SIMULASI PERHITUNGAN ANGSURAN KREDIT KONSUMER

Annuitas
Bunga
KPR Subsidi
Maksimal Kredit Rp 154,935,000
Jangka Waktu Kredit 10 Tahun

Bulan Ke...s.d Suku Besarnya Angsuran Bulanan Angsuran Bulanan disetahunkan

Tahun Ke ke... Bunga Sisa Pokok*
Angsuran* Pokok* Bunga* Angsuran** Pokok** Bunga**
0 0 154,935,000
1 001-012 5.00% 1,672,100 1,026,538 645,563 20,065,200 12,318,450 7,746,750 142,616,550
2 013-024 5.00% 1,672,100 1,077,864 594,236 20,065,200 12,934,373 7,130,828 129,682,178
3 025-036 5.00% 1,672,100 1,131,758 540,342 20,065,200 13,581,091 6,484,109 116,101,086
4 037-048 5.00% 1,672,100 1,188,345 483,755 20,065,200 14,260,146 5,805,054 101,840,941
5 049-060 5.00% 1,672,100 1,247,763 424,337 20,065,200 14,973,153 5,092,047 86,867,788
6 061-072 5.00% 1,672,100 1,310,151 361,949 20,065,200 15,721,811 4,343,389 71,145,977
7 073-084 5.00% 1,672,100 1,375,658 296,442 20,065,200 16,507,901 3,557,299 54,638,076
8 085-096 5.00% 1,672,000 1,444,341 227,659 20,064,000 17,332,096 2,731,904 37,305,980
9 097-108 5.00% 1,672,000 1,516,558 155,442 20,064,000 18,198,701 1,865,299 19,107,279
10 109-120 5.00% 1,671,900 1,592,286 79,614 20,062,800 19,107,436 955,364 (157)
11 121-132 5.00% - - - - - - -
12 133-144 5.00% - - - - - - -
13 145-156 5.00% - - - - - - -
14 157-168 5.00% - - - - - - -
15 169-180 5.00% - - - - - - -
16 181-192 5.00% - - - - - - -
17 193-204 5.00% - - - - - - -
18 205-216 5.00% - - - - - - -
19 217-228 5.00% - - - - - - -
20 229-240 5.00% - - - - - - -
21 241-252 13.50% - - - - - - -
22 253-264 13.50% - - - - - - -
23 265-276 13.50% - - - - - - -
24 277-288 13.50% - - - - - - -
25 289-300 13.50% - - - - - - -

* Suku Bunga dapat berubah sewaktu-waktu, sehingga perhitungan angsuran di atas disesuaikan dengan suku bunga yang berlaku