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Simulasi Emas Madani

Berdasarkan harga hari/tanggal Tuesday, November 29, 2022

Murabahah Perhiasan 24 K per satu Item untuk masa cicilan

uang muka margin


Perhiasan harga perolehan Harga - DP harga jual cicilan per bulan
minimum keuntungan

5 gram 4,400,000 660,000 3,740,000 448,800 4,188,800 349,067


10 gram 8,800,000 1,320,000 7,480,000 897,600 8,377,600 698,133
15 gram 13,200,000 1,980,000 11,220,000 1,346,400 12,566,400 1,047,200
20 gram 17,600,000 2,640,000 14,960,000 1,795,200 16,755,200 1,396,267
30 gram 26,400,000 3,960,000 22,440,000 2,692,800 25,132,800 2,094,400
50 gram 44,000,000 6,600,000 37,400,000 4,488,000 41,888,000 3,490,667
100 gram 88,000,000 13,200,000 74,800,000 8,976,000 83,776,000 6,981,333
Murabahah Perhiasan 24 K per satu Item untuk masa cicilan

uang muka margin


Perhiasan harga perolehan Harga - DP harga jual cicilan per bulan
minimum keuntungan

5 gram 4,400,000 660,000 3,740,000 673,200 4,413,200 245,178


10 gram 8,800,000 1,320,000 7,480,000 1,346,400 8,826,400 490,356
15 gram 13,200,000 1,980,000 11,220,000 2,019,600 13,239,600 735,533
20 gram 17,600,000 2,640,000 14,960,000 2,692,800 17,652,800 980,711
30 gram 26,400,000 3,960,000 22,440,000 4,039,200 26,479,200 1,471,067
50 gram 44,000,000 6,600,000 37,400,000 6,732,000 44,132,000 2,451,778
100 gram 88,000,000 13,200,000 74,800,000 13,464,000 88,264,000 4,903,556
Murabahah Perhiasan 24 K per satu Item untuk masa cicilan

uang muka margin


Perhiasan harga perolehan Harga - DP harga jual cicilan per bulan
minimum keuntungan

5 gram 4,400,000 660,000 3,740,000 897,600 4,637,600 193,233


10 gram 8,800,000 1,320,000 7,480,000 1,795,200 9,275,200 386,467
15 gram 13,200,000 1,980,000 11,220,000 2,692,800 13,912,800 579,700
20 gram 17,600,000 2,640,000 14,960,000 3,590,400 18,550,400 772,933
30 gram 26,400,000 3,960,000 22,440,000 5,385,600 27,825,600 1,159,400
50 gram 44,000,000 6,600,000 37,400,000 8,976,000 46,376,000 1,932,333
100 gram 88,000,000 13,200,000 74,800,000 17,952,000 92,752,000 3,864,667
Murabahah Perhiasan 24 K per satu Item untuk masa cicilan

uang muka margin


Perhiasan harga perolehan Harga - DP harga jual cicilan per bulan
minimum keuntungan

5 gram 4,400,000 660,000 3,740,000 1,122,000 4,862,000 162,067


10 gram 8,800,000 1,320,000 7,480,000 2,244,000 9,724,000 324,133
15 gram 13,200,000 1,980,000 11,220,000 3,366,000 14,586,000 486,200
20 gram 17,600,000 2,640,000 14,960,000 4,488,000 19,448,000 648,267
30 gram 26,400,000 3,960,000 22,440,000 6,732,000 29,172,000 972,400
50 gram 44,000,000 6,600,000 37,400,000 11,220,000 48,620,000 1,620,667
100 gram 88,000,000 13,200,000 74,800,000 22,440,000 97,240,000 3,241,333
Murabahah Perhiasan 24 K per satu Item untuk masa cicilan

uang muka margin


Perhiasan harga perolehan Harga - DP harga jual cicilan per bulan
minimum keuntungan

5 gram 4,400,000 660,000 3,740,000 1,346,400 5,086,400 141,289


10 gram 8,800,000 1,320,000 7,480,000 2,692,800 10,172,800 282,578
15 gram 13,200,000 1,980,000 11,220,000 4,039,200 15,259,200 423,867
20 gram 17,600,000 2,640,000 14,960,000 5,385,600 20,345,600 565,156
30 gram 26,400,000 3,960,000 22,440,000 8,078,400 30,518,400 847,733
50 gram 44,000,000 6,600,000 37,400,000 13,464,000 50,864,000 1,412,889
100 gram 88,000,000 13,200,000 74,800,000 26,928,000 101,728,000 2,825,778
Murabahah Perhiasan 24 K per satu Item untuk masa cicilan

uang muka margin


Perhiasan harga perolehan Harga - DP harga jual cicilan per bulan
minimum keuntungan

5 gram 4,400,000 660,000 3,740,000 1,570,800 5,310,800 126,448


10 gram 8,800,000 1,320,000 7,480,000 3,141,600 10,621,600 252,895
15 gram 13,200,000 1,980,000 11,220,000 4,712,400 15,932,400 379,343
20 gram 17,600,000 2,640,000 14,960,000 6,283,200 21,243,200 505,790
30 gram 26,400,000 3,960,000 22,440,000 9,424,800 31,864,800 758,686
50 gram 44,000,000 6,600,000 37,400,000 15,708,000 53,108,000 1,264,476
100 gram 88,000,000 13,200,000 74,800,000 31,416,000 106,216,000 2,528,952

Murabahah Perhiasan 24 K per satu Item untuk masa cicilan

uang muka margin


Perhiasan harga perolehan Harga - DP harga jual cicilan per bulan
minimum keuntungan

5 gram 4,400,000 660,000 3,740,000 1,795,200 5,535,200 115,317


10 gram 8,800,000 1,320,000 7,480,000 3,590,400 11,070,400 230,633
15 gram 13,200,000 1,980,000 11,220,000 5,385,600 16,605,600 345,950
20 gram 17,600,000 2,640,000 14,960,000 7,180,800 22,140,800 461,267
30 gram 26,400,000 3,960,000 22,440,000 10,771,200 33,211,200 691,900
50 gram 44,000,000 6,600,000 37,400,000 17,952,000 55,352,000 1,153,167
100 gram 88,000,000 13,200,000 74,800,000 35,904,000 110,704,000 2,306,333
Murabahah Perhiasan 24 K per satu Item untuk masa cicilan

uang muka margin


Perhiasan harga perolehan Harga - DP harga jual cicilan per bulan
minimum keuntungan

5 gram 4,400,000 660,000 3,740,000 2,019,600 5,759,600 106,659


10 gram 8,800,000 1,320,000 7,480,000 4,039,200 11,519,200 213,319
15 gram 13,200,000 1,980,000 11,220,000 6,058,800 17,278,800 319,978
20 gram 17,600,000 2,640,000 14,960,000 8,078,400 23,038,400 426,637
30 gram 26,400,000 3,960,000 22,440,000 12,117,600 34,557,600 639,956
50 gram 44,000,000 6,600,000 37,400,000 20,196,000 57,596,000 1,066,593
100 gram 88,000,000 13,200,000 74,800,000 40,392,000 115,192,000 2,133,185

Murabahah Perhiasan 24 K per satu Item untuk masa cicilan


uang muka margin
Perhiasan harga perolehan Harga - DP harga jual cicilan per bulan
minimum keuntungan

5 gram 4,400,000 660,000 3,740,000 2,244,000 5,984,000 99,733


10 gram 8,800,000 1,320,000 7,480,000 4,488,000 11,968,000 199,467
15 gram 13,200,000 1,980,000 11,220,000 6,732,000 17,952,000 299,200
20 gram 17,600,000 2,640,000 14,960,000 8,976,000 23,936,000 398,933
30 gram 26,400,000 3,960,000 22,440,000 13,464,000 35,904,000 598,400
50 gram 44,000,000 6,600,000 37,400,000 22,440,000 59,840,000 997,333
100 gram 88,000,000 13,200,000 74,800,000 44,880,000 119,680,000 1,994,667

catatan
1. Harga perolehan berubah setiap waktu, informasi harga dapat diperoleh sesuai toko emas yang diinginkan
2. Margin Keuntungan adalah tingkat keuntungan penjualan untuk Bank Metro Madani
3. Cicilan per bulan tidak berubah meskipun harga emas naik atau turun di kemudian hari
update data 11/29/22 03:26 AM
.
Untuk Informasi : PT. BPR Syariah Metro Madani Jl. AH. Nasution No. 74 Yosorejo Metro Timur Lampung
Syarat : 1. Mengisi Formulir pembiayaan
2. Foto Copy EKTP
3. Foto Copy KK
4. Foto Terbaru Ukuran 4x6
5. DP 30% Dari Harga Perolehan
Madani
uesday, November 29, 2022

12 bulan
dibayar saat akad harga /gr
(pokok+margin
uang muka biaya adm ongkos kirim Materai jumlah +bea)

660,000 50,000 0 - - 710,000 979,760


1,320,000 50,000 0 10,000 10,000 1,380,000 975,760
1,980,000 50,000 0 10,000 10,000 2,040,000 973,760
2,640,000 50,000 0 10,000 10,000 2,700,000 972,760
3,960,000 50,000 0 10,000 10,000 4,020,000 971,760
6,600,000 50,000 0 10,000 10,000 6,660,000 970,960
13,200,000 50,000 0 10,000 10,000 13,260,000 970,360
18 bulan
dibayar saat akad harga /gr
(pokok+margin
uang muka biaya adm ongkos kirim Materai jumlah +bea)

660,000 50,000 0 - - 710,000 1,024,640


1,320,000 50,000 0 10,000 10,000 1,380,000 1,020,640
1,980,000 50,000 0 10,000 10,000 2,040,000 1,018,640
2,640,000 50,000 0 10,000 10,000 2,700,000 1,017,640
3,960,000 50,000 0 10,000 10,000 4,020,000 1,016,640
6,600,000 50,000 0 10,000 10,000 6,660,000 1,015,840
13,200,000 50,000 0 10,000 10,000 13,260,000 1,015,240
24 bulan
dibayar saat akad harga /gr
(pokok+margin
uang muka biaya adm ongkos kirim Materai jumlah +bea)

660,000 50,000 0 - - 710,000 1,069,520


1,320,000 50,000 0 10,000 10,000 1,380,000 1,065,520
1,980,000 50,000 0 10,000 10,000 2,040,000 1,063,520
2,640,000 50,000 0 10,000 10,000 2,700,000 1,062,520
3,960,000 50,000 0 10,000 10,000 4,020,000 1,061,520
6,600,000 50,000 0 10,000 10,000 6,660,000 1,060,720
13,200,000 50,000 0 10,000 10,000 13,260,000 1,060,120
30 bulan
dibayar saat akad harga /gr
(pokok+margin
uang muka biaya adm ongkos kirim Materai jumlah +bea)

660,000 50,000 0 - - 710,000 1,114,400


1,320,000 50,000 0 10,000 10,000 1,380,000 1,110,400
1,980,000 50,000 0 10,000 10,000 2,040,000 1,108,400
2,640,000 50,000 0 10,000 10,000 2,700,000 1,107,400
3,960,000 50,000 0 10,000 10,000 4,020,000 1,106,400
6,600,000 50,000 0 10,000 10,000 6,660,000 1,105,600
13,200,000 50,000 0 10,000 10,000 13,260,000 1,105,000
36 bulan
dibayar saat akad harga /gr
(pokok+margin
uang muka biaya adm ongkos kirim Materai jumlah +bea)

660,000 50,000 0 - - 710,000 1,159,280


1,320,000 50,000 0 10,000 10,000 1,380,000 1,155,280
1,980,000 50,000 0 10,000 10,000 2,040,000 1,153,280
2,640,000 50,000 0 10,000 10,000 2,700,000 1,152,280
3,960,000 50,000 0 10,000 10,000 4,020,000 1,151,280
6,600,000 50,000 0 10,000 10,000 6,660,000 1,150,480
13,200,000 50,000 0 10,000 10,000 13,260,000 1,149,880
42 bulan
dibayar saat akad harga /gr
(pokok+margin
uang muka biaya adm ongkos kirim Materai jumlah +bea)

660,000 50,000 0 - - 710,000 1,204,160


1,320,000 50,000 0 10,000 10,000 1,380,000 1,200,160
1,980,000 50,000 0 10,000 10,000 2,040,000 1,198,160
2,640,000 50,000 0 10,000 10,000 2,700,000 1,197,160
3,960,000 50,000 0 10,000 10,000 4,020,000 1,196,160
6,600,000 50,000 0 10,000 10,000 6,660,000 1,195,360
13,200,000 50,000 0 10,000 10,000 13,260,000 1,194,760

48 bulan
dibayar saat akad harga /gr
(pokok+margin
uang muka biaya adm ongkos kirim Materai jumlah +bea)

660,000 50,000 0 - - 710,000 1,249,040


1,320,000 50,000 0 10,000 10,000 1,380,000 1,245,040
1,980,000 50,000 0 10,000 10,000 2,040,000 1,243,040
2,640,000 50,000 0 10,000 10,000 2,700,000 1,242,040
3,960,000 50,000 0 10,000 10,000 4,020,000 1,241,040
6,600,000 50,000 0 10,000 10,000 6,660,000 1,240,240
13,200,000 50,000 0 10,000 10,000 13,260,000 1,239,640
54 bulan
dibayar saat akad harga /gr
(pokok+margin
uang muka biaya adm ongkos kirim Materai jumlah +bea)

660,000 50,000 0 - - 710,000 1,293,920


1,320,000 50,000 0 10,000 10,000 1,380,000 1,289,920
1,980,000 50,000 0 10,000 10,000 2,040,000 1,287,920
2,640,000 50,000 0 10,000 10,000 2,700,000 1,286,920
3,960,000 50,000 0 10,000 10,000 4,020,000 1,285,920
6,600,000 50,000 0 10,000 10,000 6,660,000 1,285,120
13,200,000 50,000 0 10,000 10,000 13,260,000 1,284,520

60 bulan
dibayar saat akad harga /gr
(pokok+margin
uang muka biaya adm ongkos kirim Materai jumlah +bea)

660,000 50,000 0 - - 710,000 1,338,800


1,320,000 50,000 0 10,000 10,000 1,380,000 1,334,800
1,980,000 50,000 0 10,000 10,000 2,040,000 1,332,800
2,640,000 50,000 0 10,000 10,000 2,700,000 1,331,800
3,960,000 50,000 0 10,000 10,000 4,020,000 1,330,800
6,600,000 50,000 0 10,000 10,000 6,660,000 1,330,000
13,200,000 50,000 0 10,000 10,000 13,260,000 1,329,400

Harga 1 Gram : Rp880,000

Harga Yang Di Update


Simulasi Emas Madani
Berdasarkan harga hari/tanggal ###

Murabahah Logam Mulia 24 K per satu Item untuk masa cicilan

cicilan per
Fine Gold harga perolehan uang muka minimum Harga - DP margin keuntungan harga jual
bulan

5 gram 4,899,000 489,900 4,409,100 529,092 4,938,192 411,516


10 gram 9,740,000 974,000 8,766,000 1,051,920 9,817,920 818,160
15 gram 14,639,000 1,463,900 13,175,100 1,581,012 14,756,112 1,229,676
20 gram 19,480,000 1,948,000 17,532,000 2,103,840 19,635,840 1,636,320
25 gram 24,219,000 2,421,900 21,797,100 2,615,652 24,412,752 2,034,396
50 gram 48,356,000 4,835,600 43,520,400 5,222,448 48,742,848 4,061,904
100 gram 96,629,000 9,662,900 86,966,100 10,435,932 97,402,032 8,116,836
Murabahah Logam Mulia 24 K per satu Item untuk masa cicilan

cicilan per
Fine Gold harga perolehan uang muka minimum Harga - DP margin keuntungan harga jual
bulan

5 gram 4,899,000 489,900 4,409,100 793,638 5,202,738 289,041


10 gram 9,740,000 974,000 8,766,000 1,577,880 10,343,880 574,660
15 gram 14,639,000 1,463,900 13,175,100 2,371,518 15,546,618 863,701
20 gram 19,480,000 1,948,000 17,532,000 3,155,760 20,687,760 1,149,320
25 gram 24,219,000 2,421,900 21,797,100 3,923,478 25,720,578 1,428,921
50 gram 48,356,000 4,835,600 43,520,400 7,833,672 51,354,072 2,853,004
100 gram 96,629,000 9,662,900 86,966,100 15,653,898 102,619,998 5,701,111
Murabahah Logam Mulia 24 K per satu Item untuk masa cicilan

cicilan per
Fine Gold harga perolehan uang muka minimum Harga - DP margin keuntungan harga jual
bulan

5 gram 4,899,000 489,900 4,409,100 1,058,184 5,467,284 227,804


10 gram 9,740,000 974,000 8,766,000 2,103,840 10,869,840 452,910
15 gram 14,639,000 1,463,900 13,175,100 3,162,024 16,337,124 680,714
20 gram 19,480,000 1,948,000 17,532,000 4,207,680 21,739,680 905,820
25 gram 24,219,000 2,421,900 21,797,100 5,231,304 27,028,404 1,126,184
50 gram 48,356,000 4,835,600 43,520,400 10,444,896 53,965,296 2,248,554
100 gram 96,629,000 9,662,900 86,966,100 20,871,864 107,837,964 4,493,249
Murabahah Logam Mulia 24 K per satu Item untuk masa cicilan

cicilan per
Fine Gold harga perolehan uang muka minimum Harga - DP margin keuntungan harga jual
bulan

5 gram 4,899,000 489,900 4,409,100 1,322,730 5,731,830 191,061


10 gram 9,740,000 974,000 8,766,000 2,629,800 11,395,800 379,860
15 gram 14,639,000 1,463,900 13,175,100 3,952,530 17,127,630 570,921
20 gram 19,480,000 1,948,000 17,532,000 5,259,600 22,791,600 759,720
25 gram 24,219,000 2,421,900 21,797,100 6,539,130 28,336,230 944,541
50 gram 48,356,000 4,835,600 43,520,400 13,056,120 56,576,520 1,885,884
100 gram 96,629,000 9,662,900 86,966,100 26,089,830 113,055,930 3,768,531
Murabahah Logam Mulia 24 K per satu Item untuk masa cicilan

cicilan per
Fine Gold harga perolehan uang muka minimum Harga - DP margin keuntungan harga jual
bulan

5 gram 4,899,000 489,900 4,409,100 1,587,276 5,996,376 166,566


10 gram 9,740,000 974,000 8,766,000 3,155,760 11,921,760 331,160
15 gram 14,639,000 1,463,900 13,175,100 4,743,036 17,918,136 497,726
20 gram 19,480,000 1,948,000 17,532,000 6,311,520 23,843,520 662,320
25 gram 24,219,000 2,421,900 21,797,100 7,846,956 29,644,056 823,446
50 gram 48,356,000 4,835,600 43,520,400 15,667,344 59,187,744 1,644,104
100 gram 96,629,000 9,662,900 86,966,100 31,307,796 118,273,896 3,285,386
Murabahah Logam Mulia 24 K per satu Item untuk masa cicilan

cicilan per
Fine Gold harga perolehan uang muka minimum Harga - DP margin keuntungan harga jual
bulan

5 gram 4,899,000 489,900 4,409,100 1,851,822 6,260,922 149,070


10 gram 9,740,000 974,000 8,766,000 3,681,720 12,447,720 296,374
15 gram 14,639,000 1,463,900 13,175,100 5,533,542 18,708,642 445,444
20 gram 19,480,000 1,948,000 17,532,000 7,363,440 24,895,440 592,749
25 gram 24,219,000 2,421,900 21,797,100 9,154,782 30,951,882 736,950
50 gram 48,356,000 4,835,600 43,520,400 18,278,568 61,798,968 1,471,404
100 gram 96,629,000 9,662,900 86,966,100 36,525,762 123,491,862 2,940,282

Murabahah Logam Mulia 24 K per satu Item untuk masa cicilan

cicilan per
Fine Gold harga perolehan uang muka minimum Harga - DP margin keuntungan harga jual
bulan

5 gram 4,899,000 489,900 4,409,100 2,116,368 6,525,468 135,947


10 gram 9,740,000 974,000 8,766,000 4,207,680 12,973,680 270,285
15 gram 14,639,000 1,463,900 13,175,100 6,324,048 19,499,148 406,232
20 gram 19,480,000 1,948,000 17,532,000 8,415,360 25,947,360 540,570
25 gram 24,219,000 2,421,900 21,797,100 10,462,608 32,259,708 672,077
50 gram 48,356,000 4,835,600 43,520,400 20,889,792 64,410,192 1,341,879
100 gram 96,629,000 9,662,900 86,966,100 41,743,728 128,709,828 2,681,455
Murabahah Logam Mulia 24 K per satu Item untuk masa cicilan

cicilan per
Fine Gold harga perolehan uang muka minimum Harga - DP margin keuntungan harga jual
bulan

5 gram 4,899,000 489,900 4,409,100 2,380,914 6,790,014 125,741


10 gram 9,740,000 974,000 8,766,000 4,733,640 13,499,640 249,993
15 gram 14,639,000 1,463,900 13,175,100 7,114,554 20,289,654 375,734
20 gram 19,480,000 1,948,000 17,532,000 9,467,280 26,999,280 499,987
25 gram 24,219,000 2,421,900 21,797,100 11,770,434 33,567,534 621,621
50 gram 48,356,000 4,835,600 43,520,400 23,501,016 67,021,416 1,241,137
100 gram 96,629,000 9,662,900 86,966,100 46,961,694 133,927,794 2,480,144

Murabahah Logam Mulia 24 K per satu Item untuk masa cicilan


cicilan per
Fine Gold harga perolehan uang muka minimum Harga - DP margin keuntungan harga jual
bulan

5 gram 4,899,000 489,900 4,409,100 2,645,460 7,054,560 117,576


10 gram 9,740,000 974,000 8,766,000 5,259,600 14,025,600 233,760
15 gram 14,639,000 1,463,900 13,175,100 7,905,060 21,080,160 351,336
20 gram 19,480,000 1,948,000 17,532,000 10,519,200 28,051,200 467,520
25 gram 24,219,000 2,421,900 21,797,100 13,078,260 34,875,360 581,256
50 gram 48,356,000 4,835,600 43,520,400 26,112,240 69,632,640 1,160,544
100 gram 96,629,000 9,662,900 86,966,100 52,179,660 139,145,760 2,319,096

catatan
1. Harga perolehan berubah setiap waktu, informasi harga dapat diperoleh sesuai toko emas yang diinginkan
2. Margin Keuntungan adalah tingkat keuntungan penjualan untuk Bank Metro Madani
3. Cicilan per bulan tidak berubah meskipun harga emas naik atau turun di kemudian hari
update data 11/29/22 03:26 AM
.
Untuk Informasi : PT. BPR Syariah Metro Madani Jl. AH. Nasution No. 74 Yosorejo Metro Timur Lampung
Syarat : 1. Mengisi Formulir pembiayaan
2. Foto Copy EKTP
3. Foto Copy KK
4. Foto Terbaru Ukuran 4x6
5. DP 30% Dari Harga Perolehan
s Madani
###

12 bulan
dibayar saat akad harga /gr
(pokok+margin
uang muka biaya adm ongkos kirim Materai jumlah +bea)

489,900 50,000 0 - - 539,900 1,095,618


974,000 50,000 0 10,000 10,000 1,034,000 1,085,192
1,463,900 50,000 0 10,000 10,000 1,523,900 1,085,334
1,948,000 50,000 0 10,000 10,000 2,008,000 1,082,192
2,421,900 50,000 0 10,000 10,000 2,481,900 1,075,786
4,835,600 50,000 0 10,000 10,000 4,895,600 1,072,769
9,662,900 50,000 0 10,000 10,000 9,722,900 1,071,249
18 bulan
dibayar saat akad harga /gr
(pokok+margin
uang muka biaya adm ongkos kirim Materai jumlah +bea)

489,900 50,000 0 - - 539,900 1,148,528


974,000 50,000 0 10,000 10,000 1,034,000 1,137,788
1,463,900 50,000 0 10,000 10,000 1,523,900 1,138,035
1,948,000 50,000 0 10,000 10,000 2,008,000 1,134,788
2,421,900 50,000 0 10,000 10,000 2,481,900 1,128,099
4,835,600 50,000 0 10,000 10,000 4,895,600 1,124,993
9,662,900 50,000 0 10,000 10,000 9,722,900 1,123,429
24 bulan
dibayar saat akad harga /gr
(pokok+margin
uang muka biaya adm ongkos kirim Materai jumlah +bea)

489,900 50,000 0 - - 539,900 1,201,437


974,000 50,000 0 10,000 10,000 1,034,000 1,190,384
1,463,900 50,000 0 10,000 10,000 1,523,900 1,190,735
1,948,000 50,000 0 10,000 10,000 2,008,000 1,187,384
2,421,900 50,000 0 10,000 10,000 2,481,900 1,180,412
4,835,600 50,000 0 10,000 10,000 4,895,600 1,177,218
9,662,900 50,000 0 10,000 10,000 9,722,900 1,175,609
30 bulan
dibayar saat akad harga /gr
(pokok+margin
uang muka biaya adm ongkos kirim Materai jumlah +bea)

489,900 50,000 0 - - 539,900 1,254,346


974,000 50,000 0 10,000 10,000 1,034,000 1,242,980
1,463,900 50,000 0 10,000 10,000 1,523,900 1,243,435
1,948,000 50,000 0 10,000 10,000 2,008,000 1,239,980
2,421,900 50,000 0 10,000 10,000 2,481,900 1,232,725
4,835,600 50,000 0 10,000 10,000 4,895,600 1,229,442
9,662,900 50,000 0 10,000 10,000 9,722,900 1,227,788
36 bulan
dibayar saat akad harga /gr
(pokok+margin
uang muka biaya adm ongkos kirim Materai jumlah +bea)

489,900 50,000 0 - - 539,900 1,307,255


974,000 50,000 0 10,000 10,000 1,034,000 1,295,576
1,463,900 50,000 0 10,000 10,000 1,523,900 1,296,136
1,948,000 50,000 0 10,000 10,000 2,008,000 1,292,576
2,421,900 50,000 0 10,000 10,000 2,481,900 1,285,038
4,835,600 50,000 0 10,000 10,000 4,895,600 1,281,667
9,662,900 50,000 0 10,000 10,000 9,722,900 1,279,968
42 bulan
dibayar saat akad harga /gr
(pokok+margin
uang muka biaya adm ongkos kirim Materai jumlah +bea)

489,900 50,000 0 - - 539,900 1,360,164


974,000 50,000 0 10,000 10,000 1,034,000 1,348,172
1,463,900 50,000 0 10,000 10,000 1,523,900 1,348,836
1,948,000 50,000 0 10,000 10,000 2,008,000 1,345,172
2,421,900 50,000 0 10,000 10,000 2,481,900 1,337,351
4,835,600 50,000 0 10,000 10,000 4,895,600 1,333,891
9,662,900 50,000 0 10,000 10,000 9,722,900 1,332,148

48 bulan
dibayar saat akad harga /gr
(pokok+margin
uang muka biaya adm ongkos kirim Materai jumlah +bea)

489,900 50,000 0 - - 539,900 1,413,074


974,000 50,000 0 10,000 10,000 1,034,000 1,400,768
1,463,900 50,000 0 10,000 10,000 1,523,900 1,401,537
1,948,000 50,000 0 10,000 10,000 2,008,000 1,397,768
2,421,900 50,000 0 10,000 10,000 2,481,900 1,389,664
4,835,600 50,000 0 10,000 10,000 4,895,600 1,386,116
9,662,900 50,000 0 10,000 10,000 9,722,900 1,384,327
54 bulan
dibayar saat akad harga /gr
(pokok+margin
uang muka biaya adm ongkos kirim Materai jumlah +bea)

489,900 50,000 0 - - 539,900 1,465,983


974,000 50,000 0 10,000 10,000 1,034,000 1,453,364
1,463,900 50,000 0 10,000 10,000 1,523,900 1,454,237
1,948,000 50,000 0 10,000 10,000 2,008,000 1,450,364
2,421,900 50,000 0 10,000 10,000 2,481,900 1,441,977
4,835,600 50,000 0 10,000 10,000 4,895,600 1,438,340
9,662,900 50,000 0 10,000 10,000 9,722,900 1,436,507

60 bulan
dibayar saat akad harga /gr
(pokok+margin
uang muka biaya adm ongkos kirim Materai jumlah +bea)

489,900 50,000 0 - - 539,900 1,518,892


974,000 50,000 0 10,000 10,000 1,034,000 1,505,960
1,463,900 50,000 0 10,000 10,000 1,523,900 1,506,937
1,948,000 50,000 0 10,000 10,000 2,008,000 1,502,960
2,421,900 50,000 0 10,000 10,000 2,481,900 1,494,290
4,835,600 50,000 0 10,000 10,000 4,895,600 1,490,565
9,662,900 50,000 0 10,000 10,000 9,722,900 1,488,687
Simulasi Emas Madani
Bank Syariah Metro Madani
Jl. AH. Nasution No. 74 Yosorejo Metro Timur Lampung
Asumsi Harga Pergram : * Rp880,000
Murabahah Perhiasan 24 K per satu item untuk masa cicilan Update : 11/29/2022 3:26
Perhiasan 48 bln 60 bln
Harga Perolehan Total DP 12 bln 18 bln 24 bln 36 bln
(gram)

5 4,400,000 710,000 349,067 245,178 193,233 141,289 115,317 99,733


10 8,800,000 1,380,000 698,133 490,356 386,467 282,578 230,633 199,467
20 17,600,000 2,700,000 1,396,267 980,711 772,933 565,156 461,267 398,933
50 44,000,000 6,660,000 3,490,667 2,451,778 1,932,333 1,412,889 1,153,167 997,333
100 88,000,000 13,260,000 6,981,333 4,903,556 3,864,667 2,825,778 2,306,333 1,994,667
Murabahah Logam Mulia 24 K per satu item untuk masa cicilan

Fine Gold 48 bln 60 bln


Harga Perolehan Total DP 12 bln 18 bln 24 bln 36 bln
(gram)

5 4,899,000 539,900 411,516 289,041 227,804 166,566 135,947 117,576


10 9,740,000 1,034,000 818,160 574,660 452,910 331,160 270,285 233,760
25 24,219,000 2,481,900 2,034,396 1,428,921 1,126,184 823,446 672,077 581,256
50 48,356,000 4,895,600 4,061,904 2,853,004 2,248,554 1,644,104 1,341,879 1,160,544
100 96,629,000 9,722,900 8,116,836 5,701,111 4,493,249 3,285,386 2,681,455 2,319,096
catatan
1. * Harga perolehan berubah setiap waktu, informasi harga dapat diperoleh sesuai toko emas yang diinginkan
2. Total DP ( DP LM 10%, Perhiasan 15% dari harga perolehan + By. Adm Rp,50.000 + Materai 1 buah )
3. Cicilan per bulan tidak berubah meskipun harga emas naik atau turun di kemudian hari
4. Fatwa DSN No. 77/ DSN-MUI/V/2010 dan Opini DPS BPRS Metro Madani No. 02/DPS-BPRS-MM/VI/2022
Syarat : 1. Mengisi Formulir pembiayaan
2. Foto Copy EKTP CP :
3. DP Sesuai dengan emas yang akan dibeli

Simulasi Emas Madani


Bank Syariah Metro Madani
Jl. AH. Nasution No. 74 Yosorejo Metro Timur Lampung
Asumsi Harga Pergram : * Rp880,000
Murabahah Perhiasan 24 K per satu item untuk masa cicilan Update : 11/29/2022 3:26
Perhiasan 48 bln 60 bln
Harga Perolehan Total DP 12 bln 18 bln 24 bln 36 bln
(gram)

5 4,400,000 710,000 349,067 245,178 193,233 141,289 115,317 99,733


10 8,800,000 1,380,000 698,133 490,356 386,467 282,578 230,633 199,467
20 17,600,000 2,700,000 1,396,267 980,711 772,933 565,156 461,267 398,933
50 44,000,000 6,660,000 3,490,667 2,451,778 1,932,333 1,412,889 1,153,167 997,333
100 88,000,000 13,260,000 6,981,333 4,903,556 3,864,667 2,825,778 2,306,333 1,994,667
Murabahah Logam Mulia 24 K per satu item untuk masa cicilan

Fine Gold 48 bln 60 bln


Harga Perolehan Total DP 12 bln 18 bln 24 bln 36 bln
(gram)

5 4,899,000 539,900 411,516 289,041 227,804 166,566 135,947 117,576


10 9,740,000 1,034,000 818,160 574,660 452,910 331,160 270,285 233,760
25 24,219,000 2,481,900 2,034,396 1,428,921 1,126,184 823,446 672,077 581,256
50 48,356,000 4,895,600 4,061,904 2,853,004 2,248,554 1,644,104 1,341,879 1,160,544
100 96,629,000 9,722,900 8,116,836 5,701,111 4,493,249 3,285,386 2,681,455 2,319,096
catatan
1. * Harga perolehan berubah setiap waktu, informasi harga dapat diperoleh sesuai toko emas yang diinginkan
2. Total DP ( DP LM 10%, Perhiasan 15% dari harga perolehan + By. Adm Rp,50.000 + Materai 1 buah )
3. Cicilan per bulan tidak berubah meskipun harga emas naik atau turun di kemudian hari
4. Fatwa DSN No. 77/ DSN-MUI/V/2010 dan Opini DPS BPRS Metro Madani No. 02/DPS-BPRS-MM/VI/2022
Syarat : 1. Mengisi Formulir pembiayaan
2. Foto Copy EKTP CP :
3. DP Sesuai dengan emas yang akan dibeli
Simulasi Emas Madani
Berdasarkan harga hari/tanggal ###

Murabahah Perhiasan 24 K per satu Item untuk masa cicilan 12 bulan


dibayar saat akad
harga uang muka margin cicilan per
Perhiasan Harga - DP harga jual
perolehan minimum keuntungan bulan uang muka biaya adm

1 gram 880,000 44,000 836,000 83,600 919,600 76,633 44,000 50,000


2 gram 1,760,000 88,000 1,672,000 167,200 1,839,200 153,267 88,000 50,000
3 gram 2,640,000 132,000 2,508,000 250,800 2,758,800 229,900 132,000 50,000
5 gram 4,400,000 220,000 4,180,000 418,000 4,598,000 383,167 220,000 50,000
10 gram 8,800,000 440,000 8,360,000 836,000 9,196,000 766,333 440,000 50,000
20 gram 17,600,000 880,000 16,720,000 1,672,000 18,392,000 1,532,667 880,000 50,000
50 gram 44,000,000 2,200,000 41,800,000 4,180,000 45,980,000 3,831,667 2,200,000 50,000
Murabahah Perhiasan 24 K per satu Item untuk masa cicilan 18 bulan
dibayar saat akad
harga uang muka margin cicilan per
Perhiasan Harga - DP harga jual
perolehan minimum keuntungan bulan uang muka biaya adm

1 gram 880,000 44,000 836,000 125,400 961,400 53,411 44,000 50,000


2 gram 1,760,000 88,000 1,672,000 250,800 1,922,800 106,822 88,000 50,000
3 gram 2,640,000 132,000 2,508,000 376,200 2,884,200 160,233 132,000 50,000
5 gram 4,400,000 220,000 4,180,000 627,000 4,807,000 267,056 220,000 50,000
10 gram 8,800,000 440,000 8,360,000 1,254,000 9,614,000 534,111 440,000 50,000
20 gram 17,600,000 880,000 16,720,000 2,508,000 19,228,000 1,068,222 880,000 50,000
50 gram 44,000,000 2,200,000 41,800,000 6,270,000 48,070,000 2,670,556 2,200,000 50,000
Murabahah Perhiasan 24 K per satu Item untuk masa cicilan 24 bulan
dibayar saat akad
harga uang muka margin cicilan per
Perhiasan Harga - DP harga jual
perolehan minimum keuntungan bulan uang muka biaya adm

1 gram 880,000 44,000 836,000 167,200 1,003,200 41,800 44,000 50,000


2 gram 1,760,000 88,000 1,672,000 334,400 2,006,400 83,600 88,000 50,000
3 gram 2,640,000 132,000 2,508,000 501,600 3,009,600 125,400 132,000 50,000
5 gram 4,400,000 220,000 4,180,000 836,000 5,016,000 209,000 220,000 50,000
10 gram 8,800,000 440,000 8,360,000 1,672,000 10,032,000 418,000 440,000 50,000
20 gram 17,600,000 880,000 16,720,000 3,344,000 20,064,000 836,000 880,000 50,000
50 gram 44,000,000 2,200,000 41,800,000 8,360,000 50,160,000 2,090,000 2,200,000 50,000
Murabahah Perhiasan 24 K per satu Item untuk masa cicilan 30 bulan
dibayar saat akad
harga uang muka margin cicilan per
Perhiasan Harga - DP harga jual
perolehan minimum keuntungan bulan uang muka biaya adm

1 gram 880,000 44,000 836,000 209,000 1,045,000 34,833 44,000 50,000


2 gram 1,760,000 88,000 1,672,000 418,000 2,090,000 69,667 88,000 50,000
3 gram 2,640,000 132,000 2,508,000 627,000 3,135,000 104,500 132,000 50,000
5 gram 4,400,000 220,000 4,180,000 1,045,000 5,225,000 174,167 220,000 50,000
10 gram 8,800,000 440,000 8,360,000 2,090,000 10,450,000 348,333 440,000 50,000
20 gram 17,600,000 880,000 16,720,000 4,180,000 20,900,000 696,667 880,000 50,000
50 gram 44,000,000 2,200,000 41,800,000 10,450,000 52,250,000 1,741,667 2,200,000 50,000
Murabahah Perhiasan 24 K per satu Item untuk masa cicilan 36 bulan
dibayar saat akad
harga uang muka margin cicilan per
Perhiasan Harga - DP harga jual
perolehan minimum keuntungan bulan uang muka biaya adm

1 gram 880,000 44,000 836,000 250,800 1,086,800 30,189 44,000 50,000


2 gram 1,760,000 88,000 1,672,000 501,600 2,173,600 60,378 88,000 50,000
3 gram 2,640,000 132,000 2,508,000 752,400 3,260,400 90,567 132,000 50,000
5 gram 4,400,000 220,000 4,180,000 1,254,000 5,434,000 150,944 220,000 50,000
10 gram 8,800,000 440,000 8,360,000 2,508,000 10,868,000 301,889 440,000 50,000
20 gram 17,600,000 880,000 16,720,000 5,016,000 21,736,000 603,778 880,000 50,000
50 gram 44,000,000 2,200,000 41,800,000 12,540,000 54,340,000 1,509,444 2,200,000 50,000
Murabahah Perhiasan 24 K per satu Item untuk masa cicilan 42 bulan
dibayar saat akad
harga uang muka margin cicilan per
Perhiasan Harga - DP harga jual
perolehan minimum keuntungan bulan uang muka biaya adm

1 gram 880,000 44,000 836,000 292,600 1,128,600 26,871 44,000 50,000


2 gram 1,760,000 88,000 1,672,000 585,200 2,257,200 53,743 88,000 50,000
3 gram 2,640,000 132,000 2,508,000 877,800 3,385,800 80,614 132,000 50,000
5 gram 4,400,000 220,000 4,180,000 1,463,000 5,643,000 134,357 220,000 50,000
10 gram 8,800,000 440,000 8,360,000 2,926,000 11,286,000 268,714 440,000 50,000
20 gram 17,600,000 880,000 16,720,000 5,852,000 22,572,000 537,429 880,000 50,000
50 gram 44,000,000 2,200,000 41,800,000 14,630,000 56,430,000 1,343,571 2,200,000 50,000

Murabahah Perhiasan 24 K per satu Item untuk masa cicilan 48 bulan


dibayar saat akad
harga uang muka margin cicilan per
Perhiasan Harga - DP harga jual
perolehan minimum keuntungan bulan uang muka biaya adm

1 gram 880,000 44,000 836,000 334,400 1,170,400 24,383 44,000 50,000


2 gram 1,760,000 88,000 1,672,000 668,800 2,340,800 48,767 88,000 50,000
3 gram 2,640,000 132,000 2,508,000 1,003,200 3,511,200 73,150 132,000 50,000
5 gram 4,400,000 220,000 4,180,000 1,672,000 5,852,000 121,917 220,000 50,000
10 gram 8,800,000 440,000 8,360,000 3,344,000 11,704,000 243,833 440,000 50,000
20 gram 17,600,000 880,000 16,720,000 6,688,000 23,408,000 487,667 880,000 50,000
50 gram 44,000,000 2,200,000 41,800,000 16,720,000 58,520,000 1,219,167 2,200,000 50,000
Murabahah Perhiasan 24 K per satu Item untuk masa cicilan 54 bulan
dibayar saat akad
harga uang muka margin cicilan per
Perhiasan Harga - DP harga jual
perolehan minimum keuntungan bulan uang muka biaya adm

1 gram 880,000 44,000 836,000 376,200 1,212,200 22,448 44,000 50,000


2 gram 1,760,000 88,000 1,672,000 752,400 2,424,400 44,896 88,000 50,000
3 gram 2,640,000 132,000 2,508,000 1,128,600 3,636,600 67,344 132,000 50,000
5 gram 4,400,000 220,000 4,180,000 1,881,000 6,061,000 112,241 220,000 50,000
10 gram 8,800,000 440,000 8,360,000 3,762,000 12,122,000 224,481 440,000 50,000
20 gram 17,600,000 880,000 16,720,000 7,524,000 24,244,000 448,963 880,000 50,000
50 gram 44,000,000 2,200,000 41,800,000 18,810,000 60,610,000 1,122,407 2,200,000 50,000

Murabahah Perhiasan 24 K per satu Item untuk masa cicilan 60 bulan


dibayar saat akad
harga uang muka margin cicilan per
Perhiasan Harga - DP harga jual
perolehan minimum keuntungan bulan uang muka biaya adm

1 gram 880,000 44,000 836,000 418,000 1,254,000 20,900 44,000 50,000


2 gram 1,760,000 88,000 1,672,000 836,000 2,508,000 41,800 88,000 50,000
3 gram 2,640,000 132,000 2,508,000 1,254,000 3,762,000 62,700 132,000 50,000
5 gram 4,400,000 220,000 4,180,000 2,090,000 6,270,000 104,500 220,000 50,000
10 gram 8,800,000 440,000 8,360,000 4,180,000 12,540,000 209,000 440,000 50,000
20 gram 17,600,000 880,000 16,720,000 8,360,000 25,080,000 418,000 880,000 50,000
50 gram 44,000,000 2,200,000 41,800,000 20,900,000 62,700,000 1,045,000 2,200,000 50,000

catatan
1. Harga perolehan berubah setiap waktu, informasi harga dapat diperoleh sesuai toko emas yang diinginkan
2. Margin Keuntungan adalah tingkat keuntungan penjualan untuk Bank Metro Madani
3. Cicilan per bulan tidak berubah meskipun harga emas naik atau turun di kemudian hari
Harga 1 Gram :
update data 11/29/22 03:26 AM
.
Untuk Informasi : PT. BPR Syariah Metro Madani Jl. AH. Nasution No. 74 Yosorejo Metro Timur Lampung
Syarat : 1. Mengisi Formulir pembiayaan
2. Foto Copy EKTP
3. Foto Copy KK
4. Foto Terbaru Ukuran 4x6
5. DP 30% Dari Harga Perolehan
dibayar saat akad

ongkos kirim Materai jumlah

0 - 94,000
0 - 138,000
0 - 182,000
0 - 270,000
0 10,000 500,000
0 10,000 940,000
0 10,000 2,260,000

dibayar saat akad

ongkos kirim Materai jumlah

0 - 94,000
0 - 138,000
0 - 182,000
0 - 270,000
0 10,000 500,000
0 10,000 940,000
0 10,000 2,260,000

dibayar saat akad

ongkos kirim Materai jumlah

0 - 94,000
0 - 138,000
0 - 182,000
0 - 270,000
0 10,000 500,000
0 10,000 940,000
0 10,000 2,260,000

dibayar saat akad

ongkos kirim Materai jumlah

0 - 94,000
0 - 138,000
0 - 182,000
0 - 270,000
0 10,000 500,000
0 10,000 940,000
0 10,000 2,260,000
dibayar saat akad

ongkos kirim Materai jumlah

0 - 94,000
0 - 138,000
0 - 182,000
0 - 270,000
0 10,000 500,000
0 10,000 940,000
0 10,000 2,260,000

dibayar saat akad

ongkos kirim Materai jumlah

0 - 94,000
0 - 138,000
0 - 182,000
0 - 270,000
0 10,000 500,000
0 10,000 940,000
0 10,000 2,260,000

dibayar saat akad

ongkos kirim Materai jumlah

0 - 94,000
0 - 138,000
0 - 182,000
0 - 270,000
0 10,000 500,000
0 10,000 940,000
0 10,000 2,260,000

dibayar saat akad

ongkos kirim Materai jumlah

0 - 94,000
0 - 138,000
0 - 182,000
0 - 270,000
0 10,000 500,000
0 10,000 940,000
0 10,000 2,260,000
dibayar saat akad

ongkos kirim Materai jumlah

0 - 94,000
0 - 138,000
0 - 182,000
0 - 270,000
0 10,000 500,000
0 10,000 940,000
0 10,000 2,260,000

Harga 1 Gram : Rp880,000

Harga Yang Di Update


Simulasi Emas Madani
Berdasarkan harga hari/tanggal ###

Murabahah Logam Mulia 24 K per satu Item untuk masa cicilan 12 bulan
dibay
harga uang muka cicilan per
Fine Gold Harga - DP margin keuntungan harga jual
perolehan minimum bulan uang muka

1 gram 1,250,000 62,500 1,187,500 118,750 1,306,250 108,854 62,500


2 gram 1,991,000 99,550 1,891,450 189,145 2,080,595 173,383 99,550
3 gram 2,961,000 148,050 2,812,950 281,295 3,094,245 257,854 148,050
5 gram 4,899,000 244,950 4,654,050 465,405 5,119,455 426,621 244,950
10 gram 9,740,000 487,000 9,253,000 925,300 10,178,300 848,192 487,000
20 gram 19,480,000 974,000 18,506,000 1,850,600 20,356,600 1,696,383 974,000
50 gram 48,356,000 2,417,800 45,938,200 4,593,820 50,532,020 4,211,002 2,417,800
Murabahah Logam Mulia 24 K per satu Item untuk masa cicilan 18 bulan
dibay
harga uang muka cicilan per
Fine Gold Harga - DP margin keuntungan harga jual
perolehan minimum bulan uang muka

1 gram 1,250,000 62,500 1,187,500 178,125 1,365,625 75,868 62,500


2 gram 1,991,000 99,550 1,891,450 283,717 2,175,167 120,843 99,550
3 gram 2,961,000 148,050 2,812,950 421,942 3,234,892 179,716 148,050
5 gram 4,899,000 244,950 4,654,050 698,107 5,352,157 297,342 244,950
10 gram 9,740,000 487,000 9,253,000 1,387,950 10,640,950 591,164 487,000
20 gram 19,480,000 974,000 18,506,000 2,775,900 21,281,900 1,182,328 974,000
50 gram 48,356,000 2,417,800 45,938,200 6,890,730 52,828,930 2,934,941 2,417,800
Murabahah Logam Mulia 24 K per satu Item untuk masa cicilan 24 bulan
dibay
harga uang muka cicilan per
Fine Gold Harga - DP margin keuntungan harga jual
perolehan minimum bulan uang muka

1 gram 1,250,000 62,500 1,187,500 237,500 1,425,000 59,375 62,500


2 gram 1,991,000 99,550 1,891,450 378,290 2,269,740 94,573 99,550
3 gram 2,961,000 148,050 2,812,950 562,590 3,375,540 140,648 148,050
5 gram 4,899,000 244,950 4,654,050 930,810 5,584,860 232,703 244,950
10 gram 9,740,000 487,000 9,253,000 1,850,600 11,103,600 462,650 487,000
20 gram 19,480,000 974,000 18,506,000 3,701,200 22,207,200 925,300 974,000
50 gram 48,356,000 2,417,800 45,938,200 9,187,640 55,125,840 2,296,910 2,417,800
Murabahah Logam Mulia 24 K per satu Item untuk masa cicilan 30 bulan
dibay
harga uang muka cicilan per
Fine Gold Harga - DP margin keuntungan harga jual
perolehan minimum bulan uang muka

1 gram 1,250,000 62,500 1,187,500 296,875 1,484,375 49,479 62,500


2 gram 1,991,000 99,550 1,891,450 472,862 2,364,312 78,810 99,550
3 gram 2,961,000 148,050 2,812,950 703,237 3,516,187 117,206 148,050
5 gram 4,899,000 244,950 4,654,050 1,163,512 5,817,562 193,919 244,950
10 gram 9,740,000 487,000 9,253,000 2,313,250 11,566,250 385,542 487,000
20 gram 19,480,000 974,000 18,506,000 4,626,500 23,132,500 771,083 974,000
50 gram 48,356,000 2,417,800 45,938,200 11,484,550 57,422,750 1,914,092 2,417,800
Murabahah Logam Mulia 24 K per satu Item untuk masa cicilan 36 bulan
dibay
harga uang muka cicilan per
Fine Gold Harga - DP margin keuntungan harga jual
perolehan minimum bulan uang muka

1 gram 1,250,000 62,500 1,187,500 356,250 1,543,750 42,882 62,500


2 gram 1,991,000 99,550 1,891,450 567,435 2,458,885 68,302 99,550
3 gram 2,961,000 148,050 2,812,950 843,885 3,656,835 101,579 148,050
5 gram 4,899,000 244,950 4,654,050 1,396,215 6,050,265 168,063 244,950
10 gram 9,740,000 487,000 9,253,000 2,775,900 12,028,900 334,136 487,000
20 gram 19,480,000 974,000 18,506,000 5,551,800 24,057,800 668,272 974,000
50 gram 48,356,000 2,417,800 45,938,200 13,781,460 59,719,660 1,658,879 2,417,800
Murabahah Logam Mulia 24 K per satu Item untuk masa cicilan 42 bulan
dibay
harga uang muka cicilan per
Fine Gold Harga - DP margin keuntungan harga jual
perolehan minimum bulan uang muka

1 gram 1,250,000 62,500 1,187,500 415,625 1,603,125 38,170 62,500


2 gram 1,991,000 99,550 1,891,450 662,007 2,553,457 60,797 99,550
3 gram 2,961,000 148,050 2,812,950 984,532 3,797,482 90,416 148,050
5 gram 4,899,000 244,950 4,654,050 1,628,917 6,282,967 149,594 244,950
10 gram 9,740,000 487,000 9,253,000 3,238,550 12,491,550 297,418 487,000
20 gram 19,480,000 974,000 18,506,000 6,477,100 24,983,100 594,836 974,000
50 gram 48,356,000 2,417,800 45,938,200 16,078,370 62,016,570 1,476,585 2,417,800

Murabahah Logam Mulia 24 K per satu Item untuk masa cicilan 48 bulan
dibay
harga uang muka cicilan per
Fine Gold Harga - DP margin keuntungan harga jual
perolehan minimum bulan uang muka

1 gram 1,250,000 62,500 1,187,500 475,000 1,662,500 34,635 62,500


2 gram 1,991,000 99,550 1,891,450 756,580 2,648,030 55,167 99,550
3 gram 2,961,000 148,050 2,812,950 1,125,180 3,938,130 82,044 148,050
5 gram 4,899,000 244,950 4,654,050 1,861,620 6,515,670 135,743 244,950
10 gram 9,740,000 487,000 9,253,000 3,701,200 12,954,200 269,879 487,000
20 gram 19,480,000 974,000 18,506,000 7,402,400 25,908,400 539,758 974,000
50 gram 48,356,000 2,417,800 45,938,200 18,375,280 64,313,480 1,339,864 2,417,800
Murabahah Logam Mulia 24 K per satu Item untuk masa cicilan 54 bulan
dibay
harga uang muka cicilan per
Fine Gold Harga - DP margin keuntungan harga jual
perolehan minimum bulan uang muka

1 gram 1,250,000 62,500 1,187,500 534,375 1,721,875 31,887 62,500


2 gram 1,991,000 99,550 1,891,450 851,152 2,742,602 50,789 99,550
3 gram 2,961,000 148,050 2,812,950 1,265,827 4,078,777 75,533 148,050
5 gram 4,899,000 244,950 4,654,050 2,094,322 6,748,372 124,970 244,950
10 gram 9,740,000 487,000 9,253,000 4,163,850 13,416,850 248,460 487,000
20 gram 19,480,000 974,000 18,506,000 8,327,700 26,833,700 496,920 974,000
50 gram 48,356,000 2,417,800 45,938,200 20,672,190 66,610,390 1,233,526 2,417,800

Murabahah Logam Mulia 24 K per satu Item untuk masa cicilan 60 bulan
dibay
harga uang muka cicilan per
Fine Gold Harga - DP margin keuntungan harga jual
perolehan minimum bulan uang muka

1 gram 1,250,000 62,500 1,187,500 712,500 1,900,000 31,667 62,500


2 gram 1,991,000 99,550 1,891,450 1,134,870 3,026,320 50,439 99,550
3 gram 2,961,000 148,050 2,812,950 1,687,770 4,500,720 75,012 148,050
5 gram 4,899,000 244,950 4,654,050 2,792,430 7,446,480 124,108 244,950
10 gram 9,740,000 487,000 9,253,000 5,551,800 14,804,800 246,747 487,000
20 gram 19,480,000 974,000 18,506,000 11,103,600 29,609,600 493,493 974,000
50 gram 48,356,000 2,417,800 45,938,200 27,562,920 73,501,120 1,225,019 2,417,800

catatan
1. Harga perolehan berubah setiap waktu, informasi harga dapat diperoleh sesuai toko emas yang diinginkan
2. Margin Keuntungan adalah tingkat keuntungan penjualan untuk Bank Metro Madani
3. Cicilan per bulan tidak berubah meskipun harga emas naik atau turun di kemudian hari
update data 11/29/22 03:26 AM
.
Untuk Informasi : PT. BPR Syariah Metro Madani Jl. AH. Nasution No. 74 Yosorejo Metro Timur Lampung
Syarat : 1. Mengisi Formulir pembiayaan
2. Foto Copy EKTP
3. Foto Copy KK
4. Foto Terbaru Ukuran 4x6
5. DP 30% Dari Harga Perolehan
dibayar saat akad harga /gr
(pokok+margin
biaya adm ongkos kirim Materai jumlah +bea)

50,000 0 - - 112,500 1,418,750


50,000 0 - - 149,550 1,115,073
50,000 0 - - 198,050 1,097,432
50,000 0 - - 294,950 1,082,881
50,000 0 10,000 10,000 547,000 1,072,530
50,000 0 10,000 10,000 1,034,000 1,069,530
50,000 0 10,000 10,000 2,477,800 1,060,196

dibayar saat akad harga /gr


(pokok+margin
biaya adm ongkos kirim Materai jumlah +bea)

50,000 0 - - 112,500 1,478,125


50,000 0 - - 149,550 1,162,359
50,000 0 - - 198,050 1,144,314
50,000 0 - - 294,950 1,129,421
50,000 0 10,000 10,000 547,000 1,118,795
50,000 0 10,000 10,000 1,034,000 1,115,795
50,000 0 10,000 10,000 2,477,800 1,106,135

dibayar saat akad harga /gr


(pokok+margin
biaya adm ongkos kirim Materai jumlah +bea)

50,000 0 - - 112,500 1,537,500


50,000 0 - - 149,550 1,209,645
50,000 0 - - 198,050 1,191,197
50,000 0 - - 294,950 1,175,962
50,000 0 10,000 10,000 547,000 1,165,060
50,000 0 10,000 10,000 1,034,000 1,162,060
50,000 0 10,000 10,000 2,477,800 1,152,073

dibayar saat akad harga /gr


(pokok+margin
biaya adm ongkos kirim Materai jumlah +bea)

50,000 0 - - 112,500 1,596,875


50,000 0 - - 149,550 1,256,931
50,000 0 - - 198,050 1,238,079
50,000 0 - - 294,950 1,222,502
50,000 0 10,000 10,000 547,000 1,211,325
50,000 0 10,000 10,000 1,034,000 1,208,325
50,000 0 10,000 10,000 2,477,800 1,198,011
dibayar saat akad harga /gr
(pokok+margin
biaya adm ongkos kirim Materai jumlah +bea)

50,000 0 - - 112,500 1,656,250


50,000 0 - - 149,550 1,304,218
50,000 0 - - 198,050 1,284,962
50,000 0 - - 294,950 1,269,043
50,000 0 10,000 10,000 547,000 1,257,590
50,000 0 10,000 10,000 1,034,000 1,254,590
50,000 0 10,000 10,000 2,477,800 1,243,949

dibayar saat akad harga /gr


(pokok+margin
biaya adm ongkos kirim Materai jumlah +bea)

50,000 0 - - 112,500 1,715,625


50,000 0 - - 149,550 1,351,504
50,000 0 - - 198,050 1,331,844
50,000 0 - - 294,950 1,315,583
50,000 0 10,000 10,000 547,000 1,303,855
50,000 0 10,000 10,000 1,034,000 1,300,855
50,000 0 10,000 10,000 2,477,800 1,289,887

dibayar saat akad harga /gr


(pokok+margin
biaya adm ongkos kirim Materai jumlah +bea)

50,000 0 - - 112,500 1,775,000


50,000 0 - - 149,550 1,398,790
50,000 0 - - 198,050 1,378,727
50,000 0 - - 294,950 1,362,124
50,000 0 10,000 10,000 547,000 1,350,120
50,000 0 10,000 10,000 1,034,000 1,347,120
50,000 0 10,000 10,000 2,477,800 1,335,826

dibayar saat akad harga /gr


(pokok+margin
biaya adm ongkos kirim Materai jumlah +bea)

50,000 0 - - 112,500 1,834,375


50,000 0 - - 149,550 1,446,076
50,000 0 - - 198,050 1,425,609
50,000 0 - - 294,950 1,408,664
50,000 0 10,000 10,000 547,000 1,396,385
50,000 0 10,000 10,000 1,034,000 1,393,385
50,000 0 10,000 10,000 2,477,800 1,381,764
dibayar saat akad harga /gr
(pokok+margin
biaya adm ongkos kirim Materai jumlah +bea)

50,000 0 - - 112,500 2,012,500


50,000 0 - - 149,550 1,587,935
50,000 0 - - 198,050 1,566,257
50,000 0 - - 294,950 1,548,286
50,000 0 10,000 10,000 547,000 1,535,180
50,000 0 10,000 10,000 1,034,000 1,532,180
50,000 0 10,000 10,000 2,477,800 1,519,578
Simulasi Emas Madani
Bank Syariah Metro Madani
Jl. AH. Nasution No. 74 Yosorejo Metro Timur Lampung

Murabahah Logam Mulia 24 K per satu item untuk masa cicilan ( Untuk Karyawan )

Pembiayaan
Fine Gold Harga Beli
DP+Adm
(gram) Emas
12 bln 18 bln 24 bln 36 bln 48 bln 60 bln

1 1,250,000 112,500 108,854 75,868 59,375 42,882 34,635 31,667


2 1,991,000 149,550 173,383 120,843 94,573 68,302 55,167 50,439
3 2,961,000 198,050 257,854 179,716 140,648 101,579 82,044 75,012
5 4,899,000 294,950 426,621 297,342 232,703 168,063 135,743 124,108
10 9,740,000 547,000 848,192 591,164 462,650 334,136 269,879 246,747
20 19,480,000 1,034,000 1,696,383 1,182,328 925,300 668,272 539,758 493,493
50 48,356,000 2,477,800 4,211,002 2,934,941 2,296,910 1,658,879 1,339,864 1,225,019

Asumsi Harga Perhiasan Pergram : * Rp880,000


Perhiasan Harga 48 bln 60 bln
Total DP 12 bln 18 bln 24 bln 36 bln
(gram) Perolehan
1 880,000 94,000 76,633 53,411 41,800 30,189 24,383 20,900
2 1,760,000 138,000 153,267 106,822 83,600 60,378 48,767 41,800
3 2,640,000 182,000 229,900 160,233 125,400 90,567 73,150 62,700
5 4,400,000 270,000 383,167 267,056 209,000 150,944 121,917 104,500
10 8,800,000 500,000 766,333 534,111 418,000 301,889 243,833 209,000
20 17,600,000 940,000 1,532,667 1,068,222 836,000 603,778 487,667 418,000
50 44,000,000 2,260,000 3,831,667 2,670,556 2,090,000 1,509,444 1,219,167 1,045,000
catatan
1. * Harga perolehan berubah setiap waktu, informasi harga dapat diperoleh sesuai toko emas yang diinginkan
2. Total DP ( DP 5% dari harga perolehan + By. Adm Rp.50.000 + Materai 1 buah )
3. Cicilan per bulan tidak berubah meskipun harga emas naik atau turun di kemudian hari
4. Fatwa DSN No. 77/ DSN-MUI/V/2010 dan Opini DPS BPRS Metro Madani No. 02/DPS-BPRS-MM/VI/2022
Syarat : 1. Mengisi Formulir pembiayaan CP :
2. Foto Copy EKTP
3. DP 5% Dari Harga Perolehan
Update : 11/29/2022 3:26

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