Rp.
Estimasi Total Uang Muka Dan Angsuran Bulanan Anda Nama Anda
#REF!
1 3.75% 3.75% 4.00% 4.00% 6.25% 1 4.75% 4.75% 5.25% 5.25% 7.00% 7.50% 7.50%
2 4.25% 4.25% 4.50% 4.50% 7.00% 2 5.25% 5.25% 5.50% 5.50% 7.50% 8.00% 8.00%
3 4.50% 4.50% 4.75% 4.75% 7.75% 3 5.50% 5.50% 5.75% 5.75% 8.00% 8.50% 8.50%
4 5.00% 5.50% 5.50% 5.75% 8.50% 4 6.00% 6.25% 6.50% 6.75% 8.75% 9.25% 9.25%
5 5.75% 6.00% 6.25% 6.50% 9.25% 5 6.50% 6.75% 7.00% 7.25% 9.50% 10.00% 10.00%
Admin 1.5 jt 3.5 jt 1.5 jt 3.5 jt 3.5 jt Admin 1.5 jt 3.5 jt 1.5 jt 3.5 jt 1.5 jt 3.5 jt 3.5 jt
Provisi 0.50% 3.00% 0.50% 3.00% 3.00% Provisi 0.50% 3.00% 0.50% 3.00% 0.50% 3.00% 3.00%
Insentif* 5.00% 15.00% 5.00% 15.00% 7.50% Insentif* 5.00% 15.00% 5.00% 15.00% 5.00% 10.00% 7.50%
1 2 3 4 5 6 7 8 9 10 11
INSENTIF INSENTIF
PRODUCT RATE ADMIN PROVISI INSENTIF TAMBAHAN TAMBAHAN No
PROVISI PREMI
#REF! 8.10% 4,950,000 4.0% 17.5% 0.00% 0.00% 1
CNAF USED CAR PASSENGER DS-20_12 V2_SYARIAH Jawa
Non Jawa
LTV : 57.24% ADDM Sompo
2 Subsidi bunga dari dealer - 0.00% Other Insc
SIMULASI PEMBIAYAAN SYARIAH Perorangan 75.00% ###
0 IR Fix Cust. : 8.10% IR Effective Cust. 17.3871% ###
q Promo Code Mobile : DSUCSGS01 q Kategori : Used Passenger IR Fix Gain : 6.68% IR Effective Gain 14.3836% ###
q Nama Cadeb : q Merk kendaraan : Supplier rate fix : 0.00% Supplier rate eff. 0.0000% ###
q Kategori debitur : Perorangan q Type/ model : 8/3/2022 0 ###
q Jenis Pembiayaan : Syariah q Tahun Kendaraan : 2020 2022 2 Cash Credit Total ###
q JF / NON JF : Joint Finance q Area Cabang : Jawa Asuransi Kendaraan 3,410,000 0 3,410,000 Wilayah 1
2
q Upping Rate : 0.00% q Upping Admin : 0.00% Asuransi Jiwa 347,000 0 347,000 Joint Finan
PRODUCT OFFERING 11 Non Joint F
MULTIGUNA USED CAR SHOWROOM PASSENGER DEC 2020 DS GOLD NTF < 250 JT ADDM REFUND : 17.5% INCOME : All riskTJH
OTR : 134,000,000 Wilayah 2 All risk
DP : 42.76% 57,291,989 Passenger Dari bunga : 17.50% 1,087,000 TLO
Tenor : 12 0 All risk Kombinasi
Asuransi 2.8035% 3,757,000 Full Cash Kombinasi
Cash : 2.8035% 3,757,000 Discount : ADA DISCOUNT Kombinasi
Credit : 0.0000% - TJH pihak ke-3 10jt Admin : 0.00% - Kombinasi
0 0 Tanpa asrs. Banjir Bunga : 0.00% - - Kombinasi
PH Unit : 76,708,011 0.00% Tanpa asrs. Gempa TOTAL DISCOUNT : - Passenger
Kapitalisasi : - 1 Tanpa asrs. SRCC TOTAL REFUND SOMPO : 2,242,980 Pick Up
Total Hutang : 76,708,011 Maskapai Asuransi : Sompo TOTAL REFUND OTHER INSCO : 2,242,980 Truck
1 TOTAL REFUND YANG DIBAYARKAN : 2,242,980 CoF 6.65% Bus
IR Fix : 8.10% Bayar Pertama OPEX 8.29% Dasar
0 DP : 57,291,989 Gross Yield : 32.959% CoC 0.00% Perluasan
Insu cash : 3,757,000 NOI 15.57% ###
Admin % : 7.50000000% Admin : 5,754,000 Sub-disbursement ke dealer : 60,236,011 NII 10.74% ###
Polis : 50,000 No. FOS ID : PBT 18.02% ###
Angsuran / bulan : 6,911,000 Angsuran ke-1 6,911,000 Penerima refund Nama Supplier : Nominal PBT 6,442,308 ###
selama : 11 bulan TOTAL : 73,763,989 Nama Jabatan No Rekening Bank Source Prioritas Persentase Refund Gross NPWP Tax Refund Nett
Company - -
Direktur - -
Dibuat oleh CMO, Diketahui oleh SM, General Manager - -
Sales Manager - -
Supervisor - -
Salesman - -
( ……………………………………. ) ( ……………………………………. ) Others - -
- - -
SIMULASI PEMBIAYAAN SYARIAH
ANGSURAN : 6,911,000
selama : 11 bulan
Items Years N1 N2 N3 N4 N8 Items Years N1 N2 N3 N4 N5 N6 N8
1 3.75% 3.75% 4.00% 4.00% 6.25% 1 4.75% 4.75% 5.25% 5.25% 7.00% 7.50% 7.50%
2 4.25% 4.25% 4.50% 4.50% 7.00% 2 5.25% 5.25% 5.50% 5.50% 7.50% 8.00% 8.00%
3 4.50% 4.50% 4.75% 4.75% 7.75% 3 5.50% 5.50% 5.75% 5.75% 8.00% 8.50% 8.50%
4 5.00% 5.50% 5.50% 5.75% 8.50% 4 6.00% 6.25% 6.50% 6.75% 8.75% 9.25% 9.25%
5 5.75% 6.00% 6.25% 6.50% 9.25% 5 6.50% 6.75% 7.00% 7.25% 9.50% 10.00% 10.00%
Admin 1.5 jt 3.5 jt 1.5 jt 3.5 jt 3.5 jt Admin 1.5 jt 3.5 jt 1.5 jt 3.5 jt 1.5 jt 3.5 jt 3.5 jt
Provisi 0.50% 3.00% 0.50% 3.00% 3.00% Provisi 0.50% 3.00% 0.50% 3.00% 0.50% 3.00% 3.00%
Insentif* 5.00% 15.00% 5.00% 15.00% 7.50% Insentif* 5.00% 15.00% 5.00% 15.00% 5.00% 10.00% 7.50%
1 2 3 4 5 6 7 8 9 10 11
INSENTIF INSENTIF
PRODUCT RATE ADMIN ADMIN INSENTIF TAMBAHAN TAMBAHAN No
PROVISI PREMI
USED SHOWROOM PLATINUM ADDM < 250 JT ADDM 12 8.10% - 7.50% 17.5% 0.00% 0.00% 1 1
q Jenis Pembiayaan Syariah
1 2,242,980
2 -
Total Discount -
Sisa 1 2,242,980