1.

Laba Setelah Pajak

2. Pendapatan Bunga Kredit
3. Pertumbuhan kredit produktif
Kinerja Harian Kantor Cabang Ma. Sabak Konsolidasi
Periode November 2023
REALISASI 30
N INDIKATOR NOVEMBER TARGET NOVEMBER PENCAPAIAN
Y o Y (%) NOVEMBER
O KEUANGAN 2022 2023 (%)
2023

(2-1)/1 (2:3)

527,635,089,98
1 ASET -2.95% 512,084,668,955 92.39%
3 554,234,500,000.00

156,230,250,25
2 TABUNGAN -14.83% 133,061,183,012 76.10%
0 174,843,750,000

- Simpeda 26,275,910,307 -7.28% 24,362,653,551 91.09%

26,746,250,000.00

- SimPel 3,356,258,186 -4.58% 3,202,396,659 81.33%

3,937,583,333.33

- Siginjai Pedagang 4,762,792,863 22.05% 5,812,866,959 102.77%

5,656,250,000.00

- Siginjai Gaji 69,060,237,623 -18.04% 56,598,568,578 69.96%

80,905,166,666.67

- Siginjai 40,251,210,614 -19.36% 32,459,294,115 73.58%

44,115,583,333.33

- SILAH 1,660,000,000 -68.98% 515,000,000 26.45%

1,946,916,666.67

- Tabunganku 6,289,943,563 -16.34% 5,262,394,180 80.05%

6,573,833,333.33

- Siginjai Pensiun 4,573,897,095 5.99% 4,848,008,969 97.70%

4,962,166,666.67

227,890,669,21
3 GIRO -40.31% 136,037,824,039 99.83%
4 136,264,500,000

225,448,981,74
PEMDA -40.45% 134,261,608,244 118.62%
7 113,186,083,333.33

NON PEMDA 2,441,687,467 -27.25% 1,776,215,795 7.70%

23,078,416,666.67
 -

110,957,800,00
4 DEPOSITO -0.51% 110,388,300,000 211.22%
0 52,261,916,667

PEMDA 75,000,000,000 0.00% 75,000,000,000 750.00%

10,000,000,000.00

NON PEMDA 35,957,800,000 -1.58% 35,388,300,000 83.74%

42,261,916,666.67

TOTAL DANA PIHAK 495,078,719,46

-23.35% 379,487,307,051 363,370,166,667 104.44%
KETIGA 4

300,448,981,74
TOTAL DANA PEMDA -30.35% 209,261,608,244 0.00%
7

TOTAL DANA NON 194,629,737,71

-12.54% 170,225,698,807 0.00%
PEMDA 8

KOMPOSISI DANA
60.69% -9.14% 55.14% 33.90%
PEMDA

KOMPOSISI DANA
39.31% 14.10% 44.86%
NON PEMDA

5 LAYANAN SYARIAH 0.00% 0.00%

6 CASA 77.59% -8.61% 70.91% 85.62%

PENDAPATAN OPS 5,978,115,230.2

7 3,800,768,943 57.29% 118.62%
SELAIN BUNGA 0 5,039,833,333

492,878,016,74
8 TOTAL KREDIT 1.83% 501,873,835,918 94.75%
2 529,685,238,863.59

KREDIT 413,335,904,84
-1.62% 406,656,553,118 95.53%
KONSUMTIF 8 425,698,219,253.26

KREDIT PRODUKTIF 79,542,111,894 19.71% 95,217,282,800 103,987,019,610.33 91.57%

- INVESTASI 58,134,713,677 25.40% 72,900,214,989 98.29%

74,167,586,732.15
 - MODAL KERJA 21,407,398,217 4.25% 22,317,067,811 74.84%
29,819,432,878.18

0.00%

KOMPOSISI KRD
83.86% -3.38% 81.03% 80.37%
KONSUMTIF

KOMPOSISI KRD
16.14% 17.56% 18.97% 19.63%
PRODUKTIF

BIAYA OPERASIONAL
9 (setelah dikurangi 22,209,784,011 28.86% 28,620,555,853 98.56%
pajak) 29,040,000,000.00

- BIAYA BUNGA
7,430,503,669 -17.61% 6,122,289,682 67.41%
(DPK) 9,082,333,333.33

- GIRO 3,265,396,196 -57.16% 1,398,996,522 0.00%

- TABUNGAN 1,087,190,932 -9.70% 981,711,234 0.00%

- DEPO 3,077,916,541 21.56% 3,741,561,408 0.00%

- LAINNYA 12,192 68.29% 20,517

-
76,790,947 78.28% 136,904,730 30.48%
KOMISI/PROVISI 449,166,666.67

- PREMI
1,193,068,124 27.70% 1,523,557,864 79.64%
ASURANSI 1,913,083,333.33

- BIAYA TNGKRJ,
9,072,446,894 21.94% 11,062,912,244
UMMADM,CKPN

- BIAYA BUNGA
4,436,962,185 117.07% 9,631,374,332 186.89%
RAK 5,153,500,000.00

- BIAYA NON
138,074,518 12.24% 154,969,652 97.16%
OPERASIONAL 159,500,000.00
 PENDAPATAN
10 57,999,215,877 2.88% 59,672,020,388 88.30%
OPERASIONAL 67,582,416,666.67

- PEND BUNGA
51,876,099,304 3.41% 53,645,811,159 90.06%
KREDIT 59,568,916,666.67

- KI 4,000,040,733 54.93% 6,197,173,589

- KMK 1,781,410,179 41.03% 2,512,300,937

- KKS 45,814,437,273 -2.32% 44,751,929,717

- LAINNYA
280,211,118 -34.19% 184,406,917
(DENDA KREDIT)

-
515,641,163 13.17% 583,540,247
KOMISI/PROVISI

- BUNGA RAK 2,322,347,630 -97.93% 48,093,999 2,973,666,666.67 1.62%

- ADM 3,120,403,324 -8.97% 2,840,596,392

BEBAN PAJAK KINI 5,357,836,000 5,830,012,000 5,824,500,000 100.09%

11 LABA SETELAH PAJAK 30,447,106,028 -16.87% 25,309,592,263 32,737,166,666.67 77.31%

12 NPL -100.00%

NPL KREDIT
-100.00% 0.00%
PRODUKTIF

NPL KREDIT
-100.00%
KONSUMTIF

13 LDR 99.56% 32.84% 132.25% 145.77% 90.73%

14 BOPO 38.29% 25.25% 47.96% 42.97% 111.62%

BEBAN UMUM DAN

3,042,088,309 3,556,666,667
ADM
4. REALISASI KUR SAMPAI NOVEMBER 2023

5. REALISASI KPP PRODUKTIF SAMPAI NOVEMBER 2023

6.
5. REALISASI KUM SAMPAI NOVEMBER 2023
 Realisasi KC + 3 KCP Realiasi KUM RP. 4.051.000.000,-

Realisasi KC + 3 KCP Realiasi KPP PRODUKTIF RP. 3.619.497.597,-

TOTAL REALISASI KUM + KPP RP. 7.670.497.597

6. REALISASI KPR

7. REALISASI INTAN LOAN

8. UNTUK NPL GABUNGAN

9. PERTUMBUHAN NASABAH BARU

KANTOR CABANG MUARA SABAK = 7 BERKAS
KCP NIPAH PANJANG = 3 BERKAS
KCP SABAK TIMUR = 2 BERKAS
KCP GERAGAI = 3 BERKAS
TOTAL = 15 BERKAS
10. PENGKINIAN DATA NASABAH

11. Melakukan Pemantauan & Penagihan Atas Kolek 1, Kolek 2 dan Flagging Taspen

DILAKUKAN SETIAP BULAN

12. Penyelesaian Temuan Berulang (Internal & Eksternal)

TIDAK ADA

13. ABSENSI KEHADIRAN