Masa Kredit (Bulan) 48 Advance Jenis Kendaraan Penumpang

Bunga Jual 12.00% Flat Per Tahun Tahun Pembuatan 2011 Simulasi Perhitungan Pembiayaan
MPH Sesuai Memo Internal 86,000,000.00 Tarif Premi Wilayah 2 Kendaraan Bermotor Roda Empat atau Lebih
Created & Designed by hobert tjiu DKI Jakarta, Jawa Barat, dan Banten
Harga On The Road 128,500,000.00 Created & Designed by hobert tjiu Created & Designed by hobert tjiu
Uang Muka 30.00% 38,550,000.00 Tahun Jenis Asuransi Depresiasi Pertanggungan Main Premi Loading Fee Premi Asuransi
Pokok Hutang 70.00% 89,950,000.00 1 Total Loss Only 100% 128,500,000.00 565,400.00 0.00 565,400.00
Premi As. Yang Dikredit 0.00 2 Total Loss Only 80% 102,800,000.00 668,200.00 0.00 668,200.00
Total Pokok Hutang 89,950,000.00 3 Total Loss Only 70% 89,950,000.00 584,675.00 0.00 584,675.00
4 Total Loss Only 65% 83,525,000.00 542,912.50 0.00 542,912.50
Total Pokok Hutang Melebihi Batas MPH
0 Comprehensive 0% 0.00 0.00 0.00 0.00
Angsuran Per Bulan 2,773,500.00 Created & Designed by hobert tjiu Total Premi Asuransi 2,361,187.50
Created & Designed by hobert tjiu Selling Rate 21.7929% Effective P.A. Tunai All Tenor 2,361,187.50
Premi Asuransi Tunai 2,361,187.50 Supplier Rate 18.6331% Effective P.A. Yang Dikredit Kosong (Nol) 0.00
Biaya Administrasi 3,100,000.00 Created & Designed by hobert tjiu Created & Designed by hobert tjiu
Biaya Provisi 3.00% 2,698,500.00 Pendapatan Bunga 43,178,000.00 Refund Bunga (NPV) 2.00% 4,862,000.00
Biaya Survei 0.00 Pendapatan Asuransi 590,296.88 Refund Asuransi ### 472,237.50
Created & Designed by hobert tjiu Pendapatan Administrasi 3,100,000.00 Refund Provisi 1.50% 1,349,250.00
Total Bayar Pertama (TDP) 49,483,187.50 Pendapatan Provisi 2,698,500.00 Total Komisi/Refund 6,683,487.50
Pembayaran (Disbursement) 79,016,812.50 Total Pendapatan 49,566,796.88 Komisi/Refund Sesuai SE OJK
Batas Maksimum SE OJK 7,435,000.00
Masa Kredit (Bulan) 48 Advance Jenis Kendaraan Penumpang
Bunga Jual 12.00% Flat Per Tahun Tahun Pembuatan 2012 Simulasi Perhitungan Pembiayaan
MPH Sesuai Memo Internal 99,000,000.00 Tarif Premi Wilayah 2 Kendaraan Bermotor Roda Empat atau Lebih
Created & Designed by hobert tjiu DKI Jakarta, Jawa Barat, dan Banten
Harga On The Road 150,000,000.00 Created & Designed by hobert tjiu Created & Designed by hobert tjiu
Uang Muka 45,000,000.00 Tahun Jenis Asuransi Depresiasi Pertanggungan Main Premi Loading Fee Premi Asuransi
Pokok Hutang 70.00% 105,000,000.00 1 Total Loss Only 100% 150,000,000.00 660,000.00 0.00 660,000.00
Premi As. Yang Dikredit 0.00 2 Total Loss Only 80% 120,000,000.00 780,000.00 0.00 780,000.00
Total Pokok Hutang 105,000,000.00 3 Total Loss Only 70% 105,000,000.00 682,500.00 0.00 682,500.00
4 Total Loss Only 65% 97,500,000.00 633,750.00 0.00 633,750.00
Total Pokok Hutang Melebihi Batas MPH
0 Comprehensive 0% 0.00 0.00 0.00 0.00
Angsuran Per Bulan 3,237,500.00 Created & Designed by hobert tjiu Total Premi Asuransi 2,756,250.00
Created & Designed by hobert tjiu Selling Rate 21.7920% Effective P.A. Tunai All Tenor 2,756,250.00
Premi Asuransi Tunai 2,756,250.00 Supplier Rate 18.6325% Effective P.A. Yang Dikredit Kosong (Nol) 0.00
Biaya Administrasi 3,000,000.00 Created & Designed by hobert tjiu Created & Designed by hobert tjiu
Biaya Provisi 3.00% 3,150,000.00 Pendapatan Bunga 50,400,000.00 Refund Bunga (NPV) 2.00% 5,675,000.00
Biaya Survei 0.00 Pendapatan Asuransi 689,062.50 Refund Asuransi ### 551,250.00
Created & Designed by hobert tjiu Pendapatan Administrasi 3,000,000.00 Refund Provisi 1.50% 1,575,000.00
Total Bayar Pertama (TDP) 57,143,750.00 Pendapatan Provisi 3,150,000.00 Total Komisi/Refund 7,801,250.00
Pembayaran (Disbursement) 92,856,250.00 Total Pendapatan 57,239,062.50 Komisi/Refund Sesuai SE OJK
Batas Maksimum SE OJK 8,585,000.00