2.4120 2.9696 3.5068
1.9508 2.4074 2.8515 3.3871 1.4691 1.9508 2.4074 2.8515 3.3871
1.9450 2.3987 2.8400 3.2687 1.4662 1.9450 2.3987 2.8400 3.2687
1.7886 2.2391 2.6771 3.1027 1.3130 1.7886 2.2391 2.6771 3.1027
1.7432 2.1923 2.6288 3.0529 1.3116 1.7432 2.1923 2.6288 3.0529
1.7416 2.1523 2.5881 3.0114 1.3108 1.7416 2.1523 2.5881 3.0114
1.7400 2.1500 2.5500 2.9725 1.3100 1.7400 2.1500 2.5500 2.9725
1.7362 2.1444 2.5425 2.9306 1.3081 1.7362 2.1444 2.5425 2.9306
7.8270 8.5595 9.2685 9.9540 4.2000 7.8270 8.5595 9.2685 9.9540
6.5830 7.2685 7.9305 8.5690 3.0030 6.5830 7.2685 7.9305 8.5690
5.5845 6.2595 6.9110 7.5390 2.9925 5.5845 6.2595 6.9110 7.5390
5.5725 6.3615 7.0070 7.6290 2.9865 5.5725 6.3615 7.0070 7.6290
5.5613 6.3447 7.0966 7.7130 2.9809 5.5613 6.3447 7.0966 7.7130
5.5547 6.3349 7.0835 7.8006 2.9776 5.5547 6.3349 7.0835 7.8006
5.0495 5.8220 6.5630 7.2725 2.4800 5.0495 5.8220 6.5630 7.2725
4.6196 5.3853 6.1196 6.8224 2.4733 4.6196 5.3853 6.1196 6.8224
4.6132 5.2109 5.9420 6.6416 2.4701 4.6132 5.2109 5.9420 6.6416
4.6072 5.2018 5.7759 6.4725 2.4671 4.6072 5.2018 5.7759 6.4725
4.5980 5.1880 5.7575 6.3065 2.4625 4.5980 5.1880 5.7575 6.3065
3.6031 4.1857 4.7477 5.2893 1.4751 3.6031 4.1857 4.7477 5.2893
2.7644 3.3441 3.9033 4.4421 1.4722 2.7644 3.3441 3.9033 4.4421
2.7613 3.2195 3.7771 4.3143 1.4707 2.7613 3.2195 3.7771 4.3143
2.7583 3.2149 3.6590 4.1946 1.4691 2.7583 3.2149 3.6590 4.1946
2.7525 3.2062 3.6475 4.0762 1.4662 2.7525 3.2062 3.6475 4.0762
2.5961 3.0466 3.4846 3.9102 1.3130 2.5961 3.0466 3.4846 3.9102
2.4657 2.9148 3.3513 3.7754 1.3116 2.4657 2.9148 3.3513 3.7754
2.4641 2.8748 3.3106 3.7339 1.3108 2.4641 2.8748 3.3106 3.7339
2.4625 2.8725 3.2725 3.6950 1.3100 2.4625 2.8725 3.2725 3.6950
2.4587 2.8669 3.2650 3.6531 1.3081 2.4587 2.8669 3.2650 3.6531
5.2020 7.3795 9.4360 11.3715 2.7825 5.2020 7.3795 9.4360 11.3715
2.3530 3.3755 4.3540 5.2885 1.2425 2.3530 3.3755 4.3540 5.2885
3.8930 4.9155 5.8940 6.8285 2.7825 3.8930 4.9155 5.8940 6.8285
5.2020 6.2245 7.2030 8.1375 2.7825 5.2020 6.2245 7.2030 8.1375
5.2020 7.3795 9.4360 11.3715 2.7825 5.2020 7.3795 9.4360 11.3715
2.3530 3.3755 4.3540 5.2885 1.2425 2.3530 3.3755 4.3540 5.2885
3.8930 4.9155 5.8940 6.8285 2.7825 3.8930 4.9155 5.8940 6.8285
5.2020 6.2245 7.2030 8.1375 2.7825 5.2020 6.2245 7.2030 8.1375
2.6490 3.7915 4.8820 5.9205 1.4025 2.6490 3.7915 4.8820 5.9205
1.1505 1.6855 2.2090 2.7210 0.5925 1.1505 1.6855 2.2090 2.7210
1.9605 2.4955 3.0190 3.5310 1.4025 1.9605 2.4955 3.0190 3.5310
2.6490 3.1840 3.7075 4.2195 1.4025 2.6490 3.1840 3.7075 4.2195
5.4405 7.7180 9.8690 11.8935 2.9100 5.4405 7.7180 9.8690 11.8935
5.5065 7.7370 9.8410 11.8185 3.0230 5.5065 7.7370 9.8410 11.8185
5.6215 7.8415 9.9350 11.9020 3.0125 5.6215 7.8415 9.9350 11.9020
5.6095 7.9435 10.0310 11.9920 3.0065 5.6095 7.9435 10.0310 11.9920
5.5983 7.9267 10.1206 12.0760 3.0009 5.5983 7.9267 10.1206 12.0760
5.5917 7.9169 10.1075 12.1636 2.9976 5.5917 7.9169 10.1075 12.1636
4.6765 6.9940 9.1770 11.2255 2.0900 4.6765 6.9940 9.1770 11.2255
3.8981 6.2088 8.3851 10.4269 2.0833 3.8981 6.2088 8.3851 10.4269
3.8917 5.5244 7.6975 9.7361 2.0801 3.8917 5.5244 7.6975 9.7361
3.8857 5.5153 7.0554 9.0910 2.0771 3.8857 5.5153 7.0554 9.0910
3.8765 5.5015 7.0370 8.4830 2.0725 3.8765 5.5015 7.0370 8.4830
3.2116 4.8292 6.3572 7.7958 1.4151 3.2116 4.8292 6.3572 7.7958
2.6534 4.2681 5.7933 7.2291 1.4122 2.6534 4.2681 5.7933 7.2291
2.6503 3.7760 5.2996 6.7338 1.4107 2.6503 3.7760 5.2996 6.7338
2.6473 3.7714 4.8385 6.2711 1.4091 2.6473 3.7714 4.8385 6.2711
2.6415 3.7627 4.8270 5.8342 1.4062 2.6415 3.7627 4.8270 5.8342
2.5451 3.6631 4.7241 5.7282 1.3130 2.5451 3.6631 4.7241 5.7282
2.4657 3.5823 4.6418 5.6444 1.3116 2.4657 3.5823 4.6418 5.6444
2.4641 3.5123 4.5711 5.5729 1.3108 2.4641 3.5123 4.5711 5.5729
2.4625 3.5100 4.5050 5.5060 1.3100 2.4625 3.5100 4.5050 5.5060
2.4587 3.5044 4.4975 5.4381 1.3081 2.4587 3.5044 4.4975 5.4381
1.7035 2.4660 3.2030 3.9145 0.8900 1.7035 2.4660 3.2030 3.9145
1.5395 2.2550 2.9450 3.6095 0.7730 1.5395 2.2550 2.9450 3.6095
1.4590 2.1640 2.8435 3.4975 0.7625 1.4590 2.1640 2.8435 3.4975
1.4470 2.0935 2.7670 3.4150 0.7565 1.4470 2.0935 2.7670 3.4150
1.4358 2.0767 2.6956 3.3380 0.7509 1.4358 2.0767 2.6956 3.3380
1.4292 2.0669 2.6825 3.2761 0.7476 1.4292 2.0669 2.6825 3.2761
1.2640 1.8940 2.5020 3.0880 0.5900 1.2640 1.8940 2.5020 3.0880
1.1231 1.7463 2.3476 2.9269 0.5833 1.1231 1.7463 2.3476 2.9269
1.1167 1.6244 2.2225 2.7986 0.5801 1.1167 1.6244 2.2225 2.7986
1.1107 1.6153 2.1054 2.6785 0.5771 1.1107 1.6153 2.1054 2.6785
1.1015 1.6015 2.0870 2.5580 0.5725 1.1015 1.6015 2.0870 2.5580
1.0266 1.5192 1.9972 2.4608 0.5051 1.0266 1.5192 1.9972 2.4608
0.9699 1.4596 1.9348 2.3956 0.5022 0.9699 1.4596 1.9348 2.3956
0.9668 1.4100 1.8836 2.3428 0.5007 0.9668 1.4100 1.8836 2.3428
0.9638 1.4054 1.8355 2.2931 0.4991 0.9638 1.4054 1.8355 2.2931
0.9580 1.3967 1.8240 2.2397 0.4962 0.9580 1.3967 1.8240 2.2397
0.9216 1.3571 1.7811 2.1937 0.4630 0.9216 1.3571 1.7811 2.1937
0.8932 1.3273 1.7498 2.1609 0.4616 0.8932 1.3273 1.7498 2.1609
0.8916 1.3023 1.7241 2.1344 0.4608 0.8916 1.3023 1.7241 2.1344
0.8900 1.3000 1.7000 2.1095 0.4600 0.8900 1.3000 1.7000 2.1095
0.8862 1.2944 1.6925 2.0806 0.4581 0.8862 1.2944 1.6925 2.0806
3.7235 4.4860 5.2230 5.9345 2.9100 3.7235 4.4860 5.2230 5.9345
3.7895 4.5050 5.1950 5.8595 3.0230 3.7895 4.5050 5.1950 5.8595
3.7090 4.4140 5.0935 5.7475 3.0125 3.7090 4.4140 5.0935 5.7475
3.6970 4.3435 5.0170 5.6650 3.0065 3.6970 4.3435 5.0170 5.6650
3.6858 4.3267 4.9456 5.5880 3.0009 3.6858 4.3267 4.9456 5.5880
3.6792 4.3169 4.9325 5.5261 2.9976 3.6792 4.3169 4.9325 5.5261
2.7640 3.3940 4.0020 4.5880 2.0900 2.7640 3.3940 4.0020 4.5880
2.6231 3.2463 3.8476 4.4269 2.0833 2.6231 3.2463 3.8476 4.4269
2.6167 3.1244 3.7225 4.2986 2.0801 2.6167 3.1244 3.7225 4.2986
2.6107 3.1153 3.6054 4.1785 2.0771 2.6107 3.1153 3.6054 4.1785
2.6015 3.1015 3.5870 4.0580 2.0725 2.6015 3.1015 3.5870 4.0580
1.9366 2.4292 2.9072 3.3708 1.4151 1.9366 2.4292 2.9072 3.3708
1.8799 2.3696 2.8448 3.3056 1.4122 1.8799 2.3696 2.8448 3.3056
1.8768 2.3200 2.7936 3.2528 1.4107 1.8768 2.3200 2.7936 3.2528
1.8738 2.3154 2.7455 3.2031 1.4091 1.8738 2.3154 2.7455 3.2031
1.8680 2.3067 2.7340 3.1497 1.4062 1.8680 2.3067 2.7340 3.1497
1.7716 2.2071 2.6311 3.0437 1.3130 1.7716 2.2071 2.6311 3.0437
1.7432 2.1773 2.5998 3.0109 1.3116 1.7432 2.1773 2.5998 3.0109
1.7416 2.1523 2.5741 2.9844 1.3108 1.7416 2.1523 2.5741 2.9844
1.7400 2.1500 2.5500 2.9595 1.3100 1.7400 2.1500 2.5500 2.9595
1.7362 2.1444 2.5425 2.9306 1.3081 1.7362 2.1444 2.5425 2.9306
5.4405 6.2030 6.9400 7.6515 2.9100 5.4405 6.2030 6.9400 7.6515
5.5065 6.2220 6.9120 7.5765 3.0230 5.5065 6.2220 6.9120 7.5765
5.6215 6.3265 7.0060 7.6600 3.0125 5.6215 6.3265 7.0060 7.6600
5.6095 6.2560 6.9295 7.5775 3.0065 5.6095 6.2560 6.9295 7.5775
5.5983 6.2392 6.8581 7.5005 3.0009 5.5983 6.2392 6.8581 7.5005
5.5917 6.2294 6.8450 7.4386 2.9976 5.5917 6.2294 6.8450 7.4386
4.6765 5.3065 5.9145 6.5005 2.0900 4.6765 5.3065 5.9145 6.5005
3.8981 4.5213 5.1226 5.7019 2.0833 3.8981 4.5213 5.1226 5.7019
3.8917 4.3994 4.9975 5.5736 2.0801 3.8917 4.3994 4.9975 5.5736
3.8857 4.3903 4.8804 5.4535 2.0771 3.8857 4.3903 4.8804 5.4535
3.8765 4.3765 4.8620 5.3330 2.0725 3.8765 4.3765 4.8620 5.3330
3.2116 3.7042 4.1822 4.6458 1.4151 3.2116 3.7042 4.1822 4.6458
2.6534 3.1431 3.6183 4.0791 1.4122 2.6534 3.1431 3.6183 4.0791
2.6503 3.0935 3.5671 4.0263 1.4107 2.6503 3.0935 3.5671 4.0263
2.6473 3.0889 3.5190 3.9766 1.4091 2.6473 3.0889 3.5190 3.9766
2.6415 3.0802 3.5075 3.9232 1.4062 2.6415 3.0802 3.5075 3.9232
2.5451 2.9806 3.4046 3.8172 1.3130 2.5451 2.9806 3.4046 3.8172
2.4657 2.8998 3.3223 3.7334 1.3116 2.4657 2.8998 3.3223 3.7334
2.4641 2.8748 3.2966 3.7069 1.3108 2.4641 2.8748 3.2966 3.7069
2.4625 2.8725 3.2725 3.6820 1.3100 2.4625 2.8725 3.2725 3.6820
2.4587 2.8669 3.2650 3.6531 1.3081 2.4587 2.8669 3.2650 3.6531
4.8505 6.8855 8.8090 10.6210 2.5925 4.8505 6.8855 8.8090 10.6210
2.2235 3.1935 4.1230 5.0120 1.1725 2.2235 3.1935 4.1230 5.0120
3.6435 4.6135 5.5430 6.4320 2.5925 3.6435 4.6135 5.5430 6.4320
4.8505 5.8205 6.7500 7.6390 2.5925 4.8505 5.8205 6.7500 7.6390
4.8505 6.8855 8.8090 10.6210 2.5925 4.8505 6.8855 8.8090 10.6210
2.2235 3.1935 4.1230 5.0120 1.1725 2.2235 3.1935 4.1230 5.0120
3.6435 4.6135 5.5430 6.4320 2.5925 3.6435 4.6135 5.5430 6.4320
4.8505 5.8205 6.7500 7.6390 2.5925 4.8505 5.8205 6.7500 7.6390
2.3530 3.3755 4.3540 5.2885 1.2425 2.3530 3.3755 4.3540 5.2885
1.0580 1.5555 2.0440 2.5235 0.5425 1.0580 1.5555 2.0440 2.5235
1.7580 2.2555 2.7440 3.2235 1.2425 1.7580 2.2555 2.7440 3.2235
2.3530 2.8505 3.3390 3.8185 1.2425 2.3530 2.8505 3.3390 3.8185
ADDM ADDB

Items Years N1 N2 N3 N4 N5 N6 N8 Items Years N1 N2 N3 N4 N5 N6 N8 Items Years N2 N4 N6 N8

1 3.75% 3.75% 4.00% 4.00% 5.75% 6.25% 6.25% 1 4.75% 4.75% 5.25% 5.25% 7.00% 7.50% 7.50% insentif standard 15.00% 15.00% 10.00% 7.50%
2 4.25% 4.25% 4.50% 4.50% 6.50% 7.00% 7.00% 2 5.25% 5.25% 5.50% 5.50% 7.50% 8.00% 8.00% insentif Program 10.00% 5.00% 0.00% 0.00%
3 4.50% 4.50% 4.75% 4.75% 7.25% 7.75% 7.75% 3 5.50% 5.50% 5.75% 5.75% 8.00% 8.50% 8.50% Total 25.00% 20.00% 10.00% 7.50%
4 5.00% 5.50% 5.50% 5.75% 8.00% 8.50% 8.50% 4 6.00% 6.25% 6.50% 6.75% 8.75% 9.25% 9.25%
5 5.75% 6.00% 6.25% 6.50% 8.75% 9.25% 9.25% 5 6.50% 6.75% 7.00% 7.25% 9.50% 10.00% 10.00%
Admin 1.5 jt 3.5 jt 1.5 jt 3.5 jt 1.5 jt 3.5 jt 3.5 jt Admin 1.5 jt 3.5 jt 1.5 jt 3.5 jt 1.5 jt 3.5 jt 3.5 jt
Provisi 0.50% 3.00% 0.50% 3.00% 0.50% 3.00% 3.00% Provisi 0.50% 3.00% 0.50% 3.00% 0.50% 3.00% 3.00%
Insentif* 5.00% 15.00% 5.00% 15.00% 5.00% 10.00% 7.50% Insentif* 5.00% 15.00% 5.00% 15.00% 5.00% 10.00% 7.50%
1 2 3 4 5 6 7

* Dihitung dari Income : Bunga + Asuransi + Admin + Provisi


1
PRODUCT RATE ADMIN PROVISI INSENTIF ASURANSI INSENTIF TAMBAHAN
NDS PEKARYA ADDM 12 NDS PEKARYA ADDM 12 4.00% 950,000 2
NDS PEKARYA ADDM 24 NDS PEKARYA ADDM 24 4.20% 950,000 2
NDS PEKARYA ADDM 36 NDS PEKARYA ADDM 36 4.35% 950,000 2
NDS PEKARYA ADDM 48 NDS PEKARYA ADDM 48 4.75% 950,000 2
NDS PEKARYA ADDM 60 NDS PEKARYA ADDM 60 5.40% 950,000 2
NDS PEKARYA ADDB 12 NDS PEKARYA ADDB 12 4.75% 950,000 2
NDS PEKARYA ADDB 24 NDS PEKARYA ADDB 24 4.95% 950,000 2
NDS PEKARYA ADDB 36 NDS PEKARYA ADDB 36 5.10% 950,000 2
NDS PEKARYA ADDB 48 NDS PEKARYA ADDB 48 5.50% 950,000 2
NDS PEKARYA ADDB 60 NDS PEKARYA ADDB 60 6.15% 950,000 2
NDS PBG ADDM 12 NDS PBG ADDM 12 4.15% 1,950,000 0.50% 20.0% 1
NDS PBG ADDM 24 NDS PBG ADDM 24 4.45% 1,950,000 0.50% 20.0% 1
NDS PBG ADDM 36 NDS PBG ADDM 36 4.60% 1,950,000 0.50% 20.0% 1
NDS PBG ADDM 48 NDS PBG ADDM 48 5.15% 1,950,000 0.50% 20.0% 1
NDS PBG ADDM 60 NDS PBG ADDM 60 6.10% 1,950,000 0.50% 20.0% 1
NDS PBG ADDB 12 NDS PBG ADDB 12 4.90% 1,950,000 0.50% 20.0% 1
NDS PBG ADDB 24 NDS PBG ADDB 24 5.20% 1,950,000 0.50% 20.0% 1
NDS PBG ADDB 36 NDS PBG ADDB 36 5.35% 1,950,000 0.50% 20.0% 1
NDS PBG ADDB 48 NDS PBG ADDB 48 5.90% 1,950,000 0.50% 20.0% 1
NDS PBG ADDB 60 NDS PBG ADDB 60 6.85% 1,950,000 0.50% 20.0% 1
NDS CP ADDM 12 NDS CP ADDM 12 4.15% 2,450,000 1.00% 20.0% 1
NDS CP ADDM 24 NDS CP ADDM 24 4.45% 2,450,000 1.00% 20.0% 1
NDS CP ADDM 36 NDS CP ADDM 36 4.60% 2,450,000 1.00% 20.0% 1
NDS CP ADDM 48 NDS CP ADDM 48 5.15% 2,450,000 1.00% 20.0% 1
NDS CP ADDM 60 NDS CP ADDM 60 6.10% 2,450,000 1.00% 20.0% 1
NDS CP ADDB 12 NDS CP ADDB 12 4.90% 2,450,000 1.00% 20.0% 1
NDS CP ADDB 24 NDS CP ADDB 24 5.20% 2,450,000 1.00% 20.0% 1
NDS CP ADDB 36 NDS CP ADDB 36 5.35% 2,450,000 1.00% 20.0% 1
NDS CP ADDB 48 NDS CP ADDB 48 5.90% 2,450,000 1.00% 20.0% 1
NDS CP ADDB 60 NDS CP ADDB 60 6.85% 2,450,000 1.00% 20.0% 1
NDS MASS ADDM 12 NDS MASS ADDM 12 4.15% 2,950,000 1.75% 20.0% 1
NDS MASS ADDM 24 NDS MASS ADDM 24 4.45% 2,950,000 1.75% 20.0% 1
NDS MASS ADDM 36 NDS MASS ADDM 36 4.60% 2,950,000 1.75% 20.0% 1
NDS MASS ADDM 48 NDS MASS ADDM 48 5.25% 2,950,000 1.75% 20.0% 1
NDS MASS ADDM 60 NDS MASS ADDM 60 6.10% 2,950,000 1.75% 20.0% 1
NDS MASS ADDB 12 NDS MASS ADDB 12 4.90% 2,950,000 1.75% 20.0% 1
NDS MASS ADDB 24 NDS MASS ADDB 24 5.20% 2,950,000 1.75% 20.0% 1
NDS MASS ADDB 36 NDS MASS ADDB 36 5.35% 2,950,000 1.75% 20.0% 1
NDS MASS ADDB 48 NDS MASS ADDB 48 6.00% 2,950,000 1.75% 20.0% 1
NDS MASS ADDB 60 NDS MASS ADDB 60 6.85% 2,950,000 1.75% 20.0% 1
NDS NTB GOLD ADDM 12 NDS NTB GOLD ADDM 12 4.15% 2,450,000 2.00% 20.0% 1
NDS NTB GOLD ADDM 24 NDS NTB GOLD ADDM 24 4.45% 2,450,000 2.00% 20.0% 1
NDS NTB GOLD ADDM 36 NDS NTB GOLD ADDM 36 4.60% 2,450,000 2.00% 20.0% 1
NDS NTB GOLD ADDM 48 NDS NTB GOLD ADDM 48 5.25% 2,450,000 2.00% 20.0% 1
NDS NTB GOLD ADDM 60 NDS NTB GOLD ADDM 60 6.10% 2,450,000 2.00% 20.0% 1
NDS NTB GOLD ADDB 12 NDS NTB GOLD ADDB 12 4.90% 2,450,000 2.00% 20.0% 1
NDS NTB GOLD ADDB 24 NDS NTB GOLD ADDB 24 5.20% 2,450,000 2.00% 20.0% 1
NDS NTB GOLD ADDB 36 NDS NTB GOLD ADDB 36 5.35% 2,450,000 2.00% 20.0% 1
NDS NTB GOLD ADDB 48 NDS NTB GOLD ADDB 48 6.00% 2,450,000 2.00% 20.0% 1
NDS NTB GOLD ADDB 60 NDS NTB GOLD ADDB 60 6.85% 2,450,000 2.00% 20.0% 1

Anda mungkin juga menyukai