54%
DENGAN METODE RATA-RATA TERTIMBANG
54.00%
KOMPONEN PERSENTASE BIAYA DANA
SIMPANAN EKUITAS 1% 2,000,000,000
MODAL LEMBAGA 1% 1,500,000,000
SIBUHAR 3% -
SISUKA 2.5% 11,000,000,000
SIPANDIK 2% 4,000,000,000
HUTANG SPD 1%
BIAYA OPERASIONAL 5% 3,500,000,000
2,500,000,000
LABA YANG DIHARAPKAN 7%
24,500,000,000
RESIKO KREDIT 2%
PAJAK 12.5%
22%
2%
ALOKASI SUMBER BIAYA DANA
13% 2,000,000,000
1,500,000,000
-
6% 11,000,000,000
9% 4,000,000,000
10% 3,500,000,000
2,500,000,000
16% 560,000,000
54% 6.75
1.13%
S. POKOK 245,000,000
S. WAJIB 245,000,000
DANA TIDAK BERBUNGA 735,000,000
SIBUHAR 612,500,000
SISUKA 490,000,000
SIHARTA 245,000,000
SIPENDIK 1,225,000,000
SKA ( ss ) 1,715,000,000
HUTANG PUSKOPDIT 490,000,000
3,062,500,000
9,065,000,000
15,435,000,000
MENETAPKAN HARGA JUAL KREDIT
54%
DENGAN METODE RATA-RATA TERTIMBANG
54.00%
KOMPONEN PERSENTASE BIAYA DANA
SIMPANAN EKUITAS 1% 2,000,000,000
MODAL LEMBAGA 1% 1,500,000,000
SIBUHAR 3% -
SISUKA 2.5% 11,000,000,000
SIPANDIK 2% 4,000,000,000
HUTANG SPD 1%
BIAYA OPERASIONAL 5% 3,500,000,000
2,500,000,000
LABA YANG DIHARAPKAN 7%
24,500,000,000
RESIKO KREDIT 2%
PAJAK 12.5%
22%
2%
ALOKASI SUMBER BIAYA DANA
13% 2,000,000,000
1,500,000,000
-
6% 11,000,000,000
9% 4,000,000,000
10% 3,500,000,000
2,500,000,000
16% 560,000,000
54% 6.75
1.13%
S. POKOK 245,000,000
S. WAJIB 245,000,000
DANA TIDAK BERBUNGA 735,000,000
SIBUHAR 612,500,000
SISUKA 490,000,000
SIHARTA 245,000,000
SIPENDIK 1,225,000,000
SKA ( ss ) 1,715,000,000
HUTANG PUSKOPDIT 490,000,000
3,062,500,000
9,065,000,000
15,435,000,000
1. MENETAPKAN HARGA JUAL KREDIT
54%
54.00%
KOMPONEN PERSENTASE
SIMPANAN EKUITAS 1%
MODAL LEMBAGA 1%
SIBUHAR 3%
SISUKA 2.5%
SIPANDIK 2%
HUTANG SPD 1%
BIAYA OPERASIONAL 5%
RESIKO KREDIT 2%
PAJAK 12.5%
22%
2%
2. TINGKAT KEUNTUNGAN DALAM RUPIAH YANG AKAN DITERIMA OLEH KOPDIT ADALAHl :
15,435,000,000
DE RATA-RATA TERTIMBANG
1.13%