PERHITUNGAN BEP PEMBUKAAN KANTOR

KOMPONEN BIAYA
Biaya Tetap

Investasi Awal - Asumsi Sewa 5 Tahun

KETERANGAN NOMINAL PER BULAN

Sewa Gedung 550,000,000 9,166,667
Renovasi 870,000,000 ###
Lain-Lain 30,000,000 500,000
Total 1,450,000,000 ###

Aset Tetap - Asumsi UE 5 tahun

KETERANGAN HARGA /@ JML TOTAL PER BLN

Komputer 12,000,000 5 60,000,000 1,000,000
Brankas 15,000,000 1 15,000,000 250,000
ATM 80,000,000 1 80,000,000 1,333,333
Genset 15,000,000 1 15,000,000 250,000
CCTV & Alarm 1,000,000 10 10,000,000 166,667
Stabilizer 10,000,000 2 20,000,000 333,333
UPS 3,000,000 2 6,000,000 100,000
AC 4,500,000 10 45,000,000 750,000
Meja 1,500,000 15 22,500,000 375,000
Kursi Kerja 750,000 15 11,250,000 187,500
Kursi Tunggu 1,500,000 10 15,000,000 250,000
Meja Meeting 3,000,000 1 3,000,000 50,000
Kursi Meeting 800,000 5 4,000,000 66,667
Sofa Tamu 5,000,000 2 10,000,000 166,667
TOTAL ### 5,279,167

Total Biaya Tetap 1,766,750,000

PERHITUNGAN BEP PEMBUKAAN KANTOR
KOMPONEN BIAYA
Biaya Variable

SDM
JABATAN JUMLAH ASUMSI GAJI TOTAL
Pincapem 1 20,000,000 20,000,000
Account Officer 2 4,000,000 8,000,000
Unit Head 1 3,200,000 3,200,000
Account Officer Mik 4 5,000,000 20,000,000
Spv Operation 1 7,500,000 7,500,000
Teller 1 3,500,000 3,500,000
CS 1 3,500,000 3,500,000
Gadai 1 4,000,000 4,000,000
Security 3 2,000,000 6,000,000
OB 1 2,000,000 2,000,000
TOTAL 16 77,700,000

Utilitas

Telpon 2,500,000
Listrik 6,000,000
Perawatan Gedung 2,000,000
Mobil Dinas 4,000,000
Motor Dinas 500,000
TOTAL 15,000,000

TOTAL BIAYA VARIABLE 92,700,000 per bulan

### 12 bulan
### 18 bulan
### 24 bulan
PERHITUNGAN BEP PEMBUKAAN KANTOR
KOMPONEN BIAYA
Asumsi Pricing

Pricing
Keterangan (bulan)
Keterangan
1 12 18 24
Pendapatan 1.00% 12.00% 18.00% 24.00%
Cost of Fund 0.54% 6.50% 9.75% 13.00%
Net Income Margin 0.46% 5.50% 8.25% 11.00%
PERHITUNGAN BEP PEMBUKAAN KANTOR
KOMPONEN BIAYA
Perhitungan BEP

Pricing
Jangka Waktu (%/bulan)
Keterangan
1 12 18 24
Pendapatan 1.00% 12.00% 18.00% 24.00%
Cost of Fund 0.54% 6.50% 9.75% 13.00%
Net Income Margin 0.46% 5.50% 8.25% 11.00%

Biaya Tetap 914,750,000 914,750,000 914,750,000

Biaya Variable ### ### ###
Toal Biaya yg ditanggung ### ### ###

Rata Rata OS pembiayaan *) ### ### ###

Jangka Waktu (Rp/bulan)

Keterangan
12 18 24
Pendapatan ### ### ###
Cost of Fund ### ### ###
Net Income Margin ### ### ###
Toal Biaya yg ditanggung ### ### ###
+/- - - -
 PEMBIAYAAN 100,000,000
PRICING 12%
JANGKA WAKTU 24 BULAN

BLN POKOK MARGIN ANGSURAN OS

###
1 3,707,347 1,000,000 4,707,347 ###
2 3,744,421 962,927 4,707,347 ###
3 3,781,865 925,482 4,707,347 ###
4 3,819,684 887,664 4,707,347 ###
5 3,857,880 849,467 4,707,347 ###
6 3,896,459 810,888 4,707,347 ###
7 3,935,424 771,923 4,707,347 ###
8 3,974,778 732,569 4,707,347 ###
9 4,014,526 692,821 4,707,347 ###
10 4,054,671 652,676 4,707,347 ###
11 4,095,218 612,129 4,707,347 ###
12 4,136,170 571,177 4,707,347 ###
13 4,177,532 529,816 4,707,347 ###
14 4,219,307 488,040 4,707,347 ###
15 4,261,500 445,847 4,707,347 ###
16 4,304,115 403,232 4,707,347 ###
17 4,347,156 360,191 4,707,347 ###
18 4,390,628 316,719 4,707,347 ###
19 4,434,534 272,813 4,707,347 ###
20 4,478,879 228,468 4,707,347 ###
21 4,523,668 183,679 4,707,347 ###
22 4,568,905 138,442 4,707,347 9,275,334
23 4,614,594 92,753 4,707,347 4,660,740
24 4,660,740 46,607 4,707,347 0
 JAN FEB MAR

A 100 99 98
B 50 53 56
C 200 199 198
D 300 299 298
E 400 399 398
F 100 99 98
1150 1148 1146
RATA-RATA OS 1,148