Laporan Keuangan PT BPR Lestari Bali Tahun 2017 - 2021

Jenis Dana 2017 2018 2019

Diketahui :
1. Tabungan Rp 3,442,297,527,117 Rp 4,191,586,255,681 Rp 5,241,232,701,245
2. Deposito Rp 12,400,646,272 Rp 14,490,987,257 Rp 15,001,122,967
3. Kewajiban lainnya Rp 20,793,872,920 Rp 26,032,565,067 Rp 27,729,839,392
4. Beban bunga Rp 314,162,596,430 Rp 328,624,016,604 Rp 406,965,103,781
5. Beban operasional Rp 123,842,545,382 Rp 148,216,683,908 Rp 187,855,555,095
6. Beban non operasional Rp 12,020,954,039 Rp 13,943,586,981 Rp 3,169,617,958
7. Jumlah aset Rp 4,469,348,760,861 Rp 5,126,730,176,001 Rp 6,156,800,073,922
8. Total Fund Rp 3,475,492,046,309 Rp 4,232,109,808,005 Rp 5,283,963,663,604

Biaya Dana 2017 2018 2019

Rp 314,162,596,430 Rp 328,624,016,604 Rp 406,965,103,781
a. Cost of Fund Rp 3,475,492,046,309 Rp 4,232,109,808,005 Rp 5,283,963,663,604
9.04% 7.77% 7.70%
Rp 135,863,499,421 Rp 162,160,270,889 Rp 191,025,173,053
b. Overhead cost Rp 4,469,348,760,861 Rp 5,126,730,176,001 Rp 6,156,800,073,922
3.04% 3.16% 3.10%
Cost of Money 12.08% 10.93% 10.80%
c. Tidak ada perhitugan Cost of Loanable Fund, karena dalam BPR tidak terdapat giro.
n 2017 - 2021
2020 2021

Rp 4,373,225,239,851 Rp 6,316,757,456,056
Rp 17,241,580,783 Rp 23,148,423,737
Rp 28,699,425,865 Rp 19,034,453,027
Rp 409,937,892,030 Rp 392,152,883,578
Rp 170,011,522,942 Rp 164,255,382,255
Rp 1,285,647,250 Rp 8,500,039,872
Rp 6,399,974,202,933 Rp 7,297,274,164,191
Rp 4,419,166,246,499 Rp 6,358,940,332,820

2020 2021
Rp 409,937,892,030 Rp 392,152,883,578
Rp 4,419,166,246,499 Rp 6,358,940,332,820
9.28% 6.17%
Rp 171,297,170,192 Rp 172,755,422,127
Rp 6,399,974,202,933 Rp 7,297,274,164,191
2.68% 2.37%
11.95% 8.53%
 Laporan Keuangan PT BPR Lestari Bali Tahun 2017 - 2021
Jenis Dana 2017 2018
Diketahui :
1. Giro Rp 1,710,586,475 Rp 2,873,759,253
2. Tabungan Rp 14,232,177,439 Rp 26,451,268,231
3. Deposito Rp 9,448,284,893 Rp 7,116,101,180
4. Kewajiban lainnya Rp 269,786,086 Rp 186,849,141
5. Beban bunga Rp 246,314,025 Rp 402,613,506
6. Beban operasional Rp 218,705,646 Rp 310,108,013
7. Jumlah aset Rp 26,463,714,653 Rp 36,731,305,321
8. Total Fund Rp 25,660,834,893 Rp 36,627,977,805

Biaya Dana 2017 2018

Rp 246,314,025 Rp 402,613,506
a. Cost of Fund Rp 25,660,834,893 Rp 36,627,977,805
0.96% 1.10%
b. Cost of Loanable = 0.96% x (100/ (100 - 5.75)) = 1.10% x (100/ (100 - 5.75))
Fund 1.02% 1.17%
Rp 218,705,646 Rp 310,108,013
c. Overhead cost Rp 25,660,834,893 Rp 36,627,977,805
0.85% 0.85%
= 0.96% + 0.85% = 1.10% + 0.85%
Cost of Money
1.81% 1.95%
angan PT BPR Lestari Bali Tahun 2017 - 2021
2019 2020 2021

Rp 3,348,430,526 Rp 2,526,584,629
Rp 5,241,232,701,245 Rp 4,373,225,239,851 Rp 6,316,757,456,056
Rp 15,001,122,967 Rp 17,241,580,783 Rp 23,148,423,737
Rp 27,729,839,392 Rp 28,699,425,865 Rp 19,034,453,027
Rp 406,965,103,781 Rp 409,937,892,030 Rp 392,152,883,578
Rp 187,855,555,095 Rp 170,011,522,942 Rp 164,255,382,255
Rp 6,156,800,073,922 Rp 6,399,974,202,933 Rp 7,297,274,164,191
Rp 5,287,312,094,130 Rp 4,421,692,831,128 Rp 6,358,940,332,820

2019 2020 2021

Rp 406,965,103,781 Rp 409,937,892,030 Rp 392,152,883,578
Rp 5,287,312,094,130 Rp 4,421,692,831,128 Rp 6,358,940,332,820
7.70% 9.27% 6.17%
= 0.96% x (100/ (100 - 5.75)) = 0.96% x (100/ (100 - 5.75)) = 0.96% x (100/ (100 - 5.75))
8.17% 9.84% 6.54%
Rp 187,855,555,095 Rp 170,011,522,942 Rp 164,255,382,255
Rp 5,287,312,094,130 Rp 4,421,692,831,128 Rp 6,358,940,332,820
3.55% 3.84% 2.58%
11.72% 13.68% 9.13%
11.25% 13.12% 8.75%