KEWAJIBAN
Kewajiban Segera 1,159,032 1,705,176
Simpanan
a. Tabungan 4,111,634 7,828,584
b. Deposito 79,092,832 83,369,072
Jumlah Simpanan 83,204,466 91,197,656
Simpanan dari Bank Lain 4,196,942 357,531
Pinjaman Diterima 9,166,404 52,721,562
Dana Setoran Modal-Kewajiban - -
Kewajiban Imbalan Kerja - -
Pinjaman Subordinasi - -
Modal Pinjaman - -
Kewajiban Lain-lain 4,149,468 4,024,209
- - -
- - -
1,914,630 1,077,906 1,060,502
140,522,129 125,273,465 129,741,409
142,436,759 126,351,371 130,801,911
2,993,376 2,360,622 2,366,510
139,443,383 123,990,749 128,435,401
- 474,278 669,540
- - 7,401,276
- - 54,276
6,277,401 5,749,086 5,673,695
4,128,350 4,118,347 4,223,848
2,149,051 1,630,739 8,796,847
1,084,745 1,095,745 1,322,865
948,839 1,001,364 1,184,954
4,038,425 4,862,363 4,528,539
Beban Bunga
Bunga Kontraktual 8,313,390 10,378,330 13,549,060
Amortisasi Provisi, Administrasi dan Biaya Transaksi 19,000 15,417 15,000
Jumlah Beban Bunga 8,332,390 10,393,747 13,564,060
Jumlah Pendapatan Bunga-Bersih 20,024,649 23,153,726 23,810,369
Pendapatan Operasional Lainnya 3,845,989 4,945,328 4,459,783
JUMLAH PENDAPATAN OPERASIONAL 23,870,638 28,099,054 28,270,152
Beban Penyisihan Kerugian Aktiva Produktif (-) 252,505 507,560 2,346,757
Beban Pemasaran (-) 105,821 198,428 255,317
Beban Penelitian dan Pengembangan (-) - - -
Beban Administrasi dan Umum (-) 17,447,035 19,545,450 21,352,587
Beban Operasional Lainnya (-) 66,447 145,192 123,343
JUMLAH BEBAN OPERASIONAL (-) 17,871,808 20,396,630 24,078,004
LABA (RUGI) OPERASIONAL 5,998,830 7,702,424 4,192,148
PENDAPATAN DAN BEBAN NON OPERASIONAL
Pendapatan Non Operasional 70,155 69,281 411,286
Beban Non Operasional
Kerugian Penjualan Aset (-) 883 - -
Lain-lain (-) 58,112 65,308 74,418
PENDAPATAN (BEBAN) NON OPERASIONAL 11,160 3,973 336,868
LABA (RUGI)
LABA (RUGI) SEBELUM PAJAK PENGHASILAN 6,009,990 7,706,397 4,529,016
TAKSIRAN PAJAK PENGHASILAN (-) 1,623,147 1,917,204 1,592,038
LABA (RUGI) BERSIH 4,386,843 5,789,193 2,936,978
2020 2021 Rasio 2017 2018
NPL net 1.61 1.00
KPMM 17.19 16.54
29,215,373 30,075,213 LDR 87.69 87.57
1,402,327 785,437 ROA 5.61 5.26
286,246 244,466 KAP 1.63 0.82
30,331,454 30,616,184 PPAP 109.67 100.00
BOPO 80.56 79.96
Cash Ratio 10.25 11.92
11,726,357 9,449,068 NPM 18.38 20.60
14,583 15,417
11,740,940 9,464,485 Rasio 2017 2018
18,590,514 21,151,699 NPL net 1.61 1.00
3,427,312 3,309,982 KPMM 17.19 16.54
22,017,826 24,461,681 LDR 87.69 87.57
428,258 862,940 ROA 5.61 5.26
87,732 87,505 KAP 1.63 0.82
- - PPAP 109.67 100
18,231,825 18,484,151 BOPO 80.56 79.96
86,696 65,828 Cash Ratio 10.25 11.92
18,834,511 19,500,424 NPM 18.38 20.60
3,183,315 4,961,257
C KPMM 17.19 16.54
365,558 406,672 A KAP 1.63 0.82
A PPAP 109.67 100
- 548 M NPM 18.38 20.60
76,326 75,041 E ROA 5.61 5.26
289,232 331,083 E BOPO 80.56 79.96
L LDR 87.69 87.57
3,472,547 5,292,340 L Cash Ratio 10.25 11.92
758,144 1,181,111
2,714,403 4,111,229
2019 2020 2021
4.51 5.45 4.62
34.43 39.49 39.45
89.84 88.67 86.58
2.61 2.18 3.37
4.55 5.48 4.79
102.78 91.11 127.02
89.27 90.21 84.70
13.93 17.93 17.02
10.39 12.33 16.81