Diketahui:
P = Rp6.500/liter
i = 5%/tahun
F = Rp8.000/liter
Ditanya: n?
Jawaban:
𝐹 = 𝑃(1 + 𝑖)𝑛
8000 = 6500(1 + 0,05)𝑛
8000 = 6500(1,05)𝑛
8000 16
1,05𝑛 = =
6500 13
16
𝑛 = log1,05 ( ) = 4,26 𝑡𝑎ℎ𝑢𝑛 ≅ 5 𝑡𝑎ℎ𝑢𝑛
13
Arithmetic gradient
• Base Annuity
• Gradient component
• Total
𝑃 𝑃 𝑃 𝑃
𝑃0,𝐺 = 𝐴 ( , 𝑖, 𝑛) + 𝐺 ( , 𝑖, 𝑛) = 402 ( , 0,03,5) + 2 ( , 0,03,5)
𝐴 𝐺 𝐴 𝐺
Cash Inflow
𝑃 𝑃
𝑃0,𝑖𝑛𝑓𝑙𝑜𝑤 = 𝑃0,𝐺 + 400 = 402 ( , 0,03,5) + 2 ( , 0,03,5) + 400
𝐴 𝐺
Cash Outflow
𝑃 𝑃
𝑃0,𝑜𝑢𝑡𝑓𝑙𝑜𝑤 = 1000 + 𝐹 ( , 𝑖, 𝑛) = 1000 + 𝑋( , 0,03,6)
𝐹 𝐹
Diketahui bahwa net present value adalah 0
𝑃0,𝑖𝑛𝑓𝑙𝑜𝑤 = 𝑃0,𝑜𝑢𝑡𝑓𝑙𝑜𝑤
𝑃 𝑃 𝑃
402 ( , 0,03,5) + 2 ( , 0,03,5) + 400 = 1000 + 𝑋( , 0,03,6)
𝐴 𝐺 𝐹
(1 + 𝑖)𝑛 − 1 (1 + 𝑖)𝑛 − 𝑖𝑛 − 1
402 ( ) + 2( ) + 400 = 1000 + 𝑋(1 + 𝑖)−𝑛
𝑖(1 + 𝑖)𝑛 𝑖 2 (1 + 𝑖)𝑛
(1 + 0,03)5 − 1 (1 + 0,03)5 − 0,03 × 5 − 1
402 ( ) + 2 ( ) + 400 = 1000 + 𝑋(1 + 0,03)−6
0,03(1 + 0,03)5 0,032 × (1 + 0,03)5
𝑋 = 1503,90 = 1504